MORTGAGE RESEARCH CENTER, LLC

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Lobbying Spend

—

Filings

Firms Hired

Active Period

2011–2026

Lobbying Spend by Year

Client-reported lobbying expenses on LDA filings

Year	Lobbying Spend	Filings	Firms
2026	—	5	2
2025	—	8	2
2024	—	8	2
2023	—	8	2
2022	—	8	2
2021	—	9	2
2020	—	11	2
2019	—	4	1
2018	—	4	1
2017	—	4	1
2016	—	4	1
2015	—	4	1
2014	—	4	1
2013	—	4	1
2012	—	4	1
2011	—	4	1

Hired Firms

Lobbying firms retained by this client; amounts are client-reported expenses when available

Firm Name	Reported Spend	Filings
MR. ROBERT ZIMMER	—	63
MCGUIREWOODS CONSULTING (A SUBSIDIARY OF MCGUIREWOODS LLP)	—	30

Government Bodies Lobbied

Government entities explicitly identified as targets in LDA filings

Government Body	Filings
HOUSE OF REPRESENTATIVES	88
SENATE	87
Veterans Affairs, Dept of (VA)	34
Ginnie Mae	6
White House Office	4
Consumer Financial Protection Bureau (CFPB)	2
Treasury, Dept of	2

Top Issues

Most frequently reported lobbying issues

Issue Code	Description	Reports
Financial Institutions/Investments/Securities	Financial Institutions/Investments/Securities	80
Housing	Housing	44
Veterans	Veterans	32
Banking	Banking	4

Bills Explicitly Cited (25)

Bill numbers found in source-reported LDA specific issue text; broad topic matches are excluded

H.R. 1815119th Congress

VA Home Loan Program Reform Act

2026 · second_quarter · Firm: MR. ROBERT ZIMMER

Open original LDA filing ↗

Cited source text and reported amounts

HR 1815, VASP and partial indemnification policy issues; VA guaranty fees not being used for non-housing purposes. Need for mortgage credit score modernization. Veterans Affairs committees draft bills regarding PAYFORs.

Client expense: — · Firm income: $60,000

Matched citations: HR 1815

H.R. 1815119th Congress

VA Home Loan Program Reform Act

2026 · first_quarter · Firm: MR. ROBERT ZIMMER

Open original LDA filing ↗

Cited source text and reported amounts

HR 1815, VASP and partial indemnification policy issues; VA guaranty fees not being used for non-housing purposes. Need for mortgage credit score modernization.

Client expense: — · Firm income: $60,000

Matched citations: HR 1815

H.R. 1815119th Congress

VA Home Loan Program Reform Act

2025 · fourth_quarter · Firm: MR. ROBERT ZIMMER

Open original LDA filing ↗

Cited source text and reported amounts

HR 1815, VASP and partial indemnification policy issues; VA guaranty fees not being used for non-housing purposes. Need for mortgage credit score modernization. Use of mortgage g fees to fund non-housing programs.

Client expense: — · Firm income: $60,000

Matched citations: HR 1815

H.R. 1815119th Congress

VA Home Loan Program Reform Act

2025 · third_quarter · Firm: MR. ROBERT ZIMMER

Open original LDA filing ↗

Cited source text and reported amounts

HR 1815, VASP and partial indemnification policy issues; VA guaranty fees not being used for non-housing purposes. Need for mortgage credit score modernization. Use of mortgage g fees to fund non-housing programs.

Client expense: — · Firm income: $60,000

Matched citations: HR 1815

Show 21 more cited filings

H.R. 1815119th Congress

VA Home Loan Program Reform Act

2025 · second_quarter · Firm: MR. ROBERT ZIMMER

Open original LDA filing ↗

Cited source text and reported amounts

HR 1815, VASP and partial indemnification policy issues; VA guaranty fees not being used for non-housing purposes. Need for mortgage credit score modernization.

Client expense: — · Firm income: $60,000

Matched citations: HR 1815

S. 3502118th Congress

Homebuyers Privacy Protection Act

2024 · fourth_quarter · Firm: MR. ROBERT ZIMMER

Open original LDA filing ↗

Cited source text and reported amounts

Ensuring VA mortgage fees better match actuarial costs; appraisal matters; loss mitigation waterfalls. High mortgage fees that increase price of homeownership. Trigger Leads, including S. 3502.

Client expense: — · Firm income: $60,000

Matched citations: S. 3502

H.R. 7297118th Congress

Homebuyers Privacy Protection Act

2024 · fourth_quarter · Firm: MCGUIREWOODS CONSULTING (A SUBSIDIARY OF MCGUIREWOODS LLP)

Open original LDA filing ↗

Cited source text and reported amounts

Mortgage servicing issues and general financial services issues; VA Home Loan Funding Fee, HR 7297 the Homebuyers Privacy Protection Act.

Client expense: — · Firm income: $50,000

Matched citations: HR 7297

H.R. 7297118th Congress

Homebuyers Privacy Protection Act

2024 · fourth_quarter · Firm: MCGUIREWOODS CONSULTING (A SUBSIDIARY OF MCGUIREWOODS LLP)

Open original LDA filing ↗

Cited source text and reported amounts

Mortgage servicing issues and general financial services issues; VA Home Loan Funding Fee, HR 7297, the Homebuyers Privacy Protection Act.

Client expense: — · Firm income: $50,000

Matched citations: HR 7297

H.R. 7297118th Congress

Homebuyers Privacy Protection Act

2024 · fourth_quarter · Firm: MCGUIREWOODS CONSULTING (A SUBSIDIARY OF MCGUIREWOODS LLP)

Open original LDA filing ↗

Cited source text and reported amounts

Mortgage servicing issues and general financial services issues; VA Home Loan Funding Fee, HR 7297, the Homebuyers Privacy Protection Act.

Client expense: — · Firm income: $50,000

Matched citations: HR 7297

S. 3502118th Congress

Homebuyers Privacy Protection Act

2024 · third_quarter · Firm: MR. ROBERT ZIMMER

Open original LDA filing ↗

Cited source text and reported amounts

Ensuring VA mortgage fees better match actuarial costs; appraisal matters; loss mitigation waterfalls. The use of real estate brokers for VA mortgages post Sitzer judicial decision. High mortgage fees that increase price of homeownership. Trigger Leads, including S. 3502.

Client expense: — · Firm income: $60,000

Matched citations: S. 3502

H.R. 7297118th Congress

Homebuyers Privacy Protection Act

2024 · third_quarter · Firm: MCGUIREWOODS CONSULTING (A SUBSIDIARY OF MCGUIREWOODS LLP)

Open original LDA filing ↗

Cited source text and reported amounts

Mortgage servicing issues and general financial services issues; VA Home Loan Funding Fee, HR 7297 the Homebuyers Privacy Protection Act.

Client expense: — · Firm income: $50,000

Matched citations: HR 7297

H.R. 7297118th Congress

Homebuyers Privacy Protection Act

2024 · third_quarter · Firm: MCGUIREWOODS CONSULTING (A SUBSIDIARY OF MCGUIREWOODS LLP)

Open original LDA filing ↗

Cited source text and reported amounts

Mortgage servicing issues and general financial services issues; VA Home Loan Funding Fee, HR 7297, the Homebuyers Privacy Protection Act.

Client expense: — · Firm income: $50,000

Matched citations: HR 7297

H.R. 7297118th Congress

Homebuyers Privacy Protection Act

2024 · third_quarter · Firm: MCGUIREWOODS CONSULTING (A SUBSIDIARY OF MCGUIREWOODS LLP)

Open original LDA filing ↗

Cited source text and reported amounts

Mortgage servicing issues and general financial services issues; VA Home Loan Funding Fee, HR 7297, the Homebuyers Privacy Protection Act.

Client expense: — · Firm income: $50,000

Matched citations: HR 7297

H.R. 3504116th Congress

Ryan Kules and Paul Benne Specially Adaptive Housing Improvement Act of 2019

2020 · fourth_quarter · Firm: MR. ROBERT ZIMMER

Open original LDA filing ↗

Cited source text and reported amounts

VA mortgage guarantee fees used as PAYFORs in HR 3504, other pending legislation. Nonbank counterparty risk policy in general. Ginnie Mae policies related to COVID.

Client expense: — · Firm income: $51,000

Matched citations: HR 3504

H.R. 3504116th Congress

Ryan Kules and Paul Benne Specially Adaptive Housing Improvement Act of 2019

2020 · fourth_quarter · Firm: MR. ROBERT ZIMMER

Open original LDA filing ↗

Cited source text and reported amounts

VA mortgage guarantee fees used as PAYFORs in HR 3504, other pending legislation. Nonbank counterparty risk policy in general.

Client expense: — · Firm income: $51,000

Matched citations: HR 3504

H.R. 3504116th Congress

Ryan Kules and Paul Benne Specially Adaptive Housing Improvement Act of 2019

2020 · third_quarter · Firm: MR. ROBERT ZIMMER

Open original LDA filing ↗

Cited source text and reported amounts

VA mortgage guarantee fees used as PAYFORs in HR 3504, other pending legislation. Nonbank counterparty risk policy in general.

Client expense: — · Firm income: $51,000

Matched citations: HR 3504

H.R. 3504116th Congress

Ryan Kules and Paul Benne Specially Adaptive Housing Improvement Act of 2019

2020 · first_quarter · Firm: MCGUIREWOODS CONSULTING (A SUBSIDIARY OF MCGUIREWOODS LLP)

Open original LDA filing ↗

Cited source text and reported amounts

Lobby on HR 3504, Ryan Kules and Paul Benne Specially Adaptive Housing Improvement Act of 2019, Mortgage servicing issues and general financial services issues.

Client expense: — · Firm income: —

Matched citations: HR 3504

H.R. 3504116th Congress

Ryan Kules and Paul Benne Specially Adaptive Housing Improvement Act of 2019

2020 · first_quarter · Firm: MCGUIREWOODS CONSULTING (A SUBSIDIARY OF MCGUIREWOODS LLP)

Open original LDA filing ↗

Cited source text and reported amounts

Lobby on HR 3504, Ryan Kules and Paul Benne Specially Adaptive Housing Improvement Act of 2019, Mortgage servicing issues and general financial services issues.

Client expense: — · Firm income: —

Matched citations: HR 3504

H.R. 3504116th Congress

Ryan Kules and Paul Benne Specially Adaptive Housing Improvement Act of 2019

2020 · first_quarter · Firm: MCGUIREWOODS CONSULTING (A SUBSIDIARY OF MCGUIREWOODS LLP)

Open original LDA filing ↗

Cited source text and reported amounts

Lobby on HR 3504, Ryan Kules and Paul Benne Specially Adaptive Housing Improvement Act of 2019, Mortgage servicing issues and general financial services issues.

Client expense: — · Firm income: —

Matched citations: HR 3504

H.R. 3504116th Congress

Ryan Kules and Paul Benne Specially Adaptive Housing Improvement Act of 2019

2020 · second_quarter · Firm: MR. ROBERT ZIMMER

Open original LDA filing ↗

Cited source text and reported amounts

VA mortgage guarantee fees used as PAYFORs in HR 3504, other pending legislation. Nonbank counterparty risk policy in general.

Client expense: — · Firm income: $51,000

Matched citations: HR 3504

H.R. 3504116th Congress

Ryan Kules and Paul Benne Specially Adaptive Housing Improvement Act of 2019

2020 · first_quarter · Firm: MCGUIREWOODS CONSULTING (A SUBSIDIARY OF MCGUIREWOODS LLP)

Open original LDA filing ↗

Cited source text and reported amounts

Lobby on HR 3504, Ryan Kules and Paul Benne Specially Adaptive Housing Improvement Act of 2019, Mortgage servicing issues and general financial services issues.

Client expense: — · Firm income: $30,000

Matched citations: HR 3504

H.R. 3504116th Congress

Ryan Kules and Paul Benne Specially Adaptive Housing Improvement Act of 2019

2020 · first_quarter · Firm: MCGUIREWOODS CONSULTING (A SUBSIDIARY OF MCGUIREWOODS LLP)

Open original LDA filing ↗

Cited source text and reported amounts

Lobby on HR 3504, Ryan Kules and Paul Benne Specially Adaptive Housing Improvement Act of 2019, Mortgage servicing issues and general financial services issues.

Client expense: — · Firm income: $30,000

Matched citations: HR 3504

H.R. 3504116th Congress

Ryan Kules and Paul Benne Specially Adaptive Housing Improvement Act of 2019

2020 · first_quarter · Firm: MCGUIREWOODS CONSULTING (A SUBSIDIARY OF MCGUIREWOODS LLP)

Open original LDA filing ↗

Cited source text and reported amounts

Lobby on HR 3504, Ryan Kules and Paul Benne Specially Adaptive Housing Improvement Act of 2019, Mortgage servicing issues and general financial services issues.

Client expense: — · Firm income: $30,000

Matched citations: HR 3504

H.R. 3504116th Congress

Ryan Kules and Paul Benne Specially Adaptive Housing Improvement Act of 2019

2020 · first_quarter · Firm: MR. ROBERT ZIMMER

Open original LDA filing ↗

Cited source text and reported amounts

VA mortgage guarantee fees used as PAYFORs in HR 3504, other legislation. Nonbank counterparty risk policy in general.

Client expense: — · Firm income: $51,000

Matched citations: HR 3504

H.R. 3504116th Congress

Ryan Kules and Paul Benne Specially Adaptive Housing Improvement Act of 2019

2020 · first_quarter · Firm: MCGUIREWOODS CONSULTING (A SUBSIDIARY OF MCGUIREWOODS LLP)

Open original LDA filing ↗

Cited source text and reported amounts

Lobby on HR 3504, Ryan Kules and Paul Benne Specially Adaptive Housing Improvement Act of 2019, Mortgage servicing issues and general financial services issues.

Client expense: — · Firm income: —

Matched citations: HR 3504

Source: Senate LDA

MORTGAGE RESEARCH CENTER, LLC — Lobbying Disclosure | Poliscope