Seniors Fraud Prevention Act of 2013

S. 2037, Discussed reauthorization of the Older Americans Act and various proposals (113th Congress). S. 462, Elder Abuse Victims Act of 2011 - Continued advocacy to develop legislative and regulatory policy to protect seniors from abuse, exploitation and neglect.S. 1028, OAA Amendments of 2013 - Discussed various reauthorization amendments. H.R. 3850, OAA Reauthorization Act of 2014 - Discussed support for passage of a simple bill. S. 1562, OAA Reauthorization Act of 2014 - Discussed urging introduction and passage of a simple bill. H.R. 4122, OAA Reauthorization Act of 2014 - Discussed urging introduction and passage of a simple bill. Discussed with ACL and AOA officials in a briefings on elder abuse, guardianship, OAA data collection and Presidential Budget proposals. H.R.2883/S. 1542 (112th Congress), Child and Family Services Improvement and Innovation Act - Discussed provisions supporting grandparents raising grandkids. S. 465, Senior Financial Empowerment Act of 2011 - Continued advocacy to develop legislative and regulatory policy to protect seniors from abuse, exploitation and neglect. S. 464, Elder Abuse in Later Life Act of 2011 - Continued advocacy to develop legislative and regulatory policy to protect seniors from abuse, exploitation and neglect. S.2077/H.R. 866, Elder Abuse Prevention Act (112th Congress) - Continued advocacy to develop legislative and regulatory policy to protect seniors from abuse, exploitation and neglect. S. 1263/H.R. 112, Silver Alert Act - Discussed elder abuse issues of 2011. S. 2037, Older Americans Act Amendments of 2012 - Discussed legislation. S. 1744, Guardian Accountability and Senior Protection Act - Supported legislation (112th Congress). H.R. 4945, Improving Care for Vulnerable Older Citizens through Workforce Advancement Act of 2014 - Discussed legislation. Discussed elder abuse issues, ARDC's and the World Elder Abuse Awareness Day. S.3358, Responding to urgent needs of survivors of the Holocaust Act - Discussed the improvement of services under OAA. Discussed legislation on Guardianship and Elder Abuse Prevention. (no bill) S. 1284, Labor, Health and Human Services Appropriations, 2014 - Lobbied to protect funding levels for Older Americans Act programs. S. 1028, OAA Reauthorization - Advocated adoption of a simple OAA reauthorization bill. Discussed House OAA Reauthorization by advocating adoption of simple OAA reauthorization bill. (no bill) S. 975, Court Appointed Guardian Accountability Act - Discussed necessary changes to bill. Discussed Seniors Fraud Protection Act (H.R. 1953/S. 1358) and Elder Protection and Abuse Prevention Act (S. 1019) and health care scams. Discussed support of compromise Senate OAA requthorization bill by HELP Committee Leadership. (no bill) Discussed support of S. 1358, Seniors Fraud Prevention Act of 2013. S. 1562, HELP Compromise OAA Reauthorization Bill- AARP supports bipartisan bill. AARP promotes similar simple OAA Reauthorization in House. (no bill) Discussed OAA Reauthorization proposals with AOA officials. Labor, HHS Appropriations bill, 2015 - Lobbied to protect funding levels for Older Americans Act programs. Discussed Older Americans Act program data collection with the Administration for Community Living. Discussed OAA data collection comment letter submission, Elder Justice Act Reauthorization, and OAA Reauthorization (ACL) Discussed possible family caregiving legislation. S. 1562, Senate Older Americans Act reauthorization bill - Discussed moving the bill to the floor for a vote with Senate staff. Discussed speaking to constituents regarding the Older Americans Act and other issues. Discussed White House Summit on Working Families. (no bill) Submitted comment letter on proposed NIDRR Rehabilitation Research & Training Center with a family support priority. Discussed legislation to support family caregivers. (no bill) Discussed care corps/caregiving corps. ( no bill) Discussed hearing on the sandwich generation. (no bill) Discussed elder abuse and World Elder Abuse Awareness Day reception. (no bill)

Client expense: $2,360,000 · Firm income: Not reported

Government targets: Administration on Aging, Agriculture, Dept of (USDA), Bureau of the Census, Centers For Medicare and Medicaid Services (CMS), Commodity Futures Trading Commission (CFTC), Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Highway Administration (FHA), Federal Reserve System, Federal Trade Commission (FTC), Federal Transit Administration (FTA), Food & Drug Administration (FDA), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Health Resources & Services Administration (HRSA), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Medicare Payment Advisory Commission (MedPAC), Natl Highway Traffic Safety Administration (NHTSA), Natl Institutes of Health (NIH), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of the Comptroller of the Currency (OCC), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Social Security Administration (SSA), Transportation, Dept of (DOT), Treasury, Dept of, Veterans Affairs, Dept of (VA), White House Office

Discussed financial regulatory reforms, including consumer and investor protections. (no bill) Pub.Law 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act - Discussed implementation of legislation.Letter sent to Senate Banking Committee Members in support of confirming a nominee to serve as the director of the Consumer Financial Protection Bureau. (no bill) Sign-on letter sent to the Federal Reserve, Consumer Financial Protection Bureau, Federal Deposit Insurance Corporation and Office of the Comptroller of the Currency in support of action of bank involvement in high-cost payday loans. (no bill) Discussed Banking Committee issues including SEC Fiduciary rulemaking, JOBS Act implementation and Dodd-Frank implementation. (no bill) H.R. 4660/S. 2437, The Commerce, Justice and Science Appropriations Act of 2015 - Lobbied to protect Census funding and consumer protection programs with jurisdiction of subcommittee. The Financial Services and General Government Appropriations Act of 2015 - Lobbied to protect consumer protection programs and implementation of ACA health insurance exchanges. (no bill) H.R. 1062, Letter written in opposition to the SEC Regulatory Accountability Act. Sent letter to the SEC urging it to propose rulemaking on Fiduciary Duty. (no bill) H.R. 2374, Letter written in opposition to the Retail Investor Protection Act. H.R. 1953, Expressed support for the Senior Fraud Prevention Act (FTC). S. 1358, Seniors Fraud Prevention Act - Letter written in support of this bill. S. 807, Plain Writing Act for Regulations - Letter written in support of this bill. Comment letter to the SEC on amendments to Reg. D, Form D, and rule 156 under the SEC Act, to implement JOBS Act provisions. Letter to Senate urging members not to sign a letter to OMB that would elay or prevent rulemaking by SEC and DOL on fiduciary duty. Comment letter to SEC in response to RFI regarding duties of broker/dealers and investment advisors. Lobbied in opposition to H.R. 2374, the Retail Investor Protection Act, voted on by the House in October 2013. Letter to OMB urging expedited handling of upcoming JEC and DOL fiduciary proposals in opposition to Congressional suggestions that the rules be delayed. Met with JEC Commissioners to discuss the need to move forward with a fiduciary duty proposal. H.R. 1622 - Letter to House members urging co-sponsorship of this bill to provide user fees for regular examinations of registered investment advisors. Letter to OMB in opposition to a letter sent to the agency by ten Senators urging that any DOL fiduciary duty rule be delayed with 60 days after completion of a related SEC proposal. Discussed methods for expediting DOL upgrade of Fiduciary duty definition under ERISA with agency staff. Met with Administration staff to discuss issuance of SEC and DOL fiduciary duty rules. Met with Senate Banking Committee staff to encourage support for SEC and DOL fiduciary duty rules. H.R. 1627, Investment Advisor Examination Improvement Act of 2013 - Letter to House in support (user fees to fund investment advisors). Met with EBSA on proposed regulatory agenda affecting financial institutions and retirement security. (no bill) Discussed bill to enhance law enforcement cooperation on Social Security number theft. (no bill) Discussed bill to require more effective disclosure on retail bond sales. (no bill) Sent letter to SEC demonstrating the harm from maintaining the suitability standard as opposed to imposing a fiduciary duty on broker/dealers to investors. (no bill) Discussed the need for fiduciary duty and user fees to fund the examination of registered investment advisors. (no bill) Briefed House Financial Services staff on detrimental effects of mandatory pre-dispute arbitration clauses in contracts. (no bill) Briefed Senate financial services staff on bank fraud and the objectives of the Department of Justice's Operation Choke Point. (no bill)

