CARD POLICY COUNCIL

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Lobbying Spend

—

Filings

Firms Hired

Active Period

2019–2026

Lobbying Spend by Year

Client-reported lobbying expenses on LDA filings

Year	Lobbying Spend	Filings	Firms
2026	—	3	1
2025	—	4	1
2024	—	4	1
2023	—	4	1
2022	—	4	1
2021	—	4	1
2020	—	4	1
2019	—	3	1

Hired Firms

Lobbying firms retained by this client; amounts are client-reported expenses when available

Firm Name	Reported Spend	Filings
PORTERFIELD, FETTIG & SEARS, LLC	—	30

Government Bodies Lobbied

Government entities explicitly identified as targets in LDA filings

Government Body	Filings
HOUSE OF REPRESENTATIVES	29
SENATE	29
Consumer Financial Protection Bureau (CFPB)	6
Natl Economic Council (NEC)	2
White House Office	1

Top Issues

Most frequently reported lobbying issues

Issue Code	Description	Reports
Banking	Banking	30

Bills Explicitly Cited (25)

Bill numbers found in source-reported LDA specific issue text; broad topic matches are excluded

H.R. 1944119th Congress

10 Percent Credit Card Interest Rate Cap Act

2026 · third_quarter · Firm: PORTERFIELD, FETTIG & SEARS, LLC

Open original LDA filing ↗

Cited source text and reported amounts

S.3623/H.R.7035 - Credit Card Competition Act of 2026; interest rate caps; Federal Reserve's Proposed Reg II Rule; S.381/H.R.1944, 10 Percent Credit Card Interest Rate Cap Act.

Client expense: — · Firm income: $50,000

Matched citations: H.R.1944

H.R. 7035119th Congress

Credit Card Competition Act of 2026

2026 · third_quarter · Firm: PORTERFIELD, FETTIG & SEARS, LLC

Open original LDA filing ↗

Cited source text and reported amounts

S.3623/H.R.7035 - Credit Card Competition Act of 2026; interest rate caps; Federal Reserve's Proposed Reg II Rule; S.381/H.R.1944, 10 Percent Credit Card Interest Rate Cap Act.

Client expense: — · Firm income: $50,000

Matched citations: H.R.7035

S. 3623119th Congress

Credit Card Competition Act of 2026

2026 · third_quarter · Firm: PORTERFIELD, FETTIG & SEARS, LLC

Open original LDA filing ↗

Cited source text and reported amounts

S.3623/H.R.7035 - Credit Card Competition Act of 2026; interest rate caps; Federal Reserve's Proposed Reg II Rule; S.381/H.R.1944, 10 Percent Credit Card Interest Rate Cap Act.

Client expense: — · Firm income: $50,000

Matched citations: S.3623

S. 381119th Congress

10 Percent Credit Card Interest Rate Cap Act

2026 · third_quarter · Firm: PORTERFIELD, FETTIG & SEARS, LLC

Open original LDA filing ↗

Cited source text and reported amounts

S.3623/H.R.7035 - Credit Card Competition Act of 2026; interest rate caps; Federal Reserve's Proposed Reg II Rule; S.381/H.R.1944, 10 Percent Credit Card Interest Rate Cap Act.

Client expense: — · Firm income: $50,000

Matched citations: S.381

Show 21 more cited filings

H.R. 1944119th Congress

10 Percent Credit Card Interest Rate Cap Act

2026 · second_quarter · Firm: PORTERFIELD, FETTIG & SEARS, LLC

Open original LDA filing ↗

Cited source text and reported amounts

S.3623/H.R.7035 - Credit Card Competition Act of 2026; interest rate caps; Federal Reserve's Proposed Reg II Rule; S.381/H.R.1944, 10 Percent Credit Card Interest Rate Cap Act.

Client expense: — · Firm income: $50,000

Matched citations: H.R.1944

H.R. 7035119th Congress

Credit Card Competition Act of 2026

2026 · second_quarter · Firm: PORTERFIELD, FETTIG & SEARS, LLC

Open original LDA filing ↗

Cited source text and reported amounts

S.3623/H.R.7035 - Credit Card Competition Act of 2026; interest rate caps; Federal Reserve's Proposed Reg II Rule; S.381/H.R.1944, 10 Percent Credit Card Interest Rate Cap Act.

Client expense: — · Firm income: $50,000

Matched citations: H.R.7035

S. 3623119th Congress

Credit Card Competition Act of 2026

2026 · second_quarter · Firm: PORTERFIELD, FETTIG & SEARS, LLC

Open original LDA filing ↗

Cited source text and reported amounts

S.3623/H.R.7035 - Credit Card Competition Act of 2026; interest rate caps; Federal Reserve's Proposed Reg II Rule; S.381/H.R.1944, 10 Percent Credit Card Interest Rate Cap Act.

Client expense: — · Firm income: $50,000

Matched citations: S.3623

S. 381119th Congress

10 Percent Credit Card Interest Rate Cap Act

2026 · second_quarter · Firm: PORTERFIELD, FETTIG & SEARS, LLC

Open original LDA filing ↗

Cited source text and reported amounts

S.3623/H.R.7035 - Credit Card Competition Act of 2026; interest rate caps; Federal Reserve's Proposed Reg II Rule; S.381/H.R.1944, 10 Percent Credit Card Interest Rate Cap Act.

Client expense: — · Firm income: $50,000

Matched citations: S.381

H.R. 1944119th Congress

10 Percent Credit Card Interest Rate Cap Act

2026 · first_quarter · Firm: PORTERFIELD, FETTIG & SEARS, LLC

Open original LDA filing ↗

Cited source text and reported amounts

S.3623/H.R.7035 - Credit Card Competition Act of 2026; interest rate caps; Federal Reserve's Proposed Reg II Rule; S.381/H.R.1944, 10 Percent Credit Card Interest Rate Cap Act.

Client expense: — · Firm income: $50,000

Matched citations: H.R.1944

H.R. 7035119th Congress

Credit Card Competition Act of 2026

2026 · first_quarter · Firm: PORTERFIELD, FETTIG & SEARS, LLC

Open original LDA filing ↗

Cited source text and reported amounts

S.3623/H.R.7035 - Credit Card Competition Act of 2026; interest rate caps; Federal Reserve's Proposed Reg II Rule; S.381/H.R.1944, 10 Percent Credit Card Interest Rate Cap Act.

Client expense: — · Firm income: $50,000

Matched citations: H.R.7035

S. 3623119th Congress

Credit Card Competition Act of 2026

2026 · first_quarter · Firm: PORTERFIELD, FETTIG & SEARS, LLC

Open original LDA filing ↗

Cited source text and reported amounts

S.3623/H.R.7035 - Credit Card Competition Act of 2026; interest rate caps; Federal Reserve's Proposed Reg II Rule; S.381/H.R.1944, 10 Percent Credit Card Interest Rate Cap Act.

Client expense: — · Firm income: $50,000

Matched citations: S.3623

S. 381119th Congress

10 Percent Credit Card Interest Rate Cap Act

2026 · first_quarter · Firm: PORTERFIELD, FETTIG & SEARS, LLC

Open original LDA filing ↗

Cited source text and reported amounts

S.3623/H.R.7035 - Credit Card Competition Act of 2026; interest rate caps; Federal Reserve's Proposed Reg II Rule; S.381/H.R.1944, 10 Percent Credit Card Interest Rate Cap Act.

Client expense: — · Firm income: $50,000

Matched citations: S.381

H.R. 1944119th Congress

10 Percent Credit Card Interest Rate Cap Act

2025 · fourth_quarter · Firm: PORTERFIELD, FETTIG & SEARS, LLC

Open original LDA filing ↗

Cited source text and reported amounts

Credit Card Competition Act; interest rate caps; Federal Reserve's Proposed Reg II Rule; S.381/H.R.1944, 10 Percent Credit Card Interest Rate Cap Act.

Client expense: — · Firm income: $50,000

Matched citations: H.R.1944

S. 381119th Congress

10 Percent Credit Card Interest Rate Cap Act

2025 · fourth_quarter · Firm: PORTERFIELD, FETTIG & SEARS, LLC

Open original LDA filing ↗

Cited source text and reported amounts

Credit Card Competition Act; interest rate caps; Federal Reserve's Proposed Reg II Rule; S.381/H.R.1944, 10 Percent Credit Card Interest Rate Cap Act.

Client expense: — · Firm income: $50,000

Matched citations: S.381

H.R. 3881118th Congress

Credit Card Competition Act of 2023

2024 · fourth_quarter · Firm: PORTERFIELD, FETTIG & SEARS, LLC

Open original LDA filing ↗

Cited source text and reported amounts

S.1838, H.R.3881, Credit Card Competition Act of 2023; CFPBs proposal to amend Regulation Z, which implements the Truth in Lending Act (TILA) regarding card fees; S.2760, Capping Credit Card Interest Rates Act.

Client expense: — · Firm income: $50,000

Matched citations: H.R.3881

S. 1838118th Congress

Credit Card Competition Act of 2023

2024 · fourth_quarter · Firm: PORTERFIELD, FETTIG & SEARS, LLC

Open original LDA filing ↗

Cited source text and reported amounts

S.1838, H.R.3881, Credit Card Competition Act of 2023; CFPBs proposal to amend Regulation Z, which implements the Truth in Lending Act (TILA) regarding card fees; S.2760, Capping Credit Card Interest Rates Act.

Client expense: — · Firm income: $50,000

Matched citations: S.1838

S. 2760118th Congress

Capping Credit Card Interest Rates Act

2024 · fourth_quarter · Firm: PORTERFIELD, FETTIG & SEARS, LLC

Open original LDA filing ↗

Cited source text and reported amounts

S.1838, H.R.3881, Credit Card Competition Act of 2023; CFPBs proposal to amend Regulation Z, which implements the Truth in Lending Act (TILA) regarding card fees; S.2760, Capping Credit Card Interest Rates Act.

Client expense: — · Firm income: $50,000

Matched citations: S.2760

H.R. 3881118th Congress

Credit Card Competition Act of 2023

2024 · third_quarter · Firm: PORTERFIELD, FETTIG & SEARS, LLC

Open original LDA filing ↗

Cited source text and reported amounts

S.1838, H.R.3881, Credit Card Competition Act of 2023; CFPBs proposal to amend Regulation Z, which implements the Truth in Lending Act (TILA) regarding card fees; S.2760, Capping Credit Card Interest Rates Act.

Client expense: — · Firm income: $50,000

Matched citations: H.R.3881

S. 1838118th Congress

Credit Card Competition Act of 2023

2024 · third_quarter · Firm: PORTERFIELD, FETTIG & SEARS, LLC

Open original LDA filing ↗

Cited source text and reported amounts

S.1838, H.R.3881, Credit Card Competition Act of 2023; CFPBs proposal to amend Regulation Z, which implements the Truth in Lending Act (TILA) regarding card fees; S.2760, Capping Credit Card Interest Rates Act.

Client expense: — · Firm income: $50,000

Matched citations: S.1838

S. 2760118th Congress

Capping Credit Card Interest Rates Act

2024 · third_quarter · Firm: PORTERFIELD, FETTIG & SEARS, LLC

Open original LDA filing ↗

Cited source text and reported amounts

S.1838, H.R.3881, Credit Card Competition Act of 2023; CFPBs proposal to amend Regulation Z, which implements the Truth in Lending Act (TILA) regarding card fees; S.2760, Capping Credit Card Interest Rates Act.

Client expense: — · Firm income: $50,000

Matched citations: S.2760

H.R. 3881118th Congress

Credit Card Competition Act of 2023

2024 · second_quarter · Firm: PORTERFIELD, FETTIG & SEARS, LLC

Open original LDA filing ↗

Cited source text and reported amounts

S.1838, H.R.3881, Credit Card Competition Act of 2023; CFPBs proposal to amend Regulation Z, which implements the Truth in Lending Act (TILA) regarding card fees; S.2760, Capping Credit Card Interest Rates Act.

Client expense: — · Firm income: $50,000

Matched citations: H.R.3881

S. 1838118th Congress

Credit Card Competition Act of 2023

2024 · second_quarter · Firm: PORTERFIELD, FETTIG & SEARS, LLC

Open original LDA filing ↗

Cited source text and reported amounts

S.1838, H.R.3881, Credit Card Competition Act of 2023; CFPBs proposal to amend Regulation Z, which implements the Truth in Lending Act (TILA) regarding card fees; S.2760, Capping Credit Card Interest Rates Act.

Client expense: — · Firm income: $50,000

Matched citations: S.1838

S. 2760118th Congress

Capping Credit Card Interest Rates Act

2024 · second_quarter · Firm: PORTERFIELD, FETTIG & SEARS, LLC

Open original LDA filing ↗

Cited source text and reported amounts

S.1838, H.R.3881, Credit Card Competition Act of 2023; CFPBs proposal to amend Regulation Z, which implements the Truth in Lending Act (TILA) regarding card fees; S.2760, Capping Credit Card Interest Rates Act.

Client expense: — · Firm income: $50,000

Matched citations: S.2760

H.R. 3881118th Congress

Credit Card Competition Act of 2023

2024 · first_quarter · Firm: PORTERFIELD, FETTIG & SEARS, LLC

Open original LDA filing ↗

Cited source text and reported amounts

S.1838, H.R.3881, Credit Card Competition Act of 2023; CFPBs proposal to amend Regulation Z, which implements the Truth in Lending Act (TILA) regarding card fees; S.2760, Capping Credit Card Interest Rates Act.

Client expense: — · Firm income: $50,000

Matched citations: H.R.3881

S. 1838118th Congress

Credit Card Competition Act of 2023

2024 · first_quarter · Firm: PORTERFIELD, FETTIG & SEARS, LLC

Open original LDA filing ↗

Cited source text and reported amounts

S.1838, H.R.3881, Credit Card Competition Act of 2023; CFPBs proposal to amend Regulation Z, which implements the Truth in Lending Act (TILA) regarding card fees; S.2760, Capping Credit Card Interest Rates Act.

Client expense: — · Firm income: $50,000

Matched citations: S.1838

Source: Senate LDA

CARD POLICY COUNCIL — Lobbying Disclosure | Poliscope