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Medical Debt Relief Act of 2021
Legislative Progress
Momentum (last 30 days)
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vs 5,357 other S bills in the 117th — cohort avg 38d
Medical Debt Relief Act of 2021 This bill modifies requirements related to the reporting of medical debt. Specifically, a consumer reporting agency is prohibited from adding medical debt information to a consumer credit report if the debt was fully paid or settled, or is less than a year old. Additionally, a debt collector must notify the consumer prior to reporting medical debt to a consumer reporting agency.
These links require the bill number to appear in the filing's source-reported specific issue text. Client expenses and lobbying-firm income are separate disclosure fields.
Filing registrants (3)
2022 · fourth_quarter · Financial Institutions/Investments/Securities
Legislative and regulatory issues pertaining to credit reporting and scoring, including H.R. 773, H.R. 1645, H.R. 2537, H.R. 2547, H.R. 4120, H.R. 7526, H.R. 7776, H.R. 7900, H.R. 8985, S. 214, S. 2417, and S. 4543.
Client expense: $360,000 · Firm income: Not reported
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Introduced in Senate
Bills with similar content found using semantic analysis.
Sources: Congress.gov
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE
2022 · fourth_quarter · Financial Institutions/Investments/Securities
Issues regarding NDAA Issues related to the Consumer Financial Protection Bureau Fair Debt Collections Act Rulemaking Issues related to Arbitration Issues related to Student Lending Issues related to Debt Collection Issues related to Medical Debt Issues related to call blocking and labeling Issues related to operation Choke Point and Fair Access to Banking Issues related to the Telephone Consumer Protection Act H.R.1729 Fair Access to Banking Act S. 563 Fair Access to Banking Act H.R.7412 Transparency in CFPB Cost-Benefit Analysis Act H.R. 2547 Comprehensive Debt Collection Improvement Act Legislation related to privacy S.214 Medical Debt Relief Act S. 998 Driving for Opportunities Act
Client expense: Not reported · Firm income: $50,000
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Communications Commission (FCC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
2022 · fourth_quarter · Consumer Issues/Safety/Products
Issues related to the Consumer Financial Protection Bureau Fair Debt Collections Act Rulemaking Issue related to Medical Debt Issues related to Student Lending Issues related to Arbitration Issues related to Letter Vendors Issues related to COVID-19 Response Issues related to Artificial Intelligence Issues related to Credit Reporting H.R. 773- The Medical Debt Relief Act of 2021 H.R.1657- Ending Debt Collection Harassment Act of 2021 H.R.2135- Fair Debt Collection Improvement Act H.R.2458 -Non-Judicial Foreclosure Debt Collection Clarification Act H.R.2498 -Private Loan Disability Discharge Act of 2021 H.R.2537- Consumer Protection for Medical Debt Collections Act H.R.2540- Small Business Lending Fairness Act H.R.2572- Stop Debt Collection Abuse Act of 2021 H.R.2628 - Debt Collection Practices Harmonization Act H.R.2547 - The Comprehensive Debt Collection Improvement Act H.R.2453 - The Driving for Opportunity Act of 2021 H.R.4350 - National Defense Authorization Act for Fiscal Year 2022 H.R. 4773 - the Consumer Financial Protection Commission Act H.R. 133- the Consolidated Appropriations Act, 2021 H.R. 4432 - Department of Defense Appropriations Act, 2022 S. 214 - Medical Debt Relief Act S.355 - COVID-19 Medical Debt Collection Relief Act S. 823 - To amend the American Rescue Plan Act of 2021 to provide for protection of recovery rebates. S. 998 - The Driving for Opportunity Act of 2021 H.R. 7412 - The Transparency in Consumer Financial Protection Bureau (CFPB) Cost-Benefit Analysis Act
Client expense: $230,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE, Small Business Administration (SBA)
2022 · third_quarter · Consumer Issues/Safety/Products
Issues related to the Consumer Financial Protection Bureau Fair Debt Collections Act Rulemaking Issue related to Medical Debt Issues related to Student Lending Issues related to Arbitration Issues related to Letter Vendors Issues related to COVID-19 Response Issues related to Artificial Intelligence Issues related to Credit Reporting H.R. 773- The Medical Debt Relief Act of 2021 H.R.1657- Ending Debt Collection Harassment Act of 2021 H.R.2135- Fair Debt Collection Improvement Act H.R.2458 -Non-Judicial Foreclosure Debt Collection Clarification Act H.R.2498 -Private Loan Disability Discharge Act of 2021 H.R.2537- Consumer Protection for Medical Debt Collections Act H.R.2540- Small Business Lending Fairness Act H.R.2572- Stop Debt Collection Abuse Act of 2021 H.R.2628 - Debt Collection Practices Harmonization Act H.R.2547 - The Comprehensive Debt Collection Improvement Act H.R.2453 - The Driving for Opportunity Act of 2021 H.R.4350 - National Defense Authorization Act for Fiscal Year 2022 H.R. 4773 - the Consumer Financial Protection Commission Act H.R. 133- the Consolidated Appropriations Act, 2021 H.R. 4432 - Department of Defense Appropriations Act, 2022 S. 214 - Medical Debt Relief Act S.355 - COVID-19 Medical Debt Collection Relief Act S. 823 - To amend the American Rescue Plan Act of 2021 to provide for protection of recovery rebates. S. 998 - The Driving for Opportunity Act of 2021 H.R. 7412 - The Transparency in Consumer Financial Protection Bureau (CFPB) Cost-Benefit Analysis Act
Client expense: $275,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE, Small Business Administration (SBA)
2022 · third_quarter · Consumer Issues/Safety/Products
Issues related to the Consumer Financial Protection Bureau Fair Debt Collections Act Rulemaking Issue related to Medical Debt Issues related to Student Lending Issues related to Arbitration Issues related to Letter Vendors Issues related to COVID-19 Response Issues related to Artificial Intelligence Issues related to Credit Reporting H.R. 773- The Medical Debt Relief Act of 2021 H.R.1657- Ending Debt Collection Harassment Act of 2021 H.R.2135- Fair Debt Collection Improvement Act H.R.2458 -Non-Judicial Foreclosure Debt Collection Clarification Act H.R.2498 -Private Loan Disability Discharge Act of 2021 H.R.2537- Consumer Protection for Medical Debt Collections Act H.R.2540- Small Business Lending Fairness Act H.R.2572- Stop Debt Collection Abuse Act of 2021 H.R.2628 - Debt Collection Practices Harmonization Act H.R.2547 - The Comprehensive Debt Collection Improvement Act H.R.2453 - The Driving for Opportunity Act of 2021 H.R.4350 - National Defense Authorization Act for Fiscal Year 2022 H.R. 4773 - the Consumer Financial Protection Commission Act H.R. 133- the Consolidated Appropriations Act, 2021 H.R. 4432 - Department of Defense Appropriations Act, 2022 S. 214 - Medical Debt Relief Act S.355 - COVID-19 Medical Debt Collection Relief Act S. 823 - To amend the American Rescue Plan Act of 2021 to provide for protection of recovery rebates. S. 998 - The Driving for Opportunity Act of 2021 H.R. 7412 - The Transparency in Consumer Financial Protection Bureau (CFPB) Cost-Benefit Analysis Act
Client expense: $275,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE, Small Business Administration (SBA)
2022 · third_quarter · Financial Institutions/Investments/Securities
Legislative and regulatory issues pertaining to credit reporting and scoring, including H.R. 773, H.R. 1645, H.R. 2537, H.R. 2547, H.R. 4120, S. 214, S. 2417, H.R. 7526, H.R. 8985, H.R. 7900, and S. 4543.
