Loan Shark Prevention Act

CFPB Small Dollar Lending Rule; Operation ChokePoint; FinTech Charter; True Lender Legislation; Valid When Made Legislation; HR 266, Paycheck Protection Program and Health Care Enhancement Act; HR 1509/S 656, Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 56, Financial Technology Protection Act; HR 189, Financial Institution Customer Protection Act of 2019; HR 741, Taking Account of Institutions with Low Operation Risk Act of 2019; HR 748, Coronavirus Aid, Relief and Economic Security Act; HR 1282, Data Accountability & Trust Act; HR 1423/S 610, Forced Arbitration Injustice Repeal Act; HR 1491, Facilitating Innovation & New Technology so Entrepreneurs Create and Hire Act of 2019; HR 1509/S 656,Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 2930/S 1389, Loan Shark Prevention Act; HR 5050/S 283, Veterans and Consumers Fair Credit Act; HR 6201, Families First Coronavirus Response Act; S 142, American Data Dissemination Act of 2019; S 583, Digital Accountability and Transparency to Advance Privacy Act; S 610, Forced Arbitration Injustice Repeal Act; S 630, Arbitration Fairness for Consumers Act; S 635, Restoring Statutory Rights and Interests of the States Act of 2019; S 1205, Protections in Consumer Lending Act; S 1230, Protecting Consumers from Unreasonable Credit Rates Act of 2019; S 2808, Emergency Assistance in Response to the COVID-19 Pandemic

Client expense: Not reported · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE

CFPB Small Dollar Lending Rule; Operation ChokePoint; FinTech Charter; True Lender Legislation; Valid When Made Legislation; HR 266, Paycheck Protection Program and Health Care Enhancement Act; HR 1509/S 656, Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 56, Financial Technology Protection Act; HR 189, Financial Institution Customer Protection Act of 2019; HR 741, Taking Account of Institutions with Low Operation Risk Act of 2019; HR 748, Coronavirus Aid, Relief and Economic Security Act; HR 1282, Data Accountability & Trust Act; HR 1423/S 610, Forced Arbitration Injustice Repeal Act; HR 1491, Facilitating Innovation & New Technology so Entrepreneurs Create and Hire Act of 2019; HR 1509/S 656,Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 2930/S 1389, HR 5050 S 283, Veterans and Consumers Fair Credit Act; HR 6201, Families First Coronavirus Response Act;Loan Shark Prevention Act; S 142, American Data Dissemination Act of 2019; S 583, Digital Accountability and Transparency to Advance Privacy Act; S 610, Forced Arbitration Injustice Repeal Act; S 630, Arbitration Fairness for Consumers Act; S 635, Restoring Statutory Rights and Interests of the States Act of 2019; S 1205, Protections in Consumer Lending Act; S 1230, Protecting Consumers from Unreasonable Credit Rates Act of 2019; S 2808, Emergency Assistance in Response to the COVID-19 Pandemic

Client expense: Not reported · Firm income: Not reported

S. 3036 on unsolicited loan applications, issues pertaining to installment lending and vehicle financing, data security matters, credit reporting issues, Consumer Financial Protection Bureau matters, legislation regarding rates on credit lending (HR 2930 and S 1389 plus others not yet introduced), legislation regarding disclosure of debt settlement companies, provision in CARES Act dealing with credit and small business and accounting standards,HEROES act on provisions relating to the credit industry, including CECL and PPP loans

Client expense: $250,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Accounting Standards Advisory Board (FASAB), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, Vice President of the U.S., White House Office

S. 3036 on unsolicited loan applications, issues pertaining to installment lending and vehicle financing, data security matters, credit reporting issues, Consumer Financial Protection Bureau matters, legislation regarding rates on credit lending (HR 2930 and S 1389 plus others not yet introduced), legislation regarding disclosure of debt settlement companies, unsolicited loan offers (S. 3036), provisions in CARES Act relating to accounting standards, credit provisions, and small business loans, HR 5332 on credit reporting language, HEROES act on provisions relating to the credit industry, including CECL and PPP loans

Client expense: $250,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Accounting Standards Advisory Board (FASAB), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, Vice President of the U.S., White House Office

HR 7617 Consolidated Appropriations Act for FY2021, Division D: Financial Services and General Government Appropriations Act, all provisions relating to credit card interchange. HR 6395/S 4094 National Defense Authorization Act for 2021, provisions related to interest rates and interchange caps. S 3571 Banking for All Act, all provisions. S 3508 Disaster Protection for Workers Credit Act of 2020, all provisions relating to credit card interchange. HR 6800 Health and Economic Recovery Omnibus Emergency Solutions Act, all provisions relating to credit card interchange. Issues pertaining to the creation of a Central Bank for Digital Currency. Issues pertaining to the implementation of PL 116-136 Coronavirus Aid, Relief, and Economic Security Act, Title IV - Economic Stabilization and Assistance to Severely Distressed Sectors of U.S. Economy, all provisions relating to deferral or loan modifications. HR 5050 Veterans and Consumers Fair Credit Act, all provisions relating to interest rate caps and credit card interchange. Issues pertaining to an Administration memorandum on Congressional Review Act/Cost-Benefit Analysis by individual agencies. HR 2930/S 1389 Loan Shark Prevention Act, all provisions relating to credit rate caps. Issues pertaining to a Consumer Payments Security Act (no number), all provisions. Issues pertaining to the Payment Card Industrys standards-setting. Issues pertaining to possible FFIEC regulations on multi-factor authentication. Issues pertaining to possible legislation relating to electronic payment of federal taxes. Issues pertaining to the US regulatory response to the EU General Data Regulatory Protection. Issues pertaining to possible legislation relating to data security. Issues pertaining to Federal Reserve study on payments fraud. Issues pertaining to the EMVCo (Europay, Mastercard, Visa) and the EMV chip cards. Issues pertaining to the implementation of PL 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions relating to interchange. Issues pertaining to the implementation of PL 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, all provisions relating to the provisions in Title X-Bureau of Consumer Financial Protection relating to interchange. Issues pertaining to antitrust legislation relating to interchange. Issues pertaining to payment card interchange fee and merchant discount anti-trust litigation. Issues pertaining to The Economic Growth and Regulatory Paperwork Reduction Act, all provisions relating to debit card interchange. Issues pertaining to Real Time Payments.

Promoting consumer savings; issues and legislation impacting consumer credit, H.R. 5050, S. 2833, H.R. 2930, S. 1389; Disclosure modernization, S. 4159.

Client expense: $110,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

HR 7617 Consolidated Appropriations Act for FY2021, Division D: Financial Services and General Government Appropriations Act, all provisions relating to credit card interchange. HR 6395/S 4094 National Defense Authorization Act for 2021, all provisions relating to interest rates and interchange caps. S 3571 Banking for All Act, all provisions. S 3508 Disaster Protection for Workers Credit Act of 2020, all provisions relating to credit card interchange. HR 6800 Health and Economic Recovery Omnibus Emergency Solutions Act, all provisions relating to credit card interchange. Issues pertaining to the creation of a Central Bank for Digital Currency. Issues pertaining to the implementation of PL 116-136 Coronavirus Aid, Relief, and Economic Security Act, Title IV - Economic Stabilization and Assistance to Severely Distressed Sectors of U.S. Economy, all provisions relating to deferral or loan modifications. HR 5050 Veterans and Consumers Fair Credit Act, all provisions relating to interest rate caps and credit card interchange. Issues pertaining to an Administration memorandum on Congressional Review Act/Cost-Benefit Analysis by individual agencies. HR 2930/S 1389 Loan Shark Prevention Act, all provisions relating to credit rate caps. Issues pertaining to a Consumer Payments Security Act (no number), all provisions. Issues pertaining to the Payment Card Industrys standards-setting. Issues pertaining to possible FFIEC (Federal Financial Institutions Examination Council) regulations on multi-factor authentication. Issues pertaining to possible legislation relating to electronic payment of federal taxes. Issues pertaining to the US regulatory response to the EU General Data Regulatory Protection. Issues pertaining to possible legislation relating to data security. Issues pertaining to Federal Reserve study on payments fraud. Issues pertaining to the EMVCo (Europay, Mastercard, Visa) and the EMV chip cards. Issues pertaining to the implementation of PL 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions relating to interchange. Issues pertaining to the implementation of PL 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, all provisions relating to the provisions in Title X-Bureau of Consumer Financial Protection relating to interchange. Issues pertaining to antitrust legislation relating to interchange. Issues pertaining to payment card interchange fee and merchant discount anti-trust litigation. Issues pertaining to The Economic Growth and Regulatory Paperwork Reduction Act, all provisions relating to debit card interchange. Issues pertaining to Real Time Payments.

HR 7616 Consolidated Appropriations Act for FY2021, Division D: Financial Services and General Government Appropriations Act, all provisions relating to credit card interchange. HR 6395/S 4094 National Defense Authorization Act for 2021, all provisions relating to interest rates and interchange caps. S 3571 Banking for All Act, all provisions. S 3508 Disaster Protection for Workers Credit Act of 2020, all provisions relating to credit reporting. HR 6800 Health and Economic Recovery Omnibus Emergency Solutions Act, all provisions relating to credit reporting. HR 6321 The Financial Protections and Assistance for Americas Consumers, States, Businesses, and Vulnerable Populations Act, all provisions relating to credit reporting. HR 5332 Protecting Your Credit Score Act of 2020,all provisions relating to credit reporting. Issues pertaining to the creation of a Central Bank for Digital Currency. Issues pertaining to the implementation of PL 116-136 Coronavirus Aid, Relief, and Economic Security Act, Title IV - Economic Stabilization and Assistance to Severely Distressed Sectors of U.S. Economy, all provisions relating to deferral or loan modification and credit reporting. HR 5050 Veterans and Consumers Fair Credit Act, all provisions relating to interest rate caps and credit card interchange. HR 2930/S 1389 Loan Shark Prevention Act, all provisions relating to credit rate caps. Issues pertaining to the implementation of PL 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions.

Client expense: Not reported · Firm income: $30,000

CFPB Small Dollar Lending Rule; Operation ChokePoint; FinTech Charter; True Lender Legislation; Valid When Made Legislation; HR 266, Paycheck Protection Program and Health Care Enhancement Act; HR 1509/S 656, Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 56, Financial Technology Protection Act; HR 189, Financial Institution Customer Protection Act of 2019; HR 741, Taking Account of Institutions with Low Operation Risk Act of 2019; HR 748, Coronavirus Aid, Relief and Economic Security Act; HR 1282, Data Accountability & Trust Act; HR 1423/S 610, Forced Arbitration Injustice Repeal Act; HR 1491, Facilitating Innovation & New Technology so Entrepreneurs Create and Hire Act of 2019; HR 1509/S 656,Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 2930/S 1389, Loan Shark Prevention Act; HR 5050/S 283, Veterans and Consumers Fair Credit Act; HR 6201, Families First Coronavirus Response Act; S 142, American Data Dissemination Act of 2019; S 583, Digital Accountability and Transparency to Advance Privacy Act; S 610, Forced Arbitration Injustice Repeal Act; S 630, Arbitration Fairness for Consumers Act; S 635, Restoring Statutory Rights and Interests of the States Act of 2019; S 1205, Protections in Consumer Lending Act; S 1230, Protecting Consumers from Unreasonable Credit Rates Act of 2019; S 2808, Emergency Assistance in Response to the COVID-19 Pandemic

Client expense: Not reported · Firm income: Not reported

CFPB Small Dollar Lending Rule; Operation ChokePoint; FinTech Charter; True Lender Legislation; Valid When Made Legislation; HR 266, Paycheck Protection Program and Health Care Enhancement Act; HR 1509/S 656, Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 56, Financial Technology Protection Act; HR 189, Financial Institution Customer Protection Act of 2019; HR 741, Taking Account of Institutions with Low Operation Risk Act of 2019; HR 748, Coronavirus Aid, Relief and Economic Security Act; HR 1282, Data Accountability & Trust Act; HR 1423/S 610, Forced Arbitration Injustice Repeal Act; HR 1491, Facilitating Innovation & New Technology so Entrepreneurs Create and Hire Act of 2019; HR 1509/S 656,Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 2930/S 1389, HR 5050 S 283, Veterans and Consumers Fair Credit Act; HR 6201, Families First Coronavirus Response Act;Loan Shark Prevention Act; S 142, American Data Dissemination Act of 2019; S 583, Digital Accountability and Transparency to Advance Privacy Act; S 610, Forced Arbitration Injustice Repeal Act; S 630, Arbitration Fairness for Consumers Act; S 635, Restoring Statutory Rights and Interests of the States Act of 2019; S 1205, Protections in Consumer Lending Act; S 1230, Protecting Consumers from Unreasonable Credit Rates Act of 2019; S 2808, Emergency Assistance in Response to the COVID-19 Pandemic

Client expense: Not reported · Firm income: Not reported

S. 3036 on unsolicited loan applications, issues pertaining to installment lending and vehicle financing, data security matters, credit reporting issues, Consumer Financial Protection Bureau matters, legislation regarding rates on credit lending (HR 2930 and S 1389 plus others not yet introduced), legislation regarding disclosure of debt settlement companies, provision in CARES Act dealing with credit and small business and accounting standards,HEROES act on provisions relating to the credit industry, including CECL and PPP loans

Client expense: $250,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Accounting Standards Advisory Board (FASAB), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, Vice President of the U.S., White House Office

S. 3036 on unsolicited loan applications, issues pertaining to installment lending and vehicle financing, data security matters, credit reporting issues, Consumer Financial Protection Bureau matters, legislation regarding rates on credit lending (HR 2930 and S 1389 plus others not yet introduced), legislation regarding disclosure of debt settlement companies, unsolicited loan offers (S. 3036), provisions in CARES Act relating to accounting standards, credit provisions, and small business loans, HR 5332 on credit reporting language, HEROES act on provisions relating to the credit industry, including CECL and PPP loans

Client expense: $250,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Accounting Standards Advisory Board (FASAB), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, Vice President of the U.S., White House Office

Federal Reserve and Treasury Lending to States and Localities S 3550- Municipal Bonds Emergency Relief Act (MBERA) HR 2930, S 1389- Loan Shark Prevention HR 6975- Amendments to PROMESA Act of 2019; unsecured debt and essential services HR 2772-Investing in Our Communities Act HR 6525- Reopen America Act

Client expense: $660,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

CFPB Small Dollar Lending Rule; Operation ChokePoint; FinTech Charter; True Lender Legislation; Valid When Made Legislation; HR 266, Paycheck Protection Program and Health Care Enhancement Act; HR 1509/S 656, Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 56, Financial Technology Protection Act; HR 189, Financial Institution Customer Protection Act of 2019; HR 741, Taking Account of Institutions with Low Operation Risk Act of 2019; HR 748, Coronavirus Aid, Relief and Economic Security Act; HR 1282, Data Accountability & Trust Act; HR 1423/S 610, Forced Arbitration Injustice Repeal Act; HR 1491, Facilitating Innovation & New Technology so Entrepreneurs Create and Hire Act of 2019; HR 1509/S 656,Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 2930/S 1389, Loan Shark Prevention Act; HR 5050/S 283, Veterans and Consumers Fair Credit Act; HR 6201, Families First Coronavirus Response Act; S 142, American Data Dissemination Act of 2019; S 583, Digital Accountability and Transparency to Advance Privacy Act; S 610, Forced Arbitration Injustice Repeal Act; S 630, Arbitration Fairness for Consumers Act; S 635, Restoring Statutory Rights and Interests of the States Act of 2019; S 1205, Protections in Consumer Lending Act; S 1230, Protecting Consumers from Unreasonable Credit Rates Act of 2019; S 2808, Emergency Assistance in Response to the COVID-19 Pandemic

