Homeowner Flood Insurance Affordability Act of 2013

Natural Disaster Policy HR83 - Making consolidated appropriations for the fiscal year ending on September 30, 2015, and for other purposes.Natural Disaster Policy (cont'd) HR152 - Disaster Relief Appropriations Act of 2013 HR240 - Homeowners Insurance Protection Act of 2013 HR960 - Flood Victim Premium Relief Act of 2013 HR1101 - Homeowners and Taxpayers Protection Act of 2013 HR1267 - Flood Insurance Premium Relief Act of 2013 HR1485 - A bill to amend the National Flood Insurance Act of 1968 to modify the phase-in increases in flood insurance premium rates for certain properties, and for other purposes HR2199 - York River Wild and Scenic River Study Act of 2013 HR2217 - Fiscal 2014 Homeland Security Appropriations HR3298 - A bill to amend the Internal Revenue Code of 1986 to allow individuals a deduction for amounts contributed to disaster savings accounts to help defray the cost of preparing their homes to withstand a disaster HR3989 - A bill to amend the Internal Revenue Code of 1986 to allow individuals a deduction for amounts contributed to disaster savings accounts to help defray the cost of preparing their homes to withstand a disaster and to repair or replace property damaged or destroyed in a disaster. HR3370 - Homeowner Flood Insurance Affordability Act of 2013 HR3547 - Fiscal 2014 Omnibus Appropriations Act HR3693 - Flood Insurance Relief and Transparency Act of 2013 HR4558 - Flood Insurance Market Parity and Modernization Act of 2014 HR4903 - Homeland Security Appropriations Act of 2015 S601 - Water Resources Development Act of 2013 S954 - FARM Bill S996 - A bill to improve the National Flood Insurance Program, and for other purposes S1610 - Homeowner Flood Insurance Affordability Act of 2013 S1846 - Homeowner Flood Insurance Affordability Bill S1926 - Homeowner Flood Insurace Affordability Bill S1991 - A bill to amend the Internal Revenue Code of 1986 to allow individuals a deduction for amounts contributed to disaster savings accounts to help defray the cost of preparing their homes to withstand a disaster and to repair or replace property damaged or destroyed in a disaster. S2543 - Homeland Security Appropriations Act of 2015 Terrorism Risk Insurance HR508 - Terrorism Risk Insurace Act of 2002 (TRIA) Reauthorization Act of 2013 HR1945 - Fostering Resilience to Terrorism Act of 2013 HR2146 - Terrorism Risk Insurance Program Reauthorization Act of 2013 HR4871- TRIA Reform Act of 2014 S2244 - Terrorism Risk Insurance Program Reauthorization Act of 2014 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) on flood insurance, the flood insurance advocate, NFIP implementation, and disaster insurance.

Client expense: $13,400,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Environmental Protection Agency (EPA), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, Veterans Affairs, Dept of (VA)

H.R. 41-National Flood Insurance Program, H.R. 99-Medical Malpractice, H.R. 240- Natural Catastrophe Backstop, H.R. 508-Terrorism Risk Insurance Act, H.R. 549-Natural Catastrophe Insurance, H.R. 605-Insurance, H. Res. 735- International Insurance, H.R. 737-Natural Catastrophe Insurance, H.R. 960-National Flood Insurance Program, H.R. 968-National Flood Insurance Program, H.R. 1028-Mortgage Insurance, H.R. 1035-National Flood Insurance Program, H.R. 1064-Insurance Agent Licensing, H.R. 1101-Natural Catastrophe Insurance, H.R. 1155-Insurance Agent Licensing, H.R. 1194-National Flood Insurance Program, H.R. 1267-National Flood Insurance Program, H.R. 1268-Flood Insurance, H.R. 1369-Gun Control, H.R. 1485-National Flood Insurance Program, H.R. 1945-Terrorism Risk Insurance Act, H.R. 2129-Workers Compensation Insurance, H.R. 2140-Capital Standards, H.R. 2146-Terrorism Risk Insurance Act, H.R. 2156-Adjuster Reciprocity, H.R. 2293-Flood Insurance, H.R. 3156- National Flood Insurance Program, H.R. 3218-National Flood Insurance Program, H.R. 3370-National Flood Insurance Program, H.R. 3693-National Flood Insurance Program, H.R. 4352-National Flood Insurance Program, H.R. 4510-Capital Standards, H.R. 4557-Private Support to FDIC, H.R. 4558- Flood Insurance, H.R. 4669-Servicemembers Auto Insurance, H.R. 4871-Terrorism Risk Insurance Act, H.R. 5461-Capital Standards, "Insurance Data Protection Act of 2014" (House), "Risk Retention Modernization Act" (House), S. 20-Dodd-Frank Act, S. 205-Consumer Financial Protection Bureau, S. 534-Insurance Agent Licensing, S. Res. 561- International Insurance, S. 996-National Flood Insurance Program, S. 1075-National Flood Insurance Program, S. 1098-National Flood Insurance Program, S. 1217- Mortgage Insurance, S. 1369-Capital Standards, S. 1610-National Flood Insurance Program, S. 1846-National Flood Insurance Program, S. 1926-National Flood Insurance Program, S. 2244-Terrorism Risk Insurance Act, S. 2270- Capital Standards, S. 2381-Flood Insurance, S. 2731-Workers Compensation Insurance

Client expense: $1,170,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

HR.508: TERRORISM RISK INSURANCE ACT OF 2002 REAUTHORIZATION ACT OF 2013; ALL PROVISIONS OF THE BILL HR. 1064: NATIONAL ASSOCIATION OF REGISTERED AGENTS AND BROKERS REFORM ACT OF 2013; ALL PROVISIONS OF THE BILL HR. 1155: NATIONAL ASSOCIATION OF REGISTERED AGENTS AND BROKERS REFORM ACT OF 2013; ALL PROVISIONS OF THE BILL HR. 1786: NATIONAL WINDSTORM IMPACT REDUCTION ACT REAUTHORIZATION OF 2013; ALL PROVISIONS OF THE BILL HR. 1878: SAFE BUILDING CODE INCENTIVE ACT OF 2013; ALL PROVISIONS OF THE BILL HR. 1945: FOSTERING RESILIENCE TO TERRORISM ACT OF 2013; ALL PROVISIONS OF THE BILL HR. 2146: TERRORISM RISK INSURANCE PROGRAM REAUTHORIZATION ACT OF 2013; ALL PROVISIONS OF THE BILL HR. 3370: HOMEOWNER FLOOD INSURANCE AFFORDABILITY ACT OF 2013; ALL PROVISIONS OF THE BILL HR. 3511: KEEPING FLOOD INSURANCE AFFORDABLE ACT OF 2013; ALL PROVISIONS OF THE BILL HR. 4871: TRIA ( TERRORISM RISK INSURANCE ACT) REFORM ACT OF 2014; ALL PROVISIONS OF THE BILL S. 534: NATIONAL ASSOCIATION OF REGISTERED AGENTS AND BROKERS REFORM ACT OF 2013; ALL PROVISIONS OF THE BILL S. 905: SAFE BUILDING CODE INCENTIVE ACT OF 2013; ALL PROVISIONS OF THE BILL S. 924: SAFE BUILDING CODE INCENTIVE ACT OF 2013; ALL PROVISIONS OF THE BILL S. 996: A BILL TO IMPROVE THE NATIONAL FLOOD INSURANCE PROGRAM, AND FOR OTHER PURPOSES; ALL PROVISIONS OF THE BILL S. 1601: FLOOD SAFE BASEMENTS ACT; ALL PROVISIONS OF THE BILL S. 1846: HOMEOWNER FLOOD INSURANCE AFFORDABILITY ACT OF 2013; ALL PROVISIONS OF THE BILL S. 2244: TERRORISM RISK INSURANCE PROGRAM REAUTHORIZATION ACT OF 2014; ALL PROVISIONS OF THE BILL P.L. 111-203 (111TH CONGRESS H.R. 4173): DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT; THE IMPLEMENTATION OF REGULATORY PROVISIONS RELATING TO TITLE I, II & V OF THE ACT DISCUSSIONS REGARDING THE RESILIENCE STAR PILOT PROJECT; ALL PROVISIONS OF THE PROJECT DISCUSSIONS REGARDING THE MOTOR VEHICLE AND HIGHWAY SAFETY IMPROVEMENT ACT OF 2012; TITLE 49 U.S.C.A. 32701-32711; PROVISIONS RELATED TO SECTION (g) DISCUSSIONS REGARDING THE FEDERAL INSURANCE OFFICE MODERNIZATION REPORT; ALL PROVISIONS OF THE REPORT DISCUSSIONS REGARDING THE TERRORISM RISK INSURANCE PROGRAM; ALL PROVISIONS OF THE PROGRAM EDUCATION ON FARMERS INSURANCE DISASTER MITIGATION PROJECTS

Client expense: $100,000 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Natl Oceanic & Atmospheric Administration (NOAA), SENATE, Transportation, Dept of (DOT), Treasury, Dept of

-H.R. 3370 & S. 1846 - Homeowner Flood Insurance Affordability Act - The legislation would delay the implementation of higher flood insurance rates.H.R. 508 - Terrorism Risk Insurance Act of - Reauthorization Act of 2013 or the TRIA Reauthorization Act of 2013 - Would extend the Terrorism Insurance Program until December 31, 2019. Requires the Secretary of the Treasury to collect all required terrorism loss risk-spreading premiums for any act of terrorism that occurs on or after January 1, 2012, by September 30, 2024 (currently, by September 30, 2017). S. 2244 - Terrorism Risk Insurance Program Reauthorization Act of 2014 - Amends the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program through December 31, 2021.Decreases the federal share of the compensation for insured losses and increases the insurance marketplace aggregate retention amount.

Client expense: $16,400 · Firm income: Not reported

Government targets: Federal Communications Commission (FCC), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), SENATE, Treasury, Dept of

Insurance issues including terrorism risk insurance reauthorization, Medicare Secondary Payer Act reporting, the National Flood Insurance Program, and group disability insurance enrollment H.R. 240 - Homeowners Insurance Protection Act - all provisions H.R. 508 - Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013 - all provisions H.R. 1945 - Fostering Resilience to Terrorism Act of 2013 - all provisions H.R. 2146 - Terrorism Risk Insurance Program Reauthorization Act of 2013 - all provisions H.R. 1982 - Medicare Secondary Payer and Workers Compensation Settlement Agreements Act of 2013 - all provisions S. 534 - National Association of Registered Agents and Brokers Reform Act of 2013 - all provisions H.R. 1155 - National Association of Registered Agents and Brokers Reform Act of 2013 - all provisions H.R. 1786 - National Windstorm Impact Reduction Act Reauthorization of 2013 - all provisions H.R. 624 - Cyber Intelligence Sharing and Protection Act - liability standard provisions H.R. 2217 - Department of Homeland Security Appropriations Act, 2014 - National Flood Insurance Program provisions H.R. 3696 - National Cybersecurity and Critical Infrastructure Protection Act of 2013 - all provisions H.R. 3693 - Flood Insurance Relief and Transparency Act of 2013 - all provisions H.R. 3370 - Homeowner Flood Insurance Affordability Act of 2013 - all provisions S.1846 - Homeowner Flood Insurance Affordability Act of 2013 H.R. 4510- Insurance Capital Standards Clarification Act of 2014- all provisions H.R. 4871- TRIA Reform Act of 2014- all provisions S.2244 - Terrorism Risk Insurance Program Reauthorization Act of 2014- all provisions S 2588- Cyber Intelligence Sharing and Protection Act

Client expense: $370,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Effort to reauthorize the Terrorism Risk Insurance Act of 2007 in U.S. Senate, all provisions HR 1101 - Homeowners and Taxpayers Protection Act of 2013, all provisions Safe Building Code Incentive Act of 2013- H.R. 1878/ S. 924, all provisions S. 105: A bill to direct the General Accountability Office to conduct a full audit of hurricane protection funding and cost estimates associated with post-Katrina hurricane protection, all provisions H.R. 3298 - Disaster Savings Account Act of 2013, all provisions S. 1610 - The Flood Insurance Affordability Act of 2013, all provisions S. 1846 - The Flood Insurance Affordability Act of 2013, all provisions H.R. 3511- Flood Insurance Affordability Act of 2013, all provisions H.R. 3370 - Flood Insurance Affordability Act of 2013, all provisions H.R. 3693 - Flood Insurance Relief and Transparency Act of 2013, all provisions H.R. 3312 - Homeowners Flood Insurance Relief Act of 2013, all provisions H.R. 3989/ S. 1991 - Disaster Savings Accounts Act of 2013, all provisions H.R. 2241 - Disaster Savings and Resilient Construction Act of 2013, all provisions H.R. 1786 - National Windstorm Impact Reduction Act Reauthorization of 2013, all provisions H.R. 4558 - Flood Insurance Market Parity and Modernization Act of 2014, all provisions

Client expense: $350,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of

Government-sponsored enterprise reform. Housing finance reform. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, provisions affecting housing finance. H.R. 2767, Protecting American Taxpayers and Homeowners (PATH) Act of 2013, provisions affecting housing finance. H.R. 1077, Consumer Mortgage Choice Act, all provisions affecting mortgage lending. H.R. 3211, Mortgage Choice Act of 2013, all provisions affecting mortgage lending. S. 1098, Responsible Implementation of Flood Insurance Reform Act of 2013, all provisions affecting flood insurance or mortgage lending. S. 1846, Homeowner Flood Insurance Affordability Act of 2013, all provisions affecting flood insurance or mortgage lending. H.R. 3370, Homeowner Flood Insurance Affordability Act of 2013, all provisions affecting flood insurance or mortgage lending. H.R. 3693, Flood Insurance Relief and Transparency Act of 2013, all provisions affecting flood insurance or mortgage lending. H.R. 83, Consolidated and Further Continuing Appropriations Act, 2015, provisions affecting Federal Housing Administration fees.

Client expense: Not reported · Firm income: $15,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R.4903/S.2534, Department of Homeland Security Appropriations Act, FY2015, Infrastructure development and Port security issues; Flood mapping issues generally. S.1846, Homeowner Flood Insurance Affordability Act of 2013, Flood insurance issues. Public Law 113-235, Consolidated and Further Continuing Appropriations Act, FY2015, Infrastructure development and Port security issues; Flood mapping issues generally.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Monitor the following: S.1091, COASTAL Act of 2011, Flood Insurance Reform issues. H.R.1309, Flood Insurance Reform Act of 2011, Flood Insurance Reform issues. S.1846, Homeowner Flood Insurance Affordability Act of 2013, Flood insurance issues.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S.1349/H.R.1750 The Community Lending Enhancement and Regulatory Relief Act of 2013. S.1927, the Data Security Act of 2014. H.R. 3370/S.1846, the Homeowner Flood Insurance Affordability Act of 2013. H.R. 1077/S.949, the Consumer Mortgage Choice Act

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Federal Regulatory Activity OCC guidance on derivatives under Dodd-Frank; CFPB Ability to Repay Rule and Qualified Mortgage Rule; CFPB mortgage servicing final rules (TILA and RESPA); CFPB escrow final rule under Dodd-Frank; CFPB loan originator and mortgage servicing rules; Basel Committee Liquidity Standard; FDIC appraisal requirements under Dodd-Frank; Federal Reserve proposed rule on enhanced prudential standards and early remediation requirements for large foreign banks under Dodd-Frank; Federal banking agency revisions to Call Report rules; FEMA/ National Flood Insurance; OCC lending limits rule; SEC municipal advisor rule, GSE repurchases; Section 619, Dodd-Frank Wall Street Reform and Consumer Protection Act. Final Rule, Volcker Rule, IRS Regulation 67(e), Federal Home Loan Bank membership requirements. Federal Legislative Activity Cybersecurity legislation: (H.R. 86, H.R.394, H.R.624, H.R.866, S.21); Credit Union Business Lending (H.R.588, S.968); Regulatory Reform (S.450, H.R. 719, H.R.1750, H.R. 1553); mortgage foreclosure legislation (H.R.736, S.249); Privacy: H.R. 749; Basel and Capital requirements: (H.R. 1221, H.R. 1341, S.731, S.798); GSE Reform (S.563, S.1217); Community banks: (H.R. 1603. H.R. 1693); derivatives: (H.R.992, H.R. 634, H.R. 1256); Flood insurance: (H.R.3547, S.1846); TRIA (S.2244, H.R.4871)

Client expense: $65,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA)

HR 1194-"National Flood Insurance Program Term ination Act of 2013"-to terminate the National Flood Insurance Program and related mandatory purchase and compliance requirements S 601-"Water Resources Development Act of 2013"-to provide for the conservation and development of water and related resources HR 3380-"A bill to delay NFIP rate increase until FEMA Map are Updated" would delay the flood insurance rate increases mandated in the 2012 Biggert-Waters Act HR 3013-"Homeowners Protection Act of 2013"-a bill to reform the NFIP and for other purposes HR 3156/S 1098-Responsible Implementation od Flood Insurance Reform Act of 2013 - would reform the Biggert-Waters Flood Insurance Act of 2012 to responsibly protect home ownership HR 3218-A bill to delay increases in flood insurance premium rates under the NFIP until completition of the pending study for the affordability of rates and for congressional consideration of reforms tomake such rates affordable HR 3312-"Homeowners Flood Insurance Relief Act of 2013"-would require the administrator of FEMA to allow monthly installment payments for flood insurance under the NFIP Act of 1968 HR 3370/S 1610-"Homeownwe Flood Insurance Affordability Act of 2013"- would delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Act of 2012 HR 3696-"National Cyber Security and Critical Infrastructure Protection Act of 2013" amends the Homeland Security Act of 2002 S 1846-Homeowner Flood Insurance Affordability Act of 2013 S 1926-A bill to delay the implementation of ceretain provisions of the Biggert-Waters Insurance Reform Act of 2002 HR 4871-TRIA Reform Act of 2014-to authorize the Terrorism Risk Insurance Act of 2002 for 5 years S 2244-Terrorism Risk Insurance Program Reauthorization Act of 2014-Amends TRIA 2002 to extend the Terrorism Insurance program through December 31, 2021 HR4510/S2270-Insurance Capital Standards Clarification Act of 2014-Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act concerning establishment of minimum leverage and minimum risk-based capital requirements on a consolidated basis for a depository institution holding company or nonbank financial company supervised by the Board of Governors of the Federal Reserve HR 4558-Flood Insurance Market Parity and Modernization Act of 2014-to clarify the authority of States to regulate provate flood insurance coverage

Client expense: $860,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Postal Service (USPS)

H.R. 2146: Terrorism Risk Insurance Program Reauthorization Act of 2013, S. 1610: Homeowner Flood Insurance Affordability Act of 2013, S. 1846: Homeowner Flood Insurance Affordability Act of 2013, H.R. 3370: Homeowner Flood Insurance Affordability Act of 2013, S. 1926: A bill to delay the implementation of the certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 and to reform the National Association of Registered Agents and Brokers, and for other purposes, S.2244: Terrorism Risk Insurance Program Reauthorization Act of 2014, H.R. 4871: TRIA Reform Act of 2014, H.R. 508: TRIA Reauthorization Act of 2013.

Client expense: $560,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Bureau of Citizenship & Immigration Services (BCIS), Commerce, Dept of (DOC), Consumer Product Safety Commission (CPSC), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Labor, Dept of (DOL), Natl Labor Relations Board (NLRB), Occupational Safety & Health Administration (OSHA), SENATE, Small Business Administration (SBA), Treasury, Dept of, U.S. Fish & Wildlife Service (USFWS), U.S. International Trade Commission (ITC), U.S. Trade Representative (USTR), White House Office

Issues relating to insurance regulatory reform and agent compensation; H.R. 1155, S. 534, S. 650, H.R. 2328, S. 2175, S. 2173, S. 1926, H.R. 4871, S.2244. Issues related to the implementation of the Dodd-Frank Wall Street Reform Act of 2010; H.R. 1627, H.R. 2374, H.R. 797, H.R. 4510, H.R. 5461, S. 2102, S. 2270. Issues related to the implementation of of the Patient Protection and Affordable Care Act; H.R. 544, H.R. 2995, H.R. 2575, S. 1926, S. 1188, H.R. 4418, H.R. 3522, S. 2808. Issues related to terrorism risk insurance; H.R. 508, H.R. 2146, H.R. 4871, S. 2244. Issues related to flood risk insurance; H.R. 3370, S. 1846, S. 1926. Issues related to the regulation of insurance competition, products with guarantees, individual and employer owned policies, and fiduciary-client relationships; H.R. 2374. Issues related to capital standards for insurance providers; H.R. 4510, H.R. 5461, S. 2102. S. 2270.

Client expense: $708,090 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

-H.R. 3370 & S. 1846 - Homeowner Flood Insurance Affordability Act - The legislation would delay the implementation of higher flood insurance rates.H.R. 508 - Terrorism Risk Insurance Act of - Reauthorization Act of 2013 or the TRIA Reauthorization Act of 2013 - Would extend the Terrorism Insurance Program until December 31, 2019. Requires the Secretary of the Treasury to collect all required terrorism loss risk-spreading premiums for any act of terrorism that occurs on or after January 1, 2012, by September 30, 2024 (currently, by September 30, 2017). S. 2244 - Terrorism Risk Insurance Program Reauthorization Act of 2014 - Amends the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program through December 31, 2021.Decreases the federal share of the compensation for insured losses and increases the insurance marketplace aggregate retention amount.

Client expense: $16,400 · Firm income: Not reported

Government targets: Federal Communications Commission (FCC), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), SENATE, Treasury, Dept of

HR.508: TERRORISM RISK INSURANCE ACT OF 2002 REAUTHORIZATION ACT OF 2013; ALL PROVISIONS OF THE BILL HR. 1064: NATIONAL ASSOCIATION OF REGISTERED AGENTS AND BROKERS REFORM ACT OF 2013; ALL PROVISIONS OF THE BILLHR. 1155: NATIONAL ASSOCIATION OF REGISTERED AGENTS AND BROKERS REFORM ACT OF 2013; ALL PROVISIONS OF THE BILL HR. 1786: NATIONAL WINDSTORM IMPACT REDUCTION ACT REAUTHORIZATION OF 2013; ALL PROVISIONS OF THE BILL HR. 1878: SAFE BUILDING CODE INCENTIVE ACT OF 2013; ALL PROVISIONS OF THE BILL HR. 1945: FOSTERING RESILIENCE TO TERRORISM ACT OF 2013; ALL PROVISIONS OF THE BILL HR. 2146: TERRORISM RISK INSURANCE PROGRAM REAUTHORIZATION ACT OF 2013; ALL PROVISIONS OF THE BILL HR. 3370: HOMEOWNER FLOOD INSURANCE AFFORDABILITY ACT OF 2013; ALL PROVISIONS OF THE BILL HR. 3511: KEEPING FLOOD INSURANCE AFFORDABLE ACT OF 2013; ALL PROVISIONS OF THE BILL HR. 4871: TRIA ( TERRORISM RISK INSURANCE ACT) REFORM ACT OF 2014; ALL PROVISIONS OF THE BILL S. 534: NATIONAL ASSOCIATION OF REGISTERED AGENTS AND BROKERS REFORM ACT OF 2013; ALL PROVISIONS OF THE BILL S. 905: SAFE BUILDING CODE INCENTIVE ACT OF 2013; ALL PROVISIONS OF THE BILL S. 924: SAFE BUILDING CODE INCENTIVE ACT OF 2013; ALL PROVISIONS OF THE BILL S. 996: A BILL TO IMPROVE THE NATIONAL FLOOD INSURANCE PROGRAM, AND FOR OTHER PURPOSES; ALL PROVISIONS OF THE BILL S. 1601: FLOOD SAFE BASEMENTS ACT; ALL PROVISIONS OF THE BILL S. 1846: HOMEOWNER FLOOD INSURANCE AFFORDABILITY ACT OF 2013; ALL PROVISIONS OF THE BILL S. 2244: TERRORISM RISK INSURANCE PROGRAM REAUTHORIZATION ACT OF 2014; ALL PROVISIONS OF THE BILL P.L. 111-203 (111TH CONGRESS H.R. 4173): DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT; THE IMPLEMENTATION OF REGULATORY PROVISIONS RELATING TO TITLE I, II & V OF THE ACT DISCUSSIONS REGARDING THE RESILIENCE STAR PILOT PROJECT; ALL PROVISIONS OF THE PROJECT DISCUSSIONS REGARDING THE MOTOR VEHICLE AND HIGHWAY SAFETY IMPROVEMENT ACT OF 2012; TITLE 49 U.S.C.A. 32701-32711; PROVISIONS RELATED TO SECTION (g) DISCUSSIONS REGARDING THE FEDERAL INSURANCE OFFICE MODERNIZATION REPORT; ALL PROVISIONS OF THE REPORT DISCUSSIONS REGARDING THE TERRORISM RISK INSURANCE PROGRAM; ALL PROVISIONS OF THE PROGRAM EDUCATION ON FARMERS INSURANCE DISASTER MITIGATION PROJECTS

