Military Spouses Retirement Security Act

H.R.2954 - Securing a Strong Retirement Act of 2021, Financial Fitness Program, General Business Issues, Fiduciary Rules, S.1273 - Military Spouses Retirement Security Act, S.1770 - Retirement Security and Savings Act of 2021

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to retirement security and savings matters, including the Retirement Security and Savings Act (S. 1770) and Securing a Strong Retirement Act of 2021 (H.R. 2954); S. 1273/H.R. 1453 (The Military Spouses Retirement Security Act) and other issues related to retirement savings for military spouses; issues related to senior investor protection matters; issues related to SEC and DOL standard of care rulemaking.

Client expense: $860,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

1.S. 1870/H.R. 7146, the Enhancing Emergency and Retirement Savings Act of 2021: The legislation would provide a penalty-free emergency distribution option from employer-sponsored retirement accounts and IRAs. 2.Portable Retirement and Investment Account Act (PRIA): Creates retirement accounts at birth to help establish lifelong savings/retirement accounts. 3.H.R. 2954, Securing a Strong Retirement Act (SECURE 2.0) / Retirement Security and Savings Act: Comprehensive retirement savings legislation. 4.S. 1272, The SIMPLE Plan Modernization Act: The bill would raise the contribution limit for SIMPLE plans from $13,500 to $16,500 with a corresponding increase in the catch-up limit from $3,000 to $4,750. 5.S. 1770, The Retirement Security & Savings Act: Comprehensive retirement savings legislation. 6.S. 1703, The Improving Access to Retirement Savings Act of 2021: The bill would expand Open Multiple Employer Plans to include 403(b) accounts, create a safe harbor for correcting employee deferrals and make clarifications for small businesses who wish to utilize a credit to offer a retirement plan to their employees. 7.S. 1443, The Retirement Parity for Student Loans Act: Allows employers to make matching contributions to a 401(k)-retirement plan while their employees make student loan repayments. 8. S. 975 / H.R. 2005, the Womens Retirement Security Act of 2021: Addresses the retirement gap and bolsters womens financial security through amending ERISA and increasing financial literacy. 9.S. 2452, the Encouraging Americans to Save Act: Reforms the savers credit, makes the credit refundable, establishes an R-bond program, and amends the deadline to fund an IRA with a tax refund, among other provisions. 10. H.R. 5891, The Retirement Improvement and Saving Enhancement (RISE) Act: Contains several retirement security provisions, also included within H.R. 2459 (SSRA). Also requires DOL, the Department of the Treasury, and the Pension Benefit Guaranty Corporation (PBGC) to review reporting and disclosure requirements for pension plans and make recommendations to Congress to consolidate, simplify, standardize, and improve such requirements. 11. Audit Consolidation Act and the Simplifying Retirement Act: Allows group plans to file a single Form 5500 for the entire retirement plan, ensures small employers are not burdened with administrative complexities. Allows pooled employer providers who manage PEPs to utilize Discretionary or Directed Trustees to manage assets and collect contributions would help to contain costs and make plan easier to manage for the small employers who choose to participate. 12.H.R. 6746, Lifetime Income for Employees (LIFE) Act of 2022: Amends the current rules for qualified default investment alternatives to facilitate the use of an annuity component will expand the availability of guaranteed returns and guaranteed lifetime income that help savers secure their retirement futures. 13.The Enhancing American Retirement Now (EARN) Act: Builds upon S. 1770 with additional retirement provisions. Considered the Senate version of SECURE 2.0. 14.The Rise and Shine Act: SENATE HELP provisions covered by ERISA to be included with a Senate retirement package (SECURE 2.0). 15. S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts. 16. S.4103, Helping Parents Save for College Act of 2022: Would make two important changes to the way 529 college savings accounts are designed to increase utilization. 17. S.4087, INFORM Act: would require plan sponsors to provide participants and beneficiaries with the critical information that would allow them to make an informed decision when presented with such a lump-sum offer. The INFORM Act also would require a notice to affected participants and beneficiaries 90 days before the period in which they must make a decision. The INFORM Act would further require disclosure to the Department of Labor, so information can be collected on these practices. 18. S.3993, the Savings Access for Escaping and Rebuilding Act (SAFER) Act: A bill to amend the Internal Revenue Code of 1986 to allow penalty-free withdrawals from retirement plans for domestic abuse victims. 19. S.1273, the Military Spouses Retirement Security Act: Would allow military spouses to vest earlier and provide incentives for employers. 20.American Worker Savings and Wealth Creation Plan Act: Would create a TSP type government-run retirement program. Income Security The Enhancing American Retirement Now (EARN) Act: Builds upon S. 1770 with additional retirement provisions. Considered the Senate version of SECURE 2.0. S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts. H.R. 133, Both provisions are in the larger bill. H.R.1185 - FAMILY Act. Issue: paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member. H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave S.463 - FAMILY Act. Issue: paid family and medical leave- paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member S.920 - New Parents Act of 2019. Issue: paid family and medical leave Discussion draft - CRADLE Act. Issue: paid family and medical leave - allows for a deferment of retirement benefits for paid leave benefits. Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave H.R. 2694 - Pregnant Workers Fairness Act. Issue: paid family and medical leave. Concurrent Resolution on the Budget, FY2022, S.Con.Res.14. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: Medicare/Dental (Expanding Medicare to include dental, vision, hearing benefits and lowering the eligibility age). H.R. 5376- Build Back Better Act this bill provides funding, establishes programs, and otherwise modifies provisions relating to a broad array of areas, including education, labor, child-care, health care, taxes, immigration, and the environment. Diversity and Inclusion H.R. 5084 - Improving Corporate Governance Through Diversity Act. Issue: diversity and inclusion. H.R. 5360 - Closing the Racial Wealth Gap Act. Issue: diversity and inclusion. H.R. 281 - Ensuring Diverse Leadership Act. Issue: diversity and inclusion. H.R. 7946 and S. 4464 - Federal Reserve Racial and Economic Equity Act. Issue: diversity and inclusion.

HR475-TRICARE young adult;HR1302-Gold Star; HR1309-eating disorders; HR1767-languages; HR1836-Guard parity; S943-Parris Island; S781-paid leave; S894-Hire Vets; S156 TRICARE re-enroll; HR333/HR303/S344/HR1282-Concurrent Receipt; S781-Parental Leave; S943-Parris Island Protection; HR2146-Military Family Violence; HR2339- Military Hunger Prevention; HR2214-Final month pay; HR1491-Fair Debt Collection; HR2320- Parental Leave; HR2502- Gender Equity Pay; S1084- Military Spouse Licensing; S1147- Concurrent Receipts; S1572-Military Childcare; HR3102- TRICARE Protection; HR3121- Military Child Care; S1781- Military Nutrition; S1273-Military Spouse Retirement; HR3626- Guard and Reserve Pay Parity; HR3712- Dogs for disease detection; HR3368- Toxic Exposure; HR3512- TRICARE for Reserve; S1967-Childcare Expansion; S1970- Clean Water for Military; S1972- Tricare young adult; S1973-PFAS Toxic Exposure; HR4339- Toxic Exposure; HR4340- Toxic Exposure; HR4379- Burn Pits; S2161- 180day Rule (Skill retaining); HR4861- DoD School Funding; HR4700- Skillbridge Program; HR4702- Military Spouse Tax; HR5061- Mental Health, HR4031- 180 Rule (Retaining Skill); HR4241-PFAS Cleanup; HR4824- Mental Health; HR4882- Recreational Therapy; S2518- Toxic Exposure; S2555- PFAS Cleanup; HR5198 - Casualty Assistance; HR5379 - Pay during lapse in appropriation; HR5403 -PFAS; HR2195 - Protecting Reservist Employment; HR2196- Forced Arbitration; HR5402 - Vetting Privatize Housing; HR5752 - SCRA; HR5255 - Child Impact Aid; HR6227 - Military Children School Meal; HR7041 - Military Records; HR7526 - Credit Monitoring; HR7563- Active Duty Home Ownership; HR7564 - Building More Houses; HR7561 - BAH Restoration;

Client expense: $120,000 · Firm income: Not reported

Issues related to retirement security and savings matters, including the Retirement Security and Savings Act (S. 1770), Securing a Strong Retirement Act of 2021 (H.R. 2954), and Enhancing American Retirement Now (EARN) Act; S. 1273/H.R. 1453 (The Military Spouses Retirement Security Act) and other issues related to retirement savings for military spouses. Proposals related to small business retirement issues and retirement savings issues. SIMPLE IRAs.

Client expense: $660,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to retirement security and savings matters, including the Retirement Security and Savings Act (S. 1770) and Securing a Strong Retirement Act of 2021 (H.R. 2954); S. 1273/H.R. 1453 (The Military Spouses Retirement Security Act) and other issues related to retirement savings for military spouses; issues related to financial transaction, capital gains and dividend income taxes; issues related to senior investor protection matters; issues related to SEC and DOL standard of care rulemaking.

Client expense: $660,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

1.S. 1870/H.R. 7146, the Enhancing Emergency and Retirement Savings Act of 2021: The legislation would provide a penalty-free emergency distribution option from employer-sponsored retirement accounts and IRAs. 2.Portable Retirement and Investment Account Act (PRIA): Creates retirement accounts at birth to help establish lifelong savings/retirement accounts. 3.H.R. 2954, Securing a Strong Retirement Act (SECURE 2.0) / Retirement Security and Savings Act: Comprehensive retirement savings legislation. 4.S. 1272, The SIMPLE Plan Modernization Act: The bill would raise the contribution limit for SIMPLE plans from $13,500 to $16,500 with a corresponding increase in the catch-up limit from $3,000 to $4,750. 5.S. 1770, The Retirement Security & Savings Act: Comprehensive retirement savings legislation. 6.S. 1703, The Improving Access to Retirement Savings Act of 2021: The bill would expand Open Multiple Employer Plans to include 403(b) accounts, create a safe harbor for correcting employee deferrals and make clarifications for small businesses who wish to utilize a credit to offer a retirement plan to their employees. 7.S. 1443, The Retirement Parity for Student Loans Act: Allows employers to make matching contributions to a 401(k) retirement plan while their employees make student loan repayments. 8. S. 975 / H.R. 2005, the Womens Retirement Security Act of 2021: Addresses the retirement gap and bolsters womens financial security through amending ERISA and increasing financial literacy. 9.S. 2452, the Encouraging Americans to Save Act: Reforms the savers credit, makes the credit refundable, establishes an R-bond program, and amends the deadline to fund an IRA with a tax refund, among other provisions. 10. H.R. 5891, The Retirement Improvement and Saving Enhancement (RISE) Act: Contains several retirement security provisions, also included within H.R. 2459 (SSRA). Also requires DOL, the Department of the Treasury, and the Pension Benefit Guaranty Corporation (PBGC) to review reporting and disclosure requirements for pension plans and make recommendations to Congress to consolidate, simplify, standardize, and improve such requirements. 11. Audit Consolidation Act and the Simplifying Retirement Act: Allows group plans to file a single Form 5500 for the entire retirement plan, ensures small employers are not burdened with administrative complexities. Allows pooled employer providers who manage PEPs to utilize Discretionary or Directed Trustees to manage assets and collect contributions would help to contain costs and make plan easier to manage for the small employers who choose to participate. 12.H.R. 6746, Lifetime Income for Employees (LIFE) Act of 2022: Amends the current rules for qualified default investment alternatives to facilitate the use of an annuity component will expand the availability of guaranteed returns and guaranteed lifetime income that help savers secure their retirement futures. 13.The Enhancing American Retirement Now (EARN) Act: Builds upon S. 1770 with additional retirement provisions. Considered the Senate version of SECURE 2.0. 14.The Rise and Shine Act: SENATE HELP provisions covered by ERISA to be included with a Senate retirement package (SECURE 2.0). 15. S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts. 16. S.4103, Helping Parents Save for College Act of 2022: Would make two important changes to the way 529 college savings accounts are designed to increase utilization. 17. S.4087, INFORM Act: would require plan sponsors to provide participants and beneficiaries with the critical information that would allow them to make an informed decision when presented with such a lump-sum offer. The INFORM Act also would require a notice to affected participants and beneficiaries 90 days before the period in which they must make a decision. The INFORM Act would further require disclosure to the Department of Labor, so information can be collected on these practices. 18. S.3993, the Savings Access for Escaping and Rebuilding Act (SAFER) Act: A bill to amend the Internal Revenue Code of 1986 to allow penalty-free withdrawals from retirement plans for domestic abuse victims. 19. S.1273, the Military Spouses Retirement Security Act: Would allow military spouses to vest earlier and provide incentives for employers. Income Security The Enhancing American Retirement Now (EARN) Act: Builds upon S. 1770 with additional retirement provisions. Considered the Senate version of SECURE 2.0. S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts. H.R. 133, Both provisions are in the larger bill. H.R.1185 - FAMILY Act. Issue: paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member. H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave S.463 - FAMILY Act. Issue: paid family and medical leave- paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member S.920 - New Parents Act of 2019. Issue: paid family and medical leave Discussion draft - CRADLE Act. Issue: paid family and medical leave - allows for a deferment of retirement benefits for paid leave benefits. Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave H.R. 2694 - Pregnant Workers Fairness Act. Issue: paid family and medical leave. Concurrent Resolution on the Budget, FY2022, S.Con.Res.14. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: Medicare/Dental (Expanding Medicare to include dental, vision, hearing benefits and lowering the eligibility age). H.R. 5376- Build Back Better Act this bill provides funding, establishes programs, and otherwise modifies provisions relating to a broad array of areas, including education, labor, child-care, health care, taxes, immigration, and the environment. Diversity and Inclusion H.R. 5084 - Improving Corporate Governance Through Diversity Act. Issue: diversity and inclusion. H.R. 5360 - Closing the Racial Wealth Gap Act. Issue: diversity and inclusion. H.R. 281 - Ensuring Diverse Leadership Act. Issue: diversity and inclusion. H.R. 7946 and S. 4464 - Federal Reserve Racial and Economic Equity Act. Issue: diversity and inclusion.

