RICK OLSON

Issues related to patent reform and the Patent and Trademark Office including the following legislation: The Innovation Act(HR9)

Issues related to mobile banking, cyber security, data security, restrictions on the use of data and privacy including the following legislation:Protecting Cyber Networks Act(HR 1560); National Cybersecurity Protection Advancement Act of 2015 (HR1731); Data Security and Breach Notification Act of 2015 (HR 1770); Cybersecurity Information Sharing Act of 2015 (S754)

Issues related to corporate tax reform and state taxation of corporate income, including the following legislation: New Markets Tax Credit Extension Act of 2015 (HR 2992/S591).

Issues related to corporate tax reform and state taxation of corporate income, including the following legislation: Business Activity Tax Simplification Act of 2013 (HR 2992) .

Issues related to mobile banking, cyber security, data security, restrictions on the use of data and privacy including the following legislation:Cybersecurity Enhancement Act of 2013 (HR 756); Cybersecurity and American Cyber Competitiveness Act of 2013 (S 21); Do-Not-Track Online Act of 2013 (S 418); Electronic Communications Privacy Act Amendments Act of 2013 (S 607); Cyber Intelligence Sharing and Protection Act (HR 624); Cybersecurity Act of 2013 (S1353); Data Security Act (S 1927);Cybersecurity Information Sharing Act of 2014 (S 2588)

Issues related to corporate tax reform and state taxation of corporate income, including the following legislation: Business Activity Tax Simplification Act of 2013 (HR 2992) .

Issues related to mobile banking, cyber security, data security, restrictions on the use of data and privacy including the following legislation:Cybersecurity Enhancement Act of 2013 (HR 756); Cybersecurity and American Cyber Competitiveness Act of 2013 (S 21); Do-Not-Track Online Act of 2013 (S 418); Electronic Communications Privacy Act Amendments Act of 2013 (S 607); Cyber Intelligence Sharing and Protection Act (HR 624); Cybersecurity Act of 2013 (S1353); Data Security Act (S 1927);Cybersecurity Information Sharing Act of 2014 (S 2588)

Issues related to mobile banking, cyber security, data security, restrictions on the use of data and privacy including the following legislation:Cybersecurity Enhancement Act of 2013 (HR 756); Cybersecurity and American Cyber Competitiveness Act of 2013 (S 21); Do-Not-Track Online Act of 2013 (S 418); Electronic Communications Privacy Act Amendments Act of 2013 (S 607); Cyber Intelligence Sharing and Protection Act (HR 624); Cybersecurity Act of 2013 (S1353); Data Security Act (S 1927);Cybersecurity Information Sharing Act of 2014 (S 2588)

Issues related to corporate tax reform and state taxation of corporate income, including the following legislation: Business Activity Tax Simplification Act of 2013 (HR 2992) .

Issues related to mobile banking, cyber security, data security, restrictions on the use of data and privacy including the following legislation:Cybersecurity Enhancement Act of 2013 (HR 756); Cybersecurity and American Cyber Competitiveness Act of 2013 (S 21); Do-Not-Track Online Act of 2013 (S 418); Electronic Communications Privacy Act Amendments Act of 2013 (S 607); Cyber Intelligence Sharing and Protection Act (HR 624); Cybersecurity Act of 2013 (S1353); Data Security Act (S 1927);Cybersecurity Information Sharing Act of 2014 (S 2588)

Issues related to corporate tax reform and state taxation of corporate income, including the following legislation: Business Activity Tax Simplification Act of 2013 (HR 2992) .

Issues related to mobile banking, cyber security, data security, restrictions on the use of data and privacy including the following legislation:Cybersecurity Enhancement Act of 2013 (HR 756); Cybersecurity and American Cyber Competitiveness Act of 2013 (S 21); Do-Not-Track Online Act of 2013 (S 418); Electronic Communications Privacy Act Amendments Act of 2013 (S 607); Cyber Intelligence Sharing and Protection Act (HR 624); Cybersecurity Act of 2013 (S1353); Data Security Act (S 1927);Cybersecurity Information Sharing Act of 2014 (S 2588)

Issues related to corporate tax reform and state taxation of corporate income, including the following legislation: Business Activity Tax Simplification Act of 2013 (HR 2992) .

Issues related to postal rates and the efficient operation of the US Postal Service including the following legislation: Postal Reform Act of 2013 (HR 2748/S 1486).

Issues related to mobile banking, cyber security, data security, restrictions on the use of data and privacy including the following legislation:Cybersecurity Enhancement Act of 2013 (HR 756); Cybersecurity and American Cyber Competitiveness Act of 2013 (S 21); Do-Not-Track Online Act of 2013 (S 418); Electronic Communications Privacy Act Amendments Act of 2013 (S 607); Cyber Intelligence Sharing and Protection Act (HR 624); Cybersecurity Act of 2013 (S1353); Data Security Act (S 1927)

Issues related to postal rates and the efficient operation of the US Postal Service including the following legislation: Postal Reform Act of 2013 (HR 2748/S 1486).

Issues related to mobile banking, cyber security, data security, restrictions on the use of data and privacy including the following legislation:Cybersecurity Enhancement Act of 2013 (HR 756); Cybersecurity and American Cyber Competitiveness Act of 2013 (S 21); Do-Not-Track Online Act of 2013 (S 418); Electronic Communications Privacy Act Amendments Act of 2013 (S 607); Cyber Intelligence Sharing and Protection Act (HR 624); Cybersecurity Act of 2013 (S1353)

Issues related to postal rates and the efficient operation of the US Postal Service including the following legislation: Postal Reform Act of 2013 (HR 2748/S 1486).

Issues related to mobile banking, cyber security, data security, restrictions on the use of data and privacy including the following legislation:Cybersecurity Enhancement Act of 2013 (HR 756); Cybersecurity and American Cyber Competitiveness Act of 2013 (S 21); Do-Not-Track Online Act of 2013 (S 418); Electronic Communications Privacy Act Amendments Act of 2013 (S 607); Cyber Intelligence Sharing and Protection Act (HR 624); Cybersecurity Act of 2013 (S1353)

Issues related to postal rates and the efficient operation of the US Postal Service including the following legislation: Postal Reform Act of 2013 (HR 2748/S 1486).

Issues related to mobile banking, cyber security, data security, restrictions on the use of data and privacy including the following legislation:Cybersecurity Enhancement Act of 2013 (HR 756); Cybersecurity and American Cyber Competitiveness Act of 2013 (S 21); Do-Not-Track Online Act of 2013 (S 418); Electronic Communications Privacy Act Amendments Act of 2013 (S 607); Cyber Intelligence Sharing and Protection Act (HR 624); Cybersecurity Act of 2013 (S1353)

Issues related to corporate tax reform and state taxation of corporate income.

Issues related to mobile banking, cyber security, data security, restrictions on the use of data and privacy including the following legislation:Cybersecurity Enhancement Act of 2013 (HR 756); Cybersecurity and American Cyber Competitiveness Act of 2013 (S 21); Do-Not-Track Online Act of 2013 (S 418); Electronic Communications Privacy Act Amendments Act of 2013 (S 607); Cyber Intelligence Sharing and Protection Act (HR 624)

Issues related to corporate tax reform and state taxation of corporate income.

Issues related to mobile banking, cyber security, data security, restrictions on the use of data and privacy including the following legislation:Cybersecurity Enhancement Act of 2013 (HR 756); Cybersecurity and American Cyber Competitiveness Act of 2013 (S 21); Do-Not-Track Online Act of 2013 (S 418); Electronic Communications Privacy Act Amendments Act of 2013 (S 607); Cyber Intelligence Sharing and Protection Act (HR 624)

Issues related to corporate tax reform and state taxation of corporate income.

Issues related to mobile banking, cyber security, data security, restrictions on the use of data and privacy including the following legislation:Cybersecurity Enhancement Act of 2013 (HR 756); Cybersecurity and American Cyber Competitiveness Act of 2013 (S 21); Do-Not-Track Online Act of 2013 (S 418); Electronic Communications Privacy Act Amendments Act of 2013 (S 607); Cyber Intelligence Sharing and Protection Act (HR 624)

Issues related to mobile banking, cyber security, data security, restrictions on the use of data and privacy including the following legislation: H.R.611 - BEST PRACTICES Act; H.R.653 - Financial Information Privacy Act of 2011; H.R.654 - Do Not Track Me Online Act; H.R.1707 - Data Accountability and Trust Act; H.R.1841 - Data Accountability and Trust Act (DATA) of 2011; H.R.2577 - SAFE Data Act; H.R.3523 - Cyber Intelligence Sharing and Protection Act of 2011; H.R.3674 - PRECISE Act of 2011; S.799 - Commercial Privacy Bill of Rights Act of 2011; S.1151 - Personal Data Privacy and Security Act of 2011; S.1207 - Data Security and Breach Notification Act of 2011; S.1434 - Data Security Act of 2011; S.2105 - Cybersecurity Act of 2012; and S.2151 - SECURE IT.

Issues related to derivatives, the "Volcker Rule," capital and liquidity requirements, lending products and Consumer Financial Protection Bureau including the following legislation: H.R.1121 - Responsible Consumer Financial Protection Regulations Act of 2011; H.R.1137 - Small Business Credit Card Act of 2011; H.R.1315 - Consumer Financial Protection Safety; Soundness Improvement Act of 2011; H.R.1610 - Business Risk Mitigation and Price Stabilization Act of 2011; S.737 - Responsible Consumer Financial Protection Regulations Act of 2011; and S.947 - A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes.

Issues related to corporate tax reform and state taxation of corporate income including the following legislation: H.R.1439 - Business Activity Tax Simplification Act of 2011; and S.727 - Bipartisan Tax Fairness and Simplification Act of 2011.

Issues related to derivatives, the "Volcker Rule," capital and liquidity requirements, lending products and Consumer Financial Protection Bureau including the following legislation: H.R.1121 - Responsible Consumer Financial Protection Regulations Act of 2011; H.R.1137 - Small Business Credit Card Act of 2011; H.R.1315 - Consumer Financial Protection Safety and Soundness Improvement Act of 2011; H.R.1610 - Business Risk Mitigation and Price Stabilization Act of 2011; S.737 - Responsible Consumer Financial Protection Regulations Act of 2011; and S.947 - A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes.

Issues related to mobile banking, cyber security, data security, restrictions on the use of data and privacy including the following legislation: H.R.611 - BEST PRACTICES Act; H.R.653 - Financial Information Privacy Act of 2011; H.R.654 - Do Not Track Me Online Act; H.R.1707 - Data Accountability and Trust Act; H.R.1841 - Data Accountability and Trust Act (DATA) of 2011; H.R.2577 - SAFE Data Act; H.R.3523 - Cyber Intelligence Sharing and Protection Act of 2011; H.R.3674 - PRECISE Act of 2011; S.799 - Commercial Privacy Bill of Rights Act of 2011; S.1151 - Personal Data Privacy and Security Act of 2011; S.1207 - Data Security and Breach Notification Act of 2011; S.1434 - Data Security Act of 2011; S.2105 - Cybersecurity Act of 2012; and S.2151 - SECURE IT.

Issues related to derivatives, the "Volcker Rule," capital and liquidity requirements, lending products and Consumer Financial Protection Bureau including the following legislation: H.R.1121 - Responsible Consumer Financial Protection Regulations Act of 2011; H.R.1137 - Small Business Credit Card Act of 2011; H.R.1315 - Consumer Financial Protection Safety and Soundness Improvement Act of 2011; H.R.1610 - Business Risk Mitigation and Price Stabilization Act of 2011; S.737 - Responsible Consumer Financial Protection Regulations Act of 2011; and S.947 - A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes.

Issues related to traditional banking and bank regulation including the following legislation: H.R. 4014 - To amend the Federal Deposit Insurance Act with respect to information provided to the Bureau of Consumer Financial Protection; S.2099 - A bill to amend the Federal Deposit Insurance Act with respect to information provided to the Bureau of Consumer Financial Protection.

Issues related to derivatives, the "Volcker Rule," capital and liquidity requirements, lending products and Consumer Financial Protection Bureau including the following legislation: H.R.1121 - Responsible Consumer Financial Protection Regulations Act of 2011; H.R.1137 - Small Business Credit Card Act of 2011; H.R.1315 - Consumer Financial Protection Safety and Soundness Improvement Act of 2011; H.R.1610 - Business Risk Mitigation and Price Stabilization Act of 2011; S.737 - Responsible Consumer Financial Protection Regulations Act of 2011; and S.947 - A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes.

Issues related to mobile banking, cyber security, data security, restrictions on the use of data and privacy including the following legislation: H.R.611 - BEST PRACTICES Act; H.R.653 - Financial Information Privacy Act of 2011; H.R.654 - Do Not Track Me Online Act; H.R.1707 - Data Accountability and Trust Act; H.R.1841 - Data Accountability and Trust Act (DATA) of 2011; H.R.2577 - SAFE Data Act; H.R.3523 - Cyber Intelligence Sharing and Protection Act of 2011; H.R.3674 - PRECISE Act of 2011; S.799 - Commercial Privacy Bill of Rights Act of 2011; S.1151 - Personal Data Privacy and Security Act of 2011; S.1207 - Data Security and Breach Notification Act of 2011; S.1434 - Data Security Act of 2011; S.2105 - Cybersecurity Act of 2012; and S.2151 - SECURE IT.

Issues related to derivatives, the "Volcker Rule," capital and liquidity requirements, lending products and Consumer Financial Protection Bureau including the following legislation: H.R.1121 - Responsible Consumer Financial Protection Regulations Act of 2011; H.R.1137 - Small Business Credit Card Act of 2011; H.R.1315 - Consumer Financial Protection Safety and Soundness Improvement Act of 2011; H.R.1610 - Business Risk Mitigation and Price Stabilization Act of 2011; S.737 - Responsible Consumer Financial Protection Regulations Act of 2011; and S.947 - A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes.

Issues related to postal rates and the efficient operation of the US Postal Service. S.1789 - 21st Century Postal Service Act of 2011.

Issues related to derivatives, capital and liquidity requirements, lending products and Consumer Financial Protection Bureau including the following legislation: H.R.1121 - Responsible Consumer Financial Protection Regulations Act of 2011; H.R.1137 - Small Business Credit Card Act of 2011; H.R.1315 - Consumer Financial Protection Safety and Soundness Improvement Act of 2011; H.R.1610 - Business Risk Mitigation and Price Stabilization Act of 2011; H.R.3128 - To amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to adjust the date on which consolidated assets are determined for purposes of exempting certain instruments of smaller institutions from capital deductions; S.737 - Responsible Consumer Financial Protection Regulations Act of 2011; S.947 - A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes; and S.1650 - Dodd-Frank Improvement Act of 2011.

Issues related to bank mergers and traditional banking such as checking and savings accounts including the following legislation: S.575 - Debit Interchange Fee Study Act of 2011; and H.R.1081 - Consumers Payment System Protection Act.

Issues related to data security, restrictions on the use of data and privacy including the following legislation: H.R.611 - BEST PRACTICES Act; H.R.653 - Financial Information Privacy Act of 2011; H.R.654 - Do Not Track Me Online Act; H.R.1707 - Data Accountability and Trust Act H.R.1841 - Data Accountability and Trust Act (DATA) of 2011; H.R.2577 - SAFE Data Act; S.799 - Commercial Privacy Bill of Rights Act of 2011; S.1151 - Personal Data Privacy and Security Act of 2011; S.1207 - Data Security and Breach Notification Act of 2011; and S.1434 - Data Security Act of 2011.

Issues related to traditional banking such as checking and savings accounts including the following legislation: S.575 - Debit Interchange Fee Study Act of 2011; and H.R.1081 - Consumers Payment System Protection Act.

Issues related to corporate income tax and state taxation of corporate income tax including the following legislation: H.R.1439 - Business Activity Tax Simplification Act of 2011.

Issues related to derivatives, capital and liquidity requirements, lending products and Consumer Financial Protection Bureau including the following legislation: H.R.1121 - Responsible Consumer Financial Protection Regulations Act of 2011; H.R.1137 - Small Business Credit Card Act of 2011; H.R.1315 - Consumer Financial Protection Safety and Soundness Improvement Act of 2011; H.R.1610 - Business Risk Mitigation and Price Stabilization Act of 2011; S.737 - Responsible Consumer Financial Protection Regulations Act of 2011; and S.947 - A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes.

Issues related to data security, restrictions on the use of data and privacy including the following legislation: H.R.611 - BEST PRACTICES Act; H.R.653 - Financial Information Privacy Act of 2011; and H.R.654 - Do Not Track Me Online Act.

Issues related to traditional banking such as checking and savings accounts including the following legislation: S.575 - Debit Interchange Fee Study Act of 2011; and H.R.1081 - Consumers Payment System Protection Act.

Issues related to corporate income tax and state taxation of corporate income tax including the following legislation: H.R.1439 - Business Activity Tax Simplification Act of 2011.

Modifications to the bankruptcy code, including the following legislation: S.257 - Consumer Credit Fairness Act and S.896 - Helping Families Save Their Homes Act of 2009.

Issues related to traditional banking, checking and savings accounts, lending products such as mortgages, auto loans, home equity lines of credit including the following legislation: H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009; H.R. 225 - Emergency Homeownership and Equity Protection Act; H.R. 230 - Housing Opportunity and Mortgage Equity Act of 2009; H.R. 384 - TARP Reform and Accountability Act of 2009; H.R. 788 - Bill To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes; H.R. 1106 - Helping Families Save Their Homes Act of 2009; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; H.R.1456 - Consumer Overdraft Protection Fair Practices Act; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; S.61 - Helping Families Save Their Homes in Bankruptcy Act of 2009; and S.73 - Helping Families Save Their Homes in Bankruptcy Act of 2009; and H.R.1728 - Mortgage Reform and Anti-Predatory Lending Act.

Issues related to data security, restrictions on the use of data and privacy including the following legislation: H.R.2221 - Data Accountability and Trust Act; S.1490 - Personal Data Privacy and Security Act of 2009; S.139 - Data Breach Notification Act; and S.141 - Protecting the Privacy of Social Security Numbers Act.

Issues related to credit card practices, financial services regulatory reform and the creation of a consumer financial protection agency, including the following legislation: H.R. 627 - Credit Cardholders' Bill of Rights Act of 2009; and S.414 - Credit Card Accountability Responsibility and Disclosure Act of 2009; S.1212 - Credit Card Fair Fee Act of 2009; H.R. 2695 - Credit Card Fair Fee Act of 2009; H.R.3639 - Expedited CARD Reform for Consumers Act of 2009; H.R.2382 - Credit Card Interchange Fees Act of 2009; H.R.3126 - Consumer Financial Protection Agency Act of 2009; H.R.4173 - Wall Street Reform and Consumer Protection Act of 2009; S.3217 - Restoring American Financial Stability Act of 2010.

Modifications to the bankruptcy code, including the following legislation: S.257 - Consumer Credit Fairness Act and S.896 - Helping Families Save Their Homes Act of 2009.

Issues related to traditional banking, checking and savings accounts, lending products such as mortgages, auto loans, home equity lines of credit including the following legislation: H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009; H.R. 225 - Emergency Homeownership and Equity Protection Act; H.R. 230 - Housing Opportunity and Mortgage Equity Act of 2009; H.R. 384 - TARP Reform and Accountability Act of 2009; H.R. 788 - Bill To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes; H.R. 1106 - Helping Families Save Their Homes Act of 2009; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; H.R.1456 - Consumer Overdraft Protection Fair Practices Act; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; S.61 - Helping Families Save Their Homes in Bankruptcy Act of 2009; and S.73 - Helping Families Save Their Homes in Bankruptcy Act of 2009; and H.R.1728 - Mortgage Reform and Anti-Predatory Lending Act.

Traditional banking, checking and savings accounts, lending products such as mortgages, auto loans, home equity lines of credit including the following legislation: H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009; H.R. 225 - Emergency Homeownership and Equity Protection Act; H.R. 230 - Housing Opportunity and Mortgage Equity Act of 2009; H.R. 384 - TARP Reform and Accountability Act of 2009; H.R. 788 - Bill To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes; H.R. 1106 - Helping Families Save Their Homes Act of 2009; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; H.R.1456 - Consumer Overdraft Protection Fair Practices Act; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; S.61 - Helping Families Save Their Homes in Bankruptcy Act of 2009; and S.73 - Helping Families Save Their Homes in Bankruptcy Act of 2009; and H.R.1728 - Mortgage Reform and Anti-Predatory Lending Act.

Issues related to credit card practices, financial services regulatory reform and the creation of a consumer financial protection agency, including the following legislation: H.R. 627 - Credit Cardholders' Bill of Rights Act of 2009; and S.414 - Credit Card Accountability Responsibility and Disclosure Act of 2009; S.1212 - Credit Card Fair Fee Act of 2009; H.R. 2695 - Credit Card Fair Fee Act of 2009; H.R.3639 - Expedited CARD Reform for Consumers Act of 2009; H.R.2382 - Credit Card Interchange Fees Act of 2009; H.R.3126 - Consumer Financial Protection Agency Act of 2009; H.R.4173 - Wall Street Reform and Consumer Protection Act of 2009; S.3217 - Restoring American Financial Stability Act of 2010.

Modifications to the bankruptcy code, including the following legislation: S.257 - Consumer Credit Fairness Act and S.896 - Helping Families Save Their Homes Act of 2009.

Issues related to data security, restrictions on the use of data and privacy including the following legislation: H.R.2221 - Data Accountability and Trust Act; S.1490 - Personal Data Privacy and Security Act of 2009; S.139 - Data Breach Notification Act; and S.141 - Protecting the Privacy of Social Security Numbers Act.

Issues related to traditional banking, checking and savings accounts, lending products such as mortgages, auto loans, home equity lines of credit including the following legislation: H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009; H.R. 225 - Emergency Homeownership and Equity Protection Act; H.R. 230 - Housing Opportunity and Mortgage Equity Act of 2009; H.R. 384 - TARP Reform and Accountability Act of 2009; H.R. 788 - Bill To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes; H.R. 1106 - Helping Families Save Their Homes Act of 2009; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; H.R.1456 - Consumer Overdraft Protection Fair Practices Act; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; S.61 - Helping Families Save Their Homes in Bankruptcy Act of 2009; and S.73 - Helping Families Save Their Homes in Bankruptcy Act of 2009; and H.R.1728 - Mortgage Reform and Anti-Predatory Lending Act.

Issues related to traditional banking, checking and savings accounts, lending products such as mortgages, auto loans, home equity lines of credit, and the emergency economic stabilization act, including the following legislation: H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009; H.R. 225 - Emergency Homeownership and Equity Protection Act; H.R. 230 - Housing Opportunity and Mortgage Equity Act of 2009; H.R. 384 - TARP Reform and Accountability Act of 2009; H.R. 788 - Bill To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes; H.R. 1106 - Helping Families Save Their Homes Act of 2009; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; H.R.1456 - Consumer Overdraft Protection Fair Practices Act; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; S.61 - Helping Families Save Their Homes in Bankruptcy Act of 2009; and S.73 - Helping Families Save Their Homes in Bankruptcy Act of 2009; and H.R.1728 - Mortgage Reform and Anti-Predatory Lending Act.

Issues related to traditional banking, checking and savings accounts, lending products such as mortgages, auto loans, home equity lines of credit, and the emergency economic stabilization act, including the following legislation: H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009; H.R. 225 - Emergency Homeownership and Equity Protection Act; H.R. 230 - Housing Opportunity and Mortgage Equity Act of 2009; H.R. 384 - TARP Reform and Accountability Act of 2009; H.R. 788 - Bill To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes; H.R. 1106 - Helping Families Save Their Homes Act of 2009; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; H.R.1456 - Consumer Overdraft Protection Fair Practices Act; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; S.61 - Helping Families Save Their Homes in Bankruptcy Act of 2009; and S.73 - Helping Families Save Their Homes in Bankruptcy Act of 2009; and H.R.1728 - Mortgage Reform and Anti-Predatory Lending Act.

Issues related to credit card practices, financial services regulatory reform and the creation of a consumer financial protection agency, including the following legislation: H.R. 627 - Credit Cardholders' Bill of Rights Act of 2009; and S.414 - Credit Card Accountability Responsibility and Disclosure Act of 2009; S.1212 - Credit Card Fair Fee Act of 2009; H.R. 2695 - Credit Card Fair Fee Act of 2009; H.R.3639 - Expedited CARD Reform for Consumers Act of 2009; H.R.2382 - Credit Card Interchange Fees Act of 2009. Issues related to Financial Services Regulatory Reform including the creation of a Consumer Financial Protection Agency. H.R.3126 - Consumer Financial Protection Agency Act of 2009.

Issues related to traditional banking, checking and savings accounts, lending products such as mortgages, auto loans, home equity lines of credit, and the emergency economic stabilization act, including the following legislation: H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009; H.R. 225 - Emergency Homeownership and Equity Protection Act; H.R. 230 - Housing Opportunity and Mortgage Equity Act of 2009; H.R. 384 - TARP Reform and Accountability Act of 2009; H.R. 788 - Bill To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes; H.R. 1106 - Helping Families Save Their Homes Act of 2009; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; H.R.1456 - Consumer Overdraft Protection Fair Practices Act; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; S.61 - Helping Families Save Their Homes in Bankruptcy Act of 2009; and S.73 - Helping Families Save Their Homes in Bankruptcy Act of 2009.

Issues related to state taxation of corporate income tax and treatment of corporate income tax related to ownership change including the following legislation: H.R. 1 - American Recovery and Reinvestment Act of 2009; and H.R.1083 - Business Activity Tax Simplification Act of 2009.

Modifications to the bankruptcy code, including the following legislation: S.257 - Consumer Credit Fairness Act; and S.896 - Helping Families Save Their Homes Act of 2009.

Issues related to credit card practices, including the following legislation: H.R. 627 - Credit Cardholders' Bill of Rights Act of 2009; and S.414 - Credit Card Accountability Responsibility and Disclosure Act of 2009; S.1212 - Credit Card Fair Fee Act of 2009; H.R. 2695 - Credit Card Fair Fee Act of 2009.

Issues relating to credit card practices, including the following legislation: H.R. 627 - Credit Cardholders' Bill of Rights Act of 2009; and S.414 - Credit Card Accountability Responsibility and Disclosure Act of 2009.

Issues related to traditional banking, checking and savings accounts, mortgage loans, home equity lines of credit and the emergency economic stabilization act, including the following legislation: H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009; H.R. 225 - Emergency Homeownership and Equity Protection Act; H.R. 230 - Housing Opportunity and Mortgage Equity Act of 2009 H.R. 384 - TARP Reform and Accountability Act of 2009; H.R. 788 - Bill To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes; H.R. 1106 - Helping Families Save Their Homes Act of 2009; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; S.61 - Helping Families Save Their Homes in Bankruptcy Act of 2009; and S.73 - Helping Families Save Their Homes in Bankruptcy Act of 2009.

Issues related to improvements to the patent law including the following legislation: S.1145 - Patent Reform Act of 2007 and H.R.1908 - Patent Reform Act of 2007.

Issues related to state taxation of corporate income tax and treatment of interest income from foreign operations including the following legislation: S.1726 - Business Activity Tax Simplification Act of 2007; H.R.3996 - Temporary Tax Relief Act of 2007; H.R.3970 - Tax Reduction and Reform Act of 2007; H.R.3920 - Trade and Globalization Act of 2007; H.R.5267 - Business Activity Tax Simplification Act of 2008; and H.R.6049 - Energy and Tax Extenders Act of 2008

Issues related to data security, restrictions on the use of data and privacy including the following legislation: S.239 - Notification of Risk to Personal Data Act of 2007; S.1202 - Personal Data Protection Act of 2007; S.1260 -Data Security Act of 2007; HR.948 - Social Security Number Protection Act of 2007; S.238 - Social Security Number Misuse Prevention Act; S.495 - Personal Data Privacy and Security Act of 2007 ; S.1178 - Identity Theft Prevention Act; S.2915 - Safeguarding Social Security Numbers Act of 2008; H.R.958 - Data Accountability and Trust Act; H.R.1685 - Data Security Act of 2007; H.R.1525 - Internet Spyware (I-SPY) Prevention Act of 2007; H.R.1685 - Data Security Act of 2007; H.R.3046 - Social Security Number Privacy and Identity Theft Prevention Act of 2007; H.R.3316 - Identity Theft Protection Act of 2007; H.R.4175 - Privacy and Cybercrime Enforcement Act of 2007; and H.R.5324 - Social Security Number Misuse Prevention Act.

Issues related to credit card use, interchange and their transactions including the following legislation: S.1176 - Credit Card Minimum Payment Warning Act of 2007; S.1309 - Universal Default Prohibition Act of 2007; S.1395 - Stop Unfair Practices in Credit Cards Act of 2007; S.1925 - Student Credit Card Protection Act of 2007; S.2411 - Credit Card Safety Star Act of 2007; S.2542 - Credit Card Minimum Payment Notification Act of 2008; S.2753 - Credit Card Reform Act of 2008; S.3086 - Credit Card Fair Fee Act of 2008 ; S.3252 - Credit Card Act of 2008; H.R.873 - Credit Card Payment Fee Act of 2007; H.R.1461 - Credit Card Act of 2007; H.R. 1510 - Credit Card Repayment Act of 2007; H.R. 2146 - Universal Default Prohibition Act of 2007; H.R.3347 - Student Credit Card Protection Act of 2007; H.R.3421 - Credit Protection Act of 2007; H.R.5244 - Credit Cardholders' Bill of Rights Act of 2008; H.R.5280 - Stop Unfair Practices in Credit Cards Act of 2007; H.R.5546 - Credit Card Fair Fee Act of 2008; H.R.5988 - Fair and Justifiable Credit Card Interest Rate Act of 2008; and H.R.6248 - Credit Card Interchange Fees Act of 2008.

Issues related to improvements to the patent law including the following legislation: S.1145 - Patent Reform Act of 2007 and H.R.1908 - Patent Reform Act of 2007.

Issues related to state taxation of corporate income tax and treatment of interest income from foreign operations including the following legislation: S.1726 - Business Activity Tax Simplification Act of 2007; H.R.3996 - Temporary Tax Relief Act of 2007; H.R.3970 - Tax Reduction and Reform Act of 2007; H.R.3920 - Trade and Globalization Act of 2007; H.R.5267 - Business Activity Tax Simplification Act of 2008; and H.R.6049 - Energy and Tax Extenders Act of 2008

Issues related to improvements to the patent law including the following legislation: S.1145 - Patent Reform Act of 2007; H.R.1908 - Patent Reform Act of 2007.

Issues related to data security, restrictions on the use of data and privacy including the following legislation: S.239 - Notification of Risk to Personal Data Act of 2007; S.495 - Personal Data Privacy and Security Act of 2007; S.1178 - Identity Theft Prevention Act; S.1202 - Personal Data Protection Act of 2007; S.1260 -Data Security Act of 2007; HR.948 - Social Security Number Protection Act of 2007; H.R.958 - Data Accountability and Trust Act; H.R.1685 - Data Security Act of 2007.

Issues related to credit card use and their transactions including but not limited to the following legislation: S.1176 - Credit Card Minimum Payment Warning Act of 2007; S1309 - Universal Default Prohibition Act of 2007; S1395 - Stop Unfair Practices in Credit Cards Act of 2007; H.R.873 - Credit Card Payment Fee Act of 2007; H.R.946 - Consumer Overdraft Protection Fair Practices Act; H.R.1461 - Credit Card Act of 2007; H.R. 1510 - Credit Card Repayment Act of 2007 and

Issues related to state taxation of corporate income tax and treatment of interest income from foreign operations including but not limited to the following legislation: S.1726 - Business Activity Tax Simplification Act of 2007; H.R.3996 - Temporary Tax Relief Act of 2007; H.R. 3970 - Tax Reduction and Reform Act of 2007; H.R.3920 - Trade and Globalization Act of 2007.

S.1216 Financial Privacy Breach Notification Act of 2005; S.1326 Notification of Risk to Personal Data Act; S.1332 Personal Data Privacy and Security Act of 2005;S.1336 Consumer Identity Protection and Security Act; S.1408 Identity Protection Act; H.R.1069 Notification of Risk to Personal Data Act; H.R.1080 Information Protection and Security Act; H.R.3140 Consumer Data Security and Notification Act of 2005; H.R.1185 Federal Deposit Insurance Reform Act of 2005; S.29 Social Security Number Misuse Prevention Act; H.R.82 Social Security Online Privacy Protection Act; H.R.1078 Social Security Number Protection Act of 2005; H.R.1745 Social Security Number Privacy and Identity Theft Prevention Act of 2005; S.687 Spyware Internet Protection Bill; S.1004 Enhanced Consumer Protection Against Spyware Act of 2005; H.R.29 Securely Protect Yourself Against Cyber Trespass Act; H.R.744 Internet Spyware Prevention Act of 2005, H.R.3505 Financial Services Regulatory Relief Act of 2005; S.5 Class Action Fairness Act of 2005 and H.R.516 Class Action Fairness Act of 2005; Hurricane Reconstruction Efforts; H.R.5924 to amend the Small Business Act to provide loan guarantees for certain private disaster loans; S.4097 - a bill to improve disaster loans program in the SBA; S.3786 - SBA reauthorization; S.3778 - SBA reauthorization. S.115 Notification of Risk to Personal Data Act; S.116 Privacy Act of 2005; S.500 Information Protection and Security Act; S.751 Notification of Risk to Personal Data Act; S.768 Comprehensive Identity Theft Prevention Act;