Client expense: $120,000 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Natl Oceanic & Atmospheric Administration (NOAA), SENATE, Transportation, Dept of (DOT), Treasury, Dept of

Monitor the implementation of P.L. 112-141, National Flood Insurance Program Extension Act, 2012. Monitor federal action by the Internal Revenue Service regarding ferry commuter benefits, and congressional outreach regarding same. Monitor federal action and Congressional outreach regarding U.S. Fish and Wildlife Services proposed rule on Designation of Critical Habitat for the Northwest Atlantic Ocean Distinct Population Segment of the Loggerhead Sea Turtle. (Docket No. FWS-R4-ES-2012-0103). Congressional outreach regarding U.S. Army Corps of Engineer projects affecting Bald Head Island. Monitor passage of FY 2014 omnibus appropriations bill (P.L. 113-76). Monitor the process of the U.S. Army Corps of Engineers Environmental Impact Statement for the Installation of a Terminal Groin Structure at Bald Head Island, NC (Federal Register Docket #COE-2012-0017). H.R. 2288, Commuter Parity Act of 2013. H.R. 3080, Water Resources Reform and Development Act of 2013. S. 601, Water Resources Development Act of 2013. H.R. 3370, Homeowner Flood Insurance Affordability Act of 2013. S. 1846, Homeowner Flood Insurance Affordability Act of 2013. H.R. 3511, Keeping Flood Insurance Affordable Act of 2013. H.R. 3693, Flood Insurance Relief and Transparency Act of 2013. H.R. 4923, Energy and Water Development and Related Agencies Appropriations Act, 2015. Draft, Senate Energy and Water Development and Related Agencies Appropriations Act, 2015.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Monitor the implementation of P.L. 112-141, National Flood Insurance Program Extension Act, 2012. Monitor federal action by the Internal Revenue Service regarding ferry commuter benefits, and congressional outreach regarding same. Monitor federal action and Congressional outreach regarding U.S. Fish and Wildlife Services proposed rule on Designation of Critical Habitat for the Northwest Atlantic Ocean Distinct Population Segment of the Loggerhead Sea Turtle. (Docket No. FWS-R4-ES-2012-0103). Congressional outreach regarding U.S. Army Corps of Engineer projects affecting Bald Head Island. Monitor passage of FY 2014 omnibus appropriations bill (P.L. 113-76). Monitor the process of the U.S. Army Corps of Engineers Environmental Impact Statement for the Installation of a Terminal Groin Structure at Bald Head Island, NC (Federal Register Docket #COE-2012-0017). H.R. 2288, Commuter Parity Act of 2013. H.R. 3080, Water Resources Reform and Development Act of 2013. S. 601, Water Resources Development Act of 2013. H.R. 3370, Homeowner Flood Insurance Affordability Act of 2013. S. 1846, Homeowner Flood Insurance Affordability Act of 2013. H.R. 3511, Keeping Flood Insurance Affordable Act of 2013. H.R. 3693, Flood Insurance Relief and Transparency Act of 2013. H.R. 4923, Energy and Water Development and Related Agencies Appropriations Act, 2015. Draft, Senate Energy and Water Development and Related Agencies Appropriations Act, 2015.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Monitor the implementation of P.L. 112-141, National Flood Insurance Program Extension Act, 2012. Monitor federal action by the Internal Revenue Service regarding ferry commuter benefits, and congressional outreach regarding same. Monitor federal action and Congressional outreach regarding U.S. Fish and Wildlife Services proposed rule on Designation of Critical Habitat for the Northwest Atlantic Ocean Distinct Population Segment of the Loggerhead Sea Turtle. (Docket No. FWS-R4-ES-2012-0103). Congressional outreach regarding U.S. Army Corps of Engineer projects affecting Bald Head Island. Monitor passage of FY 2014 omnibus appropriations bill (P.L. 113-76). Monitor the process of the U.S. Army Corps of Engineers Environmental Impact Statement for the Installation of a Terminal Groin Structure at Bald Head Island, NC (Federal Register Docket #COE-2012-0017). H.R. 2288, Commuter Parity Act of 2013. H.R. 3080, Water Resources Reform and Development Act of 2013. S. 601, Water Resources Development Act of 2013. H.R. 3370, Homeowner Flood Insurance Affordability Act of 2013. S. 1846, Homeowner Flood Insurance Affordability Act of 2013. H.R. 3511, Keeping Flood Insurance Affordable Act of 2013. H.R. 3693, Flood Insurance Relief and Transparency Act of 2013. H.R. 4923, Energy and Water Development and Related Agencies Appropriations Act, 2015. Draft, Senate Energy and Water Development and Related Agencies Appropriations Act, 2015.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Monitor the implementation of P.L. 112-141, National Flood Insurance Program Extension Act, 2012. Monitor federal action by the Internal Revenue Service regarding ferry commuter benefits, and congressional outreach regarding same. Monitor federal action and Congressional outreach regarding U.S. Fish and Wildlife Services proposed rule on Designation of Critical Habitat for the Northwest Atlantic Ocean Distinct Population Segment of the Loggerhead Sea Turtle. (Docket No. FWS-R4-ES-2012-0103). Congressional outreach regarding U.S. Army Corps of Engineer projects affecting Bald Head Island. Monitor passage of FY 2014 omnibus appropriations bill (P.L. 113-76). Monitor the process of the U.S. Army Corps of Engineers Environmental Impact Statement for the Installation of a Terminal Groin Structure at Bald Head Island, NC (Federal Register Docket #COE-2012-0017). H.R. 2288, Commuter Parity Act of 2013. H.R. 3080, Water Resources Reform and Development Act of 2013. S. 601, Water Resources Development Act of 2013. H.R. 3370, Homeowner Flood Insurance Affordability Act of 2013. S. 1846, Homeowner Flood Insurance Affordability Act of 2013. H.R. 3511, Keeping Flood Insurance Affordable Act of 2013. H.R. 3693, Flood Insurance Relief and Transparency Act of 2013. H.R. 4923, Energy and Water Development and Related Agencies Appropriations Act, 2015. Draft, Senate Energy and Water Development and Related Agencies Appropriations Act, 2015.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Ability-to-Repay and Qualified Mortgage Standards under the Truth in Lending Act (Regulation Z) (RIN 3170-AA17). Monitoring potential legislation that may change mortgage lending requirements and transparency in lending practices. S. 1217 - Housing Finance Reform and Taxpayer Protection Act of 2013 - Monitoring housing finance changes. H.R. 2767 - Protecting American Taxpayers and Homeowners Act of 2013 - Reform GSEs and address housing finance systems.S. 1217 - The Housing Finance Reform and Taxpayer Act of 2013 - Monitor. Johnson-Crapo Housing Discussion Draft: Amendment to S. 1217 - Monitor. S. 1846/H.R. 3370 - Homeowner Flood Insurance Affordability Act of 2013 - Monitor.

Client expense: $293,500 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Commerce, Dept of (DOC), Energy, Dept of, Environmental Protection Agency (EPA), Federal Deposit Insurance Corporation (FDIC), Federal Motor Carrier Safety Administration, Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Institute of Standards & Technology (NIST), Natl Labor Relations Board (NLRB), SENATE, Transportation, Dept of (DOT), Treasury, Dept of, U.S. Customs & Border Protection, White House Office

Issues related to tax reform S. 1846, Homeowner Flood Insurance Affordability Act Reauthorization of the Terrorism Risk Insurance Act H.R. 982, Furthering Asbestos Claim Transparency (FACT) Act of 2013

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 491, "Brownfields Utilization, Investment, and Local Development Act of 2013" S. 1217, "Housing Finance Reform and Taxpayer Protection Act of 2013" S. 1352, "Native American Housing Assistance and Self-Determination Reauthorization Act of 2013" S. 1846, "Homeowner Flood Insurance Affordability Act of 2013"S. 1926, A bill to delay the implementation of certain provision of the Biggert-Waters Flood Insurance Reform Act of 2012 and to reform the National Association of Registered Agents and Brokers and for other purposes S. 2137, A bill to ensure that holders of flood insurance policies under the National Flood Insurance Program do not receive premium refunds for coverage of second homes S. 2212, A bill to amend the Consumer Financial Protection Act of 2010 to strengthen the review authority of the Financial Stability Oversight Council of regulations issued by the Bureau of Consumer Financial Protection, and for other purposes S. 2697, To amend the Truth in Lending Act to clarify the application of the qualified mortgage rule to rural lenders, and for other purposes S. 2893, To authorize the use of multifamily housing subject to a mortgage insured under section 207 of the National Housing Act as short-term residential housing

