SIMPLE Plan Modernization Act

Proposals to enhance retirement savings opportunities for employers, employees, and individuals, including self correcting inadvertent plan errors. Small business tax credit. Issues related to the Department of Labor's regulation defining fiduciary. Required minimum distribution issues. SIMPLE IRAs. H.R. 1938, Small Employer Retirement Savings Auto-Enrollment Credit Act (116th Congress). S. 1431, Retirement Security and Savings Act (116th Congress). S. 321, Retirement Security Act (116th Congress). S. 322, SIMPLE Plan Modernization Act (116th Congress). H.R. 8083, Preserving Employee Retirement Savings Act (116th Congress). S. 5064, Improving Access to Retirement Savings (116th Congress). H.R. 8696, Securing a Strong Retirement Act (116th Congress). H.R. 8606, To defer the tax of certain sales of employer stock and reduce certain retirement-related excise taxes, and for other purposes (116th Congress).

Client expense: Not reported · Firm income: $10,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Legislation and rulemaking affecting annuities, variable life products and retirement savings, including Trump Administration and Congressional proposals on tax reform. Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions that proposed changes to the Internal Revenue Code, including, but not limited to, the Department of the Treasury's Longevity Annuity Contracts Notice of Proposed Rulemaking (REG-115809-11). Treasury - IRS Proposed Rulemaking: Updated Life Expectancy and Distribution Period Tables Used for Purposes of Determining Minimum Required Distributions (26 CFR Part 1 [REG-132210-18] RIN 1545-BP11). Treasury - IRS Proposed Rulemaking: Multiple Employer Plans (26 CFR Part 1 [REG-121508-18] RIN 1545-BO97). DOL - EBSA Request for Information - Open MEPs and Other Issues under Section 3(5) of the Employee Retirement Income Security Act (29 CFR Parts 2510). DOL - EBSA Proposed PTE for Pooled Employer Plans Under the SECURE Act and Other Multiple Employer Plans RFI (85 FR 36880 - Application No. D-12010 - Document Number: 2020-13142). DOL - EBSA - Financial Factors in Selecting Plan Investments - ZRIN 1210-AB95 Treasury Department - IRS - Multiple Employer Plans - (26 CFR Part 1 [REG-121508-18]). The Automatic Retirement Plan Act of 2017 (H.R. 4523 - 115th Congress). The Retirement Plan Simplification Act of 2017 (H.R. 4524 - 115th Congress). The Receiving Electronic Statements To Improve Retiree Earnings Act (H.R. 4610 - 115th Congress). Women's Retirement Protection Act (S.975/H.R. 2005 - 116th Congress). Retirement Security Flexibility Act of 2019 (S.1020 - 116th Congress). Refund to Rainy Day Savings Act (S.1018 - 116th Congress). A bill to amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to modify the requirements for multiple employer plans, and for other purposes (S.1011 - 116th Congress). Strengthening Financial Security Through Short-Term Savings Accounts Act of 2019 (S.1019 - 116th Congress). Savings for the Future Act (H.R. 2120 - 116th Congress). Social Security 2100 Act (S.269/H.R. 860 - 116th Congress). SIMPLE Plan Modernization Act (S.322 - 116th Congress). Retirement Security Act of 2019 (S.321 - 116th Congress). Surviving Widow(er) Income Fair Treatment (SWIFT) Act (S.345 - 116th Congress). Wall Street Tax Act of 2019 (S.647/H.R. 1516 - 116th Congress). Expanding Access to Retirement Savings for Caregivers Act (H.R. 3078 - 116th Congress). Retirement Parity for Student Loans Act (S.1428 - 116th Congress). Legacy IRA Act (S.1257 - 116th Congress). Inclusive Prosperity Act of 2019 (S.1587/H.R. 2923 - 116th Congress). Retirement Security Preservation Act of 2019 (S.2352 - 116th Congress). Securing Additional Value for Every Retirement Saver (SAVERS) Act (H.R. 6562). The Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act (H.R. 6800). The Servicemember Retirement Improvement Act (H.R. 905 - 116th Congress). The Moving Forward Act (H.R. 2 - 116th Congress). Retirement Savings Lost & Found Act 2020 (S.4192/ H.R. 7439 - 116th Congress). Addressing Missing-savings Opportunities for Retirement due to an Epidemic Act (AMORE Act) (S.4297 - 116th Congress). Military Spouses Retirement Security Act (H.R. 7927 -116th Congress). Preserving Employee Retirement Savings Act (H.R. 8083 - 116th Congress). The HEROES Act (H.R. 925 - 116th Congress). American Workers, Families, and Employers Assistance Act (S.4318 - 116th Congress). Retirement Savings and Security Act (S.1431 - 116th Congress). Securing a Strong Retirement Act of 2020 (H.R. 8696 - 116th Congress). Improving Access to Retirement Savings Act (S.5064 - 116th Congress). Lifetime Income for Employees Act (HR. 8990 - 116th Congress). Implementation of Continuing Appropriations Act, 2021 and Other Extensions Act (P.L. 116-159 - 116th Congress). Implementation of the Coronavirus Aid, Relief and Economic Security (CARES) Act (Public Law No: 116-136). DOL implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). Treasury/IRS implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). SEC implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94).

Client expense: $160,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

DOL - EBSA Request for Information - Open MEPs and Other Issues under Section 3(5) of the Employee Retirement Income Security Act (29 CFR Parts 2510). DOL - EBSA Proposed PTE for Pooled Employer Plans Under the SECURE Act and Other Multiple Employer Plans RFI (85 FR 36880 - Application No. D-12010 - Document Number: 2020-13142). DOL - EBSA - Prohibited Transactions Involving Pooled Employer Plans Under the SECURE Act and Other Multiple Employer Plans - RIN: 1210-ZA28. DOL - EBSA - Financial Factors in Selecting Plan Investments - ZRIN 1210-AB95. DOL - EBSA - Improving Investment Advice for Workers and Retirees - ZRIN 1210-ZA29. DOL - EBSA - Registration Requirements for Pooled Plan Providers - RIN 1210-AB94. DOL - EBSA - Pension Benefit Statements-Lifetime Income Illustrations - RIN 1210-AB20. DOL - EBSA - Fiduciary Duties Regarding Proxy Voting and Shareholder Rights - RIN 1210-AB91. Legislation and rulemaking affecting annuities, variable life products and retirement savings including Trump Administration and Congressional proposals on tax reform. Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions. Treasury - IRS Proposed Rulemaking: Multiple Employer Plans (26 CFR Part 1 [REG-121508-18] RIN 1545-BO97). Treasury - IRS Proposed Rulemaking: Updated Life Expectancy and Distribution Period Tables Used for Purposes of Determining Minimum Required Distributions (26 CFR Part 1 [REG-132210-18] RIN 1545-BP11). Proposals at the Department of Labor for increasing Americans' access to guaranteed lifetime income solutions. SEC - Updated Disclosure Requirements and Summary Prospectus for Variable Annuity and Variable Life Insurance Contracts (17 CFR Parts 230, 232, 239, 240, 270, and 274). The Automatic Retirement Plan Act of 2017 (H.R. 4523 - 115th Congress). The Retirement Plan Simplification Act of 2017 (H.R. 4524 - 115th Congress). Elder Protection and Abuse Prevention Act (H.R. 6744 - 115th Congress). Women's Retirement Protection Act (S.975/H.R. 2005- 116th Congress). Retirement Security Flexibility Act of 2019 (S.1020 - 116th Congress). Refund to Rainy Day Savings Act (S.1018 - 116th Congress). A bill to amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to modify the requirements for multiple employer plans, and for other purposes (S.1011 - 116th Congress). Strengthening Financial Security Through Short-Term Savings Accounts Act of 2019 (S.1019 - 116th Congress). Savings for the Future Act (H.R. 2120 - 116th Congress). Social Security 2100 Act (S.269/H.R. 860 - 116th Congress). SIMPLE Plan Modernization Act (S.322 - 116th Congress). Retirement Security Act of 2019 (S.321 - 116th Congress). Surviving Widow(er) Income Fair Treatment (SWIFT) Act (S.345 - 116th Congress). SEC Disclosure Effectiveness Testing Act (H.R. 1815 - 116th Congress). Retirement Security for American Workers Act (H.R. 1907 - 116th Congress). Senior Security Act (H.R. 1876 - 116th Congress). Expanding Access to Retirement Savings for Caregivers Act (H.R. 3078 - 116th Congress). Retirement Parity for Student Loans Act (S.1428 - 116th Congress). Legacy IRA Act (S.1257 - 116th Congress). Retirement Security Preservation Act of 2019 (S.2352 - 116th Congress). Implementation of Coronavirus Aid, Relief and Economic Security (CARES) Act (Public Law No: 116-136). DOL implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). Treasury/IRS implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). SEC implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2020 (H.R. 6364). Securing Additional Value for Every Retirement Saver (SAVERS) Act (H.R.6562). Application of ERISA to Insurance Company General Accounts and General Account Contracts (H.R. 7278 - 115th Session). The Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act (H.R. 6800). Senior Investor Pandemic and Fraud Protection Act - House Financial Services National Security, International Development and Monetary Policy Subcommittee (Discussion Draft). The Secure and Fair Enforcement (SAFE) Banking Act (S.1200/H.R. 1595 - 116th Congress). The Servicemember Retirement Improvement Act (H.R. 905 - 116th Congress). Registered Index Linked Annuity Act (S.3795/H.R. 6994 - 116th Congress). Defense, Commerce, Justice, Science, Energy and Water Development, Financial Services and General Government, Labor, Health and Human Services, Education, Transportation, Housing, and Urban Development Appropriations Act, 2021 (H.R.7617 - 116th Congress). Retirement Savings Lost & Found Act 2020 S.4192/H.R. 7439 - 116th Congress). The Edith Shorougian Senior Victims of Fraud Compensation Act (Ediths Bill) (S.3487/H.R.7620 - 116th Congress). Addressing Missing-savings Opportunities for Retirement due to an Epidemic Act (AMORE Act) (S.4297 - 116th Congress). Military Spouses Retirement Security Act (H.R. 7927 - 116th Congress). Preserving Employee Retirement Savings Act (H.R. 8083 - 116th Congress). The E-SIGN Modernization Act. (S. 4159 - 116th Congress). The HEROES Act (H.R. 925 - 116th Congress). American Workers, Families, and Employers Assistance Act (S.4318 - 116th Congress). Retirement Savings and Security Act (S.1431 - 116th Congress). Securing a Strong Retirement Act of 2020 (H.R. 8696 - 116th Congress). Improving Access to Retirement Savings Act (S.5064 - 116th Congress). Lifetime Income for Employees Act (HR. 8990 - 116th Congress). Implementation of Continuing Appropriations Act, 2021 and Other Extensions Act (P.L. 116-159 - 116th Congress).

Client expense: $160,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 5676 - Retirement Plan Modernization Act; entire bill H.R. 6958 - To allow provide that the unused balance of a dependent care flexible spending arrangement at the end of plan year 2020 may be rolled over to the following plan year; entire bill H.R. 7008 - The Family Savings Flexibility Act; entire bill H.R. 8406 - The Heroes Act; provisions relating to retirement plans H.R. 8696 - Securing a Strong Retirement Act of 2020; entire bill H.R. 8959 - Retirees Sustainable Investment Policies Act of 2020; entire bill H.R. 8960 - Sustainable Investment Policies Act; entire bill S. 322 - SIMPLE Plan Modernization Act; entire bill S. 1011 - To amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to modify the requirements for multiple employer plans, and for other purposes; entire bill S. 1431 - Retirement Security and Savings Act of 2019; entire bill S. 5035 - Encouraging Americans to Save Act; entire bill S. 5064 - A bill to amend the Internal Revenue Code of 1986 to increase retirement savings, to improvement retirement plan administration, and for other purposes; entire bill Not Yet Introduced: Proposal for an employer retirement plan requirement; entire bill

Client expense: $440,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 8696 - Securing a Strong Retirement Act of 2020 H.R. 8606 - To defer the tax of certain sales of employer stock and reduce certain retirement-related excise taxes, and for other purposes. H.R. 8567 - Required Minimum Distribution Modernization Act of 2020 H.R. 7439 - To establish the Retirement Savings Lost and Found, and for other purposes. H.R. 7418 - Encouraging Americans to Save Act H.R. 6800 - Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act H.R. 6276 - Retirement Parity for Student Loans Act H.R. 6257 - Public Service Retirement Fairness Act of 2020 H.R. 4035 - Pension and Budget Integrity Act of 2019 H.R. 2112 - Refund to Rainy Day Savings Act H.R. 1994 - The Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 H.R. 1865 - Further Consolidated Appropriations Act, 2020 H.R. 1516 - Wall Street Tax Act of 2019 H.R. 1007 - Retirement Enhancement and Savings Act of 2019 H.R. 748 - Coronavirus Aid, Relief, and Economic Security (CARES) Act H.R. 925 - The Heroes Act H.R. 397 - Rehabilitation of Multiemployer Pensions Act of 2019 H.R. 133 - Consolidated Appropriations Act, 2021 S. 5064 - Improving Access to Retirement Savings Act S. 5035 - Encouraging Americans to Save Act S. 4192 - A bill to increase portability of and access to retirement savings, and for other purposes. S. 2962 - Higher Education Loan Payment and Enhanced Retirement (HELPER) Act of 2019 S. 2370 - Automatic IRA Act of 2019 S. 1431 - Retirement Security and Savings Act S. 1428 - Retirement Parity for Student Loans Act S. 1020 - Retirement Security Flexibility Act of 2019 S. 1019 - Strengthening Financial Security Through Short-Term Savings Accounts Act of 2019 S. 1018 - Refund to Rainy Day Savings Act S. 1011 - A bill to amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to modify the requirements for multiple employer plans, and for other purposes. S. 975 - Womens Retirement Protection Act S. 972 - Retirement Enhancement and Savings Act S. 647 - Wall Street Tax Act of 2019 S. 322 - The SIMPLE Plan Modernization Act S. 321 - Retirement Security Act of 2019

Client expense: $114,314 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Labor, Dept of (DOL), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC)

