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Income and expense are whole-filing amounts associated with this lobbyist, not personal compensation or an allocated share.
No topic inference: each bill number appears in source LDA issue text assigned to this lobbyist.
An act to provide for reconciliation pursuant to title II of H. Con. Res. 14.
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 1 One Big Beautiful Bill Act. (tax provisions) H.R. 1822 ACRE Act S. 838 ACRE Act Applying IRS Form 990 to Federal Credit Unions Implementation of Section 139L of H.R. 1
An act to provide for reconciliation pursuant to title II of H. Con. Res. 14.
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
Specific issues are shown only where the LDA source assigned them to this lobbyist. Targets apply to the associated filing.
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2026 · third_quarter · Q3
Specific Issues Lobbied: H.R. 1822 The ACRE Act H.R. 3633, the CLARITY Act H.R. 7567 The Farm, Food, and National Security Act of 2026 S. 838 The ACRE Act Digital assets Opposition to Farm Credit System Provisions USDA Guaranteed Farm Loan Programs
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act H.R. 9471 the SAFE Banking Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 4182 The FARM Act Housing Expansion S. 4942 the SAFE Banking Act S. 5335 FAIR Exams Act S. 5526 The Agricultural Act of 2026 Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules De Novo Bank Formation Deposit Insurance Digital Assets Regulation Executive Order 14405: Integrating Financial Technology Innovation into Regulatory Frameworks Executive Order 14406: Restoring Integrity to Americas Financial System Form 990 Initiative Fraud and Scams Industrial Loan Company Applications National Trust Bank Charter Rules and Applications Pausing Access to Business & Industry Loans by USDA Regulatory Relief Stablecoin Regulation Support for the 7(a) Program Risk Oversight Act
Source: Senate LDA
H.R. 1 One Big Beautiful Bill Act. (tax provisions) H.R. 1822 ACRE Act S. 838 ACRE Act Implementation of Section 139L of H.R. 1
Making the CFPB Accountable to Small Businesses Act of 2025
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
Making the CFPB Accountable to Small Businesses Act of 2025
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
Rectifying UDAAP Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
Financial Reporting Threshold Modernization Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
ACRE Act of 2025
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 1 One Big Beautiful Bill Act. (tax provisions) H.R. 1822 ACRE Act S. 838 ACRE Act Implementation of Section 139L of H.R. 1
ACRE Act of 2025
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 1 One Big Beautiful Bill Act. (tax provisions) H.R. 1822 ACRE Act S. 838 ACRE Act Applying IRS Form 990 to Federal Credit Unions Implementation of Section 139L of H.R. 1
ACRE Act of 2025
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 1822 The ACRE Act H.R. 3633, the CLARITY Act H.R. 7567 The Farm, Food, and National Security Act of 2026 S. 838 The ACRE Act Digital assets Guidance under Section 139L of the One Big Beautiful Bill Act Opposition to Farm Credit System Provisions USDA Guaranteed Farm Loan Programs
ACRE Act of 2025
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 1822 The ACRE Act H.R. 3633, the CLARITY Act H.R. 7567 The Farm, Food, and National Security Act of 2026 S. 838 The ACRE Act Crop Insurance Programs Digital assets Guidance under Section 139L of the One Big Beautiful Bill Act Opposition to Farm Credit System Provisions USDA Guaranteed farm loan programs
ACRE Act of 2025
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
Specific Issues Lobbied: H.R. 1822 The ACRE Act H.R. 3633, the CLARITY Act H.R. 7567 The Farm, Food, and National Security Act of 2026 S. 838 The ACRE Act Digital assets Opposition to Farm Credit System Provisions USDA Guaranteed Farm Loan Programs
10 Percent Credit Card Interest Rate Cap Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
AI PLAN Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
AI PLAN Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act H.R. 9471 the SAFE Banking Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 4182 The FARM Act Housing Expansion S. 4942 the SAFE Banking Act S. 5335 FAIR Exams Act S. 5526 The Agricultural Act of 2026 Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules De Novo Bank Formation Deposit Insurance Digital Assets Regulation Executive Order 14405: Integrating Financial Technology Innovation into Regulatory Frameworks Executive Order 14406: Restoring Integrity to Americas Financial System Form 990 Initiative Fraud and Scams Industrial Loan Company Applications National Trust Bank Charter Rules and Applications Pausing Access to Business & Industry Loans by USDA Regulatory Relief Stablecoin Regulation Support for the 7(a) Program Risk Oversight Act
Homebuyers Privacy Protection Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
Small Bank Holding Company Relief Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
Small Bank Holding Company Relief Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
Bank Loan Privacy Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
Bank Loan Privacy Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
GUARD Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act H.R. 9471 the SAFE Banking Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 4182 The FARM Act Housing Expansion S. 4942 the SAFE Banking Act S. 5335 FAIR Exams Act S. 5526 The Agricultural Act of 2026 Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules De Novo Bank Formation Deposit Insurance Digital Assets Regulation Executive Order 14405: Integrating Financial Technology Innovation into Regulatory Frameworks Executive Order 14406: Restoring Integrity to Americas Financial System Form 990 Initiative Fraud and Scams Industrial Loan Company Applications National Trust Bank Charter Rules and Applications Pausing Access to Business & Industry Loans by USDA Regulatory Relief Stablecoin Regulation Support for the 7(a) Program Risk Oversight Act
GUARD Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
Keeping Deposits Local Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act H.R. 9471 the SAFE Banking Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 4182 The FARM Act Housing Expansion S. 4942 the SAFE Banking Act S. 5335 FAIR Exams Act S. 5526 The Agricultural Act of 2026 Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules De Novo Bank Formation Deposit Insurance Digital Assets Regulation Executive Order 14405: Integrating Financial Technology Innovation into Regulatory Frameworks Executive Order 14406: Restoring Integrity to Americas Financial System Form 990 Initiative Fraud and Scams Industrial Loan Company Applications National Trust Bank Charter Rules and Applications Pausing Access to Business & Industry Loans by USDA Regulatory Relief Stablecoin Regulation Support for the 7(a) Program Risk Oversight Act
Keeping Deposits Local Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
Keeping Deposits Local Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
TAILOR Act of 2025
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
TAILOR Act of 2025
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
TAILOR Act of 2025
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act H.R. 9471 the SAFE Banking Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 4182 The FARM Act Housing Expansion S. 4942 the SAFE Banking Act S. 5335 FAIR Exams Act S. 5526 The Agricultural Act of 2026 Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules De Novo Bank Formation Deposit Insurance Digital Assets Regulation Executive Order 14405: Integrating Financial Technology Innovation into Regulatory Frameworks Executive Order 14406: Restoring Integrity to Americas Financial System Form 990 Initiative Fraud and Scams Industrial Loan Company Applications National Trust Bank Charter Rules and Applications Pausing Access to Business & Industry Loans by USDA Regulatory Relief Stablecoin Regulation Support for the 7(a) Program Risk Oversight Act
Bringing the Discount Window into the 21st Century Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act H.R. 9471 the SAFE Banking Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 4182 The FARM Act Housing Expansion S. 4942 the SAFE Banking Act S. 5335 FAIR Exams Act S. 5526 The Agricultural Act of 2026 Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules De Novo Bank Formation Deposit Insurance Digital Assets Regulation Executive Order 14405: Integrating Financial Technology Innovation into Regulatory Frameworks Executive Order 14406: Restoring Integrity to Americas Financial System Form 990 Initiative Fraud and Scams Industrial Loan Company Applications National Trust Bank Charter Rules and Applications Pausing Access to Business & Industry Loans by USDA Regulatory Relief Stablecoin Regulation Support for the 7(a) Program Risk Oversight Act
Bringing the Discount Window into the 21st Century Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
Bringing the Discount Window into the 21st Century Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
FDIC Board Accountability Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
FDIC Board Accountability Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
Digital Asset Market Clarity Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 1822 The ACRE Act H.R. 3633, the CLARITY Act H.R. 7567 The Farm, Food, and National Security Act of 2026 S. 838 The ACRE Act Digital assets Guidance under Section 139L of the One Big Beautiful Bill Act Opposition to Farm Credit System Provisions USDA Guaranteed Farm Loan Programs
Digital Asset Market Clarity Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act H.R. 9471 the SAFE Banking Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 4182 The FARM Act Housing Expansion S. 4942 the SAFE Banking Act S. 5335 FAIR Exams Act S. 5526 The Agricultural Act of 2026 Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules De Novo Bank Formation Deposit Insurance Digital Assets Regulation Executive Order 14405: Integrating Financial Technology Innovation into Regulatory Frameworks Executive Order 14406: Restoring Integrity to Americas Financial System Form 990 Initiative Fraud and Scams Industrial Loan Company Applications National Trust Bank Charter Rules and Applications Pausing Access to Business & Industry Loans by USDA Regulatory Relief Stablecoin Regulation Support for the 7(a) Program Risk Oversight Act
Digital Asset Market Clarity Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 1822 The ACRE Act H.R. 3633, the CLARITY Act H.R. 7567 The Farm, Food, and National Security Act of 2026 S. 838 The ACRE Act Crop Insurance Programs Digital assets Guidance under Section 139L of the One Big Beautiful Bill Act Opposition to Farm Credit System Provisions USDA Guaranteed farm loan programs
Digital Asset Market Clarity Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
Specific Issues Lobbied: H.R. 1822 The ACRE Act H.R. 3633, the CLARITY Act H.R. 7567 The Farm, Food, and National Security Act of 2026 S. 838 The ACRE Act Digital assets Opposition to Farm Credit System Provisions USDA Guaranteed Farm Loan Programs
Digital Asset Market Clarity Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
Digital Asset Market Clarity Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
Advancing the Mentor-Protégé Program for Small Financial Institutions Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act H.R. 9471 the SAFE Banking Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 4182 The FARM Act Housing Expansion S. 4942 the SAFE Banking Act S. 5335 FAIR Exams Act S. 5526 The Agricultural Act of 2026 Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules De Novo Bank Formation Deposit Insurance Digital Assets Regulation Executive Order 14405: Integrating Financial Technology Innovation into Regulatory Frameworks Executive Order 14406: Restoring Integrity to Americas Financial System Form 990 Initiative Fraud and Scams Industrial Loan Company Applications National Trust Bank Charter Rules and Applications Pausing Access to Business & Industry Loans by USDA Regulatory Relief Stablecoin Regulation Support for the 7(a) Program Risk Oversight Act
Advancing the Mentor-Protégé Program for Small Financial Institutions Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
Advancing the Mentor-Protégé Program for Small Financial Institutions Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
SMART Act of 2025
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act H.R. 9471 the SAFE Banking Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 4182 The FARM Act Housing Expansion S. 4942 the SAFE Banking Act S. 5335 FAIR Exams Act S. 5526 The Agricultural Act of 2026 Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules De Novo Bank Formation Deposit Insurance Digital Assets Regulation Executive Order 14405: Integrating Financial Technology Innovation into Regulatory Frameworks Executive Order 14406: Restoring Integrity to Americas Financial System Form 990 Initiative Fraud and Scams Industrial Loan Company Applications National Trust Bank Charter Rules and Applications Pausing Access to Business & Industry Loans by USDA Regulatory Relief Stablecoin Regulation Support for the 7(a) Program Risk Oversight Act
SMART Act of 2025
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
SMART Act of 2025
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
TRUST Act of 2025
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
TRUST Act of 2025
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
TRUST Act of 2025
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act H.R. 9471 the SAFE Banking Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 4182 The FARM Act Housing Expansion S. 4942 the SAFE Banking Act S. 5335 FAIR Exams Act S. 5526 The Agricultural Act of 2026 Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules De Novo Bank Formation Deposit Insurance Digital Assets Regulation Executive Order 14405: Integrating Financial Technology Innovation into Regulatory Frameworks Executive Order 14406: Restoring Integrity to Americas Financial System Form 990 Initiative Fraud and Scams Industrial Loan Company Applications National Trust Bank Charter Rules and Applications Pausing Access to Business & Industry Loans by USDA Regulatory Relief Stablecoin Regulation Support for the 7(a) Program Risk Oversight Act
American Access to Banking Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
Employee Paycheck and Small Business Protection Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
Employee Paycheck and Small Business Protection Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
Promoting New Bank Formation Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act H.R. 9471 the SAFE Banking Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 4182 The FARM Act Housing Expansion S. 4942 the SAFE Banking Act S. 5335 FAIR Exams Act S. 5526 The Agricultural Act of 2026 Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules De Novo Bank Formation Deposit Insurance Digital Assets Regulation Executive Order 14405: Integrating Financial Technology Innovation into Regulatory Frameworks Executive Order 14406: Restoring Integrity to Americas Financial System Form 990 Initiative Fraud and Scams Industrial Loan Company Applications National Trust Bank Charter Rules and Applications Pausing Access to Business & Industry Loans by USDA Regulatory Relief Stablecoin Regulation Support for the 7(a) Program Risk Oversight Act
Promoting New Bank Formation Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
Promoting New Bank Formation Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
Bank Competition Modernization Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
To require approval from the Secretary of Housing and Urban Development for any Federal manufactured home and safety standards, and for other purposes.
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
Community Bank LIFT Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
Community Bank LIFT Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act H.R. 9471 the SAFE Banking Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 4182 The FARM Act Housing Expansion S. 4942 the SAFE Banking Act S. 5335 FAIR Exams Act S. 5526 The Agricultural Act of 2026 Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules De Novo Bank Formation Deposit Insurance Digital Assets Regulation Executive Order 14405: Integrating Financial Technology Innovation into Regulatory Frameworks Executive Order 14406: Restoring Integrity to Americas Financial System Form 990 Initiative Fraud and Scams Industrial Loan Company Applications National Trust Bank Charter Rules and Applications Pausing Access to Business & Industry Loans by USDA Regulatory Relief Stablecoin Regulation Support for the 7(a) Program Risk Oversight Act
Community Bank LIFT Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
Merchant Banking Modernization Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act H.R. 9471 the SAFE Banking Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 4182 The FARM Act Housing Expansion S. 4942 the SAFE Banking Act S. 5335 FAIR Exams Act S. 5526 The Agricultural Act of 2026 Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules De Novo Bank Formation Deposit Insurance Digital Assets Regulation Executive Order 14405: Integrating Financial Technology Innovation into Regulatory Frameworks Executive Order 14406: Restoring Integrity to Americas Financial System Form 990 Initiative Fraud and Scams Industrial Loan Company Applications National Trust Bank Charter Rules and Applications Pausing Access to Business & Industry Loans by USDA Regulatory Relief Stablecoin Regulation Support for the 7(a) Program Risk Oversight Act
Merchant Banking Modernization Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
Merchant Banking Modernization Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
Community Bank Deposit Access Act of 2025
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
Community Bank Deposit Access Act of 2025
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
NFIP Extension Act of 2026
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
Rural Depositories Revitalization Study Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
REVIEW Act of 2025
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
Least Cost Exception Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
Least Cost Exception Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
Bank-Fintech Partnership Enhancement Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
Bank-Fintech Partnership Enhancement Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
Community Bank Representation Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
Community Bank Representation Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
Enhancing Bank Resolution Participation Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
Enhancing Bank Resolution Participation Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
Failing Bank Acquisition Fairness Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
Failing Bank Acquisition Fairness Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
21st Century ROAD to Housing Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 6644 ROAD to Housing Act of 2025 S. 1467 Homebuyers Privacy Protection Act S. 2651 ROAD to Housing Act of 2025 Housing Finance Reform GSE Reform
Main Street Capital Access Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
Main Street Capital Access Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act H.R. 9471 the SAFE Banking Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 4182 The FARM Act Housing Expansion S. 4942 the SAFE Banking Act S. 5335 FAIR Exams Act S. 5526 The Agricultural Act of 2026 Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules De Novo Bank Formation Deposit Insurance Digital Assets Regulation Executive Order 14405: Integrating Financial Technology Innovation into Regulatory Frameworks Executive Order 14406: Restoring Integrity to Americas Financial System Form 990 Initiative Fraud and Scams Industrial Loan Company Applications National Trust Bank Charter Rules and Applications Pausing Access to Business & Industry Loans by USDA Regulatory Relief Stablecoin Regulation Support for the 7(a) Program Risk Oversight Act
Main Street Capital Access Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
Community Bank Regulatory Tailoring Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
Community Bank Regulatory Tailoring Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
Community Bank Regulatory Tailoring Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act H.R. 9471 the SAFE Banking Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 4182 The FARM Act Housing Expansion S. 4942 the SAFE Banking Act S. 5335 FAIR Exams Act S. 5526 The Agricultural Act of 2026 Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules De Novo Bank Formation Deposit Insurance Digital Assets Regulation Executive Order 14405: Integrating Financial Technology Innovation into Regulatory Frameworks Executive Order 14406: Restoring Integrity to Americas Financial System Form 990 Initiative Fraud and Scams Industrial Loan Company Applications National Trust Bank Charter Rules and Applications Pausing Access to Business & Industry Loans by USDA Regulatory Relief Stablecoin Regulation Support for the 7(a) Program Risk Oversight Act
SCAM Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
SCAM Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
SCAM Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act H.R. 9471 the SAFE Banking Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 4182 The FARM Act Housing Expansion S. 4942 the SAFE Banking Act S. 5335 FAIR Exams Act S. 5526 The Agricultural Act of 2026 Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules De Novo Bank Formation Deposit Insurance Digital Assets Regulation Executive Order 14405: Integrating Financial Technology Innovation into Regulatory Frameworks Executive Order 14406: Restoring Integrity to Americas Financial System Form 990 Initiative Fraud and Scams Industrial Loan Company Applications National Trust Bank Charter Rules and Applications Pausing Access to Business & Industry Loans by USDA Regulatory Relief Stablecoin Regulation Support for the 7(a) Program Risk Oversight Act
Farm, Food, and National Security Act of 2026
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 1822 The ACRE Act H.R. 3633, the CLARITY Act H.R. 7567 The Farm, Food, and National Security Act of 2026 S. 838 The ACRE Act Digital assets Guidance under Section 139L of the One Big Beautiful Bill Act Opposition to Farm Credit System Provisions USDA Guaranteed Farm Loan Programs
Farm, Food, and National Security Act of 2026
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 1822 The ACRE Act H.R. 3633, the CLARITY Act H.R. 7567 The Farm, Food, and National Security Act of 2026 S. 838 The ACRE Act Crop Insurance Programs Digital assets Guidance under Section 139L of the One Big Beautiful Bill Act Opposition to Farm Credit System Provisions USDA Guaranteed farm loan programs
Farm, Food, and National Security Act of 2026
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
Specific Issues Lobbied: H.R. 1822 The ACRE Act H.R. 3633, the CLARITY Act H.R. 7567 The Farm, Food, and National Security Act of 2026 S. 838 The ACRE Act Digital assets Opposition to Farm Credit System Provisions USDA Guaranteed Farm Loan Programs
MINT Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
Strengthening and Improving Mobilization Act of 2026
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act H.R. 9471 the SAFE Banking Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 4182 The FARM Act Housing Expansion S. 4942 the SAFE Banking Act S. 5335 FAIR Exams Act S. 5526 The Agricultural Act of 2026 Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules De Novo Bank Formation Deposit Insurance Digital Assets Regulation Executive Order 14405: Integrating Financial Technology Innovation into Regulatory Frameworks Executive Order 14406: Restoring Integrity to Americas Financial System Form 990 Initiative Fraud and Scams Industrial Loan Company Applications National Trust Bank Charter Rules and Applications Pausing Access to Business & Industry Loans by USDA Regulatory Relief Stablecoin Regulation Support for the 7(a) Program Risk Oversight Act
Strengthening and Improving Mobilization Act of 2026
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
Strengthening and Improving Mobilization Act of 2026
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
To authorize the Secretary of the Treasury to direct the Federal Deposit Insurance Corporation and the National Credit Union Administration to establish emergency transaction account guarantee programs, and for other purposes.
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
To authorize the Secretary of the Treasury to direct the Federal Deposit Insurance Corporation and the National Credit Union Administration to establish emergency transaction account guarantee programs, and for other purposes.
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
Main Street Depositor Protection Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
Main Street Depositor Protection Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
Growing Deposit Insurance for the Future Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
Growing Deposit Insurance for the Future Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act
Client: INDEPENDENT COMMUNITY BANKERS OF AMERICA · Firm: INDEPENDENT COMMUNITY BANKERS OF AMERICA
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of, White House Office
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2026 · second_quarter · Q2
H.R. 6644 ROAD to Housing Act of 2025 S. 1467 Homebuyers Privacy Protection Act S. 2651 ROAD to Housing Act of 2025 Housing Finance Reform GSE Reform
H.R. 1822 The ACRE Act H.R. 3633, the CLARITY Act H.R. 7567 The Farm, Food, and National Security Act of 2026 S. 838 The ACRE Act Digital assets Guidance under Section 139L of the One Big Beautiful Bill Act Opposition to Farm Credit System Provisions USDA Guaranteed Farm Loan Programs
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act
H.R. 1 One Big Beautiful Bill Act. (tax provisions) H.R. 1822 ACRE Act S. 838 ACRE Act Applying IRS Form 990 to Federal Credit Unions Implementation of Section 139L of H.R. 1
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of, White House Office
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2026 · first_quarter · Q1
H.R. 1822 The ACRE Act H.R. 3633, the CLARITY Act H.R. 7567 The Farm, Food, and National Security Act of 2026 S. 838 The ACRE Act Crop Insurance Programs Digital assets Guidance under Section 139L of the One Big Beautiful Bill Act Opposition to Farm Credit System Provisions USDA Guaranteed farm loan programs
H.R. 1 One Big Beautiful Bill Act. (tax provisions) H.R. 1822 ACRE Act S. 838 ACRE Act Implementation of Section 139L of H.R. 1
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act
Filing targets: Consumer Financial Protection Bureau (CFPB), Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of, White House Office
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2025 · fourth_quarter · Q4
HR 1822 The ACRE Act H.R. 3633, the CLARITY Act S 838 The ACRE Act Digital assets The FARM Act Opposition to Farm Credit System Provisions USDA Guaranteed farm loan programs
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551, the Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577, the NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536, the Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544, the Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547, the Least Cost Exception Act H.R. 6552, the Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554, the Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555, the Enhancing Bank Resolution Participation Act HR 6556, the Failing Bank Acquisitions Fairness Act H.R. 8071 Fair Exams Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2296 National Defense Authorization Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs Artificial Intelligence Artificial Intelligence Action Plan Bank Loan Privacy Act CFPB 1033 Rule Community Bank Access to Capital Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Cyber Action Plan Cybersecurity Information Sharing Act (CISA) Reauthorization Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Issues related to the Federal Home Loan Bank Act Minority Depository Institutions Mutual Bank Capital Certificates Regulatory Relief Responsible Financial Innovation Act Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act U.S. National Cybersecurity Strategy U.S. National Security Strategy
H.R. 1 One Big Beautiful Bill Act. (tax provisions) H.R. 1822 ACRE Act S. 838 ACRE Act Implementation of Section 139L of H.R. 1
Filing targets: Consumer Financial Protection Bureau (CFPB), Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Office of Science & Technology Policy (OSTP), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2025 · third_quarter · Q3
HR 1822 The ACRE Act H.R. 3633, the CLARITY Act S 838 The ACRE Act S. 2100, Modernizing Agricultural and Manufacturing Bonds Act Digital assets The FARM Act Farm, Food, and National Security Act of 2024 (Commodity title; crop insurance and USDA Guar. Loans) Opposition to Farm Credit System Provisions
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 975 Credit Union Board Modernization Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1919 Anti-CBDC Surveillance State Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2392 Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025 H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 5079 Widespread Information Management for the Welfare of Infrastructure and Government Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 8071 Fair Exams Act S. 113 The Promoting New Bank Formation Act S. 394 Guiding and Establishing National Innovation for U.S. Stablecoins Act of 2025 S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1124 Anti-CBDC Surveillance State Act S. 1260 Rural Housing Service Reform Act of 2025 - SEC. 301. Native CDFI Relending Program S. 1467 Homebuyers Privacy Protection Act S. 1582 Guiding and Establishing National Innovation for U.S. Stablecoins Act of 2025 S. 1880 CDFI Bond Guarantee Improvement Act S. 2296 National Defense Authorization Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S.J. Res 18 CRA Resolution Disapproving of the CFPB Overdraft Rule Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs Amendment 3649 to the S. 2296 National Defense Authorization Act - Deposit Insurance Artificial Intelligence Bank Loan Privacy Act Central Bank Digital Currency CFPB 1033 Rule Community Bank Access to Capital Community Development Financial Institutions Certification Community Reinvestment Act Credit Card Competition Act/Credit Routing Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Field of Membership Rules Cybersecurity Information Sharing Act (CISA) Reauthorization Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts FHFA Capital Rules Flood Insurance Fraud and Scams Gramm-Leach-Bliley Act (GLBA) Industrial Loan Company Charter Policy Issues related to the Federal Home Loan Bank Act Minority Depository Institutions Mutual Bank Capital Certificates Regulatory Relief Responsible Financial Innovation Act Stablecoin Regulation
H.R. 1 One Big Beautiful Bill Act. (tax provisions) H.R. 703 Main Street Tax Certainty Act H.R. 1822 ACRE act S. 213 Main Street Tax Certainty Act S. 838 ACRE act Corporate State and Local Tax Deduction Municipal Bond Interest Exclusion Tax Cuts and Jobs Act Extension
Filing targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2025 · third_quarter · Q3
HR 1822 The ACRE Act H.R. 3633, the CLARITY Act S 838 The ACRE Act S. 2100, Modernizing Agricultural and Manufacturing Bonds Act Digital assets The FARM Act Farm, Food, and National Security Act of 2024 (Commodity title; crop insurance and USDA Guar. Loans) Opposition to Farm Credit System Provisions
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 975 Credit Union Board Modernization Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1919 Anti-CBDC Surveillance State Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2392 Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025 H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 5079 Widespread Information Management for the Welfare of Infrastructure and Government Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 8071 Fair Exams Act S. 113 The Promoting New Bank Formation Act S. 394 Guiding and Establishing National Innovation for U.S. Stablecoins Act of 2025 S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1124 Anti-CBDC Surveillance State Act S. 1260 Rural Housing Service Reform Act of 2025 - SEC. 301. Native CDFI Relending Program S. 1467 Homebuyers Privacy Protection Act S. 1582 Guiding and Establishing National Innovation for U.S. Stablecoins Act of 2025 S. 1880 CDFI Bond Guarantee Improvement Act S. 2296 National Defense Authorization Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S.J. Res 18 CRA Resolution Disapproving of the CFPB Overdraft Rule Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs Amendment 3649 to the S. 2296 National Defense Authorization Act - Deposit Insurance Artificial Intelligence Bank Loan Privacy Act Central Bank Digital Currency CFPB 1033 Rule Community Bank Access to Capital Community Development Financial Institutions Certification Community Reinvestment Act Credit Card Competition Act/Credit Routing Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Field of Membership Rules Cybersecurity Information Sharing Act (CISA) Reauthorization Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts FHFA Capital Rules Flood Insurance Fraud and Scams Gramm-Leach-Bliley Act (GLBA) Industrial Loan Company Charter Policy Issues related to the Federal Home Loan Bank Act Minority Depository Institutions Mutual Bank Capital Certificates Regulatory Relief Responsible Financial Innovation Act Stablecoin Regulation
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2025 · second_quarter · Q2
HR 1822 The ACRE Act - Access to Credit for our Rural Economy Act H.R. 3633, the CLARITY Act S 838 The ACRE Act - Access to Credit for our Rural Economy Act S. 2100, Modernizing Agricultural and Manufacturing Bonds Act Digital assets The FARM Act Farm, Food, and National Security Act of 2024 (Commodity title; crop insurance and USDA Guar. Loans) Opposition to Farm Credit System Provisions
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 975 Credit Union Board Modernization Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1777 SECURE H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1806 Small LENDER Act H.R, 1919 Anti-CBDC Surveillance State Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2392 Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025 H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 2987 CEASE Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3633, the CLARITY Act H.R. 3709 Mentor-Protege Program for Small Financial Institutions Act H.R. 8071 Fair Exams Act H.J. Res 59 CRA Disapproval of CFPB Overdraft Lending Rule S. 112 Anti-CBDC Surveillance State Act S. 113 The Promoting New Bank Formation Act S. 394 Guiding and Establishing National Innovation for U.S. Stablecoins Act of 2025 S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S . 1467 Homebuyers Privacy Protection Act S. 1582 Guiding and Establishing National Innovation for U.S. Stablecoins Act of 2025 S.J. Res 18 CRA Resolution Disapproving of the CFPB Overdraft Rule Bank-fintech partnerships Bank Loan Privacy Act Bank Merger Competitive Review Guidelines Central Bank Digital Currency CFPB 1033 Rule Check Fraud Community Bank Access to Capital Community Development Financial Institutions Certification Community Reinvestment Act Credit Card Competition Act/Credit Routing Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Field of Membership Rules Cybersecurity Information Sharing Act (CISA) Reauthorization De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Ensuring Diversity in Community Banking Act Federal Reserve Master Accounts FHFA Capital Rules Flood Insurance Industrial Loan Company Charter Policy Issues related to the Community Reinvestment Act Issues related to the Federal Home Loan Bank Act Minority Depository Institutions Open Banking / Dodd-Frank Section 1033 Payments Fraud Stablecoin Regulation Support for Bill Pultes nomination to be Director of the Federal Housing Finance Agency Support for William Briggs confirmation as Deputy Administrator of the Small Business Administration Support for Governor Michelle Bowmans nomination for a full term as Vice Chair for Supervision of the Board of Governors of the Federal Reserve System
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2025 · first_quarter · Q1
HR 1822The ACRE Act - Access to Credit for our Rural Economy Act S 838The ACRE Act - Access to Credit for our Rural Economy Act The FARM Act Farm, Food, and National Security Act of 2024 (Commodity title; crop insurance and USDA Guar. Loans) Opposition to Farm Credit System Provisions
HR 478The Promoting New Bank Formation Act HR 736The Protecting Small Business from Excessive Paperwork Act of 2025 HR 940The FAIR Exams Act HR 941The Small LENDER Act HR 975Credit Union Board Modernization Act HR 976The 1071 Repeal to Protect Small Business Lending Act HR 1606Making the CFPB Accountable to Small Businesses Act HR 1652Rectifying UDAAP Act HR 1799The Financial Reporting Threshold Modernization Act HR 1919Anti-CBDC Surveillance State Act HR 194410 Percent Credit Card Interest Rate Cap Act HR 2392Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025 HR 2802Homebuyers Privacy Protection Act HR 2835The Small Bank Holding Company Relief Act HR 2885The Bank Loan Privacy Act HR 8071Fair Exams Act HJ Res 59 CRA Disapproval of CFPB Overdraft Lending Rule S 112 Anti-CBDC Surveillance State Act S 113 The Promoting New Bank Formation Act S 293 Fair Access to Banking Act S 394 Guiding and Establishing National Innovation for U.S. Stablecoins Act of 2025 S 427 The TAILOR Act S 557 The 1071 Repeal to Protect Small Business Lending Act S 1467 Homebuyers Privacy Protection Act S.J. Res 18 CRA Resolution Disapproving of the CFPB Overdraft Rule Bank Exams Bank-fintech partnerships Bank Merger Competitive Review Guidelines Bank Secrecy Act Reform Central Bank Digital Currency CFPB 1033 Rule Check Fraud Community Bank Access to Capital Community Development Financial Institutions Community Reinvestment Act Credit Card Competition Act/Credit Routing Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Field of Membership Rules Cybersecurity Information Sharing Act Extension Data Privacy De Novo Bank Formation Digital Assets Regulation Executive Order on Continuing the Reduction of the Federal Bureaucracy FedRAMP Authorization Act (EO 14222 - Implementing the Presidents Department of Government Efficiency Cost Efficiency Initiative) EGRPRA Review Fedwire ISO 20022 FEMA Restructure FHFA Capital Rules Flood Insurance Industrial Loan Company Charter Policy Issues impacting the implementation of the Anti-Money Laundering Act of 2020 Issues related to credit unions Issues related to the Community Reinvestment Act Issues related to the Federal Home Loan Bank Act Minority Depository Institutions National Cyber Strategy - Regulatory Harmonization NIST Cybersecurity Framework (CSF) Open Banking / Dodd-Frank Section 1033 Public/Private Partnerships Removing Barriers to American Leadership in AI (EO 14179) Stablecoin Regulation Support for Bill Pultes nomination to be Director of the Federal Housing Finance Agency Support for Jonathan McKernans nomination to be Director of the Consumer Financial Protection Bureau Support for William Briggs confirmation as Deputy Administrator of the Small Business Administration Support for Michael Faulkenders nomination to be Deputy U.S. Treasury Secretary Support for Governor Michelle Bowmans nomination for a full term as Vice Chair for Supervision of the Board of Governors of the Federal Reserve System Support for the confirmation of Scott Bessent as Secretary of the Treasury Support for Travis Hills appointment as Acting Chairman of the Federal Deposit Insurance Corporation Tiered Regulation Transparency in CFPB Cost-Benefit Analysis Act (Rep. Barry Loudermilk) Veteran Affairs Servicing Purchase Program
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2024 · fourth_quarter · Q4
H.R. 7297 Homebuyers Privacy Protection Act S. 2371 ACRE S. 2968 A bill to reauthorize the National Flood Insurance Program. S. 3502 Homebuyers Privacy Protection Act S. 3902 Appraisal Industry Improvement Act S. 4638 National Defense Authorization Act for Fiscal Year 2025 Senate Amendment 2358 to National Defense Authorization Act (Trigger Leads) Senate Amendment 3290 National Defense Authorization Act (Trigger leads) Capital Requirements and FHLB Advances Credit Score Models implementation FHFA FHLB System Review FHLB Reform GSEs: Reform, Recapitalization, PSPA Amendments, Climate Change Housing Finance Reform National Flood Insurance Reauthorization TILA-RESPA Integrated Disclosures Trigger Leads
H.R. 3139 ACRE Act H.R. 4721 Main Street Tax Certainty Act S. 1706 Main Street Tax Certainty Act S. 2371 ACRE Act Extension of Expiring Tax Cuts and Jobs Act Provisions
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2024 · third_quarter · Q3
H.R. 1392 NFIP Extension Act H.R. 3139 ACRE H.R. 7297 Homebuyers Privacy Protection Act H.R. 8099 Credit Report Enhancement Directive Act S. 2142 NFIP Reauthorization and Reform Act S. 2371 ACRE S. 2968 A bill to reauthorize the National Flood Insurance Program. S. 3502 Homebuyers Privacy Protection Act S. 3902 Appraisal Industry Improvement Act S. 4638 National Defense Authorization Act for Fiscal Year 2025 Senate Amendment 2358 to National Defense Authorization Act (Trigger Leads) Senate Amendment 3290 National Defense Authorization Act (Trigger leads) Capital Requirements and FHLB Advances Credit Score Models implementation FHFA FHLB System Review FHLB Reform GSEs: Reform, Recapitalization, PSPA Amendments, Climate Change Housing Finance Reform National Flood Insurance Reauthorization TILA-RESPA Integrated Disclosures Trigger Leads
H.R. 2423 The Farm Credit Administration Independent Authority Act H.R. 3139 ACRE Act H.R. 3787 Modernizing Agricultural and Manufacturing Bonds Act H.R. 4673 Financial Innovation and Technology for the 21st Century Act H.R. 4736 The Investing in Rural America Act H.R. 4940 The Fishing Industry Credit Enhancement Act H.R. 5631 The Producer and Agricultural Credit Enhancement Act of 2023 H.R. 5877 USDA Express Loan Act H.R. 6564 The Farm Credit Adjustment Act H.R. 7338 Rural Credit Access Act H.R. 8467 The Farm, Food, and National Security Act of 2024 - Farm Credit 1071 Exemption S. 1756 The Fishing Industry Credit Enhancement Act S. 2252 Promoting New and Diverse Depositories Act S. 2371 ACRE Act S. 2723 Modernizing Agricultural and Manufacturing Bonds Act S. 2890 Producer and Agricultural Credit Enhancement Act of 2023 S. 3497 The FARM Home Loans Act 2023 Farm Bill Reauthorization Adequate Farm Bill Spending Crop Insurance Cryptocurrency Regulation Digital Assets Regulation Durbin Amendment on Debit Card Routing; Extension to Credit Cards Farm Credit System Expansion Guaranteed Farm Loans Sec. 1071 of the Dodd Frank Act
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2024 · second_quarter · Q2
H.R. 758 Promoting Access to Capital in Underbanked Communities Act of 2023 H.R. 1165 Financial Data Privacy Act of 2023 H.R. 1806 Small LENDER Act H.R. 1810 Bank Loan Privacy Act H.R. 2656 Trigger Leads Abatement Act H.R. 2891 SAFER Banking Act of 2023 H.R. 3161 CDFI Fund Transparency Act H.R. 3881 Credit Card Competition Act of 2023 H.R. 4035 Protecting Small Business Information Act of 2023 H.R. 4198 To amend section 604(c) of the Fair Credit Reporting Act to address the treatment of pre-screening report requests, and for other purposes. H.R. 4346 Small Bank Holding Company Relief Act H.R. 4766 Clarity for Payment Stablecoins Act of 2023 H.R. 5403 CBDC Anti-Surveillance State Act H.R. 6398 Financial Institution Regulatory Tailoring Enhancement Act H.R. 6789 Rectifying Undefined Descriptions of Abusive Act and Practices Act H.R. 7297 Homebuyers Privacy Protection Act H.R. 7420 Ensuring Diversity in Community Banking Act H.R. 7483 Expanding Opportunity for MDIs Act H.R. 7531 Secure Payments Act H.R. 8152 American Data Privacy and Protection Act H.R. 8264 Bank Supervision Appeals Improvement Act H.R. 8337 Bank Resilience and Regulatory Improvement Act H.R. 8338 Clarity in Lending Act H.R. 8818 American Privacy Rights Act H.J. Res 122 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Credit Card Penalty Fees (Regulation Z)". S. 1323 SAFE Banking Act of 2023 S. 1838 Credit Card Competition Act of 2023; Durbin Amendment on Debit Card Routing; Extension to Credit Cards S. 2281 Lummis-Gillibrand Responsible Financial Innovation Act S. 2860 SAFER Banking Act S. 3502 Homeowners Privacy Protection Act (Trigger Leads) S. 3538 Close the Shadow Banking Loophole Act S. 3801 CBDC Anti-Surveillance State Act S. 4155 Lummis -Gillibrand Payment Stablecoin Act S. 4570 Secure Payments Act S.J. Res 70 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Credit Card Penalty Fees (Regulation Z) Anti-money laundering regulation - digital assets Artificial Intelligence Bank Merger Competitive Review Guidelines Bank-fintech partnerships Beneficial Ownership Cannabis Banking Central Bank Digital Currency Check Fraud Climate Risk Disclosure Requirements Climate Related Financial Regulation Community Bank Access to Capital Community Development Financial Institutions Certification Community Reinvestment Act Credit Card Routing Mandates Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Field of Membership Rules Crypto Assets, Decentralized Finance, and Central Bank Digital Currency Cryptocurrency Regulation Data Privacy De Novo Bank Formation Debit Card Interchange Fees and Routing Deposit insurance reform Digital Assets Regulation EGRPRA Review FHFA Capital Rules Flood Insurance Implementation of Dodd Frank Act Section 1071 Implementation issues with the Anti-Money Laundering Act of 2020 Industrial Loan Company Charter Policy Instant Payments Issues associated with the Federal Reserves discount window NSF and Overdraft Fees Open Banking / Dodd-Frank Section 1033 Opposing the SBAs proposal to repeal the moratorium on the number of Small Business Lending Companies (SBLC) that are permitted to make 7(a) loans. Request for hearing on unfair Credit Union Competition Request that the CFPBs FCRA Rulemaking Process be Subject to an Advanced Notice of Proposed Rulemaking (ANPR) before it Publishes a Notice of Proposed Rulemaking (NPRM) SBA Direct 7(a) Direct Lending Stablecoin, Crypto Currency Regulatory Policy
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2024 · first_quarter · Q1
H.R. 1392 NFIP Extension Act H.R. 3139, ACRE H.R. 7297, Homebuyers Privacy Protection Act S. 2142 NFIP Reauthorization and Reform Act S. 2371, ACRE S.2968, A bill to reauthorize the National Flood Insurance Program. S. 3068, VA Home Loan Awareness Act S. 3502, Homebuyers Privacy Protection Act S. 3902, Appraisal Industry Improvement Act Capital Requirements and FHLB Advances Credit Score Models implementation FHFA FHLB System Review FHLB Reform GSEs: Reform, Recapitalization, PSPA Amendments, Climate Change Government Sponsored Enterprises Reform and Recapitalization Housing Finance Reform National Flood Insurance Reauthorization TILA-RESPA Integrated Disclosures Trigger Leads
H.R. 3139 ACRE Act H.R. 3787 Modernizing Agricultural and Manufacturing Bonds Act H.R. 4673 Financial Innovation and Technology for the 21st Century Act H.R. 5877 USDA Express Loan Act H.R. 7338, Rural Credit Access Act S. 2252 Promoting New and Diverse Depositories Act S. 2371 ACRE Act S. 2723 Modernizing Agricultural and Manufacturing Bonds Act 2023 Farm Bill Reauthorization Adequate Farm Bill Spending Crop Insurance Cryptocurrency Regulation Digital Assets Regulation Durbin Amendment on Debit Card Routing; Extension to Credit Cards Farm Credit System Expansion Guaranteed Farm Loans Sec. 1071 of the Dodd Frank Act
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2023 · fourth_quarter · Q4
H.R. 1392 NFIP Extension Act H.R. 3139, ACRE H.R.4335, VA Loan Informed Disclosure Act of 2023 H.R. 4349 NFIP Reauthorization and Reform Act S. 2142 NFIP Reauthorization and Reform Act S. 2371, ACRE S.2968, A bill to reauthorize the National Flood Insurance Program. S. 3502, Homebuyers Privacy Protection Act Capital Requirements and FHLB Advances Credit Score Models implementation FHFA FHLB System Review FHFA/FHLB Tangible Capital Rule FHLB Reform GSEs: Reform, Recapitalization, PSPA Amendments, Climate Change Government Sponsored Enterprises Reform and Recapitalization Housing Finance Reform National Flood Insurance Reauthorization TILA-RESPA Integrated Disclosures Trigger Leads
H.R. 3139 ACRE Act H.R. 3787 Modernizing Agricultural and Manufacturing Bonds Act H.R. 4673 Financial Innovation and Technology for the 21st Century Act H.R. 5877 USDA Express Loan Act S. 2252 Promoting New and Diverse Depositories Act S. 2371 ACRE Act S. 2723 Modernizing Agricultural and Manufacturing Bonds Act 2023 Farm Bill Reauthorization Adequate Farm Bill Spending Crop Insurance Cryptocurrency Regulation Digital Asset Market Structure Discussion Draft Digital Assets Regulation Durbin Amendment on Debit Card Routing; Extension to Credit Cards Farm Credit System Expansion Guaranteed Farm Loans Sec. 1071 of the Dodd Frank Act
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2023 · third_quarter · Q3
H.R. 4055, the Opportunity Zones Enhancement Act of 2023 H.R. 4721 Main Street Tax Certainty Act S. 1706 Main Street Tax Certainty Act S.2963, A bill to amend the Internal Revenue Code of 1986 to provide a credit for investment in Community Development Financial Institutions ACRE Act- A bill that would make income from the interest on certain loans tax free.
H.R. 3139 ACRE Act H.R. 3787 Modernizing Agricultural and Manufacturing Bonds Act H.R. 4673 Financial Innovation and Technology for the 21st Century Act H.R. 5877 USDA Express Loan Act S. 2252 Promoting New and Diverse Depositories Act S. 2371 ACRE Act S. 2723 Modernizing Agricultural and Manufacturing Bonds Act 2023 Farm Bill Reauthorization Adequate Farm Bill Spending Crop Insurance Cryptocurrency Regulation Digital Asset Market Structure Discussion Draft Digital Assets Durbin Amendment on Credit Card Routing; Extension to Credit Cards Farm Credit System Expansion Guaranteed Farm Loans Rural Agriculture and Banking Relief Sec. 1071 of the Dodd Frank Act
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2023 · second_quarter · Q2
Adequate Farm Bill Spending CDFI Fund Appropriations
H.R. 3139 ACRE Act 2023 Farm Bill Reauthorization Adequate Farm Bill Spending Crop Insurance Cryptocurrency Regulation Digital Asset Market Structure Discussion Draft Digital Assets Durbin Amendment on Credit Card Routing; Extension to Credit Cards Farm Credit System Expansion Guaranteed Farm Loans Rural Agriculture and Banking Relief Sec. 1071 of the Dodd Frank Act
H.R. 758 Promoting Access to Capital in Underbanked Communities Act of 2023 H.R. 1059 SECURE Notarization Act of 2023 H.R. 1122 Central Bank Digital Currency Anti-Surveillance State Act H.R. 1165 Financial Data Privacy Act of 2023 H.R. 1313 Transparency in CFPB Cost-Benefit Analysis Act H.R. 1749 Making the CFPB Accountable to Small Business Act H.R. 1806 Small LENDER Act H.R. 1810 Bank Loan Privacy Act H.R. 1817 The Preventing Racial Profiling in Lending Act H.R. 2656 Trigger Leads Abatement Act H.R. 2798 CFPB Transparency and Accountability Reform Act H.R. 2891 SAFE Banking Act of 2023 H.R. 3881 Credit Card Competition Act of 2023 H.R. 4198 To amend section 604(c) of the Fair Credit Reporting Act to address the treatment of pre-screening report requests, and for other purposes. H.R. 4204 Shielding Community Banks from Systemic Risk Assessments Act H.R. 4207 Stopping Bonuses for Unsafe and Unsound Banking Act H.R. 4346 Small Bank Holding Company Relief Act H.J. Res. 50 A Resolution of Disapproval under the Congressional Review Act Re: Dodd-Frank Section 1071 H.J. Res. 66 A Resolution of Disapproval under the Congressional Review Act Re: Dodd-Frank Section 1071 S. 1045 Bank Compensation Clawback S. 1212 SECURE Notarization Act of 2023 S. 1323 SAFE Banking Act of 2023 S. 1838 Credit Card Competition Act of 2023 S. 2190 RECOUP Act S.J. Res. 32 A Resolution of Disapproval under the Congressional Review Act Re: Dodd-Frank Section 1071 A bill to provide for the regulation of payment stablecoins, and for other purposes. Anti-money laundering regulation - digital assets Bank Failures Bank mergers Cannabis Banking/Reintroduction of SAFE Banking Act Central Bank Digital Currency Check Fraud Climate Risk Disclosure Requirements Climate Related Financial Regulation Congressional Review Act Resolution of Disapproval for CFPBs Final Rule relating to Small Business Lending Under ECOA Community Bank Access to Capital Community Development Financial Institutions (CDFI) Fund Appropriations Community Reinvestment Act Credit Card Routing Mandates Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Field of Membership Rules Crypto Assets, Decentralized Finance, and Central Bank Digital Currency Cryptocurrency Regulation Data privacy De Novo Bank Formation Deposit insurance reform Digital Asset Market Structure Discussion Draft. Digital Assets Regulation Dodd Frank Act 1071- Small Business Loan Data Collection Durbin Amendment on Credit Card Routing; Extension to Credit Cards FDIC Deposit Insurance Assessments FDIC Deposit Insurance Policy FDIC Premium Increases Federal Reserve Master Accounts FHFA Capital Rules Financial Data Privacy Flood Insurance Implementation of Dodd Frank Act Section 1033 Implementation of Dodd Frank Act Section 1071 Implementation issues with the Anti-Money Laundering Act of 2020 Industrial Loan Company Charter Policy Military Base Rent Parity Minority depository institutions Opposing the SBAs proposal to repeal the moratorium on the number of Small Business Lending Companies (SBLC) that are permitted to make 7(a) loans. Request for hearing on unfair Credit Union Competition SBA Direct 7(a) Direct Lending Stablecoin, Crypto Currency Regulatory Policy Stablecoins SVB/Signature Bank Failures (no special assessment)
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2023 · first_quarter · Q1
2023 Farm Bill Reauthorization Adequate Farm Bill Spending Crop Insurance Cryptocurrency Regulation Digital Assets Durbin Amendment on Credit Card Routing; Extension to Credit Cards Farm Credit System Expansion Guaranteed Farm Loans Rural Agriculture and Banking Relief Sec. 1071 of the Dodd Frank Act
Adequate Farm Bill Spending Budget Resolution FY 2024 CDFI Fund Appropriations
H.R. 1010 IRS Surveillance Act S. 453 Prohibiting IRS Financial Surveillance Act ECORA/ACRE Act- A bill that would make income from the interest on certain loans tax free. Opportunity Zones Enhancement Act of 2023
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2022 · fourth_quarter · Q4
H.R. 1996 SAFE Banking Act H.R. 2543 Federal Reserve Racial and Economic Equity Act, Credit Union Provisions & Community Bank Amendment H.R. 2561 Promoting Access to Capital in Underbanked Communities Act of 2021 H.R. 2617 Consolidated Appropriations Act, opposed amendments related to Credit Card Competition Act H.R. 4277 Overdraft Protection Act H.R. 4345 FY 2022 Financial Services and General Government Appropriation - Postal Banking Pilot Program H.R. 5886 Prohibit IRS Financial Surveillance Act H.R. 5912 Close ILC Loophole Act H.R. 6037 Prohibit SBA 7(a) Direct Lending H.R. 6054 Small Business Lending Disclosure Act H.R. 6732 Small LENDER Act H.R. 6814 Small Business Fair Debt Collection Practices Act H.R. 7003 Expanding Financial Access for Underserved Communities Act H.R. 7412 Transparency in CFPB Cost-Benefit Analysis Act H.R. 7768 Farm Credit Administration Independence Authority Act H.R. 7776 National Defense Authorization Act, master accounts and services database H.R. 7900 National Defense Authorization Act, opposed amendments related to Credit Card Competition Act H.R. 8152 American Data Privacy and Protection Act H.R. 8443 Making the CFPB Accountable Act H.R. 8833 The Making Communities Stronger Through the Community Reinvestment Act H.R. 8874 Credit Card Competition Act H.R. 8950 the Digital Commodities Consumer Protection Act of 2022 H.R. 9599 Consumer Information Notification Requirement Act S. 910 SAFE Banking Act S. 1684 Federal Home Loan Banks Mission Implementation Act S. 3056 Prohibit IRS Financial Surveillance Act S. 3715 E-Sign Modernization Act S. 3954 Ban CBDC S. 3970 Stablecoin Transparency Act S. 4004 Small LENDER Act S. 4356 Lummis-Gillibrand Responsible Financial Innovation Act S. 4522 Transparency in CFPB Cost-Benefit Analysis Act S. 4674 Credit Card Competition Act S. 4698 Improving Cybersecurity of Credit Unions Act S. 4831 No CBDC Act S. 5189 Close the Shadow Banking Loophole Act S. 5340 Stablecoin TRUST Act of 2022 S. 5341 A bill to amend the Federal Reserve Act to provide greater accountability to the Federal Reserve System Bank Merger Policy BankOn accounts Banking Services Fees Cannabis Banking CDFI Certification Central Bank Digital Currency Climate Risk Disclosure Requirements Climate-Related Financial Regulation Community Bank Access to Capital Community Banks on Military Bases Community Development Financial Institutions (CDFI) Fund Appropriations Community Reinvestment Act Consolidated Appropriations Act, supported inclusion of the SAFE Banking Act; opposed inclusion of Credit Card Competition Act Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Cybersecurity Requirements Credit Union Field of Membership Rules Credit Union Growth/Powers/Abusive Behavior Credit Union Supplemental Capital Cryptocurrency Customer Data Access, Implementation of Dodd Frank Act Section 1033 Cybersecurity Data Privacy Discussion Draft Data Security, Breaches and Privacy De Novo Bank Formation Dodd Frank Act 1071- Small Business Loan Data Collection Digital Assets Regulation Durbin Amendment on Interchange; Extension to Credit Cards FDIC Deposit Insurance Assessments FDIC Premium Increases FDIC Supervisory Appeals Review Committee and Policy FHFA Capital Rules Financial Data Privacy Discussion Draft Fintech Regulatory Requirements Fintech/Banking Relationships Flood Insurance Reauthorization Industrial Loan Corporation Loophole Reforms/ Rakuten (ILC) et al, Deposit Insurance Applications Interchange Minority Depository Institutions Issues National Defense Authorization Act, Report Language on Financial Institution leases on military bases National Defense Authorization Act, Supported Inclusion of the SAFE Banking Act; Opposed Inclusion of Credit Card Competition Act as an Amendment Overdraft Fees Overdraft Protection P2P Payment Applications Fraud Postal Banking SAFE Banking Act, support for inclusion in America COMPETES Act Conference SBA 7(a) Loan Program Funding and Terms SBA Direct 7(a) Direct Lending Secure Notarization Small Business Loan Data Collection--CFPB Implementation of Dodd-Frank Act Section 1071 Stablecoins Stablecoin Innovation and Protection Act of 2022 (draft) Stablecoin Legislation - Waters-McHenry Discussion Draft Stablecoin TRUST Act (draft)
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2022 · third_quarter · 3A
H.R. 1977 Enhancing Credit Opportunities for Rural America Act (ECORA) H.R. 7768 Farm Credit Administration Independence Authority Act H.R. 8950 Digital Commodities Consumer Protection Act of 2022 S. 2202 Enhancing Credit Opportunities for Rural America (ECORA) S. 4760 - Digital Commodities Consumer Protection Act of 2022 Digital assets Farm Credit Administration - Favor updating Young, Beginning, Farmer requirements FCS Cyber Security - Favor Transparency & FCS following Bank like regulations Letter to CFPB Urging restrictions of credit union purchases or banks; facilitate community banks purchasing local community bank instead of allowing large banks to purchase local banks Letter to UDSDA with recommendations on Livestock Dealer Trust regulations Section 1071 & Farm Credit System compliance USDA Guaranteed Loan Programs regarding Beginning Farmer and Rancher (BFR) Enhancements
H.R. 1381 Main St Tax Certainty Act. Makes permanent Section 199A of the tax code H.R. 1977 Enhancing Credit Opportunities in Rural America Act (ECORA) H. R. 5376 - Inflation Reduction Act of 2022 (Build Back Better) H.R. 5586 Prohibiting IRS Financial Surveillance Act H.R. 6732 Small LENDER Act H.R. 6802 Preventing Racial Profiling in Lending Act S. 480 Main Street Tax Certainty Act S. 2202 Enhancing Credit Opportunities for Rural America S. 3506 Prohibiting IRS Financial Surveillance Act Administration Proposal to Close the Tax Gap Bank Account Information Reporting to the IRS Credit Union Tax Exemption ECORA - Tax relief for community banks - Support Tax Relief for Community Bank Retained Earnings
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2022 · third_quarter · Q3
H.R. 1996 SAFE Banking Act H.R. 2543 Federal Reserve Racial and Economic Equity Act, Credit Union Provisions & Community Bank Amendment Amendment #6 to H.R. 2543, to repeal Section 1071 of the Dodd-Frank Act Sec. 521, 522, 523 & 524 of H.R.2543 - Federal Reserve Racial and Economic Equity Act H.R. 2561 Promoting Access to Capital in Underbanked Communities Act of 2021 H.R. 3009 Improving Language Access in Mortgage Servicing H.R. 4277 Overdraft Protection Act H.R. 4345 FY 2022 Financial Services and General Government Appropriation - Postal Banking Pilot Program H.R. 5376 The Build Back Better Act H.R. 5886 Prohibit IRS Financial Surveillance Act H.R. 5912 Close ILC Loophole Act H.R. 6037 Prohibit SBA 7(a) Direct Lending H.R. 6054 Small Business Lending Disclosure Act H.R. 6307 Protecting Access to Credit for Small Businesses Act H.R. 6732 Small LENDER Act H.R. 6739 Business Loan Privacy Act H.R. 6745 Ensuring Diversity in Community Banking Act H.R. 6802 Prevent Racial Profiling in Lending Act H.R. 6814 Small Business Fair Debt Collection Practices Act H.R. 7003 Expanding Financial Access for Underserved Communities Act H.R. 7022 Strengthening Cybersecurity Act H.R. 7412 Transparency in CFPB Cost-Benefit Analysis Act H.R. 7768 Farm Credit Administration Independence Authority Act H.R. 8152 American Data Privacy and Protection Act S. 910 SAFE Banking Act S. 1684 Federal Home Loan Banks Mission Implementation Act S. 3056 Prohibit IRS Financial Surveillance Act S. 3382 Protecting Access to Credit for Small Businesses Act S. 3409 A bill to require the appropriate Federal banking agencies to develop a Community Bank Leverage Ratio that is between 8 percent and 8.5 percent for calendar years 2022, 2023, and 2024, and for other purposes. S. 3441 CDFI Bond Guarantee Program Improvement Act S. 3715 E-Sign Modernization Act S. 3745 TAILOR Act S. 3954 Ban CBDC S. 4004 Small LENDER Act S. 4356 Lummis-Gillibrand Responsible Financial Innovation Act Bank Merger Policy Bank Secrecy Act/Anti-Money Laundering Rules/Legislation, including Beneficial Ownership Issue Banking Services Fees Cannabis Banking Central Bank Digital Currency Climate Risk Disclosure Requirements Climate-Related Financial Regulation Community Bank Access to Capital Community Development Financial Institutions (CDFI) Fund Appropriations Community Reinvestment Act Consumer Financial Protection Bureau, report of financial services in rural America Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Cybersecurity Requirements Credit Union Field of Membership Rules Credit Union Growth/Powers/Abusive Behavior Credit Union Supplemental Capital Cryptocurrency Customer Data Access, Implementation of Dodd Frank Act Section 1033 Cybersecurity Data Security, Breaches and Privacy De Novo Bank Formation Dodd Frank Act 1071- Small Business Loan Data Collection Digital Assets Regulation Durbin Amendment on Interchange; Extension to Credit Cards Emergency Capital Investment Program Expanding Opportunity for Minority Depository Institutions Act (draft) Faster/Instant Payments FDIC Premium Increases FDIC Supervisory Appeals Review Committee and Policy Federal Reserve Accounts for Consumers Financial Data Privacy Discussion Draft Financial Inclusion Fintech Regulatory Requirements Fintech/Banking Relationships Flood Insurance Reauthorization Industrial Loan Corporation Loophole Reforms/ Rakuten (ILC) et al, Deposit Insurance Applications Interchange Interest Rate Caps IRS Reporting of Financial Account Inflows/Outflows Minority Depository Institutions Issues OCC Proposed Payments Charter Overdraft Fees Overdraft Protection Patent Reform Legislation Postal Banking Protecting Consumers from Payment Scams Act (draft) SAFE Banking Act, support for inclusion in America COMPETES Act Conference SBA 7(a) Loan Program Funding and Terms SBA Direct 7(a) Direct Lending Secure Notarization Small Business Loan Data Collection--CFPB Implementation of Dodd-Frank Act Section 1071 Stablecoins Stablecoin Innovation and Protection Act of 2022 (draft) Stablecoin TRUST Act (draft) H.R. 4590 - Promoting New and Diverse Depository Institutions Act H. R. 5376 - Inflation Reduction Act of 2022 (Build Back Better) H.R. 6889 - The Credit Union Board Modernization Act H.R. 8443, Making the CFPB Accountable Act H.R. 8833, the Making Communities Stronger Through the Community Reinvestment Act H.R. 8874, Credit Card Competition Act H.R. 8950, the Digital Commodities Consumer Protection Act of 2022 S. 4522 - Transparency in CFPB Cost-Benefit Analysis Act S. 4674, Credit Card Competition Act S. 4831 No CBDC Act Amendments 69 and 70 to FY2023 FSGG Appropriations Bill (Postal banking) BankOn accounts Community Banks on Military Bases FDIC Deposit Insurance Assessments National Defense Authorization Act, opposition to inclusion of Credit Card Competition Act as an Amendment National Defense Authorization Act, report language on financial institution leases on military bases P2P Payment Applications Fraud Stablecoin Legislation - Waters-McHenry Discussion Draft Unfair, deceptive, or abusive acts and practices (UDAAP)
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2022 · second_quarter · Q2
H.R. 1977 Enhancing Credit Opportunities for Rural America Act (ECORA) H.R. 7768 Farm Credit Administration Independence Authority Act S. 2202 Enhancing Credit Opportunities for Rural America (ECORA) USDA Guaranteed Loan Programs regarding Beginning Farmer and Rancher (BFR) Enhancements
H.R. 1996 SAFE Banking Act H.R. 2543 Federal Reserve Racial and Economic Equity Act, Credit Union Provisions & Community Bank Amendment Amendment #6 to H.R. 2543, to repeal Section 1071 of the Dodd-Frank Act Sec. 521, 522, 523 & 524 of H.R.2543 - Federal Reserve Racial and Economic Equity Act H.R. 2561 Promoting Access to Capital in Underbanked Communities Act of 2021 H.R. 3009 Improving Language Access in Mortgage Servicing H.R. 4277 Overdraft Protection Act H.R. 4345 FY 2022 Financial Services and General Government Appropriation - Postal Banking Pilot Program H.R. 5376 The Build Back Better Act H.R. 5886 Prohibit IRS Financial Surveillance Act H.R. 5912 Close ILC Loophole Act H.R. 6037 Prohibit SBA 7(a) Direct Lending H.R. 6054 Small Business Lending Disclosure Act H.R. 6307 Protecting Access to Credit for Small Businesses Act H.R. 6732 Small LENDER Act H.R. 6739 Business Loan Privacy Act H.R. 6745 Ensuring Diversity in Community Banking Act H.R. 6802 Prevent Racial Profiling in Lending Act H.R. 6814 Small Business Fair Debt Collection Practices Act H.R. 7003 Expanding Financial Access for Underserved Communities Act H.R. 7022 Strengthening Cybersecurity Act H.R. 7412 Transparency in CFPB Cost-Benefit Analysis Act H.R. 7768 Farm Credit Administration Independence Authority Act H.R. 8152 American Data Privacy and Protection Act S. 910 SAFE Banking Act S. 1684 Federal Home Loan Banks Mission Implementation Act S. 3056 Prohibit IRS Financial Surveillance Act S. 3382 Protecting Access to Credit for Small Businesses Act S. 3409 A bill to require the appropriate Federal banking agencies to develop a Community Bank Leverage Ratio that is between 8 percent and 8.5 percent for calendar years 2022, 2023, and 2024, and for other purposes. S. 3441 CDFI Bond Guarantee Program Improvement Act S. 3715 E-Sign Modernization Act S. 3745 TAILOR Act S. 3954 Ban CBDC S. 4004 Small LENDER Act S. 4356 Lummis-Gillibrand Responsible Financial Innovation Act Bank Merger Policy Bank Secrecy Act/Anti-Money Laundering Rules/Legislation, including Beneficial Ownership Issue Banking Services Fees Cannabis Banking Central Bank Digital Currency Climate Risk Disclosure Requirements Climate-Related Financial Regulation Community Bank Access to Capital Community Development Financial Institutions (CDFI) Fund Appropriations Community Reinvestment Act Consumer Financial Protection Bureau, report of financial services in rural America Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Cybersecurity Requirements Credit Union Field of Membership Rules Credit Union Growth/Powers/Abusive Behavior Credit Union Supplemental Capital Cryptocurrency Customer Data Access, Implementation of Dodd Frank Act Section 1033 Cybersecurity Data Security, Breaches and Privacy De Novo Bank Formation Dodd Frank Act 1071- Small Business Loan Data Collection Digital Assets Regulation Durbin Amendment on Interchange; Extension to Credit Cards Emergency Capital Investment Program Expanding Opportunity for Minority Depository Institutions Act (draft) Faster/Instant Payments FDIC Premium Increases FDIC Supervisory Appeals Review Committee and Policy Federal Reserve Accounts for Consumers Financial Data Privacy Discussion Draft Financial Inclusion Fintech Regulatory Requirements Fintech/Banking Relationships Flood Insurance Reauthorization Industrial Loan Corporation Loophole Reforms/ Rakuten (ILC) et al, Deposit Insurance Applications Interchange Interest Rate Caps IRS Reporting of Financial Account Inflows/Outflows Minority Depository Institutions Issues OCC Proposed Payments Charter Overdraft Fees Overdraft Protection Patent Reform Legislation Postal Banking Protecting Consumers from Payment Scams Act (draft) SAFE Banking Act, support for inclusion in America COMPETES Act Conference SBA 7(a) Loan Program Funding and Terms SBA Direct 7(a) Direct Lending Secure Notarization Small Business Loan Data Collection--CFPB Implementation of Dodd-Frank Act Section 1071 Stablecoins Stablecoin Innovation and Protection Act of 2022 (draft) Stablecoin TRUST Act (draft)
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2022 · first_quarter · Q1
H.R. 1977 Enhancing Credit Opportunities for Rural America Act (ECORA) S. 2202 Enhancing Credit Opportunities for Rural America (ECORA) Crop Insurance - Protecting Funding USDA Guaranteed Loan Programs regarding Beginning Farmer and Rancher (BFR) Enhancements
H.R. 963 FAIR Act H.R. 1711 Financial Inclusion in Banking Act of 2021 H.R. 1996 SAFE Banking Act H.R. 2211 Central Bank Digital Currency Study Act H.R. 2471 Consolidated Appropriations Act 2022 Cyber Incident Reporting for Critical Infrastructure Act of 2022, Adjustable Interest Rate (LIBOR) Act H.R. 2561 Promoting Access to Capital in Underbanked Communities Act of 2021 H.R. 3009 Improving Language Access in Mortgage Servicing H.R. 3076 Postal Service Reform Act, support for Senate Amendment 4066 (Toomey) to prohibit postal banking H.R. 4277 Overdraft Protection Act H.R. 4345 FY 2022 Financial Services and General Government Appropriation - Postal Banking Pilot Program H.R. 4350 National Defense Authorization Act for FY 2022 cybersecurity provisions H.R. 4616 The Adjustable Interest Rate (LIBOR) Act H.R. 5376 The Build Back Better Act H.R. 5440 Cyber Incident Reporting for Critical Infrastructure Act H.R. 5886 Prohibit IRS Financial Surveillance Act H.R. 5912 Close ILC Loophole Act H.R. 6037 Prohibit SBA 7(a) Direct Lending H.R. 6145 Community Bank Relief Act H.R. 6307 Protecting Access to Credit for Small Businesses Act H.R. 6415 To amend the Federal Reserve Act to prohibit the Federal reserve banks from offering certain products or services directly to an individual (CBDC) H.R. 6732 Small LENDER Act H.R. 6739 Business Loan Privacy Act H.R. 6745 Ensuring Diversity in Community Banking Act H.R. 6802 Prevent Racial Profiling in Lending Act S. 910 SAFE Banking Act S. 1684 Federal Home Loan Banks Mission Implementation Act S. 2407 Cyber Incident Notification Act of 2021 S. 2875 Cyber Incident Reporting Act of 2021 S. 3056 Prohibit IRS Financial Surveillance Act S. 3382 Protecting Access to Credit for Small Businesses Act S. 3409 A bill to require the appropriate Federal banking agencies to develop a Community Bank Leverage Ratio that is between 8 percent and 8.5 percent for calendar years 2022, 2023, and 2024, and for other purposes. S. 3441 CDFI Bond Guarantee Program Improvement Act S. 3715 E-Sign Modernization Act S. 3745 TAILOR Act S.3844 Economic Continuity and Stability Act (LIBOR Transition) S. 3954 Ban CBDC S. Amend 3099 - Amendment to the Senate Budget Resolution to bar new IRS reporting Advancing Technologies to Support Inclusion Act (draft) Arbitration Bank Capital and Accounting Relief Bank Secrecy Act/Anti-Money Laundering Rules/Legislation, including Beneficial Ownership Issue Banking Services Fees Cannabis Banking CARES Act, Paycheck Protection Program Implementation CDFI Certification Consultation Act (draft) Central Bank Digital Currency Climate Risk Disclosure Requirements Climate-Related Financial Regulation Community Bank Access to Capital Community Bank Leverage Ratio Community Development Financial Institutions (CDFI) Fund Appropriations Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Field of Membership Rules Credit Union Growth/Powers/Abusive Behavior Credit Union Supplemental Capital Cryptocurrency Customer Data Access, Implementation of Dodd Frank Act Section 1033 Cyber Incident reporting legislation Cybersecurity Data Security, Breaches and Privacy De Novo Bank Formation DFA 1071- Small Business Loan Data Collection Digital Assets Regulation Durbin Amendment on Interchange; Extension to Credit Cards Emergency Capital Investment Program Expanding Opportunity for Minority Depository Institutions Act (draft) Faster/Instant Payments Federal Reserve Accounts for Consumers Financial Sanctions Fintech Regulatory Requirements Fintech/Banking Relationships Flood Insurance Reauthorization Industrial Loan Corporation Loophole Reforms/ Rakuten (ILC) et al, Deposit Insurance Applications Interchange Interest Rate Caps IRS Reporting of Financial Account Inflows/Outflows LIBOR Transition Minority Depository Institutions Issues OCC Proposed Payments Charter Overdraft Fees Overdraft Protection Payment semi-conductor chip disruptions Postal Banking Promoting and Advancing Communities of Color Through Inclusive Lending Act (draft) Public Banking Raising the FDICIA Asset Thresholds of 12 CFR Part 363--FDIC Regulatory and Tax Relief for Community Banks SBA 7(a) Loan Program Funding and Terms SBA Direct 7(a) Direct Lending Secure Notarization Simplification of Deposit Insurance Rules Small Business Loan Data Collection--CFPB Implementation of Dodd-Frank Act Section 1071 Stablecoins Stablecoin Innovation and Protection Act of 2022 (draft) Supporting the Creation of Diverse and Mission-Driven Community Financial Institutions Act(draft) Tailored Supervision of Community Banks (draft legislation) The Strengthening Cybersecurity for the Financial Sector Act (draft legislation) Understanding Community Financial Institutions Impact in Underserved Communities Act(draft)
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2021 · fourth_quarter · Q4
H.R. 1187 Corporate Governance Improvement and Investor Protection Act (climate provisions) H.R. 1319 American Rescue Plan Act of 2021 H.R. 1711 Financial Inclusion in Banking Act of 2021 H.R. 1996 SAFE Banking Act H.R. 2211 Central Bank Digital Currency Study Act H.R. 2561 Promoting Access to Capital in Underbanked Communities Act of 2021 H.R. 2570 Climate Risk Disclosure Act of 2021 H.R. 3009 Improving Language Access in Mortgage Servicing H.R. 3910 To Amend the Gramm Leach Bliley Act to give the CFPB rulemaking and enforcement authority over the safeguards rule with respect to data aggregators H.R. 3926 Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2021 H.R. 4277 Overdraft Protection Act H.R. 4345 FY 2022 Financial Services and General Government Appropriation - Postal Banking Pilot Program H.R. 4350 National Defense Authorization Act for FY 2022 cybersecurity provisions H.R. 4590 The Promoting New and Diverse Depository Institutions Act H.R. 4616 The Adjustable Interest Rate (LIBOR) Act H.R. 4773 The Consumer Financial Protection Commission Act H.R. 5253 Fossil Free Finance Act H.R. 5376 The Build Back Better Act H.R. 5440 Cyber Incident Reporting for Critical Infrastructure Act H.R. 5874 Veterans and Consumers Fair Credit Act H.R. 5886 Prohibit IRS Financial Surveillance Act H.R. 5911 Fair Hiring in Banking Act H.R. 5974 Veterans and Consumers Fair Credit Act H.R. 6037 Prohibit SBA 7(a) Direct Lending H.R. 6145 Community Bank Relief Act H.R. 6307 Protecting Access to Credit for Small Businesses Act S. 910 SAFE Banking Act S. 1625 Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2021 S. 2407 Cyber Incident Notification Act of 2021 S. 2508 Veterans and Consumers Fair Credit Act S. 2792 National Defense Authorization Act for FY2022 S. 2857 Protecting Financial Privacy Act S. 2875 Cyber Incident Reporting Act of 2021 S. 3056 Prohibit IRS Financial Surveillance Act S. 3382 Protecting Access to Credit for Small Businesses Act S. 3409 A bill to require the appropriate Federal banking agencies to develop a Community Bank Leverage Ratio that is between 8 percent and 8.5 percent for calendar years 2022, 2023, and 2024, and for other purposes. S. Amend 3099 - Amendment to the Senate Budget Resolution to bar new IRS reporting Audit and reporting regulatory asset thresholds Bank Capital and Accounting Relief Bank Secrecy Act/Anti-Money Laundering Rules/Legislation, including Beneficial Ownership Issue Cannabis Banking CARES Act, Paycheck Protection Program Implementation Central Bank Digital Currency Climate-Related Financial Regulation Community Bank Access to Capital Community Bank Leverage Ratio Community Development Financial Institutions (CDFI) Fund Appropriations Community Reinvestment Act Modernization Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Field of Membership Rules Credit Union Growth/Powers/Abusive Behavior Credit Union Supplemental Capital Cryptocurrency Current Expected Credit Loss Standard Customer Data Access, Implementation of Dodd Frank Act Section 1033 Cyber Incident reporting legislation Cybersecurity Data Security, Breaches and Privacy De Novo Bank Formation DFA 1071- Small Business Loan Data Collection Durbin Amendment on Interchange; Extension to Credit Cards Enhancing Cybersecurity of Nationwide Consumer Reporting Agencies Act (draft) Equal treatment between community banks and credit unions when assessing rent and related charges on military bases. Expanding Employment Opportunities in Banking - Criminal History Disclosures Faster/Instant Payments Federal Reserve Accounts for Consumers Fintech Regulatory Requirements Fintech/Banking Relationships Flood Insurance Reauthorization Industrial Loan Corporation Loophole Reforms/ Rakuten (ILC) et al, Deposit Insurance Applications Interchange Interest Rate Caps IRS Reporting of Financial Account Inflows/Outflows LIBOR Transition Minority Depository Institutions Issues Nomination of Professor Saule Omarova for Comptroller of the Currency OCC Proposed Payments Charter Overdraft Fees Overdraft Protection Payment semi-conductor chip disruptions Postal Banking Protecting Financial Privacy Act introduced in the Senate and the House Public Banking Raising the FDICIA Asset Thresholds of 12 CFR Part 363--FDIC Regulatory and Tax Relief for Community Banks SBA 7(a) Loan Program Funding and Terms SBA Direct 7(a) Direct Lending Simplification of Deposit Insurance Rules Small Business Loan Data Collection--CFPB Implementation of Dodd-Frank Act Section 1071 Stablecoins Supervisory Approaches (On-Site/Off-Site) Examinations Tailored Supervision of Community Banks (draft legislation) The Strengthening Cybersecurity for the Financial Sector Act (draft legislation)
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2021 · first_quarter · 1A
H.R. 1977 Enhancing Credit Opportunities for Rural America Act (ECORA) Crop Insurance Coalition Budget Enhancements to Paycheck Protection Program for farmers by allowing gross income calculations. Enhancing USDA loan programs Oppose Farm Credit System (FCS) expansion efforts Oppose Proposal to Change Definition of Metropolitan Statistical Areas USDA Business & Industry (B&I) Loans as part of COVID relief
H.R. 133 Consolidated Appropriations Act, 2021 Economic Impact Payments H.R. 527 CFPB Dual Mandate and Economic Analysis Act H.R. 766 TAILOR Act H.R. 1319 American Rescue Plan Act of 2021 H.R. 1799 The PPP Extension Act H.R. 1996 SAFE Banking Act H.R. 2040 The Financial Reporting Modernization Act H.R. 2211 Central Bank Digital Currency Study Act H.J. Res. 25 Congressional disapproval of OCC True Lender Rule S. 49 No CFPB in PPP Act S. 524 A bill to create a Homeowner Assistance Fund at the Department of Treasury S. 563 Fair Access to Banking Act S. 723 PPP Extension Act S. 823 A bill to amend the American Rescue Plan Act of 2021 to provide for protection of recovery rebates. S. 910 SAFE Banking Act S.J. Res. 15 Congressional disapproval of OCC True Lender Rule Bank Capital and Accounting Relief Bank Secrecy Act/Anti-Money Laundering Rules/Legislation, including Beneficial Ownership Issue BitPay National Trust and Paxos National Trust OCC Trust Charter Applications Brokered Deposits Cannabis Banking CARES Act, Economic Impact Payments CARES Act, Paycheck Protection Program Implementation Central Bank Digital Currency/Digital Dollar Climate-Related Financial Regulation Community Bank Access to Capital Community Bank Leverage Ratio Community Development Financial Institutions (CDFI) Fund Appropriations Community Reinvestment Act Modernization Consumer Access to Financial Records Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Field of Membership Rules Credit Union Growth/Powers/Abusive Behavior Credit Union Supplemental Capital Cryptocurrency Current Expected Credit Losses (CECL) Customer Data Access, Implementation of Dodd Frank Act Section 1033 Cybersecurity Data Security, Breaches and Privacy De Novo Bank Formation Economic Impact Payments (EIP) Garnishment Exemption EIP - Recommendations for Improving Delivery of Payments to Americans Eliminating Corporate Shadow Banking Emergency Capital Investment Program Implementation Equal treatment between community banks and credit unions when assessing rent and related charges on military bases. Exclusion of Paycheck Protection Program Loans from Calculation of Bank Asset Thresholds Fed Accounts Figure Bank, NA Charter Application Fintech/Banking Relationships Fintech Regulatory Requirements Financial Data Sharing Safety Act First Blockchain Bank & Trust, N.A. Charter Application Flood Insurance Reauthorization GM Financial Bank Deposit Insurance Application Industrial Loan Corporation Loophole Reforms/ Square (ILC) and Rakuten Deposit Insurance Applications Interest Rate Caps Minority Depository Institutions Issues Mortgage Servicer Liquidity Facility Nomination of Isabel Guzman to serve as the Administrator of the U.S. Small Business Administration (SBA) Nomination of Dr. Janet Yellen to serve as Secretary of the Treasury OCC Interpretive Letter 1176/Protego & Anchorage Conversion Applications OCC Proposed Payments Charter Postal Banking Regulatory Burden Relief for Community Banks Regulatory and Tax Relief for Community Banks SBA 7(a) Loan Program Funding and Terms Troubled Debt Restructuring
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2021 · third_quarter · Q3
H.R. 1319 American Rescue Plan Act H.R. 1381 Main St Tax Certainty Act. Makes permanent Section 199A of the tax code H.R. 1712 Death Tax Repeal Act. Permanent repeal of estate tax H.R. 2561 Promoting Access to Capital in Underbanked Communities Act of 2021 H.R. 1977 Enhancing Credit Opportunities in Rural America Act (ECORA) H.R. 5376 Build Back Better Act S. 480 Main Street Tax Certainty Act S. 617 Death Tax Repeal Act. Permanent repeal of estate tax S. 2202 Enhancing Credit Opportunities for Rural America S 2857 Protecting Financial Privacy Act S. Amend 3099 Amendment to the Senate Budget Resolution to bar new IRS reporting Administration Proposal to Close the Tax Gap Bank Account Information Reporting to the IRS Credit Union Tax Exemption ECORA - Tax relief for community banks - Support IRS Financial Transaction Reporting Proposal in budget reconciliation Stepped-Up Basis Tax Proposal (Opposed) Taxation of Capital Gains at Death
H.R. 1977 Enhancing Credit Opportunities for Rural America Act (ECORA) S. 2092 A bill to permanently authorize the Native CDFI lending program of the Department of Agriculture S. 2202 Enhancing Credit Opportunities for Rural America (ECORA) FCS Appraisal Standards regulatory proposed rule - Modify / Oppose USDA Loan Forgiveness
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2021 · second_quarter · Q2
H.R. 1319 American Rescue Plan Act of 2021 H.R. 1711 Financial Inclusion in Banking Act of 2021 H.R. 1799 The PPP Extension Act H.R. 1996 SAFE Banking Act H.R. 2040 The Financial Reporting Modernization Act H.R. 2211 Central Bank Digital Currency Study Act H.R. 2547 Comprehensive Debt Collection Improvement Act H.R. 2561 Promoting Access to Capital in Underbanked Communities Act of 2021 H.R. 2570 Climate Risk Disclosure Act of 2021 H.R. 3009 Improving Language Access in Mortgage Servicing H.R. 3910 To Amend the Gramm Leach Bliley Act to give the CFPB rulemaking and enforcement authority over the safeguards rule with respect to data aggregators H.R. 3911 To Amend the GLBA to establish procedures for disclosures by financial institutions of nonpublic personal information H.R. 3912 To amend the GBLA to require consumers to opt in before a financial institution may share the nonpublic personal information H.R. 3926 Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2021 H.R. 4345 FY 2022 Financial Services and General Government Appropriation - Postal Banking Pilot Program H.J. Res. 25 Congressional disapproval of OCC True Lender Rule S. 723 PPP Extension Act S. 910 SAFE Banking Act S. 1625 Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2021 S.J. Res. 15 Congressional disapproval of OCC True Lender Rule Artificial Intelligence--Use by Financial Institutions Bank Capital and Accounting Relief Bank Secrecy Act/Anti-Money Laundering Rules/Legislation, including Beneficial Ownership Issue Brokered Deposits Cannabis Banking CARES Act, Economic Impact Payments CARES Act, Paycheck Protection Program Implementation Central Bank Digital Currency/Digital Dollar Climate Crisis Financial Stability Act (draft) Climate Crisis Financial Stability Act (draft) Climate-Related Financial Regulation Community Bank Access to Capital Community Bank Leverage Ratio Community Development Financial Institutions (CDFI) Fund Appropriations Community Reinvestment Act Modernization Credit Reporting Credit Union Acquisitions of Community Banks/Vystar CU-Heritage Southeast Bank Transaction and Wings Financial CU/Brainerd Savings and Loan Transaction Credit Union Business Lending Powers Credit Union Field of Membership Rules Credit Union Growth/Powers/Abusive Behavior Credit Union Supplemental Capital Cryptocurrency Current Expected Credit Losses (CECL) Customer Data Access, Implementation of Dodd Frank Act Section 1033 Cybersecurity Data Security, Breaches and Privacy De Novo Bank Formation DFA 1071- Small Business Loan Data Collection Durbin Amendment on Interchange; Extension to Credit Cards Economic Impact Payments (EIP) Garnishment Exemption EIP - Recommendations for Improving Delivery of Payments to Americans Emergency Capital Investment Program Implementation Equal treatment between community banks and credit unions when assessing rent and related charges on military bases. Fair Lending Federal Reserve Accounts for Consumers Figure Bank, NA Charter Application Fintech Regulatory Requirements Fintech/Banking Relationships Flood Insurance Reauthorization Industrial Loan Corporation Loophole Reforms/ Rakuten (ILC) et al, Deposit Insurance Applications Interchange Interest Rate Caps LIBOR Transition Minority Depository Institutions Issues Mortgage Servicer Liquidity Facility OCC Interpretive Letter 1176/Protego & Anchorage Conversion Applications OCC Proposed Payments Charter Paycheck Protection Program Loans Exclusion from Calculation of Bank Asset Thresholds Postal Banking Regulatory and Tax Relief for Community Banks SBA 7(a) Loan Program Funding and Terms Small Business Loan Data Collection--CFPB Implementation of Dodd-Frank Act Section 1071 Troubled Debt Restructuring
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2021 · first_quarter · Q1
H.R. 1977 Enhancing Credit Opportunities for Rural America Act (ECORA) Crop Insurance Coalition Budget Enhancements to Paycheck Protection Program for farmers by allowing gross income calculations. Enhancing USDA loan programs Oppose Farm Credit System (FCS) expansion efforts Oppose Proposal to Change Definition of Metropolitan Statistical Areas USDA Business & Industry (B&I) Loans as part of COVID relief
H.R. 133 Consolidated Appropriations Act, 2021 Economic Impact Payments H.R. 527 CFPB Dual Mandate and Economic Analysis Act H.R. 766 TAILOR Act H.R. 1319 American Rescue Plan Act of 2021 H.R. 1799 The PPP Extension Act H.R. 1996 SAFE Banking Act H.R. 2040 The Financial Reporting Modernization Act H.R. 2211 Central Bank Digital Currency Study Act H.J. Res. 25 Congressional disapproval of OCC True Lender Rule S. 49 No CFPB in PPP Act S. 524 A bill to create a Homeowner Assistance Fund at the Department of Treasury S. 563 Fair Access to Banking Act S. 723 PPP Extension Act S. 823 A bill to amend the American Rescue Plan Act of 2021 to provide for protection of recovery rebates. S. 910 SAFE Banking Act S.J. Res. 15 Congressional disapproval of OCC True Lender Rule Bank Capital and Accounting Relief Bank Secrecy Act/Anti-Money Laundering Rules/Legislation, including Beneficial Ownership Issue BitPay National Trust and Paxos National Trust OCC Trust Charter Applications Brokered Deposits Cannabis Banking CARES Act, Economic Impact Payments CARES Act, Paycheck Protection Program Implementation Central Bank Digital Currency/Digital Dollar Climate-Related Financial Regulation Community Bank Access to Capital Community Bank Leverage Ratio Community Development Financial Institutions (CDFI) Fund Appropriations Community Reinvestment Act Modernization Consumer Access to Financial Records Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Field of Membership Rules Credit Union Growth/Powers/Abusive Behavior Credit Union Supplemental Capital Cryptocurrency Current Expected Credit Losses (CECL) Customer Data Access, Implementation of Dodd Frank Act Section 1033 Cybersecurity Data Security, Breaches and Privacy De Novo Bank Formation Economic Impact Payments (EIP) Garnishment Exemption EIP - Recommendations for Improving Delivery of Payments to Americans Eliminating Corporate Shadow Banking Emergency Capital Investment Program Implementation Equal treatment between community banks and credit unions when assessing rent and related charges on military bases. Exclusion of Paycheck Protection Program Loans from Calculation of Bank Asset Thresholds Fed Accounts Figure Bank, NA Charter Application Fintech/Banking Relationships Fintech Regulatory Requirements Financial Data Sharing Safety Act First Blockchain Bank & Trust, N.A. Charter Application Flood Insurance Reauthorization GM Financial Bank Deposit Insurance Application Industrial Loan Corporation Loophole Reforms/ Square (ILC) and Rakuten Deposit Insurance Applications Interest Rate Caps Minority Depository Institutions Issues Mortgage Servicer Liquidity Facility Nomination of Isabel Guzman to serve as the Administrator of the U.S. Small Business Administration (SBA) Nomination of Dr. Janet Yellen to serve as Secretary of the Treasury OCC Interpretive Letter 1176/Protego & Anchorage Conversion Applications OCC Proposed Payments Charter Postal Banking Regulatory Burden Relief for Community Banks Regulatory and Tax Relief for Community Banks SBA 7(a) Loan Program Funding and Terms Troubled Debt Restructuring
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2020 · fourth_quarter · Q4
HR 1872 The Enhancing Credit Opportunities for Rural America (ECORA) Act S. 1641 ECORA Enhancing Credit Opportunities in Rural America Act Enhancements to Paycheck Protection Program for farmers by allowing gross income calculations Enhancing USDA loan programs Oppose Farm Credit System (FCS) expansion efforts Oppose Livestock Dealer Trust legislation Paycheck Protection Program Producer Flexibility Act Regulatory Oversight of Farm Loans - Support forbearance Support and Recommendations - USDA OneRD
H.R. 113 Consolidated Appropriations Act H.R. 388 Financial Reporting Threshold Modernization H.R. 442 Financial Protection for Our Military Families Act H.R. 748 CARES Act H.R. 925 Updated Heroes Act H.R. 1038 Treasury Dept. to take greater role in Anti-Money Laundering/CFT policy and examinations H.R. 1039 Streamline Currency Transaction Reports and Suspicious Activity Reports H.R. 1595 SAFE Banking Act H.R. 2513 Reforms collection of beneficial ownership information for corporations and LLCs H.R. 3182 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard-CECL Consumer Impact and Study Act of 2019 H.R. 3642 Improving Credit Reporting for All Consumers Act H.R. 5315 Expanding Opportunity in Minority Depository Institutions Act H.R. 5322 Ensuring Diversity in Community Banking Act of 2019 H.R. 6249 Coronavirus Accounting Relief Act H.R. 6364 SECURE Notarization Act H. R. 6385 To provide temporary relief from troubled debt restructuring disclosures, to delay the implementation of certain accounting standards for depository Institutions substantially affected by COVID-19, and for other purposes. H.R. 6395 National Defense Authorization Act for Fiscal Year 2021 H.R. 6776 JOBS Credit Act of 2020 H.R. 6800 HEROES Act H.R. 6821 Small Business Expense Protection Act of 2020 H.R. 7010 Payment Protection Program Flexibility Act of 2020 H.R. 7413 Calculate PPP Forgiveness Act H.R. 7668 FY2021 FSGG Appropriations (Banking amendment provisions) H.R. 7709 Jobs and Neighborhood Enhancement Act H.R. 7777 The Paycheck Protection Small Business Forgiveness Act H.R. 7894 The Paycheck Protection Program Small Business Enhancement Act H.R. 7993 Promoting and Advancing Communities of Color Through Inclusive Lending Act H.R. 8215 Improving Digital Identity Act of 2020 H.R. 8337 Continuing Appropriations Act 2021 (Banking amendment provisions) H.R. 8410 Promoting and Advancing Capital in Underbanked Communities Act H.R. 8631 EIDL Forgiveness Act H.R. 8675 Preventing Regulatory Penalties for PPP Lenders Act H.J. Res 90 Providing for Congressional disapproval of the OCC rule relating to Community Reinvestment Act Regulation S. 1200 SAFE Banking Act S. 1233 Community Bank Access to Capital Act S. 1564 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard S. 2563 Illicit Cash Act S. 2839 Eliminating Corporate Shadow Banking Act of 2019 S. 3502 Community Bank Regulatory Relief Act S. 3533 SECURE Notarization Act S. 3548 CARES Act S. 3612 Small Business Expense Protection Act of 2020 S. 3774 Community Capital Investment Act S. 3841 To protect 2020 recovery rebates for individuals from assignment or garnishment S. 3962 Asset Growth Restriction Act of 2020 S. 4014 Prioritized Paycheck Protection Program Act S. 4049 National Defense Authorization Act for Fiscal Year 2021. Section 2885 creates parity between credit unions and banks located on bases. S. 4116 Reauthorize lending under the Payment Protection Program S. 4117 The Paycheck Protection Program Small Business Forgiveness Act S. 4159 E-SIGN Modernization Act S. 4171 Calculate PPP Forgiveness Act of 2020 S. 4255 Jobs and Neighborhood Enhancement Act S. 4614 Postal Banking Act S. 4914 Prioritized Paycheck Protection Program Act S. 4626 SAFE Data Act S. 4644 - A bill to amend the Federal Deposit Insurance Act to ensure that certain custodial deposits of well capitalized insured depository institutions are not considered to be funds obtained by or through deposit brokers S. 4818 HEROES Small Business Lifeline Act S. 4875 Good Faith PPP Borrowers and Lenders Act S. 4885 EIDL Protection Act S. 4927 EIDL Forgiveness Act Bank Capital and Accounting Relief Bank Secrecy Act/Anti-Money Laundering Rules/Legislation, including Beneficial Ownership Issue Bank Secrecy Act Filing Deadline Extension Request During COVID-19 Emergency Brokered Deposits Call Report Streamlining Cannabis Banking CARES Act, Economic Impact Payments CARES Act, Paycheck Protection Program Implementation Community Bank Access to Capital Community Bank Leverage Ratio Community Development Financial Institutions (CDFI) Fund Appropriations Community Reinvestment Act Modernization Credit Union Business Lending Powers Credit Union Field of Membership Rules Credit Union Growth/Powers/Abusive Behavior Credit Union Acquisitions of Community Banks Credit Union Supplemental Capital Current Expected Credit Losses (CECL) Customer Data Access Customer Due Diligence Rule Cybersecurity Data Security, Breaches and Privacy De novo bank formation Equal treatment between community banks and credit unions when assessing rent and related charges on military bases Exclusion of Paycheck Protection Program Loans from Calculation of Bank Asset Thresholds Faster Payments/Federal Reserve Real Time Gross Settlement System Figure Bank, N.A. Charter Application Fintech Regulatory Requirements Flood Insurance Reauthorization Industrial Loan Corporation Loophole Reforms/Rakuten Deposit Insurance Applications Innovation Initiatives (FinTech/Banking Relationships) Interest Rate Caps Loan Modifications: Regulatory Treatment Main Street Lending Program Minority Depository Institutions Issues Money Transmission Mortgage servicer liquidity facility OCC Proposed Payments Charter Postal Banking Regulatory Burden Relief for Community Banks Regulatory and Tax Relief for Community Banks SBA 7(a) Loan Program Funding and Terms Troubled Debt Restructuring
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2020 · third_quarter · Q3
HR 1872 The Enhancing Credit Opportunities for Rural America (ECORA) Act S. 1641 ECORA Enhancing Credit Opportunities in Rural America Act Enhancements to Paycheck Protection Program for farmers by allowing gross income calculations Enhancing USDA loan programs Oppose Farm Credit System (FCS) expansion efforts Oppose Livestock Dealer Trust legislation Paycheck Protection Program Producer Flexibility Act Regulatory Oversight of Farm Loans - Support forbearance Support and Recommendations - USDA OneRD Support for Maintaining Crop Insurance Funding
H.R. 388 Financial Reporting Threshold Modernization H.R. 442 Financial Protection for Our Military Families Act H.R. 748 CARES Act H.R. 925 Updated Heroes Act H.R. 1038 Treasury Dept. to take greater role in Anti-Money Laundering/CFT policy and examinations H.R. 1039 Streamline Currency Transaction Reports and Suspicious Activity Reports H.R. 1595 SAFE Banking Act H.R. 2513 Reforms collection of beneficial ownership information for corporations and LLCs H.R. 2514 Coordinating Oversight, Upgrading and Innovating Technology, and Examiner Reform Act: Makes amendments to Bank Secrecy Act H.R. 3182 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard-CECL Consumer Impact and Study Act of 2019 H.R. 3642 Improving Credit Reporting for All Consumers Act H.R. 5315 Expanding Opportunity in Minority Depository Institutions Act H.R. 5322 Ensuring Diversity in Community Banking Act of 2019 H.R. 6249 Coronavirus Accounting Relief Act H.R. 6364 SECURE Notarization Act H. R. 6385 To provide temporary relief from troubled debt restructuring disclosures, to delay the implementation of certain accounting standards for depository Institutions substantially affected by COVID-19, and for other purposes. H.R. 6395 National Defense Authorization Act for Fiscal Year 2021 H.R. 6776 JOBS Credit Act of 2020 H.R. 6800 HEROES Act H.R. 6821 Small Business Expense Protection Act of 2020 H.R. 7010 Payment Protection Program Flexibility Act of 2020 H.R. 7413 Calculate PPP Forgiveness Act H.R. 7668 FY2021 FSGG Appropriations (Banking amendment provisions) H.R. 7709 Jobs and Neighborhood Enhancement Act H.R. 7777 The Paycheck Protection Small Business Forgiveness Act H.R. 7894 The Paycheck Protection Program Small Business Enhancement Act H.R. 7993 Promoting and Advancing Communities of Color Through Inclusive Lending Act H.R. 8215 Improving Digital Identity Act of 2020 H.R. 8337 Continuing Appropriations Act 2021 (Banking amendment provisions) H.R. 8410 Promoting and Advancing Capital in Underbanked Communities Act H.R. 8631 EIDL Forgiveness Act H.J. Res 90 Providing for Congressional disapproval of the OCC rule relating to Community Reinvestment Act Regulation S. 1200 SAFE Banking Act S. 1233 Community Bank Access to Capital Act S. 1564 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard S. 2563 Illicit Cash Act S. 2839 Eliminating Corporate Shadow Banking Act of 2019 S. 3502 Community Bank Regulatory Relief Act S. 3533 SECURE Notarization Act S. 3548 CARES Act S. 3612 Small Business Expense Protection Act of 2020 S. 3774 Community Capital Investment Act S. 3841 To protect 2020 recovery rebates for individuals from assignment or garnishment S. 3962 Asset Growth Restriction Act of 2020 S. 4014 Prioritized Paycheck Protection Program Act S. 4049 National Defense Authorization Act for Fiscal Year 2021. Section 2885 creates parity between credit unions and banks located on bases. S. 4116 Reauthorize lending under the Payment Protection Program S. 4117 The Paycheck Protection Program Small Business Forgiveness Act S. 4159 E-SIGN Modernization Act S. 4171 Calculate PPP Forgiveness Act of 2020 S. 4255 Jobs and Neighborhood Enhancement Act S. 4614 Postal Banking Act S. 4914 Prioritized Paycheck Protection Program Act S. 4626 SAFE Data Act S. 4644 - A bill to amend the Federal Deposit Insurance Act to ensure that certain custodial deposits of well capitalized insured depository institutions are not considered to be funds obtained by or through deposit brokers Bank Capital and Accounting Relief Bank Secrecy Act/Anti-Money Laundering Rules/Legislation, including Beneficial Ownership Issue Bank Secrecy Act Filing Deadline Extension Request During COVID-19 Emergency Brokered Deposits Call Report Streamlining Cannabis Banking CARES Act, Economic Impact Payments CARES Act, Paycheck Protection Program Implementation Community Bank Access to Capital Community Bank Leverage Ratio Community Development Financial Institutions (CDFI) Fund Appropriations Community Reinvestment Act Modernization Credit Union Business Lending Powers Credit Union Emergency Mergers Credit Union Field of Membership Rules Credit Union Growth/Powers/Abusive Behavior Credit Union Acquisitions of Community Banks Credit Union Supplemental Capital Current Expected Credit Losses (CECL) Customer Due Diligence Rule Cybersecurity Data Security, Breaches and Privacy De novo bank formation Equal treatment between community banks and credit unions when assessing rent and related charges on military bases Exclusion of Paycheck Protection Program Loans from Calculation of Bank Asset Thresholds Extension of the Covered Business Method Faster Payments/Federal Reserve Real Time Gross Settlement System Fintech Regulatory Requirements Flood Insurance Reauthorization GAO Study of Credit Unions Industrial Loan Corporation Loophole Reforms/ Square (ILC) and Rakuten Deposit Insurance Applications Innovation Initiatives (FinTech/Banking Relationships) Loan Modifications: Regulatory Treatment Main Street Lending Program Minority Depository Institutions Issues Mortgage servicer liquidity facility NCUA amendment to definition of low-income credit union OCC Proposed Payments Charter Postal Banking Regulatory Burden Relief for Community Banks Regulatory and Tax Relief for Community Banks SBA 7(a) Loan Program Funding and Terms Troubled Debt Restructuring
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2020 · second_quarter · Q2
HR 1872 The Enhancing Credit Opportunities for Rural America (ECORA) Act S. 1641 ECORA Enhancing Credit Opportunities in Rural America Act Exemption of USDA-guaranteed loans from National Environmental Protection Act Market Facilitation Payments Funding Paycheck Protection Program Producer Flexibility Act Regulatory Oversight of Farm Loans - Support forbearance Support for Maintaining Crop Insurance Funding USDA Lending Programs Enhancements
H.R. 748 CARES Act H.R. 3182 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard H.R. 6249 Coronavirus Accounting Relief Act H. R. 6385 To provide temporary relief from troubled debt restructuring disclosures, to delay the implementation of certain accounting standards for depository institutions substantially affected by COVID-19, and for other purposes. H.R. 6551 CARES Act Section 4014 Technical Corrections Act S. 1564 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard S. 3502 Community Bank Regulatory Relief Act, Accounting Provisions S. 3548 CARES Act, Accounting Provisions Current Expected Credit Losses (CECL) Standard
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2020 · first_quarter · Q1
H.R. 748 CARES Act S. 3548 CARES Act CARES Act, Paycheck Protection Program Implementation Exemption of SBA-guaranteed loans from National Environmental Protection Act Poultry Loans Guaranteed by SBA SBA 7(a) Program Funding and Terms SBA COVID-19 Lending Programs Withdraw/delay SBAs affiliation provision in its interim rule
H.R. 388 Financial Reporting Threshold Modernization H.R. 442 Financial Protection for Our Military Families Act H.R. 748 CARES Act H.R. 799 Federal Worker Credit Protection Act of 2019 H.R. 1038 Treasury Dept. to take greater role in Anti-Money Laundering/CFT policy and examinations H.R. 1039 Streamline Currency Transaction Reports and Suspicious Activity Reports H.R. 1387 CONFRONT Act H.R. 1491 FINTECH Act of 2019 H.R. 1595 SAFE Banking Act H.R. 2445 Self Employed Mortgage Access Act of 2019 H.R. 2513 Reforms collection of beneficial ownership information for corporations and LLCs H.R. 2514 Coordinating Oversight, Upgrading and Innovating Technology, and Examiner Reform Act: Makes amendments to Bank Secrecy Act H.R. 3167 National Flood Insurance Program Reauthorization Act H.R. 3182 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard-CECL Consumer Impact and Study Act of 2019 H.R. 3198 Comprehensive Regulatory Review Act: Make changes to EGRPRA Review H.R. 3618 Free Credit Scores for Consumers Act of 2019 H.R. 3621 Student Borrower Credit Improvement Act H.R. 3622 Restoring Unfairly Impaired Credit and Protecting Consumers Act H.R. 3642 Improving Credit Reporting for All Consumers Act H.R. 3939 To require the Fed to carry out a quantitative study of any proposed real-time payment system H.R. 3951 Payments Modernization Act of 2019 H.R. 4328 Protecting Innocent Consumers Affected by a Shutdown Act H.R. 4805 Access Business Credit Act of 2019 H.R. 5050 Veterans and Consumers Fair Credit Act H.R. 5315 Expanding Opportunity in Minority Depository Institutions Act H.R. 5322 Ensuring Diversity in Community Banking Act of 2019 H.R. 5332 Protecting Your Credit Score Act of 2019 H.R. 5574 Preserving Small Business Act of 2020 H.R. 6116 Consumer Financial Protection Commission Act H.R. 6249 Coronavirus Accounting Relief Act H.R. 6364 SECURE Notarization Act H. R. 6385 To provide temporary relief from troubled debt restructuring disclosures, to delay the implementation of certain accounting standards for depository Institutions substantially affected by COVID-19, and for other purposes. S. 540 Self-Employed Mortgage Access Act S. 656 SAFE Lending Act of 2019 S. 1028 States Act S. 1200 SAFE Banking Act S. 1233 Community Bank Access to Capital Act S. 1564 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard S. 1790 Sec. 2821: Equal treatment between community banks and credit unions when assessing rent and related charges. S.2563 Illicit Cash Act S.2839 Eliminating Corporate Shadow Banking Act of 2019 S. 3502 Community Bank Regulatory Relief Act S. 3533 SECURE Notarization Act S. 3548 CARES Act Bank Qualified Municipal Bond Issuance Limit Bank Secrecy Act/Anti-Money Laundering Rules/Legislation, including Beneficial Ownership Issue Bank Secrecy Act Filing Deadline Extension Request During COVID-19 Emergency Call Report Streamlining Cannabis Banking CARES Act, Paycheck Protection Program Implementation CFPB Small Business Loan Data Collection Community Bank Access to Capital Community Bank Leverage Ratio Community Development Financial Institutions (CDFI) Fund Appropriations Community Reinvestment Act Modernization Credit Union Business Lending Powers Credit Union Emergency Mergers Credit Union Field of Membership Rules Credit Union Growth/Powers/Abusive Behavior Credit Union Acquisitions of Community Banks Credit Union Supplemental Capital Current Expected Credit Losses (CECL) Customer Due Diligence Rule Cybersecurity Data Security, Breaches and Privacy Deposit Insurance Coverage Levels Direct Deposit Economic Growth, Regulatory Relief and Consumer Protection Act Implementation Faster Payments/Federal Reserve Real Time Gross Settlement System Flood Insurance Reauthorization Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform IMPACT for Small Business Act Industrial Loan Corporation Loophole Reforms/ Square (ILC) and Rakuten Deposit Insurance Applications Innovation Initiative (FinTech) Loan Modifications: Regulatory Treatment Minority Depository Institutions Issues PACE Loans Private Flood Insurance Qualified Mortgages - Ability to Repay Rules Regulation D, Account Transfer Limit Waiver During COVID-19 Emergency Regulatory Burden Relief for Community Banks Regulatory and Tax Relief for Community Banks Remittance Transfers Rulemaking Delay Request During COVID-19 Emergency SBA 7(a) Loan Program Funding and Terms Support for the Nomination of the Honorable Jovita Carranza to serve as Administrator of the U.S. Small Business Administration (SBA) Telephone Consumer Protection Act Waiver Petition Transaction Account Deposit Insurance Guarantee Program Troubled Debt Restructuring
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2019 · fourth_quarter · Q4
Poultry Loans Guaranteed by SBA SBA 7(a) Program Funding
HR 1872 The Enhancing Credit Opportunities for Rural America (ECORA) Act S. 1641 ECORA Enhancing Credit Opportunities in Rural America Act Crop Insurance Farm Credit System Investment Authorities Funding for USDA Guaranteed Loans Hemp Opposition to the Farm Credit System Buying USDA Loan Guarantees Poultry Loans Guaranteed by Small Business Administration Regulatory Oversight of Farm Loans - Support forbearance Support for Maintaining Crop Insurance Funding Support for funding adequate staff levels for USDA program areas
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2019 · third_quarter · Q3
H.R. 388 Financial Reporting Threshold Modernization H.R. 442 Financial Protection for Our Military Families Act H.R. 578 The Cooperate with Law Enforcement and Watch Act H.R. 741 Tailor Act of 2019 H.R. 799 Federal Worker Credit Protection Act of 2019 H.R. 1038 Treasury Dept. to take greater role in Anti-Money Laundering/CFT policy and examinations H.R. 1039 Streamline Currency Transaction Reports and Suspicious Activity Reports H.R. 1491 FINTECH Act of 2019 H.R. 1595 SAFE Banking Act H.R. 2513 Reforms collection of beneficial ownership information for corporations and LLCs H.R. 2514 Coordinating Oversight, Upgrading and Innovating Technology, and Examiner Reform Act: Makes amendments to Bank Secrecy Act H.R. 3167 National Flood Insurance Program Reauthorization Act H.R. 3182 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard-CECL Consumer Impact and Study Act of 2019 H.R. 3198 Comprehensive Regulatory Review Act: Make changes to EGRPRA Review H.R. 3614 Restricting Use of Credit Checks for Employment Decisions Act H.R. 3618 Free Credit Scores for Consumers Act of 2019 H.R. 3928 The Federal Reserve Accountability and Justification Act H.R. 3939 To require the Fed to carry out a quantitative study of any proposed real-time payment system H.R. 3951 Payments Modernization Act of 2019 S. 540 Self-Employed Mortgage Access Act S. 592 Cybersecurity Disclosure Act of 2019 S. 656 SAFE Lending Act of 2019 S. 1028 States Act S. 1200 SAFE Banking Act S. 1564 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard S. 1790 Sec. 2821: Equal treatment between community banks and credit unions when assessing rent and related charges. S.2243 Payments Modernization Act of 2019 S.2563 Illicit Cash Act Audit and Reporting Requirements Under 12 CFR Part 363 for Community Banks Bank Secrecy Act/Anti-Money Laundering Rules/Legislation, including Beneficial Ownership Issue Brokered Deposits/ National Interest Rate Caps Call Report Streamlining Cannabis Banking CFPB Small Business Loan Data Collection Community Bank Access to Capital Community Bank Acquisitions by Credit Unions Community Bank Leverage Ratio Community Development Financial Institutions (CDFI) Fund Appropriations Community Reinvestment Act Modernization Corporate Ownership Transparency Credit Union Business Lending Powers Credit Union Emergency Mergers Credit Union Field of Membership Rules Credit Union Growth/Powers/Abusive Behavior Credit Union Supplemental Capital Cryptocurrency Current Expected Credit Losses (CECL) Customer Due Diligence Rule Cybersecurity Data Security, Breaches and Privacy Direct Deposit Economic Growth, Regulatory Relief and Consumer Protection Act Implementation Examination Appeals Facebook's Libra Proposal Faster Payments/Federal Reserve Real Time Gross Settlement System Flood Insurance Reauthorization Fed Now Service Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Industrial Loan Corporation Loophole Reforms/ Square (ILC) and Rakuten Deposit Insurance Applications Innovation Initiative (FinTech) Minority Depository Institutions Issues Nomination of Michelle Bowman for the Federal Reserve Board of Governors - For Full Term OCC Special Purpose Fintech Charter Postal Banking Private Flood Insurance Qualified Mortgages - Ability to Repay Rules Real-Time Gross Settlement (RTGS) Service/Fed Now Service Regulatory Burden Relief for Community Banks Regulatory and Tax Relief for Community Banks Remittance Transfers SBA 7(a) Loan Program Funding
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2019 · second_quarter · Q2
Poultry Loans Guaranteed by the Small Business Administration
HR 1872 The Enhancing Credit Opportunities for Rural America (ECORA) Act S. 1641 ECORA Enhancing Credit Opportunities in Rural America Act 2018 Farm Bill Implementation: Rural Development; USDA Farm Loan Programs; Hemp; Crop Insurance Disaster Relief Funding for Agriculture and Rural Areas Farm Credit System Reform FCA - Young, Beginning, Small Farmers Livestock Dealer Trust Poultry Loans Guaranteed by Small Business Administration
H.R. 388 Financial Reporting Threshold Modernization H.R. 442 Financial Protection for Our Military Families Act H.R. 578 The Cooperate with Law Enforcement and Watch Act H.R. 741 Tailor Act of 2019 H.R. 799 Federal Worker Credit Protection Act of 2019 H.R. 1038 Treasury Dept. to take greater role in Anti-Money Laundering/CFT policy and examinations H.R. 1039 Streamline Currency Transaction Reports and Suspicious Activity Reports H.R. 1285 Improving Access to Traditional Banking Act H.R. 1387 CONFRONT Act H.R. 1491 FINTECH Act of 2019 H.R. 1595 SAFE Banking Act H.R. 2513 Reforms collection of beneficial ownership information for corporations and LLCs H.R. 2514 Coordinating Oversight, Upgrading and Innovating Technology, and Examiner Reform Act: Makes amendments to Bank Secrecy Act H.R. 3167 National Flood Insurance Program Reauthorization Act H.R. 3182 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard H.R. 3198 Comprehensive Regulatory Review Act: Make changes to EGRPRA Review H.R. 3614 Restricting Use of Credit Checks for Employment Decisions Act H.R. 3618 Free Credit Scores for Consumers Act of 2019 H.R. 3621 Student Borrowers Credit Improvement Act H.R. 3622 Restoring Unfairly Impaired Credit and Protecting Consumers Act S. 331 Home Loan Quality Transparency Act S. 540 Self-Employed Mortgage Access Act S. 592 Cybersecurity Disclosure Act of 2019 S. 656 SAFE Lending Act of 2019 S. 1028 States Act S. 1200 SAFE Banking Act S. 1233 Community Bank Access to Capital Act: Raises exemption threshold for SOX 404(b) and reforms SEC Regulation S. 1564 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard Bank Secrecy Act/Anti-Money Laundering Rules/Legislation, including Beneficial Ownership Issue Brokered Deposits/ National Interest Rate Caps Call Report Streamlining Cannabis Banking CFPB Small Business Loan Data Collection Community Bank Access to Capital Community Bank Leverage Ratio Community Development Financial Institutions (CDFI) Fund Appropriations Community Reinvestment Act Corporate Ownership Transparency Credit Union Business Lending Powers Credit Union Emergency Mergers Credit Union Field of Membership Rules Credit Union Growth/Powers/Abusive Behavior Credit Union Supplemental Capital Current Expected Credit Losses (CECL) Customer Due Diligence Rule Cybersecurity Data Security, Breaches and Privacy De Novo Bank Applications/Policy Deposit Concentration Cap Economic Growth, Regulatory Relief and Consumer Protection Act Implementation Examination Appeals Faster Payments/Federal Reserve Real Time Gross Settlement System Flood Insurance Reauthorization Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Industrial Loan Corporation Loophole Reforms/ Square (ILC) Deposit Insurance Application Innovation Initiative (FinTech) Minority Depository Institutions Issues Nomination of Michelle Bowman for the Federal Reserve Board of Governors - For Full Term OCC Special Purpose Fintech Charter Postal Banking Private Flood Insurance Qualified Mortgages, Ability to Repay Rules Real-Time Gross Settlement (RTGS) service Regulatory Burden Relief for Community Banks Regulatory and Tax Relief for Community Banks Remittance Transfers
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2019 · first_quarter · Q1
H.R. 216 Main Street Tax Certainty Act H.R. 1872 Enhancing Credit Opportunities in Rural America Act Business Income Taxation Business Interest Deduction Credit Union Tax Exemption Farm Credit System Taxation Main Street Tax Certainty Act Regulations Implementation H.R. 1 (Tax Cut and Jobs Act), including Sec. 199A deduction S. Corp Reforms Tax Cuts and Jobs Act - Implementation and Technical Corrections Tax Reform
HR 1872 The Enhancing Credit Opportunities for Rural America (ECORA) Act 2018 Farm Bill Implementation: Rural Development; USDA farm Loan Programs; Hemp; Crop Insurance 2018 Farm Bill Study on Socially Disadvantaged (SDA) farmers Crop Insurance Funding Farm Credit System Reform Poultry Loans Guaranteed by Small Business Administration
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2018 · third_quarter · 3A
H.R. 2 Agricultural Improvement Act S. 3042 Farm Bill Crop Insurance Farm Bill Farm Credit System Reform Funding for Farm Service Agency's (FSA) Farm Loan Programs Poultry Loans Guaranteed by Small Business Administration Rural Development USDA Farm Loan Programs, including funding and loan limits USDA Guaranteed Lending Programs
H.R. 1244 Credit Union Access to Supplemental Capital H.R. 1264 Community Financial Institutions Exemption Act H.R. 1426 Federal Savings Association Charter Flexibility Act H.R. 1948 Small Bank Holding Company Relief Act H.R. 1964 Community Mortgage Lender Regulatory Act of 2017 H.R. 2133 CLEAR Relief Act H.R. 2215 SAFE Act of 2017 H.R. 2226 The Portfolio Lending and Mortgage Access Act H.R. 2954 Home Mortgage Disclosure Adjustment Act H.R. 4015 The Corporate Governance Reform and Transparency Act H.R. 4648 Home Mortgage Reporting Relief Act H.R. 4771 Small Bank Holding Company Relief Act of 2018 H.R. 5515 Military Banking Provisions of the FY 2019 Defense Bill H.R. 5534 Give Useful Information to Define Effective (GUIDE) Compliance Act H.R. 5756 SEC Shareholder Reforms H.R. 5783 Cooperate with Law Enforcement Agencies and Watch Act H.R. 6258 Community bank regulatory relief provisions and the postal banking amendment to the House FY 2019 Financial Services and General Government Appropriations Act H.R. 6743 Consumer Information Notification Act S. 1002 CLEAR Relief Act S. 1152 SAFE Banking Act S. 1284 Small Bank Holding Company Relief Act S. 1310 Home Mortgage Disclosure Adjustment Act S. 1499 A bill to increase from $10B to $50B the threshold figure at which regulated depository institutions are subject to direct examination and reporting requirements of the Bureau of Consumer Financial Protection, and for other purposes. S. 1571 National Flood Insurance Program Reauthorization Act of 2017 S. 2155 Economic Growth Regulatory Relief and Consumer Protection Act S. 2361 Housing Opportunity Mortgage Expansion Act S. 2490 TRID Improvement Act S. 2755 Postal Banking Act S. 2987 2019 National Defense Authorization Act Bank Secrecy Act/Anti-Money Laundering Rules/Legislation, including Beneficial Ownership Issue Bank Secrecy Act Reforms Call Report Streamlining Cannabis Banking Capital Access for Community Banks Capital Rules--Basel III, including treatment of commercial real estate loans, Small Bank Holding Company Policy Statement asset threshold and impact of tax reform on deferred tax assets/regulatory capital CFPB Data Aggregation CFPB Data Collection CFPB Overdraft CFPB Small Business Loan Data Collection Community Reinvestment Act Credit Union Business Lending Powers Credit Union Field of Membership Rules Credit Union Supplemental Capital Customer Due Diligence Rule Data Security and Breaches De Novo Bank Applications Durbin Interchange Amendment Economic Growth, Regulatory Relief and Consumer Protection Act Implementation Faster Payments Flood Insurance Reauthorization Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Implementation of the Economic Growth, Regulatory Relief and Consumer Protection Act Industrial Loan Corporation Loophole/Exemption from Bank Holding Company Act/Nelnet (ILC) deposit insurance application Innovation Initiative (FinTech) Mortgage Lending Regulations/Reform Mortgage Originator Compensation Rules Mortgage Servicing Regulations Nomination of Michelle Bowman for the Federal Reserve Board of Governors (support) Nomination of Kathleen Kraninger to serve as the director of the Bureau of Consumer Financial Protection (support) Nomination of Kimberly Reed to serve as president of the Export-Import Bank of the United States (support) Postal Banking Public Banking Qualified Mortgages, Ability to Repay Rules Regulatory Burden Relief for Community Banks Regulatory and Tax Relief for Community Banks Small Dollar Lending Virtual Currency
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2018 · fourth_quarter · Q4
H.R. 1244 Credit Union Access to Supplemental Capital H.R. 1264 Community Financial Institutions Exemption Act H.R. 2215 SAFE Act of 2017 H.R. 2226 The Portfolio Lending and Mortgage Access Act H.R. 4545 Financial Institutions Examination Fairness and Reform Act H.R. 5515 Military Banking Provisions of the FY 2019 Defense Bill H.R. 5534 Give Useful Information to Define Effective (GUIDE) Compliance Act H.R. 5756 SEC Shareholder Reforms H.R. 6258 Community bank regulatory relief provisions and the postal banking amendment to the House FY 2019 Financial Services and General Government Appropriations Act H.R. 6743 Consumer Information Notification Act S. 1152 SAFE Banking Act S. 1499 A bill to increase from $10B to $50B the threshold figure at which regulated depository institutions are subject to direct examination and reporting requirements of the Bureau of Consumer Financial Protection, and for other purposes. S. 1571 National Flood Insurance Program Reauthorization Act of 2017 S. 2155 Economic Growth Regulatory Relief and Consumer Protection Act S. 2237 Financial Institutions Examination Fairness and Reform Act S. 2361 Housing Opportunity Mortgage Expansion Act S. 2490 TRID Improvement Act S. 2755 Postal Banking Act Bank Secrecy Act/Anti-Money Laundering Rules/Legislation, including Beneficial Ownership Issue Bank Secrecy Act Reforms Call Report Streamlining Cannabis Banking Capital Access for Community Banks Capital Rules--Basel III, including treatment of commercial real estate loans, Small Bank Holding Company Policy Statement asset threshold and impact of tax reform on deferred tax assets/regulatory capital CFPB Ability to Repay Rules--Treatment of Property Assessed Clean Energy (PACE) Loans CFPB Data Collection CFPB Small Business Loan Data Collection CFPB Wholistic Review of Operations and Regulations, including investigations, adjudication and enforcement; supervision; rulemaking process and adopted and inherited regulations; consumer complaints; and external engagement Community Reinvestment Act Credit Union Business Lending Powers Credit Union Field of Membership Rules Credit Union Supplemental Capital Current Expected Credit Losses (CECL) Customer Due Diligence Rule Data Security and Breaches De Novo Bank Applications Durbin Interchange Amendment Economic Growth, Regulatory Relief and Consumer Protection Act Implementation Faster Payments Flood Insurance Reauthorization Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Implementation of the Economic Growth, Regulatory Relief and Consumer Protection Act Industrial Loan Corporation Loophole/Exemption from Bank Holding Company Act/Nelnet (ILC) deposit insurance application Innovation Initiative (FinTech) Mortgage Lending Regulations/Reform Mortgage Servicing Regulations Nomination of Michelle Bowman for the Federal Reserve Board of Governors (support) Nomination of Kathleen Kraninger to serve as the director of the Bureau of Consumer Financial Protection (support) Nomination of Justin Muzinich to serve as Deputy secretary of the U.S. Treasury Postal Banking Private Flood Insurance Qualified Mortgages, Ability to Repay Rules Regulatory Burden Relief for Community Banks Regulatory and Tax Relief for Community Banks Small Dollar Lending Virtual Currency
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2018 · third_quarter · Q3
H.R. 2 Agricultural Improvement Act S. 3042 Farm Bill Crop Insurance Farm Bill Farm Credit System Reform Funding for Farm Service Agency's (FSA) Farm Loan Programs Poultry Loans Guaranteed by Small Business Administration Rural Development USDA Farm Loan Programs, including funding and loan limits USDA Guaranteed Lending Programs
H.R. 1244 Credit Union Access to Supplemental Capital H.R. 1264 Community Financial Institutions Exemption Act H.R. 1426 Federal Savings Association Charter Flexibility Act H.R. 1948 Small Bank Holding Company Relief Act H.R. 1964 Community Mortgage Lender Regulatory Act of 2017 H.R. 2133 CLEAR Relief Act H.R. 2215 SAFE Act of 2017 H.R. 2226 The Portfolio Lending and Mortgage Access Act H.R. 2954 Home Mortgage Disclosure Adjustment Act H.R. 4015 The Corporate Governance Reform and Transparency Act H.R. 4648 Home Mortgage Reporting Relief Act H.R. 4771 Small Bank Holding Company Relief Act of 2018 H.R. 5515 Military Banking Provisions of the FY 2019 Defense Bill H.R. 5534 Give Useful Information to Define Effective (GUIDE) Compliance Act H.R. 5756 SEC Shareholder Reforms H.R. 5783 Cooperate with Law Enforcement Agencies and Watch Act H.R. 6258 Community bank regulatory relief provisions and the postal banking amendment to the House FY 2019 Financial Services and General Government Appropriations Act H.R. 6743 Consumer Information Notification Act S. 1002 CLEAR Relief Act S. 1152 SAFE Banking Act S. 1284 Small Bank Holding Company Relief Act S. 1310 Home Mortgage Disclosure Adjustment Act S. 1499 A bill to increase from $10B to $50B the threshold figure at which regulated depository institutions are subject to direct examination and reporting requirements of the Bureau of Consumer Financial Protection, and for other purposes. S. 1571 National Flood Insurance Program Reauthorization Act of 2017 S. 2155 Economic Growth Regulatory Relief and Consumer Protection Act S. 2361 Housing Opportunity Mortgage Expansion Act S. 2490 TRID Improvement Act S. 2755 Postal Banking Act S. 2987 2019 National Defense Authorization Act Bank Secrecy Act/Anti-Money Laundering Rules/Legislation, including Beneficial Ownership Issue Bank Secrecy Act Reforms Call Report Streamlining Cannabis Banking Capital Access for Community Banks Capital Rules--Basel III, including treatment of commercial real estate loans, Small Bank Holding Company Policy Statement asset threshold and impact of tax reform on deferred tax assets/regulatory capital CFPB Data Aggregation CFPB Data Collection CFPB Overdraft CFPB Small Business Loan Data Collection Community Reinvestment Act Credit Union Business Lending Powers Credit Union Field of Membership Rules Credit Union Supplemental Capital Customer Due Diligence Rule Data Security and Breaches De Novo Bank Applications Durbin Interchange Amendment Economic Growth, Regulatory Relief and Consumer Protection Act Implementation Faster Payments Flood Insurance Reauthorization Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Implementation of the Economic Growth, Regulatory Relief and Consumer Protection Act Industrial Loan Corporation Loophole/Exemption from Bank Holding Company Act/Nelnet (ILC) deposit insurance application Innovation Initiative (FinTech) Mortgage Lending Regulations/Reform Mortgage Originator Compensation Rules Mortgage Servicing Regulations Nomination of Michelle Bowman for the Federal Reserve Board of Governors (support) Nomination of Kathleen Kraninger to serve as the director of the Bureau of Consumer Financial Protection (support) Nomination of Kimberly Reed to serve as president of the Export-Import Bank of the United States (support) Postal Banking Public Banking Qualified Mortgages, Ability to Repay Rules Regulatory Burden Relief for Community Banks Regulatory and Tax Relief for Community Banks Small Dollar Lending Virtual Currency
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2018 · second_quarter · Q2
H.R. 1116 Tailor Act of 2017 H.R. 1244 Credit Union Access to Supplemental Capital H.R. 1264 Community Financial Institutions Exemption Act H.R. 1426 Federal Savings Association Charter Flexibility Act H.R. 1948 Small Bank Holding Company Relief Act H.R. 1964 Community Mortgage Lender Regulatory Act of 2017 H.R. 2133 CLEAR Relief Act H.R. 2148 Clarifying Commercial Real Estate Loans, treatment of loans under regulatory capital rules H.R. 2215 SAFE Act of 2017 H.R. 2226 The Portfolio Lending and Mortgage Access Act H.R. 2319 Consumer Financial Choice and Capital Markets Protection Act of 2017 H.R. 2570 Mortgage Fairness Act H.R. 2948 To amend the S.A.F.E. Mortgage Licensing Act of 2008 to provide a temporary license for loan originators transitioning between employers, and for other purposes H.R. 2954 Home Mortgage Disclosure Adjustment Act H.R. 3221 Securing Access to Affordable Mortgages Act H.R. 3299 Protecting Consumers Access to Credit Act H.R. 3971 Community Institution Mortgage Relief Act H.R. 3978 TRID Improvement Act H.R. 4545 The Financial Institutions Examination Fairness and Reform Act H.R. 4015 The Corporate Governance Reform and Transparency Act H.R. 4562 Community Bank Access to Capital Act of 2017 H.R. 4607 Comprehensive Regulatory Review Act H.R. 4648 Home Mortgage Reporting Relief Act H.R. 4771 Small Bank Holding Company Relief Act of 2018 H.R. 4790 The Volcker Rule Regulatory Harmonization Act H.R. 5155 John S. McCain National Defense Authorization Act for Fiscal Year 2019 - The Russell Amendment (Military Banking) H.R. 5534 Give Useful Information to Define Effective (GUIDE) Compliance Act H.R. 5756 SEC Shareholder Reforms H.R. 5783 Cooperate with Law Enforcement Agencies and Watch Act S. 366 Tailor Act of 2017 S. 567 Federal Savings Association Charter Flexibility Act of 2017 S. 1002 CLEAR Relief Act S. 1152 SAFE Banking Act S. 1284 Small Bank Holding Company Relief Act S. 1310 Home Mortgage Disclosure Adjustment Act S. 1315 Relationship Lending Preservation Act of 2017 S. 1499 A bill to increase from $10B to $50B the threshold figure at which regulated depository institutions are subject to direct examination and reporting requirements of the Bureau of Consumer Financial Protection, and for other purposes. S. 1571 National Flood Insurance Program Reauthorization Act of 2017 S. 2155 Economic Growth Regulatory Relief and Consumer Protection Act Administration's Rescission Package--Funding for CDFI Fund Programs (Bank Enterprise Award and Capital Magnet Fund) S. 2361 Housing Opportunity Mortgage Expansion Act S. 2755 Postal Banking Act S. 2987 2019 National Defense Authorization Act S.J. Res 57 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Indirect Auto Lending and Compliance with the Equal Credit Opportunity Act Bank Secrecy Act/Anti-Money Laundering Rules/Legislation, including Beneficial Ownership Issue Bank Secrecy Act Reforms Call Report Streamlining Cannabis Banking Capital Access for Community Banks Capital Rules--Basel III, including treatment of commercial real estate loans, Small Bank Holding Company Policy Statement asset threshold and impact of tax reform on deferred tax assets/regulatory capital CFPB Data Aggregation CFPB Data Collection CFPB Overdraft CFPB Reforms/Governance Structure CFPB Small Business Loan Data Collection Community Reinvestment Act Credit Union Business Lending Powers Credit Union Field of Membership Rules Credit Union Supplemental Capital Customer Due Diligence Rule Cybersecurity - Information Sharing Data Security and Breaches De Novo Bank Applications Durbin Interchange Amendment Economic Growth, Regulatory Relief and Consumer Protection Act Implementation Equifax Data Breach Faster Payments Flood Insurance Reauthorization Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Industrial Loan Corporation Loophole/Exemption from Bank Holding Company Act/Square Financial Services Inc (ILC) deposit insurance application Innovation Initiative (FinTech) Interchange Mortgage Lending Regulations/Reform Mortgage Servicing Regulations Postal Banking Public Banking Qualified Mortgages, Ability to Repay Rules Regulatory Burden Relief for Community Banks Regulatory and Tax Relief for Community Banks SBA 7(a) Lending Limit Support for the nomination of Jelena McWilliams for FDIC Chairman Support for the nomination of Michelle Bowman for the Federal Reserve Board of Governors Virtual Currency
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2018 · first_quarter · Q1
Crop Insurance Farm Bill Farm Credit System Reform Funding for Farm Service Agency's (FSA) Farm Loan Programs FY 2018 Continuing Resolution (CR) Poultry Loans Guaranteed by Small Business Administration Rural Development USDA Farm Loan Programs, including funding and loan limits
H.R. 10 Financial CHOICE Act H.R. 924 Financial Institutions Due Process Act H.R. 1116 Tailor Act of 2017 H.R. 1244 Credit Union Access to Supplemental Capital H.R. 1264 Community Financial Institutions Exemption Act H.R. 1422 Flood Insurance Development Modernization Act H.R. 1426 Federal Savings Association Charter Flexibility Act H.R. 1457 Making Online Banking Initiation Legal and Easy Act H.R. 1948 Small Bank Holding Company Relief Act H.R. 1964 Community Mortgage Lender Regulatory Act of 2017 H.R. 2133 CLEAR Relief Act H.R. 2148 Clarifying Commercial Real Estate Loans, treatment of loans under regulatory capital rules H.R. 2170 Flood and Agriculture Risk Management Cost Reduction Act of 2017 H.R. 2204 Homeowner Information Privacy Protection H.R. 2215 SAFE Act of 2017 H.R. 2226 The Portfolio Lending and Mortgage Access Act H.R. 2319 Consumer Financial Choice and Capital Markets Protection Act of 2017 H.R. 2570 Mortgage Fairness Act H.R. 2706 Financial Institution Customer Protection Act: Anti-Choke Point Provisions H.R. 2868 National Flood Insurance Program Policyholder Protection Act of 2017 H.R. 2874 21st Century Flood Reform Act H.R. 2875 National Flood Insurance Program Administrative Reform Act of 2017 H.R. 2948 To amend the S.A.F.E. Mortgage Licensing Act of 2008 to provide a temporary license for loan originators transitioning between employers, and for other purposes H.R. 2954 Home Mortgage Disclosure Adjustment Act H.R. 3070 To amend the Federal Deposit Insurance Act to clarify the definition of a deposit broker, and for other purposes H.R. 3072 Bureau of Consumer Financial Protection Examination and Reporting Threshold Act of 2017 H.R. 3089 Corporate Transparency Act of 2017, disclosure of beneficial owners and corporations H.R. 3221 Securing Access to Affordable Mortgages Act H.R. 3299 Protecting Consumers Access to Credit Act H.R. 3857 PASS Act of 2017: Repeal DOL Fiduciary Rule H.R. 3971 Community Institution Mortgage Relief Act H.R. 3978 TRID Improvement Act H.R. 4424 To amend the Internal Revenue Code of 1986 to provide an exclusion from gross income for interest on certain small business loans. H.R. 4545 The Financial Institutions Examination Fairness and Reform Act H.R. 4562 Community Bank Access to Capital Act of 2017 H.R. 4607 Comprehensive Regulatory Review Act H.R. 4648 Home Mortgage Reporting Relief Act H.R. 4725 The Community Bank Reporting Relief Act H.R. 4771 Small Bank Holding Company Relief Act of 2018 H.R. 4790 The Volcker Rule Regulatory Harmonization Act S. 366 Tailor Act of 2017 S. 387 CFPB Accountability Act S. 563 The Flood Insurance Market Parity and Modernization Act S. 567 Federal Savings Association Charter Flexibility Act of 2017 S. 1002 CLEAR Relief Act S. 1152 SAFE Banking Act S. 1264 Community Bank Sensible Regulation Act of 2017 S. 1284 Small Bank Holding Company Relief Act S. 1310 Home Mortgage Disclosure Adjustment Act S. 1315 Relationship Lending Preservation Act of 2017 S. 1499 A bill to increase from $10B to $50B the threshold figure at which regulated depository institutions are subject to direct examination and reporting requirements of the Bureau of Consumer Financial Protection, and for other purposes. S. 1571 National Flood Insurance Program Reauthorization Act of 2017 S. 1647 TRUPS Reform S. 2155 Economic Growth Regulatory Relief and Consumer Protection Act Bank Secrecy Act/Anti-Money Laundering Rules/Legislation, including Beneficial Ownership Issue Call Report Streamlining Capital Access for Community Banks Capital Rules--Basel III, including treatment of commercial real estate loans, Small Bank Holding Company Policy Statement asset threshold and impact of tax reform on deferred tax assets/regulatory capital CFPB Data Aggregation CFPB Data Collection CFPB Overdraft CFPB Reforms/Governance Structure CFPB Small Business Loan Data Collection Community Bank Examination Appeals Community Reinvestment Act Credit Union Business Lending Powers Credit Union Field of Membership Rules Credit Union Supplemental Capital Cybersecurity - Information Sharing Data Security and Breaches De Novo Bank Applications Durbin Interchange Amendment Equifax Data Breach Faster Payments Flood Insurance Reauthorization Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Industrial Loan Corporation Loophole/Exemption from Bank Holding Company Act/Square Financial Services Inc (ILC) deposit insurance application Innovation Initiative (FinTech) Interchange Mortgage Lending Regulations/Reform Mortgage Servicing Regulations Qualified Mortgages, Ability to Repay Rules Regulatory Burden Relief for Community Banks Regulatory and Tax Relief for Community Banks SBA 7(a) Lending Limit Support for the nomination of Jelena McWilliams for FDIC Chairman Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 Virtual Currency
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2017 · fourth_quarter · Q4
H.R. 2133 CLEAR Relief Act H.R. 2890 To amend the Federal Home Loan Bank Act to permit captive insurance companies that were members of a Federal Home Loan Bank prior to September 12, 2014, to continue to be eligible to be members of such a Bank, and for other purposes H.R. 3723 Extend the National Flood Insurance Act S. 1002 CLEAR Relief Act Alternative Credit Score Models CFPB Ability to Repay Rule, Small Creditors/Rural Mortgages Community Lender Regulatory Relief and Consumer Protection Act Flood Insurance Reauthorization GSE Capital Buffer GSE Guarantee Fees as a Budget Offset GSE Reform Home Mortgage Disclosure Act (HMDA) Improving Language Access in Mortgage Lending and Servicing Property Assessed Clean Energy (PACE) Loans Qualified Mortgages
H.R. 1 The Tax Cuts and Jobs Act H.R. 1696 S Corporation Modernization Act H.R. 2339 Capital Access for Small Business Bank Act, subchapter S provisions S. 205 Estate Tax Repeal S. 711 S Corporation Modernization Act Better Way Tax Reform Act Business Income Taxation Business Interest Deduction Corporate Integration Tax Proposals Credit Union Supplemental Capital Credit Union Tax Exemption Farm Credit System Tax Exemption IRS Transcript Process and Mortgage Lending Municipal Bonds Retirement Enhancement and Savings Act S Corp Reforms Tax Reform
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2017 · third_quarter · Q3
H.R. 2205 Enhancing Credit Opportunities in Rural America Act Crop Insurance Funding Farm Bill Farm Credit USDA Ag Mediation Programs USDA Business and Industry Guaranteed Loan Program, including funding USDA Farm Loan Programs, including funding and loan limits USDA Rural Development Programs, including funding and loan limits
H.R. 10 Financial CHOICE Act H.R. 924 Financial Institutions Due Process Act H.R. 1116 Tailor Act of 2017 H.R. 1244 Credit Union Access to Supplemental Capital H.R. 1264 Community Financial Institutions Exemption Act H.R. 1422 Flood Insurance Development Modernization Act H.R. 1426 Federal Savings Association Charter Flexibility Act H.R. 1558 Repeated Flooded Communities Preparation Act H.R. 1595 Mutual Bank Capital Opportunity Act of 2017 H.R. 1813 The Border Wall Funding Act of 2017, remittance fees/taxes H.R. 1929 Empowering Homeowners to Mitigate Flood Damage Act of 2017 H.R. 1948 Small Bank Holding Company Relief Act H.R. 1958 Protecting Americans from Credit Entanglements Act of 2017, PACE loan disclosures H.R. 1964 Community Mortgage Lender Regulatory Act of 2017 H.R. 2121 Pension, Endowment, and Mutual Fund Access to Banking Act, supplemental leverage ratio rules H.R. 2133 CLEAR Relief Act H.R. 2148 Clarifying Commercial Real Estate Loans, treatment of loans under regulatory capital rules H.R. 2170 Flood and Agriculture Risk Management Cost Reduction Act of 2017 H.R. 2204 Homeowner Information Privacy Protection H.R. 2215 SAFE Act of 2017 H.R. 2226 The Portfolio Lending and Mortgage Access Act H.R. 2319 Consumer Financial Choice and Capital Markets Protection Act of 2017 H.R. 2396 Privacy Notification Technical Clarification Act H.R. 2403 Keeping Capital Local for Underserved Communities Act H.R. 2553 Taking Account of Bureaucrats Spending Act H.R. 2565 To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes H.R. 2570 Mortgage Fairness Act H.R. 2706 Financial Institution Customer Protection Act: Anti-Choke Point Provisions H.R. 2793 Consumer Transaction Account Protection Act H.R. 2868 National Flood Insurance Program Policyholder Protection Act of 2017 H.R. 2874 21st Century Flood Reform Act H.R. 2875 National Flood Insurance Program Administrative Reform Act of 2017 H.R. 2948 To amend the S.A.F.E. Mortgage Licensing Act of 2008 to provide a temporary license for loan originators transitioning between employers, and for other purposes H.R. 2954 Home Mortgage Disclosure Adjustment Act H.R. 3070 To amend the Federal Deposit Insurance Act to clarify the definition of a deposit broker, and for other purposes H.R. 3072 Bureau of Consumer Financial Protection Examination and Reporting Threshold Act of 2017 H.R. 3089 Corporate Transparency Act of 2017, disclosure of beneficial owners and corporations H.R. 3110 To amend the Financial Stability Act of 2010 to modify the term of the independent member of the Financial Stability Oversight Council H.R. 3135 To authorize the Administrator of the Federal Emergency Management Agency to make grants to consortia of States and communities to hire individuals to coordinate the Community Rating System program under the National Flood Insurance Program for the States and communities who are members of the consortia, and for other purposes H.R. 3221 Securing Access to Affordable Mortgages Act H.R. 3299 Protecting Consumers Access to Credit Act H.R. 3857 PASS Act of 2017: Repeal DOL Fiduciary Rule H.R. 3971 Community Institution Mortgage Relief Act H.J. Res 111 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements". S. 105 Consumer Financial Protection Board Act of 2017 S. 366 Tailor Act of 2017 S. 387 CFPB Accountability Act S. 563 The Flood Insurance Market Parity and Modernization Act S. 567 Federal Savings Association Charter Flexibility Act of 2017 S. 881 21st Century Glass-Steagall Act of 2017 S. 923 Reforming Finances for Local Economies Act S. 1002 CLEAR Relief Act S. 1056 The Veteran Small Business Export Promotion Act S. 1117 A bill to protect the investment choices of investors in the United States, and for other purposes S. 1139 Main Street Regulatory Fairness Act S. 1152 SAFE Banking Act S. 1264 Community Bank Sensible Regulation Act of 2017 S. 1284 Small Bank Holding Company Relief Act S. 1310 Home Mortgage Disclosure Adjustment Act S. 1315 Relationship Lending Preservation Act of 2017 S. 1368 Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 S. 1389 Military Consumer Enforcement Act S. 1445 Repeatedly Flooded Communities Preparation Act S. 1463 To amend the Financial Stability Act of 2010 to modify the term of the independent member of the Financial Stability Oversight Council S. 1499 A bill to increase from $10B to $50B the threshold figure at which regulated depository institutions are subject to direct examination and reporting requirements of the Bureau of Consumer Financial Protection, and for other purposes. S. 1500 Keeping Capital Local for Underserved Communities Act, treatment of reciprocal deposits as non-brokered deposits) S. 1507 A bill to amend the National Flood Insurance Act of 1968 to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide funding assistance to reduce flood risks, and for other purposes S. 1571 National Flood Insurance Program Reauthorization Act of 2017 S. 1579 CFPB Advisory Board Enhancement Act S. 1642 Protecting Consumers Access to Credit Act S. 1647 TRUPS Reform S.J. Res 47 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements" Arbitration Bank Qualified Bonds Issuance Limit Bank Secrecy Act/Anti-Money Laundering Rules, including Beneficial Ownership Issue Call Report Streamlining Capital Access for Community Banks Capital Rules--Basel III, including treatment of commercial real estate loans and Small Bank Holding Company Policy Statement asset threshold CFPB Data Aggregation CFPB Data Collection CFPB Overdraft CFPB Reforms/Governance Structure CFPB Small Business Loan Data Collection CFPB Small Dollar/Payday Lending Proposed Rules Collins Amendment (Section 171) to Dodd-Frank Act (Bank Capital Rules) Community Bank Examination Appeals Credit Union Business Lending Powers Credit Union Field of Membership Rules Credit Union Supplemental Capital Cybersecurity - Information Sharing Data Security and Breaches Debit Interchange and Routing De Novo Bank Applications Department of Justice Operation Chokepoint Durbin Amendment Equifax Data Breach Fair Lending Enforcement Faster Payments Financial Services and General Government Appropriations Act of 2018 Fintech Limited Purpose National Bank Charter Flood Insurance Reauthorization Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Hurricane and Disaster Relief and Recovery Measures Industrial Loan Corporation Loophole/Exemption from Bank Holding Company Act Innovation Initiative (FinTech) Interchange Mortgage Lending Reform Mutual Banks National Credit Union Administration Payments for Legal Fees Qualified Mortgages, Ability to Repay Rules Regulatory Burden Relief for Community Banks Regulatory and Tax Relief for Community Banks SBA 7(a) Lending Limit Support for the nomination of Mr. Joseph Otting for Comptroller of the Currency Support for the nomination of The Honorable Randal Quarles for Vice Chairman for Supervision of the Board of Governors of the Federal Reserve System Virtual Currency
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2017 · second_quarter · Q2
H.R. 10 Financial CHOICE Act H.R. 924 Financial Institutions Due Process Act H.R. 1116 Tailor Act of 2017 H.R. 1244 Credit Union Access to Supplemental Capital H.R. 1264 Community Financial Institutions Exemption Act H.R. 1422 Flood Insurance Market Parity and Modernization Act H.R. 1426 Federal Savings Association Charter Flexibility Act H.R. 1558 Repeated Flooded Communities Preparation Act H.R. 1595 Mutual Bank Capital Opportunity Act of 2017 H.R. 1813 The Border Wall Funding Act of 2017 H.R. 1929 Empowering Homeowners to Mitigate Flood Damage Act of 2017 H.R. 1948 Small Bank Holding Company Relief Act H.R. 1958 Protecting Americans from Credit Entanglements Act of 2017 H.R. 1964 Community Mortgage Lender Regulatory Act of 2017 H.R. 2121 Pension, Endowment, and Mutual Fund Access to Banking Act H.R. 2133 CLEAR Relief Act H.R. 2148 Clarifying Commercial Real Estate Loans H.R. 2170 Flood and Agriculture Risk Management Cost Reduction Act of 2017 H.R. 2204 Homeowner Information Privacy Protection H.R. 2215 SAFE Act of 2017 H.R. 2226 The Portfolio Lending and Mortgage Access Act H.R. 2319 Consumer Financial Choice and Capital Markets Protection Act of 2017 H.R. 2396 Privacy Notification Technical Clarification Act H.R. 2403 Keeping Capital Local for Underserved Communities Act H.R. 2553 Taking Account of Bureaucrats Spending Act H.R. 2565 To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes H.R. 2570 Mortgage Fairness Act H.R. 2706 Financial Institution Customer Protection Act: Anti-Choke Point Provisions H.R. 2793 Consumer Transaction Account Protection Act H.R. 2868 National Flood Insurance Program Policyholder Protection Act of 2017 H.R. 2874 21st Century Flood Reform Act H.R. 2875 National Flood Insurance Program Administrative Reform Act of 2017 H.R. 2948 To amend the S.A.F.E. Mortgage Licensing Act of 2008 to provide a temporary license for loan originators transitioning between employers, and for other purposes H.R. 2954 Home Mortgage Disclosure Adjustment Act H.R. 3070 To amend the Federal Deposit Insurance Act to clarify the definition of a deposit broker, and for other purposes H.R. 3072 Bureau of Consumer Financial Protection Examination and Reporting Threshold Act of 2017 H.R. 3089 Corporate Transparency Act of 2017 H.R. 3110 To amend the Financial Stability Act of 2010 to modify the term of the independent member of the Financial Stability Oversight Council H.R. 3135 To authorize the Administrator of the Federal Emergency Management Agency to make grants to consortia of States and communities to hire individuals to coordinate the Community Rating System program under the National Flood Insurance Program for the States and communities who are members of the consortia, and for other purposes S. 105 Consumer Financial Protection Board Act of 2017 S. 366 Tailor Act of 2017 S. 387 CFPB Accountability Act S. 563 The Flood Insurance Market Parity and Modernization Act S. 567 Federal Savings Association Charter Flexibility Act of 2017 S. 881 21st Century Glass-Steagall Act of 2017 S. 923 Reforming Finances for Local Economies Act S. 1002 CLEAR Relief Act S. 1056 The Veteran Small Business Export Promotion Act S. 1117 A bill to protect the investment choices of investors in the United States, and for other purposes S. 1139 Main Street Regulatory Fairness Act S. 1152 SAFE Banking Act S. 1264 Community Bank Sensible Regulation Act of 2017 S. 1284 Small Bank Holding Company Relief Act S. 1310 Home Mortgage Disclosure Adjustment Act S. 1315 Relationship Lending Preservation Act of 2017 S. 1368 Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 S. 1389 Military Consumer Enforcement Act S. 1445 Repeatedly Flooded Communities Preparation Act S. 1449 A bill to increase from $10B to $50B the threshold figure at which regulated depository institutions are subject to direct examination and reporting requirements of the Bureau of Consumer Financial Protection, and for other purposes. S. 1463 To amend the Financial Stability Act of 2010 to modify the term of the independent member of the Financial Stability Oversight Council S. 1500 Reciprocal Deposits (Treatment as Non-Brokered Deposits) S. 1507 A bill to amend the National Flood Insurance Act of 1968 to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide funding assistance to reduce flood risks, and for other purposes Americans with Disabilities Act Website Compliance Bank Secrecy Act/Anti-Money Laundering Rules, including Beneficial Ownership Issue Call Report Streamlining Capital Access for Community Banks Capital Rules--Basel III, including Treatment of Commercial Real Estate Loans CFPB Data Aggregation CFPB Data Collection CFPB Overdraft CFPB Reforms/Governance CFPB Small Business Loan Data Collection CFPB Small Dollar/Payday Lending Proposed Rules Collins Amendment (Section 171) to Dodd-Frank Act (Bank Capital Rules) Community Bank Examination Appeals Credit Union Business Lending Powers Credit Union Field of Membership Rules Credit Union Supplemental Capital Cybersecurity - Information Sharing Data Security and Breaches Debit Interchange and Routing De Novo Bank Applications Department of Justice Operation Chokepoint Durbin Amendment EMV Chip Migration Fair Lending Enforcement Faster Payments Financial Services and General Government Appropriations Act of 2018 Fintech Limited Purpose National Bank Charter Flood Insurance Reauthorization Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Innovation Initiative (FinTech) Interchange Military Bank Leases Military Lending Act Regulations Mortgage Lending Reform Mutual Banks Qualified Mortgages, Ability to Repay Rules Regulatory Burden for Community Banks Regulatory and Tax Relief for Community Banks SBA 7(a) Lending Limit Virtual Currency
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2017 · first_quarter · Q1
Crop Insurance Funding Farm Bill Farm Credit Farm Credit System Review Support for the nomination of Sonny Perdue for Sec. of Agriculture USDA Guaranteed Farm Loans
H.R. 924 Financial Institutions Due Process Act H.R. 1116 Tailor Act of 2017 H.R. 1244 Credit Union Access to Supplemental Capital H.R. 1264 Community Financial Institutions Exemption Act H.R. 1426 Federal Savings Association Charter Flexibility Act H.R. 1595 Mutual Bank Capital Opportunity Act of 2017 H.R. 1948 Small Bank Holding Company Relief Act S. 105 Consumer Financial Protection Board Act of 2017 S. 366 Tailor Act of 2017 S. 387 CFPB Accountability Act S. 567 Federal Savings Association Charter Flexibility Act of 2017 S. 838 PACE Loans Americans with Disabilities Act Website Compliance Bank Secrecy Act/Anti-Money Laundering Rules, including Beneficial Ownership Issue Call Report Streamlining Capital Access for Community Banks Capital Rules--Basel III, including Treatment of Commercial Real Estate Loans CFPB Data Aggregation CFPB Data Collection CFPB Exam and Reporting Threshold Act CFPB Overdraft CFPB Reforms/Governance CFPB Small Business Loan Data Collection CFPB Small Dollar/Payday Lending Proposed Rules CLEAR Relief Act Collins Amendment (Section 171) to Dodd-Frank Act (Bank Capital Rules) Community Bank Examination Appeals Community Development Financial Institutions Fund Appropriation Consumer Access to Financial Records Credit Union Business Lending Powers Credit Union Field of Membership Cybersecurity - Information Sharing Data Security and Breaches Debit Interchange and Routing De Novo Bank Applications Department of Justice Operation Chokepoint EMV Chip Migration Faster Payments Financial CHOICE Act Financial Services and General Government Appropriations Act of 2018 Fintech Limited Purpose National Bank Charter Flood Insurance Reauthorization Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform ICBA Plan for Prosperity Regulatory Relief Platform Innovation Initiative (FinTech) Interchange Military Bank Leases Military Lending Act Regulations Mortgage Lending Reform Mutual Banks Qualified Mortgages, Ability to Repay Rules Reciprocal Deposits (Treatment as Non-Brokered Deposits) Regulatory Burden for Community Banks Regulatory and Tax Relief for Community Banks Regulatory Freeze (Exec Order) SBA 7(a) Lending Limit Small Bank Holding Company Policy Statement Telephone Consumer Protection Act Virtual Currency
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2016 · fourth_quarter · Q4
H.R. 766 Financial Institution Customer Protection Act H.R. 1113 Portfolio Lending and Mortgage Access Act H.R. 1188 Credit Union Small Business Jobs Creation Act H.R. 1195 The Bureau of Consumer Financial Protection Small Business Advisory Board Act H.R. 1210 Portfolio Lending and Mortgage Access Act H.R. 1233 CLEAR Relief Act H.R. 1523 Community Bank Access to Capital Act H.R. 1529 The Community Institution Mortgage Relief Act H.R. 1553 Small Bank Exam Cycle Reform Act H.R. 1660 The Federal Savings Association Charter Flexibility Act H.R. 1661 Mutual Bank Capital Opportunity Act H.R. 1766 Right to Lend Act of 2015 H.R. 2205 Data Security Act of 2015 H.R. 3791 A bill to increase Small Bank Holding Policy Statement threshold from $1B to $5B in assets H.R. 4099 CFPB Exam and Reporting Threshold Act H.R. 4116 To amend the Federal Deposit Insurance Act to ensure that reciprocal deposits are not considered to be funds obtained by or through a deposit broker H.R. 4500 The Community Bank Reporting Relief Act H.R. 4909 National Defense Authorization Act of 2017 H.R. 4997 The Home Mortgage Disclosure Adjustment Act H.R. 5076 Main Street Parity Act H.R. 5485 Financial Services and General Government Appropriations Act of 2017 H.R. 5724 The Protecting Consumers Access to Credit Act of 2016 H.R. 5808 EGRPRA Review Frequency H.R. 5983 The Financial CHOICE Act H.R. 6244 To require the appropriate Federal banking agencies to treat certain non-significant investments in the capital of unconsolidated financial institutions as qualifying capital instruments, and for other purposes. S. 812 The CLEAR Relief Act S. 927 CLEAR Relief Plus Act S. 961 Data Security Act of 2015 S. 970 18-Month Exam Cycle S. 1484 Financial Regulatory Improvement Act S. 1491 Community Lender Regulatory Relief and Consumer Protection Act S. 1816 Community Bank Access to Capital Act S. 2471 401 (Kids) Education Savings Account Act of 2016 S. 2722 Federal Savings Association Charter Flexibility Act - all provisions S. 2992 Small Business Lending Oversight Act S. 3153 The Tailor Act. S. 3215 To amend the Home Mortgage Disclosure Act of 1975 to specify which depository institutions are subject to the maintenance of records and disclosure requirements of such Act, and for other purposes S. 3373 A bill to amend the Federal Deposit Insurance Act to ensure that the reciprocal deposits of an insured depository institution are not considered to be funds obtained by or through a deposit broker, and for other purposes S. 3404 A bill to amend the Federal Deposit Insurance Act to require the appropriate Federal banking agencies to treat certain municipal obligations as level 2B liquid assets, and for other purposes ADA Website Compliance Call Report Streamlining Capital Access for Community Banks Capital Rules--Basel III CFPB Data Aggregation CFPB Data Collection CFPB Overdraft CFPB Reforms/Governance CFPB Small Business Data Collection CFPB Small Dollar/Payday Lending Community Bank Examination Appeals Credit Union Business Lending Powers Credit Union Field of Membership Cybersecurity - Information Sharing Data Security and Breaches De Novo Bank Applications Department of Justice Operation Chokepoint Durbin Debit Interchange and Routing Amendment EMV Chip Migration Escrow Mortgage Requirements FASB Accounting Rules for Loan Loss Reserves Faster Payments Federal Reserve Reform Fintech Limited Bank Charter Flood Insurance Reform Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Innovation Initiative (FinTech) Interchange Military Bank Leases Military Lending Act Rules Mortgage Lending Reform Mutual Banks Online/Marketplace Lending Qualified Mortgages, Ability to Repay Rules Regulatory Burden for Community Banks Regulatory and Tax Relief for Community Banks SBA 7(a) Lending Limit Small Bank Holding Company Policy Statement TILA/RESPA Integrated Disclosures Implementation Virtual Currency Wells Fargo Account Opening Fraud
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2016 · third_quarter · Q3
H.R. 2789 Capital Access for Small Business Banks Act H.R. 3287 Community Bank Flexibility Act H.R. 4377 American Business Competitiveness Act H.R. 5076 Main Street Parity Act H.R. 5374 To amend the Internal Revenue Code of 1986 to provide a lower rate of tax on a portion of pass-through business income, and for other purposes H.R. 5754 To amend the Internal Revenue Code of 1986 to provide for S corporation reform, and for other purposes H.R. 6260 Farm Credit System Tax Exemption S. 3181 To amend the Internal Revenue Code of 1986 to provide for S corporation reform, and for other purposes Better Way Tax Reform Act Business Income Taxation Business Interest Deduction Corporate Integration Tax Proposals Credit Union Tax Exemption Farm Credit System Tax Exemption IRC Section 2704 Proposed Regulation Changes (impact on family-owned businesses) Retirement Enhancement and Savings Act of 2016 S Corp Reforms Tax Reform
H.R. 5054 House FY 2017 Agriculture Appropriations Bill H.R. 5733 Beginning Farmer and Rancher Guaranteed Loan Modernization Act of 2016 H.R. 6260 Farm Credit System Tax Exemption S. 2956 Senate FY 2017 Agriculture Appropriations Bill S. 3229 Capital for Farmers and Ranchers Act of 2016 Farm Bill Farm Credit Administration Guidance Memo on Farm Credit System Investments USDA Direct Farm Loan Programs USDA Guaranteed Farm Loan Programs
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2016 · second_quarter · Q2
H.R. 766 Financial Institution Customer Protection Act H.R. 1113 Portfolio Lending and Mortgage Access Act H.R. 1188 Credit Union Small Business Jobs Creation Act H.R. 1195 The Bureau of Consumer Financial Protection Small Business Advisory Board Act H.R. 1210 Portfolio Lending and Mortgage Access Act H.R. 1233 CLEAR Relief Act H.R. 1334 Holding Company Registration Threshold Equalization Act of 2015 H.R. 1486 The Taking Account of Bureaucrat's Spending Act H.R. 1523 Community Bank Access to Capital Act H.R. 1529 The Community Institution Mortgage Relief Act H.R. 1553 Small Bank Exam Cycle Reform Act H.R. 1660 The Federal Savings Association Charter Flexibility Act H.R. 1661 Mutual Bank Capital Opportunity Act H.R. 1766 Right to Lend Act of 2015 H.R. 2205 Data Security Act of 2015 H.R. 2896 Tailor Act of 2015 H.R. 2987 Community Bank Capital Clarification Act H.R. 3705 Financial Regulatory Clarity Act of 2015 H.R. 3791 A bill to increase Small Bank Holding Policy Statement threshold from $1B to $5B in assets H.R. 4099 CFPB Exam and Reporting Threshold Act H.R. 4116 To amend the Federal Deposit Insurance Act to ensure that reciprocal deposits are not considered to be funds obtained by or through a deposit broker H.R. 4500 The Community Bank Reporting Relief Act H.R. 4950 Small Financial Institution Advisory Committees Act of 2016 H.R. 4993 Homeowner Information Privacy Protection Act H.R. 4997 The Home Mortgage Disclosure Adjustment Act H.R. 5027 To amend the Federal Reserve Act to adjust the circumstances under which Federal reserve bank stock is callable, and for other purposes. H.R. 5076 Main Street Parity Act H.R. 5465 To repeal section 1075 of the Consumer Financial Protection Act of 2010 relating to rules for payment card transactions, and for other purposes. H.R. 5485 Financial Services and General Government Appropriations Act of 2017 S. 482 CFPB Exam and Reporting Threshold Act S. 774 Financial Institutions and Exam Fairness Reform S. 812 The CLEAR Relief Act S. 927 CLEAR Relief Plus Act S. 961 Data Security Act of 2015 S. 970 18-Month Exam Cycle S. 1484 Financial Regulatory Improvement Act S. 1491 Community Lender Regulatory Relief and Consumer Protection Act S. 1816 Community Bank Access to Capital Act S. 2471 401 (Kids) Education Savings Account Act of 2016 S. 2722 Federal Savings Association Charter Flexibility Act - all provisions S. 2790 Financial Institutions Customer Protection Act S. 2943 National Defense Authorization Act of 2017 S. 2992 Small Business Lending Oversight Act S. 3067 Financial Services and General Government Appropriations Act of 2017 Call Report Streamlining Capital Access for Community Banks Capital Rules--Basel III CFPB Data Collection CFPB Overdraft CFPB Reforms/Governance CFPB Small Business Data Collection CFPB Small Dollar/Payday Lending Credit Union Business Lending Powers Credit Union Field of Membership Cybersecurity - Information Sharing Data Security and Breaches De Novo Bank Applications Department of Justice Operation Chokepoint EMV Chip Migration Escrow Mortgage Requirements FASB Accounting Rules for Loan Loss Reserves Faster Payments FDIC Small Bank Assessments Federal Reserve Reform Flood Insurance Reform Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Innovation Initiative (FinTech) Interchange Military Bank Leases Military Lending Act Rules Mortgage Lending Reform Mutual Banks Nomination of Amias Gerety as Treasury Asst Sec for Financial Institutions Nominations of Allan Landon and Kathryn Dominguez to the Board of Governors of the Federal Reserve System Online/Marketplace Lending Qualified Mortgages, Ability to Repay Rules Regulatory Burden for Community Banks Regulatory and Tax Relief for Community Banks Repeal of Durbin Amendment SBA 7(a) Lending Limit Small Bank Holding Company Policy Statement TILA/RESPA Integrated Disclosures Implementation Too Big To Fail Virtual Currency
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2016 · first_quarter · Q1
Crop Insurance Farm Bill Farm Credit Administration Guidance Memo on Farm Credit System Investments Opposition of Cuts to Agricultural Programs USDA Guaranteed Farm Loan Programs
H.R. 766 Financial Institution Customer Protection Act H.R. 957 The CFPB -IG Act H.R. 1113 Portfolio Lending and Mortgage Access Act H.R. 1188 Credit Union Small Business Jobs Creation Act H.R. 1195 The Bureau of Consumer Financial Protection Small Business Advisory Board Act H.R. 1210 Portfolio Lending and Mortgage Access Act H.R. 1233 CLEAR Relief Act H.R. 1334 Holding Company Registration Threshold Equalization Act of 2015 H.R. 1408 The Community Bank Mortgage Servicing Asset Capital Requirements Study Act H.R. 1422 CU Residential Loan Parity Act H.R. 1523 Community Bank Access to Capital Act H.R. 1529 The Community Institution Mortgage Relief Act H.R. 1553 Small Bank Exam Cycle Reform Act H.R. 1660 The Federal Savings Association Charter Flexibility Act H.R. 1661 Mutual Bank Capital Opportunity Act H.R. 1766 Right to Lend Act of 2015 H.R. 1941 Financial Institutions Examination Fairness and Reform Act H.R. 2029 Consolidated Appropriations Act H.R. 2205 Data Security Act of 2015 H.R. 2213 TRID Safe Harbor Protection H.R. 2896 Tailor Act of 2015 H.R. 2987 Community Bank Capital Clarification Act H.R. 3705 Financial Regulatory Clarity Act of 2015 H.R. 3791 A bill to increase Small Bank Holding Policy Statement threshold from $1B to $5B in assets H.R. 4099 CFPB Exam and Reporting Threshold Act H.R. 4116 To amend the Federal Deposit Insurance Act to ensure that reciprocal deposits are not considered to be funds obtained by or through a deposit broker H.R. 4500 The Community Bank Reporting Relief Act S. 482 CFPB Exam and Reporting Threshold Act S. 774 Financial Institutions and Exam Fairness Reform S. 812 The CLEAR Relief Act S.961 Data Security Act of 2015 S. 927 CLEAR Relief Plus Act S. 970 18-Month Exam Cycle S. 1484 Financial Regulatory Improvement Act S. 1491 Community Lender Regulatory Relief and Consumer Protection Act S. 1711 TRID Safe Harbor Protection S. 1816 Community Bank Access to Capital Act S. 2471 401 (Kids) Education Savings Account Act of 2016 S. 2722 Federal Savings Association Charter Flexibility Act - all provisions Call Report Streamlining Capital Access for Community Banks Capital Rules--Basel III Capital Rules--Treatment of Equity Investment Securities CFPB Data Collection CFPB Overdraft CFPB Reforms/Governance CFPB Small Business Data Collection CFPB Small Dollar/Payday Lending Credit Union Business Lending Powers Credit Union Field of Membership Cybersecurity - Information Sharing Data Security and Breaches De Novo Bank Applications Department of Justice Operation Chokepoint EMV Chip Migration Escrow Mortgage Requirements FASB Accounting Rules for Loan Loss Reserves Faster Payments FDIC Small Bank Assessments Federal Reserve Reform Flood Insurance Reform Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Innovation Initiative (FinTech) Interchange Military Bank Leases Military Lending Act Rules Mortgage Lending Reform Mutual Banks NCUA Proposed Rule to Extend Member Business Lending, Commercial Lending, Part 72B Nomination of Amias Gerety as Treasury Asst Sec for Financial Institutions Nominations of Allan Landon and Kathryn Dominguez to the Board of Governors of the Federal Reserve System Online/Marketplace Lending Providing Opportunities for Savings, Transactions and Lending Act Qualified Mortgages, Ability to Repay Rules Regulatory Burden for Community Banks Regulatory and Tax Relief for Community Banks Repeal of Durbin Amendment SBA 7(a) Lending Limit Small Bank Holding Company Policy Statement TILA/RESPA Integrated Disclosures Implementation Too Big To Fail Virtual Currency
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2015 · fourth_quarter · Q4
Agriculture Risk Coverage and Price Loss Coverage - Cottonseed Designation Crop Insurance Crop Insurance in Omnibus Appropriations Bill - P.L.# 114-112 Farm Credit Administration Guidance Memo on Farm Credit System Investments Rural Business Investment Program
H.R. 22 Developing a Reliable and Innovating Vision for the Economy -Section 52203 (Fed dividend pay for) H.R. 601 Eliminate Privacy Notice Confusion Act H.R. 766 Financial Institution Customer Protection Act H.R. 888 Subsidy Reserve Act H.R. 957 The CFPB -IG Act H.R. 1113 Portfolio Lending and Mortgage Access Act H.R. 1188 Credit Union Small Business Jobs Creation Act H.R. 1195 The Bureau of Consumer Financial Protection Small Business Advisory Board Act H.R. 1210 Portfolio Lending and Mortgage Access Act H.R. 1233 CLEAR Relief Act H.R. 1259 The HELP Rural Communities Act H.R. 1266 The Financial Products Safety Commission Act H.R. 1334 Holding Company Registration Threshold Equalization Act of 2015 H.R. 1408 The Community Bank Mortgage Servicing Asset Capital Requirements Study Act H.R. 1422 CU Residential Loan Parity Act H.R. 1523 Community Bank Access to Capital Act H.R. 1529 The Community Institution Mortgage Relief Act H.R. 1553 Small Bank Exam Cycle Reform Act H.R. 1660 The Federal Savings Association Charter Flexibility Act H.R. 1661 Mutual Bank Capital Opportunity Act H.R. 1737 The Reforming CFPB Indirect Auto Financing Guidance Act H.R. 1766 Right to Lend Act of 2015 H.R. 1941 Financial Institutions Examination Fairness and Reform Act H.R. 2029 Consolidated Appropriations Act H.R. 2205 Data Security Act of 2015 H.R. 2213 TRID Safe Harbor Protection H.R. 2209 To require the appropriate Federal banking agencies to treat certain municipal obligations as level 2A liquid assets, and for other purposes. H.R. 2896 Tailor Act of 2015 H.R. 2995 FY 2016 Financial Services Approps Bill - Opposed Amendment to Offer HR 1188 Bill H.R. 2987 Community Bank Capital Clarification Act H.R. 3038 Highway and Transportation Funding Act of 2015 (section 2003) H.R. 3048 Community Financial Institution Exemption Act H.R. 3236 Care Choice Improvement Act of 2015 (Highway Trust Fund Act) H.R. 3705 Financial Regulatory Clarity Act of 2015 H.R. 3791 A bill to increase Small Bank Holding Policy Statement threshold from $1B to $5B in assets H.R. 3808 To require the withdrawal and study of the Federal Housing Finance Agencys proposed rule on Federal Home Loan Bank membership H.R. 4116 To amend the Federal Deposit Insurance Act to ensure that the reciprocal deposits are not considered to be funds obtained by or through a deposit broker S. 423 Privacy Notice Modernization Act S. 482 CFPB Exam and Reporting Threshold Act S. 754 Cybersecurity Information Sharing Act of 2015 S. 774 Financial Institutions and Exam Fairness Reform S. 812 The CLEAR Relief Act S. 871 HELP Rural Communities Act S.961 Data Security Act of 2015 S. 927 CLEAR Relief Plus Act S. 970 18-Month Exam Cycle S. 1484 Financial Regulatory Improvement Act S. 1491 Community Lender Regulatory Relief and Consumer Protection Act S. 1647 Developing a Reliable and Innovative Vision for the Economy Act - Fed Reserve Dividend S. 1711 TRID Safe Harbor Protection S. 1816 Community Bank Access to Capital Act S. 1974 The Relationship Lending Preservation Act Appraisal Exemption Basel III/Capital Access Call Report Burden CFPB Data Collection CFPB Overdraft CFPB Reforms/Governance CFPB Small Business Data Collection CFPB Small Dollar/Payday Lending Congressional Payments Technology Caucus Credit Union Business Lending Powers Cybersecurity - Information Sharing Data Security and Breaches De Novo Bank Applications Department of Justice Operation Chokepoint Escrow Mortgage Requirements FASB Accounting Rules for Loan Loss Reserves Faster Payments FDIC Small Bank Assessments Federal Reserve Reform Federal Home Loan Bank Membership Rules Home Mortgage Disclosure Act (HMDA) Regulations House Payments Innovation Caucus Housing Finance Reform Military Lending Act Rules Mortgage Lending Reform Mutual Banks NCUA Proposed Rule to Extend Member Business Lending, Commercial Lending, Part 72B Online/Marketplace Lending Qualified Mortgages, Ability to Repay Rules Reduction in Dividend Rate on Federal Reserve Stock Regulatory Burden for Community Banks Regulatory and Tax Relief for Community Banks SBA 7(a) Lending Limit Senate Payments Innovation Caucus Small Bank Holding Company Policy Statement TILA/RESPA Integrated Disclosures Implementation Too Big To Fail Virtual Currency
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2015 · third_quarter · 3A
H.R. 22 Developing a Reliable and Innovating Vision for the Economy -Section 52203 (Fed dividend pay for) H.R. 601 Eliminate Privacy Notice Confusion Act H.R. 766 Financial Institution Customer Protection Act H.R. 888 Subsidy Reserve Act H.R. 957 The CFPB -IG Act H.R. 1090 The Retail Investor Protection Act H.R. 1113 Portfolio Lending and Mortgage Access Act H.R. 1188 Credit Union Small Business Jobs Creation Act H.R. 1195 The Bureau of Consumer Financial Protection Small Business Advisory Board Act H.R. 1210 Portfolio Lending and Mortgage Access Act H.R. 1233 CLEAR Relief Act H.R. 1259 The HELP Rural Communities Act H.R. 1266 The Financial Products Safety Commission Act H.R. 1334 Holding Company Registration Threshold Equalization Act of 2015 H.R. 1389 American Jobs and Community Revitalization Act H.R. 1408 The Community Bank Mortgage Servicing Asset Capital Requirements Study Act H.R. 1422 CU Residential Loan Parity Act H.R. 1523 Community Bank Access to Capital Act H.R. 1529 The Community Institution Mortgage Relief Act H.R. 1553 Small Bank Exam Cycle Reform Act H.R. 1660 The Federal Savings Association Charter Flexibility Act H.R. 1661 Mutual Bank Capital Opportunity Act H.R. 1737 The Reforming CFPB Indirect Auto Financing Guidance Act H.R. 1766 Right to Lend Act of 2015 H.R. 1941 Financial Institutions Examination Fairness and Reform Act H.R. 1974 Relationship Lending Preservation Act H.R. 2205 Data Security Act of 2015 H.R. 2213 TRID Safe Harbor Protection H.R. 2896 Tailor Act of 2015 H.R. 2995 FY 2016 Financial Services Approps Bill - Opposed Amendment to Offer HR 1188 Bill H.R. 2987 Community Bank Capital Clarification Act H.R. 3038 Highway and Transportation Funding Act of 2015 (section 2003) H.R. 3048 Community Financial Institution Exemption Act H.R. 3192 Homebuyers Assistance Act H.R. 3236 Care Choice Improvement Act of 2015 (Highway Trust Fund Act) S. 423 Privacy Notice Modernization Act S. 482 CFPB Exam and Reporting Threshold Act S. 754 Cybersecurity Information Sharing Act of 2015 S. 774 Financial Institutions and Exam Fairness Reform S. 812 The CLEAR Relief Act S. 871 HELP Rural Communities Act S. 881 A bill to ensure that Federal financial regulators perform a comprehensive review of regulations to identify outdated or otherwise unnecessary regulatory requirements imposed on financial institutions, and for other purposes (EGRPRA) S.961 Data Security Act of 2015 S. 966 Commercial Real Estate and Economic Development Act S. 927 CLEAR Relief Plus Act S. 970 18-Month Exam Cycle S. 1484 Financial Regulatory Improvement Act S. 1491 Community Lender Regulatory Relief and Consumer Protection Act S. 1647 Highway Transportation - Fed Reserve Dividend S. 1711 TRID Safe Harbor Protection S. 1816 Community Bank Access to Capital Act S. 1963 Bureau of Consumer Financial Protection Advisory Board Enhancement Act S. 1974 The Relationship Lending Preservation Act Appraisal Exemption Basel III/Capital Access Call Report Burden CFPB Data Collection CFPB Reforms/Governance CFPB Small Business Data Collection CFPB Small Dollar/Payday Lending Congressional Payments Technology Caucus Credit Union Business Lending Powers Cybersecurity - Information Sharing Data Security and Breaches De Novo Bank Applications Department of Justice Operation Chokepoint Escrow Mortgage Requirements Fair Lending/Disparate Impact FASB Accounting Rules for Loan Loss Reserves Faster Payments FDIC Small Bank Assessments Federal Reserve Reform Federal Home Loan Bank Membership Rules Flood Insurance Reform Implementation of Biggert-Waters Act Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Military Lending Act Rules Mortgage Escrow Requirements Mortgage Lending Reform Mutual Banks Nomination of Mr. Amias Gerety to serve as Treasury Assistant Secretary for Financial Institutions Online/Marketplace Lending Qualified Mortgages, Ability to Repay Rules Reduction in Dividend Rate on Federal Reserve Stock Regulatory Burden for Community Banks Regulatory and Tax Relief for Community Banks SBA 7(a) Lending Limit Senate Payments Innovation Caucus Small Bank Holding Company Policy Statement Surface Transportation and Veterans Health Telephone Consumer Protection Act Exception Ruling TILA/RESPA Integrated Disclosures Implementation Too Big To Fail Virtual Currency
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2015 · second_quarter · Q2
H.R. 1295 Trade Preferences Extension Act of 2015 - Financial Account and Interest Reporting Mandates H.R. 1389 American Jobs and Community Revitalization Act H.R. 2229 Municipal Bond Market Support Act H.R. 2789 Capital Access for Small Business Banks Act Bank Qualified Bonds Business Income Taxation Business Interest Deduction Credit Union Tax Exemption Farm Credit System Tax Exemption S Corp Reforms Tax Reform
Crop Insurance Amendments Farm Bill Amendments Farm Credit Administration Guidance Memo on Farm Credit System Investments Farm Credit Administration: Mergers, Consolidations and Charter Amendments USDA Conservation Compliance
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2015 · first_quarter · Q1
Crop Insurance Amendments Farm Bill Amendments
H.R. 37 Promoting Job Creation and Reducing Small Business Burdens Act H.R. 601 Eliminate Privacy Notice Confusion Act H.R. 766 Financial Institution Customer Protection Act H.R. 888 Subsidy Reserve Act H.R. 957 CFPB-IG Act H.R. 1188 Credit Union Small Business Jobs Creation Act H.R. 1113 Portfolio Lending and Mortgage Access Act H.R. 1195 The Bureau of Consumer Financial Protection Small Business Advisory Board Act H.R. 1233 CLEAR Relief Act H.R. 1259 The HELP Rural Communities Act H.R. 1266 The Financial Products Safety Commission Act H.R. 1389 American Jobs and Community Revitalization Act H.R. 1408 The Community Bank Mortgage Servicing Asset Capital Requirements Study Act H.R. 1523 Community Bank Access to Capital Act H.R. 1529 The Community Institution Mortgage Relief Act H.R. 1660 The Federal Savings Association Charter Flexibility Act H.R. 1661 Mutual Bank Capital Opportunity Act S. 423 Privacy Notice Modernization Act S. 482 CFPB Exam and Reporting Threshold Act S. 530 Federal Reserve Confirmation S. 754 Cybersecurity Information Sharing Act of 2015 S. 774 Financial Institutions and Exam Fairness Reform S. 812 The CLEAR Relief Act S. 871 Rural Designation Appeals S. 881 A bill to ensure that Federal financial regulators perform a comprehensive review of regulations to identify outdated or otherwise unnecessary regulatory requirements imposed on financial institutions, and for other purposes (EGRPRA) S.961 Data Security Act of 2015 Access to Capital for Community Banks Appraisal Exemption Basel III/Capital Access Call Report Burden CFPB Mortgage Rate Tool CFPB Reforms/Governance Credit Union Business Lending Powers Credit Union Tax Exemptions Cybersecurity - Information Sharing Data Security and Breaches De Novo Bank Applications Department of Justice Operation Chokepoint Escrow Mortgage Requirements Fair Lending/Disparate Impact Faster Payments Federal Reserve Reform Federal Home Loan Bank Membership Rules Flood Insurance Reform Implementation of Bigger-Waters Act Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Housing Government Sponsored Enterprises Job Act Thrift Fix Military Lending Act rules Mortgage Escrow Requirements Mortgage Lending Reform Mortgage Servicing Standards Mutual Banks National Flood Insurance Program Nomination of Amias Gerety as Treasury Assistant Secretary for Financial Institutions Overdraft Protection Services Qualified Mortgages, Ability to Repay Rules Regulation Z Establishment of Escrow - Higher Priced Loans Regulatory Burden for Community Banks Regulatory and Tax Relief for Community Banks Small Bank Holding Company Policy Statement Small Business Lending Fund TILA/RESPA Implementation Too Big To Fail Virtual Currency
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2014 · fourth_quarter · Q4
HR 688 Credit Union Small Business Job Creation Act of 2013 HR 719 Capital Access for Small Businesses and Jobs Act HR 749 Eliminate Privacy Notice Confusion Act HR 797 Municipal Adviser Oversight Improvement Act of 2013HR 801 The Holding Company Restriction Threshold Equalization Act HR 892 The S Corporation Modernization Act HR 1062 SEC Regulatory Accountability Act HR 1603 The Mutual Community Bank Competitive Equality Act HR 1750 The Community Lending Enhancement and Regulatory Relief Act HR 2199 Flood Insurance HR 2402 The Consumer Financial Protection Commission Act HR 2446 The Responsible Consumer Financial Protection Regulations Act HR 2542 The Regulatory Flexibility Improvements Act of 2013 HR 2672 The CFPB Rural Designation Petition and Correction Act HR 2673 The Portfolio Lending and Mortgage Access Act of 2013 HR 3193 The Consumer Financial Protection Safety and Soundness Improvement Act HR 3329 To Enhance the Ability of Community Financial Institutions to Foster Economic Growth HR 4042 Community Bank Mortgage Servicing Asset Capital Requirements Study Act of 2014 HR 4252 Mutual Bank Choice and Continuity Act of 2014 HR 4466 Financial Regulatory Clarity Act HR 4521 Community Institution Mortgage Relief Act HR 4986 End Operation Choke Point Act of 2014 HR 5148 Access to Affordable Mortgages Act of 2014 HR 5199 Municipal Bond Market Support Act of 2014 HR 5405 Promoting Job Creation and Reducing Small Business Burdens Act of 2014 HR 5461 Dodd Frank Reforms HR 5758 Financial Institutions Consumer Protection Act of 2014 HR 5786 Small Financial Institutions Regulatory Relief Act of 2014 S 635 Privacy Notice Modernization Act S 727 The Financial Institutions Examination Fairness and Reform Act S 1349 The Community Lending Enhancement and Regulatory Relief Act S 1916 HELP Rural Communities Act of 2014 S 1927 Data Secuity Act of 2014 S 2244 Amendment 3550 to the Terrorism Risk Insurance Program Reauthoriation Act of 2014 S 2588 Cybersecurity Information Sharing Act of 2014 S 2732 The CFPB Examination and Reporting Threshhold Act of 2014 S 2937 NY Federal Reserve Bank Access to Capital for Community Banks Call Report Burden Capital Requirements/Regulations/Basel III Rules/Treatment of Mortgage Servicing Assets CFPB Reforms Credit Union Business Lending Powers Credit Union IOLTAs Credit Union Tax Exemption Cybersecurity Data Security and Breaches DeNovo Bank Applications Department of Justice Operation Chokepoint Federal Reserve Vacancy FHFA - FHLB Membership Rules Flood Insurance Reform Implementation of Bigger-Waters Act Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Housing Government Sponsored Enterprises Military Lending ActMortgage Escrow Requirements Mortgage Lending Reform Mortgage Servicing Standards National Flood Insurance Program Nomination of Antonio Weiss for Treasury Undersecretary for Domestic Finance Overdraft Protection Patent Litigation Reform Patent Trolling/Demand Letters Qualified Mortgages, Ability to Repay Rules Qualified Residential Mortgages/Risk Retention Regulation Z Establishment of Escrow - Higher Priced Loans Regulatory and Tax Relief for Community Banks Tila/RESPA Final Rule Implementation Virtual Currency - CFPB
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2014 · third_quarter · Q3
HR 688 Credit Union Small Business Job Creation Act of 2013 HR 719 Capital Access for Small Businesses and Jobs Act HR 749 Eliminate Privacy Notice Confusion Act HR 797 Municipal Adviser Oversight Improvement Act of 2013HR 801 The Holding Company Restriction Threshold Equalization Act HR 892 The S Corporation Modernization Act HR 1062 SEC Regulatory Accountability Act HR 1603 The Mutual Community Bank Competitive Equality Act HR 1750 The Community Lending Enhancement and Regulatory Relief Act HR 2199 Flood Insurance HR 2266 The Subsidy Reserve Act (All provisions) HR 2402 The Consumer Financial Protection Commission Act HR 2446 The Responsible Consumer Financial Protection Regulations Act HR 2542 The Regulatory Flexibility Improvements Act of 2013 HR 2672 The CFPB Rural Designation Petition and Correction Act HR 2673 The Portfolio Lending and Mortgage Access Act of 2013 HR 3193 The Consumer Financial Protection Safety and Soundness Improvement Act HR 3329 To Enhance the Ability of Community Financial Institutions to Foster Economic Growth HR 3389 CFPB Slush Fund Elimination Act of 2013 HR 3474 Expiring Provisions Improvement Act HR 4042 Community Bank Mortgage Servicing Asset Capital Requirements Study Act of 2014 HR 4167 Restoring Proven Financing for American Employers Act HR 4252 Mutual Bank Choice and Continuity Act of 2014 HR 4383 Bureau of Consumer Financial Protection Small Business Advisory Board Act (All provisions) HR 4466 Financial Regulatory Clarity Act HR 4521 Community Institution Mortgage Relief Act HR4662 The Bureau Advisory Opinion Act HR 4986 End Operation Choke Point Act of 2014 HR 5148 Access to Affordable Mortgages Act of 2014 HR 5405 Promoting Job Creation and Reducing Small Business Burdens Act of 2014 HR 5461 Dodd Frank Reforms S 635 Privacy Notice Modernization Act S 727 The Financial Institutions Examination Fairness and Reform Act S 1217 Housing Finance Reform and Taxpayer Protection Act S 1349 The Community Lending Enhancement and Regulatory Relief Act S 1916 HELP Rural Communities Act of 2014 S 1927 Data Secuity Act of 2014 S 2244 Amendment 3550 to the Terrorism Risk Insurance Program Reauthoriation Act of 2014 S 2252 Community Bank Preservation Act S 2588 Cybersecurity Information Sharing Act of 2014 S 2732 The CFPB Examination and Reporting Threshhold Act of 2014 Access to Capital for Community Banks Call Report Changes Capital Requirements/Regulations/Basel III Rules CFPB eRegulations Tool CFPB Reforms Credit Union Business Lending Powers Credit Union Tax Exemption Cybersecurity Data Security and Breaches DeNovo Bank Applications Department of Justice Operation Chokepoint Federal Reserve Vacancy Flood Insurance Reform Implementation of Bigger-Waters Act Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Housing Government Sponsored EnterprisesMortgage Escrow Requirements Mortgage Lending Reform Mortgage Loan Origination Standards Mortgage Servicing Standards National Flood Insurance Program Patent Litigation Reform Patent Trolling/Demand Letters Qualified Mortgages, Ability to Repay Rules Qualified Residential Mortgages/Risk Retention Regulation Z Establishment of Escrow - Higher Priced Loans Regulatory and Tax Relief for Community Banks TILA/RESPA Final Rule Implementation Virtual Currency - CFPB
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2014 · second_quarter · Q2
HR 688 Credit Union Small Business Job Creation Act of 2013 HR 719 Capital Access for Small Businesses and Jobs Act HR 749 Eliminate Privacy Notice Confusion Act HR 797 Municipal Adviser Oversight Improvement Act of 2013HR 801 The Holding Company Restriction Threshold Equalization Act HR 892 The S Corporation Modernization Act HR 1062 SEC Regulatory Accountability Act HR 1603 The Mutual Community Bank Competitive Equality Act HR 1750 The Community Lending Enhancement and Regulatory Relief Act HR 2199 Flood Insurance HR 2266 The Subsidy Reserve Act (All provisions) HR 2402 The Consumer Financial Protection Commission Act HR 2446 The Responsible Consumer Financial Protection Regulations Act HR 2542 The Regulatory Flexibility Improvements Act of 2013 HR 2672 The CFPB Rural Designation Petition and Correction Act HR 2673 The Portfolio Lending and Mortgage Access Act of 2013 HR 2767 The Protecting American Taxpayers Homeowners Act HR 3193 The Consumer Financial Protection Safety and Soundness Improvement Act HR 3329 To Enhance the Ability of Community Financial Institutions to Foster Economic Growth HR 3370 Homeowner Flood Insurance Affordability Act of 2014 HR 3389 CFPB Slush Fund Elimination Act of 2013 HR 3474 Expiring Provisions Improvement Act HR 3770 CFPB - IG Act of 2013 HR 3819 Fairness for Community Job Creators Act HR 4042 Community Bank Mortgage Servicing Asset Capital Requirements Study Act of 2014 HR 4167 Restoring Proven Financing for American Employers Act HR 4252 Mutual Bank Choice and Continuity Act of 2014 HR 4383 Bureau of Consumer Financial Protection Small Business Advisory Board Act (All provisions) HR 4466 Financial Regulatory Clarity Act HR 4521 Community Institution Mortgage Relief Act HR 4539 The Bureau Research Transparency Act (All) HR 4660 CJS Appropriations Act Amendment HR4662 The Bureau Advisory Opinion Act HR 4684 The Bureau Guidance Transparency Act (All) HR 4986 End Operation Choke Point Act of 2014 S 635 Privacy Notice Modernization Act S 727 The Financial Institutions Examination Fairness and Reform Act S 1217 Housing Finance Reform and Taxpayer Protection Act S 1349 The Community Lending Enhancement and Regulatory Relief Act S 1907 Fairness for Community Job Creators Act S 1916 HELP Rural Communities Act of 2014 S 1927 Data Secuity Act of 2014 S 2252 Community Bank Preservation Act Access to Capital for Community Banks Bank Deposit Account Disclosures Call Report Changes Capital Requirements/Regulations/Basel III Rules CFPB eRegulations Tool CFPB Reforms Credit Union Business Lending Powers Credit Union Tax Exemption Cybersecurity Data Security and Breaches DeNovo Bank Applications Department of Justice Operation Chokepoint Federal Reserve Vacancy Flood Insurance Reform Implementation of Bigger-Waters ActHome Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Housing Government Sponsored Enterprises Mortgage Escrow Requirements Mortgage Lending Reform Mortgage Loan Origination Standards Mortgage Servicing Standards National Flood Insurance Program Reauthorization Patent Litigation Reform Postal Reform-provision of banking services Qualified Mortgages, Ability to Repay Rules Qualified Residential Mortgages/Risk Retention Regulation Z Establishment of Escrow - Higher Priced Loans Regulatory and Tax Relief for Community Banks
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2014 · first_quarter · 1A
HR 2642 Federal Agricultural Reform and Risk Management Act S 954 Agricultural Reform, Food and Jobs Act Agriculture Act of 2014 Connect America FundFarm Credit Administration exclusion of public from meetings USDA Term Limits
HR 688 Credit Union Small Business Job Creation Act of 2013 HR 719 Capital Access for Small Businesses and Jobs Act HR 749 Eliminate Privacy Notice Confusion Act HR 797 Municipal Adviser Oversight Improvement Act of 2013HR 801 The Holding Company Restriction Threshold Equalization Act HR 892 The S Corporation Modernization Act HR 1062 SEC Regulatory Accountability Act HR 1603 The Mutual Community Bank Competitive Equality Act HR 1750 The Community Lending Enhancement and Regulatory Relief Act HR 2199 Flood Insurance HR 2402 The Consumer Financial Protection Commission Act HR 2446 The Responsible Consumer Financial Protection Regulations Act HR 2542 The Regulatory Flexibility Improvements Act of 2013 HR 2672 The CFPB Rural Designation Petition and Correction Act HR 2673 The Portfolio Lending and Mortgage Access Act of 2013 HR 2767 The Protecting American Taxpayers Homeowners Act HR 3193 The Consumer Financial Protection Safety and Soundness Improvement Act HR 3370 Homeowner Flood Insurance Affordability Act of 2014 HR 3696 The National Cybersecurity and Critical Infrastructure Protection Act HR 3819 Fairness for Community Job Creators Act HR 4167 Restoring Proven Financing for American Employers Act S 635 Privacy Notice Modernization Act S 710 Municipal Adviser Relief Act S 727 The Financial Institutions Examination Fairness and Reform Act S 996 Flood Insurance S 1217 Housing Finance Reform and Taxpayer Protection S 1349 The Community Lending Enhancement and Regulatory Relief Act S 1907 Fairness for Community Job Creators Act S 1916 HELP Rural Communities Act of 2014 S 1927 Data Secuity Act of 2014 Bank Examinations Call Report Changes Capital Requirements/Regulations/Basel III Rules CFPB Reforms Credit Union Business Lending Powers Credit Union Tax Exemption Cybersecurity Data Security and Breaches DeNovo Bank Applications Federal Reserve Vacancy FHA Loan Programs Flood Insurance Reform Implementation of Bigger-Waters Act GAO Study of Too Big To Fail GSE Conforming Loan Limits Housing Finance Reform Housing Government Sponsored Enterprises Mortgage Escrow Requirements Mortgage Lending Reform Mortgage Loan Origination Standards Mortgage Servicing Standards National Flood Insurance Program Reauthorization Nomination of Janet Yellen as Chairman, Federal Reserve Board Patent Litigation Reform Postal Reform-provision of banking services Qualified Mortgages, Ability to Repay Rules Qualified Residential Mortgages/Risk Retention Regulation Z Establishment of Escrow - Higher Priced LoansRegulatory and Tax Relief for Community Banks Systemic Risk Regulation Volcker Rule Treatment of CDO and CLO Investments
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2014 · first_quarter · Q1
HR 688 Credit Union Small Business Job Creation Act of 2013 HR 719 Capital Access for Small Businesses and Jobs Act HR 749 Eliminate Privacy Notice Confusion Act HR 797 Municipal Adviser Oversight Improvement Act of 2013HR 801 The Holding Company Restriction Threshold Equalization Act HR 892 The S Corporation Modernization Act HR 1062 SEC Regulatory Accountability Act HR 1603 The Mutual Community Bank Competitive Equality Act HR 1750 The Community Lending Enhancement and Regulatory Relief Act HR 2199 Flood Insurance HR 2402 The Consumer Financial Protection Commission Act HR 2446 The Responsible Consumer Financial Protection Regulations Act HR 2542 The Regulatory Flexibility Improvements Act of 2013 HR 2672 The CFPB Rural Designation Petition and Correction Act HR 2673 The Portfolio Lending and Mortgage Access Act of 2013 HR 2767 The Protecting American Taxpayers Homeowners Act HR 3193 The Consumer Financial Protection Safety and Soundness Improvement Act HR 3370 Homeowner Flood Insurance Affordability Act of 2014 HR 3696 The National Cybersecurity and Critical Infrastructure Protection Act HR 4167 Restoring Proven Financing for American Employers Act S 635 Privacy Notice Modernization Act S 710 Municipal Adviser Relief Act S 727 The Financial Institutions Examination Fairness and Reform Act S 996 Flood Insurance S 1217 Housing Finance Reform and Taxpayer Protection S 1349 The Community Lending Enhancement and Regulatory Relief Act S 1907 Fairness for Community Job Creators Act S 1916 HELP Rural Communities Act of 2014 S 1927 Data Secuity Act of 2014 Bank Examinations Capital Requirements/Regulations/Basel III Rules CFPB Reforms Credit Union Business Lending Powers Credit Union Tax Exemption Cybersecurity Data Security and Breaches DeNovo Bank Applications FHA Loan Programs Flood Insurance Reform Implementation of Bigger-Waters Act GAO Study of Too Big To Fail GSE Conforming Loan Limits Housing Finance Reform Housing Government Sponsored Enterprises Mortgage Escrow Requirements Mortgage Lending Reform Mortgage Loan Origination Standards Mortgage Servicing Standards National Flood Insurance Program Reauthorization Nomination of Janet Yellen as Chairman, Federal Reserve Board Patent Litigation Reform Qualified Mortgages, Ability to Repay Rules Qualified Residential Mortgages/Risk Retention Regulation Z Establishment of Escrow - Higher Priced Loans Regulatory and Tax Relief for Community Banks Volcker Rule Treatment of CDO and CLO Investments
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2013 · fourth_quarter · Q4
HR 688 Credit Union Small Business Job Creation Act of 2013 HR 719 Capital Access for Small Businesses and Jobs Act HR 749 Eliminate Privacy Notice Confusion Act HR 797 Municipal Adviser Oversight Improvement Act of 2013HR 801 The Holding Company Restriction Threshold Equalization Act HR 892 The S Corporation Modernization Act HR 1062 SEC Regulatory Accountability Act HR 1553 The Financial Institutions Examination Fairness and Reform Act HR 1603 The Mutual Community Bank Competitive Equality Act HR 1750 The Community Lending Enhancement and Regulatory Relief Act HR 2199 Flood Insurance HR 2295 Basel III Commonsense Approach for Small Entities Act HR 2323 The Right to Lend Act HR 2402 The Consumer Financial Protection Commission Act HR 2446 The Responsible Consumer Financial Protection Regulations Act HR 2542 The Regulatory Flexibility Improvements Act of 2013 HR 2672 The CFPB Rural Designation Petition and Correction Act HR 2673 The Portfolio Lending and Mortgage Access Act of 2013 HR 2767 The Protecting American Taxpayers Homeowners Act HR 3193 The Consumer Financial Protection Safety and Soundness Improvement Act HR 3329 To Enhance the ability of community financial institutions to foster economic growth and serve their communities HR 3700 Building Community Banks' Capacity to Combat Money Laundering Act S 205 Responsible Financial Consumer Protection Regulations Act S 450 The Financial Regulatory Responsibility Act S 635 Privacy Notice Modernization Act S 710 Municipal Adviser Relief Act S 727 The Financial Institutions Examination Fairness and Reform Act S 798 The Terminating Bailouts for Taxpayer Fairness Act S 872 Holding Company Registration Threshold Equalization Act S 996 Flood Insurance S 1217 Housing Finance Reform and Taxpayer Protection S 1349 The Community Lending Enhancement and Regulatory Relief Act S 1353 The Cybersecurity Act of 2013 Bank Examinations Capital Requirements/Regulations/Basel III Rules CFPB Reforms Credit Union Business Lending Powers Credit Union Tax Exemption DeNovo Bank Applications FHA Loan Programs Financial Regulatory Reform Flood Insurance Reform Implementation of Bigger-Waters Act GAO Study of Too Big To Fail GSE Conforming Loan Limits Housing Finance Reform Housing Government Sponsored Enterprises Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act Mortgage Escrow Requirements Mortgage Lending Disclosures (RESPA/TILA) Mortgage Lending Reform Mortgage Loan Origination Standards Mortgage Servicing Standards National Flood Insurance Program Reauthorization Nomination of Janet Yellen as Chairman, Federal Reserve Board Overdraft ProtectionPatent Litigation Reform Qualified Mortgages, Ability to Repay Rules Qualified Residential Mortgages/Risk Retention Registration of Municipal Advisors Regulation Z Establishment of Escrow - Higher Priced Loans Regulatory and Tax Relief for Community Banks Rural Housing Appraisals Systemic Risk, Too-Big-To-Fail Regulation and Resolution Authority Volcker Rule Treatment of CDO and CLO Investments
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2013 · third_quarter · Q3
HR 624 Cyber Intelligence Sharing and Protection Act HR 688 Credit Union Small Business Job Creation Act of 2013 HR 719 Capital Access for Small Businesses and Jobs Act HR 749 Eliminate Privacy Notice Confusion ActHR 756 Cybersecurity Enhancement Act HR 797 Municipal Adviser Oversight Improvement Act of 2013 HR 801 The Holding Company Restriction threshold Equalization Act HR 892 The S Corporation Modernization Act HR 967 Advancing America's Networking and Information Technology Research and Development Act HR 1062 SEC Regulatory Accountability Act HR 1163 Federal Information Security Amendments Act HR 1553 The Financial Institutions Examination Fairness and Reform Act HR 1603 The Mutual Community Bank Competitive Equality Act HR 1750 The Community Lending Enhancement and Regulatory Relief Act HR 2199 Flood Insurance HR 2295 Basel III Commonsense Approach for Small Entities Act HR 2323 The Right to Lend Act HR 2402 The Consumer Financial Protection Commission Act HR 2446 The Responsible Consumer Financial Protection Regulations Act HR 2542 The Regulatory Flexibility Improvements Act of 2013 HR 2672 The CFPB Rural Designation Petition and Correction Act HR 2673 The Portfolio Lending and Mortgage Access Act of 2013 HR 2767 The Protecting American Taxpayers Homeowners Act HR 3193 The Consumer Financial Protection Safety and Soundness Improvement Act S 205 Responsible Financial Consumer Protection Regulations Act S 450 The Financial Regulatory Responsibility Act S 635 Privacy Notice Relief Act S 710 Municipal Adviser Relief Act S 727 The Financial Institutions Examination Fairness and Reform Act S 731 Basel III Commonsense Approach For Small Entities Act S 798 The Terminating Bailouts for Taxpayer Fairness Act S 872 Holding Company Registration Threshold Equalization Act S 968 Credit Union Small Business Lending Act S 996 Flood Insurance S 1217 Housing Finance Reform and Taxpayer Protection S 1349 The Community Lending Enhancement and Regulatory Relief Act S 1353 The Cybersecurity Act of 2013 S 1534 Freedom and Mobility In Consumer Banking Act Bank Examinations Capital Requirements/Regulations/Basel III Rules CFPB Reforms Credit Union Business Lending Powers Credit Union Tax Exemption Fair Housing Act "Disparate Impact" FHA Loan Programs Financial Regulatory Reform Flood Insurance Reform Implementation of Bigger-Waters Act GAO Study of Too Big To Fail Housing Finance Reform Housing Government Sponsored Enterprises Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act Mortgage Escrow Requirements Mortgage Lending Disclosures (RESPA/TILA) Mortgage Lending Reform Mortgage Loan Origination Standards Mortgage Servicing StandardsNational Flood Insurance Program Reauthorization Overdraft Protection Patent Reform Qualified Mortgages, Ability to Repay Rules Qualified Residential Mortgages/Risk Retention Registration of Municipal Advisors Regulation Z Establishment of Escrow - Higher Priced Loans Regulatory and Tax Relief for Community Banks Rural Housing Appraisals SEC Shareholder Registration Threshold for Community Banks Systemic Risk, Too-Big-To-Fail Regulation and Resolution Authority
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2013 · second_quarter · Q2
HR 624 Cyber Intelligence Sharing and Protection Act HR 688 Credit Union Small Business Job Creation Act of 2013 HR 719 Capital Access for Small Businesses and Jobs Act HR 749 Eliminate Privacy Notice Confusion ActHR 756 Cybersecurity Enhancement Act HR 797 Municipal Adviser Oversight Improvement Act of 2013 HR 801 The Holding Company Restriction threshold Equalization Act HR 892 The S Corporation Modernization Act HR 967 Advancing America's Networking and Information Technology Research and Development Act HR 1062 SEC Regulatory Accountability Act HR 1163 Federal Information Security Amendments Act HR 1553 The Financial Institutions Examination Fairness and Reform Act HR 1603 The Mutual Community Bank Competitive Equality Act HR 1750 The Community Lending Enhancement and Regulatory Relief Act HR 2295 Basel III Commonsense Approach for Small Entities Act HR 2323 The Right to Lend Act HR 2547 Determination of Appropriate Risk Based Capital Requirements for Community Financial Institutions Act HR 2572 The Regulatory Relief for Credit Unions Act of 2013 S 635 Privacy Notice Relief Act S 710 Municipal Adviser Relief Act S 727 The Financial Institutions Examination Fairness and Reform Act S 731 Basel III Commonsense Approach For Small Entities Act S 798 The Terminating Bailouts for Taxpayer Fairness Act S 872 Holding Company Registration Threshold Equalization Act S 968 Credit Union Small Business Lending Act S 1217 Housing Finance Reform and Taxpayer Protection Bank Examinations Capital Requirements/Regulations/Basel III Rules CFPB Reforms Community Development Financial Institutions (CDFI) Fund appropriations Consumer Protection for Financial Products ad Services Credit Union Business Lending Powers Credit Union Tax Exemption Crop Insurance Fair Lending Standards and Enforcement FHA Loan Programs Financial Regulatory Reform GAO Study of Too Big To Fail Housing Finance Reform Housing Government Sponsored Enterprises Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act Mortgage Escrow Requirements Mortgage Lending Disclosures (RESPA/TILA) Mortgage Lending Reform Mortgage Loan Origination Standards Mortgage Servicing Standards National Flood Insurance Program Reauthorization Qualified Mortgages, Ability to Repay Rules Qualified Residential Mortgages/Risk Retention Patent Reform Registration of Municipal Advisors Regulation Z Establishment of Escrow - Higher Priced Loans Regulatory and Tax Relief for Community Banks Remittance Transfer Rules SEC Shareholder Registration Threshold for Community Banks Systemic Risk, Too-Big-To-Fail Regulation and Resolution Authority
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2013 · first_quarter · Q1
2013 Farm Bill 2014 Budget Resolution Crop Insurance Protection Guaranteed Farm Loans USDA
HR 688 Credit Union Small Business Job Creation Act of 2013 HR 719 Capital Access for Small Businesses and Jobs Act HR 749 Eliminate Privacy Notice Confusion Act HR 797 Municipal Adviser Oversight Improvement Act of 2013HR 801 Holding Company Registration Threshold Equalization Act HR 1062 SEC Regulatory Accountability Act S 635 Privacy Notice Relief Act S 710 Municipal Adviser Relief Act Bank Examinations Capital Requirements/Regulations/Basel III Rules CFPB Reforms Consumer Financial Protection Bureau Consumer Protection for Financial Products and Services Credit Union Business Lending Powers Credit Union Tax Exemption Fair Lending Enforcement FHA Loan Programs Financial Regulatory Reform GAO Study of Too Big to Fail Housing Finance Reform Housing Government Sponsored Enterprises Implementation of Basel III in the US Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act Mortgage Escrow Requirements Mortgage Lending Disclosures (RESPA/TILA) Mortgage Lending Reform Mortgage Loan Origination Standards Mortgage Servicing Compensation Mortgage Servicing Standards National Flood Insurance Program Reauthorization Qualified Mortgages/ Ability to Repay Rules Qualified Residential Mortgages/Risk Retention Registration of Municipal Advisors Regulation Z Establishment of ESCROW - Higher Priced Loans Regulatory and Tax Relief for Community Banks Remittance Transfer Rules SEC Shareholder Registration Threshold for Community Banks Systemic Risk, Too-Big-To-Fail Regulation and Resolution Authority
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2012 · fourth_quarter · Q4
HR 1315 The Consumer Financial Protection Safety and Soundness Improvement Act HR 1356 Capital Access for Main Street Act of 2011 HR 1418 Small Business Lending Enhancement Act of 2011 HR 1697 Communities First Act HR 1965 The SEC Shareholder Registration Act HR 2167 The Private Company Flexibility and Growth Act HR 2308 SEC Regulatory Accountability Act HR 2827 Municipal Adviser SEC Reform HR 3461 Financial Instititions Examination Fairness and Reform Act HR 3606 Jumpstart Our Business Startups (Jobs) Act HR 4014 Confidentiality of Information Provided to the CFPB HR 4367 Amend the Electronic Fund Transfer Act (to limit ATM fee disclosure requirements) HR 5817, Privacy Notices S 509 Small Business Lending Enhancement Act Credit Union MBL Expansion S 1548 National Flood Insurance Program Extension Act S 1600 Communities First Act S 2160 Bank Exam Reform S 2231 Small Business Lending Enhancement Act Credit Union MBL Expansion S 2278 Certain Escrow Exemptions for Community Bankers S 3204 ATM Fee Disclosure Requirements S 3394 ATM Fee Disclosure Act and CFPB Privilege S 3492, S 3620 To provide for exemptions from municipal advisor requirements S 3637, Transaction Account Guarantee Program Extention S 3709, GAO Study Bill Bank Examinations Capital Requirements/Regulations/Basel III Rules Consumer Data Security Consumer Financial Protection Bureau Consumer Protection for Financial Products and Services Credit Union Business Lending Powers Credit Union Tax Exemption Fair Lending Enforcement FDIC Transaction Account Guarantee Program Extention FHA Loan Programs Financial Regulatory Reform Housing Finance Reform Housing Government Sponsored Enterprises Implementation of Basel III in the U.S. Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act Mortgage Escrow Requirements Mortgage Lending Disclosures (RESPA/TILA) Mortgage Lending Reform Mortgage Loan Origination Standards Mortgage Servicing Compensation National Flood Insurance Program Reauthorization Qualified Mortgages/ Ability to Repay Qualified Residential Mortgages/Risk Retention Registration of Municipal Advisors Regulation Z Establishment of ESCROW - Higher Priced Loans Regulatory and Tax Relief for Community Banks Remittance Transfer Rules SEC Shareholder Registration Threshold for Community Banks Systemic Risk, Too-Big-To-Fail Regulation and Resolution Authority
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2012 · third_quarter · Q3
HR 940 United States Covered Bonds Act of 2011 HR 1315 The Consumer Financial Protection Safety and Soundness Improvement Act HR 1356 Capital Access for Main Street Act of 2011 HR 1418 Small Business Lending Enhancement Act of 2011 HR 1697 Communities First Act HR 1840 Improve Consideration by CFTC of Costs and Benefits of Regulations and Orders HR 1965 The SEC Shareholder Registration Act HR 2167 The Private Company Flexibility and Growth Act HR 2308 SEC Regulatory Accountability Act HR 2827 Municipal Adviser SEC Reform HR 3461 Financial Instititions Examination Fairness and Reform Act HR 3606 Jumpstart Our Business Startups (Jobs) Act HR 4014 Confidentiality of Information Provided to the CFPB HR 4078 Red Tape Reduction and Small Business Job Creation Act HR 4293 Restore Main Street's Credit Act of 2012 HR 4348 Flood Insurance/ Student Loans HR 4367 Amend the Electronic Fund Transfer Act (to limit ATM fee disclosure requirements) HR 5691 Overdraft Act of 2012 HR 6139 Consumer Credit Access, Innovation and Modernization Act S 509 Small Business Lending Enhancement Act Credit Union MBL Expansion S 1548 National Flood Insurance Program Extension Act S 1600 Communities First Act S 2160 Bank Exam Reform S 2231 Small Business Lending Enhancement Act Credit Union MBL Expansion S 2237 Small Business Jobs and Tax Relief Act S 2278 Certain Escrow Exemptions for Community Bankers S 3204 ATM Fee Disclosure Requirements S 3394 ATM Fee Disclosure Act and CFPB Privilege S 3492, S 3620 To provide for exemptions from municipal advisor requirements Bank Examinations Capital Requirements/Regulations/Basel III Rules Consumer Data Security Consumer Financial Protection Bureau Consumer Protection for Financial Products and Services Credit Card/ Debit Card Interchange Fees Debit Interchange Fees Credit Union Business Lending Powers Credit Union Tax Exemption Fair Lending Enforcement FDIC Transaction Account Guarantee Program Extention FHA Loan Programs Financial Regulatory Reform Homeownership and Equity Protection Act Housing Finance Reform Housing Government Sponsored Enterprises Implementation of Basel III in the U.S. Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act Mortgage Lending Disclosures (RESPA/TILA) Mortgage Lending Reform Mortgage Loan Origination Standards Mortgage Servicing Compensation National Flood Insurance Program Reauthorization Overdraft Payment Services Patents - American Invents Act Qualified Mortgages/ Ability to Repay Qualified Residential Mortgages/Risk Retention Registration of Municipal Advisors Regulation Z Establishment of ESCROW - Higher Priced Loans Regulatory and Tax Relief for Community Banks Remittance Transfer Rules Sarbnes-Oxley Internal Control Attestation SEC Shareholder Registration Threshold for Community Banks Small Business Lending Fund Implementation Social Security Direct Deposit Systemic Risk, Too-Big-To-Fail Regulation and Resolution Authority
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2012 · second_quarter · Q2
HR 940 United States Covered Bonds Act of 2011 HR 1315 The Consumer Financial Protection Safety and Soundness Improvement Act HR 1356 Capital Access for Main Street Act of 2011 HR 1418 Small Business Lending Enhancement Act of 2011 HR 1697 Communities First Act HR 1965 The SEC Shareholder Registration Act HR 2167 The Private Company Flexibility and Growth Act HR 2308 SEC Regulatory Accountability Act HR 3213 The Small Company Jobs Growth and Regulatory Relief Act HR 3336 Small Business Credit Availability Act (Derivatives Provisions) HR 3461 Financial Instititions Examination Fairness and Reform Act HR 3606 Jumpstart Our Business Startups (Jobs) Act HR 4014 Confidentiality of Information Provided to the CFPB HR 4293 Restore Main Street's Credit Act of 2012 HR 4348 Flood Insurance/ Student Loans HR 4367 Amend the Electronic Fund Transfer Act (to limit ATM fee disclosure requirements) HR 5691 Overdraft Act of 2012 S 509 Small Business Lending Enhancement Act Credit Union MBL Expansion S 556 Shareholder Threshold S 1408 Data Breach Notification Act S 1548 National Flood Insurance Program Extension Act S 1600 Communities First Act S 1835 United States Covered Bond Act S 1941 Shareholder Threshold S 2099 Confidentiality of Information Provided by the CFPB S 2160 Bank Exam Reform S 2231 Small Business Lending Enhancement Act Credit Union MBL Expansion S 2278 Certain Escrow Exemptions for Community Bankers S 3204 ATM Feed Disclosure Requirements Bank Examinations Capital Requirements/Regulations/Basel III Rules Consumer Data Security Consumer Financial Protection Bureau Consumer Protection for Financial Products and Services Credit Card/ Debit Card Interchange Fees Debit Interchange Fees Credit Union Business Lending Powers Credit Union Tax Exemption Derviatives Regulation--Implementation of Title VII of Dodd-Frank Wall Street Reform Act Fair Lending Enforcement FDIC Transaction Account Guarantee Program Extention FHA Loan Programs Financial Regulatory Reform Housing Finance Reform Housing Government Sponsored Enterprises Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act Mortgage Lending Disclosures (RESPA/TILA) Mortgage Lending Reform Mortgage Loan Origination Standards Mortgage Servicing Compensation National Flood Insurance Program Reauthorization Overdraft Payment Services Patents - American Invents Act Qualified Mortgages/ Ability to Repay Qualified Residential Mortgages/Risk Retention Registration of Municipal Advisors Regulation Z Establishment of ESCROW - Higher Priced Loans Regulatory and Tax Relief for Community Banks Remittance Transfer Rules Sarbanes Oxley Internal Control Attestation SEC Shareholder Registration Threshold for Community Banks Small Business Lending Fund Implementation Systemic Risk, Too-Big-To-Fail Regulation and Resolution Authority
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2012 · first_quarter · Q1
HR 940 United States Covered Bonds Act of 2011 HR 1315 The Consumer Financial Protection Safety and Soundness Improvement Act HR 1356 Capital Access for Main Street Act of 2011 HR 1418 Small Business Lending Enhancement Act of 2011 HR 1697 Communities First Act HR 1965 The SEC Shareholder Registration Act HR 2167 The Private Company Flexibility and Growth Act HR 2308 SEC Regulatory Accountability Act HR 3213 The Small Company Jobs Growth and Regulatory Relief Act HR 3461 Financial Instititions Examination Fairness and Reform Act HR 3606 Jumpstart Our Business Startups (Jobs) Act HR 3630 Middleclass Tax Reflief and Job Creation Act HR 4014 Confidentiality of Information Provided to the CFPB S 509 Small Business Lending Enhancement Act Credit Union MBL Expansion S 556 Shareholder Threshold S 1408 Data Breach Notification Act S 1548 National Flood Insurance Program Extension Act S 1600 Communities First Act S 1835 United States Covered Bond Act S 1941 Shareholder Threshold S 2099 Confidentiality of Information Provided by the CFPB S 2160 Bank Exam Reform S 2231 Small Business Lending Enhancement Act Credit Union MBL Expansion S 2278 Certain Escrow Exemptions for Community Bankers Bank Examinations Capital Requirements/Regulations/Basel III Rules Confirmation of Messrs. Gruenberg and Hoenig to the FDIC Board Confirmation of Thomas Curry as Comptroller of the Currency Consumer Data Security Consumer Financial Protection Bureau Consumer Protection for Financial Products and Services Credit Card/ Debit Card Interchange Fees Debit Interchange Fees Credit Union Business Lending Powers Credit Union Tax Exemption Derviatives Regulation--Implementation of Title VII of Dodd-Frank Wall Street Reform Act Fair Lending Enforcement FDIC Transaction Account Guarantee Program Extention FHA Loan Programs Financial Regulatory Reform Housing Finance Reform Housing Government Sponsored Enterprises Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act Mortgage Lending Disclosures (RESPA/TILA) Mortgage Lending Reform Mortgage Servicing Compensation National Flood Insurance Program Reauthorization Overdraft Protection Guidelines Qualified Mortgages/ Ability to Repay Qualified Residential Mortgages/Risk Retention Regulation Z Establishment of ESCROW - Higher Priced Loans Regulatory and Tax Relief for Community Banks Sarbanes Oxley Internal Control Attestation SEC Shareholder Registration Threshold for Community Banks Small Business Lending Fund Implementation Systemic Risk, Too-Big-To-Fail Regulation and Resolution Authority
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2011 · fourth_quarter · Q4
HR 940 United States Covered Bonds Act of 2011 HR 1081 Consumers Payment Systems Protection Act - Debit Interchange HR 1309 Flood Insurance Reform Act HR 1315 The Consumer Financial Protection Safety and Soundness Improvement Act HR 1356 Capital Access for Main Street Act of 2011 HR 1401 Democratizing the Federal Reserve System Act of 2011 HR 1418 Small Business Lending Enhancement Act of 2011 HR 1667 Bureau of Consumer Financial Protection Transfer Clarification Act HR 1697 Communities First Act HR 1723 Common Sense Economic Recovery Act HR 1909 FFSCC Charter Act of 2011 HR 1965 SEC Shareholder Registration Act HR 2056 FDIC Inspector Study Act HR 2167 The Private Company Flexibility and Growth Act HR 3213 The Small Company Jobs Growth and Regulatory Relief Act HR 3461 Financial Instititions Examination Fairness and Reform Act HR 3630 Middleclass Tax Relief and Job Creation Act S 509 Small Business Lending Enhancement Act Credit Union MBL Expansion S 556 Shareholder Threshold S 1151 Personal Data Privacy and Security Act S 1408 Data Breach Notification Act S 1548 National Flood Insurance Program Extension Act S 1600 Communities First Act S 1835 United States Covered Bond Act S 1867 National Defense Authorization Act for FY 2012 S 1941 Shareholder Threshold Bank Examinations Capital Requirements/Regulations/Basel III rules Confirmation of Messrs. Gruenberg and Hoenig to the FDIC Board Confirmation of Thomas Curry as Comptroller of the Currency Consumer Financial Protection Bureau Consumer Protection for Financial Products and Services Credit Card/ Debit Card Interchange Fees Credit Union Business Lending Powers Credit Union Tax Exemption Derviatives Regulation--Implementation of Title VII of Dodd-Frank Wall Street Reform Act Farm Credit System Access to FHA Mortgage Insurance Programs Fair Lending Enforcement Federal Home Loan Banks Federal Reserve Interchange Regulations FHA Loan Programs Financial Regulatory Reform Housing Finance Reform Housing Government Sponsored Enterprises Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act MF Global Bankruptcy Mortgage Lending Disclosures (RESPA/TILA) Mortgage Lending Reform Mortgage Servicing Compensation National Flood Insurance Program Reauthorization Overdraft Protection Guidelines Qualified Residential Mortgages/Risk Retention Regulation Z Establishment of ESCROW - Higher Priced Loans Regulatory and Tax Relief for Community Banks Relief for Preferred Shareholder of Government Sponsored Enterprises Sarbanes Oxley Internal Control Attestation SEC Shareholder Registration Threshold for Community Banks Small Business Lending Fund Implementation Systemic Risk, Too-Big-To-Fail Regulation and Resolution Authority
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2011 · third_quarter · Q3
Derivatives - Title 7 of Dodd-Frank Act Proposed Rules- Capital, Margin, and Loan Originations Guaranteed Farm Loans Rural Broadband Access and Services Rural Housing Programs USDA Business and Industry Loans (B&I)
HR 940 United States Covered Bonds Act of 2011 HR 1081 Consumers Payment Systems Protection Act - Debit Interchange HR 1249 America Invents Act HR 1309 Flood Insurance Reform Act HR 1315 The Consumer Financial Protection Safety and Soundness Improvement Act HR 1356 Capital Access for Main Street Act of 2011 HR 1401 Democratizing the Federal Reserve System Act of 2011 HR 1418 Small Business Lending Enhancement Act of 2011 HR 1667 Bureau of Consumer Financial Protection Transfer Clarification Act HR 1697 Communities First Act HR 1723 Common Sense Economic Recovery Act HR 1965 SEC Shareholder Registration Act HR 2056 FDIC Inspector Study Act HR 2167 The Private Company Flexibility and Growth Act HR 3213 The Small Company Jobs Growth and Regulatory Relief Act S 23 America Invents Act S 509 Small Business Lending Enhancement Act Credit Union MBL Expansion S 575 Debit Interchange Fee Study Act S 1016 Municipal Bond Market Support Act S 1151 Personal Data Privacy and Security Act S 1408 Data Breach Notification Act S 1548 National Flood Insurance Program Extension Act S 1600 Communities First Act S 1615 Financial Regulatory Responsibility Act Bank Examinations Capital Requirements/Regulations/Basel III rules Consumer Financial Protection Bureau Consumer Financial Protection Bureau Authority Before Designated Transfer Date Consumer Protection for Financial Products and Services Credit Card/ Debit Card Interchange Fees Credit Union Business Lending Powers Credit Union Tax Exemption Derviatives Regulation--Implementation of Title VII of Dodd-Frank Wall Street Reform Act Fair Lending Enforcement Federal Home Loan Banks Federal Reserve Interchange Regulations FHA Loan Programs Financial Regulatory Reform Financial Reporting XBRL format Housing Finance Reform Housing Government Sponsored Enterprises Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act Mortgage Lending Disclosures (RESPA/TILA) Mortgage Lending Reform National Flood Insurance Program Reauthorization Overdraft Protection Guidelines Patent Reform Qualified Residential Mortgages/Risk Retention Regulation Z Establishment of ESCROW - Higher Priced Loans Regulatory and Tax Relief for Community Banks Reinstatement of Regulation Q Relief for Preferred Shareholder of Government Sponsored Enterprises Remittance Transfers Regulation Sarbanes Oxley Internal Control Attestation Small Business Lending Fund Implementation Systemic Risk, Too-Big-To-Fail Regulation and Resolution Authority Transfer of Functions to CFPB if Director not in Place
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2011 · second_quarter · Q2
S. 368 Bill to Amend the Consolidated Farm and Rural Development Act S. 805 Rural Access to Credit Act of 2011 HR 1233 Bill to Amend the Consolidated Farm and Rural Development Act HR 1422 Amends Farm Security and Rural Invt. Act to suspend limits on terms of Eligible Borrowers for USDA Guaranteed Loans Deficit Reduction--Impact on Farmers/Rural America Derivatives - Title 7 of Dodd-Frank Act Proposed Rules- Capital, Margin, and Loan Originations Guaranteed Farm Loans USDA Business and Industry Loans (B&I)
HR 940 United States Covered Bonds Act of 2011 HR 1081 Consumers Payment Systems Protection Act - Debit Interchange HR 1121 The Responsible Consumer Financial Protection Regulations Act of 2011 HR 1249 America Invents Act HR 1309 Flood Insurance Reform Act HR 1315 The Consumer Financial Protection Safety and Soundness Improvement Act HR 1356 Capital Access for Main Street Act of 2011 HR 1418 Small Business Lending Enhancement Act of 2011 HR 1667 Bureau of Consumer Financial Protection Transfer Clarification Act HR 1697 Communities First Act HR 1723 Common Sense Economic Recovery Act HR 1965 SEC Shareholder Registration Act HR 2056 FDIC Inspector Study Act HR 2251 Amendment of Regulation D S 23 America Invents Act S 509 Small Business Lending Enhancement Act Credit Union MBL Expansion S 575 Debit Interchange Fee Study Act S 782 Economic Development Revitalization Act S 1016 Municipal Bond Market Support Act Bank Examinations Consumer Financial Protection Bureau Consumer Financial Protection Bureau Authority Before Designated Transfer Date Consumer Protection for Financial Products and Services Credit Card/ Debit Card Interchange Fees Credit Union Business Lending Powers Credit Union Tax Exemption Derviatives Regulation--Implementation of Title VII of Dodd-Frank Wall Street Reform Act Federal Home Loan Banks Federal Reserve Interchange Regulations FHA Loan Programs Financial Regulatory Reform Housing Finance Reform Housing Government Sponsored Enterprises Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act Mortgage Lending Disclosures (RESPA/TILA) Mortgage Lending Reform Overdraft Protection Guidelines Patent Reform Qualified Residential Mortgages/Risk Retention Regulation Z Establishment of ESCROW - Higher Priced Loans Regulatory and Tax Relief for Community Banks Reinstatement of Regulation Q Relief for Preferred Shareholder of Government Sponsored Enterprises Remittance Transfers Regulation Small Business Lending Fund Implementation Systemic Risk, Too-Big-To-Fail Regulation and Resolution Authority Transfer of Functions to CFPB if Director not in Place
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2011 · first_quarter · Q1
HR 940 United States Covered Bonds Act of 2011 HR 1081 Consumers Payment Systems Protection Act - Debit Interchange HR 1121 The Responsible Consumer Financial Protection Regulations Act of 2011 HR 1249 America Invents Act HR 1309 Flood Insurance Reform Act HR 1315 The Consumer Financial Protection Safety and Soundness Improvement Act S 23 America Invents Act S 509 Small Business Lending Enhancement Act Credit Union MBL Expansion S 556 Bill to Amend the Securities Laws to Establish Certain Thresholds for Shareholder Registration, and for Other Purposes S 575 Debit Interchange Fee Study Act Bank Examinations Communities First Act Consumer Financial Protection Bureau Consumer Financial Protection Bureau Authority Before Designated Transfer Date Consumer Protection for Financial Products and Services Credit Card/ Debit Card Interchange Fees Credit Union Business Lending Powers Credit Union Tax Exemption Deposit Insurance Assessment Base Equal Credit Opportunity Act for Small Businesses Federal Home Loan Banks Federal Reserve Interchange Regulations FHA Loan Programs Financial Regulatory Reform Funding for Community Development Financial Institutions Housing Finance Reform Housing Government Sponsored Enterprises Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act Mortgage Lending Disclosures (RESPA/TILA) Mortgage Lending Reform Overdraft Protection Guidelines Patent Reform Qualified Residential Mortgages/Risk Retention Regulation Z Establishment of ESCROW - Higher Priced Loans Regulatory and Tax Relief for Community Banks Relief for Preferred Shareholder of Government Sponsored Enterprises Small Business Lending Fund Implementation Systemic Risk, Too-Big-To-Fail Regulation and Resolution Authority Transfer of Functions to CFPB if Director not in Place Trust-preferred Securities as Bank Capital
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2010 · fourth_quarter · Q4
S. 3221 Farm Security and Rural Investment FSA Guaranteed Farm Loans USDA Business and Industry (BOI) Loan Program Treatment of Swaps in Derivatives Implementation of Title 7 of the Dodd-Frank Act (PL 111-203)
HR 3380 Promoting Lending to America's Small Businesses Act of 2009 HR 4173 Dodd-Frank Wall Street Reform and Consumer Protection Act HR 5297 Small Business Lending Fund Act of 2010 HR 5297 Small Business Jobs Act of 2010 HR 5368 FDIC Coverage of Interest on Lawyers Trust Accounts Amortization of Losses on Commercial Real Estate Loans Bank Capital Rules Bank Examinations Communities First Act Consumer Financial Protection Bureau Consumer Protection for Financial Products and Services Credit Card/Debit Card Interchange Fees Credit Union Business Lending Powers Credit Union Tax Exemption Deposit Insurance Assessment Base Deposit Insurance Coverage Limits Deposit Insurance Premiums Derivatives Regulation FDIC Transaction Account Guarantee Program Federal Home Loan Banks Federal Reserve Interchange Regulation FHA Loan Programs Financial Regulatory Reform Foreclosure Mitigation Housing Government Sponsored Enterprises Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act Management of Deposit Insurance Fund Morgage Lending Disclosures (RESPA/TILA) Mortgage Lending Reform Nomination of Joseph Smith for Appointment as Director, Federal Housing Finance Agency Obama Administration $30 Billion Small Business Lending Fund Overdraft Protection Guidelines Qualified Residential Mortgages Regulation Z, Establishment of Escrow, HOEPA Loans, Higher Priced Loans Regulatory Relief for Community Banks Relief for Preferred Shareholders of Government Sponsored Enterprises Small Business Lending Fund Implementation Systemic Risk, Too-Big-To-Fail Regulation and Resolution Authority Trust-preferred Securities as Bank Capital
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2010 · third_quarter · Q3
Biorefinery Assistance Guaranteed Loans FCA Rural Investment Proposed Regulation FSA Guaranteed Farm Loans Loan Purchases from FDIC Rural Housing Service USDA Business and Industry (BOI) Loan Program
HR 703 Bank Liquidity/Deposit Insurance Legislation HR 786 Permanent Increase in Deposit Insurance HR 1728 Mortgage Reform and Anti-Predatory Lending Act HR 2382 Credit Card Interchange Fees Act of 2009 HR 2897 Bank Accountability and Risk Assessment Act of 2009 HR 3126 Consumer Financial Protection Agency Act of 2009 HR 3380 Promoting Lending to America's Small Businesses Act of 2009 HR 3996 Financial Stability Improvement Act HR 4173 Dodd-Frank Wall Street Reform and Consumer Protection Act HR 5297 Small Business Lending Fund Act of 2010 HR 5297 Small Business Jobs Act of 2010 HR 5569 Extend the National Flood Insurance Prog;ram S 3217 Restoring America's Financial Stability Act of 2010 Amortization of Losses on Commercial Real Estate Loans Bank Capital Rules Bank Examinations Community Reinvestment Act Confirmation of Sarah Bloom Raskin for Appointment to Federal Reserve Board of Governors Consumer Financial Protection Bureau Consumer Protection for Financial Products and Services Credit Card/Debit Card Interchange Fees Credit Union Business Lending Powers Deposit Concentration Cap Deposit Insurance Assessment Base Deposit Insurance Coverage Limits Deposit Insurance Premiums Derivatives Regulation FDIC Transaction Account Guarantee Program Federal Home Loan Banks Federal Reserve Supervisory Authority Financial Regulatory Reform Foreclosure Mitigation Gulf Coast Claims and Community Banks Housing Government Sponsored Enterprises Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act Mortgage Lending Reform Obama Administration $30 Billion Small Business Lending Fund Proprietary Trading Regulation Z, Establishment of Escrow, HOEPA Loans, Higher Priced Loans Regulatory Relief for Community Banks Relief for Preferred Shareholders of Government Sponsored Enterprises Sarbanes-Oxley relief for community banks State Bank Lending Limits Systemic Risk, Too-Big-To-Fail Regulation and Resolution Authority Trust-preferred Securities as Bank Capital
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2010 · second_quarter · Q2
Biorefinery Assistance Guaranteed Loans FCA Rural Investment Proposed Regulation FSA Guaranteed Farm Loans Rural Housing Service USDA Business and Industry (BOI) Loan Program
HR 703 Bank Liquidity/Deposit Insurance Legislation HR 786 Permanent Increase in Deposit Insurance HR 1106 Helping Families Save Their Homes Act of 2009 HR 1456 Consumer Overdraft Protection Fair Practices Act HR 1487 Overdraft Fee Notification Act HR 1728 Mortgage Reform and Anti-Predatory Lending Act HR 2382 Credit Card Interchange Fees Act of 2009 HR 2695 Credit Card Fair Fee Act HR 2897 Bank Accountability and Risk Assessment Act of 2009 HR 3126 Consumer Financial Protection Agency Act of 2009 HR 3380 Promoting Lending to America's Small Businesses Act of 2009 HR 3904 Overdraft Protection Act of 2009 HR 3996 Financial Stability Improvement Act HR 4173 Dodd-Frank Wall Street Reform and Consumer Protection Act HR 4229 Borrowers' Right to Inspect Closing Comuments Act of 2009 HR 5297 Small Business Lending Fund Act of 2010 HR 5569 Extend the National Flood Insurance Prog;ram S. 664 Financial System Stabilization and Reform Act of 2009 S. 896 Helping Families Save Their Homes Act of 2009 S. 1212 Credit Card Fair Fee Act S 1799 Fairness and Accountability in Receiving Overdraft Coverage Act of 2009/Fair Overdraft Coverage Act S 3217 Restoring America's Financial Stability Act of 2010 Bank Capital Rules Bank Examinations Community Reinvestment Act Consumer Financial Protection Bureau Consumer Protection for Financial Products and Services Credit Card/Debit Card Interchange Fees Credit Union Business Lending Powers Deposit Concentration Cap Deposit Insurance Assessment Base Deposit Insurance Coverage Limits Deposit Insurance Premiums Derivatives Regulation FDIC Transaction Account Guarantee Program Federal Home Loan Banks Federal Reserve Supervisory Authority Financial Regulatory Reform Foreclosure Mitigation Housing Government Sponsored Enterprises Mortgage Lending Reform Obama Administration $30 Billion Small Business Lending Fund Overdraft Protection Programs Proprietary Trading Restrictions Regulatory Relief for Community Banks Regulation Z, Establishment of Escrow, HOEPA Loans, Higher Priced Loans Relief for Preferred Shareholders of Government Sponsored Enterprises Remittances Regulation Sarbanes-Oxley relief for community banks Senate Draft of Regulatory Reform Bill State Bank Lending Limits Systemic Risk, Too-Big-To-Fail Regulation and Resolution Authority TARP Funding, Oversight and Implementation
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2010 · first_quarter · Q1
Credit Availabiltiy for Farmers Farm Credit Administration - Rural Investment Proposed Regulation Community Bank Views on Rural Credit USDA Business and Industry (BOI) Loan Program - Support changes and funding President's FY - 2011 Budget - Oppose cuts to farm programs
HR 703 Bank Liquidity/Deposit Insurance Legislation HR 786 Permanent Increase in Deposit Insurance HR 1106 Helping Families Save Their Homes Act of 2009 HR 1456 Consumer Overdraft Protection Fair Practices Act HR 1487 Overdraft Fee Notification Act HR 1728 Mortgage Reform and Anti-Predatory Lending Act HR 2266 Reasonable Prudence in Regulations Act (Internet Gambling) HR 2267 Internet Gambling Regulation, Consumer Protection and Enforcement Act HR 2382 Credit Card Interchange Fees Act of 2009 HR 2676 The Administrative Support and Oversight of Financial Institutions Act of 2009 HR 2695 Credit Card Fair Fee Act HR 2897 Bank Accountability and Risk Assessment Act of 2009 HR 3126 Consumer Financial Protection Agency Act of 2009 HR 3380 Promoting Lending to America's Small Businesses Act of 2009 HR 3904 Overdraft Protection Act of 2009 HR 3996 Financial Stability Improvement Act S. 664 Financial System Stabilization and Reform Act of 2009 S. 896 Helping Families Save Their Homes Act of 2009 S. 1212 Credit Card Fair Fee Act S 1799 Fairness and Accountability in Receiving Overdraft Coverage Act of 2009/Fair Overdraft Coverage Act Bank Capital Rules Bank Examinations Community Bank Involvement with the TARP (access and terms of participation) Community Reinvestment Act Consumer Protection for Financial Products and Services Credit Card/Debit Card Interchange Fees Credit Union Business Lending Powers Deceptive Marketing Techniques of Ally Bank (formerly GMAC Bank) Deposit Concentration Cap Deposit Insurance Assessment Base Deposit Insurance Coverage Limits Deposit Insurance Premiums FDIC Transaction Account Guarantee Program Federal Reserve Supervisory Authority Financial Regulatory Reform Foreclosure Mitigation Housing Government Sponsored Enterprises Interest Rate Restrictions on Deposits Nomination of Ben Bernanke as Chairman, Board of Governors of the Federal Reserve System Obama Administration $30 Billion Small Business Lending Fund Overdraft Protection Programs Proprietary Trading Restrictions Regulatory Relief for Community Banks Regulation Z, Establishment of Escrow, HOEPA Rules, Higher Priced Loans Relief for Preferred Shareholders of Government Sponsored Enterprises Restoring America's Financial Stability Act of 2010 Sarbanes-Oxley relief for community banks Senate Draft of Regulatory Reform Bill Systemic Risk, Too-Big-To-Fail Regulation and Resolution Authority TARP Funding, Oversight and Implementation
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2009 · fourth_quarter · Q4
Credit Availabiltiy for Farmers Farm Credit Administration - Rural Investment Proposed Regulation Community Bank Views on Rural Credit
HR 627 Credit Cardholder' Bill of Rights Act of 2009 HR 703 Bank Liquidity/Deposit Insurance Legislation HR 786 Permanent Increase in Deposit Insurance HR 1106 Helping Families Save Their Homes Act of 2009 HR 1456 Consumer Overdraft Protection Fair Practices Act HR 1487 Overdraft Fee Notification Act HR 1728 Mortgage Reform and Anti-Predatory Lending Act H.R. 2221, the Data Accountability and Trust Act HR 2266 Reasonable Prudence in Regulations Act (Internet Gambling) HR 2267 Internet Gambling Regulation, Consumer Protection and Enforcement Act HR 2382 Credit Card Interchange Fees Act of 2009 HR 2676 The Administrative Support and Oversight of Financial Institutions Act of 2009 HR 2897 Bank Accountability and Risk Assessment Act of 2009 HR 3126 Consumer Financial Protection Agency Act of 2009 HR 3380 Promoting Lending to America's Small Businesses Act of 2009 HR 3639 Expedited CARD Reform for Consumers Act of 2009 HR 3904 Overdraft Protection Act of 2009 HR 3996 Financial Stability Improvement Act HR 4173 Wall Street Reform and Consumer Protection Act S. 235 Credit Cardholders' Bill of Rights Act of 2009 S. 392 Credit Card Reform Act of 2009 S. 414 Credit Card Accountability Responsibility and Disclosure Act S. 541 Depositor Protection Act of 2009 S. 664 Financial System Stabilization and Reform Act of 2009 S. 896 Helping Families Save Their Homes Act of 2009 S 1799 Fairness and Accountability in Receiving Overdraft Coverage Act of 2009/Fair Overdraft Coverage Act S1833 Expedited CARD Reform for Consumers Act of 2009 Bank Capital Rules Bank Examinations Community Bank Involvement with the TARP (access and terms of participation) Consumer Protection for Financial Products and Services Credit Card/Debit Card Interchange Fees Credit Card Protections and Disclosures Credit Union Business Lending Powers Deposit Concentration Cap Deposit Insurance Assessment Base Deposit Insurance Coverage Limits Deposit Insurance Premiums and FDIC Premium Prepayment FDIC Temporary Liquidity Guarantee Program Foreclosure Mitigation Housing Government Sponsored Enterprises Interest Rate Restrictions on Deposits Internet Gambling Regulations Legacy Loans Program Mark to Market Accounting Overdraft Protection Programs Regulatory Relief for Community Banks Regulatory Restructuring Regulation Z, HOEPA Rules, Higher Priced Loans Sarbanes-Oxley relief for community banks Senate Draft of Regulatory Reform Bill Systemic Risk and Too-Big-To-Fail Regulation TARP Funding, Oversight and Implementation
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2009 · third_quarter · Q3
Credit Availabiltiy for Farmers Farm Credit Administration - Rural Investment Proposed Regulation Community Bank Views on Rural Credit Opposition to Farm Credit System Expansion Farm Loan Restructuring Amendment and Study TARP Congressional Oversight Panel (COP) on Farm Loan Restructuring Study Senate Ag Committee - Majority Staff - Oppose FCS Expansion USDA - Urge Regulatory Prudence of Examination of Community Banks and Fair Treatment under TARP
HR 627 Credit Cardholder' Bill of Rights Act of 2009 HR 703 Bank Liquidity/Deposit Insurance Legislation HR 786 Permanent Increase in Deposit Insurance HR 1106 Helping Families Save Their Homes Act of 2009 HR 1349 Federal Accounting Oversight Board Act of 2009 HR 1456 Consumer Overdraft Protection Fair Practices Act HR 1487 Overdraft Fee Notification Act HR 1664 To Amend Executive Compensation Provision of EESA of 2008 HR 1728 Mortgage Reform and Anti-Predatory Lending Act HR 1754 Financial System Stabilization and Reform Act of 2009 HR 2382 Credit Card Interchange Fees Act of 2009 HR 2676 The Administrative Support and Oversight of Financial Institutions Act of 2009 HR 2897 Bank Accountability and Risk Assessment Act of 2009 HR 3126 Consumer Financial Protection Agency Act of 2009 HR 3639 Expedited CARD Reform for Consumers Act of 2009 S. 235 Credit Cardholders' Bill of Rights Act of 2009 S. 392 Credit Card Reform Act of 2009 S. 414 Credit Card Accountability Responsibility and Disclosure Act S. 541 Depositor Protection Act of 2009 S. 664 Financial System Stabilization and Reform Act of 2009 S. 896 Helping Families Save Their Homes Act of 2009 Bank Capital Rules Bank Examinations Community Bank Involvement with the TARP (access and terms of participation) Consumer Protection for Financial Products and Services Credit Card/Debit Card Interchange Fees Credit Card Protections and Disclosures Credit Union Business Lending Powers Deposit Concentration Cap Deposit Insurance Assessment Base Deposit Insurance Coverage Limits Deposit Insurance Premiums and Special FDIC Assessment FDIC Temporary Liquidity Guarantee Program Foreclosure Mitigation House Ag Committee Majority Staff - Potential Amendments to CFPA Housing Government Sponsored Enterprises Implementation of Secure and Fair Enforcement for Mortgage Licensing Act of 2008 Legacy Loans Program Mark to Market Accounting Mutual Term Sheet for Community Banks under TARP Capital Purchase Program Overdraft Protection Programs Real Estate Settlement Procedures Act Regulation Regulatory Relief for Community Banks Regulatory Restructuring Systemic Risk and Too-Big-To-Fail Regulation TARP Funding, Oversight and Implementation
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2009 · second_quarter · Q2
Credit Availability for Farmers Farm Credit Administration - Rural Investment Proposed Regulation Community Bank Views on Rural Credit Opposition to Cuts to Farm Programs Opposition to Farm Credit System Expansion Support Implementation of the Economic Stimulus
HR 384 TARP Reform and Accountability Act of 2009 (sections 101, 102, & 105) HR 387 TARP Accountability Act of 2009 HR 627 Credit Cardholders' Bill of Rights Act of 2009 HR 703 Bank Liquidity/Deposit Insurance Legislation HR 786 Permanent Increase in Deposit Insurance HR 1106 Helping Families Save Their Homes Act of 2009 HR 1349 Federal Accounting Oversight Board Act of 2009 HR 1456 Consumer Overdraft Protection Fair Practices Act HR 1586 To Impose an Additional Tax on Bonuses Received from Certain TARP Recipients HR 1664 To Amend Executive Compensation Provision of EESA of 2008 HR 1728 Mortgage Reform and Anti-Predatory Lending Act HR 1754 Financial System Stabilization and Reform Act of 2009 HR 2221 Data Accountability and Trust Act HR 2676 The Administrative Support and Oversight of Financial Institutions Act of 2009 HR 2897 Bank Accountability and Risk Assessment Act of 2009 S. 235 Credit Cardholders' Bill of Rights Act of 2009 S. 383 Special Inspector General for the TARP Act S. 392 Credit Card Reform Act of 2009 S. 414 Credit Card Accountability Responsibility and Disclosure Act S. 541 Depositor Protection Act of 2009 S. 664 Financial System Stabilization and Reform Act of 2009 S. 896 Helping Families Save Their Homes Act of 2009 Bank Capital Rules Bank Examinations Community Bank Involvement with the TARP (access and terms of participation) Consumer Protection for Financial Products and Services Credit Card/Debit Card Interchange Fees Credit Card Protections and Disclosures Credit Union Business Lending Powers Deposit Concentration Cap Deposit Insurance Assessment Base Deposit Insurance Coverage Limits Deposit Insurance Premiums and Special FDIC Assessment Farm Restructing Report and Community Bank Views FDIC Temporary Liquidity Guarantee Program Foreclosure Mitigation Housing Government Sponsored Enterprises Implementation of Secure and Fair Enforcement for Mortgage Licensing Act of 2008 Legacy Loans Program Mark to Market Accounting Mutual Term Sheet for Community Banks under TARP Capital Purchase Program Overdraft Protection Programs Real Estate Settlement Procedures Act Regulation Regulatory Relief for Community Banks Regulatory Restructuring Systemic Risk and Too-Big-To-Fail Regulation TARP Funding, Oversight and Implementation
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2009 · first_quarter · Q1
HR 1 The American Recovery and Reinvestment Act of 2009 HR 384 TARP Reform and Accountability Act of 2009 (sections 101, 102, & 105) HR 387 TARP Accountability Act of 2009 HR 627 Credit Cardholders' Bill of Rights Act of 2009 HR 703 Bank Liquidity/Deposit Insurance Legislation HR 786 Permanent Increase in Deposit Insurance HR 1106 Helping Families Save Their Homes Act of 2009 HR 1455 Financial Consumer Hotline Act of 2009 HR 1456 Consumer Overdraft Protection Fair Practices Act HR 1586 To Impose an Additional Tax on Bonuses Received from Certain TARP Recipients HR 1664 To Amend Executive Compensation Provision of EESA of 2008 HR 1728 Mortgage Reform and Anti-Predatory Lending Act HR 1754 Financial System Stabilization and Reform Act of 2009 S. 131 Credit Card Minimum Payment Notification Act of 2009 S. 165 Student Credit Card Protection Act of 2009 S. 235 Credit Cardholders' Bill of Rights Act of 2009 S. 383 Special Inspector General for the TARP Act S. 392 Credit Card Reform Act of 2009 S. 414 Credit Card Accountability Responsibility and Disclosure Act S. 541 Depositor Protection Act of 2009 S. 664 Financial System Stabilization and Reform Act of 2009 Bank Capital Rules Bank Examinations Community Bank Involvement with the TARP (access and terms of participation) Credit Availability for Farmers Credit Card/Debit Card Interchange Fees Credit Card Protections and Disclosures Credit Union Business Lending Powers Deposit Concentration Cap Deposit Insurance Assessment Base Deposit Insurance Coverage Limits Deposit Insurance Premiums and Special FDIC Assessment FHA Housing Flood Insurance Foreclosure Mitigation Implementation of Secure and Fair Enforcement for Mortgage Licensing Act of 2008 Legacy Loans Program Mutual Term Sheet for Community Banks under TARP Capital Purchase Program Overdraft Protection Programs Real Estate Settlement Procedures Act Regulation Regulatory Relief for Community Banks Regulatory Restructuring Systemic Risk and Too-Big-To-Fail Regulation TARP Funding, Oversight and Implementation
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2008 · fourth_quarter · Q4
Farm Credit Administration, Rural Community Investments Proposed Rule
S 1356, Industrial Bank Holding Company Act of 2007 S 1405, Communities First Act HR 3012, Fair Mortgage Practices of 2007 HR 1852, Expanding American Homewonership Act of 2007 HR 1869, Communities First Act HR 1537, Credit Union Regulatory Improvement Act of 2007 HR 5519 Credit Union Regulatory Relief Act HR 1849, Credit Union Small Business Lending Act HR 2727, Small Business SOX Compliance Extension Act HR 1332, Small Business Lending Improvements Act of 2007 HR 873, Credit Card Payment Fee Act of 2007 HR 946, The Consumer Overdraft Protection Fair Practices Act of 2007 HR 323, Seasoned Customer CTR Exemption Act of 2007 HR 3915, Mortgage Reform and Anti-Predatory Lending Act of 2007 HR 3778 Home Owners Mortgage and Equity Savings Act HR 1550, Regulatory Relief and Fairness Act HR 2895, National Affordable Housing Trust Fund Act of 2007 HR 1967, Financial Privacy Notice Relief Act of 2007 HR 3609, Emergency Home Ownership and Mortgage Equity Protection Act HR 3506 Foreclosure Tax Relief Act S 1100, Federal Housing Enterprise Regulatory Reform Act of 2007 S 947, 21st Century Housing Act S 1299, Borrowers Protection Act of 2007 S 2452, Homeownership Preservation and Protection Act of 2007 S 2338, FHA Modernization Act of 2007 S. 2136, Helping Families Save Their Homes in Bankruptcy Act S. 2133, Home Owners Mortgage and Equity Savings Act S 2636 Foreclosure Prevention Act of 2008 S 413, Community Choice in Real Estate Act HR 5244, Credit Cardholder's Bill of Rights Act of 2008 HR 5546, Credit Card Fair Fee Act of 2008 HR 3221, American Housing and Foreclosure Prevention Act of 2008 HR 5841, Bank and Thrift Regulatory Relief Act of 2008 HR 6312, Credit Union, Bank and Thrift Regulatory Relief Act of 2008 S 1145, Patent Reform Act of 2007 S 3086, Credit Card Fair Fee Act of 2008 S Credit Card Accountability, Responsibility, and Disclosure Act S 2753 Credit Card Reform Act of 2008 HR 6248, Credit Card Interchange Fees Act of 2008 Credit Card Protections and Disclosures Credit Card/Debit Card Interchange Fees Deposit Concentration Cap Federal Home Loan Bank System Issues ILC Applications by Commercial Companies Overdraft Protection Programs Predatory Lending Issues Regulation of Industrial Loan Corporation Holding companies Regulatory Relief Relief from Securities Law Requirements for Small Companies Sarbanes-Oxley Act Relief for Community Banks Separation of Banking and Commerce Subprime Lending Housing GSEs HR 6871, Expedited Funds Availability Dollar Limits Adjustment Act of 2008 Payments Systems Expedited Funds Availability Act Amendments Real Estate Settlement Procedures Act (RESPA) regulations Fair Value Accounting (Mark to Market Accounting) SFAS 157, Fair Value Measurements HR 1424, Emergency Economic Stabilization Act HR 2638, Consolidated Security, Disaster Assistance, and Continuing Appropriations Act, 2009 Flood Insurance Housing Assistance Tax Act of 2008 Deposit Insurance Premiums Bank Examinations Financial Services Regulatory Structure Implementation of Housing and Economic Recovery Act of 2008 (Hope for Homeowners Program) Conservatorship of Fannie Mae/Freddie Mac Bank Capital Rules Money Market Mutual Fund Temporary Guaranty Program Community bank access to Troubled Asset Relief Program
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2008 · third_quarter · Q3
S 1356, Industrial Bank Holding Company Act of 2007 S 1405, Communities First Act HR 3012, Fair Mortgage Practices Act of 2007 HR 1852, Expanding American Homeownership Act of 2007 HR 3221, Housing and Economic Recovery Act of 2008 HR 1869, Communities First Act HR 1537, Credit Union Regulatory Improvement Act of 2007 HR 5519 Credit Union Regulatory Relief Act HR 1849, Credit Union Small Business Lending Act HR 2727, Small Business SOX Compliance Extension Act HR 1332, Small Business Lending Improvements Act of 2007 HR 873, Credit Card Payment Fee Act of 2007 HR 946, The Consumer Overdraft Protection Fair Practices Act of 2007 HR 323, Seasoned Customer CTR Exemption Act of 2007 HR 3915, Mortgage Reform and Anti-Predatory Lending Act of 2007 HR 3778 Home Owners Mortgage and Equity Savings Act HR 1550, Regulatory Relief and Fairness Act HR 2895, National Affordable Housing Trust Fund Act of 2007 HR 1967, Financial Privacy Notice Relief Act of 2007 HR 3609, Emergency Home Ownership and Mortgage Equity Protection Act HR 3506 Foreclosure Tax Relief Act S 1222, Stopping Mortgage Transactions which Operate to Promote Fraud, Risk, Abuse And Underdevelopment Act S 1100, Federal Housing Enterprise Regulatory Reform Act of 2007 S 947, 21st Century Housing Act S 1299, Borrowers Protection Act of 2007 S 2452, Homeownership Preservation and Protection Act of 2007 S 2338, FHA Modernization Act of 2007 S. 2136, Helping Families Save Their Homes in Bankruptcy Act S. 2133, Home Owners Mortgage and Equity Savings Act S 2636 Foreclosure Prevention Act of 2008 S 413, Community Choice in Real Estate Act HR 5244, Credit Cardholder's Bill of Rights Act of 2008 HR 5546, Credit Card Fair Fee Act of 2008 HR 3221, American Housing and Foreclosure Prevention Act of 2008 HR 5841, Bank and Thrift Regulatory Relief Act of 2008 HR 6312, Credit Union, Bank and Thrift Regulatory Relief Act of 2008 S 1145, Patent Reform Act of 2007 S 3086, Credit Card Fair Fee Act of 2008 HR 5767, Payments System Protection Act of 2008 (Internet Gambling) S Credit Card Accountability, Responsibility, and Disclosure Act S 2753 Credit Card Reform Act of 2008 HR 6248, Credit Card Interchange Fees Act of 2008 Credit Card Protections and Disclosures Credit Card/Debit Card Interchange Fees Appraisal Policy for Housing GSEs Deposit Concentration Cap Federal Home Loan Bank System Issues ILC Applications by Commercial Companies Overdraft Protection Programs Predatory Lending Issues Regulation of Industrial Loan Corporation Holding companies Regulatory Relief Relief from Securities Law Requirements for Small Companies Sarbanes-Oxley Act Relief for Community Banks Separation of Banking and Commerce Subprime Lending Housing GSEs HR 6871, Expedited Funds Availability Dollar Limits Adjustment Act of 2008 Homeland Security and Critical Infrastructure Protection Payments Systems Expedited Funds Availability Act Amendments Real Estate Settlement Procedures Act (RESPA) regulations Fair Value Accounting (Mark to Market Accounting) SFAS 157, Fair Value Measurements HR 1424, Emergency Economic Stabilization Act HR 2638, Consolidated Security, Disaster Assistance, and Continuing Appropriations Act, 2009 Flood Insurance Housing Assistance Tax Act of 2008 Deposit Insurance Premiums Bank Examinations Financial Services Regulatory Structure Implementation of Housing and Economic Recovery Act of 2008 (Hope for Homeowners Program) Conservatorship of Fannie Mae/Freddie Mac Bank Capital rules Money market mutual fund Temporary Guaranty Program
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2008 · second_quarter · Q2
HR 2419, Farm Bill Reauthorization S 2302 Food and Energy Security Act of 2007 HR 6124 Food Conservation, and Energy Act of 2008 Farm Credit Administration Processing and Marketing regulation Farm Credit Administration, Investments in Rural America Proposed Rule
Filing targets: Agriculture, Dept of (USDA), Export-Import Bank of the United States (EXIM Bank), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2008 · first_quarter · Q1
HR 2419, Farm Bill Reauthorization S 2302 Food and Energy Security Act of 2007
Filing targets: Agriculture, Dept of (USDA), Export-Import Bank of the United States (EXIM Bank), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2007 · year_end · YY
HR 2419, Farm Bill Reauthorization S 2302 Food and Energy Security Act of 2007
H.R. 1869 / S. 1405, Tax and regulatory relief H.R. 1365, Corporate AMT repeal H.R. 1112, AMT relief extension HR 2206, Small Business Tax Relief HR 3648, Mortgage Debt Tax Reform HR 4351, AMT Relief S 55/HR 1366, AMT Repeal H.R. 2380, Estate Tax Relief H.R. 2, S Corp. & Small Business Tax Relief H.R. 976, Small Business Tax Relief H.R. 2206, S Corp. & Small Business Tax Relief
HR 3866, SBA Reforms H.R. 1332, SBA Program Reforms / Reauth. S. 1256, SBA Reforms / Reauthorization H.R. 1361 / S. 163, SBA Disaster Program Reforms H.R. 2829, SBA Appropriations
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2007 · mid_year · MM
H.R. 1332 SBA Program Reforms / Reauth. FOR S. 1256 SBA Reforms / Reauthorization FOR H.R. 1361 / S. 163 SBA Disaster Program Reforms FOR H.R. 2829 SBA Appropriations FOR
H.R. 1869 / S. 1404 Tax and regulatory relief FOR S. 55 / H.R. 1366 AMT repeal FOR H.R. 1365 Corporate AMT repeal NP H.R. 1112 AMT relief extension FOR H.R. 87 Enhanced savings accounts FOR H.R. 2380 Estate tax relief FOR H.R. 2 S Corp. & small business tax relief FOR H.R. 976 Small business tax relief FOR H.R. 2206 S Corp. & small business tax relief FOR
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2006 · year_end · YY
S. 3838 Subchapter S/ Small bus. tax relief FOR H.R. 3574 / S. 2431 IRA Savings expansion FOR H.R. 4421 Subchapter S tax relief FOR S. 6 Individual tax relief FOR H.R. 1186 / H.R. 4096 AMT relief FOR S. 1103 / H.R. 1599 AMT relief FOR S. 965/H.R.2239 Subchapter S Reforms FOR H.R. 3574 Expanded savings incentives FOR H. RES. 209 Soc. Security bank option FOR S. 545 / H.R. 1163 Lifetime savings incentives FOR S. 546 / H.R. 1162 Retirement savings incentives FOR H.R. 809 / S. 1424 Dividend and capital gains relief FOR S. 1424 / H.R. 4296 Capital gains and dividend relief FOR H.R. 1388 / S. 1523 Small business tax relief FOR S. 3857 Small business tax relief FOR H.R. 2061 / S. 1568 Community bank tax relief FOR H.R. 2317 Credit union powers AGAINST H.R. 4297 / S. 2020 Tax relief FOR H.R. 3841 Small business tax relief FOR H.R. 4 Expanded Pension / Retirement Acts. FOR H.R. 6111 Enhanced Health Savings Accts. FOR H.R. 8 / H.R. 5638 Estate tax relief FOR H.R. 64 / S. 1523 Estate tax relief FOR
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2006 · mid_year · MM
Filing targets: Agriculture, Dept of (USDA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2005 · year_end · YY
Filing targets: Agriculture, Dept of (USDA), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2005 · mid_year · MM
Filing targets: Agriculture, Dept of (USDA), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Office of Management & Budget (OMB), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2002 · year_end · YY
Filing targets: Agriculture, Dept of (USDA), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, White House Office
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2002 · mid_year · MM
Filing targets: Agriculture, Dept of (USDA), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, White House Office
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2001 · year_end · YY
Filing targets: Agriculture, Dept of (USDA), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, White House Office
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
2000 · year_end · YY
Filing targets: Agriculture, Dept of (USDA), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, White House Office
INDEPENDENT COMMUNITY BANKERS OF AMERICA via INDEPENDENT COMMUNITY BANKERS OF AMERICA
1999 · year_end · YY
Filing targets: Agriculture, Dept of (USDA), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, White House Office
H.R. 1 One Big Beautiful Bill Act. (tax provisions) H.R. 703 Main Street Tax Certainty Act H.R. 1822 ACRE act S. 213 Main Street Tax Certainty Act S. 838 ACRE act Corporate State and Local Tax Deduction Municipal Bond Interest Exclusion Tax Cuts and Jobs Act Extension
Filing targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
H.R. 1 One Big Beautiful Bill Act. (tax provisions) H.R. 703 Main Street Tax Certainty Act H.R. 1822 ACRE act S. 213 Main Street Tax Certainty Act S. 838 ACRE act Corporate State and Local Tax Deduction Municipal Bond Interest Exclusion Tax Cuts and Jobs Act Extension
Filing targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of
HR 703 Main Street Tax Certainty Act HR 1822 ACRE act S 213 Main Street Tax Certainty Act S 838 ACRE act Corporate State and Local Tax Deduction Municipal Bond Interest Exclusion Tax Cuts and Jobs Act Extension
Filing targets: Commerce, Dept of (DOC), Consumer Financial Protection Bureau (CFPB), Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Natl Credit Union Administration (NCUA), Natl Institute of Standards & Technology (NIST), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
H.R. 2423 The Farm Credit Administration Independent Authority Act H.R. 3139 ACRE Act H.R. 3787 Modernizing Agricultural and Manufacturing Bonds Act H.R. 4673 Financial Innovation and Technology for the 21st Century Act H.R. 4736 The Investing in Rural America Act H.R. 4940 The Fishing Industry Credit Enhancement Act H.R. 5631 The Producer and Agricultural Credit Enhancement Act of 2023 H.R. 5877 USDA Express Loan Act H.R. 6564 The Farm Credit Adjustment Act H.R. 7338 Rural Credit Access Act H.R. 8467 The Farm, Food, and National Security Act of 2024 - Farm Credit 1071 Exemption S. 1756 The Fishing Industry Credit Enhancement Act S. 2252 Promoting New and Diverse Depositories Act S. 2371 ACRE Act S. 2723 Modernizing Agricultural and Manufacturing Bonds Act S. 2890 Producer and Agricultural Credit Enhancement Act of 2023 S. 3497 The FARM Home Loans Act 2023 Farm Bill Reauthorization Adequate Farm Bill Spending Crop Insurance Cryptocurrency Regulation Digital Assets Regulation Durbin Amendment on Debit Card Routing; Extension to Credit Cards Farm Credit System Expansion Guaranteed Farm Loans Sec. 1071 of the Dodd Frank Act Supplemental Appropriations with Disaster Aid and Emergency Farm Aid
H.R. 758 Promoting Access to Capital in Underbanked Communities Act of 2023 H.R. 1806 Small LENDER Act H.R. 1810 Bank Loan Privacy Act H.R. 2656 Trigger Leads Abatement Act H.R. 2891 SAFER Banking Act of 2023 H.R. 3881 Credit Card Competition Act of 2023 H.R. 4766 Clarity for Payment Stablecoins Act of 2023 H.R. 5403 CBDC Anti-Surveillance State Act H.R. 7297 Homebuyers Privacy Protection Act H.R. 9303 Protecting Consumers from Payment Scams Act H.R. 10542 Employee Paycheck and Small Business Protection Act S. 1323 SAFE Banking Act of 2023 S. 1838 Credit Card Competition Act of 2023; Durbin Amendment on Debit Card Routing; Extension to Credit Cards S. 2860 SAFER Banking Act S. 3502 Homeowners Privacy Protection Act (Trigger Leads) S. 3538 Close the Shadow Banking Loophole Act S. 3801 CBDC Anti-Surveillance State Act S. 4155 Lummis -Gillibrand Payment Stablecoin Act S. 4570 Secure Payments Act S. 4638 National Defense Authorization Act for Fiscal Year 2025 S. 4943 Protecting Consumers from Payment Scams Act Senate Amendment 2358 to National Defense Authorization Act (Trigger Leads) Senate Amendment 3290 National Defense Authorization Act (Trigger leads) Anti-money laundering regulation - digital assets Artificial Intelligence Bank Merger Competitive Review Guidelines Bank-fintech partnerships Beneficial Ownership Cannabis Banking Central Bank Digital Currency Check Fraud Community Bank Access to Capital Community Development Financial Institutions Certification Credit Card Routing Mandates Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Debit Card Interchange Fees and Routing Deposit Insurance Reform Digital Assets Regulation EGRPRA Review FHFA Capital Rules Flood Insurance Implementation of Dodd Frank Act Section 1071 Implementation issues with the Anti-Money Laundering Act of 2020 Industrial Loan Company Charter Policy Open Banking / Dodd-Frank Section 1033 Opposing the SBAs proposal to repeal the moratorium on the number of Small Business Lending Companies (SBLC) that are permitted to make 7(a) loans. Request for hearing on unfair Credit Union Competition Request that the CFPBs FCRA Rulemaking Process be Subject to an Advanced Notice of Proposed Rulemaking (ANPR) before it Publishes a Notice of Proposed Rulemaking (NPRM) SBA Direct 7(a) Direct Lending
Filing targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
H.R. 758 Promoting Access to Capital in Underbanked Communities Act of 2023 H.R. 1806 Small LENDER Act H.R. 1810 Bank Loan Privacy Act H.R. 2656 Trigger Leads Abatement Act H.R. 2891 SAFER Banking Act of 2023 H.R. 3161 CDFI Fund Transparency Act H.R. 3881 Credit Card Competition Act of 2023 H.R. 4766 Clarity for Payment Stablecoins Act of 2023 H.R. 5403 CBDC Anti-Surveillance State Act H.R. 6789 Rectifying Undefined Descriptions of Abusive Act and Practices Act H.R. 7297 Homebuyers Privacy Protection Act H.R. 7420 Ensuring Diversity in Community Banking Act H.R. 7483 Expanding Opportunity for MDIs Act H.R. 7531 Secure Payments Act HR 7890 Amendment in the Nature of a Substitute - American Privacy Rights Act H.R. 8818 American Privacy Rights Act HR 9303 Protecting Consumers from Payment Scams Act S. 1323 SAFE Banking Act of 2023 S. 1838 Credit Card Competition Act of 2023; Durbin Amendment on Debit Card Routing; Extension to Credit Cards S. 2860 SAFER Banking Act S. 3502 Homeowners Privacy Protection Act (Trigger Leads) S. 3538 Close the Shadow Banking Loophole Act S. 3801 CBDC Anti-Surveillance State Act S. 4155 Lummis -Gillibrand Payment Stablecoin Act S. 4570 Secure Payments Act S. 4638 National Defense Authorization Act for Fiscal Year 2025 S. 4943 Protecting Consumers from Payment Scams Act Senate Amendment 2358 to National Defense Authorization Act (Trigger Leads) Senate Amendment 3290 National Defense Authorization Act (Trigger leads) Anti-money laundering regulation - digital assets Artificial Intelligence Bank Merger Competitive Review Guidelines Bank-fintech partnerships Beneficial Ownership Cannabis Banking Central Bank Digital Currency Check Fraud Community Bank Access to Capital Community Development Financial Institutions Certification Community Reinvestment Act Credit Card Routing Mandates Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Debit Card Interchange Fees and Routing Digital Assets Regulation EGRPRA Review FHFA Capital Rules Flood Insurance Implementation of Dodd Frank Act Section 1071 Implementation issues with the Anti-Money Laundering Act of 2020 Industrial Loan Company Charter Policy Instant Payments NSF and Overdraft Fees Open Banking / Dodd-Frank Section 1033 Opposing the SBAs proposal to repeal the moratorium on the number of Small Business Lending Companies (SBLC) that are permitted to make 7(a) loans. Payments Fraud Request for hearing on unfair Credit Union Competition Request that the CFPBs FCRA Rulemaking Process be Subject to an Advanced Notice of Proposed Rulemaking (ANPR) before it Publishes a Notice of Proposed Rulemaking (NPRM) SBA Direct 7(a) Direct Lending
Filing targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
H.R. 2423 The Farm Credit Administration Independent Authority Act H.R. 3139 ACRE Act H.R. 3787 Modernizing Agricultural and Manufacturing Bonds Act H.R. 4673 Financial Innovation and Technology for the 21st Century Act H.R. 4736 The Investing in Rural America Act H.R. 4940 The Fishing Industry Credit Enhancement Act H.R. 5631 The Producer and Agricultural Credit Enhancement Act of 2023 H.R. 5877 USDA Express Loan Act H.R. 6564 The Farm Credit Adjustment Act H.R. 7338 Rural Credit Access Act H.R. 8467 The Farm, Food, and National Security Act of 2024 - Farm Credit 1071 Exemption S. 1756 The Fishing Industry Credit Enhancement Act S. 2252 Promoting New and Diverse Depositories Act S. 2371 ACRE Act S. 2723 Modernizing Agricultural and Manufacturing Bonds Act S. 2890 Producer and Agricultural Credit Enhancement Act of 2023 S. 3497 The FARM Home Loans Act 2023 Farm Bill Reauthorization Adequate Farm Bill Spending Crop Insurance Cryptocurrency Regulation Digital Assets Regulation Durbin Amendment on Debit Card Routing; Extension to Credit Cards Farm Credit System Expansion Guaranteed Farm Loans Sec. 1071 of the Dodd Frank Act
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
H.R. 3139 ACRE Act H.R. 3335, the IRS eIVES Modernization and Anti-Fraud Act of 2023) H.R. 4055, the Opportunity Zones Enhancement Act of 2023 H.R. 4721 Main Street Tax Certainty Act S. 1706 Main Street Tax Certainty Act S. 2371 ACRE Act
H.R. 758 Promoting Access to Capital in Underbanked Communities Act of 2023 H.R. 1122 Central Bank Digital Currency Anti-Surveillance State Act H.R. 1165 Financial Data Privacy Act of 2023 H.R. 1806 Small LENDER Act H.R. 1810 Bank Loan Privacy Act H.R. 2656 Trigger Leads Abatement Act H.R. 2891 SAFER Banking Act of 2023 H.R. 3161, CDFI Fund Transparency Act H.R. 3881 Credit Card Competition Act of 2023 H.R. 4035, Protecting Small Business Information Act of 2023 H.R. 4198 To amend section 604(c) of the Fair Credit Reporting Act to address the treatment of pre-screening report requests, and for other purposes. H.R. 4366 Further Consolidated Appropriations Act, 2024 - Credit Card Competition Act Amendment H.R. 4766 Clarity for Payment Stablecoins Act of 2023 H.R. 5403, CBDC Anti-Surveillance State Act H.R. 6789 - Rectifying Undefined Descriptions of Abusive Act and Practices Act H.R. 7297 Homebuyers Privacy Protection Act H.R. 7420 Ensuring Diversity in Community Banking Act H.R. 7483, Expanding Opportunity for MDIs Act H.R. 7531 Secure Payments Act H.J.Res.121 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Credit Card Penalty Fees (Regulation Z)" H.J. Res 122 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Credit Card Penalty Fees (Regulation Z)". S. 1323 SAFE Banking Act of 2023 S. 1838 Credit Card Competition Act of 2023; Durbin Amendment on Debit Card Routing; Extension to Credit Cards S. 2190 RECOUP Act S. 2281 Lummis-Gillibrand Responsible Financial Innovation Act S. 2760, The Capping Credit Card Interest Rates Act S. 2860 SAFER Banking Act S. 3502 Homeowners Privacy Protection Act (Trigger Leads) S. 3538 Close the Shadow Banking Loophole Act S. 3801 CBDC Anti-Surveillance State Act S.J. Res. 32 A Resolution of Disapproval under the Congressional Review Act Re: Dodd-Frank Section 1071 Anti-money laundering regulation - digital assets Artificial Intelligence Beneficial Ownership Cannabis Banking Central Bank Digital Currency Check Fraud Climate Risk Disclosure Requirements Climate Related Financial Regulation Community Bank Access to Capital Community Development Financial Institutions Certification Community Reinvestment Act Credit Card Routing Mandates Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Field of Membership Rules Crypto Assets, Decentralized Finance, and Central Bank Digital Currency Cryptocurrency Regulation De Novo Bank Formation Debit Card Interchange Fees and Routing Deposit insurance reform Digital Assets Regulation Dodd Frank Act 1071- Small Business Loan Data Collection EGRPRA Review FDIC Guidelines for Establishing Standards for Corporate Governance and Risk Management for Covered Institutions with Total Consolidated Assets of $10 Billion or More FHFA Capital Rules Flood Insurance Implementation of Dodd Frank Act Section 1071 Implementation issues with the Anti-Money Laundering Act of 2020 Industrial Loan Company Charter Policy Instant Payments Interest rate caps Issues associated with the Federal Reserves discount window NSF and Overdraft Fees Opposing the SBAs proposal to repeal the moratorium on the number of Small Business Lending Companies (SBLC) that are permitted to make 7(a) loans. Request for hearing on unfair Credit Union Competition Request that the CFPBs FCRA Rulemaking Process be Subject to an Advanced Notice of Proposed Rulemaking (ANPR) before it Publishes a Notice of Proposed Rulemaking (NPRM) SBA Direct 7(a) Direct Lending Special Purpose Credit Programs (SPCPs) Stablecoin, Crypto Currency Regulatory Policy
Filing targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
H.R. 3139 ACRE Act H.R. 4055, the Opportunity Zones Enhancement Act of 2023 H.R. 4721 Main Street Tax Certainty Act S. 1706 Main Street Tax Certainty Act S. 2371 ACRE Act S.2963, A bill to amend the Internal Revenue Code of 1986 to provide a credit for investment in Community Development Financial Institutions
H.R. 2670, National Defense Authorization Act for FY 24 H.R.4366 - Consolidated Appropriations Act, 2024 H.R. 4664, the Financial Services and General Government Appropriations Act, Central Bank Digital Currency Provisions S. 2226, National Defense Authorization Act for FY 24 Senate Amendment 1161 to H.R. 4366 - Military Construction, Veterans Affairs, and Related Agencies Appropriations Act, 2024 - Credit Card Competition Act Adequate Farm Bill Spending Digital Assets Regulation NFIP Flood Insurance extension
H.R. 758 Promoting Access to Capital in Underbanked Communities Act of 2023 H.R. 1122 Central Bank Digital Currency Anti-Surveillance State Act H.R. 1165 Financial Data Privacy Act of 2023 H.R. 1313 Transparency in CFPB Cost-Benefit Analysis Act H.R. 1749 Making the CFPB Accountable to Small Business Act H.R. 1806 Small LENDER Act H.R. 1810 Bank Loan Privacy Act H.R. 2656 Trigger Leads Abatement Act H.R. 2670, National Defense Authorization Act for Fiscal Year 2024 Digital Assets Regulation H.R. 2670, National Defense Authorization Act for Fiscal Year 2024, Amendments 425, 177 & S.1838: Durbin Amendment on Debit Card Routing; Extension to Credit Cards H.R. 2798 CFPB Transparency and Accountability Reform Act H.R. 2891 SAFER Banking Act of 2023 H.R. 3881 Credit Card Competition Act of 2023 H.R. 4035, Protecting Small Business Information Act of 2023 H.R. 4198 To amend section 604(c) of the Fair Credit Reporting Act to address the treatment of pre-screening report requests, and for other purposes. H.R. 4673 Financial Innovation and Technology for the 21st Century Act H.R. 4766 Clarity for Payment Stablecoins Act of 2023 H.R. 5403, CBDC Anti-Surveillance State Act H.R. 6789 - Rectifying Undefined Descriptions of Abusive Act and Practices Act H.J. Res. 50 A Resolution of Disapproval under the Congressional Review Act Re: Dodd-Frank Section 1071 H.J. Res. 66 A Resolution of Disapproval under the Congressional Review Act Re: Dodd-Frank Section 1071 S. 1045 Bank Compensation Clawback S. 1323 SAFE Banking Act of 2023 S. 1838 Credit Card Competition Act of 2023 S. 2190 RECOUP Act S. 2281 Lummis-Gillibrand Responsible Financial Innovation Act S. 2669 Digital Asset Anti-Money Laundering Act of 2023 S. 2760, the Capping Credit Card Interest Rates Act S. 2860 SAFER Banking Act S. 3012 Deposit Security Act S. 3502 Homeowners Privacy Protection Act (Trigger Leads) S. 3538 Close the Shadow Banking Loophole Act S. 3541 FAIR Exams Act S. 3549 The Predatory Lending Elimination Act Senate Amendment 1161 to H.R. 4366 - Military Construction, Veterans Affairs, and Related Agencies Appropriations Act, 2024 - Credit Card Competition Act S.J. Res. 32 A Resolution of Disapproval under the Congressional Review Act Re: Dodd-Frank Section 1071 Anti-money laundering regulation - digital assets Beneficial Ownership Cannabis Banking Central Bank Digital Currency Check Fraud Climate Risk Disclosure Requirements Climate Related Financial Regulation Community Bank Access to Capital Community Development Financial Institutions Certification Community Reinvestment Act Credit Card Routing Mandates Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Field of Membership Rules Crypto Assets, Decentralized Finance, and Central Bank Digital Currency Cryptocurrency Regulation Data privacy De Novo Bank Formation Debit Card Interchange Fees and Routing Deposit insurance reform Digital Assets Regulation Dodd Frank Act 1071- Small Business Loan Data Collection Durbin Amendment on Debit Card Routing; Extension to Credit Cards FDIC Deposit Insurance Assessments FDIC Deposit Insurance Policy Federal Reserve Master Accounts FHFA Capital Rules Flood Insurance Implementation of Dodd Frank Act Section 1071 Implementation issues with the Anti-Money Laundering Act of 2020 Industrial Loan Company Charter Policy Interest rate caps Legality Special Purpose Credit Programs Opposing the SBAs proposal to repeal the moratorium on the number of Small Business Lending Companies (SBLC) that are permitted to make 7(a) loans. Request for hearing on unfair Credit Union Competition Request that the CFPBs FCRA Rulemaking Process be Subject to an Advanced Notice of Proposed Rulemaking (ANPR) before it Publishes a Notice of Proposed Rulemaking (NPRM) SBA Direct 7(a) Direct Lending Special Purpose Credit Programs (SPCPs) Stablecoin, Crypto Currency Regulatory Policy Stablecoins
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of, White House Office
H.R. 4366 - Military Construction, Veterans Affairs, and Related Agencies Appropriations Act, 2024 Adequate Farm Bill Spending NFIP Flood Insurance extension
H.R. 758 Promoting Access to Capital in Underbanked Communities Act of 2023 H.R. 1059 SECURE Notarization Act of 2023 H.R. 1122 Central Bank Digital Currency Anti-Surveillance State Act H.R. 1165 Financial Data Privacy Act of 2023 H.R. 1313 Transparency in CFPB Cost-Benefit Analysis Act H.R. 1749 Making the CFPB Accountable to Small Business Act H.R. 1806 Small LENDER Act H.R. 1810 Bank Loan Privacy Act H.R. 1817 The Preventing Racial Profiling in Lending Act H.R. 2402 Power of the Mint Act H.R. 2656 Trigger Leads Abatement Act H.R. 2798 CFPB Transparency and Accountability Reform Act H.R. 2891 SAFE Banking Act of 2023 H.R. 3881 Credit Card Competition Act of 2023 H.R. 4035, Protecting Small Business Information Act of 2023 H.R. 4198 To amend section 604(c) of the Fair Credit Reporting Act to address the treatment of pre-screening report requests, and for other purposes. H.R. 4346 Small Bank Holding Company Relief Act H.R. 4673 Financial Innovation and Technology for the 21st Century Act H.R. 4766 Clarity for Payment Stablecoins Act of 2023 H.R. 5119, the Protect Small Business and Prevent Illicit Financial Activity Act H.R. 5403, CBDC Anti-Surveillance State Act H.J. Res. 50 A Resolution of Disapproval under the Congressional Review Act Re: Dodd-Frank Section 1071 H.J. Res. 66 A Resolution of Disapproval under the Congressional Review Act Re: Dodd-Frank Section 1071 S. 1045 Bank Compensation Clawback S. 1212 SECURE Notarization Act of 2023 S. 1323 SAFE Banking Act of 2023 S. 1838 Credit Card Competition Act of 2023 S. 2190 RECOUP Act S. 2252 Promoting New and Diverse Depository Institutions Act S. 2669 Digital Asset Anti-Money Laundering Act of 2023 S. 2760, the Capping Credit Card Interest Rates Act S. 2860 SAFER Banking Act S. 3012 Deposit Security Act Senate Amendment 1161 to H.R. 4366 - Military Construction, Veterans Affairs, and Related Agencies Appropriations Act, 2024 - Credit Card Competition Act Senate Amendment 1285, Veterans and Consumers Fair Credit Act S.J. Res. 32 A Resolution of Disapproval under the Congressional Review Act Re: Dodd-Frank Section 1071 A bill to provide for the regulation of payment stablecoins, and for other purposes. Anti-money laundering regulation - digital assets Bank mergers Beneficial Ownership Cannabis Banking/Reintroduction of SAFE Banking Act Central Bank Digital Currency Check Fraud Climate Risk Disclosure Requirements Climate Related Financial Regulation Congressional Review Act Resolution of Disapproval for CFPBs Final Rule relating to Small Business Lending Under ECOA Community Bank Access to Capital Community Development Financial Institutions (CDFI) Fund Appropriations Community Development Financial Institutions Certification Community Reinvestment Act Credit Card Routing Mandates Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Field of Membership Rules Crypto Assets, Decentralized Finance, and Central Bank Digital Currency Cryptocurrency Regulation Data privacy De Novo Bank Formation Deposit insurance reform Digital Assets Regulation Dodd Frank Act 1071- Small Business Loan Data Collection Durbin Amendment on Credit Card Routing; Extension to Credit Cards FDIC Deposit Insurance Assessments FDIC Deposit Insurance Policy Federal Reserve Master Accounts FHFA Capital Rules Financial Data Privacy Flood Insurance Implementation of Dodd Frank Act Section 1071 Implementation issues with the Anti-Money Laundering Act of 2020 Industrial Loan Company Charter Policy Interest rate caps Legality Special Purpose Credit Programs Military Base Rent Parity Minority depository institutions Opposing the SBAs proposal to repeal the moratorium on the number of Small Business Lending Companies (SBLC) that are permitted to make 7(a) loans. Request for hearing on unfair Credit Union Competition SBA Direct 7(a) Direct Lending Stablecoin, Crypto Currency Regulatory Policy Stablecoins
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
H.R. 4055, the Opportunity Zones Enhancement Act of 2023 S. 1706 Main Street Tax Certainty Act ECORA/ACRE Act- A bill that would make income from the interest on certain loans tax free.
Filing targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
H.R. 442 Regulatory Accountability Act H.R. 758 Promoting Access to Capital in Underbanked Communities Act of 2023 H.R. 1010 IRS Surveillance Act H.R. 1109 Bank Services Company Examination Coordination Act H.R. 1122 Central Bank Digital Currency Anti-Surveillance State Act H.R. 1165 Financial Data Privacy Act of 2023 H.R. 1313 Transparency in CFPB Cost-Benefit Analysis Act H.R. 1749 Making the CFPB Accountable to Small Business Act H.R. 1806 Small LENDER Act H.R. 1810 Bank Loan Privacy Act H.R. 1817 The Preventing Racial Profiling in Lending Act S. 293 Fair Access to Banking Act S. 294 Support Access to Capital for Rural Job Creators Act S. 362 TAILOR Act of 2023 s. 453 Prohibiting IRS Financial Surveilance Act S. 817 Secure Viable Banking Act S. 967 Limit Central Bank Digital Currency S. 1045 Bank Compensation Clawback Anti-Money Laundering Regulation - Digital Assets Bank Failures Cannabis Banking/Reintroduction of SAFE Banking Act CDFI Certification Central Bank Digital Currency Check Fraud Climate Risk Disclosure Requirements Climate Related Financial Regulation Congressional Review Act Resolution of Disapproval for CFPBs Final Rule relating to Small Business Lending Under ECOA Community Bank Access to Capital Community Development Financial Institutions (CDFI) Fund Appropriations Community Reinvestment Act Credit Card Routing Mandates Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Field of Membership Rules Crypto Assets, Decentralized Finance, and Central Bank Digital Currency Cryptocurrency Regulation Customer Data Access Data Privacy De Novo Bank Formation Digital Assets Regulation Dodd Frank Act 1071- Small Business Loan Data Collection Durbin Amendment on Credit Card Routing; Extension to Credit Cards. FDIC Deposit Insurance Assessments FDIC Deposit Insurance Policy FDIC Premium Increases Federal Reserve Liquidity Programs Federal Reserve Master Accounts FHFA Capital Rules Financial Data Privacy Fintech Regulatory Requirements Flood Insurance Implementation of Dodd Frank Act Section 1033 Implementation of Dodd Frank Act Section 1071 Industrial Loan Company Charter Policy Minority Depository Institutions Opposing the SBAs proposal to repeal the moratorium on the number of Small Business Lending Companies (SBLC) that are permitted to make 7(a) loans. Petition to Stay the Effective Date of the 1071 Rule Request for Hearing on Unfair Credit Union Competition Revamping and Revitalizing Banking in the 21st Century SBA Direct 7(a) Direct Lending Stablecoin, Crypto Currency Regulatory Policy Stablecoins SVB/Signature Bank Failures (No Special Assessment)
Filing targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of
H.R. 1381 Main St Tax Certainty Act. Makes permanent Section 199A of the tax code H.R. 1977 Enhancing Credit Opportunities in Rural America Act (ECORA) H.R. 5586 Prohibiting IRS Financial Surveillance Act H.R. 6732 Small LENDER Act S. 480 Main Street Tax Certainty Act S. 2202 Enhancing Credit Opportunities for Rural America S. 3506 Prohibiting IRS Financial Surveillance Act Bank Account Information Reporting to the IRS Credit Union Tax Exemption ECORA - Tax relief for community banks - Support Mortgage Insurance Premium Tax Deduction Tax Relief for Community Bank Retained Earnings
H.R. 1977 Enhancing Credit Opportunities for Rural America Act (ECORA) H.R. 7768 Farm Credit Administration Independence Authority Act H.R. 8950 Digital Commodities Consumer Protection Act of 2022 S. 2202 Enhancing Credit Opportunities for Rural America (ECORA) S. 4760 - Digital Commodities Consumer Protection Act of 2022 Digital assets FCS Cyber Security - Favor Transparency & FCS following Bank like regulations Section 1071 & Farm Credit System compliance USDA Guaranteed Loan Programs regarding Beginning Farmer and Rancher (BFR) Enhancements
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
H.R. 1996 SAFE Banking Act H.R. 2543 Federal Reserve Racial and Economic Equity Act, Credit Union Provisions & Community Bank Amendment Amendment #6 to H.R. 2543, to repeal Section 1071 of the Dodd-Frank Act Sec. 521, 522, 523 & 524 of H.R.2543 - Federal Reserve Racial and Economic Equity Act H.R. 2561 Promoting Access to Capital in Underbanked Communities Act of 2021 H.R. 3009 Improving Language Access in Mortgage Servicing H.R. 4277 Overdraft Protection Act H.R. 4345 FY 2022 Financial Services and General Government Appropriation - Postal Banking Pilot Program H.R. 4590 Promoting New and Diverse Depository Institutions Act H.R. 5376 Inflation Reduction Act of 2022 (Build Back Better) H.R. 5886 Prohibit IRS Financial Surveillance Act H.R. 5912 Close ILC Loophole Act H.R. 6037 Prohibit SBA 7(a) Direct Lending H.R. 6054 Small Business Lending Disclosure Act H.R. 6732 Small LENDER Act H.R. 6739 Business Loan Privacy Act H.R. 6802 Prevent Racial Profiling in Lending Act H.R. 6814 Small Business Fair Debt Collection Practices Act H.R. 6889 The Credit Union Board Modernization Act H.R. 7003 Expanding Financial Access for Underserved Communities Act H.R. 7412 Transparency in CFPB Cost-Benefit Analysis Act H.R. 7768 Farm Credit Administration Independence Authority Act H.R. 8152 American Data Privacy and Protection Act H.R. 8443 Making the CFPB Accountable Act H.R. 8833 The Making Communities Stronger Through the Community Reinvestment Act H.R. 8874 Credit Card Competition Act H.R. 8950 the Digital Commodities Consumer Protection Act of 2022 S. 910 SAFE Banking Act S. 1684 Federal Home Loan Banks Mission Implementation Act S. 3056 Prohibit IRS Financial Surveillance Act S. 3382 Protecting Access to Credit for Small Businesses Act S. 3715 E-Sign Modernization Act S. 3954 Ban CBDC S. 4004 Small LENDER Act S. 4356 Lummis-Gillibrand Responsible Financial Innovation Act S. 4522 Transparency in CFPB Cost-Benefit Analysis Act S. 4674 Credit Card Competition Act S. 4831 No CBDC Act Amendments 69 and 70 to FY2023 FSGG Appropriations Bill (Postal banking) Bank Merger Policy BankOn accounts Banking Services Fees Cannabis Banking Central Bank Digital Currency Climate Risk Disclosure Requirements Climate-Related Financial Regulation Community Bank Access to Capital Community Banks on Military Bases Community Development Financial Institutions (CDFI) Fund Appropriations Community Reinvestment Act Consumer Financial Protection Bureau, report of financial services in rural America Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Cybersecurity Requirements Credit Union Field of Membership Rules Credit Union Growth/Powers/Abusive Behavior Credit Union Supplemental Capital Cryptocurrency Customer Data Access, Implementation of Dodd Frank Act Section 1033 Cybersecurity Data Privacy Discussion Draft Data Security, Breaches and Privacy De Novo Bank Formation Dodd Frank Act 1071- Small Business Loan Data Collection Digital Assets Regulation Durbin Amendment on Interchange; Extension to Credit Cards FDIC Deposit Insurance Assessments FDIC Premium Increases FDIC Supervisory Appeals Review Committee and Policy Financial Data Privacy Discussion Draft Fintech Regulatory Requirements Fintech/Banking Relationships Flood Insurance Reauthorization Industrial Loan Corporation Loophole Reforms/ Rakuten (ILC) et al, Deposit Insurance Applications Interchange Interest Rate Caps Minority Depository Institutions Issues National Defense Authorization Act, Opposition to Inclusion of Credit Card Competition Act as an Amendment National Defense Authorization Act, Report Language on Financial Institution leases on military bases OCC Proposed Payments Charter Overdraft Fees Overdraft Protection P2P Payment Applications Fraud Postal Banking Protecting Consumers from Payment Scams Act (draft) SAFE Banking Act, support for inclusion in America COMPETES Act Conference SBA 7(a) Loan Program Funding and Terms SBA Direct 7(a) Direct Lending Secure Notarization Small Business Loan Data Collection--CFPB Implementation of Dodd-Frank Act Section 1071 Stablecoins Stablecoin Innovation and Protection Act of 2022 (draft) Stablecoin Legislation - Waters-McHenry Discussion Draft Stablecoin TRUST Act (draft) Unfair, deceptive, or abusive acts and practices (UDAAP)
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of
H.R. 1977 Enhancing Credit Opportunities for Rural America Act (ECORA) H.R. 7768 Farm Credit Administration Independence Authority Act S. 2202 Enhancing Credit Opportunities for Rural America (ECORA) USDA Guaranteed Loan Programs regarding Beginning Farmer and Rancher (BFR) Enhancements
H.R. 1381 Main St Tax Certainty Act. Makes permanent Section 199A of the tax code H.R. 1977 Enhancing Credit Opportunities in Rural America Act (ECORA) H.R. 5376 Build Back Better Act H.R. 5586 Prohibiting IRS Financial Surveillance Act H.R. 6732 Small LENDER Act H.R. 6739 Business Loan Privacy Act H.R. 6802 Preventing Racial Profiling in Lending Act S. 480 Main Street Tax Certainty Act S. 2202 Enhancing Credit Opportunities for Rural America S. 2387 Small Business Tax Fairness Act S. 3506 Prohibiting IRS Financial Surveillance Act S. 3715 E-Sign Modernization Act S. 3745 TAILOR Act S. Amend 3099 Amendment to the Senate Budget Resolution to bar new IRS reporting Administration Proposal to Close the Tax Gap Bank Account Information Reporting to the IRS Credit Union Tax Exemption ECORA - Tax relief for community banks - Support IRS Financial Transaction Reporting Proposal in budget reconciliation Taxation of Capital Gains at Death Tax Relief for Community Bank Retained Earnings
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Credit Union Administration (NCUA), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
H.R. 1977 Enhancing Credit Opportunities for Rural America Act (ECORA) S. 2202 Enhancing Credit Opportunities for Rural America (ECORA) Farm Credit System - Strategic Planning letter to Farm Credit Administration - Facilitate Young, Beginning, Small (YBS) farmers and ranchers accuracy in counting loans; limit mergers of FCS associations; prohibit non-farm lending and investments outside of Farm Credit Act. USDA Loan Forgiveness
Filing targets: Agriculture, Dept of (USDA), Commerce, Dept of (DOC), Consumer Financial Protection Bureau (CFPB), Farm Credit Administration, Federal Accounting Standards Advisory Board (FASAB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, White House Office
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
H.R. 1187 Corporate Governance Improvement and Investor Protection Act (climate provisions) H.R. 1319 American Rescue Plan Act of 2021 H.R. 1711 Financial Inclusion in Banking Act of 2021 H.R. 1799 The PPP Extension Act H.R. 1996 SAFE Banking Act H.R. 2211 Central Bank Digital Currency Study Act H.R. 2547 Comprehensive Debt Collection Improvement Act H.R. 2561 Promoting Access to Capital in Underbanked Communities Act of 2021 H.R. 2570 Climate Risk Disclosure Act of 2021 H.R. 3009 Improving Language Access in Mortgage Servicing H.R. 3910 To Amend the Gramm Leach Bliley Act to give the CFPB rulemaking and enforcement authority over the safeguards rule with respect to data aggregators H.R. 3911 To Amend the GLBA to establish procedures for disclosures by financial institutions of nonpublic personal information H.R. 3912 To amend the GBLA to require consumers to opt in before a financial institution may share the nonpublic personal information H.R. 3926 Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2021 H.R. 4345 FY 2022 Financial Services and General Government Appropriation - Postal Banking Pilot Program H.R. 4350 National Defense Authorization Act for FY 2022 cybersecurity provisions H.R. 4590 The Promoting New and Diverse Depository Institutions Act H.R. 4616 The Adjustable Interest Rate (LIBOR) Act H.R. 4773 The Consumer Financial Protection Commission Act H.R. 5253 Fossil Free Finance Act H.R. 5376 The Build Back Better Act H.R. 5440 Cyber Incident Reporting for Critical Infrastructure Act H.J. Res. 25 Congressional disapproval of OCC True Lender Rule S. 910 SAFE Banking Act S. 1625 Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2021 S. 2407 Cyber Incident Notification Act of 2021 S. 2508 Veterans and Consumers Fair Credit Act S. 2792 National Defense Authorization Act for FY2022 S. 2816 PIGGY BANK Act S. 2857 - Protecting Financial Privacy Act S. 2875 Cyber Incident Reporting Act of 2021 S. Amend 3099 - Amendment to the Senate Budget Resolution to bar new IRS reporting S.J. Res. 15 Congressional disapproval of OCC True Lender Rule Audit and reporting regulatory asset thresholds Bank Capital and Accounting Relief Bank Secrecy Act/Anti-Money Laundering Rules/Legislation, including Beneficial Ownership Issue Brokered Deposits Cannabis Banking CARES Act, Economic Impact Payments CARES Act, Paycheck Protection Program Implementation Central Bank Digital Currency/Digital Dollar Climate Crisis Financial Stability Act (draft) Climate Crisis Financial Stability Act (draft) Climate-Related Financial Regulation Community Bank Access to Capital Community Bank Leverage Ratio Community Development Financial Institutions (CDFI) Fund Appropriations Community Reinvestment Act Modernization Credit Reporting Credit Union Acquisitions of Community Banks/Vystar CU-Heritage Southeast Bank Transaction and Wings Financial CU/Brainerd Savings and Loan Transaction Credit Union Business Lending Powers Credit Union Field of Membership Rules Credit Union Growth/Powers/Abusive Behavior Credit Union Supplemental Capital Cryptocurrency Customer Data Access, Implementation of Dodd Frank Act Section 1033 Cyber Incident reporting legislation Cybersecurity Data Security, Breaches and Privacy De Novo Bank Formation DFA 1071- Small Business Loan Data Collection Durbin Amendment on Interchange; Extension to Credit Cards Emergency Capital Investment Program Implementation Equal treatment between community banks and credit unions when assessing rent and related charges on military bases. Federal Reserve Accounts for Consumers Fintech Regulatory Requirements Fintech/Banking Relationships Flood Insurance Reauthorization House - The Public Banking Act of 2021 (draft) House - The Access to No-Fee Accounts Act of 2021 (draft) Industrial Loan Corporation Loophole Reforms/ Rakuten (ILC) et al, Deposit Insurance Applications Interchange Interest Rate Caps IRS Reporting Issue LIBOR Transition Minority Depository Institutions Issues OCC Interpretive Letter 1176/Protego & Anchorage Conversion Applications OCC Proposed Payments Charter Postal Banking Protecting Financial Privacy Act introduced in the Senate and the House Public banking Raising the FDICIA asset thresholds of Part 363--FDIC Regulatory and Tax Relief for Community Banks SBA 7(a) Loan Program Funding and Terms Small Business Loan Data Collection--CFPB Implementation of Dodd-Frank Act Section 1071 Stablecoins
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
H.R. 1977 Enhancing Credit Opportunities for Rural America Act (ECORA) S. 2092 A bill to permanently authorize the Native CDFI lending program of the Department of Agriculture S. 2202 Enhancing Credit Opportunities for Rural America (ECORA) Oppose Farm Credit System (FCS) expansion efforts USDA Implementation of Section 1005 of The American Rescue Plan (Recommendations)
H.R. 1319 American Rescue Plan Act H.R. 1381 Main St Tax Certainty Act. Makes permanent Section 199A of the tax code H.R. 1712 Death Tax Repeal Act. Permanent repeal of estate tax H.R. 2561 Promoting Access to Capital in Underbanked Communities Act of 2021 H.R. 1977 Enhancing Credit Opportunities in Rural America Act (ECORA) S. 480 Main Street Tax Certainty Act S. 617 Death Tax Repeal Act. Permanent repeal of estate tax S. 2202 Enhancing Credit Opportunities for Rural America Administration Proposal to Close the Tax Gap Bank Account Information Reporting to the IRS Credit Union Tax Exemption Deductibility of Expenses Covered by Paycheck Protection Program Loans Stepped-Up Basis Tax Proposal (against) Taxation of Capital Gains at Death
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, White House Office
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, White House Office
H.R. 388 Financial Reporting Threshold Modernization H.R. 442 Financial Protection for Our Military Families Act H.R. 748 CARES Act H.R. 1038 Treasury Dept. to take greater role in Anti-Money Laundering/CFT policy and examinations H.R. 1039 Streamline Currency Transaction Reports and Suspicious Activity Reports H.R. 1491 FINTECH Act of 2019 H.R. 1595 SAFE Banking Act H.R. 2513 Reforms collection of beneficial ownership information for corporations and LLCs H.R. 2514 Coordinating Oversight, Upgrading and Innovating Technology, and Examiner Reform Act: Makes amendments to Bank Secrecy Act H.R. 2650 Payment Choice Act of 2019 H.R. 3167 National Flood Insurance Program Reauthorization Act H.R. 3182 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard-CECL Consumer Impact and Study Act of 2019 H.R. 3642 Improving Credit Reporting for All Consumers Act H.R. 3951 Payments Modernization Act of 2019 H.R. 4328 Protecting Innocent Consumers Affected by a Shutdown Act H.R. 5050 Veterans and Consumers Fair Credit Act H.R. 5315 Expanding Opportunity in Minority Depository Institutions Act H.R. 5322 Ensuring Diversity in Community Banking Act of 2019 H.R. 5332 Protecting Your Credit Score Act of 2019 H.R. 6116 Consumer Financial Protection Commission Act H.R. 6249 Coronavirus Accounting Relief Act H.R. 6364 SECURE Notarization Act H. R. 6385 To provide temporary relief from troubled debt restructuring disclosures, to delay the implementation of certain accounting standards for depository Institutions substantially affected by COVID-19, and for other purposes. H.R. 6395 National Defense Authorization Act for Fiscal Year 2021 H.R. 6776 JOBS Credit Act of 2020 H.R. 6782 TRUTH Act H.R. 6800 HEROES Act H.R. 7010 Payment Protection Program Flexibility Act of 2020 H.R. 7413 Calculate PPP Forgiveness Act H.J. Res 90 Providing for Congressional disapproval of the OCC rule relating to Community Reinvestment Act Regulation S. 656 SAFE Lending Act of 2019 S. 1200 SAFE Banking Act S. 1233 Community Bank Access to Capital Act S. 1564 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard S. 1790 Sec. 2821: Equal treatment between community banks and credit unions when assessing rent and related charges. S.2563 Illicit Cash Act S.2839 Eliminating Corporate Shadow Banking Act of 2019 S. 3502 Community Bank Regulatory Relief Act S. 3533 SECURE Notarization Act S. 3548 CARES Act S. 3612 Small Business Expense Protection Act of 2020 S. 3774 Community Capital Investment Act S. 3841 To protect 2020 recovery rebates for individuals from assignment or garnishment S. 3918 Paycheck Protection for Producers Act. Modify PPP terms for farmers and ranchers S. 3962 Asset Growth Restriction Act of 2020 S. 3990 Financial Product Safety Commission Act of 2020 S. 4014 Prioritized Paycheck Protection Program Act S. 4049 National Defense Authorization Act for Fiscal Year 2021. Section 2885 creates parity between credit unions and banks located on bases. S. 4116 Reauthorize lending under the Payment Protection Program S. 4117 The Paycheck Protection Program Small Business Forgiveness Act S. 4159 E-SIGN Modernization Act S. 4171 Calculate PPP Forgiveness Act of 2020 S. 4914 Prioritized Paycheck Protection Program Act Bank Capital and Accounting Relief Bank Qualified Municipal Bonds Bank Secrecy Act/Anti-Money Laundering Rules/Legislation, including Beneficial Ownership Issue Bank Secrecy Act Filing Deadline Extension Request During COVID-19 Emergency Call Report Streamlining Cannabis Banking CARES Act, Economic Impact Payments CARES Act, Paycheck Protection Program Implementation Community Bank Access to Capital Community Bank Leverage Ratio Community Development Financial Institutions (CDFI) Fund Appropriations Community Reinvestment Act Modernization Credit Union Business Lending Powers Credit Union Emergency Mergers Credit Union Field of Membership Rules Credit Union Growth/Powers/Abusive Behavior Credit Union Acquisitions of Community Banks Credit Union Supplemental Capital Current Expected Credit Losses (CECL) Customer Due Diligence Rule Customer-permissioned Data Access Cybersecurity Data Security, Breaches and Privacy Deposit Insurance Coverage Levels Direct Deposit Economic Growth, Regulatory Relief and Consumer Protection Act Implementation Faster Payments/Federal Reserve Real Time Gross Settlement System Fintech Regulatory Requirements Flood Insurance Reauthorization Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Industrial Loan Corporation Loophole Reforms/ Square (ILC) and Rakuten Deposit Insurance Applications Innovation Initiatives (FinTech/Banking Relationships) Loan Modifications: Regulatory Treatment Main Street Lending Program Minority Depository Institutions Issues Mortgage servicer liquidity facility NCUA amendment to definition of low-income credit union PACE Loans Private Flood Insurance Qualified Mortgages - Ability to Repay Rules Regulation CC--Availability of Funds and Collection of Checks Regulatory Burden Relief for Community Banks Regulatory and Tax Relief for Community Banks Remittance Transfers Rulemaking Delay Request During COVID-19 Emergency SBA 7(a) Loan Program Funding and Terms Telephone Consumer Protection Act Waiver Petition Transaction Account Deposit Insurance Guarantee Program Troubled Debt Restructuring
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, White House Office
HR 1872 The Enhancing Credit Opportunities for Rural America (ECORA) Act S. 1641 ECORA Enhancing Credit Opportunities in Rural America Act Exemption of USDA-guaranteed loans from National Environmental Protection Act Food Supply Chain Hemp Market Facilitation Payments Funding Poultry Loans Guaranteed by Small Business Administration Regulatory Oversight of Farm Loans - Support forbearance Support for Maintaining Crop Insurance Funding Support for funding adequate staff levels for USDA program areas USDA Lending Programs Enhancements
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, White House Office
H.R. 388 Financial Reporting Threshold Modernization H.R. 442 Financial Protection for Our Military Families Act H.R. 799 Federal Worker Credit Protection Act of 2019 H.R. 1038 Treasury Dept. to take greater role in Anti-Money Laundering/CFT policy and examinations H.R. 1039 Streamline Currency Transaction Reports and Suspicious Activity Reports H.R. 1387 CONFRONT Act H.R. 1491 FINTECH Act of 2019 H.R. 1595 SAFE Banking Act H.R. 2445 Self Employed Mortgage Access Act of 2019 H.R. 2513 Reforms collection of beneficial ownership information for corporations and LLCs H.R. 2514 Coordinating Oversight, Upgrading and Innovating Technology, and Examiner Reform Act: Makes amendments to Bank Secrecy Act H.R. 2852 Homebuyer Assistance Act of 2019 H.R. 3167 National Flood Insurance Program Reauthorization Act H.R. 3182 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard-CECL Consumer Impact and Study Act of 2019 H.R. 3198 Comprehensive Regulatory Review Act: Make changes to EGRPRA Review H.R. 3614 Restricting Use of Credit Checks for Employment Decisions Act H.R. 3618 Free Credit Scores for Consumers Act of 2019 H.R. 3621 Student Borrower Credit Improvement Act H.R. 3622 Restoring Unfairly Impaired Credit and Protecting Consumers Act H.R. 3642 Improving Credit Reporting for All Consumers Act H.R. 3939 To require the Fed to carry out a quantitative study of any proposed real-time payment system H.R. 3951 Payments Modernization Act of 2019 H.R. 4328 Protecting Innocent Consumers Affected by a Shutdown Act H.R. 4805 Access Business Credit Act of 2019 H.R. 5050 Veterans and Consumers Fair Credit Act H.R. 5315 Expanding Opportunity in Minority Depository Institutions Act H.R. 5322 Ensuring Diversity in Community Banking Act of 2019 H.R. 5332 Protecting Your Credit Score Act of 2019 S. 540 Self-Employed Mortgage Access Act S. 592 Cybersecurity Disclosure Act of 2019 S. 656 SAFE Lending Act of 2019 S. 1028 States Act S. 1200 SAFE Banking Act S. 1233 Community Bank Access to Capital Act S. 1564 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard S. 1790 Sec. 2821: Equal treatment between community banks and credit unions when assessing rent and related charges. S.2563 Illicit Cash Act S.2839 Eliminating Corporate Shadow Banking Act of 2019 Bank Secrecy Act/Anti-Money Laundering Rules/Legislation, including Beneficial Ownership Issue Call Report Streamlining Cannabis Banking CFPB Small Business Loan Data Collection Community Bank Access to Capital Community Bank Acquisitions by Credit Unions Community Bank Leverage Ratio Community Development Financial Institutions (CDFI) Fund Appropriations Community Reinvestment Act Modernization Credit Union Business Lending Powers Credit Union Emergency Mergers Credit Union Field of Membership Rules Credit Union Growth/Powers/Abusive Behavior Credit Union Supplemental Capital Cryptocurrency Current Expected Credit Losses (CECL) Customer Due Diligence Rule Cybersecurity Data Security, Breaches and Privacy Direct Deposit Economic Growth, Regulatory Relief and Consumer Protection Act Implementation Faster Payments/Federal Reserve Real Time Gross Settlement System Flood Insurance Reauthorization Fed Now Service Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Industrial Loan Corporation Loophole Reforms/ Square (ILC) and Rakuten Deposit Insurance Applications Innovation Initiative (FinTech) Minority Depository Institutions Issues Private Flood Insurance Qualified Mortgages - Ability to Repay Rules Real-Time Gross Settlement (RTGS) Service/Fed Now Service Regulatory Burden Relief for Community Banks Regulatory and Tax Relief for Community Banks Remittance Transfers SBA 7(a) Loan Program Funding
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, White House Office
HR 1872 The Enhancing Credit Opportunities for Rural America (ECORA) Act S. 1641 ECORA Enhancing Credit Opportunities in Rural America Act Crop Insurance Hemp Livestock Dealer Trust Poultry Loans Guaranteed by Small Business Administration
Memorandum of Understanding Between Small Business Administration and National Credit Union Administration Poultry Loans Guaranteed by SBA SBA 7(a) Program Funding
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, White House Office
H.R. 216 Main Street Tax Certainty Act H.R. 1872 Enhancing Credit Opportunities in Rural America Act S. 1149 Main Street Tax Certainty Act S. 1641 Enhancing Credit Opportunities in Rural America Act Business Income Taxation Business Interest Deduction Credit Union Tax Exemption Farm Credit System Taxation Main Street Tax Certainty Act Regulations Implementation H.R. 1 (Tax Cut and Jobs Act), including Sec. 199A deduction S. Corp Reforms Tax Cuts and Jobs Act - Implementation and Technical Corrections Tax Reform
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, White House Office
H.R. 116 Investing in Main Street Act Poultry Loans Guaranteed by the Small Business Administration
H.R. 24 Federal Reserve Transparency Act H.R. 85 Fund and Complete the Border Wall Act H.R. 116 Investing in Main Street Act of 2019 H.R. 189 Financial Institution Consumer Protection Act H.R. 388 Financial Reporting Threshold Modernization H.R. 442 Financial Protection for Our Military Families Act H.R. 469 Replacement Cost for NFIP Premium Valuation H.R. 470 To Repeal Mandatory Flood Insurance Coverage for Commercial Properties in Flood Areas H.R. 578 The Cooperate with Law Enforcement and Watch Act H.R. 658 National Infrastructure Development Bank Act H.R. 741 Tailor Act of 2019 H.R. 799 Federal Worker Credit Protection Act of 2019 H.R. 800 Federal Workers Banking Assistance Act H.R. 974 Federal Reserve Supervision Testimony Clarification Act H.R. 1038 Treasury Dept. to take greater role in Anti-Money Laundering/CFT policy and examinations H.R. 1039 Streamline Currency Transaction Reports and Suspicious Activity Reports H.R. 1282 Data Accountability and Trust Act H.R. 1285 Improving Access to Traditional Banking Act H.R. 1387 CONFRONT Act H.R. 1491 FINTECH Act of 2019 H.R. 1595 SAFE Banking Act S. 148 Federal Reserve Transparency Act S. 331 Home Loan Quality Transparency Act S. 540 Self-Employed Mortgage Access Act S. 566 Expand Access to Capital for Rural Job Creators Act S. 583 Data Privacy Act S. 592 Cybersecurity Disclosure Act of 2019 S. 603 Financial Stability Oversight Council Improvement Act S. 630 Arbitration Fairness for Consumers Act S. 656 SAFE Lending Act of 2019 S. 1006 Truth in Lending Reform Bank Secrecy Act/Anti-Money Laundering Rules/ Legislation, including Beneficial Ownership Issue Brokered Deposits/ National Interest Rate Caps Call Report Streamlining Cannabis Banking CFPB Small Business Loan Data Collection Community Bank Access to Capital Community Bank Leverage Ratio Community Development Financial Institutions (CDFI) Fund Appropriations Community Reinvestment Act Corporate Ownership Transparency Credit Union Business Lending Powers Credit Union Emergency Mergers Credit Union Field of Membership Rules Credit Union Supplemental Capital Current Expected Credit Losses (CECL) Customer Due Diligence Rule Cybersecurity Data Security, Breaches and Privacy De Novo Bank Applications/Policy Deposit Concentration Cap Economic Growth, Regulatory Relief and Consumer Protection Act Implementation Examination Appeals Faster Payments Flood Insurance Reauthorization Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Industrial Loan Corporation Loophole Reforms/ Square (ILC) Deposit Insurance Application Innovation Initiative (FinTech) Internal Control Audit Requirements Mortgage Servicing Regulations Nomination of Michelle Bowman for the Federal Reserve Board of Governors - For Full Term OCC Special Purpose Fintech Charter Postal Banking Prepaid Card Accounts Private Flood Insurance Qualified Mortgages, Ability to Repay Rules Regulatory Burden Relief for Community Banks Regulatory and Tax Relief for Community Banks Remittance Transfers SAFE Banking Act Strengthening the Tenth Amendment through Entrusting States Act Small Dollar Lending Systemic Risk Regulation/Prudential Standards
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, White House Office
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
H.R. 2 Agricultural Improvement Act of 2019 S. 3042 Farm Bill Crop Insurance Farm Bill Farm Credit System Reform Funding for Farm Service Agency's (FSA) Farm Loan Programs Poultry Loans Guaranteed by Small Business Administration Rural Development - Guaranteed Loans - OneRD Regulation - Zero Subsidy Rate USDA Farm Loan Programs, including funding and loan limits
Poultry Loans Guaranteed by the Small Business Administration SBA 7(a) Oversight SBA Express Loan Programs; Affiliation Standards Small Business Administration Program Changes
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
H.R. 2 Agricultural Improvement Act S. 3042 Farm Bill Crop Insurance Farm Bill Farm Credit System Reform Funding for Farm Service Agency's (FSA) Farm Loan Programs Poultry Loans Guaranteed by Small Business Administration Rural Development USDA Farm Loan Programs, including funding and loan limits USDA Guaranteed Lending Programs
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
H.R. 2205 Enhancing Credit Opportunities in Rural America Act H.R. 4058 SALE Act - Livestock Trust S. 1921 FSA Loan Guarantee Enhancement Act Crop Insurance Funding Farm Bill Farm Credit USDA Ag Mediation Programs USDA Farm Loan Programs, including funding and loan limits
H.R. 10 Financial CHOICE Act H.R. 924 Financial Institutions Due Process Act H.R. 1116 Tailor Act of 2017 H.R. 1244 Credit Union Access to Supplemental Capital H.R. 1264 Community Financial Institutions Exemption Act H.R. 1422 Flood Insurance Development Modernization Act H.R. 1426 Federal Savings Association Charter Flexibility Act H.R. 1457 Making Online Banking Initiation Legal and Easy Act H.R. 1558 Repeated Flooded Communities Preparation Act H.R. 1585 The Fair Investment Opportunities for Professional Experts Act H.R. 1948 Small Bank Holding Company Relief Act H.R. 1964 Community Mortgage Lender Regulatory Act of 2017 H.R. 2133 CLEAR Relief Act H.R. 2148 Clarifying Commercial Real Estate Loans, treatment of loans under regulatory capital rules H.R. 2170 Flood and Agriculture Risk Management Cost Reduction Act of 2017 H.R. 2204 Homeowner Information Privacy Protection H.R. 2215 SAFE Act of 2017 H.R. 2226 The Portfolio Lending and Mortgage Access Act H.R. 2319 Consumer Financial Choice and Capital Markets Protection Act of 2017 H.R. 2553 Taking Account of Bureaucrats Spending Act H.R. 2565 To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes H.R. 2570 Mortgage Fairness Act H.R. 2706 Financial Institution Customer Protection Act: Anti-Choke Point Provisions H.R. 2868 National Flood Insurance Program Policyholder Protection Act of 2017 H.R. 2874 21st Century Flood Reform Act H.R. 2875 National Flood Insurance Program Administrative Reform Act of 2017 H.R. 2948 To amend the S.A.F.E. Mortgage Licensing Act of 2008 to provide a temporary license for loan originators transitioning between employers, and for other purposes H.R. 2954 Home Mortgage Disclosure Adjustment Act H.R. 3070 To amend the Federal Deposit Insurance Act to clarify the definition of a deposit broker, and for other purposes H.R. 3072 Bureau of Consumer Financial Protection Examination and Reporting Threshold Act of 2017 H.R. 3089 Corporate Transparency Act of 2017, disclosure of beneficial owners and corporations H.R. 3221 Securing Access to Affordable Mortgages Act H.R. 3299 Protecting Consumers Access to Credit Act H.R. 3857 PASS Act of 2017: Repeal DOL Fiduciary Rule H.R. 3971 Community Institution Mortgage Relief Act H.R. 3978 TRID Improvement Act H.R. 4015 Corporate Governance Reform and Transparency Act H.R. 4464 Common Sense Credit Union Capital Relief Act. Would repeal the National Credit Union Administrations (NCUAs) risk-based capital rule for credit unions H.R. 4545 The Financial Institutions Examination Fairness and Reform Act H.R. 4562 Community Bank Access to Capital Act of 2017 H.R. 4607 Comprehensive Regulatory Review Act H.R. 4648 Home Mortgage Reporting Relief Act H.J. Res 111 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements". S. 366 Tailor Act of 2017 S. 387 CFPB Accountability Act S. 563 The Flood Insurance Market Parity and Modernization Act S. 567 Federal Savings Association Charter Flexibility Act of 2017 S. 1002 CLEAR Relief Act S. 1152 SAFE Banking Act S. 1264 Community Bank Sensible Regulation Act of 2017 S. 1284 Small Bank Holding Company Relief Act S. 1310 Home Mortgage Disclosure Adjustment Act S. 1315 Relationship Lending Preservation Act of 2017 S. 1368 Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 S. 1445 Repeatedly Flooded Communities Preparation Act S. 1463 To amend the Financial Stability Act of 2010 to modify the term of the independent member of the Financial Stability Oversight Council S. 1499 A bill to increase from $10B to $50B the threshold figure at which regulated depository institutions are subject to direct examination and reporting requirements of the Bureau of Consumer Financial Protection, and for other purposes. S. 1507 A bill to amend the National Flood Insurance Act of 1968 to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide funding assistance to reduce flood risks, and for other purposes S. 1571 National Flood Insurance Program Reauthorization Act of 2017 S. 1642 Protecting Consumers Access to Credit Act S. 1647 TRUPS Reform S. 2116 Community Lender Exam Act S. 2155 Economic Growth Regulatory Relief and Consumer Protection Act S.J. Res 47 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements" Arbitration Bank Qualified Bonds Issuance Limit Bank Secrecy Act/Anti-Money Laundering Rules, including Beneficial Ownership Issue Call Report Streamlining Capital Access for Community Banks Capital Rules--Basel III, including treatment of commercial real estate loans and Small Bank Holding Company Policy Statement asset threshold CFPB Data Aggregation CFPB Data Collection CFPB Overdraft CFPB Reforms/Governance Structure CFPB Small Business Loan Data Collection Community Bank Examination Appeals Credit Union Business Lending Powers Credit Union Field of Membership Rules Credit Union Supplemental Capital Cybersecurity - Information Sharing Data Security and Breaches De Novo Bank Applications Durbin Interchange Amendment Equifax Data Breach Faster Payments Flood Insurance Reauthorization Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Industrial Loan Corporation Loophole/Exemption from Bank Holding Company Act/Square Financial Services Inc (ILC) deposit insurance application Innovation Initiative (FinTech) Interchange Mortgage Lending Reform Qualified Mortgages, Ability to Repay Rules Regulatory Burden Relief for Community Banks Regulatory and Tax Relief for Community Banks SBA 7(a) Lending Limit Support for the nomination of Kimberly A. Reed for Vice Chairman of the Export-Import Bank Virtual Currency
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of
H.R.3354, Appropriations Bill, all provisions affecting banking, including bank regulator appropriations Agricultural, Rural Development FY2018 Appropriations Continuing Resolution/Omnibus Appropriations Financial Services and General Government Appropriations Act of 2018
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of
H.R. 1696 S Corporation Reforms H.R. 2246 Taxpayer Exposure Mitigation Act of 2017 S. 205 Estate Tax Repeal S. 711 S Corporation Reforms Better Way Tax Reform Act Business Income Taxation Business Interest Deduction Corporate Integration Tax Proposals Credit Union Tax Exemption Farm Credit System Tax Exemption Municipal Bonds NCUA- Supplemental Capital Retirement Enhancement and Savings Act S Corp Reforms Tax Reform
H.R. 2205 Enhancing Credit Opportunities in Rural America Act Crop Insurance Funding Farm Bill Farm Credit SEC Registration for Rural Business Investment Corporations (RBICs) Support for Connect America Fund Phase II auction to enhance rural broadband USDA Credit Programs USDA Farm Loan Programs USDA Rural Development Programs
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
Filing targets: Agriculture, Dept of (USDA), Congressional Budget Office (CBO), Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), Natl Credit Union Administration (NCUA), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, White House Office
H.R. 2028 Further Continuing and Security Assistance Appropriations Act of 2017 H.R. 5325 Continuing Resolution H.R. 5485 Financial Services and General Government Appropriations Act of 2017 S. 3067 Financial Services and General Government Appropriations Act of 2017 SBA 7a Funding
H.R. 5054 House FY 2017 Agriculture Appropriations Bill H.R. 5733 Beginning Farmer and Rancher Guaranteed Loan Modernization Act of 2016 H.R. 6260 Rural Tax Exemption S. 2956 Senate FY 2017 Agriculture Appropriations Bill S. 3229 Capital for Farmers and Ranchers Act of 2016 Farm Bill Farm Credit Administration Guidance Memo on Farm Credit System Investments FCA - ICBA Concerns with FCS Lending USDA Direct Farm Loan Programs USDA Guaranteed Farm Loan Programs
H.R. 2788 S Corporation Modernization Act H.R. 2789 Capital Access for Small Business Banks Act H.R. 3287 Community Bank Flexibility Act H.R. 4377 American Business Competitiveness Act H.R. 5076 Main Street Parity Act H.R. 5374 To amend the Internal Revenue Code of 1986 to provide a lower rate of tax on a portion of pass-through business income, and for other purposes H.R. 5754 To amend the Internal Revenue Code of 1986 to provide for S corporation reform, and for other purposes H.R. 6100 Protect Family Farms and Businesses Act H.R. 6260 Rural Tax Exemption S. 3181 S Corporation Modernization Act S. 3436 Protect Family Farms and Businesses Act Better Way Tax Reform Act Business Income Taxation Business Interest Deduction Corporate Integration Tax Proposals Credit Union Tax Exemption Farm Credit System Tax Exemption IRC Section 2704 Proposed Regulation Changes (impact on family-owned businesses) Retirement Enhancement and Savings Act of 2016 S Corp Reforms Tax Reform
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, Veterans Affairs, Dept of (VA), White House Office
H.R. 766 Financial Institution Customer Protection Act H.R. 1113 Portfolio Lending and Mortgage Access Act H.R. 1188 Credit Union Small Business Jobs Creation Act H.R. 1195 The Bureau of Consumer Financial Protection Small Business Advisory Board Act H.R. 1210 Portfolio Lending and Mortgage Access Act H.R. 1233 CLEAR Relief Act H.R. 1334 Holding Company Registration Threshold Equalization Act of 2015 H.R. 1523 Community Bank Access to Capital Act H.R. 1529 The Community Institution Mortgage Relief Act H.R. 1553 Small Bank Exam Cycle Reform Act H.R. 1660 The Federal Savings Association Charter Flexibility Act H.R. 1661 Mutual Bank Capital Opportunity Act H.R. 1766 Right to Lend Act of 2015 H.R. 2205 Data Security Act of 2015 H.R. 2896 Tailor Act of 2015 H.R. 2987 Community Bank Capital Clarification Act H.R. 3791 A bill to increase Small Bank Holding Policy Statement threshold from $1B to $5B in assets H.R. 4099 CFPB Exam and Reporting Threshold Act H.R. 4116 To amend the Federal Deposit Insurance Act to ensure that reciprocal deposits are not considered to be funds obtained by or through a deposit broker H.R. 4500 The Community Bank Reporting Relief Act H.R. 4909 National Defense Authorization Act of 2017 H.R. 4997 The Home Mortgage Disclosure Adjustment Act H.R. 5076 Main Street Parity Act H.R. 5465 To repeal section 1075 of the Consumer Financial Protection Act of 2010 relating to rules for payment card transactions, and for other purposes. H.R. 5485 Financial Services and General Government Appropriations Act of 2017 H.R. 5724 The Protecting Consumers Access to Credit Act of 2016 H.R. 5808 EGRPRA Review Frequency H.R. 5983 The Financial CHOICE Act S. 812 The CLEAR Relief Act S. 927 CLEAR Relief Plus Act S. 961 Data Security Act of 2015 S. 970 18-Month Exam Cycle S. 1484 Financial Regulatory Improvement Act S. 1491 Community Lender Regulatory Relief and Consumer Protection Act S. 1816 Community Bank Access to Capital Act S. 2471 401 (Kids) Education Savings Account Act of 2016 S. 2722 Federal Savings Association Charter Flexibility Act - all provisions S. 2943 National Defense Authorization Act of 2017 S. 2992 Small Business Lending Oversight Act S. 3067 Financial Services and General Government Appropriations Act of 2017 S. 3153 The Tailor Act. S. 3215 To amend the Home Mortgage Disclosure Act of 1975 to specify which depository institutions are subject to the maintenance of records and disclosure requirements of such Act, and for other purposes S. 3373 A bill to amend the Federal Deposit Insurance Act to ensure that the reciprocal deposits of an insured depository institution are not considered to be funds obtained by or through a deposit broker, and for other purposes S. 3404 A bill to amend the Federal Deposit Insurance Act to require the appropriate Federal banking agencies to treat certain municipal obligations as level 2B liquid assets, and for other purposes Call Report Streamlining Capital Access for Community Banks Capital Rules--Basel III CFPB Data Collection CFPB Overdraft CFPB Reforms/Governance CFPB Small Business Data Collection CFPB Small Dollar/Payday Lending Credit Union Business Lending Powers Credit Union Field of Membership Cybersecurity - Information Sharing Data Security and Breaches De Novo Bank Applications Department of Justice Operation Chokepoint Durbin Debit Interchange and Routing Amendment EMV Chip Migration Escrow Mortgage Requirements FASB Accounting Rules for Loan Loss Reserves Faster Payments Federal Reserve Reform Fintech Limited Bank Charter Flood Insurance Reform Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Innovation Initiative (FinTech) Interchange Military Bank Leases Military Lending Act Rules Mortgage Lending Reform Mutual Banks Nominations of Allan Landon and Kathryn Dominguez to the Board of Governors of the Federal Reserve System Online/Marketplace Lending Qualified Mortgages, Ability to Repay Rules Regulatory Burden for Community Banks Regulatory and Tax Relief for Community Banks SBA 7(a) Lending Limit Small Bank Holding Company Policy Statement TILA/RESPA Integrated Disclosures Implementation Too Big To Fail Virtual Currency Wells Fargo Account Opening Fraud
H.R. 1113 Portfolio Lending and Mortgage Access Act H.R. 1210 Portfolio Lending and Mortgage Access Act H.R. 1233 CLEAR Relief Act H.R. 1529 The Community Institution Mortgage Relief Act H.R. 2213 Safe Harbor Protection in TRID S. 812 The CLEAR Relief Act S. 1484 Financial Regulatory Improvement Act S. 1491 Community Lender Regulatory Relief and Consumer Protection Act CFPB Ability to Repay Rule, Small Creditors/Rural GSE Capital Restoration Plans GSE Guarantee Fees as a Budget Offset GSE Reform Home Mortgage Disclosure Act (HMDA) Property Assessed Clean Energy (PACE) Loans Qualified Mortgages Suspension of GSE Dividend Payments to Treasury TRID Implementation Uniform Residential Loan Application Language Preference
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Veterans Affairs, Dept of (VA), White House Office
H.R. 5054 House FY 2017 Agriculture Appropriations Bill S. 2956 Senate FY 2017 Agriculture Appropriations Bill Crop Insurance Farm Bill Farm Credit Administration Guidance Memo on Farm Credit System Investments Opposition of Cuts to Agricultural Programs USDA Direct Farm Loan Programs USDA Guaranteed Farm Loan Programs
H.R. 1113 Portfolio Lending and Mortgage Access Act H.R. 1233 CLEAR Relief Act H.R. 1529 The Community Institution Mortgage Relief Act H.R. 2213 Safe Harbor Protection in TRID S. 812 The CLEAR Relief Act S. 1484 Financial Regulatory Improvement Act S. 1491 Community Lender Regulatory Relief and Consumer Protection Act CFPB Ability to Repay Rule, Small Creditors/Rural GSE Capital Restoration Plans GSE Guarantee Fees as a Budget Offset GSE Reform Home Mortgage Disclosure Act (HMDA) Qualified Mortgages Suspension of GSE Dividend Payments to Treasury TRID Implementation Uniform Residential Loan Application Language Preference
H.R. 2789 Capital Access for Small Business Banks Act H.R. 4377 American Business Competitiveness Act H.R. 5076 Main Street Parity Act Business Income Taxation Business Interest Deduction Corporate Integration Tax Proposals Credit Union Tax Exemption Farm Credit System Tax Exemption S Corp Reforms Tax Reform
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), White House Office
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), White House Office
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), White House Office
H.R. 1295 Trade Preferences Extension Act of 2015 - Financial Account and Interest Reporting Mandates H.R. 1389 American Jobs and Community Revitalization Act H.R. 2229 Municipal Bond Market Support Act H.R. 2789 Capital Access for Small Business Banks Act S. 1946 Tax Relief Extension Act Bank Qualified Bonds Business Income Taxation Business Interest Deduction Credit Union Tax Exemption Farm Credit System Tax Exemption S Corp Reforms Tax Reform
H.R. 1113 Portfolio Lending and Mortgage Access Act H.R. 1233 CLEAR Relief Act H.R. 1259 The HELP Rural Communities Act H.R. 1389 American Jobs and Community Revitalization Act H.R. 1529 The Community Institution Mortgage Relief Act H.R. 2213 Safe Harbor Protection in TRID S. 812 The CLEAR Relief Act S. 1484 Financial Regulatory Improvement Act S. 1491 Community Lender Regulatory Relief and Consumer Protection Act CFPB Ability to Repay Rule, Small Creditors/Rural FHLB Membership Rules GSE Reform Home Mortgage Disclosure Act (HMDA) Qualified Mortgages TRID Implementation
Crop Insurance Competitive Farms Financial Benchmark Program Farm Credit Administration Guidance Memo on Farm Credit System Investments Farm Credit Administration: Mergers, Consolidation Proposal Rural Business Investment Program Rural Energy Assistance Program USDA Guaranteed Loans
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Farm Credit Administration, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office
H.R. 601 Eliminate Privacy Notice Confusion Act H.R. 766 Financial Institution Customer Protection Act H.R. 888 Subsidy Reserve Act H.R. 1113 Portfolio Lending and Mortgage Access Act H.R. 1188 Credit Union Small Business Jobs Creation Act H.R. 1195 The Bureau of Consumer Financial Protection Small Business Advisory Board Act H.R. 1210 Portfolio Lending and Mortgage Access Act H.R. 1233 CLEAR Relief Act H.R. 1259 The HELP Rural Communities Act H.R. 1266 The Financial Products Safety Commission Act H.R. 1334 Holding Company Registration Threshold Equalization Act of 2015 H.R. 1389 American Jobs and Community Revitalization Act H.R. 1408 The Community Bank Mortgage Servicing Asset Capital Requirements Study Act H.R. 1422 CU Residential Loan Parity Act H.R. 1523 Community Bank Access to Capital Act H.R. 1529 The Community Institution Mortgage Relief Act H.R. 1553 Small Bank Exam Cycle Reform Act H.R. 1560 Protecting Cyber Networks Act H.R. 1660 The Federal Savings Association Charter Flexibility Act H.R. 1661 Mutual Bank Capital Opportunity Act H.R. 1731 National Cybersecurity Protection Advancement Act H.R. 1766 Right to Lend Act of 2015 H.R. 1941 Financial Institutions Examination Fairness and Reform Act H.R. 2205 Data Security Act of 2015 H.R. 2213 TRID Safe Harbor Protection H.R. 2896 Tailor Act of 2015 H.R. 2995 FY 2016 Financial Services Approps Bill - Opposed Amendment to Offer HR 1188 Bill S. 423 Privacy Notice Modernization Act S. 482 CFPB Exam and Reporting Threshold Act S. 754 Cybersecurity Information Sharing Act of 2015 S. 774 Financial Institutions and Exam Fairness Reform S. 812 The CLEAR Relief Act S. 871 HELP Rural Communities Act S. 881 A bill to ensure that Federal financial regulators perform a comprehensive review of regulations to identify outdated or otherwise unnecessary regulatory requirements imposed on financial institutions, and for other purposes (EGRPRA) S.961 Data Security Act of 2015 S. 927 CLEAR Relief Plus Act S. 970 18-Month Exam Cycle S. 1206 TBTF Reform S. 1484 Financial Regulatory Improvement Act S. 1491 Community Lender Regulatory Relief and Consumer Protection Act Access to Capital for Community Banks Appraisal Exemption Basel III/Capital Access Call Report Burden CFPB Data Collection CFPB Mortgage Rate Tool CFPB Reforms/Governance CFTC Reauthorization Amendments Congressional Payments Technology Caucus Credit Union Business Lending Powers Cybersecurity - Information Sharing Data Security and Breaches De Novo Bank Applications Department of Justice Operation Chokepoint Escrow Mortgage Requirements Fair Lending/Disparate Impact FASB Accounting Rules for Loan Loss Reserves Faster Payments Federal Reserve Reform Federal Home Loan Bank Membership Rules Flood Insurance Reform Implementation of Bigger-Waters Act Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Housing Government Sponsored Enterprises Job Act Thrift Fix Military Lending Act Rules Mortgage Escrow Requirements Mortgage Lending Reform Mortgage Servicing Standards Mutual Banks National Flood Insurance Program Overdraft Protection Services Qualified Mortgages, Ability to Repay Rules Regulatory Burden for Community Banks Regulatory and Tax Relief for Community Banks Senate Payments Innovation Caucus Small Bank Holding Company Policy Statement TILA/RESPA Implementation Too Big To Fail Virtual Currency Waivers for Banks Pleading Guilty to Criminal Conduct
Filing targets: Agriculture, Dept of (USDA), Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office
Filing targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of, White House Office
Definition of Eligible Entity for Farm Loans FCA/FCS Non-Farm Related Investments Regulatory Capital of FCS Institutions
Filing targets: Agriculture, Dept of (USDA), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA)
HR 4 Jobs for America Act HR 4129 Youth Savings Accounts Act of 2014 HR 4453 S Corporation Permanent Tax Relief Act HR 5199 Municipal Bond Market Support Act of 2014S 2260 EXPIRE Act (Expiring Provisions Improvement Reform and Efficiency Act) S 2432 Buffett Tax/Bank on Students Emergency Loan Refinancing Act S 2892 401 (Kids) Education Savings Account Act of 2014 Bank Qualified Bonds Credit Union Tax Exemption Payroll Taxes on S-Corporations and Partnerships S Corp Reforms for Community Banks Subchapter S Modernization Tax on Financial Institutions Tax Reform Act of 2014 (Discussion Draft) Tax Reform Impact on Business/S Corp. Banks Tax Reform/Tax Rates
Filing targets: Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA)
Wireless service in rural areas
HR 4800 Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2015 S 2389 Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2015 Agriculture Act of 2014 Connect America FundFCA Reg - Say on Pay Executive Compensation
Filing targets: Agriculture, Dept of (USDA), Farm Credit Administration, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA)
Filing targets: Agriculture, Dept of (USDA), Farm Credit Administration, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), White House Office
HR 2642 Federal Agricultural Reform and Risk Management Act S 954 Agricultural Reform, Food and Jobs Act Agriculture Act of 2014 Connect America FundFarm Credit Administration exclusion of public from meetings USDA Term Limits
Filing targets: Agriculture, Dept of (USDA), Farm Credit Administration, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), White House Office
HR 2642 Federal Agricultural Reform and Risk Management Act S 954 Agricultural Reform, Food and Jobs Act 2013 Farm Bill Co-Bank Loan to VerizonCrop Insurance Farm Credit Administration Tax Exemptions Farm Credit System Loans Farm Credit System Tax Exemptions FSA Guaranteed Farm Loans Protect Guaranteed Farm Loan Programs USDA Guaranteed Farm Loans
Filing targets: Agriculture, Dept of (USDA), Congressional Budget Office (CBO), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2013 Farm Bill HR 2642 Federal Agriculture Reform and Risk Management Act of 2013 S 954 Agriculture Reform, Food, and Jobs Act of 2013 Crop InsuranceFCS Tax Exemptions Protect Guaranteed Farm Loan Programs
Filing targets: Agriculture, Dept of (USDA), Congressional Budget Office (CBO), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2013 Farm Bill 2014 Budget Resolution HR 1947 Federal Agriculture Reform and Risk Management Act of 2013HR 2410 Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriation Act, 2014 (USDA Maximum Rates) HR 2642 Federal Agriculture Reform and Risk Management Act of 2013 S 954 Agriculture Reform, Food, and Jobs Act of 2013 S 1244 Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2014 (USDA Maximum Interest Rates Regulation) Ag Appropriations House Ag Appropriations Senate Crop Insurance Farm Credit Administration Tax Pay Reg
Filing targets: Agriculture, Dept of (USDA), Congressional Budget Office (CBO), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
Filing targets: Agriculture, Dept of (USDA), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE
HR 6083 Federal Agriculture and Risk Management Act S 3240 Agriculture Reform, Food, and Jobs Act of 2012 2012 Farm Bill Agriculture Appropriations Bill Guaranteed Farm Loans USDA USDA Business and Industry Loans (B&I)
Filing targets: Agriculture, Dept of (USDA), Commodity Futures Trading Commission (CFTC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office
HR 6083 Federal Agriculture and Risk Management Act S 3240 Agriculture Reform, Food, and Jobs Act of 2012 2012 Farm Bill Agriculture Appropriations Bill Crop Insurance Derivatives - Title 7 of Dodd-Frank Act Guaranteed Farm Loans USDA USDA Business and Industry Loans (B&I)
Filing targets: Agriculture, Dept of (USDA), Commodity Futures Trading Commission (CFTC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office
HR 6083 Federal Agriculture and Risk Management Act S 3240 Agriculture Reform, Food, and Jobs Act of 2012 2012 Farm Bill Agriculture Appropriations Bill Crop Insurance Derivatives - Title 7 of Dodd-Frank Act Guaranteed Farm Loans USDA Rural Housing Programs USDA Business and Industry Loans (B&I)
Filing targets: Agriculture, Dept of (USDA), Commodity Futures Trading Commission (CFTC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office
2012 Farm Bill Agriculture Appropriations Bill Crop Insurance Derivatives - Title 7 of Dodd-Frank Act Guaranteed Farm Loans USDA HUD-FHFA Housing Proposal: FCS Farm Credit System Expansion Rural Housing Programs USDA Business and Industry Loans (B&I)
Filing targets: Agriculture, Dept of (USDA), Commodity Futures Trading Commission (CFTC), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Office of the Comptroller of the Currency (OCC), President of the U.S., SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office
2012 Farm Bill Agriculture Appropriations Bill Crop Insurance Derivatives - Title 7 of Dodd-Frank Act Guaranteed Farm Loans HUD-FHFA Housing Proposal: FCS Farm Credit System Expansion Rural Broadband Access and Services Rural Development Programs Rural Housing Programs USDA Business and Industry Loans (B&I)
Filing targets: Agriculture, Dept of (USDA), Commodity Futures Trading Commission (CFTC), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Office of the Comptroller of the Currency (OCC), President of the U.S., SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office
Filing targets: Commodity Futures Trading Commission (CFTC), Farm Credit Administration, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), President of the U.S., SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office
Filing targets: Agriculture, Dept of (USDA), Commodity Futures Trading Commission (CFTC), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office
S 368 Bill to Amend the Consolidated Farm and Rural Development Act HR 1233 Bill to Amend the Consolidated Farm and Rural Development Act Derivatives - Title 7 of Dodd-Frank Act Proposed Rules Guaranteed Farm Loans USDA Business and Industry Loans (BOI)
Filing targets: Commodity Futures Trading Commission (CFTC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), President of the U.S., SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office
Filing targets: Agriculture, Dept of (USDA), Commodity Futures Trading Commission (CFTC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), President of the U.S., SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office
Filing targets: Agriculture, Dept of (USDA), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), President of the U.S., SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office
Filing targets: Agriculture, Dept of (USDA), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), President of the U.S., SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office
Filing targets: Agriculture, Dept of (USDA), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), President of the U.S., SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office
Filing targets: Agriculture, Dept of (USDA), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), President of the U.S., SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office
Filing targets: Agriculture, Dept of (USDA), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), President of the U.S., SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office
HR 1105 FY 2009 Omnibus Appropriations (HUD Appropriations and Truth in Lending Enforcement) H.Con.Res.85 FY 2010 Budget Resolution (HUD Appropriations and Truth in Lending Enforcement) FY 2010 Agriculture Appropriations
Filing targets: Agriculture, Dept of (USDA), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), President of the U.S., SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office
HR 1 American Recovery and Reinvestment Act of 2009 (USDA Business and Industry Lending) Maintain Money in Farm Bill and 2010 Budget Credit Availability for Farmers
Filing targets: Agriculture, Dept of (USDA), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), President of the U.S., SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office
Filing targets: Export-Import Bank of the United States (EXIM Bank), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), President of the U.S., SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office
Farm Credit Administration Processing and Marketing regulation Farm Credit Administration, Rural Community Investments Proposed Rule
Filing targets: Agriculture, Dept of (USDA), Export-Import Bank of the United States (EXIM Bank), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Management & Budget (OMB), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office
Bank Secrecy Act and Anti-Money Laundering Issues Consumer Data Security Corporate Governance Requirements Credit Card Protections and Disclosures Credit Card/Debit Card Interchange Fees Critical Infrastructure Protection and Homeland Security Deposit Concentration Cap Federal Home Loan Bank System Issues ILC Applications by Commercial Companies Military Consumer Lending Rules Overdraft Protection Programs Payments System Issues Predatory Lending Issues Regulation of Industrial Loan Corporation holding companies Regulatory Relief Relief from Securities Law Requirements for Small Companies Sarbanes-Oxley Act Relief for Community Banks Separation of Banking and Commerce Subprime Lending HR 1852, Expanding American Homeownership Act of 2007 HR 2527, FDIC Enforcement Enhancement Act HR 3121, Flood Insurance Reform and Modernization Act of 2007 HR 2761, Terrorism Risk Insurance Revision and Extension Act of 2007 HR 1869, Communities First Act HR 1537, Credit Union Regulatory Improvement Act of 2007 HR 1849, Credit Union Small Business Lending Act HR 2727, Small Business SOX Compliance Extension Act HR 1332, Small Business Lending Improvements Act of 2007 HR 111, Community Choice in Real Estate Act HR 1508, Compete Act HR 1685, The Data Security Act of 2007 HR 958, The Data Accountability and Trust Act of 2007 HR 3316, Identity Theft Protection Act of 2007 HR 873, Credit Card Payment Fee Act of 2007 HR 1461, Credit Card Accountability Responsibility and Disclosure Act of 2007 HR 1510, Credit Card Repayment Act of 2007 HR 2146, Universal Default Prohibition Act of 2007 HR 2146, Universal Default Prohibition Act of 2007 HR 946, The Consumer Overdraft Protection Fair Practices Act of 2007 HR 890, Student Loan Sunshine Act HR 323, Seasoned Customer CTR Exemption Act of 2007 HR 3915, Mortgage Reform and Anti-Predatory Lending Act of 2007 HR 2046, Internet Gambling Regulation and enforcement Act HR 23610, Skill Game Protection Act HR 1550, Regulatory Relief and Fairness Act HR 2895, National Affordable Housing Trust Fund Act of 2007 HR 1967, Financial Privacy Notice Relief Act of 2007 HR 3609, Emergency Home Ownership and Mortgage Equity Protection Act S 1256, Small Business Lending Reauthorization and Improvement Act S 869, Compete Act S 1260, The Data Security Act of 2007 S 495, The Personal Data Privacy and Security Act of 2007 S1178, The Identity Theft Prevention Act of 2007 S 1176, Credit Card Minimum Payment Warning Act of 2007 S 1309, Universal Default Prohibition Act of 2007 S 1395, Stop Unfair Practices in Credit Cards Act of 2007 S 486, Student Loan Sunshine Act S 1222, Stopping Mortgage Transactions which Operate to Promote Fraud, Risk, Abuse And Underdevelopment Act S 1100, Federal Housing Enterprise Regulatory Reform Act of 2007 S 947, 21st Century Housing Act S 1762, Higher Education Access S 1299, Borrower’s Protection Act of 2007 S 2452, Homeownership Preservation and Protection Act of 2007 S 2338, FHA Modernization Act of 2007 S. 2136, Helping Families Save Their Homes in Bankruptcy Act S. 2133, Homes Act S 413, Community Choice in Real Estate Act S 1356, Industrial Bank Holding Company Act of 2007 S 1405, Communities First Act HR 3012, Fair Mortgage Practices Act of 2007 HR 3316, Identity Theft Protection Act of 2007
Filing targets: Agriculture, Dept of (USDA), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office
The Act also extends the Emergency Forestry Conservation Reserve Program (EFCRP) and the Milk Income Loss Contract (MILC) program. -FOR Farm Credit Administration PROPOSED RULE to eliminate farm ownership requirements on processing and marketing firms allowing the FCS to lend to processing and marketing firms with no farmer ownership requirements. -OPPOSE Farm Credit System Expansions – Incorporated into the credit title of the 2007 Farm Bill Extension Act (HR 2419). Allows FCS to engage in commercial business lending and expands FCS lending for home mortgages and for other purposes. OPPOSE Agricultural Disaster Aid – On May 25, 2007, President Bush signed into law the "U.S. Troop Readiness, Veterans' Care, Katrina Recovery, and Iraq Accountability Appropriations Act, 2007" (2007 Act). The 2007 Act provides approximately $3 billion in agricultural disaster aid for America's farmers and ranchers. The aid will cover crop losses, livestock and feed losses, emergency conservation practices and dairy losses.
S. 1386 - Homeownership Protection and Enhancement Act of 2007 – NP S. 1299 - Borrower's Protection Act of 2007 – NP S. 1222 - Stopping Mortgage Transactions which Operate to Promote Fraud, Risk, Abuse, and Underdevelopment Act – NP H.R. 3012 -Fair Mortgage Practices Act of 2007 – NP H.R.3355 Homeowners' Defense Act of 2007 (Introduced in House) NP Consumer Data Security-NP Regulatory Relief- FOR Risk-based capital requirements for banks- NP Sarbane-Oxley Act relief for community banks - FOR Corporate governance requirements- NP Relief from securities law requirements for small companies- FOR Federal Home Loan Bank advances and collateral- NP Federal Home Loan Bank System issues - NP Separation of Banking and Commerce - FOR Payments System Issues - FOR Bank Secrecy Act and anti-money laundering issues - NP Credit Card/Debit Card Interchange Fees- NP ILC Applications by Commercial Companies - Against Regulation of Industrial Loan Corporation Holding Companies- FOR Subprime Lending -NP Overdraft Protection Programs- NP FDIC Small Dollar loan pilot program -NP Predatory Lending Issues - NP Deposit Concentration Cap- FOR Military Consumer Lending Rules -NP HR 3316 Identity Theft Protection Act of 2007 - NP HR 1852, Expanding American Homeownership Act of 2007 For HR 2547, FDIC Enforcement Enhancement Act For HR 1980, Housing Assistance Council Authorization Act of 2007 HR 1982, Rural Housing and Economic Development Act of 2007 HR 2139, FHA Manufactured Housing Loan Modernization Act of 2007 HR 1851, Section 8 Voucher Reform Act of 2007 HR 3121, Flood Insurance Reform and Modernization Act of 200 HR 2895, National Affordable Housing Trust Fund Act of 2007 HR 2761, Terrorism Risk Insurance Revision and Extension Act of 2007 For HR 920, Multiple Peril Insurance Act of 2007 HR 2419, Farm Bill Extension Act of 2007 Against HR 1969, Communities First Act For HR 1537, Credit Union Regulatory Improvement Act of 2007 Against HR 1332, Small Business Lending Improvements Act of 2007 For HR 1849, Credit Union Small Business Lending Act NP HR 111, Community Choice in Real Estate Act Against HR 1508, Compete Act For HR 323, Seasoned Customer CTR Exemption Act of 2007 For S 1256, Small Business Lending Reauthorization and Improvement Act For S 1405, Communities First Act For S 1356, Industrial Bank Holding Company Act of 2007 For S. 1100, Federal Housing Enterprise Regulatory Reform Act of 2007 Against S 413, Community Choice in Real Estate Act Against S 869, Compete Act For H.R. 2149 To provide for a study by the National Academy of Sciences to identify the proper response of the United States to the growth of Internet gambling. NP H.R. 2607 Internet Gambling Regulation and Tax Enforcement Act of 2007 NP H.R. 2646 Internet Gambling Regulation and Enforcement Act of 2007 NP H.R. 2206 U.S. Troop Readiness, Veterans' Care, Katrina Recovery, and Iraq Accountability Appropriations Act, 2007 (Enrolled as Agreed to or Passed by Both House and Senate) FOR H.R. 1967 Financial Privacy Notice Relief Act of 2007 FOR H.R. 1049 Amend Misinterpreted Excessive Regulation In Corporate America Act NP H.R. 1550 Regulatory Relief and Fairness Act FOR S. 1153 Small Business Regulatory Review Act of 2007 FOR H.R. 2727 Small Business SOX Compliance Extension Act FOR H.R. 1780 Small Business Securities Protection Act NP HR 1685, The Data Security Act of 2007 – NP HR 958, The Data Accountability and Trust Act of 2007– Against S 1260, The Data Security Act of 2007 – FOR S 495, The Personal Data Privacy and Security Act of 2007 -- Against S 1178, The Identity Theft Prevention Act of 2007 -- Against HR 873, Credit Card Payment Fee Act of 2007 -- NP HR 1461, Credit Card Accountability Responsibility and Disclosure Act of 2007 -- NP HR 1510, Credit Card Repayment Act of 2007 -- NP HR 2146, Universal Default Prohibition Act of 2007 -- NP S 1176, Credit Card Minimum Payment Warning Act of 2007 -- NP S 1309, Universal Default Prohibition Act of 2007 -- NP S 1395, Stop Unfair Practices in Credit Cards Act of 2007 - NP HR 946, The Consumer Overdraft Protection Fair Practices Act of 2007 – Against HR 890, Student Loan Sunshine Act -- NP S 486, Student Loan Sunshine Act -- NP S 1762, Higher Education Access Act of 2007 -- NP S. 947 - 21st Century Housing Act – NP HR 1227, Gulf Coast hurricane Housing Recovery Act of 2007 For HR 1257, Shareholder Vote on Executive Compensation Act NP HR 1427, Federal Housing Finance Reform Act of 2007 For HR 698, Industrial Bank Holding Company Act of 2007 For
Filing targets: Agriculture, Dept of (USDA), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office
H.R. 3882 Financial Safety and Equity Act of 2005 For H.R. 3505 Financial Services Regulatory Relief Act of 2005 For H.R. 3909 Hurricane Check Cashing Relief Act of 2005 For H.R. 3922 Retroactive Flood Insurance NP H.R. 3945 Hurricane Katrina Financial Services Relief Act of 2005 For H.R. 3997 Financial Data Protection Act of 2005 For H.R. 4100 Louisiana Recovery Corporation Act For H.R. 4127 Data Accountability and Trust Act NP H.R. 4133 National Flood Insurance Program Further Enhanced Borrowing Authority Act ’05 For H.R. 4146 Hurricanes Rita and Wilma Financial Services Relief Act of 2005 For H.R. 4320 National Flood Insurance Program Reform For H.R. 4411 Internet Gambling Prohibition and Enforcement Act (as introduced) NP H.R. 4411 Internet Gambling Prohibition and Enforcement Act (as passed) For H.R. 4777 Internet Gambling Prohibition Act NP H.R. 5122 Talent “Payday Lending” Amendment (to DoD Approps bill Against H.R. 5341 Seasoned Customer CTR Exemption Act of 2006 For H.R. 5405 COMPETE Act For H.R. 5746 Industrial Bank Holding Company Act of 2006 For H.R. 4973 Flood Insurance Reform and Modernization act of 2006 NP Bank broker regulations NP Consumer data security NP Regulatory Relief For Legislation to bar federal pre-emption by the OCC Against Risk-based capital requirements for banks NP Sarbanes-Oxley Act relief for community banks For Corporate governance requirements NP Relief from securities law requirements for small companies For Federal Home Loan Bank advances and collateral NP Federal Home Loan Bank System issues NP Separation of banking and commerce For Payments system issues NP Bank Secrecy Act and anti-money laundering issues NP Securities activities of banks NP Bringing ILC’s under the Bank Holding Company Act For Credit card/debit card interchange fees NP Deposit insurance reform implementation rules NP Commercial real estate lending guidelines, as proposed Against Federal Housing Finance Board retained earnings capital rule, as proposed Against ILC applications by commercial companies Against S. 190 Federal Housing Enterprise Regulatory Reform Act of 2005 (as introduced) For S. 190 Federal Housing Enterprise Regulatory Reform Act of 2005 (as passed by SBC) Against S. 500 Information Protection and Security Act NP S. 751 Notification of Risk to Personal Data Act NP S. 768 Comprehensive Identity Theft Prevention Act NP S. 1326 Notification of Risk to Personal Data Act NP S. 1332 Personal Data Privacy and Security Act of 2005 NP S. 1408 Identity Theft Protection Act NP S. 1461 Consumer Identity Protection and Security Act NP S. 1568 Communities First Act For S. 1765 Louisiana Katrina Reconstruction Act For S. 1766 Louisiana Katrina Reconstruction Act For S. 1932 Deficit Reduction Act for 2005 For S. 2856 Financial Services Regulatory Relief Act of 2006 For S. 3568 Data Security Act of 2006 For S. 3589 Flood Insurance Reform and Modernization Act of 2006 NP H.R. 111 Community Choice in Real Estate Act Against H.R 399 Rural Economic Investment Act of 2005 NP H.R. 461 Military Personnel Financial Services Protection Act NP H.R. 1080 Information Protection and Security Act NP H.R. 1099 Anti-phishing Act of 2005 NP H.R. 1182 Prohibit Predatory Lending Act NP H.R. 1263 Consumer Privacy Protection Act of 2005 NP H.R. 1295 Responsible Lending Act NP H.R. 1461 Federal Housing Enterprise Regulatory Reform Act of 2005 For H.R. 1745 Social Security Number Privacy and Identity Theft Prevention Act of 2005 NP H.R. 2061 Communities First Act For H.R. 2317 Credit Union Regulatory Improvements Act of 2005 Against H.R. 2660 Fair Choice and Competition in Real Estate Act of 2005 For H.R. 3206 Credit Union Charter Choice Act For S. 238 Rural Economic Investment Act of 2005 NP S. 29 Social Security Number Misuse Prevention Act NP S. 98 Community Choice in Real Estate Act Against S. 116 Privacy Act of 2005 NP
S. 1603 SBA Reforms FOR H.R. 2862 SBA Appropriations NP H.R. 4745 SBA Additional Disaster Funds FOR H.R. 5352 / S. 2594 SBA Reauthorization FOR H.R. 1868 SBA Funding FOR
FSA User Fees – House FY 2007 Agricultural Appropriations bill has passed the House. It contains language to block FSA user fees. The Senate bill also contained the prohibition on user fees. This language has not passed congress. USDA Farm Service Agency Waiver of Prohibition on Loans to Farmers after 15 Years – This legislation was adopted by Congress in December, 2006. We supported the legislation, which blocks USDA from implementing a prohibition on farmers receiving guaranteed farm loans if they’ve had such loans for a total of 15 previous years. Agricultural Disaster Aid – The Senate’s FY 2007 ag appropriations bill contains a $4 billion+ disaster aid package, similar to the one that was cut from the Military and Hurricane Katrina supplemental appropriations bill at the end of last year. Legislation was introduced in both the House and Senate. ICBA and many farm groups supported the legislation, which has not been passed by Congress. Farm Credit Administration proposal / final rule to adopt a “Termination” regulation. In essence makes it impossible for an FCS entity to ever leave the FCS. Final rule was adopted by FCA. AGAINST Farm Credit Administration proposal / Scope & Eligibility for CoBank – Removes 10% cap on rate of return for determining cooperatives eligible to borrow from CoBank. Final rule was adopted by FCA. AGAINST Farm Credit Administration proposal / Scope & Eligibility Expansion for Processing and Marketing Loans – Expands FCS loans to processing and marketing firms that are not farmer-owned cooperatives, but investor-owned businesses. ICBA asked for an extension of the comment period (Dec 15, 2006) which was granted. New comment deadline Feb. 26, 2007. AGAINST HR 5384, Agriculture Appropriations & Agriculture Committees FOR (continued on next sheet)
Filing targets: Agriculture, Dept of (USDA), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office