Client expense: $155,182 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 508, Strengthen and Vitalize Enforcement of Child Support (SAVE Child Support) Act- A bill to amend part D of title IV of the Social Security Act to improve the enforcement, collection, and administration of child support payments, and for other purposes. (Sec. 5 & Sec. 6)H.R. 960, Flood Victim Premium Relief Act of 2013- To amend the National Flood Insurance Act of 1968 to provide relief from increased flood insurance premium rates for homes in disaster areas. (entire bill) H.R. 1268, Flood Mitigation Expense Relief Act of 2013- To amend the Internal Revenue Code of 1986 to provide a credit for qualified flood mitigation expenses incurred with respect to certain residences for which the chargeable premium rate under the national flood insurance program is increasing and to provide increased funding for mitigation programs. (entire bill) H.R. 1267, Flood Insurance Premium Relief Act of 2013- To delay and phase-in increases in flood insurance premium rates under the national flood insurance program for certain properties, and for other purposes. (entire bill) H.R. 737, Homeowners' Defense Act of 2013- To establish a national catastrophic risk consortium to ensure the availability and affordability of homeowners' insurance coverage for catastrophic events. (entire bill) H.R. 605, Insurance Consumer Protection and Solvency Act of 2013- To exclude insurance companies from the Federal Depository Insurance Corporation's "orderly liquidation authority". (entire bill) H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013- To extend the Terrorism Risk Insurance Program for five years. (entire bill) S. 534/HR 1064, National Association of Registered Agents and Brokers Reform Act of 2013- A bill to reform the National Association of Registered Agents and Brokers, and for other purposes. (entire bill) H.R. 2129, Defense Base Act Insurance Improvement Act of 2013- To amend the Defense Base Act to require the provision of insurance under that Act under a Government self-insurance program, and to require an implementation strategy for such self-insurance program. (entire bill) H.R. 1945, Fostering Resilience to Terrorism Act of 2013- To extend the Terrorism Risk Insurance Program of the Department of the Treasury for 10 years, and for other purposes. (entire bill) H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013- To extend the Terrorism Risk Insurance Program of the Department of the Treasury for 10 years. (entire bill) S. 1098, Responsible Implementation of Flood Insurance Reform Act of 2013- A bill to reform the Biggert-Waters Flood Insurance Reform Act of 2012 to responsibly protect homeownership. (entire bill) H.R.3693, Flood Insurance Relief and Transparency Act of 2013- To clarify the application of the Biggert-Waters Flood Insurance Reform Act of 2012 to premium rates for certain properties, and for other purposes. (entire bill) S.1610/ H.R.3370, Homeowner Flood Insurance Affordability Act of 2013- A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012, and for other purposes. (entire bill) S.1846, Homeowner Flood Insurance Affordability Act of 2013- A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012, and for other purposes. (entire bill) H.R.3511, Keeping Flood Insurance Affordable Act of 2013- To delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012, and for other purposes. (entire bill) Printed NameS.1926, Homeowner Flood Insurance Affordability Act of 2014; National Association of Registered Agents and Brokers Reform Act of 2014- A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 and to reform the National Association of Registered Agents and Brokers, and for other purposes. (entire bill) H.R.4669, Servicemembers Insurance Relief Act of 2014- To allow servicemembers to maintain their domicile for auto insurance purposes. (entire bill) H.R.4510/ S.2102, Insurance Capital Standards Clarification Act of 2014- To clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act. (entire bill) H.R.4558/ S. 2381, Flood Insurance Market Parity and Modernization Act of 2014- To clarify the authority of States to regulate private flood insurance coverage. (entire bill) H.R.4871, TRIA Reform Act of 2014- To reauthorize the Terrorism Risk Insurance Act of 2002, and for other purposes. (entire bill) H.R.4557, Policyholder Protection Act of 2014- To amend the Federal Deposit Insurance Act to provide for notice to, and input by, State insurance commissioners when requiring an insurance company to serve as a source of financial strength pursuant to such Act. (entire bill) H.R. ___, Risk Retention Modernization Act of 2014 (House Discussion Draft)- To modernize the Liability Risk Retention Act of 1986 and expand types of commercial insurance authorized, and for other purposes. (entire bill) H.R. ___, Insurance Data Protection Act of 2014 (House Discussion Draft)- To clarify the responsibilities and treatment of data by the Federal Insurance Office of the Department of the Treasury. (entire bill) Issues related to the imposition of capital standards to non-banks Issues related to the implementation of Dodd-Frank Act (PL 111-203), the provision which may impact insurance regulation Implementation of Biggert-Waters Flood Insurance Act of 2012 Issues related to the Federal Insurance Office's report on insurance regulatory modernization. Issues related to the Systemic Risk Designation process pursuant to the Dodd-Frank Wall Street Reform and Consumer Protection Act.

Client expense: $350,000 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Office of Management & Budget (OMB), SENATE, Treasury, Dept of

Natural Disaster Policy HR152 - Disaster Relief Appropriations Act of 2013 HR240 - Homeowners Insurance Protection Act of 2013 HR960 - Flood Victim Premium Relief Act of 2013Natural Disaster Policy (cont'd) HR1101 - Homeowners and Taxpayers Protection Act of 2013 HR1267 - Flood Insurance Premium Relief Act of 2013 HR1485 - A bill to amend the National Flood Insurance Act of 1968 to modify the phase-in increases in flood insurance premium rates for certain properties, and for other purposes HR2199 - York River Wild and Scenic River Study Act of 2013 HR2217 - Fiscal 2014 Homeland Security Appropriations HR3298 - A bill to amend the Internal Revenue Code of 1986 to allow individuals a deduction for amounts contributed to disaster savings accounts to help defray the cost of preparing their homes to withstand a disaster HR3989 - A bill to amend the Internal Revenue Code of 1986 to allow individuals a deduction for amounts contributed to disaster savings accounts to help defray the cost of preparing their homes to withstand a disaster and to repair or replace property damaged or destroyed in a disaster. HR3370 - Homeowner Flood Insurance Affordability Act of 2013 HR3547 - Fiscal 2014 Omnibus Appropriations Act HR3693 - Flood Insurance Relief and Transparency Act of 2013 HR4903 - Homeland Security Appropriations Act of 2015 S601 - Water Resources Development Act of 2013 S954 - FARM Bill S996 - A bill to improve the National Flood Insurance Program, and for other purposes S1610 - Homeowner Flood Insurance Affordability Act of 2013 S1846 - Homeowner Flood Insurance Affordability Bill S1926 - Homeowner Flood Insurace Affordability Bill S1991 - A bill to amend the Internal Revenue Code of 1986 to allow individuals a deduction for amounts contributed to disaster savings accounts to help defray the cost of preparing their homes to withstand a disaster and to repair or replace property damaged or destroyed in a disaster. S2543 - Homeland Security Appropriations Act of 2015 Terrorism Risk Insurance HR508 - Terrorism Risk Insurace Act of 2002 (TRIA) Reauthorization Act of 2013 HR1945 - Fostering Resilience to Terrorism Act of 2013 HR2146 - Terrorism Risk Insurance Program Reauthorization Act of 2013 HR4871- TRIA Reform Act of 2014 S2244 - Terrorism Risk Insurance Program Reauthorization Act of 2014 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) on flood insurance, flood maps, and the National Flood Insurance Program.

Client expense: $17,980,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Environmental Protection Agency (EPA), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of

H.R. 2146: Terrorism Risk Insurance Program Reauthorization Act of 2013, S. 1610: Homeowner Flood Insurance Affordability Act of 2013, S. 1846: Homeowner Flood Insurance Affordability Act of 2013, H.R. 3370: Homeowner Flood Insurance Affordability Act of 2013, S. 1926: A bill to delay the implementation of the certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 and to reform the National Association of Registered Agents and Brokers, and for other purposes, S.2244: Terrorism Risk Insurance Program Reauthorization Act of 2014, H.R. 4871: TRIA Reform Act of 2014, H.R. 508: TRIA Reauthorization Act of 2013.

Client expense: $610,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Commerce, Dept of (DOC), Consumer Product Safety Commission (CPSC), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Labor, Dept of (DOL), Natl Labor Relations Board (NLRB), Occupational Safety & Health Administration (OSHA), SENATE, Small Business Administration (SBA), Treasury, Dept of, U.S. Fish & Wildlife Service (USFWS), U.S. International Trade Commission (ITC), U.S. Trade Representative (USTR), White House Office

Insurance Regulatory Reform-Implementation of the "Dodd Frank Wall street Reform & Consumer Protection Act" overhauls regulation of federal markets (not yet in legislative form) A bill to facilitate implementation of Title VII of the Dodd Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption-changes effective dates anad studies Title VII of Dodd-Frank Act (not yet in legislative form) Pub L 111-203-Dodd-Frank Wall Street Reform and Consumer Protection Act-To exempt inter-affiliate swaps from certain regulatory requirements HR 41- A bill to increase the borrowing authority for the "NFIP" HR 982-FACT Act-"Furthering Asbestos Claim Transparency (FACT)Act of 2013" Amends Title 11 of the US code to requirte the public disclosure by trusts established under section 524(g) of such title, of quarterly reports that conmtain detailedinformation regarding receipt and adisposition of claims for injuries bsed on exposure to asbestos and for other purposes HR 508-Terrorism Risk Insurance Act (TRIA)- requires commercial insurers to provide terrorism risk coverage, reauthorizes the program for 5 years Disaster mitigation proposal (not in bill form) HR 1309-"Flood Insurance Reform Act of 2011"-reauthorizes and reform National Flood Insurance Program HR 1064/S 534- NARAB II-NAtionalAssociation of Registered Agents and Brokers reform Act of 2011-a bill to reform the National Association of Registered Agents and Brokers and for other purposes (NARAB II), would establish a gfederal licensing clearinghouse fore insurance agents who operate in multiple states USPS 5 day delivery and postal reform proposals (not in bill form) HR 4348-"MAP-21/Transparency and NFIP Conference Report"-reauthorizes federal transportation and safety programs and reforms and reauthorizes the NFIP for 5 years HR 1945-"Fostering Resilience to Terrorism Act of 2013"-to extend the Terrorism Risk Insurance program of the Department of the Treasury for 10 years,and for other purposes. Program expires on December 31, 2014 HR 2146-"Terrorism Risk Insurance Program Reauthorization act of 2013" to extend the Terrorism risk program of the Department of Treasury for 10 years. Extends the Program through December 31, 2014 S 996-Strengthen, modernize and Reform the National Flood Insurance Program (SMART NFIP) Act-"a bill to improve the National Flood Insurance Program and for other purposes" HR 1035-"To require a study of voluntary community bsed flood insurance options and how such options could be incorporated into the national flood insurance program, and for other purposes" Directs the Administer of FEMA to study and report to Congress on options, methods, and strategies HR 2199-"The Flood Insurance Implementation Reform Act of 2013"- to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012. Bill would delay premium increase by 3 years after the enactment of the bill S 1075-"The Saving Homeowners from Onerous Rate Escalations of 2013 SHORE Act"-a bill to extend the phase-in of actuarial rates for flood insurance for certain properties under Biggert-Waters Flood Insurance Reform Act of 2102- would help homeowners avoid steep increases in premiums H AMDt. 121 to HR 2217-an amendment to prohibit the use of funds to implement, carry out, administer, or enforce section 1308 (h) of the NFIA of 1968 (42 U.S.C. 4015(h)). An amendant to the Department of Homeland Security Appropriations Act,2014. Delays the premimum increase for one year HR 2140 "Insurance Capital and Accounting Standards of 2013"-a bill to permit insurance companies that are depository holding companies, or are subsidiaries of depository holding companies, to comply with the accounting and capital requirements applicable to the insurance company under State law and for other purposes S 1369-a bill to provide flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored top the unique characteristics of the business of insurance, and for other purposes HR 1194-"National Flood Insurance Program Termination Act of 2013"-to terminate the National Flod Insurance Program and related mandatory purchase and compliance requirements S601-"Water Resources Development Act of 1013"-to provide for the conservation and development of water and related resources, to authorize the Secretary of the Army to construct various projects for improvements to rivers and harbors of the United States, and for other purposes HR 3380-"A bill to delay NFIP rate Increase until FEMA Maps are Updated" would delay the flood insurance rate increases mandated in the 2012 Biggert-Waters Act HR 3013-"Homeowners Protection Act of 2013"- A bill to reform the NFIP, and for other purposes HR 3156/S.1098-"Responsible Implementation of Flood Insurance Reform Act of 2013"-would reform the Biggert-Waters Flood Insurance Act of 2012 to responsibly protect home ownership HR 3218-A bill to delay increases in flood insurance premium rates under the NFIP until completion of the pending study for the affordability of rates, and for congressional consideration of reforms to make such rates affordable HR 3312-"Homeowners Flood Insurance Relief Act of 2013"-would require the administrator of FEMA to allow monthly installment payments fore flood insurance under the NFIP Act of 1968 HR 3370/S.1610-"Homeowner Flood Insurance Affordability Act of 2013"-would delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Act of 2012, and for other purposes HR 3696 "National Cybersecurity and Critical Infrastructurte Protection Act of 2013" Amends the Homeland Security Act of 2002 S 1846-Homeowner Flood Insurance Affordability Act of 2013 S 1926-A bill to delay the implementation of certain provisions of the Biggert-Waters Insurance Reform Act of 2012 HR 4871-TRIA Reform Act of 2014-to reauthorize the Terrorism Risk Insurance Act of 2002 for 5 years and for other purposes S 2244-Terrorism Risk Insurance Program Reauthorization Act of 2014-Amends TRIA 2002 to extend the Terrorism Insurance program through December 31, 2021 HR 4510/S 2270- Insurance Capitol Standards Clarification Act of 2014-Amends the Dodd-Frank Wall Street Reform and Consumer protection Act concerning establishment of minimum leverage and minimum risk-based capital requirements on a consolidated bsis for a depository institution holding company or nonbank financial compamy supervised by the Board of Governors of the Federal Reserve HR 4558-Flood Insurance Market Parity and Modernization Act of 2014 - to clarify the authority of States to regulate private flood insurance coverage

Client expense: $1,000,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Postal Service (USPS)

Issues related to: HR 4558 - State Regulation of Private Flood Insurance; HR 508 - Terrorism Risk Insurance Reauthorization Act; HR 2156 - Claims Licensing Advancement for Interstate Matters Act; HR 3370 -Homeowner Flood Insurance Affordability Act; S 1610 - Homeowner Flood Insurance Affordability Act; S 1846 -Homeowner Flood Insurance Affordability Act; S 2244 - TRIA Extension; and S 2381 - Flood Disaster Protection Act of 1973.

Client expense: $230,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Effort to reauthorize the Terrorism Risk Insurance Act of 2007 in U.S. Senate, all provisions Homeowners and Taxpayers Protection Act of 2013 - H.R. 1101, all provisions Safe Building Code Incentive Act of 2013- H.R. 1878/ S. 924, all provisionsA bill to direct the General Accountability Office to conduct a full audit of hurricane protection funding and cost estimates associated with post-Katrina hurricane protection S. 105, all provisions Disaster Savings Account Act of 2013 - H.R. 3298, all provisions The Flood Insurance Affordability Act of 2013 - S. 1610, all provisions The Flood Insurance Affordability Act of 2013 - S. 1846, all provisions Flood Insurance Affordability Act of 2013 - H.R. 3511, all provisions Flood Insurance Affordability Act of 2013 - H.R. 3370, all provisions Flood Insurance Relief and Transparency Act of 2013 - H.R. 3693, all provisions Homeowners Flood Insurance Relief Act of 2013 - H.R. 3312, all provisions Disaster Savings Accounts Act of 2013 - H.R. 3989/ S. 1991, all provisions Disaster Savings and Resilient Construction Act of 2013 - H.R. 2241, all provisions National Windstorm Impact Reduction Act Reauthorization of 2013 - H.R. 1786, all provisions Flood Insurance Market Parity and Modernization Act of 2014 - H.R. 4558, all provisions

Client expense: $390,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of

Issues relating to insurance regulatory reform and agent compensation; H.R. 1155, S. 534, S. 650, H.R. 2328, S. 2175, S. 2173. Issues related to the implementation of the Dodd-Frank Wall Street Reform Act of 2010; H.R. 1627, H.R. 2374, H.R. 797, H.R. 4510, S. 2270. Issues related to the implementation of of the Patient Protection and Affordable Care Act; H.R. 544, H.R. 2995, H.R. 2575, S. 1188, H.R. 4418, H.R. 3522.Issues related to terrorism risk insurance; H.R. 508, H.R. 2146, H.R. 4871, S. 2244. Issues related to flood risk insurance; H.R. 3370, S. 1846, S. 1926. Issues related to the regulation of insurance competition, products with guarantees, individual and employer owned policies, and fiduciary-client relationships; H.R. 2374. Issues related to capital standards for insurance providers; H.R. 5461, S. 2102.

Client expense: $698,190 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Government-sponsored enterprise reform. Housing finance reform. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, provisions affecting housing finance. H.R. 2767, Protecting American Taxpayers and Homeowners (PATH) Act of 2013, provisions affecting housing finance. H.R. 1077, Consumer Mortgage Choice Act, all provisions affecting mortgage lending. H.R. 3211, Mortgage Choice Act of 2013, all provisions affecting mortgage lending. S. 1098, Responsible Implementation of Flood Insurance Reform Act of 2013, all provisions affecting flood insurance or mortgage lending. S. 1846, Homeowner Flood Insurance Affordability Act of 2013, all provisions affecting flood insurance or mortgage lending. H.R. 3370, Homeowner Flood Insurance Affordability Act of 2013, all provisions affecting flood insurance or mortgage lending. H.R. 3693, Flood Insurance Relief and Transparency Act of 2013, all provisions affecting flood insurance or mortgage lending.

Client expense: Not reported · Firm income: $15,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Monitor the following: H.R.4903/S.2534, Department of Homeland Security Appropriations Act, FY2015, Infrastructure development and Port security issues; Flood mapping issues generally. S.1846, Homeowner Flood Insurance Affordability Act of 2013, Flood insurance issues.

Client expense: Not reported · Firm income: $10,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Monitor the following: S.1091, COASTAL Act of 2011, Flood Insurance Reform issues. H.R.1309, Flood Insurance Reform Act of 2011, Flood Insurance Reform issues. S.1846, Homeowner Flood Insurance Affordability Act of 2013, Flood insurance issues.

Client expense: Not reported · Firm income: $10,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 41-National Flood Insurance Program, H.R. 99-Medical Malpractice, H.R. 240- Natural Catastrophe Backstop, H.R. 508-Terrorism Risk Insurance Act, H.R. 549-Natural Catastrophe Insurance, H.R. 605-Insurance, H. Res. 735- International Insurance, H.R. 737-Natural Catastrophe Insurance, H.R. 960-National Flood Insurance Program, H.R. 968-National Flood Insurance Program, H.R. 1028-Mortgage Insurance, H.R. 1035-National Flood Insurance Program, (cont'd next page)H.R. 1064-Insurance Agent Licensing, H.R. 1101-Natural Catastrophe Insurance, H.R. 1155-Insurance Agent Licensing, H.R. 1194-National Flood Insurance Program, H.R. 1267-National Flood Insurance Program, H.R. 1268-Flood Insurance, H.R. 1369-Gun Control, H.R. 1485-National Flood Insurance Program, H.R. 1945-Terrorism Risk Insurance Act, H.R. 2129-Workers Compensation Insurance, H.R. 2140-Capital Standards, H.R. 2146-Terrorism Risk Insurance Act, H.R. 2156-Adjuster Reciprocity, H.R. 2293-Flood Insurance, H.R. 3156- National Flood Insurance Program, H.R. 3218-National Flood Insurance Program, H.R. 3370-National Flood Insurance Program, H.R. 3693-National Flood Insurance Program, H.R. 4352-National Flood Insurance Program, H.R. 4510-Capital Standards, H.R. 4557-Private Support to FDIC, H.R. 4558- Flood Insurance, H.R. 4669-Servicemembers Auto Insurance, H.R. 4871-Terrorism Risk Insurance Act, H.R. 5461-Capital Standards, "Insurance Data Protection Act of 2014" (House), "Risk Retention Modernization Act" (House), S. 20-Dodd-Frank Act, S. 205-Consumer Financial Protection Bureau, S. 534-Insurance Agent Licensing, S. Res. 561- International Insurance, S. 996-National Flood Insurance Program, S. 1075-National Flood Insurance Program, S. 1098-National Flood Insurance Program, S. 1217- Mortgage Insurance, S. 1369-Capital Standards, S. 1610-National Flood Insurance Program, S. 1846-National Flood Insurance Program, S. 1926-National Flood Insurance Program, S. 2244-Terrorism Risk Insurance Act, S. 2270- Capital Standards, S. 2381-Flood Insurance, S. 2731-Workers Compensation Insurance

Client expense: $1,020,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Federal Regulatory Activity OCC guidance on derivatives under Dodd-Frank; CFPB Ability to Repay Rule and Qualified Mortgage Rule; CFPB mortgage servicing final rules (TILA and RESPA); CFPB escrow final rule under Dodd-Frank; CFPB loan originator and mortgage servicing rules; Basel Committee Liquidity Standard; FDIC appraisal requirements under Dodd-Frank; Federal Reserve proposed rule on enhanced prudential standards and early remediation requirements for large foreign banks under Dodd-Frank; Federal banking agency revisions to Call Report rules; FEMA/ National Flood Insurance; OCC lending limits rule; SEC municipal advisor rule, GSE repurchases; Section 619, Dodd-Frank Wall Street Reform and Consumer Protection Act. Final Rule, Volcker Rule, IRS Regulation 67(e) Federal Legislative Activity Cybersecurity legislation: (H.R. 86, H.R.394, H.R.624, H.R.866, S.21); Credit Union Business Lending (H.R.588, S.968); Regulatory Reform (S.450, H.R. 719, H.R.1750, H.R. 1553); mortgage foreclosure legislation (H.R.736, S.249); Privacy: H.R. 749; Basel and Capital requirements: (H.R. 1221, H.R. 1341, S.731, S.798); GSE Reform (S.563, S.1217); Community banks: (H.R. 1603. H.R. 1693); derivatives: (H.R.992, H.R. 634, H.R. 1256); Flood insurance: (H.R.3547, S.1846); TRIA (S.2244, H.R.4871)

Client expense: $30,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA)

S. 1610-National Flood Insurance Program, S. 1846-National Flood Insurance Program, S. 1926-National Flood Insurance Program, S. 2244-Terrorism Risk Insurance Act, FIO Report on State Insurance Regulation.

Client expense: $70,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to tax reform S. 1846, Homeowner Flood Insurance Affordability Act Reauthorization of the Terrorism Risk Insurance Act H.R. 982, Furthering Asbestos Claim Transparency (FACT) Act of 2013

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues relating to insurance regulatory reform and agent compensation; H.R. 1155, S. 534, S. 650, H.R. 2328, S. 2175, S. 2173. Issues related to the implementation of the Dodd-Frank Wall Street Reform Act of 2010; H.R. 1627, H.R. 2374, H.R. 797, H.R. 4510, S. 2270. Issues related to the implementation of of the Patient Protection and Affordable Care Act; H.R. 544, H.R. 2995, H.R. 2575, S. 1188, H.R. 4418.Issues related to terrorism risk insurance; H.R. 508, H.R. 2146, H.R. 4871, S. 2244. Issues related to flood risk insurance; H.R. 3370, S. 1846, S. 1926. Issues related to the regulation of insurance competition, products with guarantees, individual and employer owned policies, and fiduciary-client relationships; H.R. 2374.

Client expense: $698,190 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

S. 1846, Homeowner Flood Insurance Affordability Act of 2013 (Biggert-Waters escrow provision) S. 2244, Terrorism Risk Insurance Program Reauthorization Act of 2014 (all provisions) S. 2270, Insurance Capital Standards Clarification Act of 2014 (all provisions) H.R. 3370, Homeowner Flood Insurance Affordability Act of 2013 (Biggert-Waters escrow provision) H.R. 4510, Insurance Capital Standards Clarification Act of 2014 (all provisions) H.R. 4871, TRIA Reform Act of 2014 (all provisions)

Client expense: $250,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Ability-to-Repay and Qualified Mortgage Standards under the Truth in Lending Act (Regulation Z) (RIN 3170-AA17). Monitoring potential legislation that may change mortgage lending requirements and transparency in lending practices. S. 1217 - Housing Finance Reform and Taxpayer Protection Act of 2013 - Monitoring housing finance changes. H.R. 2767 - Protecting American Taxpayers and Homeowners Act of 2013 - Reform GSEs and address housing finance systems.S. 1217 - The Housing Finance Reform and Taxpayer Act of 2013 - Monitor. Johnson-Crapo Housing Discussion Draft: Amendment to S. 1217 - Monitor. S. 1846/H.R. 3370 - Homeowner Flood Insurance Affordability Act of 2013 - Monitor.

Client expense: $265,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Commerce, Dept of (DOC), Energy, Dept of, Environmental Protection Agency (EPA), Federal Deposit Insurance Corporation (FDIC), Federal Motor Carrier Safety Administration, Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Labor Relations Board (NLRB), SENATE, Transportation, Dept of (DOT), Treasury, Dept of, U.S. Customs & Border Protection, White House Office

S. 1846, Homeowner Flood Insurance Affordability Act of 2013 (Biggert-Waters escrow provision) S. 2244, Terrorism Risk Insurance Program Reauthorization Act of 2014 (all provisions) S. 2270, Insurance Capital Standards Clarification Act of 2014 (all provisions) H.R. 3370, Homeowner Flood Insurance Affordability Act of 2013 (Biggert-Waters escrow provision) H.R. 4510, Insurance Capital Standards Clarification Act of 2014 (all provisions) H.R. 4871, TRIA Reform Act of 2014 (all provisions)

Client expense: $250,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 41-National Flood Insurance Program, H.R. 99-Medical Malpractice, H.R. 240- Natural Catastrophe Backstop, H.R. 508-Terrorism Risk Insurance Act, H.R. 549-Natural Catastrophe Insurance, H.R. 605-Insurance, H.R. 737-Natural Catastrophe Insurance, H.R. 960-National Flood Insurance Program, H.R. 968-National Flood Insurance Program, H.R. 1028-Mortgage Insurance, H.R. 1035-National Flood Insurance Program, (cont'd next page)H.R. 1064-Insurance Agent Licensing, H.R. 1101-Natural Catastrophe Insurance, H.R. 1155-Insurance Agent Licensing, H.R. 1194-National Flood Insurance Program, H.R. 1267-National Flood Insurance Program, H.R. 1268-Flood Insurance, H.R. 1369-Gun Control, H.R. 1485-National Flood Insurance Program, H.R. 1945-Terrorism Risk Insurance Act, H.R. 2129-Workers Compensation Insurance, H.R. 2140-Capital Standards, H.R. 2146-Terrorism Risk Insurance Act, H.R. 2156-Adjuster Reciprocity, H.R. 2293-Flood Insurance, H.R. 3156- National Flood Insurance Program, H.R. 3218-National Flood Insurance Program, H.R. 3370-National Flood Insurance Program, H.R. 3693-National Flood Insurance Program, H.R. 4352-National Flood Insurance Program, H.R. 4510-Capital Standards, H.R. 4557-Private Support to FDIC, H.R. 4558- Flood Insurance, H.R. 4669-Servicemembers Auto Insurance, H.R. 4871-Terrorism Risk Insurance Act, S. 20-Dodd-Frank Act, S. 205-Consumer Financial Protection Bureau, S. 534-Insurance Agent Licensing, S. 996-National Flood Insurance Program, S. 1075-National Flood Insurance Program, S. 1098-National Flood Insurance Program, S. 1217- Mortgage Insurance, S. 1369-Capital Standards, S. 1610-National Flood Insurance Program, S. 1846-National Flood Insurance Program, S. 1926-National Flood Insurance Program, S. 2244-Terrorism Risk Insurance Act, S. 2381-Flood Insurance

Client expense: $1,240,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of

AD&C Lending, flood insurance, affordable housing reform, FHA reform, GSE reform, Section 8 Voucher Reform, H.R. 858: Rural Housing Preservation Act of 2013, H.R. 1145: FHA Emergency Fiscal Solvency Act of 2013, H.R.1255: Home Construction Lending Regulatory Improvement Act of 2013, S. 1002: Home Building Lending Improvement Act of 2013, H.R. 2767: Protecting American Taxpayers and Homeowners Act of 2013, S. 1217: Housing Finance Reform and Taxpayer Protection Act of 2013, S. 766:A bill to amend Section 520 of the Housing Act of 1949, Farm Bill, H.R. 1947: Federal Agriculture Reform and Risk Management Act of 2013, H.R. 2642: Federal Agriculture Reform and Risk Management Act of 2013, S. 954: Agriculture Reform, Food and Jobs Act of 2013, S. 1610: Homeowner Flood Insurance Affordability Act of 2013, S. 1846: Homeowner Flood Insurance Affordability Act of 2013, H.R. 3370: Homeowner Flood Insurance Affordability Act of 2013, H.R. 3013: Home Protection Act of 2013, H.R. 2199: Flood Insurance Implementation Reform Act of 2013, S. 1846: Homeowner Flood Insurance Affordability Act of 2013, S. 1926: A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 and to reform the National Association of Registered Agents and Brokers, and for other purposes, S. 2244: Terrorism Risk Insurance Program Reauthorization Act of 2014.

Client expense: $790,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Commerce, Dept of (DOC), Consumer Product Safety Commission (CPSC), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Labor, Dept of (DOL), Occupational Safety & Health Administration (OSHA), SENATE, Small Business Administration (SBA), Treasury, Dept of, U.S. Fish & Wildlife Service (USFWS), U.S. International Trade Commission (ITC), U.S. Trade Representative (USTR), White House Office

H.R. 2146: Terrorism Risk Insurance Program Reauthorization Act of 2013, S. 1610: Homeowner Flood Insurance Affordability Act of 2013, S. 1846: Homeowner Flood Insurance Affordability Act of 2013, H.R. 3370: Homeowner Flood Insurance Affordability Act of 2013, S. 1926: A bill to delay the implementation of the certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 and to reform the National Association of Registered Agents and Brokers, and for other purposes, S.2244: Terrorism Risk Insurance Program Reauthorization Act of 2014, H.R. 4871: TRIA Reform Act of 2014, H.R. 508: TRIA Reauthorization Act of 2013.

Client expense: $790,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Commerce, Dept of (DOC), Consumer Product Safety Commission (CPSC), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Labor, Dept of (DOL), Occupational Safety & Health Administration (OSHA), SENATE, Small Business Administration (SBA), Treasury, Dept of, U.S. Fish & Wildlife Service (USFWS), U.S. International Trade Commission (ITC), U.S. Trade Representative (USTR), White House Office

Natural Disaster Policy HR152 - Disaster Relief Appropriations Act of 2013 HR240 - Homeowners Insurance Protection Act of 2013 HR960 - Flood Victim Premium Relief Act of 2013Natural Disaster Policy (cont'd) HR1101 - Homeowners and Taxpayers Protection Act of 2013 HR1267 - Flood Insurance Premium Relief Act of 2013 HR1485 - A bill to amend the National Flood Insurance Act of 1968 to modify the phase-in increases in flood insurance premium rates for certain properties, and for other purposes HR2199 - York River Wild and Scenic River Study Act of 2013 HR2217 - Fiscal 2014 Homeland Security Appropriations HR3298 - A bill to amend the Internal Revenue Code of 1986 to allow individuals a deduction for amounts contributed to disaster savings accounts to help defray the cost of preparing their homes to withstand a disaster HR3989 - A bill to amend the Internal Revenue Code of 1986 to allow individuals a deduction for amounts contributed to disaster savings accounts to help defray the cost of preparing their homes to withstand a disaster and to repair or replace property damaged or destroyed in a disaster. HR3370 - Homeowner Flood Insurance Affordability Act of 2013 HR3547 - Fiscal 2014 Omnibus Appropriations Act HR3693 - Flood Insurance Relief and Transparency Act of 2013 S601 - Water Resources Development Act of 2013 S954 - FARM Bill S996 - A bill to improve the National Flood Insurance Program, and for other purposes S1610 - Homeowner Flood Insurance Affordability Act of 2013 S1846 - Homeowner Flood Insurance Affordability Bill S1926 - Homeowner Flood Insurace Affordability Bill S1991 - A bill to amend the Internal Revenue Code of 1986 to allow individuals a deduction for amounts contributed to disaster savings accounts to help defray the cost of preparing their homes to withstand a disaster and to repair or replace property damaged or destroyed in a disaster. Terrorism Risk Insurance HR508 - Terrorism Risk Insurace Act of 2002 (TRIA) Reauthorization Act of 2013 HR1945 - Fostering Resilience to Terrorism Act of 2013 HR2146 - Terrorism Risk Insurance Program Reauthorization Act of 2013 HR4871- TRIA Reform Act of 2014 S2244 - Terrorism Risk Insurance Program Reauthorization Act of 2014 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) on flood insurance and the National Flood Insurance Program.

Client expense: $16,480,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Environmental Protection Agency (EPA), Federal Aviation Administration (FAA), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, Veterans Affairs, Dept of (VA)