BREAD FINANCIAL PAYMENTS, INC.

Lobbying Spend

—

Filings

Firms Hired

Active Period

2025–2026

Lobbying Spend by Year

Client-reported lobbying expenses on LDA filings

Year	Lobbying Spend	Filings	Firms
2026	—	3	1
2025	—	2	1

Lobbying firms retained by this client; amounts are client-reported expenses when available

Firm Name	Reported Spend	Filings
HOLLAND & KNIGHT LLP	—	5

Government entities explicitly identified as targets in LDA filings

Government Body	Filings
HOUSE OF REPRESENTATIVES	4
SENATE	2

Most frequently reported lobbying issues

Issue Code	Description	Reports
Financial Institutions/Investments/Securities	Financial Institutions/Investments/Securities	5

Bill numbers found in source-reported LDA specific issue text; broad topic matches are excluded

H.R. 7866119th Congress

American Lending Fairness Act of 2026

2026 · third_quarter · Firm: HOLLAND & KNIGHT LLP

Cited source text and reported amounts

Consumer finance; H.R. 7866 - the American Lending Fairness Act.

Client expense: — · Firm income: $50,000

Matched citations: H.R. 7866

H.R. 7866119th Congress

American Lending Fairness Act of 2026

2026 · second_quarter · Firm: HOLLAND & KNIGHT LLP

Cited source text and reported amounts

Consumer finance; H.R. 7866 - the American Lending Fairness Act.

Client expense: — · Firm income: $50,000

Matched citations: H.R. 7866

H.R. 7866119th Congress

American Lending Fairness Act of 2026

2026 · first_quarter · Firm: HOLLAND & KNIGHT LLP

Cited source text and reported amounts

Consumer finance; H.R. 7866 - the American Lending Fairness Act.

Client expense: — · Firm income: $20,000

Matched citations: H.R. 7866

BREAD FINANCIAL PAYMENTS, INC. — Lobbying Disclosure | Poliscope