mr PAUL LEONARD

Issues related to Government Sponsored Enterprise (GSE); mortgage regulations; Federal Housing Administration, Appropriation and Modernization issues relating to FHA; Servicemembers Civil Relief Act (SCRA); and matters related to home/disaster relief.

Issues related to: Flood Insurance; Retirement Security/Annuities; H.R.1550, To amend the Financial Stability Act of 2010 to improve the transparency of the Financial Stability Oversight Council, to improve the Systemically Important Financial Institution (SIFI) designation process, and for other purposes; H.R.1309, Systemic Risk Designation Improvement Act of 2015; S.1484 Financial Regulatory Improvement Act of 2015; H.R.141 Flood Insurance Premium Parity Act of 2015; H.R.1478 The Policy Holder Protection Act; S.1679 Flood Insurance Market Parity and Modernization Act; H.R 2901, Flood Insurance Market Parity and Modernization Act; H.R 1550 Financial Stability Oversight Council Improvement Act of 2015; H.R. 2141 International Insurance Standards Transparency and Policyholder Protection Act of 2015; S.1086 International Insurance Capital Standards Accountability Act; H.R. 2029, Consolidated Appropriations Act of 2016; and H.R.3738, Office of Financial Research Accountability Act of 2015; Financial Stability Oversight Council Reform Act (H.R.3340); H.R. 4538 Seniors And Veterans Emergency Benefits Act or the SAVE Benefits Act and S. 2216 Senior$afe Act of 2015

Issues related to Federal Housing Finance Reform; Department of Labor (DoL)/Securities and Exchange Commission (SEC) decision on the definition of fiduciary duty (H.J.Res.88; S.J.Res.33); Servicemembers Civil Relief Act (SCRA) issues and provisions within the National Defense Authorization Act; S.1484 Financial Regulatory Improvement Act of 2015; H.R. 1550 Financial Stability Oversight Council Improvement Act of 2015. Implications of the Federal Reserve dividend reduction section contained in PL 114-94, S.1647 - Developing a Reliable and Innovative Vision for the Economy Act.

Issues related to: Data Breach/ID Theft/Spyware; Payment Fraud; Data Security Standards; H.R.189 Servicemember Foreclosure Protection Extension Act of 2015; Financial Regulatory Improvement Act; H.R 1266 Financial Product Safety Commission Act; H.R.1262 Consumer Right to Financial Privacy Act of 2015; and issues related to the implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L.111-203); S. 3067 and H.R. 5485 - FY17 Financial Services and General Government Appropriations Act; Implications of the Federal Reserve dividend reduction section contained in PL 114-94, S.1647 - Developing a Reliable and Innovative Vision for the Economy Act.

Issues related to: Congressional Budget Office (CBO) 10 year budgets and scoring of retirement tax deferrals; House and Senate, S. 3067 and H.R. 5485 - FY17 Financial Services and General Government Appropriations Act, and issues related to the Gramm-Leach-Bliley Act, the Federal Home Loan Bank Act, the Riegle Community Development and Regulatory Improvement Act of 1994, the Truth in Lending Act, the Consumer Financial Protection Act of 2010, the Federal Deposit Insurance Act, and other laws that regulate financial institutions and securities markets. Companion bill H.R. 2995, Financial Services and General Government Appropriations Act, 2016

Issues related to CBO 10 year budgets and scoring of retirement tax deferrals; Issues related to reforming the U.S. Tax Code; S. 195, 401(Kids) Education Savings Account Act; S. 3471, Retirement Enhancement and Savings Act of 2016

Issues related to: Data Breach/ID Theft/Spyware; Payment Fraud; Data Security Standards; H.R.189 Servicemember Foreclosure Protection Extension Act of 2015; Financial Regulatory Improvement Act; H.R 1266 Financial Product Safety Commission Act; H.R.1262 Consumer Right to Financial Privacy Act of 2015; and issues related to the implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L.111-203); S. 3067 and H.R. 5485 - FY17 Financial Services and General Government Appropriations Act; Implications of the Federal Reserve dividend reduction section contained in PL 114-94, S.1647 - Developing a Reliable and Innovative Vision for the Economy Act.

Issues related to: Flood Insurance; Retirement Security/Annuities; H.R.1550, To amend the Financial Stability Act of 2010 to improve the transparency of the Financial Stability Oversight Council, to improve the Systemically Important Financial Institution (SIFI) designation process, and for other purposes; H.R.1309, Systemic Risk Designation Improvement Act of 2015; S.1484 Financial Regulatory Improvement Act of 2015; H.R.141 Flood Insurance Premium Parity Act of 2015; H.R.1478 The Policy Holder Protection Act; S.1679 Flood Insurance Market Parity and Modernization Act; H.R 2901, Flood Insurance Market Parity and Modernization Act; H.R 1550 Financial Stability Oversight Council Improvement Act of 2015; H.R. 2141 International Insurance Standards Transparency and Policyholder Protection Act of 2015; S.1086 International Insurance Capital Standards Accountability Act; H.R. 2029, Consolidated Appropriations Act of 2016; and H.R.3738, Office of Financial Research Accountability Act of 2015; Financial Stability Oversight Council Reform Act (H.R.3340); H.R. 4538 Seniors And Veterans Emergency Benefits Act or the SAVE Benefits Act and S. 2216 SAFE Benefits Act

Issues related to: Anti-Money Laundering (AML); S. 3067 and H.R. 5485 - FY17 Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security; Data Breach; Automobile Financing; Arbitration; Structure and Activities of the Office of Financial Research; S. 510 Bureau of Consumer Financial Protection-Inspector General Reform Act; S. 774 Financial Institutions Examination Fairness and Reform Act; H.R. 185 Regulatory Accountability Act; H.R. 601 Eliminate Privacy Notice Confusion Act; H.R.1233 Community Lending Enhancement and Regulatory Relief Act of 2015; H.R.37 Promoting Job Creation and Reducing Small Business Burdens Act; S. 961 The Data Security Act; H.R 2205 The Data Security Act; H.R.1550 Financial Stability Oversight Council Improvement Act of 2015; H.R 1266 Financial Product Safety Commission Act; Federal Reserve Dividend Revenue; S. 1484 Financial Regulatory Improvement Act; H.R. 3738, Office of Financial Research Accountability Act of 2015; Implications of the Federal Reserve dividend reduction section contained in PL 114-94, the Drive Act; Senior $afe Act (H.R.4538; S.2216); Financial Stability Oversight Council Reform Act (H.R.3340; issues related to cybersecurity and financial services; H.R. 1309 - Systemic Risk Designation Improvement Act of 2015; S.2251, Seniors And Veterans Emergency Benefits Act or the SAVE Benefits Act; Retirement Enhancement and Savings Act; H.R. 5983, Financial CHOICE Act,Creating Hope and Opportunity for Investors, Consumers and Entrepreneurs.

Issues related to CBO 10 year budgets and scoring of retirement tax deferrals; Issues related to reforming the U.S. Tax Code; 401(Kids) Education Savings Account Act (S.195; Retirement Enhancement and Savings Act

Issues related to Government Sponsored Enterprise (GSE); Federal Housing Finance Reform; Homeownership and responsible lending, HR 3192 Homebuyers Assistance Act; S.1711 A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, S.1356 National Defense Authorization Act for Fiscal Year 2016; and S. 2393 Foreclosure Relief and Extension for Servicemembers Act of 2015.

Issues related to Federal Housing Finance Reform; Department of Labor (DoL)/Securities and Exchange Commission (SEC) decision on the definition of fiduciary duty (H.J.Res.88; S.J.Res.33); Servicemembers Civil Relief Act (SCRA) issues and provisions within the National Defense Authorization Act; S.1484 Financial Regulatory Improvement Act of 2015; H.R. 1090 Retail Investor Protection Act; H.R. 1550 Financial Stability Oversight Council Improvement Act of 2015. H.R.4293, Affordable Retirement Advice Protection Act; H.R.4294, Strengthening Access to Valuable Education and Retirement Support Act (SAVERS Act) of 2015; S.2502, Affordable Retirement Advice Protection Act; S.2505, SAVERS Act of 2016; S.2497, Retail Investor Protection Act of 2016; and implications of the Federal Reserve dividend reduction section contained in PL 114-94, S.1647 - Developing a Reliable and Innovative Vision for the Economy Act.

Issues related to Government Sponsored Enterprise (GSE); Federal Housing Finance Reform; Homeownership and responsible lending, HR 3192 Homebuyers Assistance Act; S.1711 A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, S.1356 National Defense Authorization Act for Fiscal Year 2016; and S. 2393 Foreclosure Relief and Extension for Servicemembers Act of 2015.

Issues related to CBO 10 year budgets and scoring of retirement tax deferrals; S.1267 Trade Preferences Extension Act of 2015; Issues related to reforming the U.S. Tax Code; 401(Kids) Education Savings Account Act (S.195).

Issues related to: Anti-Money Laundering (AML); S. 3067 and H.R. 5485 - FY17 Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security, Department of Labor definition of fiduciary duty (H.J.Res.88; S.J.Res.33); Data Breach; Automobile Financing; Arbitration; Structure and Activities of the Office of Financial Research; S. 510 Bureau of Consumer Financial Protection-Inspector General Reform Act; S. 774 Financial Institutions Examination Fairness and Reform Act; H.R. 185 Regulatory Accountability Act; H.R. 601 Eliminate Privacy Notice Confusion Act; H.R.1233 Community Lending Enhancement and Regulatory Relief Act of 2015; H.R.37 Promoting Job Creation and Reducing Small Business Burdens Act; S.1484 Financial Regulatory Improvement Act of 2015; S. 961 The Data Security Act; H.R 2205 The Data Security Act; H.R.1550 Financial Stability Oversight Council Improvement Act of 2015; H.R 1266 Financial Product Safety Commission Act; Federal Reserve Dividend Revenue; H.R. 1090 Retail Investor Protection Act; S. 1484 Financial Regulatory Improvement Act; H.R. 3738, Office of Financial Research Accountability Act of 2015; H.R.4293, Affordable Retirement Advice Protection Act; H.R.4294, Strengthening Access to Valuable Education and Retirement Support Act (SAVERS Act) of 2015; S.2502, Affordable Retirement Advice Protection Act; S.2505, SAVERS Act of 2016; S.2497, Retail Investor Protection Act of 2016; Implications of the Federal Reserve dividend reduction section contained in PL 114-94, the Drive Act; Senior $afe Act (H.R.4538; S.2216); Financial Stability Oversight Council Reform Act (H.R.3340); issues related to cybersecurity and financial services; H.R. 1309 - Systemic Risk Designation Improvement Act of 2015.

Issues related to: Flood Insurance; Retirement Security/Annuities, Department of Labor definition of fiduciary duty; H.R.1550, To amend the Financial Stability Act of 2010 to improve the transparency of the Financial Stability Oversight Council, to improve the Systemically Important Financial Institution (SIFI) designation process, and for other purposes; H.R.1309, Systemic Risk Designation Improvement Act of 2015; S.1484 Financial Regulatory Improvement Act of 2015; H.R.141 Flood Insurance Premium Parity Act of 2015; H.R.1478 The Policy Holder Protection Act; S.1679 Flood Insurance Market Parity and Modernization Act; H.R 2901, Flood Insurance Market Parity and Modernization Act; H.R 1550 Financial Stability Oversight Council Improvement Act of 2015; H.R. 2141 International Insurance Standards Transparency and Policyholder Protection Act of 2015; S.1086 International Insurance Capital Standards Accountability Act; H.R.1090 Retail Investor Protection Act; H.R. 2029, Consolidated Appropriations Act of 2016; and H.R. 3738, Office of Financial Research Accountability Act of 2015. H.R.4293, Affordable Retirement Advice Protection Act; H.R.4294, Strengthening Access to Valuable Education and Retirement Support Act (SAVERS Act) of 2015; S.2502, Affordable Retirement Advice Protection Act; S.2505, SAVERS Act of 2016; S.2497, Retail Investor Protection Act of 2016; Financial Stability Oversight Council Reform Act (H.R.3340).

Issues related to Federal Housing Finance Reform; Department of Labor (DoL)/Securities and Exchange Commission (SEC) decision on the definition of fiduciary duty; Servicemembers Civil Relief Act (SCRA) issues and provisions within the National Defense Authorization Act; S.1484 Financial Regulatory Improvement Act of 2015; H.R. 1090 Retail Investor Protection Act; H.R. 1550 Financial Stability Oversight Council Improvement Act of 2015. H.R.4293, Affordable Retirement Advice Protection Act; H.R.4294, Strengthening Access to Valuable Education and Retirement Support Act (SAVERS Act) of 2015; S.2502, Affordable Retirement Advice Protection Act; S.2505, SAVERS Act of 2016; S.2497, Retail Investor Protection Act of 2016; and implications of the Federal Reserve dividend reduction section contained in PL 114-94, the Drive Act.

Issues related to: Data Breach/ID Theft/Spyware; Payment Fraud; Data Security Standards; H.R.189 Servicemember Foreclosure Protection Extension Act of 2015; Financial Regulatory Improvement Act; H.R 1266 Financial Product Safety Commission Act; H.R.1262 Consumer Right to Financial Privacy Act of 2015; and issues related to the implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L.111-203); FY17 Financial Services and General Government Appropriations Act; Implications of the Federal Reserve dividend reduction section contained in PL 114-94, the Drive Act.

Issues related to: Congressional Budget Office (CBO) 10 year budgets and scoring of retirement tax deferrals; House and Senate, FY17 Financial Services and General Government Appropriations Act, and issues related to the Gramm-Leach-Bliley Act, the Federal Home Loan Bank Act, the Riegle Community Development and Regulatory Improvement Act of 1994, the Truth in Lending Act, the Consumer Financial Protection Act of 2010, the Federal Deposit Insurance Act, and other laws that regulate financial institutions and securities markets. Companion bill H.R. 2995, Financial Services and General Government Appropriations Act, 2016; H.R.22 - Fixing America's Surface Transportation Act (Federal Reserve Dividend.)

Issues related to Government Sponsored Enterprise (GSE); Federal Housing Finance Reform; Homeownership and responsible lending, HR 3192 Homebuyers Assistance Act; S.1711 A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, S.1356 National Defense Authorization Act for Fiscal Year 2016; and S. 2393 Foreclosure Relief and Extension for Servicemembers Act of 2015.

Issues related to: Anti-Money Laundering (AML); Regulator Relief; Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security, Department of Labor definition of fiduciary duty; Data Breach; Automobile Financing, Arbitration; Structure and Activities of the Office of Financial Research; S. 510 Bureau of Consumer Financial Protection-Inspector General Reform Act; S. 774 Financial Institutions Examination Fairness and Reform Act; H.R. 185 Regulatory Accountability Act; H.R. 601 Eliminate Privacy Notice Confusion Act; H.R.1233 Community Lending Enhancement and Regulatory Relief Act of 2015; H.R.37 Promoting Job Creation and Reducing Small Business Burdens Act; S.1484 Financial Regulatory Improvement Act of 2015; S. 961 The Data Security Act; H.R 2205 The Data Security Act; H.R.1550 Financial Stability Oversight Council Improvement Act of 2015; H.R 1266 Financial Product Safety Commission Act; Federal Reserve Dividend Revenue; H.R. 1090 Retail Investor Protection Act; S. 1484 Financial Regulatory Improvement Act; H.R. 3738, Office of Financial Research Accountability Act of 2015; H.R.4293, Affordable Retirement Advice Protection Act; H.R.4294, Strengthening Access to Valuable Education and Retirement Support Act (SAVERS Act) of 2015; S.2502, Affordable Retirement Advice Protection Act; S.2505, SAVERS Act of 2016; S.2497, Retail Investor Protection Act of 2016.Implications of the Federal Reserve dividend reduction section contained in PL 114-94, the Drive Act.

Issues related to Government Sponsored Enterprise (GSE); Federal Housing Finance Reform; Homeownership and responsible lending, HR 3192 Homebuyers Assistance Act; S.1711 A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, S.1356 National Defense Authorization Act for Fiscal Year 2016; and S. 2393 Foreclosure Relief and Extension for Servicemembers Act of 2015

Issues related to: Anti-Money Laundering (AML)/Regulator Relief; Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security/Annuities, Department of Labor definition of fiduciary duty; Data Breach; Government Sponsored Enterprise (GSE) Reform; Automobile, Arbitration fairness; Regulatory Restructuring; Structure and Activities of the Office of Financial Research; Implementation of Proprietary Trading and Funds Investment Restrictions of the Proposed Volcker Rule; S. 433 Currency Undervaluation Investigation Act; S. 510 Bureau of Consumer Financial Protection-Inspector General Reform Act; S. 774 Financial Institutions Examination Fairness and Reform Act; H.R. 185 Regulatory Accountability Act; H.R. 601 Eliminate Privacy Notice Confusion Act; S.423 Privacy Notice Modernization Act of 2015; H.R.1233 Community Lending Enhancement and Regulatory Relief Act of 2015; S.819 Export-Import Bank Reform and Reauthorization Act of 2015; S.824 Promoting U.S. Jobs Through Exports Act of 2015; H.R.1008 Increasing American Jobs Through More Exports Act; H.R. 1031 Promoting U.S. Jobs Through Exports Act of 2015; H.R.37 Promoting Job Creation and Reducing Small Business Burdens Act; S.1484 Financial Regulatory Improvement Act of 2015; S. 961 The Data Security Act; H.R 2205 The Data Security Act; H.R.1550 Financial Stability Oversight Council Improvement Act of 2015; H.R 1266 Financial Product Safety Commission Act; Federal Reserve Dividend Revenue provision contained in S. 1647, Developing a Reliable and Innovative Vision for the Economy (DRIVE) Act; H.R. 1090 Retail Investor Protection Act; Federal Reserve Dividend Revenue provision within H.R. 22 DRIVE Act - Senate highway funding; H.R. 2029, Consolidated Appropriations Act of 2016; S 1484 Financial Regulatory Improvement Act; H.R. 3738, Office of Financial Research Accountability Act of 2015

Issues related to Tax Extender Mortgage Debt Forgiveness Act; Mortgage Interest Reporting. Issues related to CBO 10 year budgets and scoring of retirement tax deferrals; S.1267 Trade Preferences Extension Act of 2015; H.Con.Res.27 Establishing the budget for the United States Government for fiscal year 2016 and setting forth appropriate budgetary levels for fiscal years 2017 through 2025; S.Con.Res.11 An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2016 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025

Issues related to Government Sponsored Enterprise (GSE) Reform; Federal Housing Finance Reform; Department of Labor (DoL)/Securities and Exchange Commission (SEC) decision on the definition of fiduciary duty; Servicemembers Civil Relief Act (SCRA) issues and provisions within the National Defense Authorization Act; H.R.240 Department of Homeland Security Appropriations Act, 2015; S.1484 Financial Regulatory Improvement Act of 2015; H.R.1735 National Defense Authorization Act for Fiscal Year 2016; S.1484 Financial Regulatory Improvement Act of 2015; H.R. 1090 Retail Investor Protection Act; H.R. 1550 Financial Stability Oversight Council Improvement Act of 2015; H.R. 2029, Consolidation Appropriations Act of 2016; H.R. 3738, Office of Financial Research Accountability Act of 2015

Issues related to: Congressional Budget Office (CBO) 10 year budgets and scoring of retirement tax deferrals; S. 1910, Financial Services and General Government Appropriations Act, 2016 and issues related to the Gramm-Leach-Bliley Act, the Federal Home Loan Bank Act, the Riegle Community Development and Regulatory Improvement Act of 1994, the Truth in Lending Act, the Consumer Financial Protection Act of 2010, the Federal Deposit Insurance Act, and other laws that regulate financial institutions and securities markets. Companion bill H.R. 2995, Financial Services and General Government Appropriations Act, 2016.

Issues related to: Flood Insurance; H.R.1550, To amend the Financial Stability Act of 2010 to improve the transparency of the Financial Stability Oversight Council, to improve the SIFI designation process, and for other purposes; H.R.1309, Systemic Risk Designation Improvement Act of 2015;S.1484 Financial Regulatory Improvement Act of 2015; H.R.141 Flood Insurance Premium Parity Act of 2015; H.R.1478 The Policy Holder Protection Act; S.1679 Flood Insurance Market Parity and Modernization Act; H.R 2901, Flood Insurance Market Parity and Modernization Act; H.R 1550 Financial Stability Oversight Council Improvement Act of 2015; H.R. 2141 International Insurance Standards Transparency and Policyholder Protection Act of 2015; S.1086 International Insurance Capital Standards Accountability Act; H.R.1090 Retail Investor Protection Act.

Issues related to: Data Breach/ID Theft/Spyware; Payment Fraud; Data Security Standards; H.R.189 Servicemember Foreclosure Protection Extension Act of 2015; H.R.601 Eliminate Privacy Notice Confusion Act; S.1484, Financial Regulatory Improvement Act; H.R 1266 Financial Product Safety Commission Act; H.R.1262 Consumer Right to Financial Privacy Act of 2015; S.812 CLEAR Relief Act of 2015; and issues related to the implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L.111-203); S.1484, Financial Services and General Government Appropriations Act, 2016 all provisions; S. 1910, Financial Services and General Government Appropriations Act 2016 and H.R.2995 the Financial Services and General Government Appropriations Act, 2016

Issues related to Tax Extender Mortgage Debt Forgiveness Act; Mortgage Interest Reporting. Issues related to CBO 10 year budgets and scoring of retirement tax deferrals; S.1267 Trade Preferences Extension Act of 2015; H.Con.Res.27 Establishing the budget for the United States Government for fiscal year 2016 and setting forth appropriate budgetary levels for fiscal years 2017 through 2025; S.Con.Res.11 An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2016 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025

H.R 636 America's Small Business Tax Relief Act; Issues related to: Congressional Budget Office (CBO) 10 year budgets and scoring of retirement tax deferrals; S. 1910, Financial Services and General Government Appropriations Act, 2016 and issues related to the Gramm-Leach-Bliley Act, the Federal Home Loan Bank Act, the Riegle Community Development and Regulatory Improvement Act of 1994, the Truth in Lending Act, the Consumer Financial Protection Act of 2010, the Federal Deposit Insurance Act, and other laws that regulate financial institutions and securities markets. Companion bill H.R. 2995, Financial Services and General Government Appropriations Act, 2016.

Issues related to Government Sponsored Enterprise (GSE) Reform; Federal Housing Finance Reform; Department of Labor (DoL)/Securities and Exchange Commission (SEC) decision on the definition of fiduciary duty; Servicemembers Civil Relief Act (SCRA) issues and provisions within the National Defense Authorization Act; H.R.240 Department of Homeland Security Appropriations Act, 2015; S.1484 Financial Regulatory Improvement Act of 2015; H.R.1735 National Defense Authorization Act for Fiscal Year 2016; S.1484 Financial Regulatory Improvement Act of 2015; H.R. 1090 Retail Investor Protection Act; H.R. 1550 Financial Stability Oversight Council Improvement Act of 2015.

H.R 30 Save American Workers Act; H.R 636 America's Small Business Tax Relief Act; Issues related to: Congressional Budget Office (CBO) 10 year budgets and scoring of retirement tax deferrals.

Issues related to Government Sponsored Enterprise (GSE); Federal Housing Finance Reform; Homeowner ship and responsible lending, H.R. 1491 Partnership to Strengthen Homeownership Act of 2015; H.R.685, The Mortgage Choice Act; S.1484 Financial Regulatory Improvement Act.

Issues related to Government Sponsored Enterprise (GSE) Reform; Federal Housing Finance Reform; Department of Labor (DoL)/Securities and Exchange Commission (SEC) decision on the definition of fiduciary duty; Soldiers Civil Relief Act (SCRA) issues and provisions within the National Defense Authorization Act; H.R.240 Department of Homeland Security Appropriations Act, 2015; S.1484 Financial Regulatory Improvement Act of 2015; H.R.1735 National Defense Authorization Act for Fiscal Year 2016; S.1484 Financial Regulatory Improvement Act of 2015.

Issues related to Tax Extender Mortgage Debt Forgiveness Act; Mortgage Interest Reporting. Issues related to CBO 10 year budgets and scoring of retirement tax deferrals; S.1267 Trade Preferences Extension Act of 2015; H.R 1295 Trade Preferences Extension Act of 2015; H.Con.Res.27 Establishing the budget for the United States Government for fiscal year 2016 and setting forth appropriate budgetary levels for fiscal years 2017 through 2025; S.Con.Res.11 An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 216 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025

Issues related to: Flood Insurance; H.R.1550, To amend the Financial Stability Act of 2010 to improve the transparency of the Financial Stability Oversight Council, to improve the SIFI designation process, and for other purposes; H.R.1309, Systemic Risk Designation Improvement Act of 2015;S.1484 Financial Regulatory Improvement Act of 2015; H.R.141 Flood Insurance Premium Parity Act of 2015; H.R.1478 The Policy Holder Protection Act; S. 1679 Flood Insurance Market Parity and Modernization Act; H.R 2901, Flood Insurance Market Parity and Modernization Act; H.R 1550 Financial Stability Oversight Council Improvement Act of 2015

Issues related to: Data Breach/ID Theft/Spyware; Internet Spyware; Social Security Number Protection; Social Security Verification; Fair Practices in Credit Cards; Payment Fraud; Data Security Standards; H.R.189 Servicemember Foreclosure Protection Extension Act of 2015; H.R.601 Eliminate Privacy Notice Confusion Act; S.1484, Financial Regulatory Improvement Act; H.R 1266 Financial Product Safety Commission Act; H.R.1262 Consumer Right to Financial Privacy Act of 2015; S.812 CLEAR Relief Act of 2015; and issues related to the implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L.111-203)

Issues related to Government Sponsored Enterprise (GSE) Reform; Federal Housing Finance Reform; Terrorism Risk Insurance Act Reauthorization; Department of Labor (DoL)/Securities and Exchange Commission (SEC) decision on the definition of fiduciary duty; Soldiers Civil Relief Act (SCRA) issues and provisions within the National Defense Authorization Act; H.R.240 Department of Homeland Security Appropriations Act, 2015.

Issues related to: Congressional Budget Office (CBO)10 year budgets and scoring of retirement tax deferrals.

Issues related to: Anti-Money Laundering (AML)/Regulator Relief; Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security/Annuities, Department of Labor definition of fiduciary duty; Data Breach; Government Sponsored Enterprise (GSE) Reform; Automobile, Arbitration fairness; Regulatory Restructuring; Structure and Activities of the Office of Financial Research; Implementation of Proprietary Trading and Funds Investments Restrictions of the Proposed Volcker Rule; S.254 Small Business Health Relief Act; S.433 Currency Undervaluation Investigation Act; S.698 Marketplace Fairness Act; S. 482 CFPB Examination and Reporting Threshold Act; S. 510 Bureau of Consumer Financial Protection-Inspector General Reform Act; S. 774 Financial Institutions Examination Fairness and Reform Act; H.R. 185 Regulatory Accountability Act; H.R. 527 Small Business Regulatory Flexibility Improvements Act; H.R. 601 Eliminate Privacy Notice Confusion Act; S.423 Privacy Notice Modernization Act of 2015; H.R.1233 Community Lending Enhancement and Regulatory Relief Act of 2015; S.819 Export-Import Bank Reform and Reauthorization Act of 2015; S.824 Promoting U.S. Jobs Through Exports Act of 2015; H.R. 1008 Increasing American Jobs Through More Exports Act; H.R. 1031 Promoting U.S. Jobs Through Exports Act of 2015; H.R.37 Promoting Job Creation and Reducing Small Business Burdens Act.

Issues related to Tax Extender Mortgage Debt Forgiveness Act; Mortgage Interest Reporting.

Data Breach / ID Theft / Spyware; Internet Spyware; Social Security Number Protection; Social Security Verification; Student Loans; Fair Practices in Credit Cards; National Defense Authorization Act; S.1982, Comprehensive Veterans Health and Benefits and Military Retirement Pay Restoration Act of 2014. Auto finance issues; Fair lending practices, SCRA Foreclosure Protection Extension, Mortgage Choice Act, Military Lending Act, Payment Security, Emerging Payments.Line 17 Continued: Consumer Financial Protection Bureau (CFPB)

Anti Money Laundering (AML)/Regulator Relief; Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security/Annuities, Department of Labor definition of fiduciary duty; Data Breach; H.R. 749, Eliminate Privacy Notice Confusion Act; S. 1927 Data Security Act of 2014; S.1193 Data Security and Breach Notification Act of 2013, H.R. 3211 Mortgage Choice Act of 2013; S. 1577 - Mortgage Choice Act, Fair Credit Reporting Act Changes.Government Sponsored Enterprise (GSE) Reform; Arbitration fairness; Regulatory Restructuring; Structure and Activities of the Office of Financial Research Implementation of Proprietary Trading and Funds Investments Restrictions of the Proposed Volcker Rule H.R. 1105, Small Business Capital Access & Job Preservation Act; H.R. 2457 - Basel III, The Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013 Line 17 Continued: Consumer Financial Protection Bureau (CFPB)

Financial Services and General Government appropriations; S. 1197 National Defense Authorization Act (NDAA) FY 2015; H.R. 2397 Defense Appropriations FY 2015. Specificially Servicemember Relief Act provisions of the NDAA.

Issues related to Government Sponsored Enterprise (GSE) Reform; Federal Housing Finance Reform; Terrorism Risk Insurance Act Reauthorization; Department of Defense (DoD) Authorization Bill H.R. 3304; Department of Labor (DoL)/Securities and Exchange (SEC) decision on the definition of fiduciary dutyContinued from line 17 Consumer Financial Protection Bureau

Issues related to Government Sponsored Enterprise (GSE) Reform; Federal Housing Finance Reform; Terrorism Risk Insurance Act Reauthorization; Department of Defense (DoD) Authorization Bill; Department of Labor (DoL)/Securities and Exchange (SEC) decision on the definition of fiduciary dutyContinued from line 17 Consumer Financial Protection Bureau

Flood Insurance; Reauthorization of Terrorism Risk Insurance Act;H.R. 41, National Flood Insurance Program; H.R. 2140, Insurance Capital & Accounting Standards Act; S.1369, a bill to provide additonal flexibility to the Board of Federal Reserve to establish capital standards; S.1202, clarify the application of certain leverage risk-based requirements under Dodd-Frank; H.R. 4871, TRIA Reform Act of 2014; S. 2244 Terrorism Risk Insurance Program Reauthorization Act of 2013Item 17. Add - Federal Housing Finance Agency

Financial Services and General Government appropriations; S. 1197 National Defense Authorization Act (NDAA) FY 2015; H.R. 2397 Defense Appropriations FY 2015. Specificially Servicemember Relief Act provisions of the NDAA.

Anti Money Laundering (AML)/Regulator Relief; Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security/Annuities, Department of Labor definition of fiduciary duty; ExIm Bank reauthorization; Data Breach; H.R. 749, Eliminate Privacy Notice Confusion Act; S. 1927 Data Security Act of 2014; S.1193 Data Security and Breach Notification Act of 2013Government Sponsored Enterprise (GSE) Reform; Automobile, Arbitration fairness; Regulatory Restructuring; Structure and Activities of the Office of Financial Research Implementation of Proprietary Trading and Funds Investments Restrictions of the Proposed Volcker Rule H.R. 1105, Small Business Capital Access & Job Preservation Act; H.R. 2457 - Basel III, The Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013 Export-Import Bank of the United States unified trade agreement between the banking industry and the European markets Line 17 Continued: Consumer Financial Protection Bureau (CFPB)

Issues related to Government Sponsored Enterprise (GSE) Reform; Federal Housing Finance Reform; Terrorism Risk Insurance Act Reauthorization; Department of Defense (DoD) Authorization Bill; Department of Labor (DoL)/Securities and Exchange (SEC) decision on the definition of fiduciary dutyContinued from line 17 Consumer Financial Protection Bureau

Anti Money Laundering (AML)/Regulator Relief; Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security/Annuities, Department of Labor definition of fiduciary duty; ExIm Bank reauthorization; Data Breach; H.R. 749, Eliminate Privacy Notice Confusion Act; S. 1927 Data Security Act of 2014; S.1193 Data Security and Breach Notification Act of 2013Government Sponsored Enterprise (GSE) Reform; Automobile, Arbitration fairness; Regulatory Restructuring; Structure and Activities of the Office of Financial Research Implementation of Proprietary Trading and Funds Investments Restrictions of the Proposed Volcker Rule H.R. 1105, Small Business Capital Access & Job Preservation Act; H.R. 2457 - Basel III, The Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013 Export-Import Bank of the United States unified trade agreement between the banking industry and the European markets Line 17 Continued: Consumer Financial Protection Bureau (CFPB)

Flood Insurance; Reauthorization of Terrorism Risk Insurance Act;H.R. 41, National Flood Insurance Program; H.R. 2140, Insurance Capital & Accounting Standards Act; S.1369, a bill to provide additonal flexibility to the Board of Federal Reserve to establish capital standards; S.1202, clarify the application of certain leverage risk-based requirements under Dodd-Frank; H.R. 4871 TRIA Reform Act of 2014; and S.2244, Terrorism Risk Insurance Program Reauthorization Act of 2013Item 17. Add - Federal Housing Finance Agency

Financial Services and General Government appropriations; H.R. 1960, National Defense Authorization Act FY 14, S. 1197 National Defense Authorization Act (NDAA) FY 2014; H.R. 2397 Defense Appropriations FY 2014. Specificially Servicemember Relief Act provisions of the NDAA.

Financial Services and General Government appropriations; H.R. 1960, National Defense Authorization Act FY 14, S. 1197 National Defense Authorization Act (NDAA) FY 2014; H.R. 2397 Defense Appropriations FY 2014. Specificially Servicemember Relief Act provisions of the NDAA.

Anti Money Laundering (AML)/Regulator Relief; Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security/Annuities, Department of Labor definition of fiduciary duty; Carried interest income; ExIm Bank reauthorization;Government Sponsored Enterprise (GSE) Reform; Automobile, Arbitration fairness; Nursing home arbitration; Regulatory Restructuring; Executive Compensation; Independent Foreclosure Review Proxy Access; Structure and Activities of the Office of Financial Research Implementation of Proprietary Trading and Funds Investments Restrictions of the Proposed Volcker Rule H.R. 1221, Basel III Capital Impact Study Act; H.R. 1341, Financial Competitive Act of 2013; H.R. 797, the Municipal Advisor Oversight Improvement Act of 2013; H.R. 1105, Small Business Capital Access & Job Preservation Act; H.R. 2374, The Retail Investor Protection Act; H.R. 2457 - Basel III, The Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013 Line 17 Continued: Consumer Financial Protection Bureau (CFPB)

Significant Tax Issues: Subpart f Exemption, Retirement; H.R.1029, No Loopholes in Social Security Taxes Act and S.500; Federal Tax Reform; H.R. 5267, Business Activity Tax Simplification Act of 2008 (BATSA); Tax Extender Mortgage Debt Forgivness Act;

Government Sponsored Enterprise (GSE) Reform; Federal Housing Finance Reform; Terrorism Risk Insurance Act Reauthorization; Farm Credit System, H.R. 821, Expansion of Serviceman Civil Relief Act; S.249, Responsible Homeowner Refinancing Act; Department of Defense (DoD) Authorization Bill; S. 1376 FHA Solvency Act; Department of Labor (DoL)/Securities and Exchange (SEC)decision on the definition of fiduciary dutyContinued from line 17 Consumer Financial Protection Bureau

Optional Federal Charter, Flood Insurance; Long Term Care; Reauthorization of Terrorism Risk Insurance Act; H.R. 1064, National Association of Registered Agents & Brokers Act and S.534; H.R. 41, National Flood Insurance Program; H.R. 2140, Insurance Capital & Accounting Standards Act; S.1369, a bill to provide additonal flexibility to the Board of Federal Reserve to establish capital standards; S.1202, clarify the application of certain leverage risk-based requirements under Dodd-Frank

Data Breach / ID Theft / Spyware; Internet Spyware; Social Security Number Protection; Non-prime/Anti-Predatory Lending; Social Security Verification; Employee Free choice; Student Loans; Fair Practices in Credit Cards; H.R. 1842 Military Family Home Protection Act; S. 1399 A Bill to Amend the Servicemembers Civil Relief ActLine 17 Continued: Consumer Financial Protection Bureau (CFPB)

Anti Money Laundering (AML)/Regulator Relief; Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security/Annuities, DoL definition of fiduciary duty; Carried interest income;Government Sponsored Enterprise (GSE) Reform; Automobile, Arbitration fairness; Nursing home arbitration; Regulatory Restructuring; Executive Compensation; Independent Foreclosure Review Proxy Access; Structure and Activities of the Office of Financial Research Implementation of Proprietary Trading and Funds Investments Restrictions of the Proposed Volcker Rule H.R. 1221, Basel III Capital Impact Study Act; H.R. 1341, Financial Competitive Act of 2013; H.R. 797, the Municipal Advisor Oversight Improvement Act of 2013; H.R. 1105, Small Business Capital Access & Job Preservation Act; H.R. 2374, The Retail Investor Protection Act; H.R. 2457 - Basel III, The Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013 Line 17 Continued: Consumer Financial Protection Bureau (CFPB)

Government Sponsored Enterprise (GSE); Federal Housing Finance Reform; Homeownership and responsible lending; Fair Mortgage Practices Act; Borrower Protection; H.R. 1077, the Consumer Mortgage Choice Act; S. 563, Jumpstart GSE Reform Act; S.249, Responsible Homeowner Refinancing Act; H.R. 2767 Protecting American Taxpayers & Homeowners Act of 2013; S. 1217 Housing Finance Reform & Taxpayer Protection Act of 2013; S. 1376 FHA Solvency Act; Biggert-Waters Flood Insurance Reform ActItem 17 Continued: the Federal Housing Finance Agency

Significant Tax Issues: Subpart f Exemption, Retirement; H.R.1029, No Loopholes in Social Security Taxes Act and S.500; Federal Tax Reform

Credit card, interchange fees, electronic payments networks and overdraft feesItem 17 Continued: Federal Agency contact includes the Consumer Financial Protection Bureau (CFPB)

Optional Federal Charter, Flood Insurance; Long Term Care; Reauthorization of Terrorism Risk Insurance Program; H.R. 1064, National Association of Registered Agents & Brokers Act and S.534; H.R. 41, National Flood Insurance Program; H.R. 2140, Insurance Capital & Accounting Standards Act

Significant Tax Issues: Subpart f/BAT/SILO, Subpart f Exemption, Retirement; H.R.1029, No Loopholes in Social Security Taxes Act and S.500; Federal Tax Reform

GSE Reform; Federal Housing Finance Reform; Homeownership and responsible lending; Fair Mortgage Practices Act; Borrower Protection; H.R. 1077, the Consumer Mortgage Choice Act; S. 563, Jumpstart GSE Reform Act; S.249, Responsible Homeowner Refinancing Act; H.R. 2767 Protecting American Taxpayers and Homeowners Act of 2013; S. 1217 Housing Finance Reform and Taxpayer Protection Act of 2013; S. 1376 FHA Solvency Act; Biggert-Waters Flood Insurance Reform ActItem 17 Continued: the Federal Housing Finance Agency

Credit card, interchange fees, electronic payments networks and overdraft feesItem 17 Continued: Federal Agency contact includes the Consumer Financial Protection Bureau (CFPB)

Financial Services and General Government appropriations; Fiscal Cliff (Sequestration and Expiration of 2010 Tax Cuts) FY 2013 Appropriations Budget; H.R. 1960 National Defense Authorization Act FY 14, S. 1197 National Defense Authorization Act FY 14; H.R. 2397 Defense Appropriations FY 14

Data Breach / ID Theft / Spyware; Internet Spyware; Social Security Number Protection; Non-prime/Anti-Predatory Lending; Social Security Verification; Employee Free choice; Student Loans; Fair Practices in Credit Cards; H.R. 1842 Military Family Home Protection Act; S. 1399 A Bill to Amend the Servicemembers Civil Relief ActLine 17 Continued: Consumer Financial Protection Bureau (CFPB)

AML/Regulator Relief; Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security/Annuities; Carried interest income;GSE Reform; Automobile, Arbitration fairness; Nursing home arbitration; Regulatory Restructuring; Executive Compensation; Independent Foreclosure Review Proxy Access; Structure and Activities of the Office of Financial Research Implementation of Proprietary Trading and Funds Investments Restrictions of the Proposed Volcker Rule H.R. 1221, Basel III Capital Impact Study Act; H.R. 1341, Financial Competitive Act of 2013; H.R. 797, the Municipal Advisor Oversight Improvement Act of 2013; H.R. 1105, Small Business Capital Access & Job Preservation Act; H.R. 2373, The Retail Investor Protection Act; H.R. 2457 - Basel III, The Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013 Line 17 Continued: Consumer Financial Protection Bureau (CFPB)

GSE Reform; Federal Housing Finance Reform; Homeownership and responsible lending; Fair Mortgage Practices Act; Borrower Protection; H.R. 1077, the Consumer Mortgage Choice Act; S. 563, Jumpstart GSE Reform Act; S.249, Responsible Homeowner Refinancing ActItem 17 Continued: the Federal Housing Finance Agency

GSE Reform; Federal Housing Finance Reform; Terrorism Insurance Reauthorization; Farm Credit System, H.R. 821, Expansion of Serviceman Civil Relief Act; S.249, Responsible Homeowner Refinancing Act; DoD Authorization Bill;

Data Breach / ID Theft / Spyware; Internet Spyware; Social Security Number Protection; Non-prime/Anti-Predatory Lending; Social Security Verification; Employee Free choice; Student Loans; Fair Practices in Credit Cards;Line 17 Continued: Consumer Financial Protection Bureau (CFPB)

Data Breach / ID Theft / Spyware; Internet Spyware; Social Security Number Protection; Non-prime/Anti-Predatory Lending; Social Security Verification; Employee Free choice; Student Loans; College Student Debt Relief; Unfair Practices in Credit Cards Credit Card holders Bill of Rights; Fairness in Nursing Home Arbitration Act; Fair Mortgage Practices; Borrower protection; Optional Federal Charter; Financial Literacy; H.R. 557, Consumer Financial Protection Oversight Act of 2011; H.R. 653, Financial Information Privacy Act; H.R. 1618, Produce the Note Act of 2011; H.R. 3075, Mobil Information Call Act of 2011; H.R. 2086, Medical Debt Responsibility Act; H.R. 4014, CFPB Privilege Bill regarding ATM disclosure; H.R. 6363, Credit Access and Inclusion Act; H.R. 300, Young Adult Financial Literacy Act, and H.R. 626, Financial Literacy for Youth Act Line 17 Continued: Consumer Financial Protection Bureau (CFPB)

AML/Regulator Relief; Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security/Annuities; Carried interest income; GSE Reform; Automobile, Arbitration fairness; Nursing home arbitration; Regulatory Restructuring; Executive Compensation; Independent Foreclosure Review Proxy Access; Structure and Activities of the Office of Financial Research Implementation of Proprietary Trading and Funds Investments Restrictions of the Proposed Volcker Rule S. 746, Dodd-Frank Repeal Act of 2011; H.R. 87, to Repeal the Dodd-Frank Wall Street Reform and Consumer Protection Act; H.R. 189, to Repeal the Troubled Asset Relief Program and Prevent Future Bailouts; H.R. 1539, Asset-Backed Market Stabilization Act of 2011; H.R. 1610, Business Risk Mitigation and Price Stabilization Act of 2011; H.R. 1062, Burdensome Data Collection Relief Act; H.R. 336, Interest Rate Reduction Act; H.R. 1667, Bureau of Consumer Financial Protection Transfer Clarification Act; H.R. 1723, Common Sense Economic Recovery Act; S. 2111, Cyber Crime Protection Security Act; H.R. 1838, Repeal of Dodd-Frank Swaps Pushout Provision; H.R. 370, PASS Act of 2011; H.R. 2827, Municipal Advisors Regulation' H.R. 5817, Eliminate Privacy Notice Confusion Act (amends Gram Leach Bliley Act) Line 17 Continued: Consumer Financial Protection Bureau (CFPB)

Optional Federal Charter, Flood Insurance; Long Term Care; Reauthorization of Terrorism Risk Insurance Program H.R. 700, to provide a moratorium on the issuance of flood insurance rate maps, to assist property owners in adapting to flood insurance rate map changes, and for other purposes; H.R. 898, to suspend flood insurance rate map updates in geographic areas in which certain levees are being repaired; H.R. 902, to amend the National Flood Insurance Act of 1968 to require the Administrator of the Federal Emergency Management Agency to consider reconstruction and improvement of flood protection systems when establishing flood insurance rates; H.R. 1026, Flood Insurance Reform Priorities Act of 2011;

GSE Reform; Federal Housing Finance Reform; Terrorism Insurance Reauthorization; Farm Credit System, H.R. 5929, Credit Availability Act

Significant Tax Issues: Subpart f/BAT/SILO, Subpart f Exemption, Retirement; H.R.462, Tax Code Termination Act;

Credit card, interchange fees and practices; H.R. 1081, Consumer Payment System Protection Act; S.575, Debit Interchange Fee Study Act of 2011; GSE Reform; H.R. 1182, GSE Bailout Eliminator and Taxpayer Protection Act and S. 693, H.R. 1489, Return to Prudent Banking Act of 2011, H.R. 1662, Bank Accessibility Act; H.R. 1754, Preserving Equal Access to Mortgage Finance Programs Act; H.R. 4014, S. 2099, Companion bills on CFPB Treatment of Supervisory Information; Item 17 Continued: Federal Agency contact includes the Consumer Financial Protection Bureau (CFPB)

GSE Reform; Federal Housing Finance Reform; Terrorism Insurance Reauthorization; Farm Credit System,

Financial Services and General Government appropriations; Fiscal Cliff (Sequestration and Expiration of 2010 Tax Cuts) S. 627,Budget Control Act of 2011; FY 2013 Appropriations Budget; H.R. 12, American Jobs Act

GSE Reform; Federal Housing Finance Reform; Homeownership and responsible lending; Fair Mortgage Practices Act; Borrower Protection; H.R. 363, Housing Opportunity and Mortgage Equity Act of 2011; H.R. 379, Community Partners Next Door Act of 2011; H.R. 627, Home Energy Loss Prevention Act; H.R. 762, Public Housing Reinvestment and Tenant Protection Act; H.R. 1131, Preventing Homeowners from Foreclosure Act of 2011; H.R. 1430, Flood Insurance Choice Act; H.R. 1453, Flood Insurance Fairness Act of 2011 H.R. 1859, Housing Finance Reform Act, S.1834, Residential Mortgage Market Privatization and Standardization Act of 2011 S.1963, Mortgage Finance Act of 2011 H.R.3644, Private Mortgage Market Investment Act S. 2250, Mortgage Forgiveness Tax Relief Act Item 17 Continued: the Federal Housing Finance Agency

Optional Federal Charter, Flood Insurance; Long Term Care; Reauthorization of Terrorism Risk Insurance Program H.R. 700, to provide a moratorium on the issuance of flood insurance rate maps, to assist property owners in adapting to flood insurance rate map changes, and for other purposes; H.R. 898, to suspend flood insurance rate map updates in geographic areas in which certain levees are being repaired; H.R. 902, to amend the National Flood Insurance Act of 1968 to require the Administrator of the Federal Emergency Management Agency to consider reconstruction and improvement of flood protection systems when establishing flood insurance rates; H.R. 1026, Flood Insurance Reform Priorities Act of 2011;

Data Breach / ID Theft / Spyware; Internet Spyware; Social Security Number Protection; Non-prime/Anti-Predatory Lending; Social Security Verification; Employee Free choice; Student Loans; College Student Debt Relief; Unfair Practices in Credit Cards Credit Card holders Bill of Rights; Fairness in Nursing Home Arbitration Act; Fair Mortgage Practices; Borrower protection; Optional Federal Charter; Financial Literacy; H.R. 557, Consumer Financial Protection Oversight Act of 2011; H.R. 653, Financial Information Privacy Act; H.R. 1618, Produce the Note Act of 2011; H.R. 3075, Mobil Information Call Act of 2011; H.R. 2086, Medical Debt Responsibility Act; H.R. 6363, Credit Access and Inclusion Act; H.R. 300, Young Adult Financial Literacy Act, and H.R. 626, Financial Literacy for Youth Act Line 17 Continued: Consumer Financial Protection Bureau (CFPB)

GSE Reform; Federal Housing Finance Reform; Homeownership and responsible lending; Fair Mortgage Practices Act; Borrower Protection; H.R. 363, Housing Opportunity and Mortgage Equity Act of 2011; H.R. 379, Community Partners Next Door Act of 2011; H.R. 627, Home Energy Loss Prevention Act; H.R. 762, Public Housing Reinvestment and Tenant Protection Act; H.R. 1131, Preventing Homeowners from Foreclosure Act of 2011; H.R. 1430, Flood Insurance Choice Act; H.R. 1453, Flood Insurance Fairness Act of 2011 H.R. 1859, Housing Finance Reform Act, S.1834, Residential Mortgage Market Privatization and Standardization Act of 2011 S.1963, Mortgage Finance Act of 2011 H.R.3644, Private Mortgage Market Investment Act Item 17 Continued: the Federal Housing Finance Agency

Credit card, interchange fees and practices; H.R. 1081, Consumer Payment System Protection Act; S.575, Debit Interchange Fee Study Act of 2011; GSE Reform; H.R. 1182, GSE Bailout Eliminator and Taxpayer Protection Act and S. 693, H.R. 1489, Return to Prudent Banking Act of 2011, H.R. 1662, Bank Accessibility Act; H.R. 1754, Preserving Equal Access to Mortgage Finance Programs Act; H.R. 4014, S. 2099, Companion bills on CFPB Treatment of Supervisory Information; Item 17 Continued: Federal Agency contact includes the Consumer Financial Protection Bureau (CFPB)

Data Breach / ID Theft / Spyware; Internet Spyware; Social Security Number Protection; Non-prime/Anti-Predatory Lending; Social Security Verification; Employee Free choice; Student Loans; College Student Debt Relief; Unfair Practices in Credit Cards Credit Card holders Bill of Rights; Fairness in Nursing Home Arbitration Act; Fair Mortgage Practices; Borrower protection; Optional Federal Charter; Financial Literacy; H.R. 557, Consumer Financial Protection Oversight Act of 2011; H.R. 653, Financial Information Privacy Act; H.R. 1618, Produce the Note Act of 2011; H.R. 3075, Mobil Information Call Act of 2011 Line 17 Continued: Consumer Financial Protection Bureau (CFPB)

Optional Federal Charter, Terrorism Insurance Reauthorization; Flood Insurance; Long Term Care; H.R. 700, to provide a moratorium on the issuance of flood insurance rate maps, to assist property owners in adapting to flood insurance rate map changes, and for other purposes; H.R. 898, to suspend flood insurance rate map updates in geographic areas in which certain levees are being repaired; H.R. 902, to amend the National Flood Insurance Act of 1968 to require the Administrator of the Federal Emergency Management Agency to consider reconstruction and improvement of flood protection systems when establishing flood insurance rates; H.R. 1026, Flood Insurance Reform Priorities Act of 2011;

Significant Tax Issues: Subpart f/BAT/SILO, Subpart f Exemption, Retirement; H.R.462, Tax Code Termination Act;

Financial Services and General Government appropriations; S. 627,Budget Control Act of 2011; FY 2013 Appropriations Budget

AML/Regulator Relief; Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security/Annuities; Carried interest income; GSE Reform; Automobile, Arbitration fairness; Nursing home arbitration; Regulatory Restructuring; Executive Compensation; Independent Foreclosure Review Proxy Access; Structure and Activities of the Office of Financial Research Implementation of Proprietary Trading and Funds Investments Restrictions of the Proposed Volcker Rule S. 746, Dodd-Frank Repeal Act of 2011; H.R. 87, to Repeal the Dodd-Frank Wall Street Reform and Consumer Protection Act; H.R. 189, to Repeal the Troubled Asset Relief Program and Prevent Future Bailouts; H.R. 1539, Asset-Backed Market Stabilization Act of 2011; H.R. 1610, Business Risk Mitigation and Price Stabilization Act of 2011; H.R. 1062, Burdensome Data Collection Relief Act; H.R. 336, Interest Rate Reduction Act; H.R. 1667, Bureau of Consumer Financial Protection Transfer Clarification Act; H.R. 1723, Common Sense Economic Recovery Act; S. 2111, Cyber Crime Protection Security Act H.R. 1838Repeal of Dodd-Frank Swaps Pushout Provision Line 17 Continued: Consumer Financial Protection Bureau (CFPB)

Significant Tax Issues: Subpart f/BAT/SILO, Subpart f Exemption, Retirement; H.R.462, Tax Code Termination Act;

Credit card, interchange fees and practices; H.R. 1081, Consumer Payment System Protection Act; S.575, Debit Interchange Fee Study Act of 2011; GSE Reform; H.R. 1182, GSE Bailout Eliminator and Taxpayer Protection Act and S. 693, H.R. 1489, Return to Prudent Banking Act of 2011, H.R. 1662, Bank Accessibility Act; H.R. 1754, Preserving Equal Access to Mortgage Finance Programs Act; H.R. 4014, S. 2099, Companion bills on CFPB Treatment of Supervisory Information

GSE Reform; Federal Housing Finance Reform; Terrorism Insurance Reauthorization; Farm Credit System,

Data Breach / ID Theft / Spyware; Internet Spyware; Social Security Number Protection; Non-prime/Anti-Predatory Lending; Social Security Verification; Employee Free choice; Student Loans; College Student Debt Relief; Unfair Practices in Credit Cards Credit Card holders Bill of Rights; Fairness in Nursing Home Arbitration Act; Fair Mortgage Practices; Borrower protection; Optional Federal Charter; Financial Literacy; H.R. 557, Consumer Financial Protection Oversight Act of 2011; H.R. 653, Financial Information Privacy Act; H.R. 1618, Produce the Note Act of 2011; H.R. 3075, Mobil Information Call Act of 2011 Line 17 Continued: Consumer Financial Protection Bureau (CFPB)

Credit card, interchange fees and practices; H.R. 1081, Consumer Payment System Protection Act; S.575, Debit Interchange Fee Study Act of 2011; GSE Reform; H.R. 1182, GSE Bailout Eliminator and Taxpayer Protection Act and S. 693, H.R. 1489, Return to Prudent Banking Act of 2011, H.R. 1662, Bank Accessibility Act; H.R. 1754, Preserving Equal Access to Mortgage Finance Programs Act; FSR lobbyists have had communications with Consumer Finance Protection Bureau on this issue.

GSE Reform; Federal Housing Finance Reform; Homeownership and responsible lending; Fair Mortgage Practices Act; Borrower Protection; H.R. 363, Housing Opportunity and Mortgage Equity Act of 2011; H.R. 379, Community Partners Next Door Act of 2011; H.R. 627, Home Energy Loss Prevention Act; H.R. 762, Public Housing Reinvestment and Tenant Protection Act; H.R. 1131, Preventing Homeowners from Foreclosure Act of 2011; H.R. 1430, Flood Insurance Choice Act; H.R. 1453, Flood Insurance Fairness Act of 2011 FSR lobbyists have had communications with Consumer Finance Protection Bureau on this issue.

Data Breach / ID Theft / Spyware; Internet Spyware Social Security Number Protection Non-prime/Anti-Predatory Lending; Social Security Verification; Employee Free choice; Student Loans; College Student Debt Relief; Unfair Practices in Credit Cards Credit Card holders Bill of Rights; Fairness in Nursing Home Arbitration Act; Fair Mortgage Practices; Borrower protection; Optional Federal Charter; Financial Literacy; H.R. 557, Consumer Financial Protection Oversight Act of 2011; H.R. 653, Financial Information Privacy Act; H.R. 1618, Produce the Note Act of 2011; H.R. 3075, Mobil Information Call Act of 2011 FSR lobbyists have had communications with Consumer Finance Protection Bureau on this issue.

Optional Federal Charter, Terrorism Insurance Reauthorization; Flood Insurance; Long Term Care; H.R. 700, to provide a moratorium on the issuance of flood insurance rate maps, to assist property owners in adapting to flood insurance rate map changes, and for other purposes; H.R. 898, to suspend flood insurance rate map updates in geographic areas in which certain levees are being repaired; H.R. 902, to amend the National Flood Insurance Act of 1968 to require the Administrator of the Federal Emergency Management Agency to consider reconstruction and improvement of flood protection systems when establishing flood insurance rates; H.R. 1026, Flood Insurance Reform Priorities Act of 2011; FSR lobbyists have had communications with Consumer Finance Protection Bureau on this issue.

GSE Reform; Federal Housing Finance Reform; Terrorism Insurance Reauthorization; Farm Credit System, FSR lobbyists have had communications with Consumer Finance Protection Bureau on this issue.

AML/Regulator Relief; Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security/Annuities; Carried interest income; GSE Reform; Automobile, Arbitration fairness; Nursing home arbitration; Regulatory Restructuring; Executive Compensation; Proxy Access; S. 746, Dodd-Frank Repeal Act of 2011; H.R. 87, to Repeal the Dodd-Frank Wall Street Reform and Consumer Protection Act; H.R. 189, to Repeal the Troubled Asset Relief Program and Prevent Future Bailouts; H.R. 1539, Asset-Backed Market Stabilization Act of 2011; H.R. 1610, Business Risk Mitigation and Price Stabilization Act of 2011; H.R. 1062, Burdensome Data Collection Relief Act; H.R. 336, Interest Rate Reduction Act; H.R. 1667, Bureau of Consumer Financial Protection Transfer Clarification Act; H.R. 1723, Common Sense Economic Recovery Act;

Significant Tax Issues: Subpart f/BAT/SILO, Subpart f Exemption,

Data Breach / ID Theft / Spyware; Internet Spyware Social Security Number Protection Non-prime/Anti-Predatory Lending; Social Security Verification; Employee Free choice; Student Loans; College Student Debt Relief; Unfair Practices in Credit Cards Credit Card holders Bill of Rights; Fairness in Nursing Home Arbitration Act; Fair Mortgage Practices; Borrower protection; Optional Federal Charter; Financial Literacy; H.R. 557, Consumer Financial Protection Oversight Act of 2011; H.R. 653, Financial Information Privacy Act; H.R. 1618, Produce the Note Act of 2011; H.R. 3075, Mobil Information Call Act of 2011

GSE Reform; Federal Housing Finance Reform; Terrorism Insurance Reauthorization; Farm Credit System,

GSE Reform; Federal Housing Finance Reform; Homeownership and responsible lending; Fair Mortgage Practices Act; Borrower Protection; H.R. 363, Housing Opportunity and Mortgage Equity Act of 2011; H.R. 379, Community Partners Next Door Act of 2011; H.R. 627, Home Energy Loss Prevention Act; H.R. 762, Public Housing Reinvestment and Tenant Protection Act; H.R. 1131, Preventing Homeowners from Foreclosure Act of 2011; H.R. 1430, Flood Insurance Choice Act; H.R. 1453, Flood Insurance Fairness Act of 2011

Optional Federal Charter; Terrorism Insurance Reauthorization; Flood Insurance; Long Term Care; S. 637 Earthquake Insurance Affordability Act, S.1284 A bill to amend the National Flood Insurance Act of 1968 to require the Administrator of the Federal Emergency Management Agency to consider reconstruction and improvement of flood protection systems when establishing flood insurance rates. H.R. 435 National Flood Insurance Program Termination Act H.R. 700, To provide a moratorium on the issuance of flood insurance rate maps, to assist property owners in adapting to flood insurance rate map changes, and for other purposes; H.R. 898, To suspend flood insurance rate map updates in geographic areas in which certain levees are being repaired.; H.R 902, To amend the National Flood Insurance Act of 1968 to require the Administrator of the Federal Emergency; Management Agency to consider reconstruction and improvement of flood protection systems when establishing flood insurance rates; H.R 1026, Flood Insurance Reform Priorities Act of 2011

Data Breach / ID Theft / Spyware; Internet Spyware; Social Security Number Protection; Non-prime/Anti-Predatory Lending; Social Security Verification; Employee Free choice; Student Loans; College Student Debt Relief; Unfair Practices in Credit Cards Credit Card holders Bill of Rights; Fairness in Nursing Home Arbitration Act; Fair Mortgage Practices; Borrower protection; Optional Federal Charter; Financial Literacy; H.R. 557, Consumer Financial Protection Oversight Act of 2011; H.R. 653, Financial Information Privacy Act; H.R 1618, Produce the Note Act of 2011; H.R. 3075, Mobil Information Call Act of 2011;

AML/Regulator Relief; Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security/Annuities; Carried interest income; GSE Reform; Automobile, Arbitration fairness; Nursing home arbitration; Regulatory Restructuring; Executive Compensation; Proxy Access; S.746, Dodd-Frank Repeal Act of 2011; H.R. 87, To Repeal the Dodd-Frank Wall Street Reform and Consumer Protection Act; H.R. 189, To Repeal the Troubled Asset Relief Program and Prevent Future Bailouts; H.R. 1539, Asset-Backed Market Stabilization Act of 2011; H.R. 1610, Business Risk Mitigation and Price Stabilization Act of 2011; H.R. 1062, Burdensome Data Collection Relief Act; H.R. 336, Interest Rate Reduction Act; H.R. 1667, Bureau of Consumer Financial Protection Transfer Clarification Act.; H.R. 1723, Common Sense Economic Recovery Act;

Credit card, interchanges fees and practices; H.R. 1081, Consumer Payment System Protection Act; S. 575, Debit Interchange Fee Study Act of 2011; GSE Reform; H.R. 1182, GSE Bailout Eliminator and Taxpayer Protection Act and S.693. S.575, Debit Interchange Fee Study Act of 2011, H.R 1489, Return to Prudent Banking Act of 2011, H.R. 1662, Bank Accessibility Act; H.R. 1754, Preserving Equal Access to Mortgage Finance Programs Act; H.R. 1754, Preserving Equal Access to Mortgage Finance Programs Act

Significant Tax Issues: Subpart f/BAT/SILO, Subpart f Exemption,

AML/Regulator Relief; Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security/Annuities; Carried interest income; GSE Reform; Automobile, Arbitration fairness; Nursing home arbitration; Regulatory Restructuring; Executive Compensation; Proxy Access; S.746 Dodd-Frank Repeal Act of 2011, H.R. 87 To Repeal the Dodd-Frank Wall Street Reform and Consumer Protection Act H.R. 189 To Repal the Troubled Asset RElief Program and Prevent Future Bailouts H.R. 1539 Asset-Backed Market Stabilization Act of 2011 H.R. 1610 Business Risk Mitigation and Price Stabilization Act of 2011 H.R. 1062: Burdensome Data Collection Relief Act H.R. 336 Interest Rate Reducation Act H.R. 1667 Bureau of Consumer Financial Protection Transfer Clarificiation Act. H.R. 1723 Common Sense Economic Recovery Act

Significant Tax Issues: Subpart f/BAT/SILO, Subpart f Exemption,

Credit card, interchanges fees and practices; H.R. 1081, Consumer Payment System Protection Act; S. 575, Debit Interchange Fee Study Act of 2011; GSE Reform; H.R. 1182, GSE Bailout Eliminator and Taxpayer Protection Act and S.693. S.575 Debit Interchange Fee Study Act of 2011, H.R 1489 Return to Prudent Banking Act of 2011, H.R. 1662 Bank Accessibility Act, H.R. 1754 Preserving Equal Access to Mortgage Finance Programs Act

GSE Reform; Federal Housing Finance Reform; Terrorism Insurance Reauthorization; Farm Credit System; S.737 Responsible Consumer Financial Protection Regulations Act of 2011, H.R. 1754 Preserving Equal Access to Mortgage Finance Programs Act of 2011, H.R. 1121 Responsible Consumer Financial Protection Regulations Act of 2011, H.R. 1315 Consumer Financial Protection Safety and Soundness Improvement Act of 2011,

GSE Reform; Federal Housing Finance Reform; Homeownership and responsible lending; Fair Mortgage Practices Act; Borrower Protection; S. 317 Affordable Housing Preservation Act, S. 488 Reduce Excessive Interest Payments Act, S.489 Preserving Homes and Communities Act of 2011, S. 527 HAMP Termination Act of 2011, S.690 Homeowner Advocate Act of 2011, S.824 Forcelosure Fraud and Homeowner Abuse Prevention Act of 2011, S.967 Regulation of Mortgage Servicing Act of 201 H.R. 363 Housing Opportunity and Mortgage Equity Act of 2011 H.R. 379 Community Partners Next Door Act of 2011 H.R. 627 Home Energy Loss Prevention Act H.R. 762 Public Housing Reinvestment and Tenant Protection Act H.R. 1131 Preventing Homeowners from Foreclosure Act of 2011 H.R. 1430 Flood Insurance Choice Act H.R. 1453 Flood Insurance Fairness Act of 2011

Significant Tax Issues: Subpart f/BAT/SILO, Subpart f Exemption,

Credit card, interchanges fees and practices; H.R. 1081, Consumer Payment System Protection Act; S. 575, Debit Interchange Fee Study Act of 2011; GSE Reform; H.R. 1182, GSE Bailout Eliminator and Taxpayer Protection Act and S.693.

GSE Reform; Federal Housing Finance Reform; Terrorism Insurance Reauthorization; Farm Credit System,

AML/Regulator Relief; Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security/Annuities; Carried interest income; GSE Reform; Automobile, Arbitration fairness; Nursing home arbitration; Regulatory Restructuring; Executive Compensation; Proxy Access;

Optional Federal Charter, Terrorism Insurance Reauthorization; Flood Insurance; Long Term Care; H.R. 1880, To establish a system of regulation and supervision for insurers, agencies, and producers; chartered or licensed under federal law that ensures the stability & financial integrity; H.R. 2609, Insurance Information Act of 2009; H.R. 2544, National Association of Registered Agents and Brokers Reform Act of 2009; H.R. 3139, National Flood Insurance Program Extension; H.R. 1525, To Amend the National Flood Insurance Act of 1968 to require the Administrator of the Federal Emergency Management Agency to consider reconstruction and improvement of flood protection systems when establishing flood insurance rates; H.R. 2751, Nonadmitted & Reinsurance Reform Act of 2009; H.R. 3126, Consumer Financial Protection Agency Act of 2009; H.R. 3596/S.1681, Health Insurance Industry Antitrust Enforcement Act of 2009; H.R. 4173, to provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes; S.3347, A bill to extend the National Flood Insurance Program through December 31, 2010; H.R.5650, To extend the National Flood Insurance Program to May 31, 2011; H.R.5559, Flood Insurance Fairness Act of 2010; H.R.5255, Stable Flood Insurance Authorization Act of 2010; H.R.5114, Flood Insurance Reform Priorities Act of 2010; H.R.5569, National Flood Insurance Program Extension Act of 2010; S. 3814, National Flood Insurance Program

GSE Reform; Federal Housing Finance Reform; Terrorism Insurance Reauthorization; Farm Credit System,

Significant Tax Issues: Subpart f/BAT/SILO, Subpart f Exemption,

Credit card, interchanges fees and practices GSE Reform Govt Purchase Card S.Credit Card Fair Fee Act Regulatory Restructuring; FDIC Assessments; S. 73, a bill to establish a systematic mortgage modification program at the FDIC; S. 895, a bill which included a provision known as "cram-down" of primary mortgages; H.R. 37, a bill to establish a systematic mortgage modification program at the FDIC; H.R. 627, Credit Cardholders' Bill of Rights Act of 2009; H.R. 1106, prevent mortgage foreclosures and enhance mortgage credit availability; H.R. 2309, The Consumer Credit and Debt Protection Act of 2009; H.R. 2382, Credit Card Interchange Fees Act of 2009; H.R. 2897, Bank Accountability and Risk Assessment Act of 2009; H.R. 3126, Consumer Financial Protection Agency Act of 2009; H.R. 3269, Corporate and Financial Institution Compensation Fairness Act of 2009; S. 1074, Shareholder Bill of Rights Act of 2009; H.R. 4173, to provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes; H.R.5038, Fair Access to Credit and Job Creation Act of 2010; H.R.5159, Safe, Accountable, Fair, and Efficient Banking Act of 2010; H.R.5502, To amend the effective date of the gift card provisions of the Credit Card Accountability Responsibility and Disclosure Act of 2009; H.AMDT.697 to H.R.5297small banks to amortize losses on commercial real estate loans over a 10-year period, freeing up more capital for these small institutions to lend to small businesses; H.R. 3639 and S. 1833, the Expedited CARD Reform for Consumers Act; S. 1927, Credit Card Rate Freeze Act of 2009; S. 1799, The Fairness and Accountability in Receiving Overdraft Coverage Act; H.R. 2221, Data Accountability and Trust Act; H.R. 5297, Small Business Jobs and Credit Act H.R. 5680, Predatory Lending Sunset Act H.R. 6225, Permanent End to TARP Act

AML/Regulator Relief; Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security/Annuities; Carried interest income; GSE Reform; Automobile, Arbitration fairness; Nursing home arbitration; Regulatory Restructuring; Executive Compensation; Proxy Access; H.R. 977, Derivatives Markets Transparency and Accountability Act of 2009; H.R. 2378, Currency Reform for Fair Trade Act H.R. 3126, Consumer Financial Protection Agency Act of 2009; H.R. 3153, Transparent Markets Act of 2009 H.R. 3763, Amend Fair Credit Reporting Act; S. Liability for Aiding and Abetting Securities Violations Act of 2009; H.R. 3214, Rating Accountability and Transparency Enhancement Act of 2009; H.R. 4173, to provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes; Federal Housing Finance Reform; Terrorism Insurance Reauthorization; Farm Credit ; H.R. 5924, SEC Freedom of Information Restoration Act; H.R. 6038, Financial Industry Transparency Act

Data Breach / ID Theft / Spyware; Internet Spyware Social Security Number Protection Non-prime/Anti-Predatory Lending; Social Security Verification; Employee Free choice; Student Loans; College Student Debt Relief; Unfair Practices in Credit Cards Credit Card holders Bill of Rights; Fairness in Nursing Home Arbitration Act; Fair Mortgage Practices; Borrower protection; Optional Federal Charter; H.R. 627, the "Credit Cardholders' Bills of Rights Act of 2009" H.R. 2221, the "Data Accountability and Trust Act" H.R. 1409, Employee Free Choice Act of 2009; H.R. 2592, Safe Building Code Incentive Act; H.R. 3149, Equal Employment for All Act H.R. 3435, Cash for Clunkers program; H.R. 4173, to provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes; H.R.5047, Taxpayer Bill of Rights Act of 2010; H.R. 5458, Student Loan Protection Act H.R. 5693, Taxpayer Abuse Prevention Act H.R. 5743, Protecting Homeowners' Credit History Act of 2010

AML/Regulator Relief; Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security/Annuities; Carried interest income; GSE Reform; Automobile, Arbitration fairness; Nursing home arbitration; Regulatory Restructuring; Executive Compensation; Proxy Access; H.R. 977, Derivatives Markets Transparency and Accountability Act of 2009; H.R. 2378, Currency Reform for Fair Trade Act H.R. 3126, Consumer Financial Protection Agency Act of 2009; H.R. 3153, Transparent Markets Act of 2009 H.R. 3763, Amend Fair Credit Reporting Act; S. Liability for Aiding and Abetting Securities Violations Act of 2009; H.R. 3214, Rating Accountability and Transparency Enhancement Act of 2009; H.R. 4173, to provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes; Federal Housing Finance Reform; Terrorism Insurance Reauthorization; Farm Credit ; H.R. 5924, SEC Freedom of Information Restoration Act; H.R. 6038, Financial Industry Transparency Act

GSE Reform; Federal Housing Finance Reform; Homeownership and responsible lending; Fair Mortgage Practices Act; Borrower Protection; S. 895, Helping Families Save Their Homes Act of 2009; H.R. 1728, a bill to amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans; H.R. 1106, prevent mortgage foreclosures and enhance mortgage credit availability; H.R. 1903, Responsible Homeowners Act of 2009; S. 1731, Foreclosure Prevention and Assistance Act; S. 1230, Home Buyer Tax Credit Act of 2009; H.R.5391, Federal Housing Finance Oversight Board Increased Transparency Act of 2010; H.R.5017, Rural Housing Preservation and Stabilization Act of 2010; H.R. 5941, Anti-Redlining and Anti-Mortgage Fraud Act H.R. 6218, Housing Opportunity and Mortgage Equity Act

Significant Tax Issues: Subpart f/BAT/SILO, Subpart f Exemption,

Optional Federal Charter, Terrorism Insurance Reauthorization; Flood Insurance; Long Term Care; H.R. 1880, To establish a system of regulation and supervision for insurers, agencies, and producers; chartered or licensed under federal law that ensures the stability & financial integrity; H.R. 2609, Insurance Information Act of 2009; H.R. 2544, National Association of Registered Agents and Brokers Reform Act of 2009; H.R. 3139, National Flood Insurance Program Extension; H.R. 1525, To Amend the National Flood Insurance Act of 1968 to require the Administrator of the Federal Emergency Management Agency to consider reconstruction and improvement of flood protection systems when establishing flood insurance rates; H.R. 2751, Nonadmitted & Reinsurance Reform Act of 2009; H.R. 3126, Consumer Financial Protection Agency Act of 2009; H.R. 3596/S.1681, Health Insurance Industry Antitrust Enforcement Act of 2009; H.R. 4173, to provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes; S.3347, A bill to extend the National Flood Insurance Program through December 31, 2010; H.R.5650, To extend the National Flood Insurance Program to May 31, 2011; H.R.5559, Flood Insurance Fairness Act of 2010; H.R.5255, Stable Flood Insurance Authorization Act of 2010; H.R.5114, Flood Insurance Reform Priorities Act of 2010; H.R.5569, National Flood Insurance Program Extension Act of 2010; S. 3814, National Flood Insurance Program

GSE Reform; Federal Housing Finance Reform; Homeownership and responsible lending; Fair Mortgage Practices Act; Borrower Protection; S. 895, Helping Families Save Their Homes Act of 2009; H.R. 1728, a bill to amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans; H.R. 1106, prevent mortgage foreclosures and enhance mortgage credit availability; H.R. 1903, Responsible Homeowners Act of 2009; S. 1731, Foreclosure Prevention and Assistance Act; S. 1230, Home Buyer Tax Credit Act of 2009; H.R.5391, Federal Housing Finance Oversight Board Increased Transparency Act of 2010; H.R.5017, Rural Housing Preservation and Stabilization Act of 2010;

AML/Regulator Relief; Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security /Annuities; Carried interest income; GSE Reform; Automobile, Arbitration fairness; Nursing home arbitration; Regulatory Restructuring; Executive Compensation; Proxy Access; H.R. 977, Derivatives Markets Transparency and Accountability Act of 2009; H.R. 3126, Consumer Financial Protection Agency Act of 2009; H.R. 3153, Transparent Markets Act of 2009 H.R. 3763, Amend Fair Credit Reporting Act; S. Liability for Aiding and Abetting Securities Violations Act of 2009; H.R. 3214, Rating Accountability and Transparency Enhancement Act of 2009; H.R. 4173, to provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes; Federal Housing Finance Reform; Terrorism Insurance Reauthorization; Farm Credit;

Optional Federal Charter, Terrorism Insurance Reauthorization, Flood Insurance, Long Term Care. H.R. 1880, To establish a system of regulation and supervision for insurers, agencies, and producers; chartered or licensed under federal law that ensures the stability & financial integrity; H.R. 2609, Insurance Information Act of 2009; H.R. 2544, National Association of Registered Agents and Brokers Reform Act of 2009; H.R. 3139, National Flood Insurance Program Extension; H.R. 1525, To Amend the National Flood Insurance Act of 1968 to require the Administrator of the Federal Emergency Management Agency to consider reconstruction and improvement of flood protection systems when establishing flood insurance rates; H.R. 2751, Nonadmitted & Reinsurance Reform Act of 2009; H.R. 3126, Consumer Financial Protection Agency Act of 2009; H.R. 3596/S.1681, Health Insurance Industry Antitrust Enforement Act of 2009; H.R. 4173, to provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes; S.3347, A bill to extend the National Flood Insurance Program through December 31, 2010; H.R.5650, To extend the National Flood Insurance Program to May 31, 2011; H.R.5559, Flood Insurance Fairness Act of 2010; H.R.5255, Stable Flood Insurance Authorization Act of 2010; H.R.5114, Flood Insurance Reform Priorities Act of 2010; H.R.5569, National Flood Insurance Program Extension Act of 2010;

Significant Tax Issues: Subpart f/BAT/SILO, Subpart f Exemption,

Credit card, interchanges fees and practices GSE Reform Govt Purchase Card S.Credit Card Fair Fee Act Regulatory Restructuring; FDIC Assessments; S. 73, a bill to establish a systematic mortgage modification program at the FDIC; S. 895, a bill which included a provision known as "cram-down" of primary mortgages; H.R. 37, a bill to establish a systematic mortgage modification program at the FDIC; H.R. 627, Credit Cardholders' Bill of Rights Act of 2009; H.R. 1106, prevent mortgage foreclosures and enhance mortgage credit availability; H.R. 2309, The Consumer Credit and Debt Protection Act of 2009; H.R. 2382, Credit Card Interchange Fees Act of 2009; H.R. 2897, Bank Accountability and Risk Assessment Act of 2009; H.R. 3126, Consumer Financial Protection Agency Act of 2009; H.R. 3269, Conporate and Financial Institution Compensation Fairness Act of 2009; S. 1074, Shareholder Bill of Rights Act of 2009; H.R. 4173, to provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes; H.R.5038, Fair Access to Credit and Job Creation Act of 2010; H.R.5159, Safe, Accountable, Fair, and Efficient Banking Act of 2010; H.R.5502, To amend the effective date of the gift card provisions of the Credit Card Accountability Responsibility and Disclosure Act of 2009; H.AMDT.697 to H.R.5297small banks to amortize losses on commercial real estate loans over a 10-year period, freeing up more capital for these small institutions to lend to small businesses; H.R. 3639 and S. 1833, the Expedited CARD Reform for Consumers Act; S. 1927, Credit Card Rate Freeze Act of 2009; S. 1799, The Fairness and Accountability in Receiving Overdraft Coverage Act; H.R. 2221, Data Accountability and Trust Act;

AML/Regulator Relief; Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security /Annuities; Carried interest income; GSE Reform; Automobile, Arbitration fairness; Nursing home arbitration; Regulatory Restructuring; Executive Compensation; Proxy Access; H.R. 977, Derivatives Markets Transparency and Accountability Act of 2009; H.R. 3126, Consumer Financial Protection Agency Act of 2009; H.R. 3153, Transparent Markets Act of 2009 H.R. 3763, Amend Fair Credit Reporting Act; S. Liability for Aiding and Abetting Securities Violations Act of 2009; H.R. 3214, Rating Accountability and Transparency Enhancement Act of 2009; H.R. 4173, to provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes

Optional Federal Charter, Terrorism Insurance Reauthorization, Flood Insurance, Long Term Care. H.R. 1880, To establish a system of regulation and supervision for insurers, agencies, and producers; chartered or licensed under federal law that ensures the stability & financial integrity; H.R. 2609, Insurance Information Act of 2009; H.R. 2544, National Association of Registered Agents and Brokers Reform Act of 2009; H.R. 3139, National Flood Insurance Program Extension; H.R. 1525, To Amend the National Flood Insurance Act of 1968 to require the Administrator of the Federal Emergency Management Agency to consider reconstruction and improvement of flood protection systems when establishing flood insurance rates; H.R. 2751, Nonadmitted & Reinsurance Reform Act of 2009; H.R. 3126, Consumer Financial Protection Agency Act of 2009; H.R. 3596/S.1681, Health Insurance Industry Antitrust Enforement Act of 2009; H.R. 4173, to provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes

GSE Reform, Federal Housing Finance Reform; Homeownership and responsible lending; Fair Mortgage Practices Act; Borrower Protection; S. 895, Helping Families Save Their Homes Act of 2009; H.R. 1728, a bill to amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans; H.R. 1106, prevent mortgage foreclosures and enhance mortgage credit availability; H.R. 1903, Responsible Homeowners Act of 2009; S. 1731, Foreclosure Prevention and Assistance Act; S. 1230, Home Buyer Tax Credit Act of 2009

Data Breach / ID Theft / Spyware; Internet Spyware Social Security Number Protection Non-prime/Anti-Predatory Lending; Social Security Verification; Employee Free choice; Student Loans; College Student Debt Relief; Unfair Practices in Credit Cards Credit Card holders Bill of Rights; Fairness in Nursing Home Arbitration Act; Fair Mortgage Practices; Borrower protection; Optional Federal Charter; H.R. 627, the "Credit Cardholders' Bills of Rights Act of 2009" H.R. 2221, the "Data Accountability and Trust Act" H.R. 1409, Employee Free Choice Act of 2009; H.R. 2592, Safe Building Code Incentive Act; H.R. 3435, Cash for Clunkers program; H.R. 4173, to provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes

GSE Reform; Federal Housing Finance Reform; Terrorism Insurance Reauthorization; Farm Credit System,

GSE Reform, Federal Housing Finance Reform; Homeownership and responsible lending; Fair Mortgage Practices Act; Borrower Protection; S. 895, Helping Families Save Their Homes Act of 2009; H.R. 1728, a bill to amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans; H.R. 1106, prevent mortgage foreclosures and enhance mortgage credit availability; H.R. 1903, Responsible Homeowners Act of 2009; S. 1731, Foreclosure Prevention and Assistance Act; S. 1230, Home Buyer Tax Credit Act of 2009

GSE Reform; Federal Housing Finance Reform; Terrorism Insurance Reauthorization; Farm Credit System,

Data Breach / ID Theft / Spyware; Internet Spyware Social Security Number Protection Non-prime/Anti-Predatory Lending; Social Security Verification; Employee Free choice; Student Loans; College Student Debt Relief; Unfair Practices in Credit Cards Credit Card holders Bill of Rights; Fairness in Nursing Home Arbitration Act; Fair Mortgage Practices; Borrower protection; Optional Federal Charter; H.R. 627, the "Credit Cardholders' Bills of Rights Act of 2009" H.R. 2221, the "Data Accountability and Trust Act" H.R. 1409, Employee Free Choice Act of 2009; H.R. 2592, Safe Building Code Incentive Act; H.R. 3435, Cash for Clunkers program;

Significant Tax Issues: Subpart f/BAT/SILO, Subpart f Exemption,

AML/Regulator Relief; Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security /Annuities; Carried interest income; GSE Reform; Automobile, Arbitration fairness; Nursing home arbitration; Regulatory Restructuring; Executive Compensation; Proxy Access; H.R. 977, Derivatives Markets Transparency and Accountability Act of 2009; H.R. 3126, Consumer Financial Protection Agency Act of 2009; H.R. 3153, Transparent Markets Act of 2009 H.R. 3763, Amend Fair Credit Reporting Act; S. Liability for Aiding and Abetting Securities Violations Act of 2009; H.R. 3214, Rating Accountability and Transparency Enhancement Act of 2009; H.R. 4173, to provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes

Data Breach / ID Theft / Spyware; Internet Spyware Social Security Number Protection Non-prime/Anti-Predatory Lending; Social Security Verification; Employee Free choice; Student Loans; College Student Debt Relief; Unfair Practices in Credit Cards Credit Card holders Bill of Rights; Fairness in Nursing Home Arbitration Act; Fair Mortgage Practices; Borrower protection; Optional Federal Charter; H.R. 627, the "Credit Cardholders' Bills of Rights Act of 2009" H.R. 2221, the "Data Accountability and Trust Act" H.R. 1409, Employee Free Choice Act of 2009; H.R. 2592, Safe Building Code Incentive Act; H.R. 3435, Cash for Clunkers program;

Credit card, interchanges fees and practices GSE Reform Govt Purchase Card S.Credit Card Fair Fee Act Regulatory Restructuring; FDIC Assessments; S. 73, a bill to establish a systematic mortgage modification program at the FDIC; S. 895, a bill which included a provision known as "cram-down" of primary mortgages; H.R. 37, a bill to establish a systematic mortgage modification program at the FDIC; H.R. 627, Credit Cardholders' Bill of Rights Act of 2009; H.R. 1106, prevent mortgage foreclosures and enhance mortgage credit availability; H.R. 2309, The Consumer Credit and Debt Protection Act of 2009; H.R. 2382, Credit Card Interchange Fees Act of 2009; H.R. 2897, Bank Accountability and Risk Assessment Act of 2009; H.R. 3126, Consumer Financial Protection Agency Act of 2009; H.R. 3269, Conporate and Financial Institution Compensation Fairness Act of 2009; S. 1074, Shareholder Bill of Rights Act of 2009

GSE Reform, Federal Housing Finance Reform; Homeownership and responsible lending; Fair Mortgage Practices Act; Borrower Protection; S. 895, Helping Families Save Their Homes Act of 2009; H.R. 1728, a bill to amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans; H.R. 1106, prevent mortgage foreclosures and enhance mortgage credit availability; H.R. 1903, Responsible Homeowners Act of 2009; S. 1731, Foreclosure Prevention and Assistance Act; S. 1230, Home Buyer Tax Credit Act of 2009

Optional Federal Charter, Terrorism Insurance Reauthorization, Flood Insurance, Long Term Care. H.R. 1880, To establish a system of regulation and supervision for insurers, agencies, and producers; chartered or licensed under federal law that ensures the stability & financial integrity; H.R. 2609, Insurance Information Act of 2009; H.R. 2544, National Association of Registered Agents and Brokers Reform Act of 2009; H.R. 3139, National Flood Insurance Program Extension; H.R. 1525, To Amend the National Flood Insurance Act of 1968 to require the Administrator of the Federal Emergency Management Agency to consider reconstruction and improvement of flood protection systems when establishing flood insurance rates; H.R. 2751, Nonadmitted & Reinsurance Reform Act of 2009; H.R. 3126, Consumer Financial Protection Agency Act of 2009; H.R. 3596/S.1681, Health Insurance Industry Antitrust Enforement Act of 2009

GSE Reform, Federal Housing Finance Reform; Homeownership and responsible lending; Fair Mortgage Practices Act, Borrower Protection; S. 895, Helping Families Save Their Homes Act of 2009; H.R. 1728, a bill to amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans; H.R. 1106, prevent mortgage foreclosures and enhance mortgage credit availability; H.R. 1903, Responsible Homeowners Act of 2009

Data Breach / ID Theft / Spyware; Internet Spyware Social Security Number Protection Non-prime/Anti-Predatory Lending; Social Security Verification; Employee Free choice; Student Loans; College Student Debt Relief; Unfair Practices in Credit Cards Credit Card holders Bill of Rights; Fairness in Nursing Home Arbitration Act; Fair Mortgage Practices; Borrower protection; Optional Federal Charter; H.R. 627, the "Credit Cardholders' Bills of Rights Act of 2009" H.R. 2221, the "Data Accountability and Trust Act" H.R. 1409, Employee Free Choice Act of 2009

AML/Regulator Relief; Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security /Annuities; Carried interest income; GSE Reform; Automobile, Arbitration fairness; Nursing home arbitration; Regulatory Restructuring; Executive Compensation; Proxy Access; H.R. 977, Derivatives Markets Transparency and Accountability Act of 2009

Data Breach / ID Theft / Spyware; Internet Spyware Social Security Number Protection Non-prime/Anti-Predatory Lending; Social Security Verification; Employee Free choice; Student Loans; College Student Debt Relief; Unfair Practices in Credit Cards Credit Card holders Bill of Rights; Fairness in Nursing Home Arbitration Act; Fair Mortgage Practices; Borrower protection; Optional Federal Charter; H.R. 527, the "Credit Cardholders' Bills of Rights Act of 2009"

AML/Regulator Relief; Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security /Annuities; Carried interest income; GSE Reform; Automobile, Arbitration fairness; Nursing home arbitration

Optional Federal Charter, Terrorism Insurance Reauthorization, Flood Insurance, Long Term Care. H.R. 1880, To establish a system of regulation and supervison for insurers, agencies, and producers; chartered or licensed under federal law that ensures the stability & financial integrity.

AML/Regulator Relief; H.R. 2829, Financial Services and General Government Appropriations Act of 2008; Credit Card/Interchange Fees; S. 1395, the Stop Unfair Practices in Credit Cards Act of 2007; S. 186, the Attorney-Client Privilege Protection Act of 2007; H.R. 323, the Seasoned Customer Exemption Act; H.R. 755, the Promoting Transparency in Financial Report Act of 2007; H.R. 5312, Automobile, Arbitration Fairness Act; H.R. 6126, Fairness in Nursing Home Arbitration Act of 2008; H.R. 3010 / S. 1782, the Arbitration Fairness Act; Retirement Security /Annuities; S.1725, the Restoring Pension Promises to Workers Act; S.1782 Arbitration Fairness Act of 2007; H.R. 3185; the 401(k) Fair Disclosure for Retirement Security Act of 2007; H.R. 2834, Carried Interest Income Bill; GSE Reform; H.R. 1427 Federal Housing Finance Reform Act of 2007; H.R. 7334, TARP Accountability Act of 2008 S. 3683, A bill to amend the Emergency Economic Stablization Act (EESA) S. 3731, Special Inspector General for the TARP Act 0f 2008 H.R. 732, the Worker, Retiree and Employer Recovery Act

Student Loans; S. 1561 with respect to exceptions to discharge in bankruptcy for certain qualified educational loans; H.R. 2669, the College Cost Reduction Act; S. 1642, the Higher Education Amendments of 2007; S. 2136 Helping Families Save their Homes in Bankruptcy Act of 2007

GSE Reform, HR. 1427, Federal Housing Finance Reform Act of 2007; H.R. 1427, the Federal Housing Reform Act of 2007; H.R. 526, Homeownership and Responsible Lending Act; H.R. 3012, the Fair Mortgage Practices Act; H.R. 1852, the Expanding American Homeownership Act of 2007; S. 2133, Home Owners "Mortgage & Equity Savings Act" HOMES Act; H.R. 3609, Emergency Home Ownership and Mortgage Equity Protection Act of 2007; Sub-Prime, H.R. 3915, Mortgage Reform and Anti-Predatory Lending Act; H.R. 3221, American Housing Rescue & Foreclosure Act of 2008; H.R. 5830, FHA Housing Stabilization & Homeowner Retention Act; H.R. 1852, Expending American Homeownership Act of 2007; H.R. 1065, Non Admitted & Reinsurance Reform Act of 2007; Borrower Protection Act, H.R. 3121, the Flood Insurance Reform and Modernization Act of 2007; H.R. 1682, the Flood Insurance Reform and Modernization Act of 2007; FHA Reform, H.R. 1752, Expanding American Homeownership Act of 2007;

GSE Reform; H.R. 1427, Federal Housing Finance Reform Act of 2007; H.R. 1427, the Federal Housing Finance Reform Act of 2007; Terrorism Insurance Reauthorization; H.R. 2761, the Terrorism Risk Insurance Revision and Extension Act of 2007; Flood Insurance; Farm Credit System, H.R.2419, the Farm, Nutrition, and Bioenergy Act of 2007; H.R. 3160, Student Loans; H.R. 890, the Student Loan Sunshine Act; S. 1561, with respect to exceptions to discharge in bankruptcy for certain qualified educational loans; H.R. 2669, the college cost Reduction Act; S. 1642, the Higher Education Amendments of 2007; H.R. 5, the College Student Relief Act of 2007; S. 359, Student Debt Relief Act of 2007; Higher Education Access Act of 2007; H.R. 1682; the Flood Insurance Reform and Modernization Act of 2007; H.R. 3121, the Flood Insurance Reform and Modernization Act of 2007; Social Security Verification; H.R. 948, the Social Security Number Protection Act of 2007;

GSE Reform, HR. 1427, Federal Housing Finance Reform Act of 2007, H.R. 1427, the Federal Housing Reform Act of 2007, H.R. 526, Homeownership and Responsible Lending Act, H.R. 3012, the Fair Mortgage Practices Act, H. Conn. Res. 28, S. 1299, Borrower Protection Act, H.R. 3121, the Flood Insurance Reform and Modernization Act of 2007, H.R. 1682, the Flood Insurance Reform and Modernization Act of 2007, FHA Reform, H.R. 1752, Expanding American Homeownership Act of 2007, H.R. 1852, the Expanding American Homeownership Act of 2007; S. 2133, Home Owners "Mortgage & Equity Savings Act" HOMES Act; H.R. 3609, Emergency Home Ownership and Mortgage Equity Protection Act of 2007; Sub-Prime, H.R. 3915, Mortgage Reform and Anti-Predatory Lending Act; H.R. 3221, American Housing Rescue & Foreclosure Act of 2008; H.R. 5830, FHA Housing Stabilization & Homeowner Retention Act; H.R. 1852, Expending American Homeownership Act of 2007; H.R. 1065, Non Admitted & Reinsurance Reform Act of 2007

Credit card, interchanges fees and practices, S. 1395, the Stop Unfair Practices in Credit Cards Act of 2007; GSE Reform, H.R. 1427; Federal Housing Finance Reform Act of 2007; S. 1100, Federal Housing Enterprise Regulatory Reform Act of 2007; S. 1561, with respect to exceptions to discharge in bankruptcy for certain qualified educational loans; S. 1642, the Higher Education Amendments of 2007; H.R. 5280, Stop Unfair Practices in Credit Cards Act of 2008; Govt Purchase Card, S.680, Accountability in Government Contracting Act of 2007; H.R. 946, Consumer Overdraft Protection Fair Practices Act; H.R. 5244, The Credit Cardholders Bill of Rights; H.R.5546, Credit Card Fair Fee Act of 2008; H.R. 323 the Seasoned Customer Exemption Act; S.Credit Card Fair Fee Act; H.R 5767, Payment System Protection Act of 2008; S. 3252.Credit Card Accountability Responsibility and Disclosure Act of 2008; H.R. 6870, Payment System Protection Act of 2008

AML/Regulator Relief; H.R. 2829, Financial Services and General Government Appropriations Act of 2008; Credit Card/Interchange Fees; S. 1395, the Stop Unfair Practices in Credit Cards Act of 2007; Retirement Security /Annuities; S.1725, the Restoring Pension Promises to Workers Act ; S. 1782 Arbitration Fairness Act of 2007; H.R. 3185; the 401(k) Fair Disclosure for Retirement Security Act of 2007;H.R. 2834, Carried Interest Income Bill; GSE Reform; H.R. 1427 Federal Housing Finance Reform Act of 2007; S. 186, the Attorney-Client Privilege Protection Act of 2007; H.R. 323, the Seasoned Customer Exemption Act; H.R. 755, the Promoting Transparency in Financial Report Act of 2007; H.R. 5312, Automobile, Arbitration Fairness Act ; H.R. 6126, Fairness in Nursing Home Arbitration Act of 2008; H.R. 3010 / S. 1782, the Arbitration Fairness Act of 2008;

AML/Regulator Relief; H.R. 2829, Financial Services and General Government Appropriations Act of 2008; Credit Card/Interchange Fees; S. 1395, the Stop Unfair Practices in Credit Cards Act of 2007; Retirement Security /Annuities; S.1725, the Restoring Pension Promises to Workers Act ; S. 1782 Arbitration Fairness Act of 2007; H.R. 3185; the 401(k) Fair Disclosure for Retirement Security Act of 2007;H.R. 2834, Carried Interest Income Bill; GSE Reform; H.R. 1427 Federal Housing Finance Reform Act of 2007; S. 186, the Attorney-Client Privilege Protection Act of 2007; H.R. 323, the Seasoned Customer Exemption Act; H.R. 755, the Promoting Transparency in Financial Report Act of 2007; H.R. 5312, Automobile, Arbitration Fairness Act ; H.R. 6126, Fairness in Nursing Home Arbitration Act of 2008; H.R. 3010 / S. 1782, the Arbitration Fairness Act;

Data Breach / ID Theft / Spyware, H.R. 1525, the Internet Spyware (I-SPY) Prevention Act of 2007; H.R. 948, the Social Security Number Protection Act of 2007; H.R. 984, Non-prime/Anti-Predatory Lending; H.R. 3012, the Fair Mortgage Practices Act; H.Con. Res 28, S. 1299, Borrower Protection Act; Credit Card; S. 1395, the Stop Unfair Practices in Credit Cards Act of 2007, Optional Federal Charter, H.R. 3200 the National Insurance Act of 2007; H.R. 2365, tax practitioners for infringement of a patent for tax bill; S,. 1145, the Patent Reform Act of 2007; Social Security Verification; H.R. 948, the Social Security Number Protection Act of 2007;H.R. 800, the Employee Free choice Act of 2007, H.R. 1752, Expanding American Homeownership Act of 2007; H.R. 1852, the Expanding American Homeownership Act of 2007; H.R. 3046, the Social Security Number Privacy and Identify Theft Prevention Act of 2007; Student Loans Continued; H.R. 5, the College Student Relief Act of 2007, S. 359, Student Debt Relief Act of 2007; Higher Education Access Act of 2007; H.R. 5280, Stop Unfair Practices in Credit Cards Act of 2008; H.R. 5244, Credit Cardholders Bill of Rights; H.R. 6126 Fairness in Nursing Home Arbitration Act

GSE Reform; H.R. 1427, Federal Housing Finance Reform Act of 2007; H.R. 1427, the Federal Housing Finance Reform Act of 2007; Terrorism Insurance Reauthorization; H.R. 2761, the Terrorism Risk Insurance Revision and Extension Act of 2007; Flood Insurance; H.R. 1682; the Flood Insurance Reform and Modernization Act of 2007; H.R. 3121, the Flood Insurance Reform and Modernization Act of 2007; Social Security Verification; H.R. 948, the Social Security Number Protection Act of 2007; Farm Credit System, H.R.2419, the Farm, Nutrition, and Bioenergy Act of 2007; H.R. 3160, Student Loans, H.R. 890, the Student Loan Sunshine Act, S. 1561, with respect to exceptions to discharge in bankruptcy for certain qualified educational loans, H.R. 2669, the college cost Reduction Act, S. 1642, the Higher Education Amendments of 2007, H.R. 5, the College Student Relief Act of 2007, S. 359, Student Debt Relief Act of 2007, Higher Education Access Act of 2007

GSE Reform; H.R. 1427, Federal Housing Finance Reform Act of 2007; H.R. 1427, the Federal Housing Finance Reform Act of 2007; Terrorism Insurance Reauthorization; H.R. 2761, the Terrorism Risk Insurance Revision and Extension Act of 2007; Flood Insurance; H.R. 1682; the Flood Insurance Reform and Modernization Act of 2007; H.R. 3121, the Flood Insurance Reform and Modernization Act of 2007; Social Security Verification; H.R. 948, the Social Security Number Protection Act of 2007; Farm Credit System, H.R.2419, the Farm, Nutrition, and Bioenergy Act of 2007; H.R. 3160, Student Loans, H.R. 890, the Student Loan Sunshine Act, S. 1561, with respect to exceptions to discharge in bankruptcy for certain qualified educational loans, H.R. 2669, the college cost Reduction Act, S. 1642, the Higher Education Amendments of 2007, H.R. 5, the College Student Relief Act of 2007, S. 359, Student Debt Relief Act of 2007, Higher Education Access Act of 2007

Data Breach / ID Theft / Spyware, H.R. 1525, the Internet Spyware (I-SPY) Prevention Act of 2007; H.R. 948, the Social Security Number Protection Act of 2007; H.R. 984, the "SPY Act of 2007"; Non-prime/Anti-Predatory Lending; H.R. 562, Homeownership and Responsible Lending Act; H.R. 3012, the Fair Mortgage Practices Act; H.Con. Res 28, S. 1299, Borrower Protection Act; Credit Card/Interchange Fees; S. 1395, the Stop Unfair Practices in Credit Cards Act of 2007, Optional Federal Charter, H.R. 3200 the National Insurance Act of 2007; H.R. 2365, tax practitioners for infringement of a patent for tax bill; S,. 1145, the Patent Reform Act of 2007; Social Security Verification; H.R. 948, the Social Security Number Protection Act of 2007;H.R. 800, the Employee Free choice Act of 2007, H.R. 1752, Expanding American Homeownership Act of 2007; H.R. 1852, the Expanding American Homeownership Act of 2007; H.R. 3046, the Social Security Number Privacy and Identify Theft Prevention Act of 2007; Student Loans Continued; H.R. 5, the College Student Relief Act of 2007, S. 359, Student Debt Relief Act of 2007; Higher Education Access Act of 2007;

Credit card/interchanges fees and practices, S. 1395, the Stop Unfair Practices in Credit Cards Act of 2007; GSE Reform, H.R. 1427; Federal Housing Finance Reform Act of 2007; S. 1100, Federal Housing Finance Reform Act; S. 1561, with respect to exceptions to discharge in bankruptcy for certain qualified educational loans;S. 1561, with respect to exceptions to discharge in bankruptcy for certain qualified educational loans; S. 1642, the Higher Education Amendments of 2007; Govt Purchase Card, S.680, Accountability in Government Contracting Act of 2007; H.R. 946, Consumer Overdraft Protection Fair Practices Act; H.R. 5244, The Credit Cardholders Bill of Rights; H.R.5546, Credit Card Fair Fee Act of 2008

Student Loans, S. 1561 with respect to exceptions to discharge in bankruptcy for certain qualified educational loans; H.R. 2669, the College Cost Reduction Act; S. 1642, the Higher Education Amendments of 2007; S. 2136 Helping Families Save their Homes in Bankruptcy Act of 2007;

Optional Federal Charter, H.R. 3200, the National Insurance Act of 2007, S. 40, the National Insurance Act of 2007, Terrorism Insurance Reauthorization, H.R. 2761, the Terrorism Risk Insurance Revision and Extension Act of 2007, Flood Insurance, H.R. 1682, the Flood Insurance Reform and Modernization Act of 2007, H.R. 3121, the Flood Insurance Reform and Modernization Act of 2007, Deposit Insurance, H.R. 1066 the Depository Institution Community Development Investments Enhancement Act

Significant Tax Issues: Subpart f/BAT/SILO, S. 940, Subpart F Exemption, H.R. 6, the CLEAN Energy Act of 2007, H.R. 976, the Small Business Tax Relief Act of 2007, H.R. 2834, Carried Interest Income Bill, H.R. 2776, the Renewable Energy and Energy Conservation Tax Act of 2007, H.R. 2365, tax practitioners for infringement of a patent for tax bill, H.R. 2, the Fair Minimum Wage Act of 2007, Small Business and Work Opportunity Act of 2007, H.R. 1591, the US Troop Readiness, Veteran's Health, and Iraq

Credit card/interchanges fees and practices, S. 1395, the Stop Unfair Practices in Credit Cards Act of 2007; Deposit Insurance Reform, H.R. 1066, the Depository Institution Community Development Investments Enhancement Act; CFIUS, H.R. 556, the National Security Foreign Investment Reform and Strengthened Transparency Act of 2007; GSE Reform, H.R. 1427; Federal Housing Finance Reform Act of 2007; S. 1100, Federal Housing Finance Reform Act; Student Loans, H.R. 890, the Student Loan

Immigration Reform/Matricula H-1B, S 1348, the Comprehensive Immigration Reform Act of 2007, S. 1639, the Comprehensive Immigration Reform Act of 2007, H.R. 2638, FY 2008 Department of Homeland Security Appropriations Act

Retirement Securities, S. 1725, the Restoring Pension Promises to Workers Act; H.R. 3185, the 401(k) Fair Disclosure for Retirement Security Act of 2007; H.R. 3363, Long-Term Care Affordability and Security Act of 2007, and S. 2337, Long-Term Care Affordability and Security Act of 2007;

AML/Regulatory Relief; H.R. 2829, Financial Services and General Government Appropriations Act of 2008; H.R. 3013, the Attorney-Client Privilege Protection Act of 2007; Credit Card/Interchange Fees; S. 1395, the Stop Unfair Practices in Credit Cards Act of 2007; Retirement Security/Annuities; S. 1725, the Restoring Pension Promises to Workers Act; S. 1782 Arbitration Fairness Act of 2007 and H.R. 3010

Anti-Money Laundering, Regulator Relief, H.R. 2829; Financial Services and General Government Appropriations Act of 2008; H.R. 3013, the Attorney-Client Privilege Protection Act of 2007; S. 1348, the Comprehensive Immigration Reform Act of 2007; S. 1639, the Comprehensive Immigration Reform Act of 2007; H.R. 2638, FY 2008, Department of Homeland Security Appropriations Act of 2007 Farm Bill; S. 186, the Attorney-Client Privilege Protection Act of 2007; H.R. 323, the Seasoned Customer Exemption Act;

GSE Reform; H.R. 1427, Federal Housing Finance Reform Act of 2007; H.R. 1427, the Federal Housing Finance Reform Act of 2007; Terrorism Insurance Reauthorization; H.R. 2761, the Terrorism Risk Insurance Revision and Extension Act of 2007; Flood Insurance; H.R. 1682; the Flood Insurance Reform and Modernization Act of 2007; H.R. 3121, the Flood Insurance Reform and Modernization Act of 2007; Social Security Verification; H.R. 948, the Social Security Number Protection Act of 2007;

Data Breach / ID Teeth / Spyware, H.R. 1525, the Internet Spyware (I-SPY) Prevention Act of 2007, H.R> 948, the Social Security Number Protection At of 2007, H.R. 984, the SPY Act of 2007, Patent Reform, H.R. 1908, the Patent Reform Act of 2007, H.R. 2365, tax practitioners for infringement of a patent for tax bill, S. 1145, the Patent Reform Act of 2007, H.R. 3046, the Social Security Number Privacy and Identity Theft Prevention Act of 2007

Data Breach / ID Theft / Spyware, H.R. 1525, the Internet Spyware 9I-SPY) Prevention Act of 2007; H.R. 948, the Social Security Number Protection Act of 2007; H.R. 984, the "SPY Act of 2007; Non-prime/Anti-Predatory Lending; H.R. 526, Homeownership and Responsible Lending Act; H.R. 3012, the Fair Mortgage Practices Act; H. Con. Res. 28, S. 1299, Borrower Protection Act;

Farm Credit System, HR 2419, the Farm, Nutrition and Bienergy Act of 2007, HR 3160, 2007 Farm Bill

International Trade, H.R. 957, Amending the Iran Sanctions Act of 1996 to expand and clarify the entities against which sanctions may be imposed, H.R. 3688, the United States-Peru Trade Promotion Agreement Implementation Act; H.R. 3920, the Trade and Globalization Act of 2007; S. 1610 Foreign Investment & National Security Act of 2007 and H.R. 556 same act

Patent Reform, H.R. 1908, the Patent Reform Act of 2007; H.R. 2365, tax practitioners for infringement of a patent for tax bill; S. 1145, the Patent Reform Act of 2007.

Mega Catastrophes

Significant Tax Issues; H.R. 6, the CLEAN Energy Act of 2007; H.R. 2776, the Renewable Energy and Energy Conservation Tax Act of 2007; Farm Credit System; H.R. 2419, the Farm, Nutrition , and Bioenergy Act of 2007

H.R. 3185, the 401(k) Fair Disclosure for Retirement Security Act of 2007,H.R. 2834, Carried Interest Income Bill, Deposit Insurance Reform, H.R. 1066, the Depository Institution Community Development Investments Enhancement Act, CFIUS, H.R. 556, the National Security Foreign Investment Reform and Strengthened Transparency Act of 2007, GSE Reform, H.R. 1427, Federal Housing Finance Reform Act of 2007, H.R. 1427, the Federal Housing Finance Reform Act of 2007, S. 186, the Attorney-Client Privilege Protection Act of 2007, H.R. 323, the Seasoned Customer Exemption Act, H.R. 1508, the COMPETE Act of 2007, H.R. 755, the Promoting Transparency in Financial Reporting Act of 2007 AML/Regulatory Relief, H.R. 2829, Financial Services and General Government Appropriations Act, 2008 ,H.R. 3013, the Attorney-Client Privilege Protection Act of 2007, Credit Card/Interchange Fees, S. 1395, the Stop Unfair Practices in Credit Cards Act of 2007, Retirement Security/Annuities, S. 1725, the Restoring Pension Promises to Workers Act,

Anti-money laundering, Regulatory Relief, H.R. 2829, Financial Services and General Government Appropriations Act, 2008, H.R. 3013, the Attorney-Client Privilege Protection Act of 2007, S. 1348, the Comprehensive Immigration Reform Act of 2007, S. 1639, the Comprehensive Immigration Reform Act of 2007, H.R. 2638, FY2008 Department of Homeland Security Appropriations Act, 2007 Farm Bill, S. 186, the Attorney-Client Privilege Protection Act of 2007, H.R. 323, the Seasoned Customer Exemption Act, H.R. 1508, the COMPETE Act of 2007, H.R. 755, the Promoting Transparency in Financial Reporting Act of 2007

Immigration Reform/Matricula/H-1B, S. 1348, the Comprehensive Immigration Reform Act of 2007, S. 1639, the Comprehensive Immigration Reform Act of 2007, H.R. 2638, FY2008 Department of Homeland Security Appropriations Act

International Trade, H.R. 957, Amending the Iran Sanctions Act of 1996 to expand and clarify the entities against which sanctions may be imposed.

Significant Tax Issues: Subpart f/BAT/SILO, S. 940, Subpart F Exemption, H.R. 6, the CLEAN Energy Act of 2007, H.R. 976, the Small Business Tax Relief Act of 2007, H.R. 2834, Carried Interest Income Bill, H.R. 2776, the Renewable Energy and Energy Conservation Tax Act of 2007, H.R. 2365, tax practitioners for infringement of a patent for tax bill, H.R. 2, the Fair Minimum Wage Act of 2007, Small Business and Work Opportunity Act of 2007, H.R. 1591, the U.S. Troop Readiness, Veterans' Health, and Iraq Accountability Act of 200, on tax changes on leasing, non-qualified deferred compensation, covered employees, deductability of certain civil penalties and fines, the the Energy Tax Bill (Senate Finance), tax changes on leasing.

Data Breach/ Id Theft/ Spyware, H.R. 1525, the Internet Spyware (I-SPY) Prevention Act of 2007, H.R. 948, the Social Security Number Protection Act of 2007, H.R. 984, the "SPY Act of 2007, Non-prime/Anti-Predatory Lending, H.R. 526, Homeownership and Responsible Lending Act, H.R. 3012, the Fair Mortgage Practices Act, H. Con. Res. 28, S. 1299, Borrower Protection Act, Credit Card/Interchange Fees, S. 1395, the Stop Unfair Practices in Credit Cards Act of 2007, Optional Federal Charter, H.R. 3200, the National Insurance Act of 2007, S. 40, the National Insurance Act of 2007, Patent Reform, H.R. 1908, the Patent Reform Act of 2007, H.R. 2365, tax practitioners for infringement of a patent for tax bill, S. 1145, the Patent Reform Act of 2007, Social Security Verification, H.R. 948, the Social Security Number Protection Act of 2007, H.R. 800, the Employee Free Choice Act of 2007, H.R. 1752, Expanding American Homeownership Act of 2007, H.R. 1852, the Expanding American Homeownership Act of 2007, H.R. 3046, the “Social Security Number Privacy and Identity Theft Prevention Act of 2007, Student Loans Continued, HR 5, the College Student Relief Act of 2007, S. 359, Student Debt Relief Act of 2007, Higher Education Access Act of 2007,

Credit card/ interchange fees and practices, S. 1395, the Stop Unfair Practices in Credit Cards Act of 2007, Deposit Insurance Reform, H.R. 1066, the Depository Institution Community Development Investments Enhancement Act, CFIUS, H.R. 556, the National Security Foreign Investment Reform and Strengthened Transparency Act of 2007, GSE Reform, H.R. 1427, Federal Housing Finance Reform Act of 2007, S. 1100, Federal Housing Finance Reform Act , Student Loans, H.R. 890, the Student Loan Sunshine Act, S. 1561, with respect to exceptions to discharge in bankruptcy for certain qualified educational loans, H.R. 2669, the College Cost Reduction Act, S. 1642, the Higher Education Amendments of 2007, Student Loans Continued, HR 5, the College Student Relief Act of 2007, S. 359, Student Debt Relief Act of 2007, Higher Education Access Act of 2007 Additonal Bodies Contacted: Commodity Futures Trading Commission; Council of Economic Advisors; Department of Commerce; Department of Justice; Federal Accounting Standards Advisory Boards; Small Business Administration; Department of Labor; Farm Credit Administration, Public Company Accounting Oversight Board (PCAOB)

Farm Credit System, HR 2419, the Farm, Nutrition and Bienergy Act of 2007, HR 3160, 2007 Farm Bill

Student Loans, S. 1561, with respect to exceptions to discharge in bankruptcy for certain qualified educational loans, H.R. 2669, the College Cost Reduction Act, S. 1642, the Higher Education Amendments of 2007

GSE Reform, H.R. 1427, Federal Housing Finance Reform Act of 2007, H.R. 1427, the Federal Housing Finance Reform Act of 2007, H.R. 526, Homeownership and Responsible Lending Act, H.R. 3012, the Fair Mortgage Practices Act, H. Con. Res. 28, S. 1299, Borrower Protection Act, H.R. 3121, the Flood Insurance Reform and Modernization Act of 2007,H.R. 1682, the Flood Insurance Reform and Modernization Act of 2007, FHA Reform, H.R. 1752, Expanding American Homeownership Act of 2007, H.R. 1852, the Expanding American Homeownership Act of 2007

Mega Catastrophies, Terrorism Risk Insurance Act, H.R. H.R. 2761, the Terrorism Risk Insurance Revision and Extension Act of 2007

Patent Reform, H.R. 1908, the Patent Reform Act of 2007, H.R. 2365, tax practitioners for infringement of a patent for tax bill, S. 1145, the Patent Reform Act of 2007

Mega Catastrophies

Small Business Issues, H.R. 976, the Small Business Tax Relief Act of 2007

GSE Reform, H.R. 1427, Federal Housing Finance Reform Act of 2007, H.R. 1427, the Federal Housing Finance Reform Act of 2007, Terrorism Insurance Reauthorization, H.R. 2761, the Terrorism Risk Insurance Revision and Extension Act of 2007, Flood Insurance, H.R. 1682, the Flood Insurance Reform and Modernization Act of 2007, H.R. 3121, the Flood Insurance Reform and Modernization Act of 2007, Social Security Verification, H.R. 948, the Social Security Number Protection Act of 2007, Farm Credit System, H.R. 2419, the Farm, Nutrition, and Bioenergy Act of 2007, H.R. 3160, Student Loans, H.R. 890, the Student Loan Sunshine Act, S. 1561, with respect to exceptions to discharge in bankruptcy for certain qualified educational loans, H.R. 2669, the College Cost Reduction Act, S. 1642, the Higher Education Amendments of 2007, HR 5, the College Student Relief Act of 2007, S. 359, Student Debt Relief Act of 2007, Higher Education Access Act of 2007