HR475-TRICARE young adult;HR1302-Gold Star; HR1309-eating disorders; HR1767-languages; HR1836-Guard parity; S943-Parris Island; S781-paid leave; S894-Hire Vets; S156 TRICARE re-enroll; HR333/HR303/S344/HR1282-Concurrent Receipt; S781-Parental Leave; S943-Parris Island Protection; HR2146-Military Family Violence; HR2339- Military Hunger Prevention; HR2214-Final month pay; HR1491-Fair Debt Collection; HR2320- Parental Leave; HR2502- Gender Equity Pay; S1084- Military Spouse Licensing; S1147- Concurrent Receipts; S1572-Military Childcare; HR3102- TRICARE Protection; HR3121- Military Child Care; S1781- Military Nutrition; S1273-Military Spouse Retirement; HR3626- Guard and Reserve Pay Parity; HR3712- Dogs for disease detection; HR3368- Toxic Exposure; HR3512- TRICARE for Reserve; S1967-Childcare Expansion; S1970- Clean Water for Military; S1972- Tricare young adult; S1973-PFAS Toxic Exposure; HR4339- Toxic Exposure; HR4340- Toxic Exposure; HR4379- Burn Pits; S2161- 180day Rule (Skill retaining); HR4861- DoD School Funding; HR4700- Skillbridge Program; HR4702- Military Spouse Tax; HR5061- Mental Health, HR4031- 180 Rule (Retaining Skill); HR4241-PFAS Cleanup; HR4824- Mental Health; HR4882- Recreational Therapy; S2518- Toxic Exposure; S2555- PFAS Cleanup; HR5198 - Casualty Assistance; HR5379 - Pay during lapse in appropriation; HR5403 -PFAS; HR2195 - Protecting Reservist Employment; HR2196- Forced Arbitration; HR5402 - Vetting Privatize Housing; HR5752 - SCRA; HR5255 - Child Impact Aid; HR6227 - Military Children School Meal; HR7041 - Military Records; HR7526 - Credit Monitoring; HR7563- Active Duty Home Ownership; HR7564 - Building More Houses; HR7561 - BAH Restoration;

Client expense: $120,000 · Firm income: Not reported

Issues related to retirement security and savings matters, including the Retirement Security and Savings Act (S. 1770) and Securing a Strong Retirement Act of 2021 (H.R. 2954); S. 1273/H.R. 1453 (The Military Spouses Retirement Security Act) and other issues related to retirement savings for military spouses. Proposals related to small business retirement issues and retirement savings issues. SIMPLE IRAs.

Client expense: $480,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to retirement security and savings matters, including the Retirement Security and Savings Act (S. 1770) and Securing a Strong Retirement Act of 2021 (H.R. 2954); S. 1273/H.R. 1453 (The Military Spouses Retirement Security Act) and other issues related to retirement savings for military spouses; issues related to financial transaction, capital gains and dividend income taxes; issues related to senior investor protection matters; issues related to SEC and DOL standard of care rulemaking.

Client expense: $480,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR475-TRICARE young adult;HR1302-Gold Star; HR1309-eating disorders; HR1767-languages; HR1836-Guard parity; S943-Parris Island; S781-paid leave; S894-Hire Vets; S156 TRICARE re-enroll; HR333/HR303/S344/HR1282-Concurrent Receipt; S781-Parental Leave; S943-Parris Island Protection; HR2146-Military Family Violence; HR2339- Military Hunger Prevention; HR2214-Final month pay; HR1491-Fair Debt Collection; HR2320- Parental Leave; HR2502- Gender Equity Pay; S1084- Military Spouse Licensing; S1147- Concurrent Receipts; S1572-Military Childcare; HR3102- TRICARE Protection; HR3121- Military Child Care; S1781- Military Nutrition; S1273-Military Spouse Retirement; HR3626- Guard and Reserve Pay Parity; HR3712- Dogs for disease detection; HR3368- Toxic Exposure; HR3512- TRICARE for Reserve; S1967-Childcare Expansion; S1970- Clean Water for Military; S1972- Tricare young adult; S1973-PFAS Toxic Exposure; HR4339- Toxic Exposure; HR4340- Toxic Exposure; HR4379- Burn Pits; S2161- 180day Rule (Skill retaining); HR4861- DoD School Funding; HR4700- Skillbridge Program; HR4702- Military Spouse Tax; HR5061- Mental Health, HR4031- 180 Rule (Retaining Skill); HR4241-PFAS Cleanup; HR4824- Mental Health; HR4882- Recreational Therapy; S2518- Toxic Exposure; S2555- PFAS Cleanup; HR5198 - Casualty Assistance; HR5379 - Pay during lapse in appropriation; HR5403 -PFAS; HR2195 - Protecting Reservist Employment; HR2196- Forced Arbitration; HR5402 - Vetting Privatize Housing; HR5752 - SCRA; HR5255 - Child Impact Aid; HR6227 - Military Children School Meal;

Client expense: $120,000 · Firm income: Not reported

Issues related to retirement security and savings matters, including the Retirement Security and Savings Act (S. 1770) and Securing a Strong Retirement Act of 2021 (H.R. 2954); S. 1273/H.R. 1453 (The Military Spouses Retirement Security Act) and other issues related to retirement savings for military spouses; issues related to financial transaction, capital gains and dividend income taxes; issues related to senior investor protection matters; issues related to SEC and DOL standard of care rulemaking.

Client expense: $780,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to retirement security and savings matters, including the Retirement Security and Savings Act (S. 1770) and Securing a Strong Retirement Act of 2021 (H.R. 2954); S. 1273/H.R. 1453 (The Military Spouses Retirement Security Act) and other issues related to retirement savings for military spouses. Proposals related to small business retirement issues and retirement savings issues. SIMPLE IRAs.

Client expense: $780,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Legislation and rulemaking affecting annuities, variable life products and retirement savings including Biden Administration and Congressional proposals on tax reform. DOL - EBSA - Cybersecurity Guidance for Plan Sponsors, Fiduciaries, Record Keepers and Participants. DOL - EBSA - PTE 2020-02 - Improving Investment Advice for Workers & Retirees. DOL - EBSA - Financial Factors in Selecting Plan Investments - ZRIN 1210-AB95. DOL - EBSA - Improving Investment Advice for Workers and Retirees - ZRIN 1210-ZA29. DOL - EBSA - Pension Benefit Statements-Lifetime Income Illustrations - RIN 1210-AB20. DOL - EBSA - Fiduciary Duties Regarding Proxy Voting and Shareholder Rights - RIN 1210-AB91. DOL - OSEC - Rescission of Department of Labor Rule on Guidance (29 CFR Part 89 - RIN 1290-AA41). DOL - EBSA - Amendment to and Partial Revocation of Prohibited Transaction Exemption (PTE) 84-24 for Certain Transactions Involving Insurance Agents and Brokers, Pension Consultants, Insurance Companies, and Investment Company Principal Underwriters. DOL - EBSA - Definition of the Term Fiduciary - RIN 1210-AC02. DOL - EBSA - Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder Rights (RIN - 1210-AC03/ 29 CFR 2550). EOP - Executive Order on Climate-Related Financial Risk. EOP - Amending Executive Order 13959 - Addressing the Threat from Securities Investments That Finance Communist Chinese Military Companies (E.O. 13974 of Jan 13, 2021 - 86 FR 4875). EOP - Executive Order 13990 - Protecting Public Health and the Environment and Restoring Science to Tackle the Climate Crisis (Federal Register/Vol. 86, No. 14 - Monday, January 25, 2021). FINRA - Comment on Lessons From the COVID-19 Pandemic (Regulatory Notice 20-42). Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions. Treasury - IRS Proposed Rulemaking: Multiple Employer Plans (26 CFR Part 1 [REG-121508-18] RIN 1545-BO97). Treasury - IRS Proposed Rulemaking: Updated Life Expectancy and Distribution Period Tables Used for Purposes of Determining Minimum Required Distributions (26 CFR Part 1 [REG-132210-18] RIN 1545-BP11). Proposals at the Department of Labor for increasing Americans' access to guaranteed lifetime income solutions. SEC - Implementation and Enforcement of Regulation BI and Form CRS. SEC - Updated Disclosure Requirements and Summary Prospectus for Variable Annuity and Variable Life Insurance Contracts (17 CFR Parts 230, 232, 239, 240, 270, and 274). SEC - Request for Information and Comments on Broker-Dealer and Investment Adviser Digital Engagement Practices, Related Tools and Methods, and Regulatory Considerations and Potential Approaches; Information and Comments on Investment Adviser Use of Technology to Develop and Provide Investment Advice - RIN 3235-AN00 (Release Nos. 34-92766; IA-5833; File No. S7-10-21). SEC - FINRA - Proposed Rule Change to Amend FINRA Rule 2231 (Customer Account Statements) - SR-FINRA-2021-024. SEC - FINRA - Proposed Rule Change to Extend the Effectiveness of Temporary FINRA Rule 3110.17 - SR-FINRA-2021-023. SEC - Electronic Recordkeeping Requirements for Broker-Dealers, Security-Based Swap Dealers, and Major Security-Based Swap Participants - (RIN 3235-AM76 - Release No. 34-93614; File No. S7-19-2 - 17 CFR Part 240). The Automatic Retirement Plan Act of 2017 (H.R. 4523 - 115th Congress). The Retirement Plan Simplification Act of 2017 (H.R. 4524 - 115th Congress). The Expanding Access to Retirement Savings for Caregivers Act (H.R. 3078 - 116th Congress). The Application of ERISA to Insurance Company General Accounts and General Account Contracts (H.R. 7278 - 115th Congress). Senior Investor Pandemic and Fraud Protection Act - House Financial Services National Security, International Development and Monetary Policy Subcommittee (Discussion Draft). The Enhancing Emergency and Retirement Savings Act (S.1870-117th Congress). The Financial Exploitation Prevention Act (H.R. 2265 - 117th Congress). The Financial Factors in Selecting Retirement Plan Investment Act (S.1762/H.R. 3387-117th Congress). The Financial Services and General Government Appropriations Act, 2022 (H.R.4345 - 117th Congress). The Improving Access to Retirement Savings Act of 2021 (S.1703 - 117th Congress). The Military Spouses Retirement Security Act (S.1273/HR 1453 - 117th Congress). The Protecting the Right to Organize (PRO) Act (S.420/H.R. 842-117th Congress). The Retirement Parity for Student Loans Act (S.1443/HR 2917 - 117th Congress). The Retirement Savings Lost and Found Act (S.1730 - 117th Congress). The Retirement Security and Savings Act of 2021 (S.1770 - 117th Congress). The Securing a Strong Retirement Act (H.R.2954 - 117th Congress). The Securing and Enabling Commerce Using Remote and Electronic Notarization Act (S.1625/H.R. 3962 - 117th Congress). The Senior Security Act (S.856/H.R.1565 - 117th Congress). The Servicemember Retirement Improvement Act (H.R. 905 - 116th Congress). The E-SIGN Modernization Act. (S.4159 - 116th Congress). The Lifetime Income for Employees Act (H.R. 8990 - 116th Congress). The Secure and Fair Enforcement (SAFE) Banking Act (S.910/H.R. 1996 - 117th Congress). Build Back Better Act (H.R. 5367 - 117th Congress). Womens Retirement Protection Act (S.2446/H.R. 4678 - 117th Congress). National Defense Authorization Act for Fiscal Year 2022 (S.2792/H.R. 4350 - 117th Congress). Elder Justice Reauthorization and Modernization Act of 2021 (S.2674/H.R.4969 - 117th Congress). The Retirement Improvement and Savings Enhancement (RISE) Act (H.R. 5891 - 117th Congress). The Registration for Index-Linked Annuities (RILA) Act (S.3198/H.R. 4865 - 117th Congress). Build Back Better Act (H.R. 5367 - 117th Congress). The Long-Term Care Affordability Act (S.2415 - 117th Congress). The Financial Fitness Act (H.R. 5779 - 117th Congress). DOL implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). Treasury/IRS implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). SEC implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). Treasury - IRS - Draft of the 2022 IRS Form W-4P and W4-R, Withholding Certificate for Periodic Pension or Annuity Payments. Treasury - IRS - Notice 2021-03 - Extension of Temporary Relief from the Physical Presence Requirement for Spousal Consents Under Qualified Retirement Plans.

Legislation and rulemaking affecting annuities, variable life products and retirement savings including Biden Administration and Congressional proposals on tax reform. Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions that proposed changes to the Internal Revenue Code, including, but not limited to, the Department of the Treasury's Longevity Annuity Contracts Notice of Proposed Rulemaking (REG-115809-11). Treasury - IRS Proposed Rulemaking: Updated Life Expectancy and Distribution Period Tables Used for Purposes of Determining Minimum Required Distributions (26 CFR Part 1 [REG-132210-18] RIN 1545-BP11). Treasury - IRS Proposed Rulemaking: Multiple Employer Plans (26 CFR Part 1 [REG-121508-18] RIN 1545-BO97). DOL - EBSA - Financial Factors in Selecting Plan Investments - ZRIN 1210-AB95. DOL - EBSA - Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder Rights (RIN - 1210-AC03/ 29 CFR 2550). EOP - Executive Order on Climate-Related Financial Risk. The American Families Plan. The American Infrastructure Bonds Act (S.1308 - 117th Congress). The Bipartisan Infrastructure Framework. The Enhancing Emergency and Retirement Savings Act (S.1870-117th Congress). The Improving Access to Retirement Savings Act of 2021 (S.1703 - 117th Congress). The INVEST in America Act (H.R. 3684 - 117th Congress). The Local Infrastructure Financing Tools (LIFT) Act (H.R. 2634 - 117th Congress). The Military Spouses Retirement Security Act (S.1273/H.R. 1453 - 117th Congress). The Retirement Parity for Student Loans Act (S.1443/H.R. 2917 - 117th Congress). The Retirement Savings Lost and Found Act (S.1730 - 117th Congress). The Retirement Security and Savings Act of 2021 (S.1770 - 117th Congress). The Securing a Strong Retirement Act (H.R.2954 - 117th Congress). The Automatic Retirement Plan Act of 2017 (H.R. 4523 - 115th Congress). The Retirement Plan Simplification Act of 2017 (H.R. 4524 - 115th Congress). The Receiving Electronic Statements To Improve Retiree Earnings Act (H.R. 4610 - 115th Congress). The Expanding Access to Retirement Savings for Caregivers Act (H.R. 3078 - 116th Congress). The Servicemember Retirement Improvement Act (H.R. 905 - 116th Congress). The Lifetime Income for Employees Act (H.R. 8990 - 116th Congress). Build Back Better Act (H.R. 5367 - 117th Congress). The Long-Term Care Affordability Act (S.2415 - 117th Congress). DOL implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). Treasury - IRS - Draft of the 2022 IRS Form W-4P and W4-R, Withholding Certificate for Periodic Pension or Annuity Payments. Treasury - IRS - Notice 2021-03 - Extension of Temporary Relief from the Physical Presence Requirement for Spousal Consents Under Qualified Retirement Plans. Treasury/IRS implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). SEC implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94).

HR475-TRICARE young adult;HR1302-Gold Star; HR1309-eating disorders; HR1767-languages; HR1836-Guard parity; S943-Parris Island; S781-paid leave; S894-Hire Vets; S156 TRICARE re-enroll; HR333/HR303/S344/HR1282-Concurrent Receipt; S781-Parental Leave; S943-Parris Island Protection; HR2146-Military Family Violence; HR2339- Military Hunger Prevention; HR2214-Final month pay; HR1491-Fair Debt Collection; HR2320- Parental Leave; HR2502- Gender Equity Pay; S1084- Military Spouse Licensing; S1147- Concurrent Receipts; S1572-Military Childcare; HR3102- TRICARE Protection; HR3121- Military Child Care; S1781- Military Nutrition; S1273-Military Spouse Retirement; HR3626- Guard and Reserve Pay Parity; HR3712- Dogs for disease detection; HR3368- Toxic Exposure; HR3512- TRICARE for Reserve; S1967-Childcare Expansion; S1970- Clean Water for Military; S1972- Tricare young adult; S1973-PFAS Toxic Exposure; HR4339- Toxic Exposure; HR4340- Toxic Exposure; HR4379- Burn Pits; S2161- 180day Rule (Skill retaining); HR4861- DoD School Funding; HR4700- Skillbridge Program; HR4702- Military Spouse Tax; HR5061- Mental Health, HR4031- 180 Rule (Retaining Skill); HR4241-PFAS Cleanup; HR4824- Mental Health; HR4882- Recreational Therapy; S2518- Toxic Exposure; S2555- PFAS Cleanup; HR5198 - Casualty Assistance; HR5379 - Pay during lapse in appropriation; HR5403 -PFAS; HR2195 - Protecting Reservist Employment; HR2196- Forced Arbitration; HR5402 - Vetting Privatize Housing; HR5752 - SCRA

Client expense: $120,000 · Firm income: Not reported

S. 1273 - controlled digital lending; Sec 1201 process; right to repair; DMCA 1201 process Met with: House Judiciary - Antitrust Subcommittee House Judiciary - IP Subcommittee Senate Judiciary - Antitrust Subcommittee Senate Judiciary - Privacy and Technology Subcommittee Senate Judiciary - IP Subcommittee Rep. Mondaire Jones Sen. Wyden

Client expense: $50,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE

Issues related to retirement security and savings matters, including the Retirement Security and Savings Act (S. 1770) and Securing a Strong Retirement Act of 2021 (H.R. 2954); S. 1273/H.R. 1453 (The Military Spouses Retirement Security Act) and other issues related to retirement savings for military spouses. Proposals related to small business retirement issues and retirement savings issues. SIMPLE IRAs.

Client expense: $360,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to retirement security and savings matters, including the Retirement Security and Savings Act (S. 1770) and Securing a Strong Retirement Act of 2021 (H.R. 2954); S. 1273/H.R. 1453 (The Military Spouses Retirement Security Act) and other issues related to retirement savings for military spouses; issues related to financial transaction, capital gains and dividend income taxes; issues related to senior investor protection matters; issues related to SEC and DOL standard of care rulemaking.

Client expense: $360,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Legislation and rulemaking affecting annuities, variable life products and retirement savings including Biden Administration and Congressional proposals on tax reform. Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions that proposed changes to the Internal Revenue Code, including, but not limited to, the Department of the Treasury's Longevity Annuity Contracts Notice of Proposed Rulemaking (REG-115809-11). Treasury - IRS Proposed Rulemaking: Updated Life Expectancy and Distribution Period Tables Used for Purposes of Determining Minimum Required Distributions (26 CFR Part 1 [REG-132210-18] RIN 1545-BP11). Treasury - IRS Proposed Rulemaking: Multiple Employer Plans (26 CFR Part 1 [REG-121508-18] RIN 1545-BO97). DOL - EBSA - Financial Factors in Selecting Plan Investments - ZRIN 1210-AB95. EOP - Executive Order on Climate-Related Financial Risk. The American Families Plan. The American Infrastructure Bonds Act (S. 1308 - 117th Congress). The Bipartisan Infrastructure Framework. The Enhancing Emergency and Retirement Savings Act (S.1870-117th Congress). The Improving Access to Retirement Savings Act of 2021 (S.1703 - 117th Congress). The INVEST in America Act (H.R. 3684 - 117th Congress). The Local Infrastructure Financing Tools (LIFT) Act (HR 2634 - 117th Congress). The Long-Term Care Affordability Act (S.4820 - 116th Congress). The Military Spouses Retirement Security Act (S. 1273/HR 1453 - 117th Congress). The Retirement Parity for Student Loans Act (S. 1443/HR 2917 - 117th Congress). The Retirement Savings Lost and Found Act (S.1730 - 117th Congress). The Retirement Security and Savings Act of 2021 (S. 1770 - 117th Congress). The Securing a Strong Retirement Act (H.R.2954 - 117th Congress). The Automatic Retirement Plan Act of 2017 (H.R. 4523 - 115th Congress). The Retirement Plan Simplification Act of 2017 (H.R. 4524 - 115th Congress). The Receiving Electronic Statements To Improve Retiree Earnings Act (H.R. 4610 - 115th Congress). The Expanding Access to Retirement Savings for Caregivers Act (H.R. 3078 - 116th Congress). The Servicemember Retirement Improvement Act (H.R. 905 - 116th Congress). The Lifetime Income for Employees Act (HR. 8990 - 116th Congress). Build Back Better Act (H.R. 5367 - 117th Congress). DOL implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). Treasury - IRS - Draft of the 2022 IRS Form W-4P and W4-R, Withholding Certificate for Periodic Pension or Annuity Payments. Treasury - IRS - Notice 2021-03 - Extension of Temporary Relief from the Physical Presence Requirement for Spousal Consents Under Qualified Retirement Plans. Treasury/IRS implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). SEC implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94).

Legislation and rulemaking affecting annuities, variable life products and retirement savings including Biden Administration and Congressional proposals on tax reform. DOL - EBSA - Cybersecurity Guidance for Plan Sponsors, Fiduciaries, Record Keepers and Participants. DOL - EBSA - PTE 2020-02 - Improving Investment Advice for Workers & Retirees. DOL - EBSA - Financial Factors in Selecting Plan Investments - ZRIN 1210-AB95. DOL - EBSA - Improving Investment Advice for Workers and Retirees - ZRIN 1210-ZA29. DOL - EBSA - Pension Benefit Statements-Lifetime Income Illustrations - RIN 1210-AB20. DOL - EBSA - Fiduciary Duties Regarding Proxy Voting and Shareholder Rights - RIN 1210-AB91. DOL - OSEC - Rescission of Department of Labor Rule on Guidance (29 CFR Part 89 - RIN 1290-AA41). DOL - EBSA - Amendment to and Partial Revocation of Prohibited Transaction Exemption (PTE) 84-24 for Certain Transactions Involving Insurance Agents and Brokers, Pension Consultants, Insurance Companies, and Investment Company Principal Underwriters. EOP - Executive Order on Climate-Related Financial Risk. EOP - Amending Executive Order 13959 - Addressing the Threat from Securities Investments That Finance Communist Chinese Military Companies (E.O. 13974 of Jan 13, 2021 - 86 FR 4875). EOP - Executive Order 13990 - Protecting Public Health and the Environment and Restoring Science to Tackle the Climate Crisis (Federal Register/Vol. 86, No. 14 - Monday, January 25, 2021). FINRA - Comment on Lessons From the COVID-19 Pandemic (Regulatory Notice 20-42). Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions. Treasury - IRS Proposed Rulemaking: Multiple Employer Plans (26 CFR Part 1 [REG-121508-18] RIN 1545-BO97). Treasury - IRS Proposed Rulemaking: Updated Life Expectancy and Distribution Period Tables Used for Purposes of Determining Minimum Required Distributions (26 CFR Part 1 [REG-132210-18] RIN 1545-BP11). Proposals at the Department of Labor for increasing Americans' access to guaranteed lifetime income solutions. SEC - Implementation and Enforcement of Regulation BI and Form CRS. SEC - Updated Disclosure Requirements and Summary Prospectus for Variable Annuity and Variable Life Insurance Contracts (17 CFR Parts 230, 232, 239, 240, 270, and 274). SEC - Request for Information and Comments on Broker-Dealer and Investment Adviser Digital Engagement Practices, Related Tools and Methods, and Regulatory Considerations and Potential Approaches; Information and Comments on Investment Adviser Use of Technology to Develop and Provide Investment Advice - RIN 3235-AN00 (Release Nos. 34-92766; IA-5833; File No. S7-10-21). SEC - FINRA - Proposed Rule Change to Amend FINRA Rule 2231 (Customer Account Statements) - SR-FINRA-2021-024. SEC - FINRA - Proposed Rule Change to Extend the Effectiveness of Temporary FINRA Rule 3110.17 - SR-FINRA-2021-023. The Automatic Retirement Plan Act of 2017 (H.R. 4523 - 115th Congress). The Retirement Plan Simplification Act of 2017 (H.R. 4524 - 115th Congress). The Expanding Access to Retirement Savings for Caregivers Act (H.R. 3078 - 116th Congress). The Application of ERISA to Insurance Company General Accounts and General Account Contracts (H.R. 7278 - 115th Congress). Senior Investor Pandemic and Fraud Protection Act - House Financial Services National Security, International Development and Monetary Policy Subcommittee (Discussion Draft). The Enhancing Emergency and Retirement Savings Act (S.1870-117th Congress). The Financial Exploitation Prevention Act (H.R. 2265 - 117th Congress). The Financial Factors in Selecting Retirement Plan Investment Act (S.1762/H.R. 3387-117th Congress). The Financial Services and General Government Appropriations Act, 2022 (H.R.4345 - 117th Congress). The Improving Access to Retirement Savings Act of 2021 (S.1703 - 117th Congress). The Long-Term Care Affordability Act (S.4820 - 116th Congress). The Military Spouses Retirement Security Act (S. 1273/HR 1453 - 117th Congress). The Protecting the Right to Organize (PRO) Act (S. 420/H.R. 842-117th Congress). The Retirement Parity for Student Loans Act (S. 1443/HR 2917 - 117th Congress). The Retirement Savings Lost and Found Act (S.1730 - 117th Congress). The Retirement Security and Savings Act of 2021 (S. 1770 - 117th Congress). The Securing a Strong Retirement Act (H.R.2954 - 117th Congress). The Securing and Enabling Commerce Using Remote and Electronic Notarization Act (S.1625/H.R. 3962 - 117th Congress). The Senior Security Act (S.856/H.R.1565 - 117th Congress). The Servicemember Retirement Improvement Act (H.R. 905 - 116th Congress). The E-SIGN Modernization Act. (S.4159 - 116th Congress). The Lifetime Income for Employees Act (HR. 8990 - 116th Congress). The Secure and Fair Enforcement (SAFE) Banking Act (S.910/H.R. 1996 - 117th Congress). The Registration for Indexed Linked Annuity (RILA) Act (H.R. 4865 - 117th Congress). Build Back Better Act (H.R. 5367 - 117th Congress). Womens Retirement Protection Act (S. 2446/H.R. 4678 - 117th Congress). National Defense Authorization Act for Fiscal Year 2022 (S. 2792/H.R. 4350 - 117th Congress). Elder Justice Reauthorization and Modernization Act of 2021 (S.2674/H.R.4969 - 117th Congress). DOL implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). Treasury/IRS implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). SEC implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). Treasury - IRS - Draft of the 2022 IRS Form W-4P and W4-R, Withholding Certificate for Periodic Pension or Annuity Payments. Treasury - IRS - Notice 2021-03 - Extension of Temporary Relief from the Physical Presence Requirement for Spousal Consents Under Qualified Retirement Plans.

HR475-TRICARE young adult;HR1302-Gold Star; HR1309-eating disorders; HR1767-languages; HR1836-Guard parity; S943-Parris Island; S781-paid leave; S894-Hire Vets; S156 TRICARE re-enroll; HR333/HR303/S344/HR1282-Concurrent Receipt; S781-Parental Leave; S943-Parris Island Protection; HR2146-Military Family Violence; HR2339- Military Hunger Prevention; HR2214-Final month pay; HR1491-Fair Debt Collection; HR2320- Parental Leave; HR2502- Gender Equity Pay; S1084- Military Spouse Licensing; S1147- Concurrent Receipts; S1572-Military Childcare; HR3102- TRICARE Protection; HR3121- Military Child Care; S1781- Military Nutrition; S1273-Military Spouse Retirement; HR3626- Guard and Reserve Pay Parity; HR3712- Dogs for disease detection; HR3368- Toxic Exposure; HR3512- TRICARE for Reserve; S1967-Childcare Expansion; S1970- Clean Water for Military; S1972- Tricare young adult; S1973-PFAS Toxic Exposure; HR4339- Toxic Exposure; HR4340- Toxic Exposure; HR4379- Burn Pits; S2161- 180day Rule (Skill retaining); HR4861- DoD School Funding; HR4700- Skillbridge Program; HR4702- Military Spouse Tax; HR5061- Mental Health, HR4031- 180 Rule (Retaining Skill); HR4241-PFAS Cleanup; HR4824- Mental Health; HR4882- Recreational Therapy; S2518- Toxic Exposure; S2555- PFAS Cleanup.

Client expense: $120,000 · Firm income: Not reported

S. 1273 - controlled digital lending; Sec 1201 process; right to repair; DMCA 1201 process Met with: House Judiciary - Antitrust Subcommittee House Judiciary - IP Subcommittee Senate Judiciary - Antitrust Subcommittee Senate Judiciary - Privacy and Technology Subcommittee Senate Judiciary - IP Subcommittee Rep. Mondaire Jones Sen. Wyden

Client expense: $39,750 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Federal Communications Commission (FCC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE

Legislation and rulemaking affecting annuities, variable life products and retirement savings including Biden Administration and Congressional proposals on tax reform. Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions that proposed changes to the Internal Revenue Code, including, but not limited to, the Department of the Treasury's Longevity Annuity Contracts Notice of Proposed Rulemaking (REG-115809-11). Treasury - IRS Proposed Rulemaking: Updated Life Expectancy and Distribution Period Tables Used for Purposes of Determining Minimum Required Distributions (26 CFR Part 1 [REG-132210-18] RIN 1545-BP11). Treasury - IRS Proposed Rulemaking: Multiple Employer Plans (26 CFR Part 1 [REG-121508-18] RIN 1545-BO97). DOL - EBSA - Financial Factors in Selecting Plan Investments - ZRIN 1210-AB95. EOP - Executive Order on Climate-Related Financial Risk. The American Families Plan. The American Infrastructure Bonds Act (S. 1308 - 117th Congress). The Bipartisan Infrastructure Framework. The Enhancing Emergency and Retirement Savings Act (S.1870-117th Congress). The Improving Access to Retirement Savings Act of 2021 (S.1703 - 117th Congress). The INVEST in America Act (H.R. 3684 - 117th Congress). The Local Infrastructure Financing Tools (LIFT) Act (HR 2634 - 117th Congress). The Long-Term Care Affordability Act (S.4820 - 116th Congress). The Military Spouses Retirement Security Act (S. 1273/HR 1453 - 117th Congress). The Retirement Parity for Student Loans Act (S. 1443/HR 2917 - 117th Congress). The Retirement Savings Lost and Found Act (S.1730 - 117th Congress). The Retirement Security and Savings Act of 2021 (S. 1770 - 117th Congress). The Securing a Strong Retirement Act (H.R.2954 - 117th Congress). The Automatic Retirement Plan Act of 2017 (H.R. 4523 - 115th Congress). The Retirement Plan Simplification Act of 2017 (H.R. 4524 - 115th Congress). The Receiving Electronic Statements To Improve Retiree Earnings Act (H.R. 4610 - 115th Congress). The Expanding Access to Retirement Savings for Caregivers Act (H.R. 3078 - 116th Congress). The Servicemember Retirement Improvement Act (H.R. 905 - 116th Congress). The Lifetime Income for Employees Act (HR. 8990 - 116th Congress). DOL implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). Treasury - IRS - Draft of the 2022 IRS Form W-4P and W4-R, Withholding Certificate for Periodic Pension or Annuity Payments. Treasury - IRS - Notice 2021-03 - Extension of Temporary Relief from the Physical Presence Requirement for Spousal Consents Under Qualified Retirement Plans. Treasury/IRS implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). SEC implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94).

Legislation and rulemaking affecting annuities, variable life products and retirement savings including Biden Administration and Congressional proposals on tax reform. DOL - EBSA - Cybersecurity Guidance for Plan Sponsors, Fiduciaries, Record Keepers and Participants. DOL - EBSA - PTE 2020-02 - Improving Investment Advice for Workers & Retirees. DOL - EBSA - Financial Factors in Selecting Plan Investments - ZRIN 1210-AB95. DOL - EBSA - Improving Investment Advice for Workers and Retirees - ZRIN 1210-ZA29. DOL - EBSA - Pension Benefit Statements-Lifetime Income Illustrations - RIN 1210-AB20. DOL - EBSA - Fiduciary Duties Regarding Proxy Voting and Shareholder Rights - RIN 1210-AB91. DOL - OSEC - Rescission of Department of Labor Rule on Guidance (29 CFR Part 89 - RIN 1290-AA41). EOP - Executive Order on Climate-Related Financial Risk. EOP - Amending Executive Order 13959 - Addressing the Threat from Securities Investments That Finance Communist Chinese Military Companies (E.O. 13974 of Jan 13, 2021 - 86 FR 4875). EOP - Executive Order 13990 - Protecting Public Health and the Environment and Restoring Science to Tackle the Climate Crisis (Federal Register/Vol. 86, No. 14 - Monday, January 25, 2021). FINRA - Comment on Lessons From the COVID-19 Pandemic (Regulatory Notice 20-42). Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions. Treasury - IRS Proposed Rulemaking: Multiple Employer Plans (26 CFR Part 1 [REG-121508-18] RIN 1545-BO97). Treasury - IRS Proposed Rulemaking: Updated Life Expectancy and Distribution Period Tables Used for Purposes of Determining Minimum Required Distributions (26 CFR Part 1 [REG-132210-18] RIN 1545-BP11). Proposals at the Department of Labor for increasing Americans' access to guaranteed lifetime income solutions. SEC - Implementation and Enforcement of Regulation BI and Form CRS. SEC - Updated Disclosure Requirements and Summary Prospectus for Variable Annuity and Variable Life Insurance Contracts (17 CFR Parts 230, 232, 239, 240, 270, and 274). The Automatic Retirement Plan Act of 2017 (H.R. 4523 - 115th Congress). The Retirement Plan Simplification Act of 2017 (H.R. 4524 - 115th Congress). The Expanding Access to Retirement Savings for Caregivers Act (H.R. 3078 - 116th Congress). The Application of ERISA to Insurance Company General Accounts and General Account Contracts (H.R. 7278 - 115th Congress). Senior Investor Pandemic and Fraud Protection Act - House Financial Services National Security, International Development and Monetary Policy Subcommittee (Discussion Draft). The Enhancing Emergency and Retirement Savings Act (S.1870-117th Congress). The Financial Exploitation Prevention Act (H.R. 2265 - 117th Congress). The Financial Factors in Selecting Retirement Plan Investment Act (S.1762/H.R. 3387-117th Congress). The Financial Services and General Government Appropriations Act, 2022 (H.R.4345 - 117th Congress). The Improving Access to Retirement Savings Act of 2021 (S.1703 - 117th Congress). The Long-Term Care Affordability Act (S.4820 - 116th Congress). The Military Spouses Retirement Security Act (S. 1273/HR 1453 - 117th Congress). The Protecting the Right to Organize (PRO) Act (S. 420/H.R. 842-117th Congress). The Retirement Parity for Student Loans Act (S. 1443/HR 2917 - 117th Congress). The Retirement Savings Lost and Found Act (S.1730 - 117th Congress). The Retirement Security and Savings Act of 2021 (S. 1770 - 117th Congress). The Securing a Strong Retirement Act (H.R.2954 - 117th Congress). The Securing and Enabling Commerce Using Remote and Electronic Notarization Act (S.1625 - 117th Congress). The Senior Security Act (S.856/H.R.1565 - 117th Congress). The Servicemember Retirement Improvement Act (H.R. 905 - 116th Congress). The Registration for Index Linked Annuities Act of 2020 (S.3795/H.R.6994 - 116th Congress). The E-SIGN Modernization Act. (S.4159 - 116th Congress). The Lifetime Income for Employees Act (HR. 8990 - 116th Congress). The Secure and Fair Enforcement (SAFE) Banking Act (S.910/H.R. 1996 - 117th Congress). DOL implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). Treasury/IRS implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). SEC implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). Treasury - IRS - Draft of the 2022 IRS Form W-4P and W4-R, Withholding Certificate for Periodic Pension or Annuity Payments. Treasury - IRS - Notice 2021-03 - Extension of Temporary Relief from the Physical Presence Requirement for Spousal Consents Under Qualified Retirement Plans.

HR475-TRICARE young adult;HR1302-Gold Star; HR1309-eating disorders; HR1767-languages; HR1836-Guard parity; S943-Parris Island; S781-paid leave; S894-Hire Vets; S156 TRICARE re-enroll; HR333/HR303/S344/HR1282-Concurrent Receipt; S781-Parental Leave; S943-Parris Island Protection; HR2146-Military Family Violence; HR2339- Military Hunger Prevention; HR2214-Final month pay; HR1491-Fair Debt Collection; HR2320- Parental Leave; HR2502- Gender Equity Pay; S1084- Military Spouse Licensing; S1147- Concurrent Receipts; S1572-Military Childcare; HR3102- TRICARE Protection; HR3121- Military Child Care; S1781- Military Nutrition; S1273-Military Spouse Retirement; HR3626- Guard and Reserve Pay Parity; HR3712- Dogs for disease detection; HR3368- Toxic Exposure; HR3512- TRICARE for Reserve; S1967-Childcare Expansion; S1970- Clean Water for Military; S1972- Tricare young adult; S1973-PFAS Toxic Exposure.

Client expense: $120,000 · Firm income: Not reported

General lobbying on digital streaming copyright legislation and issues regarding the Patent Trial and appeals board, as well as the following bill: H.R. 2426/S. 1273 - The Copyright Alternative in Small Claims Enforcement Act (CASE Act).

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 1273 - CASE Act; controlled digital lending; Sec 1201 process; right to repair; DMCA 1201 process Met with: House Judiciary - Antitrust Subcommittee House Judiciary - IP Subcommittee Senate Judiciary - Antitrust Subcommittee Senate Judiciary - Privacy and Technology Subcommittee Senate Judiciary - IP Subcommittee Rep. Malinowski Rep. Adam Smith Rep. Trahan Sen. Wyden Sen. Menendez Sen. Warren

Client expense: $21,569 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 1273 - CASE Act; controlled digital lending; Sec 1201 process; right to repair

Client expense: $14,650 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Software copyright and related issues. Copyright Office modernization. S. 1273, H.R, 2426, Copyright Alternatives in Small Claims Enforcement, CASE Act. Software patents and related policy. Subject matter eligibility under patent law. Intellectual property and related intermediary liability provisions in trade agreements. Review of the Digital Millennium Copyright Act. S. 3449, H.R. 6196, Trademark Modernization Act of 2020.

Client expense: Not reported · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Education, Dept of, Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Office of Science & Technology Policy (OSTP), Patent & Trademark Office (PTO), SENATE, Small Business Administration (SBA), State, Dept of (DOS), U.S. Copyright Office, White House Office