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Legislative Progress
Momentum (last 30 days)
0
score
0 actions · 0 new cosponsors · 0 votes
Speed vs cohort
89pct
78d open
vs 5,674 other S bills in the 119th — cohort avg 32d
Guiding and Establishing National Innovation for U.S. Stablecoins Act or the GENIUS Act This act establishes a regulatory framework for payment stablecoins (digital assets which an issuer must redeem for a fixed value). Under the act, only permitted issuers may issue a payment stablecoin for use by U.S. persons, subject to certain exceptions and safe harbors. Permitted issuers must be a subsidiary of an insured depository institution, a federal-qualified nonbank payment stablecoin issuer, or a state-qualified payment stablecoin issuer. Permitted issuers must be regulated by the appropriate federal or state regulator. Permitted issuers may choose federal or state regulation; however, state regulation is limited to those with a stablecoin issuance of $10 billion or less. Permitted issuers must maintain reserves backing the stablecoin on a one-to-one basis using U.S. currency or other similarly liquid assets, as specified. Permitted issuers must also publicly disclose their redemption policy and publish monthly the details of their reserves. The act specifies requirements for (1) reusing reserves; (2) providing safekeeping services for stablecoins; and (3) supervisory, examination, and enforcement authority over federal-qualified issuers. The act allows foreign issuers of stablecoins to offer, sell, or make available in the United States stablecoins using digital asset service providers, subject to requirements, including a determination by the Department of Treasury that they are subject to comparable foreign regulations. Under the act, permitted payment stablecoins are not considered securities or commodities under law. However, permitted issuers are subject to the Bank Secrecy Act for anti-money laundering and related purposes. (Sec. 3) This section establishes that only payment stablecoin issuers permitted under this act are allowed to issue a payment stablecoin in the United States. Knowing violations of this requirement shall be subject to a fine of up to $1 million for each violation, up to 5 years imprisonment, or both. Treasury may issue regulations establishing limited safe harbors from this requirement that are consistent with the act's purposes, limited in scope, and apply to a de minimus volume of transactions. Three years after the date of enactment, digital asset service providers are prohibited from offering or selling stablecoins that are not issued by permitted issuers. Providers are also prohibited from offering, selling, or otherwise making available in the United States a foreign-issued payment stablecoin, unless it complies with requirements provided in section 18 of the act. (Sec. 4) This section establishes requirements for permitted issuers. Issuers must maintain reserves on a one-to-one basis. Reserves must be comprised of U.S. coins and currency; demand deposits or shares at an insured depository institution; certain Treasury acts, notes, or bonds; money received under certain repurchase agreements or reverse repurchase agreements; certain investment company securities and money market funds invested in certain approved assets on this list; similarly liquid federal assets approved by regulators; or certain listed reserves in tokenized forms. Issuers must comply with redemption requirements, such as establishing timely redemption procedures and disclosing such procedures and associated fees. Issuers must also report on the monthly composition of the issuer's reserves. These reports must be examined by a registered public accounting firm and certified by the chief executive officer and chief financial officer of the issuer. The section prohibits the rehypothecation, or reuse, of reserves with limited exceptions. Primary federal payment stablecoin regulators (federal regulators) and state payment stablecoin regulators (state regulators), where applicable, must issue regulations to implement capital requirements, liquidity reserve standards, reserve asset diversification standards, and risk management standards. Issuers are subject to the anti-money laundering and counterterrorism requirements that are applicable to financial institutions. The section sets forth requirements regarding activities of a permitted issuer, including by prohibiting issuers from providing services on the condition that a customer obtains an additional paid product or service from the issuer or a subsidiary. Large issuers (those with more than $50 billion in consolidated total outstanding issuance) must publish an audited annual financial statement in accordance with generally accepted accounting principles. The section prohibits a public nonfinancial services company from issuing payment stablecoins unless the company obtains unanimous approval from the Stablecoin Certification Review Committee. A state qualified payment stablecoin issuer with a consolidated total outstanding issuance of not more than $10 billion may opt for state regulation if such regulation is substantially similar to the federal regulatory framework under this act. If the issuance exceeds that amount, the issuer must transition to federal regulation, receive a waiver from the federal regulator to remain under state regulation, or stop issuing stablecoins until the issuance is under the threshold. (Sec. 5) This section establishes requirements for stablecoins issued by subsidiaries of insured depository institutions and certain entities chartered by the Office of the Comptroller of the Currency (OCC) to issue payment stablecoins. Federal regulators must establish an application process and a supervision framework for such entities. The section sets forth requirements for the review of applications, explanations for denials, and an appeals process. (Sec. 6) This section sets forth supervision, examination, and enforcement requirements for payment stablecoin issuers under federal supervision. The provisions include reporting on financial conditions, risk management, compliance with the act, and compliance with sanctions and anti-money laundering requirements. The section specifies that payment stablecoin issuers with less than $10 billion in consolidated total outstanding issuance are subject to federal supervision if they are not state qualified payment stablecoin issuers. The section establishes civil penalties for violations of this act that are committed by those subject to federal supervision. (Sec. 7) This section establishes state regulatory authority over issuers that qualify for and elect state regulation. The Federal Reserve Board may exercise enforcement authority over state issuers in unusual and exigent circumstances. The OCC must exercise enforcement authority over nonbank state issuers in these circumstances. (Sec. 8) This section requires foreign issuers to comply with the terms of lawful orders to be allowed to offer, sell, or make available for trading a payment stablecoin in the United States. The section sets forth enforcement and appeal provisions. Treasury may waive the prohibition against the secondary trading of foreign payment stablecoins in the United States from noncompliant foreign issuers on a case-by-case basis if certain criteria are met. (Sec. 9) Treasury must seek public comment regarding methods, techniques, or strategies for financial institutions to detect illicit activities involving digital assets and perform research and risk assessments on such methods, techniques, or strategies. Treasury must report their legislative recommendations to Congress and the Financial Crimes Enforcement Network must issue rules based on the results. (Sec. 10) This section establishes requirements for custodial or safekeeping services for payment stablecoin reserves, collateral, and the private keys used to issue stablecoins. Among other requirements, such property must be separately accounted for and not comingled with other assets of the custodian. (Sec. 11) This section addresses the treatment of payment stablecoins and stablecoin issuers in bankruptcy and insolvency proceedings, including their claim priority, conditions for an automatic stay, and the treatment of reserves as property of the estate. Federal regulators must also report on topics regarding potential insolvency proceedings of issuers. (Sec. 12) Federal regulators may, if determined necessary after an assessment, prescribe technical standards for issuers to promote compatibility and interoperability with other issuers and the broader digital finance system. (Sec. 13) This section requires regulators to issue regulations to carry out the act, with federal and state regulators and Treasury coordinating as appropriate. (Sec. 14) This section requires Treasury to study and report on nonpayment stablecoins, including endogenously collateralized payment stablecoins (a digital asset the originator of which has represented will be converted, redeemed, or repurchased for a fixed amount of monetary value and that relies solely on the value of another digital asset created or maintained by the same originator to maintain the fixed price). (Sec. 15) This section requires federal regulators to annually report on payment stablecoin activity trends, the number of payment stablecoin issuer applicants, and the potential financial stability risks to the safety and soundness of the broader financial system posed by payment stablecoin activities. (Sec. 16) This section defines authorities related to the act, such as by providing that the act does not limit the authority of a depository institution, credit union, national bank, or trust company to issue digital assets to represent deposits or shares. Federal financial regulators may not require a financial institution to include certain digital assets held in its custody as a liability on financial statements or balance sheets. (Sec. 17) This section establishes that payment stablecoins issued by permitted issuers are not securities or commodities under federal law. (Sec. 18) This section provides an exception to the act's prohibition on foreign-issued payment stablecoins. For the exception to apply, foreign issuers must be subject to regulation and supervision by a foreign country that is comparable to the requirements under this act, as determined by Treasury. The foreign issuer must also be registered with the OCC, hold sufficient reserves in a U.S. financial institution (subject to exceptions), and the country where the issuer is domiciled must not be subject to U.S. sanctions. The section sets forth requirements for Treasury's determination as to whether a foreign country has comparable regulatory and supervisory requirements, including the process of requesting a determination, the deadline for Treasury to render a decision, and the process by which Treasury may rescind a previous determination. The section also sets forth OCC registration requirements. Treasury may implement reciprocal or bilateral agreements between the United States and jurisdictions with comparable regulatory requirements. (Sec. 19) This section requires certain federal employees to disclose holdings over $5,000 of permitted payment stablecoins as part of required financial disclosures. (Sec. 20) The act takes effect on the earlier of (1) 18 months after the date of enactment, or (2) 120 days after federal regulators issue final regulations implementing the act.
Yes
694
No
321
Present
0
Not Voting
17
Party Breakdown
These links require the bill number to appear in the filing's source-reported specific issue text. Client expenses and lobbying-firm income are separate disclosure fields.
Filing registrants (83)
Became Public Law No: 119-27.
Became Public Law No: 119-27.
Signed by President.
Signed by President.
Presented to President.
Presented to President.
Motion to reconsider laid on the table Agreed to without objection.
On passage Passed by the Yeas and Nays: 308 - 122 (Roll no. 200). (text: CR H3405-3418)
HousePassed/agreed to in House: On passage Passed by the Yeas and Nays: 308 - 122 (Roll no. 200).
HouseConsidered as unfinished business. (consideration: CR H3449-3450)
POSTPONED PROCEEDINGS - At the conclusion of debate on S. 1582, the Chair put the question on passage of the bill and by voice vote, announced that the ayes had prevailed. Ms. Waters demanded the yeas and nays and the Chair postponed further proceedings until a time to be announced.
Bills with similar content found using semantic analysis.
Sources: Congress.gov · House Clerk roll-call votes
| #200 | house | On Passage | Passed | July 17, 2025 |
| #318 | senate | On Passage of the Bill | Passed | June 17, 2025 |
| #312 | senate | On the Cloture Motion | Cloture Motion Agreed to | June 12, 2025 |
| #305 | senate | On the Cloture Motion | Cloture Motion Agreed to | June 11, 2025 |
| #263 | senate | On the Motion to Proceed | Agreed to | May 21, 2025 |
| #262 | senate | On Cloture on the Motion to Proceed | Agreed to | May 19, 2025 |
| #240 | senate | On Cloture on the Motion to Proceed | Rejected | May 8, 2025 |
2026 · third_quarter · Financial Institutions/Investments/Securities
Issues related to financial services, merchant services, mobile payments, industrial loan companies (ILCs), and small business lending (no bill). Issues related to artificial intelligence, cryptocurrency, and digital assets. S. 1582, the GENIUS Act (P.L. 119-27). Issues pertaining to manpower and personnel.
Client expense: $320,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Defense, Dept of (DOD), HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2026 · third_quarter · Financial Institutions/Investments/Securities
H.R. 148, Keep Your Coins Act of 2025 H.R. 2392, Stablecoin Transparency and Accountability for a Better Ledger Economy (STABLE) Act of 2025 H.R. 2978, Guarding Unprotected Aging Retirees from Deception (GUARD) Act H.R. 3314, Stop Presidential Profi teering from Digital Assets Act H.R. 3533, Blockchain Regulatory Certainty Act H.R. 3573, Stop TRUMP in Crypto Act of 2025 H.R. 3633, Digital Asset Market Clarity Act of 2025 S. 1223, Prohibiting Foreign Adversary Interference in Cryptocurrency Markets Act S. 1273, Combatting Money Laundering in Cyber Crime Act of 2025 S. 1582, Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act Draft market structure legislation in Senate
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Financial Institutions/Investments/Securities
H.R. 148, Keep Your Coins Act of 2025 H.R. 2392, Stablecoin Transparency and Accountability for a Better Ledger Economy (STABLE) Act of 2025 H.R. 2978, Guarding Unprotected Aging Retirees from Deception (GUARD) Act H.R. 3314, Stop Presidential Profi teering from Digital Assets Act H.R. 3533, Blockchain Regulatory Certainty Act H.R. 3573, Stop TRUMP in Crypto Act of 2025 H.R. 3633, Digital Asset Market Clarity Act of 2025 S. 1223, Prohibiting Foreign Adversary Interference in Cryptocurrency Markets Act S. 1273, Combatting Money Laundering in Cyber Crime Act of 2025 S. 1582, Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act Draft market structure legislation in Senate
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Financial Institutions/Investments/Securities
H.R. 148, Keep Your Coins Act of 2025 H.R. 2392, Stablecoin Transparency and Accountability for a Better Ledger Economy (STABLE) Act of 2025 H.R. 2978, Guarding Unprotected Aging Retirees from Deception (GUARD) Act H.R. 3314, Stop Presidential Profi teering from Digital Assets Act H.R. 3533, Blockchain Regulatory Certainty Act H.R. 3573, Stop TRUMP in Crypto Act of 2025 H.R. 3633, Digital Asset Market Clarity Act of 2025 S. 1223, Prohibiting Foreign Adversary Interference in Cryptocurrency Markets Act S. 1273, Combatting Money Laundering in Cyber Crime Act of 2025 S. 1582, Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act Draft market structure legislation in Senate
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · first_quarter · Financial Institutions/Investments/Securities
H.R. 148, Keep Your Coins Act of 2025 H.R. 2392, Stablecoin Transparency and Accountability for a Better Ledger Economy (STABLE) Act of 2025 H.R. 2978, Guarding Unprotected Aging Retirees from Deception (GUARD) Act H.R. 3314, Stop Presidential Profi teering from Digital Assets Act H.R. 3533, Blockchain Regulatory Certainty Act H.R. 3573, Stop TRUMP in Crypto Act of 2025 H.R. 3633, Digital Asset Market Clarity Act of 2025 S. 1223, Prohibiting Foreign Adversary Interference in Cryptocurrency Markets Act S. 1273, Combatting Money Laundering in Cyber Crime Act of 2025 S. 1582, Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act Draft market structure legislation in Senate
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
The previous question was ordered pursuant to the rule.
DEBATE - The House proceeded with one hour of debate on S. 1582.
Rule provides for consideration of H.R. 4016, H.R. 3633, H.R. 1919 and S. 1582. The resolution provides for consideration of H.R. 4016 and H.R. 3633 under a structured rule, and H.R. 1919 and S. 1582 under a closed rule, with one hour of general debate on each bill. The resolution provides for a motion to recommit on H.R. 4016, H.R. 3633, and H.R. 1919, and a motion to commit on S. 1582.
Considered under the provisions of rule H. Res. 580. (consideration: CR H3405-3427)
Rule H. Res. 580 passed House.
Rules Committee Resolution H. Res. 580 Reported to House. Rule provides for consideration of H.R. 4016, H.R. 3633, H.R. 1919 and S. 1582. The resolution provides for consideration of H.R. 4016 and H.R. 3633 under a structured rule, and H.R. 1919 and S. 1582 under a closed rule, with one hour of general debate on each bill. The resolution provides for a motion to recommit on H.R. 4016, H.R. 3633, and H.R. 1919, and a motion to commit on S. 1582.
Held at the desk.
Received in the House.
Message on Senate action sent to the House.
Passed Senate with an amendment by Yea-Nay Vote. 68 - 30. Record Vote Number: 318. (text: CR S3419-3432)
SenatePassed/agreed to in Senate: Passed Senate with an amendment by Yea-Nay Vote. 68 - 30. Record Vote Number: 318.
SenateConsidered by Senate. (consideration: CR S3418-3432)
Cloture on the bill, as amended invoked in Senate by Yea-Nay Vote. 67 - 27. Record Vote Number: 312.
SenateConsidered by Senate. (consideration: CR S3366-3367)
Motion by Senator Thune to commit to Senate Committee on Banking, Housing, and Urban Affairs with instructions to report back forthwith with the following amendment (SA 2312) fell when cloture was invoked on amendment SA 2307 in Senate.
Considered by Senate. (consideration: CR S3335-3336)
Motion by Senator Thune to commit to Senate Committee on Banking, Housing, and Urban Affairs with instructions to report back forthwith with the following amendment (SA 2312) made in Senate.
Cloture motion on the bill presented in Senate. (CR S3276)
Considered by Senate. (consideration: CR S3275-3277)
Considered by Senate. (consideration: CR S3155-3156)
Measure laid before Senate by motion. (consideration: CR S3025)
Motion to proceed to consideration of measure agreed to in Senate by Yea-Nay Vote. 69 - 31. Record Vote Number: 263.
SenateMotion to proceed to measure considered in Senate. (CR S3017)
Motion to proceed to measure considered in Senate. (CR S2983)
Motion by Senator Thune to reconsider the vote by which cloture on the motion to proceed to the measure was not invoked (Record Vote No. 240) rendered moot in Senate.
Cloture motion on the motion to proceed rendered moot in Senate.
Second cloture motion on the motion to proceed invoked in Senate by Yea-Nay Vote. 66 - 32. Record Vote Number: 262. (CR S2965)
SenateSecond cloture motion on the motion to proceed presented in Senate. (CR S2947)
Motion to proceed to consideration of measure made in Senate.
Motion to proceed to consideration of measure made in Senate. (CR S2847)
Motion by Senator Thune to reconsider the vote by which cloture on the motion to proceed to the measure was not invoked (Record Vote No. 240) made in Senate.
Cloture on the motion to proceed to the measure not invoked in Senate by Yea-Nay Vote. 48 - 49. Record Vote Number: 240. (CR S2823)
SenateMotion to proceed to consideration of measure made in Senate. (CR S2814)
Cloture motion on the motion to proceed to the measure presented in Senate. (CR S2772)
Motion to proceed to consideration of measure made in Senate. (CR S2772)
Read the second time. Placed on Senate Legislative Calendar under General Orders. Calendar No. 66.
Introduced in the Senate. Read the first time. Placed on Senate Legislative Calendar under Read the First Time.
Introduced in Senate
| -- |
| Republican |
| NE |
| Tim Scott | Republican | SC |
2026 · third_quarter · Science/Technology
H.R. 3633: DIGITAL ASSET MARKET CLARITY ACT OF 2025; ALL PROVISIONS P.L. 119-27 (S. 1582): GENIUS ACT; PROVISIONS RELATED TO STABLECOIN TREATMENT
Client expense: $1,040,000 · Firm income: Not reported
Government targets: SENATE
2026 · third_quarter · Banking
H.R. 3633: DIGITAL ASSET MARKET CLARITY ACT OF 2025; ALL PROVISIONS GENERAL DISCUSSIONS REGARDING DIGITAL ASSET MARKET STRUCTURE GENERAL DISCUSSIONS REGARDING P.L. 119-27 (S. 1582) GENIUS ACT IMPLEMENTATION GENERAL DISCUSSIONS RELATED TO SECURITIES EXCHANGE COMMISSION AND COMMODITY FUTURES TRADING COMMISSION CRPYTO-ASSETS RULEMAKING
Client expense: $1,040,000 · Firm income: Not reported
Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
2026 · third_quarter · Financial Institutions/Investments/Securities
H.R. 3633: DIGITAL ASSET MARKET CLARITY ACT OF 2025; ALL PROVISIONS P.L. 119-27 (S. 1582): GENIUS ACT; PROVISIONS RELATED TO STABLECOIN TREATMENT GENERAL DISCUSSIONS RELATED TO SECURITIES EXCHANGE COMMISSION AND COMMODITY FUTURES TRADING COMMISSION CRPYTO-ASSETS RULEMAKING
Client expense: $1,040,000 · Firm income: Not reported
Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
2026 · third_quarter · Banking
Issues related to banking and credit unions; issues related to cannabis banking; issues related to deposit insurance; issues related to interchange; issues related to payment networks; issues related to consumer protection rules and regulations; issues related to rules and legislation affecting credit unions; issues related to lending programs and credit union operational flexibility; issues related to community development financial institutions; S. 303; S. 394; S. 401; S. 522; S. 919; S. 940; S. 1582; S. 1880; S. 2019; S. 2296; S. 2999; S. 3017; S. 3355; S. 3674; S. 3684; H.R. 654; H.R. 814; H.R. 975; H.R. 987; H.R. 1603; H.R. 1652; H.R 1791; H.R. 1799; H.R. 2392; H.R. 3633; H.R. 5900; H.R. 6644; H.R. 6936; H.R. 6955; H.R. 7056; H.R. 7148; H.R. 7548; H.R. 7647; H.R. 7775; H.R. 8087; H.R. 9331; H.R. 4167; H.R. 10082; H.R. 10184; S.J. Res. 18; H.J. Res. 50; H.J. Res. 59.
Client expense: $60,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Financial Institutions/Investments/Securities
Issues related to banking and credit unions; issues related to cannabis banking; issues related to deposit insurance; issues related to interchange; issues related to payment networks; issues related to consumer protection rules and regulations; issues related to rules and legislation affecting credit unions; issues related to lending programs and credit union operational flexibility; issues related to community development financial institutions; S. 303; S. 394; S. 401; S. 522; S. 919; S. 940; S. 1582; S. 1880; S. 2019; S. 2296; S. 2999; S. 3017; S. 3355; S. 3674; S. 3684; H.R. 654; H.R. 814; H.R. 975; H.R. 987; H.R. 1603; H.R. 1652; H.R 1791; H.R. 1799; H.R. 2392; H.R. 3633; H.R. 5900; H.R. 6644; H.R. 6936; H.R. 6955; H.R. 7056; H.R. 7148; H.R. 7548; H.R. 7647; H.R. 7775; H.R. 8087; H.R. 9331; H.R. 4167; H.R. 10082; H.R. 10184; S.J. Res. 18; H.J. Res. 50; H.J. Res. 59.
Client expense: $60,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Banking
Banking and Fintech issues. Durbin Amendment on Interchange to Dodd-Frank. Section 1071 Small Business Data Collection. S. 1582, GENIUS Act. H.R. 2392, STABLE Act of 2025. H.R. 3633, Digital Asset Market Clarity Act of 2025 (CLARITY Act). Regulatory supervisory practices. Earned Wage Access Consumer Protection Act (draft legislation). Earned Wage Access (EWA) products. Durbin Amendment threshold. Cryptocurrency market structure. S. 3849, Community Bank Relief Act. H.R. 3174/S. 1555, Made in America Manufacturing Finance Act of 2025. H.R. 1631/S. 3798, Safe Access to Cash Act. Community Reinvestment Act regulations/CRA modernization. Third-Party Risk Management. Confidential Supervisory Information disclosure rules. OCC/FDIC unsafe-or-unsound/MRA supervisory standards.
Client expense: $160,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Small Business Administration (SBA), Treasury, Dept of
2026 · third_quarter · Financial Institutions/Investments/Securities
Issues impacting banking policy, including those relating to interchange fees on electronic payments; credit card interchange proposals; issues relating to financial literacy; issues relating to payment innovation and card technology; issues related to payment card security; issues relating to Data Use and Privacy. S. 1582. Issues related to implementation of section 1033 of the Dodd Frank Act. Issues related to H.R. 3633, the CLARITY Act and S.1582, the GENIUS Act.
Client expense: Not reported · Firm income: $50,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE, White House Office
2026 · third_quarter · Financial Institutions/Investments/Securities
Issues relating to interchange fees on electronic payments; credit card interchange proposals; issues relating to financial literacy; issues relating to payment innovation and card technology; issues related to payment card security; issues relating to Data Use and Privacy. S. 1582.
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Banking
Issues relating to banking institutions impacting reform. Additional matters related to Community Reinvestment Act (CRA); financial services regulatory reform, U.S. payments systems, anti-money laundering, beneficial ownership; nominations; and bank climate-related stress tests/scenario analysis. S.3600 Strengthening American Cybersecurity Act; S.1838, Credit Card Competition Act of 2023; S.2760, Capping Credit Card Interest Rates Act; H.R. 7531, Secure Payments Act of 2024; S.3538, Close the Shadow Banking Loophole Act; H.R. 9303, Protecting Consumers from Payment Scams Act; S.1582, Guiding and Establishing National Innovation for U.S. Stablecoins Act or the GENIUS Act of 2025; H.R. 2392, Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025 (STABLE Act of 2025); S.J. Res. 18, A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions"; H.R. 8395, PACE Act of 2026; and H.R. 3633, Digital Asset Market Clarity Act of 2025 (CLARITY).
Client expense: $520,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2026 · third_quarter · Accounting
General issues impacting the accounting and auditing profession, investor protection, and corporate governance and disclosures; issues related to P.L. 107-204, the Sarbanes-Oxley Act, including federal audit oversight, various proposed PCAOB standards, internal controls over financial reporting, and similar topics; issues related to the regulation of digital assets, including H.R. 3633, the Digital Asset Market Clarity Act of 2025, S. 1582, the GENIUS Act; H.R. 2911, Accounting STEM Pursuit Act; issues related to blockchain technology, issues related to the regulation of artificial intelligence.
Client expense: $750,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), White House Office
2026 · third_quarter · Financial Institutions/Investments/Securities
Policy issues related to digital assets and financial technology; H.R. 2392, STABLE Act of 2025; H.R. 3633, Digital Asset Market Clarity Act of 2025; S. 1582, GENIUS Act; Discussion Draft of Responsible Financial Innovation Act of 2025
Client expense: Not reported · Firm income: $50,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Financial Institutions/Investments/Securities
Policy issues related to digital assets and financial technology; Regulatory structure and clarity for digital assets; Financial Innovation and Technology for the 21st Century Act; H.R. 3633, Digital Asset Market Clarity Act of 2025; S. 1582, GENIUS Act; Discussion Draft of Responsible Financial Innovation Act of 2025; S. 5616, Aligning Digital Assets with Principles of Taxation (ADAPT) Act
Client expense: Not reported · Firm income: $80,000
Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office
2026 · third_quarter · Financial Institutions/Investments/Securities
H.R. 306 / S. 4144 - Ending Scam Credit Repair Act: provisions related to credit reporting reform. H.R. 940 - Fair Audits and Inspections for Regulators' (FAIR) Exams Act: provisions related to examination. H.R. 2152 - Artificial Intelligence Practices, Logistics, Actions, and Necessities (AI PLAN) Act: provisions related to artificial intelligence. H.R. 2702 / S. 875 - Financial Integrity and Regulation Management (FIRM) Act: provisions related to regulatory reform. H.R. 2978 - Guarding Unprotected Aging Retirees from Deception (GUARD) Act: provisions related to artificial intelligence. H.R. 3380 / S. 427 - Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2025: provisions related to regulatory reform. H.R. 3709 - Advancing the Mentor-Protege Program for Small Financial Institutions Act: provisions related to regulatory reform. H.R. 4437 - Supervisory Modifications for Appropriate Risk-based Testing (SMART) Act: provisions related to examination. H.R. 4478 / S. 3830 - Tailored Regulatory Updates for Supervisory Testing (TRUST) Act of 2025 Act: provisions related to examination. H.R. 4801 - Unleashing AI Innovation in Financial Services Act: provisions related to artificial intelligence. H.R. 5317 - Community Bank Deposit Access Act of 2025: provisions regarding custodial deposits. H.R. 5402 / S. 1465 - Credit Access and Inclusion Act of 2025: provisions related to credit reporting. H.R. 6552 - Bank-Fintech Partnership Enhancement Act: provisions related to bank-fintech partnerships. H.R. 6955 - Main Street Capital Access Act: provisions from proposed bills H.R. 940, H.R. 2702, H.R. 4437, H.R. 5317 and S. 875. H.R. 7866 / S. 3889 - American Lending Fairness Act of 2026: provisions related to lending. H.R. 7892 / S. 4428 - No Aid for Ghost Students Act of 2026: provisions related to strengthening federal student aid system. H.R. 8278 - Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision (FUTURES) Act: provisions related to artificial intelligence. H.R. 8398 - Guidelines for Use, Access, and Responsible Disclosure of Financial Data Act: provisions related to artificial intelligence. H.R. 8671 - Bank Fraud Technology Advancement Act of 2026: provisions related to artificial intelligence. H.R. 9330 - Earned Wage Access Consumer Protection Act: provisions related to earned wage access. H.R. 9331 - STOP Payments Fraud Act of 2026: provisions related to regulatory reform. H.R. 10184 - Consumer Financial Protection Accountability and Reform Act of 2026: provisions related to earned wage access, governance, nonbank supervision, and consumer complaints. S. 1582 - Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act: provisions related to interest/yield reform. S. 3721 - Empowering States Rights To Protect Consumers Act of 2026: provisions related to lending. S. 5051 - AI AGENT Act of 2026: provisions related to responsible AI policy. Discussions regarding modernization of the Gramm-Leach-Bliley Act, Title VI. Discussions regarding implementation of the student lending provisions of PL 116-251, Stop Student Debt Relief Scams Act of 2019.
Client expense: $120,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Banking
Issues related to capital framework and liquidity requirements for banks. Issues related to implementation of the GENIUS Act. S.1582 - GENIUS Act H.R.3633 - Digital Asset Market Clarity Act
Client expense: $130,000 · Firm income: Not reported
Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE
2026 · third_quarter · Banking
Issues related to payments innovation, payment/data security, payments regulation, privacy & data use issues. Issues related to interchange fees on electric payments including S. 3623 & H.R. 7035. S.1582 GENIUS (Guiding and Establishing National Innovation for US Stablecoin Act) /PL 119-27. Financial literacy. H.R. 3633, the Digital Asset Market Clarity Act of 2025.
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Small Business Administration (SBA), Treasury, Dept of
2026 · third_quarter · Financial Institutions/Investments/Securities
Issues related to interchange fees on electric payments including S. 3623 & H.R. 7035. S.1582 GENIUS (Guiding and Establishing National Innovation for US Stablecoin Act) /PL 119-27.
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Financial Institutions/Investments/Securities
Issues related to tracking of illicit financial activity on the blockchain; blockchain intelligence. S. 1582, GENIUS Act, H.R. 3633, CLARITY Act, and market structure.
Client expense: Not reported · Firm income: $14,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Law Enforcement/Crime/Criminal Justice
Issues related to tracking of illicit financial activity on the blockchain, blockchain intelligence. S. 1582, GENIUS Act, H.R. 3633, CLARITY Act, and market structure.
Client expense: Not reported · Firm income: $14,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Retirement
The IBEW lobbied on the Digital Asset Market Clarity Act of 2025 (H.R. 3633), the GENIUS Act (S. 1582), and monitored legislative proposals seeking to annuitize defined-contribution employer retirement plans, which could impact IBEW members' retirement investments.
Client expense: $200,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Government Issues
Issues related to Artificial Intelligence S. 1582 - Genius Act Overview of long-term company growth, internal organizational structure, and technology capabilities.
Client expense: $270,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), SENATE, Treasury, Dept of
2026 · third_quarter · Financial Institutions/Investments/Securities
Issues related to credit cards. S.1582 - GENIUS Act.
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Financial Institutions/Investments/Securities
Monitoring issues related to implementing the GENIUS Act (S. 1582).
Client expense: Not reported · Firm income: $110,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Financial Institutions/Investments/Securities
Issues pertaining to consumer lending, privacy, financial products including mobile banking, financial inclusion, access to credit, debit and prepaid payment cards, and overdraft fees; S.3623/H.R.7035, Credit Card Competition Act of 2026; H.R.1, One Big Beautiful Bill Act (P.L.119-21) implementation; S.1582, GENIUS Act (P.L.119-27); H.R.3633, Digital Asset Market Clarity Act of 2025.
Client expense: Not reported · Firm income: $50,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Banking
Legislative issues related to electronic payments including interchange fees, reporting requirements for payments processors, data privacy and security; S.3623/H.R.7035, Credit Card Competition Act of 2026; S.1582, GENIUS Act (P.L.119-27); H.R.3633, Digital Asset Market Clarity Act of 2025.
Client expense: Not reported · Firm income: $100,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Financial Institutions/Investments/Securities
Issues related to implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (P.L.111-203), housing finance reform, regulatory relief and modification to interchange, financial regulatory reform, Consumer Financial Protection Bureau (CFPB) reform, and consumer credit; S.3623/H.R.7035, Credit Card Competition Act of 2026; S.1582, GENIUS Act (P.L.119-27); H.R.3633, Digital Asset Market Clarity Act of 2025; H.R.6644, 21st Century ROAD to Housing Act.
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Financial Institutions/Investments/Securities
Issues related to artificial intelligence and digital assets, including bitcoin. Issues related to financial services, merchant services, and mobile payments. S.1582, GENIUS Act (P.L.119-27). Issues pertaining to manpower and personnel.
Client expense: Not reported · Firm income: $40,000
Government targets: Agriculture, Dept of (USDA), Defense, Dept of (DOD), HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Banking
Issues related to capital framework and liquidity requirements for banks. Issues related to increasing the public welfare investment cap. Issues related to implementation of the GENIUS Act. S.1582 - GENIUS Act H.R.3633 - Digital Asset Market Clarity Act S.2651 - ROAD to Housing Act of 2025
Client expense: $200,000 · Firm income: Not reported
Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE
2026 · second_quarter · Banking
Issues related to capital framework and liquidity requirements for banks. Issues related to increasing the public welfare investment cap. Issues related to implementation of the GENIUS Act. S.1582 - GENIUS Act H.R.3633 - Digital Asset Market Clarity Act S.2651 - ROAD to Housing Act of 2025
Client expense: $160,000 · Firm income: Not reported
Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE
2026 · second_quarter · Government Issues
Issues related to Artificial Intelligence S. 1582 - Genius Act Overview of long-term company growth, internal organizational structure, and technology capabilities.
Client expense: $260,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), SENATE, Treasury, Dept of
2026 · second_quarter · Banking
Issues related to banking and credit unions; issues related to cannabis banking; issues related to deposit insurance; issues related to interchange; issues related to payment networks; issues related to consumer protection rules and regulations; issues related to rules and legislation affecting credit unions; issues related to lending programs and credit union operational flexibility; issues related to community development financial institutions; S. 303; S. 394; S. 401; S. 522; S. 919; S. 940; S. 1582; S. 1880; S. 2019; S. 2296; S. 2999; S. 3017; S. 3355; S. 3684; H.R. 654; H.R. 814; H.R. 975; H.R. 987; H.R. 1603; H.R. 1652; H.R 1791; H.R. 1799; H.R. 2392; H.R. 3633; H.R. 5900; H.R. 6644; H.R. 6936; H.R. 6955; H.R. 7056; H.R. 7148; H.R. 7548; H.R. 7647; H.R. 8087 H.R. 4167; S.J. Res. 18; H.J. Res. 50; H.J. Res. 59.
Client expense: $80,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Financial Institutions/Investments/Securities
Issues related to banking and credit unions; issues related to cannabis banking; issues related to deposit insurance; issues related to interchange; issues related to payment networks; issues related to consumer protection rules and regulations; issues related to rules and legislation affecting credit unions; issues related to lending programs and credit union operational flexibility; issues related to community development financial institutions; S. 303; S. 394; S. 401; S. 522; S. 919; S. 940; S. 1582; S. 1880; S. 2019; S. 2296; S. 2999; S. 3017; S. 3355; S. 3684; H.R. 654; H.R. 814; H.R. 975; H.R. 987; H.R. 1603; H.R. 1652; H.R 1791; H.R. 1799; H.R. 2392; H.R. 3633; H.R. 5900; H.R. 6644; H.R. 6936; H.R. 6955; H.R. 7056; H.R. 7148; H.R. 7548; H.R. 7647; H.R. 8087 H.R. 4167; S.J. Res. 18; H.J. Res. 50; H.J. Res. 59.
Client expense: $80,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Financial Institutions/Investments/Securities
H.R. 3633: DIGITAL ASSET MARKET CLARITY ACT OF 2025; ALL PROVISIONS P.L. 119-27 (S. 1582): GENIUS ACT; ALL PROVISIONS
Client expense: $1,160,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Banking
H.R. 3633: DIGITAL ASSET MARKET CLARITY ACT OF 2025; ALL PROVISIONS P.L. 119-27 (S. 1582): GENIUS ACT; ALL PROVISIONS
Client expense: $1,160,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office
2026 · second_quarter · Consumer Issues/Safety/Products
S. __ - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy H.R.__/S.__ Online Privacy Act - The legislation would provide for individual rights relating to privacy of personal information, to establish privacy and security requirements for covered entities relating to personal information, and to establish an agency to be known as the Digital Privacy Agency to enforce such rights and requirements. Issue: Data Privacy S. 1582. GENIUS Act. This bill establishes a regulatory framework for payment stablecoins (digital assets which an issuer must redeem for a fixed value). Issue: Digital Assets. S.2164 - Algorithmic Accountability Act. This bill would direct the Federal Trade Commission to require impact assessments of automated decision systems and augmented critical decision processes. Issue: Algorithmic Accountability. H.R. __ - Responsible AI Disclosure Act. The bill would require the Federal financial agencies to carry out a study and report on standardized descriptions for vendor-provided artificial intelligence systems. Issue: Artificial Intelligence (AI). S.2750 - SANDBOX Act To require the Director of the Office of Science and Technology Policy to establish a Federal regulatory sandbox program for artificial intelligence. Issue: Artificial Intelligence (AI). ___ - Draft legislation on data privacy. The bill would make improvements to title V of the Gramm-Leach-Bliley Act. Issue: Dada Privacy. H.R.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy H.R. __ - Draft cybersecurity legislation. Issue: Cybersecurity Issue: Artificial Intelligence (AI), including a federal moratorium Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Client expense: $480,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Financial Institutions/Investments/Securities
Issues related to financial services, merchant services, payments, including mobile payments and payment processing, industrial loan companies (ILCs), and small business lending (no bill). Issues related to cryptocurrency, artificial intelligence, and digital assets, including S. 1582, the GENIUS Act (P.L. 119-27). Issues pertaining to manpower and personnel.
Client expense: $310,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Defense, Dept of (DOD), HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Financial Institutions/Investments/Securities
Monitoring issues related to implementing the GENIUS Act (S.1582).
Client expense: Not reported · Firm income: $110,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Financial Institutions/Investments/Securities
Issues related to credit cards. S.1582 - GENIUS Act.
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Financial Institutions/Investments/Securities
Legislative proposals to review merger and acquisition applications Banking Industry Ecosystem Consumer Data Protection Electronic Payments Options Tax Credit Proposals Deposit Insurance Reform Proposals HR 3633, Digital Asset Market Clarity Act S 1582, GENIUS Act
Client expense: $330,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
2026 · second_quarter · Financial Institutions/Investments/Securities
Issues impacting banking policy, including those relating to interchange fees on electronic payments; credit card interchange proposals; issues relating to financial literacy; issues relating to payment innovation and card technology; issues related to payment card security; issues relating to Data Use and Privacy. S. 1582. Issues related to implementation of section 1033 of the Dodd Frank Act. Issues related to H.R. 3633, the CLARITY Act and S.1582, the GENIUS Act.
Client expense: Not reported · Firm income: $50,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE, White House Office
2026 · second_quarter · Minting/Money/Gold Standard
Issues related to retail payments market, swipe fee reform Regulation II - debit routing and debit regulated rate S. 1582 - GENIUS Act Issues related to penny/coin circulation H.R. 3074/S. 1525 - Common Cents Act Issues related to Dodd Frank section 1033/open banking Issues related to stablecoins/cryptocurrency S. 3623/H.R. 7035 - Credit Card Competition Act Digital Commodity Intermediaries Act S. 3849/H.R. 7484 - Community Bank Relief Act Issues related to financial data privacy, Gramm-Leach-Bliley Act H.R. 8398 - GUARD Financial Data Act Issues related to national bank and credit union non-interest charges and fees
Client expense: $584,000 · Firm income: Not reported
Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Small Business Administration (SBA), White House Office
2026 · second_quarter · Financial Institutions/Investments/Securities
Issues relating to interchange fees on electronic payments; credit card interchange proposals; issues relating to financial literacy; issues relating to payment innovation and card technology; issues related to payment card security; issues relating to Data Use and Privacy. S. 1582.
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Financial Institutions/Investments/Securities
H.R. 306 / S. 4144 - Ending Scam Credit Repair Act: provisions related to credit reporting reform. H.R. 940 - Fair Audits and Inspections for Regulators' (FAIR) Exams Act: provisions related to examination. H.R. 2152 - Artificial Intelligence Practices, Logistics, Actions, and Necessities (AI PLAN) Act; provisions related to artificial intelligence. H.R. 2702 / S. 875 - Financial Integrity and Regulation Management (FIRM) Act: provisions related to regulatory reform. H.R. 2978 - Guarding Unprotected Aging Retirees from Deception (GUARD) Act; provisions related to artificial intelligence. H.R. 3380 / S. 427 - Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2025: provisions related to regulatory reform. H.R. 3709 - Advancing the Mentor-Protege Program for Small Financial Institutions Act: provisions related to regulatory reform. H.R. 4801 - Unleashing AI Innovation in Financial Services Act; provisions related to artificial intelligence. H.R. 4437 - Supervisory Modifications for Appropriate Risk-based Testing (SMART) Act: provisions related to examination. H.R. 4478 / S. 3830 - Tailored Regulatory Updates for Supervisory Testing (TRUST) Act of 2025 Act: provisions related to examination. H.R. 5317 - Community Bank Deposit Access Act of 2025: provisions regarding custodial deposits. H.R. 5402 / S. 1465 - Credit Access and Inclusion Act of 2025: provisions related to credit reporting. H.R. 6552 - Bank-Fintech Partnership Enhancement Act: provisions related to bank-fintech partnerships. H.R. 6955 - Main Street Capital Access Act: provisions from proposed bills H.R. 940, H.R. 2702, H.R. 4437, H.R. 5317 and S. 875. H.R. 7866 / S.3889 - American Lending Fairness Act of 2026: provisions related to lending. H.R. 8278 - Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision (FUTURES) Act; provisions related to artificial intelligence. H.R. 8398 - Guidelines for Use, Access, and Responsible Disclosure of Financial Data Act; provisions related to artificial intelligence. H.R. 8671 - Bank Fraud Technology Advancement Act of 2026; provisions related to artificial intelligence. H.R. 9330 - Earned Wage Access Consumer Protection Act; provisions related to earned wage access. H.R. 9331 - STOP Payments Fraud Act of 2026; provisions related to regulatory reform. S. 1582 - Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act; provisions related to interest/yield reform. S. 3721 - Empowering States Rights To Protect Consumers Act of 2026: provisions related to lending. Discussions regarding modernization of the Gramm-Leach-Bliley Act, Title VI.
Client expense: $110,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Banking
Banking and Fintech issues. Durbin Amendment on Interchange to Dodd-Frank. Section 1071 Small Business Data Collection. S. 1582, GENIUS Act. H.R. 2392, STABLE Act of 2025. H.R. 3633, Digital Asset Market Clarity Act of 2025 (CLARITY Act). Regulatory supervisory practices. Earned Wage Access Consumer Protection Act (draft legislation). Earned Wage Access (EWA) products. Durbin Amendment threshold. Cryptocurrency market structure. S. 3849, Community Bank Relief Act. H.R. 3174/S. 1555, Made in America Manufacturing Finance Act of 2025.
Client expense: $160,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Financial Institutions/Investments/Securities
Issues related to artificial intelligence and digital assets, including bitcoin. Issues related to financial services, merchant services, and mobile payments. S.1582, GENIUS Act (P.L.119-27). Issues pertaining to manpower and personnel.
Client expense: Not reported · Firm income: $60,000
Government targets: Agriculture, Dept of (USDA), Defense, Dept of (DOD), HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Financial Institutions/Investments/Securities
Issues related to interchange fees on electric payments including S. 3623 & H.R. 7035. S.1582 GENIUS (Guiding and Establishing National Innovation for US Stablecoin Act) /PL 119-27.
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE