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Fair Access to Banking Act
Legislative Progress
Momentum (last 30 days)
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score
0 actions · 0 new cosponsors · 0 votes
Speed vs cohort
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vs 5,674 other S bills in the 119th — cohort avg 32d
Fair Access to Banking Act This bill places restrictions on certain banks, credit unions, and payment card networks if they refuse to do business with a person who complies with the law. Restrictions include prohibiting the use of electronic funds transfer systems and lending programs, termination of an institution's depository insurance, and specified civil penalties. Banks and other specified financial institutions are allowed to deny financial services to a person only if the denial is justified by a documented failure of that person to meet quantitative, impartial, risk-based standards established in advance by the institution. This justification may not be based upon reputational risks to the institution. The bill establishes the right for a person to bring a civil action for a violation of this bill.
These links require the bill number to appear in the filing's source-reported specific issue text. Client expenses and lobbying-firm income are separate disclosure fields.
Filing registrants (17)
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Introduced in Senate
Bills with similar content found using semantic analysis.
Sources: Congress.gov
2026 · third_quarter · Financial Institutions/Investments/Securities
Met with the House and Senate on preemption issues Met with the House and Senate on issues impacting large global banks Met with the House and Senate on digital assets Met with the House and Senate on sanctions legislation Met with the House and Senate on market regulations Met with the House and Senate on bank capital regulations Met with the House and Senate on credit card pricing Met with the House and Senate on AML regulations Met with the House and Senate on geopolitical issues impacting the global economy, including China Met with the House and Senate on proposals related to outbound investment Met with the House and Senate on artificial intelligence Met with the House and Senate on fair access to banking issues and legislative proposals Met with the House and Senate on cybersecurity issues Met with the House and Senate on interchange issues/previously introduced Credit Card Competition Act Met with the House and Senate on bank supervision issues Met with the House and Senate on proposals related to deposit insurance Met with the House and Senate on proposals to revalue and demonetize U.S. gold reserves Met with the House on Federal Reserve master account issues Draft legislation - Banking Regulator Accountability Act - all provisions H.R.2392, Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025 - all provisions H.R.2548/S.1241, Sanctioning Russia Act of 2025 - all provisions H.R.3633, Market Structure Clarity Act of 2025 - all provisions H.R.8395, PACE Act of 2026 - all provisions S.401/H.R.987, Fair Access to Banking Act - all provisions S.875/H.R.2702, Financial Integrity and Regulation Management (FIRM) Act - all provisions S.2381/H.R.1944, the 10 Percent Credit Card Interest Rate Cap Act - all provisions S.2999/S.4198, the Main Street Depositors Protection Act - all provisions
Client expense: $1,330,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
2026 · third_quarter · Banking
Issues related to banking and credit unions; issues related to cannabis banking; issues related to deposit insurance; issues related to interchange; issues related to payment networks; issues related to consumer protection rules and regulations; issues related to rules and legislation affecting credit unions; issues related to lending programs and credit union operational flexibility; issues related to community development financial institutions; S. 303; S. 394; S. 401; S. 522; S. 919; S. 940; S. 1582; S. 1880; S. 2019; S. 2296; S. 2999; S. 3017; S. 3355; S. 3674; S. 3684; H.R. 654; H.R. 814; H.R. 975; H.R. 987; H.R. 1603; H.R. 1652; H.R 1791; H.R. 1799; H.R. 2392; H.R. 3633; H.R. 5900; H.R. 6644; H.R. 6936; H.R. 6955; H.R. 7056; H.R. 7148; H.R. 7548; H.R. 7647; H.R. 7775; H.R. 8087; H.R. 9331; H.R. 4167; H.R. 10082; H.R. 10184; S.J. Res. 18; H.J. Res. 50; H.J. Res. 59.
Client expense: $60,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Financial Institutions/Investments/Securities
Issues related to banking and credit unions; issues related to cannabis banking; issues related to deposit insurance; issues related to interchange; issues related to payment networks; issues related to consumer protection rules and regulations; issues related to rules and legislation affecting credit unions; issues related to lending programs and credit union operational flexibility; issues related to community development financial institutions; S. 303; S. 394; S. 401; S. 522; S. 919; S. 940; S. 1582; S. 1880; S. 2019; S. 2296; S. 2999; S. 3017; S. 3355; S. 3674; S. 3684; H.R. 654; H.R. 814; H.R. 975; H.R. 987; H.R. 1603; H.R. 1652; H.R 1791; H.R. 1799; H.R. 2392; H.R. 3633; H.R. 5900; H.R. 6644; H.R. 6936; H.R. 6955; H.R. 7056; H.R. 7148; H.R. 7548; H.R. 7647; H.R. 7775; H.R. 8087; H.R. 9331; H.R. 4167; H.R. 10082; H.R. 10184; S.J. Res. 18; H.J. Res. 50; H.J. Res. 59.
Client expense: $60,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Financial Institutions/Investments/Securities
H.R.987 Fair Access to Banking Act S.401 Fair Access to Banking Act H.R.270 FIRM Act Issues related to debanking
Client expense: $190,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE
2026 · third_quarter · Banking
S. 401, H.R. 3234, H.R. 6644, S. 4198, H.R. 6955, H.R. 10167 - Discussed bank regulatory policy. Discussed mortgage loan originations, servicing and refinancing, and related issues.
Client expense: $1,460,000 · Firm income: Not reported
| Republican |
| TN |
| Chuck Grassley | Republican | IA |
| Cindy Hyde-Smith | Republican | MS |
| Cynthia M. Lummis | Republican | WY |
| Dan Sullivan | Republican | AK |
| Darline Graham | Republican | SC |
| David McCormick | Republican | PA |
| Deb Fischer | Republican | NE |
| Eric Schmitt | Republican | MO |
| James C. Justice | Republican | WV |
| James E. Risch | Republican | ID |
| James Lankford | Republican | OK |
| Jerry Moran | Republican | KS |
| Jim Banks | Republican | IN |
| John Barrasso | Republican | WY |
| John Boozman | Republican | AR |
| John Cornyn | Republican | TX |
| John Hoeven | Republican | ND |
| John Kennedy | Republican | LA |
| John R. Curtis | Republican | UT |
| Jon Husted | Republican | OH |
| Joni Ernst | Republican | IA |
| Josh Hawley | Republican | MO |
| Katie Boyd Britt | Republican | AL |
| Lindsey Graham | Republican | SC |
| Markwayne Mullin | Republican | OK |
| Marsha Blackburn | Republican | TN |
| Mike Crapo | Republican | ID |
| Mitch McConnell | Republican | KY |
| Pete Ricketts | Republican | NE |
| Rick Scott | Republican | FL |
| Roger F. Wicker | Republican | MS |
| Roger Marshall | Republican | KS |
| Ron Johnson | Republican | WI |
| Shelley Moore Capito | Republican | WV |
| Steve Daines | Republican | MT |
| Ted Budd | Republican | NC |
| Ted Cruz | Republican | TX |
| Thom Tillis | Republican | NC |
| Tim Scott | Republican | SC |
| Tim Sheehy | Republican | MT |
| Todd Young | Republican | IN |
| Tom Cotton | Republican | AR |
| Tommy Tuberville | Republican | AL |
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Banking
H.R. 478/S. 113, Promoting New Bank Formation Act S. 875/H.R. 2702, Financial Integrity and Regulation Management (FIRM) Act H.R. 1919/S. 1124, the Anti-CBDC Surveillance State Act H.R. 976/S. 557, the 1071 Repeal to Protect Small Business Lending Act H.R. 2392, the Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025 (STABLE Act) S. 394/ S.919, Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS) S.3623/H.R.7035, Credit Card Competition Act of 2026 H.R. 1944/S. 381, the 10 Percent Credit Card Interest Rate Cap Act H.R. 654, the Taking Account of Bureaucrats Spending (TABS) Act of 2025 H.R. 987/S. 401, the Fair Access to Banking Act H.R. 1652, the Rectifying UDAAP Act H.R. 3445, the Bureau of Consumer Financial Protection Commission Act H.R. 1653, the CID Reform Act Business of Insurance Regulatory Reform Act H.R. 2513, CFPB-IG Reform Act H.R. 2183, the CFPB Dual Mandate and Economic Analysis Act H.R. 2331, the Transparency in CFPB Cost-Benefit Analysis Act H.R. 1606, the Making the CFPB Accountable to Small Business Act Cybersecurity Information Sharing Act Community Development Financial Institutions (CDFI) Fund Secure and Fair Enforcement (SAFE) Banking Act Regulatory Tailoring Community Reinvestment Act Deposit Insurance Reform S.4198/H.R.8087, the Main Street Depositor Protection Act National Bank Preemption H.R. 306, the Ending Scam Credit Repair Act Bank On Certification Program Central Bank Digital Currency Cryptocurrency Stablecoin Digital Assets Bank Capital Requirements/Basel Capital Proposal UDAAP Supervisory Policies and Adjudication Procedures Applying Community Reinvestment Act to credit unions Merchant Category Codes H.R. 1181, Protecting Privacy in Purchases Act H.R.1602, Financial Privacy Act of 2025 Foreign Affiliate Sharing Pilot Program Extension Act Financial Innovation and Technology for the 21st Century Act H.R.2885, Bank Loan Privacy Act H.R. 941, Small Lender Act Regulation II: Debit Card Interchange Fees and Routing Implementation of Dodd-Frank Act Section 1033: Final Rule on Personal Financial Data Rights Merger and Acquisition Policy Artificial Intelligence Risk Management, Regulation, and Innovation CDFI Certification & Funding Federal Reserve Discount Window and Emergency Lending Authority Tokenization of Assets Fraud Issues Peer-To-Peer Payment Fraud Financial Data Transparency Act Rulemaking FDIC Brokered Deposit Proposal H.R. 3633, the Digital Asset Market Clarity (CLARITY) Act of 2025 H.R.1900 - Bank Failure Prevention Act of 2025 H.R.3230 - Financial Institution Regulatory Tailoring Enhancement Act H.R.8287 - Stress Testing Accountability and Transparency Act H.R. 2835, the Small Bank Holding Company Relief Act H.R. 3709, the Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 3716, the Systemic Risk Authority Transparency Act H.R. 940, the Fair Audits and Inspections for Regulators' (FAIR) Exams Act H.R. 3379, the Halting Uncertain Methods and Practices in Supervision (HUMPS) Act of 2025 H.R. 3380, the Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2025 S. 2019 / H.R. 4936, Taskforce for Recognizing and Averting Payment Scams Act, or TRAPS Act H.R. 3390, the Bringing the Discount Window into the 21st Century Act H.R. 4460, the Stop Agency Fiat Enforcement of Guidance (SAFE Guidance) Act H.R. 3446, the FDIC Board Accountability Act H.R. 4544, The American Access to Banking Act H.R. 4478, the Tailored Regulatory Updates for Supervisory Testing Act of 2025 (TRUST Act) H.R. 4437, the Supervisory Modifications for Appropriate Risk-Based Testing Act of 2025 (SMART Act) H.R. 5270, the Stress Testing Accountability and Transparency Act H.R. 5276, the Community Bank Leverage Improvement and Flexibility for Transparency (Community Bank LIFT) Act H.R. 5291, the Merchant Banking Modernization Act H.R. 5262, the Bank Competition Modernization Act Legislation to support Minority Depository Institutions H.R. 6553, the Tailoring and Indexing Enhanced Regulations (TIER) Act H.R. 6554, the Community Bank Representation Act H.R. 6536, Rural Depositories Revitalization Study Act H.R. 6551, the New Bank Application Numbers Knowledge Act (New BANK) Act H.R. 6546, Merger Process Review Act H.R. 6570, the Merger Agreement Approvals Clarity and Predictability Act H.R. 6544, The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act H.R. 6550, the American Financial Institution Regulatory Sovereignty and Transparency (American FIRST) Act H.R. 6555, the Enhancing Bank Resolution Participation Act Ensuring Fair Access to Banking Act H.R. 6955, the Main Street Capital Access Act H.R. 7056, the Community Bank Regulatory Tailoring Act S.3940, the Access to Fair Financing for Opportunity and Resilient Development (AFFORD) Act S. 3017, the STREAMLINE Act H.R. 1799, the Financial Reporting Threshold Modernization Act H.R. 8278, Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision (FUTURES) Act H.R. 9331, the Strengthening Transaction Oversight Preventing (STOP) Payments Fraud Act H.R. 9471/S. 4942, the Secure and Fair Enforcement Banking Act (SAFE Banking Act) of 2026 H.R. 8395, the Payments Access and Consumer Efficiency (PACE) Act H.R. 7866 / S. 3889, American Lending Fairness Act of 2026 H.R. 9668, the Safeguarding Transactions to Outpace Predatory (STOP) Senior Fraud Act
Client expense: $3,100,000 · Firm income: Not reported
Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
2026 · third_quarter · Banking
General education around digital assets and decentralized AI S.875, FIRM Act S. 401, H.R. 987 Fair Access to Banking Act Legislation related to digital asset market structure legislation - HR 3633 (CLARITY Act) and the Responsible Financial Innovation Act of 2025. HR 1 (One Big Beautiful Bill Act) Issues related to the tax treatment of digital assets H.R.8149 - To amend the Internal Revenue Code of 1986 to clarify the tax treatment of digital asset rewards.
Client expense: $310,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office
2026 · third_quarter · Financial Institutions/Investments/Securities
Issues pertaining to financial industry practices; H.R. 987/S. 401 - Fair Access to Banking Act. CORECIVIC, INC. DOES NOT LOBBY FOR OR AGAINST ANY POLICIES OR LEGISLATION THAT WOULD DETERMINE THE BASIS FOR AN INDIVIDUAL'S INCARCERATION OR DETENTION.
Client expense: $490,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Firearms/Guns/Ammunition
AMMO Act (H.R.4227); Assault Weapons Ban of 2025 (S.1531 / H.R.3115); Background Check Completion Act of 2025 (S.3458); Background Check Expansion Act (S.3214); Bipartisan Background Checks Act of 2025 (H.R.18); Bureau of Alcohol, Tobacco, Firearms and Explosives Regulatory Reform Package; Clean Hands Firearm Procurement Act (S.2192 / H.R.4198); Constitutional Concealed Carry Reciprocity Act (S.65/H.R.38); Enhanced Background Checks Act (H.R.3868); Equal Access to Justice for Victims of Gun Violence Act (S.1955 / H.R.3740); Equal Shot Act of 2025 (S.2562 / H.R.4474); Extreme Risk Protection Order Expansion Act of 2025 (S.889 / H.R.4252); Fair Access to Banking Act (S.401 / H.R.987); Federal Lands Lawful Carry Act (H.R.9719); FIRE Act (S.2813 / H.R.4546); Firearm Access During Shutdowns Act (S.3085 / H.R.5874); Firearm Safety Act (S.4454 / H.R.7499); Federal Firearm Licensee Act (S.1294 / H.R.2618); Firearm Industry Nondiscrimination (FIND) Act (H.R.45 / S.137); FFL Protection Act (H.R.1773 / S.4671); Freedom from Unfair Gun Taxes Act (S.1169 / H.R.2442); FY27 National Defense Authorization Act (H.R.8800 / S.4784); GOSAFE Act (S.1370 / H.R.2790); Gun-owner Registration Information Protection Act (S.3916 / H.R.7678); Gun Records Restoration and Preservation Act (S.4776 / H.R.4223); HEAR Act of 2026 (H.R.9208); Hearing Protection Act (H.R.404 / S.364); Keep Americans Safe Act (S.803 / H.R.1674); Keeping Gun Dealers Honest Act (S.2155); Law Enforcement Protection and Privacy Act (H.R.1698); Multiple Firearm Sales Reporting Modernization Act of 2025 (H.R.4270); National Institutes of Standards and Technology (NIST) on Microstamping Technology Effectiveness; National Shooting Sports Month Resolution (S.Res.826 / H.Res.1477); Nomination of Abby Warren (Assistant Secretary of Commerce for Export Administration); Nomination of Charles Baldis (Special Counsel, Office of Special Counsel); Nomination of Fleet White (Assistant Secretary of State for Political-Military Affairs); Nomination of Todd Blanche (Attorney General); Office of the Comptroller of the Currency, Treasury, and Federal Deposit Insurance Corporation Final Rule Prohibition on the Use of Reputation Risk by Regulators ([Docket ID OCC-2025-0142); Office of Gun Violence Prevention Act of 2025 (S.595 / H.R.1307); Postal Service Proposed Rule Revised Mailing Standards for Firearms; Protecting Access for Hunters and Anglers Act (H.R.556 / S.537); Protecting Americans Right to Silence (PARTS) Act (H.R.631 / S.1039); Protecting Privacy in Purchases Act (H.R.1181 / S.1715); Protecting the Mailing of Firearms Act (H.R.3033); Raise the Age Act of 2025 (S.597 / H.R.2368); Resolution Recognizing SAAMIs 100-Year Anniversary (S.Res.827 / H.Res.1137); Responsible Firearms Marketing Act (S.3875 / H.R.7500); Saving Our Veterans Lives Act (H.R.1987 / S.926); SECURE Firearm Storage Act (S.468 / H.R.1097); SHORT Act (S.1162 / H.R.2395); Silencer Shop v ATF Request for Guidance; Stopping Harmful and Outrageous Torts Act (S.4775 / H.R.9298); and Veterans 2nd Amendment Protection Act (S.478 / H.R.1041)
Client expense: $2,520,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Banking
S. 401 and H.R. 987, Fair Access to Banking Act; Issues related to the availability of banking services for federal contractors. Note: GEO's political and governmental relations activities focus on promoting the use of public-private partnerships in the delivery of correctional services, including evidence-based rehabilitation programs, both in-custody and post-release, aimed at reducing recidivism and helping the men and women in GEO's care successfully reintegrate into their communities. GEO does not take a position on or advocate for or against criminal justice policy related to criminalizing certain behaviors or determining the length of criminal sentences. Furthermore, GEO does not take a position on, nor advocate for or against, immigration enforcement policies such as the basis or length of an individuals detention.
Client expense: $340,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Financial Institutions/Investments/Securities
S.401 H.R. 1181 H.R. 987
Client expense: $520,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Banking
S. 401 Fair Access to Banking Act S. 137, FIND Act HR 1181 Protecting Privacy in Purchase Act
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Taxation/Internal Revenue Code
Issues pertaining to financial industry practices H.R. 987/S. 401 - Fair Access to Banking Act. CORECIVIC, INC. DOES NOT LOBBY FOR OR AGAINST ANY POLICIES OR LEGISLATION THAT WOULD DETERMINE THE BASIS FOR AN INDIVIDUAL'S INCARCERATION OR DETENTION.
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Financial Institutions/Investments/Securities
Issues pertaining to financial industry practices H.R. 987/S. 401 - Fair Access to Banking Act. CORECIVIC, INC. DOES NOT LOBBY FOR OR AGAINST ANY POLICIES OR LEGISLATION THAT WOULD DETERMINE THE BASIS FOR AN INDIVIDUAL'S INCARCERATION OR DETENTION
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Banking
S. 401 Fair Access to Banking Act S. 137, FIND Act HR 1181 Protecting Privacy in Purchase Act
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Financial Institutions/Investments/Securities
H.R.987 Fair Access to Banking Act S.401 Fair Access to Banking Act H.R.270 FIRM Act Issues related to debanking
Client expense: $160,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Banking
Issues related to banking and credit unions; issues related to cannabis banking; issues related to deposit insurance; issues related to interchange; issues related to payment networks; issues related to consumer protection rules and regulations; issues related to rules and legislation affecting credit unions; issues related to lending programs and credit union operational flexibility; issues related to community development financial institutions; S. 303; S. 394; S. 401; S. 522; S. 919; S. 940; S. 1582; S. 1880; S. 2019; S. 2296; S. 2999; S. 3017; S. 3355; S. 3684; H.R. 654; H.R. 814; H.R. 975; H.R. 987; H.R. 1603; H.R. 1652; H.R 1791; H.R. 1799; H.R. 2392; H.R. 3633; H.R. 5900; H.R. 6644; H.R. 6936; H.R. 6955; H.R. 7056; H.R. 7148; H.R. 7548; H.R. 7647; H.R. 8087 H.R. 4167; S.J. Res. 18; H.J. Res. 50; H.J. Res. 59.
Client expense: $80,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Financial Institutions/Investments/Securities
Issues related to banking and credit unions; issues related to cannabis banking; issues related to deposit insurance; issues related to interchange; issues related to payment networks; issues related to consumer protection rules and regulations; issues related to rules and legislation affecting credit unions; issues related to lending programs and credit union operational flexibility; issues related to community development financial institutions; S. 303; S. 394; S. 401; S. 522; S. 919; S. 940; S. 1582; S. 1880; S. 2019; S. 2296; S. 2999; S. 3017; S. 3355; S. 3684; H.R. 654; H.R. 814; H.R. 975; H.R. 987; H.R. 1603; H.R. 1652; H.R 1791; H.R. 1799; H.R. 2392; H.R. 3633; H.R. 5900; H.R. 6644; H.R. 6936; H.R. 6955; H.R. 7056; H.R. 7148; H.R. 7548; H.R. 7647; H.R. 8087 H.R. 4167; S.J. Res. 18; H.J. Res. 50; H.J. Res. 59.
Client expense: $80,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Financial Institutions/Investments/Securities
Met with the House and Senate on preemption issues Met with the House and Senate on issues impacting large global banks Met with the House and Senate on digital assets Met with the House and Senate on sanctions legislation Met with the House and Senate on market regulations Met with the House and Senate on bank capital regulations Met with the House and Senate on credit card pricing Met with the House and Senate on AML regulations Met with the House and Senate on geopolitical issues impacting the global economy, including China Met with the House and Senate on proposals related to outbound investment Met with the House and Senate on artificial intelligence Met with the House and Senate on fair access to banking issues and legislative proposals Met with the House and Senate on cybersecurity issues Met with the House and Senate on interchange issues/previously introduced Credit Card Competition Act Met with the House and Senate on bank supervision issues Met with the House and Senate on proposals related to deposit insurance Met with the House and Senate on proposals to revalue and demonetize U.S. gold reserves Met with the House on Federal Reserve master account issues Draft legislation - Banking Regulator Accountability Act - all provisions H.R.2392, Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025 - all provisions H.R.2548/S.1241, Sanctioning Russia Act of 2025 - all provisions H.R.3633, Market Structure Clarity Act of 2025 - all provisions H.R.8395, PACE Act of 2026 - all provisions S.401/H.R.987, Fair Access to Banking Act - all provisions S.875/H.R.2702, Financial Integrity and Regulation Management (FIRM) Act - all provisions S.2381/H.R.1944, the 10 Percent Credit Card Interest Rate Cap Act - all provisions S.2999/S.4198, the Main Street Depositors Protection Act - all provisions
Client expense: $1,330,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
2026 · second_quarter · Banking
S. 401, H.R. 3234, H.R. 6644, S. 4198, H.R. 6955 - Discussed bank regulatory policy. Discussed mortgage loan originations, servicing and refinancing, and related issues.
Client expense: $1,190,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Banking
H.R. 478/S. 113, Promoting New Bank Formation Act S. 875/H.R. 2702, Financial Integrity and Regulation Management (FIRM) Act H.R. 1919/S. 1124, the Anti-CBDC Surveillance State Act H.R. 976/S. 557, the 1071 Repeal to Protect Small Business Lending Act H.R. 2392, the Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025 (STABLE Act) S. 394/ S.919, Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS) S.3623/H.R.7035, Credit Card Competition Act of 2026 H.R. 1944/S. 381, the 10 Percent Credit Card Interest Rate Cap Act H.R. 654, the Taking Account of Bureaucrats Spending (TABS) Act of 2025 H.R. 987/S. 401, the Fair Access to Banking Act H.R. 1652, the Rectifying UDAAP Act H.R. 3445, the Bureau of Consumer Financial Protection Commission Act H.R. 1653, the CID Reform Act Business of Insurance Regulatory Reform Act H.R. 2513, CFPB-IG Reform Act H.R. 2183, the CFPB Dual Mandate and Economic Analysis Act H.R. 2331, the Transparency in CFPB Cost-Benefit Analysis Act H.R. 1606, the Making the CFPB Accountable to Small Business Act Cybersecurity Information Sharing Act Community Development Financial Institutions (CDFI) Fund Secure and Fair Enforcement (SAFE) Banking Act Regulatory Tailoring Community Reinvestment Act Deposit Insurance Reform S.4198/H.R.8087, the Main Street Depositor Protection Act National Bank Preemption H.R. 306, the Ending Scam Credit Repair Act Bank On Certification Program Central Bank Digital Currency Cryptocurrency Stablecoin Digital Assets Bank Capital Requirements/Basel Capital Proposal UDAAP Supervisory Policies and Adjudication Procedures Applying Community Reinvestment Act to credit unions Merchant Category Codes H.R. 1181, Protecting Privacy in Purchases Act H.R.1602, Financial Privacy Act of 2025 Foreign Affiliate Sharing Pilot Program Extension Act Financial Innovation and Technology for the 21st Century Act H.R.2885, Bank Loan Privacy Act H.R. 941, Small Lender Act Regulation II: Debit Card Interchange Fees and Routing Implementation of Dodd-Frank Act Section 1033: Final Rule on Personal Financial Data Rights Merger and Acquisition Policy Artificial Intelligence Risk Management, Regulation, and Innovation CDFI Certification & Funding Federal Reserve Discount Window and Emergency Lending Authority Tokenization of Assets Fraud Issues Peer-To-Peer Payment Fraud Financial Data Transparency Act Rulemaking FDIC Brokered Deposit Proposal H.R. 3633, the Digital Asset Market Clarity (CLARITY) Act of 2025 H.R.1900 - Bank Failure Prevention Act of 2025 H.R.3230 - Financial Institution Regulatory Tailoring Enhancement Act H.R.8287 - Stress Testing Accountability and Transparency Act H.R. 2835, the Small Bank Holding Company Relief Act H.R. 3709, the Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 3716, the Systemic Risk Authority Transparency Act H.R. 940, the Fair Audits and Inspections for Regulators' (FAIR) Exams Act H.R. 3379, the Halting Uncertain Methods and Practices in Supervision (HUMPS) Act of 2025 H.R. 3380, the Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2025 S.2019 - Task Force for Recognizing and Averting Payments Scams (TRAPS) Act H.R. 3390, the Bringing the Discount Window into the 21st Century Act H.R. 4460, the Stop Agency Fiat Enforcement of Guidance (SAFE Guidance) Act H.R. 3446, the FDIC Board Accountability Act H.R. 4544, The American Access to Banking Act H.R. 4478, the Tailored Regulatory Updates for Supervisory Testing Act of 2025 (TRUST Act) H.R. 4437, the Supervisory Modifications for Appropriate Risk-Based Testing Act of 2025 (SMART Act) H.R. 5270, the Stress Testing Accountability and Transparency Act H.R. 5276, the Community Bank Leverage Improvement and Flexibility for Transparency (Community Bank LIFT) Act H.R. 5291, the Merchant Banking Modernization Act H.R. 5262, the Bank Competition Modernization Act Legislation to support Minority Depository Institutions H.R. 6553, the Tailoring and Indexing Enhanced Regulations (TIER) Act H.R. 6554, the Community Bank Representation Act H.R. 6536, Rural Depositories Revitalization Study Act H.R. 6551, the New Bank Application Numbers Knowledge Act (New BANK) Act H.R. 6546, Merger Process Review Act H.R. 6570, the Merger Agreement Approvals Clarity and Predictability Act H.R. 6544, The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act H.R. 6550, the American Financial Institution Regulatory Sovereignty and Transparency (American FIRST) Act H.R. 6555, the Enhancing Bank Resolution Participation Act Ensuring Fair Access to Banking Act H.R. 6955, the Main Street Capital Access Act H.R. 7056, the Community Bank Regulatory Tailoring Act S.3940, the Access to Fair Financing for Opportunity and Resilient Development (AFFORD) Act S. 3017, the STREAMLINE Act H.R. 1799, the Financial Reporting Threshold Modernization Act H.R. 8278, Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision (FUTURES) Act H.R. 9331, the Strengthening Transaction Oversight Preventing (STOP) Payments Fraud Act H.R. 9471/S. 4942, the Secure and Fair Enforcement Banking Act (SAFE Banking Act) of 2026 H.R. 8395, the Payments Access and Consumer Efficiency (PACE) Act
Client expense: $3,510,000 · Firm income: Not reported
Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
2026 · second_quarter · Banking
General education around digital assets and decentralized AI S.875, FIRM Act S. 401, H.R. 987 Fair Access to Banking Act Legislation related to digital asset market structure legislation - HR 3633 (CLARITY Act) and the Responsible Financial Innovation Act of 2025. HR 1 (One Big Beautiful Bill Act) Issues related to the tax treatment of digital assets H.R.8149 - To amend the Internal Revenue Code of 1986 to clarify the tax treatment of digital asset rewards.
Client expense: $410,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office
2026 · second_quarter · Financial Institutions/Investments/Securities
Issues pertaining to financial industry practices; H.R. 987/S. 401 - Fair Access to Banking Act. CORECIVIC, INC. DOES NOT LOBBY FOR OR AGAINST ANY POLICIES OR LEGISLATION THAT WOULD DETERMINE THE BASIS FOR AN INDIVIDUAL'S INCARCERATION OR DETENTION.
Client expense: $490,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Financial Institutions/Investments/Securities
Issues pertaining to financial industry practices H.R. 987/S. 401 - Fair Access to Banking Act. CORECIVIC, INC. DOES NOT LOBBY FOR OR AGAINST ANY POLICIES OR LEGISLATION THAT WOULD DETERMINE THE BASIS FOR AN INDIVIDUAL'S INCARCERATION OR DETENTION
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Taxation/Internal Revenue Code
Issues pertaining to financial industry practices H.R. 987/S. 401 - Fair Access to Banking Act. CORECIVIC, INC. DOES NOT LOBBY FOR OR AGAINST ANY POLICIES OR LEGISLATION THAT WOULD DETERMINE THE BASIS FOR AN INDIVIDUAL'S INCARCERATION OR DETENTION.
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Banking
Issues related to the availability of banking services for federal contractors; S. 401 and H.R. 987, Fair Access to Banking Act. Note: GEO's political and governmental relations activities focus on promoting the use of public-private partnerships in the delivery of correctional services, including evidence-based rehabilitation programs, both in-custody and post-release, aimed at reducing recidivism and helping the men and women in GEO's care successfully reintegrate into their communities. GEO does not take a position on or advocate for or against criminal justice policy related to criminalizing certain behaviors or determining the length of criminal sentences. Furthermore, GEO does not take a position on, nor advocate for or against, immigration enforcement policies such as the basis or length of an individuals detention.
Client expense: $340,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Firearms/Guns/Ammunition
Combating Organized Retail Crime Act (H.R.2853 / S. 1404); Congressional Amicus Brief re: NSSF v. James Cert Petition; Congressional Notification of USML Category I firearms; Fair Access to Banking Act (S.401 / H.R.987); Farm, Food and National Security Act of 2026 (H.R. 7567); FFL Protection Act (H.R.1773 / S.4671); Firearm Industry Nondiscrimination (FIND) Act (H.R.45 / S.137); Fix Our Forests Act (H.R.471 / S.1462); FY27 Appropriations-Commerce, Justice, Science and Related Agencies; FY27 Appropriations-Defense; FY27 Appropriations-Financial Services & General Government; FY27 Appropriations-Interior, Environment, and Related Agencies; FY27 Appropriations-Military Construction, Veterans Affairs, and Related Agencies; FY27 National Defense Authorization Act (H.R.8800 / S.4784); Hearing Protection Act (H.R.404 / S.364); Law Enforcement Protection and Privacy Act (H.R.1698); Nomination of Charles Baldis (Special Counsel, Office of Special Counsel); Nomination of Kim Pritula (Department of State's Bureau of Political-Military Affairs Defense Trade Advisory Group (DTAG) Membership); Nomination of Robert Cekada (ATF Director); Nomination of Todd Blanche (Attorney General); Office of the Comptroller of the Currency, Treasury, and Federal Deposit Insurance Corporation Final Rule Prohibition on the Use of Reputation Risk by Regulators ([Docket ID OCC-2025-0142); Postal Service Proposed Rule Revised Mailing Standards for Firearms; Protecting Access for Hunters and Anglers Act (H.R.556 / S.537); Protecting Americans Right to Silence (PARTS) Act (H.R.631 / S.1039); Protecting Privacy in Purchases Act (H.R.1181 / S.1715); Resolution Recognizing SAAMIs 100-Year Anniversary (H.Res.1137); Saving Our Veterans Lives Act (H.R.1987 / S.926); Stopping Harmful and Outrageous Torts Act (S.4775 / H.R.9298); Streamlining Foreign Military Sales Act of 2025 (H.R.3613); Transportation of Firearms and Ammunition; Veterans 2nd Amendment Protection Act (S.478 / H.R.1041); and Voluntary Firearm Custody Safe Harbor Act (Draft).
Client expense: $1,990,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Firearms/Guns/Ammunition
Armor Piercing Ammunition; Bureau of Alcohol, Tobacco, Firearms and Explosives 2024 Final Rule: Definition of Engaged in the Business as a Dealer in Firearms; Combatting Chronic Wasting Disease (CWD); Concealed Carry Reciprocity Act (H.R.38 / S.65); Congressional Amicus Brief re: NSSF v. James Cert Petition; Congressional Notification of USML Category I firearms; Department of the Interior SO 3447 - Expanding Hunting and Fishing Access, Removing Unnecessary Barriers, and Ensuring Consistency Across the Department of the Interior Lands and Waters; Expanding Public Lands Outdoor Recreation Experiences (EXPLORE) Act (P.L. 118-234); Fair Access to Banking Act (S.401 / H.R.987); FFL Protection Act (H.R.1773); Firearm Industry Nondiscrimination (FIND) Act (H.R.45 / S.137); Firearms Access During Shutdowns Act (S.3085 / H.R.5874); FY26, FY27 Appropriations-Commerce, Justice, Science and Related Agencies; FY27 Appropriations-Defense; FY27 Appropriations-Financial Services & General Government; FY26, FY27 Appropriations-Interior, Environment, and Related Agencies; FY27 Appropriations-Military Construction, Veterans Affairs, and Related Agencies; FY26 Consolidated Appropriations Act, 2026 (H.R.7148); FY26, FY27 National Defense Authorization Act (H.R.3838 / S.2296); Gun-owner Registration Information Protection Act (S.3916 / H.R.7678) Hearing Protection Act (H.R.404 / S.364); Law-Enforcement Innovate to De-Escalate Act (H.R.2189); Law Enforcement Protection and Privacy Act (H.R.1698); Microstamping Technology Effectiveness; Nomination of Robert Cekada (ATF Director); Nomination of Travis Hill (FDIC Chairman); Office of the Comptroller of the Currencys and Federal Deposit Insurance Corporations proposed rule on Prohibition on Use of Reputation Risk by Regulators; Pet and Livestock Protection Act (H.R.845); Possession and Importation of Machineguns; Protecting Access for Hunters and Anglers Act (H.R.556 / S.537); Protecting Americans Right to Silence (PARTS) Act (H.R.631 / S.1039); Protecting Privacy in Purchases Act (H.R.1181 / S.1715); Protection of Lawful Commerce in Arms Act; Resolution Recognizing SAAMIs 100-Year Anniversary (H.Res.1137); Roll back ESG To Increase Retirement Earnings Act (H.R.5339); Saving Our Veterans Lives Act (H.R.1987 / S.926); Streamlining Foreign Military Sales Act of 2025 (H.R.3613); Sunday Hunting on Federal Lands; Transfer export licensing of firearm suppressors (silencers) from State Department - Directorate of Defense Trade Controls (DDTC) to the Commerce Department - Bureau of Industry and Security (BIS); Transportation of Firearms and Ammunition; Veterans 2nd Amendment Protection Act (S.478 / H.R.1041); Visa Applications for Foreign Buyers Attending U.S. Trade Shows; Voluntary Firearm Custody Safe Harbor Act (Draft).
Client expense: $1,990,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Financial Institutions/Investments/Securities
S.401 H.R. 1181 H.R. 987
Client expense: $540,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · first_quarter · Firearms/Guns/Ammunition
Armor Piercing Ammunition; Bureau of Alcohol, Tobacco, Firearms and Explosives 2024 Final Rule: Definition of Engaged in the Business as a Dealer in Firearms; Combatting Chronic Wasting Disease (CWD); Concealed Carry Reciprocity Act (H.R.38 / S.65); Congressional Amicus Brief re: NSSF v. James Cert Petition; Congressional Notification of USML Category I firearms; Department of the Interior SO 3447 - Expanding Hunting and Fishing Access, Removing Unnecessary Barriers, and Ensuring Consistency Across the Department of the Interior Lands and Waters; Expanding Public Lands Outdoor Recreation Experiences (EXPLORE) Act (P.L. 118-234); Fair Access to Banking Act (S.401 / H.R.987); FFL Protection Act (H.R.1773); Firearm Industry Nondiscrimination (FIND) Act (H.R.45 / S.137); Firearms Access During Shutdowns Act (S.3085 / H.R.5874); FY26, FY27 Appropriations-Commerce, Justice, Science and Related Agencies; FY27 Appropriations-Defense; FY27 Appropriations-Financial Services & General Government; FY26, FY27 Appropriations-Interior, Environment, and Related Agencies; FY27 Appropriations-Military Construction, Veterans Affairs, and Related Agencies; FY26 Consolidated Appropriations Act, 2026 (H.R.7148); FY26, FY27 National Defense Authorization Act (H.R.3838 / S.2296); Gun-owner Registration Information Protection Act (S.3916 / H.R.7678) Hearing Protection Act (H.R.404 / S.364); Law-Enforcement Innovate to De-Escalate Act (H.R.2189); Law Enforcement Protection and Privacy Act (H.R.1698); Microstamping Technology Effectiveness; Nomination of Robert Cekada (ATF Director); Nomination of Travis Hill (FDIC Chairman); Office of the Comptroller of the Currencys and Federal Deposit Insurance Corporations proposed rule on Prohibition on Use of Reputation Risk by Regulators; Pet and Livestock Protection Act (H.R.845); Possession and Importation of Machineguns; Protecting Access for Hunters and Anglers Act (H.R.556 / S.537); Protecting Americans Right to Silence (PARTS) Act (H.R.631 / S.1039); Protecting Privacy in Purchases Act (H.R.1181 / S.1715); Protection of Lawful Commerce in Arms Act; Resolution Recognizing SAAMIs 100-Year Anniversary (H.Res.1137); Roll back ESG To Increase Retirement Earnings Act (H.R.5339); Saving Our Veterans Lives Act (H.R.1987 / S.926); Streamlining Foreign Military Sales Act of 2025 (H.R.3613); Sunday Hunting on Federal Lands; Transfer export licensing of firearm suppressors (silencers) from State Department - Directorate of Defense Trade Controls (DDTC) to the Commerce Department - Bureau of Industry and Security (BIS); Transportation of Firearms and Ammunition; Veterans 2nd Amendment Protection Act (S.478 / H.R.1041); Visa Applications for Foreign Buyers Attending U.S. Trade Shows; Voluntary Firearm Custody Safe Harbor Act (Draft).
Client expense: $2,280,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · first_quarter · Financial Institutions/Investments/Securities
Issues related to banking and credit unions; issues related to cannabis banking; issues related to deposit insurance; issues related to interchange; issues related to payment networks; issues related to consumer protection rules and regulations; issues related to rules and legislation affecting credit unions; issues related to lending programs and credit union operational flexibility; issues related to community development financial institutions; S. 303; S. 394; S. 401; S. 522; S. 919; S. 940; S. 1582; S. 1880; S. 2019; S. 2296; S. 2999; S. 3017; H.R. 654; H.R. 814; H.R. 975; H.R. 987; H.R. 1603; H.R. 1652; H.R 1791; H.R. 1799; H.R. 2392; H.R. 3633; H.R. 6644; H.R. 6936; H.R. 6955; H.R. 7056; H.R. 7148; H.R. 7548; H.R. 7647; H.R. 8087 H.R. 4167; S.J. Res. 18; H.J. Res. 50; H.J. Res. 59.
Client expense: $90,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · first_quarter · Banking
Issues related to banking and credit unions; issues related to cannabis banking; issues related to deposit insurance; issues related to interchange; issues related to payment networks; issues related to consumer protection rules and regulations; issues related to rules and legislation affecting credit unions; issues related to lending programs and credit union operational flexibility; issues related to community development financial institutions; S. 303; S. 394; S. 401; S. 522; S. 919; S. 940; S. 1582; S. 1880; S. 2019; S. 2296; S. 2999; S. 3017; H.R. 654; H.R. 814; H.R. 975; H.R. 987; H.R. 1603; H.R. 1652; H.R 1791; H.R. 1799; H.R. 2392; H.R. 3633; H.R. 6644; H.R. 6936; H.R. 6955; H.R. 7056; H.R. 7148; H.R. 7548; H.R. 7647; H.R. 8087 H.R. 4167; S.J. Res. 18; H.J. Res. 50; H.J. Res. 59.
Client expense: $90,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · first_quarter · Financial Institutions/Investments/Securities
Met with the House and Senate on preemption issues Met with the House and Senate on issues impacting large global banks Met with the House and Senate on digital assets Met with the House and Senate on sanctions legislation Met with the House and Senate on market regulations Met with the House and Senate on bank capital regulations Met with the House and Senate on credit card pricing Met with the House and Senate on AML regulations Met with the House and Senate on geopolitical issues impacting the global economy, including China Met with the House and Senate on proposals related to outbound investment Met with the House and Senate on artificial intelligence Met with the House and Senate on fair access to banking issues and legislative proposals Met with the House and Senate on cybersecurity issues Met with the House and Senate on interchange issues/previously introduced Credit Card Competition Act Met with the House and Senate on bank supervision issues Met with the House and Senate on proposals related to deposit insurance Met with the House and Senate on proposals to revalue and demonetize U.S. gold reserves Met with the House on Federal Reserve master account issues Draft legislation - Banking Regulator Accountability Act - all provisions H.R.2392, Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025 - all provisions H.R.2548/S.1241, Sanctioning Russia Act of 2025 - all provisions H.R.3633, Market Structure Clarity Act of 2025 - all provisions S.401/H.R.987, Fair Access to Banking Act - all provisions S.875/H.R.2702, Financial Integrity and Regulation Management (FIRM) Act - all provisions S.2381/H.R.1944, the 10 Percent Credit Card Interest Rate Cap Act - all provisions S.2999/S.4198, the Main Street Depositors Protection Act - all provisions HOLD - Sruthi re: skinny masters account
Client expense: $1,460,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
2026 · first_quarter · Financial Institutions/Investments/Securities
S.401 H.R. 1181 H.R. 987 FY27 Appropriations requests made to House and Senate.
Client expense: $520,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · first_quarter · Banking
H.R. 478/S. 113, Promoting New Bank Formation Act S. 875/H.R. 2702, Financial Integrity and Regulation Management (FIRM) Act H.R. 1919/S. 1124, the Anti-CBDC Surveillance State Act H.R. 976/S. 557, the 1071 Repeal to Protect Small Business Lending Act H.R. 2392, the Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025 (STABLE Act) S. 394/ S.919, Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS) S.3623/H.R.7035, Credit Card Competition Act of 2026 H.R. 1944/S. 381, the 10 Percent Credit Card Interest Rate Cap Act H.R. 654, the Taking Account of Bureaucrats Spending (TABS) Act of 2025 H.R. 987/S. 401, the Fair Access to Banking Act H.R. 1652, the Rectifying UDAAP Act H.R. 3445, the Bureau of Consumer Financial Protection Commission Act H.R. 1653, the CID Reform Act Business of Insurance Regulatory Reform Act H.R. 2513, CFPB-IG Reform Act H.R. 2183, the CFPB Dual Mandate and Economic Analysis Act H.R. 2331, the Transparency in CFPB Cost-Benefit Analysis Act H.R. 1606, the Making the CFPB Accountable to Small Business Act Cybersecurity Information Sharing Act Community Development Financial Institutions (CDFI) Fund Secure and Fair Enforcement (SAFE) Banking Act Regulatory Tailoring Community Reinvestment Act Deposit Insurance Reform S.4198/H.R.8087, the Main Street Depositor Protection Act National Bank Preemption H.R. 306, the Ending Scam Credit Repair Act Bank On Certification Program Central Bank Digital Currency Cryptocurrency Stablecoin Digital Assets Bank Capital Requirements/Basel Capital Proposal UDAAP Supervisory Policies and Adjudication Procedures Applying Community Reinvestment Act to credit unions Merchant Category Codes H.R. 1181, Protecting Privacy in Purchases Act H.R.1602, Financial Privacy Act of 2025 Foreign Affiliate Sharing Pilot Program Extension Act Financial Innovation and Technology for the 21st Century Act H.R.2885, Bank Loan Privacy Act H.R. 941, Small Lender Act Regulation II: Debit Card Interchange Fees and Routing Implementation of Dodd-Frank Act Section 1033: Final Rule on Personal Financial Data Rights Merger and Acquisition Policy Artificial Intelligence Risk Management, Regulation, and Innovation CDFI Certification & Funding Federal Reserve Discount Window and Emergency Lending Authority Tokenization of Assets Fraud Issues Peer-To-Peer Payment Fraud Financial Data Transparency Act Rulemaking FDIC Brokered Deposit Proposal H.R. 3633, the Digital Asset Market Clarity (CLARITY) Act of 2025 H.R.1900 - Bank Failure Prevention Act of 2025 H.R.3230 - Financial Institution Regulatory Tailoring Enhancement Act H.R.8287 - Stress Testing Accountability and Transparency Act H.R. 2835, the Small Bank Holding Company Relief Act H.R. 3709, the Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 3716, the Systemic Risk Authority Transparency Act H.R. 940, the Fair Audits and Inspections for Regulators' (FAIR) Exams Act H.R. 3379, the Halting Uncertain Methods and Practices in Supervision (HUMPS) Act of 2025 H.R. 3380, the Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2025 S.2019 - Task Force for Recognizing and Averting Payments Scams (TRAPS) Act H.R. 3390, the Bringing the Discount Window into the 21st Century Act H.R. 4460, the Stop Agency Fiat Enforcement of Guidance (SAFE Guidance) Act H.R. 3446, the FDIC Board Accountability Act H.R. 4544, The American Access to Banking Act H.R. 4478, the Tailored Regulatory Updates for Supervisory Testing Act of 2025 (TRUST Act) H.R. 4437, the Supervisory Modifications for Appropriate Risk-Based Testing Act of 2025 (SMART Act) H.R. 5270, the Stress Testing Accountability and Transparency Act H.R. 5276, the Community Bank Leverage Improvement and Flexibility for Transparency (Community Bank LIFT) Act H.R. 5291, the Merchant Banking Modernization Act H.R. 5262, the Bank Competition Modernization Act Legislation to support Minority Depository Institutions H.R. 6553, the Tailoring and Indexing Enhanced Regulations (TIER) Act H.R. 6554, the Community Bank Representation Act H.R. 6536, Rural Depositories Revitalization Study Act H.R. 6551, the New Bank Application Numbers Knowledge Act (New BANK) Act H.R. 6546, Merger Process Review Act H.R. 6570, the Merger Agreement Approvals Clarity and Predictability Act H.R. 6544, The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act H.R. 6550, the American Financial Institution Regulatory Sovereignty and Transparency (American FIRST) Act H.R. 6555, the Enhancing Bank Resolution Participation Act Ensuring Fair Access to Banking Act H.R. 6955, the Main Street Capital Access Act H.R. 7056, the Community Bank Regulatory Tailoring Act S.3940, the Access to Fair Financing for Opportunity and Resilient Development (AFFORD) Act S. 3017, the STREAMLINE Act H.R. 1799, the Financial Reporting Threshold Modernization Act
Client expense: $3,140,000 · Firm income: Not reported
Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
2026 · first_quarter · Banking
S. 401, S. 2651, S. 2999, H.R. 3234, H.R. 6644, S. 4198, H.R. 6955 - Discussed bank regulatory policy. Discussed mortgage loan originations, servicing and refinancing, and related issues.
Client expense: $1,210,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
2026 · first_quarter · Banking
General education around digital assets and decentralized AI S.875, FIRM Act S. 401, H.R. 987 Fair Access to Banking Act Legislation related to digital asset market structure legislation - HR 3633 (CLARITY Act) and the Responsible Financial Innovation Act of 2025. HR 1 (One Big Beautiful Bill Act) Issues related to the tax treatment of digital assets H.R.8149 - To amend the Internal Revenue Code of 1986 to clarify the tax treatment of digital asset rewards.
Client expense: $380,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office
2026 · first_quarter · Financial Institutions/Investments/Securities
Issues pertaining to financial industry practices; H.R. 987/S. 401 - Fair Access to Banking Act. CORECIVIC, INC. DOES NOT LOBBY FOR OR AGAINST ANY POLICIES OR LEGISLATION THAT WOULD DETERMINE THE BASIS FOR AN INDIVIDUAL'S INCARCERATION OR DETENTION.
Client expense: $490,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · first_quarter · Banking
S. 401 Fair Access to Banking Act S. 137, FIND Act HR 1181 Protecting Privacy in Purchase Act
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · first_quarter · Financial Institutions/Investments/Securities
H.R.987 Fair Access to Banking Act S.401 Fair Access to Banking Act H.R.270 FIRM Act Issues related to debanking
Client expense: $180,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · first_quarter · Financial Institutions/Investments/Securities
Issues pertaining to financial industry practices H.R. 987/S. 401 - Fair Access to Banking Act. CORECIVIC, INC. DOES NOT LOBBY FOR OR AGAINST ANY POLICIES OR LEGISLATION THAT WOULD DETERMINE THE BASIS FOR AN INDIVIDUAL'S INCARCERATION OR DETENTION
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · first_quarter · Taxation/Internal Revenue Code
Issues pertaining to financial industry practices H.R. 987/S. 401 - Fair Access to Banking Act. CORECIVIC, INC. DOES NOT LOBBY FOR OR AGAINST ANY POLICIES OR LEGISLATION THAT WOULD DETERMINE THE BASIS FOR AN INDIVIDUAL'S INCARCERATION OR DETENTION.
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · first_quarter · Firearms/Guns/Ammunition
Armor Piercing Ammunition; Bureau of Alcohol, Tobacco, Firearms and Explosives 2024 Final Rule: Definition of Engaged in the Business as a Dealer in Firearms; Combatting Chronic Wasting Disease (CWD); Concealed Carry Reciprocity Act (H.R.38 / S.65); Congressional Amicus Brief re: NSSF v. James Cert Petition; Congressional Notification of USML Category I firearms; Department of the Interior SO 3447 - Expanding Hunting and Fishing Access, Removing Unnecessary Barriers, and Ensuring Consistency Across the Department of the Interior Lands and Waters; Expanding Public Lands Outdoor Recreation Experiences (EXPLORE) Act (P.L. 118-234); Fair Access to Banking Act (S.401 / H.R.987); FFL Protection Act (H.R.1773); Firearm Industry Nondiscrimination (FIND) Act (H.R.45 / S.137); Firearms Access During Shutdowns Act (S.3085 / H.R.5874); FY26, FY27 Appropriations-Commerce, Justice, Science and Related Agencies; FY27 Appropriations-Defense; FY27 Appropriations-Financial Services & General Government; FY26, FY27 Appropriations-Interior, Environment, and Related Agencies; FY27 Appropriations-Military Construction, Veterans Affairs, and Related Agencies; FY26 Consolidated Appropriations Act, 2026 (H.R.7148); FY26, FY27 National Defense Authorization Act (H.R.3838 / S.2296); Gun-owner Registration Information Protection Act (S.3916 / H.R.7678) Hearing Protection Act (H.R.404 / S.364); Law-Enforcement Innovate to De-Escalate Act (H.R.2189); Law Enforcement Protection and Privacy Act (H.R.1698); Microstamping Technology Effectiveness; Nomination of Robert Cekada (ATF Director); Nomination of Travis Hill (FDIC Chairman); Office of the Comptroller of the Currencys and Federal Deposit Insurance Corporations proposed rule on Prohibition on Use of Reputation Risk by Regulators; Pet and Livestock Protection Act (H.R.845); Possession and Importation of Machineguns; Protecting Access for Hunters and Anglers Act (H.R.556 / S.537); Protecting Americans Right to Silence (PARTS) Act (H.R.631 / S.1039); Protecting Privacy in Purchases Act (H.R.1181 / S.1715); Protection of Lawful Commerce in Arms Act; Resolution Recognizing SAAMIs 100-Year Anniversary (H.Res.1137); Roll back ESG To Increase Retirement Earnings Act (H.R.5339); Saving Our Veterans Lives Act (H.R.1987 / S.926); Streamlining Foreign Military Sales Act of 2025 (H.R.3613); Sunday Hunting on Federal Lands; Transfer export licensing of firearm suppressors (silencers) from State Department - Directorate of Defense Trade Controls (DDTC) to the Commerce Department - Bureau of Industry and Security (BIS); Transportation of Firearms and Ammunition; Veterans 2nd Amendment Protection Act (S.478 / H.R.1041); Visa Applications for Foreign Buyers Attending U.S. Trade Shows; Voluntary Firearm Custody Safe Harbor Act (Draft).
Client expense: $2,250,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · first_quarter · Banking
Issues related to the availability of banking services for federal contractors; S. 401 and H.R. 987, Fair Access to Banking Act. Note: GEO's political and governmental relations activities focus on promoting the use of public-private partnerships in the delivery of correctional services, including evidence-based rehabilitation programs, both in-custody and post-release, aimed at reducing recidivism and helping the men and women in GEO's care successfully reintegrate into their communities. GEO does not take a position on or advocate for or against criminal justice policy related to criminalizing certain behaviors or determining the length of criminal sentences. Furthermore, GEO does not take a position on, nor advocate for or against, immigration enforcement policies such as the basis or length of an individuals detention.
Client expense: $350,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2025 · fourth_quarter · Firearms/Guns/Ammunition
Bureau of Alcohol, Tobacco, Firearms and Explosives Processing of NFA Forms during Government Shutdown; Bureau of Industry and Security Interim Final Rule on Export License Requirements for Firearms; Bipartisan Safer Communities Act (P.L. 117-159); Concealed Carry Reciprocity Act (H.R.38 / S.65); Ensuring Fair Access to Banking Act of 2025 (Draft); Equal Access to Justice Act (EAJA); Expanding Public Lands Outdoor Recreation Experiences (EXPLORE) Act (P.L. 118-234); Fair Access to Banking Act (S.401 / H.R.987); FFL Protection Act (H.R.1773); Fighting Irrational Regulatory Enforcement to Avert Retailers' Misfortune (FIREARM) Act (S.1922 / H.R. 3770); Firearm Industry Nondiscrimination (FIND) Act (H.R.45 / S.137); Firearms Access During Shutdowns Act (S.3085 / H.R.5874); Firearm Safety and Education Act (Draft); Fix Our Forests Act (S.1462); FY26 Appropriations- Agriculture, Rural Development, Food and Drug Administration; FY26 Appropriations-Commerce, Justice, Science and Related Agencies; FY26 Appropriations-Defense; FY26 Appropriations-Financial Services & General Government; FY26 Appropriations-Interior, Environment, and Related Agencies; FY26 Appropriations-Military Construction, Veterans Affairs, and Related Agencies; FY26 National Defense Authorization Act (H.R.3838 / S.2296); Hearing Protection Act (H.R.404 / S.364); Law Enforcement Protection and Privacy Act (H.R.1698); Microstamping Technology Effectiveness; Nomination of Eric Chunyee Tung (United States Court of Appeals for the Ninth Circuit); Nomination of Robert Cekada (ATF Director); Nomination of Travis Hill (FDIC Chairman); Office of the Comptroller of the Currencys and Federal Deposit Insurance Corporations proposed rule on Prohibition on Use of Reputation Risk by Regulators; One Big Beautiful Bill Act (H.R.1); Pet and Livestock Protection Act (H.R.845); Protecting Access for Hunters and Anglers Act (H.R.556 / S.537); Protecting Americans Right to Silence (PARTS) Act (H.R.631 / S.1039); Protecting Privacy in Purchases Act (H.R.1181); Saving Our Veterans Lives Act (H.R.1987 / S.926); Streamlining Foreign Military Sales Act of 2025 (H.R.3613); Veterans 2nd Amendment Protection Act (S.478 / H.R.1041); Wetlands Conservation and Access Improvement Act (H.R.2316);
Client expense: $1,570,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2025 · second_quarter · Financial Institutions/Investments/Securities
S.401 H.R. 1181 H.R. 987
Client expense: $480,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2025 · second_quarter · Financial Institutions/Investments/Securities
S.401 H.R. 1181 H.R. 987
Client expense: $480,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2025 · fourth_quarter · Banking
S. 401 Fair Access to Banking Act S. 137, FIND Act HR 1181 Protecting Privacy in Purchase Act
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2025 · fourth_quarter · Financial Institutions/Investments/Securities
Issues related to banking and credit unions; issues related to cannabis banking; issues related to deposit insurance; issues related to interchange; issues related to payment networks; issues related to consumer protection rules and regulations; issues related to rules and legislation affecting credit unions; issues related to lending programs and credit union operational flexibility; issues related to community development financial institutions; S. 303; S. 394; S. 401; S. 522; S. 919; S. 940; S. 1582; S. 1880; S. 2019; S. 2296; H.R. 654; H.R. 814; H.R. 975; H.R. 987; H.R. 1603; H.R. 1652; H.R 1791; H.R. 1799; H.R. 2392; H.R. 3633; H.R. 4167; S.J. Res. 18; H.J. Res. 50; H.J. Res. 59.
Client expense: $40,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2025 · fourth_quarter · Banking
Issues related to banking and credit unions; issues related to cannabis banking; issues related to deposit insurance; issues related to interchange; issues related to payment networks; issues related to consumer protection rules and regulations; issues related to rules and legislation affecting credit unions; issues related to lending programs and credit union operational flexibility; issues related to community development financial institutions; S. 303; S. 394; S. 401; S. 522; S. 919; S. 940; S. 1582; S. 1880; S. 2019; S. 2296; H.R. 654; H.R. 814; H.R. 975; H.R. 987; H.R. 1603; H.R. 1652; H.R 1791; H.R. 1799; H.R. 2392; H.R. 3633; H.R. 4167; S.J. Res. 18; H.J. Res. 50; H.J. Res. 59.
Client expense: $40,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE