Uyghur Genocide Accountability and Sanctions Act of 2023

All issues related to the tax treatment of life insurance, annuities and retirement accounts. S. 1770, the Retirement Security and Savings Act. H.R. 3942, Lifetime Income For Employees Act. H.R. 7293, Automatic IRA Act of 2024. Support for expanding qualified longevity annuity contracts.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

All legislation and regulation impacting fixed annuities. S. 1770, the Retirement Security and Savings Act. H.R. 3942, Lifetime Income For Employees Act. H.R. 7293, Automatic IRA Act of 2024. Support for expanding qualified longevity annuity contracts. H.Res. 528, Expressing support for the designation of June as "National Annuity Awareness Month". S.Res. 275, A resolution designating June as "National Annuity Awareness Month". H.J.Res 140, 141, 142. S.J.Res 79.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

All issues related to the tax treatment of life insurance, annuities and retirement accounts. S. 1770, the Retirement Security and Savings Act. H.R. 3942, Lifetime Income For Employees Act. H.R. 7293, Automatic IRA Act of 2024. Support for expanding qualified longevity annuity contracts.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

All legislation and regulation impacting fixed annuities. DOL - EBSA - Proposed Rule - Retirement Security Rule: Definition of an Investment Advice Fiduciary - 29 CFR Part 2510 (RIN 1210-AC02). DOL - EBSA - Proposed Rule - Proposed Amendment to Prohibited Transaction Exemption 84-24 - 29 CFR Part 2550 (ZRIN 1210-ZA33). DOL - EBSA - Proposed Rule - Proposed Amendment to Prohibited Transaction Exemption 2020-02 - 29 CFR Part 2550 (ZRIN 1210-ZA32). S. 1770, the Retirement Security and Savings Act. H.R. 3942, Lifetime Income For Employees Act. H.R. 7293, Automatic IRA Act of 2024. Support for expanding qualified longevity annuity contracts. S.RES.275, A resolution designating June as "National Annuity Awareness Month". H.Res.528, Expressing support for the designation of June as "National Annuity Awareness Month".

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Retirement Security 1.SECURE 2.0 Technical Corrections: Legislative language that will amend SECURE 2.0 to make technical changes to a variety of provisions. 2.American Worker Savings & Wealth Creation Plan Act: Would create a federally run retirement plan, similar to the TSP, that would be available to all private sector workers whose employer signs up for the plan. 3.Collective Investment Trusts/Separate Accounts Parity for 403b Accounts: Would ensure parity for 403b accounts to invest in Collective Investment Trusts or Separate Accounts. 4.Expanding Access to Retirement Savings for Caregivers Act: The bill would allow individuals that took at least one year out of the workforce without receiving an earned income, for the purposes of caring for a family member, to make catch-up contributions in years prior to age 50 to their 401(k) plans, individual retirement accounts (IRAs), and other eligible retirement accounts. 5.General Accounts Product Corrections Act: Would clarify fiduciary responsibilities for life insurance companies as it relates to investments in their general accounts. 6.H.R. 4237, Ensuring Sound Guidance Act: Would require investment advisers and ERISA retirement plan sponsors to prioritize financial returns over non-pecuniary factors when making investment decisions on behalf of their clients. 7.H.R. 3942, Lifetime Income for Employees (LIFE) Act of 2022: Amends the current rules for qualified default investment alternatives to facilitate the use of an annuity component will expand the availability of guaranteed returns and guaranteed lifetime income that help savers secure their retirement futures. 8.The Automatic Retirement Plan Act: Would mandate employers with 10 or more employees to implement a retirement plan in the workplace. 9.S. 2517, H.R. 4924, The Auto Reenroll Act of 2023: The bill allows plan sponsors to re-enroll non-participants at least once every three years, unless the individual affirmatively opts-out again. The bill also permits plans to sweep all eligible employees as a group for re-enrollment and does not change the automatic enrollment safe harbors. 10.S. 2627, H.R. 5060, the Womens Retirement Protection Act (S. 2627): the legislation removes the part-time worker provision that was passed in SECURE 2.0. The bill allows for a single distribution of up to 25% of an account balance without spousal consent. It seeks to enhance financial literacy through grants to community-based organizations and also offers grants to such organizations to help low-income women and survivors of domestic abuse obtain qualified domestic relations orders. Income Security The Enhancing American Retirement Now (EARN) Act: Builds upon S. 1770 with additional retirement provisions. Considered the Senate version of SECURE 2.0. S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts. H.R. 133, Both provisions are in the larger bill. H.R.1185 - FAMILY Act. Issue: paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member. H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave S.463 - FAMILY Act. Issue: paid family and medical leave- paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member S.920 - New Parents Act of 2019. Issue: paid family and medical leave Discussion draft - CRADLE Act. Issue: paid family and medical leave - allows for a deferment of retirement benefits for paid leave benefits. Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave H.R. 2694 - Pregnant Workers Fairness Act. Issue: paid family and medical leave. Concurrent Resolution on the Budget, FY2022, S.Con.Res.14. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: Medicare/Dental (Expanding Medicare to include dental, vision, hearing benefits and lowering the eligibility age). H.R. 5376- Build Back Better Act This bill provides funding, establishes programs, and otherwise modifies provisions relating to a broad array of areas, including education, labor, child-care, health care, taxes, immigration, and the environment. Excepted Benefits on Supplemental Benefits-proposed tri-agency rule through HHS, Treasury and Labor. Diversity and Inclusion H.R. 5084 - Improving Corporate Governance Through Diversity Act. Issue: diversity and inclusion. H.R. 5360 - Closing the Racial Wealth Gap Act. Issue: diversity and inclusion. H.R. 281 - Ensuring Diverse Leadership Act. Issue: diversity and inclusion. H.R. 7946 and S. 4464 - Federal Reserve Racial and Economic Equity Act. Issue: diversity and inclusion.

1.SECURE 2.0 Technical Corrections: Legislative language that will amend SECURE 2.0 to make technical changes to a variety of provisions. 2.American Worker Savings & Wealth Creation Plan Act: Would create a federally run retirement plan, similar to the TSP, that would be available to all private sector workers whose employer signs up for the plan. 3.Collective Investment Trusts/Separate Accounts Parity for 403b Accounts: Would ensure parity for 403b accounts to invest in Collective Investment Trusts or Separate Accounts. 4.Expanding Access to Retirement Savings for Caregivers Act: The bill would allow individuals that took at least one year out of the workforce without receiving an earned income, for the purposes of caring for a family member, to make catch-up contributions in years prior to age 50 to their 401(k) plans, individual retirement accounts (IRAs), and other eligible retirement accounts. 5.General Accounts Product Corrections Act: Would clarify fiduciary responsibilities for life insurance companies as it relates to investments in their general accounts. 6.H.R. 4237, Ensuring Sound Guidance Act: Would require investment advisers and ERISA retirement plan sponsors to prioritize financial returns over non-pecuniary factors when making investment decisions on behalf of their clients. 7.H.R. 3942, Lifetime Income for Employees (LIFE) Act of 2022: Amends the current rules for qualified default investment alternatives to facilitate the use of an annuity component will expand the availability of guaranteed returns and guaranteed lifetime income that help savers secure their retirement futures. 8.The Automatic Retirement Plan Act: Would mandate employers with 10 or more employees to implement a retirement plan in the workplace. Income Security The Enhancing American Retirement Now (EARN) Act: Builds upon S. 1770 with additional retirement provisions. Considered the Senate version of SECURE 2.0. S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts. H.R. 133, Both provisions are in the larger bill. H.R.1185 - FAMILY Act. Issue: paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member. H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave S.463 - FAMILY Act. Issue: paid family and medical leave- paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member S.920 - New Parents Act of 2019. Issue: paid family and medical leave Discussion draft - CRADLE Act. Issue: paid family and medical leave - allows for a deferment of retirement benefits for paid leave benefits. Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave H.R. 2694 - Pregnant Workers Fairness Act. Issue: paid family and medical leave. Concurrent Resolution on the Budget, FY2022, S.Con.Res.14. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: Medicare/Dental (Expanding Medicare to include dental, vision, hearing benefits and lowering the eligibility age). H.R. 5376- Build Back Better Act this bill provides funding, establishes programs, and otherwise modifies provisions relating to a broad array of areas, including education, labor, child-care, health care, taxes, immigration, and the environment. Diversity and Inclusion H.R. 5084 - Improving Corporate Governance Through Diversity Act. Issue: diversity and inclusion. H.R. 5360 - Closing the Racial Wealth Gap Act. Issue: diversity and inclusion. H.R. 281 - Ensuring Diverse Leadership Act. Issue: diversity and inclusion. H.R. 7946 and S. 4464 - Federal Reserve Racial and Economic Equity Act. Issue: diversity and inclusion.

H.R. 1102, UNRWA Accountability and Transparency Act, all provisions. H.R. 211, COI Elimination Act, all provisions. H.R. 2885, Ukraine Human Rights Policy Act of 2023, all provisions. H.R. 2958, Closing IRGC Sanctions Loopholes Act, all provisions. H.R. 3016, IGO Anti-Boycott Act, all provisions. H.R. 3020, Reinforcing Sanctions on Iranian Terrorists Act, all provisions. H.R. 3033, Solidify Iran Sanctions Act of 2023, all provisions. H.R. 3035, Iran Human Rights and Accountability Act of 2023, all provisions. H.R. 3067, CASES Act of 2023, all provisions. H.R. 3070, No Sanctions Relief for Terrorists Act, all provisions. H.R. 3088, Sanctions Enforcement and Financial Institutions Transparency Act, all provisions. H.R. 3095, Address Irans Malign Posture Act, all provisions. H.R. 3099, Special Envoy for the Abraham Accords Act, all provisions. H.R. 3202, Assad Anti-Normalization Act of 2023, all provisions. H.R. 3203, Stop Chinese Fentanyl Act of 2023, all provisions. H.R. 3334, STOP CCP Act, all provisions. H.R. 3774, Stop Harboring Iranian Petroleum Act of 2023, all provisions. H.R. 3792, U.S.-Israel Partnership and Abraham Accords Enhancement Act of 2023, all provisions. H.R. 3907, United States-Israel International Development Cooperation Act of 2023, all provisions. H.R. 4175, REPO for Ukrainians Act, all provisions. H.R. 4691, Iran Sanctions Relief Review Act of 2023, all provisions. H.R. 4723, Upholding the Dayton Peace Agreement Through Sanctions Act, all provisions. H.R. 589, Mahsa Amini Human Rights and Security Accountability Act, all provisions. H.R. 869, REGIME Act of 2023, all provisions. H.Res. 288, Encouraging the EU to DESIGNATE Resolution, all provisions. H.Res. 471, Calling for the redoubling of diplomatic efforts by the United States and its international partners to help achieve a negotiated, Haitian-led solution to the current impasse in Haiti that paves the way for broadly representative interim government to oversee the return to constitutional rule through free and fair elections, all provisions. S. 1019, CASES Act of 2023, all provisions. S. 1320, Ukraine Human Rights Policy Act of 2023, all provisions. S. 1390, Solidify Iran Sanctions Act of 2023, all provisions. S. 1647, Hamas and Palestinian Islamic Jihad International Terrorism Support Prevention Act, all provisions. S. 1768, Taliban Sanctions Act, all provisions. S. 1770, Uyghur Genocide Accountability and Sanctions Act, all provisions. S. 1829, Stop Harboring Iranian Petroleum Act of 2023, all provisions. S. 1864, No Federal Funding for CCP Spying and Persuasion in Education Act, all provisions. S. 2003, REPO for Ukrainians Act, all provisions. S. 2210, Iran Sanctions Relief Review Act of 2023, all provisions. S. 434, PAID OFF Act of 2023, all provisions. S. 489, Stop Taxpayer Funding of Hamas Act, all provisions. S. 761, Stop Forced Organ Harvesting Act of 2023, all provisions. H.R.4665, Making appropriations for the Department of State, foreign operations, and related programs for the fiscal year ending September 30, 2024, and for other purposes, (issues related to Limitation on Assistance for Palestinian Statehood, Limitation on Assistance for the Palestinian Authority, Limitation on Assistance for UNRWA, and U.S. Assistance for Egypt). Issues related to Anti-Israel Rhetoric at International Organizations, Arab Gas Pipeline Chinas Activities in Latin America, Chinas Protest Crackdowns and Surveillance Systems, Chinese Influence in U.S. Higher Education, Democratic Governance in the Pacific Islands, Enhancing U.S. Bilateral and Multilateral Ties, Holding Russia Accountability at International Organizations, Implementation of the Caesar Syria Civilian Protection Act, Incitement of Violence Against Israel, Increasing MECIDS Funding, Irans Activities in Latin America, Normalization in the Middle East, Palestinian Politics and Terrorism, Preserving U.S. Interests in the Indo-Pacific, Preventing Theft of Humanitarian Aid for Syria, Protecting U.S. Interests in Syria, Russias Activities in Latin America, Satisfying U.S. Judgments Against Iran, Turkish Presidential Election, U.S. China Sanctions Policy, U.S. Funding for International Organizations, U.S. Iran Sanctions Policy, U.S. National Security Interests in the Gulf, U.S. Policy on Irans Human Rights Abuses, U.S. Russia Sanctions Policy, U.S. Strategic Objectives in Latin America, U.S. Syria Sanctions Policy, U.S. Venezuela Sanctions Policy, and U.S.-Israel Security Cooperation (no bill).

Retirement Security, Q4 2022 1.SECURE 2.0 Technical Corrections: Legislative language that will amend SECURE 2.0 to make technical changes to a variety of provision. 2.American Worker Savings & Wealth Creation Plan Act: Would create a federally run retirement plan, similar to the TSP, that would be available to all private sector workers whose employer signs up for the plan. 3.Collective Investment Trusts/Separate Accounts Parity for 403b Accounts: Would ensure parity for 403b accounts to invest in Collective Investment Trusts or Separate Accounts. 4.Expanding Access to Retirement Savings for Caregivers Act: The bill would allow individuals that took at least one year out of the workforce without receiving an earned income, for the purposes of caring for a family member, to make catch-up contributions in years prior to age 50 to their 401(k) plans, individual retirement accounts (IRAs), and other eligible retirement accounts. 5.General Accounts Product Corrections Act: Would clarify fiduciary responsibilities for life insurance companies as it relates to investments in their general accounts. Income Security The Enhancing American Retirement Now (EARN) Act: Builds upon S. 1770 with additional retirement provisions. Considered the Senate version of SECURE 2.0. S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts. H.R. 133, Both provisions are in the larger bill. H.R.1185 - FAMILY Act. Issue: paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member. H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave S.463 - FAMILY Act. Issue: paid family and medical leave- paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member S.920 - New Parents Act of 2019. Issue: paid family and medical leave Discussion draft - CRADLE Act. Issue: paid family and medical leave - allows for a deferment of retirement benefits for paid leave benefits. Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave H.R. 2694 - Pregnant Workers Fairness Act. Issue: paid family and medical leave. Concurrent Resolution on the Budget, FY2022, S.Con.Res.14. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: Medicare/Dental (Expanding Medicare to include dental, vision, hearing benefits and lowering the eligibility age). H.R. 5376- Build Back Better Act this bill provides funding, establishes programs, and otherwise modifies provisions relating to a broad array of areas, including education, labor, child-care, health care, taxes, immigration, and the environment. Diversity and Inclusion H.R. 5084 - Improving Corporate Governance Through Diversity Act. Issue: diversity and inclusion. H.R. 5360 - Closing the Racial Wealth Gap Act. Issue: diversity and inclusion. H.R. 281 - Ensuring Diverse Leadership Act. Issue: diversity and inclusion. H.R. 7946 and S. 4464 - Federal Reserve Racial and Economic Equity Act. Issue: diversity and inclusion