AMERICAN CONSUMER CREDIT ADVOCATES, INC.

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Lobbying Spend

—

Filings

Firms Hired

Active Period

2026

Lobbying Spend by Year

Client-reported lobbying expenses on LDA filings

Year	Lobbying Spend	Filings	Firms
2026	—	3	1

Hired Firms

Lobbying firms retained by this client; amounts are client-reported expenses when available

Firm Name	Reported Spend	Filings
BALLARD PARTNERS	—	3

Government Bodies Lobbied

Government entities explicitly identified as targets in LDA filings

Government Body	Filings
HOUSE OF REPRESENTATIVES	1
SENATE	1

Top Issues

Most frequently reported lobbying issues

Issue Code	Description	Reports
Financial Institutions/Investments/Securities	Financial Institutions/Investments/Securities	3

Bills Explicitly Cited (6)

Bill numbers found in source-reported LDA specific issue text; broad topic matches are excluded

H.R. 306119th Congress

ESCRA Act

2026 · third_quarter · Firm: BALLARD PARTNERS

Open original LDA filing ↗

Cited source text and reported amounts

H.R. 306 / S. 4144, Ending Scam Credit Repair Act; Credit Repair Organizations Act (CROA) reform; consumer financial services regulation; CFPB and FTC rule making and enforcement policy relating to credit repair industry.

Client expense: — · Firm income: $110,000

Matched citations: H.R. 306

S. 4144119th Congress

ESCRA Act

2026 · third_quarter · Firm: BALLARD PARTNERS

Open original LDA filing ↗

Cited source text and reported amounts

H.R. 306 / S. 4144, Ending Scam Credit Repair Act; Credit Repair Organizations Act (CROA) reform; consumer financial services regulation; CFPB and FTC rule making and enforcement policy relating to credit repair industry.

Client expense: — · Firm income: $110,000

Matched citations: S. 4144

H.R. 306119th Congress

ESCRA Act

2026 · second_quarter · Firm: BALLARD PARTNERS

Open original LDA filing ↗

Cited source text and reported amounts

H.R. 306 / S. 4144, Ending Scam Credit Repair Act; Credit Repair Organizations Act (CROA) reform; consumer financial services regulation; CFPB and FTC rule making and enforcement policy relating to credit repair industry.

Client expense: — · Firm income: $70,000

Matched citations: H.R. 306

S. 4144119th Congress

ESCRA Act

2026 · second_quarter · Firm: BALLARD PARTNERS

Open original LDA filing ↗

Cited source text and reported amounts

H.R. 306 / S. 4144, Ending Scam Credit Repair Act; Credit Repair Organizations Act (CROA) reform; consumer financial services regulation; CFPB and FTC rule making and enforcement policy relating to credit repair industry.

Client expense: — · Firm income: $70,000

Matched citations: S. 4144

Show 2 more cited filings

H.R. 306119th Congress

ESCRA Act

2026 · second_quarter · Firm: BALLARD PARTNERS

Open original LDA filing ↗

Cited source text and reported amounts

H.R. 306 / S. 4144, Ending Scam Credit Repair Act; Credit Repair Organizations Act (CROA) reform; consumer financial services regulation; CFPB and FTC rule making and enforcement policy relating to credit repair industry.

Client expense: — · Firm income: —

Matched citations: H.R. 306

S. 4144119th Congress

ESCRA Act

2026 · second_quarter · Firm: BALLARD PARTNERS

Open original LDA filing ↗

Cited source text and reported amounts

H.R. 306 / S. 4144, Ending Scam Credit Repair Act; Credit Repair Organizations Act (CROA) reform; consumer financial services regulation; CFPB and FTC rule making and enforcement policy relating to credit repair industry.

Client expense: — · Firm income: —

Matched citations: S. 4144

Source: Senate LDA

AMERICAN CONSUMER CREDIT ADVOCATES, INC. — Lobbying Disclosure | Poliscope