FAIRR Act

Bank On Certification Program Central Bank Digital Currency Cryptocurrency Deposit Insurance Digital Assets Bank Capital Requirements/Basel Capital Proposal Postal Banking S.1323 & H.R.2891, Secure and Fair Enforcement (SAFE) Banking Act of 2023 H.R.4177 & S.2007, Improving Corporate Governance Through Diversity Act of 2023 H.R.2547, Comprehensive Debt Collection Improvement Act S.3937 & H.R.758, Promoting Access to Capital in Underbanked Communities Act of 2023 H.R. 1533 & S. 2252, Promoting New and Diverse Depository Institutions Act Emergency Capital Investment Issues for CDFI and MDI Institutions H.R.7351, To amend the Consumer Financial Protection Act of 2010 to provide for the supervision of non-depository persons offering or making small business loans, and for other purposes S. 2677, Stop Overdraft Profiteering Act of 2021 S. 4356, Responsible Financial Innovation Act The impact of Environmental, Social and Governance guidance and regulatory proposals on banking UDAAP Supervisory Policies and Adjudication Procedures Community Reinvestment Act Final Rule Deposit Insurance Issues S.1838 & H.R.3881 Credit Card Competition Act of 2023 S.4760, Digital Commodities Consumer Protection Act of 2022 Merchant Category Codes S.1790, Failed Bank Executives Clawback Act S.293 & H.R.2743, Fair Access to Banking Act H.R.2799, Expanding Access to Capital Act of 2023 H.R.2603, To require the Securities and Exchange Commission to revise certain thresholds related to smaller reporting companies, accelerated filers, and large accelerated filers, and for other purposes H.R.2798, Consumer Financial Protection Bureau Transparency and Accountability Reform Act H.R.1382, TABS Act of 2023 H.R.1411, Consumer Financial Protection Bureau-Inspector General Reform Act H.R.2489, the Consumer Financial Protection Bureau Dual Mandate and Economic Analysis Act H.R.1313, the Transparency in Consumer Financial Protection Bureau Cost-Benefit Analysis Act H.R.1719, Making the Consumer Financial Protection Bureau Accountable to Small Business Act S.1362, the Transparency in Consumer Financial Protection Bureau Cost-Benefit Analysis Act H.R.490, Federal Infrastructure Bank Act of 2023 H.R.4868, Member Business Loan Expansion Act H.R.4035, Protecting Small Business Information Act of 2023 S.2760, Capping Credit Card Interest Rates Act H.R.5485, Financial Privacy Act of 2023 H.R.5524, Foreign Affiliate Sharing Pilot Program H.R.5403, Central Bank Digital Currency Anti-Surveillance Act H.R.5741, Uniform Treatment of Custodial Assets Act S.2860, Secure and Fair Enforcement Regulation (SAFER) Banking Act H.R.4763, Financial Innovation and Technology for the 21st Century Act H.R.4766, Clarity for Payment Stablecoins Act of 2023 S.2190, Recovering Executive Compensation Obtained Through Unaccountable Practices (RECOUP) Act of 2023 S.2251, Federal Information Security Modernization Act H.R.3398, Safe Access to Cash Act of 2023 S.3549, the Predatory Lending Elimination Act H.R.6789, Rectifying UDAAP Act H.R.1810, Bank Loan Privacy Act H.R.1806/S.1159, Small Lender Act H.R.4346, Small Bank Holding Company Relief Act of 2023 H.R.4198, Protecting Consumers from Abusive Mortgage Leads Act Regulation II: Debit Card Interchange Fees and Routing Implementation of Dodd-Frank Act Section 1033: Proposed Rule on Personal Financial Data Rights Merger and Acquisition Policy S.3554, Financial Artificial Intelligence Risk Reduction Act Artificial Intelligence Risk Management, Regulation, and Innovation CDFI Certification Update H.R.7531 & S.4570, Secure Payments Act of 2024 H.R.7437, Fostering Use of Technology to Uphold Regulatory Effectiveness in Supervision Act (FUTURES Act) H.R.4206, Bank Safety Act H.J.Res.122 & S.J.Res.70, Providing for Congressional disapproval under Chapter 8 of Title 5, U.S. Code, of the rule submitted by the Consumer Financial Protection Bureau related to Credit Card Penalty Fees (Reg Z) Notice of Proposed Rulemaking for Debit Card Interchange Fees and Routing (Reg II) Department of Labor Fiduciary Rule H.J.Res.140, 141, 142, and 143-Congressional Review Act Resolutions of Disapproval of the Department of Labor Fiduciary Rule S.J.Res.79, Congressional Review Act Resolution of Disapproval of the Department of Labor Fiduciary Rule Federal Reserve Discount Window and Emergency Lending Authority Guidelines for Establishing Standards for Corporate Governance and Risk Management for Covered Institutions with Total Consolidated Assets of $10 Billion or More CFPB Larger Participant of a Market for General-Use Digital Consumer Payment Applications H.R.8337, Bank Resilience and Regulatory Improvement Act H.R.8338, Clarity in Lending Act H.R.8288, Bringing the Discount Window into the 21st Century Act H.R.8287, Stress Testing Accountability and Transparency Act H.R.8264, Bank Supervision Appeals Improvement Act of 2024 H.R.8356, Small Dollar Loan Certainty Act H.R.7403, Bank Failure Prevention Act of 2024H.R.7437, Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision (FUTURES) Act H.R.4206, Bank Safety Act Tokenization of Assets Fraud Issues Peer-To-Peer Payment Fraud FDIC Proposed Guidelines for Corporate Governance and Risk Management for Banks Over $10 Billion in Assets Pilot program allowing Freddie Mac to purchase single family closed-end second mortgages National Bank Act & Defending Dual Banking System S. 4943/H.R. 9303 Protecting Consumers From Payment Scams Act Financial Data Transparency Act Rulemaking FDIC Brokered Deposit Proposal H.R.7420 Ensuring Diversity in Community Banking Act

Client expense: $1,760,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 6349, Preventing Adversaries from Developing Critical Capabilities Act H.R. 7024, Tax Relief for American Families and Workers Act of 2024 H.R. 7092, Protecting Private Job Creators Act H.R. 7758, No China in Index Funds Act H.R. 7759, PRC Military and Human Rights Capital Markets Sanctions Act of 2024 H.R. 7760, No Capital Gains Allowance for American Adversaries Act H.R. 8773/S. 2309, Financial Services and General Government Appropriations Act, 2025 H.R. 9162, PRC Risk Transparency Act S. 3286, Disclosing Investments in Foreign Adversaries Act of 2023 S. 3554, Financial Artificial Intelligence Risk Reduction (FAIRR) Act S. 4638, National Defense Authorization Act for Fiscal Year 2025 S. 5016, Combat Chinese Economic Aggression Act of 2024 S. 5139, Empowering Main Street in America Act of 2024 Predictive Data Analytics proposal. Legislative oversight of the Dodd-Frank Wall Street Reform and Consumer Protection Act. Regulation and oversight of investment advisers. Equity market structure issues including electronic and algorithmic trading. Protection for sensitive and proprietary data. Security-based swaps regulation. Environmental, social, and governance (ESG) and diversity, equity, and inclusion (DEI) policies. Nonbank regulation. Private fund adviser rule. Dealer definition rule. Form PF rule. AML issues. Financial Stability Oversight Council (FSOC) interpretive guidance regarding authority to require supervision and regulation of certain nonbankfinancial companies. Artificial Intelligence. Significant risk transfers. Beneficial ownership. Investment limitations on foreign assets. Outbound investment review process. Short selling. Digital assets and cryptocurrencies. Implementation of the Consolidated Appropriations Act of 2023 (P.L. 117-328). Custody proposal. Securities lending. Private credit regulation. Syndicated loans regulation. Treasury market structure.

H.R. 6349, Preventing Adversaries from Developing Critical Capabilities Act H.R. 7092, Protecting Private Job Creators Act H.R. 8773/S. 2309, Financial Services and General Government Appropriations Act, 2025 S. 3286, Disclosing Investments in Foreign Adversaries Act of 2023 S. 3554, Financial Artificial Intelligence Risk Reduction (FAIRR) Act Predictive Data Analytics proposal. Legislative oversight of the Dodd-Frank Wall Street Reform and Consumer Protection Act. Regulation and oversight of investment advisers. Equity market structure issues including electronic and algorithmic trading. Protection for sensitive and proprietary data. Security-based swaps regulation. Environmental, social, and governance (ESG) and diversity, equity, and inclusion (DEI) policies. Nonbank regulation. Private fund adviser rule. Dealer definition rule. Form PF rule. AML issues. Financial Stability Oversight Council (FSOC) interpretive guidance regarding authority to require supervision and regulation of certain nonbankfinancial companies. Artificial Intelligence. Credit risk transfers. Beneficial ownership. Investment limitations on foreign assets. Outbound investment review process. Short selling. Digital assets and cryptocurrencies. Implementation of the Consolidated Appropriations Act of 2023 (P.L. 117-328). Custody proposal. Securities lending. Private credit regulation. Syndicated loans regulation. Treasury market structure.

Client expense: $1,190,000 · Firm income: Not reported

Bank On Certification Program Central Bank Digital Currency Cryptocurrency Deposit Insurance Digital Assets Bank Capital Requirements/Basel Capital Proposal Postal Banking S.1323 & H.R.2891, Secure and Fair Enforcement (SAFE) Banking Act of 2023 H.R.4177 & S.2007, Improving Corporate Governance Through Diversity Act of 2023 H.R.2547, Comprehensive Debt Collection Improvement Act S.3937 & H.R.758, Promoting Access to Capital in Underbanked Communities Act of 2023 H.R. 1533 & S. 2252, Promoting New and Diverse Depository Institutions Act Emergency Capital Investment Issues for CDFI and MDI H.R.7351, To amend the Consumer Financial Protection Act of 2010 to provide for the supervision of non-depository persons offering or making small business loans, and for other purposes S. 2677, Stop Overdraft Profiteering Act of 2021 S. 4356, Responsible Financial Innovation Act The impact of Environmental, Social and Governance guidance and regulatory proposals on banking UDAAP Supervisory Policies and Adjudication Procedures Community Reinvestment Act Final Rule Deposit Insurance Issues S.1838 & H.R.3881 Credit Card Competition Act of 2023 S.4760, Digital Commodities Consumer Protection Act of 2022 Merchant Category Codes S.1790, Failed Bank Executives Clawback Act S.293 & H.R.2743, Fair Access to Banking Act H.R.2799, Expanding Access to Capital Act of 2023 H.R.2603, To require the Securities and Exchange Commission to revise certain thresholds related to smaller reporting companies, accelerated filers, and large accelerated filers, and for other purposes H.R.2798, Consumer Financial Protection Bureau Transparency and Accountability Reform Act H.R.1382, TABS Act of 2023 H.R.1411, Consumer Financial Protection Bureau-Inspector General Reform Act H.R.2489, the Consumer Financial Protection Bureau Dual Mandate and Economic Analysis Act H.R.1313, the Transparency in Consumer Financial Protection Bureau Cost-Benefit Analysis Act H.R.1719, Making the Consumer Financial Protection Bureau Accountable to Small Business Act S.1362, the Transparency in Consumer Financial Protection Bureau Cost-Benefit Analysis Act H.R.490, Federal Infrastructure Bank Act of 2023 H.R.4868, Member Business Loan Expansion Act H.R.4035, Protecting Small Business Information Act of 2023 S.2760, Capping Credit Card Interest Rates Act H.R.5485, Financial Privacy Act of 2023 H.R.5524, Foreign Affiliate Sharing Pilot Program H.R.5403, Central Bank Digital Currency Anti-Surveillance Act H.R.5741, Uniform Treatment of Custodial Assets Act S.2860, Secure and Fair Enforcement Regulation (SAFER) Banking Act H.R.4763, Financial Innovation and Technology for the 21st Century Act H.R.4766, Clarity for Payment Stablecoins Act of 2023 S.2190, Recovering Executive Compensation Obtained Through Unaccountable Practices (RECOUP) Act of 2023 S.2251, Federal Information Security Modernization Act H.R.3398, Safe Access to Cash Act of 2023 S.3549, the Predatory Lending Elimination Act H.R.6789, Rectifying UDAAP Act H.R.1810, Bank Loan Privacy Act H.R.1806/S.1159, Small Lender Act H.R.4346, Small Bank Holding Company Relief Act of 2023 H.R.4198, Protecting Consumers from Abusive Mortgage Leads Act Regulation II: Debit Card Interchange Fees and Routing Implementation of Dodd-Frank Act Section 1033: Proposed Rule on Personal Financial Data Rights Merger and Acquisition Policy S.3554, Financial Artificial Intelligence Risk Reduction Act CDFI Certification Update H.R.7531 & S.4570, Secure Payments Act of 2024 H.R.7437, Fostering Use of Technology to Uphold Regulatory Effectiveness in Supervision Act (FUTURES Act) H.R.4206, Bank Safety Act H.J.Res.122 & S.J.Res.70, Providing for Congressional disapproval under Chapter 8 of Title 5, U.S. Code, of the rule submitted by the Consumer Financial Protection Bureau related to Credit Card Penalty Fees (Reg Z) Notice of Proposed Rulemaking for Debit Card Interchange Fees and Routing (Reg II) Department of Labor Fiduciary Rule H.J.Res.140, 141, 142, and 143-Congressional Review Act Resolutions of Disapproval of the Department of Labor Fiduciary Rule S.J.Res.79, Congressional Review Act Resolution of Disapproval of the Department of Labor Fiduciary Rule Federal Reserve Discount Window and Emergency Lending Authority Guidelines for Establishing Standards for Corporate Governance and Risk Management for Covered Institutions with Total Consolidated Assets of $10 Billion or More CFPB Larger Participant of a Market for General-Use Digital Consumer Payment Applications H.R.8337, Bank Resilience and Regulatory Improvement Act H.R.8338, Clarity in Lending Act H.R.8288, Bringing the Discount Window into the 21st Century Act H.R.8287, Stress Testing Accountability and Transparency Act H.R.8264, Bank Supervision Appeals Improvement Act of 2024 H.R.8356, Small Dollar Loan Certainty Act H.R.7403, Bank Failure Prevention Act of 2024H.R.7437, Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision (FUTURES) Act H.R.4206, Bank Safety Act Tokenization of Assets Fraud Issues FDIC Proposed Guidelines for Corporate Governance and Risk Management for Banks Over $10 Billion in Assets Pilot program allowing Freddie Mac to purchase single family closed-end second mortgages National Bank Act & Defending Dual Banking System

H.R. 130/S. 459, the Thin Blue Line Act, which would expand the list of statutory aggravating factors in death penalty determinations to also include killing or targeting a law enforcement officer, firefighter, or other first responders; H.R. 233, which would codify the existing qualified immunity doctrine as established and upheld by the U.S. Supreme Court; H.R. 304, the Stop Enabling Repeat Violence and Endangering (SERVE) Our Communities Act, which would establish an annual grant program for State and local governments to fund programs like transitional services, mentoring, and job training for young offenders; H.R. 355, the Back the Blue Act, which would improve protections for law enforcement officers by increasing the penalties for those who kill or assault law enforcement officers, impose time and other limits on Federal courts review of habeas corpus, amend the Law Enforcement Officers Safety Act (LEOSA), and provide new grants; H.R. 472/S. 645, the Fighting Post-Traumatic Stress Disorder Act, which directs the U.S. Department of Justice to develop a state-of-the-art treatment program for public safety officers experiencing acute stress disorder, post-traumatic stress disorder (PTSD), or similar conditions; H.R. 743, the Protect and Serve Act, which would make it a Federal crime to target a law enforcement officer with an assault that results in serious bodily harm or death; H.R. 795/S. 261, the Protecting First Responders from Secondary Exposure Act, would allow State and local governments to purchase containment devices through the existing Comprehensive Opioid, Stimulant, and Substance Abuse Program (COSSAP); H.R. 898/S. 546, the Recruit and Retain Act, which would authorize COPS grantees to use grant funds for the recruitment and retention of law enforcement officers; H.R. 1005, the EAGLES Act, which would reauthorize and expand the National Threat Assessment Center (NTAC) within the U.S. Department of Homeland Security; H.R. 1105, the Debbie Smith Reauthorization Act, which would reauthorize the Debbie Smith Act for five years and allocate $151 million in funding; H.R. 1649, the Establishing Accreditation Grants for Law Enforcement (EAGLE) Act, which would establish a grant program that would pay the certification or re-certification fees for small to mid-size agencies that have fewer than 350 employees; H.R. 1719, the Honoring Our Fallen Heroes Act, which would categorize duty-related cancer fatalities as a line of duty death under Public Safety Officers Benefits program; H.R. 1839/S. 993, the Combating Illicit Xylazine Act, which would add xylazine to the Controlled Substances Act, listing it as a Schedule III drug for illicit use; H.R. 2548, the Public Safety Concussions and Traumatic Brain Injury Health Act, which would direct the CDC to expand their data collection efforts, publicly release their findings, and suggest protocols to prevent instances of Traumatic Brain Injuries for Law Enforcement; H.R. 2601, the National Human Trafficking Hotline Enhancement Act, which would require the full cooperation of any grant recipient that contracts with the Administration for Children and Families (ACF) at the U.S. Department of Health and Human Services to operate the National Human Trafficking Hotline, sharing information and assisting efforts by State and local law enforcement to combat human trafficking; S. 2644, the American Law Enforcement Sustaining Aid and Vital Emergency Resources (SAVER) Act," which would expand the existing Edward Byrne Memorial Justice Assistance Grant (Byrne-JAG) program to allow for the purchase of trauma kits; H.R. 2722/S.3554, the Providing Child Care to Police Officers Act, which would establish a grant pilot program to provide child care services for the minor children of law enforcement officers to accommodate the shift work and abnormal work hours of such officers, and to enhance recruitment and retention of such officers; H.R. 2949, the Public Service Loan Forgiveness (PSLF) Payment Completion Fairness Act, which would aid our nations public servants, including law enforcement officers, firefighters, and first responders, by forgiving the remaining balance of their Federal direct student loans after ten years of qualifying public service and payments; H.R. 3005/S.3356, the Postal Police Reform Act," which would reverse a 2020 directive from the United States Postal Service (USPS) that bans postal police from performing their patrol duties outside of real estate owned or leased by the postal service. Prior to this directive, the postal police additionally had jurisdiction over all postal service property and were authorized to protect mail carriers, collection boxes, and vehicles; H.R. 3150, the Overcoming Prevalent Inadequacies in Overdose Information Data Sets (OPIOIDS) Act., which would empower the Attorney General to award grants to local law enforcement departments and forensic laboratories in communities with high rates of drug overdoses; H.R. 3170/S. 1514, the Homes for Every Local Protector, Educator, and Responder (HELPER) Act, which creates a home loan benefits program for first responders and educators based on the successful U.S. Department of Veterans Affairs home loan program available to our nations veterans; H.R. 3269/S. 4255, the Law Enforcement Innovate to De-Escalate Act, which would create a new definition for a less-than-lethal projectile device in Federal firearms law; H.R. 3333/S.1271, the Fentanyl Eradication and Narcotics Deterrence (FEND) Off Fentanyl Act, which would direct the resources of the U.S. government to target the fentanyl supply chain; H.R. 3449, Erics Law, which would allow Federal prosecutors to impanel a second jury for the sentencing phase of a Federal capital case if the first jury does not reach a unanimous decision on the sentence; H.R. 4384, the Project Safe Neighborhoods Grant Program Authorization Act, which would reauthorize critical funding and support for local law enforcement agencies and community organizations that help reduce violent crime and enhance public safety; H.R. 4639, the Fourth Amendment Is Not For Sale Act, which would impose a probable cause standard for certain types of information; H.R. 5029, the Strong Communities Act, which would help build on the community-policing model by establishing a grant program for local law enforcement agencies to assist in recruiting officers from their own community; H.R. 5182, the Child Online Safety Modernization Act, which would strengthen the National Center for Missing and Exploited Children CyberTipline by modernizing and improving the reporting process, extending the required preservation period for individual reports to one year, and replacing the term, child pornography, with child sexual abuse materials throughout all Federal statutes; H.R. 5266, the Interdiction of Fentanyl in Postal Mail at Federal Prisons Act, which would empower the Director of the Bureau of Prisons (BOP) to evaluate correctional facilities capabilities to protect staff and detainees from exposure to synthetic drugs and opioids and implement appropriate protective measures as a result of the findings; H.R. 5538, the Border Patrol Pay Fix Act, which would allow the majority of Border Patrol agents to receive a special overtime pay rate; H.R. 5798, the Protecting Our Nations Capital Emergency Act, which would undue certain provisions of the Comprehensive Policing and Justice Reform Amendment Act (CPJRAA) passed by the Washington D.C. City Council; H.R. 6246, the Eliminate Network Distribution (END) of Child Exploitation Act, which would improve the effectiveness of the CyberTipline, the nations centralized reporting system for the online exploitation of children; H.R. 6688, the Cold Case Modernization Act, which will extend DOJ grant funding for forensic genetic genealogy (FGG) testing to cover the identification process of all unidentified human remains, without regard to the manner of their death; H.R. 7185, the HIDTA Reauthorization Act., which would reauthorize the High Intensity Drug Trafficking Areas Program; H.R. 7456, the "First Responders Emergency Assistance Act.", which would establish additional grants through the Department of Homeland Security to law enforcement agencies within 100 miles of the U.S.-Mexico Border; H.R. 7487, the Assisting Narcotics and Trafficking Officers in Interdicting (ANTI) Drugs Act., which would allocate $400 million to the High Intensity Drug Trafficking Areas (HIDTA) program under the Office of National Drug Control Policy. H.R. 7720(Kean, R-NJ), which would allow grant funds from the Edward Byrne Memorial Justice Assistance Grant (Byrne-JAG) to be used for the purchase of fentanyl testing kits and opioid reversal agents; H.R. 7730 (Spanberger, D-VA), directing the GAO to investigate the methods used to enable such online sales and assess the procedures and efforts of Federal law enforcement and online providers in combatting online sales of fentanyl; H.R. 7456 (Duarte, R-CA) the First Responders Emergency Assistance Act., which would establish additional grants through the Department of Homeland Security to law enforcement agencies within 100 miles of the U.S.-Mexico Border; H.J. Res. 42/S.J. Res. 26, a resolution disapproving the adoption of the Comprehensive Policing and Justice Reform Amendment Act (CPJRAA) by the Washington, D.C. City Council; H. Res. 285, a resolution calling on Congress to respect the rights of law enforcement officers and establish a Bill of Rights for them; S. 474, the Revising Existing Procedures on Reporting via Technology (REPORT) Act, which would provide the CyberTipline, a critical tool for law enforcement run by the National Center for Missing and Exploited Children, the necessary resources and infrastructure needed to protect children from digital exploitation; S. 499, the Debbie Smith Reauthorization Act, which would reauthorize the Debbie Smith Act for five years and allocate $151 million in funding; S. 529, Erics Law, which would allow Federal prosecutors to impanel a second jury for the sentencing phase of a Federal capital case if the first jury does not reach a unanimous decision on the sentence; S.894, the Public Safety Concussions and Traumatic Brain Injury Health Act, which would help law enforcement agencies establish concussion and traumatic brain injury (TBI) protocols; S. 930, the Honoring Our Fallen Heroes Act, which would categorize duty-related cancer fatalities as a line of duty death under Public Safety Officers Benefits program; S. 972/H.R. 8420, the Filling Public Safety Vacancies Act, which provides a one-time boost of $162 million for the hiring program administered by the Office of Community Oriented Policing Services (COPS); S. 994, the Strong Communities Act, which would help build on the community-policing model by establishing a grant program for local law enforcement agencies to assist in recruiting officers from their own community; H.R. 8918/S. 1080, the Cooper Davis Act, which would require social media providers to report all suspected illicit drug activity occurring on their platforms to the Drug Enforcement Agency (DEA); S. 1170, Project Safe Childhood, which updates and expands provisions included in the original Project Safe Childhood initiative launched by the U.S. Department of Justice (DOJ); S. 1199, Strengthening Transparency and Obligation to Protect Children Suffering from Abuse and Mistreatment (STOP CSAM) Act, which provides special privacy protections to certain child victims and witnesses in criminal prosecutions; S. 1207, the Eliminating Abusive and Rampant Neglect of Interactive Technologies (EARN IT) Act, which would establish a National Commission on Online Child Sexual Exploitation Prevention in an effort to combat the sexual exploitation of children on the Internet; S. 1306, the COPS Reauthorization Act, which will reauthorize the Office of Community Oriented Policing Services (COPS) and all the programs it administers through 2029; S. 1331, the Public Service Loan Forgiveness (PSLF) Payment Completion Fairness Act, which would aid our nations public servants, including law enforcement officers, firefighters, and first responders, by forgiving the remaining balance of their Federal direct student loans after ten years of qualifying public service and payments; S. 1387, the Project Safe Neighborhoods Grant Program Authorization Act, which would reauthorize critical funding and support for local law enforcement agencies and community organizations that help reduce violent crime and enhance public safety; S. 1447, the Bipartisan Solution to Cyclical Violence Act, which would authorize the U.S. Secretary of Health and Human Services (HHS) to select existing violence prevention or intervention programs, administered by State and local trauma centers, to receive Federal grants to expand existing programs, study the effectiveness of those programs, and examine their impacts on reincarceration and re-admittance rates; S. 1507, the Providing Officers with Electronic Resources (POWER) Act, which establishes a grant program within the Office of Community Oriented Policing Services (COPS) to aid State and local law enforcement in obtaining portable chemical screening devices to identify the substances they encounter daily; S. 1530, the COPS on the Beat Grant Program Parity Act, which allows underserved and rural communities greater flexibility to use COPS grants to raise law enforcement salaries to help retain good officers and improve recruitment efforts; S. 1569, the Back the Blue Act. which improves protections for law enforcement officers by increasing the penalties for those who kill or assault law enforcement officers, judges, and other public safety officers; S. 1857, the Assisting Narcotics and Trafficking Officers in Interdicting (ANTI) Drugs Act, which would reauthorize, and increase funding for, Operation Stonegarden; S. 2313, the Driving for Opportunity Act, which would create a grant program for States to reinstate drivers licenses that were suspended for unpaid fines and fees; S. 2567, the Stop Computer Crimes Proliferation Act, which would reauthorize the programs in the Computer Crime Enforcement Act; S. 2569, the "Fentanyl Safe Testing and Overdose Prevention Act". which would amend the Controlled Substances Act to clarify that the possession, sale, purchase, importation, exportation, or transportation of drug testing equipment that tests for the presence of fentanyl or xylazine is not unlawful; S. 2596, the Kenneth P. Thompson Begin Again Act, would amend current law (18 U.SC. 3607) expunging an individuals minor possession offense if the individual meets the laws stringent requirements. This legislation amends this rule, eliminating the age requirement; S. 2637/H.R. 8871, the Law Enforcement Scenario-Based Training for Safety and De-Escalation Act, which would direct the Office of Community Oriented Policing Services (COPS) to authorize grants to State, and local law enforcement agencies to provide law enforcement personnel access to an immersive, real-life, scenario-based training curriculum which will improve community-police relations, as well as officer safety and resilience; S. 2644, the American Law Enforcement Sustaining Aid and Vital Emergency Resources (SAVER) Act, would expand the existing Edward Byrne Memorial Justice Assistance Grant (Byrne-JAG) program to allow for the purchase of trauma kits; S.3522, the Improving Law Enforcement Officer Safety and Wellness Through Data Act, which would require the Attorney General to develop reports relating to violent attacks against law enforcement officers, and for other purposes; S. 3643, the Combating Money Laundering, Terrorist Financing, and Counterfeiting Act, which would update current law concerning hawala and other informal value transfer systems like those used by international terrorists and trafficking organizations, additionally, purposes to double the penalties for those who violate bulk-cash smuggling laws; S. 3763, the Violent Incident Clearance and Technological Investigative Methods (VICTIM) Act, which would establish a grant program administered by the U.S. Department of Justice (DOJ) to help State, Tribal, and local law enforcement agencies improve their clearance rates for homicides and firearm-related violent crimes; S. 4450 (Kelly D-AZ), the Educational and Career Opportunities for Public Safety Act, which would offer officers financial assistance for higher education for those who have served for a period of eight years with the same agency and who are willing to commit to serving at least an additional four.

