Taxpayer Protection and Responsible Resolution Act

HR 2947, Financial Institution Bankruptcy Act of 2016, issues related to financial institution bankruptcy; HR 5983, The Financial CHOICE Act of 2016, issues related to financial institution bankruptcy; HR 5485, Financial Services and General Government Appropriation Act, 2017, issues related to financial institution bankruptcy; S 1840, S 1841, Taxpayer Protection and Responsible Resolution Act, issues related to bankruptcy.

Client expense: $980,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Met with House on FinTech Met with House and Senate on large bank issues Met with House and Senate on credit card issues Met with House and Senate staff on capital leverage matters Met with House and Senate staff on flood insurance issues Met with House and Senate issues related to data security and payments system integrity Met with House and Senate on equities market structure reform Met with House and Senate on reauthorization of the Commodities Exchange Act and derivatives regulation Met with House and Senate on bond market issues Draft House Bill - the Main Street Growth Act - all provisions Met with House on draft legislation to amend the Regulation NMS governance structure Met with House on arbitration H.R.22 - the DRIVE Act, Section 52203 - reducing the dividend rate paid on Federal Reserve stock H.R.1266 - the Financial Product Safety Commission Act of 2015 - all provisions H.R.1486 - the Taking Account of Bureaucrats' Spending Act of 2015 - all provisions H.R.1560 - the Protecting Cyber Networks Act - all provisions H.R.1731 - the National Cybersecurity Protection Advancement Act of 2015 - all provisions H.R.1770 - the Data Security and Breach Notification Act of 2015 - application .R.2205 - The Data Security Act of 2015 - all provisions H.R.2209 - To require the appropriate Federal banking agencies to treat certain municipal obligations as level 2B liquid assets, and for other purposes H.R.2947 - the Financial Institution Bankruptcy Act - all provisions H.R. 5465, a bill to repeal section 1075 of the Consumer Financial Protection Act of 2010 relating to rules for payment card transactions, and for other purposes - all provisions H.R.5983 - The Financial CHOICE Act - all provisions S.456 - Cyber Threat Sharing Act of 2015 - all provisions S.754 - Cybersecurity Information Sharing Act of 2015 - all provisions S.961 - the Data Security Act of 2015 - all provisions S.1709 - 21st Century Glass-Steagall Act of 2015 - all provisions S.1840 - Taxpayer Protection and Responsible Resolution Act - all provisions S.1841 - Taxpayer Protection and Responsible Resolution Act - all provisions S.3404 - A bill to amend the Federal Deposit Insurance Act to require the appropriate Federal banking agencies to treat certain municipal obligations as level 2B liquid assets, and for other purposes - all provisions

Client expense: $1,310,000 · Firm income: Not reported

H.R. 2209: A bill to require the appropriate Federal banking agencies to treat certain municipal obligations as level 2A liquid assets, and for other purposes; Provisions related bank regulation. H.R. 2947: A bill to amend title 11 of the United States Code in order to facilitate the resolution of an insolvent financial institution in bankruptcy; Provisions related bankruptcy reform. S. 1840: A bill to amend title 11, United States Code to provide for the liquidation, reorganization, or recapitalization of a covered financial corporation, and for other purposes; Provisions related to bankruptcy reform. S. 1841: A bill to amend title 11, United States Code to provide for the liquidation, reorganization, or recapitalization of a covered financial corporation, and for other purposes; Provisions related bankruptcy reform. H.R. 2205: A bill to protect financial information relating to consumers, to require notice of security breaches, and for other purposes; Provisions related to data security. H.R. 4450: A bill to amend title 31, United States Code, to ensure that persons who form corporations or limited liability companies in the United States disclose the beneficial owners of those corporations or limited liability companies, in order to prevent wrongdoers from exploiting United States corporations and limited liability companies for criminal gain, to assist law enforcement in detecting, preventing, and punishing terrorism, money laundering, and other misconduct involving United States corporations and limited liability companies, and for other purposes; Provisions related to AML / BSA. H.R. 5027: A bill to amend the Federal Reserve Act to adjust the circumstances under which Federal reserve bank stock is callable, and for other purposes; Provisions related to Federal Reserve Bank Stock. H.R. 5465: A bill to repeal section 1075 of the Consumer Protection Financial Act of 2010 relating to rules for payment card transactions, and for other purposes; Provisions related to interchange. H.R. 5485: Financial Services and General Government Appropriations Act, 2017; Provisions related to bankruptcy. H.R. 5606: A bill to facilitate better information sharing to assist in the fight against the funding of terrorist activities, and for other purposes; Provisions related to AML / BSA. S. 2040: Justice Against Sponsors of Terrorism Act: A bill to deter terrorism, provide justice for victims, and for other purposes; Provisions related to liability. S. 2489: A bill to ensure that persons who form corporations in the United States disclose the beneficial owners of those corporations, in order to prevent the formation of corporations with hidden owners, stop the misuse of United States corporations by wrongdoers, and assist law enforcement in detecting, preventing, and punishing terrorism, money laundering, tax evasion, and other criminal and civil misconduct involving United States corporations, and for other purposes; Provisions related to AML / BSA. H.R. 5724: Protecting Consumers' Access to Credit Card Act of 2016. A bill to amend the Revised Statutes of the US and the Federal Deposit Insurance Act to require the rate of interset on certain loans remain unchanged after transfer of the loan, and for other purposes; Provisions related to Federal Deposit Insurance Act. H.R. 5983: Financial CHOICE Act of 2016: A bill to create hope and opportunity for consumers, investors and entrepreneurs by ending bailouts and TBTF, holding Washington and Wall Street accountable, eliminating red tape to increase access to capital and credit, and repealing provisions of the DFA that make America less prosperous, less stable, less free, and for other purposes; Provisions related to capital regulation; bankruptcy. S. 961: A bill to protect information relating to consumers, to require notice of security breaches, and for other purposes; Provisions related to payment card transactions. S. 3067: Financial Services and General Government Appropriations Act, 2017: A bill making appropriations for financial services and general government for the FY ending September 30, 2017, and for other purposes; Provisions related to bankruptcy. S. 3404: A bill to amend the Federal Deposit Insurance Act to require the appropriate Federal banking agencies to treat certain municipal obligations as level 2B liquid assets, and for other purposes; Provisions related to liquidity coverage ratio. Issues relating to the convention on the law applicable to certain rights in respect of securities held with an intermediary; Provisions related to securities. DFA Title I, Implementation of Title I of Dodd-Frank; Provisions related to financial stability. Orderly Liquidation, Implementation of Title II of Dodd-Frank; Provisions related to bank resolution.

Dodd-Frank Act implementation issues; Capital issues; Data security and data breach notification issues; Issues related to OCC/CFPB/City of Los Angeles settlements regarding sales practices; H.R.1309, Systemic Risk Designation Improvement Act of 2015, all provisions; S. Con Res 11, Senate Budget Resolution; H.R.381, Return to Prudent Banking Act of 2015, all provisions; S.729, Fairness for Struggling Students Act of 2015, all provisions; Issues relating to Department of Education rulemaking concerning campus card products; S.1840, Taxpayer Protection and Responsible Resolution Act, all provisions; H.R.37, Promoting Job Creation and Reducing Small Business Burdens Act, all provisions; S.1709/H.R.3054, 21st Century Glass-Steagall Act of 2015, all provisions; Issues relating to the Telephone Consumer Protection Act (TCPA) and petitions filed with the FCC concerning reassigned numbers; H.R.22, FAST Act, all provisions; H.R.2029, Consolidated Appropriations Act, 2016, all provisions; House Amendment #1 to the Senate Amendment to H.R. 2029 (Consolidated Appropriations Bill); H.R. 2896, TAILOR Act of 2015, all provisions; H.R.2209, To require the appropriate Federal banking agencies to treat certain municipal obligations as level 2A liquid assets, and for other purposes; H.R. 2947, Financial Institution Bankruptcy Act of 2016, all provisions; H.R. 5465, repeal section 1075 of the Consumer Financial Protection Act of 2010 relating to rules for payment card transactions; Issues related to interchange fees for electronic payments; Issues relating to Department of Defense Military Lending Act rules; H.R. 5485, 2017 Financial Services-General Government Appropriations Bill, all provisions; H.R. 5027, To amend the Federal Reserve Act to adjust the circumstances under which Federal reserve bank stock is callable, and for other purposes; S.3404, amends the Federal Deposit Insurance Act to require the appropriate Federal banking agencies to treat certain municipal obligations as level 2B liquid assets.

- Financial Services Issues - S. 1840 and 1841,financial institution bankruptcy bills - Issues related to inquiries around stress testing rules for mid-sized banks - Issues related to SIFI threshold levels - Implementation of P.L. 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act

Client expense: Not reported · Firm income: $50,000

S. 881; H.R. 2289; S. 1484; H.Res. 288; H.R. 1659; H.R. 2947, S. 1840, S. 1841; H.R. 2209; H.R. 22; H.R. 2029; H.R. 4096; H.R. 4166; H.R. 4638; H.R. 2440; HR 5485; S. 1910; S. 337; S.3118; H.R.5592; H.R. 5983; S. 3404 - Discussed implementation of the Basel capital accord and issues related to capital, liquidity, and leverage. Discussed margin issues; the Commodity End-User Relief Act; CFTC reauthorization; SEC and equity market structure reform; and issues related to central clearing parties. Discussed the Financial Regulatory Improvement Act of 2015 and other proposals related to bank structure, capital requirements, capital formation, market structure, and market liquidity. Discussed issues related to financial institution bankruptcy reform, including issues related to resolution and recovery under the Bankruptcy Code. Discussed access to capital for emerging growth companies. Discussed issues related to the liquidity coverage ratio. Discussed budget and revenue measures involving the financial services sector. Discussed the Financial CHOICE act. Discussed the Financial Services and General Government Appropriations bill. Discussed treatment of supervisory information.

Client expense: $650,000 · Firm income: Not reported

HR 5170, Social Impact Partnerships to Pay for Results Act, issues related to social impact bonds; HR 5485, Financial Services and General Government Appropriations Act, 2017, issues related to bankruptcy; S 1840, S 1841, Taxpayer Protection and Responsible Resolution Act, issues related to bankruptcy; HR 5019, S 3092, Fair Access to Investment Research Act, issues related to research on exchange-traded funds.

Client expense: $480,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Met with House on FinTech Met with House and Senate on large bank issues Met with House and Senate on credit card issues Met with House and Senate staff on capital leverage matters Met with House and Senate staff on flood insurance issues Met with House and Senate issues related to data security and payments system integrity Met with House and Senate on equities market structure reform Met with House and Senate on reauthorization of the Commodities Exchange Act and derivatives regulation Met with House and Senate on bond market issues Draft House Bill - the Main Street Growth Act - all provisions The Financial CHOICE Act (draft legislation) - all provisions Met with House on draft legislation to amend the Regulation NMS governance structure Met with House on arbitration H.R.22 - the DRIVE Act, Section 52203 - reducing the dividend rate paid on Federal Reserve stock H.R.1266 - the Financial Product Safety Commission Act of 2015 - all provisions H.R.1486 - the Taking Account of Bureaucrats' Spending Act of 2015 - all provisions H.R.1560 - the Protecting Cyber Networks Act - all provisions H.R.1731 - the National Cybersecurity Protection Advancement Act of 2015 - all provisions H.R.1770 - the Data Security and Breach Notification Act of 2015 - application .R.2205 - The Data Security Act of 2015 - all provisions H.R.2209 - To require the appropriate Federal banking agencies to treat certain municipal obligations as level 2A liquid assets, and for other purposes H.R.2947 - the Financial Institution Bankruptcy Act - all provisions H.R. 5465, a bill to repeal section 1075 of the Consumer Financial Protection Act of 2010 relating to rules for payment card transactions, and for other purposes - all provisions S.456 - Cyber Threat Sharing Act of 2015 - all provisions S.754 - Cybersecurity Information Sharing Act of 2015 - all provisions S.961 - the Data Security Act of 2015 - all provisions S.1840 - Taxpayer Protection and Responsible Resolution Act - all provisions S.1841 - Taxpayer Protection and Responsible Resolution Act - all provisions

S. 881; H.R. 2289; S. 1484; H.Res. 288; H.R. 1659; H.R. 2947, S. 1840, S. 1841; H.R. 2209; H.R. 22; H.R. 2029; H.R. 4096; H.R. 4166; H.R. 4638; H.R. 2440; HR 5485; S. 1910; S. 337; S.3118; H.R.5592 - Discussed implementation of the Basel capital accord and issues related to capital, liquidity, and leverage. Discussed margin issues; the Commodity End-User Relief Act; CFTC reauthorization; SEC and equity market structure reform; and issues related to central clearing parties. Discussed the Financial Regulatory Improvement Act of 2015 and other proposals related to bank structure, capital requirements, capital formation, market structure, and market liquidity. Discussed issues related to financial institution bankruptcy reform, including issues related to resolution and recovery under the Bankruptcy Code. Discussed access to capital for emerging growth companies. Discussed issues related to the liquidity coverage ratio. Discussed budget and revenue measures involving the financial services sector. Discussed the Financial CHOICE act. Discussed the Financial Services and General Government Appropriations bill. Discussed treatment of supervisory information.

Client expense: $780,000 · Firm income: Not reported

Dodd-Frank Act implementation issues; Capital issues; H.R. 1309, Systemic Risk Designation Improvement Act of 2015, all provisions; S. Con Res 11, An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2016 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025; H.R. 381, Return to Prudent Banking Act of 2015, all provisions; S. 729, Fairness for Struggling Students Act of 2015, all provisions; Issues relating to Department of Education rulemaking concerning campus card products; S. 1840, The Taxpayer Protection and Responsible Resolution Act, all provisions; H.R. 37, Promoting Job Creation and Reducing Small Business Burdens Act, all provisions; Data security and data breach notification issues; S.1709/H.R.3054, 21st Century Glass-Steagall Act of 2015, all provisions; Issues relating to the Telephone Consumer Protection Act (TCPA) and petitions filed with the FCC concerning reassigned numbers; H.R. 22, FAST Act, all provisions; H.R. 2029, Consolidated Appropriations Act, 2016, all provisions; House Amendment #1 to the Senate Amendment to H.R. 2029 (Consolidated Appropriations Bill); H.R. 2896, TAILOR Act of 2015, all provisions; H.R. 2209, To require the appropriate Federal banking agencies to treat certain municipal obligations as level 2A liquid assets, and for other purposes, all provisions, H.R. 2947, Financial Institution Bankruptcy Act of 2016, all provisions; H.R. 5465, To repeal section 1075 of the Consumer Financial Protection Act of 2010 relating to rules for payment card transactions, and for other purposes - all provisions; Issues related to interchange fees for electronic payments; Issues relating to Department of Defense Military Lending Act rules; H.R. 5485, Financial Services and General Government Appropriations Act 2017, all provisions; H.R. 5027, To amend the Federal Reserve Act to adjust the circumstances under which Federal reserve bank stock is callable, and for other purposes - all provisions.

H.R. 2209: A bill to require the appropriate Federal banking agencies to treat certain municipal obligations as level 2A liquid assets, and for other purposes; Provisions related bank regulation. H.R. 2947: A bill to amend title 11 of the United States Code in order to facilitate the resolution of an insolvent financial institution in bankruptcy; Provisions related bankruptcy reform. S. 1840: A bill to amend title 11, United States Code to provide for the liquidation, reorganization, or recapitalization of a covered financial corporation, and for other purposes; Provisions related to bankruptcy reform. S. 1841: A bill to amend title 11, United States Code to provide for the liquidation, reorganization, or recapitalization of a covered financial corporation, and for other purposes; Provisions related bankruptcy reform. H.R. 2205: A bill to protect financial information relating to consumers, to require notice of security breaches, and for other purposes; Provisions related to data security. H.R. 4450: A bill to amend title 31, United States Code, to ensure that persons who form corporations or limited liability companies in the United States disclose the beneficial owners of those corporations or limited liability companies, in order to prevent wrongdoers from exploiting United States corporations and limited liability companies for criminal gain, to assist law enforcement in detecting, preventing, and punishing terrorism, money laundering, and other misconduct involving United States corporations and limited liability companies, and for other purposes; Provisions related to AML / BSA. H.R. 5027: A bill to amend the Federal Reserve Act to adjust the circumstances under which Federal reserve bank stock is callable, and for other purposes; Provisions related to Federal Reserve Bank Stock. H.R. 5465: A bill to repeal section 1075 of the Consumer Protection Financial Act of 2010 relating to rules for payment card transactions, and for other purposes; Provisions related to interchange. H.R. 5485: Financial Services and General Government Appropriations Act, 2017; Provisions related to bankruptcy. H.R. 5594: A bill to require the establishment of a national strategy for combating the financing of terrorism and related financial crimes, and for other purposes; Provisions related to AML / BSA. H.R. 5602: A bill to amend title 31, U.S. Code, to authorize the Secretary of the Treasury to include all funds when issuing certain geographic targeting orders, and for other purposes; Provisions related to AML / BSA. H.R. 5603: A bill to authorize the Secretary of the Treasury pay rewards under an asset recovery rewards program to help identify and recover stolen assets linked to foreign government corruption and the proceeds of such corruption hidden behind complex financial structures in the U.S. and abroad; Provisions related to AML / BSA. H.R. 5606: A bill to facilitate better information sharing to assist in the fight against the funding of terrorist activities, and for other purposes; Provisions related to AML / BSA. H.R. 5607: A bill to enhance the Department of the Treasury's role in protecting national security, and for other purposes; Provisions related to AML / BSA. S. 2040: Justice Against Sponsors of Terrorism Act: A bill to deter terrorism, provide justice for victims, and for other purposes; Provisions related to liability. S. 2489: A bill to ensure that persons who form corporations in the United States disclose the beneficial owners of those corporations, in order to prevent the formation of corporations with hidden owners, stop the misuse of United States corporations by wrongdoers, and assist law enforcement in detecting, preventing, and punishing terrorism, money laundering, tax evasion, and other criminal and civil misconduct involving United States corporations, and for other purposes; Provisions related to AML / BSA. S. 3024: Small Business Cyber Security Improvements Act of 2016: A bill to improve cyber security for small businesses; Provisions related to Cyber Security. Issues related to Treaty Doc. 112-6; Provisions related to securities law. DFA Title I, Implementation of Title I of Dodd-Frank; Provisions related to bank resolution. Orderly Liquidation, Implementation of Title II of Dodd-Frank; Provisions related to bank resolution.

