BENJAMIN LINCOLN

General education concerning proposals as to the deductibility of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation, no bill introduced. S. 608, the Mortgage Forgiveness Tax Relief Act of 2015, legislation to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt; entire bill. H.R. 1002, the Mortgage Forgiveness Tax Relief Act of 2015, legislation to amend the Internal Revenue Code of 1986 to extend for 2 years the exclusion from gross income of discharges of qualified principal residence indebtedness; entire bill. S. 1946, the Tax Relief Extension Act of 2015, a bill to amend the Internal Revenue Code of 1986 to extend certain expiring provisions, and for other purposes; entire bill.

H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation to reintroduce the Protecting American Taxpayers and Homeowners Act of 2013, legislation to create a sustainable housing finance system for the 21st century. Draft legislation to reintroduce the Housing Finance Reform and Taxpayer Protection Act of 2013, legislation to provide secondary mortgage market reform. Proposed Rule RIN 3170-AA61 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. General education concerning Financial Crimes Enforcement Networks (FinCEN) recent Geographic Targeting Order that imposes additional record keeping and reporting requirements designed to deter money laundering in New York City, Miami, Los Angeles, San Diego and San Antonio; no bill yet introduced. H.R. 5983, the Financial Choice Act of 2016, a bill to create hope and opportunity for consumers, investors, and entrepreneurs by ending bailouts and Too Big to Fail, holding Washington and Wall Street accountable, eliminating red tape to increase access to capital and credit, and repealing the provisions of the Dodd-Frank Act that make America less prosperous, less stable, and less free, and for other purposes; entire bill. General education concerning blockchain and other technological innovation in real estate. H.R. 2205, the Data Security Act of 2015, a bill to protect financial information relating to consumers, to require notice of security breaches, and for other purposes; entire bill. General education concerning proposals related to data security.

H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation to reintroduce the Protecting American Taxpayers and Homeowners Act of 2013, legislation to create a sustainable housing finance system for the 21st century. Draft legislation to reintroduce the Housing Finance Reform and Taxpayer Protection Act of 2013, legislation to provide secondary mortgage market reform. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. General education concerning Financial Crimes Enforcement Networks (FinCEN) recent Geographic Targeting Order that imposes additional record keeping and reporting requirements designed to deter money laundering in New York City and Miami; no bill yet introduced. H.R. 3700, Housing Opportunity Through Modernization Act of 2016, a bill to provide housing opportunities in the United States through modernization of various housing programs, and for other purposes; entire bill. S. 3083, Housing Opportunity Through Modernization Act of 2016, a bill to provide housing opportunities in the United States through modernization of various housing programs, and for other purposes; entire bill. General education concerning bank holding company investments in title agencies under the Federal Reserve Boards interpretation of Bank Holding Company Act (12 U.S.C. 1841 et. seq.), and Regulation Y 12 C.F.R. 225.1, on bank holding companies and change in bank control (Regulation Y) ; no bill yet introduced. General education concerning the Financial CHOICE Act; no bill yet introduced.

H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation to reintroduce the Protecting American Taxpayers and Homeowners Act of 2013, legislation to create a sustainable housing finance system for the 21st century. Draft legislation to reintroduce the Housing Finance Reform and Taxpayer Protection Act of 2013, legislation to provide secondary mortgage market reform. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. S. 2038, the Jumpstart GSE Reform Act, a bill to provide certainty that Congress and the Administration will undertake substantive and structural housing finance reform, and for other purposes; entire bill. General education concerning Financial Crimes Enforcement Networks (FinCEN) recent Geographic Targeting Order that imposes additional record keeping and reporting requirements designed to deter money laundering in New York City and Miami; no bill yet introduced. H.R. 4620, Preserving Access to CRE Capital Act of 2016, a bill to amend the Securities Exchange Act of 1934 to exempt certain commercial real estate loans from risk retention requirements, and for other purposes; entire bill. H.R. 3700, Housing Opportunity Through Modernization Act of 2016, a bill to provide housing opportunities in the United States through modernization of various housing programs, and for other purposes; entire bill. General education concerning bank holding company investments in title agencies under the Federal Reserve Boards interpretation of Bank Holding Company Act (12 U.S.C. 1841 et. seq.), and Regulation Y 12 C.F.R. 225.1, on bank holding companies and change in bank control (Regulation Y) ; no bill yet introduced.

H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation to reintroduce the Protecting American Taxpayers and Homeowners Act of 2013, legislation to create a sustainable housing finance system for the 21st century. Draft legislation to reintroduce the Housing Finance Reform and Taxpayer Protection Act of 2013, legislation to provide secondary mortgage market reform. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. S. 2038, the Jumpstart GSE Reform Act, a bill to provide certainty that Congress and the Administration will undertake substantive and structural housing finance reform, and for other purposes; entire bill. General education concerning Financial Crimes Enforcement Networks (FinCEN) recent Geographic Targeting Order that imposes additional record keeping and reporting requirements designed to deter money laundering in New York City and Miami; no bill yet introduced. H.R. 4620, Preserving Access to CRE Capital Act of 2016, a bill to amend the Securities Exchange Act of 1934 to exempt certain commercial real estate loans from risk retention requirements, and for other purposes; entire bill. H.R. 3700, Housing Opportunity Through Modernization Act of 2016, a bill to provide housing opportunities in the United States through modernization of various housing programs, and for other purposes; entire bill. General education concerning bank holding company investments in title agencies under the Federal Reserve Boards interpretation of Bank Holding Company Act (12 U.S.C. 1841 et. seq.), and Regulation Y 12 C.F.R. 225.1, on bank holding companies and change in bank control (Regulation Y) ; no bill yet introduced.

H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation to reintroduce the Protecting American Taxpayers and Homeowners Act of 2013, legislation to create a sustainable housing finance system for the 21st century. Draft legislation to reintroduce the Housing Finance Reform and Taxpayer Protection Act of 2013, legislation to provide secondary mortgage market reform. Proposed Rule RIN 3170-AA61 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. General education concerning Financial Crimes Enforcement Networks (FinCEN) recent Geographic Targeting Order that imposes additional record keeping and reporting requirements designed to deter money laundering in New York City, Miami, Los Angeles, San Diego and San Antonio; no bill yet introduced. H.R. 5983, the Financial Choice Act of 2016, a bill to create hope and opportunity for consumers, investors, and entrepreneurs by ending bailouts and Too Big to Fail, holding Washington and Wall Street accountable, eliminating red tape to increase access to capital and credit, and repealing the provisions of the Dodd-Frank Act that make America less prosperous, less stable, and less free, and for other purposes; entire bill. General education concerning blockchain and other technological innovation in real estate. H.R. 2205, the Data Security Act of 2015, a bill to protect financial information relating to consumers, to require notice of security breaches, and for other purposes; entire bill. General education concerning proposals related to data security.

H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation to reintroduce the Protecting American Taxpayers and Homeowners Act of 2013, legislation to create a sustainable housing finance system for the 21st century. Draft legislation to reintroduce the Housing Finance Reform and Taxpayer Protection Act of 2013, legislation to provide secondary mortgage market reform. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. General education concerning Financial Crimes Enforcement Networks (FinCEN) recent Geographic Targeting Order that imposes additional record keeping and reporting requirements designed to deter money laundering in New York City and Miami; no bill yet introduced. H.R. 3700, Housing Opportunity Through Modernization Act of 2016, a bill to provide housing opportunities in the United States through modernization of various housing programs, and for other purposes; entire bill. S. 3083, Housing Opportunity Through Modernization Act of 2016, a bill to provide housing opportunities in the United States through modernization of various housing programs, and for other purposes; entire bill. General education concerning bank holding company investments in title agencies under the Federal Reserve Boards interpretation of Bank Holding Company Act (12 U.S.C. 1841 et. seq.), and Regulation Y 12 C.F.R. 225.1, on bank holding companies and change in bank control (Regulation Y) ; no bill yet introduced. General education concerning the Financial CHOICE Act; no bill yet introduced.

H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation to reintroduce the Protecting American Taxpayers and Homeowners Act of 2013, legislation to create a sustainable housing finance system for the 21st century. Draft legislation to reintroduce the Housing Finance Reform and Taxpayer Protection Act of 2013, legislation to provide secondary mortgage market reform. Proposed Rule RIN 3170-AA61 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. General education concerning Financial Crimes Enforcement Networks (FinCEN) recent Geographic Targeting Order that imposes additional record keeping and reporting requirements designed to deter money laundering in New York City, Miami, Los Angeles, San Diego and San Antonio; no bill yet introduced. H.R. 5983, the Financial Choice Act of 2016, a bill to create hope and opportunity for consumers, investors, and entrepreneurs by ending bailouts and Too Big to Fail, holding Washington and Wall Street accountable, eliminating red tape to increase access to capital and credit, and repealing the provisions of the Dodd-Frank Act that make America less prosperous, less stable, and less free, and for other purposes; entire bill. General education concerning blockchain and other technological innovation in real estate. H.R. 2205, the Data Security Act of 2015, a bill to protect financial information relating to consumers, to require notice of security breaches, and for other purposes; entire bill. General education concerning proposals related to data security.

H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation to reintroduce the Protecting American Taxpayers and Homeowners Act of 2013, legislation to create a sustainable housing finance system for the 21st century. Draft legislation to reintroduce the Housing Finance Reform and Taxpayer Protection Act of 2013, legislation to provide secondary mortgage market reform. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. S. 2038, the Jumpstart GSE Reform Act, a bill to provide certainty that Congress and the Administration will undertake substantive and structural housing finance reform, and for other purposes; entire bill. General education concerning Financial Crimes Enforcement Networks (FinCEN) recent Geographic Targeting Order that imposes additional record keeping and reporting requirements designed to deter money laundering in New York City and Miami; no bill yet introduced. H.R. 4620, Preserving Access to CRE Capital Act of 2016, a bill to amend the Securities Exchange Act of 1934 to exempt certain commercial real estate loans from risk retention requirements, and for other purposes; entire bill. H.R. 3700, Housing Opportunity Through Modernization Act of 2016, a bill to provide housing opportunities in the United States through modernization of various housing programs, and for other purposes; entire bill. General education concerning bank holding company investments in title agencies under the Federal Reserve Boards interpretation of Bank Holding Company Act (12 U.S.C. 1841 et. seq.), and Regulation Y 12 C.F.R. 225.1, on bank holding companies and change in bank control (Regulation Y) ; no bill yet introduced.

H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation to reintroduce the Protecting American Taxpayers and Homeowners Act of 2013, legislation to create a sustainable housing finance system for the 21st century. Draft legislation to reintroduce the Housing Finance Reform and Taxpayer Protection Act of 2013, legislation to provide secondary mortgage market reform. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. General education concerning Financial Crimes Enforcement Networks (FinCEN) recent Geographic Targeting Order that imposes additional record keeping and reporting requirements designed to deter money laundering in New York City and Miami; no bill yet introduced. H.R. 3700, Housing Opportunity Through Modernization Act of 2016, a bill to provide housing opportunities in the United States through modernization of various housing programs, and for other purposes; entire bill. S. 3083, Housing Opportunity Through Modernization Act of 2016, a bill to provide housing opportunities in the United States through modernization of various housing programs, and for other purposes; entire bill. General education concerning bank holding company investments in title agencies under the Federal Reserve Boards interpretation of Bank Holding Company Act (12 U.S.C. 1841 et. seq.), and Regulation Y 12 C.F.R. 225.1, on bank holding companies and change in bank control (Regulation Y) ; no bill yet introduced. General education concerning the Financial CHOICE Act; no bill yet introduced.

H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation to reintroduce the Protecting American Taxpayers and Homeowners Act of 2013, legislation to create a sustainable housing finance system for the 21st century. Draft legislation to reintroduce the Housing Finance Reform and Taxpayer Protection Act of 2013, legislation to provide secondary mortgage market reform. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. S. 2038, the Jumpstart GSE Reform Act, a bill to provide certainty that Congress and the Administration will undertake substantive and structural housing finance reform, and for other purposes; entire bill. General education concerning Financial Crimes Enforcement Networks (FinCEN) recent Geographic Targeting Order that imposes additional record keeping and reporting requirements designed to deter money laundering in New York City and Miami; no bill yet introduced. H.R. 4620, Preserving Access to CRE Capital Act of 2016, a bill to amend the Securities Exchange Act of 1934 to exempt certain commercial real estate loans from risk retention requirements, and for other purposes; entire bill. H.R. 3700, Housing Opportunity Through Modernization Act of 2016, a bill to provide housing opportunities in the United States through modernization of various housing programs, and for other purposes; entire bill. General education concerning bank holding company investments in title agencies under the Federal Reserve Boards interpretation of Bank Holding Company Act (12 U.S.C. 1841 et. seq.), and Regulation Y 12 C.F.R. 225.1, on bank holding companies and change in bank control (Regulation Y) ; no bill yet introduced.

H.R. 4893, the Risk Management and Homeowner Stability Act of 2016, a bill to amend the Congressional Budget Act of 1974 to prohibit the chairs of the congressional budget committees from counting increases to guarantee fees as offsets for budget enforcement purposes; entire bill. General education concerning solar energy and real estate; no bill introduced. General education concerning flood insurance; no bill introduced. General education concerning housing finance reform; no bill introduced.

H.CON.RES.125, a bill establishing the congressional budget for the United States Government for fiscal year 2017 and setting forth the appropriate budgetary levels for fiscal years 2018 through 2026; Title III, Section 314 prohibiting the use of Fannie Mae and Freddie Mac guarantee fees (g-fees) as a funding offset. H.R. 5485, a bill making appropriations for financial services and general government for FY 2017; Title V, Sections 501-506 requiring the Consumer Financial Protection Bureau to obtain funding through the Congressional Appropriations process and making other structural reforms to the Bureau to improve its governance, accountability and transparency. H.R. 5325, making Continuing Appropriations and Military Construction, Veterans Affairs, and Related Agencies Appropriations Act, 2017, and Zika Response and Preparedness Act, Division C, sections 101(a)(5) concerning the use of the Financial Services and General Government Appropriations Act, 2016 for the Continuing Resolution funding the government until December 9, 2016, and 101(a)(11) concerning use of the Transportation, Housing, and Urban Development and Related Agencies Appropriations Act, 2016 for the Continuing Resolution funding the government until December 9, 2016.

H.CON.RES.125, a bill establishing the congressional budget for the United States Government for fiscal year 2017 and setting forth the appropriate budgetary levels for fiscal years 2018 through 2026; Title III, Section 314 prohibiting the use of Fannie Mae and Freddie Mac guarantee fees (g-fees) as a funding offset. H.R. 5485, a bill making appropriations for financial services and general government for FY 2017; Title V, Sections 501-506 requiring the Consumer Financial Protection Bureau to obtain funding through the Congressional Appropriations process and making other structural reforms to the Bureau to improve its governance, accountability and transparency. H.R. 5325, making Continuing Appropriations and Military Construction, Veterans Affairs, and Related Agencies Appropriations Act, 2017, and Zika Response and Preparedness Act, Division C, sections 101(a)(5) concerning the use of the Financial Services and General Government Appropriations Act, 2016 for the Continuing Resolution funding the government until December 9, 2016, and 101(a)(11) concerning use of the Transportation, Housing, and Urban Development and Related Agencies Appropriations Act, 2016 for the Continuing Resolution funding the government until December 9, 2016.

H.CON.RES.125, a bill establishing the congressional budget for the United States Government for fiscal year 2017 and setting forth the appropriate budgetary levels for fiscal years 2018 through 2026; Title III, Section 314 prohibiting the use of Fannie Mae and Freddie Mac guarantee fees (g-fees) as a funding offset. H.R. 5485, a bill making appropriations for financial services and general government for FY 2017; Title V, Sections 501-506 requiring the Consumer Financial Protection Bureau to obtain funding through the Congressional Appropriations process and making other structural reforms to the Bureau to improve its governance, accountability and transparency.

H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation to reintroduce the Protecting American Taxpayers and Homeowners Act of 2013, legislation to create a sustainable housing finance system for the 21st century. Draft legislation to reintroduce the Housing Finance Reform and Taxpayer Protection Act of 2013, legislation to provide secondary mortgage market reform. Proposed Rule RIN 3170-AA61 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. General education concerning Financial Crimes Enforcement Networks (FinCEN) recent Geographic Targeting Order that imposes additional record keeping and reporting requirements designed to deter money laundering in New York City, Miami, Los Angeles, San Diego and San Antonio; no bill yet introduced. H.R. 5983, the Financial Choice Act of 2016, a bill to create hope and opportunity for consumers, investors, and entrepreneurs by ending bailouts and Too Big to Fail, holding Washington and Wall Street accountable, eliminating red tape to increase access to capital and credit, and repealing the provisions of the Dodd-Frank Act that make America less prosperous, less stable, and less free, and for other purposes; entire bill. General education concerning blockchain and other technological innovation in real estate. H.R. 2205, the Data Security Act of 2015, a bill to protect financial information relating to consumers, to require notice of security breaches, and for other purposes; entire bill. General education concerning proposals related to data security.

H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation to reintroduce the Protecting American Taxpayers and Homeowners Act of 2013, legislation to create a sustainable housing finance system for the 21st century. Draft legislation to reintroduce the Housing Finance Reform and Taxpayer Protection Act of 2013, legislation to provide secondary mortgage market reform. Proposed Rule RIN 3170-AA61 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. General education concerning Financial Crimes Enforcement Networks (FinCEN) recent Geographic Targeting Order that imposes additional record keeping and reporting requirements designed to deter money laundering in New York City, Miami, Los Angeles, San Diego and San Antonio; no bill yet introduced. H.R. 5983, the Financial Choice Act of 2016, a bill to create hope and opportunity for consumers, investors, and entrepreneurs by ending bailouts and Too Big to Fail, holding Washington and Wall Street accountable, eliminating red tape to increase access to capital and credit, and repealing the provisions of the Dodd-Frank Act that make America less prosperous, less stable, and less free, and for other purposes; entire bill. General education concerning blockchain and other technological innovation in real estate. H.R. 2205, the Data Security Act of 2015, a bill to protect financial information relating to consumers, to require notice of security breaches, and for other purposes; entire bill. General education concerning proposals related to data security.

H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation to reintroduce the Protecting American Taxpayers and Homeowners Act of 2013, legislation to create a sustainable housing finance system for the 21st century. Draft legislation to reintroduce the Housing Finance Reform and Taxpayer Protection Act of 2013, legislation to provide secondary mortgage market reform. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. S. 2038, the Jumpstart GSE Reform Act, a bill to provide certainty that Congress and the Administration will undertake substantive and structural housing finance reform, and for other purposes; entire bill. General education concerning Financial Crimes Enforcement Networks (FinCEN) recent Geographic Targeting Order that imposes additional record keeping and reporting requirements designed to deter money laundering in New York City and Miami; no bill yet introduced. H.R. 4620, Preserving Access to CRE Capital Act of 2016, a bill to amend the Securities Exchange Act of 1934 to exempt certain commercial real estate loans from risk retention requirements, and for other purposes; entire bill. H.R. 3700, Housing Opportunity Through Modernization Act of 2016, a bill to provide housing opportunities in the United States through modernization of various housing programs, and for other purposes; entire bill. General education concerning bank holding company investments in title agencies under the Federal Reserve Boards interpretation of Bank Holding Company Act (12 U.S.C. 1841 et. seq.), and Regulation Y 12 C.F.R. 225.1, on bank holding companies and change in bank control (Regulation Y) ; no bill yet introduced.

H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation to reintroduce the Protecting American Taxpayers and Homeowners Act of 2013, legislation to create a sustainable housing finance system for the 21st century. Draft legislation to reintroduce the Housing Finance Reform and Taxpayer Protection Act of 2013, legislation to provide secondary mortgage market reform. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. General education concerning Financial Crimes Enforcement Networks (FinCEN) recent Geographic Targeting Order that imposes additional record keeping and reporting requirements designed to deter money laundering in New York City and Miami; no bill yet introduced. H.R. 3700, Housing Opportunity Through Modernization Act of 2016, a bill to provide housing opportunities in the United States through modernization of various housing programs, and for other purposes; entire bill. S. 3083, Housing Opportunity Through Modernization Act of 2016, a bill to provide housing opportunities in the United States through modernization of various housing programs, and for other purposes; entire bill. General education concerning bank holding company investments in title agencies under the Federal Reserve Boards interpretation of Bank Holding Company Act (12 U.S.C. 1841 et. seq.), and Regulation Y 12 C.F.R. 225.1, on bank holding companies and change in bank control (Regulation Y) ; no bill yet introduced. General education concerning the Financial CHOICE Act; no bill yet introduced.

General education concerning proposals as to the deductibility of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation, no bill introduced. S. 608, the Mortgage Forgiveness Tax Relief Act of 2015, legislation to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt; entire bill. H.R. 1002, the Mortgage Forgiveness Tax Relief Act of 2015, legislation to amend the Internal Revenue Code of 1986 to extend for 2 years the exclusion from gross income of discharges of qualified principal residence indebtedness; entire bill. S. 1946, the Tax Relief Extension Act of 2015, a bill to amend the Internal Revenue Code of 1986 to extend certain expiring provisions, and for other purposes; entire bill.

General education concerning proposals as to the deductibility of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation, no bill introduced. S. 608, the Mortgage Forgiveness Tax Relief Act of 2015, legislation to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt; entire bill. H.R. 1002, the Mortgage Forgiveness Tax Relief Act of 2015, legislation to amend the Internal Revenue Code of 1986 to extend for 2 years the exclusion from gross income of discharges of qualified principal residence indebtedness; entire bill. S. 1946, the Tax Relief Extension Act of 2015, a bill to amend the Internal Revenue Code of 1986 to extend certain expiring provisions, and for other purposes; entire bill.

General education concerning proposals as to the deductibility of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation, no bill introduced. S. 608, the Mortgage Forgiveness Tax Relief Act of 2015, legislation to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt; entire bill. H.R. 1002, the Mortgage Forgiveness Tax Relief Act of 2015, legislation to amend the Internal Revenue Code of 1986 to extend for 2 years the exclusion from gross income of discharges of qualified principal residence indebtedness; entire bill. S. 1946, the Tax Relief Extension Act of 2015, a bill to amend the Internal Revenue Code of 1986 to extend certain expiring provisions, and for other purposes; entire bill.

H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation to reintroduce the Protecting American Taxpayers and Homeowners Act of 2013, legislation to create a sustainable housing finance system for the 21st century. Draft legislation to reintroduce the Housing Finance Reform and Taxpayer Protection Act of 2013, legislation to provide secondary mortgage market reform. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. S. 2038, the Jumpstart GSE Reform Act, a bill to provide certainty that Congress and the Administration will undertake substantive and structural housing finance reform, and for other purposes; entire bill. General education concerning Financial Crimes Enforcement Networks (FinCEN) recent Geographic Targeting Order that imposes additional record keeping and reporting requirements designed to deter money laundering in New York City and Miami; no bill yet introduced. H.R. 4620, Preserving Access to CRE Capital Act of 2016, a bill to amend the Securities Exchange Act of 1934 to exempt certain commercial real estate loans from risk retention requirements, and for other purposes; entire bill. H.R. 3700, Housing Opportunity Through Modernization Act of 2016, a bill to provide housing opportunities in the United States through modernization of various housing programs, and for other purposes; entire bill. General education concerning bank holding company investments in title agencies under the Federal Reserve Boards interpretation of Bank Holding Company Act (12 U.S.C. 1841 et. seq.), and Regulation Y 12 C.F.R. 225.1, on bank holding companies and change in bank control (Regulation Y) ; no bill yet introduced.

H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation to reintroduce the Protecting American Taxpayers and Homeowners Act of 2013, legislation to create a sustainable housing finance system for the 21st century. Draft legislation to reintroduce the Housing Finance Reform and Taxpayer Protection Act of 2013, legislation to provide secondary mortgage market reform. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. General education concerning Financial Crimes Enforcement Networks (FinCEN) recent Geographic Targeting Order that imposes additional record keeping and reporting requirements designed to deter money laundering in New York City and Miami; no bill yet introduced. H.R. 3700, Housing Opportunity Through Modernization Act of 2016, a bill to provide housing opportunities in the United States through modernization of various housing programs, and for other purposes; entire bill. S. 3083, Housing Opportunity Through Modernization Act of 2016, a bill to provide housing opportunities in the United States through modernization of various housing programs, and for other purposes; entire bill. General education concerning bank holding company investments in title agencies under the Federal Reserve Boards interpretation of Bank Holding Company Act (12 U.S.C. 1841 et. seq.), and Regulation Y 12 C.F.R. 225.1, on bank holding companies and change in bank control (Regulation Y) ; no bill yet introduced. General education concerning the Financial CHOICE Act; no bill yet introduced.

General education concerning proposals as to the deductibility of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation, no bill introduced. S. 608, the Mortgage Forgiveness Tax Relief Act of 2015, legislation to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt; entire bill. H.R. 1002, the Mortgage Forgiveness Tax Relief Act of 2015, legislation to amend the Internal Revenue Code of 1986 to extend for 2 years the exclusion from gross income of discharges of qualified principal residence indebtedness; entire bill. S. 1946, the Tax Relief Extension Act of 2015, a bill to amend the Internal Revenue Code of 1986 to extend certain expiring provisions, and for other purposes; entire bill.

General education concerning proposals as to the deductibility of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation, no bill introduced. S. 608, the Mortgage Forgiveness Tax Relief Act of 2015, legislation to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt; entire bill. H.R. 1002, the Mortgage Forgiveness Tax Relief Act of 2015, legislation to amend the Internal Revenue Code of 1986 to extend for 2 years the exclusion from gross income of discharges of qualified principal residence indebtedness; entire bill. S. 1946, the Tax Relief Extension Act of 2015, a bill to amend the Internal Revenue Code of 1986 to extend certain expiring provisions, and for other purposes; entire bill.

General education concerning proposals as to the deductibility of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation, no bill introduced. S. 608, the Mortgage Forgiveness Tax Relief Act of 2015, legislation to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt; entire bill. H.R. 1002, the Mortgage Forgiveness Tax Relief Act of 2015, legislation to amend the Internal Revenue Code of 1986 to extend for 2 years the exclusion from gross income of discharges of qualified principal residence indebtedness; entire bill. S. 1946, the Tax Relief Extension Act of 2015, a bill to amend the Internal Revenue Code of 1986 to extend certain expiring provisions, and for other purposes; entire bill.

H.R. 83, House amendment to the Senate Amendment, Consolidated and Further Continuing Appropriations Act of 2015, a bill to make consolidated appropriations for the fiscal year ending September 30, 2015, and for other purposes; Division K, Transportation, Housing and Urban Development and Related Agencies Appropriations Act of 2015. H. Con. Res. 27, legislation establishing the budget for the United States Government for fiscal year 2016 and setting forth appropriate budgetary levels for fiscal years 2017 through 2025; entire resolution. S. Con. Res. 11, concurrent resolution on the budget for fiscal year 2016; entire resolution. Draft legislation for House and Senate FY 2016 Transportation, Housing and Urban Development, and Related Agencies Act; no bills yet introduced.

General education concerning proposals as to the deductibility of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation. No bill introduced. S. 608 & H.R. 1002, Mortgage Forgiveness Tax Relief Act of 2015, a bill to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt; entire bill. S. 1946, the Tax Relief Extension Act of 2015, a bill to amend the Internal Revenue Code of 1986 to extend certain expiring provisions, and for other purposes; entire bill.

General education concerning proposals as to the deductibility of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation, no bill introduced. S. 608, the Mortgage Forgiveness Tax Relief Act of 2015, legislation to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt; entire bill. H.R. 1002, the Mortgage Forgiveness Tax Relief Act of 2015, legislation to amend the Internal Revenue Code of 1986 to extend for 2 years the exclusion from gross income of discharges of qualified principal residence indebtedness; entire bill. S. 1946, the Tax Relief Extension Act of 2015, a bill to amend the Internal Revenue Code of 1986 to extend certain expiring provisions, and for other purposes; entire bill. H.R. 2029, the Military Construction and Veterans Affairs and Related Agencies Appropriations Act, 2016; House Amendment #2 to the Senate Amendment, the Protecting Americans from Tax Hikes Act of 2015, legislation to extend certain expiring tax provisions.

General education concerning proposals as to the deductibility of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation. No bill introduced. S. 608 & H.R. 1002, Mortgage Forgiveness Tax Relief Act of 2015, a bill to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt; entire bill. Draft legislation relating to the extension of tax provisions contained in the EXPIRE Act of 2014; no bill yet introduced.

General education concerning proposals as to the deductibility of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation. No bill introduced. S. 608 & H.R. 1002, Mortgage Forgiveness Tax Relief Act of 2015, a bill to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt; entire bill. Draft legislation relating to the extension of tax provisions contained in the EXPIRE Act of 2014; no bill yet introduced.

H.R. 1195, Bureau of Consumer Financial Protection Advisory Boards Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and to set standards for appointments to Bureau advisory boards; entire bill. S. 1963, Bureau of Consumer Financial Protection Advisory Board Enhancement Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and for other purposes; entire bill. H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1265, the Bureau Advisory Commission Transparency Act, a bill to apply the requirements of the Federal Advisory Committee Act to the Bureau of Consumer Financial Protection; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation relating to the re-introduction of the Protecting American Taxpayer Protection Act of 2013 and the Housing Finance Reform and Taxpayer Protection Act of 2013; no bills yet introduced. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). Draft legislation implementing an advisory opinion process at the Consumer Financial Protection Bureau; no bill yet introduced. Draft legislation reforming the Consumer Financial Protection Bureau process for publishing Bulletins; no bill yet introduced. H.R. 3192, the Homebuyers Assistance Act, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill. S. 1711, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill. H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. S. 2038, the Jumpstart GSE Reform Act, a bill to provide certainty that Congress and the Administration will undertake substantive and structural housing finance reform, and for other purposes; entire bill.

H.R. 1195, Bureau of Consumer Financial Protection Advisory Boards Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and to set standards for appointments to Bureau advisory boards; entire bill. H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1265, the Bureau Advisory Commission Transparency Act, a bill to apply the requirements of the Federal Advisory Committee Act to the Bureau of Consumer Financial Protection; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation relating to the re-introduction of the Protecting American Taxpayer Protection Act of 2013 and the Housing Finance Reform and Taxpayer Protection Act of 2013; no bills yet introduced. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). Draft legislation implementing an advisory opinion process at the Consumer Financial Protection Bureau; no bill yet introduced. Draft legislation reforming the Consumer Financial Protection Bureau process for publishing Bulletins; no bill yet introduced. H.R. 2213, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill.

Implementation of Sections 1411, 1412, and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 1195, Bureau of Consumer Financial Protection Advisory Boards Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and to set standards for appointments to Bureau advisory boards; entire bill. H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1265, the Bureau Advisory Commission Transparency Act, a bill to apply the requirements of the Federal Advisory Committee Act to the Bureau of Consumer Financial Protection; entire bill. H.R. 1529, the Community Institution Mortgage Relief Act of 2015, a bill to amend the Truth in Lending Act and the Real Estate Settlement Procedures Act of 1974 to modify the requirements for community financial institutions with respect to certain rules relating to mortgage loans, and for other purposes; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation relating to the re-introduction of the Protecting American Taxpayer Protection Act of 2013 and the Housing Finance Reform and Taxpayer Protection Act of 2013; no bills yet introduced. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). Draft legislation implementing an advisory opinion process at the Consumer Financial Protection Bureau; no bill yet introduced. Draft legislation reforming the Consumer Financial Protection Bureau process for publishing Bulletins; no bill yet introduced.

H.R. 1195, Bureau of Consumer Financial Protection Advisory Boards Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and to set standards for appointments to Bureau advisory boards; entire bill. S. 1963, Bureau of Consumer Financial Protection Advisory Board Enhancement Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and for other purposes; entire bill. H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1265, the Bureau Advisory Commission Transparency Act, a bill to apply the requirements of the Federal Advisory Committee Act to the Bureau of Consumer Financial Protection; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation relating to the re-introduction of the Protecting American Taxpayer Protection Act of 2013 and the Housing Finance Reform and Taxpayer Protection Act of 2013; no bills yet introduced. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). Draft legislation implementing an advisory opinion process at the Consumer Financial Protection Bureau; no bill yet introduced. Draft legislation reforming the Consumer Financial Protection Bureau process for publishing Bulletins; no bill yet introduced. H.R. 3192, the Homebuyers Assistance Act, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill. S. 1711, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill. H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. S. 2038, the Jumpstart GSE Reform Act, a bill to provide certainty that Congress and the Administration will undertake substantive and structural housing finance reform, and for other purposes; entire bill.

H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation to reintroduce the Protecting American Taxpayers and Homeowners Act of 2013, legislation to create a sustainable housing finance system for the 21st century. Draft legislation to reintroduce the Housing Finance Reform and Taxpayer Protection Act of 2013, legislation to provide secondary mortgage market reform. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). Draft legislation implementing an advisory opinion process at the Consumer Financial Protection Bureau; no bill yet introduced. Draft legislation reforming the Consumer Financial Protection Bureau process for publishing Bulletins; no bill yet introduced. H.R. 3192, the Homebuyers Assistance Act, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill. S. 1711, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill. H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. S. 2038, the Jumpstart GSE Reform Act, a bill to provide certainty that Congress and the Administration will undertake substantive and structural housing finance reform, and for other purposes; entire bill.

H.R. 1195, Bureau of Consumer Financial Protection Advisory Boards Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and to set standards for appointments to Bureau advisory boards; entire bill. S. 1963, Bureau of Consumer Financial Protection Advisory Board Enhancement Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and for other purposes; entire bill. H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1265, the Bureau Advisory Commission Transparency Act, a bill to apply the requirements of the Federal Advisory Committee Act to the Bureau of Consumer Financial Protection; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation relating to the re-introduction of the Protecting American Taxpayer Protection Act of 2013 and the Housing Finance Reform and Taxpayer Protection Act of 2013; no bills yet introduced. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). Draft legislation implementing an advisory opinion process at the Consumer Financial Protection Bureau; no bill yet introduced. Draft legislation reforming the Consumer Financial Protection Bureau process for publishing Bulletins; no bill yet introduced. H.R. 3192, the Homebuyers Assistance Act, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill. S. 1711, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill. H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. S. 2038, the Jumpstart GSE Reform Act, a bill to provide certainty that Congress and the Administration will undertake substantive and structural housing finance reform, and for other purposes; entire bill.

Implementation of Sections 1411, 1412, and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 1195, Bureau of Consumer Financial Protection Advisory Boards Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and to set standards for appointments to Bureau advisory boards; entire bill. H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1265, the Bureau Advisory Commission Transparency Act, a bill to apply the requirements of the Federal Advisory Committee Act to the Bureau of Consumer Financial Protection; entire bill. H.R. 1529, the Community Institution Mortgage Relief Act of 2015, a bill to amend the Truth in Lending Act and the Real Estate Settlement Procedures Act of 1974 to modify the requirements for community financial institutions with respect to certain rules relating to mortgage loans, and for other purposes; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation relating to the re-introduction of the Protecting American Taxpayer Protection Act of 2013 and the Housing Finance Reform and Taxpayer Protection Act of 2013; no bills yet introduced. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). Draft legislation implementing an advisory opinion process at the Consumer Financial Protection Bureau; no bill yet introduced. Draft legislation reforming the Consumer Financial Protection Bureau process for publishing Bulletins; no bill yet introduced.

H.R. 1195, Bureau of Consumer Financial Protection Advisory Boards Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and to set standards for appointments to Bureau advisory boards; entire bill. H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1265, the Bureau Advisory Commission Transparency Act, a bill to apply the requirements of the Federal Advisory Committee Act to the Bureau of Consumer Financial Protection; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation relating to the re-introduction of the Protecting American Taxpayer Protection Act of 2013 and the Housing Finance Reform and Taxpayer Protection Act of 2013; no bills yet introduced. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). Draft legislation implementing an advisory opinion process at the Consumer Financial Protection Bureau; no bill yet introduced. Draft legislation reforming the Consumer Financial Protection Bureau process for publishing Bulletins; no bill yet introduced. H.R. 2213, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill.

H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation to reintroduce the Protecting American Taxpayers and Homeowners Act of 2013, legislation to create a sustainable housing finance system for the 21st century. Draft legislation to reintroduce the Housing Finance Reform and Taxpayer Protection Act of 2013, legislation to provide secondary mortgage market reform. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). Draft legislation implementing an advisory opinion process at the Consumer Financial Protection Bureau; no bill yet introduced. Draft legislation reforming the Consumer Financial Protection Bureau process for publishing Bulletins; no bill yet introduced. H.R. 3192, the Homebuyers Assistance Act, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill. S. 1711, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill. H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. S. 2038, the Jumpstart GSE Reform Act, a bill to provide certainty that Congress and the Administration will undertake substantive and structural housing finance reform, and for other purposes; entire bill.

Implementation of Sections 1411, 1412, and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 1195, Bureau of Consumer Financial Protection Advisory Boards Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and to set standards for appointments to Bureau advisory boards; entire bill. H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1265, the Bureau Advisory Commission Transparency Act, a bill to apply the requirements of the Federal Advisory Committee Act to the Bureau of Consumer Financial Protection; entire bill. H.R. 1529, the Community Institution Mortgage Relief Act of 2015, a bill to amend the Truth in Lending Act and the Real Estate Settlement Procedures Act of 1974 to modify the requirements for community financial institutions with respect to certain rules relating to mortgage loans, and for other purposes; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation relating to the re-introduction of the Protecting American Taxpayer Protection Act of 2013 and the Housing Finance Reform and Taxpayer Protection Act of 2013; no bills yet introduced. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). Draft legislation implementing an advisory opinion process at the Consumer Financial Protection Bureau; no bill yet introduced. Draft legislation reforming the Consumer Financial Protection Bureau process for publishing Bulletins; no bill yet introduced.

General education concerning proposals as to the deductibility of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation, no bill introduced. S. 608, the Mortgage Forgiveness Tax Relief Act of 2015, legislation to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt; entire bill. H.R. 1002, the Mortgage Forgiveness Tax Relief Act of 2015, legislation to amend the Internal Revenue Code of 1986 to extend for 2 years the exclusion from gross income of discharges of qualified principal residence indebtedness; entire bill. S. 1946, the Tax Relief Extension Act of 2015, a bill to amend the Internal Revenue Code of 1986 to extend certain expiring provisions, and for other purposes; entire bill. H.R. 2029, the Military Construction and Veterans Affairs and Related Agencies Appropriations Act, 2016; House Amendment #2 to the Senate Amendment, the Protecting Americans from Tax Hikes Act of 2015, legislation to extend certain expiring tax provisions.

Monitoring financial services provisions in Division E of H.R. 2029, the Consolidated Appropriations Act of 2016.

H.R. 2577, a bill making appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 2016, and for other purposes; entire bill.

H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation to reintroduce the Protecting American Taxpayers and Homeowners Act of 2013, legislation to create a sustainable housing finance system for the 21st century. Draft legislation to reintroduce the Housing Finance Reform and Taxpayer Protection Act of 2013, legislation to provide secondary mortgage market reform. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). Draft legislation implementing an advisory opinion process at the Consumer Financial Protection Bureau; no bill yet introduced. Draft legislation reforming the Consumer Financial Protection Bureau process for publishing Bulletins; no bill yet introduced. H.R. 3192, the Homebuyers Assistance Act, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill. S. 1711, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill. H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. S. 2038, the Jumpstart GSE Reform Act, a bill to provide certainty that Congress and the Administration will undertake substantive and structural housing finance reform, and for other purposes; entire bill.

H.R. 1195, Bureau of Consumer Financial Protection Advisory Boards Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and to set standards for appointments to Bureau advisory boards; entire bill. S. 1963, Bureau of Consumer Financial Protection Advisory Board Enhancement Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and for other purposes; entire bill. H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1265, the Bureau Advisory Commission Transparency Act, a bill to apply the requirements of the Federal Advisory Committee Act to the Bureau of Consumer Financial Protection; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation relating to the re-introduction of the Protecting American Taxpayer Protection Act of 2013 and the Housing Finance Reform and Taxpayer Protection Act of 2013; no bills yet introduced. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). Draft legislation implementing an advisory opinion process at the Consumer Financial Protection Bureau; no bill yet introduced. Draft legislation reforming the Consumer Financial Protection Bureau process for publishing Bulletins; no bill yet introduced. H.R. 3192, the Homebuyers Assistance Act, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill. S. 1711, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill. H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. S. 2038, the Jumpstart GSE Reform Act, a bill to provide certainty that Congress and the Administration will undertake substantive and structural housing finance reform, and for other purposes; entire bill.

Implementation of Sections 1411, 1412, and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 1195, Bureau of Consumer Financial Protection Advisory Boards Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and to set standards for appointments to Bureau advisory boards; entire bill. H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1265, the Bureau Advisory Commission Transparency Act, a bill to apply the requirements of the Federal Advisory Committee Act to the Bureau of Consumer Financial Protection; entire bill. H.R. 1529, the Community Institution Mortgage Relief Act of 2015, a bill to amend the Truth in Lending Act and the Real Estate Settlement Procedures Act of 1974 to modify the requirements for community financial institutions with respect to certain rules relating to mortgage loans, and for other purposes; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation relating to the re-introduction of the Protecting American Taxpayer Protection Act of 2013 and the Housing Finance Reform and Taxpayer Protection Act of 2013; no bills yet introduced. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). Draft legislation implementing an advisory opinion process at the Consumer Financial Protection Bureau; no bill yet introduced. Draft legislation reforming the Consumer Financial Protection Bureau process for publishing Bulletins; no bill yet introduced.

H.R. 1195, Bureau of Consumer Financial Protection Advisory Boards Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and to set standards for appointments to Bureau advisory boards; entire bill. H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1265, the Bureau Advisory Commission Transparency Act, a bill to apply the requirements of the Federal Advisory Committee Act to the Bureau of Consumer Financial Protection; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation relating to the re-introduction of the Protecting American Taxpayer Protection Act of 2013 and the Housing Finance Reform and Taxpayer Protection Act of 2013; no bills yet introduced. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). Draft legislation implementing an advisory opinion process at the Consumer Financial Protection Bureau; no bill yet introduced. Draft legislation reforming the Consumer Financial Protection Bureau process for publishing Bulletins; no bill yet introduced. H.R. 2213, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill.

H.R. 83, House amendment to the Senate Amendment, Consolidated and Further Continuing Appropriations Act of 2015, a bill to make consolidated appropriations for the fiscal year ending September 30, 2015, and for other purposes; Division K, Transportation, Housing and Urban Development and Related Agencies Appropriations Act of 2015. H. Con. Res. 27, legislation establishing the budget for the United States Government for fiscal year 2016 and setting forth appropriate budgetary levels for fiscal years 2017 through 2025; entire resolution. S. Con. Res. 11, concurrent resolution on the budget for fiscal year 2016; entire resolution. Draft legislation for House and Senate FY 2016 Transportation, Housing and Urban Development, and Related Agencies Act; no bills yet introduced.

General education concerning proposals as to the deductibility of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation. No bill introduced. S. 608 & H.R. 1002, Mortgage Forgiveness Tax Relief Act of 2015, a bill to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt; entire bill. S. 1946, the Tax Relief Extension Act of 2015, a bill to amend the Internal Revenue Code of 1986 to extend certain expiring provisions, and for other purposes; entire bill.

General education concerning proposals as to the deductibility of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation, no bill introduced. S. 608, the Mortgage Forgiveness Tax Relief Act of 2015, legislation to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt; entire bill. H.R. 1002, the Mortgage Forgiveness Tax Relief Act of 2015, legislation to amend the Internal Revenue Code of 1986 to extend for 2 years the exclusion from gross income of discharges of qualified principal residence indebtedness; entire bill. S. 1946, the Tax Relief Extension Act of 2015, a bill to amend the Internal Revenue Code of 1986 to extend certain expiring provisions, and for other purposes; entire bill. H.R. 2029, the Military Construction and Veterans Affairs and Related Agencies Appropriations Act, 2016; House Amendment #2 to the Senate Amendment, the Protecting Americans from Tax Hikes Act of 2015, legislation to extend certain expiring tax provisions.

H.R. 1195, Bureau of Consumer Financial Protection Advisory Boards Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and to set standards for appointments to Bureau advisory boards; entire bill. S. 1963, Bureau of Consumer Financial Protection Advisory Board Enhancement Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and for other purposes; entire bill. H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1265, the Bureau Advisory Commission Transparency Act, a bill to apply the requirements of the Federal Advisory Committee Act to the Bureau of Consumer Financial Protection; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation relating to the re-introduction of the Protecting American Taxpayer Protection Act of 2013 and the Housing Finance Reform and Taxpayer Protection Act of 2013; no bills yet introduced. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). Draft legislation implementing an advisory opinion process at the Consumer Financial Protection Bureau; no bill yet introduced. Draft legislation reforming the Consumer Financial Protection Bureau process for publishing Bulletins; no bill yet introduced. H.R. 3192, the Homebuyers Assistance Act, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill. S. 1711, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill. H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. S. 2038, the Jumpstart GSE Reform Act, a bill to provide certainty that Congress and the Administration will undertake substantive and structural housing finance reform, and for other purposes; entire bill.

H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation to reintroduce the Protecting American Taxpayers and Homeowners Act of 2013, legislation to create a sustainable housing finance system for the 21st century. Draft legislation to reintroduce the Housing Finance Reform and Taxpayer Protection Act of 2013, legislation to provide secondary mortgage market reform. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). Draft legislation implementing an advisory opinion process at the Consumer Financial Protection Bureau; no bill yet introduced. Draft legislation reforming the Consumer Financial Protection Bureau process for publishing Bulletins; no bill yet introduced. H.R. 3192, the Homebuyers Assistance Act, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill. S. 1711, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill. H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. S. 2038, the Jumpstart GSE Reform Act, a bill to provide certainty that Congress and the Administration will undertake substantive and structural housing finance reform, and for other purposes; entire bill.

General education concerning proposals as to the deductibility of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation, no bill introduced. S. 608, the Mortgage Forgiveness Tax Relief Act of 2015, legislation to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt; entire bill. H.R. 1002, the Mortgage Forgiveness Tax Relief Act of 2015, legislation to amend the Internal Revenue Code of 1986 to extend for 2 years the exclusion from gross income of discharges of qualified principal residence indebtedness; entire bill. S. 1946, the Tax Relief Extension Act of 2015, a bill to amend the Internal Revenue Code of 1986 to extend certain expiring provisions, and for other purposes; entire bill. H.R. 2029, the Military Construction and Veterans Affairs and Related Agencies Appropriations Act, 2016; House Amendment #2 to the Senate Amendment, the Protecting Americans from Tax Hikes Act of 2015, legislation to extend certain expiring tax provisions.

General education concerning proposals as to the deductibility of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation. No bill introduced. S. 608 & H.R. 1002, Mortgage Forgiveness Tax Relief Act of 2015, a bill to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt; entire bill. S. 1946, the Tax Relief Extension Act of 2015, a bill to amend the Internal Revenue Code of 1986 to extend certain expiring provisions, and for other purposes; entire bill.

General education concerning proposals as to the deductibility of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation. No bill introduced. S. 608 & H.R. 1002, Mortgage Forgiveness Tax Relief Act of 2015, a bill to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt; entire bill. Draft legislation relating to the extension of tax provisions contained in the EXPIRE Act of 2014; no bill yet introduced.

General education concerning proposals as to the deductibility of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation. No bill introduced. S. 608 & H.R. 1002, Mortgage Forgiveness Tax Relief Act of 2015, a bill to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt; entire bill. Draft legislation relating to the extension of tax provisions contained in the EXPIRE Act of 2014; no bill yet introduced.

H.R. 83, House amendment to the Senate Amendment, Consolidated and Further Continuing Appropriations Act of 2015, a bill to make consolidated appropriations for the fiscal year ending September 30, 2015, and for other purposes; Division K, Transportation, Housing and Urban Development and Related Agencies Appropriations Act of 2015. H. Con. Res. 27, legislation establishing the budget for the United States Government for fiscal year 2016 and setting forth appropriate budgetary levels for fiscal years 2017 through 2025; entire resolution. S. Con. Res. 11, concurrent resolution on the budget for fiscal year 2016; entire resolution. Draft legislation for House and Senate FY 2016 Transportation, Housing and Urban Development, and Related Agencies Act; no bills yet introduced.

H.R. 1195, Bureau of Consumer Financial Protection Advisory Boards Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and to set standards for appointments to Bureau advisory boards; entire bill. H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1265, the Bureau Advisory Commission Transparency Act, a bill to apply the requirements of the Federal Advisory Committee Act to the Bureau of Consumer Financial Protection; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation relating to the re-introduction of the Protecting American Taxpayer Protection Act of 2013 and the Housing Finance Reform and Taxpayer Protection Act of 2013; no bills yet introduced. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). Draft legislation implementing an advisory opinion process at the Consumer Financial Protection Bureau; no bill yet introduced. Draft legislation reforming the Consumer Financial Protection Bureau process for publishing Bulletins; no bill yet introduced. H.R. 2213, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill.

H.R. 1195, Bureau of Consumer Financial Protection Advisory Boards Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and to set standards for appointments to Bureau advisory boards; entire bill. S. 1963, Bureau of Consumer Financial Protection Advisory Board Enhancement Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and for other purposes; entire bill. H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1265, the Bureau Advisory Commission Transparency Act, a bill to apply the requirements of the Federal Advisory Committee Act to the Bureau of Consumer Financial Protection; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation relating to the re-introduction of the Protecting American Taxpayer Protection Act of 2013 and the Housing Finance Reform and Taxpayer Protection Act of 2013; no bills yet introduced. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). Draft legislation implementing an advisory opinion process at the Consumer Financial Protection Bureau; no bill yet introduced. Draft legislation reforming the Consumer Financial Protection Bureau process for publishing Bulletins; no bill yet introduced. H.R. 3192, the Homebuyers Assistance Act, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill. S. 1711, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill. H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. S. 2038, the Jumpstart GSE Reform Act, a bill to provide certainty that Congress and the Administration will undertake substantive and structural housing finance reform, and for other purposes; entire bill.

Implementation of Sections 1411, 1412, and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 1195, Bureau of Consumer Financial Protection Advisory Boards Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and to set standards for appointments to Bureau advisory boards; entire bill. H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1265, the Bureau Advisory Commission Transparency Act, a bill to apply the requirements of the Federal Advisory Committee Act to the Bureau of Consumer Financial Protection; entire bill. H.R. 1529, the Community Institution Mortgage Relief Act of 2015, a bill to amend the Truth in Lending Act and the Real Estate Settlement Procedures Act of 1974 to modify the requirements for community financial institutions with respect to certain rules relating to mortgage loans, and for other purposes; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation relating to the re-introduction of the Protecting American Taxpayer Protection Act of 2013 and the Housing Finance Reform and Taxpayer Protection Act of 2013; no bills yet introduced. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). Draft legislation implementing an advisory opinion process at the Consumer Financial Protection Bureau; no bill yet introduced. Draft legislation reforming the Consumer Financial Protection Bureau process for publishing Bulletins; no bill yet introduced.

H.R. 1195, Bureau of Consumer Financial Protection Advisory Boards Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and to set standards for appointments to Bureau advisory boards; entire bill. S. 1963, Bureau of Consumer Financial Protection Advisory Board Enhancement Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and for other purposes; entire bill. H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1265, the Bureau Advisory Commission Transparency Act, a bill to apply the requirements of the Federal Advisory Committee Act to the Bureau of Consumer Financial Protection; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation relating to the re-introduction of the Protecting American Taxpayer Protection Act of 2013 and the Housing Finance Reform and Taxpayer Protection Act of 2013; no bills yet introduced. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). Draft legislation implementing an advisory opinion process at the Consumer Financial Protection Bureau; no bill yet introduced. Draft legislation reforming the Consumer Financial Protection Bureau process for publishing Bulletins; no bill yet introduced. H.R. 3192, the Homebuyers Assistance Act, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill. S. 1711, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill. H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. S. 2038, the Jumpstart GSE Reform Act, a bill to provide certainty that Congress and the Administration will undertake substantive and structural housing finance reform, and for other purposes; entire bill.

Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 4383, Bureau of Consumer Financial Protection Small Business Advisory Board Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish a Small Business Advisory Board; entire bill.H.R. 1077, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 3211, the Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction; entire bill. S. 1577, the Mortgage Choice Act of 2013, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction, entire bill. S. 949, the Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions of points and fees in connection with a mortgage transaction, entire bill. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, a bill to extend the Terrorism Risk Insurance Program for five years, entire bill. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, a bill to reform the secondary mortgage market; entire bill. H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013, a bill to protect American taxpayers and homeowners by creating a sustainable housing finance system for the 21st century; entire bill. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend from December 31, 2014, through December 31, 2024, the Terrorism Risk Insurance program; entire bill. General education concerning proposals under consideration as part of mortgage finance reform legislation. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). General education regarding Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. Draft legislation to reform the housing finance market by eliminating Fannie Mae and Freddie Mac and creating a new, cooperative-owned securities issuer. No bill introduced. Draft legislation to reform the housing finance market by winding down Fannie Mae & Freddie Mac and allowing private entities to replace most of their functions. No bill introduced. General education regarding the use of advisory opinions by the Consumer Financial Protection Bureau. No bill introduced. S. 2244, Terrorism Risk Insurance Program Reauthorization Act of 2014, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program through December 31, 2021; entire bill. H.R. 4871, TRIA Reform Act of 2014, a bill to reauthorize the Terrorism Risk Insurance Act of 2002. H.R. 4262, Bureau Advisory Commission Transparency Act, a bill to amend the Consumer Financial Protection Act of 2010 to make the Federal Advisory Committee Act applicable to each advisory committee of the Consumer Financial Protection Bureau; entire bill. H.R. 3770, Burea of Consumer Financial Protection-Inspector General Reform Act of 2013, a bill to amend the Inspector General Act of 1978 to repeal the authority of the Chairman of the Board of Governors of the Federal Reserve System to appoint the Inspector General of the Consumer Financial Protection Bureau; entire bill. H.R. 4662, Bureau Advisory Opinion Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish an advisory opinion process for the Bureau of Consumer Financial Protection; entire bill. H.R. 4811, Bureau Guidance Transparency Act, a bill to provide for a notice and comment period before the Bureau of Consumer Financial Protection issues guidance; entire bill. H.R. 3389, CFPB Slush Fund Elmination Act of 2013, a bill to amend the Consumer Financial Protection Act of 2010 to repeal the Consumer Financial Civil Penalty Fund, into which are deposited any civil penalties paid in judicial or administrative actions under federal consumer financial laws.

Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 4383, Bureau of Consumer Financial Protection Small Business Advisory Board Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish a Small Business Advisory Board; entire bill.H.R. 1077, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 3211, the Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction; entire bill. S. 1577, the Mortgage Choice Act of 2013, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction, entire bill. S. 949, the Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions of points and fees in connection with a mortgage transaction, entire bill. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, a bill to extend the Terrorism Risk Insurance Program for five years, entire bill. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, a bill to reform the secondary mortgage market; entire bill. H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013, a bill to protect American taxpayers and homeowners by creating a sustainable housing finance system for the 21st century; entire bill. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend from December 31, 2014, through December 31, 2024, the Terrorism Risk Insurance program; entire bill. General education concerning proposals under consideration as part of mortgage finance reform legislation. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). General education regarding Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. Draft legislation to reform the housing finance market by eliminating Fannie Mae and Freddie Mac and creating a new, cooperative-owned securities issuer. No bill introduced. Draft legislation to reform the housing finance market by winding down Fannie Mae & Freddie Mac and allowing private entities to replace most of their functions. No bill introduced. S. 2244, Terrorism Risk Insurance Program Reauthorization Act of 2014, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program through December 31, 2021; entire bill. H.R. 4871, TRIA Reform Act of 2014, a bill to reauthorize the Terrorism Risk Insurance Act of 2002. H.R. 4262, Bureau Advisory Commission Transparency Act, a bill to amend the Consumer Financial Protection Act of 2010 to make the Federal Advisory Committee Act applicable to each advisory committee of the Consumer Financial Protection Bureau; entire bill. H.R. 3770, Burea of Consumer Financial Protection-Inspector General Reform Act of 2013, a bill to amend the Inspector General Act of 1978 to repeal the authority of the Chairman of the Board of Governors of the Federal Reserve System to appoint the Inspector General of the Consumer Financial Protection Bureau; entire bill. H.R. 4662, Bureau Advisory Opinion Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish an advisory opinion process for the Bureau of Consumer Financial Protection; entire bill. H.R. 4811, Bureau Guidance Transparency Act, a bill to provide for a notice and comment period before the Bureau of Consumer Financial Protection issues guidance; entire bill. H.R. 3389, CFPB Slush Fund Elmination Act of 2013, a bill to amend the Consumer Financial Protection Act of 2010 to repeal the Consumer Financial Civil Penalty Fund, into which are deposited any civil penalties paid in judicial or administrative actions under federal consumer financial laws. H.R. 5461, a bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes; entire bill.

Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 4383, Bureau of Consumer Financial Protection Small Business Advisory Board Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish a Small Business Advisory Board; entire bill. H.R. 1077, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 3211, the Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction; entire bill. S. 1577, the Mortgage Choice Act of 2013, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction, entire bill. S. 949, the Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions of points and fees in connection with a mortgage transaction, entire bill. H.R. 508, Terrorism Risk Insurance Act of 2002 Re-authorization Act of 2013, a bill to extend the Terrorism Risk Insurance Program for five years, entire bill. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, a bill to reform the secondary mortgage market; entire bill. H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013, a bill to protect American taxpayers and homeowners by creating a sustainable housing finance system for the 21st century; entire bill.Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). General education regarding Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. S. 2244, Terrorism Risk Insurance Program Re-authorization Act of 2014, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program through December 31,2021; entire bill. H.R. 4262, Bureau Advisory Commission Transparency Act, a bill to amend the Consumer Financial Protection Act of 2010 to make the Federal Advisory Committee Act applicable to each advisory committee of the Consumer Financial Protection Bureau; entire bill. H.R. 3770, Bureau of Consumer Financial Protection-Inspector General Reform Act of 2013, a bill to amend the Inspector General Act of 1978 to repeal the authority of the Chairman of the Board of Governors of the Federal Reserve System to appoint the Inspector General of the Consumer Financial Protection Bureau; entire bill. H.R. 4662, Bureau Advisory Opinion Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish an advisory opinion process for the Bureau of Consumer Financial Protection; entire bill. H.R. 4811, Bureau Guidance Transparency Act, a bill to provide for a notice and comment period before the Bureau of Consumer Financial Protection issues guidance; entire bill. H.R. 3389, CFPB Slush Fund Elimination Act of 2013, a bill to amend the Consumer Financial Protection Act of 2010 to repeal the Consumer Financial Civil Penalty Fund, into which are deposited any civil penalties paid in judicial or administrative actions under federal consumer financial laws. H.R. 5461, a bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes, entire bill.

Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. General education regarding creating a small business advisory board at the Consumer Financial Protection Bureau.H.R. 1077, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 3211, the Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction; entire bill. S. 1577, the Mortgage Choice Act of 2013, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction, entire bill. S. 949, the Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions of points and fees in connection with a mortgage transaction, entire bill. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, a bill to extend the Terrorism Risk Insurance Program for five years, entire bill. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, a bill to reform the secondary mortgage market; entire bill. H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013, a bill to protect American taxpayers and homeowners by creating a sustainable housing finance system for the 21st century; entire bill. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend from December 31, 2014, through December 31, 2024, the Terrorism Risk Insurance program; entire bill. General education concerning proposals under consideration as part of mortgage finance reform legislation. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). General education regarding Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. Draft legislation to reform the housing finance market by eliminating Fannie Mae and Freddie Mac and creating a new, cooperative-owned securities issuer. No bill introduced. Draft legislation to reform the housing finance market by winding down Fannie Mae & Freddie Mac and allowing private entities to replace most of their functions. No bill introduced.

Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 4383, Bureau of Consumer Financial Protection Small Business Advisory Board Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish a Small Business Advisory Board; entire bill.H.R. 1077, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 3211, the Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction; entire bill. S. 1577, the Mortgage Choice Act of 2013, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction, entire bill. S. 949, the Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions of points and fees in connection with a mortgage transaction, entire bill. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, a bill to extend the Terrorism Risk Insurance Program for five years, entire bill. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, a bill to reform the secondary mortgage market; entire bill. H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013, a bill to protect American taxpayers and homeowners by creating a sustainable housing finance system for the 21st century; entire bill. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend from December 31, 2014, through December 31, 2024, the Terrorism Risk Insurance program; entire bill. General education concerning proposals under consideration as part of mortgage finance reform legislation. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). General education regarding Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. Draft legislation to reform the housing finance market by eliminating Fannie Mae and Freddie Mac and creating a new, cooperative-owned securities issuer. No bill introduced. Draft legislation to reform the housing finance market by winding down Fannie Mae & Freddie Mac and allowing private entities to replace most of their functions. No bill introduced. General education regarding the use of advisory opinions by the Consumer Financial Protection Bureau. No bill introduced. S. 2244, Terrorism Risk Insurance Program Reauthorization Act of 2014, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program through December 31, 2021; entire bill. H.R. 4871, TRIA Reform Act of 2014, a bill to reauthorize the Terrorism Risk Insurance Act of 2002. H.R. 4262, Bureau Advisory Commission Transparency Act, a bill to amend the Consumer Financial Protection Act of 2010 to make the Federal Advisory Committee Act applicable to each advisory committee of the Consumer Financial Protection Bureau; entire bill. H.R. 3770, Burea of Consumer Financial Protection-Inspector General Reform Act of 2013, a bill to amend the Inspector General Act of 1978 to repeal the authority of the Chairman of the Board of Governors of the Federal Reserve System to appoint the Inspector General of the Consumer Financial Protection Bureau; entire bill. H.R. 4662, Bureau Advisory Opinion Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish an advisory opinion process for the Bureau of Consumer Financial Protection; entire bill. H.R. 4811, Bureau Guidance Transparency Act, a bill to provide for a notice and comment period before the Bureau of Consumer Financial Protection issues guidance; entire bill. H.R. 3389, CFPB Slush Fund Elmination Act of 2013, a bill to amend the Consumer Financial Protection Act of 2010 to repeal the Consumer Financial Civil Penalty Fund, into which are deposited any civil penalties paid in judicial or administrative actions under federal consumer financial laws.

Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. General education regarding creating a small business advisory board at the Consumer Financial Protection Bureau.H.R. 1077, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 3211, the Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction; entire bill. S. 1577, the Mortgage Choice Act of 2013, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction, entire bill. S. 949, the Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions of points and fees in connection with a mortgage transaction, entire bill. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, a bill to extend the Terrorism Risk Insurance Program for five years, entire bill. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, a bill to reform the secondary mortgage market; entire bill. H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013, a bill to protect American taxpayers and homeowners by creating a sustainable housing finance system for the 21st century; entire bill. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend from December 31, 2014, through December 31, 2024, the Terrorism Risk Insurance program; entire bill. General education concerning proposals under consideration as part of mortgage finance reform legislation. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). General education regarding Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. Draft legislation to reform the housing finance market by eliminating Fannie Mae and Freddie Mac and creating a new, cooperative-owned securities issuer. No bill introduced. Draft legislation to reform the housing finance market by winding down Fannie Mae & Freddie Mac and allowing private entities to replace most of their functions. No bill introduced.

Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 4383, Bureau of Consumer Financial Protection Small Business Advisory Board Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish a Small Business Advisory Board; entire bill.H.R. 1077, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 3211, the Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction; entire bill. S. 1577, the Mortgage Choice Act of 2013, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction, entire bill. S. 949, the Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions of points and fees in connection with a mortgage transaction, entire bill. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, a bill to extend the Terrorism Risk Insurance Program for five years, entire bill. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, a bill to reform the secondary mortgage market; entire bill. H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013, a bill to protect American taxpayers and homeowners by creating a sustainable housing finance system for the 21st century; entire bill. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend from December 31, 2014, through December 31, 2024, the Terrorism Risk Insurance program; entire bill. General education concerning proposals under consideration as part of mortgage finance reform legislation. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). General education regarding Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. Draft legislation to reform the housing finance market by eliminating Fannie Mae and Freddie Mac and creating a new, cooperative-owned securities issuer. No bill introduced. Draft legislation to reform the housing finance market by winding down Fannie Mae & Freddie Mac and allowing private entities to replace most of their functions. No bill introduced. S. 2244, Terrorism Risk Insurance Program Reauthorization Act of 2014, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program through December 31, 2021; entire bill. H.R. 4871, TRIA Reform Act of 2014, a bill to reauthorize the Terrorism Risk Insurance Act of 2002. H.R. 4262, Bureau Advisory Commission Transparency Act, a bill to amend the Consumer Financial Protection Act of 2010 to make the Federal Advisory Committee Act applicable to each advisory committee of the Consumer Financial Protection Bureau; entire bill. H.R. 3770, Burea of Consumer Financial Protection-Inspector General Reform Act of 2013, a bill to amend the Inspector General Act of 1978 to repeal the authority of the Chairman of the Board of Governors of the Federal Reserve System to appoint the Inspector General of the Consumer Financial Protection Bureau; entire bill. H.R. 4662, Bureau Advisory Opinion Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish an advisory opinion process for the Bureau of Consumer Financial Protection; entire bill. H.R. 4811, Bureau Guidance Transparency Act, a bill to provide for a notice and comment period before the Bureau of Consumer Financial Protection issues guidance; entire bill. H.R. 3389, CFPB Slush Fund Elmination Act of 2013, a bill to amend the Consumer Financial Protection Act of 2010 to repeal the Consumer Financial Civil Penalty Fund, into which are deposited any civil penalties paid in judicial or administrative actions under federal consumer financial laws. H.R. 5461, a bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes; entire bill.

Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. General education regarding creating a small business advisory board at the Consumer Financial Protection Bureau.H.R. 1077, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 3211, the Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction; entire bill. S. 1577, the Mortgage Choice Act of 2013, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction, entire bill. S. 949, the Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions of points and fees in connection with a mortgage transaction, entire bill. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, a bill to extend the Terrorism Risk Insurance Program for five years, entire bill. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, a bill to reform the secondary mortgage market; entire bill. H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013, a bill to protect American taxpayers and homeowners by creating a sustainable housing finance system for the 21st century; entire bill. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend from December 31, 2014, through December 31, 2024, the Terrorism Risk Insurance program; entire bill. General education concerning proposals under consideration as part of mortgage finance reform legislation. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). General education regarding Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. Draft legislation to reform the housing finance market by eliminating Fannie Mae and Freddie Mac and creating a new, cooperative-owned securities issuer. No bill introduced. Draft legislation to reform the housing finance market by winding down Fannie Mae & Freddie Mac and allowing private entities to replace most of their functions. No bill introduced.

Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 4383, Bureau of Consumer Financial Protection Small Business Advisory Board Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish a Small Business Advisory Board; entire bill.H.R. 1077, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 3211, the Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction; entire bill. S. 1577, the Mortgage Choice Act of 2013, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction, entire bill. S. 949, the Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions of points and fees in connection with a mortgage transaction, entire bill. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, a bill to extend the Terrorism Risk Insurance Program for five years, entire bill. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, a bill to reform the secondary mortgage market; entire bill. H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013, a bill to protect American taxpayers and homeowners by creating a sustainable housing finance system for the 21st century; entire bill. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend from December 31, 2014, through December 31, 2024, the Terrorism Risk Insurance program; entire bill. General education concerning proposals under consideration as part of mortgage finance reform legislation. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). General education regarding Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. Draft legislation to reform the housing finance market by eliminating Fannie Mae and Freddie Mac and creating a new, cooperative-owned securities issuer. No bill introduced. Draft legislation to reform the housing finance market by winding down Fannie Mae & Freddie Mac and allowing private entities to replace most of their functions. No bill introduced. S. 2244, Terrorism Risk Insurance Program Reauthorization Act of 2014, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program through December 31, 2021; entire bill. H.R. 4871, TRIA Reform Act of 2014, a bill to reauthorize the Terrorism Risk Insurance Act of 2002. H.R. 4262, Bureau Advisory Commission Transparency Act, a bill to amend the Consumer Financial Protection Act of 2010 to make the Federal Advisory Committee Act applicable to each advisory committee of the Consumer Financial Protection Bureau; entire bill. H.R. 3770, Burea of Consumer Financial Protection-Inspector General Reform Act of 2013, a bill to amend the Inspector General Act of 1978 to repeal the authority of the Chairman of the Board of Governors of the Federal Reserve System to appoint the Inspector General of the Consumer Financial Protection Bureau; entire bill. H.R. 4662, Bureau Advisory Opinion Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish an advisory opinion process for the Bureau of Consumer Financial Protection; entire bill. H.R. 4811, Bureau Guidance Transparency Act, a bill to provide for a notice and comment period before the Bureau of Consumer Financial Protection issues guidance; entire bill. H.R. 3389, CFPB Slush Fund Elmination Act of 2013, a bill to amend the Consumer Financial Protection Act of 2010 to repeal the Consumer Financial Civil Penalty Fund, into which are deposited any civil penalties paid in judicial or administrative actions under federal consumer financial laws. H.R. 5461, a bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes; entire bill.

Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 4383, Bureau of Consumer Financial Protection Small Business Advisory Board Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish a Small Business Advisory Board; entire bill. H.R. 1077, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 3211, the Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction; entire bill. S. 1577, the Mortgage Choice Act of 2013, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction, entire bill. S. 949, the Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions of points and fees in connection with a mortgage transaction, entire bill. H.R. 508, Terrorism Risk Insurance Act of 2002 Re-authorization Act of 2013, a bill to extend the Terrorism Risk Insurance Program for five years, entire bill. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, a bill to reform the secondary mortgage market; entire bill. H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013, a bill to protect American taxpayers and homeowners by creating a sustainable housing finance system for the 21st century; entire bill.Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). General education regarding Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. S. 2244, Terrorism Risk Insurance Program Re-authorization Act of 2014, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program through December 31,2021; entire bill. H.R. 4262, Bureau Advisory Commission Transparency Act, a bill to amend the Consumer Financial Protection Act of 2010 to make the Federal Advisory Committee Act applicable to each advisory committee of the Consumer Financial Protection Bureau; entire bill. H.R. 3770, Bureau of Consumer Financial Protection-Inspector General Reform Act of 2013, a bill to amend the Inspector General Act of 1978 to repeal the authority of the Chairman of the Board of Governors of the Federal Reserve System to appoint the Inspector General of the Consumer Financial Protection Bureau; entire bill. H.R. 4662, Bureau Advisory Opinion Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish an advisory opinion process for the Bureau of Consumer Financial Protection; entire bill. H.R. 4811, Bureau Guidance Transparency Act, a bill to provide for a notice and comment period before the Bureau of Consumer Financial Protection issues guidance; entire bill. H.R. 3389, CFPB Slush Fund Elimination Act of 2013, a bill to amend the Consumer Financial Protection Act of 2010 to repeal the Consumer Financial Civil Penalty Fund, into which are deposited any civil penalties paid in judicial or administrative actions under federal consumer financial laws. H.R. 5461, a bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes, entire bill.

Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 4383, Bureau of Consumer Financial Protection Small Business Advisory Board Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish a Small Business Advisory Board; entire bill.H.R. 1077, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 3211, the Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction; entire bill. S. 1577, the Mortgage Choice Act of 2013, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction, entire bill. S. 949, the Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions of points and fees in connection with a mortgage transaction, entire bill. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, a bill to extend the Terrorism Risk Insurance Program for five years, entire bill. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, a bill to reform the secondary mortgage market; entire bill. H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013, a bill to protect American taxpayers and homeowners by creating a sustainable housing finance system for the 21st century; entire bill. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend from December 31, 2014, through December 31, 2024, the Terrorism Risk Insurance program; entire bill. General education concerning proposals under consideration as part of mortgage finance reform legislation. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). General education regarding Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. Draft legislation to reform the housing finance market by eliminating Fannie Mae and Freddie Mac and creating a new, cooperative-owned securities issuer. No bill introduced. Draft legislation to reform the housing finance market by winding down Fannie Mae & Freddie Mac and allowing private entities to replace most of their functions. No bill introduced. General education regarding the use of advisory opinions by the Consumer Financial Protection Bureau. No bill introduced. S. 2244, Terrorism Risk Insurance Program Reauthorization Act of 2014, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program through December 31, 2021; entire bill. H.R. 4871, TRIA Reform Act of 2014, a bill to reauthorize the Terrorism Risk Insurance Act of 2002. H.R. 4262, Bureau Advisory Commission Transparency Act, a bill to amend the Consumer Financial Protection Act of 2010 to make the Federal Advisory Committee Act applicable to each advisory committee of the Consumer Financial Protection Bureau; entire bill. H.R. 3770, Burea of Consumer Financial Protection-Inspector General Reform Act of 2013, a bill to amend the Inspector General Act of 1978 to repeal the authority of the Chairman of the Board of Governors of the Federal Reserve System to appoint the Inspector General of the Consumer Financial Protection Bureau; entire bill. H.R. 4662, Bureau Advisory Opinion Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish an advisory opinion process for the Bureau of Consumer Financial Protection; entire bill. H.R. 4811, Bureau Guidance Transparency Act, a bill to provide for a notice and comment period before the Bureau of Consumer Financial Protection issues guidance; entire bill. H.R. 3389, CFPB Slush Fund Elmination Act of 2013, a bill to amend the Consumer Financial Protection Act of 2010 to repeal the Consumer Financial Civil Penalty Fund, into which are deposited any civil penalties paid in judicial or administrative actions under federal consumer financial laws.

General education concerning proposals as to the deductibility of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation. No bill introduced. H.R. 2788, the Mortgage Forgiveness Tax Relief Act, a bill to amend the Internal Revenue Code to extend through 2015 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence, entire bill. H.R. 2994, the Mortgage Forgiveness Tax Relief Act of 2013, a bill to amend the Internal Revenue Code to extend through 2014 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence, entire bill. S. 1187, the Mortgage Forgiveness Tax Relief Act, a bill to amend the Internal Revenue Code to extend through 2015 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence. S. 2260, EXPIRE Act of 2014, a bill to amend the Internal Revenue Code to extend through 2015 expiring tax provisions pertaining to individual and business taxpayers and the energy sector; Title I, section 103, extension of exclusion from gross income of discharge of qualified principal residence indebtness. H.R. 5771, a bill to amend the Internal Revenue Code of 1986 to extend certain expiring tax provisions relating to individuals, businesses, and the energy sector; Title 1, section 102, extension of exclusion from gross income of discharge of qualified principal residence indebtedness.

General education concerning proposals as to the deductibility of interest on home mortgage and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation. No bill introduced. H.R. 2788, the Mortgage Forgiveness Tax Relief Act, a bill to amend the Internal Revenue Code to extend through 2015 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence, entire bill.H.R. 2994, the Mortgage Forgiveness Tax Relief Act of 2013, a bill to amend the Internal Revenue Code to extend through 2014 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence, entire bill. S. 1187, the Mortgage Forgiveness Tax Relief Act, a bill to amend the Internal Revenue Code to extend through 2015 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence.

General education concerning proposals as to the deductibility of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation. No bill introduced. H.R. 2788, the Mortgage Forgiveness Tax Relief Act, a bill to amend the Internal Revenue Code to extend through 2015 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence, entire bill.H.R. 2994, the Mortgage Forgiveness Tax Relief Act of 2013, a bill to amend the Internal Revenue Code to extend through 2014 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence, entire bill. S. 1187, the Mortgage Forgiveness Tax Relief Act, a bill to amend the Internal Revenue Code to extend through 2015 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence. S. 2260, EXPIRE Act of 2014, a bill to amend the Internal Revenue Code to extend through 2015 expiring tax provisions pertaining to individual and business taxpayers and the energy sector; Title I, section 103, extension of exclusion from gross income of discharge of qualified principal residence indebtness.

General education concerning proposals as to the deductibility of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation. No bill introduced. H.R. 2788, the Mortgage Forgiveness Tax Relief Act, a bill to amend the Internal Revenue Code to extend through 2015 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence, entire bill.H.R. 2994, the Mortgage Forgiveness Tax Relief Act of 2013, a bill to amend the Internal Revenue Code to extend through 2014 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence, entire bill. S. 1187, the Mortgage Forgiveness Tax Relief Act, a bill to amend the Internal Revenue Code to extend through 2015 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence. S. 2260, EXPIRE Act of 2014, a bill to amend the Internal Revenue Code to extend through 2015 expiring tax provisions pertaining to individual and business taxpayers and the energy sector; Title I, section 103, extension of exclusion from gross income of discharge of qualified principal residence indebtness.

General education concerning proposals as to the deductibility of interest on home mortgage and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation. No bill introduced. H.R. 2788, the Mortgage Forgiveness Tax Relief Act, a bill to amend the Internal Revenue Code to extend through 2015 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence, entire bill.H.R. 2994, the Mortgage Forgiveness Tax Relief Act of 2013, a bill to amend the Internal Revenue Code to extend through 2014 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence, entire bill. S. 1187, the Mortgage Forgiveness Tax Relief Act, a bill to amend the Internal Revenue Code to extend through 2015 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence.

General education concerning proposals as to the deductibility of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation. No bill introduced. H.R. 2788, the Mortgage Forgiveness Tax Relief Act, a bill to amend the Internal Revenue Code to extend through 2015 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence, entire bill.H.R. 2994, the Mortgage Forgiveness Tax Relief Act of 2013, a bill to amend the Internal Revenue Code to extend through 2014 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence, entire bill. S. 1187, the Mortgage Forgiveness Tax Relief Act, a bill to amend the Internal Revenue Code to extend through 2015 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence. S. 2260, EXPIRE Act of 2014, a bill to amend the Internal Revenue Code to extend through 2015 expiring tax provisions pertaining to individual and business taxpayers and the energy sector; Title I, section 103, extension of exclusion from gross income of discharge of qualified principal residence indebtness.

General education concerning proposals as to the deductibility of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation. No bill introduced. H.R. 2788, the Mortgage Forgiveness Tax Relief Act, a bill to amend the Internal Revenue Code to extend through 2015 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence, entire bill. H.R. 2994, the Mortgage Forgiveness Tax Relief Act of 2013, a bill to amend the Internal Revenue Code to extend through 2014 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence, entire bill. S. 1187, the Mortgage Forgiveness Tax Relief Act, a bill to amend the Internal Revenue Code to extend through 2015 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence. S. 2260, EXPIRE Act of 2014, a bill to amend the Internal Revenue Code to extend through 2015 expiring tax provisions pertaining to individual and business taxpayers and the energy sector; Title I, section 103, extension of exclusion from gross income of discharge of qualified principal residence indebtness. H.R. 5771, a bill to amend the Internal Revenue Code of 1986 to extend certain expiring tax provisions relating to individuals, businesses, and the energy sector; Title 1, section 102, extension of exclusion from gross income of discharge of qualified principal residence indebtedness.

General education concerning proposals as to the deductibility of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation. No bill introduced. H.R. 2788, the Mortgage Forgiveness Tax Relief Act, a bill to amend the Internal Revenue Code to extend through 2015 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence, entire bill.H.R. 2994, the Mortgage Forgiveness Tax Relief Act of 2013, a bill to amend the Internal Revenue Code to extend through 2014 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence, entire bill. S. 1187, the Mortgage Forgiveness Tax Relief Act, a bill to amend the Internal Revenue Code to extend through 2015 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence. S. 2260, EXPIRE Act of 2014, a bill to amend the Internal Revenue Code to extend through 2015 expiring tax provisions pertaining to individual and business taxpayers and the energy sector; Title I, section 103, extension of exclusion from gross income of discharge of qualified principal residence indebtness.

Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 4383, Bureau of Consumer Financial Protection Small Business Advisory Board Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish a Small Business Advisory Board; entire bill.H.R. 1077, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 3211, the Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction; entire bill. S. 1577, the Mortgage Choice Act of 2013, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction, entire bill. S. 949, the Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions of points and fees in connection with a mortgage transaction, entire bill. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, a bill to extend the Terrorism Risk Insurance Program for five years, entire bill. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, a bill to reform the secondary mortgage market; entire bill. H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013, a bill to protect American taxpayers and homeowners by creating a sustainable housing finance system for the 21st century; entire bill. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend from December 31, 2014, through December 31, 2024, the Terrorism Risk Insurance program; entire bill. General education concerning proposals under consideration as part of mortgage finance reform legislation. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). General education regarding Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. Draft legislation to reform the housing finance market by eliminating Fannie Mae and Freddie Mac and creating a new, cooperative-owned securities issuer. No bill introduced. Draft legislation to reform the housing finance market by winding down Fannie Mae & Freddie Mac and allowing private entities to replace most of their functions. No bill introduced. S. 2244, Terrorism Risk Insurance Program Reauthorization Act of 2014, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program through December 31, 2021; entire bill. H.R. 4871, TRIA Reform Act of 2014, a bill to reauthorize the Terrorism Risk Insurance Act of 2002. H.R. 4262, Bureau Advisory Commission Transparency Act, a bill to amend the Consumer Financial Protection Act of 2010 to make the Federal Advisory Committee Act applicable to each advisory committee of the Consumer Financial Protection Bureau; entire bill. H.R. 3770, Burea of Consumer Financial Protection-Inspector General Reform Act of 2013, a bill to amend the Inspector General Act of 1978 to repeal the authority of the Chairman of the Board of Governors of the Federal Reserve System to appoint the Inspector General of the Consumer Financial Protection Bureau; entire bill. H.R. 4662, Bureau Advisory Opinion Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish an advisory opinion process for the Bureau of Consumer Financial Protection; entire bill. H.R. 4811, Bureau Guidance Transparency Act, a bill to provide for a notice and comment period before the Bureau of Consumer Financial Protection issues guidance; entire bill. H.R. 3389, CFPB Slush Fund Elmination Act of 2013, a bill to amend the Consumer Financial Protection Act of 2010 to repeal the Consumer Financial Civil Penalty Fund, into which are deposited any civil penalties paid in judicial or administrative actions under federal consumer financial laws. H.R. 5461, a bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes; entire bill.

Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 4383, Bureau of Consumer Financial Protection Small Business Advisory Board Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish a Small Business Advisory Board; entire bill.H.R. 1077, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 3211, the Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction; entire bill. S. 1577, the Mortgage Choice Act of 2013, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction, entire bill. S. 949, the Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions of points and fees in connection with a mortgage transaction, entire bill. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, a bill to extend the Terrorism Risk Insurance Program for five years, entire bill. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, a bill to reform the secondary mortgage market; entire bill. H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013, a bill to protect American taxpayers and homeowners by creating a sustainable housing finance system for the 21st century; entire bill. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend from December 31, 2014, through December 31, 2024, the Terrorism Risk Insurance program; entire bill. General education concerning proposals under consideration as part of mortgage finance reform legislation. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). General education regarding Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. Draft legislation to reform the housing finance market by eliminating Fannie Mae and Freddie Mac and creating a new, cooperative-owned securities issuer. No bill introduced. Draft legislation to reform the housing finance market by winding down Fannie Mae & Freddie Mac and allowing private entities to replace most of their functions. No bill introduced. General education regarding the use of advisory opinions by the Consumer Financial Protection Bureau. No bill introduced. S. 2244, Terrorism Risk Insurance Program Reauthorization Act of 2014, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program through December 31, 2021; entire bill. H.R. 4871, TRIA Reform Act of 2014, a bill to reauthorize the Terrorism Risk Insurance Act of 2002. H.R. 4262, Bureau Advisory Commission Transparency Act, a bill to amend the Consumer Financial Protection Act of 2010 to make the Federal Advisory Committee Act applicable to each advisory committee of the Consumer Financial Protection Bureau; entire bill. H.R. 3770, Burea of Consumer Financial Protection-Inspector General Reform Act of 2013, a bill to amend the Inspector General Act of 1978 to repeal the authority of the Chairman of the Board of Governors of the Federal Reserve System to appoint the Inspector General of the Consumer Financial Protection Bureau; entire bill. H.R. 4662, Bureau Advisory Opinion Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish an advisory opinion process for the Bureau of Consumer Financial Protection; entire bill. H.R. 4811, Bureau Guidance Transparency Act, a bill to provide for a notice and comment period before the Bureau of Consumer Financial Protection issues guidance; entire bill. H.R. 3389, CFPB Slush Fund Elmination Act of 2013, a bill to amend the Consumer Financial Protection Act of 2010 to repeal the Consumer Financial Civil Penalty Fund, into which are deposited any civil penalties paid in judicial or administrative actions under federal consumer financial laws.

Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 4383, Bureau of Consumer Financial Protection Small Business Advisory Board Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish a Small Business Advisory Board; entire bill. H.R. 1077, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 3211, the Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction; entire bill. S. 1577, the Mortgage Choice Act of 2013, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction, entire bill. S. 949, the Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions of points and fees in connection with a mortgage transaction, entire bill. H.R. 508, Terrorism Risk Insurance Act of 2002 Re-authorization Act of 2013, a bill to extend the Terrorism Risk Insurance Program for five years, entire bill. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, a bill to reform the secondary mortgage market; entire bill. H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013, a bill to protect American taxpayers and homeowners by creating a sustainable housing finance system for the 21st century; entire bill.Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). General education regarding Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. S. 2244, Terrorism Risk Insurance Program Re-authorization Act of 2014, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program through December 31,2021; entire bill. H.R. 4262, Bureau Advisory Commission Transparency Act, a bill to amend the Consumer Financial Protection Act of 2010 to make the Federal Advisory Committee Act applicable to each advisory committee of the Consumer Financial Protection Bureau; entire bill. H.R. 3770, Bureau of Consumer Financial Protection-Inspector General Reform Act of 2013, a bill to amend the Inspector General Act of 1978 to repeal the authority of the Chairman of the Board of Governors of the Federal Reserve System to appoint the Inspector General of the Consumer Financial Protection Bureau; entire bill. H.R. 4662, Bureau Advisory Opinion Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish an advisory opinion process for the Bureau of Consumer Financial Protection; entire bill. H.R. 4811, Bureau Guidance Transparency Act, a bill to provide for a notice and comment period before the Bureau of Consumer Financial Protection issues guidance; entire bill. H.R. 3389, CFPB Slush Fund Elimination Act of 2013, a bill to amend the Consumer Financial Protection Act of 2010 to repeal the Consumer Financial Civil Penalty Fund, into which are deposited any civil penalties paid in judicial or administrative actions under federal consumer financial laws. H.R. 5461, a bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes, entire bill.

Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. General education regarding creating a small business advisory board at the Consumer Financial Protection Bureau.H.R. 1077, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 3211, the Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction; entire bill. S. 1577, the Mortgage Choice Act of 2013, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction, entire bill. S. 949, the Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions of points and fees in connection with a mortgage transaction, entire bill. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, a bill to extend the Terrorism Risk Insurance Program for five years, entire bill. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, a bill to reform the secondary mortgage market; entire bill. H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013, a bill to protect American taxpayers and homeowners by creating a sustainable housing finance system for the 21st century; entire bill. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend from December 31, 2014, through December 31, 2024, the Terrorism Risk Insurance program; entire bill. General education concerning proposals under consideration as part of mortgage finance reform legislation. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). General education regarding Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. Draft legislation to reform the housing finance market by eliminating Fannie Mae and Freddie Mac and creating a new, cooperative-owned securities issuer. No bill introduced. Draft legislation to reform the housing finance market by winding down Fannie Mae & Freddie Mac and allowing private entities to replace most of their functions. No bill introduced.

Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 4383, Bureau of Consumer Financial Protection Small Business Advisory Board Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish a Small Business Advisory Board; entire bill.H.R. 1077, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 3211, the Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction; entire bill. S. 1577, the Mortgage Choice Act of 2013, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction, entire bill. S. 949, the Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions of points and fees in connection with a mortgage transaction, entire bill. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, a bill to extend the Terrorism Risk Insurance Program for five years, entire bill. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, a bill to reform the secondary mortgage market; entire bill. H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013, a bill to protect American taxpayers and homeowners by creating a sustainable housing finance system for the 21st century; entire bill. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend from December 31, 2014, through December 31, 2024, the Terrorism Risk Insurance program; entire bill. General education concerning proposals under consideration as part of mortgage finance reform legislation. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). General education regarding Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. Draft legislation to reform the housing finance market by eliminating Fannie Mae and Freddie Mac and creating a new, cooperative-owned securities issuer. No bill introduced. Draft legislation to reform the housing finance market by winding down Fannie Mae & Freddie Mac and allowing private entities to replace most of their functions. No bill introduced. S. 2244, Terrorism Risk Insurance Program Reauthorization Act of 2014, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program through December 31, 2021; entire bill. H.R. 4871, TRIA Reform Act of 2014, a bill to reauthorize the Terrorism Risk Insurance Act of 2002. H.R. 4262, Bureau Advisory Commission Transparency Act, a bill to amend the Consumer Financial Protection Act of 2010 to make the Federal Advisory Committee Act applicable to each advisory committee of the Consumer Financial Protection Bureau; entire bill. H.R. 3770, Burea of Consumer Financial Protection-Inspector General Reform Act of 2013, a bill to amend the Inspector General Act of 1978 to repeal the authority of the Chairman of the Board of Governors of the Federal Reserve System to appoint the Inspector General of the Consumer Financial Protection Bureau; entire bill. H.R. 4662, Bureau Advisory Opinion Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish an advisory opinion process for the Bureau of Consumer Financial Protection; entire bill. H.R. 4811, Bureau Guidance Transparency Act, a bill to provide for a notice and comment period before the Bureau of Consumer Financial Protection issues guidance; entire bill. H.R. 3389, CFPB Slush Fund Elmination Act of 2013, a bill to amend the Consumer Financial Protection Act of 2010 to repeal the Consumer Financial Civil Penalty Fund, into which are deposited any civil penalties paid in judicial or administrative actions under federal consumer financial laws. H.R. 5461, a bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes; entire bill.

Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 4383, Bureau of Consumer Financial Protection Small Business Advisory Board Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish a Small Business Advisory Board; entire bill. H.R. 1077, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 3211, the Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction; entire bill. S. 1577, the Mortgage Choice Act of 2013, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction, entire bill. S. 949, the Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions of points and fees in connection with a mortgage transaction, entire bill. H.R. 508, Terrorism Risk Insurance Act of 2002 Re-authorization Act of 2013, a bill to extend the Terrorism Risk Insurance Program for five years, entire bill. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, a bill to reform the secondary mortgage market; entire bill. H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013, a bill to protect American taxpayers and homeowners by creating a sustainable housing finance system for the 21st century; entire bill.Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). General education regarding Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. S. 2244, Terrorism Risk Insurance Program Re-authorization Act of 2014, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program through December 31,2021; entire bill. H.R. 4262, Bureau Advisory Commission Transparency Act, a bill to amend the Consumer Financial Protection Act of 2010 to make the Federal Advisory Committee Act applicable to each advisory committee of the Consumer Financial Protection Bureau; entire bill. H.R. 3770, Bureau of Consumer Financial Protection-Inspector General Reform Act of 2013, a bill to amend the Inspector General Act of 1978 to repeal the authority of the Chairman of the Board of Governors of the Federal Reserve System to appoint the Inspector General of the Consumer Financial Protection Bureau; entire bill. H.R. 4662, Bureau Advisory Opinion Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish an advisory opinion process for the Bureau of Consumer Financial Protection; entire bill. H.R. 4811, Bureau Guidance Transparency Act, a bill to provide for a notice and comment period before the Bureau of Consumer Financial Protection issues guidance; entire bill. H.R. 3389, CFPB Slush Fund Elimination Act of 2013, a bill to amend the Consumer Financial Protection Act of 2010 to repeal the Consumer Financial Civil Penalty Fund, into which are deposited any civil penalties paid in judicial or administrative actions under federal consumer financial laws. H.R. 5461, a bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes, entire bill.

Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 4383, Bureau of Consumer Financial Protection Small Business Advisory Board Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish a Small Business Advisory Board; entire bill.H.R. 1077, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 3211, the Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction; entire bill. S. 1577, the Mortgage Choice Act of 2013, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction, entire bill. S. 949, the Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions of points and fees in connection with a mortgage transaction, entire bill. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, a bill to extend the Terrorism Risk Insurance Program for five years, entire bill. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, a bill to reform the secondary mortgage market; entire bill. H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013, a bill to protect American taxpayers and homeowners by creating a sustainable housing finance system for the 21st century; entire bill. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend from December 31, 2014, through December 31, 2024, the Terrorism Risk Insurance program; entire bill. General education concerning proposals under consideration as part of mortgage finance reform legislation. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). General education regarding Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. Draft legislation to reform the housing finance market by eliminating Fannie Mae and Freddie Mac and creating a new, cooperative-owned securities issuer. No bill introduced. Draft legislation to reform the housing finance market by winding down Fannie Mae & Freddie Mac and allowing private entities to replace most of their functions. No bill introduced. General education regarding the use of advisory opinions by the Consumer Financial Protection Bureau. No bill introduced. S. 2244, Terrorism Risk Insurance Program Reauthorization Act of 2014, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program through December 31, 2021; entire bill. H.R. 4871, TRIA Reform Act of 2014, a bill to reauthorize the Terrorism Risk Insurance Act of 2002. H.R. 4262, Bureau Advisory Commission Transparency Act, a bill to amend the Consumer Financial Protection Act of 2010 to make the Federal Advisory Committee Act applicable to each advisory committee of the Consumer Financial Protection Bureau; entire bill. H.R. 3770, Burea of Consumer Financial Protection-Inspector General Reform Act of 2013, a bill to amend the Inspector General Act of 1978 to repeal the authority of the Chairman of the Board of Governors of the Federal Reserve System to appoint the Inspector General of the Consumer Financial Protection Bureau; entire bill. H.R. 4662, Bureau Advisory Opinion Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish an advisory opinion process for the Bureau of Consumer Financial Protection; entire bill. H.R. 4811, Bureau Guidance Transparency Act, a bill to provide for a notice and comment period before the Bureau of Consumer Financial Protection issues guidance; entire bill. H.R. 3389, CFPB Slush Fund Elmination Act of 2013, a bill to amend the Consumer Financial Protection Act of 2010 to repeal the Consumer Financial Civil Penalty Fund, into which are deposited any civil penalties paid in judicial or administrative actions under federal consumer financial laws.

Federal Housing Finance Agency; Notice No. 2012-N-11 (Use of Eminent Domain to Restructure Performing Loans). H.R. 3547, FY 2014 Consolidated Appropriations, provisions related to the Federal Housing Administration insuring residential mortgages seized through eminent domain.S. 996, a bill to amend the National Flood Insurance Act of 1968 to repeal the prohibition against provision of flood insurance by the Administrator of the Federal Emergency Management Agency (FEMA) to prospective insureds at rates less than standard estimates for property purchased after enactment of the Biggert-Waters Flood Insurance Reform Act of 2012; entire bill. H.R. 3693, the Flood Insurance Relief and Transparency Act of 2013, a bill to clarify the application of the Biggert-Waters Flood Insurance Reform Act of 2012 to premium rates for certain properties; entire bill. S. 1926, a bill to delay the implementation of the Biggert-Waters Flood Insurance Reform Act of 2012, entire bill. Public Law No: 113-89, the Homeowner Flood Insurance Affordability Act of 2013, a bill to delay the implementation of the Biggert-Waters Flood Insurance Reform Act of 2012, entire bill.

Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 4383, Bureau of Consumer Financial Protection Small Business Advisory Board Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish a Small Business Advisory Board; entire bill. H.R. 1077, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 3211, the Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction; entire bill. S. 1577, the Mortgage Choice Act of 2013, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction, entire bill. S. 949, the Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions of points and fees in connection with a mortgage transaction, entire bill. H.R. 508, Terrorism Risk Insurance Act of 2002 Re-authorization Act of 2013, a bill to extend the Terrorism Risk Insurance Program for five years, entire bill. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, a bill to reform the secondary mortgage market; entire bill. H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013, a bill to protect American taxpayers and homeowners by creating a sustainable housing finance system for the 21st century; entire bill.Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). General education regarding Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. S. 2244, Terrorism Risk Insurance Program Re-authorization Act of 2014, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program through December 31,2021; entire bill. H.R. 4262, Bureau Advisory Commission Transparency Act, a bill to amend the Consumer Financial Protection Act of 2010 to make the Federal Advisory Committee Act applicable to each advisory committee of the Consumer Financial Protection Bureau; entire bill. H.R. 3770, Bureau of Consumer Financial Protection-Inspector General Reform Act of 2013, a bill to amend the Inspector General Act of 1978 to repeal the authority of the Chairman of the Board of Governors of the Federal Reserve System to appoint the Inspector General of the Consumer Financial Protection Bureau; entire bill. H.R. 4662, Bureau Advisory Opinion Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish an advisory opinion process for the Bureau of Consumer Financial Protection; entire bill. H.R. 4811, Bureau Guidance Transparency Act, a bill to provide for a notice and comment period before the Bureau of Consumer Financial Protection issues guidance; entire bill. H.R. 3389, CFPB Slush Fund Elimination Act of 2013, a bill to amend the Consumer Financial Protection Act of 2010 to repeal the Consumer Financial Civil Penalty Fund, into which are deposited any civil penalties paid in judicial or administrative actions under federal consumer financial laws. H.R. 5461, a bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes, entire bill.

Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 4383, Bureau of Consumer Financial Protection Small Business Advisory Board Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish a Small Business Advisory Board; entire bill.H.R. 1077, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 3211, the Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction; entire bill. S. 1577, the Mortgage Choice Act of 2013, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction, entire bill. S. 949, the Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions of points and fees in connection with a mortgage transaction, entire bill. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, a bill to extend the Terrorism Risk Insurance Program for five years, entire bill. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, a bill to reform the secondary mortgage market; entire bill. H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013, a bill to protect American taxpayers and homeowners by creating a sustainable housing finance system for the 21st century; entire bill. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend from December 31, 2014, through December 31, 2024, the Terrorism Risk Insurance program; entire bill. General education concerning proposals under consideration as part of mortgage finance reform legislation. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). General education regarding Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. Draft legislation to reform the housing finance market by eliminating Fannie Mae and Freddie Mac and creating a new, cooperative-owned securities issuer. No bill introduced. Draft legislation to reform the housing finance market by winding down Fannie Mae & Freddie Mac and allowing private entities to replace most of their functions. No bill introduced. General education regarding the use of advisory opinions by the Consumer Financial Protection Bureau. No bill introduced. S. 2244, Terrorism Risk Insurance Program Reauthorization Act of 2014, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program through December 31, 2021; entire bill. H.R. 4871, TRIA Reform Act of 2014, a bill to reauthorize the Terrorism Risk Insurance Act of 2002. H.R. 4262, Bureau Advisory Commission Transparency Act, a bill to amend the Consumer Financial Protection Act of 2010 to make the Federal Advisory Committee Act applicable to each advisory committee of the Consumer Financial Protection Bureau; entire bill. H.R. 3770, Burea of Consumer Financial Protection-Inspector General Reform Act of 2013, a bill to amend the Inspector General Act of 1978 to repeal the authority of the Chairman of the Board of Governors of the Federal Reserve System to appoint the Inspector General of the Consumer Financial Protection Bureau; entire bill. H.R. 4662, Bureau Advisory Opinion Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish an advisory opinion process for the Bureau of Consumer Financial Protection; entire bill. H.R. 4811, Bureau Guidance Transparency Act, a bill to provide for a notice and comment period before the Bureau of Consumer Financial Protection issues guidance; entire bill. H.R. 3389, CFPB Slush Fund Elmination Act of 2013, a bill to amend the Consumer Financial Protection Act of 2010 to repeal the Consumer Financial Civil Penalty Fund, into which are deposited any civil penalties paid in judicial or administrative actions under federal consumer financial laws.

Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 4383, Bureau of Consumer Financial Protection Small Business Advisory Board Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish a Small Business Advisory Board; entire bill.H.R. 1077, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 3211, the Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction; entire bill. S. 1577, the Mortgage Choice Act of 2013, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction, entire bill. S. 949, the Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions of points and fees in connection with a mortgage transaction, entire bill. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, a bill to extend the Terrorism Risk Insurance Program for five years, entire bill. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, a bill to reform the secondary mortgage market; entire bill. H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013, a bill to protect American taxpayers and homeowners by creating a sustainable housing finance system for the 21st century; entire bill. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend from December 31, 2014, through December 31, 2024, the Terrorism Risk Insurance program; entire bill. General education concerning proposals under consideration as part of mortgage finance reform legislation. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). General education regarding Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. Draft legislation to reform the housing finance market by eliminating Fannie Mae and Freddie Mac and creating a new, cooperative-owned securities issuer. No bill introduced. Draft legislation to reform the housing finance market by winding down Fannie Mae & Freddie Mac and allowing private entities to replace most of their functions. No bill introduced. S. 2244, Terrorism Risk Insurance Program Reauthorization Act of 2014, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program through December 31, 2021; entire bill. H.R. 4871, TRIA Reform Act of 2014, a bill to reauthorize the Terrorism Risk Insurance Act of 2002. H.R. 4262, Bureau Advisory Commission Transparency Act, a bill to amend the Consumer Financial Protection Act of 2010 to make the Federal Advisory Committee Act applicable to each advisory committee of the Consumer Financial Protection Bureau; entire bill. H.R. 3770, Burea of Consumer Financial Protection-Inspector General Reform Act of 2013, a bill to amend the Inspector General Act of 1978 to repeal the authority of the Chairman of the Board of Governors of the Federal Reserve System to appoint the Inspector General of the Consumer Financial Protection Bureau; entire bill. H.R. 4662, Bureau Advisory Opinion Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish an advisory opinion process for the Bureau of Consumer Financial Protection; entire bill. H.R. 4811, Bureau Guidance Transparency Act, a bill to provide for a notice and comment period before the Bureau of Consumer Financial Protection issues guidance; entire bill. H.R. 3389, CFPB Slush Fund Elmination Act of 2013, a bill to amend the Consumer Financial Protection Act of 2010 to repeal the Consumer Financial Civil Penalty Fund, into which are deposited any civil penalties paid in judicial or administrative actions under federal consumer financial laws. H.R. 5461, a bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes; entire bill.

Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 4383, Bureau of Consumer Financial Protection Small Business Advisory Board Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish a Small Business Advisory Board; entire bill.H.R. 1077, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 3211, the Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction; entire bill. S. 1577, the Mortgage Choice Act of 2013, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction, entire bill. S. 949, the Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions of points and fees in connection with a mortgage transaction, entire bill. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, a bill to extend the Terrorism Risk Insurance Program for five years, entire bill. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, a bill to reform the secondary mortgage market; entire bill. H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013, a bill to protect American taxpayers and homeowners by creating a sustainable housing finance system for the 21st century; entire bill. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend from December 31, 2014, through December 31, 2024, the Terrorism Risk Insurance program; entire bill. General education concerning proposals under consideration as part of mortgage finance reform legislation. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). General education regarding Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. Draft legislation to reform the housing finance market by eliminating Fannie Mae and Freddie Mac and creating a new, cooperative-owned securities issuer. No bill introduced. Draft legislation to reform the housing finance market by winding down Fannie Mae & Freddie Mac and allowing private entities to replace most of their functions. No bill introduced. S. 2244, Terrorism Risk Insurance Program Reauthorization Act of 2014, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program through December 31, 2021; entire bill. H.R. 4871, TRIA Reform Act of 2014, a bill to reauthorize the Terrorism Risk Insurance Act of 2002. H.R. 4262, Bureau Advisory Commission Transparency Act, a bill to amend the Consumer Financial Protection Act of 2010 to make the Federal Advisory Committee Act applicable to each advisory committee of the Consumer Financial Protection Bureau; entire bill. H.R. 3770, Burea of Consumer Financial Protection-Inspector General Reform Act of 2013, a bill to amend the Inspector General Act of 1978 to repeal the authority of the Chairman of the Board of Governors of the Federal Reserve System to appoint the Inspector General of the Consumer Financial Protection Bureau; entire bill. H.R. 4662, Bureau Advisory Opinion Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish an advisory opinion process for the Bureau of Consumer Financial Protection; entire bill. H.R. 4811, Bureau Guidance Transparency Act, a bill to provide for a notice and comment period before the Bureau of Consumer Financial Protection issues guidance; entire bill. H.R. 3389, CFPB Slush Fund Elmination Act of 2013, a bill to amend the Consumer Financial Protection Act of 2010 to repeal the Consumer Financial Civil Penalty Fund, into which are deposited any civil penalties paid in judicial or administrative actions under federal consumer financial laws. H.R. 5461, a bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes; entire bill.

Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 4383, Bureau of Consumer Financial Protection Small Business Advisory Board Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish a Small Business Advisory Board; entire bill.H.R. 1077, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 3211, the Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction; entire bill. S. 1577, the Mortgage Choice Act of 2013, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction, entire bill. S. 949, the Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions of points and fees in connection with a mortgage transaction, entire bill. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, a bill to extend the Terrorism Risk Insurance Program for five years, entire bill. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, a bill to reform the secondary mortgage market; entire bill. H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013, a bill to protect American taxpayers and homeowners by creating a sustainable housing finance system for the 21st century; entire bill. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend from December 31, 2014, through December 31, 2024, the Terrorism Risk Insurance program; entire bill. General education concerning proposals under consideration as part of mortgage finance reform legislation. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). General education regarding Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. Draft legislation to reform the housing finance market by eliminating Fannie Mae and Freddie Mac and creating a new, cooperative-owned securities issuer. No bill introduced. Draft legislation to reform the housing finance market by winding down Fannie Mae & Freddie Mac and allowing private entities to replace most of their functions. No bill introduced. General education regarding the use of advisory opinions by the Consumer Financial Protection Bureau. No bill introduced. S. 2244, Terrorism Risk Insurance Program Reauthorization Act of 2014, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program through December 31, 2021; entire bill. H.R. 4871, TRIA Reform Act of 2014, a bill to reauthorize the Terrorism Risk Insurance Act of 2002. H.R. 4262, Bureau Advisory Commission Transparency Act, a bill to amend the Consumer Financial Protection Act of 2010 to make the Federal Advisory Committee Act applicable to each advisory committee of the Consumer Financial Protection Bureau; entire bill. H.R. 3770, Burea of Consumer Financial Protection-Inspector General Reform Act of 2013, a bill to amend the Inspector General Act of 1978 to repeal the authority of the Chairman of the Board of Governors of the Federal Reserve System to appoint the Inspector General of the Consumer Financial Protection Bureau; entire bill. H.R. 4662, Bureau Advisory Opinion Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish an advisory opinion process for the Bureau of Consumer Financial Protection; entire bill. H.R. 4811, Bureau Guidance Transparency Act, a bill to provide for a notice and comment period before the Bureau of Consumer Financial Protection issues guidance; entire bill. H.R. 3389, CFPB Slush Fund Elmination Act of 2013, a bill to amend the Consumer Financial Protection Act of 2010 to repeal the Consumer Financial Civil Penalty Fund, into which are deposited any civil penalties paid in judicial or administrative actions under federal consumer financial laws.

Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 4383, Bureau of Consumer Financial Protection Small Business Advisory Board Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish a Small Business Advisory Board; entire bill.H.R. 1077, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 3211, the Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction; entire bill. S. 1577, the Mortgage Choice Act of 2013, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction, entire bill. S. 949, the Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions of points and fees in connection with a mortgage transaction, entire bill. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, a bill to extend the Terrorism Risk Insurance Program for five years, entire bill. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, a bill to reform the secondary mortgage market; entire bill. H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013, a bill to protect American taxpayers and homeowners by creating a sustainable housing finance system for the 21st century; entire bill. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend from December 31, 2014, through December 31, 2024, the Terrorism Risk Insurance program; entire bill. General education concerning proposals under consideration as part of mortgage finance reform legislation. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). General education regarding Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. Draft legislation to reform the housing finance market by eliminating Fannie Mae and Freddie Mac and creating a new, cooperative-owned securities issuer. No bill introduced. Draft legislation to reform the housing finance market by winding down Fannie Mae & Freddie Mac and allowing private entities to replace most of their functions. No bill introduced. S. 2244, Terrorism Risk Insurance Program Reauthorization Act of 2014, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program through December 31, 2021; entire bill. H.R. 4871, TRIA Reform Act of 2014, a bill to reauthorize the Terrorism Risk Insurance Act of 2002. H.R. 4262, Bureau Advisory Commission Transparency Act, a bill to amend the Consumer Financial Protection Act of 2010 to make the Federal Advisory Committee Act applicable to each advisory committee of the Consumer Financial Protection Bureau; entire bill. H.R. 3770, Burea of Consumer Financial Protection-Inspector General Reform Act of 2013, a bill to amend the Inspector General Act of 1978 to repeal the authority of the Chairman of the Board of Governors of the Federal Reserve System to appoint the Inspector General of the Consumer Financial Protection Bureau; entire bill. H.R. 4662, Bureau Advisory Opinion Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish an advisory opinion process for the Bureau of Consumer Financial Protection; entire bill. H.R. 4811, Bureau Guidance Transparency Act, a bill to provide for a notice and comment period before the Bureau of Consumer Financial Protection issues guidance; entire bill. H.R. 3389, CFPB Slush Fund Elmination Act of 2013, a bill to amend the Consumer Financial Protection Act of 2010 to repeal the Consumer Financial Civil Penalty Fund, into which are deposited any civil penalties paid in judicial or administrative actions under federal consumer financial laws. H.R. 5461, a bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes; entire bill.