H.R. 95, the Homeless Veteran Families Act H.R. 96 H.R. 100, the Veteran Overmedication and Suicide Prevention Act of 2019 H.R. 299, the Blue Water Navy Vietnam Veterans Act of 2019 H.R. 444, the Reduce Unemployment for Veterans of All Ages Act of 2019 H.R. 445, the Help Hire Our Heroes Act H.R. 464 H.R. 485, the Veterans Reimbursement for Emergency Ambulance Services Act H.R. 561, the Preparing Business Opportunities for Veterans Act of 2019 H.R. 566, the Agent Orange Exposure Fairness Act H.R. 592, the Protect Veterans from Financial Fraud Act H.R. 663/S. 191, the Burn Pits Accountability Act H.R. 697 H.R. 712, the VA Medicinal Cannabis Research Act of 2019 H.R. 840, the Veterans Access to Child Care Act H.R. 1163/S. 902, the VA Hiring Enhancement Act H.R. 1271, the Veterans-Specific Education for Tomorrows Health Professionals Act of 2019 (VET HP Act) H.R. 1381/S. 554, the Burn Pit Registry Enhancement Act H.R. 1527, the Long Term Care Veterans Choice Act H.R. 1702, the Free Veterans from Fees Act H.R. 1718/S. 791, the GI Education Benefits Fairness Act H.R. 1721, the Veterans Healthcare Improvement Act H.R. 1722, the Build a Better VA Act H.R. 1749, the PFC Joseph P. Dwyer Peer Support Act H.R. 1750, the Supporting Veteran Families in Need Act H.R. 1911, the SFC Brian Woods Gold Star and Military Survivors Act H.R. 1963, the Expanding Care for Veterans Act H.R. 2045/S. 1003, the Veterans Education, Transition, and Opportunity Prioritization Plan Act of 2019 H.R. 2094/S. 1034, the CHAMPVA Childrens Care Protection Act of 2019 H.R. 2109, the Boosting Rates of American Veteran Employment (BRAVE) Act H.R. 2221/S. 1283, the Fry Scholarship Improvement Act of 2019 H.R. 2223, the Helping Homeless Veterans Act of 2019 H.R. 2224, the Homeless Veterans with Children Reintegration Act H.R. 2225 H.R. 2227/S. 1118, the Gold Star Spouses and Spouses of Injured Servicemembers Leasing Relief Expansion Act of 2019 H.R. 2333, the Support for Suicide Prevention Coordinators Act H.R. 2340, the Fostering Intergovernmental Health Transparency in Veterans Suicides Act H.R. 2398, the Veterans HOUSE Act H.R. 2435, the Accelerating Veterans Recovery Outdoors Act H.R. 2557, the Get Veterans a Doctor Now Act H.R. 2555, the Never Forgotten Korean War POW Act H.R. 2628, the VET CARE Act of 2019 H.R. 2645, the Newborn Care Improvement Act of 2019 H.R. 2681 H.R. 2716, the Protecting Gold Star Children Act of 2019 H.R. 2736, the Veterans Estate Transfer to Survivors Act H.R. 2752, the VA Newborn Emergency Treatment Act H.R. 2791, the Department of Veterans Affairs Tribal Advisory Committee Act of 2019 H.R. 2798, the Building Supportive Networks for Women Veterans Act H.R. 2803/S. 1461, the Access to Infertility Treatment and Care Act. H.R. 2816, the Vietnam-Era Veterans Hepatitis C Testing Enhancement Act of 2019 H.R. 2846, the Improving Veterans Access to Congressional Services Act H.R. 2866, the VA Community Infrastructure Act H.R. 2924, the Housing for Women Veterans Act H.R. 2934, the GI Bill Access to Career Credentials Act H.R. 2942/S. 3182, the HEALTH Act H.R. 2972 H.R. 2982, the Women Veterans Health Care Accountability Act H.R. 3010, the Honoring All Veterans Act H.R. 3036, the Breaking Barriers for Women Veterans Act H.R. 3083, the AIR Acceleration Act H.R. 3112, the For Profit Fraud Act H.R. 3221/S. 1047, the Dependency and Indemnity Compensation Improvement Act of 2019 H.R. 3224, the Deborah Sampson Act H.R. 3228, the VA Mission Telehealth Clarification Act H.R. 3350, the VA Emergency Transportation Act H.R. 3495, the IMPROVE Act H.R. 3504, the Ryan Kules Specially Adaptive Housing Improvement Act of 2019 H.R. 3535, the GI Bill Work Study Improvement Act of 2019 H.R. 3582 H.R. 3598, the FREED Vets Act H.R. 3636, the Caring for Our Women Veterans Act H.R. 3798, the Equal Access to Contraception for Veterans Act H.R. 3867, the Violence Against Women Veterans Act H.R. 4096, the Improving Oversight of Women Veterans' Care Act of 2019 H.R. 4138, the State Veterans Home Inspection Simplification Act H.R. 4154, the Leave No Veteran Behind Act H.R. 4182, the Women Veterans Support Act H.R. 4281, the ACCESS to Contraception Expansion for Veterans Act H.R. 4305, the Puppies Assisting Wounded Servicemembers (PAWS) for Veterans Therapy Act. H.R. 4334, the Improving Oversight of Women Veterans Care Act H.R. 4451, the Support Our Services to Veterans Caregivers Act H.R. 4526, the Brian Tally VA Employment Transparency Act H.R. 4554 H.R. 4588, the Modernizing VAs Records Management Program Act H.R. 4589 H.R. 4681, the National World War II Memorial Commemorative Coin Act H.R. 4748, the Justice for ALS Veterans Act of 2019 H.R. 4908, the Native American Veteran Parity in Access to Care Today Act H.R. 4920, the Department of Veterans Affairs Contracting Preference Consistency Act H.R. 4949, the VA Hospitals Establishing Leadership Performance Act H.R. 4985, the Veterans Residential Care Choice Act H.R. 5019, the Veterans Legal Support Act of 2019 H.R. 5030, the VA Suicide Prevention Services Accountability Act H.R. 5045, the Veteran Employment and Child Care Access Act H.R. 5048, the Fairness for Local Veteran Cemeteries Act H.R. 5245, the SHIELD for Veterans Act H.R. 5447 H.R. 5487, the Veterans Cemetery Grants Improvement Act H.R. 5610, the Fair Care for Vietnam Veterans Act H.R. 5639, the Chuck Osier Burial Benefits Act H.R. 5682, the Care for Veterans Act of 2020 H.R. 5697, the Veterans ACCESS Act of 2020 H.R. 5739, the Blast Exposure Protection Act H.R. 5750, the Streamlining GI Bill Processing Act of 2020 H.R. 5761/S. 4155, the Advancing Uniform Transportation Opportunities for Veterans (AUTO) Act H.R. 5766, the VET TEC Expansion Act H.R. 5724, the Same-Day Accountability for Veterans Enhancement Act H.R. 5781 H.R. 5867, the STOP Veteran Suicide and Substance Abuse Act H.R. 6013, the Veteran Families Financial Support Act H.R. 6039 H.R. 6060, the Veterans Burial Benefit Correction Act H.R. 6073 H.R. 6082, the Forgotten Vietnam Veterans Act H.R. 6092, the Veterans Prostate Cancer Treatment and Research Act H.R. 6141, the Protecting Moms Who Served Act H.R. 6157, the Transparency for Student Veterans Act H.R. 6168, the Veterans Compensation Cost-of-Living Adjustment Act of 2020 H.R. 6262, the Disabled Veterans Education Relief Act H.R. 6322, the Student Veteran Coronavirus Response Act of 2020 H.R. 6412 H.R. 6493, the Veterans Benefits Fairness and Transparency Act H.R. 6571, TEAM Veteran Caregivers Act H.R. 6589, the Department of Veterans Affairs Chief Financial Officer Authority and Collaboration Act of 2020 H.R. 6590 H.R. 6720, the Student Loan Forgiveness for Front-line Health Workers Act H.R. 6800, the Health and Economic Recovery Omnibus Emergency Solutions Act or the HEROES Act H.R. 6845, the No Coronavirus Copays for Veterans Act H.R.6933, the Caring for our Survivors Act of 2020 H.R. 6990, the Homeless Veterans CREDIT Act H.R. 7105, the Johnny Isakson and David P. Roe, M.D. Veterans Health Care and Benefits Improvement Act of 2020 H.R. 7111/S. 3899, the Veterans Economic Recovery Act of 2020 H.R. 7163, the VA FOIA Reform Act of 2020 H.R. 7176, the Health Care Fairness for Military Families Act of 2020 H.R. 7287 H.R. 7443, the Veterans Claim Transparency Act of 2020 H.R. 7445 H.R. 7451 H.R. 7469, the Modernizing Veterans' Healthcare Eligibility Act H.R. 7504, the VA Clinical TEAM Culture Act of 2020 H.R. 7541, the VA Zero Suicide Demonstration Project Act H.R. 7727, the Burial Equity for Guards and Reserves Act of 2020 H.R. 7747, the VA Solid Start Reporting Act H.R. 7785 H.R. 7795, the Veterans Benefits Fairness and Transparency Act of 2020 H.R. 7879, the VA Telehealth Expansion Act H.R. 7888, the REACH VET Reporting Act H.R. 7926, the Ensuring Veterans Access Act H.R. 7964, the Peer Support for Veteran Families Act H.R. 8005, the Veterans Access to Online Treatment Act H.R. 8033, the Access to Suicide Prevention Coordinators Act H.R.8034, the Veterans Infertility Treatment Act of 2020 H.R. 8068, the American Indian and Alaska Native Veterans Mental Health Act H.R. 8084, the Lethal Means Safety Training Act H.R. 8107, the VA Emergency Department Safety Planning Act H.R. 8108, the VA Serious Mental Illness Act H.R. 8130, the VA Peer Specialists Act H.R. 8144, the VA Mental Health Staffing Improvement Act H.R. 8145, the VA Mental Health Counseling Act H.R. 8147, the TREAT Act H.R. 8148, the VA Data Analytics and Technology Assistance Act H.R. 8149, the VA Precision Medicine Act H.R. 8172, the VA Research Technology Act H.R. 8173, the VA High Altitude and Suicide Research Act H.R. 8212, the VA Expanded Care Hours (ECHO) Act H.R. 8219, the Improving Housing Outcomes for Veterans Act H.R. 8237, the Protecting the Employment Rights of Servicemembers Act H.R. 8247, the Veterans COMPACT Act of 2020 H.R. 8257, the Transparency for Wounded Warriors Act H.R. 8261, the Presumptive Benefits for War Fighters Exposed to Burn Pits and Other Toxins Act of 2020 H.R. 8354, the Servicemembers and Veterans Initiative Act H.R. 8412, the VA Community Care Wait Time Transparency Act of 2020 H.R. 8483 H.R.8484/S. 4166, the Ensuring Survivors Benefits during COVID-19 Act of 2020 H.R. 8559, the Surviving Families Benefit Expansion Act H. Res. 107, the SFC Sean Cooley and SPC Christopher Horton Congressional Gold Star Family Fellowship Program Act H. Res. 698 H. Res. 729 H. Res. 1213 H. Con. Res. 10 H.J. Res. 94 House Draft Bill, to amend title 38, United States Code, to direct the Secretary of Veterans Affairs to establish a list of drugs that require an increased level of informed consent House Draft Bill, the ANS for Veterans ACCESS Act House Draft Bill, the Ensuring Veterans Smooth Transition Act House Draft Bill, the VA Research Technology Act House Draft Bill, the Veterans Burn Pits Exposure Recognition Act of 2020 House Draft Bill, the Improving VA Accountability to Prevent Sexual Harassment Act of 2020 House Draft Bill, Find our Valor Act House Draft Bill, TAP Modernization House Draft Bill, Expand caregiver benefits House Draft Bill, Modify the Interagency Program Office House Draft Bill, Hear our Heroes Act House Draft Bill, Relief for Defrauded Students Act of 2019 House Draft Bill, Criminal penalties for individuals acting as agents or attorneys for VA claims House Draft Bill, to establish in the Department of Veterans Affairs the Office of Womens Health House Draft Bill, Grants for VSOs for ADA Compliance House Draft Bill, the Blast Exposure Protection Act of 2019 House Draft Bill, the Protecting Moms Who Served Act House Draft Bill, Oath of Exit Act House Draft Bill, to amend title 38, USC to improve the Edith Nourse Rogers STEM scholarship program House Draft Bill, Class Evaluation Act House Draft Bill, to provide for an extended time frame for certain students to find employment following completion of VA high technology education program and for other purposes House Draft Bill, to provide for the eligibility of members of the Armed Forces on terminal leave for the VA high technology education program House Draft Bill, to increase the frequency of benefits under the VAs automobile assistance program House Draft Bill, to authorize VA to provide or assist in providing a second vehicle adapted for operation by disabled individuals to certain eligible persons. House Draft Bill, to reduce the loan fees paid by certain veterans who have been affected by major disasters and are obtaining new loan guarantees, insured, or made by VA House Draft Bill, to provide for the treatment by VA of for-profit educational institutions converted to non-profit educational institutions House Draft Bill, Veteran Transition Technology Act House Draft Bill, Native VetSuccess on Tribal Colleges and Universities Pilot Program House Draft Bill, direct VA to conduct consumer testing to improve the VAs internet website that provides individuals with postsecondary education information House Draft Bill, to clarify the location of an educational institution conducting programs of education exclusively by distance learning for purposes of the VA approval process House Draft Bill, to make certain improvements to educational assistance administered by VA and to the Transition Assistance Program and Skillbridge program of the Department of Defense House Draft Bill, Reducing Veteran Homelessness Act of 2020 House Draft Bill, Authorize VA to enter into a memorandum of understanding with the Secretary of Health and Human Services to coordinate case management services for veterans receiving housing vouchers under Tribal HUD-VASH program House Draft Bill, to authorize VA to reimburse a recipient of a certain grant, made by the Secretary relating to homeless veterans, the fee to use the homeless management information system House Draft Bill, to make a technical correction to clarify that colleges and universities located outside the United States may participate in the VA Yellow Ribbon Program House Draft Bill, to rename VAs Vocational Rehabilitation Program as the Vocational Readiness and Employment Program House Draft Bill, VA Vocational Rehabilitation and Employment program reform House Draft Bill, VA Spinal Cord Injury and Disorders nurse specialty pay House Draft Bill, regarding technical qualifications for licensed hearing aid specialists and appointment of such specialists House Draft Bill, to increase rates of VAs Aid and Attendance by 25 percent during the COVID-19 emergency House Draft Bill, to suspend the time limitation for the use of certain educational assistance by veterans, servicemembers, and their dependents House Draft Bill, to toll certain deadlines relating to claims for VA benefits during the emergency period resulting from the COVID-19 pandemic House Draft Bill, to improve VAs travel mileage rates House Draft Bill, the VA Community Care Act House Draft Bill, the VA Clinical TEAM Culture Act House Draft Bill, the Improving VA Accountability to Prevent Sexual Harassment Act of 2020 S. 123, the Ensuring Quality Care for our Veterans Act S. 179/H.R. 712, the VA Medicinal Cannabis Research Act of 2019 S. 221, the VA Provider Accountability Act S. 318, the VA Newborn Emergency Treatment Act S. 319, the Women Veterans and Families Health Services Act of 2019 S. 322, the Agent Orange Exposure Fairness Act S. 408, the Veterans Disability Compensation Automatic COLA Act of 2019 S. 450, the Veterans Improved Access and Care Act of 2019 S. 524, the Department of Veterans Affairs Tribal Advisory Committee Act of 2019 S. 598, the BRAVE Act of 2019 S. 679, the Honoring American Veterans in Extreme Need Act (HAVEN) of 2019 S. 760, the Support for Veterans in Effective Apprenticeships Act of 2019 S. 785, the Commander John Scott Hannon Veterans Mental Health Care Improvement Act and amendments S. 850, the Highly Rural Veteran Transportation Program Extension Act S. 1003, the Veterans' Education, Transition, and Opportunity Prioritization Plan Act of 2019 S. 1101, the Better Examiner Standards and Transparency for Veterans Act of 2019 S. 1316, the Wounded Warrior Research Enhancement Act S. 1563, the Janey Ensminger Act of 2019 S. 1934, the Parity in Veterans Health Care Rights Act S. 2022, the Paul Benne Specially Adaptive Housing Improvement Act of 2019 S. 2027 S. 2049 S. 2061, the Veterans Housing Opportunities and Unemployment Support Extension Act of 2019 S. 2216, the Transparency and Effective Accountability Measures (TEAM) for Veteran Caregivers Act S. 2336, the Department of Veterans Affairs Information Technology Reform Act of 2019 S. 2594, the Veterans Preference Parity Act S. 2822, the Post-9/11 Veteran Suicide Prevention Counseling Act S. 2864, the Sergeant Daniel Somers Veterans Network of Support Act of 2019 S. 2944, the Better and Robust Screening Today (BRST) Act S. 2950, the Veterans Burn Pits Exposure Recognition Act of 2019 S. 2966, the Rural Veterans Travel Enhancement Act of 2019 S. 3020, the Veteran Support and Outreach Act S. 2864, the Sergeant Daniel Somers Veterans Network of Support S. 3084 S. 3089 the BUILD for Veterans Act of 2019 S. 3091, the Justice for ALS Veterans Act S. 3110, the Identifying Barriers and Best Practices Study Act of 2019 S. 3224, the VA Research Approval Efficiency Act of 2020 S. 3393 S. 3587, the Department of Veterans Affairs Website Accessibility Act of 2019 S. 3761, the Veterans Claim Transparency Act of 2020 S. 3788, the Veterans Cemetery Grants Improvement Act of 2020 S. 3854, the Leasing Relief for Dependents of Fallen Heroes and Injured Servicemembers Act S. 3899, the Veterans Economic Recovery Act of 2020 S. 3925 S. 4002, the Servicemember Student Loan Affordability Act S. 4149 S. 4393, the TEAM Act of 2020 S. 4412, the Veterans Benefits Fairness and Transparency Act of 2020 S. 4511, the Veteran Benefits Enhancement and Expansion Act of 2020 S. 4545, the VA Zero Suicide Demonstration Project Act of 2020 S. 4572, the Presumptive Benefits for War Fighters Exposed to Burn Pits and Other Toxins Act of 2020 S. 4594, the Caring for the Survivors and Families of Veterans Act of 2020 Senate Draft Bill, the Veterans Educational Assistance Transparency and Accountability Improvement Act of 2020 Senate Draft Bill, VA Provider Accountability Act Senate Draft Bill, extending the authority of VA to continue to pay educational assistance or subsistence allowances to eligible persons when educational institutions are temporarily closed, and for other purposes Senate Draft Bill, the Enhancing Veterans Access to Legal Services Act of 2019 or the EVALS Act of 2019 Senate Draft Bill, the Protection and Advocacy for Veterans Act Senate Draft Bill, to improve the ability of veterans to access and submit VA disability benefit questionnaire forms Senate Draft Bill, the Veterans Exposure to Toxic Substances Act of 2020 Senate Draft Bill, the Vets Benefits Fair Transparency Act Implementation of P.L. 113-146, the Veterans Access, Choice, and Accountability Act Implementation of P.L. 115-55, the Veterans Appeals Improvement and Modernization Act of 2017 Implementation of P.L. 115-48, the Harry W. Colmery Veterans Educational Assistance Act of 2017 Implementation of P.L. 115-182, the VA MISSION Act of 2018 Implementation of P.L. 115-41, the Department of Veterans Affairs Accountability & Whistleblower Protection Act Implementation of P.L. 116-123, the Blue Water Navy Vietnam Veterans Act of 2019 Implementation of P.L. 116-154, the Ryan Kules and Paul Benne Specially Adaptive Housing Improvement Act of 2019 Discussions on women veterans health care Discussions regarding reducing veterans and servicemembers suicide rates Discussions regarding improved access to IVF Discussions of improved access to VA long-term services and supports, including caregiver supports Discussions regarding the Transition Assistance Program Discussed collection of veterans demographic information to research potential benefits and services disparities Discussions regarding delay in implementation of the AIR Act provisions of P.L. 115-182 Discussions regarding improving access to adaptive automobiles for catastrophically disabled veterans

Client expense: $74,880 · Firm income: Not reported

Government targets: AMTRAK - Natl Railroad Passenger Corporation, Centers For Medicare and Medicaid Services (CMS), Education, Dept of, Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Institutes of Health (NIH), SENATE, Social Security Administration (SSA), Transportation Security Administration (TSA), Transportation, Dept of (DOT), U.S. Architectural & Transportation Barriers Compliance Board (ACCESS), Veterans Affairs, Dept of (VA), Veterans Employment & Training Service

H.R. 7439 - To establish the Retirement Savings Lost and Found, and for other purposes. H.R. 6800 - Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act H.R. 6276 - Retirement Parity for Student Loans Act H.R. 6257 - Public Service Retirement Fairness Act of 2020 H.R. 4035 - Pension and Budget Integrity Act of 2019 H.R. 2112 - Refund to Rainy Day Savings Act H.R. 1994 - The Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 H.R. 1865 - Further Consolidated Appropriations Act, 2020 H.R. 1516 - Wall Street Tax Act of 2019 H.R. 1007 - Retirement Enhancement and Savings Act of 2019 H.R. 748 - Coronavirus Aid, Relief, and Economic Security (CARES) Act H.R. 925 - The Heroes Act H.R. 397 - Rehabilitation of Multiemployer Pensions Act of 2019 S. 4192 - A bill to increase portability of and access to retirement savings, and for other purposes. S. 2962 - Higher Education Loan Payment and Enhanced Retirement (HELPER) Act of 2019 S. 2370 - Automatic IRA Act of 2019 S. 1431 - Retirement Security and Savings Act S. 1428 - Retirement Parity for Student Loans Act S. 1020 - Retirement Security Flexibility Act of 2019 S. 1019 - Strengthening Financial Security Through Short-Term Savings Accounts Act of 2019 S. 1018 - Refund to Rainy Day Savings Act S. 1011 - A bill to amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to modify the requirements for multiple employer plans, and for other purposes. S. 972 - Retirement Enhancement and Savings Act S. 647 - Wall Street Tax Act of 2019 S. 322 - The SIMPLE Plan Modernization Act S. 321 - Retirement Security Act of 2019

Client expense: $71,349 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Labor, Dept of (DOL), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC)

H.R. 2005 - Women's Retirement Protection Act of 2019; entire bill H.R. 5676 - Retirement Plan Modernization Act; entire bill H.R. 6562 - the Securing Additional Value for Every Retirement Saver (SAVERS) Act; entire bill H.R. 6958 - To allow provide that the unused balance of a dependent care flexible spending arrangement at the end of plan year 2020 may be rolled over to the following plan year; entire bill H.R. 7008 - The Family Savings Flexibility Act; entire bill H.R. 7016 - Fairness for Early Withdrawers Act; entire bill H.R. 8406 - The Heroes Act; provisions relating to retirement plans S. 321 - Retirement Security Act of 2019; entire bill S. 322 - SIMPLE Plan Modernization Act; entire bill S. 1011 - To amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to modify the requirements for multiple employer plans, and for other purposes; entire bill S. 1018 - Refund to Rainy Day Savings Act; entire bill S. 1019 - Strengthening Financial Security Through Short-Term Savings Accounts Act of 2019; entire bill S. 1020 - Retirement Flexibility Act; entire bill S. 1428 - Retirement Parity for Student Loans Act; entire bill S. 1431 - Retirement Security and Savings Act of 2019; entire bill S. 3417 - Information Needed for Financial Options Risk Mitigation (INFORM) Act; entire bill S. 4537 - Reinvigorating the Economy, Creating Opportunity for every Vocation, Employer, Retiree & Youth Act or RECOVERY Act; provisions relating to retirement security Not Yet Introduced: Proposal for an employer retirement plan requirement

Client expense: $130,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Legislation and rulemaking affecting annuities, variable life products and retirement savings, including Trump Administration and Congressional proposals on tax reform. Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions that proposed changes to the Internal Revenue Code, including, but not limited to, the Department of the Treasury's Longevity Annuity Contracts Notice of Proposed Rulemaking (REG-115809-11). Treasury - IRS Proposed Rulemaking: Updated Life Expectancy and Distribution Period Tables Used for Purposes of Determining Minimum Required Distributions (26 CFR Part 1 [REG-132210-18] RIN 1545-BP11). Treasury - IRS Proposed Rulemaking: Multiple Employer Plans (26 CFR Part 1 [REG-121508-18] RIN 1545-BO97). DOL - EBSA Request for Information - Open MEPs and Other Issues under Section 3(5) of the Employee Retirement Income Security Act (29 CFR Parts 2510). DOL - EBSA Proposed PTE for Pooled Employer Plans Under the SECURE Act and Other Multiple Employer Plans RFI (85 FR 36880 - Application No. D-12010 - Document Number: 2020-13142). DOL - EBSA - Financial Factors in Selecting Plan Investments - ZRIN 1210-AB95 Treasury Department - IRS - Multiple Employer Plans - (26 CFR Part 1 [REG-121508-18]). The Automatic Retirement Plan Act of 2017 (H.R. 4523 - 115th Congress). The Retirement Plan Simplification Act of 2017 (H.R. 4524 - 115th Congress). The Receiving Electronic Statements To Improve Retiree Earnings Act (H.R. 4610 - 115th Congress). Women's Retirement Protection Act (S.975/H.R. 2005 - 116th Congress). Retirement Security Flexibility Act of 2019 (S.1020 - 116th Congress). Refund to Rainy Day Savings Act (S.1018 - 116th Congress). A bill to amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to modify the requirements for multiple employer plans, and for other purposes (S.1011 - 116th Congress). Strengthening Financial Security Through Short-Term Savings Accounts Act of 2019 (S.1019 - 116th Congress). Savings for the Future Act (H.R. 2120 - 116th Congress). Social Security 2100 Act (S.269/H.R. 860 - 116th Congress). SIMPLE Plan Modernization Act (S.322 - 116th Congress). Retirement Security Act of 2019 (S.321 - 116th Congress). Surviving Widow(er) Income Fair Treatment (SWIFT) Act (S.345 - 116th Congress). Wall Street Tax Act of 2019 (S.647/H.R. 1516 - 116th Congress). Expanding Access to Retirement Savings for Caregivers Act (H.R. 3078 - 116th Congress). Retirement Parity for Student Loans Act (S.1428 - 116th Congress). Legacy IRA Act (S.1257 - 116th Congress). Inclusive Prosperity Act of 2019 (S.1587/H.R. 2923 - 116th Congress). Retirement Security Preservation Act of 2019 (S.2352 - 116th Congress). Securing Additional Value for Every Retirement Saver (SAVERS) Act (H.R. 6562). The Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act (H.R. 6800). The Servicemember Retirement Improvement Act (H.R. 905 - 116th Congress). The Moving Forward Act (H.R. 2 - 116th Congress). Retirement Savings Lost & Found Act 2020 S. 4192/ H.R. 7439 - 116th Congress). Addressing Missing-savings Opportunities for Retirement due to an Epidemic Act (AMORE Act) (S.4297 - 116th Congress). Military Spouses Retirement Security Act (H.R. 7927 -116th Congress). Preserving Employee Retirement Savings Act (H.R. 8083 - 116th Congress). The HEROES Act (H.R. 925 - 116th Congress). American Workers, Families, and Employers Assistance Act (S.4318 - 116th Congress). Implementation of the Coronavirus Aid, Relief and Economic Security (CARES) Act (Public Law No: 116-136). DOL implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). Treasury/IRS implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). SEC implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94).

Client expense: $120,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

DOL - EBSA Proposed Definition of Employer under Section 3(5) of ERISA - Association Retirement Plans and Other Multiple-Employer Plans Rule (29 CFR Part 2510). DOL - EBSA Request for Information - Open MEPs and Other Issues under Section 3(5) of the Employee Retirement Income Security Act (29 CFR Parts 2510). DOL - EBSA Proposed Rulemaking Default Electronic Disclosure by Employee Pension Benefit Plans Under ERISA (29 CFR Part 2520 RIN 1210-AB90). DOL - EBSA Proposed PTE for Pooled Employer Plans Under the SECURE Act and Other Multiple Employer Plans RFI (85 FR 36880 - Application No. D-12010 - Document Number: 2020-13142). DOL - EBSA - Prohibited Transactions Involving Pooled Employer Plans Under the SECURE Act and Other Multiple Employer Plans - RIN: 1210-ZA28. DOL - EBSA - Financial Factors in Selecting Plan Investments - ZRIN 1210-AB95. DOL - EBSA - Improving Investment Advice for Workers and Retirees - ZRIN 1210-ZA29. DOL - EBSA - Registration Requirements for Pooled Plan Providers - RIN 1210-AB94. DOL - EBSA - Pension Benefit Statements-Lifetime Income Illustrations - RIN 1210-AB20. DOL - EBSA - Fiduciary Duties Regarding Proxy Voting and Shareholder Rights - RIN 1210-AB91. SEC Proposal - Updated Disclosure Requirements and Summary Prospectus for Variable Annuity and Variable Life Insurance Contracts (17 CFR Parts 230, 232, 239, 240, 270, and 274). Legislation and rulemaking affecting annuities, variable life products and retirement savings including Trump Administration and Congressional proposals on tax reform. Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions. Treasury - IRS Proposed Rulemaking: Multiple Employer Plans (26 CFR Part 1 [REG-121508-18] RIN 1545-BO97). Treasury - IRS Proposed Rulemaking: Updated Life Expectancy and Distribution Period Tables Used for Purposes of Determining Minimum Required Distributions (26 CFR Part 1 [REG-132210-18] RIN 1545-BP11). Proposals at the Department of Labor for increasing Americans' access to guaranteed lifetime income solutions. Department of Labor rule to expand the scope of persons and entities that would be considered a fiduciary under the Employee Retirement Income Security Act. The Receiving Electronic Statements to Improve Retiree Earnings Act (H.R. 4610 - 115th Congress). The Automatic Retirement Plan Act of 2017 (H.R. 4523 - 115th Congress). The Retirement Plan Simplification Act of 2017 (H.R. 4524 - 115th Congress). Elder Protection and Abuse Prevention Act (H.R. 6744 - 115th Congress). Women's Retirement Protection Act (S.975/H.R. 2005- 116th Congress). Retirement Security Flexibility Act of 2019 (S.1020 - 116th Congress). Refund to Rainy Day Savings Act (S.1018 - 116th Congress). A bill to amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to modify the requirements for multiple employer plans, and for other purposes (S.1011 - 116th Congress). Strengthening Financial Security Through Short-Term Savings Accounts Act of 2019 (S.1019 - 116th Congress). Savings for the Future Act (H.R. 2120 - 116th Congress). Social Security 2100 Act (S.269/H.R. 860 - 116th Congress). SIMPLE Plan Modernization Act (S.322 - 116th Congress). Retirement Security Act of 2019 (S.321 - 116th Congress). Surviving Widow(er) Income Fair Treatment (SWIFT) Act (S.345 - 116th Congress). SEC Disclosure Effectiveness Testing Act (H.R. 1815 - 116th Congress). Retirement Security for American Workers Act (H.R. 1907 - 116th Congress). Senior Security Act (H.R. 1876 - 116th Congress). Expanding Access to Retirement Savings for Caregivers Act (H.R. 3078 - 116th Congress). Retirement Parity for Student Loans Act (S.1428 - 116th Congress). Legacy IRA Act (S.1257 - 116th Congress). Retirement Security Preservation Act of 2019 (S.2352 - 116th Congress). Implementation of Coronavirus Aid, Relief and Economic Security (CARES) Act (Public Law No: 116-136). DOL implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). Treasury/IRS implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). SEC implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2020 (H.R. 6364). Securing Additional Value for Every Retirement Saver (SAVERS) Act (H.R.6562). Application of ERISA to Insurance Company General Accounts and General Account Contracts (H.R. 7278 - 115th Session). The Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act (H.R. 6800). Senior Investor Pandemic and Fraud Protection Act - House Financial Services National Security, International Development and Monetary Policy Subcommittee (Discussion Draft). The Secure and Fair Enforcement (SAFE) Banking Act (S.1200/H.R. 1595 - 116th Congress). The Servicemember Retirement Improvement Act (H.R. 905 - 116th Congress). Registered Index Linked Annuity Act (S.3795/H.R. 6994 - 116th Congress). Defense, Commerce, Justice, Science, Energy and Water Development, Financial Services and General Government, Labor, Health and Human Services, Education, Transportation, Housing, and Urban Development Appropriations Act, 2021 (H.R.7617 - 116th Congress). Retirement Savings Lost & Found Act 2020 S.4192/H.R. 7439 - 116th Congress). The Edith Shorougian Senior Victims of Fraud Compensation Act (Ediths Bill) (S.3487/H.R.7620 - 116th Congress). Addressing Missing-savings Opportunities for Retirement due to an Epidemic Act (AMORE Act) (S.4297 - 116th Congress). Military Spouses Retirement Security Act (H.R. 7927 - 116th Congress). Preserving Employee Retirement Savings Act (H.R. 8083 - 116th Congress). The E-SIGN Modernization Act. (S. 4159 - 116th Congress). The HEROES Act (H.R. 925 - 116th Congress). American Workers, Families, and Employers Assistance Act (S.4318 - 116th Congress).

Client expense: $120,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 95, the Homeless Veteran Families Act H.R. 96 H.R. 100, the Veteran Overmedication and Suicide Prevention Act of 2019 H.R. 299, the Blue Water Navy Vietnam Veterans Act of 2019 H.R. 444, the Reduce Unemployment for Veterans of All Ages Act of 2019 H.R. 445, the Help Hire Our Heroes Act H.R. 464 H.R. 485, the Veterans Reimbursement for Emergency Ambulance Services Act H.R. 561, the Preparing Business Opportunities for Veterans Act of 2019 H.R. 566, the Agent Orange Exposure Fairness Act H.R. 592, the Protect Veterans from Financial Fraud Act H.R. 663/S. 191, the Burn Pits Accountability Act H.R. 697 H.R. 712, the VA Medicinal Cannabis Research Act of 2019 H.R. 840, the Veterans Access to Child Care Act H.R. 1163/S. 902, the VA Hiring Enhancement Act H.R. 1271, the Veterans-Specific Education for Tomorrows Health Professionals Act of 2019 (VET HP Act) H.R. 1381/S. 554, the Burn Pit Registry Enhancement Act H.R. 1527, the Long Term Care Veterans Choice Act H.R. 1702, the Free Veterans from Fees Act H.R. 1718/S. 791, the GI Education Benefits Fairness Act H.R. 1721, the Veterans Healthcare Improvement Act H.R. 1722, the Build a Better VA Act H.R. 1749, the PFC Joseph P. Dwyer Peer Support Act H.R. 1750, the Supporting Veteran Families in Need Act H.R. 1911, the SFC Brian Woods Gold Star and Military Survivors Act H.R. 1963, the Expanding Care for Veterans Act H.R. 2045/S. 1003, the Veterans Education, Transition, and Opportunity Prioritization Plan Act of 2019 H.R. 2094/S. 1034, the CHAMPVA Childrens Care Protection Act of 2019 H.R. 2109, the Boosting Rates of American Veteran Employment (BRAVE) Act H.R. 2221/S. 1283, the Fry Scholarship Improvement Act of 2019 H.R. 2223, the Helping Homeless Veterans Act of 2019 H.R. 2224, the Homeless Veterans with Children Reintegration Act H.R. 2225 H.R. 2227/S. 1118, the Gold Star Spouses and Spouses of Injured Servicemembers Leasing Relief Expansion Act of 2019 H.R. 2333, the Support for Suicide Prevention Coordinators Act H.R. 2340, the Fostering Intergovernmental Health Transparency in Veterans Suicides Act H.R. 2398, the Veterans HOUSE Act H.R. 2435, the Accelerating Veterans Recovery Outdoors Act H.R. 2557, the Get Veterans a Doctor Now Act H.R. 2555, the Never Forgotten Korean War POW Act H.R. 2628, the VET CARE Act of 2019 H.R. 2645, the Newborn Care Improvement Act of 2019 H.R. 2681 H.R. 2716, the Protecting Gold Star Children Act of 2019 H.R. 2736, the Veterans Estate Transfer to Survivors Act H.R. 2752, the VA Newborn Emergency Treatment Act H.R. 2791, the Department of Veterans Affairs Tribal Advisory Committee Act of 2019 H.R. 2798, the Building Supportive Networks for Women Veterans Act H.R. 2803/S. 1461, the Access to Infertility Treatment and Care Act. H.R. 2816, the Vietnam-Era Veterans Hepatitis C Testing Enhancement Act of 2019 H.R. 2846, the Improving Veterans Access to Congressional Services Act H.R. 2866, the VA Community Infrastructure Act H.R. 2924, the Housing for Women Veterans Act H.R. 2934, the GI Bill Access to Career Credentials Act H.R. 2942/S. 3182, the HEALTH Act H.R. 2972 H.R. 2982, the Women Veterans Health Care Accountability Act H.R. 3010, the Honoring All Veterans Act H.R. 3036, the Breaking Barriers for Women Veterans Act H.R. 3083, the AIR Acceleration Act H.R. 3112, the For Profit Fraud Act H.R. 3221/S. 1047, the Dependency and Indemnity Compensation Improvement Act of 2019 H.R. 3224, the Deborah Sampson Act H.R. 3228, the VA Mission Telehealth Clarification Act H.R. 3350, the VA Emergency Transportation Act H.R. 3495, the IMPROVE Act H.R. 3504, the Ryan Kules Specially Adaptive Housing Improvement Act of 2019 H.R. 3535, the GI Bill Work Study Improvement Act of 2019 H.R. 3582 H.R. 3598, the FREED Vets Act H.R. 3636, the Caring for Our Women Veterans Act H.R. 3798, the Equal Access to Contraception for Veterans Act H.R. 3867, the Violence Against Women Veterans Act H.R. 4096, the Improving Oversight of Women Veterans' Care Act of 2019 H.R. 4138, the State Veterans Home Inspection Simplification Act H.R. 4154, the Leave No Veteran Behind Act H.R. 4182, the Women Veterans Support Act H.R. 4281, the ACCESS to Contraception Expansion for Veterans Act H.R. 4305, the Puppies Assisting Wounded Servicemembers (PAWS) for Veterans Therapy Act. H.R. 4334, the Improving Oversight of Women Veterans Care Act H.R. 4451, the Support Our Services to Veterans Caregivers Act H.R. 4526, the Brian Tally VA Employment Transparency Act H.R. 4554 H.R. 4588, the Modernizing VAs Records Management Program Act H.R. 4589 H.R. 4681, the National World War II Memorial Commemorative Coin Act H.R. 4748, the Justice for ALS Veterans Act of 2019 H.R. 4908, the Native American Veteran Parity in Access to Care Today Act H.R. 4920, the Department of Veterans Affairs Contracting Preference Consistency Act H.R. 4949, the VA Hospitals Establishing Leadership Performance Act H.R. 4985, the Veterans Residential Care Choice Act H.R. 5019, the Veterans Legal Support Act of 2019 H.R. 5030, the VA Suicide Prevention Services Accountability Act H.R. 5045, the Veteran Employment and Child Care Access Act H.R. 5048, the Fairness for Local Veteran Cemeteries Act H.R. 5245, the SHIELD for Veterans Act H.R. 5447 H.R. 5487, the Veterans Cemetery Grants Improvement Act H.R. 5610, the Fair Care for Vietnam Veterans Act H.R. 5639, the Chuck Osier Burial Benefits Act H.R. 5682, the Care for Veterans Act of 2020 H.R. 5697, the Veterans ACCESS Act of 2020 H.R. 5739, the Blast Exposure Protection Act H.R. 5750, the Streamlining GI Bill Processing Act of 2020 H.R. 5761, the Advancing Uniform Transportation Opportunities for Veterans (AUTO) Act H.R. 5766, the VET TEC Expansion Act H.R. 5724, the Same-Day Accountability for Veterans Enhancement Act H.R. 5781 H.R. 5867, the STOP Veteran Suicide and Substance Abuse Act H.R. 6013, the Veteran Families Financial Support Act H.R. 6039 H.R. 6060, the Veterans Burial Benefit Correction Act H.R. 6073 H.R. 6082, the Forgotten Vietnam Veterans Act H.R. 6092, the Veterans Prostate Cancer Treatment and Research Act H.R. 6141, the Protecting Moms Who Served Act H.R. 6157, the Transparency for Student Veterans Act H.R. 6168, the Veterans Compensation Cost-of-Living Adjustment Act of 2020 H.R. 6262, the Disabled Veterans Education Relief Act H.R. 6322, the Student Veteran Coronavirus Response Act of 2020 H.R. 6412 H.R. 6493, the Veterans Benefits Fairness and Transparency Act H.R. 6571, TEAM Veteran Caregivers Act H.R. 6589, the Department of Veterans Affairs Chief Financial Officer Authority and Collaboration Act of 2020 H.R. 6590 H.R. 6720, the Student Loan Forgiveness for Front-line Health Workers Act H.R. 6800, the Health and Economic Recovery Omnibus Emergency Solutions Act or the HEROES Act H.R. 6845, the No Coronavirus Copays for Veterans Act H.R.6933, the Caring for our Survivors Act of 2020 H.R. 6990, the Homeless Veterans CREDIT Act H.R. 7105, the DELIVER Act H.R. 7111/S. 3899, the Veterans Economic Recovery Act of 2020 H.R. 7163, the VA FOIA Reform Act of 2020 H.R. 7176, the Health Care Fairness for Military Families Act of 2020 H.R. 7287 H.R. 7443, the Veterans Claim Transparency Act of 2020 H.R. 7445 H.R. 7451 H.R. 7469, the Modernizing Veterans' Healthcare Eligibility Act H.R. 7504, the VA Clinical TEAM Culture Act of 2020 H.R. 7541, the VA Zero Suicide Demonstration Project Act H.R. 7727, the Burial Equity for Guards and Reserves Act of 2020 H.R. 7747, the VA Solid Start Reporting Act H.R. 7785 H.R. 7795, the Veterans Benefits Fairness and Transparency Act of 2020 H.R. 7879, the VA Telehealth Expansion Act H.R. 7888, the REACH VET Reporting Act H.R. 7926, the Ensuring Veterans Access Act H.R. 7964, the Peer Support for Veteran Families Act H.R. 8005, the Veterans Access to Online Treatment Act H.R. 8033, the Access to Suicide Prevention Coordinators Act H.R.8034, the Veterans Infertility Treatment Act of 2020 H.R. 8068, the American Indian and Alaska Native Veterans Mental Health Act H.R. 8084, the Lethal Means Safety Training Act H.R. 8107, the VA Emergency Department Safety Planning Act H.R. 8108, the VA Serious Mental Illness Act H.R. 8130, the VA Peer Specialists Act H.R. 8144, the VA Mental Health Staffing Improvement Act H.R. 8145, the VA Mental Health Counseling Act H.R. 8147, the TREAT Act H.R. 8148, the VA Data Analytics and Technology Assistance Act H.R. 8149, the VA Precision Medicine Act H.R. 8172, the VA Research Technology Act H.R. 8173, the VA High Altitude and Suicide Research Act H.R. 8212, the VA Expanded Care Hours (ECHO) Act H.R. 8237, the Protecting the Employment Rights of Servicemembers Act H.R. 8247, the Veterans COMPACT Act of 2020 H.R. 8257, the Transparency for Wounded Warriors Act H.R. 8261, the Presumptive Benefits for War Fighters Exposed to Burn Pits and Other Toxins Act of 2020 H.R. 8483 H. Res. 107, the SFC Sean Cooley and SPC Christopher Horton Congressional Gold Star Family Fellowship Program Act H. Res. 698 H. Res. 729 H. Con. Res. 10 H.J. Res. 94 House Draft Bill, to amend title 38, United States Code, to direct the Secretary of Veterans Affairs to establish a list of drugs that require an increased level of informed consent House Draft Bill, the ANS for Veterans ACCESS Act House Draft Bill, the Ensuring Veterans Smooth Transition Act House Draft Bill, the VA Research Technology Act House Draft Bill, the Veterans Burn Pits Exposure Recognition Act of 2020 House Draft Bill, the Improving VA Accountability to Prevent Sexual Harassment Act of 2020 House Draft Bill, Find our Valor Act House Draft Bill, TAP Modernization House Draft Bill, Expand caregiver benefits House Draft Bill, Modify the Interagency Program Office House Draft Bill, Hear our Heroes Act House Draft Bill, Relief for Defrauded Students Act of 2019 House Draft Bill, Criminal penalties for individuals acting as agents or attorneys for VA claims House Draft Bill, to establish in the Department of Veterans Affairs the Office of Womens Health House Draft Bill, Grants for VSOs for ADA Compliance House Draft Bill, the Blast Exposure Protection Act of 2019 House Draft Bill, the Protecting Moms Who Served Act House Draft Bill, Oath of Exit Act House Draft Bill, to amend title 38, USC to improve the Edith Nourse Rogers STEM scholarship program House Draft Bill, Class Evaluation Act House Draft Bill, to provide for an extended time frame for certain students to find employment following completion of VA high technology education program and for other purposes House Draft Bill, to provide for the eligibility of members of the Armed Forces on terminal leave for the VA high technology education program House Draft Bill, to increase the frequency of benefits under the VAs automobile assistance program House Draft Bill, to authorize VA to provide or assist in providing a second vehicle adapted for operation by disabled individuals to certain eligible persons. House Draft Bill, to reduce the loan fees paid by certain veterans who have been affected by major disasters and are obtaining new loan guarantees, insured, or made by VA House Draft Bill, to provide for the treatment by VA of for-profit educational institutions converted to non-profit educational institutions House Draft Bill, Veteran Transition Technology Act House Draft Bill, Native VetSuccess on Tribal Colleges and Universities Pilot Program House Draft Bill, direct VA to conduct consumer testing to improve the VAs internet website that provides individuals with postsecondary education information House Draft Bill, to clarify the location of an educational institution conducting programs of education exclusively by distance learning for purposes of the VA approval process House Draft Bill, to make certain improvements to educational assistance administered by VA and to the Transition Assistance Program and Skillbridge program of the Department of Defense House Draft Bill, Reducing Veteran Homelessness Act of 2020 House Draft Bill, Authorize VA to enter into a memorandum of understanding with the Secretary of Health and Human Services to coordinate case management services for veterans receiving housing vouchers under Tribal HUD-VASH program House Draft Bill, to authorize VA to reimburse a recipient of a certain grant, made by the Secretary relating to homeless veterans, the fee to use the homeless management information system House Draft Bill, to make a technical correction to clarify that colleges and universities located outside the United States may participate in the VA Yellow Ribbon Program House Draft Bill, to rename VAs Vocational Rehabilitation Program as the Vocational Readiness and Employment Program House Draft Bill, VA Vocational Rehabilitation and Employment program reform House Draft Bill, VA Spinal Cord Injury and Disorders nurse specialty pay House Draft Bill, regarding technical qualifications for licensed hearing aid specialists and appointment of such specialists House Draft Bill, to increase rates of VAs Aid and Attendance by 25 percent during the COVID-19 emergency House Draft Bill, to suspend the time limitation for the use of certain educational assistance by veterans, servicemembers, and their dependents House Draft Bill, to toll certain deadlines relating to claims for VA benefits during the emergency period resulting from the COVID-19 pandemic House Draft Bill, to improve VAs travel mileage rates House Draft Bill, the VA Community Care Act House Draft Bill, the VA Clinical TEAM Culture Act S. 123, the Ensuring Quality Care for our Veterans Act S. 179/H.R. 712, the VA Medicinal Cannabis Research Act of 2019 S. 221, the VA Provider Accountability Act S. 318, the VA Newborn Emergency Treatment Act S. 319, the Women Veterans and Families Health Services Act of 2019 S. 322, the Agent Orange Exposure Fairness Act S. 408, the Veterans Disability Compensation Automatic COLA Act of 2019 S. 450, the Veterans Improved Access and Care Act of 2019 S. 524, the Department of Veterans Affairs Tribal Advisory Committee Act of 2019 S. 598, the BRAVE Act of 2019 S. 679, the Honoring American Veterans in Extreme Need Act (HAVEN) of 2019 S. 760, the Support for Veterans in Effective Apprenticeships Act of 2019 S. 785, the Commander John Scott Hannon Veterans Mental Health Care Improvement Act and amendments S. 850, the Highly Rural Veteran Transportation Program Extension Act S. 1003, the Veterans' Education, Transition, and Opportunity Prioritization Plan Act of 2019 S. 1101, the Better Examiner Standards and Transparency for Veterans Act of 2019 S. 1316, the Wounded Warrior Research Enhancement Act S. 1563, the Janey Ensminger Act of 2019 S. 1934, the Parity in Veterans Health Care Rights Act S. 2022, the Paul Benne Specially Adaptive Housing Improvement Act of 2019 S. 2027 S. 2049 S. 2061, the Veterans Housing Opportunities and Unemployment Support Extension Act of 2019 S. 2216, the Transparency and Effective Accountability Measures (TEAM) for Veteran Caregivers Act S. 2336, the Department of Veterans Affairs Information Technology Reform Act of 2019 S. 2594, the Veterans Preference Parity Act S. 2822, the Post-9/11 Veteran Suicide Prevention Counseling Act S. 2864, the Sergeant Daniel Somers Veterans Network of Support Act of 2019 S. 2944, the Better and Robust Screening Today (BRST) Act S. 2950, the Veterans Burn Pits Exposure Recognition Act of 2019 S. 2966, the Rural Veterans Travel Enhancement Act of 2019 S. 3020, the Veteran Support and Outreach Act S. 2864, the Sergeant Daniel Somers Veterans Network of Support S. 3084 S. 3089 the BUILD for Veterans Act of 2019 S. 3091, the Justice for ALS Veterans Act S. 3110, the Identifying Barriers and Best Practices Study Act of 2019 S. 3224, the VA Research Approval Efficiency Act of 2020 S. 3393 S. 3587, the Department of Veterans Affairs Website Accessibility Act of 2019 S. 3761, the Veterans Claim Transparency Act of 2020 S. 3788, the Veterans Cemetery Grants Improvement Act of 2020 S. 3854, the Leasing Relief for Dependents of Fallen Heroes and Injured Servicemembers Act S. 3899, the Veterans Economic Recovery Act of 2020 S. 3925 S. 4002, the Servicemember Student Loan Affordability Act S. 4149 S. 4393, the TEAM Act of 2020 S. 4412, the Veterans Benefits Fairness and Transparency Act of 2020 S. 4511, the Veteran Benefits Enhancement and Expansion Act of 2020 S. 4545, the VA Zero Suicide Demonstration Project Act of 2020 S. 4572, the Presumptive Benefits for War Fighters Exposed to Burn Pits and Other Toxins Act of 2020 S. 4594, the Caring for the Survivors and Families of Veterans Act of 2020 Senate Draft Bill, the Veterans Educational Assistance Transparency and Accountability Improvement Act of 2020 Senate Draft Bill, VA Provider Accountability Act Senate Draft Bill, extending the authority of VA to continue to pay educational assistance or subsistence allowances to eligible persons when educational institutions are temporarily closed, and for other purposes Senate Draft Bill, the Enhancing Veterans Access to Legal Services Act of 2019 or the EVALS Act of 2019 Senate Draft Bill, the Protection and Advocacy for Veterans Act Senate Draft Bill, to improve the ability of veterans to access and submit VA disability benefit questionnaire forms Senate Draft Bill, the Veterans Exposure to Toxic Substances Act of 2020 Senate Draft Bill, the Vets Benefits Fair Transparency Act Implementation of P.L. 113-146, the Veterans Access, Choice, and Accountability Act Implementation of P.L. 115-55, the Veterans Appeals Improvement and Modernization Act of 2017 Implementation of P.L. 115-48, the Harry W. Colmery Veterans Educational Assistance Act of 2017 Implementation of P.L. 115-182, the VA MISSION Act of 2018 Implementation of P.L. 115-41, the Department of Veterans Affairs Accountability & Whistleblower Protection Act Implementation of P.L. 116-123, the Blue Water Navy Vietnam Veterans Act of 2019 Implementation of P.L. 116-154, the Ryan Kules and Paul Benne Specially Adaptive Housing Improvement Act of 2019 Discussions on women veterans health care Discussions regarding reducing veterans and servicemembers suicide rates Discussions regarding improved access to IVF Discussions of improved access to VA long-term services and supports, including caregiver supports Discussions regarding the Transition Assistance Program Discussed collection of veterans demographic information to research potential benefits and services disparities Discussions regarding delay in implementation of the AIR Act provisions of P.L. 115-182 Discussions regarding improving access to adaptive automobiles for catastrophically disabled veterans

Client expense: $78,368 · Firm income: Not reported

Government targets: AMTRAK - Natl Railroad Passenger Corporation, Centers For Medicare and Medicaid Services (CMS), Education, Dept of, Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Institutes of Health (NIH), SENATE, Social Security Administration (SSA), Transportation Security Administration (TSA), Transportation, Dept of (DOT), U.S. Architectural & Transportation Barriers Compliance Board (ACCESS), Veterans Affairs, Dept of (VA), Veterans Employment & Training Service

H.R. 7439 - To establish the Retirement Savings Lost and Found, and for other purposes. H.R. 6800 - Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act H.R. 6276 - Retirement Parity for Student Loans Act H.R. 6257 - Public Service Retirement Fairness Act of 2020 H.R. 4035 - Pension and Budget Integrity Act of 2019 H.R. 1994 - The Setting Every Community Up for Retirement Enhancement Act of 2019 H.R. 1865 - Further Consolidated Appropriations Act, 2020 H.R. 1516 - Wall Street Tax Act of 2019 H.R. 1007 - Retirement Enhancement and Savings Act of 2019 H.R. 748 - Coronavirus Aid, Relief, and Economic Security (CARES) Act H.R. 397 - Rehabilitation of Multiemployer Pensions Act of 2019 S. 4192 - A bill to increase portability of and access to retirement savings, and for other purposes. S. 2962 - Higher Education Loan Payment and Enhanced Retirement Act of 2019 S. 2370 - Automatic IRA Act of 2019 S. 1431 - Retirement Security and Savings Act S. 1428 - Retirement Parity for Student Loans Act S. 972 - Retirement Enhancement and Savings Act S. 647 - Wall Street Tax Act of 2019 S. 322 - The SIMPLE Plan Modernization Act S. 321 - Retirement Security Act of 2019

Client expense: $72,117 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Labor, Dept of (DOL), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC)

H.R. 2005 - Women's Retirement Protection Act of 2019; entire bill H.R. 5676 - Retirement Plan Modernization Act; entire bill H.R. 6562 - the Securing Additional Value for Every Retirement Saver (SAVERS) Act; entire bill H.R. 6958 - To allow provide that the unused balance of a dependent care flexible spending arrangement at the end of plan year 2020 may be rolled over to the following plan year; entire bill H.R. 7008 - The Family Savings Flexibility Act; entire bill H.R. 7016 - Fairness for Early Withdrawers Act; entire bill S. 321 - Retirement Security Act of 2019; entire bill S. 322 - SIMPLE Plan Modernization Act; entire bill S. 1011 - To amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to modify the requirements for multiple employer plans, and for other purposes; entire bill S. 1018 - Refunds to Rainy Day Savings Act; entire bill S. 1019 - Strengthening Financial Security Through Short-Term Savings Accounts Act of 2019; entire bill S. 1020 - Retirement Flexibility Act; entire bill S. 1428 - Retirement Parity for Student Loans Act; entire bill S. 1431 - Retirement Security and Savings Act of 2019; entire bill S. 3417 - Information Needed for Financial Options Risk Mitigation (INFORM) Act; entire bill Not Yet Introduced: Proposal for an employer retirement plan requirement sponsored Rep. Richard Neal

Client expense: $90,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 95, the Homeless Veteran Families Act H.R. 96 H.R. 100, the Veteran Overmedication and Suicide Prevention Act of 2019 H.R. 299, the Blue Water Navy Vietnam Veterans Act of 2019 H.R. 444, the Reduce Unemployment for Veterans of All Ages Act of 2019 H.R. 445, the Help Hire Our Heroes Act H.R. 464 H.R. 485, the Veterans Reimbursement for Emergency Ambulance Services Act H.R. 561, the Preparing Business Opportunities for Veterans Act of 2019 H.R. 566, the Agent Orange Exposure Fairness Act H.R. 592, the Protect Veterans from Financial Fraud Act H.R. 663/S. 191, the Burn Pits Accountability Act H.R. 712, the VA Medicinal Cannabis Research Act of 2019 H.R. 840, the Veterans Access to Child Care Act H.R. 1163/S. 902, the VA Hiring Enhancement Act H.R. 1271, the Veterans-Specific Education for Tomorrows Health Professionals Act of 2019 (VET HP Act) H.R. 1381/S. 554, the Burn Pit Registry Enhancement Act H.R. 1527, the Long Term Care Veterans Choice Act H.R. 1718/S. 791, the GI Education Benefits Fairness Act H.R. 1721, the Veterans Healthcare Improvement Act H.R. 1722, the Build a Better VA Act H.R. 1749, the PFC Joseph P. Dwyer Peer Support Act H.R. 1750, the Supporting Veteran Families in Need Act H.R. 1911, the SFC Brian Woods Gold Star and Military Survivors Act H.R. 1963, the Expanding Care for Veterans Act H.R. 2045/S. 1003, the Veterans Education, Transition, and Opportunity Prioritization Plan Act of 2019 H.R. 2094/S. 1034, the CHAMPVA Childrens Care Protection Act of 2019 H.R. 2109, the Boosting Rates of American Veteran Employment (BRAVE) Act H.R. 2221/S. 1283, the Fry Scholarship Improvement Act of 2019 H.R. 2223, the Helping Homeless Veterans Act of 2019 H.R. 2224, the Homeless Veterans with Children Reintegration Act H.R. 2225 H.R. 2227/S. 1118, the Gold Star Spouses and Spouses of Injured Servicemembers Leasing Relief Expansion Act of 2019 H.R. 2333, the Support for Suicide Prevention Coordinators Act H.R. 2340, the Fostering Intergovernmental Health Transparency in Veterans Suicides Act H.R. 2398, the Veterans HOUSE Act H.R. 2435, the Accelerating Veterans Recovery Outdoors Act H.R. 2557, the Get Veterans a Doctor Now Act H.R. 2555, the Never Forgotten Korean War POW Act H.R. 2628, the VET CARE Act of 2019 H.R. 2645, the Newborn Care Improvement Act of 2019 H.R. 2681 H.R. 2716, the Protecting Gold Star Children Act of 2019 H.R. 2736, the Veterans Estate Transfer to Survivors Act H.R. 2752, the VA Newborn Emergency Treatment Act H.R. 2791, the Department of Veterans Affairs Tribal Advisory Committee Act of 2019 H.R. 2798, the Building Supportive Networks for Women Veterans Act H.R. 2803/S. 1461, the Access to Infertility Treatment and Care Act. H.R. 2816, the Vietnam-Era Veterans Hepatitis C Testing Enhancement Act of 2019 H.R. 2846, the Improving Veterans Access to Congressional Services Act H.R. 2866, the VA Community Infrastructure Act H.R. 2924, the Housing for Women Veterans Act H.R. 2934, the GI Bill Access to Career Credentials Act H.R. 2942/S. 3182, the HEALTH Act H.R. 2972 H.R. 2982, the Women Veterans Health Care Accountability Act H.R. 3010, the Honoring All Veterans Act H.R. 3036, the Breaking Barriers for Women Veterans Act H.R. 3083, the AIR Acceleration Act H.R. 3112, the For Profit Fraud Act H.R. 3221/S. 1047, the Dependency and Indemnity Compensation Improvement Act of 2019 H.R. 3224, the Deborah Sampson Act H.R. 3228, the VA Mission Telehealth Clarification Act H.R. 3350, the VA Emergency Transportation Act H.R. 3495, the IMPROVE Act H.R. 3504, the Ryan Kules Specially Adaptive Housing Improvement Act of 2019 H.R. 3535, the GI Bill Work Study Improvement Act of 2019 H.R. 3598, the FREED Vets Act H.R. 3636, the Caring for Our Women Veterans Act H.R. 3798, the Equal Access to Contraception for Veterans Act H.R. 3867, the Violence Against Women Veterans Act H.R. 4096, the Improving Oversight of Women Veterans' Care Act of 2019 H.R. 4138, the State Veterans Home Inspection Simplification Act H.R. 4154, the Leave No Veteran Behind Act H.R. 4182, the Women Veterans Support Act H.R. 4281, the ACCESS to Contraception Expansion for Veterans Act H.R. 4305, the Puppies Assisting Wounded Servicemembers (PAWS) for Veterans Therapy Act. H.R. 4334, the Improving Oversight of Women Veterans Care Act H.R. 4451, the Support Our Services to Veterans Caregivers Act H.R. 4526, the Brian Tally VA Employment Transparency Act H.R. 4554 H.R. 4588, the Modernizing VAs Records Management Program Act H.R. 4589 H.R. 4681, the National World War II Memorial Commemorative Coin Act H.R. 4748, the Justice for ALS Veterans Act of 2019 H.R. 4908, the Native American Veteran Parity in Access to Care Today Act H.R. 4920, the Department of Veterans Affairs Contracting Preference Consistency Act H.R. 4949, the VA Hospitals Establishing Leadership Performance Act H.R. 4985, the Veterans Residential Care Choice Act H.R. 5030, the VA Suicide Prevention Services Accountability Act H.R. 5045, the Veteran Employment and Child Care Access Act H.R. 5447, to provide certain veterans with nonarticulating trailers H.R. 5610, the Fair Care for Vietnam Veterans Act H.R. 5682, the Care for Veterans Act of 2020 H.R. 5697, the Veterans ACCESS Act of 2020 H.R. 5739, the Blast Exposure Protection Act H.R. 5750, the Streamlining GI Bill Processing Act of 2020 H.R. 5761, the Advancing Uniform Transportation Opportunities for Veterans (AUTO) Act H.R. 5766, the VET TEC Expansion Act H.R. 5724, the Same-Day Accountability for Veterans Enhancement Act H.R. 5781 H.R. 6013, the Veteran Families Financial Support Act H.R. 6073 H.R. 6092, the Veterans Prostate Cancer Treatment and Research Act H.R. 6157, the Transparency for Student Veterans Act H.R. 6168, the Veterans Compensation Cost-of-Living Adjustment Act of 2020 H.R. 6262, the Disabled Veterans Education Relief Act H.R. 6322, the Student Veteran Coronavirus Response Act of 2020 H.R. 6412 H.R.6493, the Veterans Benefits Fairness and Transparency Act H.R. 6571, TEAM Veteran Caregivers Act H.R. 6590 H.R. 6720, the Student Loan Forgiveness for Front-line Health Workers Act H.R. 6800, the Health and Economic Recovery Omnibus Emergency Solutions Act or the HEROES Act H.R. 6845, the No Coronavirus Copays for Veterans Act H.R.6933, the Caring for our Survivors Act of 2020 H.R. 6990, the Homeless Veterans CREDIT Act H.R. 7111/S. 3899, the Veterans Economic Recovery Act of 2020 H.R. 7176, the Health Care Fairness for Military Families Act of 2020 H.R. 7451 H. Res. 107, the SFC Sean Cooley and SPC Christopher Horton Congressional Gold Star Family Fellowship Program Act H. Res. 698 H. Res. 729 H. Con. Res. 10 House Draft Bill, Find our Valor Act House Draft Bill, TAP Modernization House Draft Bill, Expand caregiver benefits House Draft Bill, Modify the Interagency Program Office House Draft Bill, Hear our Heroes Act House Draft Bill, Relief for Defrauded Students Act of 2019 House Draft Bill, Criminal penalties for individuals acting as agents or attorneys for VA claims House Draft Bill, to establish in the Department of Veterans Affairs the Office of Womens Health House Draft Bill, Grants for VSOs for ADA Compliance House Draft Bill, the Blast Exposure Protection Act of 2019 House Draft Bill, the Protecting Moms Who Served Act House Draft Bill, Oath of Exit Act House Draft Bill, to amend title 38, USC to improve the Edith Nourse Rogers STEM scholarship program House Draft Bill, Class Evaluation Act House Draft Bill, to provide for an extended time frame for certain students to find employment following completion of VA high technology education program and for other purposes House Draft Bill, to provide for the eligibility of members of the Armed Forces on terminal leave for the VA high technology education program House Draft Bill, to increase the frequency of benefits under the VAs automobile assistance program House Draft Bill, to authorize VA to provide or assist in providing a second vehicle adapted for operation by disabled individuals to certain eligible persons. House Draft Bill, to reduce the loan fees paid by certain veterans who have been affected by major disasters and are obtaining new loan guarantees, insured, or made by VA House Draft Bill, to provide for the treatment by VA of for-profit educational institutions converted to non-profit educational institutions House Draft Bill, Veteran Transition Technology Act House Draft Bill, Native VetSuccess on Tribal Colleges and Universities Pilot Program House Draft Bill, direct VA to conduct consumer testing to improve the VAs internet website that provides individuals with postsecondary education information House Draft Bill, to clarify the location of an educational institution conducting programs of education exclusively by distance learning for purposes of the VA approval process House Draft Bill, to make certain improvements to educational assistance administered by VA and to the Transition Assistance Program and Skillbridge program of the Department of Defense House Draft Bill, Reducing Veteran Homelessness Act of 2020 House Draft Bill, Authorize VA to enter into a memorandum of understanding with the Secretary of Health and Human Services to coordinate case management services for veterans receiving housing vouchers under Tribal HUD-VASH program House Draft Bill, to authorize VA to reimburse a recipient of a certain grant, made by the Secretary relating to homeless veterans, the fee to use the homeless management information system House Draft Bill, to make a technical correction to clarify that colleges and universities located outside the United States may participate in the VA Yellow Ribbon Program House Draft Bill, to rename VAs Vocational Rehabilitation Program as the Vocational Readiness and Employment Program House Draft Bill, VA Vocational Rehabilitation and Employment program reform House Draft Bill, VA Spinal Cord Injury and Disorders nurse specialty pay House Draft Bill, regarding technical qualifications for licensed hearing aid specialists and appointment of such specialists House Draft Bill, to increase rates of VAs Aid and Attendance by 25 percent during the COVID-19 emergency House Draft Bill, to suspend the time limitation for the use of certain educational assistance by veterans, servicemembers, and their dependents House Draft Bill, to toll certain deadlines relating to claims for VA benefits during the emergency period resulting from the COVID-19 pandemic House Draft Bill, to improve VAs travel mileage rates House Draft Bill, the VA Community Care Act House Draft Bill, the VA Clinical TEAM Culture Act S. 123, the Ensuring Quality Care for our Veterans Act S. 179/H.R. 712, the VA Medicinal Cannabis Research Act of 2019 S. 221, the VA Provider Accountability Act S. 318, the VA Newborn Emergency Treatment Act S. 319, the Women Veterans and Families Health Services Act of 2019 S. 322, the Agent Orange Exposure Fairness Act S. 408, the Veterans Disability Compensation Automatic COLA Act of 2019 S. 450, the Veterans Improved Access and Care Act of 2019 S. 524, the Department of Veterans Affairs Tribal Advisory Committee Act of 2019 S. 598, the BRAVE Act of 2019 S. 679, the Honoring American Veterans in Extreme Need Act (HAVEN) of 2019 S. 760, the Support for Veterans in Effective Apprenticeships Act of 2019 S. 785, the Commander John Scott Hannon Veterans Mental Health Care Improvement Act and amendments S. 850, the Highly Rural Veteran Transportation Program Extension Act S. 1003, the Veterans' Education, Transition, and Opportunity Prioritization Plan Act of 2019 S. 1101, the Better Examiner Standards and Transparency for Veterans Act of 2019 S. 1316, the Wounded Warrior Research Enhancement Act S. 1563, the Janey Ensminger Act of 2019 S. 1934, the Parity in Veterans Health Care Rights Act S. 2022, the Paul Benne Specially Adaptive Housing Improvement Act of 2019 S. 2027 S. 2049 S. 2061, the Veterans Housing Opportunities and Unemployment Support Extension Act of 2019 S. 2216, the Transparency and Effective Accountability Measures (TEAM) for Veteran Caregivers Act S. 2336, the Department of Veterans Affairs Information Technology Reform Act of 2019 S. 2594, the Veterans Preference Parity Act S. 2822, the Post-9/11 Veteran Suicide Prevention Counseling Act S. 2864, the Sergeant Daniel Somers Veterans Network of Support Act of 2019 S. 2944, the Better and Robust Screening Today (BRST) Act S. 2950, the Veterans Burn Pits Exposure Recognition Act of 2019 S. 2966, the Rural Veterans Travel Enhancement Act of 2019 S. 3020, the Veteran Support and Outreach Act S. 2864, the Sergeant Daniel Somers Veterans Network of Support S. 3084 S. 3089 the BUILD for Veterans Act of 2019 S. 3091, the Justice for ALS Veterans Act S. 3110, the Identifying Barriers and Best Practices Study Act of 2019 S. 3224, the VA Research Approval Efficiency Act of 2020 S. 3393 S. 3761, the Veterans Claim Transparency Act of 2020 S. 3788, the Veterans Cemetery Grants Improvement Act of 2020 S. 3854, the Leasing Relief for Dependents of Fallen Heroes and Injured Servicemembers Act S. 3925 S. 4002, the Servicemember Student Loan Affordability Act S. 4149 Senate Draft Bill, VA Provider Accountability Act Senate Draft Bill, extending the authority of VA to continue to pay educational assistance or subsistence allowances to eligible persons when educational institutions are temporarily closed, and for other purposes Senate Draft Bill, the Enhancing Veterans Access to Legal Services Act of 2019 or the EVALS Act of 2019 Senate Draft Bill, the Protection and Advocacy for Veterans Act Senate Draft Bill, to improve the ability of veterans to access and submit VA disability benefit questionnaire forms Senate Draft Bill, the Veterans Exposure to Toxic Substances Act of 2020 Senate Draft Bill, the Vets Benefits Fair Transparency Act Implementation of P.L. 113-146, the Veterans Access, Choice, and Accountability Act Implementation of P.L. 115-55, the Veterans Appeals Improvement and Modernization Act of 2017 Implementation of P.L. 115-48, the Harry W. Colmery Veterans Educational Assistance Act of 2017 Implementation of P.L. 115-182, the VA MISSION Act of 2018 Implementation of P.L. 115-41, the Department of Veterans Affairs Accountability & Whistleblower Protection Act Implementation of P.L. 116-123, the Blue Water Navy Vietnam Veterans Act of 2019 Discussions on women veterans health care Discussions regarding reducing veterans and servicemembers suicide rates Discussions regarding improved access to IVF Discussions of improved access to VA long-term services and supports, including caregiver supports Discussions regarding the Transition Assistance Program Discussed collection of veterans demographic information to research potential benefits and services disparities Discussions regarding delay in implementation of the AIR Act provisions of P.L. 115-182

Client expense: $71,212 · Firm income: Not reported

Government targets: AMTRAK - Natl Railroad Passenger Corporation, Architectural & Transportation Barriers Compliance Board, Centers For Medicare and Medicaid Services (CMS), Education, Dept of, Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Institutes of Health (NIH), SENATE, Social Security Administration (SSA), Transportation Security Administration (TSA), Transportation, Dept of (DOT), Veterans Affairs, Dept of (VA), Veterans Employment & Training Service

DOL - EBSA Proposed Definition of Employer under Section 3(5) of ERISA - Association Retirement Plans and Other Multiple-Employer Plans Rule (29 CFR Part 2510). DOL - EBSA Request for Information - Open MEPs and Other Issues under Section 3(5) of the Employee Retirement Income Security Act (29 CFR Parts 2510). DOL - EBSA Proposed Rulemaking Default Electronic Disclosure by Employee Pension Benefit Plans Under ERISA (29 CFR Part 2520 RIN 1210-AB90). DOL - EBSA Proposed PTE for Pooled Employer Plans Under the SECURE Act and Other Multiple Employer Plans RFI (85 FR 36880 - Application No. D-12010 - Document Number: 2020-13142). DOL - EBSA Proposed Financial Factors in Selecting Plan Investments Rule (85 FR 39113 - 29 CFR 2550 - RIN: 1210-AB95 - Document Number: 2020-13705). SEC Proposal - Updated Disclosure Requirements and Summary Prospectus for Variable Annuity and Variable Life Insurance Contracts (17 CFR Parts 230, 232, 239, 240, 270, and 274). Legislation and rulemaking affecting annuities, variable life products and retirement savings including Trump Administration and Congressional proposals on tax reform. Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions. Treasury - IRS Proposed Rulemaking: Multiple Employer Plans (26 CFR Part 1 [REG-121508-18] RIN 1545-BO97). Treasury - IRS Proposed Rulemaking: Updated Life Expectancy and Distribution Period Tables Used for Purposes of Determining Minimum Required Distributions (26 CFR Part 1 [REG-132210-18] RIN 1545-BP11). Proposals at the Department of Labor for increasing Americans' access to guaranteed lifetime income solutions. Department of Labor rule to expand the scope of persons and entities that would be considered a fiduciary under the Employee Retirement Income Security Act. The Receiving Electronic Statements to Improve Retiree Earnings Act (H.R. 4610 - 115th Congress). The Automatic Retirement Plan Act of 2017 (H.R. 4523 - 115th Congress). The Retirement Plan Simplification Act of 2017 (H.R. 4524 - 115th Congress). Elder Protection and Abuse Prevention Act (H.R. 6744 - 115th Congress). Women's Retirement Protection Act (S.975/H.R. 2005- 116th Congress). Retirement Security Flexibility Act of 2019 (S.1020 - 116th Congress). Refund to Rainy Day Savings Act (S.1018 - 116th Congress). A bill to amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to modify the requirements for multiple employer plans, and for other purposes (S.1011 - 116th Congress). Strengthening Financial Security Through Short-Term Savings Accounts Act of 2019 (S.1019 - 116th Congress). Savings for the Future Act (H.R. 2120 - 116th Congress). Social Security 2100 Act (S.269/H.R. 860 - 116th Congress). SIMPLE Plan Modernization Act (S.322 - 116th Congress). Retirement Security Act of 2019 (S.321 - 116th Congress). Surviving Widow(er) Income Fair Treatment (SWIFT) Act (S.345 - 116th Congress). SEC Disclosure Effectiveness Testing Act (H.R. 1815 - 116th Congress). Retirement Security for American Workers Act (H.R. 1907 - 116th Congress). Senior Security Act (H.R. 1876 - 116th Congress). Expanding Access to Retirement Savings for Caregivers Act (H.R. 3078 - 116th Congress). Retirement Parity for Student Loans Act (S.1428 - 116th Congress). Legacy IRA Act (S.1257 - 116th Congress). Retirement Security Preservation Act of 2019 (S.2352 - 116th Congress). Implementation of Coronavirus Aid, Relief and Economic Security (CARES) Act (Public Law No: 116-136). DOL implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). Treasury/IRS implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). SEC implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2020 (H.R. 6364). The Registration of Linked Indexed Annuity (RILA) Act (S.3795/H.R. 6994). Securing Additional Value for Every Retirement Saver (SAVERS) Act (H.R.6562). Application of ERISA to Insurance Company General Accounts and General Account Contracts (H.R. 7278 - 115th Session). The Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act (H.R. 6800). Senior Investor Pandemic and Fraud Protection Act - House Financial Services National Security, International Development and Monetary Policy Subcommittee (Discussion Draft). The Secure and Fair Enforcement (SAFE) Banking Act (S.1200/H.R. 1595 - 116th Congress). The Servicemember Retirement Improvement Act (H.R. 905 - 116th Congress).

Client expense: $130,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Legislation and rulemaking affecting annuities, variable life products and retirement savings, including Trump Administration and Congressional proposals on tax reform. Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions that proposed changes to the Internal Revenue Code, including, but not limited to, the Department of the Treasury's Longevity Annuity Contracts Notice of Proposed Rulemaking (REG-115809-11). Treasury - IRS Proposed Rulemaking: Updated Life Expectancy and Distribution Period Tables Used for Purposes of Determining Minimum Required Distributions (26 CFR Part 1 [REG-132210-18] RIN 1545-BP11). Treasury - IRS Proposed Rulemaking: Multiple Employer Plans (26 CFR Part 1 [REG-121508-18] RIN 1545-BO97). DOL - EBSA Request for Information - Open MEPs and Other Issues under Section 3(5) of the Employee Retirement Income Security Act (29 CFR Parts 2510). DOL - EBSA Proposed PTE for Pooled Employer Plans Under the SECURE Act and Other Multiple Employer Plans RFI (85 FR 36880 - Application No. D-12010 - Document Number: 2020-13142). DOL - EBSA Proposed Financial Factors in Selecting Plan Investments Rule (85 FR 39113 - 29 CFR 2550 - RIN: 1210-AB95 - Document Number: 2020-13705). Treasury Department - IRS - Multiple Employer Plans - (26 CFR Part 1 [REG-121508-18]). The Automatic Retirement Plan Act of 2017 (H.R. 4523 - 115th Congress). The Retirement Plan Simplification Act of 2017 (H.R. 4524 - 115th Congress). The Receiving Electronic Statements To Improve Retiree Earnings Act (H.R. 4610 - 115th Congress). Women's Retirement Protection Act (S.975/H.R. 2005 - 116th Congress). Retirement Security Flexibility Act of 2019 (S.1020 - 116th Congress). Refund to Rainy Day Savings Act (S.1018 - 116th Congress). A bill to amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to modify the requirements for multiple employer plans, and for other purposes (S.1011 - 116th Congress). Strengthening Financial Security Through Short-Term Savings Accounts Act of 2019 (S.1019 - 116th Congress). Savings for the Future Act (H.R. 2120 - 116th Congress). Social Security 2100 Act (S.269/H.R. 860 - 116th Congress). SIMPLE Plan Modernization Act (S.322 - 116th Congress). Retirement Security Act of 2019 (S.321 - 116th Congress). Surviving Widow(er) Income Fair Treatment (SWIFT) Act (S.345 - 116th Congress). Wall Street Tax Act of 2019 (S.647/H.R. 1516 - 116th Congress). Expanding Access to Retirement Savings for Caregivers Act (H.R. 3078 - 116th Congress). Retirement Parity for Student Loans Act (S.1428 - 116th Congress). Legacy IRA Act (S.1257 - 116th Congress). Inclusive Prosperity Act of 2019 (S.1587/H.R. 2923 - 116th Congress). Retirement Security Preservation Act of 2019 (S.2352 - 116th Congress). Securing Additional Value for Every Retirement Saver (SAVERS) Act (H.R. 6562). The Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act (H.R. 6800). The Servicemember Retirement Improvement Act (H.R. 905 - 116th Congress). Implementation of the Coronavirus Aid, Relief and Economic Security (CARES) Act (Public Law No: 116-136). DOL implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). Treasury/IRS implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). SEC implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94).

Client expense: $130,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 748 - Coronavirus Aid, Relief and Economic Security Act (CARES Act); provisions relating to retirement H.R. 1957 - Taxpayer First Act of 2019; provisions relating to 1099 filings, e-signatures, taxpayer income verification H.R. 1993 - Providing Retirement Security to Workers in Small Businesses, Cooperatives, and Service Organizations Act of 2019; entire bill H.R. 2005 - Women's Retirement Protection Act of 2019; entire bill H.R. 2367 - Lifetime Income Disclosure Act; entire bill H.R. 5676 - Retirement Plan Modernization Act; entire bill S. 321 - Retirement Security Act of 2019; entire bill S. 322 - SIMPLE Plan Modernization Act; entire bill S. 1011 - To amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to modify the requirements for multiple employer plans, and for other purposes; entire bill S. 1018 - Refunds to Rainy Day Savings Act; entire bill S. 1019 - Strengthening Financial Security Through Short-Term Savings Accounts Act of 2019; entire bill S. 1020 - Retirement Flexibility Act; entire bill S. 1428 - Retirement Parity for Student Loans Act; entire bill S. 1431 - Retirement Security and Savings Act of 2019; entire bill S. 2370 - Automatic IRA Act of 2019; entire bill Not Yet Introduced: Proposal for an employer retirement plan requirement sponsored Rep. Richard Neal

Client expense: $390,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 4035 - Pension and Budget Integrity Act of 2019 H.R. 1994 - The Setting Every Community Up for Retirement Enhancement Act of 2019 H.R. 1865 - Further Consolidated Appropriations Act, 2020 H.R. 1516 - Wall Street Tax Act of 2019 H.R. 1007 - Retirement Enhancement and Savings Act of 2019 H.R. 397 - Rehabilitation of Multiemployer Pensions Act of 2019 S. 2962 - Higher Education Loan Payment and Enhanced Retirement Act of 2019 S. 2370 - Automatic IRA Act of 2019 S. 1431 - Retirement Security and Savings Act S. 1428 - Retirement Parity for Student Loans Act S. 972 - Retirement Enhancement and Savings Act S. 647 - Wall Street Tax Act of 2019 S. 322 - The SIMPLE Plan Modernization Act S. 321 - Retirement Security Act of 2019

Client expense: $137,621 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Labor, Dept of (DOL), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC)

H.R. 1865, the Further Consolidated Appropriations Act of 2020. Issue: Retirement Security, Inclusion of the SECURE Act within this government funding bill. H.R.1007 - Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms S. 972, Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms H.R. 1997, the Setting Every Community up for Retirement Act. Issue: retirement security reforms H.R. 1439, the Increasing Access to a Secure Retirement Act Issue: Provides a fiduciary safe harbor to the selection of an annuity provider. H.R.1994 - Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE). Issue: retirement security reforms H.R. 1993, Providing Retirement Security to Workers in Small Businesses, Cooperatives, and Service Organizations Act of 2019. Issue: Retirement Security, Open Multiple Employer Plans. Saving for the Future Act. Issue: Mandated retirement account employer match. S. 322, SIMPLE Plan Modernization Act. Issue: Makes improvements to SIMPLE retirement accounts and ease the transition from a SIMPLE plan to a 401(k) plan. S. 321, the Retirement Security Act of 2019. Issue: Allows for open MEPs. S. 1431, Retirement Security and Savings Act of 2019. Retirement Security. S. 1428, Retirement Parity for Student Loans Act, Student Loan Retirement Match. H.R. 4849, the Upward Mobility Enhancement Act of 2019, Employer Provided Student Loan Repayment. S.1011, The Small Business Employees Retirement Enhancement Act, Open MEPs. S.1020, The Retirement Flexibility Act, Retirement Security, automatic enrollment/escalation. S.1019, The Strengthening Financial Security Through Short-Term Savings Act, Retirement Security. Addresses retirement plan leakage. S.1018,The Refund to Rainy Day Savings Act, Retirement Savings. Utilizes tax return for retirement savings. S. 2370, Automatic IRA Act of 2019. The legislation would mandate that most employers that do not offer their employees another type of retirement plan, establish an automatic enrollment, payroll deduction program with contributions withheld from employee pay and contributed to an IRA or retirement bond. Bipartisan Budget Act of 2019, Bipartisan Budget Agreement for Fiscal Years 2020 and 2021 agreed to White House and Congress. Electronic Delivery Advocacy. (no bill number) Proposal would make electronic delivery the default distribution method for plan documents. Opt-out available. H.R.1185 - FAMILY Act. Issue: paid family and medical leave H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave S.463 - FAMILY Act. Issue: paid family and medical leave S.920 - New Parents Act of 2019. Issue: paid family and medical leave Discussion draft - CRADLE Act. Issue: paid family and medical leave Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave

Client expense: $340,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of

S. 1431 - Retirement Securities and Savings Act H.R. 1439 - Increasing Access to a Secure Retirement Act of 2019 S. 321 Retirement Security Act of 2019 S. 322 - SIMPLE Plan Modernization Act S. 541 - Portable Benefits for Independent Workers Pilot Program Act S. 309 - For the 99.9 Percent Act H.R. 521 - Permanently Repeal the Estate Tax Act of 2019 H.R. 281 / S. 215 - Death Tax Repeal Act of 2019 H.R. 651 - Charitable Giving Tax Deduction Act H.R. 216 - Main Street Tax Certainty Act Issues related to estate tax, life insurance, and retirement planning

Client expense: $420,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 95, the Homeless Veteran Families Act H.R. 96 H.R. 100, the Veteran Overmedication and Suicide Prevention Act of 2019 H.R. 299, the Blue Water Navy Vietnam Veterans Act of 2019 H.R. 444, the Reduce Unemployment for Veterans of All Ages Act of 2019 H.R. 445, the Help Hire Our Heroes Act H.R. 485, the Veterans Reimbursement for Emergency Ambulance Services Act H.R. 561, the Preparing Business Opportunities for Veterans Act of 2019 H.R. 566, the Agent Orange Exposure Fairness Act H.R. 592, the Protect Veterans from Financial Fraud Act H.R. 663/S. 191, the Burn Pits Accountability Act H.R. 712, the VA Medicinal Cannabis Research Act of 2019 H.R. 840, the Veterans Access to Child Care Act H.R. 1163/S. 902, the VA Hiring Enhancement Act H.R. 1271, the Veterans-Specific Education for Tomorrows Health Professionals Act of 2019 (VET HP Act) H.R. 1381/S. 554, the Burn Pit Registry Enhancement Act H.R. 1527, the Long Term Care Veterans Choice Act H.R. 1718/S. 791, the GI Education Benefits Fairness Act H.R. 1721, the Veterans Healthcare Improvement Act H.R. 1722, the Build a Better VA Act H.R. 1749, the PFC Joseph P. Dwyer Peer Support Act H.R. 1750, the Supporting Veteran Families in Need Act H.R. 1963, the Expanding Care for Veterans Act H.R. 2045/S. 1003, the Veterans Education, Transition, and Opportunity Prioritization Plan Act of 2019 H.R. 2094/S. 1034, the CHAMPVA Childrens Care Protection Act of 2019 H.R. 2109, the Boosting Rates of American Veteran Employment (BRAVE) Act H.R. 2223, the Helping Homeless Veterans Act of 2019 H.R. 2224, the Homeless Veterans with Children Reintegration Act H.R. 2225 H.R. 2227/S. 1118, the Gold Star Spouses and Spouses of Injured Servicemembers Leasing Relief Expansion Act of 2019 H.R. 2333, the Support for Suicide Prevention Coordinators Act H.R. 2340, the Fostering Intergovernmental Health Transparency in Veterans Suicides Act H.R. 2398, the Veterans HOUSE Act H.R. 2435, the Accelerating Veterans Recovery Outdoors Act H.R. 2557, the Get Veterans a Doctor Now Act H.R. 2555, the Never Forgotten Korean War POW Act H.R. 2628, the VET CARE Act of 2019 H.R. 2645, the Newborn Care Improvement Act of 2019 H.R. 2681 H.R. 2752, the VA Newborn Emergency Treatment Act H.R. 2791, the Department of Veterans Affairs Tribal Advisory Committee Act of 2019 H.R. 2798, the Building Supportive Networks for Women Veterans Act H.R. 2816, the Vietnam-Era Veterans Hepatitis C Testing Enhancement Act of 2019 H.R. 2846, the Improving Veterans Access to Congressional Services Act H.R. 2866, the VA Community Infrastructure Act H.R. 2924, the Housing for Women Veterans Act H.R. 2934, the GI Bill Access to Career Credentials Act H.R. 2942/S. 3182, the HEALTH Act H.R. 2972 H.R. 2982, the Women Veterans Health Care Accountability Act H.R. 3010, the Honoring All Veterans Act H.R. 3036, the Breaking Barriers for Women Veterans Act H.R. 3083, the AIR Acceleration Act H.R. 3112, the For Profit Fraud Act H.R. 3224, the Deborah Sampson Act H.R. 3350, the VA Emergency Transportation Act H.R. 3495, the IMPROVE Act H.R. 3504, the Ryan Kules Specially Adaptive Housing Improvement Act of 2019 H.R. 3535, the GI Bill Work Study Improvement Act of 2019 H.R. 3598, the FREED Vets Act H.R. 3636, the Caring for Our Women Veterans Act H.R. 3798, the Equal Access to Contraception for Veterans Act H.R. 3867, the Violence Against Women Veterans Act H.R. 4096, the Improving Oversight of Women Veterans' Care Act of 2019 H.R. 4138, the State Veterans Home Inspection Simplification Act H.R. 4154, the Leave No Veteran Behind Act H.R. 4182, the Women Veterans Support Act H.R. 4281, the ACCESS to Contraception Expansion for Veterans Act H.R. 4305, the Puppies Assisting Wounded Servicemembers (PAWS) for Veterans Therapy Act. H.R. 4334, the Improving Oversight of Women Veterans Care Act H.R. 4451, the Support Our Services to Veterans Caregivers Act H.R. 4526, the Brian Tally VA Employment Transparency Act H.R. 4554 H.R. 4588, the Modernizing VAs Records Management Program Act H.R. 4589 H.R. 4748, the Justice for ALS Veterans Act of 2019 H.R. 4908, the Native American Veteran Parity in Access to Care Today Act H.R. 4920, the Department of Veterans Affairs Contracting Preference Consistency Act H.R. 4949, the VA Hospitals Establishing Leadership Performance Act H.R. 5030, the VA Suicide Prevention Services Accountability Act H.R. 5045, the Veteran Employment and Child Care Access Act H.R. 5447, to provide certain veterans with nonarticulating trailers H.R. 5610, the Fair Care for Vietnam Veterans Act H.R. 5739, the Blast Exposure Protection Act H.R. 5750, the Streamlining GI Bill Processing Act of 2020 H.R. 5761, the Advancing Uniform Transportation Opportunities for Veterans (AUTO) Act H.R. 5766, the VET TEC Expansion Act H.R. 5724, the Same-Day Accountability for Veterans Enhancement Act H.R. 5781 H.R. 6013, the Veteran Families Financial Support Act H.R. 6073 H.R. 6092, the Veterans Prostate Cancer Treatment and Research Act H.R. 6157, the Transparency for Student Veterans Act H.R. 6262, the Disabled Veterans Education Relief Act H. Res. 107, the SFC Sean Cooley and SPC Christopher Horton Congressional Gold Star Family Fellowship Program Act H. Res. 698 H. Res. 729 House Draft Bill, Find our Valor Act House Draft Bill, TAP Modernization House Draft Bill, Expand caregiver benefits House Draft Bill, Modify the Interagency Program Office House Draft Bill, Hear our Heroes Act House Draft Bill, Relief for Defrauded Students Act of 2019 House Draft Bill, Criminal penalties for individuals acting as agents or attorneys for VA claims House Draft Bill, to establish in the Department of Veterans Affairs the Office of Womens Health House Draft Bill, Grants for VSOs for ADA Compliance House Draft Bill, the Blast Exposure Protection Act of 2019 House Draft Bill, the Protecting Moms Who Served Act House Draft Bill, Oath of Exit Act House Draft Bill, to amend title 38, USC to improve the Edith Nourse Rogers STEM scholarship program House Draft Bill, Class Evaluation Act House Draft Bill, to provide for an extended time frame for certain students to find employment following completion of VA high technology education program and for other purposes House Draft Bill, to provide for the eligibility of members of the Armed Forces on terminal leave for the VA high technology education program House Draft Bill, to increase the frequency of benefits under the VAs automobile assistance program House Draft Bill, to authorize VA to provide or assist in providing a second vehicle adapted for operation by disabled individuals to certain eligible persons. House Draft Bill, to reduce the loan fees paid by certain veterans who have been affected by major disasters and are obtaining new loan guarantees, insured, or made by VA House Draft Bill, to provide for the treatment by VA of for-profit educational institutions converted to non-profit educational institutions House Draft Bill, Veteran Transition Technology Act House Draft Bill, Native VetSuccess on Tribal Colleges and Universities Pilot Program House Draft Bill, direct VA to conduct consumer testing to improve the VAs internet website that provides individuals with postsecondary education information House Draft Bill, to clarify the location of an educational institution conducting programs of education exclusively by distance learning for purposes of the VA approval process House Draft Bill, to make certain improvements to educational assistance administered by VA and to the Transition Assistance Program and Skillbridge program of the Department of Defense House Draft Bill, Reducing Veteran Homelessness Act of 2020 House Draft Bill, Authorize VA to enter into a memorandum of understanding with the Secretary of Health and Human Services to coordinate case management services for veterans receiving housing vouchers under Tribal HUD-VASH program House Draft Bill, to authorize VA to reimburse a recipient of a certain grant, made by the Secretary relating to homeless veterans, the fee to use the homeless management information system House Draft Bill, to make a technical correction to clarify that colleges and universities located outside the United States may participate in the VA Yellow Ribbon Program House Draft Bill, to rename VAs Vocational Rehabilitation Program as the Vocational Readiness and Employment Program House Draft Bill, VA Vocational Rehabilitation and Employment program reform House Draft Bill, VA Spinal Cord Injury and Disorders nurse specialty pay House Draft Bill, regarding technical qualifications for licensed hearing aid specialists and appointment of such specialists House Draft Bill, to increase rates of VAs Aid and Attendance by 25 percent during the COVID-19 emergency S. 123, the Ensuring Quality Care for our Veterans Act S. 179/H.R. 712, the VA Medicinal Cannabis Research Act of 2019 S. 221, the VA Provider Accountability Act S. 318, the VA Newborn Emergency Treatment Act S. 319, the Women Veterans and Families Health Services Act of 2019 S. 322, the Agent Orange Exposure Fairness Act S. 408, the Veterans Disability Compensation Automatic COLA Act of 2019 S. 450, the Veterans Improved Access and Care Act of 2019 S. 524, the Department of Veterans Affairs Tribal Advisory Committee Act of 2019 S. 598, the BRAVE Act of 2019 S. 679, the Honoring American Veterans in Extreme Need Act (HAVEN) of 2019 S. 760, the Support for Veterans in Effective Apprenticeships Act of 2019 S. 785, the Commander John Scott Hannon Veterans Mental Health Care Improvement Act and amendments S. 850, the Highly Rural Veteran Transportation Program Extension Act S. 1003, the Veterans' Education, Transition, and Opportunity Prioritization Plan Act of 2019 S. 1101, the Better Examiner Standards and Transparency for Veterans Act of 2019 S. 1316, the Wounded Warrior Research Enhancement Act S. 1563, the Janey Ensminger Act of 2019 S. 1934, the Parity in Veterans Health Care Rights Act S. 2022, the Paul Benne Specially Adaptive Housing Improvement Act of 2019 S. 2027 S. 2049 S. 2061, the Veterans Housing Opportunities and Unemployment Support Extension Act of 2019 S. 2216, the Transparency and Effective Accountability Measures (TEAM) for Veteran Caregivers Act S. 2336, the Department of Veterans Affairs Information Technology Reform Act of 2019 S. 2594, the Veterans Preference Parity Act S. 2822, the Post-9/11 Veteran Suicide Prevention Counseling Act S. 2864, the Sergeant Daniel Somers Veterans Network of Support Act of 2019 S. 2944, the Better and Robust Screening Today (BRST) Act S. 2950, the Veterans Burn Pits Exposure Recognition Act of 2019 S. 2966, the Rural Veterans Travel Enhancement Act of 2019 S. 3020, the Veteran Support and Outreach Act S. 2864, the Sergeant Daniel Somers Veterans Network of Support S. 3089 the BUILD for Veterans Act of 2019 S. 3091, the Justice for ALS Veterans Act S. 3110, the Identifying Barriers and Best Practices Study Act of 2019 Senate Draft Bill, VA Provider Accountability Act Senate Draft Bill, extending the authority of VA to continue to pay educational assistance or subsistence allowances to eligible persons when educational institutions are temporarily closed, and for other purposes Senate Draft Bill, the Enhancing Veterans Access to Legal Services Act of 2019 or the EVALS Act of 2019 Senate Draft Bill, the Protection and Advocacy for Veterans Act Implementation of P.L. 113-146, the Veterans Access, Choice, and Accountability Act Implementation of P.L. 115-55, the Veterans Appeals Improvement and Modernization Act of 2017 Implementation of P.L. 115-48, the Harry W. Colmery Veterans Educational Assistance Act of 2017 Implementation of P.L. 115-182, the VA MISSION Act of 2018 Implementation of P.L. 115-41, the Department of Veterans Affairs Accountability & Whistleblower Protection Act Implementation of P.L. 116-123, the Blue Water Navy Vietnam Veterans Act of 2019 Discussions on women veterans health care Discussions regarding reducing veterans and servicemembers suicide rates Discussions regarding improved access to IVF Discussions of improved access to VA long-term services and supports, including caregiver supports Discussions regarding the Transition Assistance Program Discussed collection of veterans demographic information to research potential benefits and services disparities

Client expense: $74,586 · Firm income: Not reported

Government targets: AMTRAK - Natl Railroad Passenger Corporation, Centers For Medicare and Medicaid Services (CMS), Education, Dept of, Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Institutes of Health (NIH), SENATE, Transportation Security Administration (TSA), Transportation, Dept of (DOT), U.S. Architectural & Transportation Barriers Compliance Board (ACCESS), Veterans Affairs, Dept of (VA), Veterans Employment & Training Service

DOL - EBSA Proposed Definition of Employer under Section 3(5) of ERISA - Association Retirement Plans and Other Multiple-Employer Plans Rule (29 CFR Part 2510). DOL - EBSA - Request for Information - Open MEPs and Other Issues under Section 3(5) of the Employee Retirement Income Security Act (29 CFR Parts 2510). DOL- EBSA Proposed Rulemaking Default Electronic Disclosure by Employee Pension Benefit Plans Under ERISA (29 CFR Part 2520 RIN 1210-AB90). SEC Proposal - Updated Disclosure Requirements and Summary Prospectus for Variable Annuity and Variable Life Insurance Contracts (17 CFR Parts 230, 232, 239, 240, 270, and 274). Legislation and rulemaking affecting annuities, variable life products and retirement savings including Trump Administration and Congressional proposals on tax reform. Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions. Treasury - IRS Proposed Rulemaking: Multiple Employer Plans (26 CFR Part 1 [REG-121508-18] RIN 1545-BO97). Treasury - IRS Proposed Rulemaking: Updated Life Expectancy and Distribution Period Tables Used for Purposes of Determining Minimum Required Distributions (26 CFR Part 1 [REG-132210-18] RIN 1545-BP11). Proposals at the Department of Labor for increasing Americans' access to guaranteed lifetime income solutions. Department of Labor rule to expand the scope of persons and entities that would be considered a fiduciary under the Employee Retirement Income Security Act. The Receiving Electronic Statements to Improve Retiree Earnings Act (H.R. 4610 - 115th Congress). The Automatic Retirement Plan Act of 2017 (H.R. 4523 - 115th Congress). The Retirement Plan Simplification Act of 2017 (H.R. 4524 - 115th Congress). Elder Protection and Abuse Prevention Act (H.R. 6744 - 115th Congress). Women's Retirement Protection Act (S.975/H.R. 2005- 116th Congress). A bill to provide for an additional nondiscrimination safe harbor for automatic contribution arrangements (S.1020 - 116th Congress). A bill to establish the Refund to Rainy Day Savings Program (S.1018 - 116th Congress). A bill to amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to modify the requirements for multiple employer plans, and for other purposes (S.1011 - 116th Congress). A bill to allow employers to offer short-term savings accounts with automatic contribution arrangements for financial emergencies (S.1019 - 116th Congress). Savings for the Future Act (H.R. 2120 - 116th Congress). Social Security 2100 Act (S.269/H.R. 860 - 116th Congress). SIMPLE Plan Modernization Act (S.322 - 116th Congress). Retirement Security Act of 2019 (S.321 - 116th Congress). Surviving Widow(er) Income Fair Treatment (SWIFT) Act (S.345 - 116th Congress). SEC Disclosure Effectiveness Testing Act (H.R. 1815 - 116th Congress). Retirement Security for American Workers Act (H.R. 1907 - 116th Congress). Senior Security Act (H.R. 1876 - 116th Congress). Expanding Access to Retirement Savings for Caregivers Act (H.R. 3078 - 116th Congress). Retirement Parity for Student Loans Act (S.1428 - 116th Congress). Legacy IRA Act (S.1257 - 116th Congress). Retirement Security Preservation Act of 2019 (S.2352 - 116th Congress). Division O of the Further Consolidated Appropriations Act, 2020 (H.R.1865 - 116th Congress). Coronavirus Aid, Relief and Economic Security (CARES) Act (H.R. 748 - 116th Congress). DOL implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). Treasury/IRS implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). SEC implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94).

Client expense: $130,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Legislation and rulemaking affecting annuities, variable life products and retirement savings, including Trump Administration and Congressional proposals on tax reform. Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions that proposed changes to the Internal Revenue Code, including, but not limited to, the Department of the Treasury's Longevity Annuity Contracts Notice of Proposed Rulemaking (REG-115809-11). Treasury - IRS Proposed Rulemaking: Updated Life Expectancy and Distribution Period Tables Used for Purposes of Determining Minimum Required Distributions (26 CFR Part 1 [REG-132210-18] RIN 1545-BP11). Treasury - IRS Proposed Rulemaking: Multiple Employer Plans (26 CFR Part 1 [REG-121508-18] RIN 1545-BO97). DOL - EBSA - Request for Information - Open MEPs and Other Issues under Section 3(5) of the Employee Retirement Income Security Act (29 CFR Parts 2510). Treasury Department - IRS - Multiple Employer Plans - (26 CFR Part 1 [REG-121508-18]). The Automatic Retirement Plan Act of 2017 (H.R. 4523 - 115th Congress). The Retirement Plan Simplification Act of 2017 (H.R. 4524 - 115th Congress). The Receiving Electronic Statements To Improve Retiree Earnings Act (H.R. 4610 - 115th Congress). Women's Retirement Protection Act (S.975/H.R. 2005 - 116th Congress). A bill to provide for an additional nondiscrimination safe harbor for automatic contribution arrangements (S.1020 - 116th Congress). A bill to establish the Refund to Rainy Day Savings Program (S.1018 - 116th Congress). A bill to amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to modify the requirements for multiple employer plans, and for other purposes (S.1011 - 116th Congress). A bill to allow employers to offer short-term savings accounts with automatic contribution arrangements for financial emergencies (S.1019 - 116th Congress). Savings for the Future Act (H.R. 2120 - 116th Congress). Social Security 2100 Act (S.269/H.R. 860 - 116th Congress). SIMPLE Plan Modernization Act (S.322 - 116th Congress). Retirement Security Act of 2019 (S.321 - 116th Congress). Surviving Widow(er) Income Fair Treatment (SWIFT) Act (S.345 - 116th Congress). Wall Street Tax Act of 2019 (S.647/H.R. 1516 - 116th Congress). Expanding Access to Retirement Savings for Caregivers Act (H.R. 3078 - 116th Congress). Retirement Parity for Student Loans Act (S.1428 - 116th Congress). Legacy IRA Act (S.1257 - 116th Congress). Inclusive Prosperity Act of 2019 (S.1587/H.R. 2923 - 116th Congress). Retirement Security Preservation Act of 2019 (S.2352 - 116th Congress). Division O of the Further Consolidated Appropriations Act, 2020 (H.R. 1865 - 116th Congress). Coronavirus Aid, Relief and Economic Security (CARES) Act (H.R. 748 - 116th Congress). DOL implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). Treasury/IRS implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). SEC implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94).

Client expense: $130,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

RET - 2019 Q2 Retirement Security 1.H.R.1007 - Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms 2.S. 972, Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms 3.H.R. 1997, the Setting Every Community up for Retirement Act. Issue: retirement security reforms 4.H.R. 1439, the Increasing Access to a Secure Retirement Act Issue: Provides a fiduciary safe harbor to the selection of an annuity provider. 5.H.R.1994 - Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE). Issue: retirement security reforms 6.H.R. 1993, Providing Retirement Security to Workers in Small Businesses, Cooperatives, and Service Organizations Act of 2019. Issue: Retirement Security, Open Multiple Employer Plans. 7. Saving for the Future Act. Issue: Mandated retirement account employer match. 8.S. 322, SIMPLE Plan Modernization Act. Issue: Makes improvements to SIMPLE retirement accounts and ease the transition from a SIMPLE plan to a 401(k) plan. 9.S. 321, the Retirement Security Act of 2019. Issue: Allows for open MEPs. 10.S. 1431, Retirement Security and Savings Act of 2019. Retirement Security. 11.S. 1428, Retirement Parity for Student Loans Act, Student Loan Retirement Match. 12.S.1011, The Small Business Employees Retirement Enhancement Act, Open MEPs. 13.S.1020, The Retirement Flexibility Act, Retirement Security, automatic enrollment/escalation. 14.S.1019, The Strengthening Financial Security Through Short-Term Savings Act, Retirement Security. Addresses retirement plan leakage. 15.S.1018,The Refund to Rainy Day Savings Act, Retirement Savings. Utilizes tax return for retirement savings. Income Security 16.H.R.1185 - FAMILY Act. Issue: paid family and medical leave 17.H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave 18.H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave 19.S.463 - FAMILY Act. Issue: paid family and medical leave 20.S.920 - New Parents Act of 2019. Issue: paid family and medical leave 21.Discussion draft - CRADLE Act. Issue: paid family and medical leave 22.Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave S.1628 -Paid Family Leave Pilot Extension Act. Issue: paid family and medical leave S.1895 - Lower Health Care Costs Act. Issue: dental plans

Client expense: $966,577 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

RET - 2019 Q2 Retirement Security 1.H.R.1007 - Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms 2.S. 972, Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms 3.H.R. 1997, the Setting Every Community up for Retirement Act. Issue: retirement security reforms 4.H.R. 1439, the Increasing Access to a Secure Retirement Act Issue: Provides a fiduciary safe harbor to the selection of an annuity provider. 5.H.R.1994 - Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE). Issue: retirement security reforms 6.H.R. 1993, Providing Retirement Security to Workers in Small Businesses, Cooperatives, and Service Organizations Act of 2019. Issue: Retirement Security, Open Multiple Employer Plans. 7. Saving for the Future Act. Issue: Mandated retirement account employer match. 8.S. 322, SIMPLE Plan Modernization Act. Issue: Makes improvements to SIMPLE retirement accounts and ease the transition from a SIMPLE plan to a 401(k) plan. 9.S. 321, the Retirement Security Act of 2019. Issue: Allows for open MEPs. 10.S. 1431, Retirement Security and Savings Act of 2019. Retirement Security. 11.S. 1428, Retirement Parity for Student Loans Act, Student Loan Retirement Match. 12.S.1011, The Small Business Employees Retirement Enhancement Act, Open MEPs. 13.S.1020, The Retirement Flexibility Act, Retirement Security, automatic enrollment/escalation. 14.S.1019, The Strengthening Financial Security Through Short-Term Savings Act, Retirement Security. Addresses retirement plan leakage. 15.S.1018,The Refund to Rainy Day Savings Act, Retirement Savings. Utilizes tax return for retirement savings. Income Security 16.H.R.1185 - FAMILY Act. Issue: paid family and medical leave 17.H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave 18.H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave 19.S.463 - FAMILY Act. Issue: paid family and medical leave 20.S.920 - New Parents Act of 2019. Issue: paid family and medical leave 21.Discussion draft - CRADLE Act. Issue: paid family and medical leave 22.Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave S.1628 -Paid Family Leave Pilot Extension Act. Issue: paid family and medical leave S.1895 - Lower Health Care Costs Act. Issue: dental plans

Client expense: $966,577 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

-H.R. 1994, Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 - to encourage retirement savings -H.R. 1007, S. 972, Retirement Enhancement and Savings Act of 2019 (RESA) - To amend the Internal Revenue Code of 1986 to encourage retirement savings, and for other purposes. -H.R. ___, Automatic Retirement Plan Act - to mandate employers provide employees with retirement savings opportunities, among other retirement related improvements. -S. __, Retirement Security and Savings Act - To amend the Internal Revenue Code of 1986 to encourage retirement and family savings, and for other purposes. (Portman/Cardin II) -H.R.1993, to modify the rules relating to multiple employer plans and pooled employer plans and to modify PBGC premiums for CSEC plans. -H.R. 397 Rehabilitation for Multiemployer Pensions Act 2019 - This bill establishes the Pension Rehabilitation Administration within the Department of the Treasury and a related trust fund to make loans to certain multiemployer defined benefit pension plans -H.R. 545, the Financial Relief for Feds Act - to allow penalty-free distributions from retirement accounts in the case of Federal employees and certain Federal contractors impacted by the Federal Government shutdown. -H.R. 860, the Social Security 2100 Act - To protect our Social Security system and improve benefits for current and future generations. -H.R. 1084, Family Savings Act of 2019 - To amend the Internal Revenue Code of 1986 to encourage retirement and family savings, and for other purposes. -H.R.1938 - To amend the Internal Revenue Code of 1986 to provide a credit to small employers providing an eligible automatic contribution arrangement under a retirement savings plan. (start-up credit to encourage plans with auto-enrollment features. Included in SECURE Act) -H.R. 1439, the Increasing Access to a Secure Retirement Act -to provide a fiduciary safe harbor for the selection of a lifetime income provider, and for other purposes. -H.R. 1043, S. 460, the Employer Participation in Repayment Act - This bill expands the tax exclusion for employer-provided educational assistance to include payments of qualified education loans by an employer to either an employee or a lender. -H.R. 1194, S. 448, the Graduate Student Savings Act - This bill allows funds paid to an individual to aid in the pursuit of graduate or postdoctoral study or research to be saved in an Individual Retirement Account (IRA). -S. 321 Retirement Security Act - amend the Internal Revenue Code of 1986 to modify safe harbor requirements applicable to automatic contribution arrangements -S. 322, SIMPLE Plan Modernization Act - making improvements to SIMPLE retirement accounts and easing the transition from a SIMPLE plan to a 401(k) plan -H.R. 4610 (2017), RETIRE Act - authorize the electronic delivery of pension plan documents required to be furnished to a plan participant, beneficiary, or other individual. -H.R.1815, SEC Disclosure Effectiveness Testing Act - require the Securities and Exchange Commission, when developing rules and regulations about disclosures to retail investors, to conduct investor testing -H.R.1043; S. 460, Participation in Repayment Act of 2019, Student Debt repayments through employer contributions -H.R.7203 (2018), Long-Term Care Account Act - allows tax-exempt long-term care accounts that are funded using a taxpayer's gains from the sale or assignment of a life insurance contract. -H.R. 1516. S. 647, Wall Street Tax Act - to impose a tax on certain trading transactions

Client expense: $1,070,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Postal Service (USPS)

1.H.R.1007 - Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms 2.S. 972, Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms 3.H.R. 1997, the Setting Every Community up for Retirement Act. Issue: retirement security reforms 4.H.R. 1439, the Increasing Access to a Secure Retirement Act Issue: Provides a fiduciary safe harbor to the selection of an annuity provider. 5.H.R.1994 - Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE). Issue: retirement security reforms 6.H.R. 1993, Providing Retirement Security to Workers in Small Businesses, Cooperatives, and Service Organizations Act of 2019. Issue: Retirement Security, Open Multiple Employer Plans. 7.Saving for the Future Act. Issue: Mandated retirement account employer match. 8.S. 322, SIMPLE Plan Modernization Act. Issue: Makes improvements to SIMPLE retirement accounts and ease the transition from a SIMPLE plan to a 401(k) plan. 9.S. 321, the Retirement Security Act of 2019. Issue: Allows for open MEPs. 10.S. 1431, Retirement Security and Savings Act of 2019. Retirement Security. 11.S. 1428, Retirement Parity for Student Loans Act, Student Loan Retirement Match. 12.S.1011, The Small Business Employees Retirement Enhancement Act, Open MEPs. 13.S.1020, The Retirement Flexibility Act, Retirement Security, automatic enrollment/escalation. 14.S.1019, The Strengthening Financial Security Through Short-Term Savings Act, Retirement Security. Addresses retirement plan leakage. 15.S.1018,The Refund to Rainy Day Savings Act, Retirement Savings. Utilizes tax return for retirement savings. 16. S. 2370, Automatic IRA Act of 2019. The legislation would mandate that most employers that do not offer their employees another type of retirement plan, establish an automatic enrollment, payroll deduction program with contributions withheld from employee pay and contributed to an IRA or retirement bond. 17.Bipartisan Budget Act of 2019, Bipartisan Budget Agreement for Fiscal Years 2020 and 2021 agreed to White House and Congress. Income Security 18.H.R.1185 - FAMILY Act. Issue: paid family and medical leave 19.H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave 20.H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave 21.S.463 - FAMILY Act. Issue: paid family and medical leave 22.S.920 - New Parents Act of 2019. Issue: paid family and medical leave 23.Discussion draft - CRADLE Act. Issue: paid family and medical leave 24.Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave 1.H.R.1185 - FAMILY Act. Issue: paid family and medical leave 2.H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave 3.H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave 4.S.463 - FAMILY Act. Issue: paid family and medical leave 5.S.920 - New Parents Act of 2019. Issue: paid family and medical leave 6.S.1628 -Paid Family Leave Pilot Extension Act. Issue: paid family and medical leave 7.S.1895 - Lower Health Care Costs Act. Issue: dental plans 8.Discussion draft - CRADLE Act. Issue: paid family and medical leave 9.Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave

Client expense: $1,071,800 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

1.H.R.1007 - Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms 2.S. 972, Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms 3.H.R. 1439, the Increasing Access to a Secure Retirement Act Issue: Provides a fiduciary safe harbor to the selection of an annuity provider. 4.H.R.1994 - Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE). Issue: retirement security reforms 5.H.R. 1993, Providing Retirement Security to Workers in Small Businesses, Cooperatives, and Service Organizations Act of 2019. Issue: Retirement Security, Open Multiple Employer Plans. 6.Saving for the Future Act. Issue: Mandated retirement account employer match. 7.S. 322, SIMPLE Plan Modernization Act. Issue: Makes improvements to SIMPLE retirement accounts and ease the transition from a SIMPLE plan to a 401(k) plan. 8.S. 321, the Retirement Security Act of 2019. Issue: Allows for open MEPs. Income Security 9.H.R.1185 - FAMILY Act. Issue: paid family and medical leave 10.H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave 11.H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave 12.S.463 - FAMILY Act. Issue: paid family and medical leave 13.S.920 - New Parents Act of 2019. Issue: paid family and medical leave 14.Discussion draft - CRADLE Act. Issue: paid family and medical leave 15.Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave

Client expense: $921,570 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1957 - Taxpayer First Act of 2019; provisions relating to 1099 filings, e-signatures, taxpayer income verification H.R. 1993 - Providing Retirement Security to Workers in Small Businesses, Cooperatives, and Service Organizations Act of 2019; entire bill H.R. 1994 - Setting Every Community Up for Retirement Enhancement Act of 2019; entire bill H.R. 2367 - Lifetime Income Disclosure Act; entire bill S. 321 - Retirement Security Act of 2019; entire bill S. 322 - SIMPLE Plan Modernization Act; entire bill S. 972 - Retirement Enhancement and Savings Act (RESA); entire bill S. 1011 - To amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to modify the requirements for multiple employer plans, and for other purposes; entire bill S. 1018 - Refunds to Rainy Day Savings Act; entire bill S. 1019 - Strengthening Financial Security Through Short-Term Savings Accounts Act of 2019; entire bill S. 1020 - Retirement Flexibility Act; entire bill S. 1428 - Retirement Parity for Student Loans Act; entire bill S. 1431 - Retirement Security and Savings Act of 2019; entire bill S. 2370 - Automatic IRA Act of 2019; entire bill Not Yet Introduced: Proposal for an employer retirement plan requirement sponsored Rep. Richard Neal

Client expense: $250,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1865, the Further Consolidated Appropriations Act of 2020. Issue: Retirement Security, Inclusion of the SECURE Act within this government funding bill. H.R.1007 - Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms 972, Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms H.R. 1997, the Setting Every Community up for Retirement Act. Issue: retirement security reforms H.R. 1439, the Increasing Access to a Secure Retirement Act Issue: Provides a fiduciary safe harbor to the selection of an annuity provider. H.R.1994 - Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE). Issue: retirement security reforms H.R. 1993, Providing Retirement Security to Workers in Small Businesses, Cooperatives, and Service Organizations Act of 2019. Issue: Retirement Security, Open Multiple Employer Plans. Saving for the Future Act. Issue: Mandated retirement account employer match. S. 322, SIMPLE Plan Modernization Act. Issue: Makes improvements to SIMPLE retirement accounts and ease the transition from a SIMPLE plan to a 401(k) plan. S. 321, the Retirement Security Act of 2019. Issue: Allows for open MEPs. S. 1431, Retirement Security and Savings Act of 2019. Retirement Security. S. 1428, Retirement Parity for Student Loans Act, Student Loan Retirement Match. S.1011, The Small Business Employees Retirement Enhancement Act, Open MEPs. S.1020, The Retirement Flexibility Act, Retirement Security, automatic enrollment/escalation. S.1019, The Strengthening Financial Security Through Short-Term Savings Act, Retirement Security. Addresses retirement plan leakage. S.1018,The Refund to Rainy Day Savings Act, Retirement Savings. Utilizes tax return for retirement savings. S. 2370, Automatic IRA Act of 2019. The legislation would mandate that most employers that do not offer their employees another type of retirement plan, establish an automatic enrollment, payroll deduction program with contributions withheld from employee pay and contributed to an IRA or retirement bond. Bipartisan Budget Act of 2019, Bipartisan Budget Agreement for Fiscal Years 2020 and 2021 agreed to White House and Congress. H.R.1185 - FAMILY Act. Issue: paid family and medical leave H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave S.463 - FAMILY Act. Issue: paid family and medical leave S.920 - New Parents Act of 2019. Issue: paid family and medical leave Discussion draft - CRADLE Act. Issue: paid family and medical leave Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave

Client expense: $140,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of

1.H.R. 1865, the Further Consolidated Appropriations Act of 2020. Issue: Retirement Security, Inclusion of the SECURE Act within this government funding bill. 2.H.R.1007 - Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms 3.S. 972, Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms 4.H.R. 1997, the Setting Every Community up for Retirement Act. Issue: retirement security reforms 5.H.R. 1439, the Increasing Access to a Secure Retirement Act Issue: Provides a fiduciary safe harbor to the selection of an annuity provider. 6.H.R.1994 - Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE). Issue: retirement security reforms 7.H.R. 1993, Providing Retirement Security to Workers in Small Businesses, Cooperatives, and Service Organizations Act of 2019. Issue: Retirement Security, Open Multiple Employer Plans. 8.Saving for the Future Act. Issue: Mandated retirement account employer match. 9.S. 322, SIMPLE Plan Modernization Act. Issue: Makes improvements to SIMPLE retirement accounts and ease the transition from a SIMPLE plan to a 401(k) plan. 10.S. 321, the Retirement Security Act of 2019. Issue: Allows for open MEPs. 11.S. 1431, Retirement Security and Savings Act of 2019. Retirement Security. 12.S. 1428, Retirement Parity for Student Loans Act, Student Loan Retirement Match. 13.S.1011, The Small Business Employees Retirement Enhancement Act, Open MEPs. 14.S.1020, The Retirement Flexibility Act, Retirement Security, automatic enrollment/escalation. 15.S.1019, The Strengthening Financial Security Through Short-Term Savings Act, Retirement Security. Addresses retirement plan leakage. 16.S.1018,The Refund to Rainy Day Savings Act, Retirement Savings. Utilizes tax return for retirement savings. 17. S. 2370, Automatic IRA Act of 2019. The legislation would mandate that most employers that do not offer their employees another type of retirement plan, establish an automatic enrollment, payroll deduction program with contributions withheld from employee pay and contributed to an IRA or retirement bond. 18.Bipartisan Budget Act of 2019, Bipartisan Budget Agreement for Fiscal Years 2020 and 2021 agreed to White House and Congress. Income Security 19.H.R.1185 - FAMILY Act. Issue: paid family and medical leave 20.H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave 21.H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave 22.S.463 - FAMILY Act. Issue: paid family and medical leave 23.S.920 - New Parents Act of 2019. Issue: paid family and medical leave 24.Discussion draft - CRADLE Act. Issue: paid family and medical leave 25.Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave

Client expense: $1,081,565 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

RET - Fourth Quarter 2019 Retirement Security 1.H.R. 1007 - Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms 2.H.R. 1439 - the Increasing Access to a Secure Retirement Act Issue: Provides a fiduciary safe harbor to the selection of an annuity provider. 3.H.R. 1993 - Providing Retirement Security to Workers in Small Businesses, Cooperatives, and Service Organizations Act of 2019. Issue: Retirement Security, Open Multiple Employer Plans. 4.H.R. 1994 - Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE). Issue: retirement security reforms 5.H.R. 1997 - the Setting Every Community up for Retirement Act. Issue: retirement security reforms 6.S. 321 - the Retirement Security Act of 2019. Issue: Allows for open MEPs. 7.S. 322 - SIMPLE Plan Modernization Act. Issue: Makes improvements to SIMPLE retirement accounts and ease the transition from a SIMPLE plan to a 401(k) plan. 8.S. 972 - Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms

Client expense: $910,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Legislation and rulemaking affecting annuities, variable life products and retirement savings, including Trump Administration and Congressional proposals on tax reform. Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions that proposed changes to the Internal Revenue Code, including, but not limited to, the Department of the Treasury's Longevity Annuity Contracts Notice of Proposed Rulemaking (REG-115809-11). Treasury - IRS Proposed Rulemaking: Updated Life Expectancy and Distribution Period Tables Used for Purposes of Determining Minimum Required Distributions (26 CFR Part 1 [REG-132210-18] RIN 1545-BP11). Treasury - IRS Proposed Rulemaking: Multiple Employer Plans (26 CFR Part 1 [REG-121508-18] RIN 1545-BO97). DOL - EBSA - Request for Information - Open MEPs and Other Issues under Section 3(5) of the Employee Retirement Income Security Act (29 CFR Parts 2510). Treasury Department - IRS - Multiple Employer Plans - (26 CFR Part 1 [REG-121508-18]). The Automatic Retirement Plan Act of 2017 (H.R. 4523 - 115th Congress). The Retirement Plan Simplification Act of 2017 (H.R. 4524 - 115th Congress). The Receiving Electronic Statements To Improve Retiree Earnings Act (H.R. 4610 - 115th Congress). Setting Every Community Up for Retirement Enhancement (SECURE) Act (H.R. 1994 - 116th Congress). Women's Retirement Protection Act (S.975/H.R. 2005 - 116th Congress). Retirement Enhancement and Savings Act (S.972/H.R. 1007 - 116th Congress). A bill to provide for an additional nondiscrimination safe harbor for automatic contribution arrangements (S.1020 - 116th Congress). A bill to establish the Refund to Rainy Day Savings Program (S.1018 - 116th Congress). A bill to amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to modify the requirements for multiple employer plans, and for other purposes (S.1011 - 116th Congress). A bill to allow employers to offer short-term savings accounts with automatic contribution arrangements for financial emergencies (S.1019 - 116th Congress). Savings for the Future Act (H.R. 2120 - 116th Congress). Social Security 2100 Act (S.269/H.R. 860 - 116th Congress). SIMPLE Plan Modernization Act (S.322 - 116th Congress). Retirement Security Act of 2019 (S.321 - 116th Congress). Surviving Widow(er) Income Fair Treatment (SWIFT) Act (S.345 - 116th Congress). Wall Street Tax Act of 2019 (S.647/H.R. 1516 - 116th Congress). Retirement Security for American Workers Act (H.R. 1907 - 116th Congress). A bill to avoid duplicative annual reporting under the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974, and for other purposes (S.354/H.R. 982 - 116th Congress). Expanding Access to Retirement Savings for Caregivers Act (H.R. 3078 - 116th Congress). Retirement Parity for Student Loans Act (S.1428 - 116th Congress). Legacy IRA Act (S.1257 - 116th Congress). Inclusive Prosperity Act of 2019 (S.1587/H.R. 2923 - 116th Congress). Retirement Security Preservation Act of 2019 (S.2352 - 116th Congress). Division O of the Further Consolidated Appropriations Act, 2020 (H.R. 1865 - 116th Congress).

Client expense: $150,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

DOL - EBSA Proposed Definition of Employer under Section 3(5) of ERISA - Association Retirement Plans and Other Multiple-Employer Plans Rule (29 CFR Part 2510). DOL - EBSA - Request for Information - Open MEPs and Other Issues under Section 3(5) of the Employee Retirement Income Security Act (29 CFR Parts 2510). DOL- EBSA Proposed Rulemaking Default Electronic Disclosure by Employee Pension Benefit Plans Under ERISA (29 CFR Part 2520 RIN 1210-AB90). SEC Proposal - Updated Disclosure Requirements and Summary Prospectus for Variable Annuity and Variable Life Insurance Contracts (17 CFR Parts 230, 232, 239, 240, 270, and 274). Legislation and rulemaking affecting annuities, variable life products and retirement savings including Trump Administration and Congressional proposals on tax reform. Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions. Treasury - IRS Proposed Rulemaking: Multiple Employer Plans (26 CFR Part 1 [REG-121508-18] RIN 1545-BO97). Treasury - IRS Proposed Rulemaking: Updated Life Expectancy and Distribution Period Tables Used for Purposes of Determining Minimum Required Distributions (26 CFR Part 1 [REG-132210-18] RIN 1545-BP11). Proposals at the Department of Labor for increasing Americans' access to guaranteed lifetime income solutions. Department of Labor rule to expand the scope of persons and entities that would be considered a fiduciary under the Employee Retirement Income Security Act. The Receiving Electronic Statements to Improve Retiree Earnings Act (H.R. 4610 - 115th Congress). The Automatic Retirement Plan Act of 2017 (H.R. 4523 - 115th Congress). The Retirement Plan Simplification Act of 2017 (H.R. 4524 - 115th Congress). Elder Protection and Abuse Prevention Act (H.R. 6744 - 115th Congress). Setting Every Community Up for Retirement Enhancement (SECURE) Act (H.R. 1994 - 116th Congress). Women's Retirement Protection Act (S.975/H.R. 2005- 116th Congress). Retirement Enhancement and Savings Act (S.972/H.R. 1007 - 116th Congress). A bill to provide for an additional nondiscrimination safe harbor for automatic contribution arrangements (S.1020 - 116th Congress). A bill to establish the Refund to Rainy Day Savings Program (S.1018 - 116th Congress). A bill to amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to modify the requirements for multiple employer plans, and for other purposes (S.1011 - 116th Congress). A bill to allow employers to offer short-term savings accounts with automatic contribution arrangements for financial emergencies (S.1019 - 116th Congress). Savings for the Future Act (H.R. 2120 - 116th Congress). Social Security 2100 Act (S.269/H.R. 860 - 116th Congress). SIMPLE Plan Modernization Act (S.322 - 116th Congress). Retirement Security Act of 2019 (S.321 - 116th Congress). Surviving Widow(er) Income Fair Treatment (SWIFT) Act (S.345 - 116th Congress). Increasing Access to a Secure Retirement Act (H.R. 1439 - 116th Congress). SEC Disclosure Effectiveness Testing Act (H.R. 1815 - 116th Congress). Retirement Security for American Workers Act (H.R. 1907 - 116th Congress). Senior Security Act (H.R. 1876 - 116th Congress). A bill to avoid duplicative annual reporting under the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974, and for other purposes (S.354/H.R. 982 - 116th Congress). Expanding Access to Retirement Savings for Caregivers Act (H.R. 3078 - 116th Congress). Retirement Parity for Student Loans Act (S.1428 - 116th Congress). Legacy IRA Act (S.1257 - 116th Congress). Lifetime Income Disclosure Act (S.1574/H.R. 2367 - 116th Congress). Retirement Security Preservation Act of 2019 (S.2352 - 116th Congress). Division O of the Further Consolidated Appropriations Act, 2020 (H.R.1865 - 116th Congress).

Client expense: $150,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 95, the Homeless Veteran Families Act H.R. 96 H.R. 100, the Veteran Overmedication and Suicide Prevention Act of 2019 H.R. 299, the Blue Water Navy Vietnam Veterans Act of 2019 H.R. 444, the Reduce Unemployment for Veterans of All Ages Act of 2019 H.R. 445, the Help Hire Our Heroes Act H.R. 485, the Veterans Reimbursement for Emergency Ambulance Services Act H.R. 561, the Preparing Business Opportunities for Veterans Act of 2019 H.R. 566, the Agent Orange Exposure Fairness Act H.R. 592, the Protect Veterans from Financial Fraud Act H.R. 663/S. 191, the Burn Pits Accountability Act H.R. 712, the VA Medicinal Cannabis Research Act of 2019 H.R. 840, the Veterans Access to Child Care Act H.R. 1163/S. 902, the VA Hiring Enhancement Act H.R. 1271, the Veterans-Specific Education for Tomorrows Health Professionals Act of 2019 (VET HP Act) H.R. 1381/S. 554, the Burn Pit Registry Enhancement Act H.R. 1527, the Long Term Care Veterans Choice Act H.R. 1718/S. 791, the GI Education Benefits Fairness Act H.R. 1721, the Veterans Healthcare Improvement Act H.R. 1722, the Build a Better VA Act H.R. 1749, the PFC Joseph P. Dwyer Peer Support Act H.R. 1750, the Supporting Veteran Families in Need Act H.R. 1963, the Expanding Care for Veterans Act H.R. 2045/S. 1003, the Veterans Education, Transition, and Opportunity Prioritization Plan Act of 2019 H.R. 2094/S. 1034, the CHAMPVA Childrens Care Protection Act of 2019 H.R. 2109, the Boosting Rates of American Veteran Employment (BRAVE) Act H.R. 2223, the Helping Homeless Veterans Act of 2019 H.R. 2224, the Homeless Veterans with Children Reintegration Act H.R. 2225 H.R. 2227/S. 1118, the Gold Star Spouses and Spouses of Injured Servicemembers Leasing Relief Expansion Act of 2019 H.R. 2333, the Support for Suicide Prevention Coordinators Act H.R. 2340, the Fostering Intergovernmental Health Transparency in Veterans Suicides Act H.R. 2398, the Veterans HOUSE Act H.R. 2435, the Accelerating Veterans Recovery Outdoors Act H.R. 2557, the Get Veterans a Doctor Now Act H.R. 2555, the Never Forgotten Korean War POW Act H.R. 2628, the VET CARE Act of 2019 H.R. 2645, the Newborn Care Improvement Act of 2019 H.R. 2681 H.R. 2752, the VA Newborn Emergency Treatment Act H.R. 2798, the Building Supportive Networks for Women Veterans Act H.R. 2816, the Vietnam-Era Veterans Hepatitis C Testing Enhancement Act of 2019 H.R. 2846, the Improving Veterans Access to Congressional Services Act H.R. 2866, the VA Community Infrastructure Act H.R. 2924, the Housing for Women Veterans Act H.R. 2934, the GI Bill Access to Career Credentials Act H.R. 2942, the HEALTH Act H.R. 2972 H.R. 2982, the Women Veterans Health Care Accountability Act H.R. 3010, the Honoring All Veterans Act H.R. 3036, the Breaking Barriers for Women Veterans Act H.R. 3083, the AIR Acceleration Act H.R. 3112, the For Profit Fraud Act H.R. 3224, the Deborah Sampson Act H.R. 3350, the VA Emergency Transportation Act H.R. 3495, the IMPROVE Act H.R. 3504, the Ryan Kules Specially Adaptive Housing Improvement Act of 2019 H.R. 3535, the GI Bill Work Study Improvement Act of 2019 H.R. 3598, the FREED Vets Act H.R. 3636, the Caring for Our Women Veterans Act H.R. 3798, the Equal Access to Contraception for Veterans Act H.R. 3867, the Violence Against Women Veterans Act H.R. 4096, the Improving Oversight of Women Veterans' Care Act of 2019 H.R. 4138, the State Veterans Home Inspection Simplification Act H.R. 4154, the Leave No Veteran Behind Act H.R. 4305, the Puppies Assisting Wounded Servicemembers (PAWS) for Veterans Therapy Act. H.R. 4334, the Improving Oversight of Women Veterans Care Act H.R. 4451, the Support Our Services to Veterans Caregivers Act H.R. 4554 H.R. 4588, the Modernizing VAs Records Management Program Act H.R. 4589 H.R. 4748, the Justice for ALS Veterans Act of 2019 H.R. 4920, the Department of Veterans Affairs Contracting Preference Consistency Act H.R. 4949, the VA Hospitals Establishing Leadership Performance Act H.R. 5045, the Veteran Employment and Child Care Access Act H.R. 5447, to provide certain veterans with nonarticulating trailers H. Res. 107, the SFC Sean Cooley and SPC Christopher Horton Congressional Gold Star Family Fellowship Program Act H. Res. 698 H. Res. 729 House Draft Bill, Find our Valor Act House Draft Bill, TAP Modernization House Draft Bill, Expand caregiver benefits House Draft Bill, Modify the Interagency Program Office House Draft Bill, Hear our Heroes Act House Draft Bill, Relief for Defrauded Students Act of 2019 House Draft Bill, Criminal penalties for individuals acting as agents or attorneys for VA claims House Draft Bill, to establish in the Department of Veterans Affairs the Office of Womens Health House Draft Bill, Grants for VSOs for ADA Compliance House Draft Bill, the Blast Exposure Protection Act of 2019 House Draft Bill, the Protecting Moms Who Served Act House Draft Bill, Authorize a Second Automobile Grant House Draft Bill, Oath of Exit Act S. 123, the Ensuring Quality Care for our Veterans Act S. 179/H.R. 712, the VA Medicinal Cannabis Research Act of 2019 S. 221, the VA Provider Accountability Act S. 318, the VA Newborn Emergency Treatment Act S. 319, the Women Veterans and Families Health Services Act of 2019 S. 322, the Agent Orange Exposure Fairness Act S. 408, the Veterans Disability Compensation Automatic COLA Act of 2019 S. 450, the Veterans Improved Access and Care Act of 2019 S. 524, the Department of Veterans Affairs Tribal Advisory Committee Act of 2019 S. 598, the BRAVE Act of 2019 S. 679, the Honoring American Veterans in Extreme Need Act (HAVEN) of 2019 S. 760, the Support for Veterans in Effective Apprenticeships Act of 2019 S. 785, the Commander John Scott Hannon Veterans Mental Health Care Improvement Act S. 1101, the Better Examiner Standards and Transparency for Veterans Act of 2019 S. 1316, the Wounded Warrior Research Enhancement Act S. 1563, the Janey Ensminger Act of 2019 S. 1934, the Parity in Veterans Health Care Rights Act S. 2022, the Paul Benne Specially Adaptive Housing Improvement Act of 2019 S. 2027 S. 2061, the Veterans Housing Opportunities and Unemployment Support Extension Act of 2019 S. 2216, the Transparency and Effective Accountability Measures (TEAM) for Veteran Caregivers Act S. 2822, the Post-9/11 Veteran Suicide Prevention Counseling Act S. 2944, the Better and Robust Screening Today (BRST) Act S. 2950, the Veterans Burn Pits Exposure Recognition Act of 2019 S. 2966, the Rural Veterans Travel Enhancement Act of 2019 S. 3020, the Veteran Support and Outreach Act S. 2864, the Sergeant Daniel Somers Veterans Network of Support S. 3089 the BUILD for Veterans Act of 2019 S. 3091, the Justice for ALS Veterans Act Senate Draft Bill, VA Provider Accountability Act Senate Draft Bill, extending the authority of the Secretary of Veterans Affairs to continue to pay educational assistance or subsistence allowances to eligible persons when educational institutions are temporarily closed, and for other purposes Senate Draft Bill, the Enhancing Veterans Access to Legal Services Act of 2019 or the EVALS Act of 2019 Senate Draft Bill, the Protection and Advocacy for Veterans Act Implementation of P.L. 113-146, the Veterans Access, Choice, and Accountability Act Implementation of P.L. 115-55, the Veterans Appeals Improvement and Modernization Act of 2017 Implementation of P.L. 115-48, the Harry W. Colmery Veterans Educational Assistance Act of 2017 Implementation of P.L. 115-182, the VA MISSION Act of 2018 Implementation of P.L. 115-41, the Department of Veterans Affairs Accountability & Whistleblower Protection Act Implementation of P.L. 116-123, the Blue Water Navy Vietnam Veterans Act of 2019 Discussions on women veterans health care Discussions regarding reducing veterans and servicemembers suicide rates Discussions regarding improved access to IVF Discussions of improved access to VA long-term services and supports, including caregiver supports Discussions regarding the Transition Assistance Program Discussed collection of veterans demographic information to research potential benefits and services disparities

Client expense: $72,261 · Firm income: Not reported

Government targets: AMTRAK - Natl Railroad Passenger Corporation, Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Institutes of Health (NIH), SENATE, Transportation, Dept of (DOT), U.S. Architectural & Transportation Barriers Compliance Board (ACCESS), Veterans Affairs, Dept of (VA)

H.R. 1994 - SECURE Act S. 1431 - Retirement Securities and Savings Act S. 972 - RESA H.R. 1007 - RESA H.R.1084 - Family Savings Act H.R. 1993 - Providing Retirement Security to Workers in Small Businesses, Cooperatives, and Service Organizations Act of 2019 H.R. 1439 - Increasing Access to a Secure Retirement Act of 2019 S. 321 Retirement Security Act of 2019 S. 322 - SIMPLE Plan Modernization Act S. 541 - Portable Benefits for Independent Workers Pilot Program Act S. 309 - For the 99.9 Percent Act H.R. 521 - Permanently Repeal the Estate Tax Act of 2019 H.R. 281 / S. 215 - Death Tax Repeal Act of 2019 H.R. 651 - Charitable Giving Tax Deduction Act H.R. 216 - Main Street Tax Certainty Act Issues related to estate tax, life insurance, and retirement planning

Client expense: $440,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 4035 - Pension and Budget Integrity Act of 2019 H.R. 1994 - The Setting Every Community Up for Retirement Enhancement Act of 2019 H.R. 1865 - Further Consolidated Appropriations Act, 2020 H.R. 1516 - Wall Street Tax Act of 2019 H.R. 1007 - Retirement Enhancement and Savings Act of 2019 H.R. 397 - Rehabilitation of Multiemployer Pensions Act of 2019 S. 2962 - Higher Education Loan Payment and Enhanced Retirement Act of 2019 S. 2370 - Automatic IRA Act of 2019 S. 1431 - Retirement Security and Savings Act S. 1428 - Retirement Parity for Student Loans Act S. 972 - Retirement Enhancement and Savings Act S. 647 - Wall Street Tax Act of 2019 S. 322 - The SIMPLE Plan Modernization Act S. 321 - Retirement Security Act of 2019

Client expense: $157,281 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Labor, Dept of (DOL), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC)

H.R. 1007 - Retirement Enhancement and Savings Act of 2019; entire bill H.R. 1439 - Increasing Access to a Secure Retirement Act of 2019; entire bill H.R. 1874 - To amend the Internal Revenue Code of 1986 to require that qualified cash or deferred arrangements allow certain long-term employees to participate; entire bill H.R. 1957 - Taxpayer First Act of 2019; entire bill H.R. 1993 - Providing Retirement Security to Workers in Small Businesses, Cooperatives, and Service Organizations Act of 2019; entire bill H.R. 1994 - Setting Every Community Up for Retirement Enhancement Act of 2019; entire bill H.R. 2367 - Lifetime Income Disclosure Act; entire bill H.R. 3300 - Economic Mobility Act of 2019; entire bill S. 321 - Retirement Security Act of 2019; entire bill S. 322 - SIMPLE Plan Modernization Act; entire bill S. 972 - Retirement Enhancement and Savings Act (RESA); entire bill S. 1011 - To amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to modify the requirements for multiple employer plans, and for other purposes; entire bill S. 1018 - Refunds to Rainy Day Savings Act; entire bill S. 1019 - Strengthening Financial Security Through Short-Term Savings Accounts Act of 2019; entire bill S. 1020 - Retirement Flexibility Act; entire bill S. 1428 - Retirement Parity for Student Loans Act; entire bill S. 1431 - Retirement Security and Savings Act of 2019; entire bill S. 2370 - Automatic IRA Act of 2019; entire bill Not Yet Introduced: Proposal for an employer retirement plan requirement sponsored Rep. Richard Neal Not Yet Introduced: SAVE Act sponsored by Rep. Ron Kind Not Yet Introduced: Portable retirement and investment account legislation sponsored by Rep. Jim Himes

Client expense: $140,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

1.H.R.1007 - Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms 2.S. 972, Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms 3.H.R. 1997, the Setting Every Community up for Retirement Act. Issue: retirement security reforms 4.H.R. 1439, the Increasing Access to a Secure Retirement Act Issue: Provides a fiduciary safe harbor to the selection of an annuity provider. 5.H.R.1994 - Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE). Issue: retirement security reforms 6.H.R. 1993, Providing Retirement Security to Workers in Small Businesses, Cooperatives, and Service Organizations Act of 2019. Issue: Retirement Security, Open Multiple Employer Plans. 7.Saving for the Future Act. Issue: Mandated retirement account employer match. 8.S. 322, SIMPLE Plan Modernization Act. Issue: Makes improvements to SIMPLE retirement accounts and ease the transition from a SIMPLE plan to a 401(k) plan. 9.S. 321, the Retirement Security Act of 2019. Issue: Allows for open MEPs. 10.S. 1431, Retirement Security and Savings Act of 2019. Retirement Security. 11.S. 1428, Retirement Parity for Student Loans Act, Student Loan Retirement Match. 12.S.1011, The Small Business Employees Retirement Enhancement Act, Open MEPs. 13.S.1020, The Retirement Flexibility Act, Retirement Security, automatic enrollment/escalation. 14.S.1019, The Strengthening Financial Security Through Short-Term Savings Act, Retirement Security. Addresses retirement plan leakage. 15.S.1018,The Refund to Rainy Day Savings Act, Retirement Savings. Utilizes tax return for retirement savings. 16. S. 2370, Automatic IRA Act of 2019. The legislation would mandate that most employers that do not offer their employees another type of retirement plan, establish an automatic enrollment, payroll deduction program with contributions withheld from employee pay and contributed to an IRA or retirement bond. 17.Bipartisan Budget Act of 2019, Bipartisan Budget Agreement for Fiscal Years 2020 and 2021 agreed to White House and Congress. Income Security 18.H.R.1185 - FAMILY Act. Issue: paid family and medical leave 19.H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave 20.H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave 21.S.463 - FAMILY Act. Issue: paid family and medical leave 22.S.920 - New Parents Act of 2019. Issue: paid family and medical leave 23.Discussion draft - CRADLE Act. Issue: paid family and medical leave 24.Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave 1.H.R.1185 - FAMILY Act. Issue: paid family and medical leave 2.H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave 3.H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave 4.S.463 - FAMILY Act. Issue: paid family and medical leave 5.S.920 - New Parents Act of 2019. Issue: paid family and medical leave 6.S.1628 -Paid Family Leave Pilot Extension Act. Issue: paid family and medical leave 7.S.1895 - Lower Health Care Costs Act. Issue: dental plans 8.Discussion draft - CRADLE Act. Issue: paid family and medical leave 9.Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave

Client expense: $1,071,800 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

DOL - EBSA Proposed Definition of Employer under Section 3(5) of ERISA - Association Retirement Plans and Other Multiple-Employer Plans Rule (29 CFR Part 2510). DOL - EBSA - Request for Information - Open MEPs and Other Issues under Section 3(5) of the Employee Retirement Income Security Act (29 CFR Parts 2510). SEC Proposal - Updated Disclosure Requirements and Summary Prospectus for Variable Annuity and Variable Life Insurance Contracts (17 CFR Parts 230, 232, 239, 240, 270, and 274). Legislation and rulemaking affecting annuities, variable life products and retirement savings including Trump Administration and Congressional proposals on tax reform. Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions. Treasury Department - IRS - Multiple Employer Plans - (26 CFR Part 1 [REG-121508-18]). Proposals at the Department of Labor for increasing Americans' access to guaranteed lifetime income solutions. Department of Labor rule to expand the scope of persons and entities that would be considered a fiduciary under the Employee Retirement Income Security Act. The Receiving Electronic Statements to Improve Retiree Earnings Act (H.R. 4610 - 115th Congress). The Automatic Retirement Plan Act of 2017 (H.R. 4523 - 115th Congress). The Retirement Plan Simplification Act of 2017 (H.R. 4524 - 115th Congress). Elder Protection and Abuse Prevention Act (H.R. 6744 - 115th Congress). Setting Every Community Up for Retirement Enhancement (SECURE) Act (H.R. 1994 - 116th Congress). Women's Retirement Protection Act (S.975/H.R. 2005- 116th Congress). Retirement Enhancement and Savings Act (S.972/H.R. 1007 - 116th Congress). A bill to provide for an additional nondiscrimination safe harbor for automatic contribution arrangements (S.1020 - 116th Congress). A bill to establish the Refund to Rainy Day Savings Program (S.1018 - 116th Congress). A bill to amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to modify the requirements for multiple employer plans, and for other purposes (S.1011 - 116th Congress). A bill to allow employers to offer short-term savings accounts with automatic contribution arrangements for financial emergencies (S.1019 - 116th Congress). Savings for the Future Act (H.R. 2120 - 116th Congress). Social Security 2100 Act (S.269/H.R. 860 - 116th Congress). SIMPLE Plan Modernization Act (S.322 - 116th Congress). Retirement Security Act of 2019 (S.321 - 116th Congress). Surviving Widow(er) Income Fair Treatment (SWIFT) Act (S.345 - 116th Congress). Increasing Access to a Secure Retirement Act (H.R. 1439 - 116th Congress). SEC Disclosure Effectiveness Testing Act (H.R. 1815 - 116th Congress). Retirement Security for American Workers Act (H.R. 1907 - 116th Congress). Senior Security Act (H.R. 1876 - 116th Congress). A bill to avoid duplicative annual reporting under the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974, and for other purposes (S.354/H.R. 982 - 116th Congress). Expanding Access to Retirement Savings for Caregivers Act (H.R. 3078 - 116th Congress). Retirement Parity for Student Loans Act (S.1428 - 116th Congress). Legacy IRA Act (S.1257 - 116th Congress). Lifetime Income Disclosure Act (S.1574/H.R. 2367 - 116th Congress). Expanding Access to Retirement Savings for Caregivers Act (H.R. 3078 - 116th Congress). Retirement Security Preservation Act of 2019 (S.2352 - 116th Congress).

Client expense: $120,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Legislation and rulemaking affecting annuities, variable life products and retirement savings, including Trump Administration and Congressional proposals on tax reform. Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions that proposed changes to the Internal Revenue Code, including, but not limited to, the Department of the Treasury's Longevity Annuity Contracts Notice of Proposed Rulemaking (REG-115809-11). DOL - EBSA - Request for Information - Open MEPs and Other Issues under Section 3(5) of the Employee Retirement Income Security Act (29 CFR Parts 2510). Treasury Department - IRS - Multiple Employer Plans - (26 CFR Part 1 [REG-121508-18]). The Automatic Retirement Plan Act of 2017 (H.R. 4523 - 115th Congress). The Retirement Plan Simplification Act of 2017 (H.R. 4524 - 115th Congress). The Receiving Electronic Statements To Improve Retiree Earnings Act (H.R. 4610 - 115th Congress). Setting Every Community Up for Retirement Enhancement (SECURE) Act (H.R. 1994 - 116th Congress). Women's Retirement Protection Act (S.975/H.R. 2005 - 116th Congress). Retirement Enhancement and Savings Act (S.972/H.R. 1007 - 116th Congress). A bill to provide for an additional nondiscrimination safe harbor for automatic contribution arrangements (S.1020 - 116th Congress). A bill to establish the Refund to Rainy Day Savings Program (S.1018 - 116th Congress). A bill to amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to modify the requirements for multiple employer plans, and for other purposes (S.1011 - 116th Congress). A bill to allow employers to offer short-term savings accounts with automatic contribution arrangements for financial emergencies (S.1019 - 116th Congress). Savings for the Future Act (H.R. 2120 - 116th Congress). Social Security 2100 Act (S.269/H.R. 860 - 116th Congress). SIMPLE Plan Modernization Act (S.322 - 116th Congress). Retirement Security Act of 2019 (S.321 - 116th Congress). Surviving Widow(er) Income Fair Treatment (SWIFT) Act (S.345 - 116th Congress). Wall Street Tax Act of 2019 (S.647/H.R. 1516 - 116th Congress). Retirement Security for American Workers Act (H.R. 1907 - 116th Congress). A bill to avoid duplicative annual reporting under the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974, and for other purposes (S.354/H.R. 982 - 116th Congress). Expanding Access to Retirement Savings for Caregivers Act (H.R. 3078 - 116th Congress). Retirement Parity for Student Loans Act (S.1428 - 116th Congress). Legacy IRA Act (S.1257 - 116th Congress). Inclusive Prosperity Act of 2019 (S.1587/H.R. 2923 - 116th Congress). Retirement Security Preservation Act of 2019 (S.2352 - 116th Congress).

Client expense: $120,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

RET - 2019 Q3 1.H.R. 1007 - Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms 2.H.R. 1439 - the Increasing Access to a Secure Retirement Act Issue: Provides a fiduciary safe harbor to the selection of an annuity provider. 3.H.R. 1993 - Providing Retirement Security to Workers in Small Businesses, Cooperatives, and Service Organizations Act of 2019. Issue: Retirement Security, Open Multiple Employer Plans. 4.H.R. 1994 - Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE). Issue: retirement security reforms 5.H.R. 1997 - the Setting Every Community up for Retirement Act. Issue: retirement security reforms 6.S. 321 - the Retirement Security Act of 2019. Issue: Allows for open MEPs. 7.S. 322 - SIMPLE Plan Modernization Act. Issue: Makes improvements to SIMPLE retirement accounts and ease the transition from a SIMPLE plan to a 401(k) plan. 8.S. 972 - Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms 9.S. 1011 - The Small Business Employees Retirement Enhancement Act, Open MEPs. 10. S. 1020 - The Retirement Flexibility Act, Retirement Security, automatic enrollment/escalation. 11. S. 1019 - The Strengthening Financial Security Through Short-Term Savings Act, Retirement Security. Addresses retirement plan leakage. 12. S. 1018 - The Refund to Rainy Day Savings Act, Retirement Savings. Utilizes tax return for retirement savings. 13. S. 1431 - Retirement Security and Savings Act of 2019. Retirement Security. 14. S. 1428 - Retirement Parity for Student Loans Act, Student Loan Retirement Match. 15. S. 2370 - Automatic IRA Act of 2019. The legislation would mandate that most employers that do not offer their employees another type of retirement plan, establish an automatic enrollment, payroll deduction program with contributions withheld from employee pay and contributed to an IRA or retirement bond. 16. Saving for the Future Act. Issue: Mandated retirement account employer match. 17. Bipartisan Budget Act of 2019, Bipartisan Budget Agreement for Fiscal Years 2020 and 2021 agreed to White House and Congress.

Client expense: $890,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1994 - SECURE Act S. 1431 - Retirement Securities and Savings Act S. 972 - RESA H.R. 1007 - RESA H.R.1084 - Family Savings Act H.R. 1993 - Providing Retirement Security to Workers in Small Businesses, Cooperatives, and Service Organizations Act of 2019 H.R. 1439 - Increasing Access to a Secure Retirement Act of 2019 S. 321 Retirement Security Act of 2019 S. 322 - SIMPLE Plan Modernization Act S. 541 - Portable Benefits for Independent Workers Pilot Program Act S. 309 - For the 99.9 Percent Act H.R. 521 - Permanently Repeal the Estate Tax Act of 2019 H.R. 281 / S. 215 - Death Tax Repeal Act of 2019 H.R. 651 - Charitable Giving Tax Deduction Act H.R. 216 - Main Street Tax Certainty Act Issues related to estate tax, life insurance, and retirement planning

Client expense: $560,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1007 - Retirement Enhancement and Savings Act of 2019; entire bill H.R. 1439 - Increasing Access to a Secure Retirement Act of 2019; entire bill H.R. 1874 - To amend the Internal Revenue Code of 1986 to require that qualified cash or deferred arrangements allow certain long-term employees to participate; entire bill H.R. 1957 - Taxpayer First Act of 2019; entire bill H.R. 1993 - Providing Retirement Security to Workers in Small Businesses, Cooperatives, and Service Organizations Act of 2019; entire bill H.R. 1994 - Setting Every Community Up for Retirement Enhancement Act of 2019; entire bill H.R. 2369 - Lifetime Income Disclosure Act; entire bill H.R. 3300 - Economic Mobility Act of 2019; entire bill S. 321 - Retirement Security Act of 2019; entire bill S. 322 - SIMPLE Plan Modernization Act; entire bill S. 972 - Retirement Enhancement and Savings Act (RESA); entire bill S. 1011 - To amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to modify the requirements for multiple employer plans, and for other purposes; entire bill S. 1018 - Refunds to Rainy Day Savings Act; entire bill S. 1019 - Strengthening Financial Security Through Short-Term Savings Accounts Act of 2019; entire bill S. 1020 - Retirement Flexibility Act; entire bill S. 1428 - Retirement Parity for Student Loans Act; entire bill S. 1431 - Retirement Security and Savings Act of 2019; entire bill Not Yet Introduced: Proposal for an employer retirement plan requirement sponsored Rep. Richard Neal Not Yet Introduced: SAVE Act sponsored by Rep. Ron Kind Not Yet Introduced: Portable retirement and investment account legislation sponsored by Rep. Jim Himes

Client expense: $100,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Legislation and rulemaking affecting annuities, variable life products and retirement savings, including Trump Administration and Congressional proposals on tax reform. Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions that proposed changes to the Internal Revenue Code, including, but not limited to, the Department of the Treasury's Longevity Annuity Contracts Notice of Proposed Rulemaking (REG-115809-11). The Automatic Retirement Plan Act of 2017 (H.R. 4523 - 115th Congress). The Retirement Plan Simplification Act of 2017 (H.R. 4524 - 115th Congress). The Receiving Electronic Statements To Improve Retiree Earnings Act (H.R. 4610 - 115th Congress). Setting Every Community Up for Retirement Enhancement (SECURE) Act (H.R. 1994 - 116th Congress). Women's Retirement Protection Act (S.975/H.R. 2005 - 116th Congress). Retirement Enhancement and Savings Act (S.972/H.R. 1007 - 116th Congress). A bill to provide for an additional nondiscrimination safe harbor for automatic contribution arrangements (S.1020 - 116th Congress). A bill to establish the Refund to Rainy Day Savings Program (S.1018 - 116th Congress). A bill to amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to modify the requirements for multiple employer plans, and for other purposes (S.1011 - 116th Congress). A bill to allow employers to offer short-term savings accounts with automatic contribution arrangements for financial emergencies (S.1019 - 116th Congress). Savings for the Future Act (H.R. 2120 - 116th Congress). Social Security 2100 Act (S.269/H.R. 860 - 116th Congress). SIMPLE Plan Modernization Act (S.322 - 116th Congress). Retirement Security Act of 2019 (S.321 - 116th Congress). Surviving Widow(er) Income Fair Treatment (SWIFT) Act (S.345 - 116th Congress). Wall Street Tax Act of 2019 (S.647/H.R. 1516 - 116th Congress). Retirement Security for American Workers Act (H.R. 1907 - 116th Congress). A bill to avoid duplicative annual reporting under the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974, and for other purposes (S.354/H.R. 982 - 116th Congress). Expanding Access to Retirement Savings for Caregivers Act (H.R. 3078 - 116th Congress). Retirement Parity for Student Loans Act (S.1428 - 116th Congress). Legacy IRA Act (S.1257 - 116th Congress). Inclusive Prosperity Act of 2019 (S.1587/H.R. 2923 - 116th Congress).

Client expense: $110,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of