Financial Services Issues S. 1840 and 1841,financial institution bankruptcy bills Issues related to inquiries around stress testing rules for mid-sized banks Issues related to SIFI threshold levels Implementation of P.L. 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act

Client expense: Not reported · Firm income: $50,000

Met with House staff on FinTech Met with House and Senate on large bank issues Met with House and Senate on credit card issues Met with House and Senate staff on capital leverage matters Met with House and Senate staff on flood insurance issues Met with House and Senate issues related to data security and payments system integrity Met with House and Senate on equities market structure reform Met with House and Senate on reauthorization of the Commodities Exchange Act and derivatives regulation Met with House and Senate on bond market issues Draft House Bill - the Main Street Growth Act - all provisions H.R.22 - the DRIVE Act, Section 52203 - reducing the dividend rate paid on Federal Reserve stock H.R.1266 - the Financial Product Safety Commission Act of 2015 - all provisions H.R.1486 - the Taking Account of Bureaucrats' Spending Act of 2015 - all provisions H.R.1560 - the Protecting Cyber Networks Act - all provisions H.R.1731 - the National Cybersecurity Protection Advancement Act of 2015 - all provisions H.R.1770 - the Data Security and Breach Notification Act of 2015 - application .R.2205 - The Data Security Act of 2015 - all provisions H.R.2209 - To require the appropriate Federal banking agencies to treat certain municipal obligations as level 2A liquid assets, and for other purposes H.R.2947 - the Financial Institution Bankruptcy Act - all provisions S.456 - Cyber Threat Sharing Act of 2015 - all provisions S.754 - Cybersecurity Information Sharing Act of 2015 - all provisions S.961 - the Data Security Act of 2015 - all provisions S.1840 - Taxpayer Protection and Responsible Resolution Act - all provisions S.1841 - Taxpayer Protection and Responsible Resolution Act - all provisions

Client expense: $1,300,000 · Firm income: Not reported

Dodd-Frank Act implementation issues; Capital issues; H.R. 1309, Systemic Risk Designation Improvement Act of 2015, all provisions; S. Con Res 11, An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2016 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025; H.R. 381, Return to Prudent Banking Act of 2015, all provisions; S. 729, Fairness for Struggling Students Act of 2015, all provisions; Issues relating to Department of Education rulemaking concerning campus card products; S. 1840, The Taxpayer Protection and Responsible Resolution Act, all provisions; H.R. 37, Promoting Job Creation and Reducing Small Business Burdens Act, all provisions; S. 754, Cybersecurity Information Sharing Act of 2015, all provisions; Data security and data breach notification issues; S.1709/H.R.3054, 21st Century Glass-Steagall Act of 2015, all provisions; Issues relating to the Telephone Consumer Protection Act (TCPA) and petitions filed with the FCC concerning reassigned numbers; H.R. 22, FAST Act, all provisions; H.R. 2029, Consolidated Appropriations Act, 2016, all provisions; House Amendment #1 to the Senate Amendment to H.R. 2029 (Consolidated Appropriations Bill); H.R. 2896, TAILOR Act of 2015, all provisions; H.R. 2209, To require the appropriate Federal banking agencies to treat certain municipal obligations as level 2A liquid assets, and for other purposes, all provisions, H.R. 2947, Financial Institution Bankruptcy Act of 2016, all provisions.

Client expense: $1,310,000 · Firm income: Not reported

S. 881; H.R. 2289; S. 1484; H.Res. 288; H.R. 1659; H.R. 2947, S. 1840, S. 1841; H.R. 2209; H.R. 22; H.R. 2029; H.R. 4096; H.R. 4166; H.R. 4638; H.R. 2440 - Discussed implementation of the Basel capital accord and issues related to capital, liquidity, and leverage. Discussed margin issues; the Commodity End-User Relief Act; CFTC reauthorization; SEC and equity market structure reform; and issues related to central clearing parties. Discussed the Financial Regulatory Improvement Act of 2015 and other proposals related to bank structure, capital requirements, capital formation, market structure, and market liquidity. Discussed issues related to financial institution bankruptcy reform, including issues related to resolution and recovery under the Bankruptcy Code. Discussed access to capital for emerging growth companies. Discussed issues related to certain municipal obligations. Discussed budget and revenue measures involving the financial services sector.

Client expense: $820,000 · Firm income: Not reported

H.R. 653: A bill to amend section 552 of title 5, United States Code (commonly known as the Freedom of Information Act), to provide for greater public access to information, and for other purposes; Provisions related administrative procedures. H.R. 766: A bill to provide requirements for the appropriate Federal banking agencies when requesting or ordering a depository institution to terminate a specific customer account, to provide for additional requirements related to subpoenas issued under the Financial Institutions Reform, Recovery, and Enforcement Act of 1989, and for other purposes; Provisions related Operation Chokepoint. S. 337: A bill to improve the Freedom of Information Act; Provisions related administrative procedures. S. 961: A bill to protect information relating to consumers, to require notice of security breaches and for other purposes; Provisions related data security. H.R. 2209: A bill to require the appropriate Federal banking agencies to treat certain municipal obligations as level 2A liquid assets, and for other purposes; Provisions related bank regulation. H.R. 2947: A bill to amend title 11 of the United States Code in order to facilitate the resolution of an insolvent financial institution in bankruptcy; Provisions related bankruptcy reform. S. 1840: A bill to amend title 11, United States Code to provide for the liquidation, reorganization, or recapitalization of a covered financial corporation, and for other purposes; Provisions related bank resolution. S. 1841: A bill to amend title 11, United States Code to provide for the liquidation, reorganization, or recapitalization of a covered financial corporation, and for other purposes; Provisions related bankruptcy reform. H.R. 2205: A bill to protect financial information relating to consumers, to require notice of security breaches, and for other purposes; Provisions related to data security. DFA Title I, Implementation of Title I of Dodd-Frank; Provisions related to bank resolution. Orderly Liquidation, Implementation of Title II of Dodd-Frank; Provisions related to bank resolution.

(1) Oppose efforts such as the REINS Act to hamstring consumer health and safety agencies with layers of bureaucracy. Oppose a variety of similar bills designed to cripple agency rulemaking or impose duplicative brudensome requirements on independent agencies, including the Unfunded Mandates Information and Transparency Act (H.R. 50/S 189), the Regulatory Accountability Act (RAA) and any similar bills (2) Urge Office of Management and Budget to complete their work on the delayed Department of Transportation (DOT) Enhancing Consumer Protections III air passenger rulemaking. (3) Urge FTC to strictly enforce all privacy settlements; (4) Urge FCC to protect privacy, including of CPNI and E911 calls. (5) Support FCC efforts to place broadband under Title II of the Communications Act and to impose strong protections known as Net Neutrality. (6) Urge regulators (FCC, DOJ, FTC) to reject anti-competitive mergers, such as Comcast/TWC; (6) Urge administration to nominate and Senate to confirm strong pro-consumer commissioners to CPSC and other agencies (7) Urge passage of Child Nicotine Poisoning Prevention Act (HR 1375/S142); (13) Urge strong privacy protections for consumer data and metadata (CPNI) held by telecommunications firms. (8) Oppose all efforts to use Appropriations bill line items or riders to weaken any agency's ability to protect consumer, worker and community health, safety or finances. (9) In meetings and letters, urge FCC to oppose efforts to weaken the Telephone Consumer Protection Act, especially its privacy protections re robocalls. (10) Urge FTC to enact strongest possible pro-consumer Used Motor Vehicle Trade Regulation Rule. (11) Urge FDA to enact strongest possible rule re Supplemental Applications Proposing Labeling Changes for Approved Drugs and Biological Products, (12) Urge CPSC to adopt strongest possible phthalate protections. (13) Support strongest possible efforts by agencies and enforcers to prevent "pay for delay" or "product hopping" or other anti-competitive strategies by pharmaceutical firms. (14) Support strong rules and enforcement by DOJ, FRB and others to prevent market manipulation by payment card oligopoly. (15) Support enforcement of Robinson-Patman Act and other competition laws generally. (16) oppose efforts to place barriers on consumer private rights of action, including restrictions on joining class actions or any other restriction on the right to trial by jury. Generally oppose any laws or practices that place limits on consumer access to the civil justice system, caps on damages to aggrieved consumers or on the ability of judges and juries to do their jobs. (17) Urge CPSC in petition to enact strong window cord safety rule (Docket 2013-0028). (18) In letters, urge House/Senate to oppose legislation eliminating CPSC authority over Recreational Offroad Vehicles (ROV) HR 999/S 1840. (19) Oppose HR 1927 to weaken consumer/worker class action rights. (20) Support HR 436, Sunshine In Litigation Act to prevent powerful special interests from seeking court seals/secrecy orders on matters pertaining to health and safety. (21) Urge FDA to enact strong liquid nicotine child safety regulations. (22) Urge Senate Judiciary Committee to investigate anti-competitive health care mergers. (23) Urge FCC to oppose certain industry petitions seeking exceptions to robocall rules; urge FCC to protect consumers in robocall rulemakings. (24) Joined group letter of 10 November urging that the Hide No Harm Act (S. 2140) and/or S. 1743 (Motor Vehicle Safety Act) be added to cmprehensive highway/infrastructure legislation in the wake of disclosure of coverups of safety and pollution violations by automakers.

(1) Oppose efforts such as the REINS Act to hamstring consumer health and safety agencies with layers of bureaucracy. Oppose a variety of similar bills designed to cripple agency rulemaking or impose duplicative brudensome requirements on independent agencies, including the Unfunded Mandates Information and Transparency Act (H.R. 50/S 189), the Regulatory Accountability Act (RAA) and any similar bills (2) Urge Office of Management and Budget to complete their work on the delayed Department of Transportation (DOT) Enhancing Consumer Protections III air passenger rulemaking. (3) Urge FTC to strictly enforce all privacy settlements; (4) Urge FCC to protect privacy, including of CPNI and E911 calls. (5) Support FCC efforts to place broadband under Title II of the Communications Act and to impose strong protections known as Net Neutrality. (6) Urge regulators (FCC, DOJ, FTC) to reject anti-competitive mergers, such as Comcast/TWC; (6) Urge administration to nominate and Senate to confirm strong pro-consumer commissioners to CPSC and other agencies (7) Urge passage of Child Nicotine Poisoning Prevention Act (HR 1375/S142); (13) Urge strong privacy protections for consumer data and metadata (CPNI) held by telecommunications firms. (8) Oppose all efforts to use Appropriations bill line items or riders to weaken any agency's ability to protect consumer, worker and community health, safety or finances. (9) In meetings and letters, urge FCC to oppose efforts to weaken the Telephone Consumer Protection Act, especially its privacy protections re robocalls. (10) Urge FTC to enact strongest possible pro-consumer Used Motor Vehicle Trade Regulation Rule. (11) Urge FDA to enact strongest possible rule re Supplemental Applications Proposing Labeling Changes for Approved Drugs and Biological Products, (12) Urge CPSC to adopt strongest possible phthalate protections. (13) Support strongest possible efforts by agencies and enforcers to prevent "pay for delay" or "product hopping" or other anti-competitive strategies by pharmaceutical firms. (14) Support strong rules and enforcement by DOJ, FRB and others to prevent market manipulation by payment card oligopoly. (15) Support enforcement of Robinson-Patman Act and other competition laws generally. (16) oppose efforts to place barriers on consumer private rights of action, including restrictions on joining class actions or any other restriction on the right to trial by jury. Generally oppose any laws or practices that place limits on consumer access to the civil justice system, caps on damages to aggrieved consumers or on the ability of judges and juries to do their jobs. (17) Urge CPSC in petition to enact strong window cord safety rule (Docket 2013-0028). (18) In letters, urge House/Senate to oppose legislation eliminating CPSC authority over Recreational Offroad Vehicles (ROV) HR 999/S 1840. (19) Oppose HR 1927 to weaken consumer/worker class action rights. (20) Support HR 436, Sunshine In Litigation Act to prevent powerful special interests from seeking court seals/secrecy orders on matters pertaining to health and safety. (21) Urge FDA to enact strong liquid nicotine child safety regulations. (22) Urge Senate Judiciary Committee to investigate anti-competitive health care mergers. (23) Urge FCC to oppose certain industry petitions seeking exceptions to robocall rules; urge FCC to protect consumers in robocall rulemakings.

(1) Oppose efforts such as the REINS Act to hamstring consumer health and safety agencies with layers of bureaucracy. Oppose a variety of similar bills designed to cripple agency rulemaking or impose duplicative brudensome requirements on independent agencies, including the Unfunded Mandates Information and Transparency Act (H.R. 50/S 189), the Regulatory Accountability Act (RAA) and any similar bills (2) Urge Office of Management and Budget to complete their work on the delayed Department of Transportation (DOT) Enhancing Consumer Protections III air passenger rulemaking. (3) Urge FTC to strictly enforce all privacy settlements; (4) Urge FCC to protect privacy, including of CPNI and E911 calls. (5) Support FCC efforts to place broadband under Title II of the Communications Act and to impose strong protections known as Net Neutrality. (6) Urge regulators (FCC, DOJ, FTC) to reject anti-competitive mergers, such as Comcast/TWC; (6) Urge administration to nominate and Senate to confirm strong pro-consumer commissioners to CPSC and other agencies (7) Urge passage of Child Nicotine Poisoning Prevention Act (HR 1375/S142); (13) Urge strong privacy protections for consumer data and metadata (CPNI) held by telecommunications firms. (8) Oppose all efforts to use Appropriations bill line items or riders to weaken any agency's ability to protect consumer, worker and community health, safety or finances. (9) In meetings and letters, urge FCC to oppose efforts to weaken the Telephone Consumer Protection Act, especially its privacy protections re robocalls. (10) Urge FTC to enact strongest possible pro-consumer Used Motor Vehicle Trade Regulation Rule. (11) Urge FDA to enact strongest possible rule re Supplemental Applications Proposing Labeling Changes for Approved Drugs and Biological Products, (12) Urge CPSC to adopt strongest possible phthalate protections. (13) Support strongest possible efforts by agencies and enforcers to prevent "pay for delay" or "product hopping" or other anti-competitive strategies by pharmaceutical firms. (14) Support strong rules and enforcement by DOJ, FRB and others to prevent market manipulation by payment card oligopoly. (15) Support enforcement of Robinson-Patman Act and other competition laws generally. (16) oppose efforts to place barriers on consumer private rights of action, including restrictions on joining class actions or any other restriction on the right to trial by jury. Generally oppose any laws or practices that place limits on consumer access to the civil justice system, caps on damages to aggrieved consumers or on the ability of judges and juries to do their jobs. (17) Urge CPSC in petition to enact strong window cord safety rule (Docket 2013-0028). (18) In letters, urge House/Senate to oppose legislation eliminating CPSC authority over Recreational Offroad Vehicles (ROV) HR 999/S 1840. (19) Oppose HR 1927 to weaken consumer/worker class action rights. (20) Support HR 436, Sunshine In Litigation Act to prevent powerful special interests from seeking court seals/secrecy orders on matters pertaining to health and safety. (21) Urge FDA to enact strong liquid nicotine child safety regulations. (22) Urge Senate Judiciary Committee to investigate anti-competitive health care mergers. (23) Urge FCC to oppose certain industry petitions seeking exceptions to robocall rules; urge FCC to protect consumers in robocall rulemakings. (24) Joined group letter of 10 November urging that the Hide No Harm Act (S. 2140) and/or S. 1743 (Motor Vehicle Safety Act) be added to cmprehensive highway/infrastructure legislation in the wake of disclosure of coverups of safety and pollution violations by automakers.

S. 881; H.R. 2289; S. 1484; H.Res. 288; H.R. 1659; H.R. 2947, S. 1840, S. 1841; H.R. 2209; H.R. 22; H.R. 2029 - Discussed implementation of the Basel capital accord, including the liquidity coverage ratio and the supplementary leverage ratio. Discussed margin issues; the Commodity End-User Relief Act; CFTC reauthorization; SEC and equity market structure reform; and issues related to central clearing parties. Discussed the Financial Regulatory Improvement Act of 2015 and other proposals related to bank structure, capital requirements, capital formation, market structure, and market liquidity. Discussed issues related to financial institution bankruptcy reform, including issues related to resolution and recovery under the Bankruptcy Code. Discussed access to capital for emerging growth companies. Discussed issues related to certain municipal obligations. Discussed issues related to financial services provisions in the budget and reauthorization of the Highway Trust Fund.

Client expense: $910,000 · Firm income: Not reported

H.R. 9: Innovation Act: A bill to amend title 35, United States Code, and the Leahy-Smith America Invents Act to make improvements and technical corrections; Provisions related to patents. H.R. 2209: A bill to require the appropriate Federal banking agencies to treat certain municipal obligations as level 2A liquid assets, and for other purposes; Provisions related bank regulation. H.R. 2947: A bill to amend title 11 of the United States Code in order to facilitate the resolution of an insolvent financial institution in bankruptcy; Provisions related bankruptcy reform. S. 1840: A bill to amend title 11, United States Code to provide for the liquidation, reorganization, or recapitalization of a covered financial corporation, and for other purposes; Provisions related bank resolution. S. 1841: A bill to amend title 11, United States Code to provide for the liquidation, reorganization, or recapitalization of a covered financial corporation, and for other purposes; Provisions related bankruptcy reform. H.R. 2029: Consolidated Appropriations Act, 2016; Provisions related to the reduction of the Federal Reserve dividend. H.R. 1309: Systemic Risk Designation Improvement Act of 2015: A bill to amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to specify when bank holding companies may be subject to certain enhanced supervision; Provisions related to bank regulation. H.R. 1770: A bill to require certain entities who collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information, and for other purposes; Provisions related to data breaches. H.R. 22: Fixing American's Surface Transportation Act; Provisions related to the reduction of the Federal Reserve dividend. H.R. 2205: A bill to protect financial information relating to consumers, to require notice of security breaches, and for other purposes; Provisions related to data security. S. 754: An original bill to improve cybersecurity in the United States through enhanced sharing of information about cybersecurity threats, and for other purposes; Provisions related to cyber security. DFA Title I, Implementation of Title I of Dodd-Frank; Provisions related to bank resolution. Orderly Liquidation, Implementation of Title II of Dodd-Frank; Provisions related to bank resolution.

Dodd-Frank Act implementation issues; Capital issues; H.R. 1309, Systemic Risk Designation Improvement Act of 2015, all provisions; S. Con Res 11, Senate Budget Resolution; H.R. 381, Return to Prudent Banking Act of 2015, all provisions; S. 729, Fairness for Struggling Students Act of 2015, all provisions; Issues pertaining to reauthorization of the US Export Import Bank; Issues relating to Department of Education rulemaking concerning campus card products; S. 1840, The Taxpayer Protection and Responsible Resolution Act, all provisions; H.R. 37, Promoting Job Creation and Reducing Small Business Burdens Act, all provisions; H.R. 26, Extending Terrorism Risk Insurance Program Reauthorization Act, all provisions; S. 754, Cybersecurity Information Sharing Act of 2015, all provisions; Data security and data breach notification issues; S.1709/H.R.3054, 21st Century Glass-Steagall Act of 2015, all provisions; Issues relating to the Telephone Consumer Protection Act (TCPA) and petitions filed with the FCC concerning reassigned numbers; H.R. 22, FAST Act, all provisions; H.R. 2029, Consolidated Appropriations Act, 2016, all provisions; House Amendment #1 to the Senate Amendment to H.R. 2029 (Consolidated Appropriations Bill); H.R.2205, Data Security Act of 2015 and technology mandates related to debit/credit card security.

Client expense: $1,660,000 · Firm income: Not reported

S. 881; H.R. 2289; S. 1484; H.Res. 288; H.R. 1659; H.R. 2947, S. 1840, S. 1841; H.R. 2209 - Discussed implementation of the Basel capital accord, including the liquidity coverage ratio and the supplementary leverage ratio. Discussed margin issues; the Commodity End-User Relief Act; CFTC reauthorization; SEC and equity market structure reform; and issues related to central clearing parties. Discussed the Financial Regulatory Improvement Act of 2015 and other proposals related to bank structure, capital requirements, capital formation, market structure, and market liquidity. Discussed issues related to financial institution bankruptcy reform, including issues related to resolution and recovery under the Bankruptcy Code. Discussed access to capital for emerging growth companies. Discussed issues related to certain municipal obligations.

Client expense: $870,000 · Firm income: Not reported

The U.S. Commodity Futures Trading Commission reauthorization; regulation of derivatives; treatment of derivatives and physical commodities in bankruptcy; H.R.2289, the Commodity End-User Relief Act; H.R.1317, a bill to amend the Commodity Exchange Act and the Securities Exchange Act of 1934 to specify how clearing requirements apply to certain affiliate transactions, and for other purposes; S.1840, the Taxpayer Protection and Responsible Resolution Act; S.1841, the Taxpayer Protection and Responsible Resolution Act; and S.876, a bill to amend the Commodity Exchange Act to specify how clearing requirements apply to certain affiliate transactions.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Treatment of derivatives and physical commodities in bankruptcy; S.1841, the Taxpayer Protection and Responsible Resolution Act; S.1840, the Taxpayer Protection and Responsible Resolution Act; and S.1841, the Taxpayer Protection and Responsible Resolution Act.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

(1) Oppose efforts such as the REINS Act to hamstring consumer health and safety agencies with layers of bureaucracy. Oppose a variety of similar bills designed to cripple agency rulemaking or impose duplicative brudensome requirements on independent agencies, including the Unfunded Mandates Information and Transparency Act (H.R. 50/S 189), the Regulatory Accountability Act (RAA) and any similar bills (2) Urge Office of Management and Budget to complete their work on the delayed Department of Transportation (DOT) Enhancing Consumer Protections III air passenger rulemaking. (3) Urge FTC to strictly enforce all privacy settlements; (4) Urge FCC to protect privacy, including of CPNI and E911 calls. (5) Support FCC efforts to place broadband under Title II of the Communications Act and to impose strong protections known as Net Neutrality. (6) Urge regulators (FCC, DOJ, FTC) to reject anti-competitive mergers, such as Comcast/TWC; (6) Urge administration to nominate and Senate to confirm strong pro-consumer commissioners to CPSC and other agencies (7) Urge passage of Child Nicotine Poisoning Prevention Act (HR 1375/S142); (13) Urge strong privacy protections for consumer data and metadata (CPNI) held by telecommunications firms. (8) Oppose all efforts to use Appropriations bill line items or riders to weaken any agency's ability to protect consumer, worker and community health, safety or finances. (9) In meetings and letters, urge FCC to oppose efforts to weaken the Telephone Consumer Protection Act, especially its privacy protections re robocalls. (10) Urge FTC to enact strongest possible pro-consumer Used Motor Vehicle Trade Regulation Rule. (11) Urge FDA to enact strongest possible rule re Supplemental Applications Proposing Labeling Changes for Approved Drugs and Biological Products, (12) Urge CPSC to adopt strongest possible phthalate protections. (13) Support strongest possible efforts by agencies and enforcers to prevent "pay for delay" or "product hopping" or other anti-competitive strategies by pharmaceutical firms. (14) Support strong rules and enforcement by DOJ, FRB and others to prevent market manipulation by payment card oligopoly. (15) Support enforcement of Robinson-Patman Act and other competition laws generally. (16) oppose efforts to place barriers on consumer private rights of action, including restrictions on joining class actions or any other restriction on the right to trial by jury. Generally oppose any laws or practices that place limits on consumer access to the civil justice system, caps on damages to aggrieved consumers or on the ability of judges and juries to do their jobs. (17) Urge CPSC in petition to enact strong window cord safety rule (Docket 2013-0028). (18) In letters, urge House/Senate to oppose legislation eliminating CPSC authority over Recreational Offroad Vehicles (ROV) HR 999/S 1840. (19) Oppose HR 1927 to weaken consumer/worker class action rights. (20) Support HR 436, Sunshine In Litigation Act to prevent powerful special interests from seeking court seals/secrecy orders on matters pertaining to health and safety. (21) Urge FDA to enact strong liquid nicotine child safety regulations. (22) Urge Senate Judiciary Committee to investigate anti-competitive health care mergers. (23) Urge FCC to oppose certain industry petitions seeking exceptions to robocall rules; urge FCC to protect consumers in robocall rulemakings.

Dodd-Frank Act implementation issues; Capital issues; H.R. 1309, Systemic Risk Designation Improvement Act of 2015, all provisions; S. Con Res 11, Senate Budget Resolution; H.R. 381, Return to Prudent Banking Act of 2015, all provisions; S. 729, Fairness for Struggling Students Act of 2015, all provisions; Issues pertaining to reauthorization of the US Export Import Bank; Issues relating to Department of Education rulemaking concerning campus card products; S. 1840, The Taxpayer Protection and Responsible Resolution Act, all provisions; H.R. 37, Promoting Job Creation and Reducing Small Business Burdens Act, all provisions; H.R. 26, Extending Terrorism Risk Insurance Program Reauthorization Act, all provisions; S. 754, Cybersecurity Information Sharing Act of 2015, all provisions; Data security and data breach notification issues; S.1709/H.R.3054, 21st Century Glass-Steagall Act of 2015, all provisions; Issues relating to the Telephone Consumer Protection Act (TCPA) and petitions filed with the FCC concerning reassigned numbers; H.R. 22, DRIVE Act, all provisions.

Client expense: $1,580,000 · Firm income: Not reported

(1) Oppose efforts such as the REINS Act to hamstring consumer health and safety agencies with layers of bureaucracy. Oppose a variety of similar bills designed to cripple agency rulemaking or impose duplicative brudensome requirements on independent agencies, including the Unfunded Mandates Information and Transparency Act (H.R. 50/S 189), the Regulatory Accountability Act (RAA) and any similar bills (2) Urge Office of Management and Budget to complete their work on the delayed Department of Transportation (DOT) Enhancing Consumer Protections III air passenger rulemaking. (3) Urge FTC to strictly enforce all privacy settlements; (4) Urge FCC to protect privacy, including of CPNI and E911 calls. (5) Support FCC efforts to place broadband under Title II of the Communications Act and to impose strong protections known as Net Neutrality. (6) Urge regulators (FCC, DOJ, FTC) to reject anti-competitive mergers, such as Comcast/TWC; (6) Urge administration to nominate and Senate to confirm strong pro-consumer commissioners to CPSC and other agencies (7) Urge passage of Child Nicotine Poisoning Prevention Act (HR 1375/S142); (13) Urge strong privacy protections for consumer data and metadata (CPNI) held by telecommunications firms. (8) Oppose all efforts to use Appropriations bill line items or riders to weaken any agency's ability to protect consumer, worker and community health, safety or finances. (9) In meetings and letters, urge FCC to oppose efforts to weaken the Telephone Consumer Protection Act, especially its privacy protections re robocalls. (10) Urge FTC to enact strongest possible pro-consumer Used Motor Vehicle Trade Regulation Rule. (11) Urge FDA to enact strongest possible rule re Supplemental Applications Proposing Labeling Changes for Approved Drugs and Biological Products, (12) Urge CPSC to adopt strongest possible phthalate protections. (13) Support strongest possible efforts by agencies and enforcers to prevent "pay for delay" or "product hopping" or other anti-competitive strategies by pharmaceutical firms. (14) Support strong rules and enforcement by DOJ, FRB and others to prevent market manipulation by payment card oligopoly. (15) Support enforcement of Robinson-Patman Act and other competition laws generally. (16) oppose efforts to place barriers on consumer private rights of action, including restrictions on joining class actions or any other restriction on the right to trial by jury. Generally oppose any laws or practices that place limits on consumer access to the civil justice system, caps on damages to aggrieved consumers or on the ability of judges and juries to do their jobs. (17) Urge CFPSC in petition to enact strong window cord safety rule (Docket 2013-0028). (18) In letters, urge House/Senate to oppose legislation eliminating CPSC authority over Recreational Offroad Vehicles (ROV) HR 999/S 1840. (19) Oppose HR 1927 to weaken consumer/worker class action rights. (20) Support HR 436, Sunshine In Litigation Act to prevent powerful special interests from seeking court seals/secrecy orders on matters pertaining to health and safety. CFPB Payday Rule