BREAD FINANCIAL (FKA ALLIANCE DATA SYSTEMS CORPORATION)

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Lobbying Spend

—

Filings

Firms Hired

Active Period

2022–2026

Lobbying Spend by Year

Client-reported lobbying expenses on LDA filings

Year	Lobbying Spend	Filings	Firms
2026	—	3	1
2025	—	4	1
2024	—	4	1
2023	—	4	1
2022	—	5	1

Hired Firms

Lobbying firms retained by this client; amounts are client-reported expenses when available

Firm Name	Reported Spend	Filings
CGCN GROUP, LLC	—	20

Government Bodies Lobbied

Government entities explicitly identified as targets in LDA filings

Government Body	Filings
HOUSE OF REPRESENTATIVES	19
SENATE	19
Treasury, Dept of	4

Top Issues

Most frequently reported lobbying issues

Issue Code	Description	Reports
Taxation/Internal Revenue Code	Taxation/Internal Revenue Code	20
Financial Institutions/Investments/Securities	Financial Institutions/Investments/Securities	20
Telecommunications	Telecommunications	20
Banking	Banking	20

Bills Explicitly Cited (6)

Bill numbers found in source-reported LDA specific issue text; broad topic matches are excluded

H.R. 7866119th Congress

American Lending Fairness Act of 2026

2026 · third_quarter · Firm: CGCN GROUP, LLC

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to corporate tax matters, regulation and legislation related to credit cards and telecommunications. S.3889 - American Lending Fairness Act of 2026. H.R. 7866 - American Lending Fairness Act of 2026.

Client expense: — · Firm income: $40,000

Matched citations: H.R. 7866

S. 3889119th Congress

American Lending Fairness Act of 2026

2026 · third_quarter · Firm: CGCN GROUP, LLC

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to corporate tax matters, regulation and legislation related to credit cards and telecommunications. S.3889 - American Lending Fairness Act of 2026. H.R. 7866 - American Lending Fairness Act of 2026.

Client expense: — · Firm income: $40,000

Matched citations: S.3889

H.R. 7866119th Congress

American Lending Fairness Act of 2026

2026 · second_quarter · Firm: CGCN GROUP, LLC

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to corporate tax matters, regulation and legislation related to credit cards and telecommunications. S.3889 - American Lending Fairness Act of 2026. H.R. 7866 - American Lending Fairness Act of 2026.

Client expense: — · Firm income: $40,000

Matched citations: H.R. 7866

S. 3889119th Congress

American Lending Fairness Act of 2026

2026 · second_quarter · Firm: CGCN GROUP, LLC

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to corporate tax matters, regulation and legislation related to credit cards and telecommunications. S.3889 - American Lending Fairness Act of 2026. H.R. 7866 - American Lending Fairness Act of 2026.

Client expense: — · Firm income: $40,000

Matched citations: S.3889

Show 2 more cited filings

H.R. 7866119th Congress

American Lending Fairness Act of 2026

2026 · first_quarter · Firm: CGCN GROUP, LLC

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to corporate tax matters, regulation and legislation related to credit cards and telecommunications. S.3889 - American Lending Fairness Act of 2026. H.R. 7866 - American Lending Fairness Act of 2026.

Client expense: — · Firm income: $40,000

Matched citations: H.R. 7866

S. 3889119th Congress

American Lending Fairness Act of 2026

2026 · first_quarter · Firm: CGCN GROUP, LLC

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to corporate tax matters, regulation and legislation related to credit cards and telecommunications. S.3889 - American Lending Fairness Act of 2026. H.R. 7866 - American Lending Fairness Act of 2026.

Client expense: — · Firm income: $40,000

Matched citations: S.3889

Source: Senate LDA

BREAD FINANCIAL (FKA ALLIANCE DATA SYSTEMS CORPORATION) — Lobbying Disclosure | Poliscope