RYAN BRADSHAW

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. Authorizes additional appropriations for the FBI to enhance its (continued) H.R. 78, Stop Mortgage Fraud Act. All Provisions. (continued) ability to more effectively stop mortgage fraud, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes, GSE and FHA Loan limits, mortgage fraud. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. All provisions. Shields a servicer of pooled residential mortgages acting in compliance with certain fiduciary duties under the Truth in Lending Act from liability for entering into a loan modification or workout plan in connection with any such mortgages initiated before January 1, 2012 H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 2847, Commerce, Justice, Science, and Related Agencies Appropriations Act 2010. All Provisions. Makes appropriations for FY2010 for the Departments of Commerce and Justice, for science-related programs, and related agencies. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors S.566, Financial Product Safety Commission Act of 2009. All Provisions. Creates a Financial Product Safety Commission to provide consumers with stronger protections and better information in connection with consumer financial products and gives providers of consumer financial productsmore regulatory certainty. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. Authorizes additional appropriations for the FBI to enhance its (continued) H.R. 78, Stop Mortgage Fraud Act. All Provisions. (continued) ability to more effectively stop mortgage fraud, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes, GSE and FHA Loan limits, mortgage fraud. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 2847, Commerce, Justice, Science, and Related Agencies Appropriations Act 2010. All Provisions. Makes appropriations for FY2010 for the Departments of Commerce and Justice, for science-related programs, and related agencies. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors. H.R.4899, Supplemental Appropriations Act, 2010. All Provisions. Makes supplemental appropriations for the fiscal year ending September 30, 2010, and for other purposes. H.R.4953, Mortgage Servicing Conflict Elmination Act of 2010. All Provisions. Amends the Truth in Lending Act to prohibit the servicer of a home mortgage, or any affiliate of the servicer, from holding any other mortgage on the property. H.R.5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. S.566, Financial Product Safety Commission Act of 2009. All Provisions. Creates a Financial Product Safety Commission to provide consumers with stronger protections and better information in connection with consumer financial products and gives providers of consumer financial productsmore regulatory certainty. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the National Flood Insurance Program, and for other purposes. H.R. 3146, 21st Century FHA Housing Act of 2009. All Provisions. Amends the National Housing Act to declare that the Sec. of Housing and Urban Affairs (HUD) is not subject to the National Environmental Policy Act of 1969 when insuring any mortgage for a one-family unit in a multifamily project that holds an undivided interest in the common areas and facilities which serve the project. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and prohibits financing of closing costs under such mortgages. H.R.3996, Financial Stability Improvement Act of 2009. All Provisions.Establishes the Financial Services Oversight Council whose duties include: (1) monitoring the financial services marketplace to identify potential threats to the stability of the U.S. financial system; (2) resolving disputes among federal financial regulatory agencies; (3) subjecting identified financial companies and financial activities to heightened prudential standards in order to promote financial stability and mitigate systemic risk (in this Act referred to as "identified companies or identified activities"); and (4) reporting to Congress on significant financial market developments and potential emerging threats to the stability of the financial system. H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S.1379, Energy Efficiency in Housing Act of 2009. All Provisions. Encourages energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes. S.3402, Renewable Energy Access Through Leasing Act of 2010. All Provisions. Encourages residential use of renewable energy systems by minimizing upfront costs and providing immediate utility cost savings to consumers through leasing of such systems to homeowners, and for other purposes.

H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. S. 1379, Energy Efficiency in Housing Act of 2009. All Provisions. A bill to encourage energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S.3024, Job Impact Analysis Act of 2010. All Provisions. A bill to ensure that the creation of jobs by small businesses is considered during the Federal legislative and rulemaking process, and for other purposes. H.R.3146, 21 Century FHA Housing Act of 2009. All Provisions. Makes improvements to the FHA mortgage insurance programs of the Department of Housing and Urban Development, and for other purposes. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high-cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages. H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5028, Right to Rent Act of 2010. All Provisions. Allows homeowners of moderate-value homes who are subject to mortgage foreclosure proceedings to remain in their homes as renters. H.R. 5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes.(BILL IS NOW LAW)

H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R. 5028, Right to Rent Act of 2010. All Provisions. Allows homeowners of moderate-value homes who are subject to mortgage foreclosure proceedings to remain in their homes as renters. H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes.. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. S. 1379, Energy Efficiency in Housing Act of 2009. All Provisions. A bill to encourage energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S.3024, Job Impact Analysis Act of 2010. All Provisions. A bill to ensure that the creation of jobs by small businesses is considered during the Federal legislative and rulemaking process, and for other purposes. H.R.3146, 21 Century FHA Housing Act of 2009. All Provisions. Makes improvements to the FHA mortgage insurance programs of the Department of Housing and Urban Development, and for other purposes. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high-cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes.(BILL IS NOW LAW)

H.R. 3288, Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2010. All Provisions. Makes appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2010, and for other purposes. (Bill is now Law) H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the National Flood Insurance Program, and for other purposes. H.R. 3146, 21st Century FHA Housing Act of 2009. All Provisions. Amends the National Housing Act to declare that the Sec. of Housing and Urban Affairs (HUD) is not subject to the National Environmental Policy Act of 1969 when insuring any mortgage for a one-family unit in a multifamily project that holds an undivided interest in the common areas and facilities which serve the project. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

H.R. 2847, Hiring Incentives to Restore Employment Act. All Provisions. Makes appropriations for the Departments of Commerce and Justice, and Science, and Related Agencies for the fiscal year ending September 30, 2010, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends Title 11 of the United States Code with respect to modification of certain mortgages (continued) H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. (continued) on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income). S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases.

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. Authorizes additional appropriations for the FBI to enhance its (continued) H.R. 78, Stop Mortgage Fraud Act. All Provisions. (continued) ability to more effectively stop mortgage fraud, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes, GSE and FHA Loan limits, mortgage fraud. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 2847, Commerce, Justice, Science, and Related Agencies Appropriations Act 2010. All Provisions. Makes appropriations for FY2010 for the Departments of Commerce and Justice, for science-related programs, and related agencies. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors. H.R.4899, Supplemental Appropriations Act, 2010. All Provisions. Makes supplemental appropriations for the fiscal year ending September 30, 2010, and for other purposes. H.R.4953, Mortgage Servicing Conflict Elmination Act of 2010. All Provisions. Amends the Truth in Lending Act to prohibit the servicer of a home mortgage, or any affiliate of the servicer, from holding any other mortgage on the property. H.R.5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. S.566, Financial Product Safety Commission Act of 2009. All Provisions. Creates a Financial Product Safety Commission to provide consumers with stronger protections and better information in connection with consumer financial products and gives providers of consumer financial productsmore regulatory certainty. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

H.R. 1664, Grayson-Himes Pay For Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 3081, Department of State, Foreign Operations, and Related Programs Appropriations Act, 2010. All Provisions. Makes appropriations for the Department of State, foreign operations, and related programs for the end of FY10 (9/30/10). Bill is Now Law. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the national flood insurance program, and for other purposes. H.R. 4899, Disaster Relief and Summer Jobs Act of 2010. All Provisions. Makes emergency supplemental appropriations for disaster relief and summer jobs for the fiscal year ending September 30, 2010, and for other purposes. BILL IS NOW LAW. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Extends the National Flood Insurance Program until September 30, 2010. BILL IS NOW LAW. H.R. 6334, To amend the Community Reinvestment Act of 1977 to improve the assessments of regulated financial institutions, and for other purposes. All Provisions.

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. Authorizes additional appropriations for the FBI to enhance its (continued) H.R. 78, Stop Mortgage Fraud Act. All Provisions. (continued) ability to more effectively stop mortgage fraud, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes, GSE and FHA Loan limits, mortgage fraud. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. All provisions. Shields a servicer of pooled residential mortgages acting in compliance with certain fiduciary duties under the Truth in Lending Act from liability for entering into a loan modification or workout plan in connection with any such mortgages initiated before January 1, 2012 H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 2847, Commerce, Justice, Science, and Related Agencies Appropriations Act 2010. All Provisions. Makes appropriations for FY2010 for the Departments of Commerce and Justice, for science-related programs, and related agencies. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors S.566, Financial Product Safety Commission Act of 2009. All Provisions. Creates a Financial Product Safety Commission to provide consumers with stronger protections and better information in connection with consumer financial products and gives providers of consumer financial productsmore regulatory certainty. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

H.R. 2847, Hiring Incentives to Restore Employment Act. All Provisions. Makes appropriations for the Departments of Commerce and Justice, and Science, and Related Agencies for the fiscal year ending September 30, 2010, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends Title 11 of the United States Code with respect to modification of certain mortgages (continued) H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. (continued) on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income). S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases.

H.R. 6334, To amend the Community Reinvestment Act of 1977 to improve the assessments of regulated financial institutions, and for other purposes. All Provisions. H.R. 1664, Grayson-Himes Pay For Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the national flood insurance program, and for other purposes. H.R. 4899, Disaster Relief and Summer Jobs Act of 2010. All Provisions. Makes emergency supplemental appropriations for disaster relief and summer jobs for the fiscal year ending September 30, 2010, and for other purposes. BILL IS NOW LAW.

H.R. 4229, Borrowers' Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to ensure that borrowers under federally related mortgage loans have an opportunity to inspect closing documents. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications and for other purposes. All Provisions. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1731, Credit Risk Retention Act of 2009. All Provisions. Amends the Truth in Lending Act to require any creditor who transfers, sells, or conveys certain residential mortgage loans to third parties to retain an economic interest in a material portion of the credit risk for any such loan, and for other purposes. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors. H.R. 4173, Dodd-Frank Wall Street Reform and Consumer Protection Act. All Provisions. Provides for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes.(BILL IS NOW LAW) H.R.5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5297, Small Business Jobs and Credit Act of 2010. All Provisions. Creates the Small Business Lending Fund Program to direct the Secretary of the Treasury to make capital investments in eligible institutions in order to increase the availability of credit for small businesses, and for other purposes. (BILL IS NOW LAW)

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications (continued) H.R. 788, (continued)and for other purposes. All Provisions. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1731, Credit Risk Retention Act of 2009. All Provisions. Amends the Truth in Lending Act to require any creditor who transfers, sells, or conveys certain residential mortgage loans to third parties to retain an economic interest in a material portion of the credit risk for any such loan, and for other purposes. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors. H.R. 4173, Dodd-Frank Wall Street Reform and Consumer Protection Act. All Provisions. Provides for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes.(BILL IS NOW LAW) H.R. 4229, Borrowers' Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to ensure that borrowers under federally related mortgage loans have an opportunity to inspect closing documents. H.R.5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5297, Small Business Jobs and Credit Act of 2010. All Provisions. Creates the Small Business Lending Fund Program to direct the Secretary of the Treasury to make capital investments in eligible institutions in order to increase the availability of credit for small businesses, and for other purposes. (BILL IS NOW LAW)

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. Authorizes additional appropriations for the FBI to enhance its (continued) H.R. 78, Stop Mortgage Fraud Act. All Provisions. (continued) ability to more effectively stop mortgage fraud, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes, GSE and FHA Loan limits, mortgage fraud. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. All provisions. Shields a servicer of pooled residential mortgages acting in compliance with certain fiduciary duties under the Truth in Lending Act from liability for entering into a loan modification or workout plan in connection with any such mortgages initiated before January 1, 2012 H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 2847, Commerce, Justice, Science, and Related Agencies Appropriations Act 2010. All Provisions. Makes appropriations for FY2010 for the Departments of Commerce and Justice, for science-related programs, and related agencies. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors S.566, Financial Product Safety Commission Act of 2009. All Provisions. Creates a Financial Product Safety Commission to provide consumers with stronger protections and better information in connection with consumer financial products and gives providers of consumer financial productsmore regulatory certainty. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

H.R. 3288, Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2010. All Provisions. Makes appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2010, and for other purposes. (Bill is now Law) H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the National Flood Insurance Program, and for other purposes. H.R. 3146, 21st Century FHA Housing Act of 2009. All Provisions. Amends the National Housing Act to declare that the Sec. of Housing and Urban Affairs (HUD) is not subject to the National Environmental Policy Act of 1969 when insuring any mortgage for a one-family unit in a multifamily project that holds an undivided interest in the common areas and facilities which serve the project. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the National Flood Insurance Program, and for other purposes. H.R. 3146, 21st Century FHA Housing Act of 2009. All Provisions. Amends the National Housing Act to declare that the Sec. of Housing and Urban Affairs (HUD) is not subject to the National Environmental Policy Act of 1969 when insuring any mortgage for a one-family unit in a multifamily project that holds an undivided interest in the common areas and facilities which serve the project. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and prohibits financing of closing costs under such mortgages. H.R.3996, Financial Stability Improvement Act of 2009. All Provisions.Establishes the Financial Services Oversight Council whose duties include: (1) monitoring the financial services marketplace to identify potential threats to the stability of the U.S. financial system; (2) resolving disputes among federal financial regulatory agencies; (3) subjecting identified financial companies and financial activities to heightened prudential standards in order to promote financial stability and mitigate systemic risk (in this Act referred to as "identified companies or identified activities"); and (4) reporting to Congress on significant financial market developments and potential emerging threats to the stability of the financial system. H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S.1379, Energy Efficiency in Housing Act of 2009. All Provisions. Encourages energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes. S.3402, Renewable Energy Access Through Leasing Act of 2010. All Provisions. Encourages residential use of renewable energy systems by minimizing upfront costs and providing immediate utility cost savings to consumers through leasing of such systems to homeowners, and for other purposes.

H.Con.Res. 130, Expressing support for the current standards of the Federal mortgage interest tax deduction. All Provisions. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of (continued) (continued) mortgage principal balance. Amends Title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends title 18, United States Code, to enhance the investigation and prosecution of mortgage fraud and financial institution fraud, and for other purposes. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2847, Hiring Incentives to Restore Employment Act. All Provisions. Makes appropriations for the Departments of Commerce and Justice, and Science, and Related Agencies for the fiscal year ending September 30, 2010, and for other purposes. (BILL IS NOW LAW) H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes.(BILL IS NOW LAW) H.R. 6322, To amend the Internal Revenue Code of 1986 to make permanent the deduction for mortgage insurance premiums. All Provisions.

H.R. 6322, To amend the Internal Revenue Code of 1986 to make permanent the deduction for mortgage insurance premiums. All Provisions. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.Con.Res. 130, Expressing support for the current standards of the Federal mortgage interest tax deduction. All Provisions. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends Title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends title 18, United States Code, to enhance the investigation and prosecution of mortgage fraud and financial institution fraud, and for other purposes. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages.

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. Authorizes additional appropriations for the FBI to enhance its (continued) H.R. 78, Stop Mortgage Fraud Act. All Provisions. (continued) ability to more effectively stop mortgage fraud, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes, GSE and FHA Loan limits, mortgage fraud. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 2847, Commerce, Justice, Science, and Related Agencies Appropriations Act 2010. All Provisions. Makes appropriations for FY2010 for the Departments of Commerce and Justice, for science-related programs, and related agencies. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors. H.R.4899, Supplemental Appropriations Act, 2010. All Provisions. Makes supplemental appropriations for the fiscal year ending September 30, 2010, and for other purposes. H.R.4953, Mortgage Servicing Conflict Elmination Act of 2010. All Provisions. Amends the Truth in Lending Act to prohibit the servicer of a home mortgage, or any affiliate of the servicer, from holding any other mortgage on the property. H.R.5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. S.566, Financial Product Safety Commission Act of 2009. All Provisions. Creates a Financial Product Safety Commission to provide consumers with stronger protections and better information in connection with consumer financial products and gives providers of consumer financial productsmore regulatory certainty. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R.3081, Continuing Appropriations Act of 2011. All Provisions. Continuing resolution to fund the government and other items. (this bill has become Law) S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income). H.R. 2452, Net Operating Loss (NOL) Carryback Act. To amend the Internal Revenue Code of 1986 a 5-year carryback of operating losses, and for other purposes.

H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 4173, Wall Street Reform and Consumer Protection Act of 2009. All Provisions. Provides for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, regulates over-the-counter derivatives (cont) H.R. 4173, Wall Street Reform and Consumer Protection Act of 2009. All Provisions. (cont) markets, and for other purposes. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income). H.R. 2452, Net Operating Loss (NOL) Carryback Act. To amend the Internal Revenue Code of 1986 a 5-year carryback of operating losses, and for other purposes.

H.R. 3288, Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2010. All Provisions. Makes appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2010, and for other purposes. (Bill is now Law) H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the National Flood Insurance Program, and for other purposes. H.R. 3146, 21st Century FHA Housing Act of 2009. All Provisions. Amends the National Housing Act to declare that the Sec. of Housing and Urban Affairs (HUD) is not subject to the National Environmental Policy Act of 1969 when insuring any mortgage for a one-family unit in a multifamily project that holds an undivided interest in the common areas and facilities which serve the project. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

H.Con.Res. 130, Expressing support for the current standards of the Federal mortgage interest tax deduction. All Provisions. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of (continued) (continued) mortgage principal balance. Amends Title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends title 18, United States Code, to enhance the investigation and prosecution of mortgage fraud and financial institution fraud, and for other purposes. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2847, Hiring Incentives to Restore Employment Act. All Provisions. Makes appropriations for the Departments of Commerce and Justice, and Science, and Related Agencies for the fiscal year ending September 30, 2010, and for other purposes. (BILL IS NOW LAW) H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes.(BILL IS NOW LAW) H.R. 6322, To amend the Internal Revenue Code of 1986 to make permanent the deduction for mortgage insurance premiums. All Provisions.

H.R. 4173, Wall Street Reform and Consumer Protection Act of 2009. All Provisions. Provides for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, regulates over-the-counter derivatives markets, and for other purposes. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 2452, Net Operating Loss (NOL) Carryback Act. To amend the Internal Revenue Code of 1986 a 5-year carryback of operating losses, and for other purposes. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income).

H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the National Flood Insurance Program, and for other purposes. H.R. 3146, 21st Century FHA Housing Act of 2009. All Provisions. Amends the National Housing Act to declare that the Sec. of Housing and Urban Affairs (HUD) is not subject to the National Environmental Policy Act of 1969 when insuring any mortgage for a one-family unit in a multifamily project that holds an undivided interest in the common areas and facilities which serve the project. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and prohibits financing of closing costs under such mortgages. H.R.3996, Financial Stability Improvement Act of 2009. All Provisions.Establishes the Financial Services Oversight Council whose duties include: (1) monitoring the financial services marketplace to identify potential threats to the stability of the U.S. financial system; (2) resolving disputes among federal financial regulatory agencies; (3) subjecting identified financial companies and financial activities to heightened prudential standards in order to promote financial stability and mitigate systemic risk (in this Act referred to as "identified companies or identified activities"); and (4) reporting to Congress on significant financial market developments and potential emerging threats to the stability of the financial system. H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S.1379, Energy Efficiency in Housing Act of 2009. All Provisions. Encourages energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes. S.3402, Renewable Energy Access Through Leasing Act of 2010. All Provisions. Encourages residential use of renewable energy systems by minimizing upfront costs and providing immediate utility cost savings to consumers through leasing of such systems to homeowners, and for other purposes.

H.R. 6322, To amend the Internal Revenue Code of 1986 to make permanent the deduction for mortgage insurance premiums. All Provisions. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.Con.Res. 130, Expressing support for the current standards of the Federal mortgage interest tax deduction. All Provisions. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends Title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends title 18, United States Code, to enhance the investigation and prosecution of mortgage fraud and financial institution fraud, and for other purposes. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages.

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income). H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 2452, Net Operating Loss (NOL) Carryback Act. To amend the Internal Revenue Code of 1986 a 5-year carryback of operating losses, and for other purposes.

H.R. 4229, Borrowers' Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to ensure that borrowers under federally related mortgage loans have an opportunity to inspect closing documents. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications and for other purposes. All Provisions. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1731, Credit Risk Retention Act of 2009. All Provisions. Amends the Truth in Lending Act to require any creditor who transfers, sells, or conveys certain residential mortgage loans to third parties to retain an economic interest in a material portion of the credit risk for any such loan, and for other purposes. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors. H.R. 4173, Dodd-Frank Wall Street Reform and Consumer Protection Act. All Provisions. Provides for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes.(BILL IS NOW LAW) H.R.5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5297, Small Business Jobs and Credit Act of 2010. All Provisions. Creates the Small Business Lending Fund Program to direct the Secretary of the Treasury to make capital investments in eligible institutions in order to increase the availability of credit for small businesses, and for other purposes. (BILL IS NOW LAW)

H.R. 2847, Hiring Incentives to Restore Employment Act. All Provisions. Makes appropriations for the Departments of Commerce and Justice, and Science, and Related Agencies for the fiscal year ending September 30, 2010, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends Title 11 of the United States Code with respect to modification of certain mortgages (continued) H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. (continued) on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income). S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases.

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. Authorizes additional appropriations for the FBI to enhance its (continued) H.R. 78, Stop Mortgage Fraud Act. All Provisions. (continued) ability to more effectively stop mortgage fraud, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes, GSE and FHA Loan limits, mortgage fraud. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 2847, Commerce, Justice, Science, and Related Agencies Appropriations Act 2010. All Provisions. Makes appropriations for FY2010 for the Departments of Commerce and Justice, for science-related programs, and related agencies. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors. H.R.4899, Supplemental Appropriations Act, 2010. All Provisions. Makes supplemental appropriations for the fiscal year ending September 30, 2010, and for other purposes. H.R.4953, Mortgage Servicing Conflict Elmination Act of 2010. All Provisions. Amends the Truth in Lending Act to prohibit the servicer of a home mortgage, or any affiliate of the servicer, from holding any other mortgage on the property. H.R.5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. S.566, Financial Product Safety Commission Act of 2009. All Provisions. Creates a Financial Product Safety Commission to provide consumers with stronger protections and better information in connection with consumer financial products and gives providers of consumer financial productsmore regulatory certainty. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the National Flood Insurance Program, and for other purposes. H.R. 3146, 21st Century FHA Housing Act of 2009. All Provisions. Amends the National Housing Act to declare that the Sec. of Housing and Urban Affairs (HUD) is not subject to the National Environmental Policy Act of 1969 when insuring any mortgage for a one-family unit in a multifamily project that holds an undivided interest in the common areas and facilities which serve the project. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and prohibits financing of closing costs under such mortgages. H.R.3996, Financial Stability Improvement Act of 2009. All Provisions.Establishes the Financial Services Oversight Council whose duties include: (1) monitoring the financial services marketplace to identify potential threats to the stability of the U.S. financial system; (2) resolving disputes among federal financial regulatory agencies; (3) subjecting identified financial companies and financial activities to heightened prudential standards in order to promote financial stability and mitigate systemic risk (in this Act referred to as "identified companies or identified activities"); and (4) reporting to Congress on significant financial market developments and potential emerging threats to the stability of the financial system. H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S.1379, Energy Efficiency in Housing Act of 2009. All Provisions. Encourages energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes. S.3402, Renewable Energy Access Through Leasing Act of 2010. All Provisions. Encourages residential use of renewable energy systems by minimizing upfront costs and providing immediate utility cost savings to consumers through leasing of such systems to homeowners, and for other purposes.

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications (continued) H.R. 788, (continued)and for other purposes. All Provisions. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1731, Credit Risk Retention Act of 2009. All Provisions. Amends the Truth in Lending Act to require any creditor who transfers, sells, or conveys certain residential mortgage loans to third parties to retain an economic interest in a material portion of the credit risk for any such loan, and for other purposes. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors. H.R. 4173, Dodd-Frank Wall Street Reform and Consumer Protection Act. All Provisions. Provides for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes.(BILL IS NOW LAW) H.R. 4229, Borrowers' Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to ensure that borrowers under federally related mortgage loans have an opportunity to inspect closing documents. H.R.5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5297, Small Business Jobs and Credit Act of 2010. All Provisions. Creates the Small Business Lending Fund Program to direct the Secretary of the Treasury to make capital investments in eligible institutions in order to increase the availability of credit for small businesses, and for other purposes. (BILL IS NOW LAW)

H.R. 3288, Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2010. All Provisions. Makes appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2010, and for other purposes. (Bill is now Law) H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the National Flood Insurance Program, and for other purposes. H.R. 3146, 21st Century FHA Housing Act of 2009. All Provisions. Amends the National Housing Act to declare that the Sec. of Housing and Urban Affairs (HUD) is not subject to the National Environmental Policy Act of 1969 when insuring any mortgage for a one-family unit in a multifamily project that holds an undivided interest in the common areas and facilities which serve the project. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. Authorizes additional appropriations for the FBI to enhance its (continued) H.R. 78, Stop Mortgage Fraud Act. All Provisions. (continued) ability to more effectively stop mortgage fraud, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes, GSE and FHA Loan limits, mortgage fraud. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. All provisions. Shields a servicer of pooled residential mortgages acting in compliance with certain fiduciary duties under the Truth in Lending Act from liability for entering into a loan modification or workout plan in connection with any such mortgages initiated before January 1, 2012 H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 2847, Commerce, Justice, Science, and Related Agencies Appropriations Act 2010. All Provisions. Makes appropriations for FY2010 for the Departments of Commerce and Justice, for science-related programs, and related agencies. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors S.566, Financial Product Safety Commission Act of 2009. All Provisions. Creates a Financial Product Safety Commission to provide consumers with stronger protections and better information in connection with consumer financial products and gives providers of consumer financial productsmore regulatory certainty. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

H.R. 2847, Hiring Incentives to Restore Employment Act. All Provisions. Makes appropriations for the Departments of Commerce and Justice, and Science, and Related Agencies for the fiscal year ending September 30, 2010, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends Title 11 of the United States Code with respect to modification of certain mortgages (continued) H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. (continued) on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income). S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases.

H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. S. 1379, Energy Efficiency in Housing Act of 2009. All Provisions. A bill to encourage energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S.3024, Job Impact Analysis Act of 2010. All Provisions. A bill to ensure that the creation of jobs by small businesses is considered during the Federal legislative and rulemaking process, and for other purposes. H.R.3146, 21 Century FHA Housing Act of 2009. All Provisions. Makes improvements to the FHA mortgage insurance programs of the Department of Housing and Urban Development, and for other purposes. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high-cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages. H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5028, Right to Rent Act of 2010. All Provisions. Allows homeowners of moderate-value homes who are subject to mortgage foreclosure proceedings to remain in their homes as renters. H.R. 5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes.(BILL IS NOW LAW)

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications (continued) H.R. 788, (continued)and for other purposes. All Provisions. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1731, Credit Risk Retention Act of 2009. All Provisions. Amends the Truth in Lending Act to require any creditor who transfers, sells, or conveys certain residential mortgage loans to third parties to retain an economic interest in a material portion of the credit risk for any such loan, and for other purposes. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors. H.R. 4173, Dodd-Frank Wall Street Reform and Consumer Protection Act. All Provisions. Provides for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes.(BILL IS NOW LAW) H.R. 4229, Borrowers' Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to ensure that borrowers under federally related mortgage loans have an opportunity to inspect closing documents. H.R.5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5297, Small Business Jobs and Credit Act of 2010. All Provisions. Creates the Small Business Lending Fund Program to direct the Secretary of the Treasury to make capital investments in eligible institutions in order to increase the availability of credit for small businesses, and for other purposes. (BILL IS NOW LAW)

H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R. 5028, Right to Rent Act of 2010. All Provisions. Allows homeowners of moderate-value homes who are subject to mortgage foreclosure proceedings to remain in their homes as renters. H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes.. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. S. 1379, Energy Efficiency in Housing Act of 2009. All Provisions. A bill to encourage energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S.3024, Job Impact Analysis Act of 2010. All Provisions. A bill to ensure that the creation of jobs by small businesses is considered during the Federal legislative and rulemaking process, and for other purposes. H.R.3146, 21 Century FHA Housing Act of 2009. All Provisions. Makes improvements to the FHA mortgage insurance programs of the Department of Housing and Urban Development, and for other purposes. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high-cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes.(BILL IS NOW LAW)

H.Con.Res. 130, Expressing support for the current standards of the Federal mortgage interest tax deduction. All Provisions. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of (continued) (continued) mortgage principal balance. Amends Title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends title 18, United States Code, to enhance the investigation and prosecution of mortgage fraud and financial institution fraud, and for other purposes. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2847, Hiring Incentives to Restore Employment Act. All Provisions. Makes appropriations for the Departments of Commerce and Justice, and Science, and Related Agencies for the fiscal year ending September 30, 2010, and for other purposes. (BILL IS NOW LAW) H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes.(BILL IS NOW LAW) H.R. 6322, To amend the Internal Revenue Code of 1986 to make permanent the deduction for mortgage insurance premiums. All Provisions.

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. Authorizes additional appropriations for the FBI to enhance its (continued) H.R. 78, Stop Mortgage Fraud Act. All Provisions. (continued) ability to more effectively stop mortgage fraud, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes, GSE and FHA Loan limits, mortgage fraud. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. All provisions. Shields a servicer of pooled residential mortgages acting in compliance with certain fiduciary duties under the Truth in Lending Act from liability for entering into a loan modification or workout plan in connection with any such mortgages initiated before January 1, 2012 H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 2847, Commerce, Justice, Science, and Related Agencies Appropriations Act 2010. All Provisions. Makes appropriations for FY2010 for the Departments of Commerce and Justice, for science-related programs, and related agencies. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors S.566, Financial Product Safety Commission Act of 2009. All Provisions. Creates a Financial Product Safety Commission to provide consumers with stronger protections and better information in connection with consumer financial products and gives providers of consumer financial productsmore regulatory certainty. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. Authorizes additional appropriations for the FBI to enhance its (continued) H.R. 78, Stop Mortgage Fraud Act. All Provisions. (continued) ability to more effectively stop mortgage fraud, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes, GSE and FHA Loan limits, mortgage fraud. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 2847, Commerce, Justice, Science, and Related Agencies Appropriations Act 2010. All Provisions. Makes appropriations for FY2010 for the Departments of Commerce and Justice, for science-related programs, and related agencies. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors. H.R.4899, Supplemental Appropriations Act, 2010. All Provisions. Makes supplemental appropriations for the fiscal year ending September 30, 2010, and for other purposes. H.R.4953, Mortgage Servicing Conflict Elmination Act of 2010. All Provisions. Amends the Truth in Lending Act to prohibit the servicer of a home mortgage, or any affiliate of the servicer, from holding any other mortgage on the property. H.R.5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. S.566, Financial Product Safety Commission Act of 2009. All Provisions. Creates a Financial Product Safety Commission to provide consumers with stronger protections and better information in connection with consumer financial products and gives providers of consumer financial productsmore regulatory certainty. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

H.R. 3288, Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2010. All Provisions. Makes appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2010, and for other purposes. (Bill is now Law) H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the National Flood Insurance Program, and for other purposes. H.R. 3146, 21st Century FHA Housing Act of 2009. All Provisions. Amends the National Housing Act to declare that the Sec. of Housing and Urban Affairs (HUD) is not subject to the National Environmental Policy Act of 1969 when insuring any mortgage for a one-family unit in a multifamily project that holds an undivided interest in the common areas and facilities which serve the project. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

H.R. 2847, Hiring Incentives to Restore Employment Act. All Provisions. Makes appropriations for the Departments of Commerce and Justice, and Science, and Related Agencies for the fiscal year ending September 30, 2010, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends Title 11 of the United States Code with respect to modification of certain mortgages (continued) H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. (continued) on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income). S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases.

H.R. 6322, To amend the Internal Revenue Code of 1986 to make permanent the deduction for mortgage insurance premiums. All Provisions. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.Con.Res. 130, Expressing support for the current standards of the Federal mortgage interest tax deduction. All Provisions. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends Title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends title 18, United States Code, to enhance the investigation and prosecution of mortgage fraud and financial institution fraud, and for other purposes. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages.

H.R. 4229, Borrowers' Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to ensure that borrowers under federally related mortgage loans have an opportunity to inspect closing documents. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications and for other purposes. All Provisions. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1731, Credit Risk Retention Act of 2009. All Provisions. Amends the Truth in Lending Act to require any creditor who transfers, sells, or conveys certain residential mortgage loans to third parties to retain an economic interest in a material portion of the credit risk for any such loan, and for other purposes. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors. H.R. 4173, Dodd-Frank Wall Street Reform and Consumer Protection Act. All Provisions. Provides for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes.(BILL IS NOW LAW) H.R.5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5297, Small Business Jobs and Credit Act of 2010. All Provisions. Creates the Small Business Lending Fund Program to direct the Secretary of the Treasury to make capital investments in eligible institutions in order to increase the availability of credit for small businesses, and for other purposes. (BILL IS NOW LAW)

H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the National Flood Insurance Program, and for other purposes. H.R. 3146, 21st Century FHA Housing Act of 2009. All Provisions. Amends the National Housing Act to declare that the Sec. of Housing and Urban Affairs (HUD) is not subject to the National Environmental Policy Act of 1969 when insuring any mortgage for a one-family unit in a multifamily project that holds an undivided interest in the common areas and facilities which serve the project. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and prohibits financing of closing costs under such mortgages. H.R.3996, Financial Stability Improvement Act of 2009. All Provisions.Establishes the Financial Services Oversight Council whose duties include: (1) monitoring the financial services marketplace to identify potential threats to the stability of the U.S. financial system; (2) resolving disputes among federal financial regulatory agencies; (3) subjecting identified financial companies and financial activities to heightened prudential standards in order to promote financial stability and mitigate systemic risk (in this Act referred to as "identified companies or identified activities"); and (4) reporting to Congress on significant financial market developments and potential emerging threats to the stability of the financial system. H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S.1379, Energy Efficiency in Housing Act of 2009. All Provisions. Encourages energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes. S.3402, Renewable Energy Access Through Leasing Act of 2010. All Provisions. Encourages residential use of renewable energy systems by minimizing upfront costs and providing immediate utility cost savings to consumers through leasing of such systems to homeowners, and for other purposes.

H.R. 2847, Hiring Incentives to Restore Employment Act. All Provisions. Makes appropriations for the Departments of Commerce and Justice, and Science, and Related Agencies for the fiscal year ending September 30, 2010, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends Title 11 of the United States Code with respect to modification of certain mortgages (continued) H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. (continued) on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income). S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases.

H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the National Flood Insurance Program, and for other purposes. H.R. 3146, 21st Century FHA Housing Act of 2009. All Provisions. Amends the National Housing Act to declare that the Sec. of Housing and Urban Affairs (HUD) is not subject to the National Environmental Policy Act of 1969 when insuring any mortgage for a one-family unit in a multifamily project that holds an undivided interest in the common areas and facilities which serve the project. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and prohibits financing of closing costs under such mortgages. H.R.3996, Financial Stability Improvement Act of 2009. All Provisions.Establishes the Financial Services Oversight Council whose duties include: (1) monitoring the financial services marketplace to identify potential threats to the stability of the U.S. financial system; (2) resolving disputes among federal financial regulatory agencies; (3) subjecting identified financial companies and financial activities to heightened prudential standards in order to promote financial stability and mitigate systemic risk (in this Act referred to as "identified companies or identified activities"); and (4) reporting to Congress on significant financial market developments and potential emerging threats to the stability of the financial system. H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S.1379, Energy Efficiency in Housing Act of 2009. All Provisions. Encourages energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes. S.3402, Renewable Energy Access Through Leasing Act of 2010. All Provisions. Encourages residential use of renewable energy systems by minimizing upfront costs and providing immediate utility cost savings to consumers through leasing of such systems to homeowners, and for other purposes.

H.R. 2847, Hiring Incentives to Restore Employment Act. All Provisions. Makes appropriations for the Departments of Commerce and Justice, and Science, and Related Agencies for the fiscal year ending September 30, 2010, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends Title 11 of the United States Code with respect to modification of certain mortgages (continued) H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. (continued) on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income). S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases.

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. Authorizes additional appropriations for the FBI to enhance its (continued) H.R. 78, Stop Mortgage Fraud Act. All Provisions. (continued) ability to more effectively stop mortgage fraud, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes, GSE and FHA Loan limits, mortgage fraud. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. All provisions. Shields a servicer of pooled residential mortgages acting in compliance with certain fiduciary duties under the Truth in Lending Act from liability for entering into a loan modification or workout plan in connection with any such mortgages initiated before January 1, 2012 H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 2847, Commerce, Justice, Science, and Related Agencies Appropriations Act 2010. All Provisions. Makes appropriations for FY2010 for the Departments of Commerce and Justice, for science-related programs, and related agencies. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors S.566, Financial Product Safety Commission Act of 2009. All Provisions. Creates a Financial Product Safety Commission to provide consumers with stronger protections and better information in connection with consumer financial products and gives providers of consumer financial productsmore regulatory certainty. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

H.R. 2847, Hiring Incentives to Restore Employment Act. All Provisions. Makes appropriations for the Departments of Commerce and Justice, and Science, and Related Agencies for the fiscal year ending September 30, 2010, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends Title 11 of the United States Code with respect to modification of certain mortgages (continued) H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. (continued) on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income). S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases.

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. Authorizes additional appropriations for the FBI to enhance its (continued) H.R. 78, Stop Mortgage Fraud Act. All Provisions. (continued) ability to more effectively stop mortgage fraud, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes, GSE and FHA Loan limits, mortgage fraud. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 2847, Commerce, Justice, Science, and Related Agencies Appropriations Act 2010. All Provisions. Makes appropriations for FY2010 for the Departments of Commerce and Justice, for science-related programs, and related agencies. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors. H.R.4899, Supplemental Appropriations Act, 2010. All Provisions. Makes supplemental appropriations for the fiscal year ending September 30, 2010, and for other purposes. H.R.4953, Mortgage Servicing Conflict Elmination Act of 2010. All Provisions. Amends the Truth in Lending Act to prohibit the servicer of a home mortgage, or any affiliate of the servicer, from holding any other mortgage on the property. H.R.5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. S.566, Financial Product Safety Commission Act of 2009. All Provisions. Creates a Financial Product Safety Commission to provide consumers with stronger protections and better information in connection with consumer financial products and gives providers of consumer financial productsmore regulatory certainty. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. S. 1379, Energy Efficiency in Housing Act of 2009. All Provisions. A bill to encourage energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S.3024, Job Impact Analysis Act of 2010. All Provisions. A bill to ensure that the creation of jobs by small businesses is considered during the Federal legislative and rulemaking process, and for other purposes. H.R.3146, 21 Century FHA Housing Act of 2009. All Provisions. Makes improvements to the FHA mortgage insurance programs of the Department of Housing and Urban Development, and for other purposes. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high-cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages. H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5028, Right to Rent Act of 2010. All Provisions. Allows homeowners of moderate-value homes who are subject to mortgage foreclosure proceedings to remain in their homes as renters. H.R. 5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes.(BILL IS NOW LAW)

H.R. 3288, Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2010. All Provisions. Makes appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2010, and for other purposes. (Bill is now Law) H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the National Flood Insurance Program, and for other purposes. H.R. 3146, 21st Century FHA Housing Act of 2009. All Provisions. Amends the National Housing Act to declare that the Sec. of Housing and Urban Affairs (HUD) is not subject to the National Environmental Policy Act of 1969 when insuring any mortgage for a one-family unit in a multifamily project that holds an undivided interest in the common areas and facilities which serve the project. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications (continued) H.R. 788, (continued)and for other purposes. All Provisions. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1731, Credit Risk Retention Act of 2009. All Provisions. Amends the Truth in Lending Act to require any creditor who transfers, sells, or conveys certain residential mortgage loans to third parties to retain an economic interest in a material portion of the credit risk for any such loan, and for other purposes. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors. H.R. 4173, Dodd-Frank Wall Street Reform and Consumer Protection Act. All Provisions. Provides for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes.(BILL IS NOW LAW) H.R. 4229, Borrowers' Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to ensure that borrowers under federally related mortgage loans have an opportunity to inspect closing documents. H.R.5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5297, Small Business Jobs and Credit Act of 2010. All Provisions. Creates the Small Business Lending Fund Program to direct the Secretary of the Treasury to make capital investments in eligible institutions in order to increase the availability of credit for small businesses, and for other purposes. (BILL IS NOW LAW)

H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R. 5028, Right to Rent Act of 2010. All Provisions. Allows homeowners of moderate-value homes who are subject to mortgage foreclosure proceedings to remain in their homes as renters. H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes.. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. S. 1379, Energy Efficiency in Housing Act of 2009. All Provisions. A bill to encourage energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S.3024, Job Impact Analysis Act of 2010. All Provisions. A bill to ensure that the creation of jobs by small businesses is considered during the Federal legislative and rulemaking process, and for other purposes. H.R.3146, 21 Century FHA Housing Act of 2009. All Provisions. Makes improvements to the FHA mortgage insurance programs of the Department of Housing and Urban Development, and for other purposes. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high-cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes.(BILL IS NOW LAW)

H.R. 4229, Borrowers' Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to ensure that borrowers under federally related mortgage loans have an opportunity to inspect closing documents. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications and for other purposes. All Provisions. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1731, Credit Risk Retention Act of 2009. All Provisions. Amends the Truth in Lending Act to require any creditor who transfers, sells, or conveys certain residential mortgage loans to third parties to retain an economic interest in a material portion of the credit risk for any such loan, and for other purposes. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors. H.R. 4173, Dodd-Frank Wall Street Reform and Consumer Protection Act. All Provisions. Provides for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes.(BILL IS NOW LAW) H.R.5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5297, Small Business Jobs and Credit Act of 2010. All Provisions. Creates the Small Business Lending Fund Program to direct the Secretary of the Treasury to make capital investments in eligible institutions in order to increase the availability of credit for small businesses, and for other purposes. (BILL IS NOW LAW)

S. 1379, Energy Efficiency in Housing Act of 2009. All Provisions. A bill to encourage energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. H.R. 2336, GREEN Act of 2009. All Provisions. Encourages energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S. 3402, REAL Act of 2010. All Provisions. Encourages residential use of renewable energy systems by minimizing upfront costs and providing immediate utility cost savings to consumers through leasing of such systems to homeowners, and for other purposes. H.R. 5766, To ensure that the underwriting standards of Fannie Mae and Freddie Mac facilitate the use of property assessed clean energy programs to finance the installation of renewable energy and energy efficiency improvements. All Provisions.

H.R. 5766, To ensure that the underwriting standards of Fannie Mae and Freddie Mac facilitate the use of property assessed clean energy programs to finance the installation of renewable energy and energy efficiency improvements. All Provisions. S. 1379, Energy Efficiency in Housing Act of 2009. All Provisions. A bill to encourage energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. H.R. 2336, GREEN Act of 2009. All Provisions. Encourages energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S. 3402, REAL Act of 2010. All Provisions. Encourages residential use of renewable energy systems by minimizing upfront costs and providing immediate utility cost savings to consumers through leasing of such systems to homeowners, and for other purposes.

H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R.3081, Continuing Appropriations Act of 2011. All Provisions. Continuing resolution to fund the government and other items. (this bill has become Law) S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income). H.R. 2452, Net Operating Loss (NOL) Carryback Act. To amend the Internal Revenue Code of 1986 a 5-year carryback of operating losses, and for other purposes.

H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 4173, Wall Street Reform and Consumer Protection Act of 2009. All Provisions. Provides for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, regulates over-the-counter derivatives (cont) H.R. 4173, Wall Street Reform and Consumer Protection Act of 2009. All Provisions. (cont) markets, and for other purposes. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income). H.R. 2452, Net Operating Loss (NOL) Carryback Act. To amend the Internal Revenue Code of 1986 a 5-year carryback of operating losses, and for other purposes.

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income). H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 2452, Net Operating Loss (NOL) Carryback Act. To amend the Internal Revenue Code of 1986 a 5-year carryback of operating losses, and for other purposes.

H.R. 4173, Wall Street Reform and Consumer Protection Act of 2009. All Provisions. Provides for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, regulates over-the-counter derivatives markets, and for other purposes. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 2452, Net Operating Loss (NOL) Carryback Act. To amend the Internal Revenue Code of 1986 a 5-year carryback of operating losses, and for other purposes. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income).

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. Authorizes additional appropriations for the FBI to enhance its (continued) H.R. 78, Stop Mortgage Fraud Act. All Provisions. (continued) ability to more effectively stop mortgage fraud, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes, GSE and FHA Loan limits, mortgage fraud. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 2847, Commerce, Justice, Science, and Related Agencies Appropriations Act 2010. All Provisions. Makes appropriations for FY2010 for the Departments of Commerce and Justice, for science-related programs, and related agencies. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors. H.R.4899, Supplemental Appropriations Act, 2010. All Provisions. Makes supplemental appropriations for the fiscal year ending September 30, 2010, and for other purposes. H.R.4953, Mortgage Servicing Conflict Elmination Act of 2010. All Provisions. Amends the Truth in Lending Act to prohibit the servicer of a home mortgage, or any affiliate of the servicer, from holding any other mortgage on the property. H.R.5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. S.566, Financial Product Safety Commission Act of 2009. All Provisions. Creates a Financial Product Safety Commission to provide consumers with stronger protections and better information in connection with consumer financial products and gives providers of consumer financial productsmore regulatory certainty. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications (continued) H.R. 788, (continued)and for other purposes. All Provisions. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1731, Credit Risk Retention Act of 2009. All Provisions. Amends the Truth in Lending Act to require any creditor who transfers, sells, or conveys certain residential mortgage loans to third parties to retain an economic interest in a material portion of the credit risk for any such loan, and for other purposes. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors. H.R. 4173, Dodd-Frank Wall Street Reform and Consumer Protection Act. All Provisions. Provides for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes.(BILL IS NOW LAW) H.R. 4229, Borrowers' Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to ensure that borrowers under federally related mortgage loans have an opportunity to inspect closing documents. H.R.5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5297, Small Business Jobs and Credit Act of 2010. All Provisions. Creates the Small Business Lending Fund Program to direct the Secretary of the Treasury to make capital investments in eligible institutions in order to increase the availability of credit for small businesses, and for other purposes. (BILL IS NOW LAW)

H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the National Flood Insurance Program, and for other purposes. H.R. 3146, 21st Century FHA Housing Act of 2009. All Provisions. Amends the National Housing Act to declare that the Sec. of Housing and Urban Affairs (HUD) is not subject to the National Environmental Policy Act of 1969 when insuring any mortgage for a one-family unit in a multifamily project that holds an undivided interest in the common areas and facilities which serve the project. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and prohibits financing of closing costs under such mortgages. H.R.3996, Financial Stability Improvement Act of 2009. All Provisions.Establishes the Financial Services Oversight Council whose duties include: (1) monitoring the financial services marketplace to identify potential threats to the stability of the U.S. financial system; (2) resolving disputes among federal financial regulatory agencies; (3) subjecting identified financial companies and financial activities to heightened prudential standards in order to promote financial stability and mitigate systemic risk (in this Act referred to as "identified companies or identified activities"); and (4) reporting to Congress on significant financial market developments and potential emerging threats to the stability of the financial system. H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S.1379, Energy Efficiency in Housing Act of 2009. All Provisions. Encourages energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes. S.3402, Renewable Energy Access Through Leasing Act of 2010. All Provisions. Encourages residential use of renewable energy systems by minimizing upfront costs and providing immediate utility cost savings to consumers through leasing of such systems to homeowners, and for other purposes.

H.R. 2847, Hiring Incentives to Restore Employment Act. All Provisions. Makes appropriations for the Departments of Commerce and Justice, and Science, and Related Agencies for the fiscal year ending September 30, 2010, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends Title 11 of the United States Code with respect to modification of certain mortgages (continued) H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. (continued) on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income). S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases.

H.R. 3288, Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2010. All Provisions. Makes appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2010, and for other purposes. (Bill is now Law) H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the National Flood Insurance Program, and for other purposes. H.R. 3146, 21st Century FHA Housing Act of 2009. All Provisions. Amends the National Housing Act to declare that the Sec. of Housing and Urban Affairs (HUD) is not subject to the National Environmental Policy Act of 1969 when insuring any mortgage for a one-family unit in a multifamily project that holds an undivided interest in the common areas and facilities which serve the project. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. Authorizes additional appropriations for the FBI to enhance its (continued) H.R. 78, Stop Mortgage Fraud Act. All Provisions. (continued) ability to more effectively stop mortgage fraud, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes, GSE and FHA Loan limits, mortgage fraud. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. All provisions. Shields a servicer of pooled residential mortgages acting in compliance with certain fiduciary duties under the Truth in Lending Act from liability for entering into a loan modification or workout plan in connection with any such mortgages initiated before January 1, 2012 H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 2847, Commerce, Justice, Science, and Related Agencies Appropriations Act 2010. All Provisions. Makes appropriations for FY2010 for the Departments of Commerce and Justice, for science-related programs, and related agencies. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors S.566, Financial Product Safety Commission Act of 2009. All Provisions. Creates a Financial Product Safety Commission to provide consumers with stronger protections and better information in connection with consumer financial products and gives providers of consumer financial productsmore regulatory certainty. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

H.R. 4229, Borrowers' Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to ensure that borrowers under federally related mortgage loans have an opportunity to inspect closing documents. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications and for other purposes. All Provisions. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1731, Credit Risk Retention Act of 2009. All Provisions. Amends the Truth in Lending Act to require any creditor who transfers, sells, or conveys certain residential mortgage loans to third parties to retain an economic interest in a material portion of the credit risk for any such loan, and for other purposes. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors. H.R. 4173, Dodd-Frank Wall Street Reform and Consumer Protection Act. All Provisions. Provides for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes.(BILL IS NOW LAW) H.R.5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5297, Small Business Jobs and Credit Act of 2010. All Provisions. Creates the Small Business Lending Fund Program to direct the Secretary of the Treasury to make capital investments in eligible institutions in order to increase the availability of credit for small businesses, and for other purposes. (BILL IS NOW LAW)

H.R. 2847, Hiring Incentives to Restore Employment Act. All Provisions. Makes appropriations for the Departments of Commerce and Justice, and Science, and Related Agencies for the fiscal year ending September 30, 2010, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends Title 11 of the United States Code with respect to modification of certain mortgages (continued) H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. (continued) on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income). S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases.

H.R. 4229, Borrowers' Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to ensure that borrowers under federally related mortgage loans have an opportunity to inspect closing documents. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications and for other purposes. All Provisions. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1731, Credit Risk Retention Act of 2009. All Provisions. Amends the Truth in Lending Act to require any creditor who transfers, sells, or conveys certain residential mortgage loans to third parties to retain an economic interest in a material portion of the credit risk for any such loan, and for other purposes. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors. H.R. 4173, Dodd-Frank Wall Street Reform and Consumer Protection Act. All Provisions. Provides for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes.(BILL IS NOW LAW) H.R.5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5297, Small Business Jobs and Credit Act of 2010. All Provisions. Creates the Small Business Lending Fund Program to direct the Secretary of the Treasury to make capital investments in eligible institutions in order to increase the availability of credit for small businesses, and for other purposes. (BILL IS NOW LAW)

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications (continued) H.R. 788, (continued)and for other purposes. All Provisions. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1731, Credit Risk Retention Act of 2009. All Provisions. Amends the Truth in Lending Act to require any creditor who transfers, sells, or conveys certain residential mortgage loans to third parties to retain an economic interest in a material portion of the credit risk for any such loan, and for other purposes. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors. H.R. 4173, Dodd-Frank Wall Street Reform and Consumer Protection Act. All Provisions. Provides for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes.(BILL IS NOW LAW) H.R. 4229, Borrowers' Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to ensure that borrowers under federally related mortgage loans have an opportunity to inspect closing documents. H.R.5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5297, Small Business Jobs and Credit Act of 2010. All Provisions. Creates the Small Business Lending Fund Program to direct the Secretary of the Treasury to make capital investments in eligible institutions in order to increase the availability of credit for small businesses, and for other purposes. (BILL IS NOW LAW)

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. Authorizes additional appropriations for the FBI to enhance its (continued) H.R. 78, Stop Mortgage Fraud Act. All Provisions. (continued) ability to more effectively stop mortgage fraud, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes, GSE and FHA Loan limits, mortgage fraud. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 2847, Commerce, Justice, Science, and Related Agencies Appropriations Act 2010. All Provisions. Makes appropriations for FY2010 for the Departments of Commerce and Justice, for science-related programs, and related agencies. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors. H.R.4899, Supplemental Appropriations Act, 2010. All Provisions. Makes supplemental appropriations for the fiscal year ending September 30, 2010, and for other purposes. H.R.4953, Mortgage Servicing Conflict Elmination Act of 2010. All Provisions. Amends the Truth in Lending Act to prohibit the servicer of a home mortgage, or any affiliate of the servicer, from holding any other mortgage on the property. H.R.5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. S.566, Financial Product Safety Commission Act of 2009. All Provisions. Creates a Financial Product Safety Commission to provide consumers with stronger protections and better information in connection with consumer financial products and gives providers of consumer financial productsmore regulatory certainty. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. Authorizes additional appropriations for the FBI to enhance its (continued) H.R. 78, Stop Mortgage Fraud Act. All Provisions. (continued) ability to more effectively stop mortgage fraud, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes, GSE and FHA Loan limits, mortgage fraud. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. All provisions. Shields a servicer of pooled residential mortgages acting in compliance with certain fiduciary duties under the Truth in Lending Act from liability for entering into a loan modification or workout plan in connection with any such mortgages initiated before January 1, 2012 H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 2847, Commerce, Justice, Science, and Related Agencies Appropriations Act 2010. All Provisions. Makes appropriations for FY2010 for the Departments of Commerce and Justice, for science-related programs, and related agencies. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors S.566, Financial Product Safety Commission Act of 2009. All Provisions. Creates a Financial Product Safety Commission to provide consumers with stronger protections and better information in connection with consumer financial products and gives providers of consumer financial productsmore regulatory certainty. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the National Flood Insurance Program, and for other purposes. H.R. 3146, 21st Century FHA Housing Act of 2009. All Provisions. Amends the National Housing Act to declare that the Sec. of Housing and Urban Affairs (HUD) is not subject to the National Environmental Policy Act of 1969 when insuring any mortgage for a one-family unit in a multifamily project that holds an undivided interest in the common areas and facilities which serve the project. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and prohibits financing of closing costs under such mortgages. H.R.3996, Financial Stability Improvement Act of 2009. All Provisions.Establishes the Financial Services Oversight Council whose duties include: (1) monitoring the financial services marketplace to identify potential threats to the stability of the U.S. financial system; (2) resolving disputes among federal financial regulatory agencies; (3) subjecting identified financial companies and financial activities to heightened prudential standards in order to promote financial stability and mitigate systemic risk (in this Act referred to as "identified companies or identified activities"); and (4) reporting to Congress on significant financial market developments and potential emerging threats to the stability of the financial system. H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S.1379, Energy Efficiency in Housing Act of 2009. All Provisions. Encourages energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes. S.3402, Renewable Energy Access Through Leasing Act of 2010. All Provisions. Encourages residential use of renewable energy systems by minimizing upfront costs and providing immediate utility cost savings to consumers through leasing of such systems to homeowners, and for other purposes.

H.R. 1664, Grayson-Himes Pay For Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 3081, Department of State, Foreign Operations, and Related Programs Appropriations Act, 2010. All Provisions. Makes appropriations for the Department of State, foreign operations, and related programs for the end of FY10 (9/30/10). Bill is Now Law. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the national flood insurance program, and for other purposes. H.R. 4899, Disaster Relief and Summer Jobs Act of 2010. All Provisions. Makes emergency supplemental appropriations for disaster relief and summer jobs for the fiscal year ending September 30, 2010, and for other purposes. BILL IS NOW LAW. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Extends the National Flood Insurance Program until September 30, 2010. BILL IS NOW LAW. H.R. 6334, To amend the Community Reinvestment Act of 1977 to improve the assessments of regulated financial institutions, and for other purposes. All Provisions.

H.R. 3288, Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2010. All Provisions. Makes appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2010, and for other purposes. (Bill is now Law) H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the National Flood Insurance Program, and for other purposes. H.R. 3146, 21st Century FHA Housing Act of 2009. All Provisions. Amends the National Housing Act to declare that the Sec. of Housing and Urban Affairs (HUD) is not subject to the National Environmental Policy Act of 1969 when insuring any mortgage for a one-family unit in a multifamily project that holds an undivided interest in the common areas and facilities which serve the project. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

H.R. 6334, To amend the Community Reinvestment Act of 1977 to improve the assessments of regulated financial institutions, and for other purposes. All Provisions. H.R. 1664, Grayson-Himes Pay For Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the national flood insurance program, and for other purposes. H.R. 4899, Disaster Relief and Summer Jobs Act of 2010. All Provisions. Makes emergency supplemental appropriations for disaster relief and summer jobs for the fiscal year ending September 30, 2010, and for other purposes. BILL IS NOW LAW.

H.R. 3288, Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2010. All Provisions. Makes appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2010, and for other purposes. (Bill is now Law) H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the National Flood Insurance Program, and for other purposes. H.R. 3146, 21st Century FHA Housing Act of 2009. All Provisions. Amends the National Housing Act to declare that the Sec. of Housing and Urban Affairs (HUD) is not subject to the National Environmental Policy Act of 1969 when insuring any mortgage for a one-family unit in a multifamily project that holds an undivided interest in the common areas and facilities which serve the project. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. S. 1379, Energy Efficiency in Housing Act of 2009. All Provisions. A bill to encourage energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S.3024, Job Impact Analysis Act of 2010. All Provisions. A bill to ensure that the creation of jobs by small businesses is considered during the Federal legislative and rulemaking process, and for other purposes. H.R.3146, 21 Century FHA Housing Act of 2009. All Provisions. Makes improvements to the FHA mortgage insurance programs of the Department of Housing and Urban Development, and for other purposes. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high-cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages. H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5028, Right to Rent Act of 2010. All Provisions. Allows homeowners of moderate-value homes who are subject to mortgage foreclosure proceedings to remain in their homes as renters. H.R. 5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes.(BILL IS NOW LAW)

H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R. 5028, Right to Rent Act of 2010. All Provisions. Allows homeowners of moderate-value homes who are subject to mortgage foreclosure proceedings to remain in their homes as renters. H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes.. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. S. 1379, Energy Efficiency in Housing Act of 2009. All Provisions. A bill to encourage energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S.3024, Job Impact Analysis Act of 2010. All Provisions. A bill to ensure that the creation of jobs by small businesses is considered during the Federal legislative and rulemaking process, and for other purposes. H.R.3146, 21 Century FHA Housing Act of 2009. All Provisions. Makes improvements to the FHA mortgage insurance programs of the Department of Housing and Urban Development, and for other purposes. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high-cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes.(BILL IS NOW LAW)

H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the National Flood Insurance Program, and for other purposes. H.R. 3146, 21st Century FHA Housing Act of 2009. All Provisions. Amends the National Housing Act to declare that the Sec. of Housing and Urban Affairs (HUD) is not subject to the National Environmental Policy Act of 1969 when insuring any mortgage for a one-family unit in a multifamily project that holds an undivided interest in the common areas and facilities which serve the project. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and prohibits financing of closing costs under such mortgages. H.R.3996, Financial Stability Improvement Act of 2009. All Provisions.Establishes the Financial Services Oversight Council whose duties include: (1) monitoring the financial services marketplace to identify potential threats to the stability of the U.S. financial system; (2) resolving disputes among federal financial regulatory agencies; (3) subjecting identified financial companies and financial activities to heightened prudential standards in order to promote financial stability and mitigate systemic risk (in this Act referred to as "identified companies or identified activities"); and (4) reporting to Congress on significant financial market developments and potential emerging threats to the stability of the financial system. H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S.1379, Energy Efficiency in Housing Act of 2009. All Provisions. Encourages energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes. S.3402, Renewable Energy Access Through Leasing Act of 2010. All Provisions. Encourages residential use of renewable energy systems by minimizing upfront costs and providing immediate utility cost savings to consumers through leasing of such systems to homeowners, and for other purposes.

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. Authorizes additional appropriations for the FBI to enhance its (continued) H.R. 78, Stop Mortgage Fraud Act. All Provisions. (continued) ability to more effectively stop mortgage fraud, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes, GSE and FHA Loan limits, mortgage fraud. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. All provisions. Shields a servicer of pooled residential mortgages acting in compliance with certain fiduciary duties under the Truth in Lending Act from liability for entering into a loan modification or workout plan in connection with any such mortgages initiated before January 1, 2012 H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 2847, Commerce, Justice, Science, and Related Agencies Appropriations Act 2010. All Provisions. Makes appropriations for FY2010 for the Departments of Commerce and Justice, for science-related programs, and related agencies. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors S.566, Financial Product Safety Commission Act of 2009. All Provisions. Creates a Financial Product Safety Commission to provide consumers with stronger protections and better information in connection with consumer financial products and gives providers of consumer financial productsmore regulatory certainty. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

H.R. 4229, Borrowers' Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to ensure that borrowers under federally related mortgage loans have an opportunity to inspect closing documents. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications and for other purposes. All Provisions. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1731, Credit Risk Retention Act of 2009. All Provisions. Amends the Truth in Lending Act to require any creditor who transfers, sells, or conveys certain residential mortgage loans to third parties to retain an economic interest in a material portion of the credit risk for any such loan, and for other purposes. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors. H.R. 4173, Dodd-Frank Wall Street Reform and Consumer Protection Act. All Provisions. Provides for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes.(BILL IS NOW LAW) H.R.5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5297, Small Business Jobs and Credit Act of 2010. All Provisions. Creates the Small Business Lending Fund Program to direct the Secretary of the Treasury to make capital investments in eligible institutions in order to increase the availability of credit for small businesses, and for other purposes. (BILL IS NOW LAW)

H.R. 3288, Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2010. All Provisions. Makes appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2010, and for other purposes. (Bill is now Law) H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the National Flood Insurance Program, and for other purposes. H.R. 3146, 21st Century FHA Housing Act of 2009. All Provisions. Amends the National Housing Act to declare that the Sec. of Housing and Urban Affairs (HUD) is not subject to the National Environmental Policy Act of 1969 when insuring any mortgage for a one-family unit in a multifamily project that holds an undivided interest in the common areas and facilities which serve the project. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. S. 1379, Energy Efficiency in Housing Act of 2009. All Provisions. A bill to encourage energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S.3024, Job Impact Analysis Act of 2010. All Provisions. A bill to ensure that the creation of jobs by small businesses is considered during the Federal legislative and rulemaking process, and for other purposes. H.R.3146, 21 Century FHA Housing Act of 2009. All Provisions. Makes improvements to the FHA mortgage insurance programs of the Department of Housing and Urban Development, and for other purposes. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high-cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages. H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5028, Right to Rent Act of 2010. All Provisions. Allows homeowners of moderate-value homes who are subject to mortgage foreclosure proceedings to remain in their homes as renters. H.R. 5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes.(BILL IS NOW LAW)

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. Authorizes additional appropriations for the FBI to enhance its (continued) H.R. 78, Stop Mortgage Fraud Act. All Provisions. (continued) ability to more effectively stop mortgage fraud, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes, GSE and FHA Loan limits, mortgage fraud. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 2847, Commerce, Justice, Science, and Related Agencies Appropriations Act 2010. All Provisions. Makes appropriations for FY2010 for the Departments of Commerce and Justice, for science-related programs, and related agencies. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors. H.R.4899, Supplemental Appropriations Act, 2010. All Provisions. Makes supplemental appropriations for the fiscal year ending September 30, 2010, and for other purposes. H.R.4953, Mortgage Servicing Conflict Elmination Act of 2010. All Provisions. Amends the Truth in Lending Act to prohibit the servicer of a home mortgage, or any affiliate of the servicer, from holding any other mortgage on the property. H.R.5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. S.566, Financial Product Safety Commission Act of 2009. All Provisions. Creates a Financial Product Safety Commission to provide consumers with stronger protections and better information in connection with consumer financial products and gives providers of consumer financial productsmore regulatory certainty. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the National Flood Insurance Program, and for other purposes. H.R. 3146, 21st Century FHA Housing Act of 2009. All Provisions. Amends the National Housing Act to declare that the Sec. of Housing and Urban Affairs (HUD) is not subject to the National Environmental Policy Act of 1969 when insuring any mortgage for a one-family unit in a multifamily project that holds an undivided interest in the common areas and facilities which serve the project. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and prohibits financing of closing costs under such mortgages. H.R.3996, Financial Stability Improvement Act of 2009. All Provisions.Establishes the Financial Services Oversight Council whose duties include: (1) monitoring the financial services marketplace to identify potential threats to the stability of the U.S. financial system; (2) resolving disputes among federal financial regulatory agencies; (3) subjecting identified financial companies and financial activities to heightened prudential standards in order to promote financial stability and mitigate systemic risk (in this Act referred to as "identified companies or identified activities"); and (4) reporting to Congress on significant financial market developments and potential emerging threats to the stability of the financial system. H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S.1379, Energy Efficiency in Housing Act of 2009. All Provisions. Encourages energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes. S.3402, Renewable Energy Access Through Leasing Act of 2010. All Provisions. Encourages residential use of renewable energy systems by minimizing upfront costs and providing immediate utility cost savings to consumers through leasing of such systems to homeowners, and for other purposes.

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications (continued) H.R. 788, (continued)and for other purposes. All Provisions. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1731, Credit Risk Retention Act of 2009. All Provisions. Amends the Truth in Lending Act to require any creditor who transfers, sells, or conveys certain residential mortgage loans to third parties to retain an economic interest in a material portion of the credit risk for any such loan, and for other purposes. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors. H.R. 4173, Dodd-Frank Wall Street Reform and Consumer Protection Act. All Provisions. Provides for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes.(BILL IS NOW LAW) H.R. 4229, Borrowers' Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to ensure that borrowers under federally related mortgage loans have an opportunity to inspect closing documents. H.R.5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5297, Small Business Jobs and Credit Act of 2010. All Provisions. Creates the Small Business Lending Fund Program to direct the Secretary of the Treasury to make capital investments in eligible institutions in order to increase the availability of credit for small businesses, and for other purposes. (BILL IS NOW LAW)

H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R. 5028, Right to Rent Act of 2010. All Provisions. Allows homeowners of moderate-value homes who are subject to mortgage foreclosure proceedings to remain in their homes as renters. H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes.. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. S. 1379, Energy Efficiency in Housing Act of 2009. All Provisions. A bill to encourage energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S.3024, Job Impact Analysis Act of 2010. All Provisions. A bill to ensure that the creation of jobs by small businesses is considered during the Federal legislative and rulemaking process, and for other purposes. H.R.3146, 21 Century FHA Housing Act of 2009. All Provisions. Makes improvements to the FHA mortgage insurance programs of the Department of Housing and Urban Development, and for other purposes. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high-cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes.(BILL IS NOW LAW)

H.Con.Res. 130, Expressing support for the current standards of the Federal mortgage interest tax deduction. All Provisions. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of (continued) (continued) mortgage principal balance. Amends Title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends title 18, United States Code, to enhance the investigation and prosecution of mortgage fraud and financial institution fraud, and for other purposes. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2847, Hiring Incentives to Restore Employment Act. All Provisions. Makes appropriations for the Departments of Commerce and Justice, and Science, and Related Agencies for the fiscal year ending September 30, 2010, and for other purposes. (BILL IS NOW LAW) H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes.(BILL IS NOW LAW) H.R. 6322, To amend the Internal Revenue Code of 1986 to make permanent the deduction for mortgage insurance premiums. All Provisions.

H.R. 6322, To amend the Internal Revenue Code of 1986 to make permanent the deduction for mortgage insurance premiums. All Provisions. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.Con.Res. 130, Expressing support for the current standards of the Federal mortgage interest tax deduction. All Provisions. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends Title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends title 18, United States Code, to enhance the investigation and prosecution of mortgage fraud and financial institution fraud, and for other purposes. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages.

H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. S. 1379, Energy Efficiency in Housing Act of 2009. All Provisions. A bill to encourage energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S.3024, Job Impact Analysis Act of 2010. All Provisions. A bill to ensure that the creation of jobs by small businesses is considered during the Federal legislative and rulemaking process, and for other purposes. H.R.3146, 21 Century FHA Housing Act of 2009. All Provisions. Makes improvements to the FHA mortgage insurance programs of the Department of Housing and Urban Development, and for other purposes. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high-cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages. H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5028, Right to Rent Act of 2010. All Provisions. Allows homeowners of moderate-value homes who are subject to mortgage foreclosure proceedings to remain in their homes as renters. H.R. 5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes.(BILL IS NOW LAW)

H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R. 5028, Right to Rent Act of 2010. All Provisions. Allows homeowners of moderate-value homes who are subject to mortgage foreclosure proceedings to remain in their homes as renters. H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes.. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. S. 1379, Energy Efficiency in Housing Act of 2009. All Provisions. A bill to encourage energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S.3024, Job Impact Analysis Act of 2010. All Provisions. A bill to ensure that the creation of jobs by small businesses is considered during the Federal legislative and rulemaking process, and for other purposes. H.R.3146, 21 Century FHA Housing Act of 2009. All Provisions. Makes improvements to the FHA mortgage insurance programs of the Department of Housing and Urban Development, and for other purposes. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high-cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes.(BILL IS NOW LAW)