H.R. 130/S. 459, the Thin Blue Line Act, which would expand the list of statutory aggravating factors in death penalty determinations to also include killing or targeting a law enforcement officer, firefighter, or other first responders; H.R. 233, which would codify the existing qualified immunity doctrine as established and upheld by the U.S. Supreme Court; H.R. 304, the Stop Enabling Repeat Violence and Endangering (SERVE) Our Communities Act, which would establish an annual grant program for State and local governments to fund programs like transitional services, mentoring, and job training for young offenders; H.R. 355, the Back the Blue Act, which would improve protections for law enforcement officers by increasing the penalties for those who kill or assault law enforcement officers, impose time and other limits on Federal courts review of habeas corpus, amend the Law Enforcement Officers Safety Act (LEOSA), and provide new grants; H.R. 472/S. 645, the Fighting Post-Traumatic Stress Disorder Act, which directs the U.S. Department of Justice to develop a state-of-the-art treatment program for public safety officers experiencing acute stress disorder, post-traumatic stress disorder (PTSD), or similar conditions; H.R. 743, the Protect and Serve Act, which would make it a Federal crime to target a law enforcement officer with an assault that results in serious bodily harm or death; H.R. 795/S. 261, the Protecting First Responders from Secondary Exposure Act, would allow State and local governments to purchase containment devices through the existing Comprehensive Opioid, Stimulant, and Substance Abuse Program (COSSAP); H.R. 898/S. 546, the Recruit and Retain Act, which would authorize COPS grantees to use grant funds for the recruitment and retention of law enforcement officers; H.R. 1005, the EAGLES Act, which would reauthorize and expand the National Threat Assessment Center (NTAC) within the U.S. Department of Homeland Security; H.R. 1105, the Debbie Smith Reauthorization Act, which would reauthorize the Debbie Smith Act for five years and allocate $151 million in funding; H.R. 1649, the Establishing Accreditation Grants for Law Enforcement (EAGLE) Act, which would establish a grant program that would pay the certification or re-certification fees for small to mid-size agencies that have fewer than 350 employees; H.R. 1719, the Honoring Our Fallen Heroes Act, which would categorize duty-related cancer fatalities as a line of duty death under Public Safety Officers Benefits program; H.R. 1839/S. 993, the Combating Illicit Xylazine Act, which would add xylazine to the Controlled Substances Act, listing it as a Schedule III drug for illicit use; H.R. 2548, the Public Safety Concussions and Traumatic Brain Injury Health Act, which would direct the CDC to expand their data collection efforts, publicly release their findings, and suggest protocols to prevent instances of Traumatic Brain Injuries for Law Enforcement; H.R. 2601, the National Human Trafficking Hotline Enhancement Act, which would require the full cooperation of any grant recipient that contracts with the Administration for Children and Families (ACF) at the U.S. Department of Health and Human Services to operate the National Human Trafficking Hotline, sharing information and assisting efforts by State and local law enforcement to combat human trafficking; S. 2644, the American Law Enforcement Sustaining Aid and Vital Emergency Resources (SAVER) Act," which would expand the existing Edward Byrne Memorial Justice Assistance Grant (Byrne-JAG) program to allow for the purchase of trauma kits; H.R. 2722/S.3554, the Providing Child Care to Police Officers Act, which would establish a grant pilot program to provide child care services for the minor children of law enforcement officers to accommodate the shift work and abnormal work hours of such officers, and to enhance recruitment and retention of such officers; H.R. 2949, the Public Service Loan Forgiveness (PSLF) Payment Completion Fairness Act, which would aid our nations public servants, including law enforcement officers, firefighters, and first responders, by forgiving the remaining balance of their Federal direct student loans after ten years of qualifying public service and payments; H.R. 3005/S.3356, the Postal Police Reform Act," which would reverse a 2020 directive from the United States Postal Service (USPS) that bans postal police from performing their patrol duties outside of real estate owned or leased by the postal service. Prior to this directive, the postal police additionally had jurisdiction over all postal service property and were authorized to protect mail carriers, collection boxes, and vehicles; H.R. 3150, the Overcoming Prevalent Inadequacies in Overdose Information Data Sets (OPIOIDS) Act., which would empower the Attorney General to award grants to local law enforcement departments and forensic laboratories in communities with high rates of drug overdoses; H.R. 3170/S. 1514, the Homes for Every Local Protector, Educator, and Responder (HELPER) Act, which creates a home loan benefits program for first responders and educators based on the successful U.S. Department of Veterans Affairs home loan program available to our nations veterans; H.R. 3269, the Law Enforcement Innovate to De-Escalate Act, which would create a new definition for a less-than-lethal projectile device in Federal firearms law; H.R. 3333/S.1271, the Fentanyl Eradication and Narcotics Deterrence (FEND) Off Fentanyl Act, which would direct the resources of the U.S. government to target the fentanyl supply chain; H.R. 3449, Erics Law, which would allow Federal prosecutors to impanel a second jury for the sentencing phase of a Federal capital case if the first jury does not reach a unanimous decision on the sentence; H.R. 4384, the Project Safe Neighborhoods Grant Program Authorization Act, which would reauthorize critical funding and support for local law enforcement agencies and community organizations that help reduce violent crime and enhance public safety; H.R. 4639, the Fourth Amendment Is Not For Sale Act, which would impose a probable cause standard for certain types of information; H.R. 5029, the Strong Communities Act, which would help build on the community-policing model by establishing a grant program for local law enforcement agencies to assist in recruiting officers from their own community; H.R. 5182, the Child Online Safety Modernization Act, which would strengthen the National Center for Missing and Exploited Children CyberTipline by modernizing and improving the reporting process, extending the required preservation period for individual reports to one year, and replacing the term, child pornography, with child sexual abuse materials throughout all Federal statutes; H.R. 5266, the Interdiction of Fentanyl in Postal Mail at Federal Prisons Act, which would empower the Director of the Bureau of Prisons (BOP) to evaluate correctional facilities capabilities to protect staff and detainees from exposure to synthetic drugs and opioids and implement appropriate protective measures as a result of the findings; H.R. 5538, the Border Patrol Pay Fix Act, which would allow the majority of Border Patrol agents to receive a special overtime pay rate; H.R. 5798, the Protecting Our Nations Capital Emergency Act, which would undue certain provisions of the Comprehensive Policing and Justice Reform Amendment Act (CPJRAA) passed by the Washington D.C. City Council; H.R. 6246, the Eliminate Network Distribution (END) of Child Exploitation Act, which would improve the effectiveness of the CyberTipline, the nations centralized reporting system for the online exploitation of children; H.R. 6688, the Cold Case Modernization Act, which will extend DOJ grant funding for forensic genetic genealogy (FGG) testing to cover the identification process of all unidentified human remains, without regard to the manner of their death; H.R. 7185, the HIDTA Reauthorization Act., which would reauthorize the High Intensity Drug Trafficking Areas Program; H.R. 7456, the "First Responders Emergency Assistance Act.", which would establish additional grants through the Department of Homeland Security to law enforcement agencies within 100 miles of the U.S.-Mexico Border; H.R. 7487, the Assisting Narcotics and Trafficking Officers in Interdicting (ANTI) Drugs Act., which would allocate $400 million to the High Intensity Drug Trafficking Areas (HIDTA) program under the Office of National Drug Control Policy. H.R. 7720(Kean, R-NJ), which would allow grant funds from the Edward Byrne Memorial Justice Assistance Grant (Byrne-JAG) to be used for the purchase of fentanyl testing kits and opioid reversal agents; H.R. 7730 (Spanberger, D-VA), directing the GAO to investigate the methods used to enable such online sales and assess the procedures and efforts of Federal law enforcement and online providers in combatting online sales of fentanyl; H.J. Res. 42/S.J. Res. 26, a resolution disapproving the adoption of the Comprehensive Policing and Justice Reform Amendment Act (CPJRAA) by the Washington, D.C. City Council; H. Res. 285, a resolution calling on Congress to respect the rights of law enforcement officers and establish a Bill of Rights for them; S. 474, the Revising Existing Procedures on Reporting via Technology (REPORT) Act, which would provide the CyberTipline, a critical tool for law enforcement run by the National Center for Missing and Exploited Children, the necessary resources and infrastructure needed to protect children from digital exploitation; S. 499, the Debbie Smith Reauthorization Act, which would reauthorize the Debbie Smith Act for five years and allocate $151 million in funding; S. 529, Erics Law, which would allow Federal prosecutors to impanel a second jury for the sentencing phase of a Federal capital case if the first jury does not reach a unanimous decision on the sentence; S.894, the Public Safety Concussions and Traumatic Brain Injury Health Act, which would help law enforcement agencies establish concussion and traumatic brain injury (TBI) protocols; S. 930, the Honoring Our Fallen Heroes Act, which would categorize duty-related cancer fatalities as a line of duty death under Public Safety Officers Benefits program; S. 972, the Filling Public Safety Vacancies Act, which provides a one-time boost of $162 million for the hiring program administered by the Office of Community Oriented Policing Services (COPS); S. 994, the Strong Communities Act, which would help build on the community-policing model by establishing a grant program for local law enforcement agencies to assist in recruiting officers from their own community; S. 1080, the Cooper Davis Act, which would require social media providers to report all suspected illicit drug activity occurring on their platforms to the Drug Enforcement Agency (DEA); S. 1170, Project Safe Childhood, which updates and expands provisions included in the original Project Safe Childhood initiative launched by the U.S. Department of Justice (DOJ); S. 1199, Strengthening Transparency and Obligation to Protect Children Suffering from Abuse and Mistreatment (STOP CSAM) Act, which provides special privacy protections to certain child victims and witnesses in criminal prosecutions; S. 1207, the Eliminating Abusive and Rampant Neglect of Interactive Technologies (EARN IT) Act, which would establish a National Commission on Online Child Sexual Exploitation Prevention in an effort to combat the sexual exploitation of children on the Internet; S. 1306, the COPS Reauthorization Act, which will reauthorize the Office of Community Oriented Policing Services (COPS) and all the programs it administers through 2029; S. 1331, the Public Service Loan Forgiveness (PSLF) Payment Completion Fairness Act, which would aid our nations public servants, including law enforcement officers, firefighters, and first responders, by forgiving the remaining balance of their Federal direct student loans after ten years of qualifying public service and payments; S. 1387, the Project Safe Neighborhoods Grant Program Authorization Act, which would reauthorize critical funding and support for local law enforcement agencies and community organizations that help reduce violent crime and enhance public safety; S. 1447, the Bipartisan Solution to Cyclical Violence Act, which would authorize the U.S. Secretary of Health and Human Services (HHS) to select existing violence prevention or intervention programs, administered by State and local trauma centers, to receive Federal grants to expand existing programs, study the effectiveness of those programs, and examine their impacts on reincarceration and re-admittance rates; S. 1507, the Providing Officers with Electronic Resources (POWER) Act, which establishes a grant program within the Office of Community Oriented Policing Services (COPS) to aid State and local law enforcement in obtaining portable chemical screening devices to identify the substances they encounter daily; S. 1530, the COPS on the Beat Grant Program Parity Act, which allows underserved and rural communities greater flexibility to use COPS grants to raise law enforcement salaries to help retain good officers and improve recruitment efforts; S. 1569, the Back the Blue Act. which improves protections for law enforcement officers by increasing the penalties for those who kill or assault law enforcement officers, judges, and other public safety officers; S. 1857, the Assisting Narcotics and Trafficking Officers in Interdicting (ANTI) Drugs Act, which would reauthorize, and increase funding for, Operation Stonegarden; S. 2313, the Driving for Opportunity Act, which would create a grant program for States to reinstate drivers licenses that were suspended for unpaid fines and fees; S. 2567, the Stop Computer Crimes Proliferation Act, which would reauthorize the programs in the Computer Crime Enforcement Act; S. 2569, the "Fentanyl Safe Testing and Overdose Prevention Act". which would amend the Controlled Substances Act to clarify that the possession, sale, purchase, importation, exportation, or transportation of drug testing equipment that tests for the presence of fentanyl or xylazine is not unlawful; S. 2596, the Kenneth P. Thompson Begin Again Act, would amend current law (18 U.SC. 3607) expunging an individuals minor possession offense if the individual meets the laws stringent requirements. This legislation amends this rule, eliminating the age requirement; S. 2637, the Law Enforcement Scenario-Based Training for Safety and De-Escalation Act, which would direct the Office of Community Oriented Policing Services (COPS) to authorize grants to State, and local law enforcement agencies to provide law enforcement personnel access to an immersive, real-life, scenario-based training curriculum which will improve community-police relations, as well as officer safety and resilience; S. 2644, the American Law Enforcement Sustaining Aid and Vital Emergency Resources (SAVER) Act, would expand the existing Edward Byrne Memorial Justice Assistance Grant (Byrne-JAG) program to allow for the purchase of trauma kits; S.3522, the Improving Law Enforcement Officer Safety and Wellness Through Data Act, which would require the Attorney General to develop reports relating to violent attacks against law enforcement officers, and for other purposes; S. 3643, the Combating Money Laundering, Terrorist Financing, and Counterfeiting Act, which would update current law concerning hawala and other informal value transfer systems like those used by international terrorists and trafficking organizations, additionally, purposes to double the penalties for those who violate bulk-cash smuggling laws; S. 3763, the Violent Incident Clearance and Technological Investigative Methods (VICTIM) Act, which would establish a grant program administered by the U.S. Department of Justice (DOJ) to help State, Tribal, and local law enforcement agencies improve their clearance rates for homicides and firearm-related violent crimes.

S. 3554 - Discussed margin issues, CCPs, SEC and equity market structure reform. Discussed issues related to bank structure, capital requirements, capital formation, market structure, market access and market liquidity. Discussed BSA/AML. Discussed AI, issues around financial technology policy and the regulatory perimeter. Discussed examination and enforcement issues. Discussed critical infrastructure exposure liability. Discussed alternative reference rates. Discussed digital assets issues.

Client expense: $950,000 · Firm income: Not reported

H.R. 4763, Financial Innovation and Technology for the 21st Century Act H.R. 4766, Clarity for Payment Stablecoins Act of 2023 H.R. 6349, Preventing Adversaries from Developing Critical Capabilities Act H.R. 7092, Protecting Private Job Creators Act S. 3286, Disclosing Investments in Foreign Adversaries Act of 2023 S. 3554, Financial Artificial Intelligence Risk Reduction (FAIRR) Act Predictive Data Analytics proposal. Legislative oversight of the Dodd-Frank Wall Street Reform and Consumer Protection Act. Regulation and oversight of investment advisers. Equity market structure issues including electronic and algorithmic trading. Protection for sensitive and proprietary data. Security-based swaps regulation. Environmental, social, and governance (ESG) and diversity, equity, and inclusion (DEI) policies. Nonbank regulation. Private fund adviser rule. Dealer definition rule. Form PF rule. AML issues. Financial Stability Oversight Council (FSOC) interpretive guidance regarding authority to require supervision and regulation of certain nonbankfinancial companies. Artificial Intelligence. Credit risk transfers. Consolidated audit trail. Beneficial ownership. Investment limitations on foreign assets. Outbound investment review process. Short selling. Digital assets and cryptocurrencies. Implementation of the Consolidated Appropriations Act of 2023 (P.L. 117-328). Custody proposal. Securities lending. Private credit regulation. Syndicated loans regulation. Treasury market structure.

Client expense: $1,150,000 · Firm income: Not reported

Bank On Central Bank Digital Currency Cryptocurrency Deposit Insurance Digital Assets Bank Capital Requirements/Basel Capital Proposal Postal Banking S.1323 & H.R.2891, Secure and Fair Enforcement (SAFE) Banking Act of 2023 H.R. 4177 & S. 2007, Improving Corporate Governance Through Diversity Act of 2023 H.R. 2547, Comprehensive Debt Collection Improvement Act H.R. 758, Promoting Access to Capital in Underbanked Communities Act of 2023 H.R.4590, Promoting New and Diverse Depository Institutions Act H.R. 1533, Promoting New and Diverse Depository Institutions Act Emergency Capital Investment Issues for CDFI and MDI H.R. 7351, To amend the Consumer Financial Protection Act of 2010 to provide for the supervision of non-depository persons offering or making small business loans, and for other purposes. S. 2677, Stop Overdraft Profiteering Act of 2021 S. 4356, Responsible Financial Innovation Act The impact of Environmental, Social and Governance guidance and regulatory proposals on Banking UDAAP Supervisory Policies and Adjudication Procedures Community Reinvestment Act Final Rule Deposit Insurance Issues S.1838, Credit Card Competition Act of 2023 H.R. 3881, Credit Card Competition Act of 2023 S.4760, Digital Commodities Consumer Protection Act of 2022 Merchant Category Codes S.1790, Failed Bank Executives Clawback Act S.293 & H.R. 2743, Fair Access to Banking Act H.R. 2799, Expanding Access to Capital Act of 2023 H.R. 2603, To require the Securities and Exchange Commission to revise certain thresholds related to smaller reporting companies, accelerated filers, and large accelerated filers, and for other purposes H.R. 2798, Consumer Financial Protection Bureau Transparency and Accountability Reform Act H.R. 1382, TABS Act of 2023 H.R. 1411, Consumer Financial Protection Bureau-Inspector General Reform Act H.R. 2489, the Consumer Financial Protection Bureau Dual Mandate and Economic Analysis Act H.R. 1313, the Transparency in Consumer Financial Protection Bureau Cost-Benefit Analysis Act H.R. 1719, Making the Consumer Financial Protection Bureau Accountable to Small Business Act S.1362, the Transparency in Consumer Financial Protection Bureau Cost-Benefit Analysis Act H.R. 490, Federal Infrastructure Bank Act of 2023 H.R. 4868, Member Business Loan Expansion Act H.R. 4035, Protecting Small Business Information Act of 2023 S.2760, Capping Credit Card Interest Rates Act H.R. 5485, Financial Privacy Act of 2023 H.R. 5524, Foreign Affiliate Sharing Pilot Program H.R. 5403, Central Bank Digital Currency Anti-Surveillance Act H.R. 5741, Uniform Treatment of Custodial Assets Act S. 2860, Secure and Fair Enforcement Regulation (SAFER) Banking Act H.R. 4763, Financial Innovation and Technology for the 21st Century Act H.R. 4766, Clarity for Payment Stablecoins Act of 2023 S. 2190, Recovering Executive Compensation Obtained Through Unaccountable Practices (RECOUP) Act of 2023 S. 2251, Federal Information Security Modernization Act H.R. 3398, Safe Access to Cash Act of 2023 S. 3549, the Predatory Lending Elimination Act H.R. 6789, Rectifying UDAAP Act H.R. 1810, Bank Loan Privacy Act H.R. 1806/S. 1159, Small Lender Act H.R. 4346, Small Bank Holding Company Relief Act of 2023 H.R. 4198, Protecting Consumers from Abusive Mortgage Leads Act Regulation II: Debit Card Interchange Fees and Routing Implementation of Dodd-Frank Act Section 1033:Proposed Rule on Personal Financial Data Rights Department of Labor Retirement Security Rule: Definition of an Investment Advice Fiduciary (Fiduciary Rule) S.3554, Financial Artificial Intelligence Risk Reduction Act CDFI Certification Update H.R. 7531, Secure Payments Act of 2024 H.R. 7437, Fostering Use of Technology to Uphold Regulatory Effectiveness in Supervision Act (FUTURES Act) H.R. 4206, Bank Safety Act H.J. Res. 122/S.J, Res. 70, Providing for Congressional disapproval under Chapter 8 of Title 5, U.S. Code, of the rule submitted by the Consumer Financial Protection Bureau related to Credit Card Penalty Fees (Reg Z) H.R. 6789, Rectifying UDAAP Act Notice of Proposed Rulemaking for Debit Card Interchange Fees and Routing (Reg II) Department of Labor Fiduciary Proposal Department of Labor Overtime Proposal Federal Reserve Discount Window and Emergency Lending Authority Guidelines for Establishing Standards for Corporate Governance and Risk Management for Covered Institutions with Total Consolidated Assets of $10 Billion or More CFPB Larger Participant of a Market for General-Use Digital Consumer Payment Applications

S. 3554 - Discussed margin issues, CCPs, SEC and equity market structure reform. Discussed issues related to bank structure, capital requirements, capital formation, market structure, and market liquidity. Discussed BSA/AML. Discussed AI, issues around financial technology policy and the regulatory perimeter. Discussed examination and enforcement issues. Discussed critical infrastructure exposure liability. Discussed alternative reference rates. Discussed digital assets issues.

Client expense: $890,000 · Firm income: Not reported

Bank On Central Bank Digital Currency Cryptocurrency Deposit Insurance Digital Assets Nominations Bank Capital Requirements/Basel Capital Proposal Postal Banking S.1323 & H.R.2891, Secure and Fair Enforcement (SAFE) Banking Act of 2023 H.R. 4177 & S. 2007, Improving Corporate Governance Through Diversity Act of 2023 H.R. 2547, Comprehensive Debt Collection Improvement Act H.R. 758, Promoting Access to Capital in Underbanked Communities Act of 2023 H.R.4590, Promoting New and Diverse Depository Institutions Act H.R. 1533, Promoting New and Diverse Depository Institutions Act Emergency Capital Investment Issues for CDFI and MDI H.R. 7351, To amend the Consumer Financial Protection Act of 2010 to provide for the supervision of non-depository persons offering or making small business loans, and for other purposes. H.R. 7003, Expanding Financial Access for Underserved Communities Act S. 2677, Stop Overdraft Profiteering Act of 2021 S. 4356, Responsible Financial Innovation Act The impact of Environmental, Social and Governance guidance and regulatory proposals on Banking. UDAAP Supervisory Policies and Adjudication Procedures Community Reinvestment Act modernization Deposit Insurance Assessment Rates S.1838, Credit Card Competition Act of 2023 H.R. 3881, Credit Card Competition Act of 2023 S.4760, Digital Commodities Consumer Protection Act of 2022 Merchant Category Codes S.1790, Failed Bank Executives Clawback Act S.293 & H.R. 2743, Fair Access to Banking Act H.R. 2799, Expanding Access to Capital Act of 2023 H.R. 2603, To require the Securities and Exchange Commission to revise certain thresholds related to smaller reporting companies, accelerated filers, and large accelerated filers, and for other purposes H.R. 2798, Consumer Financial Protection Bureau Transparency and Accountability Reform Act H.R. 1382, TABS Act of 2023 H.R. 1411, Consumer Financial Protection Bureau-Inspector General Reform Act H.R. 2489, the Consumer Financial Protection Bureau Dual Mandate and Economic Analysis Act H.R. 1313, the Transparency in Consumer Financial Protection Bureau Cost-Benefit Analysis Act H.R. 1719, Making the Consumer Financial Protection Bureau Accountable to Small Business Act S.1362, the Transparency in Consumer Financial Protection Bureau Cost-Benefit Analysis Act H.R. 490, Federal Infrastructure Bank Act of 2023 H.R. 4868, Member Business Loan Expansion Act H.R. 4035, Protecting Small Business Information Act of 2023 S.2760, Capping Credit Card Interest Rates Act H.R. 5485, Financial privacy Act of 2023 H.R. 5524, Foreign Affiliate Sharing Pilot Program H.R. 5403, Central Bank Digital Currency Anti-Surveillance Act H.R. 5741, Uniform Treatment of Custodial Assets Act S. 2860, Secure and Fair Enforcement Regulation (SAFER) Banking Act H.R. 4763, Financial Innovation and Technology for the 21st Century Act H.R. 4766, Clarity for Payment Stablecoins Act of 2023 S. 2190, Recovering Executive Compensation Obtained Through Unaccountable Practices (RECOUP) Act of 2023 S. 2251, Federal Information Security Modernization Act H.R. 3398, Safe Access to Cash Act of 2023 S. 3549, the Predatory Lending Elimination Act H.R. 6789, Rectifying UDAAP Act H.R. 1810, Bank Loan Privacy Act H.R. 1806/S. 1159, Small Lender Act H.R. 4346, Small Bank Holding Company Relief Act of 2023 H.R. 4198, Protecting Consumers from Abusive Mortgage Leads Act S. 3502, Homebuyers Privacy Protection Act Regulation II: Debit Card Interchange Fees and Routing Implementation of Dodd-Frank Act Section 1033-- Proposed Rule on Personal Financial Data Rights Department of Labor Retirement Security Rule: Definition of an Investment Advice Fiduciary (Fiduciary Rule) S.3554, Financial Artificial Intelligence Risk Reduction Act CDFI Certification Update

H.R. 2670/S. 2226, National Defense Authorization Act for Fiscal Year 2024 H.R. 4664/S. 2309, Financial Services and General Government Appropriations Act, 2024 H.R. 4763, Financial Innovation and Technology for the 21st Century Act H.R. 4766, Clarity for Payment Stablecoins Act of 2023 H.R. 6349, Preventing Adversaries from Developing Critical Capabilities Act S. 3286, Disclosing Investments in Foreign Adversaries Act of 2023 S. 3554, Financial Artificial Intelligence Risk Reduction (FAIRR) Act Artificial Intelligence. Predictive Data Analytics proposal. Legislative oversight of the Dodd-Frank Wall Street Reform and Consumer Protection Act. Regulation and oversight of investment advisers. Equity market structure issues including electronic and algorithmic trading. Protection for sensitive and proprietary data. Security-based swaps regulation. Environmental, social, and governance (ESG) and diversity, equity, and inclusion (DEI) policies. Nonbank regulation. Private fund adviser proposal. Dealer definition proposal. Beneficial ownership. Investment limitations on foreign assets. Outbound investment review process. Short selling. Digital assets and cryptocurrencies. Implementation of the Consolidated Appropriations Act of 2023 (P.L. 117-328). Custody proposal. Securities lending. Private credit regulation. Syndicated loans regulation. Treasury market structure.

Client expense: $1,150,000 · Firm income: Not reported