1607 STRATEGIES, LLC

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Lobbying Income

$12.9M

Filings

516

Unique Clients

Active Period

2019–2026

Lobbying Income by Year

Registrant-reported income from clients on LDA filings

Year	Lobbying Income	Filings	Clients
2026	$2,140,000	83	32
2025	$2,826,000	97	25
2024	$1,970,000	75	21
2023	$1,668,500	66	18
2022	$1,633,000	68	17
2021	$1,403,500	64	17
2020	$1,074,000	49	13
2019	$140,000	14	7

Top Clients

Largest clients by registrant-reported income

Client	Reported Income	Filings	Period
TRAVELERS COMPANIES INC AND SUBSIDIARIES	$1,170,000	30	2019–2026
CAPITAL ONE FINANCIAL CORPORATION	$1,164,000	31	2019–2026
CROSS RIVER BANK	$1,118,000	29	2019–2026
ASSURANT, INC.	$830,000	29	2019–2026
BMO FINANCIAL CORP.	$820,000	29	2019–2026
AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION	$800,500	29	2019–2026
STRUCTURED FINANCE ASSOCIATION	$622,500	29	2019–2026
FIFTH THIRD BANK	$512,000	22	2021–2026
LIVE OAK BANKING COMPANY	$495,000	26	2020–2026
CHARLES SCHWAB & CO., INC.	$460,000	17	2023–2026
BEST EGG, INC. FKA MARLETTE HOLDINGS, INC.	$390,000	19	2021–2026
INSPHIRE IO CORP. DBA CANDIDLY	$360,000	13	2023–2026
STONINGTON GLOBAL OBO TL MANAGEMENT	$355,000	6	2024–2025
ACA INTERNATIONAL	$334,000	12	2020–2022
AMERIPRISE FINANCIAL	$290,000	8	2024–2026
NAVIENT	$287,500	20	2021–2026
IBUSINESS FUNDING, LLC	$280,000	7	2025–2026
U.S. MORTGAGE INSURERS	$277,500	14	2020–2023
HUMANITY FORWARD	$235,000	13	2020–2023
SARGENT & GREENLEAF INC	$232,500	21	2021–2026
AMERICAN FINTECH COUNCIL	$200,000	8	2025–2026
PHARMACEUTICAL CARE MANAGEMENT ASSOCIATION	$180,000	8	2023–2024
UNITED WHOLESALE MORTGAGE, LLC	$164,000	7	2021–2022
CYBERLUX CORPORATION	$155,000	11	2023–2026
TIDAL BASIN GOVERNMENT CONSULTING, LLC	$110,500	4	2026

Government Bodies Lobbied

Government entities explicitly identified as targets in LDA filings

Government Body	Filings
SENATE	429
HOUSE OF REPRESENTATIVES	424
Treasury, Dept of	58
Small Business Administration (SBA)	34
White House Office	31
Consumer Financial Protection Bureau (CFPB)	17
Federal Housing Finance Agency (FHFA)	11
Office of Management & Budget (OMB)	11
Natl Economic Council (NEC)	10
Education, Dept of	8
Federal Reserve System	8
State, Dept of (DOS)	8
Securities & Exchange Commission (SEC)	7
Federal Trade Commission (FTC)	6
Federal Deposit Insurance Corporation (FDIC)	5
Homeland Security, Dept of (DHS)	5
Defense Threat Reduction Agency (DTRA)	4
Labor, Dept of (DOL)	3
Office of the Comptroller of the Currency (OCC)	3
Housing & Urban Development, Dept of (HUD)	2

Top Issues Lobbied

Most frequently reported lobbying issues

Issue Code	Description	Reports
Banking	Banking	200
Financial Institutions/Investments/Securities	Financial Institutions/Investments/Securities	148
Insurance	Insurance	102
Taxation/Internal Revenue Code	Taxation/Internal Revenue Code	59
Budget/Appropriations	Budget/Appropriations	53
Housing	Housing	32
Consumer Issues/Safety/Products	Consumer Issues/Safety/Products	28
Torts	Torts	26
Defense	Defense	21
Labor Issues/Antitrust/Workplace	Labor Issues/Antitrust/Workplace	20
Homeland Security	Homeland Security	13
Retirement	Retirement	13
Immigration	Immigration	9
Medicare/Medicaid	Medicare/Medicaid	9
Small Business	Small Business	9
Education	Education	8
Pharmacy	Pharmacy	7
Trade (domestic/foreign)	Trade (domestic/foreign)	6
Law Enforcement/Crime/Criminal Justice	Law Enforcement/Crime/Criminal Justice	6
Disaster Planning/Emergencies	Disaster Planning/Emergencies	4

Bills Explicitly Cited (25)

Bill numbers found in source-reported LDA specific issue text; broad topic matches are excluded

H.R. 2853119th Congress

Combating Organized Retail Crime Act of 2025

2026 · third_quarter · Client: TRAVELERS COMPANIES INC AND SUBSIDIARIES

Open original LDA filing ↗

Cited source text and reported amounts

H.R. 2853, Combatting Organized Retail Crime Act, all provisions. S. 1404, Combatting Organized Retail Crime Act, all provisions.

Client expense: — · Firm income: $40,000

Matched citations: H.R. 2853

H.R. 5437119th Congress

Protection of Lawful Commerce in Stone Slab Products Act

2026 · third_quarter · Client: TRAVELERS COMPANIES INC AND SUBSIDIARIES

Open original LDA filing ↗

Cited source text and reported amounts

Third-party litigation funding. H.R. 5437, Protection of Lawful Commerce in Stone Slab Products Act, all provisions.

Client expense: — · Firm income: $40,000

Matched citations: H.R. 5437

H.R. 7128119th Congress

TRIA Program Reauthorization Act of 2026

2026 · third_quarter · Client: TRAVELERS COMPANIES INC AND SUBSIDIARIES

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to the property and casualty insurance industry. Issues related to the Terrorism Risk Insurance Program. H.R. 7128, TRIA Program Reauthorization Act of 2026, all provisions.

Client expense: — · Firm income: $40,000

Matched citations: H.R. 7128

S. 1404119th Congress

Combating Organized Retail Crime Act

2026 · third_quarter · Client: TRAVELERS COMPANIES INC AND SUBSIDIARIES

Open original LDA filing ↗

Cited source text and reported amounts

H.R. 2853, Combatting Organized Retail Crime Act, all provisions. S. 1404, Combatting Organized Retail Crime Act, all provisions.

Client expense: — · Firm income: $40,000

Matched citations: S. 1404

Show 21 more cited filings

H.R. 9383119th Congress

Small Business and Consumer Credit Act of 2026

2026 · third_quarter · Client: CAPITAL ONE FINANCIAL CORPORATION

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to net operating loss carrybacks. H.R.9383, Small Business and Consumer Credit Act of 2026.

Client expense: — · Firm income: $50,000

Matched citations: H.R.9383

S. 1838118th Congress

Credit Card Competition Act of 2023

2026 · third_quarter · Client: CAPITAL ONE FINANCIAL CORPORATION

Open original LDA filing ↗

Cited source text and reported amounts

Issues relating to capital requirements under Basel III. Issues relating to capital requirements for large banks. Issues related to anti-trust matters. Issues related to interest rate caps. S. 1838, Credit Card Competition Act of 2023, all provisions. Issues related to fraud and scam prevention.

Client expense: — · Firm income: $50,000

Matched citations: S. 1838

S. 2253119th Congress

Unsubscribe Act of 2025

2026 · third_quarter · Client: ASSURANT, INC.

Open original LDA filing ↗

Cited source text and reported amounts

FTC oversight and evaluation of service contracts and insurance products. S. 2253, Unsubscribe Act of 2025, all provisions.

Client expense: — · Firm income: $30,000

Matched citations: S. 2253

H.R. 7128119th Congress

TRIA Program Reauthorization Act of 2026

2026 · third_quarter · Client: AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION

Open original LDA filing ↗

Cited source text and reported amounts

Issues relating to the reauthorization of the National Flood Insurance Program and other Issues related to flood insurance. Issues related to the Fair Credit Reporting Act. Issues regarding environmental policies and their consideration by insurers and state insurance regulators. Issues related to the Terrorism Risk Insurance Program. H.R. 7128, TRIA Program Reauthorization Act of 2026, all provisions. S. 4395, Terrorism Risk Insurance Program Reauthorization Act of 2026, all provisions.

Client expense: — · Firm income: $40,000

Matched citations: H.R. 7128

S. 4395119th Congress

Terrorism Risk Insurance Program Reauthorization Act of 2026

2026 · third_quarter · Client: AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION

Open original LDA filing ↗

Cited source text and reported amounts

Issues relating to the reauthorization of the National Flood Insurance Program and other Issues related to flood insurance. Issues related to the Fair Credit Reporting Act. Issues regarding environmental policies and their consideration by insurers and state insurance regulators. Issues related to the Terrorism Risk Insurance Program. H.R. 7128, TRIA Program Reauthorization Act of 2026, all provisions. S. 4395, Terrorism Risk Insurance Program Reauthorization Act of 2026, all provisions.

Client expense: — · Firm income: $40,000

Matched citations: S. 4395

H.R. 4437119th Congress

SMART Act of 2025

2026 · third_quarter · Client: AMERICAN FINTECH COUNCIL

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to fintech and banks-as-a-service, earned wage access, fintech legislation, and online lending. Issues related to earned wage access. H.R.940, FAIR Exams Act, all provisions. H.R. 4437, Supervisory Modifications for Appropriate Risk-based Testing Act of 2025 (SMART Act of 2025), all provisions. H.R. 4478, Tailored Regulatory Updates for Supervisory Testing Act of 2025 (TRUST Act of 2025), all provisions.

Client expense: — · Firm income: $30,000

Matched citations: H.R. 4437

H.R. 4478119th Congress

TRUST Act of 2025

2026 · third_quarter · Client: AMERICAN FINTECH COUNCIL

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to fintech and banks-as-a-service, earned wage access, fintech legislation, and online lending. Issues related to earned wage access. H.R.940, FAIR Exams Act, all provisions. H.R. 4437, Supervisory Modifications for Appropriate Risk-based Testing Act of 2025 (SMART Act of 2025), all provisions. H.R. 4478, Tailored Regulatory Updates for Supervisory Testing Act of 2025 (TRUST Act of 2025), all provisions.

Client expense: — · Firm income: $30,000

Matched citations: H.R. 4478

H.R. 940119th Congress

FAIR Exams Act

2026 · third_quarter · Client: AMERICAN FINTECH COUNCIL

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to fintech and banks-as-a-service, earned wage access, fintech legislation, and online lending. Issues related to earned wage access. H.R.940, FAIR Exams Act, all provisions. H.R. 4437, Supervisory Modifications for Appropriate Risk-based Testing Act of 2025 (SMART Act of 2025), all provisions. H.R. 4478, Tailored Regulatory Updates for Supervisory Testing Act of 2025 (TRUST Act of 2025), all provisions.

Client expense: — · Firm income: $30,000

Matched citations: H.R.940

H.R. 2853119th Congress

Combating Organized Retail Crime Act of 2025

2026 · second_quarter · Client: TRAVELERS COMPANIES INC AND SUBSIDIARIES

Open original LDA filing ↗

Cited source text and reported amounts

H.R. 2853, Combatting Organized Retail Crime Act, all provisions. S. 1404, Combatting Organized Retail Crime Act, all provisions.

Client expense: — · Firm income: $40,000

Matched citations: H.R. 2853

H.R. 5437119th Congress

Protection of Lawful Commerce in Stone Slab Products Act

2026 · second_quarter · Client: TRAVELERS COMPANIES INC AND SUBSIDIARIES

Open original LDA filing ↗

Cited source text and reported amounts

Third-party litigation funding. H.R. 5437, Protection of Lawful Commerce in Stone Slab Products Act, all provisions.

Client expense: — · Firm income: $40,000

Matched citations: H.R. 5437

H.R. 7128119th Congress

TRIA Program Reauthorization Act of 2026

2026 · second_quarter · Client: TRAVELERS COMPANIES INC AND SUBSIDIARIES

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to the property and casualty insurance industry. Issues related to the Terrorism Risk Insurance Program. H.R. 7128, TRIA Program Reauthorization Act of 2026, all provisions.

Client expense: — · Firm income: $40,000

Matched citations: H.R. 7128

S. 1404119th Congress

Combating Organized Retail Crime Act

2026 · second_quarter · Client: TRAVELERS COMPANIES INC AND SUBSIDIARIES

Open original LDA filing ↗

Cited source text and reported amounts

H.R. 2853, Combatting Organized Retail Crime Act, all provisions. S. 1404, Combatting Organized Retail Crime Act, all provisions.

Client expense: — · Firm income: $40,000

Matched citations: S. 1404

H.R. 9383119th Congress

Small Business and Consumer Credit Act of 2026

2026 · second_quarter · Client: CAPITAL ONE FINANCIAL CORPORATION

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to net operating loss carrybacks. H.R.9383, Small Business and Consumer Credit Act of 2026.

Client expense: — · Firm income: $50,000

Matched citations: H.R.9383

S. 1838118th Congress

Credit Card Competition Act of 2023

2026 · second_quarter · Client: CAPITAL ONE FINANCIAL CORPORATION

Open original LDA filing ↗

Cited source text and reported amounts

Issues relating to capital requirements under Basel III. Issues relating to capital requirements for large banks. Issues related to anti-trust matters. Issues related to interest rate caps. S. 1838, Credit Card Competition Act of 2023, all provisions. Issues related to fraud and scam prevention.

Client expense: — · Firm income: $50,000

Matched citations: S. 1838

S. 2253119th Congress

Unsubscribe Act of 2025

2026 · second_quarter · Client: ASSURANT, INC.

Open original LDA filing ↗

Cited source text and reported amounts

FTC oversight and evaluation of service contracts and insurance products. S. 2253, Unsubscribe Act of 2025, all provisions.

Client expense: — · Firm income: $30,000

Matched citations: S. 2253

H.R. 7128119th Congress

TRIA Program Reauthorization Act of 2026

2026 · second_quarter · Client: AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION

Open original LDA filing ↗

Cited source text and reported amounts

Issues relating to the reauthorization of the National Flood Insurance Program and other Issues related to flood insurance. Issues related to the Fair Credit Reporting Act. Issues regarding environmental policies and their consideration by insurers and state insurance regulators. Issues related to the Terrorism Risk Insurance Program. H.R. 7128, TRIA Program Reauthorization Act of 2026, all provisions.

Client expense: — · Firm income: $40,000

Matched citations: H.R. 7128

H.R. 4437119th Congress

SMART Act of 2025

2026 · second_quarter · Client: AMERICAN FINTECH COUNCIL

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to fintech and banks-as-a-service, earned wage access, fintech legislation, and online lending. Issues related to earned wage access. H.R.940, FAIR Exams Act, all provisions. H.R. 4437, Supervisory Modifications for Appropriate Risk-based Testing Act of 2025 (SMART Act of 2025), all provisions. H.R. 4478, Tailored Regulatory Updates for Supervisory Testing Act of 2025 (TRUST Act of 2025), all provisions.

Client expense: — · Firm income: $30,000

Matched citations: H.R. 4437

H.R. 4478119th Congress

TRUST Act of 2025

2026 · second_quarter · Client: AMERICAN FINTECH COUNCIL

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to fintech and banks-as-a-service, earned wage access, fintech legislation, and online lending. Issues related to earned wage access. H.R.940, FAIR Exams Act, all provisions. H.R. 4437, Supervisory Modifications for Appropriate Risk-based Testing Act of 2025 (SMART Act of 2025), all provisions. H.R. 4478, Tailored Regulatory Updates for Supervisory Testing Act of 2025 (TRUST Act of 2025), all provisions.

Client expense: — · Firm income: $30,000

Matched citations: H.R. 4478

H.R. 940119th Congress

FAIR Exams Act

2026 · second_quarter · Client: AMERICAN FINTECH COUNCIL

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to fintech and banks-as-a-service, earned wage access, fintech legislation, and online lending. Issues related to earned wage access. H.R.940, FAIR Exams Act, all provisions. H.R. 4437, Supervisory Modifications for Appropriate Risk-based Testing Act of 2025 (SMART Act of 2025), all provisions. H.R. 4478, Tailored Regulatory Updates for Supervisory Testing Act of 2025 (TRUST Act of 2025), all provisions.

Client expense: — · Firm income: $30,000

Matched citations: H.R.940

H.R. 2853119th Congress

Combating Organized Retail Crime Act of 2025

2026 · first_quarter · Client: TRAVELERS COMPANIES INC AND SUBSIDIARIES

Open original LDA filing ↗

Cited source text and reported amounts

H.R. 2853, Combatting Organized Retail Crime Act, all provisions. S. 1404, Combatting Organized Retail Crime Act, all provisions.

Client expense: — · Firm income: $37,500

Matched citations: H.R. 2853

H.R. 7128119th Congress

TRIA Program Reauthorization Act of 2026

2026 · first_quarter · Client: TRAVELERS COMPANIES INC AND SUBSIDIARIES

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to the property and casualty insurance industry. Issues related to the Terrorism Risk Insurance Program. H.R. 7128, TRIA Program Reauthorization Act of 2026, all provisions.

Client expense: — · Firm income: $37,500

Matched citations: H.R. 7128

Source: Senate LDA

1607 STRATEGIES, LLC — Lobbying Disclosure | Poliscope