Pub. Law 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act - Discussed implementation of legislation. Responded to requests for comment with regard to Payday Lending, Mandatory Arbitration, "Larger Participants" (non-bank), and Bank Overdraft Fees.Discussed response to requests for comment with regard to Student Loan Affordability and Authority to restrict Mandatory Pre-Dispute Arbitration. Lobbied against H.R. 3035 the "Mobile Informational Call Act" of 2011. Responded to Consumer Financial Protection Bureau request for comment on "Procedural Rules to Establish Supervisory Authority over Certain Nonbank Covered Persons Based on Risk Determination. Responded to Consumer Financial Protection Bureau request for comment on Senior Financial Exploitation. Submitted comment letter to the CFPB on Integrated Mortgage Disclosure under RESPA and TILA Docket No. CFPB-2012-0028. Submitted comments to the CFPB on effective financial education, Docket No. CFPB 2012-0030. H.R. 2786/S.1371, Financial Services and General Government Appropriations bill, 2014 - Lobbied to protect funding levels for SEC, CFIC and CFPB, enforcement of consumer protection laws and agencies. H. R. 1953, Senior Fraud Prevention Act - Expressed support for bill and urged cosponsorship. S. 807, Letter of Support for the Plain Writing Act for Regulations. S. 1358, Letter in support of the Senior Fraud Prevention Act. Letter from AARP and Americans Act for Financial Reform (AFR) to the House urging opposition to a package of bills that would weaken CFPB's structure and funding mechanism. S. 878/H.R. 1844, Arbitration Fairness Act - AARP went on record in support of the bills. Financial Services and General Government Appropriations bill, 2015 - Lobbied to protect funding levels for SEC, CFIC and CFPB, enforcement of consumer portection laws and agencies. H.R. 3193, Consumer Financial Freedom and Washington Accountability Act - Letter in opposition to bill to weaken the CFPB. Sent letter to CFPB to correct abusive debt collection practices, Docket 2013-0033, RIN 3170-AA41. H.R. 4436, Discussed Investing in Student Success Act. Discussed Fraud Watch Network. (no bill) Briefed House Financial Services staff on detrimental effects of mandatory pre-dispute arbitration clauses in contracts. (no bill) Briefed Senate financial services staff on bank fraud and the objectives of the Department of Justice's Operation Choke Point. (no bill)

Discussed financial regulatory reforms, including consumer and investor protections. (no bill) Pub.Law 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act - Discussed implementation of legislation.Letter sent to Senate Banking Committee Members in support of confirming a nominee to serve as the director of the Consumer Financial Protection Bureau. (no bill) Sign-on letter sent to the Federal Reserve, Consumer Financial Protection Bureau, Federal Deposit Insurance Corporation and Office of the Comptroller of the Currency in support of action of bank involvement in high-cost payday loans. (no bill) Discussed Banking Committee issues including SEC Fiduciary rulemaking, JOBS Act implementation and Dodd-Frank implementation. (no bill) H.R. 2787/S. 1329, The Commerce, Justice and Science Appropriations Act of 2014 - Lobbied to protect consumer protection programs with jurisdiction of subcommittee. H.R. 2786/S. 1371, The Financial Services and General Government Appropriations Act of 2014 - Lobbied to protect consumer protection programs and implementation of ACA health insurance exchanges. H.R. 1062, Letter written in opposition to the SEC Regulatory Accountability Act. Sent letter to the SEC urging it to propose rulemaking on Fiduciary Duty. (no bill) H.R. 2374, Letter written in opposition to the Retail Investor Protection Act. H.R. 1953, Expressed support for the Senior Fraud Prevention Act (FTC). S. 1358, Seniors Fraud Prevention Act - Letter written in support of this bill. S. 807, Plain Writing Act for Regulations - Letter written in support of this bill. Comment letter to the SEC on amendments to Reg. D, Form D, and rule 156 under the SEC Act, to implement JOBS Act provisions. Letter to Senate urging members not to sign a letter to OMB that would elay or prevent rulemaking by SEC and DOL on fiduciary duty. Comment letter to SEC in response to RFI regarding duties of broker/dealers and investment advisors. H.R. 3547/H.J.R./59/H.R. 2775/H.J.R. 106, Consolidated Appropriations Act, 2014 - Lobbied to prevent inclusion of Medicare, Medicaid and Social Security benefit cuts and to protect vital health, social services, housing and transportation programs from enhanced reductions from the prior year baseline, and to prevent repeal of certain financial and health care-related regulation. Lobbied in opposition to H.R. 2374, the Retail Investor Protection Act, voted on by the House in October 2013. Letter to OMB urging expedited handling of upcoming JEC and DOL fiduciary proposals in opposition to Congressional suggestions that the rules be delayed. Met with JEC Commissioners to discuss the need to move forward with a fiduciary duty proposal. H.R. 1622 - Letter to House members urging co-sponsorship of this bill to provide user fees for regular examinations of registered investment advisors. Letter to OMB in opposition to a letter sent to the agency by ten Senators urging that any DOL fiduciary duty rule be delayed with 60 days after completion of a related SEC proposal. Discussed methods for expediting DOL upgrade of Fiduciary duty definition under ERISA with agency staff. Met with Administration staff to discuss issuance of SEC and DOL fiduciary duty rules. Met with Senate Banking Committee staff to encourage support for SEC and DOL fiduciary duty rules. H.R. 1627, Investment Advisor Examination Improvement Act of 2013 - Letter to House in support (user fees to fund investment advisors). Met with EBSA on proposed regulatory agenda affecting financial institutions and retirement security. (no bill) Discussed bill to enhance law enforcement cooperation on Social Security number theft. (no bill) Discussed bill to require more effective disclosure on retail bond sales. (no bill)

Pub. Law 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act - Discussed implementation of legislation. Responded to requests for comment with regard to Payday Lending, Mandatory Arbitration, "Larger Participants" (non-bank), and Bank Overdraft Fees.Discussed response to requests for comment with regard to Student Loan Affordability and Authority to restrict Mandatory Pre-Dispute Arbitration. Lobbied against H.R. 3035 the "Mobile Informational Call Act" of 2011. Responded to Consumer Financial Protection Bureau request for comment on "Procedural Rules to Establish Supervisory Authority over Certain Nonbank Covered Persons Based on Risk Determination. Responded to Consumer Financial Protection Bureau request for comment on Senior Financial Exploitation. Submitted comment letter to the CFPB on Integrated Mortgage Disclosure under RESPA and TILA Docket No. CFPB-2012-0028. Submitted comments to the CFPB on effective financial education, Docket No. CFPB 2012-0030. H.R. 2786/S.1371, Financial Services and General Government Appropriations bill, 2014 - Lobbied to protect funding levels for SEC, CFIC and CFPB, enforcement of consumer protection laws and agencies. H. R. 1953, Senior Fraud Prevention Act - Expressed support for bill and urged cosponsorship. S. 807, Letter of Support for the Plain Writing Act for Regulations. S. 1358, Letter in support of the Senior Fraud Prevention Act. Letter from AARP and Americans Act for Financial Reform (AFR) to the House urging opposition to a package of bills that would weaken CFPB's structure and funding mechanism. S. 878/H.R. 1844, Arbitration Fairness Act - AARP went on record in support of the bills. H.R. 3547, H.J.R. 59/H.R. 2775, H.J.R. 106, Consolidated Appropriations Act, 2014 - Lobbied to protect funding levels for SEC, CFIC and CFPB, enforcement of consumer portection laws and agencies. H.R. 3193, Consumer Financial Freedom and Washington Accountability Act - Letter in opposition to bill to weaken the CFPB. Sent letter to CFPB to correct abusive debt collection practices, Docket 2013-0033, RIN 3170-AA41.

S. 2037, Discussed reauthorization of the Older Americans Act and various proposals (113th Congress). S. 462, Elder Abuse Victims Act of 2011 - Continued advocacy to develop legislative and regulatory policy to protect seniors from abuse, exploitation and neglect.S. 1028, OAA Amendments of 2013 - Discussed various reauthorization amendments. H.R. 3850, OAA Reauthorization Act of 2014 - Discussed urging introduction and passage of a simple bill. S. 1562, OAA Reauthorization Act of 2014 - Discussed urging introduction and passage of a simple bill. H.R. 4122, OAA Reauthorization Act of 2014 - Discussed urging introduction and passage of a simple bill. Discussed with ACL and AOA officials in a briefings on elder abuse, guardianship, OAA data collection and Presidential Budget proposals. H.R.2883/S. 1542 (112th Congress), Child and Family Services Improvement and Innovation Act - Discussed provisions supporting grandparents raising grandkids. S. 465, Senior Financial Empowerment Act of 2011 - Continued advocacy to develop legislative and regulatory policy to protect seniors from abuse, exploitation and neglect. S. 464, Elder Abuse in Later Life Act of 2011 - Continued advocacy to develop legislative and regulatory policy to protect seniors from abuse, exploitation and neglect. S.2077/H.R. 866, Elder Abuse Prevention Act (112th Congress) - Continued advocacy to develop legislative and regulatory policy to protect seniors from abuse, exploitation and neglect. S. 1263/H.R. 112, Silver Alert Act - Discussed elder abuse issues of 2011. S. 2037, Older Americans Act Amendments of 2012 - Discussed legislation. S. 1744, Guardian Accountability and Senior Protection Act - Supported legislation (112th Congress). S. 1982, Improving Care for Vulnerable Older Citizens through Workforce Advancement Act of 2011 - Discussed legislation. Discussed elder abuse issues, ARDC's and the World Elder Abuse Awareness Day. S.3358, Responding to urgent needs of survivors of the Holocaust Act - Discussed the improvement of services under OAA. Discussed legislation on Guardianship and Elder Abuse Prevention. (no bill) S. 1284, Labor, Health and Human Services Appropriations, 2014 - Lobbied to protect funding levels for Older Americans Act programs. S. 1028, OAA Reauthorization - Advocated adoption of a simple OAA reauthorization bill. Discussed House OAA Reauthorization by advocating adoption of simple OAA reauthorization bill. (no bill) S. 975, Court Appointed Guardian Accountability Act - Discussed necessary changes to bill. Discussed Seniors Fraud Protection Act (H.R. 1953/S. 1358) and Elder Protection and Abuse Prevention Act (S. 1019) and health care scams. Discussed support of compromise Senate OAA requthorization bill by HELP Committee Leadership. (no bill) Discussed support of S. 1358, Seniors Fraud Prevention Act of 2013. S. 1562, HELP Compromise OAA Reauthorization Bill- AARP supports bipartisan bill. AARP promotes similar simple OAA Reauthorization in House. (no bill) Discussed OAA Reauthorization proposals with AOA officials. H.R. 3547/H.J.R. 59/H.R. 2775/H.J.R. 106, Consolidated Appropriations Act, 2014 - Lobbied to protect funding levels for Older Americans Act programs. Discussed Older Americans Act program data collection with the Administration for Community Living. Discussed OAA data collection comment letter submission, Elder Justice Act Reauthorization, and OAA Reauthorization (ACL) Discussed family caregiving broadly and in relation to the VA; shared AARP family caregiving research. (no bill) Discussed evaluation of community evidence-based programs and caregiver studies (ACL).

Pub. Law 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act - Discussed implementation of legislation. Responded to requests for comment with regard to Payday Lending, Mandatory Arbitration, "Larger Participants" (non-bank), and Bank Overdraft Fees.Discussed response to requests for comment with regard to Student Loan Affordability and Authority to restrict Mandatory Pre-Dispute Arbitration. Lobbied against H.R. 3035 the "Mobile Informational Call Act" of 2011. Responded to Consumer Financial Protection Bureau request for comment on "Procedural Rules to Establish Supervisory Authority over Certain Nonbank Covered Persons Based on Risk Determination. Responded to Consumer Financial Protection Bureau request for comment on Senior Financial Exploitation. Submitted comment letter to the CFPB on Integrated Mortgage Disclosure under RESPA and TILA Docket No. CFPB-2012-0028. Submitted comments to the CFPB on effective financial education, Docket No. CFPB 2012-0030. H.R. 2786/S.1371, Financial Services and General Government Appropriations bill, 2014 - Lobbied to protect funding levels for SEC, CFIC and CFPB, enforcement of consumer protection laws and agencies. H. R. 1953, Senior Fraud Prevention Act - Expressed support for bill and urged cosponsorship. S. 807, Letter of Support for the Plain Writing Act for Regulations. S. 1358, Letter in support of the Senior Fraud Prevention Act. Letter from AARP and Americans Act for Financial Reform (AFR) to the House urging opposition to a package of bills that would weaken CFPB's structure and funding mechanism. S. 878/H.R. 1844, Arbitration Fairness Act - AARP went on record in support of the bills. H.J.R. 59/H.R. 2775, Continuing Appropriations Act, 2014 - Lobbied to protect funding levels for SEC, CFIC and CFPB, enforcement of consumer portection laws and agencies.

Client expense: $2,500,000 · Firm income: Not reported

Discussed financial regulatory reforms, including consumer and investor protections. (no bill) Pub.Law 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act - Discussed implementation of legislation.H. R. 933, Consolidated and Further Continuing Appropriations Act, 2013 - Lobbied to protect vital health and social services programs from enhanced reductions from the prior year baseline, and to prevent repeal of certain financial and health care-related regulation. S. Con. Res. 8, Concurrent Resolution on the Budget, 2014 - Lobbied to prevent inclusion of Medicare, Medicaid and Social Security benefit cuts and to protect vital health, social services, housing and transportation programs from enhanced reductions from the prior year baseline, and to prevent repeal of certain financial and health care-related regulation. H.Con. Res. 25, Concurrent Resolution on the Budget, 2014 - Lobbied to prevent inclusion of Medicare, Medicaid and Social Security benefit cuts and to protect vital health, social services, housing and transportation programs from enhanced reductions from the prior year baseline, and to prevent repeal of certain financial and health care-related regulation. Letter sent to Senate Banking Committee Members in support of confirming a nominee to serve as the director of the Consumer Financial Protection Bureau. (no bill) Sign-on letter sent to the Federal Reserve, Consumer Financial Protection Bureau, Federal Deposit Insurance Corporation and Office of the Comptroller of the Currency in support of action of bank involvement in high-cost payday loans. (no bill) Discussed Banking Committee issues including SEC Fiduciary rulemaking, JOBS Act implementation and Dodd-Frank implementation. (no bill) H.R. 2787/S. 1329, The Commerce, Justice and Science Appropriations Act of 2014 - Lobbied to protect consumer protection programs with jurisdiction of subcommittee. H.R. 2786/S. 1371, The Financial Services and General Government Appropriations Act of 2014 - Lobbied to protect consumer protection programs and implementation of ACA health insurance exchanges. H.R. 1062, Letter written in opposition to the SEC Regulatory Accountability Act. Sent letter to the SEC urging it to propose rulemaking on Fiduciary Duty. (no bill) H.R. 2374, Letter written in opposition to the Retail Investor Protection Act. H.R. 1953, Expressed support for the Senior Fraud Prevention Act (FTC). S. 1358, Seniors Fraud Prevention Act - Letter written in support of this bill. S. 807, Plain Writing Act for Regulations - Letter written in support of this bill. Comment letter to the SEC on amendments to Reg. D, Form D, and rule 156 under the SEC Act, to implement JOBS Act provisions. Letter to Senate urging members not to sign a letter to OMB that would elay or prevent rulemaking by SEC and DOL on fiduciary duty. Comment letter to SEC in response to RFI regarding duties of broker/dealers and investment advisors. H.J.R. 59/H.R. 2775, Continuing Appropriations Resolution, 2014 - Lobbied to prevent inclusion of Medicare, Medicaid and Social Security benefit cuts and to protect vital health, social services, housing and transportation programs from enhanced reductions from the prior year baseline, and to prevent repeal of certain financial and health care-related regulation. Budget Conference Committee - Lobbied to prevent inclusion of Medicare, Medicaid and Social Security benefit cuts and to protect vital health, social services, housing and transportation programs. (no bill) Lobbied in opposition to H.R. 2374, the Retail Investor Protection Act, voted on by the House in October 2013. Letter to OMB urging expedited handling of upcoming JEC and DOL fiduciary proposals in opposition to Congressional suggestions that the rules be delayed. Met with JEC Commissioners to discuss the need to move forward with a fiduciary duty proposal. H.R. 1622 - Letter to House members urging co-sponsorship of this bill to provide user fees for regular examinations of registered investment advisors. Letter to OMB in opposition to a letter sent to the agency by ten Senators urging that any DOL fiduciary duty rule be delayed with 60 days after completion of a related SEC proposal. Discussed methods for expediting DOL upgrade of Fiduciary duty definition under ERISA with agency staff.

S. 2037, Discussed reauthorization of the Older Americans Act and various proposals (113th Congress). S. 462, Elder Abuse Victims Act of 2011 - Continued advocacy to develop legislative and regulatory policy to protect seniors from abuse, exploitation and neglect.H.R.2883/S. 1542 (112th Congress), Child and Family Services Improvement and Innovation Act - Discussed provisions supporting grandparents raising grandkids. S. 465, Senior Financial Empowerment Act of 2011 - Continued advocacy to develop legislative and regulatory policy to protect seniors from abuse, exploitation and neglect. S. 464, Elder Abuse in Later Life Act of 2011 - Continued advocacy to develop legislative and regulatory policy to protect seniors from abuse, exploitation and neglect. S.2077/H.R. 866, Elder Abuse Prevention Act (112th Congress) - Continued advocacy to develop legislative and regulatory policy to protect seniors from abuse, exploitation and neglect. S. 1263/H.R. 112, Silver Alert Act - Discussed elder abuse issues of 2011. S. 2037, Older Americans Act Amendments of 2012 - Discussed legislation. S. 1744, Guardian Accountability and Senior Protection Act - Supported legislation (112th Congress). S. 1982, Improving Care for Vulnerable Older Citizens through Workforce Advancement Act of 2011 - Discussed legislation. Discussed elder abuse issues, ARDC's and the World Elder Abuse Awareness Day. S.3358, Responding to urgent needs of survivors of the Holocaust Act - Discussed the improvement of services under OAA. Discussed legislation on Guardianship and Elder Abuse Prevention. (no bill) S. 1284, Labor, Health and Human Services Appropriations, 2014 - Lobbied to protect funding levels for Older Americans Act programs. S. 1028, OAA Reauthorization - Advocated adoption of a simple OAA reauthorization bill. Discussed House OAA Reauthorization by advocating adoption of simple OAA reauthorization bill. (no bill) S. 975, Court Appointed Guardian Accountability Act - Discussed necessary changes to bill. Discussed Seniors Fraud Protection Act (H.R. 1953/S. 1358) and Elder Protection and Abuse Prevention Act (S. 1019) and health care scams. Discussed support of compromise Senate OAA requthorization bill by HELP Committee Leadership. (no bill) Discussed support of S. 1358, Seniors Fraud Prevention Act of 2013. S. 1562, HELP Compromise OAA Reauthorization Bill- AARP supports bipartisan bill. AARP promotes similar simple OAA Reauthorization in House. (no bill) Discussed OAA Reauthorization proposals with AOA officials. H.J.R. 59/H.R. 2775, Continuing Appropriations Act, 2014 - Lobbied to protect funding levels for Older Americans Act programs.

Discussed financial regulatory reforms, including consumer and investor protections. (no bill) Pub.Law 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act - Discussed implementation of legislation.H. R. 933, Consolidated and Further Continuing Appropriations Act, 2013 - Lobbied to protect vital health and social services programs from enhanced reductions from the prior year baseline, and to prevent repeal of certain financial and health care-related regulation. S. Con. Res. 8, Concurrent Resolution on the Budget, 2014 - Lobbied to prevent inclusion of Medicare, Medicaid and Social Security benefit cuts and to protect vital health, social services, housing and transportation programs from enhanced reductions from the prior year baseline, and to prevent repeal of certain financial and health care-related regulation. H.Con. Res. 25, Concurrent Resolution on the Budget, 2014 - Lobbied to prevent inclusion of Medicare, Medicaid and Social Security benefit cuts and to protect vital health, social services, housing and transportation programs from enhanced reductions from the prior year baseline, and to prevent repeal of certain financial and health care-related regulation. Letter sent to Senate Banking Committee Members in support of confirming a nominee to serve as the director of the Consumer Financial Protection Bureau. (no bill) Sign-on letter sent to the Federal Reserve, Consumer Financial Protection Bureau, Federal Deposit Insurance Corporation and Office of the Comptroller of the Currency in support of action of bank involvement in high-cost payday loans. (no bill) Discussed in meeting with Senate Banking Committee Members, issues before the Committee, including SEC Fiduciary rulemaking, JOBS Act implementation and Dodd-Frank implementation. (no bill) H.R. 2787/S. 1329, The Commerce, Justice and Science Appropriations Act of 2014 - Lobbied to protect consumer protection programs with jurisdiction of subcommittee. H.R. 2786/S. 1371, The Financial Services and General Government Appropriations Act of 2014 - Lobbied to protect consumer protection programs and implementation of ACA health insurance exchanges. H.R. 1062, Letter written in opposition to the SEC Regulatory Accountability Act. Sent letter to the SEC urging it to propose rulemaking on Fiduciary Duty. (no bill) H.R. 2374, Letter written in opposition to the Retail Investor Protection Act. H.R. 1953, Expressed support for the Senior Fraud Prevention Act (FTC). S. 1358, Seniors Fraud Prevention Act - Letter written in support of this bill. S. 807, Plain Writing Act for Regulations - Letter written in support of this bill. Comment letter to the SEC on amendments to Reg. D, Form D, and rule 156 under the SEC Act, to implement JOBS Act provisions. Letter to Senate urging members not to sign a letter to OMB that would elay or prevent rulemaking by SEC and DOL on fiduciary duty. Comment letter to SEC in response to RFI regarding duties of broker/dealers and investment advisors. H.J.R. 59, Continuing Appropriations Resolution, 2014 - Lobbied to prevent inclusion of Medicare, Medicaid and Social Security benefit cuts and to protect vital health, social services, housing and transportation programs from enhanced reductions from the prior year baseline, and to prevent repeal of certain financial and health care-related regulation.

S. 2037, Discussed reauthorization of the Older Americans Act and various proposals (112th Congress). S. 462, Elder Abuse Victims Act of 2011 - Continued advocacy to develop legislative and regulatory policy to protect seniors from abuse, exploitation and neglect.H.R.2883/S. 1542 (112th Congress), Child and Family Services Improvement and Innovation Act - Discussed provisions supporting grandparents raising grandkids. S. 465, Senior Financial Empowerment Act of 2011 - Continued advocacy to develop legislative and regulatory policy to protect seniors from abuse, exploitation and neglect. S. 464, Elder Abuse in Later Life Act of 2011 - Continued advocacy to develop legislative and regulatory policy to protect seniors from abuse, exploitation and neglect. S.2077/H.R. 866, Elder Abuse Prevention Act (112th Congress) - Continued advocacy to develop legislative and regulatory policy to protect seniors from abuse, exploitation and neglect. S. 1263/H.R. 112, Silver Alert Act - Discussed elder abuse issues of 2011. S. 2037, Older Americans Act Amendments of 2012 - Discussed legislation. S. 1744, Guardian Accountability and Senior Protection Act - Supported legislation (112th Congress). S. 1982, Improving Care for Vulnerable Older Citizens through Workforce Advancement Act of 2011 - Discussed legislation. Discussed elder abuse issues, ARDC's and the World Elder Abuse Awareness Day. S.3358, Responding to urgent needs of survivors of the Holocaust Act - Discussed the improvement of services under OAA. Discussed legislation on Guardianship and Elder Abuse Prevention. (no bill) S. 1284, Labor, Health and Human Services Appropriations, 2014 - Lobbied to protect funding levels for Older Americans Act programs. S. 1028, OAA Reauthorization - Advocated adoption of a simple OAA reauthorization bill. Discussed House OAA Reauthorization by advocating adoption of simple OAA reauthorization bill. (no bill) Discussed necessary changes to Caregiver bill amending OAA. (no bill) S. 975, Court Appointed Guardian Accountability Act - Discussed necessary changes to bill. Discussed Seniors Fraud Protection Act (H.R. 1953/S. 1358) and Elder Protection and Abuse Prevention Act (S. 1019) and health care scams. Discussed support of compromise Senate OAA requthorization bill by HELP Committee Leadership. (no bill) Discussed support of S. 1358, Seniors Fraud Prevention Act of 2013.

Pub. Law 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act - Discussed implementation of legislation. Responded to requests for comment with regard to Payday Lending, Mandatory Arbitration, "Larger Participants" (non-bank), and Bank Overdraft Fees.Discussed response to requests for comment with regard to Student Loan Affordability and Authority to restrict Mandatory Pre-Dispute Arbitration. Lobbied against H.R. 3035 the "Mobile Informational Call Act" of 2011. Responded to Consumer Financial Protection Bureau request for comment on "Procedural Rules to Establish Supervisory Authority over Certain Nonbank Covered Persons Based on Risk Determination. Responded to Consumer Financial Protection Bureau request for comment on Senior Financial Exploitation. Submitted comment letter to the CFPB on Integrated Mortgage Disclosure under RESPA and TILA Docket No. CFPB-2012-0028. Submitted comments to the CFPB on effective financial education, Docket No. CFPB 2012-0030. Financial Services and General Government Appropriations bill, 2014 - Lobbied to protect funding levels for SEC, CFIC and CFPB, enforcement of consumer protection laws and agencies. (no bill) H. R. 1953, Senior Fraud Prevention Act - Expressed support for bill and urged cosponsorship. S. 807, Letter of Support for the Plain Writing Act for Regulations. S. 1358, Letter in support of the Senior Fraud Prevention Act.

Client expense: $2,520,000 · Firm income: Not reported