Client expense: $360,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE
2022 · third_quarter · Financial Institutions/Investments/Securities
Issues regarding NDAA Issues related to the Consumer Financial Protection Bureau Fair Debt Collections Act Rulemaking Issues related to Arbitration Issues related to Student Lending Issues related to Debt Collection Issues related to Medical Debt Issues related to call blocking and labeling Issues related to operation Choke Point and Fair Access to Banking Issues related to the Telephone Consumer Protection Act H.R. 1729, Fair Access to Banking Act S. 563, Fair Access to Banking Act H.R. 7412, Transparency in CFPB Cost-Benefit Analysis Act H.R. 2547, Comprehensive Debt Collection Improvement Act Legislation related to privacy S. 214, Medical Debt Relief Act
Client expense: Not reported · Firm income: $50,000
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Communications Commission (FCC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
2022 · third_quarter · Financial Institutions/Investments/Securities
Issues regarding NDAA Issues related to the Consumer Financial Protection Bureau Fair Debt Collections Act Rulemaking Issues related to Arbitration Issues related to Student Lending Issues related to Debt Collection Issues related to Medical Debt Issues related to call blocking and labeling Issues related to operation Choke Point and Fair Access to Banking Issues related to the Telephone Consumer Protection Act H.R. 1729, Fair Access to Banking Act S. 563, Fair Access to Banking Act H.R. 7412, Transparency in CFPB Cost-Benefit Analysis Act H.R. 2547, Comprehensive Debt Collection Improvement Act Legislation related to privacy S. 214, Medical Debt Relief Act
Client expense: Not reported · Firm income: $46,690
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, SENATE
2022 · second_quarter · Consumer Issues/Safety/Products
Issues related to the Consumer Financial Protection Bureau Fair Debt Collections Act Rulemaking Issue related to Medical Debt Issues related to Student Lending Issues related to Arbitration Issues related to Letter Vendors Issues related to COVID-19 Response Issues related to Artificial Intelligence Issues related to Credit Reporting H.R. 773- The Medical Debt Relief Act of 2021 H.R.1657- Ending Debt Collection Harassment Act of 2021 H.R.2135- Fair Debt Collection Improvement Act H.R.2458 -Non-Judicial Foreclosure Debt Collection Clarification Act H.R.2498 -Private Loan Disability Discharge Act of 2021 H.R.2537- Consumer Protection for Medical Debt Collections Act H.R.2540- Small Business Lending Fairness Act H.R.2572- Stop Debt Collection Abuse Act of 2021 H.R.2628 - Debt Collection Practices Harmonization Act H.R.2547 - The Comprehensive Debt Collection Improvement Act H.R.2453 - The Driving for Opportunity Act of 2021 H.R.4350 - National Defense Authorization Act for Fiscal Year 2022 H.R. 4773 - the Consumer Financial Protection Commission Act H.R. 133- the Consolidated Appropriations Act, 2021 H.R. 4432 - Department of Defense Appropriations Act, 2022 S. 214 - Medical Debt Relief Act S.355 - COVID-19 Medical Debt Collection Relief Act S. 823 - To amend the American Rescue Plan Act of 2021 to provide for protection of recovery rebates. S. 998 - The Driving for Opportunity Act of 2021 H.R. 7412 - The Transparency in Consumer Financial Protection Bureau (CFPB) Cost-Benefit Analysis Act
Client expense: $180,000 · Firm income: Not reported
2022 · second_quarter · Financial Institutions/Investments/Securities
Issues regarding NDAA Issues related to the Consumer Financial Protection Bureau Fair Debt Collections Act Rulemaking Issues related to Arbitration Issues related to Student Lending Issues related to Debt Collection Issues related to Medical Debt Issues related to call blocking and labeling Issues related to operation Choke Point and Fair Access to Banking Issues related to the Telephone Consumer Protection Act H.R. 1729, Fair Access to Banking Act S. 563, Fair Access to Banking Act H.R. 7412, Transparency in CFPB Cost-Benefit Analysis Act H.R. 2547, Comprehensive Debt Collection Improvement Act S. 214, Medical Debt Relief Act S. 3715, E-SIGN Modernization Act of 2022
Client expense: Not reported · Firm income: $30,000
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, SENATE
2022 · second_quarter · Financial Institutions/Investments/Securities
Legislative and regulatory issues pertaining to credit reporting and scoring, including H.R. 773, H.R. 1645, H.R. 2537, H.R. 2547, H.R. 4120, S. 214, S. 2417 and H.R. 7526.
Client expense: $360,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE
2022 · first_quarter · Consumer Issues/Safety/Products
Issues related to the Consumer Financial Protection Bureau Fair Debt Collections Act Rulemaking Issue related to Medical Debt Issues related to Student Lending Issues related to Arbitration Issues related to Letter Vendors Issues related to COVID-19 Response Issues related to Artificial Intelligence Issues related to Credit Reporting H.R. 773- The Medical Debt Relief Act of 2021 H.R.1657- Ending Debt Collection Harassment Act of 2021 H.R.2135- Fair Debt Collection Improvement Act H.R.2458 -Non-Judicial Foreclosure Debt Collection Clarification Act H.R.2498 -Private Loan Disability Discharge Act of 2021 H.R.2537- Consumer Protection for Medical Debt Collections Act H.R.2540- Small Business Lending Fairness Act H.R.2572- Stop Debt Collection Abuse Act of 2021 H.R.2628 - Debt Collection Practices Harmonization Act H.R.2547 - The Comprehensive Debt Collection Improvement Act H.R.2453 - The Driving for Opportunity Act of 2021 H.R.4350 - National Defense Authorization Act for Fiscal Year 2022 H.R. 4773 - the Consumer Financial Protection Commission Act H.R. 133- the Consolidated Appropriations Act, 2021 H.R. 4432 - Department of Defense Appropriations Act, 2022 S. 214 - Medical Debt Relief Act S.355 - COVID-19 Medical Debt Collection Relief Act S. 823 - To amend the American Rescue Plan Act of 2021 to provide for protection of recovery rebates. S. 998 - The Driving for Opportunity Act of 2021
Client expense: $180,000 · Firm income: Not reported
2022 · first_quarter · Financial Institutions/Investments/Securities
Legislative and regulatory issues pertaining to credit reporting and scoring, including H.R. 773, H.R. 1645, H.R. 2537, H.R. 2547, H.R. 4120, S. 214, and S. 2417.
Client expense: $360,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE
2021 · fourth_quarter · Consumer Issues/Safety/Products
Issues related to the Consumer Financial Protection Bureau Fair Debt Collections Act Rulemaking Issue related to Medical Debt Issues related to Student Lending Issues related to Arbitration Issues related to Letter Vendors Issues related to COVID-19 Response Issues related to Artificial Intelligence Issues related to Credit Reporting H.R. 773- The Medical Debt Relief Act of 2021 H.R.1657- Ending Debt Collection Harassment Act of 2021 H.R.2135- Fair Debt Collection Improvement Act H.R.2458 -Non-Judicial Foreclosure Debt Collection Clarification Act H.R.2498 -Private Loan Disability Discharge Act of 2021 H.R.2537- Consumer Protection for Medical Debt Collections Act H.R.2540- Small Business Lending Fairness Act H.R.2572- Stop Debt Collection Abuse Act of 2021 H.R.2628 - Debt Collection Practices Harmonization Act H.R.2547 - The Comprehensive Debt Collection Improvement Act H.R.2453 - The Driving for Opportunity Act of 2021 H.R.4350 - National Defense Authorization Act for Fiscal Year 2022 H.R. 4773 - the Consumer Financial Protection Commission Act H.R. 133- the Consolidated Appropriations Act, 2021 H.R. 4432 - Department of Defense Appropriations Act, 2022 S. 214 - Medical Debt Relief Act - legislation that would remove paid-off or settled medical debt from a patients credit report and institute a year-long waiting period before new medical debt can be reported. S.355 - COVID-19 Medical Debt Collection Relief Act, legislation to prevent healthcare providers from taking drastic steps to collect medical debts from patients - including seizing bank accounts and garnishing wages during the COVID-19 pandemic. S. 823 - To amend the American Rescue Plan Act of 2021 to provide for protection of recovery rebates. S. 998 - The Driving for Opportunity Act of 2021
Client expense: $170,000 · Firm income: Not reported
2021 · third_quarter · Consumer Issues/Safety/Products
Issues related to the Consumer Financial Protection Bureau Fair Debt Collections Act Rulemaking Issue related to Medical Debt Issues related to Student Lending Issues related to Arbitration Issues related to Letter Vendors Issues related to COVID-19 Response Issues related to Artificial Intelligence Issues related to Credit Reporting H.R. 733- The Medical Debt Relief Act H.R.1657- Ending Debt Collection Harassment Act of 2021 H.R.2135- Fair Debt Collection Improvement Act H.R.2458 -Non-Judicial Foreclosure Debt Collection Clarification Act H.R.2498 -Private Loan Disability Discharge Act of 2021 H.R.2537- Consumer Protection for Medical Debt Collections Act H.R.2540- Small Business Lending Fairness Act H.R.2572- Stop Debt Collection Abuse Act of 2021 H.R.2628 - Debt Collection Practices Harmonization Act H.R.2547 - The Comprehensive Debt Collection Improvement Act H.R.2453 - The Driving for Opportunity Act of 2021 H.R.4350 - National Defense Authorization Act for Fiscal Year 2022 H.R. 4773 - the Consumer Financial Protection Commission Act S. 214 - Medical Debt Relief Act - legislation that would remove paid-off or settled medical debt from a patients credit report and institute a year-long waiting period before new medical debt can be reported. S.355 - COVID-19 Medical Debt Collection Relief Act, legislation to prevent healthcare providers from taking drastic steps to collect medical debts from patients - including seizing bank accounts and garnishing wages during the COVID-19 pandemic. S. 823 - To amend the American Rescue Plan Act of 2021 to provide for protection of recovery rebates. S. 998 - The Driving for Opportunity Act of 2021
Client expense: $200,000 · Firm income: Not reported
2021 · second_quarter · Consumer Issues/Safety/Products
Issues related to the Consumer Financial Protection Bureau Fair Debt Collections Act Rulemaking Issue related to Medical Debt Issues related to Student Lending Issues related to Arbitration Issues related to Letter Vendors Issues related to COVID-19 Response Issues related to Artificial Intelligence H.R.1657- Ending Debt Collection Harassment Act of 2021 H.R.2135- Fair Debt Collection Improvement Act H.R.2458 -Non-Judicial Foreclosure Debt Collection Clarification Act H.R.2498 -Private Loan Disability Discharge Act of 2021 H.R.2537- Consumer Protection for Medical Debt Collections Act H.R.2540- Small Business Lending Fairness Act H.R.2572- Stop Debt Collection Abuse Act of 2021 H.R.2628 - Debt Collection Practices Harmonization Act H.R.2547 - The Comprehensive Debt Collection Improvement Act H.R.2453 - The Driving for Opportunity Act of 2021 S. 214 - Medical Debt Relief Act - legislation that would remove paid-off or settled medical debt from a patients credit report and institute a year-long waiting period before new medical debt can be reported. S.355 - COVID-19 Medical Debt Collection Relief Act, legislation to prevent healthcare providers from taking drastic steps to collect medical debts from patients - including seizing bank accounts and garnishing wages during the COVID-19 pandemic. S. 823 - To amend the American Rescue Plan Act of 2021 to provide for protection of recovery rebates. S. 998 - The Driving for Opportunity Act of 2021
Client expense: $230,000 · Firm income: Not reported
2021 · first_quarter · Consumer Issues/Safety/Products
Issues related to the Consumer Financial Protection Bureau Fair Debt Collections Act Rulemaking Issue related to Medical Debt Issues related to Student Lending H.R.___ - the Stop Debt Collection Abuse Act - This bill extends the Fair Debt Collection Practices Acts (FDCPA) protections as it relates to debt owed to a Federal agency, and it would limit the fees. H.R.___ - the Debt Collection Practices Harmonization Act - This bill extends the FDCPA to debts owed to a State or local government. H.R.___ - the Small Business Fairness Lending Act - This bill restricts the use of confessions of judgment for debts owed by small business owners. H.R.___ - the Non-Judicial Foreclosure Debt Collection Clarification Act - This bill clarifies that entities in non-judicial foreclosure proceedings are covered under FDCPA to reverse the recent Supreme Court decision in Obduskey v. McCarthy and Holthus LLP. H.R. 1657 - the Ending Debt Collection Harassment Act - This bill adds additional requirements beyond CFPB rules for contacting consumers by e-mail or text. H.R.___ - the Consumer Protection for Medical Debt Collections Act -This bill prevents collection of medical debt for two years. H.R. 1645 - the Protecting Consumer Access to Credit Act - removes all paid, non-elective medical debt from a consumers credit report to help those who have been impacted by illnesses. S. 214 - Medical Debt Relief Act - legislation that would remove paid-off or settled medical debt from a patients credit report and institute a year-long waiting period before new medical debt can be reported. S.355 - COVID-19 Medical Debt Collection Relief Act, legislation to prevent healthcare providers from taking drastic steps to collect medical debts from patients - including seizing bank accounts and garnishing wages during the COVID-19 pandemic. S. 823 - To amend the American Rescue Plan Act of 2021 to provide for protection of recovery rebates.
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE, Small Business Administration (SBA)
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE, Small Business Administration (SBA)
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA)
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA)
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA)
Client expense: $136,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA)