Patient Credit Protection Act of 2020
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Patient Credit Protection Act of 2020 This bill prohibits credit reporting agencies from including certain medical debt on a credit report if (1) the consumer was covered by a health insurance plan at the time of the medical event; and (2) the consumer has paid, or is paying as part of a payment plan, the consumer's share of copayments, deductibles, and coinsurance. Credit reporting agencies are also prohibited from reporting certain debts incurred for unconscionably excessive medical expenses for health care items and services furnished at a hospital participating in Medicare. The bill also provides for the removal from a credit report of an impairment resulting from a medical debt within 30 days of notification that the consumer (1) has paid in full, or (2) is in regular compliance with a payment plan.
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Filing registrants (6)
2020 · fourth_quarter · Financial Institutions/Investments/Securities
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Introduced in Senate
Bills with similar content found using semantic analysis.
Sources: Congress.gov
1.H.R. 5332 Protecting Your Credit Score Act of 2019 - - Issues as it relates to amending the Fair Credit Reporting Act 2.H.R. 6800 HEROES Act - Issues as it relates to consumer protections, student loans and other related issues? 3.H.R. 6470 Medical Debt Relief Act of 2020 - - Issues as it relates to amending the Fair Credit Reporting Act. 4.H.R. 6899 Know Your Housing Rights Act of 2020 - Issues as it relates to emergency relief as a result of COVID-19. 5.H.R. 7120 George Floyd Justice in Policing Act of 2020 - Issues as it relates to data collection. 6.S. 4049 National Defense Authorization Act for Fiscal Year 2021 - Issues as they relate to amending the Fair Credit Reporting Act 7.S. 4037 A bill to amend the Fair Credit Reporting Act to protect the credit of patients with substantial medical bills. Issues as it relates to amending the Fair Credit Reporting Act. 8.H.R. 8406 The HEROES Act (amended) 9.S. 4471 Tenant Protection Act 10.H.R. 748 CARES Act (issues related to implementation)
Client expense: $190,000 · Firm income: Not reported
2020 · fourth_quarter · Consumer Issues/Safety/Products
Issues related to the CARES Act H.R. 5332 Protecting Your Credit Score Act of 2019 H.R. 6800 HEROES Act H.R. 6470 Medical Debt Relief Act of 2020 H.R. 6899 Know Your Housing Rights Act of 2020 H.R. 7120 George Floyd Justice in Policing Act of 2020 S. 4049 NDAA 2021 S. 4037 A bill to amend the Fair Credit Reporting Act to protect the credit of patients with substantial medical bills. H.R. 8406 - The Heroes Act (amended) S.4471 - Tenant Protection Act
Client expense: Not reported · Firm income: $40,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2020 · third_quarter · Financial Institutions/Investments/Securities
Consumer Reporting Credit Scoring Credit Monitoring Privacy S. 4037 Patient Credit Protection Act of 2020 H.R. 4231/S. 1828 Credit Access and Inclusion Act H.R. 6800 HEROES ACTt
Client expense: $350,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Centers For Medicare and Medicaid Services (CMS), Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of Management & Budget (OMB), SENATE, Treasury, Dept of, White House Office
2020 · third_quarter · Health Issues
H.R. 6470, Medical Debt Relief Act of 2020; all provisions. S. 4037, Patient Credit Protection Act; all provisions.
Client expense: $360,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2020 · third_quarter · Consumer Issues/Safety/Products
H.R. 5332 Protecting Your Credit Score Act of 2019 - - Issues as it relates to amending the Fair Credit Reporting Act. H.R. 6800 HEROES Act - Issues as it relates to consumer protections, student loans and other related issues. H.R. 6470 Medical Debt Relief Act of 2020 - - Issues as it relates to amending the Fair Credit Reporting Act. H.R. 6899 Know Your Housing Rights Act of 2020 - Issues as it relates to emergency relief as a result of COVID-19. H.R. 7120 George Floyd Justice in Policing Act of 2020 - Issues as it relates to data collection. S. 4049 National Defense Authorization Act for Fiscal Year 2021- Issues as it pertains to amending the Fair Credit Reporting Act. S. 4037 A bill to amend the Fair Credit Reporting Act to protect the credit of patients with substantial medical bills. Issues as it relates to amending the Fair Credit Reporting Act. H.R. 8406 The Heroes Act (amended) S.4471 Tenant Protection Act H.R. 748 CARES Act (issues related to implementation)
Client expense: $220,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2020 · third_quarter · Consumer Issues/Safety/Products
Issues related to the CARES Act H.R. 5332 Protecting Your Credit Score Act of 2019 H.R. 6800 HEROES Act H.R. 6470 Medical Debt Relief Act of 2020 H.R. 6899 Know Your Housing Rights Act of 2020 H.R. 7120 George Floyd Justice in Policing Act of 2020 S. 4049 NDAA 2021 S. 4037 A bill to amend the Fair Credit Reporting Act to protect the credit of patients with substantial medical bills. H.R. 8406 - The Heroes Act (amended) S.4471 - Tenant Protection Act
Client expense: Not reported · Firm income: $40,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2020 · second_quarter · Financial Institutions/Investments/Securities
Consumer reporting; consumer credit monitoring; consumer credit scoring: (H.R.5332 - Protecting Your Credit Score Act of 2020; S.4037 - Patient Credit Protection Act of 2020).
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Transportation Security Administration (TSA)
2020 · second_quarter · Consumer Issues/Safety/Products
H.R. 5332 Protecting Your Credit Score Act of 2019 - - Issues as it relates to amending the Fair Credit Reporting Act. H.R. 6800 HEROES Act - Issues as it relates to consumer protections, student loans and other related issues. H.R. 6470 Medical Debt Relief Act of 2020 - - Issues as it relates to amending the Fair Credit Reporting Act. H.R. 6899 Know Your Housing Rights Act of 2020 - Issues as it relates to emergency relief as a result of COVID-19. H.R. 7120 George Floyd Justice in Policing Act of 2020 - Issues as it relates to data collection. S. 4049 National Defense Authorization Act for Fiscal Year 2021- Issues as it pertains to amending the Fair Credit Reporting Act. S. 4037 A bill to amend the Fair Credit Reporting Act to protect the credit of patients with substantial medical bills. Issues as it relates to amending the Fair Credit Reporting Act.
Client expense: $260,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2020 · second_quarter · Financial Institutions/Investments/Securities
Consumer Reporting Credit Scoring Credit Monitoring Privacy S. 4037
Client expense: $350,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Centers For Medicare and Medicaid Services (CMS), Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of Management & Budget (OMB), SENATE, White House Office
2020 · second_quarter · Financial Institutions/Investments/Securities
Legislative and regulatory issues pertaining to credit reporting and scoring, including H.R. 748, H.R. 3821, H.R. 4231, H.R. 5332, H.R. 6321, H.R. 6370, H.R. 6379, H.R. 6413, H.R. 6451, H.R. 6470, H.R. 6800, S. 1828, S. 3508, S. 3548, and S. 4037.
Client expense: $360,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Housing Finance Agency (FHFA), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Natl Economic Council (NEC), SENATE, Small Business Administration (SBA), Social Security Administration (SSA), Treasury, Dept of, White House Office