DAWN BAUMAN

Issues related to S. 2651, the ROAD to Housing Act; issues related to condominium insurance, affordability, and financing. Federal Housing Finance Agency (FHFA) - Concerns related to the growing unaffordability in the housing market and outlines the reasons behind it, particularly within the condominium lending eligibility requirements administered by Fannie Mae and Freddie Mac.

Issues related to the Amateur Radio Preparedness Act (HR 1094 and S 459).

Issues related to the Disaster Assistance Fairness Act (HR 834 and S 352); issues related to HR 4669, the Fixing Emergency Management for Americans (FEMA) Act.

Issues related to the Disaster Assistance Fairness Act (HR 834, S 352) and issues related to condominium financing. Issues related to Mortgage Lending Reduction Act (HR892) to help community associations understand and address eligibility issues that can affect property values and home sales.

Corporate Transparency Act, HR 425, S. 100. Issues related to Freedom to work in tomorrow's workforce. S756/HR1151 Expanded use of 529 funds for certification and professional training.

Issues related to FEMA and disaster assistance reimbursement for homeowner and condominium associations.

Issues related to the Disaster Assistance Fairness Act (HR 834, S 352) and issues related to condominium financing.

Corporate Transparency Act, HR 425, S. 100.

Issues related to FEMA and disaster assistance reimbursement for homeowner and condominium associations.

Issues related to FEMA and disaster assistance reimbursement for homeowner and condominium associations.

Corporate Transparency Act. Issues to help detect and report suspicious activity related to money laundering and terrorist finance, to facilitate tracking money that has been sourced through criminal or terrorist activity, and to safeguard national security and the U.S. financial system H.R. 4035/S. 2623 and H.R. 5119.

Issues related to the SAFER in Condos Act and the Disaster Assistance Fairness Act (HR 3777); and issues related to condominium financing, the Making Condos Safer and Affordable Act.

Issues related to hand-held radio emergency communication, HR 4006, the Amateur Radio Emergency Preparedness Act; S. 3690, the Amateur Radio Emergency Preparedness Act.

Issues related to the SAFER in Condos Act and the Disaster Assistance Fairness Act (HR 3777). Issues related to the Federal Housing Finance Administration, Fannie Mae, and Freddie Mac; and issues related to condominium financing.

Issues related to FEMA and disaster assistance reimbursement for homeowner and condominium associations.

Issues related to FEMA and disaster assistance reimbursement for homeowner and condominium associations.

Issues related to hand-held radio emergency communication, HR 4006, the Amateur Radio Emergency Preparedness Act; S. 3690, the Amateur Radio Emergency Preparedness Act.

Issues related to the SAFER in Condos Act and the Disaster Assistance Fairness Act (HR 3777);and issues related to condominium financing, the Making Condos Safer and Affordable Act.

Issues related to the SAFER in Condos Act and the Disaster Assistance Fairness Act (HR 3777); and issues related to condominium financing, theMaking Condos Safer and Affordable Act.

Issues related to hand-held radio emergency communication, HR 4006, the Amateur Radio Emergency Preparedness Act; S. 3690, the Amateur Radio Emergency Preparedness Act.

Corporate Transparency Act. Issues to help detect and report suspicious activity related to money laundering and terrorist finance, to facilitate tracking money that has been sourced through criminal or terrorist activity, and to safeguard national security and the U.S. financial system H.R. 4035/S. 2623 and H.R. 5119.

Issues related to the SAFER in Condos Act and the Disaster Assistance Fairness Act (HR 3777); also legislative action related to the Federal HousingFinance Administration, Fannie Mae, and Freddie Mac; and issues related to condominium financing, the Making Condos Safer and Affordable Act.

Issues to help detect and report suspicious activity related to money laundering and terrorist finance, to facilitate tracking money that has been sourced through criminal or terrorist activity, and to safeguard national security and the U.S. financial system H.R. 4035/S. 2623 and H.R. 5119.

Issues related to hand-held radio emergency communication, HR 4006, the Amateur Radio Emergency Preparedness Act.

Issues related to the SAFER in Condos Act and the Disaster Assistance Fairness Act (HR 3777); also legislative action related to the Federal HousingFinance Administration, Fannie Mae and Freddie Mac; and issues related to condominium financing, the Making Condos Safer and Affordable Act.

Issues to help detect and report suspicious activity related to money laundering and terrorist finance, to facilitate tracking money that has been sourced through criminal or terrorist activity, and to safeguard national security and the U.S. financial system H.R. 4035/S. 2623 and H.R. 5119.

Issues related to hand-held radio emergency communication, HR 4006, the Amateur Radio Emergency Preparedness Act.

Issues related to the SAFER in Condos Act and the Disaster Assistance Fairness Act (HR 3777); also legislative action related to the Federal HousingFinance Administration, Fannie Mae, and Freddie Mac; and issues related to condominium financing, the Making Condos Safer and Affordable Act.

- The HAM Radio lobby is working to have legislation introduced that will preempt community association covenants (private contracts) for the installation of HAM radio towers and/or antennas. - Monitoring legislation-no lobbying activities - CAI opposes preemption to community covenants. - CAI wants Congress to know we oppose this legislation and encourage the House Energy and Commerce Committee and Senate Commerce Committee to stop this legislation.

Condominium Safety Access to Government-Backed, Low-Interest Loan Products * Lobbying in support of H.R. 7532, the Securing Access for Exterior Repairs in Condominiums Act * Lobbying in support of H.R. 8304, the Rapid Financing for Critical Condo Repairs Act Fannie Mae & Freddie Mac Condominium and Housing Cooperative Lending * Revisions to temporary condominium and cooperative loan level project review requirements by Fannie Mae and Freddie Mac * General condominium and cooperative project standards

*Federal reimbursement of debris removal costs from community association roads through the Public Assistance Program and use of Individual Assistance Program to fund condominium and cooperative homeowner common expense disaster repairs -Lobbying in support of H.R. 5298, the Disaster Assistance Equity Act

Condominium Structural Integrity & Condominium Association Financial Stability * Lobbying in support of H.R. 7532, the Securing Access for Exterior Repairs in Condominiums Act * Lobbying in support of H.R. 8304, the Rapid Financing for Critical Condo Repairs Act Condominium & Housing Cooperative Project Standards * Revisions to temporary condominium and cooperative loan level project review requirements by Fannie Mae and Freddie Mac * General condominium and cooperative project standards * General condominium and cooperative project standards

COVID-19 Mortgage Payment Assistance * General support and communications supporting implementation of Homeowner Assistance Fund and program eligibility of community association assessment delinquencies. Condominium Structural Integrity & Condominium Association Financial Stability * Lobbying executive branch and HUD concerning Community Development Block Grant usage by municipal governments for condo/coop building inspections; modifying FHA programs to support condo/coop assessment loans * Lobbying in support of H.R. 7532, the Securing Access for Exterior Repairs in Condominiums Act * Lobbying in support of H.R. 8304, the Rapid Financing for Critical Condo Repairs Act Condominium & Housing Cooperative Project Standards * Revisions to temporary condominium and cooperative loan level project review requirements by Fannie Mae and Freddie Mac * General condominium and cooperative project standards

* H.R. 1107, the PLAN Act - Monitoring legislation-no lobbying activities - monitoring legislation amending Section 203 of the Communications Decency Act Amateur Radio Services * education activities concerning community association covenants and amateur radio services

COVID-19 Mortgage Payment Assistance * General support and communications supporting implementation of Homeowner Assistance Fund and program eligibility of community association assessment delinquencies. Condominium Structural Integrity & Condominium Association Financial Stability * Communications with FHFA, Fannie Mae, and Freddie Mac concerning condominium and housing cooperative project approval standards relating to project safety and financial stability. * Lobbying to educate Congress on financial impacts of condominium structural inspections and critical repairs * Technical assistance on legislation to facilitate condominium project structural repairs by financing structural repair special assessments through FHA insured mortgages and rehabilitation loans. * Lobbying executive branch and HUD concerning Community Development Block Grant usage by municipal governments for condo/coop building inspections; modifying FHA programs to support condo/coop assessment loans * Lobbying in support of H.R. 7532, the Securing Access for Exterior Repairs in Condominiums Act

*Federal reimbursement of debris removal costs from community association roads through the Public Assistance Program and use of Individual Assistance Program to fund condominium and cooperative homeowner common expense disaster repairs -Lobbying in support of H.R. 5298, the Disaster Assistance Equity Act

COVID-19 Mortgage Payment Assistance * General support and communications supporting implementation of Homeowner Assistance Fund and program eligibility of community association assessment delinquencies. Condominium Structural Integrity & Condominium Association Financial Stability * Communications with FHFA, Fannie Mae, and Freddie Mac concerning condominium and housing cooperative project approval standards relating to project safety and financial stability. * Lobbying to educate Congress on financial impacts of condominium structural inspections and critical repairs * Technical assistance on legislation to facilitate condominium project structural repairs by financing structural repair special assessments through FHA insured mortgages and rehabilitation loans. * Lobbying executive branch and HUD concerning Community Development Block Grant usage by municipal governments for condo/coop building inspections; modifying FHA programs to support condo/coop assessment loans

COVID-19 Mortgage Payment Assistance * Lobbying in support of guidance for the Homeowner Assistance Fund to include community association assessments Condominium Structural Integrity & Condominium Association Financial Stability * Meeting with Fannie Mae and Freddie Mac officials concerning condominium project approval standards relating to project safety and financial stability. * Lobbying to educate Congress on financial impacts of condominium structural inspections and critical repairs * Providing technical assistance on draft legislation to facilitate condominium project structural repairs

* H.R. 1107, the PLAN Act - Monitoring legislation-no lobbying activities - monitoring legislation amending Section 203 of the Communications Decency Act Amateur Radio Services * education activities concerning community association covenants and amateur radio services

*Federal reimbursement of debris removal costs from community association roads through the Public Assistance Program and use of Individual Assistance Program to fund condominium and cooperative homeowner common expense disaster repairs -Lobbying in support of H.R. 5298, the Disaster Assistance Equity Act -Communication with FEMA to urge authorization of private property debris removal protocols in the Public Assistance program for parishes and counties included in disaster declarations related to Hurricane Ida.

* H.R. 1107, the PLAN Act - Monitoring legislation-no lobbying activities - monitoring legislation amending Section 203 of the Communications Decency Act Amateur Radio Services * monitoring legislation related to amateur radio services * responded to inquiries concerning community association covenants and amateur radio services

*Federal reimbursement of debris removal costs from community association roads through the Public Assistance Program and use of Individual Assistance Program to fund condominium and cooperative homeowner common expense disaster repairs -Lobbying in support of the reintroduction of H.R. 5337, the Disaster Assistance Equity Act (116th Congress) * Communications with White House regarding declared disaster at the site of the collapsed Champlain Tower South condominium in Surfside, Fla. -provide research and best practices on aging housing infrastructure

* Fair Debt Collection Practices Act Reform draft legislative proposals (not introduced during reporting period) -Relief for Consumers During COVID-19 Act -COVID-19 Mortgage Relief Act -Non-Judicial Foreclosure Debt Collection Clarification Act -Ending Debt Collection Harassment Act * H.R. 2547, Comprehensive Debt Collection Reform Act -Legislative updates for CAI members

* Fair Debt Collection Practices Act Reform draft legislative proposals (not introduced during reporting period) -Relief for Consumers During COVID-19 Act -COVID-19 Mortgage Relief Act -Non-Judicial Foreclosure Debt Collection Clarification Act -Ending Debt Collection Harassment Act

* Limited immunity for COVID-19 related litigation - Lobbying in support of reintroduction of the SAFE TO WORK Act (116th Congress) to provide limited immunity from COVID-19 related civil litigation for community associations able to document compliance with Centers for Disease Prevention and Control, state health agency, and local health department COVID-19 guidance.

Monitor Legislation Concerning financial aid for professional credentials and continuing education * S. 2123 - Break the Higher Education Monopoly Act * S. 379 - Using 529 Accounts for Professional Development Monitor Legislation Concerning Credential Qualifications * H.R. 1893/S.697 - the Fair Chance Licensing Act

Community Association Financial Stability--COVID-19 National Emergency * Support for S. 3620, H.R. 6729, H.R. 6800 (Section 110202, & House amendment to the Senate amendments to H.R. 925 establishing a Housing/Homeowner Assistance Fund. Federal Housing Administration Condominium Project Approval * monitor FHA condominium project approval policy Consumer Financial Protection Bureau * Monitor and disseminate information on CFPB final QM definition rule Eviction and Foreclosure Moratoriums * Monitor and disseminate information concerning HUD/FHA and FHFA eviction and foreclosure moratoriums

Paycheck Protection Program (PPP) * lobbying in support of expanding PPP to include community associations for PPP loans * lobbying in support of increased funding for PPP Economic Injury Disaster Loans (EIDL) * lobbying in support of additional funding for EIDL program * lobbying in support of lower EIDL interest rate

Disaster Assistance for Community Associations * Lobbying in support of H.R. 5337, the Disaster Assistance Equity Act

FDCPA Legislation * monitor H.R. 3948, H.R. 4403, H.R. 5021, H.R. 5003, H.R. 5001, H.R. 5013 COVID-19 Consumer Debt Collection Moratoria Legislation (H.R. 6800, H.R. 6423, H.R. 6379, S. 3565, House amendment to the Senate amendments to H.R. 925) * lobbying in opposition to consumer debt moratoria proposals that prevent collection of community association assessments that fund essential services * exempting community associations from the definition of creditor in above referenced legislation

Paycheck Protection Program (PPP) * lobbying in support of expanding PPP to include community associations for PPP loans * lobbying in support of increased funding for PPP Economic Injury Disaster Loans (EIDL) * lobbying in support of additional funding for EIDL program * lobbying in support of lower EIDL interest rate

Monitor Legislation Concerning financial aid for professional credentials and continuing education * S. 2123 - Break the Higher Education Monopoly Act * S. 379 - Using 529 Accounts for Professional Development Monitor Legislation Concerning Credential Qualifications * H.R. 1893/S.697 - the Fair Chance Licensing Act

Amateur Radio Parity Act * Monitor status of H.R. 466 * Monitor FCC amateur radio-related petitions and proposed rulemakings * Lobbying on legislation to preempt community association governing documents Communications Decency Act * lobbying in support of amending Section 230 of the Communications Decency Act to establish a mechanism for an internet publisher to remove information from its platform(s) that facilitates a violation of law or contract

Monitor Legislation Concerning financial aid for professional credentials and continuing education * S. 2123 - Break the Higher Education Monopoly Act * S. 379 - Using 529 Accounts for Professional Development Monitor Legislation Concerning Credential Qualifications * H.R. 1893/S.697 - the Fair Chance Licensing Act

Monitor FCC rulemakings concerning 5G deployment WT Docket No . 19-270 * developed comments on petition to preempt association governing documents for 5G infrastructure Amateur Radio Parity Act * Monitor status of H.R. 466 * Monitor FCC amateur radio-related petitions and proposed rulemakings * Lobbying on legislation to preempt community association governing documents Communications Decency Act * lobbying in support of amending Section 230 of the Communications Decency Act to establish a mechanism for an internet publisher to remove information from its platform(s) that facilitates a violation of law or contract

Disaster Assistance for Community Associations * Lobbying in support of H.R. 5337, the Disaster Assistance Equity Act

FCC OTARD Rule Expansion * Monitor FCC OTARD petition WT Docket No. 19-270 * Development of comments on petition FCC MTE Notice of Proposed Rulemaking * Review of MTE proposed rulemaking * Development and submission of comments on proposed rulemaking Amateur Radio Parity Act * Monitor status of H.R. 466 * Monitor FCC amateur radio-related petitions and proposed rulemakings Communications Decency Act * lobbying in support of amending Section 230 of the Communications Decency Act to establish a mechanism for an internet publisher to remove information from its platform(s) that facilitates a violation of law or contract

Disaster Assistance for Community Associations * Lobbying in the House of Representatives and U.S. Senate in support of legislation to qualify community associations to participate in the Public Assistance Program and to permit condominium unit owners to use Individual Assistance for common element repairs * Lobbying on behalf of introduction of Disaster Assistance Equity Act

Data Security * monitor congressional hearings concerning consumer data security * no direct lobbying contacts * CAI member education on data security proposals

Employee Classification * monitor Dept. of Labor rule proposal on employee classification * no lobbying contacts, CAI member education only

Federal Housing Administration Condominium Rule *Lobbying in support of FHA completing a proposed rule to reform the condominium project approval process * Inquiries of HUD on condo rule status and support for finalizing the condo rule Federal Housing Administration Defect Taxonomy * Development and submission of comment letter on FHA underwriting and servicing defect taxonomy Fair Housing * Inquiries of HUD concerning service animal reasonable accommodation guidance * Development and submission of comments to HUD/OFHEO concerning additional guidance for reasonable accommodation of assistance animals * Communications to OMB/OIRA concerning service animal reasonable accommodation guidance Housing Finance Reform * Monitor congressional and administration activities concerning housing finance reform efforts--legislative and administrative * Correspondence to FHFA Dir. Calabria concerning housing finance reform * Contacts with FHFA concerning housing finance reform National Flood Insurance Program * Monitor congressional action and hearings on NFIP reform/program extension * Monitor administrative action on NFIP rate reform Terrorism Risk Insurance Act * monitor congressional actions on TRIA reauthorization

Federal Housing Administration Condominium Rule *Lobbying in support of FHA completing a proposed rule to reform the condominium project approval process * Meetings and contact with Senate and House staff in support of finalizing the condo rule * Inquiries of HUD on condo rule status and support for finalizing the condo rule Fair Housing * Inquiries of HUD concerning service animal reasonable accommodation guidance Housing Finance Reform * Monitor congressional and administration activities concerning housing finance reform efforts--legislative and administrative * Contacts in Senate in support of confirmation of FHFA Director Calabria National Flood Insurance Program * Monitor congressional action and hearings on NFIP reform/program extension * Monitor administrative action on NFIP rate reform

Disaster Assistance for Community Associations * Lobbying in the House of Representatives in support of legislation to qualify community associations to participate in the Public Assistance Program and to permit condominium unit owners to use Individual Assistance for common element repairs

Qualifying Community Associations for FEMA Disaster Relief --meeting with congressional offices on policy and strategy for introduction of legislation to qualify community associations for the Public Assistance Program for debris removal and allow condominium and cooperative unit owners to use Individual Assistance for repairs to common elements (roofs, elevators, exterior walls) --Private Property Debris Removal guidance in response to presidentially declared disasters -lobbying activities with FEMA concerning expanded private property debris removal for Gulf of Mexico and Atlantic hurricanes and California wildfires -lobbying activities with congressional offices to urge FEMA issue comprehensive guidance concerning debris removal from private property following Gulf of Mexico and Atlantic hurricanes and California wildfires

National Flood Insurance Program Reauthorization --updates on NFIP expiration and congressional reauthorization --Lobbying in support of short-term NFIP extension in lieu of long-term reauthorization Housing Finance Reform --monitor Senate Banking Committee and House Financial Services Committee activity on housing finance reform --updates concerning Administration statements and testimony before congressional committees Federal Housing Administration --lobbying in support of the timely completion of FHA condominium project approval rule --preparation of lobbying materials for CAI members on FHA condominium project approval rules --arrange and attend meetings with senior FHA staff concerning condominium rule --meetings with senior HUD staff concerning FHA condominium rule and Fair Housing Fair Housing Act: Quid Pro Quo and Hostile Environment Regulation --education and outreach to HUD concerning Fair Housing obligations of community associations pertaining to hostile housing environments where the association is not a party to or does not contribute to a hostile housing environment established or perpetuated by a third party Fair Housing Act: Emotional Support Animals --lobbying in support of HUD Fair Housing guidance concerning service animals

National Flood Insurance Program Reauthorization --updates on NFIP expiration and congressional reauthorization --Lobbying in support of short-term NFIP extension in lieu of long-term reauthorization Housing Finance Reform --monitor Senate Banking Committee and House Financial Services Committee activity on housing finance reform --updates concerning Administration statements and testimony before congressional committees Federal Housing Administration --lobbying in support of the timely completion of FHA condominium project approval rule --preparation of lobbying materials for CAI members on FHA condominium project approval rules Fair Housing Act: Quid Pro Quo and Hostile Environment Regulation --outreach to HUD concerning guidance for CAI members on implementation of QPQ rule Fair Housing Act: Emotional Support Animals --inquiry to HUD concerning the status of support animals guidance/rule

H.R. 555, Amateur Radio Parity Act --monitor status of H.R. 555 in the U.S. Senate S. 1534, Amateur Radio Parity Act --monitor status of S. 1534 in the U.S. Senate --monitor Senate Commerce Committee action on S. 1534 H.R. 5515--National Defense Authorization Act for the fiscal year 2019 --monitor conference committee proceedings --review of HAM radio amendments Financial Services and General Government Appropriations Act for the fiscal year 2019 --monitor Senate consideration --monitor conference committee consideration

National Flood Insurance Program Reauthorization --updates on NFIP expiration and congressional reauthorization --Lobbying in support of a long-term NFIP reauthorization --Lobbying in support of short-term NFIP extension in lieu of long-term reauthorization --Lobbying work in support of extending premium affordability proposals to condominium unit owners Housing Finance Reform --monitor Senate Banking Committee and House Financial Services Committee activity on housing finance reform --updates concerning Administration statements and testimony before congressional committees --lobbying in support of CAI's Housing Finance System Reform Principles --preparation of lobbying materials to support CAI member lobbying on housing finance reform Federal Housing Administration --lobbying in support of the timely completion of FHA condominium project approval rule --Direct lobbying in support of Senator Scott and Senator Menendez letter to Secretary Carson on FHA condominium rules --preparation of lobbying materials for CAI members on FHA condominium project approval rules --CAI member communications urging HUD/FHA to finalize condominium project approval rule Fair Housing Act: Quid Pro Quo and Hostile Environment Regulation --preparation of lobbying materials for CAI members --preparation of association White Paper on the impact of a rule in common interest communities --outreach to HUD concerning guidance for CAI members on implementation of QPQ rule Fair Housing Act: Emotional Support Animals --inquiry to HUD concerning the status of support animals guidance/rule

H.R. 555, Amateur Radio Parity Act --monitor status of H.R. 555 in the U.S. Senate S. 1685, Amateur Radio Parity Act --monitor status of S. 1685 in the U.S. Senate --monitor Senate Commerce Committee action on S. 1685 H.R. 4986--RAY BAUM's Act --monitor House and Senate votes on H.R. 4986

Postal Service Door Delivery Operations --monitor administrative actions to reduce door delivery points H.R. 756--Postal Reform Act --monitor legislation concerning conversion of door delivery points to centralized delivery points

H.R. 555, Amateur Radio Parity Act --monitor status of H.R. 555 in the U.S. Senate S. 1685, Amateur Radio Parity Act --monitor status of S. 1685 in the U.S. Senate --monitor Senate Commerce Committee action on S. 1685

National Flood Insurance Program Reauthorization --monitor congressional hearings on NFIP reauthorization --review and disseminate information concerning various legislative proposals to reform the NFIP --participation in industry coalition meetings on NFIP reform and reauthorization Housing Finance Reform --meetings with congressional offices to advocate for adoption of CAI Housing Finance Reform Principles and preserve state statutes providing priority to association liens for delinquent assessments --monitor Senate Banking Committee and House Financial Services Committee activity on housing finance reform Federal Housing Administration --outreach to FHA staff concerning condominium project approval standards --communications urging HUD/FHA to finalize condominium project approval rule Fair Housing Act: Quid Pro Quo and Hostile Environment Regulation --preparation of lobbying materials for CAI members Confirmation of Brian Montgomery as FHA Commissioner and Robert Hunter Kurtz as Asst. Sec'y for Public and Indian HousingPam Patenaude as HUD Deputy Secretary --communications to Senate leadership and Senators in support of Montgomery and Kurtz confirmation

National Flood Insurance Program Reauthorization --monitor congressional hearings on NFIP reauthorization --review and disseminate information concerning various legislative proposals to reform the NFIP --participation in industry coalition meetings on NFIP reform and reauthorization Housing Finance Reform --meetings with congressional offices to advocate for adoption of CAI Housing Finance Reform Principles and preserve state statutes providing priority to association liens for delinquent assessments --monitor Senate Banking Committee and House Financial Services Committee activity on housing finance reform Federal Housing Administration --outreach to FHA staff concerning condominium project approval standards --communications urging HUD/FHA to finalize condominium project approval rule Fair Housing Act: Quid Pro Quo and Hostile Environment Regulation --meeting with HUD staff concerning implementation of Quid Pro Quo/Hostile Environment regulation to community associations Modernizing Use of Credit Scores in Mortgage Origination --communications urging FHFA to incorporate updated credit score models in Fannie Mae and Freddie Mac mortgage underwriting processes to expand access to mortgage credit for creditworthy consumers --communication to Congress in support of S. 1685 and H.R. 898, the Credit Score Competition Act Confirmation of Pam Patenaude as HUD Deputy Secretary --communications to Senate leadership and Senators in support of Pam Patenaude's confirmation as HUD Deputy Secretary

Qualifying Community Associations for FEMA Disaster Relief --meeting with congressional offices on policy and strategy for introduction of legislation to qualify community associations for the Public Assistance Program for debris removal and allow condominium and cooperative unit owners to use Individual Assistance for repairs to common elements (roofs, elevators, exterior walls) --lobbying support for H.R. 1684, the Disaster Assistance for Communities and Homeowners Act of 2017

National Flood Insurance Program Reauthorization --monitor congressional hearings on NFIP reauthorization --review and disseminate information concerning various legislative proposals to reform the NFIP --participation in industry coalition meetings on NFIP reform and reauthorization --meetings with congressional offices concerning NFIP reauthorization, specifically the availability of NFIP coverage for condominium associations and housing cooperatives --communications with House Financial Services Committee staff and members concerning flood insurance principles for condominiums --advocacy for applying rate relief provisions to condominiums via the RCBAP policy --advocacy for rate relief for innovative flood mitigation methodologies for condominiums and attached housing structures Housing Finance Reform --meetings with congressional offices to advocate for adoption of CAI Housing Finance Reform Principles and preserve state statutes providing priority to association liens for delinquent assessments --monitor Senate Banking Committee activity on housing finance reform Federal Housing Administration --outreach to FHA staff concerning condominium project approval standards --communications urging HUD/FHA to finalize condominium project approval rule --communications urging mortgagee letter on private transfer fee provisions of Housing Opportunities Through Modernization Act (HOTMA) --communications urging HUD/FHA to review and revise regulations pertaining to Legal Restrictions on Conveyance (24 CFR 203.41) Fair Housing Act: Quid Pro Quo and Hostile Environment Regulation --communication urging HUD to review application of Quid Pro Quo/Hostile Environment regulation to community associations-urged HUD to demonstrate the specific cases, rulings, and legal theories used in developing the rule and requesting amendment and/or clarification on how the rule, if not amended, will be implemented.

Department of Veterans Affairs--condominium project approval requirements --outreach to VBA staff concerning approval requirements for site condominiums --Meeting with congressional staff concerning VA condominium approval requirements National Flood Insurance Program Reauthorization --monitor congressional hearings on NFIP reauthorization --meetings with congressional offices concerning NFIP reauthorization, specifically the availability of NFIP coverage for condominium associations and housing cooperatives Housing Finance Reform --facilitated development of housing finance reform principles to protect community association homeowner access to the secondary market --meetings with congressional offices to advocate for adoption of CAI Housing Finance Reform Principles and preserve state statutes providing priority to association liens for delinquent assessments Federal Housing Administration --outreach to FHA staff concerning condominium project approval standards Fair Housing Act: Quid Pro Quo and Hostile Environment Regulation --CAI member education on compliance with Quid Pro Quo/Hostile Environment Regulation --no lobbying activity for Q1

H.R. 1301, Amateur Radio Parity Act --meetings with House Energy & Commerce Committee staff and House offices in support of amendments to H.R. 1301 to permit HAM radio broadcasting in deed restricted communities while ensuring that HAM radio broadcasters use antennas that reflect the aesthetics and physical characteristics of structures and land within the community --updates to CAI members concerning H.R. 1301 compromise substitute amendment and CAI views on compromise substitute amendment --monitor and update CAI members on House of Representatives consideration and passage of H.R. 1301 --monitor H.R. 1301 in the U.S. Senate

Lender delayed foreclosures and negative impact on community associations --Prepared lobbying materials for CAI and CAI members for congressional contacts urging FHFA to cease lawsuits against community associations exercising their lawful right to foreclose on vacant and abandoned properties where Fannie Mae and Freddie Mac mortgage servicers have failed to follow contractual obligations to foreclose in a timely manner and to urge that FHFA pursue negligent servicers to recover losses rather than suing non-profit community associations which are not at fault. --draft CAI member correspondence in support of S. 3146 and meeting request for CAI members FHA Reverse Mortgage (HECM) Rulemaking --requests for information to FHA staff concerning proposed HECM rule --prepared comment letter to FHA opposing provisions of proposed rule limiting access of seniors to HECM program in states that provide a statutory priority for community association liens. --preparation of lobbying materials for CAI members to contact Congress and FHA to oppose provisions of proposed rule limiting access of seniors to HECM program in states that provide a statutory priority for community association liens. Federal Housing Administration Condominium Policy --Lobbying U.S. House and U.S. Senate concerning FHA condominium project approval standards in support of policies that will promote FHA project approval in the condominium housing space. --Support for H.R. 3700 concerning improvements to FHA condominium project approval and outreach to FHA concerning implementation of statutory provisions of condominium approvals --review and preparation of comments on FHA proposed rulemaking to update the condominium project approval process Federal Housing Administration PACE Loans --summarize FHA PACE loan guidance --education for CAI members on FHA PACE guidance and similarity to association lien priority GSE/Housing Finance Reform --monitor and provide informational updates on FHFA, Treasury, and Congressional actions concerning housing finance reform; no lobbying activity--no lobbying activities Flood Insurance --monitor hearings in Senate Banking Committee concerning the national flood insurance program and legislation to create a private flood insurance market --informational updates only; no lobbying activities Fair Housing Act --updates to CAI members concerning HUD rule codifying interpretations of the Fair Housing Act that may require community association board members, staff, and agents to intervene in and adjudicate disputes between neighbors to avoid liability under the Fair Housing Act

Lender delayed foreclosures and negative impact on community associations --Prepared lobbying materials for CAI and CAI members for congressional contacts urging FHFA to cease lawsuits against community associations exercising their lawful right to foreclose on vacant and abandoned properties where Fannie Mae and Freddie Mac mortgage servicers have failed to follow contractual obligations to foreclose in a timely manner and to urge that FHFA pursue negligent servicers to recover losses rather than suing non-profit community associations which are not at fault. --draft CAI member correspondence in support of S. 3146 and meeting request for CAI members FHA Reverse Mortgage (HECM) Rulemaking --requests for information to FHA staff concerning proposed HECM rule --prepared comment letter to FHA opposing provisions of proposed rule limiting access of seniors to HECM program in states that provide a statutory priority for community association liens. --preparation of lobbying materials for CAI members to contact Congress and FHA to oppose provisions of proposed rule limiting access of seniors to HECM program in states that provide a statutory priority for community association liens. Federal Housing Administration Condominium Policy --Lobbying U.S. House and U.S. Senate concerning FHA condominium project approval standards in support of policies that will promote FHA project approval in the condominium housing space. --Support for H.R. 3700 concerning improvements to FHA condominium project approval and outreach to FHA concerning implementation of statutory provisions of condominium approvals --review and preparation of comments on FHA proposed rulemaking to update the condominium project approval process Federal Housing Administration PACE Loans --summarize FHA PACE loan guidance --education for CAI members on FHA PACE guidance and similarity to association lien priority GSE/Housing Finance Reform --monitor and provide informational updates on FHFA, Treasury, and Congressional actions concerning housing finance reform; no lobbying activity--no lobbying activities Flood Insurance --monitor hearings in Senate Banking Committee concerning the national flood insurance program and legislation to create a private flood insurance market --informational updates only; no lobbying activities Fair Housing Act --updates to CAI members concerning HUD rule codifying interpretations of the Fair Housing Act that may require community association board members, staff, and agents to intervene in and adjudicate disputes between neighbors to avoid liability under the Fair Housing Act

Disaster Assistance Eligibility for Community Associations --developed lobbying materials in support of grassroots lobbying campaign for CAI members to urge that Congress amend the Stafford Act to make community associations eligible for disaster assistance through the Public Assistance program and to allow Individuals and Households Assistance to be used for repairs to condominium/cooperative common elements --developed legislative language to amend the Stafford Act and expand eligibility of community association homeowners for disaster assistance --lobbying in support of H.R.3863 to make community associations eligible for the Public and Individuals & Households disaster assistance program --outreach to FEMA concerning completion of congressionally mandated report regarding eligibility and legislative options to qualify community associations for federal disaster assistance

H.R. 4696: Helping Our Middle Income Earners (HOME) Act to allow a graduated income tax deduction for community association homeowners --lobbying in support of H.R. 4696 --preparation of lobbying materials supporting H.R. 4696 --informational updates concerning H.R. 4696 Provided technical comments and support to staff in office of U.S. Rep. McNerney concerning draft legislation to provide an income tax deduction for certain community association common expense assessments.

H.R. 4696: Helping Our Middle Income Earners (HOME) Act to allow a graduated income tax deduction for community association homeowners --lobbying in support of H.R. 4696 --preparation of lobbying materials supporting H.R. 4696 --informational updates concerning H.R. 4696

Lender delayed foreclosures and negative impact on community associations --Prepared lobbying materials for CAI and CAI members for congressional contacts urging FHFA to cease lawsuits against community associations exercising their lawful right to foreclose on vacant and abandoned properties where Fannie Mae and Freddie Mac mortgage servicers have failed to follow contractual obligations to foreclose in a timely manner and to urge that FHFA pursue negligent servicers to recover losses rather than suing non-profit community associations which are not at fault. FHA Reverse Mortgage (HECM) Rulemaking --requests for information to FHA staff concerning proposed HECM rule --prepared comment letter to FHA opposing provisions of proposed rule limiting access of seniors to HECM program in states that provide a statutory priority for community association liens. --preparation of lobbying materials for CAI members to contact Congress and FHA to oppose provisions of proposed rule limiting access of seniors to HECM program in states that provide a statutory priority for community association liens. Federal Housing Administration Condominium Policy --Lobbying U.S. House and U.S. Senate concerning FHA condominium project approval standards in support of policies that will promote FHA project approval in the condominium housing space. --Support for H.R. 3700 concerning improvements to FHA condominium project approval --monitoring OMB consideration of FHA proposed condominium rulemaking Fannie Mae & Freddie Mac Condominium Policy --discussions with Fannie Mae and Freddie Mac staff concerning uniform condominium unit mortgage questionnaire GSE/Housing Finance Reform --monitor and provide informational updates on FHFA, Treasury, and Congressional actions concerning housing finance reform; no lobbying activity --contact with FHFA officials urging a reduction in Loan Level Price Adjustments and credit guarantee fees Flood Insurance --monitor hearings in House Financial Services Committee concerning the national flood insurance program and legislation to create a private flood insurance market --informational updates only; no lobbying activities Fair Housing Act --updates to CAI members concerning FHA General Counsel interpretive opinion concerning housing for persons with an arrest record or felony conviction

Lender delayed foreclosures and negative impact on community associations --Meetings with House and Senate urging FHFA to cease lawsuits against community associations exercising their lawful right to foreclose on vacant and abandoned properties where Fannie Mae and Freddie Mac mortgage servicers have failed to follow contractual obligations to foreclose in a timely manner and to urge that FHFA pursue negligent servicers to recover losses rather than suing non-profit community associations which are not at fault. --Prepared lobbying materials for CAI and CAI members for congressional contacts --Prepared lobbying materials for delivery to CAI members, generally Federal Housing Administration Condominium Policy --Lobbying U.S. House and U.S. Senate concerning FHA condominium project approval standards in support of policies that will promote FHA project approval in the condominium housing space. --Support for H.R. 3700 concerning improvements to FHA condominium project approval Fannie Mae & Freddie Mac Condominium Policy --discussions with Fannie Mae and Freddie Mac staff concerning uniform condominium unit mortgage questionnaire GSE/Housing Finance Reform --monitor and provide informational updates on FHFA, Treasury, and Congressional actions concerning housing finance reform; no lobbying activity --preparation and filing of comments concerning FHFA request for comment on affordable housing mandates for Fannie Mae and Freddie Mac Flood Insurance --monitor hearings in House Financial Services Committee concerning the national flood insurance program and legislation to create a private flood insurance market --informational updates only; no lobbying activities Fair Housing Act --monitor HUD rulemaking relative to holding community association boards liable for illegal, discriminatory acts of parties with whom the association board has no legal or practical means to control or influence

Disaster Assistance Eligibility for Community Associations --developed lobbying materials in support of grassroots lobbying campaign for CAI members to urge that Congress amend the Stafford Act to make community associations eligible for disaster assistance through the Public Assistance program and to allow Individuals and Households Assistance to be used for repairs to condominium/cooperative common elements --developed legislative language to amend the Stafford Act and expand eligibility of community association homeowners for disaster assistance --various meetings with member offices serving on the House Transportation and Infrastructure Committee --meetings concerning H.R. 1471, H.R. 3128, & H.R. 2920 in support of study language and technical assistance to qualify community association residents for federal disaster assistance --lobbying in support of H.R.3863 to make community associations eligible for the Public and Individuals & Households disaster assistance program

Opposition to H.R. 1301 --preparation of lobbying materials to support CAI grassroots lobbying campaign to defeat or amend H.R. 1301 and preserve the authority of community association residents over architectural standards in their neighborhoods. --preparation of various lobbying materials in opposition to H.R. 1301 --various meetings with member offices on the House Energy & Commerce Committee in opposition to H.R.1301 Opposition to S. 1685 --preparation of lobbying materials to support CAI grassroots lobbying campaign to defeat or amend S. 1685 and preserve the authority of community association residents over architectural standards in their neighborhoods. --preparation of various lobbying materials in opposition to S. 1685 --preparation and lobbying in support of amendments to S. 1685

Opposition to H.R. 1301 --preparation of lobbying materials to support CAI grassroots lobbying campaign to defeat or amend H.R. 1301 and preserve the authority of community association residents over architectural standards in their neighborhoods. --preparation of various lobbying materials in opposition to H.R. 1301 --various meetings with member offices on the House Energy & Commerce Committee in opposition to H.R.1301 Opposition to S. 1685 --preparation of lobbying materials to support CAI grassroots lobbying campaign to defeat or amend S. 1685 and preserve the authority of community association residents over architectural standards in their neighborhoods. --preparation of various lobbying materials in oppositon to S. 1685

Disaster Assistance Eligibility for Community Associations --developed lobbying materials in support of grassroots lobbying campaign for CAI members to urge that Congress amend the Stafford Act to make community associations eligible for disaster assistance through the Public Assistance program and to allow Individuals and Households Assistance to be used for repairs to condominium/cooperative common elements --developed legislative language to amend the Stafford Act and expand eligibility of community association homeowners for disaster assistance --various meetings with member offices serving on the House Transportation and Infrastructure Committee --meetings concerning H.R. 1471 & H.R. 3128 in support of Study language and technical assistatnce to qulify community association residents for federal disaster assistance

Lender delayed foreclosures and negative impact on community associations --Worked with FHFA officials to review certain properties where foreclosures have been delayed several years. --Prepared lobbying materials for CAI and CAI members for congressional contacts --Prepared lobbying materials for delivery to CAI members, generally FHFA Activities to Shield Mortgage Servicers from Liabilities Incurred Under State Law Due to Servicer Negligence(Lien Priority) --Lobbying U.S. House and U.S. Senate concerning FHFA lobbying activities before Nevada Legislature to repeal or limit state statute providing priority for lawfully enforced association liens --Preparation of lobbying materials for CAI and CAI members for congressional contacts Federal Housing Administration Condominium Policy --Lobbying U.S. House and U.S. Senate concerning FHA condominium project approval standards in support of policies that will promote FHA project approval in the condominium housing space. GSE/Housing Finance Reform --Lobbying U.S. House and U.S. Senate in support of policy that will account for the community association model of housing in legislation establishing a new housing finance system. --Specific policies encouraged include preservation of community association property standards; improvements in servicing mortgages secured by real property in a community association; preservation of state statutes providing priority for association liens arising from assessment delinquencies TILA/RESPA Integrated Disclosure (TRID) Initiative --Preparation of materials for CAI and CAI members concerning implementation of TRID --Discussions with House Financial Services Committee concerning impact of TRID on community associations and providing information in support of mortgage closing transactions

Lender delayed foreclosures and negative impact on community associations --Meeting with FHFA officials to discuss how delayed foreclosures on abandoned properties increase housing costs for community association residents. --Worked with FHFA officials to review certain properties where foreclosures have been delayed several years. --Prepared lobbying materials for CAI and CAI members for congressional contacts --Prepared lobbying materials for delivery to CAI members, generally Federal Housing Administration Condominium Policy --Participated in public discussion with senior FHA officials concerning development of rules/HUD handbook for condominium project approval GSE/Housing Finance Reform --General issues monitoring; no specific lobbying activity

Opposition to H.R. 1301 --preparation of lobbying materials to support CAI grassroots lobbying campaign to defeat or amend H.R. 1301 and preserve the authority of community association residents over architectural standards in their neighborhoods. --preparation of various lobbying materials in opposition to H.R. 1301 --various meetings with member offices servicing on the House Energy & Commerce Committee in opposition to H.R. 1301

1. FEMA Public Assistance Program --Preparation of lobbying materials and grassroots campaign materials regarding ineligibility of community associations to qualify as eligible entities under the Public Assistance Program. 2. Preparation of lobbying materials and grassroots campaign materials regarding ineligibility of condominium associations and housing cooperatives to qualify corporately for assistance under the Individuals and Households Assistance Program. 3. Advocacy in support of H.R. 2887 and S.1480 to permit condominium unit owners to cooperatively use FEMA individual and households assistance grants for the repair of uninsured damages to condominium association common elements. 4. Preparation of study in response to FEMA report concerning condominium and housing cooperative access to federal disaster assistance.

H.R. 4969, the "Amateur Radio Parity Act of 2014" --Preparation of lobbying material in opposition to H.R. 4969 --General advocacy in opposition to H.R. 4969

1. Federal Housing Administration --FHA Condominium policy, potential rulemaking --Private transfer fee policy 2. Monitoring mortgage finance legislation and Fannie Mae/Freddie Mac reform --General legislative updates on legislation, hearings, and markups in the Congress. --S. 1217: The Housing Finance Reform and Taxpayer Protection Act --H.R. 2767: The Protecting American Taxpayers and Homeowners Act --Johnson-Crapo Discussion Draft of Housing Finance Reform and Taxpayer Protection Act

1. Regulatory Definition of "Qualified Residential Mortgage" as Required Under Section 941 of the Dodd-Frank Act --Monitoring agency development of final QRM rule 2. Loan Level Price Adjustment Exclusion from definition of points and fees under the Qualified Mortgage rule --Monitor H.R. 1077, the "Consumer Mortgage Choice Act" --Monitor H.R. 3211, the "Consumer Mortgage Choice Act"

1. Regulatory Definition of "Qualified Residential Mortgage" as Required Under Section 941 of the Dodd-Frank Act *Monitoring agency development of final QRM rule2. Loan Level Price Adjustment Exclusion from definition of points and fees under the Qualified Mortgage rule *Monitor H.R. 1077, the "Consumer Mortgage Choice Act" *Monitor H.R. 3211, the "Consumer Mortgage Choice Act"

1. FEMA Public Assistance Program * Preparation of lobbying materials and grassroots campaign materials regarding ineligibility of community associations to qualify as eligible entities under the Public Assistance Program2. Preparation of lobbying materials and grassroots campaign materials regarding ineligibility of condominium associations and housing cooperatives to qualify corporately for assistance under the Individuals and Households Assistance Program 3. Advocacy in support ofH.R. 2887 and S.l480 to permit condominium unit owners to cooperatively use FEMA individual and households assistance grants for the repair of uninsured damages to condominium association common elements. 4. Outreach to FEMA concerning study of how condominiums and cooperatives access federal disaster assistance for repairs to common property

*Monitoring postal reform legislation in the House and Senate (H.R. 2748/S.486) and proposed reforms to door delivery of U.S. Mail *Research and coaltion outreach, no specific legislative activity

1. FEMA Public Assistance Program * Preparation of lobbying materials and grassroots campaign materials regarding ineligibility of community associations to qualify as eligible entities under the Public Assistance Program2. Preparation of lobbying materials and grassroots campaign materials regarding ineligibility of condominium associations and housing cooperatives to qualify corporately for assistance under the Individuals and Households Assistance Program 3. Advocacy in support of H.R. 2887 and S.1480 to permit condominium unit owners to cooperatively use FEMA individual and households assistance grants for the repair of uninsured damages to condominium association common elements 4. Outreach to FEMA concerning study of how condominiums and cooperatives access federal disaster assistance for repairs to common property

1. FEMA Public Assistance Program * Preparation of lobbying materials and grassroots campaign materials regarding ineligibility of community associations to qualify as eligible entities under the Public Assistance Program2. Preparation of lobbying materials and grassroots campaign materials regarding ineligibility of condominium associations and housing cooperatives to qualify corporately for assistance under the Individuals and Households Assistance Program 3. Advocacy in support ofH.R. 2887 and S.l480 to permit condominium unit owners to cooperatively use FEMA individual and households assistance grants for the repair of uninsured damages to condominium association common elements. 4. Discussions with congressional staff regarding H.R. 3300, the FEMA Reauthorization Act of 2013 regarding the study of condominium and cooperative eligibilty for federal disaster assistance

1. Regulatory Definition of "Qualified Residential Mortgage" as Required Under Section 941 of the Dodd-Frank Act *Monitoring agency development of final QRM rule2. H.R. 1077 Community Mortgage Choice Act *support for exclusion of Loan Level Price Adjustments from calculation of points and fees test under the QM rule 3. Fair Debt Collections Practices Act *No specific advocacy * Legislative research on Congressional activities to amend FDCPA to enable debt collectors to engage in limited communications with third parties or with debtors by voicemail pursuant to Consumer Financial Protection Bureau regulations and legislation exempting certain attorney communications from FDCPA. *Preparation of materials to support legislative/legal research on application ofFDCPA to community association managers and attorneys.

1. Regulatory Definition of "Qualified Residential Mortgage" as Required Under Section 941 of the Dodd-Frank Act *preparation of advocacy materials for CAI *general advocacy before agencies and the Congress in support of CAI's policy on qualified residential mortgage definition *support for CAI member grassroots advocacy efforts2. Regulatory definition of Qualified Mortgage(CFPB)--Dodd Frank Sections 1141 and 1142 * preparation of advocacy materials for CAI * general advocacy before the Congress in support of CAI's policy on definition of qualified mortgage and the ability to repay standard * support for CAI member grassroots advocacy efforts 3. H.R. 1077 Community Mortgage Choice Act *support for exclusion of Loan Level Price Adjustments from calculation of points and fees test under the QM rule 4. Fair Debt Collections Practices Act * No specific advocacy * Legislative research on Congressional activities to amend FDCPA to enable debt collectors to engage in limited communications with third parties or with debtors by voicemail pursuant to Consumer Financial Protection Bureau regulations and legislation exempting certain attorney communications from FDCPA. * Preparation of materials to support legislative/legal research on application of FDCPA to community association managers and attorneys. *informal discussion with House Fina

1. Federal Housing Administration: *lender/REO transient leasing exemptions in condominiums and FHA compliance1. FHA cont'd * General updates on legislation and hearings in the Congress. No specific advocacy. * H.R.941 : End Unnecessary Borrowing Act of 2013 * H.R.1028 : End Unnecessary Borrowing Act of 2013 *H.R.1145 : FHA Emergency Fiscal Solvency Act of 2013 *S.469: A bill to assist the Secretary of Housing and Urban Development in stabilizing the Home Equity Conversion Mortgage program 2. Monitoring GSE and Housing Finance Reform: General legislative updates on legislation and hearings in the Congress. *S.563 : Jumpstart GSE Reform Act *S. 1217: The Housing Finance Reform and Taxpayer Protection Act *Meeting with House Financial Services Committee staff regarding structure of GSE reform legislation and potential impact on GSE underwriting guidelines as applicable to common interest communities. No specific legislative request or advocacy. 3. Monitoring government mortgage modification program changes (HARP/HAMP/FHA Streamline) *S.249 : Responsible Homeowner Refinancing Act of 2013 4. Monitored Interstate Land Sales Disclosure Act of 2013, HR 2600.

1. Federal Housing Administration: *lender/REO transient leasing exemptions in condominiums and FHA compliance1. FHA cont'd * General updates on legislation and hearings in the Congress. No specific advocacy. * H.R.941 : End Unnecessary Borrowing Act of 2013 * H.R.1028 : End Unnecessary Borrowing Act of 2013 *H.R.1145 : FHA Emergency Fiscal Solvency Act of 2013 *S.469: A bill to assist the Secretary of Housing and Urban Development in stabilizing the Home Equity Conversion Mortgage program 2. Monitoring GSE and Housing Finance Reform: General legislative updates on legislation and hearings in the Congress. *S.563 : Jumpstart GSE Reform Act *S. 1217: The Housing Finance Reform and Taxpayer Protection Act *Meeting with House Financial Services Committee staff regarding structure of GSE reform legislation and potential impact on GSE underwriting guidelines as applicable to common interest communities. No specific legislative request or advocacy. 3. Monitoring government mortgage modification program changes (HARP/HAMP/FHA Streamline) *S.249 : Responsible Homeowner Refinancing Act of 2013 4. Meeting with FHFA to discuss position on priority lien. 5. Monitoring nomination of Rep. Mel Watt as FHFA Director.

1. Federal Housing Administration: *Mortgagee Letter 2011-22 implementation and preparation of grassroots lobbying materials1. FHA cont'd * General updates on legislation and hearings in the Congress. No specific advocacy. * H.R.941 : End Unnecessary Borrowing Act of 2013 * H.R.1028 : End Unnecessary Borrowing Act of 2013 *H.R.1145 : FHA Emergency Fiscal Solvency Act of 2013 *S.469: A bill to assist the Secretary of Housing and Urban Development in stabilizing the Home Equity Conversion Mortgage program 2. Monitoring GSE and Housing Finance Reform: General legislative updates on legislation and hearings in the Congress. No specific advocacy. *S.563 : Jumpstart GSE Reform Act 3. Monitoring government mortgage modification program changes (HARP/HAMP/FHA Streamline) *S.249 : Responsible Homeowner Refinancing Act of 2013

1. Regulatory Definition of "Qualified Residential Mortgage" as Required Under Section 941 of the Dodd-Frank Act *preparation of advocacy materials for CAI *general advocacy before agencies and the Congress in support of CAI's policy on qualified residential mortgage definition *support for CAI member grassroots advocacy efforts2. Regulatory definition of Qualified Mortgage(CFPB)--Dodd Frank Sections 1141 and 1142 * preparation of advocacy materials for CAI * general advocacy before the Congress in support of CAI's policy on definition of qualified mortgage and the ability to repay standard * support for CAI member grassroots advocacy efforts 3. Community Association Model of Housing * Meeting with Consumer Financial Protection Bureau regarding community association housing and discussion of mortgage servicing of distressed mortgages in community associations and application of Qualified Mortgage rule in determining association assessments in the ability-to-repay standard. [NOTE: lobbying activities under this section have included contact with the Consumer Financial Protection Agency, which is not available in the agencies drop down list.] 4. Fair Debt Collections Practices Act * No specific advocacy * Legislative research on Congressional activities to amend FDCPA to enable debt collectors to engage in limited communications with third parties or with debtors by voicemail pursuant to Consumer Financial Protection Bureau regulations and legislation exempting certain attorney communications from FDCPA. * Preparation of materials to support legislative/legal research on application of FDCPA to community association managers and attorneys.

Access to Federal Housing Administration loans. FEMA accesibility. Mortgage regulations from the Consumer Financial Protection Bureau. Federal mortgage availability.

Access to Federal Housing Administration loans. FEMA accesibility. Mortgage regulations from the Consumer Financial Protection Bureau. Federal mortgage availability.

Access to Federal Housing Administration loans. FEMA accesibility. Mortgage regulations from the Consumer Financial Protection Bureau. Federal mortgage availability.