Protecting Consumers from Unreasonable Credit Rates Act of 2021

Legislative proposals impacting banking services for financial services providers; Payday, Vehicle Title, and Certain High-Cost Installment Loans; Federal policy relating to anticipated Consumer Financial Protection Bureau regulation of consumer financial services including payday and auto title lending, and regulatory process; FY2023 National Defense Authorization Act (H.R.7900, S.4543); H.R.4395, Payment Choice Act of 2021; S.2349, Protecting Consumers from Unreasonable Credit Rates Act of 2021; S.2508/H.R.5974, Veterans and Consumers Fair Credit Act; H.R.2543, Federal Reserve Racial and Economic Equity Act.

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

All legislation related to consumer lending regulation and consumer lending policy. S. 2349, the Protecting Consumers from Unreasonable Credit Rates Act of 2021. S. 2508, the Veterans and Consumers Fair Credit Act of 2021. H.R. 5974, Veterans and Consumers Fair Credit Act.

Client expense: Not reported · Firm income: $70,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

All legislation related to consumer lending regulation and consumer lending policy. S. 2349, the Protecting Consumers from Unreasonable Credit Rates Act of 2021. S. 2508, the Veterans and Consumers Fair Credit Act of 2021. H.R. 5974, Veterans and Consumers Fair Credit Act.

Client expense: Not reported · Firm income: $70,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Met with House and Senate on issues impacting GSIBs Met with House and Senate on Fintech charters and issues Met with House and Senate on industrial loan corporations Met with House and Senate on equity market structure Met with House and Senate on climate issues Met with House and Senate staff on cybersecurity issues Met with House on racial equity and diversity inclusion issues Met with House and Senate on digital assets and crypto Met with House and Senate on sanctions legislation Met with House and Senate on markets regulations S.1260, United States Innovation and Competition Act of 2021 - all provisions S.2349, Protecting Consumers from Unreasonable Credit Rates Act of 2021 - all provisions S.2508, Veterans and Consumers Fair Credit Report - all provisions S.3755, Arbitration Fairness for Consumers Act - all provisions S.3844, Economic Continuity and Stability Act - all provisions H.R.963, Forced Arbitration Injustice Repeal Act - all provisions H.R.4521, America COMPETES Act of 2022 - issues related to outbound investments

Client expense: $1,160,000 · Firm income: Not reported

Legislative proposals impacting banking services for financial services providers; Payday, Vehicle Title, and Certain High-Cost Installment Loans; Federal policy relating to anticipated Consumer Financial Protection Bureau regulation of consumer financial services including payday and auto title lending, and regulatory process; FY2023 National Defense Authorization Act (H.R.7900); H.R.4395, Payment Choice Act of 2021; S.2349, Protecting Consumers from Unreasonable Credit Rates Act of 2021; S.2508/H.R.5974, Veterans and Consumers Fair Credit Act; H.R.2543, Federal Reserve Racial and Economic Equity Act.

Client expense: Not reported · Firm income: $60,000

Met with House and Senate on issues impacting GSIBs Met with House and Senate on Fintech charters and issues Met with House and Senate on industrial loan corporations Met with House and Senate on equity market structure Met with House and Senate on climate issues Met with House and Senate staff on cybersecurity issues Met with House on racial equity and diversity inclusion issues Met with House and Senate on digital assets and crypto Met with House and Senate on sanctions legislation Met with House and Senate on markets regulations S.2349, Protecting Consumers from Unreasonable Credit Rates Act of 2021 - all provisions S.2508, Veterans and Consumers Fair Credit Report - all provisions S.3755, Arbitration Fairness for Consumers Act - all provisions S.3844, Economic Continuity and Stability Act - all provisions H.R.963, Forced Arbitration Injustice Repeal Act - all provisions H.R.4616, the Adjustable Interest Rate (LIBOR) Act of 2021 - all provisions

Client expense: $1,370,000 · Firm income: Not reported

Legislative proposals impacting banking services for financial services providers; Payday, Vehicle Title, and Certain High-Cost Installment Loans; Federal policy relating to anticipated Consumer Financial Protection Bureau regulation of consumer financial services including payday and auto title lending, and regulatory process; FY2023 National Defense Authorization Act; H.R.4395, Payment Choice Act of 2021; S.2349, Protecting Consumers from Unreasonable Credit Rates Act of 2021; S.2508, Veterans and Consumers Fair Credit Act.

Client expense: Not reported · Firm income: $60,000

All legislation related to consumer lending regulation and consumer lending policy. S. 2349, the Protecting Consumers from Unreasonable Credit Rates Act of 2021. S. 2508, the Veterans and Consumers Fair Credit Act of 2021. H.R. 5974, Veterans and Consumers Fair Credit Act.

Client expense: Not reported · Firm income: $70,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Met with House and Senate on issues impacting GSIBs Met with House and Senate on bank capital and stress test regulations Met with House and Senate on Fintech charters and issues Met with House and Senate on industrial loan corporations Met with House and Senate on equity market structure Met with House and Senate on climate issues Met with House and Senate staff on cybersecurity issues Met with House on racial equity and diversity inclusion issues Met with House and Senate on digital assets and crypto Met with House on muni finance issues Met with House and Senate on sanctions legislation S.1260, The Endless Frontier Act - all provisions S.2349, Protecting Consumers from Unreasonable Credit Rates Act of 2021 - all provisions S.2508, Veterans and Consumers Fair Credit Report - all provisions H.R.2547, Comprehensive Debt Collection Improvement Act - all provisions H.R.4616, the Adjustable Interest Rate (LIBOR) Act of 2021 - all provisions

Client expense: $1,010,000 · Firm income: Not reported

All legislation related to consumer lending regulation and consumer lending policy. S. 2349, the Protecting Consumers from Unreasonable Credit Rates Act of 2021. S. 2508, the Veterans and Consumers Fair Credit Act of 2021. H.R. 5974, Veterans and Consumers Fair Credit Act.

Client expense: Not reported · Firm income: $70,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Legislative proposals impacting banking services for financial services providers; Payday, Vehicle Title, and Certain High-Cost Installment Loans; Federal policy relating to anticipated Consumer Financial Protection Bureau regulation of consumer financial services including payday and auto title lending, and regulatory process; FY2022 National Defense Authorization Act (H.R.4350, S.2792, S.1605, P.L.117-81); H.R.4395, Payment Choice Act of 2021; S.2349, Protecting Consumers from Unreasonable Credit Rates Act of 2021; S.2508, Veterans and Consumers Fair Credit Act.

Client expense: Not reported · Firm income: $60,000

All legislation related to consumer lending regulation and consumer lending policy. S. 2349, the Protecting Consumers from Unreasonable Credit Rates Act of 2021. S. 2508, the Veterans and Consumers Fair Credit Act of 2021.

Client expense: Not reported · Firm income: $70,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Met with House and Senate on large bank issues Met with House and Senate on bank capital and stress test regulations Met with House and Senate on Fintech charters and issues Met with House and Senate on industrial loan corporations Met with House and Senate on equity market structure Met with House and Senate on climate issues Met with House and Senate staff on cybersecurity issues Met with House on racial equity and diversity inclusion issues Met with House and Senate staff on draft credit card legislation Met with House and Senate staff on draft rate cap legislation S.J. Res. 15 "A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of Currency relating to "National Banks and Federal Savings Associations as Lenders" S.1260, The Endless Frontier Act - all provisions S.2349, Protecting Consumers from Unreasonable Credit Rates Act of 2021 - all provisions S.2508, Veterans and Consumers Fair Credit Report - all provisions H.R.2547, Comprehensive Debt Collection Improvement Act - all provisions H.R.4616, the Adjustable Interest Rate (LIBOR) Act of 2021 - all provisions

Client expense: $950,000 · Firm income: Not reported

Legislative proposals impacting banking services for financial services providers; Payday, Vehicle Title, and Certain High-Cost Installment Loans; Federal policy relating to anticipated Consumer Financial Protection Bureau regulation of consumer financial services including payday and auto title lending, and regulatory process; FY2022 National Defense Authorization Act (H.R.4350/S.2792); H.R.4395, Payment Choice Act of 2021; S.2349, Protecting Consumers from Unreasonable Credit Rates Act of 2021; S.2508, Veterans and Consumers Fair Credit Act.

Client expense: Not reported · Firm income: $60,000