Client expense: Not reported · Firm income: Not reported

Financial Services and General Government Appropriations Act for FY2021, no number, all provisions related to credit card interchange S. 3571 Banking for All Act, all provisions S. 3508 Disaster Protection for Workers Credit Act of 2020, provisions related to credit card interchange H.R. 6800 Health and Economic Recovery Omnibus Emergency Solutions Act, provisions related to credit card interchange Issues pertaining to the creation of a Central Bank for Digital Currency PL 116-136 Coronavirus Aid, Relief, and Economic Security Act, Title IV - Economic Stabilization and Assistance to Severely Distressed Sectors of U.S. Economy, provisions related to deferral or loan modifications HR 5050 Veterans and Consumers Fair Credit Act, all provisions related to interest rate caps and credit card interchange Issues pertaining to an Administration memorandum on Congressional Review Act/Cost-Benefit Analysis by individual agencies HR 2930/S 1389 Loan Shark Prevention Act, all provisions related to credit rate caps Consumer Payments Security Act, no bill number, all provisions Issues pertaining to the Payment Card Industrys standards-setting Issues pertaining to possible FFIEC regulations on multi-factor authentication Issues pertaining to possible legislation relating to electronic payment of federal taxes Issues pertaining to the US regulatory response to the EU General Data Regulatory Protection Issues pertaining to possible legislation relating to data security Issues pertaining to Federal Reserve study on payments fraud Issues pertaining to the EMVCo (Europay, Mastercard, Visa) and the EMV chip cards Issues pertaining to the implementation of PL 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions relating to interchange Issues pertaining to the implementation of PL 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, all provisions relating to the provisions in Title X-Bureau of Consumer Financial Protection relating to interchange Issues pertaining to antitrust legislation relating to interchange Issues pertaining to payment card interchange fee and merchant discount anti-trust litigation Issues pertaining to The Economic Growth and Regulatory Paperwork Reduction Act, all provisions relating to debit card interchange Issues pertaining to Real Time Payments

CFPB Small Dollar Lending Rule; Operation ChokePoint; FinTech Charter; True Lender Legislation; Valid When Made Legislation; HR 266, Paycheck Protection Program and Health Care Enhancement Act; HR 1509/S 656, Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 56, Financial Technology Protection Act; HR 189, Financial Institution Customer Protection Act of 2019; HR 741, Taking Account of Institutions with Low Operation Risk Act of 2019; HR 748, Coronavirus Aid, Relief and Economic Security Act; HR 1282, Data Accountability & Trust Act; HR 1423/S 610, Forced Arbitration Injustice Repeal Act; HR 1491, Facilitating Innovation & New Technology so Entrepreneurs Create and Hire Act of 2019; HR 1509/S 656,Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 2930/S 1389, HR 5050 S 283, Veterans and Consumers Fair Credit Act; HR 6201, Families First Coronavirus Response Act;Loan Shark Prevention Act; S 142, American Data Dissemination Act of 2019; S 583, Digital Accountability and Transparency to Advance Privacy Act; S 610, Forced Arbitration Injustice Repeal Act; S 630, Arbitration Fairness for Consumers Act; S 635, Restoring Statutory Rights and Interests of the States Act of 2019; S 1205, Protections in Consumer Lending Act; S 1230, Protecting Consumers from Unreasonable Credit Rates Act of 2019; S 2808, Emergency Assistance in Response to the COVID-19 Pandemic

Client expense: Not reported · Firm income: Not reported

Issues pertaining to a Financial Services and General Government Appropriations Act for FY2021 (no number), all provisions relating to credit card interchange. S 3571 Banking for All Act, all provisions. S 3508 Disaster Protection for Workers Credit Act of 2020, all provisions relating to credit card interchange. HR 6800 Health and Economic Recovery Omnibus Emergency Solutions Act, all provisions relating to credit card interchange. Issues pertaining to the creation of a Central Bank for Digital Currency. Issues pertaining to the implementation of PL 116-136 Coronavirus Aid, Relief, and Economic Security Act, Title IV - Economic Stabilization and Assistance to Severely Distressed Sectors of U.S. Economy, all provisions relating to deferral or loan modifications. HR 5050 Veterans and Consumers Fair Credit Act, all provisions relating to interest rate caps and credit card interchange. Issues pertaining to an Administration memorandum on Congressional Review Act/Cost-Benefit Analysis by individual agencies. HR 2930/S 1389 Loan Shark Prevention Act, all provisions relating to credit rate caps. Issues pertaining to a Consumer Payments Security Act (no number), all provisions. Issues pertaining to the Payment Card Industrys standards-setting. Issues pertaining to possible FFIEC regulations on multi-factor authentication. Issues pertaining to possible legislation relating to electronic payment of federal taxes. Issues pertaining to the US regulatory response to the EU General Data Regulatory Protection. Issues pertaining to possible legislation relating to data security. Issues pertaining to Federal Reserve study on payments fraud. Issues pertaining to the EMVCo (Europay, Mastercard, Visa) and the EMV chip cards. Issues pertaining to the implementation of PL 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions relating to interchange. Issues pertaining to the implementation of PL 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, all provisions relating to the provisions in Title X-Bureau of Consumer Financial Protection relating to interchange. Issues pertaining to antitrust legislation relating to interchange. Issues pertaining to payment card interchange fee and merchant discount anti-trust litigation. Issues pertaining to The Economic Growth and Regulatory Paperwork Reduction Act, all provisions relating to debit card interchange. Issues pertaining to Real Time Payments.

Issues pertaining to a Financial Services and General Government Appropriations Act for FY2021 (no number), all provisions relating to credit card interchange. S 3571 Banking for All Act, all provisions. S 3508 Disaster Protection for Workers Credit Act of 2020, all provisions relating to credit reporting. HR 6800 Health and Economic Recovery Omnibus Emergency Solutions Act, all provisions relating to credit reporting. HR 6321 The Financial Protections and Assistance for Americas Consumers, States, Businesses, and Vulnerable Populations Act, all provisions relating to credit reporting. HR 5332 Protecting Your Credit Score Act of 2020,all provisions relating to credit reporting. Issues pertaining to the creation of a Central Bank for Digital Currency. Issues pertaining to the implementation of PL 116-136 Coronavirus Aid, Relief, and Economic Security Act, Title IV - Economic Stabilization and Assistance to Severely Distressed Sectors of U.S. Economy, all provisions relating to deferral or loan modification and credit reporting. HR 5050 Veterans and Consumers Fair Credit Act, all provisions relating to interest rate caps and credit card interchange. HR 2930/S 1389 Loan Shark Prevention Act, all provisions relating to credit rate caps. Issues pertaining to the implementation of PL 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions.

Client expense: Not reported · Firm income: $30,000

S. 3036 on unsolicited loan applications, issues pertaining to installment lending and vehicle financing, data security matters, credit reporting issues, Consumer Financial Protection Bureau matters, legislation regarding rates on credit lending (HR 2930 and S 1389 plus others not yet introduced), legislation regarding disclosure of debt settlement companies, unsolicited loan offers (S. 3036), provisions in CARES Act relating to accounting standards, credit provisions, and small business loans, HR 5332 on credit reporting language

Client expense: $250,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Accounting Standards Advisory Board (FASAB), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, Vice President of the U.S., White House Office

S. 3036 on unsolicited loan applications, issues pertaining to installment lending and vehicle financing, data security matters, credit reporting issues, Consumer Financial Protection Bureau matters, legislation regarding rates on credit lending (HR 2930 and S 1389 plus others not yet introduced), legislation regarding disclosure of debt settlement companies, provision in CARES Act dealing with credit and small business and accounting standards

Client expense: $250,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Accounting Standards Advisory Board (FASAB), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, Vice President of the U.S., White House Office

Federal Reserve/Treasury Lending Funds to and Buying Bonds from States/Localities S 3550- Municipal Bonds Emergency Relief Act (MBERA) Relief for State, Territory and Local Governments Act of 2020 HR 2930, S 1389- Loan Shark Prevention Act S 1312- U.S. Territorial Relief Act of 2019 Amendments to PROMESA Act of 2019- unsecured debt and essential services S 3568, HR 6- Medical Supply Chain Emergency Act

Client expense: $670,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Federal Reserve/Treasury Lending Funds to and Buying Bonds from States/Localities S 3550- Municipal Bonds Emergency Relief Act (MBERA) Relief for State, Territory and Local Governments Act of 2020 HR 2930, S 1389- Loan Shark Prevention Act S 1312- U.S. Territorial Relief Act of 2019 Amendments to PROMESA Act of 2019- unsecured debt and essential services S 3568, HR 6- Medical Supply Chain Emergency Act

Client expense: $660,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

P.L. 116-136 Coronavirus Aid, Relief, and Economic Security Act, Title IV - Economic Stabilization and Assistance to Severely Distressed Sectors of U.S. Economy; all provisions related to credit card interchange; H.R. 5050 Veterans and Consumers Fair Credit Act; all provisions related to interest rate caps and credit card interchange; Issues pertaining to an Administration memorandum on Congressional Review Act/Cost-Benefit Analysis by individual agencies; HR 2930/S 1389 Loan Shark Prevention Act, all provisions related to credit rate caps; Consumer Payments Security Act, no bill number; all provisions; Issues pertaining to the Payment Card Industrys standards-setting; Issues pertaining to possible FFIEC regulations on multi-factor authentication; Issues pertaining to possible legislation relating to electronic payment of federal taxes; Issues pertaining to the US regulatory response to the EU General Data Regulatory Protection; Issues pertaining to possible legislation relating to data security; Issues pertaining to Federal Reserve study on payments fraud; Issues pertaining to the EMVCo (Europay, Mastercard, Visa) and the EMV chip cards; Issues pertaining to the implementation of P.L. 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions relating to interchange; Issues pertaining to the implementation of P.L. 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, all provisions relating to the provisions in Title X-Bureau of Consumer Financial Protection relating to interchange; Issues pertaining to antitrust legislation relating to interchange; Issues pertaining to payment card interchange fee and merchant discount anti-trust litigation; Issues pertaining to The Economic Growth and Regulatory Paperwork Reduction Act, all provisions relating to debit card interchange; Issues pertaining to Real Time Payments.

CFPB Small Dollar Lending Rule; Operation ChokePoint; FinTech Charter; True Lender Legislation; Valid When Made Legislation; HR 1509/S 656, Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 56, Financial Technology Protection Act; HR 189, Financial Institution Customer Protection Act of 2019; HR 741, Taking Account of Institutions with Low Operation Risk Act of 2019; HR 1282, Data Accountability & Trust Act; HR 1423/S 610, Forced Arbitration Injustice Repeal Act; HR 1491, Facilitating Innovation & New Technology so Entrepreneurs Create and Hire Act of 2019; HR 1509/S 656,Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 2930/S 1389, Loan Shark Prevention Act; HR 5050/S 2833, Veterans and Consumers Fair Credit Act; 142, American Data Dissemination Act of 2019; S 583, Digital Accountability and Transparency to Advance Privacy Act; S 610, Forced Arbitration Injustice Repeal Act; S 630, Arbitration Fairness for Consumers Act; S 635, Restoring Statutory Rights and Interests of the States Act of 2019; S 1205, Protections in Consumer Lending Act; S 1230, Protecting Consumers from Unreasonable Credit Rates Act of 2019; S 2808, Emergency Assistance in Response to the COVID-19 Pandemic

Client expense: Not reported · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE

CFPB Small Dollar Lending Rule; Operation ChokePoint; FinTech Charter; True Lender Legislation; Valid When Made Legislation; HR 1509/S 656, Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 56, Financial Technology Protection Act; HR 189, Financial Institution Customer Protection Act of 2019; HR 741, Taking Account of Institutions with Low Operation Risk Act of 2019; HR 1282, Data Accountability & Trust Act; HR 1423/S 610, Forced Arbitration Injustice Repeal Act; HR 1491, Facilitating Innovation & New Technology so Entrepreneurs Create and Hire Act of 2019; HR 1509/S 656,Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 2930/S 1389, HR 5050, Veterans and Consumers Fair Credit Act; Loan Shark Prevention Act; S 142, American Data Dissemination Act of 2019; S 583, Digital Accountability and Transparency to Advance Privacy Act; S 610, Forced Arbitration Injustice Repeal Act; S 630, Arbitration Fairness for Consumers Act; S 635, Restoring Statutory Rights and Interests of the States Act of 2019; S 1205, Protections in Consumer Lending Act; S 1230, Protecting Consumers from Unreasonable Credit Rates Act of 2019; S 2808, Emergency Assistance in Response to the COVID-19 Pandemic

Client expense: Not reported · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE

S. 3036 on unsolicited loan applications, issues pertaining to installment lending and vehicle financing, data security matters, credit reporting issues, Consumer Financial Protection Bureau matters, legislation regarding rates on credit lending (HR 2930 and S 1389 plus others not yet introduced), legislation regarding disclosure of debt settlement companies, provision in CARES Act dealing with credit and small business and accounting standards

Client expense: $250,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Accounting Standards Advisory Board (FASAB), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Vice President of the U.S., White House Office

S. 3036 on unsolicited loan applications, issues pertaining to installment lending and vehicle financing, data security matters, credit reporting issues, Consumer Financial Protection Bureau matters, legislation regarding rates on credit lending (HR 2930 and S 1389 plus others not yet introduced), legislation regarding disclosure of debt settlement companies, unsolicited loan offers (S. 3036), provisions in CARES Act relating to accounting standards, credit provisions, and small business loans

Client expense: $250,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Accounting Standards Advisory Board (FASAB), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Vice President of the U.S., White House Office

P.L. 116-94 FY 2020 Further Consolidated Appropriations Act, Division B - Agriculture, all provisions relating to Supplemental Nutrition Assistance Payments and electronic benefits transfer programs using debit cards. P.L. 116-93 FY 2020 Consolidated Appropriations Act, Division C - Financial Services, all provisions relating to credit card interchange. Issues pertaining to an Administration memorandum on Congressional Review Act/Cost-Benefit Analysis by individual agencies. HR 2930/S 1389 Loan Shark Prevention Act, all provisions related to credit rate caps. Issues pertaining to the Consumer Payments Security Act (no bill number yet), all provisions. Issues pertaining to the Payment Card Industrys standards-setting. Issues pertaining to possible FFIEC regulations on multi-factor authentication. Issues pertaining to possible legislation relating to electronic payment of federal taxes. Issues pertaining to the US regulatory response to the EU General Data Regulatory Protection. Issues pertaining to possible legislation relating to data security. Issues pertaining to Federal Reserve study on payments fraud. Issues pertaining to the EMVCo (Europay, Mastercard, Visa) and the EMV chip cards. Issues pertaining to the implementation of P.L. 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions relating to interchange. Issues pertaining to the implementation of P.L. 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, all provisions relating to the provisions in Title X-Bureau of Consumer Financial Protection relating to interchange. Issues pertaining to antitrust legislation relating to interchange. Issues pertaining to payment card interchange fee and merchant discount anti-trust litigation. Issues pertaining to The Economic Growth and Regulatory Paperwork Reduction Act, all provisions relating to debit card interchange. Issues pertaining to Real Time Payments.

P.L. 116-94 FY 2020 Further Consolidated Appropriations Act, Division B - Agriculture, all provisions relating to Supplemental Nutrition Assistance Payments and electronic benefits transfer programs using debit cards. P.L. 116-93 FY 2020 Consolidated Appropriations Act, Division C - Financial Services, all provisions relating to credit card interchange. HR 2930/S 1389 Loan Shark Prevention Act, all provisions relating to credit rate caps. Issues pertaining to the implementation of P.L. 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions.

Client expense: Not reported · Firm income: $30,000

Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE

HR 3630, HR 3502, S 1531, S 1895- Surprise Medical Bills HR 684- 40% Tax Repeal HR 2930, S 1389- Loan Shark Prevention Act S 1312- U.S. Territorial Relief Act of 2019 Amendments to PROMESA Act of 2019- unsecured debt and essential services

Client expense: $560,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

CFPB Small Dollar Lending Rule; Operation ChokePoint; FinTech Charter; True Lender Legislation; Valid When Made Legislation; HR 1509/S 656, Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 56, Financial Technology Protection Act; HR 189, Financial Institution Customer Protection Act of 2019; HR 741, Taking Account of Institutions with Low Operation Risk Act of 2019; HR 1282, Data Accountability & Trust Act; HR 1423/S 610, Forced Arbitration Injustice Repeal Act; HR 1491, Facilitating Innovation & New Technology so Entrepreneurs Create and Hire Act of 2019; HR 1509/S 656,Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 2930/S 1389, Loan Shark Prevention Act; HR 5050/S 2833, Veterans and Consumers Fair Credit Act; 142, American Data Dissemination Act of 2019; S 583, Digital Accountability and Transparency to Advance Privacy Act; S 610, Forced Arbitration Injustice Repeal Act; S 630, Arbitration Fairness for Consumers Act; S 635, Restoring Statutory Rights and Interests of the States Act of 2019; S 1205, Protections in Consumer Lending Act; S 1230, Protecting Consumers from Unreasonable Credit Rates Act of 2019

Client expense: Not reported · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE

CFPB Small Dollar Lending Rule; Operation ChokePoint; FinTech Charter; True Lender Legislation; Valid When Made Legislation; HR 1509/S 656, Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 56, Financial Technology Protection Act; HR 189, Financial Institution Customer Protection Act of 2019; HR 741, Taking Account of Institutions with Low Operation Risk Act of 2019; HR 1282, Data Accountability & Trust Act; HR 1423/S 610, Forced Arbitration Injustice Repeal Act; HR 1491, Facilitating Innovation & New Technology so Entrepreneurs Create and Hire Act of 2019; HR 1509/S 656,Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 2930/S 1389, HR 5050, Veterans and Consumers Fair Credit Act; Loan Shark Prevention Act; S 142, American Data Dissemination Act of 2019; S 583, Digital Accountability and Transparency to Advance Privacy Act; S 610, Forced Arbitration Injustice Repeal Act; S 630, Arbitration Fairness for Consumers Act; S 635, Restoring Statutory Rights and Interests of the States Act of 2019; S 1205, Protections in Consumer Lending Act; S 1230, Protecting Consumers from Unreasonable Credit Rates Act of 2019

Client expense: Not reported · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE

legislation (not yet introduced on unsolicited loan applications), issues pertaining to installment lending and vehicle financing, data security matters, credit reporting issues, Consumer Financial Protection Bureau matters, legislation regarding rates on credit lending (HR 2930 and S 1389 plus others not yet introduced), legislation regarding disclosure of debt settlement companies, unsolicited loan offers (S. 3036)

Client expense: $250,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Accounting Standards Advisory Board (FASAB), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Vice President of the U.S., White House Office

legislation (not yet introduced on unsolicited loan applications), issues pertaining to installment lending and vehicle financing, data security matters, credit reporting issues, Consumer Financial Protection Bureau matters, legislation regarding rates on credit lending (HR 2930 and S 1389 plus others not yet introduced), legislation regarding disclosure of debt settlement companies, unsolicited loan offers (S. 3036)

Client expense: $250,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Accounting Standards Advisory Board (FASAB), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Vice President of the U.S., White House Office

HR 784- 40% tax repeal HR 2930, S 1389- Loan Shark Prevention Act S 1312- U.S. Territorial Relief Act of 2019

Client expense: $580,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

legislation (not yet introduced on unsolicited loan applications), issues pertaining to installment lending and vehicle financing, data security matters, credit reporting issues, Consumer Financial Protection Bureau matters, legislation regarding rates on credit lending (HR 2930 and S 1389 plus others not yet introduced), legislation regarding disclosure of debt settlement companies

Client expense: $250,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Accounting Standards Advisory Board (FASAB), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Vice President of the U.S., White House Office

legislation (not yet introduced on unsolicited loan applications), issues pertaining to installment lending and vehicle financing, data security matters, credit reporting issues, Consumer Financial Protection Bureau matters, legislation regarding rates on credit lending (HR 2930 and S 1389 plus others not yet introduced), legislation regarding disclosure of debt settlement companies

Client expense: $250,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Accounting Standards Advisory Board (FASAB), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Vice President of the U.S., White House Office

CFPB Small Dollar Lending Rule; Operation ChokePoint; FinTech Charter; True Lender Legislation; Valid When Made Legislation; HR 1509/S 656, Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 56, Financial Technology Protection Act; HR 189, Financial Institution Customer Protection Act of 2019; HR 741, Taking Account of Institutions with Low Operation Risk Act of 2019; HR 1282, Data Accountability & Trust Act; HR 1423/S 610, Forced Arbitration Injustice Repeal Act; HR 1491, Facilitating Innovation & New Technology so Entrepreneurs Create and Hire Act of 2019; HR 1509/S 656,Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 2930/S 1389, Loan Shark Prevention Act; S 142, American Data Dissemination Act of 2019; S 583, Digital Accountability and Transparency to Advance Privacy Act; S 630, Arbitration Fairness for Consumers Act; S 635, Restoring Statutory Rights and Interests of the States Act of 2019; S 1205, Protections in Consumer Lending Act; S 1230, Protecting Consumers from Unreasonable Credit Rates Act of 2019

Client expense: Not reported · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE

CFPB Small Dollar Lending Rule; Operation ChokePoint; FinTech Charter; True Lender Legislation; Valid When Made Legislation; HR 1509/S 656, Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 56, Financial Technology Protection Act; HR 189, Financial Institution Customer Protection Act of 2019; HR 741, Taking Account of Institutions with Low Operation Risk Act of 2019; HR 1282, Data Accountability & Trust Act; HR 1423/S 610, Forced Arbitration Injustice Repeal Act; HR 1491, Facilitating Innovation & New Technology so Entrepreneurs Create and Hire Act of 2019; HR 1509/S 656,Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 2930/S 1389, Loan Shark Prevention Act; S 142, American Data Dissemination Act of 2019; S 583, Digital Accountability and Transparency to Advance Privacy Act; S 630, Arbitration Fairness for Consumers Act; S 635, Restoring Statutory Rights and Interests of the States Act of 2019; S 1205, Protections in Consumer Lending Act; S 1230, Protecting Consumers from Unreasonable Credit Rates Act of 2019

Client expense: Not reported · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE

Public Law No: 115-174, Discussed implementation of prudential regulations and related activities; bank structure; BSA/AML Reform; H.R. 2513, H.R. 2514, H.R. 2930, S. 1389; Financial innovation

Client expense: $100,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), Natl Security Agency (NSA), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

HR 784- 40 percent Tax Repeal HR 2930, S 1389- Loan Shark Prevention Act S 1312- US Territorial Relief Act of 2019

Client expense: $600,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

legislation (not yet introduced on unsolicited loan applications), issues pertaining to installment lending and vehicle financing, data security matters, credit reporting issues, Consumer Financial Protection Bureau matters, legislation regarding rates on credit lending (HR 2930 and S 1389 plus others not yet introduced), legislation regarding disclosure of debt settlement companies

Client expense: $250,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Accounting Standards Advisory Board (FASAB), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Vice President of the U.S., White House Office

legislation (not yet introduced on unsolicited loan applications), issues pertaining to installment lending and vehicle financing, data security matters, credit reporting issues, Consumer Financial Protection Bureau matters, legislation regarding rates on credit lending (HR 2930 and S 1389 plus others not yet introduced), legislation regarding disclosure of debt settlement companies

Client expense: $250,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Accounting Standards Advisory Board (FASAB), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Vice President of the U.S., White House Office

CFPB Small Dollar Lending Rule; Operation ChokePoint; FinTech Charter; True Lender Legislation; Valid When Made Legislation; HR 1509/S 656, Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 56, Financial Technology Protection Act; HR 189, Financial Institution Customer Protection Act of 2019; HR 741, Taking Account of Institutions with Low Operation Risk Act of 2019; HR 1282, Data Accountability & Trust Act; HR 1423/S 610, Forced Arbitration Injustice Repeal Act; HR 1491, Facilitating Innovation & New Technology so Entrepreneurs Create and Hire Act of 2019; HR 1509/S 656,Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 2930/S 1389, Loan Shark Prevention Act; S 142, American Data Dissemination Act of 2019; S 583, Digital Accountability and Transparency to Advance Privacy Act; S 630, Arbitration Fairness for Consumers Act; S 635, Restoring Statutory Rights and Interests of the States Act of 2019; S 1205, Protections in Consumer Lending Act; S 1230, Protecting Consumers from Unreasonable Credit Rates Act of 2019

Client expense: Not reported · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE

CFPB Small Dollar Lending Rule; Operation ChokePoint; FinTech Charter; True Lender Legislation; Valid When Made Legislation; HR 1509/S 656, Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 56, Financial Technology Protection Act; HR 189, Financial Institution Customer Protection Act of 2019; HR 741, Taking Account of Institutions with Low Operation Risk Act of 2019; HR 1282, Data Accountability & Trust Act; HR 1423/S 610, Forced Arbitration Injustice Repeal Act; HR 1491, Facilitating Innovation & New Technology so Entrepreneurs Create and Hire Act of 2019; HR 1509/S 656,Stopping Abuse & Fraud in Electronic Lending Act of 2019; HR 2930/S 1389, Loan Shark Prevention Act; S 142, American Data Dissemination Act of 2019; S 583, Digital Accountability and Transparency to Advance Privacy Act; S 630, Arbitration Fairness for Consumers Act; S 635, Restoring Statutory Rights and Interests of the States Act of 2019; S 1205, Protections in Consumer Lending Act; S 1230, Protecting Consumers from Unreasonable Credit Rates Act of 2019

Client expense: Not reported · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE