Payment Choice Act of 2025

Regulatory issues related to self-service banking technology. H.R. 1138 and S.2326, The Payment Choice Act

Client expense: $80,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

The Payment Choice Act of 2025 is a bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

The Payment Choice Act of 2025 is a bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: Not reported

The Payment Choice Act of 2025 is a bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: Not reported

The Payment Choice Act of 2025 - Summary A bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: Not reported

The Payment Choice Act of 2025 - Summary A bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: Not reported

The Payment Choice Act of 2025 - Summary A bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: $10,000

The Payment Choice Act of 2025 - Summary A bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: $5,000

The Payment Choice Act of 2025 - Summary A bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: $10,000

The Payment Choice Act of 2025 - Summary A bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: $10,000

The Payment Choice Act of 2025 - Summary A bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: Not reported

The Payment Choice Act of 2025 - Summary A bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: $10,000

The Payment Choice Act of 2025 - Summary A bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: $10,000

The Payment Choice Act of 2025 - Summary A bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: $10,000

Issues related to self-service banking technology including H.R. 1631, Safe Access to Cash Act of 2025; H.R. 1138, Payment Choice Act of 2025, the Clarity Act involving issues related to digital asset kiosks; and S. 3798 - Safe Access to Cash Act of 2026; S.2326 - Payment Choice Act of 2025.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Support for H.R. 1138, the Payment Choice Act of 2025 (H.R. 1138/S.2326) Support for H.R. 3074, the Common Cents Act

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1138/S. 2326: Payment Choice Act

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to H.R. 1138/S. 2326 - Payment Choice Act of 2025.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

All legislation related to consumer lending regulation and consumer lending policy. Issues related to de-risking. S. 875, The Financial Integrity and Regulation Management Act. H.R. 2702, The Financial Integrity and Regulation Management Act. S. 2781,The Protecting Consumers from Unreasonable Credit Rates Act. S. 2326, The Payment Choice Act of 2025. H.R. 1138, The Payment Choice Act of 2025. S. 3793, The Predatory Lending Elimination Act.

Client expense: Not reported · Firm income: $70,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to H.R. 1138/S. 2326 Payment Choice Act of 2025.

Client expense: Not reported · Firm income: Not reported

Regulatory issues related to self-service banking technology. H.R. 1138 and S.2326, The Payment Choice Act

Client expense: $110,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

The Payment Choice Act of 2025 is a bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: Not reported

The Payment Choice Act of 2025 is a bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: Not reported

The Payment Choice Act of 2025 is a bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: Not reported

The Payment Choice Act of 2025 - Summary A bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: Not reported

The Payment Choice Act of 2025 - Summary A bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: Not reported

The Payment Choice Act of 2025 - Summary A bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: $10,000

The Payment Choice Act of 2025 - Summary A bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: $5,000

The Payment Choice Act of 2025 - Summary A bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: $10,000

The Payment Choice Act of 2025 - Summary A bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: $10,000

The Payment Choice Act of 2025 - Summary A bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: $10,000

The Payment Choice Act of 2025 - Summary A bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: $10,000

The Payment Choice Act of 2025 - Summary A bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: $10,000

The Payment Choice Act of 2025 - Summary A bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: $10,000

All legislation related to consumer lending regulation and consumer lending policy. Issues related to APR caps and de-risking. S. 875, The Financial Integrity and Regulation Management Act. H.R. 2702, The Financial Integrity and Regulation Management Act. S. 2781,The Protecting Consumers from Unreasonable Credit Rates Act. S. 2326, The Payment Choice Act of 2025. H.R. 1138, The Payment Choice Act of 2025. S. 3793, The Predatory Lending Elimination Act

Client expense: Not reported · Firm income: $70,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to self-service banking technology including H.R. 1631, Safe Access to Cash Act of 2025; H.R. 1138, Payment Choice Act of 2025, the Clarity Act involving issues related to digital asset kiosks; and S. 3798 - Safe Access to Cash Act of 2026; S.2326 - Payment Choice Act of 2025.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Support for H.R. 1138, the Payment Choice Act of 2025 (H.R. 1138/S.2326)

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Regulatory issues related to self-service banking technology. H.R. 1138 and S.2326, The Payment Choice Act

Client expense: $70,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1138/S. 2326: Payment Choice Act

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

The Payment Choice Act of 2025 - Summary A bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: Not reported

The Payment Choice Act of 2025 - Summary A bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: Not reported

The Payment Choice Act of 2025 - Summary A bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: Not reported

The Payment Choice Act of 2025 - Summary A bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: $10,000

The Payment Choice Act of 2025 - Summary A bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: $10,000

The Payment Choice Act of 2025 - Summary A bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: $10,000

The Payment Choice Act of 2025 - Summary A bipartisan bill introduced in the Senate and House of Representatives. Its purpose is to ensure that businesses accept cash for on-site sales under $500 and cannot charge cash-paying customers a higher price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Housing, Urban Affairs To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes. H.R.1138 - Payment Choice Act of 2025 119th Congress (2025-2026) - Introduced in House 02/07/2025 Sponsor: Rep. Rose, John W. [R=TN-6] Committees: House - Financial Affairs This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Client expense: Not reported · Firm income: $10,000