Bank on Students Emergency Loan Refinancing Act

H.R. 4674: College Affordability Act To amend and strengthen the Higher Education Act of 1965 to lower the cost of college for students and families, to hold colleges accountable for students' success, and to give a new generation of students the opportunity to graduate on-time and transition to a successful career (ALL). S. 2557: Student Aid Improvement Act of 2019 A bill to amend the Higher Education Act of 1965 to improve the financial aid process for students, to provide continued support for minority-serving institutions, and for other purposes (ALL). H.R. 1571 and S. 672: Debt-Free College Act of 2019 To establish State-Federal partnerships to provide students the opportunity to attain higher education at in-State public institutions of higher education without debt, to provide Federal Pell Grant eligibility to DREAMer students, to repeal suspension of eligibility under the Higher Education Act of 1965 for drug-related offenses, and for other purposes (ALL). H.R. 899: A bill to terminate the Department of Education on December 31, 2020 (ALL). H.R. 1766 and S. 800: College Transparency Act To establish a postsecondary student data system (ALL). H.R. 1707 and S. 768: Bank on Students Emergency Loan Refinancing Act A bill to amend the Higher Education Act of 1965 to provide for the refinancing of certain Federal student loans, and for other purposes (ALL). H.R. 2321 and S. 888: Understanding the True Cost of College Act of 2019 A bill to require a standard financial aid offer form, and for other purposes (ALL). H.R. 1915 and S. 889: Net Price Calculator Improvement Act A bill to amend the Higher Education Act of 1965 to make technical improvements to the Net Price Calculator system so that prospective students may have a more accurate understanding of the true cost of college (ALL). H.R. 640: Student Aid Simplification Act To amend the Internal Revenue Code of 1986 and the Higher Education Act of 1965 to facilitate the disclosure of tax return information to carry out the Higher Education Act of 1965, and for other purposes (ALL). S. 1346: Simplifying Financial Aid for Students Act of 2019 A bill to amend the Higher Education Act of 1965 to require the Secretary to provide for the use of data from the second preceding tax year to carry out the simplification of applications for the estimation and determination of financial aid eligibility, to increase the income threshold to qualify for a student aid index equal to or less than zero, and for other purposes (ALL). H.R. 2129 and S. 1496: Empowering Students Through Enhanced Financial Counseling Act A bill to amend the loan counseling requirements under the Higher Education Act of 1965, and for other purposes (ALL). H.R. 5 and S. 788: Equality Act To prohibit discrimination on the basis of sex, gender identity, and sexual orientation, and for other purposes (ALL). H.R. 3334: Expanding Access to Graduate Education Act of 2019 To expand access to graduate education by amending the Federal Pell Grant program to include postbaccalaureate study (ALL). H.R. 2168 and S. 1074: Restoring Education And Learning Act of 2019 A bill to reinstate Federal Pell Grant eligibility for individuals incarcerated in Federal and State penal institutions, and for other purposes (ALL). S. 976: Campus Accountability and Safety Act A bill to amend the Higher Education Act of 1965 and the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act to combat campus sexual assault, and for other purposes (ALL). H.R. 2026 and S. 984: Safe Equitable Campus Resources and Education Act of 2019 A bill to address the needs of individuals with disabilities within the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act (ALL). S. 1198: Senator Paul Simon Study Abroad Program Act of 2019 A bill to ensure that significantly more students graduate college with the international knowledge and experience essential for success in today's global economy through the establishment of the Senator Paul Simon Study Abroad Program in the Department of Education (ALL). S. 939: Concerns Over Nations Funding University Campus Institutes in the United States (CONFUCIUS) Act A bill to establish limitations regarding Confucius Institutes, and for other purposes (ALL). H.R. 68: Defund National Endowment for the Humanities Act of 2019 To provide that none of the funds made available to the National Endowment for the Humanities for any fiscal year may be used to carry out section 7 of the National Foundation on the Arts and the Humanities Act of 1965 (ALL). S. 4322: Safely Back to School and Back to Work Act A bill to help Americans safely get back to school and back to work, and for other purposes (provisions relating to student aid). H.R. 8382: Student-Athlete Level Playing Field Act To prohibit a covered athletic association and institution of higher education from prohibiting a student-athlete from participating in intercollegiate athletics because such student-athlete enters into an endorsement contract (ALL). Pending Senate legislation relating to a student-athlete bill of rights.

Client expense: $60,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to private student lending, including: -HR 655 - Student Loan Repayment Assistance Act of 2019 -S. 887 - Know Before You Owe Federal Student Loan Act of 2019 -HR 1070 - Student Loan Interest Tax Deduction Expansion Act -HR 1798 - Students and Families Empowerment Act -S. 234 & HR 811 -Transparency in Student Lending Act -S. 720 - CFPB Student Loan Integrity and Transparency Act -HR 63 - Student Loan Disclosure Modernization Act -HR 781 - Student Loan Relief for Feds Act -S. 968 - Protect Student Borrowers Act of 2019 -S. 460 - Employer Participation in Repayment Act of 2019 -HR 770 - Student Loans in Bankruptcy Act of 2019 -HR 1899 - Student Loan Refinancing and Recalculation Act -S.888 - The True Cost of College Act of 2019 -S.681 & HR 1565 - Student Right to Know Before you Go Act -S. 768 & HR 1707 - Bank on Students Emergency Loan Refinancing Act -S. 800 & HR 1766 - College Transparency Act -S.867 - Protect Students Act of 2019 -HR 1810 - Kids to College Act of 2019 -S. 627 - SAFE Act of 2019 -S. 2557 Student Aid Improvement Act of 2019 -S. 3548 - CARES Act -HR 6316 - Emergency Assistance for Student Borrowers Act -HR 6800 - The Heroes Act -HR 6397 - The William M (Mac) Thornberry National Defense Authorization Act for Fiscal Year 2021 (Dean and Adams Amendments)

Client expense: $600,000 · Firm income: Not reported

H.R. 4674: College Affordability Act To amend and strengthen the Higher Education Act of 1965 to lower the cost of college for students and families, to hold colleges accountable for students' success, and to give a new generation of students the opportunity to graduate on-time and transition to a successful career (ALL). S. 2557: Student Aid Improvement Act of 2019 A bill to amend the Higher Education Act of 1965 to improve the financial aid process for students, to provide continued support for minority-serving institutions, and for other purposes (ALL). H.R. 1571 and S. 672: Debt-Free College Act of 2019 To establish State-Federal partnerships to provide students the opportunity to attain higher education at in-State public institutions of higher education without debt, to provide Federal Pell Grant eligibility to DREAMer students, to repeal suspension of eligibility under the Higher Education Act of 1965 for drug-related offenses, and for other purposes (ALL). H.R. 899: A bill to terminate the Department of Education on December 31, 2020 (ALL). H.R. 1766 and S. 800: College Transparency Act To establish a postsecondary student data system (ALL). H.R. 1707 and S. 768: Bank on Students Emergency Loan Refinancing Act A bill to amend the Higher Education Act of 1965 to provide for the refinancing of certain Federal student loans, and for other purposes (ALL). H.R. 2321 and S. 888: Understanding the True Cost of College Act of 2019 A bill to require a standard financial aid offer form, and for other purposes (ALL). H.R. 1915 and S. 889: Net Price Calculator Improvement Act A bill to amend the Higher Education Act of 1965 to make technical improvements to the Net Price Calculator system so that prospective students may have a more accurate understanding of the true cost of college (ALL). H.R. 640: Student Aid Simplification Act To amend the Internal Revenue Code of 1986 and the Higher Education Act of 1965 to facilitate the disclosure of tax return information to carry out the Higher Education Act of 1965, and for other purposes (ALL). S. 1346: Simplifying Financial Aid for Students Act of 2019 A bill to amend the Higher Education Act of 1965 to require the Secretary to provide for the use of data from the second preceding tax year to carry out the simplification of applications for the estimation and determination of financial aid eligibility, to increase the income threshold to qualify for a student aid index equal to or less than zero, and for other purposes (ALL). H.R. 2129 and S. 1496: Empowering Students Through Enhanced Financial Counseling Act A bill to amend the loan counseling requirements under the Higher Education Act of 1965, and for other purposes (ALL). H.R. 5 and S. 788: Equality Act To prohibit discrimination on the basis of sex, gender identity, and sexual orientation, and for other purposes (ALL). H.R. 3334: Expanding Access to Graduate Education Act of 2019 To expand access to graduate education by amending the Federal Pell Grant program to include postbaccalaureate study (ALL). H.R. 2168 and S. 1074: Restoring Education And Learning Act of 2019 A bill to reinstate Federal Pell Grant eligibility for individuals incarcerated in Federal and State penal institutions, and for other purposes (ALL). S. 976: Campus Accountability and Safety Act A bill to amend the Higher Education Act of 1965 and the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act to combat campus sexual assault, and for other purposes (ALL). H.R. 2026 and S. 984: Safe Equitable Campus Resources and Education Act of 2019 A bill to address the needs of individuals with disabilities within the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act (ALL). S. 1198: Senator Paul Simon Study Abroad Program Act of 2019 A bill to ensure that significantly more students graduate college with the international knowledge and experience essential for success in today's global economy through the establishment of the Senator Paul Simon Study Abroad Program in the Department of Education (ALL). S. 939: Concerns Over Nations Funding University Campus Institutes in the United States (CONFUCIUS) Act A bill to establish limitations regarding Confucius Institutes, and for other purposes (ALL). H.R. 68: Defund National Endowment for the Humanities Act of 2019 To provide that none of the funds made available to the National Endowment for the Humanities for any fiscal year may be used to carry out section 7 of the National Foundation on the Arts and the Humanities Act of 1965 (ALL). H.R. 748: Coronavirus Aid, Relief, and Economic Security Act (CARES) Act To provide emergency assistance and health care response for individuals, families, and businesses affected by the 2020 coronavirus pandemic (provisions relating to aid to students and institutions of higher education). H.R. 6800: Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act Vehicle for the fourth coronavirus supplemental relief package (provisions relating to aid to students and institutions of higher education). Pending congressional actions on student-athlete compensation. Pending administrative actions regarding Title IX.

Issues related to private student lending, including: -HR 655 - Student Loan Repayment Assistance Act of 2019 -S. 887 - Know Before You Owe Federal Student Loan Act of 2019 -HR 1070 - Student Loan Interest Tax Deduction Expansion Act -HR 1798 - Students and Families Empowerment Act -S. 234 & HR 811 -Transparency in Student Lending Act -S. 720 - CFPB Student Loan Integrity and Transparency Act -HR 63 - Student Loan Disclosure Modernization Act -HR 781 - Student Loan Relief for Feds Act -S. 968 - Protect Student Borrowers Act of 2019 -S. 460 - Employer Participation in Repayment Act of 2019 -HR 770 - Student Loans in Bankruptcy Act of 2019 -HR 1899 - Student Loan Refinancing and Recalculation Act -S.888 - The True Cost of College Act of 2019 -S.681 & HR 1565 - Student Right to Know Before you Go Act -S. 768 & HR 1707 - Bank on Students Emergency Loan Refinancing Act -S. 800 & HR 1766 - College Transparency Act -S.867 - Protect Students Act of 2019 -HR 1810 - Kids to College Act of 2019 -S. 627 - SAFE Act of 2019 -S. 2557 Student Aid Improvement Act of 2019 -S. 3548 - CARES Act -HR 6316 - Emergency Assistance for Student Borrowers Act -HR 6800 - The Heroes Act

Client expense: $430,000 · Firm income: Not reported

S. 887, Know Before You Owe Federal Student Loan Act of 2019; S. 768 / H.R. 1707, Bank on Students Emergency Loan Refinancing Act; H.R. 1161, Student Loan Disclosure Modernization Act; S. 234 / H.R. 811, Transparency in Student Lending Act; S.1696, "Student Loan Tax Elimination Act"; S. 3548, "Coronavirus Aid, Relief, and Economic Security Act" or the "CARES Act"; H.R. 6800, the "Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act".

Client expense: $150,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 887, Know Before You Owe Federal Student Loan Act of 2019; S. 768 / H.R. 1707, Bank on Students Emergency Loan Refinancing Act; H.R. 1161, Student Loan Disclosure Modernization Act; S. 234 / H.R. 811, Transparency in Student Lending Act; S.1696, "Student Loan Tax Elimination Act"; S. 3548, "Coronavirus Aid, Relief, and Economic Security Act" or the "CARES Act".

Client expense: $640,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 4674: College Affordability Act To amend and strengthen the Higher Education Act of 1965 to lower the cost of college for students and families, to hold colleges accountable for students' success, and to give a new generation of students the opportunity to graduate on-time and transition to a successful career (ALL). S. 2557: Student Aid Improvement Act of 2019 A bill to amend the Higher Education Act of 1965 to improve the financial aid process for students, to provide continued support for minority-serving institutions, and for other purposes (ALL). H.R. 1571 and S. 672: Debt-Free College Act of 2019 To establish State-Federal partnerships to provide students the opportunity to attain higher education at in-State public institutions of higher education without debt, to provide Federal Pell Grant eligibility to DREAMer students, to repeal suspension of eligibility under the Higher Education Act of 1965 for drug-related offenses, and for other purposes (ALL). H.R. 899: A bill to terminate the Department of Education on December 31, 2020 (ALL). H.R. 1766 and S. 800: College Transparency Act To establish a postsecondary student data system (ALL). H.R. 1707 and S. 768: Bank on Students Emergency Loan Refinancing Act A bill to amend the Higher Education Act of 1965 to provide for the refinancing of certain Federal student loans, and for other purposes (ALL). H.R. 2321 and S. 888: Understanding the True Cost of College Act of 2019 A bill to require a standard financial aid offer form, and for other purposes (ALL). H.R. 1915 and S. 889: Net Price Calculator Improvement Act A bill to amend the Higher Education Act of 1965 to make technical improvements to the Net Price Calculator system so that prospective students may have a more accurate understanding of the true cost of college (ALL). H.R. 640: Student Aid Simplification Act To amend the Internal Revenue Code of 1986 and the Higher Education Act of 1965 to facilitate the disclosure of tax return information to carry out the Higher Education Act of 1965, and for other purposes (ALL). S. 1346: Simplifying Financial Aid for Students Act of 2019 A bill to amend the Higher Education Act of 1965 to require the Secretary to provide for the use of data from the second preceding tax year to carry out the simplification of applications for the estimation and determination of financial aid eligibility, to increase the income threshold to qualify for a student aid index equal to or less than zero, and for other purposes (ALL). H.R. 2129 and S. 1496: Empowering Students Through Enhanced Financial Counseling Act A bill to amend the loan counseling requirements under the Higher Education Act of 1965, and for other purposes (ALL). H.R. 5 and S. 788: Equality Act To prohibit discrimination on the basis of sex, gender identity, and sexual orientation, and for other purposes (ALL). H.R. 3334: Expanding Access to Graduate Education Act of 2019 To expand access to graduate education by amending the Federal Pell Grant program to include postbaccalaureate study (ALL). H.R. 2168 and S. 1074: Restoring Education And Learning Act of 2019 A bill to reinstate Federal Pell Grant eligibility for individuals incarcerated in Federal and State penal institutions, and for other purposes (ALL). S. 976: Campus Accountability and Safety Act A bill to amend the Higher Education Act of 1965 and the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act to combat campus sexual assault, and for other purposes (ALL). H.R. 2026 and S. 984: Safe Equitable Campus Resources and Education Act of 2019 A bill to address the needs of individuals with disabilities within the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act (ALL). S. 1198: Senator Paul Simon Study Abroad Program Act of 2019 A bill to ensure that significantly more students graduate college with the international knowledge and experience essential for success in today's global economy through the establishment of the Senator Paul Simon Study Abroad Program in the Department of Education (ALL). S. 939: Concerns Over Nations Funding University Campus Institutes in the United States (CONFUCIUS) Act A bill to establish limitations regarding Confucius Institutes, and for other purposes (ALL). H.R. 68: Defund National Endowment for the Humanities Act of 2019 To provide that none of the funds made available to the National Endowment for the Humanities for any fiscal year may be used to carry out section 7 of the National Foundation on the Arts and the Humanities Act of 1965 (ALL). H.R. 748: Coronavirus Aid, Relief, and Economic Security Act (CARES) Act To provide emergency assistance and health care response for individuals, families, and businesses affected by the 2020 coronavirus pandemic (provisions relating to aid to students and institutions of higher education). Pending congressional actions on student-athlete compensation. Pending administrative actions regarding Title IX.

Issues related to private student lending, including: -HR 655 - Student Loan Repayment Assistance Act of 2019 -S. 887 - Know Before You Owe Federal Student Loan Act of 2019 -HR 1070 - Student Loan Interest Tax Deduction Expansion Act -HR 1798 - Students and Families Empowerment Act -S. 234 & HR 811 -Transparency in Student Lending Act -S. 720 - CFPB Student Loan Integrity and Transparency Act -HR 63 - Student Loan Disclosure Modernization Act -HR 781 - Student Loan Relief for Feds Act -S. 968 - Protect Student Borrowers Act of 2019 -S. 460 - Employer Participation in Repayment Act of 2019 -HR 770 - Student Loans in Bankruptcy Act of 2019 -HR 1899 - Student Loan Refinancing and Recalculation Act -S.888 - The True Cost of College Act of 2019 -S.681 & HR 1565 - Student Right to Know Before you Go Act -S. 768 & HR 1707 - Bank on Students Emergency Loan Refinancing Act -S. 800 & HR 1766 - College Transparency Act -S.867 - Protect Students Act of 2019 -HR 1810 - Kids to College Act of 2019 -S. 627 - SAFE Act of 2019 -S. 2557 Student Aid Improvement Act of 2019 -S. 3548 - CARES Act -HR 6316 - Emergency Assistance for Student Borrowers Act

Client expense: $920,000 · Firm income: Not reported

Issues related to private student lending, including: -HR 655 - Student Loan Repayment Assistance Act of 2019 -S. 887 - Know Before You Owe Federal Student Loan Act of 2019 -HR 1070 - Student Loan Interest Tax Deduction Expansion Act -HR 1798 - Students and Families Empowerment Act -S. 234 & HR 811 -Transparency in Student Lending Act -S. 720 - CFPB Student Loan Integrity and Transparency Act -HR 63 - Student Loan Disclosure Modernization Act -HR 781 - Student Loan Relief for Feds Act -S. 968 - Protect Student Borrowers Act of 2019 -S. 460 - Employer Participation in Repayment Act of 2019 -HR 770 - Student Loans in Bankruptcy Act of 2019 -HR 1899 - Student Loan Refinancing and Recalculation Act -S.888 - The True Cost of College Act of 2019 -S.681 & HR 1565 - Student Right to Know Before you Go Act -S. 768 & HR 1707 - Bank on Students Emergency Loan Refinancing Act -S. 800 & HR 1766 - College Transparency Act -S.867 - Protect Students Act of 2019 -HR 1810 - Kids to College Act of 2019 -S. 627 - SAFE Act of 2019 -S. 2557 Student Aid Improvement Act of 2019

Client expense: $600,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE

H.R. 4674: College Affordability Act To amend and strengthen the Higher Education Act of 1965 to lower the cost of college for students and families, to hold colleges accountable for students' success, and to give a new generation of students the opportunity to graduate on-time and transition to a successful career (ALL). H.R. 5363 and and S. 1279: Fostering Undergraduate Talent by Unlocking Resources for Education (FUTURE) Act To reauthorize mandatory funding programs for historically Black colleges and universities and other minority-serving institutions (ALL). S. 2557: Student Aid Improvement Act of 2019 A bill to amend the Higher Education Act of 1965 to improve the financial aid process for students, to provide continued support for minority-serving institutions, and for other purposes (ALL). H.R. 1571 and S. 672: Debt-Free College Act of 2019 To establish State-Federal partnerships to provide students the opportunity to attain higher education at in-State public institutions of higher education without debt, to provide Federal Pell Grant eligibility to DREAMer students, to repeal suspension of eligibility under the Higher Education Act of 1965 for drug-related offenses, and for other purposes (ALL). H.R. 899: A bill to terminate the Department of Education on December 31, 2020 (ALL). H.R. 1766 and S. 800: College Transparency Act To establish a postsecondary student data system (ALL). H.R. 1707 and S. 768: Bank on Students Emergency Loan Refinancing Act A bill to amend the Higher Education Act of 1965 to provide for the refinancing of certain Federal student loans, and for other purposes (ALL). H.R. 2321 and S. 888: Understanding the True Cost of College Act of 2019 A bill to require a standard financial aid offer form, and for other purposes (ALL). H.R. 1915 and S. 889: Net Price Calculator Improvement Act A bill to amend the Higher Education Act of 1965 to make technical improvements to the Net Price Calculator system so that prospective students may have a more accurate understanding of the true cost of college (ALL). H.R. 640: Student Aid Simplification Act To amend the Internal Revenue Code of 1986 and the Higher Education Act of 1965 to facilitate the disclosure of tax return information to carry out the Higher Education Act of 1965, and for other purposes (ALL). S. 1346: Simplifying Financial Aid for Students Act of 2019 A bill to amend the Higher Education Act of 1965 to require the Secretary to provide for the use of data from the second preceding tax year to carry out the simplification of applications for the estimation and determination of financial aid eligibility, to increase the income threshold to qualify for a student aid index equal to or less than zero, and for other purposes (ALL). H.R. 2129 and S. 1496: Empowering Students Through Enhanced Financial Counseling Act A bill to amend the loan counseling requirements under the Higher Education Act of 1965, and for other purposes (ALL). H.R. 5 and S. 788: Equality Act To prohibit discrimination on the basis of sex, gender identity, and sexual orientation, and for other purposes (ALL). H.R. 3334: Expanding Access to Graduate Education Act of 2019 To expand access to graduate education by amending the Federal Pell Grant program to include postbaccalaureate study (ALL). H.R. 2168 and S. 1074: Restoring Education And Learning Act of 2019 A bill to reinstate Federal Pell Grant eligibility for individuals incarcerated in Federal and State penal institutions, and for other purposes (ALL). S. 976: Campus Accountability and Safety Act A bill to amend the Higher Education Act of 1965 and the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act to combat campus sexual assault, and for other purposes (ALL). H.R. 2026 and S. 984: Safe Equitable Campus Resources and Education Act of 2019 A bill to address the needs of individuals with disabilities within the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act (ALL). S. 1198: Senator Paul Simon Study Abroad Program Act of 2019 A bill to ensure that significantly more students graduate college with the international knowledge and experience essential for success in today's global economy through the establishment of the Senator Paul Simon Study Abroad Program in the Department of Education (ALL). S. 939: Concerns Over Nations Funding University Campus Institutes in the United States (CONFUCIUS) Act A bill to establish limitations regarding Confucius Institutes, and for other purposes (ALL). H.R. 68: Defund National Endowment for the Humanities Act of 2019 To provide that none of the funds made available to the National Endowment for the Humanities for any fiscal year may be used to carry out section 7 of the National Foundation on the Arts and the Humanities Act of 1965 (ALL). Pending congressional actions on student-athlete compensation.

S. 887, Know Before You Owe Federal Student Loan Act of 2019; S. 768 / H.R. 1707, Bank on Students Emergency Loan Refinancing Act; H.R. 1161, Student Loan Disclosure Modernization Act; S. 234 / H.R. 811, Transparency in Student Lending Act; S.1696, "Student Loan Tax Elimination Act."

Client expense: $140,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 887, Know Before You Owe Federal Student Loan Act of 2019; S. 768 / H.R. 1707, Bank on Students Emergency Loan Refinancing Act; H.R. 1161, Student Loan Disclosure Modernization Act; S. 234 / H.R. 811, Transparency in Student Lending Act.

Client expense: $210,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to private student lending, including: -HR 655 - Student Loan Repayment Assistance Act of 2019 -S. 887 - Know Before You Owe Federal Student Loan Act of 2019 -HR 1070 - Student Loan Interest Tax Deduction Expansion Act -HR 1798 - Students and Families Empowerment Act -S. 234 & HR 811 -Transparency in Student Lending Act -S. 720 - CFPB Student Loan Integrity and Transparency Act -HR 63 - Student Loan Disclosure Modernization Act -HR 781 - Student Loan Relief for Feds Act -S. 968 - Protect Student Borrowers Act of 2019 -S. 460 - Employer Participation in Repayment Act of 2019 -HR 770 - Student Loans in Bankruptcy Act of 2019 -HR 1899 - Student Loan Refinancing and Recalculation Act -S.888 - The True Cost of College Act of 2019 -S.681 & HR 1565 - Student Right to Know Before you Go Act -S. 768 & HR 1707 - Bank on Students Emergency Loan Refinancing Act -S. 800 & HR 1766 - College Transparency Act -S.867 - Protect Students Act of 2019 -HR 1810 - Kids to College Act of 2019 -S. 627 - SAFE Act of 2019 -S. 2557 Student Aid Improvement Act of 2019

Client expense: $420,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE

H.R. 2486 and S. 1279: Fostering Undergraduate Talent by Unlocking Resources for Education (FUTURE) Act To reauthorize mandatory funding programs for historically Black colleges and universities and other minority-serving institutions (ALL). S. 2557: Student Aid Improvement Act of 2019 A bill to amend the Higher Education Act of 1965 to improve the financial aid process for students, to provide continued support for minority-serving institutions, and for other purposes (ALL). Then pending House legislation to reauthorize the Higher Education Act (The College Affordability Act, H.R. 4674, introduced on October 15, 2019) H.R. 1571 and S. 672: Debt-Free College Act of 2019 To establish State-Federal partnerships to provide students the opportunity to attain higher education at in-State public institutions of higher education without debt, to provide Federal Pell Grant eligibility to DREAMer students, to repeal suspension of eligibility under the Higher Education Act of 1965 for drug-related offenses, and for other purposes (ALL). H.R. 899: A bill to terminate the Department of Education on December 31, 2020 (ALL). H.R. 1766 and S. 800: College Transparency Act To establish a postsecondary student data system (ALL). H.R. 1707 and S. 768: Bank on Students Emergency Loan Refinancing Act A bill to amend the Higher Education Act of 1965 to provide for the refinancing of certain Federal student loans, and for other purposes (ALL). H.R. 2321 and S. 888: Understanding the True Cost of College Act of 2019 A bill to require a standard financial aid offer form, and for other purposes (ALL). H.R. 1915 and S. 889: Net Price Calculator Improvement Act A bill to amend the Higher Education Act of 1965 to make technical improvements to the Net Price Calculator system so that prospective students may have a more accurate understanding of the true cost of college (ALL). H.R. 640: Student Aid Simplification Act To amend the Internal Revenue Code of 1986 and the Higher Education Act of 1965 to facilitate the disclosure of tax return information to carry out the Higher Education Act of 1965, and for other purposes (ALL). S. 1346: Simplifying Financial Aid for Students Act of 2019 A bill to amend the Higher Education Act of 1965 to require the Secretary to provide for the use of data from the second preceding tax year to carry out the simplification of applications for the estimation and determination of financial aid eligibility, to increase the income threshold to qualify for a student aid index equal to or less than zero, and for other purposes (ALL). H.R. 2129 and S. 1496: Empowering Students Through Enhanced Financial Counseling Act A bill to amend the loan counseling requirements under the Higher Education Act of 1965, and for other purposes (ALL). H.R. 5 and S. 788: Equality Act To prohibit discrimination on the basis of sex, gender identity, and sexual orientation, and for other purposes (ALL). H.R. 3334: Expanding Access to Graduate Education Act of 2019 To expand access to graduate education by amending the Federal Pell Grant program to include postbaccalaureate study (ALL). H.R. 2168 and S. 1074: Restoring Education And Learning Act of 2019 A bill to reinstate Federal Pell Grant eligibility for individuals incarcerated in Federal and State penal institutions, and for other purposes (ALL). S. 976: Campus Accountability and Safety Act A bill to amend the Higher Education Act of 1965 and the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act to combat campus sexual assault, and for other purposes (ALL). H.R. 2026 and S. 984: Safe Equitable Campus Resources and Education Act of 2019 A bill to address the needs of individuals with disabilities within the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act (ALL). S. 1198: Senator Paul Simon Study Abroad Program Act of 2019 A bill to ensure that significantly more students graduate college with the international knowledge and experience essential for success in today's global economy through the establishment of the Senator Paul Simon Study Abroad Program in the Department of Education (ALL). S. 939: Concerns Over Nations Funding University Campus Institutes in the United States (CONFUCIUS) Act A bill to establish limitations regarding Confucius Institutes, and for other purposes (ALL). H.R. 68: Defund National Endowment for the Humanities Act of 2019 To provide that none of the funds made available to the National Endowment for the Humanities for any fiscal year may be used to carry out section 7 of the National Foundation on the Arts and the Humanities Act of 1965 (ALL).

Pending legislation to reauthorize the Higher Education Act H.R. 1571 and S. 672: Debt-Free College Act of 2019 To establish State-Federal partnerships to provide students the opportunity to attain higher education at in-State public institutions of higher education without debt, to provide Federal Pell Grant eligibility to DREAMer students, to repeal suspension of eligibility under the Higher Education Act of 1965 for drug-related offenses, and for other purposes (ALL). H.R. 899: A bill to terminate the Department of Education on December 31, 2020 (ALL). H.R. 1766 and S. 800: College Transparency Act To establish a postsecondary student data system (ALL). H.R. 1707 and S. 768: Bank on Students Emergency Loan Refinancing Act A bill to amend the Higher Education Act of 1965 to provide for the refinancing of certain Federal student loans, and for other purposes (ALL). H.R. 2321 and S. 888: Understanding the True Cost of College Act of 2019 A bill to require a standard financial aid offer form, and for other purposes (ALL). H.R. 1915 and S. 889: Net Price Calculator Improvement Act A bill to amend the Higher Education Act of 1965 to make technical improvements to the Net Price Calculator system so that prospective students may have a more accurate understanding of the true cost of college (ALL). H.R. 640: Student Aid Simplification Act To amend the Internal Revenue Code of 1986 and the Higher Education Act of 1965 to facilitate the disclosure of tax return information to carry out the Higher Education Act of 1965, and for other purposes (ALL). S. 1346: Simplifying Financial Aid for Students Act of 2019 A bill to amend the Higher Education Act of 1965 to require the Secretary to provide for the use of data from the second preceding tax year to carry out the simplification of applications for the estimation and determination of financial aid eligibility, to increase the income threshold to qualify for a student aid index equal to or less than zero, and for other purposes (ALL). H.R. 2129 and S. 1496: Empowering Students Through Enhanced Financial Counseling Act A bill to amend the loan counseling requirements under the Higher Education Act of 1965, and for other purposes (ALL). H.R. 5 and S. 788: Equality Act To prohibit discrimination on the basis of sex, gender identity, and sexual orientation, and for other purposes (ALL). H.R. 3334: Expanding Access to Graduate Education Act of 2019 To expand access to graduate education by amending the Federal Pell Grant program to include postbaccalaureate study (ALL). H.R. 2168 and S. 1074: Restoring Education And Learning Act of 2019 A bill to reinstate Federal Pell Grant eligibility for individuals incarcerated in Federal and State penal institutions, and for other purposes (ALL). S. 976: Campus Accountability and Safety Act A bill to amend the Higher Education Act of 1965 and the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act to combat campus sexual assault, and for other purposes (ALL). H.R. 2026 and S. 984: Safe Equitable Campus Resources and Education Act of 2019 A bill to address the needs of individuals with disabilities within the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act (ALL). S. 1198: Senator Paul Simon Study Abroad Program Act of 2019 A bill to ensure that significantly more students graduate college with the international knowledge and experience essential for success in today's global economy through the establishment of the Senator Paul Simon Study Abroad Program in the Department of Education (ALL). S. 939: Concerns Over Nations Funding University Campus Institutes in the United States (CONFUCIUS) Act A bill to establish limitations regarding Confucius Institutes, and for other purposes (ALL). H.R. 68: Defund National Endowment for the Humanities Act of 2019 To provide that none of the funds made available to the National Endowment for the Humanities for any fiscal year may be used to carry out section 7 of the National Foundation on the Arts and the Humanities Act of 1965 (ALL).

S. 887, Know Before You Owe Federal Student Loan Act of 2019; S. 768 / H.R. 1707, Bank on Students Emergency Loan Refinancing Act; H.R. 1161, Student Loan Disclosure Modernization Act; S. 234 / H.R. 811, Transparency in Student Lending Act.

Client expense: $180,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to private student lending, including: -HR 655 - Student Loan Repayment Assistance Act of 2019 -S. 887 - Know Before You Owe Federal Student Loan Act of 2019 -HR 1070 - Student Loan Interest Tax Deduction Expansion Act -HR 1798 - Students and Families Empowerment Act -S. 234 & HR 811 -Transparency in Student Lending Act -S. 720 - CFPB Student Loan Integrity and Transparency Act -HR 63 - Student Loan Disclosure Modernization Act -HR 781 - Student Loan Relief for Feds Act -S. 968 - Protect Student Borrowers Act of 2019 -S. 460 - Employer Participation in Repayment Act of 2019 -HR 770 - Student Loans in Bankruptcy Act of 2019 -HR 1899 - Student Loan Refinancing and Recalculation Act -S.888 - The True Cost of College Act of 2019 -S.681 & HR 1565 - Student Right to Know Before you Go Act -S. 768 & HR 1707 - Bank on Students Emergency Loan Refinancing Act -S. 800 & HR 1766 - College Transparency Act -S.867 - Protect Students Act of 2019 -HR 1810 - Kids to College Act of 2019 -S. 627 - SAFE Act of 2019

Client expense: $280,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE

Pending legislation to reauthorize the Higher Education Act Congressional interest into Chinese cultural and language programming through Confucius Institutes H.R. 1571 and S. 672: Debt-Free College Act of 2019 To establish State-Federal partnerships to provide students the opportunity to attain higher education at in-State public institutions of higher education without debt, to provide Federal Pell Grant eligibility to DREAMer students, to repeal suspension of eligibility under the Higher Education Act of 1965 for drug-related offenses, and for other purposes (ALL). H.R. 899: A bill to terminate the Department of Education on December 31, 2020 (ALL). H.R. 1766 and S. 800: College Transparency Act To establish a postsecondary student data system (ALL). H.R. 1707 and S. 768: Bank on Students Emergency Loan Refinancing Act A bill to amend the Higher Education Act of 1965 to provide for the refinancing of certain Federal student loans, and for other purposes (ALL). S. 888: Understanding the True Cost of College Act of 2019 A bill to require a standard financial aid offer form, and for other purposes (ALL). H.R. 1915 and S. 889: Net Price Calculator Improvement Act A bill to amend the Higher Education Act of 1965 to make technical improvements to the Net Price Calculator system so that prospective students may have a more accurate understanding of the true cost of college (ALL). H.R. 640: Student Aid Simplification Act To amend the Internal Revenue Code of 1986 and the Higher Education Act of 1965 to facilitate the disclosure of tax return information to carry out the Higher Education Act of 1965, and for other purposes (ALL). H.R. 5 and S. 788: Equality Act To prohibit discrimination on the basis of sex, gender identity, and sexual orientation, and for other purposes (ALL). H.R. 68: Defund National Endowment for the Humanities Act of 2019 To provide that none of the funds made available to the National Endowment for the Humanities for any fiscal year may be used to carry out section 7 of the National Foundation on the Arts and the Humanities Act of 1965 (ALL).

S. 887, Know Before You Owe Federal Student Loan Act of 2019; S. 768 / H.R. 1707, Bank on Students Emergency Loan Refinancing Act; H.R. 1161, Student Loan Disclosure Modernization Act; S. 234 / H.R. 811, Transparency in Student Lending Act

Client expense: $540,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to private student lending, including: -HR 655 - Student Loan Repayment Assistance Act of 2019 -S. 887 - Know Before You Owe Federal Student Loan Act of 2019 -HR 1070 - Student Loan Interest Tax Deduction Expansion Act -HR 1798 - Students and Families Empowerment Act -S. 234 & HR 811 -Transparency in Student Lending Act -S. 720 - CFPB Student Loan Integrity and Transparency Act -HR 63 - Student Loan Disclosure Modernization Act -HR 781 - Student Loan Relief for Feds Act -S. 968 - Protect Student Borrowers Act of 2019 -S. 460 - Employer Participation in Repayment Act of 2019 -HR 770 - Student Loans in Bankruptcy Act of 2019 -HR 1899 - Student Loan Refinancing and Recalculation Act -S.888 - The True Cost of College Act of 2019 -S.681 & HR 1565 - Student Right to Know Before you Go Act -S. 768 & HR 1707 - Bank on Students Emergency Loan Refinancing Act -S. 800 & HR 1766 - College Transparency Act -S.867 - Protect Students Act of 2019 -HR 1810 - Kids to College Act of 2019 -S. 627 - SAFE Act of 2019

Client expense: $960,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE