SHANNON MCGAHN

Communications with the Senate supporting S.127 Whole Homes Repairs Act and Build the American Dream Act. Natural Disasters Communications with the House of Representatives supporting H.R. 1491 Disaster Related Extension of Deadlines Act and H.R. 517 The Filing Relief for Natural Disasters Act. Communications with the House of Representatives regarding the H.R. 4669 Fixing Emergency Management for Americans (FEMA) Act. House of Representatives Communications supporting H.R. 1105, the Disaster Resiliency and Coverage Act that would provide pre-disaster mitigation grants and tax incentives for households to reduce the risk of real property damage due to natural disasters, including floods, hurricanes, and wildfires. Communications about the lead dust rule. Environmental Protection Agency (EPA) Communications regarding the Clean Water Act, Waters of the U.S. rule, and Energy Star. Communications with the Department of the Interior regarding grazing rights, the Colorado River Compact, and the Endangered Species Act. Communications with the Department of Energy regarding Energy Star. Communications with the House of Representatives regarding H.R. 3898 Promoting Efficient Review for Modern Infrastructure Today (PERMIT) Act. Communications with the House and Senate regarding H.R. 4626 Home Appliance Protection and Affordability Act.

Natural Disasters Communications with the House of Representatives supporting H.R. 1491 Disaster Related Extension of Deadlines Act and H.R. 517 The Filing Relief for Natural Disasters Act. FEMA Act Association Health Plans H.R> 2528 Association Health Plans Act Communications with the House of Representatives supporting H.R. 1105, the Disaster Resiliency and Coverage Act that would provide pre-disaster mitigation grants and tax incentives for households to reduce the risk of real property damage due to natural disasters, including floods, hurricanes, and wildfires. Communications with the Senate supporting S.127 Whole Homes Repairs Act and the nomination of Travis Hill for the Federal Deposit Insurance Corporation. Government Accountability Office (GAO) Discussions regarding the National Flood Insurance Program. Federal Emergency Management Agency (FEMA) within the Department of Homeland Security Communications regarding disaster mitigation and assistance, and flood insurance. Discussions with the Treasury Department/Federal Insurance Office regarding flood insurance and general insurance issues. Communications with the House of Representatives and Senate urging the extension of the National Flood Insurance Program. Communications with the House of Representatives supporting H.R. 7128/S. 439 TRIA Program Reauthorization Act to extend the Terrorism Risk Insurance Program. Communications with the House of Representatives regarding association health plans and H.R. 6703 Lower Heath Care Premiums for All Americans Act. Communications with the National Oceanic and Atmospheric Administration regarding natural disasters. Communications with the U.S. Geological Service regarding flood mapping. Discussions with the Office of Management and Budget regarding NFIP and flood map funding. Discussions with the Department of Health and Human Services regarding Association Health Plans.

Remote Online Notarization Discussions supporting H.R. 1777, S. 1561 Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act. Artificial Intelligence/Data Privacy and Security H.R. 9925 FRONTIER Act H.R. 8413 SECURE Data Act H.R. 2808 Homebuyers Privacy Protection Act Discussions with the House and Senate on artificial intelligence and data privacy. Discussions in support of H.R. 2808 Homebuyers Privacy Protection Act. Communications with the White House regarding federal technology policy. Discussions with the U.S. Copyright Office regarding copyright regulations and enforcement. Discussions with the Department of Homeland Security regarding cybersecurity protections.

Independent Contractor Status H.R. 3495 Direct Seller and Real Estate Agent Harmonization Act Deduction for Employer Repayment of Student Loans S.772/H.R.1801 - Employer Participation in Repayment Act Definition of "Employee" S. 2228/H.R. 1319 Modern Worker Empowerment Act EB-5 Program H.R. 6992 EB-5 Reform and Integrity Act of 2022 (RIA) Correspondence with the Senate supporting the reauthorizing of the EB-5 Reform and Integrity Act. Communications with the Department of Labor (DOL) regarding worker classification. Communications with the US Citizenship and Immigration Services regarding EB-5 regulatory changes.

Communications with the House and Senate about the EB-5 Visa program and the H.R. 1589 American Dream and Promise Act. Communications with the U.S. Citizenship and Immigrations Services regarding changes to EB-5 regulations.

Access to Banking for Cannabis Businesses S. 4942/H.R. 9471 SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5402/S. 1465 Credit Access and Inclusion Act H.R. 10325 To increase the mandatory contribution amount of Federal Home Loan Banks to the Affordable Housing Program, and for other purposes. Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act). Communications with the Treasury Department regarding Trump Accounts, FINCEN rules/beneficial ownership, institutional investors, the residential real estate rule and anti-money laundering regulations.

Housing Availability and Affordability HOUSES Act S.890/H.R. 1981 - Choice in Affordable Housing Act Yes in My Backyard Act Yes in God's Backyard Act S.470/HR1078 Respect for State Housing Laws Act S. 127 Whole Homes Repair Act S. 2651 Road to Housing Act H.R. 5387 Save American Dream Act H.R. 4659/S. 2416 Identifying Regulatory Barriers to Housing Supply Act Uplifting First Time Buyers Act H.R. 2525/S. 1203 Housing Vouchers Fairness Act H.R. 2840/S. 1229 Housing Supply Frameworks Act H.R. 6644 21st Century ROAD to Housing Act S. 3600 National Housing Emergency Act S. 3636/H.R. 7062 Build Housing, Unlock Benefits and Services (HUBS) Act H.R. 7349 Time to Heal Act H.R. 7282 Freeing Residential Affordable Markets from Excess Regulation (FRAMER) Act H.R. 7402 Unlocking Homeownership Act H.R. 7185 Home Savings Act S. 1527 Housing Affordability Act H.R. 5601 Faith in Housing Act H.R. 3526/S. 2867 Uplifting First Time Homebuyers Act of 2025 H.R. 5878 FHA Reinstatement Advance Payment H.R. 4576/S. 2363 Build More Housing Near Transit Act of 2025 H.R. 3696 Fair and Equal Housing Act of 2025 H.R. 10534/S. 5500 Affordable Housing Preservation and Protection Act S. 5553 Transit-Oriented Housing Development Act of 2026 H.R. 4023 American Dream for All Act H.R. 1042 Project Turnkey Act Rental Housing Issues S.470/H.R. 1078 - Respect State Housing Laws Act VA Housing Issues H.R. 1815 - VA Home Loan Program Reform Act S.1932/H.R.3694 - VALID Act H.R. 7598 VALOR Act Communications with the Senate supporting S.127 Whole Homes Repairs Act and the 21st Century ROAD to Housing Act. Communications with the House of Representatives supporting the H.R. 5387 Save American Dream Act, H.R. 7349 Time to Heal Act, H.R. 7282 Freeing Residential Affordable Markets from Excess Regulation (FRAMER) Act, H.R. 7402 Unlocking Homeownership Act, H.R. 7185 Home Savings Act, H.R.7051 Investing in the American Dream Act. Communications with the House and Senate regarding the HOME program, FHA mortgage insurance premiums, Affirmatively Furthering Fair Housing, reducing barriers to housing, and housing affordability. Also, communications with the House and Senate supporting H.R. 4659/S. 2416 Identifying Regulatory Barriers to Housing Supply Act. Communications with the House and Senate regarding government-sponsored enterprise reform, portable mortgages, condominium changes, housing counseling programs, the VA Home Loan Guaranty Program, zero down payment mortgages, and home loan valuation policies. Communications with the House and Senate regarding H.R. 1640 HEIRS Act and H.R. 1607 HEIR Act. Department of Housing & Urban Development Communications regarding the Fair Housing Administration, single and multifamily housing support programs, housing counseling, Housing Choice Vouchers, FHA condominium rules, anti-flip rules the HOME program, implementation of the 21st Century ROAD to Housing Act, homelessness and housing policy priorities. Federal Housing Finance Agency Communications regarding GSE reform proposals, housing affordability issues, the 21st Century ROAD to Housing Act, and the CARES Act 30-Day notice requirement. Natural Disasters Communications with the House of Representatives supporting H.R. 1491 Disaster Related Extension of Deadlines Act and H.R. 517 The Filing Relief for Natural Disasters Act. Communications with the House of Representatives supporting the H.R. 1105 Disaster Resiliency and Coverage Act that would provide pre-disaster mitigation grants and tax incentives for households to reduce the risk of real property damage due to natural disasters, including floods, hurricanes, and wildfires. White House Communications regarding fair housing issues, and housing policy priorities. Also, communications regarding capital gains reform. Department of Veterans Affairs (VA) Communications regarding the Veterans Affairs Home Loan Guaranty program, the buyer-broker fee rule, and VA housing programs, and reducing regulatory barriers. U.S. Department of Agriculture (USDA) Communications regarding Rural Housing Service Programs, the Agriculture Foreign Investment Disclosure Act, and affordability. Communications with the Senate regarding the S.3600 National Housing Emergency Act. Communications with the Senate regarding supporting permitting reform and the S. 3636/H.R. 7062 Build Housing, Unlock Benefits and Services (HUBS) Act.

Housing Affordability and Availability H.R.1 One Big Beautiful Bill Act H.R. 1340/ S. 3332 More Homes on the Market Act H.R. 2854 Neighborhood Homes Investment Act S.1515/H.R.2725 -Affordable Housing Credit Improvement Act H.R. 7349 Time to Heal Act H.R. 7185 Home Savings Act H.R. 7051 Investing in the American Dream Act H.R. 7402 Unlocking Homeownership Act H.R. 7034 Don't Tax the American Dream Act H.R. 6542 First Home Savings Opportunity Act H.R. 2064 Home of Your Own Act Tax Reform H.R.1 One Big Beautiful Bill Act H.R 4327 No Tax on Home Sales Act H.R 1454/S. 631 Rural Historic Tax Credit Improvement Act H.R. 3469/S. 1773 Tax Relief for Victims of Crime Scams and Disasters Act Communications with the House and Senate regarding protecting the 1031 like-kind exchange, capital gains tax, IRC Section 121 exclusion increase, the State and Local Tax deduction (SALT), and tax incentives to increase housing, and conversion of commercial property to residential units. Converting Commercial Real Estate to Housing H.R. 2410 Revitalizing Downtowns and Mainstreets Act 199A Deduction H.R.1 - One Big Beautiful Bill Act S.213/HR703 Main Street Tax Certainty Act H.R. 1301 Death Tax Repeal Act Natural Disasters H.R.1105 - Disaster Resiliency and Coverage Act The Resilient Home Tax Credits Act Communications with the House of Representatives supporting H.R. 1491 Disaster Related Extension of Deadlines Act and H.R. 517 The Filing Relief for Natural Disasters Act. Employer Student Loan Repayment Deduction S.772/H.R.1801 - Employer Participation in Repayment Act Communications with the House and Senate regarding commercial real estate conversions to housing, 1031 like-kind exchanges, capital gains tax policy, tax incentives to increase housing supply, the IRC Section 121 exclusion increasing, the 179D Deduction for Energy Efficient Commercial Buildings, and tax incentives for down payment savings accounts for first-time homebuyers.

Communications with the Federal Housing Finance Agency regarding its strategic plan and housing goals, appraisal modernization, affordability issues, condominium rules, and GSE reform. Communications with Fannie Mae regarding condominium rule changes, UAD 3.6, LLPAs, and capital. Communications with the House and Senate regarding GSE reform proposals, mortgage finance, down payment assistance programs, and housing supply and affordability issues. Appraisal Issues Appraisal Modernization Act Communications with the Senate regarding institutional investor policies. Communications with the Department of Housing and Urban Development and the Federal Housing Administration regarding implementation of the 21st Century ROAD to Housing Act. Discussions with Congress regarding H.R. 4680 the Access to Homeownership Act.

Housing Affordability and Availability H.R.1 - One Big Beautiful Bill Act H.R. 1340 -More Homes on the Market Act Neighborhood Homes Investment Act S.1515/H.R.2725 -Affordable Housing Credit Improvement Act Tax Reform H.R.1 - One Big Beautiful Bill Act Communications with the House and Senate regarding protecting the 1031 like-kind exchange, capital gains tax, IRC Section 121 exclusion increase, the State and Local Tax deduction (SALT), and tax incentives to increase housing. Converting Commercial Real Estate to Housing Revitalizing Downtowns and Mainstreets Act 199A Deduction H.R.1 - One Big Beautiful Bill Act S.213/HR703 Main Street Tax Certainty Act Death Tax Repeal Act Natural Disasters H.R.1105 - Disaster Resiliency and Coverage Act Communications with the House of Representatives supporting H.R. 1491 Disaster Related Extension of Deadlines Act and H.R. 517 The Filing Relief for Natural Disasters Act. Employer Student Loan Repayment Deduction S.772/H.R.1801 - Employer Participation in Repayment Act

Natural Disasters Communications with the House of Representatives supporting H.R. 1491 Disaster Related Extension of Deadlines Act and H.R. 517 The Filing Relief for Natural Disasters Act. Communications with the House of Representatives supporting H.R. 1105, the Disaster Resiliency and Coverage Act that would provide pre-disaster mitigation grants and tax incentives for households to reduce the risk of real property damage due to natural disasters, including floods, hurricanes, and wildfires. Communications with the Senate supporting S.127 Whole Homes Repairs Act. Federal Emergency Management Agency (FEMA) Communications regarding disaster mitigation and assistance, and flood insurance. Discussions with the Treasury Department/Federal Insurance Office regarding flood insurance and general insurance issues.

Discussions with the Senate and House of Representatives on fair housing issues, Affirmatively Furthering Fair Housing. Department of Housing & Urban Development Communications regarding housing counseling, FHA programs. Federal Housing Finance Agency Communications regarding fair housing programs. Communications with the White House regarding fair housing programs and enforcement.

Access to Banking for Cannabis Businesses SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act Credit Access and Inclusion Act

Communications with the Senate supporting S.127 Whole Homes Repairs Act. Natural Disasters Communications with the House of Representatives supporting H.R. 1491 Disaster Related Extension of Deadlines Act and H.R. 517 The Filing Relief for Natural Disasters Act. House of Representatives Communications supporting H.R. 1105, the Disaster Resiliency and Coverage Act that would provide pre-disaster mitigation grants and tax incentives for households to reduce the risk of real property damage due to natural disasters, including floods, hurricanes, and wildfires. Communications about the lead dust rule. Environmental Protection Agency (EPA) Communications regarding the Waters of the U.S. rule and lead paint regulations.

Independent Contractor Status Direct Seller and Real Estate Agent Harmonization Act Deduction for Employer Repayment of Student Loans S.772/H.R.1801 - Employer Participation in Repayment Act Definition of "Employee" Modern Worker Empowerment Act

Communications with the House and Senate about the EB-5 Visa program.

Housing Availability and Affordability HOUSES Act Choice in Affordable Housing Act Yes in My Backyard Act Yes in God's Backyard Act S.470/HR1078 Respect for State Housing Laws Act Communications with the Senate supporting S.127 Whole Homes Repairs Act. Department of Housing & Urban Development Support letter to the Senate Banking, Housing, and Urban Affairs Committee for the nomination of Scott Turner to be Secretary of the Department of Housing & Urban Development. Communications regarding the Fair Housing Administration, single and multifamily housing support programs, housing counseling, Housing Choice Vouchers, the HOME program, and tenant protections. Federal Housing Finance Agency Support letter to the Senate Banking, Housing, and Urban Affairs Committee for the nomination of Bill Pulte to be the Director of the Federal Housing Finance Agency. Communications with the Federal Housing Finance Agency regarding delaying implementing new tenant protections to evaluate if they align with the President's executive orders and priorities. Natural Disasters Communications with the House of Representatives supporting H.R. 1491 Disaster Related Extension of Deadlines Act and H.R. 517 The Filing Relief for Natural Disasters Act. Communications with the House of Representatives supporting the Disaster Resiliency and Coverage Act that would provide pre-disaster mitigation grants and tax incentives for households to reduce the risk of real property damage due to natural disasters, including floods, hurricanes, and wildfires. Department of Labor Support letter to the U.S. Senate for the nomination of Lori Chavez-DeRemer to be Secretary of Labor. Department of Interior Communications regarding the sale of federal lands to create affordable housing. White House Communications regarding multifamily housing tenant protections, the sale of federal lands to create affordable housing, and fair housing issues. Department of Veterans Affairs (VA) Communications regarding the Veterans Affairs Home Loan Guaranty program. U.S. Department of Agriculture (USDA) Communications regarding Rural Housing Service loans. National Economic Council Communications regarding deregulation, housing supply.

Housing Affordability and Availability More Homes on the Market Act Neighborhood Homes Investment Act Affordable Housing Credit Improvement Act Tax Reform Communications with the House and Senate regarding protecting the 1031 like-kind exchange, capital gains tax, IRC Section 121 exclusion increase, the State and Local Tax deduction (SALT), and tax incentives to increase housing. Converting Commercial Real Estate to Housing Revitalizing Downtowns and Mainstreets Act 199A Deduction S.213/HR703 Main Street Tax Certainty Act Death Tax Repeal Act Department of Housing & Urban Development Support letter to the Senate Banking, Housing, and Urban Affairs Committee for the nomination of Scott Turner to be Secretary of the Department of Housing & Urban Development. Natural Disasters Communications with the House of Representatives supporting H.R. 1491 Disaster Related Extension of Deadlines Act and H.R. 517 The Filing Relief for Natural Disasters Act. Communications with the House of Representatives supporting the Disaster Resiliency and Coverage Act that would provide pre-disaster mitigation grants and tax incentives for households to reduce the risk of real property damage due to natural disasters, including floods, hurricanes, and wildfires.

Natural Disasters Communications with the House of Representatives supporting H.R. 1491 Disaster Related Extension of Deadlines Act and H.R. 517 The Filing Relief for Natural Disasters Act. Communications with the House of Representatives supporting the Disaster Resiliency and Coverage Act that would provide pre-disaster mitigation grants and tax incentives for households to reduce the risk of real property damage due to natural disasters, including floods, hurricanes, and wildfires. Communications urging the House of Representatives to extend the National Flood Insurance Program (NFIP) before its funding expires. Communications with the Senate supporting S.127 Whole Homes Repairs Act. Federal Emergency Management Agency (FEMA) Communications regarding disaster mitigation and assistance, and flood insurance. White House Communications regarding the Federal Emergency Management Agency (FEMA) funding and the National Flood Insurance Program (NFIP).

Discussions with the Senate and House of Representatives on fair housing issues. Department of Housing & Urban Development Support letter to the Senate Banking, Housing, and Urban Affairs Committee for the nomination of Scott Turner to be Secretary of the Department of Housing & Urban Development. Communications regarding Fair Housing Act information on the HUD website. Federal Housing Finance Agency Support letter to the Senate Banking, Housing, and Urban Affairs Committee for the nomination of Bill Pulte to be the Director of the Federal Housing Finance Agency. Communications with the Federal Housing Finance Agency regarding delaying implementing new tenant protections to evaluate if they align with the President's executive orders and priorities. Communications with the White House regarding fair housing programs and enforcement.

SAFE/SAFER Banking Act Banking Regulations Homebuyers Privacy Protection Act Credit Access and Inclusion Act Federal Housing Finance Agency Support letter to the Senate Banking, Housing, and Urban Affairs Committee for the nomination of Bill Pulte to be the Director of the Federal Housing Finance Agency. Communications with the Federal Housing Finance Agency regarding delaying implementing new tenant protections to evaluate if they align with the President's executive orders and priorities. Consumer Financial Protection Bureau (CFPB) Support letter to the Senate Banking, Housing, and Urban Affairs Committee for the nomination of Jonathan McKernan to be Director of CFPB.

Communications with the Senate supporting S.127 Whole Homes Repairs Act. Natural Disasters Communications with the House of Representatives supporting H.R. 1491 Disaster Related Extension of Deadlines Act and H.R. 517 The Filing Relief for Natural Disasters Act. House of Representatives Communications supporting the Disaster Resiliency and Coverage Act that would provide pre-disaster mitigation grants and tax incentives for households to reduce the risk of real property damage due to natural disasters, including floods, hurricanes, and wildfires. Communications about the lead dust rule. Communications urging the House of Representatives to extend the National Flood Insurance Program (NFIP) before its funding expires. Environmental Protection Agency (EPA) Communications regarding the Waters of the U.S. rule and lead paint regulations.

Independent Contractor Status Direct Seller and Real Estate Agent Harmonization Act Employer Participation in Repayment Act Department of Labor Support letter to the U.S. Senate for the nomination of Lori Chavez-DeRemer to be Secretary of Labor.

Communications with the House and Senate about the EB-5 Visa program.

National Flood Insurance Program (NFIP) Conversations with the House Financial Services Committee on reauthorizing and reforming the National Flood Insurance Program H.R.634 - Fixing Announcements for Intermittent Remapping and Notification Expectations to Stop Surprises in Flood Insurance Act of 2023 H.R.900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes H.R.1309 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. H.R.1392 - National Flood Insurance Program Extension Act of 2023 H.R.1540 - National Flood Insurance Program Affordability Act H.R.5860 - Continuing Appropriations Act, 2024 and Other Extensions Act H.R.6304 - Increased Cost of Compliance Modernization Act of 2003 H.R.6363 - Further Continuing Appropriations and Other Extensions Act, 2024 H.R. 4366 Consolidated Appropriations Act, 2024 S.485 - Hazard and Flooding Mitigation Funding Assurance Act S.601 - Flood Insurance Affordability Act S.721 - Homeowner Flood Insurance Transparency and Protection Act S.1039 - National Flood Insurance Program Consultant Accountability Act of 2023 S.2968 - National Flood Insurance Program Extension through 2023 Act Discussions with the House of Representatives, Senate and White House to extend the National Flood Insurance Program. Discussions with the Senate Banking Committee on flood insurance reform. Commercial Real Estate Flood Insurance H.R. 1307 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. Association Health Plans (AHPs) HR2868 - Association Health Plans Act Discussions with the House of Representatives, the Senate and Department of Labor about AHPs. Discussions with the Federal Emergency Management Agency (FEMA) in the Department of Homeland Security (DHS) regarding flood insurance, flood maps, and disaster mitigation. Discussions with the Federal Housing Finance Agency (FHFA) on climate risk. Discussions with Fannie Mae on climate risk and insurance disclosures. Communications with the Department of Labor opposing their proposal to rescind the 2018 Association Health Plans (AHP) rule. Communications with the House of Representatives supporting the HR 7849 Disaster Resiliency and Coverage Act. Discussions with National Oceanic and Atmospheric Administration on flood mapping and disaster intelligence.

Privacy and Data Security Discussions with the House Financial Services and the House Commerce Committees on federal data privacy policies. H.R.1165 - Data Privacy Act H.R. 8818 - American Privacy Rights Act. Communications with the House of Representatives opposing the American Privacy Rights Act. Anti-Money Laundering Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Remote Online Notarization HR1059 - The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2023. Data Brokers Communications with Consumer Financial Protection Bureau and Small Business Administration regarding data brokers. Artificial Intelligence Communications with the House of Representatives, Senate, Department of Housing and Urban Development. and the National Institute of Standards & Technology regarding artificial intelligence.

Restrictions on Foreign Nationals Purchasing Land in the U.S. S168 - The PASS Act of 2023 Conversations with the House and Senate on foreign ownership restrictions and proposals and land ownership bans. Fair Housing Discussions with the U.S. House of Representatives and the U.S. Senate on fair housing program funding and the H.R. 4439 Fair and Equal Housing Act. Discussions with the U.S. House of Representatives and the U.S. Senate urging them to pass an appropriations package to ensure continuity of Fair Housing Enforcement Activities. Discussions with the Department of Housing and Urban Development (HUD) on Fair Housing enforcement and affirmative marketing. Communications with the U.S. Department of Agriculture (USDA) about foreign investment in U.S. farmlands. Historic Racial Covenants/Mapping Discrimination Communications with the U.S. Senate on the Mapping Housing Discrimination Act. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Department of Housing and Urban Development on housing counseling.

Housing Availability and Affordability Conversations with the Senate Finance Committee and House Ways and Means Committee on tax credits to increase the affordable housing supply Communications with the House and Senate about housing supply and construction HR3507 - Yes In My Backyard Act HR6199 - Build More Housing Near Transit Act HR____ - Promote Affordable Housing Near Transit Act S.657 - Neighborhood Homes Investment Act S1668 - Yes In My Backyard Act S____ - Housing Supply and Affordability Act Discussions with the Senate about the discussion draft of the Renewing Opportunity in the American Dream (ROAD) to Housing Act S1557 - Affordable Housing Credit Improvement Act HR1321 - More Homes on the Market Act S4944 - Access to Homeownership Act S3117 - HOUSES Act of 2023 S3871 - Whole Homes Repairs Act of 2024 S3910 - Yes in God's Backyard Act Fair Housing Discussions with the House of Representatives and the Senate about reintroducing the HOME Investment Partnerships Act. Section 8 Housing Choice Voucher Program S.32 - Choice in Affordable Housing Act of 2023 Discussions with Senate offices about the Choice in Affordable Housing Act of 2023. FHA Loan Program Discussions with the House of Representatives and the Senate about the FHA Loan Program. Communication with the Federal Housing Administration urging policy actions to unlock a portion of inventory for buyers with FHA-insured loans. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Discussions with the House of Representatives and the Senate about LLPAs. Converting Commercial Real Estate to Housing Conversations with the House and Senate about tax incentives for converting commercial real estate to affordable housing. Conversations with the House of Representatives about the Revitalizing Downtowns and Main Streets Act HR9002. Rental Housing HR1087 - The DEPOSIT Act Communications with the House of Representatives, the Senate, the White House, and the Federal Housing Finance Agency (FHFA) about rental housing issues, including rent control, eviction laws, and the GSEs participation in the multifamily rental housing space. HR801 - Respect State Housing Laws Act VA Programs HR4335 - To amend the National Housing Act to include information regarding VA home loans in the Informed Consumer Choice Disclosure required to be provided to prospective FHA borrowers. Discussions with the House of Representatives and the Senate about the VA Home Loan Guaranty Program. S3068 - The VA Home Loan Awareness Act HR___ - VA Housing Loan Forever Act HR8647 - To amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to take certain actions to prevent or resolve a default of a housing loan guaranteed by the Secretary, and for other purposes. Heirs Property HR8127 - Heirs Estate Inheritance Resolution and Succession Act of 2024 HR8117 - Heirs Empowerment and Inheritance Rights Act of 2024 Communications with the Department of Veterans Affairs (VA) about the VA Guaranteed Home Loan Program asking the VA to revise its policies pertaining to fees veterans cannot pay when using their VA home loan benefit. Communications with the House and Senate urging them to pass appropriations to ensure continuity of VA housing programs. Rural Housing Programs Discussions with Senate offices about the USDA Rural Housing Service. Conversations with the Department of Housing and Urban Development (HUD) on the Housing Choice Voucher program (Section 8), fair housing, single and multifamily housing, the FHA Loan Program, rental housing issues, counseling, housing choice vouchers, HOME program, tenant protections. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding tenant screening practices in rental housing, appraisal management companies (AMCs) appraisal independence. Conversations with the White House on rental housing issues, the Blueprint for a Tenants Bill of Rights, housing supply regulation, YIMBY (Yes in my backyard) Act and independent contractor issues. Communications with the Federal Trade Commission (FTC) about tenant screening practices in rental housing. Communications with the Federal Housing Finance Agency (FHFA) about condominium rules, LLPAs, appraisal issues, and rental housing issues. Communications with FHFA regarding its request for input on Federal Home Loan bank Core Mission Activities and Mission Achievement including that Federal Home Loan Banks were created and receive subsidies intended to help finance home purchases, there should be a minimum requirement for entrance into the system based on support for housing, there should be ongoing requirement to support housing for existing members, and there should be an expanded requirement to foster affordable housing. Communications with the House of Representatives regarding HUD programs, VA housing, and heirs property, the VA Home Loan Reform Act, the Congressional Real Estate Caucus, the Revitalizing Downtowns and Main Street Act, funding on housing programs for Fiscal Year 2025, Affordable Housing Credit Improvement Act to expand low income housing tax credit, More Homes on the Market Act to increase the tax exclusion of gain from the sale of a principal residence, Neighborhood Homes Investment Act to attract private investment in building and rehabbing owner occupied business, and housing supply and innovation framework. Communications the Senate on reducing regulation barriers to housing, the S.3755 Respect State Housing Laws Act, and Access to Homeownership Act to require multifamily borrowers with federally backed multifamily mortgage loans to submit positive rental payments to certain consumer reporting agencies, and housing supply and innovation framework. Comment letter in response to the Federal Housing Administration's draft mortgagee letter updating their 203(k)-renovation loan program. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the White House, Federal Communications Commission, Federal Trade Commission, National Economic Council, Department of Housing and Urban Development, Department of Agriculture in response to the Biden Administrations Fact Sheet on boosting housing supply highlighting the importance of not disincentivizing housing providers from participating in the rental housing market through over-regulation and in response to the Biden Administrations Fact Sheet on junk fees highlighting that fees in the rental housing industry are already regulated and serve an important function in providing safe and quality rental housing to renters. Communications with the White House, Senate, and House of Representatives on the rent cap proposal. Communications with the White House on housing supply, tax, real estate agency compensation, and homeownership incentives.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S1323 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S2860 - The Secure and Fair Enforcement (SAFER) Banking Act of 2023 Banking Regulations Discussions with the House Financial Services Committee and the Senate Banking Committee about banking regulations. Discussions with the Senate Banking Committee regarding housing, credit score reforms and student loan debt reform. S.3871 - Whole Homes Repairs Act of 2024 S.3502 - Homebuyers Privacy Protection Act Discussions with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals in regards to real estate transactions. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt and Basel III Endgame. Communications with the Office of the Comptroller of the Currency (OCC) regarding maturing commercial real estate debt and Basel III Endgame. Communications with the Consumer Financial Protection Bureau (CFPB) regarding maturing commercial real estate debt. Communications with the Department of Justice on the economic impact of decoupling real estate commissions on first time buyers.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations and housing finance reform. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act S4944 - Access to Homeownership Act HR3418/S1654 - Credit Access and Inclusion Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, credit reports, and reconsideration of value process. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, commission financing and underwriting, reconsideration of value process, and duty to serve requirements. Communications with and comment letter sent to the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing and comment letter in response to their draft mortgagee letter updating their 203(k)-renovation loan program . Communications with the Department of Veterans Affairs on commission underwriting, National Association of REALTORS anti-trust commission settlement, buyer financing and broker fees. Communications with Fannie Mae on environmental, social, and governance investing. Comment letter with the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller Currency expressing concerns in response to the Basel III Endgame proposal. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Federal Housing Administration and Federal Housing Finance Agency regarding the ability of homebuyers to have access to mortgage credit after the National Association of REALTORS anti-trust lawsuit settlement is in effect. Communications with the Federal Housing Administration and Department of Housing and Urban Development on appraisal issues and reconsideration of value process. Communications with the Senate regarding the Access to Homeownership Act (S4944) to require multifamily borrowers with federally backed multifamily mortgage loans to submit positive rental payments to certain consumer reporting agencies and seller finance commissions. Communications with the House of Representatives on foreign ownership and seller finance commissions. Communications with Department of Treasury on foreign ownership.

Housing Affordability and Availability Conversations with the House and Senate on tax policy to support the development of affordable housing and on housing tax incentives. Conversations with the Senate Finance Committee on tax credits to increase the affordable housing supply S.657 - Neighborhood Homes Investment Act S1557 - Affordable Housing Credit Improvement Act to expand low income housing tax credit. HR1321 - More Homes on the Market Act to increase the tax exclusion of gain from the sale of a principal residence and requires an annual inflation adjustment to such increase. Converting Commercial Real Estate to Housing HR419 - Revitalizing Downtowns Act Conversations with the House and Senate about tax incentives for converting commercial real estate to affordable housing. Conversations with the House of Representatives about the Revitalizing Downtowns Act. HR9002 - Revitalizing Downtowns and Main Streets Act to provide an investment credit for converting non-residential buildings to affordable housing. 1031 Like-Kind Exchanges Discussions with the House and Senate in support of the Section 1031 Like-Kind Exchange. Capital Gains Tax HR1312 - More Homes on the Market Act Discussions with the House and Senate on lowering the capital gains tax. IRC Section 121 Conversations with the House and Senate on the IREC Section 121 exclusion increases. Casualty Loss Deduction HR4539 - The Casualty Loss Deduction Restoration Act 199A Deduction S1706 - Main Street Tax Certainty Act Mortgage Debt Forgiveness HR3890 - Mortgage Debt Tax Forgiveness Act Commercial Real Estate Debt Exclusion HR5580 - Saving Our Mainstreet American Locations for Leisure and Shopping Act SALT Act HR1326 - State and local tax deductions HR 7077/SR 3940 The First-Time Homebuyer Tax Credit Act of 2024 Communications with the House and Senate in support of the First-Time Homebuyer Tax Credit. HR7025 - Death Tax Repeal Act

Waters of the U.S. Regulation H.J.Res27 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Army, Corps of Engineers, Department of Defense and the Environmental Protection Agency relating to "Revised Definition of 'Waters of the United States'" S.J.Res7 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Army, Corps of Engineers, Department of Defense and the Environmental Protection Agency relating to "Revised Definition of 'Waters of the United States'" Discussions with the Environmental Protection Agency (EPA) on the Waters of the U.S. rule. Discussions with the Army Corps of Engineers regarding the Waters of the U.S. rule. Communications with the President's Council of Advisors on Science and Technology on groundwater. Lead Dust Regulations Communications with the EPA on strengthening requirements for removal of lead-based paint dust and on changes to the lead paint disclosure form. Communications with the Office of Management and Budget on lead paint. Colorado River Operations Communications with the Bureau of Reclamation under the Department of Interior in the "Revised Draft Supplemental Environmental Impact Statement for Near-Term Colorado River Operations" (RDSEIS). Building Codes Communications with the House of Representatives and the Federal Housing Finance Agency on energy efficient building codes. Comment letter sent to the Office of Management and Budget on methods and leading practices for advancing public participation and community engagement with the federal government.

Housing Availability and Affordability Conversations with the Senate Finance Committee and House Ways and Means Committee on tax credits to increase the affordable housing supply Communications with the House and Senate about housing supply and construction HR3507 - Yes In My Backyard Act HR6199 - Build More Housing Near Transit Act HR____ - Promote Affordable Housing Near Transit Act S.657 - Neighborhood Homes Investment Act S1668 - Yes In My Backyard Act S____ - Housing Supply and Affordability Act Discussions with the Senate about the discussion draft of the Renewing Opportunity in the American Dream (ROAD) to Housing Act S1557 - Affordable Housing Credit Improvement Act HR1321 - More Homes on the Market Act S4944 - Access to Homeownership Act Fair Housing Discussions with the House of Representatives and the Senate about reintroducing the HOME Investment Partnerships Act. Section 8 Housing Choice Voucher Program S.32 - Choice in Affordable Housing Act of 2023 Discussions with Senate offices about the Choice in Affordable Housing Act of 2023. FHA Loan Program Discussions with the House of Representatives and the Senate about the FHA Loan Program. Communication with the Federal Housing Administration urging policy actions to unlock a portion of inventory for buyers with FHA-insured loans. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Discussions with the House of Representatives and the Senate about LLPAs. Converting Commercial Real Estate to Housing Conversations with the House and Senate about tax incentives for converting commercial real estate to affordable housing. Conversations with the House of Representatives about the Revitalizing Downtowns and Main Streets Act HR9002. Rental Housing HR1087 - The DEPOSIT Act Communications with the House of Representatives, the Senate, the White House, and the Federal Housing Finance Agency (FHFA) about rental housing issues, including rent control, eviction laws, and the GSEs participation in the multifamily rental housing space. VA Programs HR4335 - To amend the National Housing Act to include information regarding VA home loans in the Informed Consumer Choice Disclosure required to be provided to prospective FHA borrowers. Discussions with the House of Representatives and the Senate about the VA Home Loan Guaranty Program. S3068 - The VA Home Loan Awareness Act HR___ - VA Housing Loan Forever Act HR8647 - To amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to take certain actions to prevent or resolve a default of a housing loan guaranteed by the Secretary, and for other purposes. Heirs Property HR8127 - Heirs Estate Inheritance Resolution and Succession Act of 2024 HR8117 - Heirs Empowerment and Inheritance Rights Act of 2024 Communications with the Department of Veterans Affairs (VA) about the VA Guaranteed Home Loan Program asking the VA to revise its policies pertaining to fees veterans cannot pay when using their VA home loan benefit. Communications with the House and Senate urging them to pass appropriations to ensure continuity of VA housing programs. Rural Housing Programs Discussions with Senate offices about the USDA Rural Housing Service. Conversations with the Department of Housing and Urban Development (HUD) on the Housing Choice Voucher program (Section 8), fair housing, single and multifamily housing, the FHA Loan Program, rental housing issues, counseling, housing choice vouchers, HOME program, tenant protections. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding tenant screening practices in rental housing, appraisal management companies (AMCs) appraisal independence. Conversations with the White House on rental housing issues, the Blueprint for a Tenants Bill of Rights, housing supply regulation, YIMBY (Yes in my backyard) Act and independent contractor issues. Communications with the Federal Trade Commission (FTC) about tenant screening practices in rental housing. Communications with the Federal Housing Finance Agency (FHFA) about condominium rules, LLPAs, appraisal issues, and rental housing issues. Communications with FHFA regarding its request for input on Federal Home Loan bank Core Mission Activities and Mission Achievement including that Federal Home Loan Banks were created and receive subsidies intended to help finance home purchases, there should be a minimum requirement for entrance into the system based on support for housing, there should be ongoing requirement to support housing for existing members, and there should be an expanded requirement to foster affordable housing. Communications with the House of Representatives regarding HUD programs, VA housing, and heirs property, the VA Home Loan Reform Act, the Congressional Real Estate Caucus, the Revitalizing Downtowns and Main Street Act, funding on housing programs for Fiscal Year 2025, Affordable Housing Credit Improvement Act to expand low income housing tax credit, More Homes on the Market Act to increase the tax exclusion of gain from the sale of a principal residence, and Neighborhood Homes Investment Act to attract private investment in building and rehabbing owner occupied business. Communications the Senate on reducing regulation barriers to housing, the S.3755 Respect State Housing Laws Act, and Access to Homeownership Act to require multifamily borrowers with federally backed multifamily mortgage loans to submit positive rental payments to certain consumer reporting agencies. Comment letter in response to the Federal Housing Administration's draft mortgagee letter updating their 203(k)-renovation loan program. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the White House, Federal Communications Commission, Federal Trade Commission, National Economic Council, Department of Housing and Urban Development, Department of Agriculture in response to the Biden Administrations Fact Sheet on boosting housing supply highlighting the importance of not disincentivizing housing providers from participating in the rental housing market through over-regulation and in response to the Biden Administrations Fact Sheet on junk fees highlighting that fees in the rental housing industry are already regulated and serve an important function in providing safe and quality rental housing to renters. Communications with the White House, Senate, and House of Representatives on the rent cap proposal.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S1323 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S2860 - The Secure and Fair Enforcement (SAFER) Banking Act of 2023 Banking Regulations Discussions with the House Financial Services Committee and the Senate Banking Committee about banking regulations. Discussions with the Senate Banking Committee regarding housing, credit score reforms and student loan debt reform. Discussions with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals in regards to real estate transactions. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt and Basel III Endgame. Communications with the Office of the Comptroller of the Currency (OCC) regarding maturing commercial real estate debt and Basel III Endgame. Communications with the Consumer Financial Protection Bureau (CFPB) regarding maturing commercial real estate debt.

Independent Contractor Status HR5419 - Direct Seller and Real Estate Harmonization Act Discussions with the House of Representatives and the Senate about the "independent contractor" definition. Veterans Job Training Support HR8592 - Warriors to Workforce Act Communications with the White House on independent contractors. Communications with the Senate on portable benefits for independent contractors. Communications with the Federal Trade Commission (FTC) about franchisee/franchisor regulations. Communications with the Department of Labor regarding the final rule for Employee or Independent Contractor Classification Under the Fair Labor Standards Act (FLSA) requesting a delay in implementation and industry-specific guidelines for the real estate sector. HR9164/S4478 - Employer Participation in Repayment Act. Discussions with the House of Representatives to encourage employers to contribute up to $5250 tax free to employee's student loans annually.

Housing Affordability and Availability Conversations with the House and Senate on tax policy to support the development of affordable housing and on housing tax incentives. Conversations with the Senate Finance Committee on tax credits to increase the affordable housing supply S.657 - Neighborhood Homes Investment Act S1557 - Affordable Housing Credit Improvement Act to expand low income housing tax credit. HR1321 - More Homes on the Market Act to increase the tax exclusion of gain from the sale of a principal residence and requires an annual inflation adjustment to such increase. Converting Commercial Real Estate to Housing HR419 - Revitalizing Downtowns Act Conversations with the House and Senate about tax incentives for converting commercial real estate to affordable housing. Conversations with the House of Representatives about the Revitalizing Downtowns Act. HR9002 - Revitalizing Downtowns and Main Streets Act to provide an investment credit for converting non-residential buildings to affordable housing. 1031 Like-Kind Exchanges Discussions with the House and Senate in support of the Section 1031 Like-Kind Exchange. Capital Gains Tax HR1312 - More Homes on the Market Act Discussions with the House and Senate on lowering the capital gains tax. IRC Section 121 Conversations with the House and Senate on the IREC Section 121 exclusion increases. Casualty Loss Deduction HR4539 - The Casualty Loss Deduction Restoration Act 199A Deduction S1706 - Main Street Tax Certainty Act Mortgage Debt Forgiveness HR3890 - Mortgage Debt Tax Forgiveness Act Commercial Real Estate Debt Exclusion HR5580 - Saving Our Mainstreet American Locations for Leisure and Shopping Act SALT Act HR1326 - State and local tax deductions HR 7077/SR 3940 The First-Time Homebuyer Tax Credit Act of 2024 Communications with the House and Senate in support of the First-Time Homebuyer Tax Credit.

National Flood Insurance Program (NFIP) Conversations with the House Financial Services Committee on reauthorizing and reforming the National Flood Insurance Program H.R.634 - Fixing Announcements for Intermittent Remapping and Notification Expectations to Stop Surprises in Flood Insurance Act of 2023 H.R.900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes H.R.1309 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. H.R.1392 - National Flood Insurance Program Extension Act of 2023 H.R.1540 - National Flood Insurance Program Affordability Act H.R.5860 - Continuing Appropriations Act, 2024 and Other Extensions Act H.R.6304 - Increased Cost of Compliance Modernization Act of 2003 H.R.6363 - Further Continuing Appropriations and Other Extensions Act, 2024 H.R. 4366 Consolidated Appropriations Act, 2024 S.485 - Hazard and Flooding Mitigation Funding Assurance Act S.601 - Flood Insurance Affordability Act S.721 - Homeowner Flood Insurance Transparency and Protection Act S.1039 - National Flood Insurance Program Consultant Accountability Act of 2023 S.2968 - National Flood Insurance Program Extension through 2023 Act Discussions with the House of Representatives, Senate and White House to extend the National Flood Insurance Program. Discussions with the Senate Banking Committee on flood insurance reform. Commercial Real Estate Flood Insurance H.R. 1307 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. Association Health Plans (AHPs) HR2868 - Association Health Plans Act Discussions with the House of Representatives, the Senate and Department of Labor about AHPs. Discussions with the Federal Emergency Management Agency (FEMA) in the Department of Homeland Security (DHS) regarding flood insurance, flood maps, and disaster mitigation. Discussions with the Federal Housing Finance Agency (FHFA) on climate risk. Discussions with Fannie Mae on climate risk and insurance disclosures. Communications with the Department of Labor opposing their proposal to rescind the 2018 Association Health Plans (AHP) rule. Communications with the House of Representatives supporting the HR 7849 Disaster Resiliency and Coverage Act. Discussions with National Oceanic and Atmospheric Administration on flood mapping and disaster intelligence.

Restrictions on Foreign Nationals Purchasing Land in the U.S. S168 - The PASS Act of 2023 Conversations with the House and Senate on foreign ownership restrictions and proposals and land ownership bans. Fair Housing Discussions with the U.S. House of Representatives and the U.S. Senate on fair housing program funding and the H.R. 4439 Fair and Equal Housing Act. Discussions with the U.S. House of Representatives and the U.S. Senate urging them to pass an appropriations package to ensure continuity of Fair Housing Enforcement Activities. Discussions with the Department of Housing and Urban Development (HUD) on Fair Housing enforcement and affirmative marketing. Communications with the U.S. Department of Agriculture (USDA) about foreign investment in U.S. farmlands. Historic Racial Covenants/Mapping Discrimination Communications with the U.S. Senate on the Mapping Housing Discrimination Act. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Department of Housing and Urban Development on housing counseling.

Housing Affordability and Availability Conversations with the House and Senate on tax policy to support the development of affordable housing and on housing tax incentives. Conversations with the Senate Finance Committee on tax credits to increase the affordable housing supply S.657 - Neighborhood Homes Investment Act Converting Commercial Real Estate to Housing HR419 - Revitalizing Downtowns Act Conversations with the House and Senate about tax incentives for converting commercial real estate to affordable housing. Conversations with the House of Representatives about the Revitalizing Downtowns Act. 1031 Like-Kind Exchanges Discussions with the House and Senate in support of the Section 1031 Like-Kind Exchange. Capital Gains Tax HR1312 - More Homes on the Market Act Discussions with the House and Senate on lowering the capital gains tax. IRC Section 121 Conversations with the House and Senate on the IREC Section 121 exclusion increases. Casualty Loss Deduction HR4539 - The Casualty Loss Deduction Restoration Act 199A Deduction S1706 - Main Street Tax Certainty Act Mortgage Debt Forgiveness HR3890 - Mortgage Debt Tax Forgiveness Act Commercial Real Estate Debt Exclusion HR5580 - Saving Our Mainstreet American Locations for Leisure and Shopping Act SALT Act HR1326 - State and local tax deductions HR 7077/SR 3940 The First-Time Homebuyer Tax Credit Act of 2024 Communications with the House and Senate in support of the First-Time Homebuyer Tax Credit.

Privacy and Data Security Discussions with the House Financial Services and the House Commerce Committees on federal data privacy policies. H.R.1165 - Data Privacy Act H.R. 8818 - American Privacy Rights Act. Communications with the House of Representatives opposing the American Privacy Rights Act. Anti-Money Laundering Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Remote Online Notarization HR1059 - The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2023. Data Brokers Communications with Consumer Financial Protection Bureau and Small Business Administration regarding data brokers. Artificial Intelligence Communications with the House of Representatives and Department of Housing and Urban Development regarding artificial intelligence.

National Flood Insurance Program (NFIP) Conversations with the House Financial Services Committee on reauthorizing and reforming the National Flood Insurance Program H.R.634 - Fixing Announcements for Intermittent Remapping and Notification Expectations to Stop Surprises in Flood Insurance Act of 2023 H.R.900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes H.R.1309 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. H.R.1392 - National Flood Insurance Program Extension Act of 2023 H.R.1540 - National Flood Insurance Program Affordability Act H.R.5860 - Continuing Appropriations Act, 2024 and Other Extensions Act H.R.6304 - Increased Cost of Compliance Modernization Act of 2003 H.R.6363 - Further Continuing Appropriations and Other Extensions Act, 2024 H.R. 4366 Consolidated Appropriations Act, 2024 S.485 - Hazard and Flooding Mitigation Funding Assurance Act S.601 - Flood Insurance Affordability Act S.721 - Homeowner Flood Insurance Transparency and Protection Act S.1039 - National Flood Insurance Program Consultant Accountability Act of 2023 S.2968 - National Flood Insurance Program Extension through 2023 Act Discussions with the House of Representatives, Senate and White House to extend the National Flood Insurance Program. Discussions with the Senate Banking Committee on flood insurance reform. Commercial Real Estate Flood Insurance H.R. 1307 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. Association Health Plans (AHPs) HR2868 - Association Health Plans Act Discussions with the House of Representatives, the Senate and Department of Labor about AHPs. Discussions with the Federal Emergency Management Agency (FEMA) in the Department of Homeland Security (DHS) regarding flood insurance and flood maps. Discussions with the Federal Housing Finance Agency (FHFA) on climate risk. Discussions with Fannie Mae on climate risk and insurance disclosures. Communications with the Department of Labor opposing their proposal to rescind the 2018 Association Health Plans (AHP) rule. Communications with the House of Representatives supporting the HR 7849 Disaster Resiliency and Coverage Act.

Housing Availability and Affordability Conversations with the Senate Finance Committee and House Ways and Means Committee on tax credits to increase the affordable housing supply Communications with the House and Senate about housing supply and construction HR3507 - Yes In My Backyard Act HR6199 - Build More Housing Near Transit Act HR____ - Promote Affordable Housing Near Transit Act S.657 - Neighborhood Homes Investment Act S1668 - Yes In My Backyard Act S____ - Housing Supply and Affordability Act Discussions with the Senate about the discussion draft of the Renewing Opportunity in the American Dream (ROAD) to Housing Act Fair Housing Discussions with the House of Representatives and the Senate about reintroducing the HOME Investment Partnerships Act. Section 8 Housing Choice Voucher Program S.32 - Choice in Affordable Housing Act of 2023 Discussions with Senate offices about the Choice in Affordable Housing Act of 2023. FHA Loan Program Discussions with the House of Representatives and the Senate about the FHA Loan Program. Communication with the Federal Housing Administration urging policy actions to unlock a portion of inventory for buyers with FHA-insured loans. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Discussions with the House of Representatives and the Senate about LLPAs. Converting Commercial Real Estate to Housing Conversations with the House and Senate about tax incentives for converting commercial real estate to affordable housing. Conversations with the House of Representatives about the Revitalizing Downtowns Act. Rental Housing HR1087 - The DEPOSIT Act Communications with the House of Representatives, the Senate, the White House, and the Federal Housing Finance Agency (FHFA) about rental housing issues, including rent control, eviction laws, and the GSEs participation in the multifamily rental housing space. VA Programs HR4335 - To amend the National Housing Act to include information regarding VA home loans in the Informed Consumer Choice Disclosure required to be provided to prospective FHA borrowers. Discussions with the House of Representatives and the Senate about the VA Home Loan Guaranty Program. S3068 - The VA Home Loan Awareness Act HR___ - VA Housing Loan Forever Act HR8647 - To amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to take certain actions to prevent or resolve a default of a housing loan guaranteed by the Secretary, and for other purposes. Heirs Property HR8127 - Heirs Estate Inheritance Resolution and Succession Act of 2024 HR8117 - Heirs Empowerment and Inheritance Rights Act of 2024 Communications with the Department of Veterans Affairs (VA) about the VA Guaranteed Home Loan Program asking the VA to revise its policies pertaining to fees veterans cannot pay when using their VA home loan benefit. Communications with the House and Senate urging them to pass appropriations to ensure continuity of VA housing programs. Rural Housing Programs Discussions with Senate offices about the USDA Rural Housing Service. Conversations with the Department of Housing and Urban Development (HUD) on the Housing Choice Voucher program (Section 8), fair housing, single and multifamily housing, the FHA Loan Program, rental housing issues, counseling, housing choice vouchers, HOME program, tenant protections. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding tenant screening practices in rental housing, appraisal management companies (AMCs) appraisal independence. Conversations with the White House on rental housing issues, the Blueprint for a Tenants Bill of Rights, housing supply regulation, YIMBY (Yes in my backyard) Act and independent contractor issues. Communications with the Federal Trade Commission (FTC) about tenant screening practices in rental housing. Communications with the Federal Housing Finance Agency (FHFA) about condominium rules, LLPAs, appraisal issues, and rental housing issues. Communications with the House of Representatives regarding HUD programs, VA housing, and heirs property, the VA Home Loan Reform Act, the Congressional Real Estate Caucus, the Revitalizing Downtowns and Main Street Act, and funding on housing programs for Fiscal Year 2025. Communications the Senate on reducing regulation barriers to housing and the S.3755 Respect State Housing Laws Act. Comment letter in response to the Federal Housing Administration's draft mortgagee letter updating their 203(k)-renovation loan program. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the White House, Federal Communications Commission, Federal Trade Commission, National Economic Council, Department of Housing and Urban Development, Department of Agriculture in response to the Biden Administrations Fact Sheet on boosting housing supply highlighting the importance of not disincentivizing housing providers from participating in the rental housing market through over-regulation and in response to the Biden Administrations Fact Sheet on junk fees highlighting that fees in the rental housing industry are already regulated and serve an important function in providing safe and quality rental housing to renters.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S1323 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S2860 - The Secure and Fair Enforcement (SAFER) Banking Act of 2023 Banking Regulations Discussions with the House Financial Services Committee and the Senate Banking Committee about banking regulations. Discussions with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals in regards to real estate transactions. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt and Basel III Endgame. Communications with the Office of the Comptroller of the Currency (OCC) regarding maturing commercial real estate debt and Basel III Endgame. Communications with the Consumer Financial Protection Bureau (CFPB) regarding maturing commercial real estate debt.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, credit reports, and reconsideration of value process. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, commission financing, and reconsideration of value process. Communications with and comment letter sent to the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing and comment letter in response to their draft mortgagee letter updating their 203(k)-renovation loan program . Communications with the Department of Veterans Affairs on commission underwriting, National Association of REALTORS anti-trust commission settlement, buyer financing and broker fees. Communications with Fannie Mae on environmental, social, and governance investing. Comment letter with the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller Currency expressing concerns in response to the Basel III Endgame proposal. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Federal Housing Administration and Federal Housing Finance Agency regarding the ability of homebuyers to have access to mortgage credit after the National Association of REALTORS anti-trust lawsuit settlement is in effect. Communications with the Federal Housing Administration and Department of Housing and Urban Development on appraisal issues and reconsideration of value process.

Independent Contractor Status HR5419 - Direct Seller and Real Estate Harmonization Act Discussions with the House of Representatives and the Senate about the "independent contractor" definition. Veterans Job Training Support HR8592 - Warriors to Workforce Act Communications with the White House on independent contractors. Communications with the Senate on portable benefits for independent contractors. Communications with the Federal Trade Commission (FTC) about franchisee/franchisor regulations. Communications with the Department of Labor regarding the final rule for Employee or Independent Contractor Classification Under the Fair Labor Standards Act (FLSA) requesting a delay in implementation and industry-specific guidelines for the real estate sector.

Housing Availability and Affordability Conversations with the Senate Finance Committee and House Ways and Means Committee on tax credits to increase the affordable housing supply Communications with the House and Senate about housing supply and construction HR3507 - Yes In My Backyard Act HR6199 - Build More Housing Near Transit Act HR____ - Promote Affordable Housing Near Transit Act S.657 - Neighborhood Homes Investment Act S1668 - Yes In My Backyard Act S____ - Housing Supply and Affordability Act Discussions with the Senate about the discussion draft of the Renewing Opportunity in the American Dream (ROAD) to Housing Act Fair Housing Discussions with the House of Representatives and the Senate about reintroducing the HOME Investment Partnerships Act. Section 8 Housing Choice Voucher Program S.32 - Choice in Affordable Housing Act of 2023 Discussions with Senate offices about the Choice in Affordable Housing Act of 2023. FHA Loan Program Discussions with the House of Representatives and the Senate about the FHA Loan Program. Communication with the Federal Housing Administration urging policy actions to unlock a portion of inventory for buyers with FHA-insured loans. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Discussions with the House of Representatives and the Senate about LLPAs. Converting Commercial Real Estate to Housing Conversations with the House and Senate about tax incentives for converting commercial real estate to affordable housing. Conversations with the House of Representatives about the Revitalizing Downtowns Act. Rental Housing HR1087 - The DEPOSIT Act Communications with the House of Representatives, the Senate, the White House, and the Federal Housing Finance Agency (FHFA) about rental housing issues, including rent control, eviction laws, and the GSEs participation in the multifamily rental housing space. VA Programs HR4335 - To amend the National Housing Act to include information regarding VA home loans in the Informed Consumer Choice Disclosure required to be provided to prospective FHA borrowers. Discussions with the House of Representatives and the Senate about the VA Home Loan Guaranty Program. Communications with the Department of Veterans Affairs (VA) about the VA Guaranteed Home Loan Program asking the VA to revise its policies pertaining to fees veterans cannot pay when using their VA home loan benefit. Communications with the House and Senate urging them to pass appropriations to ensure continuity of VA housing programs. Rural Housing Programs Discussions with Senate offices about the USDA Rural Housing Service. Conversations with the Department of Housing and Urban Development (HUD) on the Housing Choice Voucher program (Section 8), fair housing, the FHA Loan Program, rental housing issues, and counseling. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding tenant screening practices in rental housing, appraisal management companies (AMCs) appraisal independence. Conversations with the White House on rental housing issues, the Blueprint for a Tenants Bill of Rights, and housing supply regulation. Communications with the Federal Trade Commission (FTC) about tenant screening practices in rental housing. Communications with the Federal Housing Finance Agency (FHFA) about condominium rules, LLPAs, appraisal issues, and rental housing issues. Communications with the House of Representatives regarding HUD programs, VA housing, and heirs property. Comment letter in response to the Federal Housing Administration's draft mortgagee letter updating their 203(k)-renovation loan program. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the White House, Federal Communications Commission, Federal Trade Commission, National Economic Council, Department of Housing and Urban Development, Department of Agriculture in response to the Biden Administrations Fact Sheet on boosting housing supply highlighting the importance of not disincentivizing housing providers from participating in the rental housing market through over-regulation and in response to the Biden Administrations Fact Sheet on junk fees highlighting that fees in the rental housing industry are already regulated and serve an important function in providing safe and quality rental housing to renters.

Independent Contractor Status HR5419 - Direct Seller and Real Estate Harmonization Act Discussions with the House of Representatives and the Senate about the "independent contractor" definition. Communications with the Federal Trade Commission (FTC) about franchisee/franchisor regulations. Communications with the Department of Labor regarding the final rule for Employee or Independent Contractor Classification Under the Fair Labor Standards Act (FLSA) requesting a delay in implementation and industry-specific guidelines for the real estate sector.

Privacy and Data Security Discussions with the House Financial Services and the House Commerce Committees on federal data privacy policies. H.R.1165 - Data Privacy Act Anti-Money Laundering Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Remote Online Notarization HR1059 - The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2023. Data Brokers Communications with Consumer Financial Protection Bureau and Small Business Administration regarding data brokers. Artificial Intelligence Communications with the House of Representatives and Department of Housing and Urban Development regarding artificial intelligence.

National Flood Insurance Program (NFIP) Conversations with the House Financial Services Committee on reauthorizing and reforming the National Flood Insurance Program H.R.634 - Fixing Announcements for Intermittent Remapping and Notification Expectations to Stop Surprises in Flood Insurance Act of 2023 H.R.900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes H.R.1309 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. H.R.1392 - National Flood Insurance Program Extension Act of 2023 H.R.1540 - National Flood Insurance Program Affordability Act H.R.5860 - Continuing Appropriations Act, 2024 and Other Extensions Act H.R.6304 - Increased Cost of Compliance Modernization Act of 2003 H.R.6363 - Further Continuing Appropriations and Other Extensions Act, 2024 H.R. 4366 Consolidated Appropriations Act, 2024 S.485 - Hazard and Flooding Mitigation Funding Assurance Act S.601 - Flood Insurance Affordability Act S.721 - Homeowner Flood Insurance Transparency and Protection Act S.1039 - National Flood Insurance Program Consultant Accountability Act of 2023 S.2968 - National Flood Insurance Program Extension through 2023 Act Discussions with the House of Representatives, Senate and White House to extend the National Flood Insurance Program. Discussions with the Senate Banking Committee on flood insurance reform. Commercial Real Estate Flood Insurance H.R. 1307 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. Association Health Plans (AHPs) HR2868 - Association Health Plans Act Discussions with the House of Representatives, the Senate and Department of Labor about AHPs. Discussions with the Federal Emergency Management Agency (FEMA) in the Department of Homeland Security (DHS) regarding flood insurance and flood maps. Discussions with the Federal Housing Finance Agency (FHFA) on climate risk. Discussions with Fannie Mae on climate risk and insurance disclosures. Communications with the Department of Labor opposing their proposal to rescind the 2018 Association Health Plans (AHP) rule.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, and credit reports. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, and commission financing. Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing and comment letter in response to their draft mortgagee letter updating their 203(k)-renovation loan program . Communications with the Department of Veterans Affairs on commission underwriting. Communications with Fannie Mae on environmental, social, and governance investing. Comment letter with the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller Currency expressing concerns in response to the Basel III Endgame proposal. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Federal Housing Administration and Federal Housing Finance Agency regarding the ability of homebuyers to have access to mortgage credit after the National Association of REALTORS proposed anti-trust lawsuit settlement is in effect.

Waters of the U.S. Regulation H.J.Res27 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Army, Corps of Engineers, Department of Defense and the Environmental Protection Agency relating to "Revised Definition of 'Waters of the United States'" S.J.Res7 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Army, Corps of Engineers, Department of Defense and the Environmental Protection Agency relating to "Revised Definition of 'Waters of the United States'" Discussions with the Environmental Protection Agency (EPA) on the Waters of the U.S. rule. Discussions with the Army Corps of Engineers regarding the Waters of the U.S. rule. Lead Dust Regulations Communications with the EPA on strengthening requirements for removal of lead-based paint dust. Colorado River Operations Communications with the Bureau of Reclamation under the Department of Interior in the "Revised Draft Supplemental Environmental Impact Statement for Near-Term Colorado River Operations" (RDSEIS).

Housing Affordability and Availability Conversations with the House and Senate on tax policy to support the development of affordable housing and on housing tax incentives. Conversations with the Senate Finance Committee on tax credits to increase the affordable housing supply S.657 - Neighborhood Homes Investment Act Converting Commercial Real Estate to Housing HR419 - Revitalizing Downtowns Act Conversations with the House and Senate about tax incentives for converting commercial real estate to affordable housing. Conversations with the House of Representatives about the Revitalizing Downtowns Act. 1031 Like-Kind Exchanges Discussions with the House and Senate in support of the Section 1031 Like-Kind Exchange. Capital Gains Tax HR1312 - More Homes on the Market Act Discussions with the House and Senate on lowering the capital gains tax. IRC Section 121 Conversations with the House and Senate on the IREC Section 121 exclusion increases. Casualty Loss Deduction HR4539 - The Casualty Loss Deduction Restoration Act 199A Deduction S1706 - Main Street Tax Certainty Act Mortgage Debt Forgiveness HR3890 - Mortgage Debt Tax Forgiveness Act Commercial Real Estate Debt Exclusion HR5580 - Saving Our Mainstreet American Locations for Leisure and Shopping Act SALT Act HR1326 - State and local tax deductions HR 7077/SR 3940 The First-Time Homebuyer Tax Credit Act of 2024 Communications with the House and Senate in support of the First-Time Homebuyer Tax Credit.

National Flood Insurance Program (NFIP) Conversations with the House Financial Services Committee on reauthorizing and reforming the National Flood Insurance Program H.R.634 - Fixing Announcements for Intermittent Remapping and Notification Expectations to Stop Surprises in Flood Insurance Act of 2023 H.R.900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes H.R.1309 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. H.R.1392 - National Flood Insurance Program Extension Act of 2023 H.R.1540 - National Flood Insurance Program Affordability Act H.R.5860 - Continuing Appropriations Act, 2024 and Other Extensions Act H.R.6304 - Increased Cost of Compliance Modernization Act of 2003 H.R.6363 - Further Continuing Appropriations and Other Extensions Act, 2024 S.485 - Hazard and Flooding Mitigation Funding Assurance Act S.601 - Flood Insurance Affordability Act S.721 - Homeowner Flood Insurance Transparency and Protection Act S.1039 - National Flood Insurance Program Consultant Accountability Act of 2023 S.2968 - National Flood Insurance Program Extension through 2023 Act Discussions with the House of Representatives, Senate and White House to extend the National Flood Insurance Program. Commercial Real Estate Flood Insurance H.R. 1307 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. Association Health Plans (AHPs) HR2868 - Association Health Plans Act Discussions with the House of Representatives, the Senate and Department of Labor about AHPs. Discussions with the Federal Emergency Management Agency (FEMA) in the Department of Homeland Security (DHS) regarding flood insurance and flood maps. Discussions with the Federal Housing Finance Agency (FHFA) on climate risk. Discussions with Fannie Mae on climate risk and insurance disclosures.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S1323 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S2860 - The Secure and Fair Enforcement (SAFER) Banking Act of 2023 Banking Regulations Discussions with the House Financial Services Committee and the Senate Banking Committee about banking regulations. Discussions with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals in regards to real estate transactions. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency (OCC) regarding maturing commercial real estate debt. Communications with the Consumer Financial Protection Bureau (CFPB) regarding maturing commercial real estate debt. Communications with the Federal Reserve regarding mortgage backed securities.

Waters of the U.S. Regulation H.J.Res27 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Army, Corps of Engineers, Department of Defense and the Environmental Protection Agency relating to "Revised Definition of 'Waters of the United States'" S.J.Res7 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Army, Corps of Engineers, Department of Defense and the Environmental Protection Agency relating to "Revised Definition of 'Waters of the United States'" Discussions with the Environmental Protection Agency (EPA) on the Waters of the U.S. rule. Discussions with the Army Corps of Engineers regarding the Waters of the U.S. rule. Lead Dust Regulations Communications with the EPA on strengthening requirements for removal of lead-based paint dust. Colorado River Operations Communications with the Bureau of Reclamation under the Department of Interior in the "Revised Draft Supplemental Environmental Impact Statement for Near-Term Colorado River Operations" (RDSEIS).

Privacy and Data Security Discussions with the House Financial Services and the House Commerce Committees on federal data privacy policies. H.R.1165 - Data Privacy Act Anti-Money Laundering Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Remote Online Notarization HR1059 - The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2023. Data Brokers Communications with Consumer Financial Protection Bureau and Small Business Administration regarding data brokers.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, and credit reports. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, and commission financing. Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing.

Housing Availability and Affordability Conversations with the Senate Finance Committee and House Ways and Means Committee on tax credits to increase the affordable housing supply Communications with the House and Senate about housing supply and construction HR3507 - Yes In My Backyard Act HR6199 - Build More Housing Near Transit Act HR____ - Promote Affordable Housing Near Transit Act S.657 - Neighborhood Homes Investment Act S1668 - Yes In My Backyard Act S____ - Housing Supply and Affordability Act Discussions with the Senate about the discussion draft of the Renewing Opportunity in the American Dream (ROAD) to Housing Act Fair Housing Discussions with the House of Representatives and the Senate about reintroducing the HOME Investment Partnerships Act. Section 8 Housing Choice Voucher Program S.32 - Choice in Affordable Housing Act of 2023 Discussions with Senate offices about the Choice in Affordable Housing Act of 2023. FHA Loan Program Discussions with the House of Representatives and the Senate about the FHA Loan Program. Communication with the Federal Housing Administration urging policy actions to unlock a portion of inventory for buyers with FHA-insured loans. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Discussions with the House of Representatives and the Senate about LLPAs. Converting Commercial Real Estate to Housing Conversations with the House and Senate about tax incentives for converting commercial real estate to affordable housing. Conversations with the House of Representatives about the Revitalizing Downtowns Act. Rental Housing HR1087 - The DEPOSIT Act Communications with the House of Representatives and the Senate about rental housing issues, including rent control, eviction laws, and the GSEs participation in the multifamily rental housing space. VA Programs HR4335 - To amend the National Housing Act to include information regarding VA home loans in the Informed Consumer Choice Disclosure required to be provided to prospective FHA borrowers. Discussions with the House of Representatives and the Senate about the VA Home Loan Guaranty Program. Rural Housing Programs Discussions with Senate offices about the USDA Rural Housing Service. Conversations with the Department of Housing and Urban Development (HUD) on the Housing Choice Voucher program (Section 8), fair housing, the FHA Loan Program, rental housing issues, and counseling. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding tenant screening practices in rental housing, appraisal management companies (AMCs) appraisal independence. Conversations with the White House on rental housing issues, the Blueprint for a Tenants Bill of Rights, and housing supply regulation. Communications with the Veterans Affairs Administration (VA) about the VA Guaranteed Home Loan Program. Communications with the Federal Trade Commission (FTC) about tenant screening practices in rental housing. Communications with the Federal Housing Finance Agency about condominium rules, LLPAs, appraisal issues, and rental housing issues. Communications with the House of Representatives regarding HUD programs and VA housing.

Housing Affordability and Availability Conversations with the House and Senate on tax policy to support the development of affordable housing and on housing tax incentives. Conversations with the Senate Finance Committee on tax credits to increase the affordable housing supply S.657 - Neighborhood Homes Investment Act Converting Commercial Real Estate to Housing HR419 - Revitalizing Downtowns Act Conversations with the House and Senate about tax incentives for converting commercial real estate to affordable housing. Conversations with the House of Representatives about the Revitalizing Downtowns Act 1031 Like-Kind Exchanges Discussions with the House and Senate in support of the Section 1031 Like-Kind Exchange Capital Gains Tax HR1312 - More Homes on the Market Act Discussions with the House and Senate on lowering the capital gains tax. IRC Section 121 Conversations with the House and Senate on the IREC Section 121 exclusion increases. Casualty Loss Deduction HR4539 - The Casualty Loss Deduction Restoration Act 199A Deduction S1706 - Main Street Tax Certainty Act Mortgage Debt Forgiveness HR3890 - Mortgage Debt Tax Forgiveness Act Commercial Real Estate Debt Exclusion HR5580 - Saving Our Mainstreet American Locations for Leisure and Shopping Act SALT Act HR1326 - State and local tax deductions

Housing Availability and Affordability Conversations with the Senate Finance Committee and House Ways and Means Committee on tax credits to increase the affordable housing supply Communications with the House and Senate about housing supply and construction HR3507 - Yes In My Backyard Act HR____ - Build More Housing Near Transit Act HR____ - Promote Affordable Housing Near Transit Act S.657 - Neighborhood Homes Investment Act S1668 - Yes In My Backyard Act S____ - Housing Supply and Affordability Act Discussions with the Senate about the discussion draft of the Renewing Opportunity in the American Dream (ROAD) to Housing Act Fair Housing Discussions with the House of Representatives and the Senate about reintroducing the HOME Investment Partnerships Act. Section 8 Housing Choice Voucher Program S.32 - Choice in Affordable Housing Act of 2023 Discussions with Senate offices about the Choice in Affordable Housing Act of 2023. FHA Loan Program Discussions with the House of Representatives and the Senate about the FHA Loan Program. Communication with the Federal Housing Administration urging policy actions to unlock a portion of inventory for buyers with FHA-insured loans. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Discussions with the House of Representatives and the Senate about LLPAs. Converting Commercial Real Estate to Housing Conversations with the House and Senate about tax incentives for converting commercial real estate to affordable housing. Conversations with the House of Representatives about the Revitalizing Downtowns Act. Rental Housing HR1087 - The DEPOSIT Act Communications with the House of Representatives and the Senate about rental housing issues, including rent control, eviction laws, and the GSEs participation in the multifamily rental housing space. VA Programs HR4335 - To amend the National Housing Act to include information regarding VA home loans in the Informed Consumer Choice Disclosure required to be provided to prospective FHA borrowers. Discussions with the House of Representatives and the Senate about the VA Home Loan Guaranty Program. Rural Housing Programs Discussions with Senate offices about the USDA Rural Housing Service. Conversations with the Department of Housing and Urban Development (HUD) on the Housing Choice Voucher program (Section 8), fair housing, the FHA Loan Program, and rental housing issues. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding tenant screening practices in rental housing, appraisal management companies (AMCs) appraisal independence. Conversations with the White House on rental housing issues and the Blueprint for a Tenants Bill of Rights. Communications with the Veterans Affairs Administration (VA) about the VA Guaranteed Home Loan Program. Communications with the Federal Trade Commission (FTC) about tenant screening practices in rental housing. Communications with the Federal Housing Finance Agency about condominium rules, LLPAs, appraisal issues, and rental housing issues. Communications with the House of Representatives regarding HUD programs and VA housing.

Housing Affordability and Availability Conversations with the House and Senate on tax policy to support the development of affordable housing and on housing tax incentives. Conversations with the Senate Finance Committee on tax credits to increase the affordable housing supply S.657 - Neighborhood Homes Investment Act Converting Commercial Real Estate to Housing HR419 - Revitalizing Downtowns Act Conversations with the House and Senate about tax incentives for converting commercial real estate to affordable housing. Conversations with the House of Representatives about the Revitalizing Downtowns Act 1031 Like-Kind Exchanges Discussions with the House and Senate in support of the Section 1031 Like-Kind Exchange Capital Gains Tax HR1312 - More Homes on the Market Act Discussions with the House and Senate on lowering the capital gains tax. IRC Section 121 Conversations with the House and Senate on the IREC Section 121 exclusion increases. Casualty Loss Deduction HR4539 - The Casualty Loss Deduction Restoration Act 199A Deduction S1706 - Main Street Tax Certainty Act Mortgage Debt Forgiveness HR3890 - Mortgage Debt Tax Forgiveness Act Commercial Real Estate Debt Exclusion HR5580 - Saving Our Mainstreet American Locations for Leisure and Shopping Act

Waters of the U.S. Regulation H.J.Res27 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Army, Corps of Engineers, Department of Defense and the Environmental Protection Agency relating to "Revised Definition of 'Waters of the United States'" S.J.Res7 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Army, Corps of Engineers, Department of Defense and the Environmental Protection Agency relating to "Revised Definition of 'Waters of the United States'" Discussions with the Environmental Protection Agency (EPA) on the Waters of the U.S. rule. Discussions with the Army Corps of Engineers regarding the Waters of the U.S. rule. Lead Dust Regulations Communications with the EPA on strengthening requirements for removal of lead-based paint dust.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S1323 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S2860 - The Secure and Fair Enforcement (SAFER) Banking Act of 2023 Banking Regulations Discussions with the House Financial Services Committee and the Senate Banking Committee about banking regulations. Discussions with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals in regards to real estate transactions. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency (OCC) regarding maturing commercial real estate debt. Communications with the Consumer Financial Protection Bureau (CFPB) regarding maturing commercial real estate debt. Communications with the Federal Reserve regarding mortgage backed securities.

NOTE: Due to clerical error, NAR inadvertently filed an amendment to its Q3 LD-2 on 10/21/23. This filing withdraws that amendment and reflects the data on the Q3 LD-2 as originally filed on 10/20/23. Privacy and Data Security Discussions with the House Financial Services and the House Commerce Committees on federal data privacy policies. H.R.1165 - Data Privacy Act Anti-Money Laundering Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Remote Online Notarization HR1059 - The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2023. Data Brokers Communications with Consumer Financial Protection Bureau and Small Business Association regarding data brokers.

National Flood Insurance Program (NFIP) Conversations with the House Financial Services Committee on reauthorizing and reforming the National Flood Insurance Program H.R.634 - Fixing Announcements for Intermittent Remapping and Notification Expectations to Stop Surprises in Flood Insurance Act of 2023 H.R.900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes H.R.1309 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. H.R.1392 - National Flood Insurance Program Extension Act of 2023 H.R.1540 - National Flood Insurance Program Affordability Act H.R.5860 - Continuing Appropriations Act, 2024 and Other Extensions Act S.485 - Hazard and Flooding Mitigation Funding Assurance Act S.601 - Flood Insurance Affordability Act S.721 - Homeowner Flood Insurance Transparency and Protection Act S.1039 - National Flood Insurance Program Consultant Accountability Act of 2023 S.2968 - National Flood Insurance Program Extension through 2023 Act Discussions with the House of Representatives, Senate and White House to extend the National Flood Insurance Program. Commercial Real Estate Flood Insurance H.R. 1307 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. Association Health Plans (AHPs) HR2868 - Association Health Plans Act Discussions with the House of Representatives and the Senate about AHPs. Discussions with the Federal Emergency Management Agency (FEMA) in the Department of Homeland Security (DHS) regarding flood insurance and flood maps. Discussions with the Federal Housing Finance Agency (FHFA) on climate risk. Discussions with Fannie Mae on climate risk and insurance disclosures.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs). Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, and condominium rules. Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions.

Restrictions on Foreign Nationals Purchasing Land in the U.S. S168 - The PASS Act of 2023 Conversations with the House and Senate on foreign ownership restrictions and proposals and land ownership bans. Fair Housing Discussions with the U.S. House of Representatives and the U.S. Senate on fair housing program funding. Discussions with the Department of Housing and Urban Development (HUD) on Fair Housing enforcement. Communications with the U.S. Department of Agriculture (USDA) about foreign investment in U.S. farmlands.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs). Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, and condominium rules. Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions.

Privacy and Data Security Discussions with the House Financial Services and the House Commerce Committees on federal data privacy policies. H.R.1165 - Data Privacy Act Anti-Money Laundering Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Remote Online Notarization HR1059 - The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2023

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S1323 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 Banking Regulations Discussions with the House Financial Services Committee and the Senate Banking Committee about banking regulations. Discussions with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals in regards to real estate transactions. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency (OCC) regarding maturing commercial real estate debt. Communications with the Consumer Financial Protection Bureau (CFPB) regarding maturing commercial real estate debt.

Housing Availability and Affordability Conversations with the Senate Finance Committee and House Ways and Means Committee on tax credits to increase the affordable housing supply Communications with the House and Senate about housing supply and construction HR3507 - Yes In My Backyard Act HR____ - Build More Housing Near Transit Act HR____ - Promote Affordable Housing Near Transit Act S.657 - Neighborhood Homes Investment Act S1668 - Yes In My Backyard Act S____ - Housing Supply and Affordability Act Discussions with the Senate about the discussion draft of the Renewing Opportunity in the American Dream (ROAD) to Housing Act Fair Housing Discussions with the House of Representatives and the Senate about reintroducing the HOME Investment Partnerships Act. Section 8 Housing Choice Voucher Program S.32 - Choice in Affordable Housing Act of 2023 Discussions with Senate offices about the Choice in Affordable Housing Act of 2023. FHA Loan Program Discussions with the House of Representatives and the Senate about the FHA Loan Program. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Discussions with the House of Representatives and the Senate about LLPAs. Converting Commercial Real Estate to Housing Conversations with the House and Senate about tax incentives for converting commercial real estate to affordable housing. Conversations with the House of Representatives about the Revitalizing Downtowns Act. Rental Housing HR1087 - The DEPOSIT Act Communications with the House of Representatives and the Senate about rental housing issues, including rent control, eviction laws, and the GSEs participation in the multifamily rental housing space. VA Programs HR4335 - To amend the National Housing Act to include information regarding VA home loans in the Informed Consumer Choice Disclosure required to be provided to prospective FHA borrowers. Discussions with the House of Representatives and the Senate about the VA Home Loan Guaranty Program. Conversations with the Department of Housing and Urban Development (HUD) on the Housing Choice Voucher program (Section 8), fair housing, the FHA Loan Program, and rental housing issues. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding tenant screening practices in rental housing, appraisal management companies (AMCs) appraisal independence. Conversations with the White House on rental housing issues and the Blueprint for a Tenants Bill of Rights. Communications with the Veterans Affairs Administration (VA) about the VA Guaranteed Home Loan Program. Communications with the Federal Trade Commission (FTC) about tenant screening practices in rental housing. Communications with the Federal Housing Finance Agency about condominium rules, LLPAs, appraisal issues, and rental housing issues.

Waters of the U.S. Regulation H.J.Res27 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Army, Corps of Engineers, Department of Defense and the Environmental Protection Agency relating to "Revised Definition of 'Waters of the United States'" S.J.Res7 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Army, Corps of Engineers, Department of Defense and the Environmental Protection Agency relating to "Revised Definition of 'Waters of the United States'" Discussions with the Environmental Protection Agency (EPA) on the Waters of the U.S. rule. Discussions with the Army Corps of Engineers regarding the Waters of the U.S. rule.

Independent Contractor Status Discussions with the House of Representatives and the Senate about the "independent contractor" definition. Communications with the Federal Trade Commission (FTC) about franchisee/franchisor regulations.

Housing Affordability and Availability Conversations with the House and Senate on tax policy to support the development of affordable housing and on housing tax incentives. Conversations with the Senate Finance Committee on tax credits to increase the affordable housing supply S.657 - Neighborhood Homes Investment Act Converting Commercial Real Estate to Housing Conversations with the House and Senate about tax incentives for converting commercial real estate to affordable housing. Conversations with the House of Representatives about the Revitalizing Downtowns Act 1031 Like-Kind Exchanges Discussions with the House and Senate in support of the Section 1031 Like-Kind Exchange Capital Gains Tax Discussions with the House and Senate on lowering the capital gains tax. IRC Section 121 Conversations with the House and Senate on the IREC Section 121 exclusion increases. Casualty Loss Deduction HR____ - The Casualty Loss Deduction Restoration Act

National Flood Insurance Program (NFIP) Conversations with the House Financial Services Committee on reauthorizing and reforming the National Flood Insurance Program H.R.634 - Fixing Announcements for Intermittent Remapping and Notification Expectations to Stop Surprises in Flood Insurance Act of 2023 H.R.900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes H.R.1309 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. H.R.1392 - National Flood Insurance Program Extension Act of 2023 H.R.1540 - National Flood Insurance Program Affordability Act H.R.5860 - Continuing Appropriations Act, 2024 and Other Extensions Act S.485 - Hazard and Flooding Mitigation Funding Assurance Act S.601 - Flood Insurance Affordability Act S.721 - Homeowner Flood Insurance Transparency and Protection Act S.1039 - National Flood Insurance Program Consultant Accountability Act of 2023 S. 2968 - National Flood Insurance Program Extension through 2023 Act Discussions with the House of Representatives, Senate, and White House to extend the National Flood Insurance Program. Commercial Real Estate Flood Insurance H.R. 1307 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. Association Health Plans (AHPs) HR2868 - Association Health Plans Act Discussions with the House of Representatives and the Senate about AHPs. Discussions with the Federal Emergency Management Agency (FEMA) in the Department of Homeland Security (DHS) regarding flood insurance and flood maps. Discussions with the Federal Housing Finance Agency (FHFA) on climate risk. Discussions with Fannie Mae on climate risk and insurance disclosures.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S1323 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S2860 - The Secure and Fair Enforcement (SAFER) Banking Act of 2023 Banking Regulations Discussions with the House Financial Services Committee and the Senate Banking Committee about banking regulations. Discussions with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals in regards to real estate transactions. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency (OCC) regarding maturing commercial real estate debt. Communications with the Consumer Financial Protection Bureau (CFPB) regarding maturing commercial real estate debt. Communication with the Federal Reserve regarding mortgage backed securities.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs). Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, and condominium rules. Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions.

Housing Availability and Affordability Conversations with the Senate Finance Committee and House Ways and Means Committee on tax credits to increase the affordable housing supply Communications with the House and Senate about housing supply and construction HR3507 - Yes In My Backyard Act HR____ - Build More Housing Near Transit Act HR____ - Promote Affordable Housing Near Transit Act S.657 - Neighborhood Homes Investment Act S1668 - Yes In My Backyard Act S____ - Housing Supply and Affordability Act Discussions with the Senate about the discussion draft of the Renewing Opportunity in the American Dream (ROAD) to Housing Act Fair Housing Discussions with the House of Representatives and the Senate about reintroducing the HOME Investment Partnerships Act. Section 8 Housing Choice Voucher Program S.32 - Choice in Affordable Housing Act of 2023 Discussions with Senate offices about the Choice in Affordable Housing Act of 2023. FHA Loan Program Discussions with the House of Representatives and the Senate about the FHA Loan Program. Communication with the Federal Housing Administration urging policy actions to unlock a portion of inventory for buyers with FHA-insured loans. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Discussions with the House of Representatives and the Senate about LLPAs. Converting Commercial Real Estate to Housing Conversations with the House and Senate about tax incentives for converting commercial real estate to affordable housing. Conversations with the House of Representatives about the Revitalizing Downtowns Act. Rental Housing HR1087 - The DEPOSIT Act Communications with the House of Representatives and the Senate about rental housing issues, including rent control, eviction laws, and the GSEs participation in the multifamily rental housing space. VA Programs HR4335 - To amend the National Housing Act to include information regarding VA home loans in the Informed Consumer Choice Disclosure required to be provided to prospective FHA borrowers. Discussions with the House of Representatives and the Senate about the VA Home Loan Guaranty Program. Rural Housing Programs Discussions with Senate offices about the USDA Rural Housing Service. Conversations with the Department of Housing and Urban Development (HUD) on the Housing Choice Voucher program (Section 8), fair housing, the FHA Loan Program, and rental housing issues. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding tenant screening practices in rental housing, appraisal management companies (AMCs) appraisal independence. Conversations with the White House on rental housing issues and the Blueprint for a Tenants Bill of Rights. Communications with the Veterans Affairs Administration (VA) about the VA Guaranteed Home Loan Program. Communications with the Federal Trade Commission (FTC) about tenant screening practices in rental housing. Communications with the Federal Housing Finance Agency about condominium rules, LLPAs, appraisal issues, and rental housing issues. Communications with the House of Representatives regarding HUD programs and VA housing.

Privacy and Data Security Discussions with the House Financial Services and the House Commerce Committees on federal data privacy policies. H.R.1165 - Data Privacy Act Anti-Money Laundering Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Remote Online Notarization HR1059 - The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2023. Data Brokers Communications with Consumer Financial Protection Bureau and Small Business Association regarding data brokers.

Restrictions on Foreign Nationals Purchasing Land in the U.S. S168 - The PASS Act of 2023 Conversations with the House, Senate, and White House on foreign ownership restrictions and proposals and land ownership bans. Fair Housing Discussions with the U.S. House of Representatives and the U.S. Senate on fair housing program funding. Discussions with the Department of Housing and Urban Development (HUD) on Fair Housing enforcement and affirmative marketing. Communications with the U.S. Department of Agriculture (USDA) about foreign investment in U.S. farmlands. Historic Racial Covenants/Mapping Discrimination Communications with the U.S. Senate on the Mapping Housing Discrimination Act.

Waters of the U.S. Regulation H.J.Res27 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Army, Corps of Engineers, Department of Defense and the Environmental Protection Agency relating to "Revised Definition of 'Waters of the United States'" S.J.Res7 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Army, Corps of Engineers, Department of Defense and the Environmental Protection Agency relating to "Revised Definition of 'Waters of the United States'" Discussions with the Environmental Protection Agency (EPA) on the Waters of the U.S. rule. Discussions with the Army Corps of Engineers regarding the Waters of the U.S. rule. Lead Dust Regulations Communications with the EPA on strengthening requirements for removal of lead-based paint dust.

Independent Contractor Status Discussions with the House of Representatives and the Senate about the "independent contractor" definition. Communications with the Federal Trade Commission (FTC) about franchisee/franchisor regulations.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S1323 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 Banking Regulations Discussions with the House Financial Services Committee and the Senate Banking Committee about banking regulations. Discussions with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals in regards to real estate transactions. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency (OCC) regarding maturing commercial real estate debt. Communications with the Consumer Financial Protection Bureau (CFPB) regarding maturing commercial real estate debt.

National Flood Insurance Program (NFIP) Conversations with the House Financial Services Committee on reauthorizing and reforming the National Flood Insurance Program H.R.634 - Fixing Announcements for Intermittent Remapping and Notification Expectations to Stop Surprises in Flood Insurance Act of 2023 H.R.900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes H.R.1309 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. H.R.1392 - National Flood Insurance Program Extension Act of 2023 H.R.1540 - National Flood Insurance Program Affordability Act S.485 - Hazard and Flooding Mitigation Funding Assurance Act S.601 - Flood Insurance Affordability Act S.721 - Homeowner Flood Insurance Transparency and Protection Act S.1039 - National Flood Insurance Program Consultant Accountability Act of 2023 Commercial Real Estate Flood Insurance H.R. 1307 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. Association Health Plans (AHPs) HR2868 - Association Health Plans Act Discussions with the House of Representatives and the Senate about AHPs. Discussions with the Federal Emergency Management Agency (FEMA) in the Department of Homeland Security (DHS) regarding flood insurance and flood maps. Discussions with the Federal Housing Finance Agency (FHFA) on climate risk. Discussions with Fannie Mae on climate risk and insurance disclosures.

Privacy and Data Security Discussions with the House Financial Services and the House Commerce Committees on federal data privacy policies. H.R.1165 - Data Privacy Act Anti-Money Laundering Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Remote Online Notarization HR1059 - The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2023

Housing Availability and Affordability Conversations with the Senate Finance Committee and House Ways and Means Committee on tax credits to increase the affordable housing supply Communications with the House and Senate about housing supply and construction HR3507 - Yes In My Backyard Act HR____ - Build More Housing Near Transit Act HR____ - Promote Affordable Housing Near Transit Act S.657 - Neighborhood Homes Investment Act S1668 - Yes In My Backyard Act S____ - Housing Supply and Affordability Act Discussions with the Senate about the discussion draft of the Renewing Opportunity in the American Dream (ROAD) to Housing Act Fair Housing Discussions with the House of Representatives and the Senate about reintroducing the HOME Investment Partnerships Act. Section 8 Housing Choice Voucher Program S.32 - Choice in Affordable Housing Act of 2023 Discussions with Senate offices about the Choice in Affordable Housing Act of 2023. FHA Loan Program Discussions with the House of Representatives and the Senate about the FHA Loan Program. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Discussions with the House of Representatives and the Senate about LLPAs. Converting Commercial Real Estate to Housing Conversations with the House and Senate about tax incentives for converting commercial real estate to affordable housing. Conversations with the House of Representatives about the Revitalizing Downtowns Act. Rental Housing HR1087 - The DEPOSIT Act Communications with the House of Representatives and the Senate about rental housing issues, including rent control, eviction laws, and the GSEs participation in the multifamily rental housing space. VA Programs HR4335 - To amend the National Housing Act to include information regarding VA home loans in the Informed Consumer Choice Disclosure required to be provided to prospective FHA borrowers. Discussions with the House of Representatives and the Senate about the VA Home Loan Guaranty Program. Conversations with the Department of Housing and Urban Development (HUD) on the Housing Choice Voucher program (Section 8), fair housing, the FHA Loan Program, and rental housing issues. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding tenant screening practices in rental housing, appraisal management companies (AMCs) appraisal independence. Conversations with the White House on rental housing issues and the Blueprint for a Tenants Bill of Rights. Communications with the Veterans Affairs Administration (VA) about the VA Guaranteed Home Loan Program. Communications with the Federal Trade Commission (FTC) about tenant screening practices in rental housing. Communications with the Federal Housing Finance Agency about condominium rules, LLPAs, appraisal issues, and rental housing issues.

Waters of the U.S. Regulation H.J.Res27 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Army, Corps of Engineers, Department of Defense and the Environmental Protection Agency relating to "Revised Definition of 'Waters of the United States'" S.J.Res7 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Army, Corps of Engineers, Department of Defense and the Environmental Protection Agency relating to "Revised Definition of 'Waters of the United States'" Discussions with the Environmental Protection Agency (EPA) on the Waters of the U.S. rule. Discussions with the Army Corps of Engineers regarding the Waters of the U.S. rule.

Housing Affordability and Availability Conversations with the House and Senate on tax policy to support the development of affordable housing and on housing tax incentives. Conversations with the Senate Finance Committee on tax credits to increase the affordable housing supply S.657 - Neighborhood Homes Investment Act Converting Commercial Real Estate to Housing Conversations with the House and Senate about tax incentives for converting commercial real estate to affordable housing. Conversations with the House of Representatives about the Revitalizing Downtowns Act 1031 Like-Kind Exchanges Discussions with the House and Senate in support of the Section 1031 Like-Kind Exchange Capital Gains Tax Discussions with the House and Senate on lowering the capital gains tax. IRC Section 121 Conversations with the House and Senate on the IREC Section 121 exclusion increases. Casualty Loss Deduction HR____ - The Casualty Loss Deduction Restoration Act

Restrictions on Foreign Nationals Purchasing Land in the U.S. S168 - The PASS Act of 2023 Conversations with the House and Senate on foreign ownership restrictions and proposals and land ownership bans. Fair Housing Discussions with the U.S. House of Representatives and the U.S. Senate on fair housing program funding. Discussions with the Department of Housing and Urban Development (HUD) on Fair Housing enforcement. Communications with the U.S. Department of Agriculture (USDA) about foreign investment in U.S. farmlands.

Housing Availability and Affordability Conversations with the Senate Finance Committee on tax credits to increase the affordable housing supply S.657 - Neighborhood Homes Investment Act Section 8 Housing Choice Voucher Program S.32 - Choice in Affordable Housing Act of 2023 Converting Commercial Real Estate to Housing Conversations with the House and Senate on policy proposals to incentivize converting commercial real estate to affordable housing. Conversations with the House of Representatives about the Revitalizing Downtowns Act Conversations with the Department of Housing and Urban Development (HUD) on FHA program, the Housing Choice Voucher program (Section 8), fair housing enforcement, and clarification on appraisal discrimination. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages and appraisal independence. Discussions with the Federal Housing Administration (FHA) within HUD asking it to collaborate with other regulators on the new Reconsideration of Value Proposal, Home Loan Bank reform, condominium underwriting rules, and FHA programs generally. Conversations with the White House on rental housing issues and the Blueprint for a Tenants Bill of Rights. Conversations with the Department of Veterans Affairs (VA) on the VA Home Loan program and recommendations to modernize VA appraisals. Comments to the Appraisal Subcommittee on appraisal bias.

National Flood Insurance Program (NFIP) Conversations with the House Financial Services Committee on reauthorizing and reforming the National Flood Insurance Program H.R.634 - Fixing Announcements for Intermittent Remapping and Notification Expectations to Stop Surprises in Flood Insurance Act of 2023 H.R.900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes H.R.1309 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. H.R.1392 - National Flood Insurance Program Extension Act of 2023 H.R.1540 - National Flood Insurance Program Affordability Act S.485 - Hazard and Flooding Mitigation Funding Assurance Act S.601 - Flood Insurance Affordability Act S.721 - Homeowner Flood Insurance Transparency and Protection Act S.1039 - National Flood Insurance Program Consultant Accountability Act of 2023 Commercial Real Estate Flood Insurance H.R. 1307 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. Discussions with the Federal Emergency Management Agency (FEMA) in the Department of Homeland Security (DHS) regarding flood insurance. Discussions with the Federal Housing Finance Agency (FHFA) on climate risk and flood insurance. Discussions with Fannie Mae on climate risk and flood insurance. Discussions with the Federal Housing Administration (FHA) within the Department of Housing and Urban Development (HUD) on private flood insurance.

Housing Affordability and Availability Conversations with the House and Senate on tax policy to support the development of affordable housing and on housing tax incentives. Conversations with the Senate Finance Committee on tax credits to increase the affordable housing supply S.657 - Neighborhood Homes Investment Act Converting Commercial Real Estate to Housing Conversations with the House and Senate on policy proposals to incentivize converting commercial real estate to affordable housing. Conversations with the House of Representatives about the Revitalizing Downtowns Act 1031 Like-Kind Exchanges Discussions with the House and Senate in support of keeping the Section 1031 Like-Kind Exchange Capital Gains Tax Discussions with the House and Senate on the capital gains tax. IRC Section 121 Conversations with the House and Senate on the IREC Section 121 exclusion increases. Communications with the U.S. Department of the Treasury on the president's proposed FY 2024 budget, 1031 like-kind exchanges, capital gains increases and taxing unrealized capital gains at death.

Independent Contractor Status Discussions with the House Education and Labor Committee regarding the independent contractor status definition.

Banking Regulations Discussions with the House Financial Services Committee and the Senate Banking Committee about banking regulations. Discussions with the Federal Housing Finance Agency (FHFA) on Home Loan Bank reforms. Discussions with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals in regards to real estate transactions.

Privacy and Data Security Discussions with the House Financial Services and the House Innovation and Commerce Committees on federal data privacy policies. H.R.1165 - Data Privacy Act Anti-Money Laundering Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions.

Discussions with the Department of Housing and Urban Development (HUD) on Fair Housing enforcement. Discussions with the U.S. House of Representatives and the U.S. Senate on fair housing program funding.

Flood Insurance HR2471 - Consolidated Appropriations Act of 2022 HR2617 - Consolidated Appropriations Act, 2023 HR2995 - NFIP RISC Act of 2021 HR3414 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes HR3415 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes HR3416 - Community Mapping Act HR3417 - Taxpayer Exposure Mitigation Act HR4226 - Flood Insurance Fairness Act HR4699 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. HR5256 - Flood History Information Act of 2021 HR5305 - Extending Government Funding and Delivering Emergency Assistance Act HR5556 - Flood Risk Transparency for Homebuyers Act HR6119 - Further Extending Government Funding Act HR7202 - National Flood Insurance Program Affordability Act HR7221 - Increased Cost of Compliance Modernization Act of 2022 HR7364 - Stop Flood Insurance Rate Hikes Act HR7836 - Repeatedly Flood Communities Planning Assistance Act of 2022 HR8257 - Department of Homeland Security Appropriations Act, 2023 HR8036 - National Flood Insurance Program Extension Act of 2022 S558 - FLOODS Act S1960 - Flood Insurance Fairness Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S2915 - Flood Insurance Consumer Choice Act of 2021 S2947 - Flood Risk Transparency for Homebuyers Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S3128 - National Flood Insurance Program Reauthorization and Reform Act of 2021 S3829 - Flood Insurance Pricing Transparency Act S3934 - Homeowner Flood Insurance Transparency and Protection Act S4533 - A bill to reauthorize the National Flood Insurance Program Discussions with the U.S. House of Representatives and the U.S. Senate regarding the National Flood Insurance Program (NFIP). Communications with Congress about increased FY2022 FEMA Flood Risk Mapping Program Funding Association Health Plans HR4547 - Association Health Plans Act of 2021 Letter to the House Healthy Futures Task Force Affordability Subcommittee regarding the Affordable Health Care RFI. Discussions with the House Education and Labor Committee regarding AHPs. National Disaster Risk Reinsurance Program HR7643 - FAITH Act of 2022 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance, flood mapping and flood mitigation. Communications with the Federal Housing Finance Agency (FHFA) regarding climate change financial risk. Communications with the Federal Housing Agency (FHA) within the Department of Housing and Urban Development (HUD) regarding flood insurance.

Fair housing protections HR5 - Equality Act HR68 - Housing Fairness Act of 2021 HR2471 - Consolidated Appropriations Act of 2022 HR2617 - Consolidated Appropriations Act of 2023 HR5376 - Inflation Reduction Act of 2022 S769 - Housing Fairness Act of 2021 S2549 - Mapping Housing Discrimination Act Conversations with the House of Representatives regarding increased funding for fair housing enforcement in the FY2022 THUD appropriations bill Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing issues. VA Loan Programs HR8616 - VA Loan Informed Disclosure Act of 2022 Communications with Congress regarding the VA Home Loan Guarantee program and VA Lending. Discussions with the House Veterans' Affairs Committee regarding the draft "VA Housing Loan Forever Act of 2022" Down-payment Assistance HR5376 - Inflation Reduction Act of 2022 HR8340 - Educator Down Payment Assistance Act Discussions with the House of Representatives and the Senate about down-payment assistance programs. CDC Eviction Moratorium/Emergency Rental Assistance Program Funding HR5196 - Expanding Assistance to Renters and Landlords Act of 2021 COVID-19 Relief HR2617 - Consolidated Appropriations Act of 2023 S404 - Coronavirus Housing Counseling Improvement Act FHA Programs HR1395 - Housing Financial Literacy Act of 2021 HR1532 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 HR3172 - Homes for Every Local Protector, Educator, and Responder Act of 2021 HR6880 - Choice in Affordable Housing Act of 2022 S2131 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 Conversations with the House of Representatives and Senate regarding FHA and HUD programs. Violence Against Women Act Reauthorization HR1620 - Violence Against Women Act Reauthorization Act of 2021 HR2471 - Consolidated Appropriations Act of 2022 S527 - Protecting Domestic Violence and Stalking Victims Act of 2021 S3623 - Violence Against Women Reauthorization Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Appraisal/FHA Programs Discussions with the Senate on proposed legislation to amend the National Housing Act to authorize State-licensed appraisers to conduct appraisals in connection with mortgages insured by the FHA and to ensure compliance with the existing appraiser education and competency requirements, and for other purposes. Affordable Housing HR2126 - Housing Supply and Affordability Act HR2471 - Consolidated Appropriations Act of 2022 HR2617 - Consolidated Appropriations Act of 2023 HR5305 - Extending Government Funding and Delivering Emergency Assistance Act HR5376 - Inflation Reduction Act of 2022 HR8294 - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2023 S902 - A bill to authorize a grant program for the development and implementation of housing supply and affordability plans, and for other purposes. S1820 - Choice in Affordable Housing Act of 2021 Communications with Congressional leadership re: housing affordability issues Unlocking Possibilities Program HR5376 - Inflation Reduction Act of 2022 FHFA Leadership Letter to the Senate in support of confirming Sandra Thompson as director of the Federal Housing Finance Agency (FHFA). FHA Leadership Communications with the U.S. Senate in support of the nomination of Julia Gordon as Commissioner. Rural Housing HR5305 - Extending Government Funding and Delivering Emergency Assistance Act Rental Housing HR5305 - Extending Government Funding and Delivering Emergency Assistance Act HR5376 - Inflation Reduction Act of 2022 HR9062 - Respect State Housing Laws Act Communications with the House Financial Services Committee regarding the impact of inflation and the housing supply shortage on rental housing. Housing Choice Vouchers HR2617 - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2023 S1820 - Choice in Affordable Housing Act of 2021 Conversations with the Department of Housing and Urban Development (HUD) regarding appraisal bias, homeownership initiatives, condominium guidance, the Housing Choice Voucher program, Title 1 loan limits, small balance lending, loan limits for FHA multifamily, FHLB modernization, mortgage insurance premiums, FHA loans, appraisals, Violence Against Women Act regulations, Inflation Reduction Act implementation, and rental housing issues. Conversations with the White House real estate and housing policy, affordable housing supply, the Housing Choice Voucher program, and rental housing and property management issues. Discussions with the U.S. Treasury Department regarding rental housing and property management issues. Conversations with the Federal Housing Finance Agency (FHFA) regarding condominium guidelines, and rental housing and property management issues. Conversations with the Department of Veterans Affairs (VA) regarding the VA loan guaranty program.

Privacy and Data Security HR1816 - To require the Federal Trade Commission to promulgate regulations related to sensitive personal information, and for other purposes. HR8152 - American Data Privacy and Protection Act Communications with the Senate Commerce Committee about data privacy and security policy. Remote Online Notarization S1625 - Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act HR4350 - National Defense Authorization Act HR3962 - Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act Communications with the House Committee on Rules regarding support for Amendment #543 Broadband Access HR2471 - Consolidated Appropriations Act of 2022 HR2617 - Consolidated Appropriations Act, 2023 S2017 - The Broadband Reform and Investment (BRIDGE) Act Discussions with the U.S. House or Representatives and the U.S. Senate in support of funding for increased broadband access. Consumer Financial Protection Bureau HR4773 - The Consumer Financial Protection Commission Act Anti-Money Laundering HR2617 - Consolidated Appropriations Act, 2023 HR5525 - ENABLERS Act Census Bureau Funding Communications with the House Appropriations Subcommittee on Commerce, Justice, Science and Related Agencies regarding FY2023 Census Bureau Funding. Conversations with the House of Representatives and the Senate regarding anti-money laundering regulations and policy proposals. Communications with the Financial Crimes Enforcement Network (FinCEN) within the Department of the Treasury regarding anti-money laundering and beneficial ownership regulations. Communications with the Consumer Financial Protection Bureau about consumer protections and education. Communications with the Federal Trade Commission (FTC) regarding data privacy and cybersecurity regulations and issues.

GSE Reform SRes5 - Fiscal Year 2021 Budget Resolution HR3684 - Infrastructure Investment and Jobs Act Discussions with the U.S. House of Representatives and the U.S. Senate regarding GSE reform. Communications with the House and Senate regarding raising the statutory debt limit and GSEs. GSE Loan Guarantees HR2617 - Consolidated Appropriations Act of 2023 PSPAs Discussions with the Senate Banking Committee regarding PSPAs. QM/QRM Discussions with the Senate Banking Committee regarding QM/QRM. TILA - Language Access HR3009 - Improving Language Access in Mortgage Servicing Act of 2021 Forbearance Programs Discussions with the Senate Banking Committee regarding mortgage forbearance programs. Credit Discrimination HR166 - Fair Lending for All Act HR8985 - Credit Access and Inclusion Act of 2022 Discussions with the House Financial Services Committee in support of Community Reinvestment Act (CRA) modernization efforts. Student Loan Debt Communications with the House and Senate regarding student loan debt. Commercial Real Estate HR4759 - Revitalizing Downtowns Act HR5041 - GREATER Revitalization of Shopping Centers Act of 2021 S2591 - Revitalizing Downtowns Act Rental Housing HR9062 - Respect State Housing Laws Act HR2617 - Consolidated Appropriations Act of 2023 Anti-Money Laundering HR5525 - ENABLERS Act HR2617 - Consolidated Appropriations Act of 2023 Downpayment Assistance Communications with the House and Senate regarding downpayment assistance policy proposals. Private equity in housing Communications with the House and Senate regarding the role of private equity in housing finance. Mortgage reform Communications with the House and Senate regarding mortgage reform policy proposals. FHFA Leadership Communications with the Senate supporting the confirmation of Sandra Thompson as FHFA Director. FHA Leadership Communications with the Senate supporting the confirmation of Julia Gordon as FHA Commissioner. Communications with the Federal Housing Finance Agency (FHFA) regarding condominium guidelines, appraisals, GSE Reform, G-fees, rental housing and property management issues. Discussions with the Financial Crimes Enforcement Network (FinCEN) within the Department of the Treasury regarding anti-money laundering regulations for real estate. Discussions with the White House regarding real estate and housing policy, including inventory and supply issues, affordability, fair housing programs and enforcement, bias in appraisals, and rental housing and property management issues.

Federal Land Policy and Management Act S4062 - HOUSES Act of 2022 Sustainability and Energy Efficiency in Real Estate HR5376 - Inflation Reduction Act of 2022 Discussions with the House of Representatives regarding building performance and energy efficiency. Land Permitting Discussions with the U.S. Senate regarding permitting in real estate development. Discussions with the Environmental Protection Agency (EPA) regarding the Waters of the U.S. rule, the Greenhouse Gas Reduction fund, lead paint. Discussions with the U.S. Army Corps of Engineers regarding the Waters of the U.S. rule.

Cannabis Businesses Access to Banking HR1996 - SAFE Banking Act HR4350 - National Defense Authorization Act S910 - SAFE Banking Act Anti-Money Laundering HR__ - KLEPTO bill HR2617 - Consolidated Appropriations Act, 2023 HR5525 - ENABLERS Act Communications with the Financial Crimes Enforcement Network (FinCEN) within the Department of the Treasury regarding anti-money laundering regulations and beneficial ownership.

Fair Housing Protections HR5 - Equality Act HR68 - Housing Fairness Act of 2021 HR2471 - Consolidated Appropriations Act, 2022 HR2617 - Consolidated Appropriations Act, 2023 S769 - Housing Fairness Act of 2021 S2549 - Mapping Housing Discrimination Act Conversations with the House Select Committee regarding fair housing policy. Disparate Impact HR5376 - Inflation Reduction Act of 2022 Credit Discrimination HR166 - Fair Lending for All Act HR2617 - Consolidated Appropriations Act, 2023 HR8985 - Credit Access and Inclusion Act of 2022 Conversations with the House Financial Services Committee regarding Community Redevelopment Act (CRA) modernization. TILA - Language Access HR3009 - Improving Language Access in Mortgage Servicing Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Student Loan Debt Communications with the Senate Banking Committee regarding impact of student loan debt on racial justice, borrowers, and the economy Equal Access to Housing and Financial Services Statement for the Record: HFSC Hearing Justice for All: Achieving Racial Equity Through Access to Housing and Financial Services Racial Discrimination in Housing Letter to the Senate Banking Committee for its hearing Separate and Unequal: The Legacy of Racial Discrimination in Housing Unlocking Possibilities Program HR5376 - Inflation Reduction Act of 2022 Downpayment Assistance HR4495 - Downpayment Toward Equity Act Fair Lending Conversations with the Senate Banking Committee regarding fair lending practices and policies. Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing and downpayment issues. Communications with the Department of Housing and Urban Development regarding homeownership initiatives, appraisal bias.

Extension and Expansion of Credits for Paid Sick and Family Leave and Employee Retention HR1319 - The American Rescue Plan Act of 2021 State and Local Tax Deduction HR202 - SALT Fairness Act HR613 - SALT Deductibility Act HR946 - SALT Act HR2439 - SALT Fairness for Working Families Act HR3925 - SHELTER Act HR5565 - Banana Stand Money Act S85 - SALT Deductibility Act S804 - SALT Deduction Fairness Act Communications with the House of Representatives re: the SALT cap. Section 199A Deduction HR1381 - Main Street Certainty Act HR5376 - Inflation Reduction Act of 2022S480 - Main Street Tax Certainty Act S2387, the Small Business Tax Fairness Act Communications with the House Ways & Means Committee and the Senate Finance Committee opposing the repeal of the Section 199A Qualified Business Interest Deduction. Opportunity Zones HR970 - The Opportunity Zone Extension Act HR4177 - The Expanding Opportunity Zones Act Communications with the U.S. Senate in support of extending the Qualified Opportunity Zone program deadlines. Section 1031 Like-Kind Exchanges HR1742 - The Real Estate Exchange Fairness Act HR5376 - Inflation Reduction Act of 2022 Conversations with the U.S. House of Representatives and the U.S. Senate in support of retaining Section 1031 Like-Kind Exchanges. Neighborhood Homes Investment Act S98 - The Neighborhood Homes Investment Act HR2143 - The Neighborhood Homes Investment Act Conversations with the U.S. House of Representatives and the U.S. Senate supporting bolstering the NHIA. First time homebuyer tax credits HR2863 - First-Time Homebuyer Act of 2021 Conversations with the U.S. House of Representatives and the U.S. Senate in support of a first-time homebuyer tax credit. Low Income Housing Tax Credit HR4204, the Affordable House Act Conversations with the U.S. House of Representatives and the U.S. Senate in support of bolstering the Low Income Housing Tax Credit. Increasing Housing Supply HR2617 - Consolidated Appropriations Act, 2023 Conversations with the U.S. House of Representatives and the U.S. Senate in support of tax incentives to create more housing supply and more housing options for first-time homebuyers. Communications with the House and Senate regarding legislative proposals to convert underused/abandoned commercial properties into residential real estate Estate Tax Reform HR1712 - Death Tax Repeal Act HR5376 - Inflation Reduction Act of 2022 S617 - Death Tax Repeal Act Affordable Housing HR2573 - Affordable Housing Credit Improvement Act of 2021 HR2617 - Consolidated Appropriations Act, 2023 HR2768 - American Housing and Economic Mobility Act HR5376 - Inflation Reduction Act of 2022 S1136 - Affordable Housing Credit Improvement Act of 2021 S1368 - American Housing and Economic Mobility Act Commercial Real Estate Conversion Tax Credits HR4759 - The Revitalizing Downtowns Act S2511 - The Revitalizing Downtowns Act Discussions with the House and Senate regarding policy proposals to encourage converting underutilized commercial real estate into residential housing units. Carried Interest HR1068 - The Carried Interest Fairness Act HR5376 - Inflation Reduction Act of 2022 S1598 - Carried Interest Fairness Act of 2021 Capital Gains HR9015 - More Homes on the Market Act Discussions regarding proposed legislation, the Sensible Taxation and Equity Promotion (STEP) Act. Communications with the House and Senate opposing increases to the capital gains tax rate and taxing of unrealized capital gains Energy Efficiency Tax Incentives HR2346 - E-QUIP Act HR5376 - Inflation Reduction Act of 2022 Tax Credit for Disaster Mitigation/Expenses S1805 - Shelter Act REITs HR3123 - Parity for Non-Traded REITs Act Partnership Tax Rules Communications with the Senate Finance Committee about proposed legislation to change the partnership tax rules Tax Reform HR2275 - The Mortgage Debt Tax Forgiveness Act HR2276 - the Mortgage Insurance Tax Deduction Act HR2286 - A bill to treat property transferred by gift or at death as sold for fair market value HR5376 - Inflation Reduction Act of 2022 S126 - A bill to amend the Internal Revenue Code of 1986 to make permanent the individual tax provisions of the tax reform law, and for other purposes. Communications with the House and Senate opposing changes to the "step-up in basis" provision and in support of increasing the section 121 IRC exclusion. Infrastructure Proposals HR5376 - Inflation Reduction Act of 2022 Communications with the House and Senate regarding the pay-fors in the American Rescue Plan and the American Jobs Plan The Historic Tax Credit HR2266 - The Historic Tax Credit Growth and Opportunity Act HR2294 - The Historic Tax Credit Growth and Opportunity Act COVID-19 Recovery Communications with the U.S. House of Representatives and the U.S. Senate regarding the Coronavirus Recovery Fund Housing Tax Credit Statute Adjustment. Depreciation of Real Property HR7229 - Renewing Investment in American Workers and Supply Chains Act Tax incentives for housing Discussions with the House and Senate regarding policy proposals to give tax incentives for the production of residential units. Net Investment Income Tax Communications with Congressional leadership opposing the 3.8% net investment income tax. Middle Income Housing Tax Credit Discussions with the House and Senate regarding creating a "middle income housing tax credit." Mortgage Insurance Tax Deduction Conversations with the Senate Finance Committee and the House Ways and Means Committee regarding mortgage insurance tax deduction policies.

Independent Contractor Status HR842 - Protecting the Right to Organize Act of 2021 S420 - Protecting the Right to Organize Act of 2021 Discussions with the U.S. House of Representatives and the U.S. Senate regarding independent contractor status and worker classification. Discussions with the Department of Labor (DOL) regarding the independent contractor proposed rule and the joint employer rule. Discussions with the National Labor Relations Board (NLRB) regarding joint-employer status under the NLRA.

Pandemic Unemployment Assistance HR1319 - The American Rescue Plan Act of 2021 Independent Contractor Status HR842 - Protecting the Right to Organize Act of 2021 S420 - Protecting the Right to Organize Act of 2021 Discussions with the U.S. House of Representatives and the U.S. Senate regarding independent contractor status and worker classification.

COVID-19 Relief for Small Businesses and Independent Contractors HR2617 - Consolidated Appropriations Act, 2023 S1249 - PPP Flexibility for Farmers, Ranchers, and the Self-Employed Act

Flood Insurance HR2471 - Consolidated Appropriations Act of 2022 HR2995 - NFIP RISC Act of 2021 HR3414 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes HR3415 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes HR3416 - Community Mapping Act HR3417 - Taxpayer Exposure Mitigation Act HR4226 - Flood Insurance Fairness Act HR4699 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. HR5256 - Flood History Information Act of 2021 HR5305 - Extending Government Funding and Delivering Emergency Assistance Act HR5556 - Flood Risk Transparency for Homebuyers Act HR6119 - Further Extending Government Funding Act HR7202 - National Flood Insurance Program Affordability Act HR7221 - Increased Cost of Compliance Modernization Act of 2022 HR7364 - Stop Flood Insurance Rate Hikes Act HR7836 - Repeatedly Flood Communities Planning Assistance Act of 2022 HR8257 - Department of Homeland Security Appropriations Act, 2023 HR8036 - National Flood Insurance Program Extension Act of 2022 S558 - FLOODS Act S1960 - Flood Insurance Fairness Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S2915 - Flood Insurance Consumer Choice Act of 2021 S2947 - Flood Risk Transparency for Homebuyers Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S3128 - National Flood Insurance Program Reauthorization and Reform Act of 2021 S3829 - Flood Insurance Pricing Transparency Act S3934 - Homeowner Flood Insurance Transparency and Protection Act S4533 - A bill to reauthorize the National Flood Insurance Program Discussions with the U.S. House of Representatives and the U.S. Senate regarding the National Flood Insurance Program (NFIP). Communications with Congress about increased FY2022 FEMA Flood Risk Mapping Program Funding COVID-19 Relief S404 - Coronavirus Housing Counseling Improvement Act S723 - PPP Extension Act of 2021 S1249 - PPP Flexibility for Farmers, Ranchers, and the Self-Employed Act National Disaster Risk Reinsurance Program HR7643 - FAITH Act of 2022 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance. Communications with Fannie Mae regarding climate risk. Communications with Freddie Mac regarding climate risk. Communications with the Federal Housing Finance Agency (FHFA) regarding climate risk.

Cannabis Businesses Access to Banking HR1996 - SAFE Banking Act HR4350 - National Defense Authorization Act S910 - SAFE Banking Act Anti-Money Laundering HR__ - KLEPTO bill HR5525 - ENABLERS Act Communications with the Financial Crimes Enforcement Network (FinCEN) within the Department of the Treasury regarding anti-money laundering regulations.

Fair housing protections HR5 - Equality Act HR68 - Housing Fairness Act of 2021 HR2471 - Consolidated Appropriations Act of 2022 HR5376 - Inflation Reduction Act of 2022 S769 - Housing Fairness Act of 2021 S2549 - Mapping Housing Discrimination Act Conversations with the House of Representatives regarding increased funding for fair housing enforcement in the FY2022 THUD appropriations bill Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing issues. VA Loan Programs HR8616 - VA Loan Informed Disclosure Act of 2022 Communications with Congress regarding the VA Home Loan Guarantee program and VA Lending. Down-payment Assistance HR5376 - Inflation Reduction Act of 2022 HR8340 - Educator Down Payment Assistance Act Discussions with the House of Representatives and the Senate about down-payment assistance programs. CDC Eviction Moratorium/Emergency Rental Assistance Program Funding HR5196 - Expanding Assistance to Renters and Landlords Act of 2021 COVID-19 Relief S404 - Coronavirus Housing Counseling Improvement Act FHA Programs HR1395 - Housing Financial Literacy Act of 2021 HR1532 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 HR3172 - Homes for Every Local Protector, Educator, and Responder Act of 2021 HR6880 - Choice in Affordable Housing Act of 2022 S2131 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 Conversations with the House of Representatives and Senate regarding FHA and HUD programs. Violence Against Women Act Reauthorization HR1620 - Violence Against Women Act Reauthorization Act of 2021 HR2471 - Consolidated Appropriations Act of 2022 S527 - Protecting Domestic Violence and Stalking Victims Act of 2021 S3623 - Violence Against Women Reauthorization Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Appraisal/FHA Programs Discussions with the Senate on proposed legislation to amend the National Housing Act to authorize State-licensed appraisers to conduct appraisals in connection with mortgages insured by the FHA and to ensure compliance with the existing appraiser education and competency requirements, and for other purposes. Affordable Housing HR2126 - Housing Supply and Affordability Act HR2471 - Consolidated Appropriations Act of 2022 HR5305 - Extending Government Funding and Delivering Emergency Assistance Act HR5376 - Inflation Reduction Act of 2022 S902 - A bill to authorize a grant program for the development and implementation of housing supply and affordability plans, and for other purposes. S1820 - Choice in Affordable Housing Act of 2021 Communications with Congressional leadership re: housing affordability issues Unlocking Possibilities Program HR5376 - Inflation Reduction Act of 2022 FHFA Leadership Letter to the Senate in support of confirming Sandra Thompson as director of the Federal Housing Finance Agency (FHFA). FHA Leadership Communications with the U.S. Senate in support of the nomination of Julia Gordon as Commissioner. Rural Housing HR5305 - Extending Government Funding and Delivering Emergency Assistance Act Rental Housing HR5305 - Extending Government Funding and Delivering Emergency Assistance Act HR5376 - Inflation Reduction Act of 2022 HR9062 - Respect State Housing Laws Act Conversations with the Department of Housing and Urban Development (HUD) regarding mortgage insurance premiums, condominium guidance, the Housing Choice Voucher program, Title 1 loan limits, FHA loans, appraisals, and rental housing issues. Conversations with the White House real estate and housing policy, affordable housing supply, the Housing Choice Voucher program, and rental housing issues. Discussions with the U.S. Treasury Department regarding rental housing issues. Conversations with the Federal Housing Finance Agency (FHFA) regarding housing equity, condominium guidelines, and rental housing issues. Conversations with the Appraisal Subcommittee regarding the PAVE task force. Conversations with the U.S. Department of Agriculture (USDA) regarding rental housing issues and the rural housing service. Conversations with the Department of Veterans Affairs (VA) regarding the VA loan guaranty program, appraisal requirements for the home loan guaranty program, and rental housing issues. Conversations with the Consumer Finance Protection Bureau regarding rental housing issues. Conversations with the U.S. Department of Agriculture regarding rental housing issues. Conversations with the National Economic Council regarding housing supply issues. Conversations with Ginnie Mae regarding the FHA Title I program.

Fair Housing Protections HR5 - Equality Act HR68 - Housing Fairness Act of 2021 HR2471 - Consolidated Appropriations Act, 2022 S769 - Housing Fairness Act of 2021 S2549 - Mapping Housing Discrimination Act Conversations with the House Select Committee regarding fair housing policy. Disparate Impact HR5376 - Inflation Reduction Act of 2022 Credit Discrimination HR166 - Fair Lending for All Act HR8985 - Credit Access and Inclusion Act of 2022 Conversations with the House Financial Services Committee regarding Community Redevelopment Act (CRA) modernization. TILA - Language Access HR3009 - Improving Language Access in Mortgage Servicing Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Student Loan Debt Communications with the Senate Banking Committee regarding impact of student loan debt on racial justice, borrowers, and the economy Equal Access to Housing and Financial Services Statement for the Record: HFSC Hearing Justice for All: Achieving Racial Equity Through Access to Housing and Financial Services Racial Discrimination in Housing Letter to the Senate Banking Committee for its hearing Separate and Unequal: The Legacy of Racial Discrimination in Housing Unlocking Possibilities Program HR5376 - Inflation Reduction Act of 2022 Downpayment Assistance HR4495 - Downpayment Toward Equity Act Fair Lending Conversations with the Senate Banking Committee regarding fair lending practices and policies. Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing and downpayment issues.

Extension and Expansion of Credits for Paid Sick and Family Leave and Employee Retention HR1319 - The American Rescue Plan Act of 2021 State and Local Tax Deduction HR202 - SALT Fairness Act HR613 - SALT Deductibility Act HR946 - SALT Act HR2439 - SALT Fairness for Working Families Act HR3925 - SHELTER Act HR5565 - Banana Stand Money Act S85 - SALT Deductibility Act S804 - SALT Deduction Fairness Act Communications with the House of Representatives re: the SALT cap. Section 199A Deduction HR1381 - Main Street Certainty Act HR5376 - Inflation Reduction Act of 2022S480 - Main Street Tax Certainty Act S2387, the Small Business Tax Fairness Act Communications with the House Ways & Means Committee and the Senate Finance Committee opposing the repeal of the Section 199A Qualified Business Interest Deduction. Opportunity Zones HR970 - The Opportunity Zone Extension Act HR4177 - The Expanding Opportunity Zones Act Communications with the U.S. Senate in support of extending the Qualified Opportunity Zone program deadlines. Section 1031 Like-Kind Exchanges HR1742 - The Real Estate Exchange Fairness Act HR5376 - Inflation Reduction Act of 2022 Conversations with the U.S. House of Representatives and the U.S. Senate in support of retaining Section 1031 Like-Kind Exchanges. Neighborhood Homes Investment Act S98 - The Neighborhood Homes Investment Act HR2143 - The Neighborhood Homes Investment Act Conversations with the U.S. House of Representatives and the U.S. Senate supporting bolstering the NHIA. First time homebuyer tax credits HR2863 - First-Time Homebuyer Act of 2021 Conversations with the U.S. House of Representatives and the U.S. Senate in support of a first-time homebuyer tax credit. Low Income Housing Tax Credit HR4204, the Affordable House Act Conversations with the U.S. House of Representatives and the U.S. Senate in support of bolstering the Low Income Housing Tax Credit. Increasing Housing Supply Conversations with the U.S. House of Representatives and the U.S. Senate in support of tax incentives to create more housing supply and more housing options for first-time homebuyers. Communications with the House and Senate regarding legislative proposals to convert underused/abandoned commercial properties into residential real estate Estate Tax Reform HR1712 - Death Tax Repeal Act HR5376 - Inflation Reduction Act of 2022 S617 - Death Tax Repeal Act Affordable Housing HR2573 - Affordable Housing Credit Improvement Act of 2021 HR2768 - American Housing and Economic Mobility Act HR5376 - Inflation Reduction Act of 2022 S1136 - Affordable Housing Credit Improvement Act of 2021 S1368 - American Housing and Economic Mobility Act Commercial Real Estate Conversion Tax Credits HR4759 - The Revitalizing Downtowns Act S2511 - The Revitalizing Downtowns Act Discussions with the House and Senate regarding policy proposals to encourage converting underutilized commercial real estate into residential housing units. Carried Interest HR1068 - The Carried Interest Fairness Act HR5376 - Inflation Reduction Act of 2022 S1598 - Carried Interest Fairness Act of 2021 Capital Gains HR9015 - More Homes on the Market Act Discussions regarding proposed legislation, the Sensible Taxation and Equity Promotion (STEP) Act. Communications with the House and Senate opposing increases to the capital gains tax rate and taxing of unrealized capital gains Energy Efficiency Tax Incentives HR2346 - E-QUIP Act HR5376 - Inflation Reduction Act of 2022 Tax Credit for Disaster Mitigation/Expenses S1805 - Shelter Act REITs HR3123 - Parity for Non-Traded REITs Act Partnership Tax Rules Communications with the Senate Finance Committee about proposed legislation to change the partnership tax rules Tax Reform HR2275 - The Mortgage Debt Tax Forgiveness Act HR2276 - the Mortgage Insurance Tax Deduction Act HR2286 - A bill to treat property transferred by gift or at death as sold for fair market value HR5376 - Inflation Reduction Act of 2022 S126 - A bill to amend the Internal Revenue Code of 1986 to make permanent the individual tax provisions of the tax reform law, and for other purposes. Communications with the House and Senate opposing changes to the "step-up in basis" provision and in support of increasing the section 121 IRC exclusion. Infrastructure Proposals HR5376 - Inflation Reduction Act of 2022 Communications with the House and Senate regarding the pay-fors in the American Rescue Plan and the American Jobs Plan The Historic Tax Credit HR2266 - The Historic Tax Credit Growth and Opportunity Act HR2294 - The Historic Tax Credit Growth and Opportunity Act COVID-19 Recovery Communications with the U.S. House of Representatives and the U.S. Senate regarding the Coronavirus Recovery Fund Housing Tax Credit Statute Adjustment. Depreciation of Real Property HR7229 - Renewing Investment in American Workers and Supply Chains Act Tax incentives for housing Discussions with the House and Senate regarding policy proposals to give tax incentives for the production of residential units. Net Investment Income Tax Communications with Congressional leadership opposing the 3.8% net investment income tax. Middle Income Housing Tax Credit Discussions with the House and Senate regarding creating a "middle income housing tax credit."

GSE Reform SRes5 - Fiscal Year 2021 Budget Resolution HR3684 - Infrastructure Investment and Jobs Act Discussions with the U.S. House of Representatives and the U.S. Senate regarding GSE reform. Communications with the House and Senate regarding raising the statutory debt limit and GSEs. PSPAs Discussions with the Senate Banking Committee regarding PSPAs. QM/QRM Discussions with the Senate Banking Committee regarding QM/QRM. TILA - Language Access HR3009 - Improving Language Access in Mortgage Servicing Act of 2021 Forbearance Programs Discussions with the Senate Banking Committee regarding mortgage forbearance programs. Credit Discrimination HR166 - Fair Lending for All Act HR8985 - Credit Access and Inclusion Act of 2022 Discussions with the House Financial Services Committee in support of Community Reinvestment Act (CRA) modernization efforts. Student Loan Debt Communications with the House and Senate regarding student loan debt. Commercial Real Estate HR4759 - Revitalizing Downtowns Act HR5041 - GREATER Revitalization of Shopping Centers Act of 2021 S2591 - Revitalizing Downtowns Act Rental Housing HR9062 - Respect State Housing Laws Act Anti-Money Laundering HR5525 - ENABLERS Act Downpayment Assistance Communications with the House and Senate regarding downpayment assistance policy proposals. Private equity in housing Communications with the House and Senate regarding the role of private equity in housing finance. Mortgage reform Communications with the House and Senate regarding mortgage reform policy proposals. FHFA Leadership Communications with the Senate supporting the confirmation of Sandra Thompson as FHFA Director. FHA Leadership Communications with the Senate supporting the confirmation of Julia Gordon as FHA Commissioner. Communications with the Federal Housing Finance Agency (FHFA) regarding PAVE and condominium guidelines. Discussions with the Financial Crimes Enforcement Network (FinCEN) within the Department of the Treasury regarding anti-money laundering regulations for real estate. Discussions with the Appraisal Subcommittee regarding PAVE, the AQB for fair housing training. Discussions with the White House regarding real estate and housing policy, including inventory and supply issues, affordability, fair housing programs and enforcement, bias in appraisals, and rental housing. Communications with the National Economic Council (NEC) regarding mortgage insurance premium reductions. Communications with the Federal Reserve Board regarding Community Reinvestment Act (CRA) modernization. Communications with the Federal Deposit Insurance Corporation regarding Community Reinvestment Act (CRA) modernization. Communications with the Office of the Comptroller of the Currency within the Treasury Department regarding Community Reinvestment Act (CRA) modernization.

Pandemic Unemployment Assistance HR1319 - The American Rescue Plan Act of 2021 Independent Contractor Status HR842 - Protecting the Right to Organize Act of 2021 S420 - Protecting the Right to Organize Act of 2021 Discussions with the U.S. House of Representatives and the U.S. Senate regarding independent contractor status and worker classification.

Flood Insurance HR2471 - Consolidated Appropriations Act of 2022 HR2995 - NFIP RISC Act of 2021 HR3414 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes HR3415 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes HR3416 - Community Mapping Act HR3417 - Taxpayer Exposure Mitigation Act HR4226 - Flood Insurance Fairness Act HR4699 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. HR5256 - Flood History Information Act of 2021 HR5305 - Extending Government Funding and Delivering Emergency Assistance Act HR5556 - Flood Risk Transparency for Homebuyers Act HR6119 - Further Extending Government Funding Act HR7202 - National Flood Insurance Program Affordability Act HR7221 - Increased Cost of Compliance Modernization Act of 2022 HR7364 - Stop Flood Insurance Rate Hikes Act HR7836 - Repeatedly Flood Communities Planning Assistance Act of 2022 HR8257 - Department of Homeland Security Appropriations Act, 2023 HR8036 - National Flood Insurance Program Extension Act of 2022 S558 - FLOODS Act S1960 - Flood Insurance Fairness Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S2915 - Flood Insurance Consumer Choice Act of 2021 S2947 - Flood Risk Transparency for Homebuyers Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S3128 - National Flood Insurance Program Reauthorization and Reform Act of 2021 S3829 - Flood Insurance Pricing Transparency Act S3934 - Homeowner Flood Insurance Transparency and Protection Act S4533 - A bill to reauthorize the National Flood Insurance Program Discussions with the U.S. House of Representatives and the U.S. Senate regarding the National Flood Insurance Program (NFIP). Communications with Congress about increased FY2022 FEMA Flood Risk Mapping Program Funding Association Health Plans HR4547 - Association Health Plans Act of 2021 Letter to the House Healthy Futures Task Force Affordability Subcommittee regarding the Affordable Health Care RFI. Discussions with the House Education and Labor Committee regarding AHPs. National Disaster Risk Reinsurance Program HR7643 - FAITH Act of 2022 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance. Communications with Fannie Mae regarding climate risk. Communications with the Federal Housing Finance Agency (FHFA) regarding climate risk. Communications with the National Economic Council regarding mortgage insurance premiums reduction.

COVID-19 Relief for Small Businesses and Independent Contractors S1249 - PPP Flexibility for Farmers, Ranchers, and the Self-Employed Act

Privacy and Data Security HR1816 - To require the Federal Trade Commission to promulgate regulations related to sensitive personal information, and for other purposes. HR8152 - American Data Privacy and Protection Act Communications with the Senate Commerce Committee about data privacy and security policy. Remote Online Notarization S1625 - Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act HR4350 - National Defense Authorization Act HR3962 - Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act Communications with the House Committee on Rules regarding support for Amendment #543 Broadband Access HR2471 - Consolidated Appropriations Act of 2022 S2017 - The Broadband Reform and Investment (BRIDGE) Act Discussions with the U.S. House or Representatives and the U.S. Senate in support of funding for increased broadband access. Consumer Financial Protection Bureau HR4773 - The Consumer Financial Protection Commission Act Anti-Money Laundering HR5525 - ENABLERS Act Census Bureau Funding Communications with the House Appropriations Subcommittee on Commerce, Justice, Science and Related Agencies regarding FY2023 Census Bureau Funding. Conversations with the House of Representatives and the Senate regarding anti-money laundering regulations and policy proposals. Communications with the Financial Crimes Enforcement Network (FinCEN) within the Department of the Treasury regarding anti-money laundering regulations. Communications with the Consumer Financial Protection Bureau about wire fraud issues, consumer protections and education, and qualified mortgages (QM).

Cannabis Businesses Access to Banking HR1996 - SAFE Banking Act HR4350 - National Defense Authorization Act S910 - SAFE Banking Act Anti-Money Laundering HR__ - KLEPTO bill HR5525 - ENABLERS Act Communications with the Financial Crimes Enforcement Network (FinCEN) within the Department of the Treasury regarding anti-money laundering regulations.

GSE Reform SRes5 - Fiscal Year 2021 Budget Resolution HR3684 - Infrastructure Investment and Jobs Act Discussions with the U.S. House of Representatives and the U.S. Senate regarding GSE reform. Communications with the House and Senate regarding raising the statutory debt limit and GSEs. PSPAs Discussions with the Senate Banking Committee regarding PSPAs. QM/QRM Discussions with the Senate Banking Committee regarding QM/QRM. TILA - Language Access HR3009 - Improving Language Access in Mortgage Servicing Act of 2021 Forbearance Programs Discussions with the Senate Banking Committee regarding mortgage forbearance programs. Credit Discrimination HR166 - Fair Lending for All Act Student Loan Debt Communications with the House and Senate regarding student loan debt. Commercial Real Estate HR4759 - Revitalizing Downtowns Act HR5041 - GREATER Revitalization of Shopping Centers Act of 2021 S2591 - Revitalizing Downtowns Act Anti-Money Laundering HR5525 - ENABLERS Act Downpayment Assistance Communications with the House and Senate regarding downpayment assistance policy proposals. Private equity in housing Communications with the House and Senate regarding the role of private equity in housing finance. Mortgage reform Communications with the House and Senate regarding mortgage reform policy proposals. FHFA Leadership Communications with the Senate supporting the confirmation of Sandra Thompson as FHFA Director. Communications with the Federal Housing Finance Agency (FHFA) regarding PAVE, condo financing, and downpayment assistance. Communications with the Financial Crimes Enforcement Network (FinCEN) within the Department of the Treasury regarding anti-money laundering regulations. Discussions with the White House regarding real estate and housing policy, including inventory and supply issues, affordability, fair housing programs and enforcement, bias in appraisals, and rental housing.

Infrastructure HR__ - Build More Transit Near Housing Act HR2471 - Consolidated Appropriations Act of 2022 HR3684 - Infrastructure Investment and Jobs Act HR5376 - Build Back Better Act S902 - Housing Supply and Affordability Act S1931 - Surface Transportation Reauthorization Act of 2021 Communications with the House and Senate to discuss housing as infrastructure.

Flood Insurance HR2471 - Consolidated Appropriations Act of 2022 HR2995 - NFIP RISC Act of 2021 HR3414 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes HR3415 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes HR3416 - Community Mapping Act HR3417 - Taxpayer Exposure Mitigation Act HR4226 - Flood Insurance Fairness Act HR4699 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. HR5256 - Flood History Information Act of 2021 HR5556 - Flood Risk Transparency for Homebuyers Act HR6119 - Further Extending Government Funding Act HR7202 - National Flood Insurance Program Affordability Act HR7221 - Increased Cost of Compliance Modernization Act of 2022 HR7364 - Stop Flood Insurance Rate Hikes Act HR7836 - Repeatedly Flood Communities Planning Assistance Act of 2022 HR8257 - Department of Homeland Security Appropriations Act, 2023 HR8036 - National Flood Insurance Program Extension Act of 2022 S558 - FLOODS Act S1960 - Flood Insurance Fairness Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S2915 - Flood Insurance Consumer Choice Act of 2021 S2947 - Flood Risk Transparency for Homebuyers Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S3128 - National Flood Insurance Program Reauthorization and Reform Act of 2021 S3829 - Flood Insurance Pricing Transparency Act S3934 - Homeowner Flood Insurance Transparency and Protection Act S4533 - A bill to reauthorize the National Flood Insurance Program Discussions with the U.S. House of Representatives and the U.S. Senate regarding the National Flood Insurance Program (NFIP). Communications with Congress about increased FY2022 FEMA Flood Risk Mapping Program Funding Association Health Plans HR4547 - Association Health Plans Act of 2021 Letter to the House Healthy Futures Task Force Affordability Subcommittee regarding the Affordable Health Care RFI. Discussions with the House Education and Labor Committee regarding AHPs. National Disaster Risk Reinsurance Program HR7643 - FAITH Act of 2022 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance. Communications with Fannie Mae regarding flood insurance. Communications with the Federal Housing Finance Agency (FHFA) regarding flood insurance. Communications with the Federal Housing Administration (FHA) within the Department of Housing and Urban Development (HUD) regarding flood insurance.

Privacy and Data Security HR1816 - To require the Federal Trade Commission to promulgate regulations related to sensitive personal information, and for other purposes. HR8152 - American Data Privacy and Protection Act Communications with the Senate Commerce Committee about data privacy and security policy. Remote Online Notarization S1625 - Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act HR4350 - National Defense Authorization Act HR3962 - Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act Discussions with the U.S. House of Representatives and the U.S. Senate in support of federal Remote Online Notarization ("RON") policies. Broadband Access HR2471 - Consolidated Appropriations Act of 2022 S2017 - The Broadband Reform and Investment (BRIDGE) Act Discussions with the U.S. House or Representatives and the U.S. Senate in support of funding for increased broadband access. Consumer Financial Protection Bureau HR4773 - The Consumer Financial Protection Commission Act Anti-Money Laundering HR5525 - ENABLERS Act Census Bureau Funding Communications with the House and Senate regarding FY2023 Census Bureau Funding Conversations with the House of Representatives and the Senate regarding anti-money laundering regulations and policy proposals. Communications with the Financial Crimes Enforcement Network (FinCEN) within the Department of the Treasury regarding anti-money laundering regulations. Communications with the Consumer Financial Protection Bureau about wire fraud issues, consumer protections and education, and qualified mortgages (QM).

Flood Insurance HR2471 - Consolidated Appropriations Act of 2022 HR2995 - NFIP RISC Act of 2021 HR3414 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes HR3415 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes HR3416 - Community Mapping Act HR3417 - Taxpayer Exposure Mitigation Act HR4226 - Flood Insurance Fairness Act HR4699 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. HR5256 - Flood History Information Act of 2021 HR5556 - Flood Risk Transparency for Homebuyers Act HR6119 - Further Extending Government Funding Act HR7202 - National Flood Insurance Program Affordability Act HR7221 - Increased Cost of Compliance Modernization Act of 2022 HR7364 - Stop Flood Insurance Rate Hikes Act HR7836 - Repeatedly Flood Communities Planning Assistance Act of 2022 HR8257 - Department of Homeland Security Appropriations Act, 2023 HR8036 - National Flood Insurance Program Extension Act of 2022 S558 - FLOODS Act S1960 - Flood Insurance Fairness Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S2915 - Flood Insurance Consumer Choice Act of 2021 S2947 - Flood Risk Transparency for Homebuyers Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S3128 - National Flood Insurance Program Reauthorization and Reform Act of 2021 S3829 - Flood Insurance Pricing Transparency Act S3934 - Homeowner Flood Insurance Transparency and Protection Act S4533 - A bill to reauthorize the National Flood Insurance Program Discussions with the U.S. House of Representatives and the U.S. Senate regarding the National Flood Insurance Program (NFIP). Communications with Congress about increased FY2022 FEMA Flood Risk Mapping Program Funding COVID-19 Relief S404 - Coronavirus Housing Counseling Improvement Act S723 - PPP Extension Act of 2021 S1249 - PPP Flexibility for Farmers, Ranchers, and the Self-Employed Act National Disaster Risk Reinsurance Program HR7643 - FAITH Act of 2022 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance. Communications with Fannie Mae regarding flood insurance. Communications with the Federal Housing Finance Agency (FHFA) regarding flood insurance. Communications with the Federal Housing Administration (FHA) within the Department of Housing and Urban Development (HUD) regarding flood insurance.

Fair Housing Protections HR5 - Equality Act HR68 - Housing Fairness Act of 2021 HR2471 - Consolidated Appropriations Act, 2022 S769 - Housing Fairness Act of 2021 S2549 - Mapping Housing Discrimination Act Conversations with the House Select Committee regarding fair housing policy. Disparate Impact HR5376 - Build Back Better Act Credit Discrimination HR166 - Fair Lending for All Act TILA - Language Access HR3009 - Improving Language Access in Mortgage Servicing Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Student Loan Debt Communications with the Senate Banking Committee regarding impact of student loan debt on racial justice, borrowers, and the economy Equal Access to Housing and Financial Services Statement for the Record: HFSC Hearing Justice for All: Achieving Racial Equity Through Access to Housing and Financial Services Racial Discrimination in Housing Letter to the Senate Banking Committee for its hearing Separate and Unequal: The Legacy of Racial Discrimination in Housing Unlocking Possibilities Program HR5376 - Build Back Better Act Downpayment Assistance HR4495 - Downpayment Toward Equity Act Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing and downpayment issues. Discussions with the Federal Housing Finance Agency (FHFA) regarding a fair housing database.

COVID-19 Relief for Small Businesses and Independent Contractors S1249 - PPP Flexibility for Farmers, Ranchers, and the Self-Employed Act

Fair housing protections HR5 - Equality Act HR68 - Housing Fairness Act of 2021 HR2471 - Consolidated Appropriations Act of 2022 HR5376 - Build Back Better Act S769 - Housing Fairness Act of 2021 S2549 - Mapping Housing Discrimination Act Conversations with the House of Representatives regarding increased funding for fair housing enforcement in the FY2022 THUD appropriations bill Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing issues. VA Loan Programs Communications with Congress regarding the VA Home Loan Guarantee program and VA Lending. Down-payment Assistance HR5376 - Build Back Better Act HR8340 - Educator Down Payment Assistance Act Discussions with the House of Representatives and the Senate about down-payment assistance programs. Affordable Housing S902 - Housing Supply and Affordability Act S1820 - Choice in Affordable Housing Act of 2021 Communications with Congressional leadership re: housing affordability issues CDC Eviction Moratorium/Emergency Rental Assistance Program Funding HR5196 - Expanding Assistance to Renters and Landlords Act of 2021 COVID-19 Relief S404 - Coronavirus Housing Counseling Improvement Act FHA Programs HR1395 - Housing Financial Literacy Act of 2021 HR1532 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 HR3172 - Homes for Every Local Protector, Educator, and Responder Act of 2021 HR6880 - Choice in Affordable Housing Act of 2022 S2131 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 Conversations with the House of Representatives and Senate regarding FHA and HUD programs. Violence Against Women Act Reauthorization HR1620 - Violence Against Women Act Reauthorization Act of 2021 HR2471 - Consolidated Appropriations Act of 2022 S527 - Protecting Domestic Violence and Stalking Victims Act of 2021 S3623 - Violence Against Women Reauthorization Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Appraisal/FHA Programs Discussions with the Senate on proposed legislation to amend the National Housing Act to authorize State-licensed appraisers to conduct appraisals in connection with mortgages insured by the FHA and to ensure compliance with the existing appraiser education and competency requirements, and for other purposes. Affordable Housing HR2126 - Housing Supply and Affordability Act HR2471 - Consolidated Appropriations Act of 2022 S902 - A bill to authorize a grant program for the development and implementation of housing supply and affordability plans, and for other purposes. Communications with the House Select Committee on affordable housing issues. Unlocking Possibilities Program HR5376 - Build Back Better Act FHFA Leadership Letter to the Senate in support of confirming Sandra Thompson as director of the Federal Housing Finance Agency (FHFA). Conversations with the Department of Housing and Urban Development (HUD) regarding mortgage insurance premiums, condominium single unit approval requirements, appraisal requirements, the Housing Choice Voucher program, FHA multi-family insurance premiums, Title 1 loan limits, the 203(K) loan program, FHA loans, appraisals, and rental housing issues. Conversations with the White House real estate and housing policy, affordable housing supply, and rental housing issues. Discussions with the U.S. Treasury Department regarding rental housing issues. Conversations with the Federal Housing Finance Agency (FHFA) regarding housing equity, the PAVE task force, downpayment assistance, condo guidelines, and rental housing issues. Conversations with the Appraisal Subcommittee regarding the PAVE task force. Conversations with the U.S. Department of Agriculture (USDA) regarding rental housing issues and the rural housing service. Conversations with the Department of Veterans Affairs (VA) regarding the VA loan guaranty program, appraisal requirements for the home loan guaranty program, and rental housing issues.

Pandemic Unemployment Assistance HR1319 - The American Rescue Plan Act of 2021 Independent Contractor Status HR842 - Protecting the Right to Organize Act of 2021 S420 - Protecting the Right to Organize Act of 2021 Discussions with the U.S. House of Representatives and the U.S. Senate regarding independent contractor status and worker classification.

Independent Contractor Status HR842 - Protecting the Right to Organize Act of 2021 S420 - Protecting the Right to Organize Act of 2021 Discussions with the U.S. House of Representatives and the U.S. Senate regarding independent contractor status and worker classification. Discussions with the Department of Labor (DOL) regarding worker classification.

Pandemic Unemployment Assistance HR1319 - The American Rescue Plan Act of 2021 Independent Contractor Status HR842 - Protecting the Right to Organize Act of 2021 S420 - Protecting the Right to Organize Act of 2021 Discussions with the U.S. House of Representatives and the U.S. Senate regarding independent contractor status and worker classification.

Flood Insurance Discussions with the U.S. House of Representatives and the U.S. Senate regarding the National Flood Insurance Program (NFIP). Communications with the House and Senate re: DHS appropriations for NFIP extension, flood maps. Discussions with the House Financial Services Committee re: draft legislation to reauthorize the NFIP. Letter to Congress about increased FY2022 FEMA Flood Risk Mapping Program Funding HR2471 - Consolidated Appropriations Act of 2022 HR2995 - NFIP RISC Act of 2021 HR3414 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes HR3415 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes HR3416 - Community Mapping Act HR3417 - Taxpayer Exposure Mitigation Act HR4226 - Flood Insurance Fairness Act HR4699 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. HR5256 - Flood History Information Act of 2021 HR5556 - Flood Risk Transparency for Homebuyers Act HR6119 - Further Extending Government Funding Act HR7221 - Increased Cost of Compliance Modernization Act of 2022 S558 - FLOODS Act S1960 - Flood Insurance Fairness Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S2915 - Flood Insurance Consumer Choice Act of 2021 S2947 - Flood Risk Transparency for Homebuyers Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S3128 - National Flood Insurance Program Reauthorization and Reform Act of 2021 Association Health Plans HR4547 - Association Health Plans Act of 2021 Letter to the House Healthy Futures Task Force Affordability Subcommittee regarding the Affordable Health Care RFI. Discussions with the House Education and Labor Committee regarding AHPs. Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance. Discussions with Fannie Mae and Freddie Mac regarding flood insurance.

Cannabis Businesses Access to Banking HR1996 - SAFE Banking Act HR4350 - National Defense Authorization Act S910 - SAFE Banking Act Anti-Money Laundering HR__ - KLEPTO bill HR5525 - ENABLERS Act Communications with the Financial Crimes Enforcement Network (FinCEN) within the Department of the Treasury regarding anti-money laundering regulations.

Fair housing protections HR5 - Equality Act HR68 - Housing Fairness Act of 2021 HR2471 - Consolidated Appropriations Act of 2022 HR5376 - Build Back Better Act S769 - Housing Fairness Act of 2021 S2549 - Mapping Housing Discrimination Act Conversations with the House of Representatives regarding increased funding for fair housing enforcement in the FY2022 THUD appropriations bill Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing issues. VA Loan Programs Communications with Congress regarding the VA Home Loan Guarantee program and VA Lending. Down-payment Assistance HR5376 - Build Back Better Act Discussions with the House of Representatives about down-payment assistance programs. Affordable Housing S902 - Housing Supply and Affordability Act S1820 - Choice in Affordable Housing Act of 2021 Communications with Congressional leadership re: housing affordability issues CDC Eviction Moratorium/Emergency Rental Assistance Program Funding HR5196 - Expanding Assistance to Renters and Landlords Act of 2021 COVID-19 Relief S404 - Coronavirus Housing Counseling Improvement Act FHA Programs HR1395 - Housing Financial Literacy Act of 2021 HR1532 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 HR3172 - Homes for Every Local Protector, Educator, and Responder Act of 2021 HR6880 - Choice in Affordable Housing Act of 2022 S2131 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 Conversations with the House of Representatives and Senate regarding FHA and HUD programs. Violence Against Women Act Reauthorization HR1620 - Violence Against Women Act Reauthorization Act of 2021 HR2471 - Consolidated Appropriations Act of 2022 S527 - Protecting Domestic Violence and Stalking Victims Act of 2021 S3623 - Violence Against Women Reauthorization Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Appraisal/FHA Programs Discussions with the Senate on proposed legislation to amend the National Housing Act to authorize State-licensed appraisers to conduct appraisals in connection with mortgages insured by the FHA and to ensure compliance with the existing appraiser education and competency requirements, and for other purposes. Affordable Housing HR2126 - Housing Supply and Affordability Act HR2471 - Consolidated Appropriations Act of 2022 S902 - A bill to authorize a grant program for the development and implementation of housing supply and affordability plans, and for other purposes. Communications with the House Select Committee on affordable housing issues. Unlocking Possibilities Program HR5376 - Build Back Better Act FHFA Leadership Letter to the Senate in support of confirming Sandra Thompson as director of the Federal Housing Finance Agency (FHFA). Conversations with the Department of Housing and Urban Development (HUD) regarding FHA loans, appraisals, the Emergency Rental Assistance Program (ERAP), and multifamily housing issues. Conversations with the Consumer Financial Protection Bureau regarding housing affordability, fair housing and fair lending. Conversations with the White House real estate and housing policy issues. Discussions with the U.S. Treasury Department regarding Emergency Rental Assistance program guidelines. Conversations with the Federal Housing Finance Agency (FHFA) regarding housing equity and PAVE. Conversations with the U.S. Department of Agriculture (USDA) regarding rural housing loans. Conversations with the Department of Veterans Affairs (VA) regarding the VA loan guaranty program and appraisals.

Fair Housing Protections HR5 - Equality Act HR68 - Housing Fairness Act of 2021 HR2471 - Consolidated Appropriations Act, 2022 S769 - Housing Fairness Act of 2021 S2549 - Mapping Housing Discrimination Act Conversations with the House Select Committee regarding fair housing policy. Disparate Impact HR5376 - Build Back Better Act Credit Discrimination HR166 - Fair Lending for All Act TILA - Language Access HR3009 - Improving Language Access in Mortgage Servicing Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Student Loan Debt Communications with the Senate Banking Committee regarding impact of student loan debt on racial justice, borrowers, and the economy Equal Access to Housing and Financial Services Statement for the Record: HFSC Hearing Justice for All: Achieving Racial Equity Through Access to Housing and Financial Services Racial Discrimination in Housing Letter to the Senate Banking Committee for its hearing Separate and Unequal: The Legacy of Racial Discrimination in Housing Unlocking Possibilities Program HR5376 - Build Back Better Act Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing issues. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding fair housing and fair lending issues.

Flood Insurance HR2471 - Consolidated Appropriations Act of 2022 HR2995 - NFIP RISC Act of 2021 HR3414 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes HR3415 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes HR3416 - Community Mapping Act HR3417 - Taxpayer Exposure Mitigation Act HR4226 - Flood Insurance Fairness Act HR4699 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. HR5256 - Flood History Information Act of 2021 HR5556 - Flood Risk Transparency for Homebuyers Act HR6119 - Further Extending Government Funding Act HR7221 - Increased Cost of Compliance Modernization Act of 2022 S558 - FLOODS Act S1960 - Flood Insurance Fairness Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S2915 - Flood Insurance Consumer Choice Act of 2021 S2947 - Flood Risk Transparency for Homebuyers Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S3128 - National Flood Insurance Program Reauthorization and Reform Act of 2021 Discussions with the U.S. House of Representatives and the U.S. Senate regarding the National Flood Insurance Program (NFIP). Communications with Congress about increased FY2022 FEMA Flood Risk Mapping Program Funding COVID-19 Relief HR1319 - American Rescue Plan Act of 2021 HR1799 - PPP Extension Act of 2021 S404 - Coronavirus Housing Counseling Improvement Act S723 - PPP Extension Act of 2021 S1249 - PPP Flexibility for Farmers, Ranchers, and the Self-Employed Act Communications with the Treasury Department regarding the Emergency Rental Assistance Program (ERAP). Communications with the Department of Housing and Urban Development (HUD) regarding the Emergency Rental Assistance Program. Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance. Communications with Fannie Mae and Freddie Mac regarding flood insurance. Conversations with the Government Accountability Office (GAO) regarding the Small Business Administration's (SBA) Emergency Income Disaster Loan (EIDL) program.

Infrastructure HR__ - Build More Transit Near Housing Act HR2471 - Consolidated Appropriations Act of 2022 HR3684 - Infrastructure Investment and Jobs Act HR5376 - Build Back Better Act S902 - Housing Supply and Affordability Act S1931 - Surface Transportation Reauthorization Act of 2021 Communications with the House and Senate to discuss housing as infrastructure.

Extension and Expansion of Credits for Paid Sick and Family Leave and Employee Retention HR1319 - The American Rescue Plan Act of 2021 State and Local Tax Deduction HR202 - SALT Fairness Act HR613 - SALT Deductibility Act HR946 - SALT Act HR2439 - SALT Fairness for Working Families Act HR3925 - SHELTER Act HR5565 - Banana Stand Money Act S85 - SALT Deductibility Act S804 - SALT Deduction Fairness Act Communications with the House of Representatives re: the SALT cap. Section 199A Deduction HR1381 - Main Street Certainty Act S480 - Main Street Tax Certainty Act S2387, the Small Business Tax Fairness Act Communications with the House Ways & Means Committee and the Senate Finance Committee opposing the repeal of the Section 199A Qualified Business Interest Deduction Opportunity Zones HR970 - The Opportunity Zone Extension Act HR4177 - The Expanding Opportunity Zones Act Communications with the U.S. Senate in support of extending the Qualified Opportunity Zone program deadlines. Section 1031 Like-Kind Exchanges HR1742 - The Real Estate Exchange Fairness Act Conversations with the U.S. House of Representatives and the U.S. Senate in support of retaining Section 1031 Like-Kind Exchanges. Neighborhood Homes Investment Act S98 - The Neighborhood Homes Investment Act HR2143 - The Neighborhood Homes Investment Act Conversations with the U.S. House of Representatives and the U.S. Senate supporting bolstering the NHIA. First time homebuyer tax credits HR2863 - First-Time Homebuyer Act of 2021 Conversations with the U.S. House of Representatives and the U.S. Senate in support of a first-time homebuyer tax credit. Low Income Housing Tax Credit HR4204, the Affordable House Act Conversations with the U.S. House of Representatives and the U.S. Senate in support of bolstering the Low Income Housing Tax Credit. Increasing Housing Supply Conversations with the U.S. House of Representatives and the U.S. Senate in support of tax incentives to create more housing supply and more housing options for first-time homebuyers. Communications with the House and Senate regarding legislative proposals to convert underused/abandoned commercial properties into residential real estate Estate Tax Reform HR1712 - Death Tax Repeal Act S617 - Death Tax Repeal Act Affordable Housing HR2573 - Affordable Housing Credit Improvement Act of 2021 HR2768 - American Housing and Economic Mobility Act S1136 - Affordable Housing Credit Improvement Act of 2021 S1368 - American Housing and Economic Mobility Act Commercial Real Estate Conversion Tax Credits HR4759 - The Revitalizing Downtowns Act S2511 - The Revitalizing Downtowns Act Carried Interest HR1068 - The Carried Interest Fairness Act S1598 - Carried Interest Fairness Act of 2021 Capital Gains Discussions regarding proposed legislation, the Sensible Taxation and Equity Promotion (STEP) Act. Communications with the House and Senate opposing increases to the capital gains tax rate and taxing of unrealized capital gains Energy Efficiency Tax Incentives HR2346 - E-QUIP Act Tax Credit for Disaster Mitigation/Expenses S1805 - Shelter Act REITs HR3123 - Parity for Non-Traded REITs Act Partnership Tax Rules Communications with the Senate Finance Committee about proposed legislation to change the partnership tax rules Tax Reform HR2275 - The Mortgage Debt Tax Forgiveness Act HR2276 - the Mortgage Insurance Tax Deduction Act HR2286 - A bill to treat property transferred by gift or at death as sold for fair market value S126 - A bill to amend the Internal Revenue Code of 1986 to make permanent the individual tax provisions of the tax reform law, and for other purposes. Communications with the House and Senate opposing changes to the "step-up in basis" provision Infrastructure Proposals HR5376 - Build Back Better Act Communications with the House and Senate regarding the pay-fors in the American Rescue Plan and the American Jobs Plan The Historic Tax Credit HR2266 - The Historic Tax Credit Growth and Opportunity Act HR2294 - The Historic Tax Credit Growth and Opportunity Act COVID-19 Recovery Communications with the U.S. House of Representatives and the U.S. Senate regarding the Coronavirus Recovery Fund Housing Tax Credit Statute Adjustment. Depreciation of Real Property HR722 9 - Renewing Investment in American Workers and Supply Chains Act

GSE Reform SRes5 - Fiscal Year 2021 Budget Resolution HR3684 - Infrastructure Investment and Jobs Act Discussions with the U.S. House of Representatives and the U.S. Senate regarding GSE reform. Communications with the House and Senate regarding raising the statutory debt limit and GSEs. PSPAs Discussions with the Senate Banking Committee regarding PSPAs. QM/QRM Discussions with the Senate Banking Committee regarding QM/QRM. TILA - Language Access HR3009 - Improving Language Access in Mortgage Servicing Act of 2021 Forbearance Programs Discussions with the Senate Banking Committee regarding mortgage forbearance programs. Credit Discrimination HR166 - Fair Lending for All Act Student Loan Debt Communications with the House and Senate regarding student loan debt. Commercial Real Estate HR4759 - Revitalizing Downtowns Act HR5041 - GREATER Revitalization of Shopping Centers Act of 2021 S2591 - Revitalizing Downtowns Act Anti-Money Laundering HR5525 - ENABLERS Act Communications with the Federal Housing Finance Agency (FHFA) regarding GSE reform and condominium financing. Communications with the Financial Crimes Enforcement Network (FinCEN) within the Department of the Treasury regarding anti-money laundering regulations. Discussions with the White House regarding real estate and housing policy, including inventory and supply issues, affordability, fair housing programs and enforcement, and bias in appraisals. Communications with the Treasury Department regarding GSE reform proposals and cryptocurrency. Discussions with the Consumer Financial Protection Bureau regarding cryptocurrency, QM, housing affordability, and fair lending.

Extension and Expansion of Credits for Paid Sick and Family Leave and Employee Retention HR1319 - The American Rescue Plan Act of 2021 State and Local Tax Deduction HR202 - SALT Fairness Act HR613 - SALT Deductibility Act HR946 - SALT Act HR2439 - SALT Fairness for Working Families Act HR3925 - SHELTER Act HR5565 - Banana Stand Money Act S85 - SALT Deductibility Act S804 - SALT Deduction Fairness Act Communications with the House of Representatives re: the SALT cap. Section 199A Deduction HR1381 - Main Street Certainty Act S480 - Main Street Tax Certainty Act S2387, the Small Business Tax Fairness Act Communications with the House Ways & Means Committee and the Senate Finance Committee opposing the repeal of the Section 199A Qualified Business Interest Deduction Opportunity Zones HR970 - The Opportunity Zone Extension Act HR4177 - The Expanding Opportunity Zones Act Communications with the U.S. Senate in support of extending the Qualified Opportunity Zone program deadlines. Section 1031 Like-Kind Exchanges HR1742 - The Real Estate Exchange Fairness Act Conversations with the U.S. House of Representatives and the U.S. Senate in support of retaining Section 1031 Like-Kind Exchanges. Neighborhood Homes Investment Act S98 - The Neighborhood Homes Investment Act HR2143 - The Neighborhood Homes Investment Act Conversations with the U.S. House of Representatives and the U.S. Senate supporting bolstering the NHIA. First time homebuyer tax credits HR2863 - First-Time Homebuyer Act of 2021 Conversations with the U.S. House of Representatives and the U.S. Senate in support of a first-time homebuyer tax credit. Low Income Housing Tax Credit HR4204, the Affordable House Act Conversations with the U.S. House of Representatives and the U.S. Senate in support of bolstering the Low Income Housing Tax Credit. Increasing Housing Supply Conversations with the U.S. House of Representatives and the U.S. Senate in support of tax incentives to create more housing supply and more housing options for first-time homebuyers. Communications with the House and Senate regarding legislative proposals to convert underused/abandoned commercial properties into residential real estate Estate Tax Reform HR1712 - Death Tax Repeal Act S617 - Death Tax Repeal Act Affordable Housing HR2573 - Affordable Housing Credit Improvement Act of 2021 HR2768 - American Housing and Economic Mobility Act S1136 - Affordable Housing Credit Improvement Act of 2021 S1368 - American Housing and Economic Mobility Act Commercial Real Estate Conversion Tax Credits HR4759 - The Revitalizing Downtowns Act S2511 - The Revitalizing Downtowns Act Carried Interest HR1068 - The Carried Interest Fairness Act S1598 - Carried Interest Fairness Act of 2021 Capital Gains Discussions regarding proposed legislation, the Sensible Taxation and Equity Promotion (STEP) Act. Communications with the House and Senate opposing increases to the capital gains tax rate and taxing of unrealized capital gains Energy Efficiency Tax Incentives HR2346 - E-QUIP Act Tax Credit for Disaster Mitigation/Expenses S1805 - Shelter Act REITs HR3123 - Parity for Non-Traded REITs Act Partnership Tax Rules Communications with the Senate Finance Committee about proposed legislation to change the partnership tax rules Tax Reform HR2275 - The Mortgage Debt Tax Forgiveness Act HR2276 - the Mortgage Insurance Tax Deduction Act HR2286 - A bill to treat property transferred by gift or at death as sold for fair market value S126 - A bill to amend the Internal Revenue Code of 1986 to make permanent the individual tax provisions of the tax reform law, and for other purposes. Communications with the House and Senate opposing changes to the "step-up in basis" provision Infrastructure Proposals HR5376 - Build Back Better Act Communications with the House and Senate regarding the pay-fors in the American Rescue Plan and the American Jobs Plan The Historic Tax Credit HR2266 - The Historic Tax Credit Growth and Opportunity Act HR2294 - The Historic Tax Credit Growth and Opportunity Act Discussions with the U.S. Treasury Department regarding tax policy, like-kind exchanges, capital gains, tax incentives for residential units, and the step-up in basis.

COVID-19 Relief for Small Businesses and Independent Contractors HR1319 - American Rescue Plan Act of 2021 HR1799 - PPP Extension Act of 2021 S723 - PPP Extension Act of 2021 S1249 - PPP Flexibility for Farmers, Ranchers, and the Self-Employed Act Communications with the U.S. House of Representatives and the U.S. Senate supporting relief for commercial real estate due to the COVID-19 Pandemic Communications with the Small Business Administration (SBA) regarding Paycheck Protection Program loan forgiveness policies.

Fair Housing Protections HR5 - Equality Act S2549 - Mapping Housing Discrimination Act Conversations with the House of Representatives regarding increased funding for fair housing enforcement in the FY 2022 THUD appropriations bill, Disparate Impact HR5376 - Build Back Better Act Credit Discrimination HR166 - Fair Lending for All Act TILA - Language Access HR3009 - Improving Language Access in Mortgage Servicing Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Student Loan Debt Communications with the Senate Banking Committee regarding impact of student loan debt on racial justice, borrowers, and the economy Equal Access to Housing and Financial Services Statement for the Record: HFSC Hearing Justice for All: Achieving Racial Equity Through Access to Housing and Financial Services Racial Discrimination in Housing Letter to the Senate Banking Committee for its hearing Separate and Unequal: The Legacy of Racial Discrimination in Housing Unlocking Possibilities Program HR5376 - Build Back Better Act Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing issues. Discussions with the Department of Housing and Urban Development (HUD) regarding the PAVE program. Discussions with the Federal Housing Finance Agency (FHFA) regarding the PAVE program.

GSE Reform SRes5 - Fiscal Year 2021 Budget Resolution HR3684 - Infrastructure Investment and Jobs Act Discussions with the U.S. House of Representatives and the U.S. Senate regarding GSE reform. Communications with the House and Senate regarding raising the statutory debt limit and GSEs. PSPAs Discussions with the Senate Banking Committee regarding PSPAs. QM/QRM Discussions with the Senate Banking Committee regarding QM/QRM. TILA - Language Access HR3009 - Improving Language Access in Mortgage Servicing Act of 2021 Forbearance Programs Discussions with the Senate Banking Committee regarding mortgage forbearance programs. Credit Discrimination HR166 - Fair Lending for All Act Student Loan Debt Communications with the House and Senate regarding student loan debt. Commercial Real Estate Discussions with the U.S. House of Representatives regarding proposals to incentivize repurposing of commercial real estate properties. Anti-Money Laundering HR5525 - ENABLERS Act Communications with the House of Representatives regarding the FY2022 Budget. Communications with the Federal Housing Finance Agency (FHFA) regarding GSE reform, the capital rule, and condo underwriting changes Communications with the Financial Crimes Enforcement Network (FinCEN) within the Department of the Treasury regarding anti-money laundering regulations. Discussions with the White House regarding U.S. economic policy.

Privacy and Data Security HR1816 - To require the Federal Trade Commission to promulgate regulations related to sensitive personal information, and for other purposes. Communications with the Senate Commerce Committee about data privacy and security policy. Remote Online Notarization S1625 - Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act HR4350 - National Defense Authorization Act HR3962 - Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act Discussions with the U.S. House of Representatives and the U.S. Senate in support of federal Remote Online Notarization ("RON") policies. Broadband Access S2017 - The Broadband Reform and Investment (BRIDGE) Act Discussions with the U.S. House or Representatives and the U.S. Senate in support of funding for increased broadband access. QM/QRM Discussions with the Senate Banking Committee regarding QM and QRM. Consumer Financial Protection Bureau HR4773 - The Consumer Financial Protection Commission Act Anti-Money Laundering HR5525 - ENABLERS Act U.S. Census Communications with the U.S. Congress regarding increased funding for the U.S. Census. Conversations with the House of Representatives and the Senate regarding pro-consumer real estate marketplace and competition issues. Communications with the Office of Management and Budget (OMB) regarding the COVID-19 employer vaccine mandate. Communications with the Financial Crimes Enforcement Network (FinCEN) within the Department of the Treasury regarding anti-money laundering regulations.

Flood Insurance Discussions with the U.S. House of Representatives and the U.S. Senate regarding the National Flood Insurance Program (NFIP). Communications with the House and Senate re: DHS appropriations for NFIP extension, flood maps. Discussions with the House Financial Services Committee re: draft legislation to reauthorize the NFIP. Letter to Congress about increased FY2022 FEMA Flood Risk Mapping Program Funding HR2995 - NFIP RISC Act of 2021 HR3414 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes HR3415 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes HR3416 - Community Mapping Act HR3417 - Taxpayer Exposure Mitigation Act HR4226 - Flood Insurance Fairness Act HR4699 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. HR5256 - Flood History Information Act of 2021 HR5556 - Flood Risk Transparency for Homebuyers Act HR6119 - Further Extending Government Funding Act S558 - FLOODS Act S1960 - Flood Insurance Fairness Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S2915 - Flood Insurance Consumer Choice Act of 2021 S2947 - Flood Risk Transparency for Homebuyers Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S3128 - National Flood Insurance Program Reauthorization and Reform Act of 2021 COVID-19 Relief HR1319 - American Rescue Plan Act of 2021 HR1799 - PPP Extension Act of 2021 S404 - Coronavirus Housing Counseling Improvement Act S723 - PPP Extension Act of 2021 S1249 - PPP Flexibility for Farmers, Ranchers, and the Self-Employed Act Communications with the House and Senate regarding the Treasury Department's Emergency Rental Assistance Program (ERAP). Communications with the Treasury Department regarding the Emergency Rental Assistance Program (ERAP). Communications with the Department of Housing and Urban Development (HUD) regarding the Emergency Rental Assistance Program, and rental assistance requirements for federally-assisted housing. Communications with the White House regarding the Treasury Department guidance for and administration of the Emergency Rental Assistance Program. Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance. Discussions with the Federal Housing Finance Agency (FHFA) regarding equity, flood insurance.

Pandemic Unemployment Assistance HR1319 - The American Rescue Plan Act of 2021 Independent Contractor Status HR842 - Protecting the Right to Organize Act of 2021 S420 - Protecting the Right to Organize Act of 2021 Discussions with the U.S. House of Representatives and the U.S. Senate regarding independent contractor status and worker classification. Discussions with the Department of Labor regarding the definition and status of "independent contractors." Unemployment Insurance Discussions with Congress regarding proposed legislation, "The Unemployment Insurance Modernization Act"

Flood Insurance Discussions with the U.S. House of Representatives and the U.S. Senate regarding the National Flood Insurance Program (NFIP). Communications with the House and Senate re: DHS appropriations for NFIP extension, flood maps. Discussions with the House Financial Services Committee re: draft legislation to reauthorize the NFIP. Letter to Congress about increased FY2022 FEMA Flood Risk Mapping Program Funding HR2995 - NFIP RISC Act of 2021 HR3414 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes HR3415 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes HR3416 - Community Mapping Act HR3417 - Taxpayer Exposure Mitigation Act HR4226 - Flood Insurance Fairness Act HR4699 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. HR5256 - Flood History Information Act of 2021 HR5556 - Flood Risk Transparency for Homebuyers Act HR6119 - Further Extending Government Funding Act S558 - FLOODS Act S1960 - Flood Insurance Fairness Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S2915 - Flood Insurance Consumer Choice Act of 2021 S2947 - Flood Risk Transparency for Homebuyers Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S3128 - National Flood Insurance Program Reauthorization and Reform Act of 2021 Association Health Plans HR4547 - Association Health Plans Act of 2021 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance. Discussions with the Federal Housing Finance Agency (FHFA) regarding equity, flood insurance. Discussions with the U.S. Department of Labor (DOL) regarding Association Health Plans (AHPs), independent contractor status.

Pandemic Unemployment Assistance HR1319 - The American Rescue Plan Act of 2021 Independent Contractor Status HR842 - Protecting the Right to Organize Act of 2021 S420 - Protecting the Right to Organize Act of 2021 Discussions with the U.S. House of Representatives and the U.S. Senate regarding independent contractor status and worker classification. Discussions with the Department of Labor regarding the definition and status of "independent contractors." Unemployment Insurance Discussions with Congress regarding proposed legislation, "The Unemployment Insurance Modernization Act"

Privacy and Data Security HR1816 - To require the Federal Trade Commission to promulgate regulations related to sensitive personal information, and for other purposes. Communications with the Senate Commerce Committee about data privacy and security policy. Remote Online Notarization S1625 - Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act HR4350 - National Defense Authorization Act HR3962 - Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act Discussions with the U.S. House of Representatives and the U.S. Senate in support of federal Remote Online Notarization ("RON") policies. Broadband Access S2017 - The Broadband Reform and Investment (BRIDGE) Act Discussions with the U.S. House or Representatives and the U.S. Senate in support of funding for increased broadband access. QM/QRM Discussions with the Senate Banking Committee regarding QM and QRM. Consumer Financial Protection Bureau HR4773 - The Consumer Financial Protection Commission Act Conversations with the Uniform Law Commission about data privacy issues. Conversations with the House of Representatives and the Senate regarding pro-consumer real estate marketplace and competition issues.

Fair housing protections HR5 - Equality Act HR5376 - Build Back Better Act S2549 - Mapping Housing Discrimination Act Conversations with the House of Representatives regarding increased funding for fair housing enforcement in the FY2022 THUD appropriations bill Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing issues. VA Loan Programs Conversations with the House of Representatives and Senate regarding VA loans. Down-payment Assistance Discussions with the House of Representatives about down-payment assistance programs. Affordable Housing S902 - Housing Supply and Affordability Act S1820 - Choice in Affordable Housing Act of 2021 Communications with Congressional leadership re: housing affordability issues CDC Eviction Moratorium/Emergency Rental Assistance Program Funding HR1319 - The American Rescue Plan Act of 2021 HR5196 - Expanding Assistance to Renters and Landlords Act of 2021 Discussions with the House Financial Services Committee regarding improvements to the Emergency Rental Assistance Program (ERAP). Communications with Congress opposing legislative proposals for a nationwide eviction moratorium COVID-19 Relief S404 - Coronavirus Housing Counseling Improvement Act FHA Programs HR1395 - Housing Financial Literacy Act of 2021 HR1532 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 HR3172 - Homes for Every Local Protector, Educator, and Responder Act of 2021 S2131 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 Conversations with the House of Representatives and Senate regarding FHA and HUD programs. Violence Against Women Act Reauthorization HR1620 - Violence Against Women Act Reauthorization Act of 2021 S527 - Protecting Domestic Violence and Stalking Victims Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Appraisal/FHA Programs Discussions with the Senate on proposed legislation to amend the National Housing Act to authorize State-licensed appraisers to conduct appraisals in connection with mortgages insured by the FHA and to ensure compliance with the existing appraiser education and competency requirements, and for other purposes. Affordable Housing S902 - A bill to authorize a grant program for the development and implementation of housing supply and affordability plans, and for other purposes. Unlocking Possibilities Program HR5376 - Build Back Better Act Conversations with the Department of Housing and Urban Development (HUD) regarding fair housing programs, FHA loans, appraisals, and the Emergency Rental Assistance Program (ERAP). Conversations with the CFPB regarding the Emergency Rental Assistance Program (ERAP). Conversations with the White House regarding the CDC Eviction Moratorium, the Treasury Department Emergency Rental Assistance program guidelines, and black homeownership collaborations. Discussions with the U.S. Treasury Department regarding the CDC Eviction Moratorium and the Treasury Department Emergency Rental Assistance program guidelines. Conversations with the Federal Housing Finance Agency (FHFA) regarding radon regulations, short-term rentals, and appraisals. Discussions with the U.S. Department of Agriculture (USDA) about rural housing loans. Discussions with the Department of Veterans Affairs (VA) regarding VA loans and related fees.

Infrastructure HR__ - Build More Transit Near Housing Act HR3684 - Infrastructure Investment and Jobs Act HR5376 - Build Back Better Act S902 - Housing Supply and Affordability Act S1931 - Surface Transportation Reauthorization Act of 2021 Communications with the Senate Banking Committee regarding infrastructure proposals Communications with the House and Senate regarding the Biden Administration's "American Jobs Plan" proposal and the pay-fors. Communications with the House and Senate to discuss housing as infrastructure. Communications with Congress regarding the Budget Reconciliation package and the Bipartisan Infrastructure Framework.

Flood Insurance Discussions with the U.S. House of Representatives and the U.S. Senate regarding the National Flood Insurance Program (NFIP). Communications with the House and Senate re: DHS appropriations for NFIP extension, flood maps. Discussions with the House Financial Services Committee re: draft legislation to reauthorize the NFIP. Letter to Congress about increased FY2022 FEMA Flood Risk Mapping Program Funding HR3414 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes HR3415 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes HR3416 - Community Mapping Act HR3417 - Taxpayer Exposure Mitigation Act HR5526 - Flood History Information Act of 2021 S558 - FLOODS Act S1960 - Flood Insurance Fairness Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 Association Health Plans HR4547 - Association Health Plans Act of 2021 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance. Discussions with Fannie Mae regarding flood insurance.

Extension and Expansion of Credits for Paid Sick and Family Leave and Employee Retention HR1319 - The American Rescue Plan Act of 2021 State and Local Tax Deduction HR202 - SALT Fairness Act HR613 - SALT Deductibility Act HR946 - SALT Act HR2439 - SALT Fairness for Working Families Act HR3925 - SHELTER Act HR5565 - Banana Stand Money Act S85 - SALT Deductibility Act S804 - SALT Deduction Fairness Act Communications with the House of Representatives re: the SALT cap. Section 199A Deduction HR1381 - Main Street Certainty Act S480 - Main Street Tax Certainty Act S2387, the Small Business Tax Fairness Act Communications with the House Ways & Means Committee and the Senate Finance Committee opposing the repeal of the Section 199A Qualified Business Interest Deduction Opportunity Zones HR970 - The Opportunity Zone Extension Act HR4177, the Expanding Opportunity Zones Act Section 1031 Like-Kind Exchanges HR1742 - The Real Estate Exchange Fairness Act Conversations with the U.S. House of Representatives and the U.S. Senate in support of retaining Section 1031 Like-Kind Exchanges. Neighborhood Homes Investment Act S98 - The Neighborhood Homes Investment Act HR2143 - The Neighborhood Homes Investment Act Conversations with the U.S. House of Representatives and the U.S. Senate supporting bolstering the NHIA. First time homebuyer tax credits HR2863 - First-Time Homebuyer Act of 2021 Conversations with the U.S. House of Representatives and the U.S. Senate in support of a first-time homebuyer tax credit. Low Income Housing Tax Credit HR4204, the Affordable House Act Conversations with the U.S. House of Representatives and the U.S. Senate in support of bolstering the Low Income Housing Tax Credit. Increasing Housing Supply Conversations with the U.S. House of Representatives and the U.S. Senate in support of tax incentives to create more housing supply and more housing options for first-time homebuyers. Communications with the House and Senate regarding legislative proposals to convert underused/abandoned commercial properties into residential real estate Estate Tax Reform HR1712 - Death Tax Repeal Act S617 - Death Tax Repeal Act Affordable Housing HR2573 - Affordable Housing Credit Improvement Act of 2021 HR2768 - American Housing and Economic Mobility Act S1136 - Affordable Housing Credit Improvement Act of 2021 S1368 - American Housing and Economic Mobility Act Commercial Real Estate Conversion Tax Credits HR4759 - The Revitalizing Downtowns Act S2511 - The Revitalizing Downtowns Act Carried Interest HR1068 - The Carried Interest Fairness Act S1598 - Carried Interest Fairness Act of 2021 Capital Gains Discussions regarding proposed legislation, the Sensible Taxation and Equity Promotion (STEP) Act. Communications with the House and Senate opposing increases to the capital gains tax rate and taxing of unrealized capital gains Energy Efficiency Tax Incentives HR2346 - E-QUIP Act Tax Credit for Disaster Mitigation/Expenses S1805 - Shelter Act REITs HR3123 - Parity for Non-Traded REITs Act Partnership Tax Rules Communications with the Senate Finance Committee about proposed legislation to change the partnership tax rules Tax Reform HR2275 - The Mortgage Debt Tax Forgiveness Act HR2276 - the Mortgage Insurance Tax Deduction Act HR2286 - A bill to treat property transferred by gift or at death as sold for fair market value S126 - A bill to amend the Internal Revenue Code of 1986 to make permanent the individual tax provisions of the tax reform law, and for other purposes. Communications with the House and Senate opposing changes to the "step-up in basis" provision Communications with the House Ways and Means Committee and Senate Finance Committee regarding proposed limitations on real estate investment Infrastructure Proposals HR5376 - Build Back Better Act Communications with the House and Senate regarding the pay-fors in the American Rescue Plan and the American Jobs Plan The Historic Tax Credit HR2266 - The Historic Tax Credit Growth and Opportunity Act HR2294 - The Historic Tax Credit Growth and Opportunity Act Discussions with the U.S. Treasury Department regarding tax policy, like-kind exchanges, capital gains, tax incentives for residential units, and the step-up in basis.

Fair Housing Protections HR5 - Equality Act S2549 - Mapping Housing Discrimination Act Conversations with the House of Representatives regarding increased funding for fair housing enforcement in the FY 2022 THUD appropriations bill, Disparate Impact HR5376 - Build Back Better Act Credit Discrimination HR166 - Fair Lending for All Act TILA - Language Access HR3009 - Improving Language Access in Mortgage Servicing Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Student Loan Debt Communications with the Senate Banking Committee regarding impact of student loan debt on racial justice, borrowers, and the economy Equal Access to Housing and Financial Services Statement for the Record: HFSC Hearing Justice for All: Achieving Racial Equity Through Access to Housing and Financial Services Racial Discrimination in Housing Letter to the Senate Banking Committee for its hearing Separate and Unequal: The Legacy of Racial Discrimination in Housing Unlocking Possibilities Program HR5376 - Build Back Better Act Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing issues. Discussions with the Department of Housing and Urban Development (HUD) regarding the FHA and Fair Housing policies.

Cannabis Businesses Access to Banking HR1996 - SAFE Banking Act HR4350 - National Defense Authorization Act S__ - SAFE Banking Act

GSE Reform SRes5 - Fiscal Year 2021 Budget Resolution HR3684 - Infrastructure Investment and Jobs Act Discussions with the U.S. House of Representatives and the U.S. Senate regarding GSE reform. Communications with the House and Senate regarding raising the statutory debt limit and GSEs. PSPAs Discussions with the Senate Banking Committee regarding PSPAs. QM/QRM Discussions with the Senate Banking Committee regarding QM/QRM. TILA - Language Access HR3009 - Improving Language Access in Mortgage Servicing Act of 2021 Forbearance Programs Discussions with the Senate Banking Committee regarding mortgage forbearance programs. Credit Discrimination HR166 - Fair Lending for All Act Student Loan Debt Communications with the House and Senate regarding impact of student loan debt on racial justice, borrowers, and the economy Commercial Real Estate Discussions with the U.S. House of Representatives regarding proposals to incentivize repurposing of commercial real estate properties. Communications with the House of Representatives regarding the FY2022 Budget. Communications with the U.S. Department of the Treasury regarding PSPAs. Communications with the Federal Housing Finance Agency (FHFA) regarding GSE reform, PSPAs, the capital rule.

COVID-19 Relief for Small Businesses and Independent Contractors HR1319 - American Rescue Plan Act of 2021 HR1799 - PPP Extension Act of 2021 S723 - PPP Extension Act of 2021 S1249 - PPP Flexibility for Farmers, Ranchers, and the Self-Employed Act Communications with the U.S. House of Representatives and the U.S. Senate supporting relief for commercial real estate due to the COVID-19 Pandemic Communications with the Small Business Administration (SBA) regarding Paycheck Protection Program loan forgiveness policies.

Fair Housing Protections HR5 - Equality Act Conversations with the House of Representatives re: appropriations for fair housing programs Credit Discrimination HR166 - Fair Lending for All Act TILA - Language Access HR3009 - Improving Language Access in Mortgage Servicing Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Student Loan Debt Communications with the Senate Banking Committee regarding impact of student loan debt on racial justice, borrowers, and the economy Equal Access to Housing and Financial Services Statement for the Record: HFSC Hearing Justice for All: Achieving Racial Equity Through Access to Housing and Financial Services Racial Discrimination in Housing Letter to the Senate Banking Committee for its hearing Separate and Unequal: The Legacy of Racial Discrimination in Housing Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing issues. Discussions with the Department of Housing and Urban Development (HUD) regarding the FHA and Fair Housing policies.

Flood Insurance Discussions with the U.S. House of Representatives and the U.S. Senate regarding the National Flood Insurance Program (NFIP). Communications with the House and Senate re: DHS appropriations for NFIP extension, flood maps. Discussions with the House Financial Services Committee re: draft legislation to reauthorize the NFIP. HR3414 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes HR3415 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes HR3416 - Community Mapping Act HR3417 - Taxpayer Exposure Mitigation Act COVID-19 Relief HR1319 - American Rescue Plan Act of 2021 HR1799 - PPP Extension Act of 2021 S404 - Coronavirus Housing Counseling Improvement Act S723 - PPP Extension Act of 2021 S1249 - PPP Flexibility for Farmers, Ranchers, and the Self-Employed Act Communications with the House and Senate regarding the CDC Eviction Moratorium and the Treasury Department's Emergency Rental Assistance Program (ERAP). Communications with the Small Business Administration (SBA) regarding the Paycheck Protection Program (PPP). Communications with the Treasury Department regarding the CDC Eviction Moratorium and the Emergency Rental Assistance Program (ERAP). Communications with the U.S. Department of Agriculture (USDA) regarding the CDC Eviction Moratorium and rental assistance for rural housing. Communications with the Department of Housing and Urban Development (HUD) regarding the CDC Eviction Moratorium, Emergency Rental Assistance Program, and rental assistance requirements for federally-assisted housing. Communications with the White House regarding the CDC Eviction Moratorium and the Treasury Department guidance for and administration of the Emergency Rental Assistance Program. Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance. Discussions with the Federal Housing Finance Agency (FHFA) regarding flood insurance.

Fair housing protections HR5 - Equality Act Conversations with the House of Representatives re: appropriations for fair housing programs Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing issues. VA Loan Programs Conversations with the House of Representatives and Senate regarding VA loans. Down-payment Assistance Discussions with the House of Representatives about down-payment assistance programs. Affordable Housing S902 - Housing Supply and Affordability Act S1820 - Choice in Affordable Housing Act of 2021 CDC Eviction Moratorium/Emergency Rental Assistance Program Funding HR1319 - The American Rescue Plan Act of 2021 Discussions with the House Financial Services Committee regarding the Emergency Rental Assistance Program (ERAP). Communications with the U.S. House of Representatives and the U.S. Senate regarding the CDC Eviction Moratorium and the Treasury Department's Emergency Rental Assistance Program (ERAP). COVID-19 Relief S404 - Coronavirus Housing Counseling Improvement Act FHA Programs HR1395 - Housing Financial Literacy Act of 2021 HR1532 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 S2131 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 Conversations with the House of Representatives and Senate regarding FHA and HUD programs. Violence Against Women Act Reauthorization HR1620 - Violence Against Women Act Reauthorization Act of 2021 S527 - Protecting Domestic Violence and Stalking Victims Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Appraisal/FHA Programs Discussions with the Senate on proposed legislation to amend the National Housing Act to authorize State-licensed appraisers to conduct appraisals in connection with mortgages insured by the FHA and to ensure compliance with the existing appraiser education and competency requirements, and for other purposes. Affordable Housing S902 - A bill to authorize a grant program for the development and implementation of housing supply and affordability plans, and for other purposes. Conversations with the Department of Housing and Urban Development (HUD) regarding the FHA, fair housing policies, FHA loans, multifamily housing programs, and the Emergency Rental Assistance Program (ERAP). Discussions with the U.S. Department of Agriculture (USDA) regarding the CDC Eviction Moratorium and the Emergency Rental Assistance Program. Conversations with the White House regarding the CDC Eviction Moratorium, the Treasury Department Emergency Rental Assistance program guidelines, and black homeownership collaborations. Discussions with the U.S. Treasury Department regarding the CDC Eviction Moratorium and the Treasury Department Emergency Rental Assistance program guidelines. Discussions with the Department of Veterans Affairs (VA) regarding the VA Home Loan Guaranty. Discussions with the Federal Housing Finance Agency (FHFA) regarding short-term rental policy.

Pandemic Unemployment Assistance HR1319 - The American Rescue Plan Act of 2021 Independent Contractor Status HR842 - Protecting the Right to Organize Act of 2021 S420 - Protecting the Right to Organize Act of 2021 Discussions with the U.S. House of Representatives and the U.S. Senate regarding independent contractor status and worker classification. Discussions with the Department of Labor regarding the definition and status of "independent contractors." Unemployment Insurance Discussions with Congress regarding proposed legislation, "The Unemployment Insurance Modernization Act" Discussions with the Department of Labor regarding independent contractor status.

GSE Reform Discussions with the U.S. House of Representatives and the U.S. Senate regarding GSE reform. PSPAs Discussions with the Senate Banking Committee regarding PSPAs. QM/QRM Discussions with the Senate Banking Committee regarding QM/QRM. TILA - Language Access HR3009 - Improving Language Access in Mortgage Servicing Act of 2021 Forbearance Programs Discussions with the Senate Banking Committee regarding mortgage forbearance programs. Credit Discrimination HR166 - Fair Lending for All Act Student Loan Debt Communications with the Senate Banking Committee regarding impact of student loan debt on racial justice, borrowers, and the economy Commercial Real Estate Discussions with the U.S. House of Representatives regarding proposals to incentivize repurposing of commercial real estate properties. Communications with the U.S. Department of the Treasury regarding GSE Reform, PSPAs, the mortgage relief fund, and anti-money laundering policies. Communications with the Federal Housing Finance Agency (FHFA) regarding "condotels," PSPAs, and conventional financing policies. Communications with the Consumer Financial Protection Bureau (CFPB) regarding post-forbearance programs.

Flood Insurance Communications with the House and Senate re: DHS appropriations for NFIP extension, flood maps Discussions with the House Financial Services Committee re: draft legislation to reauthorize the NFIP HR3417 - Taxpayer Exposure Mitigation HR3416 - Community Mapping Act HR3415 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes HR3414 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance. Discussions with the Federal Housing Finance Agency (FHFA) regarding flood insurance. Discussions with the Department of Labor regarding Association Health Plans (AHPs).

Privacy and Data Security HR1816 - To require the Federal Trade Commission to promulgate regulations related to sensitive personal information, and for other purposes. Conversations with the House and Senate regarding privacy legislation. Remote Online Notarization S1625 - Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act Discussions with the U.S. House of Representatives and the U.S. Senate in support of federal Remote Online Notarization ("RON") policies. Broadband Access S2017 - The Broadband Reform and Investment (BRIDGE) Act Discussions with the U.S. House or Representatives and the U.S. Senate in support of funding for increased broadband access. QM/QRM Discussions with the Senate Banking Committee regarding QM and QRM.

Infrastructure HR__ - Build More Transit Near Housing Act S902 - Housing Supply and Affordability Act S1931 - Surface Transportation Reauthorization Act of 2021 Communications with the Senate Banking Committee regarding infrastructure proposals Communications with the House and Senate regarding the Biden Administration's "American Jobs Plan" proposal and the pay-fors. Communications with the House and Senate to discuss housing as infrastructure.

COVID-19 Relief for Small Businesses and Independent Contractors HR1319 - American Rescue Plan Act of 2021 HR1799 - PPP Extension Act of 2021 S723 - PPP Extension Act of 2021 S1249 - PPP Flexibility for Farmers, Ranchers, and the Self-Employed Act Communications with the U.S. House of Representatives and the U.S. Senate supporting relief for commercial real estate due to the COVID-19 Pandemic Communications with the Small Business Administration (SBA) regarding the Paycheck Protection Program (PPP) and Economic Injury Disaster Loans (EIDLs).

Cannabis Businesses Access to Banking HR1996 - SAFE Banking Act S__ - SAFE Banking Act

Discussions with the U.S. House of Representatives and the U.S. Senate regarding the National Flood Insurance Program (NFIP). Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance. Discussions with the Department of Housing and Urban Development (HUD) regarding private flood insurance. Discussions with the Federal Housing Agency (FHA) regarding private flood insurance. Discussions with the Department of Labor regarding Association Health Plans (AHPs).

Cannabis Businesses Access to Banking HR1996 - SAFE Banking Act S__ - SAFE Banking Act

Pandemic Unemployment Assistance HR1319 - The American Rescue Plan Act of 2021 Independent Contractor Status HR842 - Protecting the Right to Organize Act of 2021 S420 - Protecting the Right to Organize Act of 2021 Discussions with the U.S. House of Representatives and the U.S. Senate regarding independent contractor status. Discussions with the Department of Labor regarding the definition and status of "independent contractors."

Privacy and Data Security HR1816 - To require the Federal Trade Commission to promulgate regulations related to sensitive personal information, and for other purposes. Conversations with the House and Senate regarding privacy legislation. Remote Online Notarization Discussions with the U.S. House of Representatives and the U.S. Senate in support of federal Remote Online Notarization ("RON") policies. Broadband Access Discussions with the U.S. House or Representatives and the U.S. Senate in support of funding for increased broadband access. Conversations with the Consumer Financial Protection Bureau (CFPB) regarding RESPA, Qualified Mortgages (QM), TRID, and innovation activities and initiatives.

Infrastructure HR__ - Build More Transit Near Housing Act S902 - Housing Supply and Affordability Act Communications with the Senate supporting investing in the country's infrastructure.

Flood Insurance Discussions with the U.S. House of Representatives and the U.S. Senate regarding the National Flood Insurance Program (NFIP). COVID-19 Relief HR1319 - American Rescue Plan Act of 2021 HR1799 - PPP Extension Act of 2021 S404 - Coronavirus Housing Counseling Improvement Act S723 - PPP Extension Act of 2021 Communications with the U.S. House of Representatives and the U.S. Senate supporting relief for commercial real estate due to the COVID-19 Pandemic. Communications with the U.S. House of Representatives and the U.S. Senate in support of aid to states and localities to provide COVID-19 relief. Communications with the House and Senate regarding the CDC Eviction Moratorium and the Treasury Department's Emergency Rental Assistance Program (ERAP). Communications with the Small Business Administration (SBA) regarding the Paycheck Protection Program (PPP) and Economic Injury Disaster Loans. Communications with the Treasury Department regarding the CDC Eviction Moratorium and the Emergency Rental Assistance Program (ERAP). Communications with the U.S. Department of Agriculture (USDA) regarding the CDC Eviction Moratorium and rental assistance for rural housing. Communications with the Department of Housing and Urban Development (HUD) regarding the CDC Eviction Moratorium and rental assistance requirements for federally-assisted housing. Communications with the White House regarding the CDC Eviction Moratorium and the Treasury Department guidance for the Emergency Rental Assistance Program. Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance. Discussions with the Department of Housing and Urban Development (HUD) regarding private flood insurance. Discussions with the Federal Housing Agency (FHA) regarding private flood insurance.

Fair Housing Protections HR5 - Equality Act Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing issues.

COVID-19 Relief for Small Businesses and Independent Contractors HR1319 - American Rescue Plan Act of 2021 HR1799 - PPP Extension Act of 2021 S723 - PPP Extension Act of 2021 Communications with the U.S. House of Representatives and the U.S. Senate supporting relief for commercial real estate due to the COVID-19 Pandemic Communications with the Small Business Administration (SBA) regarding the Paycheck Protection Program (PPP) and Economic Injury Disaster Loans (EIDLs). Communications with the White House regarding the Paycheck Protection Program (PPP) and Economic Injury Disaster Loans (EIDLs). Small Business Administration Support letter to the U.S. Senate Small Business Committee for the nomination of Isabel Guzman to be Administrator of the SBA.

Fair housing protections HR5 - Equality Act Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing issues. Affordable Housing S902 - Housing Supply and Affordability Act CDC Eviction Moratorium/Emergency Rental Assistance Program Funding HR1319 - The American Rescue Plan Act of 2021 Communications with the U.S. House of Representatives and the U.S. Senate regarding the CDC Eviction Moratorium and the Treasury Department's Emergency Rental Assistance Program (ERAP). COVID-19 Relief S404 - Coronavirus Housing Counseling Improvement Act FHA Programs HR1395 - Housing Financial Literacy Act of 2021 HR1532 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 Violence Against Women Act Reauthorization HR1620 - Violence Against Women Act Reauthorization Act of 2021 S527 - Protecting Domestic Violence and Stalking Victims Act of 2021 Appraisals HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Affordable Housing S902 - A bill to authorize a grant program for the development and implementation of housing supply and affordability plans, and for other purposes. Conversations with the Department of Housing and Urban Development (HUD) regarding the single family loan program, the Emergency Rental Assistance Program, and private flood insurance. Discussions with the U.S. Department of Agriculture (USDA) regarding rural housing loans and rental assistance for rural housing. Conversations with the White House regarding the CDC Eviction Moratorium, the Treasury Department Emergency Rental Assistance program guidelines, and black homeownership collaborations. Discussions with the U.S. Treasury Department regarding the CDC Eviction Moratorium and the Treasury Department Emergency Rental Assistance program guidelines. Discussions with the Federal Housing Finance Agency (FHFA) regarding appraisals. Discussions with the Federal Housing Agency (FHA) regarding private flood insurance. Discussions with the Department of Veterans Affairs (VA) regarding the VA Home Loan Guaranty.

Patent Reform HR3666 - STRONGER Patents Act of 2019 S2082 - STRONGER Patents Act of 2019 Discussions with the House and Senate regarding patent reform. Copyright Reform S___ - Digital Copyright Act of 2021 (Discussion Draft)

United States-Mexico-Canada Agreement (USMCA) Communications with Congress supporting the USMCA. Communications with the White House supporting the USMCA.

Infrastructure HR2 - INVEST in America Act HR7616 - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2021 S2302 - America's Transportation Infrastructure Act of 2019 Discussions with the House and Senate on a comprehensive infrastructure package. Transportation and Housing HR4307 - Build More Housing Near Transit Act HR4351 - Yes In My Backyard Act HR6175 - REHAB Act of 2020 HR7616 - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2021 S1919 - Yes In My Backyard Act

Rural Housing HR3620 - Strategy and Investment in Rural Housing Preservation Act of 2019 Communications with the House Financial Services Committee in support of the Rural Housing Service. Communications with the House and Senate in support of rural housing programs, 502 loans, and rural broadband. Violence Against Women Act HR1585 - Violence Against Women Reauthorization Act of 2019 Veterans Housing Issues HR299 - Blue Water Navy Vietnam Veterans Act of 2019 HR4656 - Veteran Home Loan Disaster Recovery Act of 2020 HR5923 - Fair Access to Co-ops for Veterans Act Communications with the House of Representatives and the Senate opposing the use of VA Home Loan Guarantee Fees to pay for other VA programs. Communications with the House and Senate Veterans Affairs Committees opposing increasing IRRRL funding fees. Fair Housing Protections HR5 - Equality Act HR149 - Housing Fairness Act of 2019 HR1865 - Further Consolidated Appropriations Act, 2020 HR6760 - Fair Housing Further Enforcement Emergency Act of 2020 Communications with the House and Senate regarding HUD FY 2021 appropriations, including support for Fair Housing Initiative Programs (FHIP) and the HUD Office of Fair Housing and Equal Opportunity, and Fair Housing enforcement. Letter to the Senate Budget Committee regarding HUD's Fair Housing Assistance Programs (FHAPs). Housing Priorities Letter to the Senate Banking Committee and the House Financial Services Committee regarding federal housing priorities. FHA Programs HR123 - FHA Additional Credit Pilot Program Reauthorization Act HR1865 - Further Consolidated Appropriations Act, 2020 HR2162 - Housing Financial Literacy Act of 2019 HR2852 - Homebuyer Assistance Act of 2019 HR3141 - FHA Loan Affordability Act of 2019 HR5931 - Improving FHA Support for Small Dollar Mortgages Act of 2020 HR8824 - Federal Financing Bank Risk-Sharing Act of 2020 S1722 - FHA Appraiser Eligibility Expansion Act S3639 - Housing Financial Literacy Act of 2019 HUD-Assisted Housing HR1690 - Safe Housing for Families Act of 2019 HR __ - DISCUSSION DRAFT - Housing Infrastructure Act Transportation and Housing HR4307 - Build More Housing Near Transit Act HR4351 - Yes In My Backyard Act S1919 - Yes In My Backyard Act Affordable Housing HR4300 - Fostering Stable Housing Opportunities Act of 2019 S1804 - HUD Manufactured Housing Modernization Act of 2019 S2160 - CO ALERTS Act of 2019 COVID-19 Relief HR133 - Consolidated Appropriations Act, 2021 HR748 - CARES Act HR6201 - Families First Coronavirus Response Act HR6800 - HEROES Act HR7616 - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2021 S__ - HEALS Act S3685 - Emergency Rental Assistance and Rental Market Stabilization Act of 2020 S4098 - Coronavirus Housing Counseling Improvement Act Communications with Congress regarding the CDC eviction moratorium, additional relief for the rental industry and consumers; rental assistance; priorities for COVID-19 relief legislation; extending the states' CARES Act funding deadline; extending additional housing market COVID relief measures, and housing provider assistance. CDC Eviction Moratorium/Rental Assistance HR133 - Consolidated Appropriations Act, 2021 Communications with the Department of Housing and Urban Development, the White House, the National Economic Council, the Treasury Department, the Senate Health Committee, the House Financial Services Committee, and Congressional Leadership regarding the CDC eviction moratorium and the need for housing provider assistance. Discussions with the Department of Housing and Urban Development (HUD) regarding FHA loan programs, fair housing in appraisals, FHA property requirements, the CDC eviction moratorium and the need for rental assistance, private flood insurance, and FHA premiums. Discussions with the Department of Veterans Affairs (VA) regarding the VA Home Loan Program. Discussions with the White House regarding the CDC eviction moratorium and the need for rental assistance. Discussions with the Treasury Department regarding the CDC eviction moratorium and the need for rental assistance. Communications with the U.S. Department of Agriculture (USDA) regarding rural housing issues. Communications with the Department of Housing and Urban Development (HUD) regarding FHA loans, FHA premiums, FHA forbearance policies, private flood insurance, and fair housing issues.

Tax Reform HR188 - SALT Deductibility Act HR216 - Main Street Tax Certainty Act HR257 - SALT Fairness Act of 2019 HR515 - State And Local Tax Deduction Fairness Act of 2019 HR1142 - SALT Act HR1757 - To amend the Internal Revenue Code of 1986 to increase the limitation on the amount individuals can deduct for certain State and local taxes. HR1865 - Further Consolidated Appropriations Act, 2020 HR1869 - Restoring Investment in Improvements Act HR2624 - SALT Relief and Marriage Penalty Elimination Act of 2019 HR2894 - Save the State and Local Tax Deduction for Middle Class Families Act of 2019 HR4274 - Cutting Local Taxes by Reinstating SALT Act HR5377 - Restoring Tax Fairness for States and Localities Act S437 - SALT Act S803 - Restoring Investment in Improvements Act S1149 - A bill to amend the Internal Revenue Code of 1986 to make permanent the deduction for qualified business income. New Energy Efficient Home Credit Letter to House Ways & Means in support of renewing the New Energy Efficient Home Credit Mortgage Debt Relief HR285 - Mortgage Debt Tax Forgiveness Act of 2018 HR1977 - Mortgage Forgiveness Tax Relief Act of 2019 Letter to full House in support of extending the exclusion for cancellation of mortgage debt on a principal residence Communications with Senate Finance Committee Taskforce on Mortgage Debt Forgiveness. Communications with the House and Senate regarding the Mortgage Debt Forgiveness exclusion. Carried Interest HR1735 - Carried Interest Fairness Act of 2019 S781 - Carried Interest Fairness Act of 2019 Tax Extenders HR133 - Consolidated Appropriations Act, 2021 HR1865 - Further Consolidated Appropriations Act, 2020 HR3301 - Taxpayer Certainty and Disaster Tax Relief Act of 2019 S617 - Tax Extender and Disaster Relief Act of 2019 Communications with the House and Senate on tax extenders and expiring tax provisions. Exclusion for Employer-Paid Student Debt HR1043 - Employer Participation in Repayment Act S460 - Employer Participation in Repayment Act of 2019 FIRPTA Repeal HR2210 - Invest in America Act Low Income Housing Tax Credit HR133 - Consolidated Appropriations Act, 2021 HR3077 - Affordable Housing Credit Improvement Act of 2019 S1703 - Affordable Housing Credit Improvement Act of 2019 Employee Retention Tax Credit HR133 - Consolidated Appropriations Act, 2021 Tax credit for refurbishing homes in troubled neighborhoods HR3316 - Neighborhood Home Investment Act Qualified Opportunity Zones S1344 - A bill to require the Secretary of the Treasury to collect data and issue a report on the opportunity zone tax incentives enacted by the 2017 tax reform legislation, and for other purposes. HR2593 - To require the Secretary of the Treasury to collect data and issue a report on the opportunity zone tax incentives enacted by the 2017 tax reform legislation, and for other purposes. Discussions with the House and Senate regarding the Qualified Opportunity Zone program rulemaking. Alternative Depreciation Systems S2984 - Multifamily Depreciation Parity Act of 2019 Communications with the Senate Finance Committee and the House Ways & Means Committee regarding alternative depreciation systems. 529 Account Use for Professional Certifications HR5339 - Freedom To Invest in Tomorrow's Workforce Act Section 1031 Like-Kind Exchanges HR2309 - Real Estate Exchange Fairness Act COVID-19 Relief HR133 - Consolidated Appropriations Act, 2021 HR748 - CARES Act HR6201 - Families First Coronavirus Response Act HR6776 - JOBS Credit Act of 2020 HR6800 - HEROES Act S__ - HEALS Act Communications with Congress regarding tax deductibility for certain business expenses paid for with PPP loans, support for tax extenders and the 179D Energy Efficient Commercial Buildings Deduction, and COVID-19 priorities. Communications with the Internal Revenue Service (IRS) regarding the tax deductibility of certain business expenses paid for with PPP loans and COVID-19 relief priorities. Communications with the Department of Labor (DOL) regarding the overtime rule, independent contractor status/proposals. Communications with the White House regarding the Qualified Opportunity Zones.

Flood Insurance HR __ - To reauthorize the national flood insurance program and establish a program to make such insurance affordable to low-income families, and for other purposes HR __ - (Discussion Draft) Increased Cost of Compliance Coverage of the National Flood Insurance Act HR __ - (Discussion Draft) To improve the processes for establishing and appealing flood insurance rate maps under the National Flood Insurance Program, and for other purposes. HR __ - (Discussion Draft) To make administrative reforms to the National Flood Insurance Program to increase fairness and accuracy and protect the taxpayer from program fraud and abuse, and for other purposes. Letter to the House and Senate regarding FEMA Flood Map funding. Letter to the House Appropriations Subcommittee on the Interior regarding 3DEP Mapping. Letter to the Senate Appropriations Subcommittee on the Interior regarding 3DEP Mapping. HR268 - Supplemental Appropriations Act, 2019 HR1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. HR1865 - Further Consolidated Appropriations Act, 2020 HR2578 - National Flood Insurance Program Extension Act of 2019 HR3055 - Further Continuing Appropriations Act, 2020, and Further Health Extenders Act of 2019 HR3167 - National Flood Insurance Program Reauthorization Act of 2019 HR3462 - SHELTER Act HR4378 - Continuing Appropriations Act, 2020, and Health Extenders Act of 2019 HR8311 - NFIP RISC Act of 2020 HR8337 - Continuing Appropriations Act, 2021 and Other Extensions Act S572 - Additional Supplemental Appropriations for Disaster Relief, 2019 S1958 - SHELTER Act S3418 - STORM Act S4462 - FLOODS Act Communications with Congress regarding extending the National Flood Insurance Program (NFIP). Disaster Relief S617 - Tax Extender and Disaster Relief Act of 2019 COVID-19 Relief HR133 - Consolidated Appropriations Act, 2021 HR748 - CARES Act HR6201 - Families First Coronavirus Response Act HR6800 - HEROES Act HR6886 - Paycheck Protection Program Flexibility Act of 2020 HR7777 - Paycheck Protection Program Small Business Forgiveness Act S4098 - Coronavirus Housing Counseling Improvement Act S4117 - Paycheck Protection Program Small Business Forgiveness Act S__ - HEALS Act Letter to House Subcommittee on Housing Regarding COVID Challenges for Policyholders and Insurers Discussions with the House of Representatives and Senate regarding COVID-19 relief for small businesses, independent contractors, self-employed individuals, and non-profit organizations; SBA COVID-19 relief programs (Paycheck Protection Program Loans and Economic Injury Disaster Loans), unemployment issues; access to credit issues as a result of COVID-19; relief for 501(c)(6) organizations; the CDC Eviction Moratorium and the need for rental assistance; and COVID-19 relief bill priorities. Pandemic Risk Insurance HR___ - Pandemic Risk Insurance Act Study HR6494 - Business Interruption Insurance Coverage Act of 2020 HR6497 - Never Again Small Business Protection Act of 2020 HR6983 - Pandemic Risk Insurance Act of 2020 HR7011 - Pandemic Risk Insurance Act of 2020 State and Municipalities Emergency Funding HR6954 - State and Municipal Assistance for Recovery and Transition (SMART) Act S3752 - State and Municipal Assistance for Recovery and Transition (SMART) Act Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance. Discussions with the Department of Housing and Urban Development (HUD) regarding flood insurance and private FHA flood insurance. Discussions with the Treasury Department regarding COVID-19 relief; the CDC eviction moratorium and the need for rental assistance; the SBA Paycheck Protection Program and Economic Injury Disaster Loans; and the need for 501(c)(6) disaster relief. Discussions with the Small Business Administration (SBA) regarding the SBA COVID-19 relief programs for independent contractors and small businesses, including the Paycheck Protection Program and the Economic Injury Disaster Loans, and providing relief for 501(c)(6) organizations. Communications with the White House regarding COVID-19 relief for small businesses and independent contractors, non-profit organizations, and self-employed individuals; SBA COVID-19 relief programs, including the Paycheck Protection Program and the Economic Injury Disaster Loan program; and the CDC eviction moratorium and the need for rental assistance.

GSE Reform Discussions with the House and Senate regarding GSE Reform. Communications with the Senate re: FHFA GSE Regulatory Capital Framework Final Rule Anti-Money Laundering/Beneficial Ownership HR2513 - Corporate Transparency Act of 2019 HR2514 - Coordinating Oversight, Upgrading and Innovating Technology, and Examiner Reform Act of 2019 HR6395 - National Defense Authorization Act, 2021 HR __ - (Discussion Draft) To make reforms to the Federal Bank Secrecy Act and anti-money laundering laws, and for other purposes S2563 - ILLICIT Cash Act (Discussion Draft) Discussions with the House Financial Services Committee on Anti-Money Laundering issues. Discussions with the House Financial Services Committee on the Bank Secrecy Act. Discussions with the Senate Banking Committee on Anti-Money Laundering issues. Credit Reporting HR3618 - Free Credit Scores for Consumers Act of 2019 HR3621 - Student Borrower Credit Improvement Act HR3622 - Restoring Unfairly Impaired Credit and Protecting Consumers Act HR4067 - Financial Inclusion in Banking Act of 2019 HR4328 - Protecting Innocent Consumers Affected by a Shutdown Act HR5332 - Protecting Your Credit Score Act of 2019 HR__ - Improving Credit Reporting for All Consumers Act of 2019 HR__ - Clarity in Credit Score Formation Act of 2019 HR__ - Accurate Access to Credit Information Act of 2019 Discussions with the Senate. Financial Education HR4067 - Financial Inclusion in Banking Act of 2019 Student Loan Debt HR4545 - Private Loan Disability Discharge Act of 2019 HR5287 - Fair Student Loan Debt Collection Practices Act HR5294 - Student Borrower Protections Act of 2019 Communications with the House and Senate. Credit Scoring HR5332 - Protecting Your Credit Score Act of 2020 Discussions with the House and Senate. Qualified Mortgage (QM) Rule HR2445 - Self-Employed Mortgage Access Act of 2019 Community Reinvestment Act HJRes90 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency relating to "Community Reinvestment Act Regulations". Access to Credit HR6794 - Promoting Access to Credit for Homebuyers Act of 2020 COVID-19 Relief HR133 - Consolidated Appropriations Act, 2021 HR6800 - HEROES Act S__ - HEALS Act Communications with the House and Senate Regarding COVID Relief to protect small businesses, housing stability, and the real estate sector. . Federal Mortgage Access for DACA Recipients HR3154 - Homeownership for DREAMers Act Communications with the House and Senate Armed Services Committees regarding the National Defense Authorization Act (NDAA) and anti-money laundering provisions. Communications with the House and Senate regarding the QM rule, mortgage forbearance due to COVID-19, GSE reform, and COVID-19 relief. Communications with the White House regarding the CDC eviction moratorium and the need for rental assistance. Communications with the Treasury Department regarding the CDC eviction moratorium and the need for rental assistance, and the GSE capital rule. Communications with the Department of Housing and Urban Development (HUD) regarding the CDC eviction moratorium and the need for rental assistance. Communications with the Consumer Financial Protection Bureau (CFPB) regarding QM regulations, RESPA, and TRID. Communications with the Federal Housing Finance Agency (FHFA) regarding the GSE capital rule, credit access, GSE reform proposals, GSE conservatorship, loan limits, and duty to serve. Communications with the Financial Crimes Enforcement Network (FinCEN) on anti-money laundering issues.

Flood Insurance HR __ - To reauthorize the national flood insurance program and establish a program to make such insurance affordable to low-income families, and for other purposes HR __ - (Discussion Draft) Increased Cost of Compliance Coverage of the National Flood Insurance Act HR __ - (Discussion Draft) To improve the processes for establishing and appealing flood insurance rate maps under the National Flood Insurance Program, and for other purposes. HR __ - (Discussion Draft) To make administrative reforms to the National Flood Insurance Program to increase fairness and accuracy and protect the taxpayer from program fraud and abuse, and for other purposes. Letter to the House and Senate regarding FEMA Flood Map funding. Letter to the House Appropriations Subcommittee on the Interior regarding 3DEP Mapping. Letter to the Senate Appropriations Subcommittee on the Interior regarding 3DEP Mapping. HR268 - Supplemental Appropriations Act, 2019 HR1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. HR1865 - Further Consolidated Appropriations Act, 2020 HR2578 - National Flood Insurance Program Extension Act of 2019 HR3055 - Further Continuing Appropriations Act, 2020, and Further Health Extenders Act of 2019 HR3167 - National Flood Insurance Program Reauthorization Act of 2019 HR3462 - SHELTER Act HR4378 - Continuing Appropriations Act, 2020, and Health Extenders Act of 2019 HR8311 - NFIP RISC Act of 2020 HR8337 - Continuing Appropriations Act, 2021 and Other Extensions Act S572 - Additional Supplemental Appropriations for Disaster Relief, 2019 S1958 - SHELTER Act S3418 - "STORM Act" S4462 - FLOODS Act Communications with Congress regarding the FEMA 2020 priority issues, the FY 2020 funding for FEMA Mapping and Risk Analysis. Association Health Plans HR2294 - Association Health Plans Act of 2019 S1170 - Association Health Plans Act of 2019 Terrorism Risk Insurance HR1865 - Further Consolidated Appropriations Act, 2020 HR4634 - Terrorism Risk Insurance Program Reauthorization Act of 2019 S2877 - Terrorism Risk Insurance Program Reauthorization Act of 2019 Communications with the House and Senate regarding reauthorization of the Terrorism Risk Insurance Program. Pandemic Risk Insurance HR___ - Pandemic Risk Insurance Act Study HR6494 - Business Interruption Insurance Coverage Act of 2020 HR6497 - Never Again Small Business Protection Act of 2020 HR6983 - Pandemic Risk Insurance Act of 2020 HR7011 - Pandemic Risk Insurance Act of 2020 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance. Discussions with the Department of Housing and Urban Development (HUD) regarding private flood insurance, FHA flood insurance. Discussions with the Department of Labor (DOL) regarding Association Health Plans, worker classification issues and independent contractor status.

Discussions with the Senate Judiciary Committee regarding reforms to the Americans with Disabilities Act (in regards to Title III lawsuits). Conversations with the Department of Housing and Urban Development (HUD) regarding fair housing policies. COVID-19 Relief HR133 - Consolidated Appropriations Act, 2021

Cannabis Banking Access HR1595 - SAFE Banking Act of 2019 HR6800 - HEROES Act S__ - HEALS Act S1200 - SAFE Banking Act of 2019 Communications with the House and Senate regarding access to federally-insured financial institutions for cannabis businesses.

COVID-19 Relief HR133 - Consolidated Appropriations Act, 2021 HR748 - CARES Act HR6201 - Families First Coronavirus Response Act HR6800 - HEROES Act HR6886 - Paycheck Protection Program Flexibility Act of 2020 HR7777 - Paycheck Protection Program Small Business Forgiveness Act S4117 - Paycheck Protection Program Small Business Forgiveness Act S__ - HEALS Act Communications with the House and Senate advocating for extension of the SBA relief programs (PPP and EIDL), forgiveness requirements, and 501(c)(6) relief. Communications with the Small Business Administration regarding COVID-19 relief programs for small businesses, independent contractors, and non-profit organizations; the Paycheck Protection Program loans; PPP forgiveness applications; the Economic Injury Disaster Loan and advance grant program; and 501(c)(6) relief. Communications with the Treasury Department regarding COVID-19 relief programs for small businesses, independent contractors, and non-profit organizations; the Paycheck Protection Program loans; the Economic Injury Disaster Loan and advance grant program; and 501(c)(6) relief. Communications with the White House regarding COVID-19 relief programs, the SBA Paycheck Protection Program (PPP) and Economic Injury Disaster Loans (EIDL).

Association Health Plans HR2294 - Association Health Plans Act of 2019 S1170 - Association Health Plans Act of 2019 Discussions with the Department of Labor (DOL) regarding Association Health Plans, worker classification.

Pandemic Unemployment Assistance/COVID-19 Relief HR748 - CARES Act HR6201 - Families First Coronavirus Relief Act S__ - HEALS Act Discussions with the House and Senate on inclusion of independent contractors in pandemic unemployment assistance programs.

Pandemic Unemployment Assistance/COVID-19 Relief HR748 - CARES Act HR6201 - Families First Coronavirus Relief Act S__ - HEALS Act Discussions with the House and Senate on inclusion of independent contractors in pandemic unemployment assistance programs. Discussions with the Department of Labor regarding the CARES Act Pandemic Unemployment Assistance program.

GSE Reform Discussions with the House and Senate regarding GSE Reform. Anti-Money Laundering/Beneficial Ownership HR2513 - Corporate Transparency Act of 2019 HR2514 - Coordinating Oversight, Upgrading and Innovating Technology, and Examiner Reform Act of 2019 HR __ - (Discussion Draft) To make reforms to the Federal Bank Secrecy Act and anti-money laundering laws, and for other purposes S2563 - ILLICIT Cash Act (Discussion Draft) Discussions with the House Financial Services Committee on Anti-Money Laundering issues. Discussions with the House Financial Services Committee on the Bank Secrecy Act. Discussions with the Senate Banking Committee on Anti-Money Laundering issues. Credit Reporting HR3618 - Free Credit Scores for Consumers Act of 2019 HR3621 - Student Borrower Credit Improvement Act HR3622 - Restoring Unfairly Impaired Credit and Protecting Consumers Act HR4067 - Financial Inclusion in Banking Act of 2019 HR4328 - Protecting Innocent Consumers Affected by a Shutdown Act HR5332 - Protecting Your Credit Score Act of 2019 HR__ - Improving Credit Reporting for All Consumers Act of 2019 HR__ - Clarity in Credit Score Formation Act of 2019 HR__ - Accurate Access to Credit Information Act of 2019 Discussions with the Senate. Financial Education HR4067 - Financial Inclusion in Banking Act of 2019 Student Loan Debt HR4545 - Private Loan Disability Discharge Act of 2019 HR5287 - Fair Student Loan Debt Collection Practices Act HR5294 - Student Borrower Protections Act of 2019 Communications with the House and Senate. Credit Scoring HR5332 - Protecting Your Credit Score Act of 2020 Discussions with the House and Senate. Qualified Mortgage (QM) Rule HR2445 - Self-Employed Mortgage Access Act of 2019 Community Reinvestment Act HJRes90 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency relating to "Community Reinvestment Act Regulations". Access to Credit HR6794 - Promoting Access to Credit for Homebuyers Act of 2020 COVID-19 Relief HR6800 - HEROES Act S__ - HEALS Act Letter to Congressional leadership regarding COVID-19 relief priorites. Federal Mortgage Access for DACA Recipients HR3154 - Homeownership for DREAMers Act Communications with the House and Senate regarding the QM Patch, mortgage forbearance due to COVID-19, and the CRA. Communications with the Treasury Department regarding the CDC eviction moratorium and the need for rental assistance. Communications with the White House regarding the CDC eviction moratorium and the need for rental assistance. Communications with the National Economic Council (NEC) regarding the CDC eviction moratorium and the need for rental assistance. Communications with the Treasury Department regarding the CDC eviction moratorium and the need for rental assistance. Communications with the Department of Housing and Urban Development (HUD) regarding the CDC eviction moratorium and the need for rental assistance. Communications with the Consumer Financial Protection Bureau (CFPB) regarding QM regulations, RESPA, TRID, and the COVID-19 response. Communications with the Federal Housing Finance Agency (FHFA) regarding the GSE capital rule, credit access, and fees, liquidity, and duty to serve. Communications with the Financial Crimes Enforcement Network (FinCEN) on anti-money laundering issues.

Discussions with the Senate Judiciary Committee regarding reforms to the Americans with Disabilities Act (in regards to Title III lawsuits). Communications with Congress regarding police reform and fair housing policies.

Flood Insurance HR __ - To reauthorize the national flood insurance program and establish a program to make such insurance affordable to low-income families, and for other purposes HR __ - (Discussion Draft) Increased Cost of Compliance Coverage of the National Flood Insurance Act HR __ - (Discussion Draft) To improve the processes for establishing and appealing flood insurance rate maps under the National Flood Insurance Program, and for other purposes. HR __ - (Discussion Draft) To make administrative reforms to the National Flood Insurance Program to increase fairness and accuracy and protect the taxpayer from program fraud and abuse, and for other purposes. Letter to the House and Senate regarding FEMA Flood Map funding. Letter to the House Appropriations Subcommittee on the Interior regarding 3DEP Mapping. Letter to the Senate Appropriations Subcommittee on the Interior regarding 3DEP Mapping. HR268 - Supplemental Appropriations Act, 2019 HR1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. HR1865 - Further Consolidated Appropriations Act, 2020 HR2578 - National Flood Insurance Program Extension Act of 2019 HR3055 - Further Continuing Appropriations Act, 2020, and Further Health Extenders Act of 2019 HR3167 - National Flood Insurance Program Reauthorization Act of 2019 HR3462 - SHELTER Act HR4378 - Continuing Appropriations Act, 2020, and Health Extenders Act of 2019 HR8337 - Continuing Appropriations Act, 2021 and Other Extensions Act S572 - Additional Supplemental Appropriations for Disaster Relief, 2019 S1958 - SHELTER Act S4462 - FLOODS Act Communications with Congress regarding the FEMA 2020 priority issues, the FY 2020 funding for FEMA Mapping and Risk Analysis. Association Health Plans HR2294 - Association Health Plans Act of 2019 S1170 - Association Health Plans Act of 2019 Terrorism Risk Insurance HR1865 - Further Consolidated Appropriations Act, 2020 HR4634 - Terrorism Risk Insurance Program Reauthorization Act of 2019 S2877 - Terrorism Risk Insurance Program Reauthorization Act of 2019 Communications with the House and Senate regarding reauthorization of the Terrorism Risk Insurance Program. Pandemic Risk Insurance HR6494 - Business Interruption Insurance Coverage Act of 2020 HR6497 - Never Again Small Business Protection Act of 2020 HR6983 - Pandemic Risk Insurance Act of 2020 HR7011 - Pandemic Risk Insurance Act of 2020 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance, flood factors. Discussions with the Department of Housing and Urban Development (HUD) regarding private flood insurance. Discussions with the Department of Labor (DOL) regarding Association Health Plans, worker classification issues. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding FCRA insurance scores.

Energy Efficiency HR3586 - The Energy Savings and Building Efficiency Act Algae Blooms HR335 - South Florida Clean Coastal Waters Act of 2019 Endangered Species Act HR__ - The LIST Act HR__ - The EMPOWERS Act HR__ - The PETITION Act HR__ - The WHOLE Act HR__ - Listing Reform Act HR__ - Property Rights Protection Act S4589 - Endangered Species Act Amendments of 2020 Carbon Sequestration and Property Values HR5859 - Trillion Trees Act Discussions with the Environmental Protection Agency (EPA) regarding the Navigable Waters Protection Rule. Discussions with the White House regarding the National Environmental Policy Act (NEPA).

Tax Reform HR188 - SALT Deductibility Act HR216 - Main Street Tax Certainty Act HR257 - SALT Fairness Act of 2019 HR515 - State And Local Tax Deduction Fairness Act of 2019 HR1142 - SALT Act HR1757 - To amend the Internal Revenue Code of 1986 to increase the limitation on the amount individuals can deduct for certain State and local taxes. HR1865 - Further Consolidated Appropriations Act, 2020 HR1869 - Restoring Investment in Improvements Act HR2624 - SALT Relief and Marriage Penalty Elimination Act of 2019 HR2894 - Save the State and Local Tax Deduction for Middle Class Families Act of 2019 HR4274 - Cutting Local Taxes by Reinstating SALT Act HR5377 - Restoring Tax Fairness for States and Localities Act S437 - SALT Act S803 - Restoring Investment in Improvements Act S1149 - A bill to amend the Internal Revenue Code of 1986 to make permanent the deduction for qualified business income. New Energy Efficient Home Credit Letter to House Ways & Means in support of renewing the New Energy Efficient Home Credit Mortgage Debt Relief HR285 - Mortgage Debt Tax Forgiveness Act of 2018 HR1977 - Mortgage Forgiveness Tax Relief Act of 2019 Letter to full House in support of extending the exclusion for cancellation of mortgage debt on a principal residence Communications with Senate Finance Committee Taskforce on Mortgage Debt Forgiveness. Communications with the House and Senate regarding the Mortgage Debt Forgiveness exclusion. Carried Interest HR1735 - Carried Interest Fairness Act of 2019 S781 - Carried Interest Fairness Act of 2019 Tax Extenders HR1865 - Further Consolidated Appropriations Act, 2020 HR3301 - Taxpayer Certainty and Disaster Tax Relief Act of 2019 S617 - Tax Extender and Disaster Relief Act of 2019 Communications with the House and Senate on tax extenders and expiring tax provisions. Exclusion for Employer-Paid Student Debt HR1043 - Employer Participation in Repayment Act S460 - Employer Participation in Repayment Act of 2019 FIRPTA Repeal HR2210 - Invest in America Act Low Income Housing Tax Credit HR3077 - Affordable Housing Credit Improvement Act of 2019 S1703 - Affordable Housing Credit Improvement Act of 2019 Tax credit for refurbishing homes in troubled neighborhoods HR3316 - Neighborhood Home Investment Act Qualified Opportunity Zones S1344 - A bill to require the Secretary of the Treasury to collect data and issue a report on the opportunity zone tax incentives enacted by the 2017 tax reform legislation, and for other purposes. HR2593 - To require the Secretary of the Treasury to collect data and issue a report on the opportunity zone tax incentives enacted by the 2017 tax reform legislation, and for other purposes. Discussions with the House and Senate regarding the Qualified Opportunity Zone program rulemaking. Alternative Depreciation Systems S2984 - Multifamily Depreciation Parity Act of 2019 Communications with the Senate Finance Committee and the House Ways & Means Committee regarding alternative depreciation systems. 529 Account Use for Professional Certifications HR5339 - Freedom To Invest in Tomorrow's Workforce Act Section 1031 Like-Kind Exchanges HR2309 - Real Estate Exchange Fairness Act COVID-19 Relief HR748 - CARES Act HR6201 - Families First Coronavirus Response Act HR6776 - JOBS Credit Act of 2020 HR6800 - HEROES Act S__ - HEALS Act Communications with Congress regarding tax deductibility for certain business expenses paid for with PPP loans and priorities for the next COVID-19 relief bill.

Rural Housing HR3620 - Strategy and Investment in Rural Housing Preservation Act of 2019 Communications with the House Financial Services Committee in support of the Rural Housing Service. Communications with the House and Senate in support of rural housing programs, 502 loans, and rural broadband. Violence Against Women Act HR1585 - Violence Against Women Reauthorization Act of 2019 Veterans Housing Issues HR299 - Blue Water Navy Vietnam Veterans Act of 2019 HR5923 - Fair Access to Co-ops for Veterans Act Communications with the House of Representatives and the Senate opposing the use of VA Home Loan Guarantee Fees to pay for other VA programs. Communications with the House and Senate Veterans Affairs Committees opposing increasing IRRRL funding fees. Fair Housing Protections HR5 - Equality Act HR149 - Housing Fairness Act of 2019 HR1865 - Further Consolidated Appropriations Act, 2020 HR6760 - Fair Housing Further Enforcement Emergency Act of 2020 Communications with the House and Senate regarding HUD FY 2021 appropriations, including support for Fair Housing Initiative Programs (FHIP) and the HUD Office of Fair Housing and Equal Opportunity, and Fair Housing enforcement. Letter to the Senate Budget Committee regarding HUD's Fair Housing Assistance Programs (FHAPs). Housing Priorities Letter to the Senate Banking Committee and the House Financial Services Committee regarding federal housing priorities. FHA Programs HR123 - FHA Additional Credit Pilot Program Reauthorization Act HR1865 - Further Consolidated Appropriations Act, 2020 HR2162 - Housing Financial Literacy Act of 2019 HR2852 - Homebuyer Assistance Act of 2019 HR3141 - FHA Loan Affordability Act of 2019 HR5931 - Improving FHA Support for Small Dollar Mortgages Act of 2020 S1722 - FHA Appraiser Eligibility Expansion Act S3639 - Housing Financial Literacy Act of 2019 HUD-Assisted Housing HR1690 - Safe Housing for Families Act of 2019 HR __ - DISCUSSION DRAFT - Housing Infrastructure Act Transportation and Housing HR4307 - Build More Housing Near Transit Act HR4351 - Yes In My Backyard Act S1919 - Yes In My Backyard Act Affordable Housing HR4300 - Fostering Stable Housing Opportunities Act of 2019 S1804 - HUD Manufactured Housing Modernization Act of 2019 S2160 - CO ALERTS Act of 2019 COVID-19 Relief HR748 - CARES Act HR6201 - Families First Coronavirus Response Act HR6800 - HEROES Act HR7616 - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2021 S__ - HEALS Act S3685 - Emergency Rental Assistance and Rental Market Stabilization Act of 2020 S4098 - Coronavirus Housing Counseling Improvement Act Communications with Congress regarding additional relief for the rental industry and consumers; priorities for COVID-19 relief legislation. CDC Eviction Moratorium/Rental Assistance Communications with the Department of Housing and Urban Development, the White House, the National Economic Council, the Treasury Department, the Senate Health Committee, the House Financial Services Committee, and Congressional Leadership regarding the CDC eviction moratorium and the need for rental assistance. Discussions with the Department of Housing and Urban Development (HUD) regarding FHA loan programs, fair housing in appraisals, FHA property requirements, the CDC eviction moratorium and the need for rental assistance, private flood insurance, and FHA premiums. Discussions with the Department of Veterans Affairs (VA) regarding VA fees. Discussions with the White House regarding the CDC eviction moratorium and the need for rental assistance. Discussions with the National Economic Council (NEC) regarding the CDC eviction moratorium and the need for rental assistance. Discussions with the Treasury Department regarding the CDC eviction moratorium and the need for rental assistance.

Privacy and Data Security HR __ - (Discussion Draft) United States Consumer Data Privacy Act of 2019 S__ - (Discussion Draft) Consumer Online Privacy Rights Act S __ - SAFE DATA Act Broadband Access S1294 - Broadband Interagency Coordination Act of 2019 S4021 - A bill to accelerate rural broadband deployment HR7022 - Rural Broadband Acceleration Act Communications with the House and Senate regarding rural broadband access Qualified Mortgage Rule HR2445 - Self-Employed Mortgage Access Act of 2019 Remote Online Notarization HR6364 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2020 HR6800 - HEROES Act S3533 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2020 2020 Census Discussions with the U.S. Senate on the 2020 Census Funding and deadline. Discussions with the Consumer Financial Protection Board (CFPB) regarding the Qualified Mortgage (QM) regulations, RESPA, reverse mortgages, elder consumer issues, TRID, and the COVID-19 response. Discussions with the Senate Commerce Committee regarding data privacy issues. Communications with the Federal Housing Finance Agency (FHFA) regarding remote online notarization.

Cannabis Banking Access HR1595 - SAFE Banking Act of 2019 HR6800 - HEROES Act S__ - HEALS Act S1200 - SAFE Banking Act of 2019 Communications with the House and Senate regarding access to federally-insured financial institutions for cannabis businesses.

United States-Mexico-Canada Agreement (USMCA) Communications with Congress supporting the USMCA. Communications with the White House supporting the USMCA.

Patent Reform HR3666 - STRONGER Patents Act of 2019 S2082 - STRONGER Patents Act of 2019 Discussions with the House and Senate regarding patent reform.

COVID-19 Relief HR748 - CARES Act HR6201 - Families First Coronavirus Response Act HR6800 - HEROES Act HR6886 - Paycheck Protection Program Flexibility Act of 2020 HR7777 - Paycheck Protection Program Small Business Forgiveness Act S4117 - Paycheck Protection Program Small Business Forgiveness Act S__ - HEALS Act Communications with the House and Senate advocating for extension of the SBA relief programs (PPP and EIDL), forgiveness requirements, and 501(c)(6) relief. Communications with the Small Business Administration regarding COVID-19 relief programs for small businesses, independent contractors, and non-profit organizations; the Paycheck Protection Program loans; PPP forgiveness applications; the Economic Injury Disaster Loan and advance grant program; and 501(c)(6) relief. Communications with the Treasury Department regarding COVID-19 relief programs for small businesses, independent contractors, and non-profit organizations; the Paycheck Protection Program loans; the Economic Injury Disaster Loan and advance grant program; and 501(c)(6) relief. Communications with the White House regarding the SBA Paycheck Protection Program (PPP) and Economic Injury Disaster Loans (EIDL).

Association Health Plans HR2294 - Association Health Plans Act of 2019 S1170 - Association Health Plans Act of 2019 Discussions with the Department of Labor (DOL) regarding Association Health Plans, misclassification of workers.

Infrastructure HR2 - INVEST in America Act HR7616 - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2021 S2302 - America's Transportation Infrastructure Act of 2019 Discussions with the House and Senate on a comprehensive infrastructure package. Transportation and Housing HR4307 - Build More Housing Near Transit Act HR4351 - Yes In My Backyard Act HR6175 - REHAB Act of 2020 HR7616 - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2021 S1919 - Yes In My Backyard Act

Discussions with the Senate Judiciary Committee regarding reforms to the Americans with Disabilities Act (in regards to Title III lawsuits). Communications with Congress regarding police reform and fair housing policies.

Flood Insurance HR __ - To reauthorize the national flood insurance program and establish a program to make such insurance affordable to low-income families, and for other purposes HR __ - (Discussion Draft) Increased Cost of Compliance Coverage of the National Flood Insurance Act HR __ - (Discussion Draft) To improve the processes for establishing and appealing flood insurance rate maps under the National Flood Insurance Program, and for other purposes. HR __ - (Discussion Draft) To make administrative reforms to the National Flood Insurance Program to increase fairness and accuracy and protect the taxpayer from program fraud and abuse, and for other purposes. Letter to the House and Senate regarding FEMA Flood Map funding. Letter to the House Appropriations Subcommittee on the Interior regarding 3DEP Mapping. Letter to the Senate Appropriations Subcommittee on the Interior regarding 3DEP Mapping. HR268 - Supplemental Appropriations Act, 2019 HR1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. HR1865 - Further Consolidated Appropriations Act, 2020 HR2578 - National Flood Insurance Program Extension Act of 2019 HR3055 - Further Continuing Appropriations Act, 2020, and Further Health Extenders Act of 2019 HR3167 - National Flood Insurance Program Reauthorization Act of 2019 HR3462 - SHELTER Act HR4378 - Continuing Appropriations Act, 2020, and Health Extenders Act of 2019 S572 - Additional Supplemental Appropriations for Disaster Relief, 2019 S1958 - SHELTER Act Communications with Congress regarding the FEMA 2020 priority issues, the FY 2020 funding for FEMA Mapping and Risk Analysis. Association Health Plans HR2294 - Association Health Plans Act of 2019 S1170 - Association Health Plans Act of 2019 Terrorism Risk Insurance HR1865 - Further Consolidated Appropriations Act, 2020 HR4634 - Terrorism Risk Insurance Program Reauthorization Act of 2019 S2877 - Terrorism Risk Insurance Program Reauthorization Act of 2019 Communications with the House and Senate regarding reauthorization of the Terrorism Risk Insurance Program. Pandemic Risk Insurance HR6494 - Business Interruption Insurance Coverage Act of 2020 HR6497 - Never Again Small Business Protection Act of 2020 HR6983 - Pandemic Risk Insurance Act of 2020 HR7011 - Pandemic Risk Insurance Act of 2020 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance, disaster insurance. Discussions with the Department of Housing and Urban Development (HUD) regarding private flood insurance. Discussions with the Department of Labor (DOL) regarding Association Health Plans.

Infrastructure HR2 - INVEST in America Act S2302 - America's Transportation Infrastructure Act of 2019 Discussions with the House and Senate on a comprehensive infrastructure package. Transportation and Housing HR4307 - Build More Housing Near Transit Act HR4351 - Yes In My Backyard Act HR6175 - REHAB Act of 2020 S1919 - Yes In My Backyard Act

Energy Efficiency HR3586 - The Energy Savings and Building Efficiency Act Algae Blooms HR335 - South Florida Clean Coastal Waters Act of 2019 Endangered Species Act HR__ - The LIST Act HR__ - The EMPOWERS Act HR__ - The PETITION Act HR__ - The WHOLE Act HR__ - Listing Reform Act HR__ - Property Rights Protection Act Carbon Sequestration and Property Values HR5859 - Trillion Trees Act Discussions with the Environmental Protection Agency (EPA) regarding the Waters of the U.S. (WOTUS) rule. Discussions with the White House regarding the National Environmental Policy Act (NEPA).

Rural Housing HR3620 - Strategy and Investment in Rural Housing Preservation Act of 2019 Communications with the House Financial Services Committee in support of the Rural Housing Service. Communications with the House and Senate in support of rural housing programs, 502 loans, and rural broadband. Violence Against Women Act HR1585 - Violence Against Women Reauthorization Act of 2019 Veterans Housing Issues HR299 - Blue Water Navy Vietnam Veterans Act of 2019 HR5923 - Fair Access to Co-ops for Veterans Act Communications with the House of Representatives and the Senate opposing the use of VA Home Loan Guarantee Fees to pay for other VA programs. Fair Housing Protections HR5 - Equality Act HR149 - Housing Fairness Act of 2019 HR1865 - Further Consolidated Appropriations Act, 2020 HR6760 - Fair Housing Further Enforcement Emergency Act of 2020 Communications with the House and Senate regarding HUD FY 2021 appropriations, including support for Fair Housing Initiative Programs (FHIP) and the HUD Office of Fair Housing and Equal Opportunity, and Fair Housing enforcement. FHA Programs HR123 - FHA Additional Credit Pilot Program Reauthorization Act HR1865 - Further Consolidated Appropriations Act, 2020 HR2162 - Housing Financial Literacy Act of 2019 HR2852 - Homebuyer Assistance Act of 2019 HR3141 - FHA Loan Affordability Act of 2019 HR5931 - Improving FHA Support for Small Dollar Mortgages Act of 2020 S1722 - FHA Appraiser Eligibility Expansion Act S3639 - Housing Financial Literacy Act of 2019 HUD-Assisted Housing HR1690 - Safe Housing for Families Act of 2019 HR __ - DISCUSSION DRAFT - Housing Infrastructure Act Transportation and Housing HR4307 - Build More Housing Near Transit Act HR4351 - Yes In My Backyard Act S1919 - Yes In My Backyard Act Affordable Housing HR4300 - Fostering Stable Housing Opportunities Act of 2019 S1804 - HUD Manufactured Housing Modernization Act of 2019 S2160 - CO ALERTS Act of 2019 COVID-19 Relief HR748 - CARES Act HR6201 - Families First Coronavirus Response Act HR6800 - HEROES Act S3685 - Emergency Rental Assistance and Rental Market Stabilization Act of 2020 Communications with Congress regarding additional relief for the rental industry and consumers HUD Leadership Communications with the Senate in support of Brian Montgomery's nomination to be Deputy Secretary of HUD, and in support of David Woll's nomination to be Assistant Secretary of HUD, Office of Community Planning and Development. Discussions with the Department of Housing and Urban Development (HUD) regarding, the FHA, fair housing, multifamily housing, the FHA and private flood insurance, FHA forbearance policies, and FHA premiums. Discussions with the Department of Veterans Affairs (VA) regarding the VA home loan guarantee program. Discussions with the U.S. Department of Agriculture (USDA) regarding rural housing loans and the rural housing service.

Pandemic Unemployment Assistance/COVID-19 Relief HR748 - CARES Act HR6201 - Families First Coronavirus Relief Act Discussions with the House and Senate on inclusion of independent contractors in pandemic unemployment assistance programs. Discussions with the Department of Labor regarding the CARES Act Pandemic Unemployment Assistance program.

Patent Reform HR3666 - STRONGER Patents Act of 2019 S2082 - STRONGER Patents Act of 2019 Discussions with the House and Senate regarding patent reform.

Flood Insurance HR __ - To reauthorize the national flood insurance program and establish a program to make such insurance affordable to low-income families, and for other purposes HR __ - (Discussion Draft) Increased Cost of Compliance Coverage of the National Flood Insurance Act HR __ - (Discussion Draft) To improve the processes for establishing and appealing flood insurance rate maps under the National Flood Insurance Program, and for other purposes. HR __ - (Discussion Draft) To make administrative reforms to the National Flood Insurance Program to increase fairness and accuracy and protect the taxpayer from program fraud and abuse, and for other purposes. Letter to the House and Senate regarding FEMA Flood Map funding. Letter to the House Appropriations Subcommittee on the Interior regarding 3DEP Mapping. Letter to the Senate Appropriations Subcommittee on the Interior regarding 3DEP Mapping. HR268 - Supplemental Appropriations Act, 2019 HR1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. HR1865 - Further Consolidated Appropriations Act, 2020 HR2578 - National Flood Insurance Program Extension Act of 2019 HR3055 - Further Continuing Appropriations Act, 2020, and Further Health Extenders Act of 2019 HR3167 - National Flood Insurance Program Reauthorization Act of 2019 HR3462 - SHELTER Act HR4378 - Continuing Appropriations Act, 2020, and Health Extenders Act of 2019 S572 - Additional Supplemental Appropriations for Disaster Relief, 2019 S1958 - SHELTER Act Communications with Congress regarding the FY 2020 funding for FEMA Mapping and Risk Analysis Disaster Relief S617 - Tax Extender and Disaster Relief Act of 2019 COVID-19 Relief HR748 - CARES Act HR6201 - Families First Coronavirus Response Act HR6800 - HEROES Act HR6886 - Paycheck Protection Program Flexibility Act of 2020 Discussions with the House of Representatives and Senate regarding COVID-19 relief for small businesses, independent contractors, self-employed individuals, and non-profit organizations; extensions for tax deadlines for Section 1031 Like-Kind Exchanges and Qualified Opportunity Zones; SBA COVID-19 relief programs (Paycheck Protection Program Loans and Economic Injury Disaster Loans), unemployment issues; access to credit issues as a result of COVID-19; the Federal Reserve Main Street Lending Facility Program; and relief for 501(c)(6) organizations. Pandemic Risk Insurance HR6494 - Business Interruption Insurance Coverage Act of 2020 HR6497 - Never Again Small Business Protection Act of 2020 HR6983 - Pandemic Risk Insurance Act of 2020 HR7011 - Pandemic Risk Insurance Act of 2020 State and Municipalities Emergency Funding HR6954 - State and Municipal Assistance for Recovery and Transition (SMART) Act S3752 - State and Municipal Assistance for Recovery and Transition (SMART) Act Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance, CISA standards. Discussions with the Department of Housing and Urban Development (HUD) regarding flood insurance and private FHA flood insurance. Discussions with the Treasury Department regarding extension of IRS deadlines for Section 1031 like-kind exchanges and Qualified Opportunity Zones; the creation of a business and employee recovery fund; and multifamily housing support for tenants and landlords due to the COVID-19 crisis, the SBA Paycheck Protection Program and Economic Injury Disaster Loans, and the Federal Reserve Main Street Lending Facility Program. Discussions with the IRS regarding extension of IRS deadlines for Section 1031 like-kind exchanges and Qualified Opportunity Zones. Discussions with the Small Business Administration (SBA) regarding the SBA COVID-19 relief programs for independent contractors and small businesses, including the Paycheck Protection Program and the Economic Injury Disaster Loans, and providing relief for 501(c)(6) organizations. Communications with the White House regarding COVID-19 relief for small businesses and independent contractors, non-profit organizations, and self-employed individuals; tax relief for individuals and businesses impacted by COVID-19, including deadline extensions; SBA COVID-19 relief programs; creation of a business and employee recovery fund; and mortgage forbearance options. Communications with the Department of Homeland Security (DHS) regarding including real estate as an essential service on the CISA list in response to the COVID-19 disaster. Communications with the Consumer Financial Protection Bureau (CFPB) regarding the COVID-19 response. Communications with the Federal Reserve regarding the Main Street Lending Facility Program.

Cannabis Banking Access HR1595 - SAFE Banking Act of 2019 S1200 - SAFE Banking Act of 2019 Communications with the House and Senate regarding access to federally-insured financial institutions for cannabis businesses.

GSE Reform Discussions with the House and Senate regarding GSE Reform. Anti-Money Laundering/Beneficial Ownership HR2513 - Corporate Transparency Act of 2019 HR2514 - Coordinating Oversight, Upgrading and Innovating Technology, and Examiner Reform Act of 2019 HR __ - (Discussion Draft) To make reforms to the Federal Bank Secrecy Act and anti-money laundering laws, and for other purposes S2563 - ILLICIT Cash Act (Discussion Draft) Discussions with the House Financial Services Committee on Anti-Money Laundering issues. Discussions with the House Financial Services Committee on the Bank Secrecy Act. Discussions with the Senate Banking Committee on Anti-Money Laundering issues. Credit Reporting HR3618 - Free Credit Scores for Consumers Act of 2019 HR3621 - Student Borrower Credit Improvement Act HR3622 - Restoring Unfairly Impaired Credit and Protecting Consumers Act HR4067 - Financial Inclusion in Banking Act of 2019 HR4328 - Protecting Innocent Consumers Affected by a Shutdown Act HR5332 - Protecting Your Credit Score Act of 2019 HR__ - Improving Credit Reporting for All Consumers Act of 2019 HR__ - Clarity in Credit Score Formation Act of 2019 HR__ - Accurate Access to Credit Information Act of 2019 Discussions with the Senate. Financial Education HR4067 - Financial Inclusion in Banking Act of 2019 Student Loan Debt HR4545 - Private Loan Disability Discharge Act of 2019 HR5287 - Fair Student Loan Debt Collection Practices Act HR5294 - Student Borrower Protections Act of 2019 Communications with the House and Senate. Credit Scoring HR5332 - Protecting Your Credit Score Act of 2020 Discussions with the House and Senate. Qualified Mortgage (QM) Rule HR2445 - Self-Employed Mortgage Access Act of 2019 Community Reinvestment Act HJRes90 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency relating to "Community Reinvestment Act Regulations". Access to Credit HR6794 - Promoting Access to Credit for Homebuyers Act of 2020 COVID-19 Relief HR6800 - HEROES Act Communications with the House Financial Services Committee regarding the CFPB structure, and RESPA. Communications with the Treasury Department regarding servicing issues. Communications with the Federal Reserve regarding the Main Street Lending Facility program, commercial mortgage-backed securities (CMBS) access to the Term Asset Loan Facility (TALF), and the Revised Interagency Statement on Loan Modifications by Financial Institutions Working with Customers Affected by the Coronavirus. Communications with the Office of the Comptroller of the Currency (OCC) regarding commercial mortgage-backed securities (CMBS) access to the Term Asset Loan Facility (TALF), and the Revised Interagency Statement on Loan Modifications by Financial Institutions Working with Customers Affected by the Coronavirus. Communications with the Federal Deposit Insurance Corporation (FDIC) regarding commercial mortgage-backed securities (CMBS) access to the Term Asset Loan Facility (TALF), and the Revised Interagency Statement on Loan Modifications by Financial Institutions Working with Customers Affected by the Coronavirus. Communications with the Consumer Financial Protection Bureau (CFPB) regarding the QM patch extension, servicing issues, RESPA, and the COVID-19 response. Communications with the Federal Housing Finance Agency (FHFA) regarding the GSE capital rule, mortgage service, credit access, and servicing issues.

Tax Reform HR188 - SALT Deductibility Act HR216 - Main Street Tax Certainty Act HR257 - SALT Fairness Act of 2019 HR515 - State And Local Tax Deduction Fairness Act of 2019 HR1142 - SALT Act HR1757 - To amend the Internal Revenue Code of 1986 to increase the limitation on the amount individuals can deduct for certain State and local taxes. HR1865 - Further Consolidated Appropriations Act, 2020 HR1869 - Restoring Investment in Improvements Act HR2624 - SALT Relief and Marriage Penalty Elimination Act of 2019 HR4274 - Cutting Local Taxes by Reinstating SALT Act HR5377 - Restoring Tax Fairness for States and Localities Act S437 - SALT Act S803 - Restoring Investment in Improvements Act S1149 - A bill to amend the Internal Revenue Code of 1986 to make permanent the deduction for qualified business income. New Energy Efficient Home Credit Letter to House Ways & Means in support of renewing the New Energy Efficient Home Credit Mortgage Debt Relief HR285 - Mortgage Debt Tax Forgiveness Act of 2018 HR1977 - Mortgage Forgiveness Tax Relief Act of 2019 Letter to full House in support of extending the exclusion for cancellation of mortgage debt on a principal residence Communications with Senate Finance Committee Taskforce on Mortgage Debt Forgiveness. Communications with the House and Senate regarding the Mortgage Debt Forgiveness exclusion. Carried Interest HR1735 - Carried Interest Fairness Act of 2019 S781 - Carried Interest Fairness Act of 2019 Tax Extenders HR1865 - Further Consolidated Appropriations Act, 2020 HR3301 - Taxpayer Certainty and Disaster Tax Relief Act of 2019 S617 - Tax Extender and Disaster Relief Act of 2019 Communications with the House and Senate on tax extenders and expiring tax provisions. Exclusion for Employer-Paid Student Debt HR1043 - Employer Participation in Repayment Act S460 - Employer Participation in Repayment Act of 2019 FIRPTA Repeal HR2210 - Invest in America Act Low Income Housing Tax Credit HR3077 - Affordable Housing Credit Improvement Act of 2019 S1703 - Affordable Housing Credit Improvement Act of 2019 Tax credit for refurbishing homes in troubled neighborhoods HR3316 - Neighborhood Home Investment Act Qualified Opportunity Zones S1344 - A bill to require the Secretary of the Treasury to collect data and issue a report on the opportunity zone tax incentives enacted by the 2017 tax reform legislation, and for other purposes. HR2593 - To require the Secretary of the Treasury to collect data and issue a report on the opportunity zone tax incentives enacted by the 2017 tax reform legislation, and for other purposes. Discussions with the House and Senate regarding the Qualified Opportunity Zone program rulemaking. Alternative Depreciation Systems S2984 - Multifamily Depreciation Parity Act of 2019 Communications with the Senate Finance Committee and the House Ways & Means Committee regarding alternative depreciation systems. 529 Account Use for Professional Certifications HR5339 - Freedom To Invest in Tomorrow's Workforce Act Section 1031 Like-Kind Exchanges HR2309 - Real Estate Exchange Fairness Act COVID-19 Relief HR748 - CARES Act HR6201 - Families First Coronavirus Response Act HR6776 - JOBS Credit Act of 2020 HR6800 - HEROES Act Communications with Congress regarding extending tax deadlines for Section 1031 like-kind exchanges and the Qualified Opportunity Zone program. Discussions with the U.S. Treasury Department regarding COVID-19 relief tax provisions, extension of tax deadlines for Section 1031 like-kind exchanges and Qualified Opportunity Zones. Discussions with the White House regarding COVID-19 relief tax provisions, extension of tax deadlines for Section 1031 like-kind exchanges and Qualified Opportunity Zones. Discussions with the IRS regarding COVID-19 relief tax provisions, extension of tax deadlines for Section 1031 like-kind exchanges and Qualified Opportunity Zones.

COVID-19 Relief HR748 - CARES Act HR6201 - Families First Coronavirus Response Act HR6800 - HEROES Act HR6886 - Paycheck Protection Program Flexibility Act of 2020 Communications with the House and Senate advocating for extension of the SBA relief programs (PPP and EIDL), forgiveness requirements, and 501(c)(6) relief. Communications with the Small Business Administration regarding COVID-19 relief programs for small businesses, independent contractors, and non-profit organizations; the Paycheck Protection Program loans; the Economic Injury Disaster Loan and advance grant program; and 501(c)(6) relief. Communications with the Treasury Department regarding COVID-19 relief programs for small businesses, independent contractors, and non-profit organizations; the Paycheck Protection Program loans; the Economic Injury Disaster Loan and advance grant program; and 501(c)(6) relief. Communications with the Department of Labor (DOL) regarding COVID-19 relief programs for small businesses and independent contractors; Emergency Paid Sick Leave, and Emergency Family and Medical Leave Expansion. Communications with the White House regarding the SBA Paycheck Protection Program (PPP) and Economic Injury Disaster Loans (EIDL).

United States-Mexico-Canada Agreement (USMCA) Communications with Congress supporting the USMCA. Communications with the White House supporting the USMCA.

Rural Housing HR3620 - Strategy and Investment in Rural Housing Preservation Act of 2019 Communications with the House Financial Services Committee in support of the Rural Housing Service. Communications with the House and Senate in support of rural housing programs, 502 loans, and rural broadband. Violence Against Women Act HR1585 - Violence Against Women Reauthorization Act of 2019 Veterans Housing Issues HR299 - Blue Water Navy Vietnam Veterans Act of 2019 HR5923 - Fair Access to Co-ops for Veterans Act Communications with the House of Representatives and the Senate opposing the use of VA Home Loan Guarantee Fees to pay for other VA programs. Fair Housing Protections HR5 - Equality Act HR149 - Housing Fairness Act of 2019 HR1865 - Further Consolidated Appropriations Act, 2020 S1246 - Fair and Equal Housing Act of 2019 Communications with the House and Senate regarding HUD FY 2021 appropriations, including support for Fair Housing Initiative Programs (FHIP) and the HUD Office of Fair Housing and Equal Opportunity. FHA Programs HR123 - FHA Additional Credit Pilot Program Reauthorization Act HR1865 - Further Consolidated Appropriations Act, 2020 HR2162 - Housing Financial Literacy Act of 2019 HR2852 - Homebuyer Assistance Act of 2019 HR3141 - FHA Loan Affordability Act of 2019 HR5931 - Improving FHA Support for Small Dollar Mortgages Act of 2020 S1722 - FHA Appraiser Eligibility Expansion Act HUD-Assisted Housing HR1690 - Safe Housing for Families Act of 2019 HR __ - DISCUSSION DRAFT - Housing Infrastructure Act Transportation and Housing HR4307 - Build More Housing Near Transit Act HR4351 - Yes In My Backyard Act S1919 - Yes In My Backyard Act Affordable Housing HR4300 - Fostering Stable Housing Opportunities Act of 2019 S1804 - HUD Manufactured Housing Modernization Act of 2019 S2160 - CO ALERTS Act of 2019 COVID-19 Relief HR748 - CARES Act HR6201 - Families First Coronavirus Response Act Communications with Congress requesting COVID-19 relief for multifamily property owners and tenants. HUD Leadership Communications with the Senate in support of Brian Montgomery's nomination to be Deputy Secretary of HUD, and in support of David Woll's nomination to be Assistant Secretary of HUD, Office of Community Planning and Development. Discussions with the Department of Housing and Urban Development (HUD) regarding, the FHA, barriers to affordable housing, fair housing, Section 8 Multifamily housing, the FHA Single Family loan program, nominations, and the FHA and private flood insurance. Discussions with the Department of Veterans Affairs (VA) regarding the VA home loan guarantee program. Discussions with the U.S. Department of Agriculture (USDA) regarding rural housing loans and multifamily housing. Discussions with the Federal Housing Finance Agency (FHFA) regarding appraisals and real property.

GSE Reform Discussions with the House and Senate regarding GSE Reform. Anti-Money Laundering/Beneficial Ownership HR2513 - Corporate Transparency Act of 2019 HR2514 - Coordinating Oversight, Upgrading and Innovating Technology, and Examiner Reform Act of 2019 HR __ - (Discussion Draft) To make reforms to the Federal Bank Secrecy Act and anti-money laundering laws, and for other purposes S2563 - ILLICIT Cash Act (Discussion Draft) Discussions with the House Financial Services Committee on Anti-Money Laundering issues. Discussions with the House Financial Services Committee on the Bank Secrecy Act. Discussions with the Senate Banking Committee on Anti-Money Laundering issues. Credit Reporting HR3618 - Free Credit Scores for Consumers Act of 2019 HR3621 - Student Borrower Credit Improvement Act HR3622 - Restoring Unfairly Impaired Credit and Protecting Consumers Act HR4067 - Financial Inclusion in Banking Act of 2019 HR4328 - Protecting Innocent Consumers Affected by a Shutdown Act HR5332 - Protecting Your Credit Score Act of 2019 HR__ - Improving Credit Reporting for All Consumers Act of 2019 HR__ - Clarity in Credit Score Formation Act of 2019 HR__ - Accurate Access to Credit Information Act of 2019 Discussions with the Senate. Financial Education HR4067 - Financial Inclusion in Banking Act of 2019 Student Loan Debt HR4545 - Private Loan Disability Discharge Act of 2019 HR5287 - Fair Student Loan Debt Collection Practices Act HR5294 - Student Borrower Protections Act of 2019 Communications with the House and Senate. Credit Scoring Discussions with the House and Senate. Qualified Mortgage (QM) Rule HR2445 - Self-Employed Mortgage Access Act of 2019 Communications with the House Financial Services Committee regarding housing finance, the CFPB structure, and anti-money laundering issues. Communications with the House and Senate regarding opposition to the use of G-Fees as a funding offset; COVID-19 relief for multifamily property owners and renters; creation of a business and employee recovery fund for COVID-19 relief; access to credit issues; QM patch extension; and housing finance reform. Communications with the Treasury Department regarding mortgage servicer liquidity, GSE reform. Communications with the Federal Reserve regarding mortgage servicer liquidity, GSE reform. Communications with the Consumer Financial Protection Bureau (CFPB) regarding the QM patch extension. Communications with the Federal Housing Finance Agency (FHFA) regarding GSE reform.

Patent Reform HR3666 - STRONGER Patents Act of 2019 S2082 - STRONGER Patents Act of 2019 Discussions with the House and Senate regarding patent reform.

United States-Mexico-Canada Agreement (USMCA) Communications with Congress supporting the USMCA. Communications with the White House supporting the USMCA.

COVID-19 Relief HR748 - CARES Act HR6201 - Families First Coronavirus Response Act Communications with the House and Senate advocating for inclusion of independent contractors and sole proprietors in COVID-19 small business relief programs. Communications with the Small Business Administration regarding COVID-19 relief programs for small businesses, independent contractors, and non-profit organizations; the Paycheck Protection Program loans; and the Economic Injury Disaster Loan and advance grant program. Communications with the Treasury Department regarding COVID-19 relief programs for small businesses, independent contractors, and non-profit organizations; the Paycheck Protection Program loans; and the Economic Injury Disaster Loan and advance grant program. Communications with the Department of Labor (DOL) regarding COVID-19 relief programs for small businesses and independent contractors; Emergency Paid Sick Leave, and Emergency Family and Medical Leave Expansion.

Pandemic Unemployment Assistance/COVID-19 Relief HR748 - CARES Act HR6201 - Families First Coronavirus Relief Act Discussions with the House and Senate on inclusion of independent contractors in pandemic unemployment assistance programs. Discussions with the Department of Labor regarding the CARES Act Pandemic Unemployment Assistance program.

Energy Efficiency HR3586 - The Energy Savings and Building Efficiency Act Algae Blooms HR335 - South Florida Clean Coastal Waters Act of 2019 Endangered Species Act HR__ - The LIST Act HR__ - The EMPOWERS Act HR__ - The PETITION Act HR__ - The WHOLE Act HR__ - Listing Reform Act HR__ - Property Rights Protection Act Carbon Sequestration and Property Values HR5859 - Trillion Trees Act Discussions with the Environmental Protection Agency (EPA) regarding the Waters of the U.S. (WOTUS) rule.

Association Health Plans HR2294 - Association Health Plans Act of 2019 S1170 - Association Health Plans Act of 2019 Discussions with the Department of Labor (DOL) regarding Association Health Plans.

Flood Insurance HR __ - To reauthorize the national flood insurance program and establish a program to make such insurance affordable to low-income families, and for other purposes HR __ - (Discussion Draft) Increased Cost of Compliance Coverage of the National Flood Insurance Act HR __ - (Discussion Draft) To improve the processes for establishing and appealing flood insurance rate maps under the National Flood Insurance Program, and for other purposes. HR __ - (Discussion Draft) To make administrative reforms to the National Flood Insurance Program to increase fairness and accuracy and protect the taxpayer from program fraud and abuse, and for other purposes. Letter to the House and Senate regarding FEMA Flood Map funding. Letter to the House Appropriations Subcommittee on the Interior regarding 3DEP Mapping. Letter to the Senate Appropriations Subcommittee on the Interior regarding 3DEP Mapping. HR268 - Supplemental Appropriations Act, 2019 HR1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. HR1865 - Further Consolidated Appropriations Act, 2020 HR2578 - National Flood Insurance Program Extension Act of 2019 HR3055 - Further Continuing Appropriations Act, 2020, and Further Health Extenders Act of 2019 HR3167 - National Flood Insurance Program Reauthorization Act of 2019 HR3462 - SHELTER Act HR4378 - Continuing Appropriations Act, 2020, and Health Extenders Act of 2019 S572 - Additional Supplemental Appropriations for Disaster Relief, 2019 S1958 - SHELTER Act Communications with Congress regarding the FEMA 2020 priority issues. Association Health Plans HR2294 - Association Health Plans Act of 2019 S1170 - Association Health Plans Act of 2019 Terrorism Risk Insurance HR1865 - Further Consolidated Appropriations Act, 2020 HR4634 - Terrorism Risk Insurance Program Reauthorization Act of 2019 S2877 - Terrorism Risk Insurance Program Reauthorization Act of 2019 Communications with the House and Senate regarding reauthorization of the Terrorism Risk Insurance Program. Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance, disaster insurance. Discussions with the Department of Housing and Urban Development (HUD) regarding private flood insurance. Discussions with the Department of Labor (DOL) regarding Association Health Plans.

Cannabis Banking Access HR1595 - SAFE Banking Act of 2019 S1200 - SAFE Banking Act of 2019 Communications with the House and Senate regarding access to federally-insured financial institutions for cannabis businesses.

Flood Insurance HR __ - To reauthorize the national flood insurance program and establish a program to make such insurance affordable to low-income families, and for other purposes HR __ - (Discussion Draft) Increased Cost of Compliance Coverage of the National Flood Insurance Act HR __ - (Discussion Draft) To improve the processes for establishing and appealing flood insurance rate maps under the National Flood Insurance Program, and for other purposes. HR __ - (Discussion Draft) To make administrative reforms to the National Flood Insurance Program to increase fairness and accuracy and protect the taxpayer from program fraud and abuse, and for other purposes. Letter to the House and Senate regarding FEMA Flood Map funding. Letter to the House Appropriations Subcommittee on the Interior regarding 3DEP Mapping. Letter to the Senate Appropriations Subcommittee on the Interior regarding 3DEP Mapping. HR268 - Supplemental Appropriations Act, 2019 HR1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. HR1865 - Further Consolidated Appropriations Act, 2020 HR2578 - National Flood Insurance Program Extension Act of 2019 HR3055 - Further Continuing Appropriations Act, 2020, and Further Health Extenders Act of 2019 HR3167 - National Flood Insurance Program Reauthorization Act of 2019 HR3462 - SHELTER Act HR4378 - Continuing Appropriations Act, 2020, and Health Extenders Act of 2019 S572 - Additional Supplemental Appropriations for Disaster Relief, 2019 S1958 - SHELTER Act Disaster Relief S617 - Tax Extender and Disaster Relief Act of 2019 COVID-19 Relief HR748 - CARES Act HR6201 - Families First Coronavirus Response Act Discussions with the House of Representatives and Senate regarding COVID-19 relief for small businesses, independent contractors, self-employed individuals, and non-profit organizations; extensions for tax deadlines for Section 1031 Like-Kind Exchanges and Qualified Opportunity Zones; SBA COVID-19 relief programs (Paycheck Protection Program Loans and Economic Injury Disaster Loans), unemployment issues; and access to credit issues as a result of COVID-19. Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance and disaster insurance. Discussions with the Department of Housing and Urban Development (HUD) regarding flood insurance and private FHA flood insurance. Discussions with the Treasury Department regarding extension of IRS deadlines for Section 1031 like-kind exchanges and Qualified Opportunity Zones; the creation of a business and employee recovery fund; and multifamily housing support for tenants and landlords due to the COVID-19 crisis. Discussions with the IRS regarding extension of IRS deadlines for Section 1031 like-kind exchanges and Qualified Opportunity Zones. Discussions with the Small Business Administration (SBA) regarding the SBA COVID-19 relief programs for independent contractors and small businesses, including the Paycheck Protection Program and the Economic Injury Disaster Loans. Communications with the White House regarding COVID-19 relief for small businesses and independent contractors, non-profit organizations, and self-employed individuals; tax relief for individuals and businesses impacted by COVID-19, including deadline extensions; SBA COVID-19 relief programs; creation of a business and employee recovery fund; and mortgage forbearance options. Communications with the Department of Homeland Security (DHS) regarding including real estate as an essential service on the CISA list in response to the COVID-19 disaster.

Privacy and Data Security HR __ - (Discussion Draft) United States Consumer Data Privacy Act of 2019 S__ - (Discussion Draft) Consumer Online Privacy Rights Act Broadband Access S1294 - Broadband Interagency Coordination Act of 2019 Communications with the House and Senate regarding rural broadband access Qualified Mortgage Rule HR2445 - Self-Employed Mortgage Access Act of 2019 Remote Online Notarization HR6364 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2020 S3533 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2020 2020 Census Funding Discussions with the Senate Commerce Committee on the 2020 Census Funding. Discussions with the Consumer Financial Protection Board (CFPB) regarding TRID. Discussions with the U.S. Census Bureau regarding 2020 Census partnership and engagement. Discussions with the Senate Commerce Committee and House Commerce Committee regarding data privacy issues.

Infrastructure S2302 - America's Transportation Infrastructure Act of 2019 Discussions with the House and Senate on a comprehensive infrastructure package. Transportation and Housing HR4307 - Build More Housing Near Transit Act HR4351 - Yes In My Backyard Act HR6175 - REHAB Act of 2020 S1919 - Yes In My Backyard Act

Flood Insurance HR __ - To reauthorize the national flood insurance program and establish a program to make such insurance affordable to low-income families, and for other purposes HR __ - (Discussion Draft) Increased Cost of Compliance Coverage of the National Flood Insurance Act HR __ - (Discussion Draft) To improve the processes for establishing and appealing flood insurance rate maps under the National Flood Insurance Program, and for other purposes. HR __ - (Discussion Draft) To make administrative reforms to the National Flood Insurance Program to increase fairness and accuracy and protect the taxpayer from program fraud and abuse, and for other purposes. Letter to the House and Senate regarding FEMA Flood Map funding. Letter to the House Appropriations Subcommittee on the Interior regarding 3DEP Mapping. Letter to the Senate Appropriations Subcommittee on the Interior regarding 3DEP Mapping. HR268 - Supplemental Appropriations Act, 2019 HR1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. HR1865 - Further Consolidated Appropriations Act, 2020 HR2578 - National Flood Insurance Program Extension Act of 2019 HR3055 - Further Continuing Appropriations Act, 2020, and Further Health Extenders Act of 2019 HR3167 - National Flood Insurance Program Reauthorization Act of 2019 HR3462 - SHELTER Act HR4378 - Continuing Appropriations Act, 2020, and Health Extenders Act of 2019 S572 - Additional Supplemental Appropriations for Disaster Relief, 2019 S1958 - SHELTER Act Association Health Plans HR2294 - Association Health Plans Act of 2019 S1170 - Association Health Plans Act of 2019 Terrorism Risk Insurance HR1865 - Further Consolidated Appropriations Act, 2020 HR4634 - Terrorism Risk Insurance Program Reauthorization Act of 2019 S2877 - Terrorism Risk Insurance Program Reauthorization Act of 2019 Communications with the House and Senate regarding reauthorization of the Terrorism Risk Insurance Program. Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance, disaster insurance. Discussions with the Department of Housing and Urban Development (HUD) regarding flood insurance. Discussions with the Department of Labor (DOL) regarding Association Health Plans. Discussions with the White House regarding Association Health Plans.

Privacy and Data Security HR __ - (Discussion Draft) United States Consumer Data Privacy Act of 2019 S__ - (Discussion Draft) Consumer Online Privacy Rights Act Broadband Access S1294 - Broadband Interagency Coordination Act of 2019 Qualified Mortgage Rule HR2445 - Self-Employed Mortgage Access Act of 2019 2020 Census Funding Discussions with the Senate Commerce Committee on the 2020 Census Funding Discussions with the Consumer Financial Protection Board (CFPB) regarding TRID. Discussions with the U.S. Census Bureau regarding 2020 Census partnership and engagement.

Cannabis Banking Access HR1595 - SAFE Banking Act of 2019 S1200 - SAFE Banking Act of 2019 Communications with the House and Senate regarding access to federally-insured financial institutions for cannabis businesses.

Association Health Plans HR2294 - Association Health Plans Act of 2019 S1170 - Association Health Plans Act of 2019 Discussions with the Department of Labor (DOL) regarding Association Health Plans. Discussions with the White House regarding Association Health Plans.

Tax Reform HR188 - SALT Deductibility Act HR216 - Main Street Tax Certainty Act HR257 - SALT Fairness Act of 2019 HR515 - State And Local Tax Deduction Fairness Act of 2019 HR1142 - SALT Act HR1757 - To amend the Internal Revenue Code of 1986 to increase the limitation on the amount individuals can deduct for certain State and local taxes. HR1865 - Further Consolidated Appropriations Act, 2020 HR1869 - Restoring Investment in Improvements Act HR2624 - SALT Relief and Marriage Penalty Elimination Act of 2019 HR4274 - Cutting Local Taxes by Reinstating SALT Act HR5377 - Restoring Tax Fairness for States and Localities Act S437 - SALT Act S803 - Restoring Investment in Improvements Act S1149 - A bill to amend the Internal Revenue Code of 1986 to make permanent the deduction for qualified business income. New Energy Efficient Home Credit Letter to House Ways & Means in support of renewing the New Energy Efficient Home Credit Mortgage Debt Relief HR285 - Mortgage Debt Tax Forgiveness Act of 2018 HR1977 - Mortgage Forgiveness Tax Relief Act of 2019 Letter to full House in support of extending the exclusion for cancellation of mortgage debt on a principal residence Communications with Senate Finance Committee Taskforce on Mortgage Debt Forgiveness. Communications with the House and Senate regarding the Mortgage Debt Forgiveness exclusion. Carried Interest HR1735 - Carried Interest Fairness Act of 2019 S781 - Carried Interest Fairness Act of 2019 Tax Extenders HR1865 - Further Consolidated Appropriations Act, 2020 HR3301 - Taxpayer Certainty and Disaster Tax Relief Act of 2019 S617 - Tax Extender and Disaster Relief Act of 2019 Communications with the House and Senate on tax extenders and expiring tax provisions. Exclusion for Employer-Paid Student Debt HR1043 - Employer Participation in Repayment Act S460 - Employer Participation in Repayment Act of 2019 FIRPTA Repeal HR2210 - Invest in America Act Low Income Housing Tax Credit HR3077 - Affordable Housing Credit Improvement Act of 2019 S1703 - Affordable Housing Credit Improvement Act of 2019 Tax credit for refurbishing homes in troubled neighborhoods HR3316 - Neighborhood Home Investment Act Qualified Opportunity Zones S1344 - A bill to require the Secretary of the Treasury to collect data and issue a report on the opportunity zone tax incentives enacted by the 2017 tax reform legislation, and for other purposes. Discussions with the House and Senate regarding the Qualified Opportunity Zone program rulemaking. Alternative Depreciation Systems S2984 - Multifamily Depreciation Parity Act of 2019 Communications with the Senate Finance Committee and the House Ways & Means Committee regarding alternative depreciation systems. Discussions with the U.S. Treasury Department regarding tax reform, Qualified Opportunity Zones.

Flood Insurance HR __ - To reauthorize the national flood insurance program and establish a program to make such insurance affordable to low-income families, and for other purposes HR __ - (Discussion Draft) Increased Cost of Compliance Coverage of the National Flood Insurance Act HR __ - (Discussion Draft) To improve the processes for establishing and appealing flood insurance rate maps under the National Flood Insurance Program, and for other purposes. HR __ - (Discussion Draft) To make administrative reforms to the National Flood Insurance Program to increase fairness and accuracy and protect the taxpayer from program fraud and abuse, and for other purposes. Letter to the House and Senate regarding FEMA Flood Map funding. Letter to the House Appropriations Subcommittee on the Interior regarding 3DEP Mapping. Letter to the Senate Appropriations Subcommittee on the Interior regarding 3DEP Mapping. HR268 - Supplemental Appropriations Act, 2019 HR1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. HR1865 - Further Consolidated Appropriations Act, 2020 HR2578 - National Flood Insurance Program Extension Act of 2019 HR3055 - Further Continuing Appropriations Act, 2020, and Further Health Extenders Act of 2019 HR3167 - National Flood Insurance Program Reauthorization Act of 2019 HR3462 - SHELTER Act HR4378 - Continuing Appropriations Act, 2020, and Health Extenders Act of 2019 S572 - Additional Supplemental Appropriations for Disaster Relief, 2019 S1958 - SHELTER Act Disaster Relief S617 - Tax Extender and Disaster Relief Act of 2019 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance and disaster insurance. Discussions with the Department of Housing and Urban Development (HUD) regarding flood insurance and private FHA flood insurance. Discussions with the White House regarding flood insurance. Discussions with the National Economic Council (NEC) regarding flood insurance.

Rural Housing HR3620 - Strategy and Investment in Rural Housing Preservation Act of 2019 Communications with the House Financial Services Committee in support of the Rural Housing Service. Violence Against Women Act HR1585 - Violence Against Women Reauthorization Act of 2019 Veterans Housing Issues HR299 - Blue Water Navy Vietnam Veterans Act of 2019 Communications with the House of Representatives and the Senate opposing the use of VA Home Loan Guarantee Fees to pay for other VA programs. Fair Housing Protections HR5 - Equality Act HR1865 - Further Consolidated Appropriations Act, 2020 S1246 - Fair and Equal Housing Act of 2019 FHA Programs HR123 - FHA Additional Credit Pilot Program Reauthorization Act HR1865 - Further Consolidated Appropriations Act, 2020 HR2162 - Housing Financial Literacy Act of 2019 HR2852 - Homebuyer Assistance Act of 2019 HR3141 - FHA Loan Affordability Act of 2019 S1722 - FHA Appraiser Eligibility Expansion Act HUD-Assisted Housing HR1690 - Safe Housing for Families Act of 2019 HR __ - DISCUSSION DRAFT - Housing Infrastructure Act Transportation and Housing HR4307 - Build More Housing Near Transit Act HR4351 - Yes In My Backyard Act S1919 - Yes In My Backyard Act Affordable Housing HR4300 - Fostering Stable Housing Opportunities Act of 2019 S1804 - HUD Manufactured Housing Modernization Act of 2019 S2160 - CO ALERTS Act of 2019 HUD Leadership Communications with the Senate Finance Committee in support of Brian Montgomery's nomination to be Deputy Secretary of HUD Discussions with the Department of Housing and Urban Development (HUD) regarding the FHA condominium rule, the FHA, loan limits, barriers to affordable housing, and fair housing. Discussions with the Department of Veterans Affairs (VA) regarding the VA home loan guarantee program. Discussions with the U.S. Department of Agriculture (USDA) regarding rural housing loans. Discussions with the White House regarding barriers to affordable housing, and the nomination of Brian Montgomery to be Deputy Secretary of HUD.

Energy Efficiency HR3586 - The Energy Savings and Building Efficiency Act Algae Blooms HR335 - South Florida Clean Coastal Waters Act of 2019 Endangered Species Act HR__ - The LIST Act HR__ - The EMPOWERS Act HR__ - The PETITION Act HR__ - The WHOLE Act HR__ - Listing Reform Act HR__ - Property Rights Protection Act Discussions with the Environmental Protection Agency (EPA) regarding the Waters of the U.S. (WOTUS) rule and lead paint regulations. Discussions with the Office of Management and Budget (OMB) regarding the National Environmental Policy Act (NEPA) and the Waters of the U.S. (WOTUS) rule.

Infrastructure S2302 - America's Transportation Infrastructure Act of 2019 Discussions with the House and Senate on a comprehensive infrastructure package. Transportation and Housing HR4307 - Build More Housing Near Transit Act HR4351 - Yes In My Backyard Act S1919 - Yes In My Backyard Act

Flood Insurance HR __ - To reauthorize the national flood insurance program and establish a program to make such insurance affordable to low-income families, and for other purposes HR __ - (Discussion Draft) Increased Cost of Compliance Coverage of the National Flood Insurance Act HR __ - (Discussion Draft) To improve the processes for establishing and appealing flood insurance rate maps under the National Flood Insurance Program, and for other purposes. HR __ - (Discussion Draft) To make administrative reforms to the National Flood Insurance Program to increase fairness and accuracy and protect the taxpayer from program fraud and abuse, and for other purposes. Letter to the House and Senate regarding FEMA Flood Map funding. Letter to the House Appropriations Subcommittee on the Interior regarding 3DEP Mapping. Letter to the Senate Appropriations Subcommittee on the Interior regarding 3DEP Mapping. HR268 - Supplemental Appropriations Act, 2019 HR1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. HR2578 - National Flood Insurance Program Extension Act of 2019 HR3167 - National Flood Insurance Program Reauthorization Act of 2019 HR3462 - SHELTER Act HR4378 - Continuing Appropriations Act, 2020, and Health Extenders Act of 2019 S572 - Additional Supplemental Appropriations for Disaster Relief, 2019 S1958 - SHELTER Act Disaster Relief S617 - Tax Extender and Disaster Relief Act of 2019 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance. Discussions with the Federal Housing Administration (FHA) within the Department of Housing and Urban Development (HUD) regarding flood insurance.

Tax Reform HR188 - SALT Deductibility Act HR216 - Main Street Tax Certainty Act HR257 - SALT Fairness Act of 2019 HR515 - State And Local Tax Deduction Fairness Act of 2019 HR1142 - SALT Act HR1757 - To amend the Internal Revenue Code of 1986 to increase the limitation on the amount individuals can deduct for certain State and local taxes. HR1869 - Restoring Investment in Improvements Act HR2624 - SALT Relief and Marriage Penalty Elimination Act of 2019 HR4274 - Cutting Local Taxes by Reinstating SALT Act S437 - SALT Act S803 - Restoring Investment in Improvements Act S1149 - A bill to amend the Internal Revenue Code of 1986 to make permanent the deduction for qualified business income. New Energy Efficient Home Credit Letter to House Ways & Means in support of renewing the New Energy Efficient Home Credit Mortgage Debt Relief HR285 - Mortgage Debt Tax Forgiveness Act of 2018 HR1977 - Mortgage Forgiveness Tax Relief Act of 2019 Letter to full House in support of extending the exclusion for cancellation of mortgage debt on a principal residence Communications with Senate Finance Committee Taskforce on Mortgage Debt Forgiveness. Communications with the House and Senate regarding the Mortgage Debt Forgiveness exclusion. Carried Interest HR1735 - Carried Interest Fairness Act of 2019 S781 - Carried Interest Fairness Act of 2019 Tax Extenders HR3301 - Taxpayer Certainty and Disaster Tax Relief Act of 2019 S617 - Tax Extender and Disaster Relief Act of 2019 Communications with the House and Senate on tax extenders and expiring tax provisions. Exclusion for Employer-Paid Student Debt HR1043 - Employer Participation in Repayment Act S460 - Employer Participation in Repayment Act of 2019 FIRPTA Repeal HR2210 - Invest in America Act Low Income Housing Tax Credit HR3077 - Affordable Housing Credit Improvement Act of 2019 S1703 - Affordable Housing Credit Improvement Act of 2019 Tax credit for refurbishing homes in troubled neighborhoods HR3316 - Neighborhood Home Investment Act Qualified Opportunity Zones S1344 - A bill to require the Secretary of the Treasury to collect data and issue a report on the opportunity zone tax incentives enacted by the 2017 tax reform legislation, and for other purposes. Discussions with the House and Senate regarding the Qualified Opportunity Zone program rulemaking. Alternative Depreciation Systems Communications with the Senate Finance Committee and the House Ways & Means Committee regarding alternative depreciation systems. Discussions with the U.S. Treasury Department regarding tax reform. Contacts with the Department of Housing and Urban Development regarding the Qualified Opportunity Zone program. Contacts with the White House regarding the Qualified Opportunity Zone program.

Privacy and Data Security Communications with the U.S. Senate on proposed privacy and data security legislation. Communications with the U.S. House of Representatives regarding privacy and data security issues. Broadband Access S1294 - Broadband Interagency Coordination Act of 2019 2020 Census Funding Discussions with the Senate Commerce Committee on the 2020 Census Funding Discussions with the Consumer Financial Protection Board (CFPB) regarding RESPA.

Patent Reform HR3666 - STRONGER Patents Act of 2019 S2082 - STRONGER Patents Act of 2019 Discussions with the House and Senate regarding patent reform.

GSE Reform Discussions with the House and Senate regarding GSE Reform. Anti-Money Laundering/Beneficial Ownership HR2513 - Corporate Transparency Act of 2019 HR __ - (Discussion Draft) To make reforms to the Federal Bank Secrecy Act and anti-money laundering laws, and for other purposes S2563 - ILLICIT Cash Act (Discussion Draft) Discussions with the House Financial Services Committee on Anti-Money Laundering issues. Discussions with the House Financial Services Committee on the Bank Secrecy Act. Discussions with the Senate Banking Committee on Anti-Money Laundering issues. Credit Reporting HR3618 - Free Credit Scores for Consumers Act of 2019 HR3621 - Student Borrower Credit Improvement Act HR3622 - Restoring Unfairly Impaired Credit and Protecting Consumers Act HR4328 - Protecting Innocent Consumers Affected by a Shutdown Act HR__ - Improving Credit Reporting for All Consumers Act of 2019 HR__ - Clarity in Credit Score Formation Act of 2019 HR__ - Accurate Access to Credit Information Act of 2019 Discussions with the Senate. Financial Education HR4067 - Financial Inclusion in Banking Act of 2019 Student Loan Debt Communications with the House and Senate. Credit Scoring Discussions with the House and Senate. Communications with the Consumer Financial Protection Board (CFPB) regarding the QM Patch. Communications with the Federal Housing Finance Agency (FHFA) regarding GSE reform, credit scores. Communications with the White House regarding GSE reform, financing reform. Communications with the Financial Crimes Enforcment Network (FinCEN) regarding anti-money laundering. Communications with the Department of the Treasury regarding GSE reform.

Cannabis Banking Access HR1595 - SAFE Banking Act of 2019 S1200 - SAFE Banking Act of 2019 Communications with the House and Senate regarding access to federally-insured financial institutions for cannabis businesses.

Association Health Plans HR2294 - Association Health Plans Act of 2019 S1170 - Association Health Plans Act of 2019 Discussions with the Department of Labor (DOL) regarding Association Health Plans. Discussions with the White House regarding Association Health Plans.

Rural Housing HR3620 - Strategy and Investment in Rural Housing Preservation Act of 2019 Communications with the House Financial Services Committee in support of the Rural Housing Service. Violence Against Women Act HR1585 - Violence Against Women Reauthorization Act of 2019 Veterans Housing Issues HR299 - Blue Water Navy Vietnam Veterans Act of 2019 Communications with the House of Representatives and the Senate opposing the use of VA Home Loan Guarantee Fees to pay for other VA programs. Fair Housing Protections Based on Sexual Orientation and Diversity HR5 - Equality Act S1246 - Fair and Equal Housing Act of 2019 FHA Programs HR123 - FHA Additional Credit Pilot Program Reauthorization Act HR2162 - Housing Financial Literacy Act of 2019 HR2852 - Homebuyer Assistance Act of 2019 HR3141 - FHA Loan Affordability Act of 2019 S1722 - FHA Appraiser Eligibility Expansion Act HUD-Assisted Housing HR1690 - Safe Housing for Families Act of 2019 HR __ - DISCUSSION DRAFT - Housing Infrastructure Act Transportation and Housing HR4307 - Build More Housing Near Transit Act HR4351 - Yes In My Backyard Act S1919 - Yes In My Backyard Act Downpayment Assistance Communications with Rep. Meeks' office in support of the American Dream Downpayment Act draft bill. Discussions with the Department of Housing and Urban Development (HUD) and the Federal Housing Agency (FHA) within HUD regarding the FHA condominium rule, companion and service animal guidance, Opportunity Zones, the FHA, FHA premiums, EAD Visas, access to FHA loans for cannabis business employees, and assisted housing. Discussions with the Department of Veterans Affairs (VA) regarding the VA home loan guarantee program and funding fees. Discussions with the U.S. Department of Agriculture (USDA) regarding rural housing loans. Discussions with the White House regarding barriers to affordable housing, service animals, the FHA condominium rule, and Opportunity Zones.

Infrastructure S2302 - America's Transportation Infrastructure Act of 2019 Discussions with the House and Senate on a comprehensive infrastructure package. Transportation and Housing HR4307 - Build More Housing Near Transit Act HR4351 - Yes In My Backyard Act S1919 - Yes In My Backyard Act

Tax Reform HR188 - SALT Deductibility Act HR216 - Main Street Tax Certainty Act HR257 - SALT Fairness Act of 2019 HR515 - State And Local Tax Deduction Fairness Act of 2019 HR1142 - SALT Act HR1757 - To amend the Internal Revenue Code of 1986 to increase the limitation on the amount individuals can deduct for certain State and local taxes. HR1869 - Restoring Investment in Improvements Act HR2624 - SALT Relief and Marriage Penalty Elimination Act of 2019 S437 - SALT Act S803 - Restoring Investment in Improvements Act S1149 - A bill to amend the Internal Revenue Code of 1986 to make permanent the deduction for qualified business income. New Energy Efficient Home Credit Letter to House Ways & Means in support of renewing the New Energy Efficient Home Credit Mortgage Debt Relief HR285 - Mortgage Debt Tax Forgiveness Act of 2018 HR1977 - Mortgage Forgiveness Tax Relief Act of 2019 Letter to full House in support of extending the exclusion for cancellation of mortgage debt on a principal residence Communications with Senate Finance Committee Taskforce on Mortgage Debt Forgiveness. Communications with the House and Senate regarding the Mortgage Debt Forgiveness exclusion. Carried Interest HR1735 - Carried Interest Fairness Act of 2019 S781 - Carried Interest Fairness Act of 2019 Tax Extenders HR3301 - Taxpayer Certainty and Disaster Tax Relief Act of 2019 S617 - Tax Extender and Disaster Relief Act of 2019 Communications with the House and Senate on tax extenders. Exclusion for Employer-Paid Student Debt HR1043 - Employer Participation in Repayment Act FIRPTA Repeal HR2210 - Invest in America Act Low Income Housing Tax Credit HR3077 - Affordable Housing Credit Improvement Act of 2019 S1703 - Affordable Housing Credit Improvement Act of 2019 Tax credit for refurbishing homes in troubled neighborhoods HR3316 - Neighborhood Home Investment Act Qualified Opportunity Zones S1344 - A bill to require the Secretary of the Treasury to collect data and issue a report on the opportunity zone tax incentives enacted by the 2017 tax reform legislation, and for other purposes. Discussions with the House and Senate regarding the Qualified Opportunity Zone program rulemaking. Contacts with the Internal Revenue Service (IRS) regarding the Qualified Opportunity Zone program. Discussions with the U.S. Treasury Department regarding the Qualified Opportunity Zone program. Contacts with the Department of Housing and Urban Development regarding the Qualified Opportunity Zone program. Contacts with the White House regarding the Qualified Opportunity Zone program.

GSE Reform Discussions with the House and Senate regarding GSE Reform. Anti-Money Laundering/Beneficial Ownership HR2513 - Corporate Transparency Act of 2019 HR __ - (Discussion Draft) To make reforms to the Federal Bank Secrecy Act and anti-money laundering laws, and for other purposes Discussions with the House Financial Services Committee on Anti-Money Laundering issues. Discussions with the House Financial Services Committee on the Bank Secrecy Act. Credit Reporting Discussions with the Senate. Student Loan Debt Communications with the House and Senate. Credit Scoring Discussions with the House and Senate. Communications with the U.S. Department of the Treasury regarding GSE reform. Communications with the Consumer Financial Protection Board (CFPB) regarding the TRID Rule. Communications with the Federal Housing Finance Agency (FHFA) regarding GSE reform, credit availability, loan limits, pricing, and capital requirements. Communications with the White House regarding GSE reform. Communications with the Financial Crimes Enforcment Network (FinCEN) regarding anti-money laundering.

Infrastructure Discussions with the House and Senate on a comprehensive infrastructure package.

Flood Insurance HR __ - To reauthorize the national flood insurance program and establish a program to make such insurance affordable to low-income families, and for other purposes HR __ - (Discussion Draft) Increased Cost of Compliance Coverage of the National Flood Insurance Act HR __ - (Discussion Draft) To improve the processes for establishing and appealing flood insurance rate maps under the National Flood Insurance Program, and for other purposes. HR __ - (Discussion Draft) To make administrative reforms to the National Flood Insurance Program to increase fairness and accuracy and protect the taxpayer from program fraud and abuse, and for other purposes. Letter to the House and Senate regarding FEMA Flood Map funding. Letter to the House Appropriations Subcommittee on the Interior regarding 3DEP Mapping. Letter to the Senate Appropriations Subcommittee on the Interior regarding 3DEP Mapping. HR268 - Supplemental Appropriations Act, 2019 HR1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. HR2578 - National Flood Insurance Program Extension Act of 2019 HR3167 - National Flood Insurance Program Reauthorization Act of 2019 S572 - Additional Supplemental Appropriations for Disaster Relief, 2019 S1958 - SHELTER Act Disaster Relief S617 - Tax Extender and Disaster Relief Act of 2019 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance. Discussions with the Federal Housing Administration (FHA) within the Department of Housing and Urban Development (HUD) regarding private flood maps.

Rural Housing Communications with the House Agriculture Committee in support of the Rural Housing Service. Communications with the House Financial Services Committee regarding rural housing issues. Letter to the full House of Representatives in support of reopening the Rural Housing Service during the federal government shutdown. Nominations Letter to the Senate Banking Committee in support of Mr. Seth Daniel Appleton to be the Department of Housing and Urban Developments (HUD) Assistant Secretary for Policy Development and Research. Violence Against Women Act HR1585 - Violence Against Women Reauthorization Act of 2019 Veterans Housing Issues HR299 - Blue Water Navy Vietnam Veterans Act of 2019 Fair Housing Protections Based on Sexual Orientation and Diversity HR5 - Equality Act Discussions with the Department of Housing and Urban Development (HUD) regarding the FHA condominium rule, companion and service animal guidance, FHA premiums, fair housing, the HUD counseling board, the Violence Against Women Act, and low-income housing assistance. Discussions with the Department of Veterans Affairs (VA) regarding HR 299 (Blue Water Navy Vietnam Veterans Act of 2019), the VA 75th Anniversary, and the VA home loan guarantee program. Discussions with the U.S. Department of Agriculture (USDA) regarding rural housing loans and the Rural Housing Service. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding diversity in fair housing.

Tax Reform HR188 - SALT Deductibility Act HR216 - Main Street Tax Certainty Act HR257 - SALT Fairness Act of 2019 HR515 - State And Local Tax Deduction Fairness Act of 2019 HR1142 - SALT Act HR1757 - To amend the Internal Revenue Code of 1986 to increase the limitation on the amount individuals can deduct for certain State and local taxes. HR1869 - Restoring Investment in Improvements Act S437 - SALT Act S803 - Restoring Investment in Improvements Act S1149 - A bill to amend the Internal Revenue Code of 1986 to make permanent the deduction for qualified business income. New Energy Efficient Home Credit Letter to House Ways & Means in support of renewing the New Energy Efficient Home Credit Mortgage Debt Relief HR285 - Mortgage Debt Tax Forgiveness Act of 2018 HR1977 - Mortgage Forgiveness Tax Relief Act of 2019 Letter to full House in support of extending the exclusion for cancellation of mortgage debt on a principal residence Carried Interest HR1735 - Carried Interest Fairness Act of 2019 S781 - Carried Interest Fairness Act of 2019 Tax Extenders S617 - Tax Extender and Disaster Relief Act of 2019 Contacts with the Internal Revenue Service (IRS) regarding the Qualified Opportunity Zone program.

Infrastructure Discussions with the House Transportation Committee on passage of a comprehensive infrastructure package.

Privacy and Data Security Communications with the U.S. Senate Banking Committee on proposed privacy and data security legislation, as well as digital privacy issues. Communications with the U.S. House of Representatives regarding privacy and data security issues. Discussions with the Consumer Financial Protection Board (CFPB) regarding RESPA

Nominations Letter to the Senate in support of Dr. Mark Calabria to be Director of the Federal Housing Finance Agency (FHFA) Letter to Senate Banking Committee in support of Mr. Todd Harper to be a Member of the National Credit Union Administration (NCUA) Board Letter to Senate Banking Committee in support of the Honorable Rodney Hood to be a Member of the NCUA Board Letter to Senate Banking Committee in support of Mr. Bimal Patel to be the Assistant Secretary for the Department of Treasury GSE Reform Discussions with the Senate Banking Committee regarding GSE Reform. Discussions with the House Financial Services Committee regarding GSE Reform. Anti-Money Laundering/Beneficial Ownership HR __ - (Discussion Draft) Corporate Transparency Act HR __ - (Discussion Draft) To make reforms to the Federal Bank Secrecy Act and anti-money laundering laws, and for other purposes Communications with the U.S. Department of the Treasury regarding the GSE public mission and housing finance reform. Communications with the Consumer Financial Protection Board (CFPB) regarding RESPA and Qualified Mortgage (QM) rules. Communications with the Federal Housing Finance Agency (FHFA) regarding GSE reform, credit availability, local limits, and the FHFA director nomination. Communications with the Securities and Exchange Commission (SEC) regarding the current expected credit loss standards for banks. Communications with the Financial Accounting Standards Board (FASB) regarding the current expected credit loss standards for banks. Communications with the White House regarding the FHFA director nomination.

Flood Insurance HR __ - To reauthorize the national flood insurance program and establish a program to make such insurance affordable to low-income families, and for other purposes HR __ - (Discussion Draft) Increased Cost of Compliance Coverage of the National Flood Insurance Act HR __ - (Discussion Draft) To improve the processes for establishing and appealing flood insurance rate maps under the National Flood Insurance Program, and for other purposes. HR __ - (Discussion Draft) To make administrative reforms to the National Flood Insurance Program to increase fairness and accuracy and protect the taxpayer from program fraud and abuse, and for other purposes. Disaster Relief S617 - Tax Extender and Disaster Relief Act of 2019 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance, flood maps, and flood insurance rates. Discussions with the Federal Reserve System regarding the private flood insurance rule. Discussions with the Federal Deposit Insurance Corporation (FDIC) regarding the private flood insurance rule. Discussions with the Office of the Comptroller of the Currency (OCC) regarding the private flood insurance rule.

Association Health Plans Statement to House Ways & Means Committee in support of Association Health Plans (AHPs). Statement to House Energy & Commerce Committee in support of Association Health Plans (AHPs).

Nominations Letter to the U.S. Senate in support of the nomination of Andrew Wheeler to be Administrator of the U.S. Environmental Protection Agency (EPA). Discussions with the EPA regarding the Waters of the U.S. (WOTUS) rule.

Infrastructure Discussions with the House and Senate on a comprehensive infrastructure package.

Tax Reform HR188 - SALT Deductibility Act HR216 - Main Street Tax Certainty Act HR257 - SALT Fairness Act of 2019 HR515 - State And Local Tax Deduction Fairness Act of 2019 HR1142 - SALT Act HR1757 - To amend the Internal Revenue Code of 1986 to increase the limitation on the amount individuals can deduct for certain State and local taxes. HR1869 - Restoring Investment in Improvements Act HR2624 - SALT Relief and Marriage Penalty Elimination Act of 2019 S437 - SALT Act S803 - Restoring Investment in Improvements Act S1149 - A bill to amend the Internal Revenue Code of 1986 to make permanent the deduction for qualified business income. New Energy Efficient Home Credit Letter to House Ways & Means in support of renewing the New Energy Efficient Home Credit Mortgage Debt Relief HR285 - Mortgage Debt Tax Forgiveness Act of 2018 HR1977 - Mortgage Forgiveness Tax Relief Act of 2019 Letter to full House in support of extending the exclusion for cancellation of mortgage debt on a principal residence Communications with Senate Finance Committee Taskforce on Mortgage Debt Forgiveness. Communications with the House and Senate regarding the Mortgage Debt Forgiveness exclusion. Carried Interest HR1735 - Carried Interest Fairness Act of 2019 S781 - Carried Interest Fairness Act of 2019 Tax Extenders HR3301 - Taxpayer Certainty and Disaster Tax Relief Act of 2019 S617 - Tax Extender and Disaster Relief Act of 2019 Communications with the House and Senate on tax extenders. Exclusion for Employer-Paid Student Debt HR1043 - Employer Participation in Repayment Act FIRPTA Repeal HR2210 - Invest in America Act Low Income Housing Tax Credit HR3077 - Affordable Housing Credit Improvement Act of 2019 S1703 - Affordable Housing Credit Improvement Act of 2019 Tax credit for refurbishing homes in troubled neighborhoods HR3316 - Neighborhood Home Investment Act Qualified Opportunity Zones S1344 - A bill to require the Secretary of the Treasury to collect data and issue a report on the opportunity zone tax incentives enacted by the 2017 tax reform legislation, and for other purposes. Discussions with the House and Senate regarding the Qualified Opportunity Zone program rulemaking. Contacts with the Internal Revenue Service (IRS) regarding the Qualified Opportunity Zone program. Discussions with the U.S. Treasury Department regarding the Qualified Opportunity Zone program. Contacts with the Department of Housing and Urban Development regarding the Qualified Opportunity Zone program. Contacts with the White House regarding the Qualified Opportunity Zone program.

GSE Reform Discussions with the House and Senate regarding GSE Reform. Anti-Money Laundering/Beneficial Ownership HR2513 - Corporate Transparency Act of 2019 HR __ - (Discussion Draft) To make reforms to the Federal Bank Secrecy Act and anti-money laundering laws, and for other purposes Discussions with the House Financial Services Committee on Anti-Money Laundering issues. Discussions with the House Financial Services Committee on the Bank Secrecy Act. Credit Reporting Discussions with the Senate. Student Loan Debt Communications with the House and Senate. Credit Scoring Discussions with the House and Senate. Communications with the U.S. Department of the Treasury regarding GSE reform. Communications with the Consumer Financial Protection Board (CFPB) regarding the TRID Rule. Communications with the Federal Housing Finance Agency (FHFA) regarding GSE reform, credit availability, loan limits, pricing, and capital requirements. Communications with the White House regarding GSE reform. Communications with the Financial Crimes Enforcment Network (FinCEN) regarding anti-money laundering.

Flood Insurance HR __ - To reauthorize the national flood insurance program and establish a program to make such insurance affordable to low-income families, and for other purposes HR __ - (Discussion Draft) Increased Cost of Compliance Coverage of the National Flood Insurance Act HR __ - (Discussion Draft) To improve the processes for establishing and appealing flood insurance rate maps under the National Flood Insurance Program, and for other purposes. HR __ - (Discussion Draft) To make administrative reforms to the National Flood Insurance Program to increase fairness and accuracy and protect the taxpayer from program fraud and abuse, and for other purposes. Letter to the House and Senate regarding FEMA Flood Map funding. Letter to the House Appropriations Subcommittee on the Interior regarding 3DEP Mapping. Letter to the Senate Appropriations Subcommittee on the Interior regarding 3DEP Mapping. HR268 - Supplemental Appropriations Act, 2019 HR1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. HR2578 - National Flood Insurance Program Extension Act of 2019 HR3167 - National Flood Insurance Program Reauthorization Act of 2019 S572 - Additional Supplemental Appropriations for Disaster Relief, 2019 S1958 - SHELTER Act Association Health Plans HR2294 - Association Health Plans Act of 2019 S1170 - Association Health Plans Act of 2019 Terrorism Risk Insurance Statement to the Senate Banking Committee in support of reauthorizing of the Terrorism Risk Insurance Program. Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance. Discussions with the Federal Housing Administration (FHA) within the Department of Housing and Urban Development (HUD) regarding private flood maps. Discussions with the National Economic Council (NEC) regarding Association Health Plans. Discussions with the Department of Labor (DOL) regarding Association Health Plans.

Privacy and Data Security Communications with the U.S. Senate Banking Committee on proposed privacy and data security legislation, as well as digital privacy issues. Communications with the U.S. House of Representatives regarding privacy and data security issues. Discussions with the Consumer Financial Protection Board (CFPB) regarding RESPA

Infrastructure Discussions with the House Transportation Committee on passage of a comprehensive infrastructure package.

Nominations Letter to the U.S. Senate in support of the nomination of Andrew Wheeler to be Administrator of the U.S. Environmental Protection Agency (EPA). Discussions with the EPA regarding the Waters of the U.S. (WOTUS) rule.

Association Health Plans Statement to House Ways & Means Committee in support of Association Health Plans (AHPs). Statement to House Energy & Commerce Committee in support of Association Health Plans (AHPs).

UAS Regulations Communications with the Federal Aviation Administration (FAA) regarding regulations for the commercial use of unmanned aerial systems (UAS) over crowds and at night. Realtors Land Institute Recognition SR115 - A resolution recognizing the REALTORS Land Institute on the occasion of its 75th anniversary.

Tax Reform HR188 - SALT Deductibility Act HR216 - Main Street Tax Certainty Act HR257 - SALT Fairness Act of 2019 HR515 - State And Local Tax Deduction Fairness Act of 2019 HR1142 - SALT Act HR1757 - To amend the Internal Revenue Code of 1986 to increase the limitation on the amount individuals can deduct for certain State and local taxes. HR1869 - Restoring Investment in Improvements Act S437 - SALT Act S803 - Restoring Investment in Improvements Act S1149 - A bill to amend the Internal Revenue Code of 1986 to make permanent the deduction for qualified business income. New Energy Efficient Home Credit Letter to House Ways & Means in support of renewing the New Energy Efficient Home Credit Mortgage Debt Relief HR285 - Mortgage Debt Tax Forgiveness Act of 2018 HR1977 - Mortgage Forgiveness Tax Relief Act of 2019 Letter to full House in support of extending the exclusion for cancellation of mortgage debt on a principal residence Carried Interest HR1735 - Carried Interest Fairness Act of 2019 S781 - Carried Interest Fairness Act of 2019 Tax Extenders S617 - Tax Extender and Disaster Relief Act of 2019 Contacts with the Internal Revenue Service (IRS) regarding the Qualified Opportunity Zone program.

Flood Insurance HR __ - To reauthorize the national flood insurance program and establish a program to make such insurance affordable to low-income families, and for other purposes. HR __ - (Discussion Draft) Increased Cost of Compliance Coverageof the National Flood Insurance Act HR __ - (Discussion Draft) To improve the processes for establishing and appealing floodinsurance rate maps under the National Flood Insurance Program, and for other purposes. HR __ - (Discussion Draft) To make administrative reforms to the National Flood Insurance Program to increase fairness and accuracy and protect the taxpayer from program fraud and abuse, and for other purposes. Association Health Plans Statement to the House Ways & Means Committee in support of Association Health Plans (AHPs). Statement to the House Energy & Commerce Committee in support of Association Health Plans (AHPs). Terrorism Risk Insurance Discussions with the Senate Banking Committee regarding reauthorization of the Terrorism Risk Insurance Program. Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance, flood maps, and flood insurance rates. Discussions with the Federal Reserve System regarding the private flood insurance rule. Discussions with the Federal Deposit Insurance Corporation (FDIC) regarding the private flood insurance rule. Discussions with the Office of the Comptroller of the Currency (OCC) regarding the private flood insurance rule.

Rural Housing Communications with the House Agriculture Committee in support of the Rural Housing Service. Communications with the House Financial Services Committee regarding rural housing issues. Letter to the full House of Representatives in support of reopening the Rural Housing Service during the federal government shutdown. Nominations Letter to the Senate Banking Committee in support of Mr. Seth Daniel Appleton to be the Department of Housing and Urban Developments (HUD) Assistant Secretary for Policy Development and Research. Violence Against Women Act HR1585 - Violence Against Women Reauthorization Act of 2019 Veterans Housing Issues HR299 - Blue Water Navy Vietnam Veterans Act of 2019 Fair Housing Protections Based on Sexual Orientation and Diversity HR5 - Equality Act Discussions with the Department of Housing and Urban Development (HUD) regarding the FHA condominium rule, companion and service animal guidance, FHA premiums, fair housing, the HUD counseling board, the Violence Against Women Act, and low-income housing assistance. Discussions with the Department of Veterans Affairs (VA) regarding HR 299 (Blue Water Navy Vietnam Veterans Act of 2019), the VA 75th Anniversary, and the VA home loan guarantee program. Discussions with the U.S. Department of Agriculture (USDA) regarding rural housing loans and the Rural Housing Service. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding diversity in fair housing.

G-Fees HR916 - Risk Management and Homeowner Stability Act of 2017 Affiliated Business Arrangements HR1153 - Mortgage Choice Act QRM Rules HR__ - FY2018 Appropriations Credit Scoring HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2017 HR435 - The Credit Access and Inclusion Act of 2017 HR898 - Credit Score Competition Act of 2017 HR2262 - Free Credit Score Act of 2017 HR3911 - Risk-Based Credit Examination Act S1685 - Credit Scoring Competition Act Credit Reporting/Data Security HR3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 HR3766 - Credit Information Protection Act of 2017 HR3878 - Free Credit Freeze Act HR3896 - Secure and Protect Americans' Data Act S1816 - Freedom from Equifax Exploitation Act Student Loans HR795 - Employer Participation in Student Loan Assistance Act HR1635 - Empowering Students Through Enhanced Financial Counseling Act HR2477 - Bank on Students Emergency Loan Refinancing Act HR4508 - PROSPER Act S1162 - Bank on Students Emergency Loan Refinancing Act S1176 - Repay Act of 2017 High Volatility Commercial Real Estate (HVCRE) Rules HR2148 - Clarifying Commercial Real Estate Loans S2405 - Clarifying Commercial Real Estate Loans Beneficial Ownership Disclosure/Anti-Money Laundering HR3089 - Corporate Transparency Act of 2017 S1454 - TITLE Act S1717 - Corporate Transparency Act of 2017 S3336 - Defending American Security from Kremlin Aggression Act of 2018 Financial Regulatory Reform HR10 - Financial CHOICE Act of 2017 HR3971 - Community Institution Mortgage Relief Act of 2017 S2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act House Discussion Draft - The Bipartisan Housing Finance Reform Act of 2018 Short Sales HR5237 - Fast Help For Homeowners Act CFPB Commission HR5266 - Financial Product Safety Commission Act of 2018 Seller Financing HR5287 - PARITY Act of 2018 Letter to the Senate Leadership offices in support of the nomination of Michael Bright as president of Ginnie Mae. Discussions with the Department of the Treasury regarding anti-money laundering, housing finance reform, and g-fees. Discussions with the Federal Housing Finance Agency (FHFA) regarding credit availability. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding the QM rule, RESPA. Discussions with the White House regarding GSE reform, agency nominations, and housing finance reform. Discussions with the National Economic Council (NEC) regarding the FHA Director nomination and stability, and housing finance reform. Discussions with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering.