CHRISTOPHER SPENCE

Access to Lifetime Income Investment/Distribution Options on Retirement Plan Menus Access to Workplace Retirement Plans Tax-Deferred Treatment of Retirement Plans Providing parity for investment options in 403(b) plans - Retirement Fairness for Charities and Educational Institutions Act (H.R. 1013, S. 424)

Closed End Funds - Increasing Investor Opportunities Act Providing parity for investment options in 403(b) plans - Retirement Fairness for Charities and Educational Institutions Act (H.R. 1013, S. 424)

Low-Income Housing Tax Credit (LIHTC) and related legislation Tax-deferred treatment of retirement plans Tax exempt status of municipal bonds One Big Beautiful Bill Act (H.R. 1) and related provisions

Access to Lifetime Income Investment/Distribution Options on Retirement Plan Menus Access to Workplace Retirement Plans Providing for enhanced savings options for retirement plans Tax-Deferred Treatment of Retirement Plans Providing parity for investment options in 403(b) plans - Retirement Fairness for Charities and Educational Institutions Act (H.R. 1013, S. 424)

Closed End Funds - Increasing Investor Opportunities Act Providing parity for investment options in 403(b) plans - Retirement Fairness for Charities and Educational Institutions Act (H.R. 1013, S. 424)

Access to Lifetime Income Investment/Distribution Options on Retirement Plan Menus Access to Workplace Retirement Plans Providing for enhanced savings options for retirement plans Tax-Deferred Treatment of Retirement Plans Providing parity for investment options in 403(b) plans - Retirement Fairness for Charities and Educational Institutions Act (H.R. 1013, S. 424)

Closed End Funds - Increasing Investor Opportunities Act Providing parity for investment options in 403(b) plans - Retirement Fairness for Charities and Educational Institutions Act (H.R. 1013, S. 424)

Issues pertaining to the availability and affordability of insurance for affordable housing properties. Issues pertaining to affordable housing, generally.

ESG Investing Closed End Funds Increasing Investor Opportunities Act (H.R. 4262) and related amendments Retirement Fairness for Charities and Educational Institutions Act (H.R. 3063, S. 4917) and related amendments Data Privacy Issues pertaining to the ownership of agricultural land. Issues pertaining to green bonds/sovereign green bonds.

Issues pertaining to the ownership of agricultural land.

Diversity and Inclusion ESG Investing Closed End Funds Increasing Investor Opportunities Act (H.R. 4262) and related amendments Retirement Fairness for Charities and Educational Institutions Act (H.R. 3063, S. 4917) and related amendments Data Privacy SEC Proposed Rule, Open-End Fund Liquidity Risk Management Programs and Swing Pricing; Form N-PORT Reporting Issues pertaining to the ownership of agricultural land. Issues pertaining to green bonds/sovereign green bonds.

Access to Lifetime Income Investment/Distribution Options on Retirement Plan Menus Defined Contribution Retirement Plan Design and Modernization Lifetime Income in Qualified Default Investment Alternatives (QDIA) Access to Workplace Retirement Plans Tax-deferred treatment of retirement plans Post SECURE 2.0 Implementation SEC Proposed Rule, Open-End Fund Liquidity Risk Management Programs and Swing Pricing; Form N-PORT Reporting Expanding Access to Retirement Savings for Family Caregivers Act (H.R. 6772) Lifetime Income for Employees Act (H.R. 3942) Auto Reenroll Act of 2023 (H.R. 4924, S. 2517) Automatic IRA Act of 2024 (H.R. 7293) 401Kids Savings Act (S. 3716, H.R. 7162) Helping Young Americans Save for Retirement Act (H.R. 9281, S. 3305) Retirement Investment in Small Employers Act (H.R. 6007, S. 4398)

Growing Access to Environmental Sustainability Act (H.R. 4800) Issues pertaining to the ownership of agricultural land.

Diversity and Inclusion ESG Investing Closed End Funds Increasing Investor Opportunities Act (H.R. 4262) and related amendments Retirement Fairness for Charities and Educational Institutions Act of 2023 (H.R. 3063) and related amendments Data Privacy SEC Proposed Rule, Open-End Fund Liquidity Risk Management Programs and Swing Pricing; Form N-PORT Reporting Issues pertaining to the ownership of agricultural land.

OECD Pillar Two Accounting Expanding Access to Retirement Savings for Family Caregivers Act (H.R. 6772) Lowering Costs for Caregivers Act of 2023 (S. 3254) Expanded Student Savers Tax Credit Act (H.R. 2641) Automatic IRA Act of 2024 (H.R. 7293) Low-Income Housing Tax Credit (LIHTC) and related legislation, including the oTax Relief for American Families and Workers Act (H.R. 7024) Tax-deferred treatment of retirement plans

Diversity and Inclusion ESG Investing Closed End Funds Increasing Investor Opportunities Act (H.R. 4262) and related amendments Retirement Fairness for Charities and Educational Institutions Act of 2023 (H.R. 3063) and related amendments Data Privacy SEC Proposed Rule, Open-End Fund Liquidity Risk Management Programs and Swing Pricing; Form N-PORT Reporting Issues pertaining to the ownership of agricultural land.

Access to Lifetime Income Investment/Distribution Options on Retirement Plan Menus Defined Contribution Retirement Plan Design and Modernization Qualified Default Investment Alternatives (QDIA) General Account Products Auto Portability Access to Workplace Retirement Plans Post SECURE 2.0 Implementation SEC Proposed Rule, Open-End Fund Liquidity Risk Management Programs and Swing Pricing; Form N-PORT Reporting Expanding Access to Retirement Savings for Family Caregivers Act (H.R. 6772) Lifetime Income for Employees Act (H.R. 3942) Auto Reenroll Act of 2023 (H.R. 4924, S. 2517) DOL Proposed Rule, Retirement Security Rule: Definition of an Investment Advice Fiduciary DOL Proposed Rule, Proposed Amendment to Prohibited Transaction Exemption 2020-02" Automatic IRA Act of 2024 (H.R. 7293)

Access to Lifetime Income Investment/Distribution Options on Retirement Plan Menus Defined Contribution Retirement Plan Design and Modernization Qualified Default Investment Alternatives (QDIA) General Account Products ESG Investments on Retirement Plan Menus Post SECURE 2.0 Implementation SEC Proposed Rule, Open-End Fund Liquidity Risk Management Programs and Swing Pricing; Form N-PORT Reporting Expanding Access to Retirement Savings for Family Caregivers Act (H.R. 6772) Lifetime Income for Employees Act (H.R. 3942) Auto Portability Access to Workplace Retirement Plans Auto Reenroll Act of 2023 (H.R. 4924, S. 2517) DOL Proposed Rule, Retirement Security Rule: Definition of an Investment Advice Fiduciary DOL Proposed Rule, Proposed Amendment to Prohibited Transaction Exemption 2020-02" Lowering Costs for Caregivers Act of 2023 (S. 3254)

GATES Act (H.R. 4800) Issues pertaining to the ownership of agricultural land.

Remote Notarization - SECURE Notarization Act OECD Pillar Two Accounting

Access to Lifetime Income Investment/Distribution Options on Retirement Plan Menus Defined Contribution Retirement Plan Design and Modernization Qualified Default Investment Alternatives (QDIA) Remote Notarization General Account Products ESG Investments on Retirement Plan Menus Post SECURE 2.0 Implementation SEC Proposed Rule, Open-End Fund Liquidity Risk Management Programs and Swing Pricing; Form N-PORT Reporting Expanding Access to Retirement Savings for Family Caregivers Act Lifetime Income for Employees Act (H.R. 3942) Auto Portability Access to Workplace Retirement Plans Auto Reenroll Act of 2023 (H.R. 4924, S. 2517)

Access to Lifetime Income Investment/Distribution Options on Retirement Plan Menus Defined Contribution Retirement Plan Design and Modernization Qualified Default Investment Alternatives (QDIA) Remote Notarization General Account Products ESG Investments on Retirement Plan Menus Post SECURE 2.0 Implementation SEC Proposed Rule, Open-End Fund Liquidity Risk Management Programs and Swing Pricing; Form N-PORT Reporting Expanding Access to Retirement Savings for Family Caregivers Act

Remote Notarization - SECURE Notarization Act Corporate Alternative Minimum Tax

Diversity and Inclusion ESG Investing Closed End Funds Increasing Investor Opportunities Act Data Privacy - Data Privacy Act of 2023 (H.R. 1165) SEC Proposed Rule, Open-End Fund Liquidity Risk Management Programs and Swing Pricing; Form N-PORT Reporting

Remote Notarization -SECURE Notarization Act Corporate Alternative Minimum Tax

Diversity and Inclusion ESG Investing Closed End Funds Increasing Investor Opportunities Act (H.R. 4262) Retirement Fairness for Charities and Educational Institutions Act of 2023 (H.R. 3063) Data Privacy -Data Privacy Act of 2023 (H.R. 1165) SEC Proposed Rule, Open-End Fund Liquidity Risk Management Programs and Swing Pricing; Form N-PORT Reporting

Access to Lifetime Income Investment/Distribution Options on Retirement Plan Menus Defined Contribution Retirement Plan Design and Modernization Qualified Default Investment Alternatives (QDIA) Remote Notarization General Account Products ESG Investments on Retirement Plan Menus Post SECURE 2.0 Implementation SEC Proposed Rule, Open-End Fund Liquidity Risk Management Programs and Swing Pricing; Form N-PORT Reporting Expanding Access to Retirement Savings for Family Caregivers Act Lifetime Income for Employees Act (HR 3942) Auto Portability Access to Workplace Retirement Plans

Access to Lifetime Income Investment/Distribution Options on Retirement Plan Menus Defined Contribution Retirement Plan Design and Modernization Qualified Default Investment Alternatives (QDIA) Remote Notarization General Account Products ESG Investments on Retirement Plan Menus Post SECURE 2.0 Implementation SEC Proposed Rule, Open-End Fund Liquidity Risk Management Programs and Swing Pricing; Form N-PORT Reporting Expanding Access to Retirement Savings for Family Caregivers Act

Remote Notarization - SECURE Notarization Act Corporate Alternative Minimum Tax

Diversity and Inclusion ESG Investing Closed End Funds Increasing Investor Opportunities Act Data Privacy - Data Privacy Act of 2023 (H.R. 1165) SEC Proposed Rule, Open-End Fund Liquidity Risk Management Programs and Swing Pricing; Form N-PORT Reporting

Retirement Security as in the following bills: -The Setting Every Community Up for Retirement Enhancement Act (H.R. 1994) -Securing a Strong Retirement Act (H.R. 2954) -Lifetime Income for Employees Act (H.R. 6746) -Expanding Access to Retirement Savings for Family Caregivers Act (H.R. 3644) -Retirement Improvement and Savings Enhancement Act (H.R. 5891) -RISE & SHINE Act (S. 4353) -Enhancing American Retirement Now (EARN) Act Access to Lifetime Income Options on Retirement Plan Menus Defined Contribution Retirement Plan Design and Modernization Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Qualified Default Investment Alternatives (QDIA) Multiple Employer Plans Student Loans Remote Notarization General Account Products ESG Investments

ESG Disclosure Simplification Act of 2021 (H.R. 1187) Diversity and Inclusion ESG Investing Closed End Funds Increasing Investor Opportunities Act (H.R. 4262/S. 3948) Inflation Reduction Act (HR 5376) Data Privacy

Retirement Security as in the following bills: - Retirement Security and Savings Act (S. 1770) - Retirement Parity for Student Loans Act (H.R. 2917 & S. 1443) - The Setting Every Community Up for Retirement Enhancement Act (H.R. 1994) - Securing a Strong Retirement Act (H.R. 2954) - Lifetime Income for Employees Act (H.R. 6746) - Expanding Access to Retirement Savings for Family Caregivers Act (H.R. 3644) - Enhancing Emergency and Retirement Savings Act (S. 1870 / H.R. 7146) - Retirement Improvement and Savings Enhancement RISE & SHINE Act (HR 5891, S. 4353). - Enhancing American Retirement Now (EARN) Act Access to Lifetime Income Option on Retirement Plan Menus Providing Lifetime Income Illustrations on Retirement Benefit Statements Defined Contribution Retirement Plan Design and Modernization Fiduciary Concerns Related to Advice and Education in Retirement Plans Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Qualified Default Investment Alternatives (QDIA) Portability of Annuities in Defined Contribution Plans Multiple Employer Plans Student Loans Remote Notarization General Account Products ESG Investments Emergency Savings

Retirement Security as in the following bills: - Retirement Security and Savings Act (S. 1770) - Retirement Parity for Student Loans Act (H.R. 2917 & S. 1443) - The Setting Every Community Up for Retirement Enhancement Act (H.R. 1994) - Securing a Strong Retirement Act (H.R. 2954) - Lifetime Income for Employees Act (H.R. 6746) - Expanding Access to Retirement Savings for Family Caregivers Act (H.R. 3644) - Enhancing Emergency and Retirement Savings Act (S. 1870 / H.R. 7146) - Financial Factors in Selecting Retirement Plan Investments Act (S. 1762/ H.R. 3387) - Womens Pension Protection Act (S. 2446) - Retirement Improvement and Savings Enhancement Act (H.R. 5891) - RISE & SHINE Act (S. 4353) - Enhancing American Retirement Now (EARN) Act Providing Lifetime Income Illustrations on Retirement Benefit Statements Defined Contribution Retirement Plan Design and Modernization Fiduciary Concerns Related to Advice and Education in Retirement Plans Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Qualified Default Investment Alternatives (QDIA) Portability of Annuities in Defined Contribution Plans Multiple Employer Plans Student Loans Remote Notarization General Account Products ESG Investments Proxy Voting Emergency Savings

ESG Disclosure Simplification Act of 2021 (H.R. 1187) Diversity and Inclusion ESG Investing Closed End Funds Increasing Investor Opportunities Act (H.R. 4262) Build Back Better Act (HR 5376) LIBOR

Student Loans - American Rescue Plan (H.R. 1319) - Retirement Parity for Student Loans Act (H.R. 2917 & S. 1443) Remote Notarization - SECURE Notarization Act (H.R. 3962/S. 1625) 7702/Ordinary Tax Treatment for Bonds Emergency Savings - Enhancing Emergency and Retirement Savings Act (S. 1870 / H.R. 7146) Build Back Better Act (HR 5376)

Retirement Security as in the following bills: - Retirement Security and Savings Act (S. 1770) - Retirement Parity for Student Loans Act (H.R. 2917 & S. 1443) - The Setting Every Community Up for Retirement Enhancement Act (H.R. 1994) - Securing a Strong Retirement Act (H.R. 2954) - Lifetime Income for Employees Act (6746) - Expanding Access to Retirement Savings for Family Caregivers Act (H.R. 3644) - Enhancing Emergency and Retirement Savings Act (S. 1870 / H.R. 7146) - Financial Factors in Selecting Retirement Plan Investments Act (S. 1762/ H.R. 3387) - Womens Pension Protection Act (S. 2446) - Retirement Improvement and Savings Enhancement Act (H.R. 5891) - Auto Reenroll Act of 2022 (S. 3712 / H.R. 6782) Providing Lifetime Income Illustrations on Retirement Benefit Statements Defined Contribution Retirement Plan Design and Modernization Fiduciary Concerns Related to Advice and Education in Retirement Plans Electronic Delivery of Plan Documents Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Qualified Default Investment Alternatives (QDIA) Safe Harbor for Plan Sponsors Selecting Annuity Providers on Plan Menus Portability of Annuities in Defined Contribution Plans Automatic IRA/401(k) Retirement Plans Collective Investment Trusts in 403(b) Plans Multiple Employer Plans Student Loans Remote Notarization General Account Products ESG Investments Proxy Voting Emergency Savings Build Back Better Act (HR 5376)

Tax Reform Included in the Tax Cuts and Jobs Act 529 Plans Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Tax Treatment of Municipal Bonds Infrastructure Investment by Life Insurers The Setting Every Community Up for Retirement Enhancement Act (H.R. 1994) Student Loans - American Rescue Plan (H.R. 1319) - Retirement Parity for Student Loans Act (H.R. 2917 & S. 1443) Employer Participation in Repayment Act Health Savings Accounts (HSAs) - Pandemic Healthcare Access Act (H.R. 295) - Personalized Care Act of 2021 (S. 153 and H.R. 725) Remote Notarization - SECURE Notarization Act (H.R. 3962/S. 1625) General Account Products CARES Act 7702/Ordinary Tax Treatment for Bonds Emergency Savings Build Back Better Act Prohibition of IRA Investments Conditioned on Account Holders Status

Federal Reserve Supervision of Savings and Loan Holding Companies Asset Manager SIFI Designation FDIC Treatment of Brokered Deposits Section 11 of the Home Owners Loan Act Proxy Advisory Firms/Corporate Governance Data Privacy Legislation Reg BI ESG Disclosure Simplification Act of 2021 (H.R. 1187) Housing Finance Reform Diversity and Inclusion CARES ACT American Rescue Plan (H.R. 1319) Paycheck Protection Program ESG Investing Form 13F E-SIGN Modernization Warehouse Lending Climate Change Closed End Funds Renewable Fuel Standard/Biofuels Increasing Investor Opportunities Act (H.R. 4262) Build Back Better Act LIBOR Sustainable Finance

Retirement Security as in the following bills: - Automatic Retirement Plan Act (reintroduced as part of the Build Back Better Act) - Retirement Security and Savings Act (S. 1770) - Retirement Parity for Student Loans Act (H.R. 2917 & S. 1443) - The Setting Every Community Up for Retirement Enhancement Act (H.R. 1994) - Securing a Strong Retirement Act (H.R. 2954) - Lifetime Income for Employees Act (Not yet reintroduced) - Expanding Access to Retirement Savings for Family Caregivers Act (H.R. 3644) - Enhancing Emergency and Retirement Savings Act (S. 1870) - Financial Factors in Selecting Retirement Plan Investments Act (S. 1762/ H.R. 3387) - Womens Pension Protection Act (S. 2446) - Retirement Improvement and Savings Enhancement Act (H.R. 5891) Providing Lifetime Income Illustrations on Retirement Benefit Statements Defined Contribution Retirement Plan Design and Modernization Fiduciary Concerns Related to Advice and Education in Retirement Plans Electronic Delivery of Plan Documents Tax Reform Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Qualified Default Investment Alternatives (QDIA) Safe Harbor for Plan Sponsors Selecting Annuity Providers on Plan Menus Portability of Annuities in Defined Contribution Plans Automatic IRA/401(k) Retirement Plans Collective Investment Trusts in 403(b) Plans Multiple Employer Plans Infrastructure Student Loans Remote Notarization General Account Products CARES Act ESG Investments Proxy Voting Emergency Savings Build Back Better Act

Federal Reserve Supervision of Savings and Loan Holding Companies Asset Manager SIFI Designation FDIC Treatment of Brokered Deposits Section 11 of the Home Owners Loan Act Proxy Advisory Firms/Corporate Governance Data Privacy Legislation Reg BI ESG Disclosure Simplification Act of 2021 (H.R. 1187) Housing Finance Reform Diversity and Inclusion CARES ACT American Rescue Plan (H.R. 1319) Paycheck Protection Program ESG Investing Form 13F E-SIGN Modernization Warehouse Lending Climate Change Closed End Funds Renewable Fuel Standard/Biofuels Increasing Investor Opportunities Act (H.R. 4262) Build Back Better Act

Retirement Security as in the following bills: - Automatic Retirement Plan Act (reintroduced as part of the Build Back Better Act) - Retirement Security and Savings Act (S. 1770) - Retirement Parity for Student Loans Act (H.R. 2917 & S. 1443) - The Setting Every Community Up for Retirement Enhancement Act (H.R. 1994) - Securing a Strong Retirement Act (H.R. 2954) - Lifetime Income for Employees Act (Not yet reintroduced) - Expanding Access to Retirement Savings for Family Caregivers Act (H.R. 3644) - Enhancing Emergency and Retirement Savings Act (S. 1870) - Financial Factors in Selecting Retirement Plan Investments Act (S. 1762/ H.R. 3387) - Womens Pension Protection Act (S. 2446) Providing Lifetime Income Illustrations on Retirement Benefit Statements Defined Contribution Retirement Plan Design and Modernization Fiduciary Concerns Related to Advice and Education in Retirement Plans Electronic Delivery of Plan Documents Tax Reform Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Qualified Default Investment Alternatives (QDIA) Safe Harbor for Plan Sponsors Selecting Annuity Providers on Plan Menus Portability of Annuities in Defined Contribution Plans Automatic IRA/401(k) Retirement Plans Collective Investment Trusts in 403(b) Plans Multiple Employer Plans Infrastructure Student Loans Remote Notarization General Account Products CARES Act ESG Investments Proxy Voting Emergency Savings Build Back Better Act

Tax Reform included in Tax Cuts and Jobs Act 529 Plans Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Tax Treatment of Municipal Bonds Infrastructure investment by Life Insurers Retirement Security and Savings Act (S. 1770) The Setting Every Community Up for Retirement Enhancement Act (HR 1994) Student Loans as in the following bill: Retirement Parity for Student Loans Act (S. 1443) (H.R. 2917) American Rescue Plan (H.R. 1319) Employer Participation in Repayment Act (HR 1043/S. 460) The Taxpayer First Act (HR 3151) Health Savings Accounts (HSAs) - Pandemic Healthcare Access Act S.3546/H.R.6338 - Personalized Care Act of 2021 (S. 153 and H.R. 725) Student Loans Remote Notarization, H.R. 3962 SECURE Notarization Act General Account Products CARES Act 7702/Ordinary Tax Treatment for Bonds

Retirement Security as in the following bills: - Automatic Retirement Plan Act (Not yet reintroduced) - Retirement Security and Savings Act (S. 1770) - Retirement Parity for Student Loans Act (H.R. 2917 & S. 1443) - The Setting Every Community Up for Retirement Enhancement Act (H.R. 1994) - Securing a Strong Retirement Act (H.R. 2954) - Lifetime Income for Employees Act (Not yet reintroduced) - Expanding Access to Retirement Savings for Family Caregivers Act (H.R. 3644) - Enhancing Emergency and Retirement Savings Act (S. 1870) - Financial Factors in Selecting Retirement Plan Investments Act (S. 1762/ H.R. 3387) - Womens Pension Protection Act (Not yet reintroduced) Providing Lifetime Income Illustrations on Retirement Benefit Statements Defined Contribution Retirement Plan Design and Modernization Fiduciary Concerns Related to Advice and Education in Retirement Plans Electronic Delivery of Plan Documents Tax Reform Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Qualified Default Investment Alternatives (QDIA) Safe Harbor for Plan Sponsors Selecting Annuity Providers on Plan Menus Portability of Annuities in Defined Contribution Plans Automatic IRA/401(k) Retirement Plans Collective Investment Trusts in 403(b) Plans Multiple Employer Plans Infrastructure Student Loans Remote Notarization General Account Products CARES Act ESG Investments Proxy Voting Emergency Savings

Retirement Security as in the following bills: Automatic Retirement Plan Act (Not yet reintroduced) Retirement Security and Savings Act (S. 1431) Retirement Parity for Student Loans Act (S. 1428) The Setting Every Community Up for Retirement Enhancement Act (H.R. 1994) Securing a Strong Retirement Act (H.R. 8696) Lifetime Income for Employees Act (H.R. 8990) Providing Lifetime Income Illustrations on Retirement Benefit Statements Defined Contribution Retirement Plan Design and Modernization Fiduciary Concerns Related to Advice and Education in Retirement Plans Electronic Delivery of Plan Documents Tax Reform Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Qualified Default Investment Alternatives (QDIA) Safe Harbor for Plan Sponsors Selecting Annuity Providers on Plan Menus Portability of Annuities in Defined Contribution Plans Automatic IRA/401(k) Retirement Plans Collective Investment Trusts in 403(b) Plans Multiple Employer Plans Infrastructure Student Loans Remote Notarization General Account Products CARES Act ESG Investments Proxy Voting

Retirement Security as in the following bills: -Automatic Retirement Plan Act (Not yet reintroduced) -Retirement Security and Savings Act (S. 1431) -Retirement Parity for Student Loans Act (S. 1428) -The Setting Every Community Up for Retirement Enhancement Act (H.R. 1994) -Securing a Strong Retirement Act (H.R. 8696) -Lifetime Income for Employees Act (H.R. 8990) Providing Lifetime Income Illustrations on Retirement Benefit Statements Defined Contribution Retirement Plan Design and Modernization Fiduciary Concerns Related to Advice and Education in Retirement Plans Stretch IRA Electronic Delivery of Plan Documents Tax Reform Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Qualified Default Investment Alternatives (QDIA) Safe Harbor for Plan Sponsors Selecting Annuity Providers on Plan Menus Portability of Annuities in Defined Contribution Plans Automatic IRA/401(k) Retirement Plans Collective Investment Trusts in 403(b) Plans Multiple Employer Plans Infrastructure Student Loans Remote Notarization General Account Products CARES Act (H.R. 748) ESG Investments Proxy Voting

Federal Reserve Supervision of Savings and Loan Holding Companies Asset Manager SIFI Designation as in the following bills: Financial Stability Oversight Council Improvement Act of 2019 (S. 603) Financial Stability Oversight Council Improvement Act of 2019 H.R. 3561 FDIC Treatment of Brokered Deposits (H.R. 2572) Section 11 of the Home Owners Loan Act Consumer Financial Choice and Capital Markets Protection Act H.R. 4492 Proxy Advisory Firms/Corporate Governance Data Privacy Legislation Business Development Companies Reg BI ESG Disclosure Simplification Act of 2019 (H.R. 4329) A bill to improve laws related to money laundering and other purposes (S.2563) Corporate Transparency Act (H.R. 2513) Housing Finance Reform Diversity and Inclusion CARES ACT (H.R. 748) HEROES ACT (H.R. 6800) Paycheck Protection Program

Retirement Security as in the following bills: Retirement Plan Simplification and Enhancement Act (Not yet reintroduced) Automatic Retirement Plan Act (Not yet reintroduced) Portability of Lifetime Income and Managed Account Options (Not yet reintroduced) Retirement Security and Savings Act (S. 1431) Retirement Parity for Student Loans Act (S. 1428) The Setting Every Community Up for Retirement Enhancement Act (H.R. 1994) Automatic IRA Act of 2019 (S. 2370) Providing Lifetime Income Illustrations on Retirement Benefit Statements Defined Contribution Retirement Plan Design and Modernization Fiduciary Concerns Related to Advice and Education in Retirement Plans Stretch IRA Electronic Delivery of Plan Documents Tax Reform Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Qualified Default Investment Alternatives (QDIA) Safe Harbor for Plan Sponsors Selecting Annuity Providers on Plan Menus Portability of Annuities in Defined Contribution Plans Automatic IRA/401(k) Retirement Plans Collective Investment Trusts in 403(b) Plans Multiple Employer Plans Infrastructure Student Loans Remote Notarization General Account Products CARES Act

Federal Reserve Supervision of Savings and Loan Holding Companies Asset Manager SIFI Designation as in the following bills: * Financial Stability Oversight Council Improvement Act of 2019 (S. 603) * Financial Stability Oversight Council Improvement Act of 2019 H.R. 3561 FDIC Treatment of Brokered Deposits (H.R. 2572) Section 11 of the Home Owners Loan Act Consumer Financial Choice and Capital Markets Protection Act H.R. 4492 International Insurance Capital Standards Proxy Advisory Firms/Corporate Governance Data Privacy Legislation Business Development Companies Reg BI ESG Disclosure Simplification Act of 2019 (H.R. 4329) A bill to improve laws related to money laundering and other purposes (S.2563) Corporate Transparency Act (H.R. 2513) Housing Finance Reform Diversity and Inclusion CARES ACT (H.R. 748) HEROES ACT (H.R. 6800) Paycheck Protection Program

Tax Reform included in Tax Cuts and Jobs Act 529 Plans Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Tax Treatment of Municipal Bonds Net Interest Expense Deduction Reserve Deductions Retirement Enhancement and Savings Act (S. 972, H.R. 1007) Safe Harbor for Plan Sponsors Selecting Annuity Providers on Plan Menus (H.R.1439) Family Savings Act (H.R. 1084) Infrastructure investment by Life Insurers Retirement Enhancement and Savings Act of 2019 (S. 972, HR 1007) Retirement Security and Savings Act (S. 1431)The Setting Every Community Up for Retirement Enhancement Act (HR 1994) Student Loans as in the following bill: * Retirement Parity for Student Loans Act (S. 1428) Stretch IRA HR 1043/S 460 Employer Participation in Repayment Act The Taxpayer First Act (HR 3151) Health Savings Accounts (HSAs) * Pandemic Healthcare Access Act S.3546/H.R.6338

Federal Reserve Supervision of Savings and Loan Holding Companies Asset Manager SIFI Designation as in the following bills: * Financial Stability Oversight Council Improvement Act of 2019 (S. 603) * Financial Stability Oversight Council Improvement Act of 2019 H.R. 3561 FDIC Treatment of Brokered Deposits (H.R. 2572) Section 11 of the Home Owners Loan Act Consumer Financial Choice and Capital Markets Protection Act H.R. 4492 International Insurance Capital Standards Proxy Advisory Firms/Corporate Governance Data Privacy Legislation Business Development Companies Reg BI ESG Disclosure Simplification Act of 2019 (H.R. 4329) A bill to improve laws related to money laundering and other purposes (S.2563) Corporate Transparency Act (H.R. 2513) Housing Finance Reform SEC Proposes Rule Changes for Fund of Funds Arrangements Diversity and Inclusion CARES ACT (H.R. 748)

Retirement Security as in the following bills: * Graduate Student Savings Act of 2019 (S. 448, H.R. 1194) * Retirement Security Act of 2019 (S. 321) * Retirement Enhancement and Savings Act of 2019 (S. 972, H.R. 1007) * Family Savings Act of 2019 (H.R. 1084) * Increasing Access to a Secure Retirement Act of 2019 (H.R. 1439) * Lifetime Income Disclosure Act (S. 1574, H.R. 2367) * Savings Enhancement by Alleviating Leakage in 401(k) Savings Act (Not yet reintroduced) * Retirement Plan Simplification and Enhancement Act (Not yet reintroduced) * Receiving Electronic Statements To Improve Retiree Earnings Act (Not yet reintroduced) * Small Businesses Add Value for Employees Act (SAVE Act) (Not yet reintroduced) * Automatic Retirement Plan Act (Not yet reintroduced) * Portability of Lifetime Income and Managed Account Options (Not yet reintroduced) * Retirement Security and Savings Act (S. 1431) * Retirement Parity for Student Loans Act (S. 1428) * The Setting Every Community Up for Retirement Enhancement Act (H.R. 1994) * Automatic IRA Act of 2019 (S. 2370) Providing Lifetime Income Illustrations on Retirement Benefit Statements Defined Contribution Retirement Plan Design and Modernization Fiduciary Concerns Related to Advice and Education in Retirement Plans Stretch IRA Electronic Delivery of Plan Documents Tax Reform Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Qualified Default Investment Alternatives (QDIA) Safe Harbor for Plan Sponsors Selecting Annuity Providers on Plan Menus Portability of Annuities in Defined Contribution Plans Automatic IRA/401(k) Retirement Plans Collective Investment Trusts in 403(b) Plans Multiple Employer Plans Infrastructure Student Loans

Tax Reform included in Tax Cuts and Jobs Act 529 Plans Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Tax Treatment of Municipal Bonds Net Interest Expense Deduction Reserve Deductions Retirement Enhancement and Savings Act (S. 972, H.R. 1007) Safe Harbor for Plan Sponsors Selecting Annuity Providers on Plan Menus (H.R.1439) Family Savings Act (H.R. 1084) Infrastructure investment by Life Insurers Retirement Enhancement and Savings Act of 2019 (S. 972, H.R. 1007) Retirement Security and Savings Act (S. 1431) The Setting Every Community Up for Retirement Enhancement Act (H.R. 1994) Student Loans - Retirement Parity for Student Loans Act (S. 1428) Stretch IRA HR 1043/S 460 Employer Participation in Repayment Act The Taxpayer First Act (HR 3151)

Retirement Security as in the following bills: -Graduate Student Savings Act of 2019 (S. 448, H.R. 1194) -Retirement Security Act of 2019 (S. 321) -Retirement Enhancement and Savings Act of 2019 (S. 972, H.R. 1007) -Family Savings Act of 2019 (H.R. 1084) -Increasing Access to a Secure Retirement Act of 2019 (H.R. 1439) -Lifetime Income Disclosure Act (S. 1574, H.R. 2367) -Savings Enhancement by Alleviating Leakage in 401(k) Savings Act (Not yet reintroduced) -Retirement Plan Simplification and Enhancement Act (Not yet reintroduced) -Receiving Electronic Statements to Improve Retiree Earnings Act (Not yet reintroduced) -Small Businesses Add Value for Employees Act (SAVE Act) (Not yet reintroduced) -Automatic Retirement Plan Act (Not yet reintroduced) -Portability of Lifetime Income and Managed Account Options (Not yet reintroduced) -Retirement Security and Savings Act (S. 1431) -Retirement Parity for Student Loans Act (S. 1428) -The Setting Every Community Up for Retirement Enhancement Act (H.R. 1994) - Automatic IRA Act of 2019 (S.2370) Providing Lifetime Income Illustrations on Retirement Benefit Statements Defined Contribution Retirement Plan Design and Modernization Fiduciary Concerns Related to Advice and Education in Retirement Plans Stretch IRA Electronic Delivery of Plan Documents Tax Reform Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Qualified Default Investment Alternatives (QDIA) Safe Harbor for Plan Sponsors Selecting Annuity Providers on Plan Menus Portability of Annuities in Defined Contribution Plans Automatic IRA/401(k) Retirement Plans Collective Investment Trusts in 403(b) Plans Multiple Employer Plans Infrastructure Student Loans

Tax Reform included in Tax Cuts and Jobs Act 529 Plans Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Tax Treatment of Municipal Bonds Net Interest Expense Deduction Reserve Deductions Retirement Enhancement and Savings Act (S. 972, H.R. 1007) Safe Harbor for Plan Sponsors Selecting Annuity Providers on Plan Menus (H.R.1439) Family Savings Act (H.R. 1084) Infrastructure investment by Life Insurers Retirement Enhancement and Savings Act of 2019 (S. 972, H.R. 1007) Retirement Security and Savings Act (S. 1431) The Setting Every Community Up for Retirement Enhancement Act (H.R. 1994) Student Loans - Retirement Parity for Student Loans Act (S. 1428) Stretch IRA HR 1043/S 460 Employer Participation in Repayment Act

Retirement Security as in the following bills: -Graduate Student Savings Act of 2019 (S. 448, H.R. 1194) -Retirement Security Act of 2019 (S. 321) -Retirement Enhancement and Savings Act of 2019 (S. 972, H.R. 1007) -Family Savings Act of 2019 (H.R. 1084) -Increasing Access to a Secure Retirement Act of 2019 (H.R. 1439) -Lifetime Income Disclosure Act (S. 1574, H.R. 2367) -Savings Enhancement by Alleviating Leakage in 401(k) Savings Act (Not yet reintroduced) -Retirement Plan Simplification and Enhancement Act (Not yet reintroduced) -Receiving Electronic Statements to Improve Retiree Earnings Act (Not yet reintroduced) -Small Businesses Add Value for Employees Act (SAVE Act) (Not yet reintroduced) -Automatic Retirement Plan Act (Not yet reintroduced) -Portability of Lifetime Income and Managed Account Options (Not yet reintroduced) -Retirement Security and Savings Act (S. 1431) -Retirement Parity for Student Loans Act (S. 1428) -The Setting Every Community Up for Retirement Enhancement Act (H.R. 1994) - Automatic IRA Act of 2019 (S.2370) Providing Lifetime Income Illustrations on Retirement Benefit Statements Defined Contribution Retirement Plan Design and Modernization Fiduciary Concerns Related to Advice and Education in Retirement Plans Stretch IRA Electronic Delivery of Plan Documents Tax Reform Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Qualified Default Investment Alternatives (QDIA) Safe Harbor for Plan Sponsors Selecting Annuity Providers on Plan Menus Portability of Annuities in Defined Contribution Plans Automatic IRA/401(k) Retirement Plans Collective Investment Trusts in 403(b) Plans Multiple Employer Plans Infrastructure Student Loans

Tax Reform included in Tax Cuts and Jobs Act 529 Plans Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Tax Treatment of Municipal Bonds Net Interest Expense Deduction Reserve Deductions Retirement Enhancement and Savings Act (S. 972, H.R. 1007) Safe Harbor for Plan Sponsors Selecting Annuity Providers on Plan Menus (H.R.1439) Family Savings Act (H.R. 1084) Infrastructure investment by Life Insurers Retirement Enhancement and Savings Act of 2019 (S. 972, H.R. 1007) Retirement Security and Savings Act (S. 1431) The Setting Every Community Up for Retirement Enhancement Act (H.R. 1994) Student Loans - Retirement Parity for Student Loans Act (S. 1428) Stretch IRA

Retirement Security as in the following bills: -Graduate Student Savings Act of 2019 (S. 448, H.R. 1194) -Retirement Security Act of 2019 (S. 321) -Retirement Enhancement and Savings Act of 2019 (S. 972, H.R. 1007) -Family Savings Act of 2019 (H.R. 1084) -Increasing Access to a Secure Retirement Act of 2019 (H.R. 1439) -Lifetime Income Disclosure Act (S. 1574, H.R. 2367) -Savings Enhancement by Alleviating Leakage in 401(k) Savings Act (Not yet reintroduced) -Retirement Plan Simplification and Enhancement Act (Not yet reintroduced) -Receiving Electronic Statements to Improve Retiree Earnings Act (Not yet reintroduced) -Small Businesses Add Value for Employees Act (SAVE Act) (Not yet reintroduced) -Automatic Retirement Plan Act (Not yet reintroduced) -Portability of Lifetime Income and Managed Account Options (Not yet reintroduced) -Retirement Security and Savings Act (S. 1431) -Retirement Parity for Student Loans Act (S. 1428) -The Setting Every Community Up for Retirement Enhancement Act (H.R. 1994) Providing Lifetime Income Illustrations on Retirement Benefit Statements Defined Contribution Retirement Plan Design and Modernization Fiduciary Concerns Related to Advice and Education in Retirement Plans Stretch IRA Electronic Delivery of Plan Documents Tax Reform Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Qualified Default Investment Alternatives (QDIA) Safe Harbor for Plan Sponsors Selecting Annuity Providers on Plan Menus Portability of Annuities in Defined Contribution Plans Automatic IRA/401(k) Retirement Plans Collective Investment Trusts in 403(b) Plans Multiple Employer Plans Infrastructure Student Loans

Federal Reserve Supervision of Savings and Loan Holding Companies Asset Manager SIFI Designation as in the following bill: -Financial Stability Oversight Council Improvement Act of 2019 (S. 603) FDIC Treatment of Brokered Deposits (Not yet reintroduced) Section 11 of the Home Owners Loan Act Consumer Financial Choice and Capital Markets Protection Act (Not yet reintroduced) International Insurance Capital Standards Proxy Advisory Firms/Corporate Governance Data Privacy Legislation as in the following bill: -Data Care Act (Not yet reintroduced) Business Development Companies Regulation BI Environmental, Social, and Governance Disclosure

Retirement Security as in the following bills: -Graduate Student Savings Act of 2019 (S. 448, H.R. 1194) -Retirement Security Act of 2019 (S. 321) -Retirement Enhancement and Savings Act of 2019 (S. 972, H.R. 1007) -Family Savings Act of 2019 (H.R. 1084) -Increasing Access to a Secure Retirement Act of 2019 (H.R. 1439) -Lifetime Income Disclosure Act (Not yet reintroduced) -Savings Enhancement by Alleviating Leakage in 401(k) Savings Act (Not yet reintroduced) -Retirement Plan Simplification and Enhancement Act (Not yet reintroduced) -Receiving Electronic Statements To Improve Retiree Earnings Act (Not yet reintroduced) -Small Businesses Add Value for Employees Act (SAVE Act) (Not yet reintroduced) -Automatic Retirement Plan Act (Not yet reintroduced) -Portability of Lifetime Income and Managed Account Options (Not yet reintroduced) -Retirement Security and Savings Act (Not yet reintroduced) -Retirement Parity for Student Loans Act (Not yet reintroduced) Providing Lifetime Income Illustrations on Retirement Benefit Statements Defined Contribution Retirement Plan Design and Modernization Fiduciary Concerns Related to Advice and Education in Retirement Plans Stretch IRA Electronic Delivery of Plan Documents Tax Reform Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Qualified Default Investment Alternatives (QDIA) Safe Harbor for Plan Sponsors Selecting Annuity Providers on Plan Menus Portability of Annuities in Defined Contribution Plans Automatic IRA/401(k) Retirement Plans Collective Investment Trusts in 403(b) Plans Multiple Employer Plans Infrastructure Student Loans

Tax Reform included in Tax Cuts and Jobs Act 529 Plans Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Preserving the Tax Treatment of Municipal Bonds Net Interest Expense Deduction Net Operating Losses Foreign Tax Credit (FTC) Transition Provisions Reserve Deductions Deferred Acquisition Costs Immediate Expensing of Assets Compensation Deduction Limits Dividend Received Deduction Retirement Enhancement and Savings Act (S.2526, H.R.5282) Safe Harbor for Plan Sponsors Selecting Annuity Providers on Plan Menus Family Savings Act (H.R.6757) Retirement, Savings, and Other Tax Relief Act of 2018 (H.R.88)

Federal Reserve Supervision of Savings and Loan Holding Companies as in the following bill: - State Insurance Regulation Preservation Act (H.R.5059) Dodd-Frank Wall Street Reform and Consumer Protection Act in regards to: - Systemic Risk Designation Asset Manager SIFI Designation as in the following bill: - Financial Stability Oversight Council Improvement Act of 2017 (H.R.4061) FDIC Treatment of Brokered Deposits (H.R.3070) Section 11 of the Home Owners Loan Act Consumer Financial Choice and Capital Markets Protection Act of 2017 (H.R.2319) International Insurance Standards Act of 2017 (H.R.4537) Proxy Advisory Firms/Corporate Governance - Corporate Governance Fairness Act (S.3614) Data Privacy Legislation - Data Care Act of 2018 (S.3744)

Federal Reserve Supervision of Savings and Loan Holding Companies as in the following bill: - State Insurance Regulation Preservation Act (H.R.5059) Dodd-Frank Wall Street Reform and Consumer Protection Act in regards to: - Systemic Risk Designation Asset Manager SIFI Designation as in the following bill: - Financial Stability Oversight Council Improvement Act of 2017 (H.R.4061) FDIC Treatment of Brokered Deposits Section 11 of the Home Owners Loan Act Consumer Financial Choice and Capital Markets Protection Act of 2017 (H.R.2319) International Insurance Standards Act of 2017 (H.R.4537)

Tax Reform included in Tax Cuts and Jobs Act 529 Plans Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Preserving the Tax Treatment of Municipal Bonds Net Interest Expense Deduction Net Operating Losses Foreign Tax Credit (FTC) Transition Provisions Reserve Deductions Deferred Acquisition Costs Immediate Expensing of Assets Compensation Deduction Limits Dividend Received Deduction Retirement Enhancement and Savings Act (S.2526, H.R.5282) Safe Harbor for Plan Sponsors Selecting Annuity Providers on Plan Menus Family Savings Act (H.R.6757)

Tax Reform included in Tax Cuts and Jobs Act 529 Plans Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Preserving the Tax Treatment of Municipal Bonds Net Interest Expense Deduction Net Operating Losses Foreign Tax Credit (FTC) Transition Provisions Reserve Deductions Deferred Acquisition Costs Immediate Expensing of Assets Compensation Deduction Limits Dividend Received Deduction Retirement Enhancement and Savings Act (S.2526, H.R.5282) Safe Harbor for Plan Sponsors Selecting Annuity Providers on Plan Menus Tax Reform

Financial Regulatory Reform as in the following bill: - Economic Growth, Regulatory Relief, and Consumer Protection Act (S.2155) Federal Reserve Supervision of Savings and Loan Holding Companies Dodd-Frank Wall Street Reform and Consumer Protection Act in regards to: - Systemic Risk Designation Asset Manager SIFI Designation as in the following bill: - Financial Stability Oversight Council Improvement Act of 2017 (H.R.4061) FDIC Treatment of Brokered Deposits Section 11 of the Home Owners Loan Act Consumer Financial Choice and Capital Markets Protection Act of 2017 (H.R.2319) International Insurance Standards Act of 2017 (H.R.4537)

Tax Reform included in Tax Cuts and Jobs Act 529 Plans Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Preserving the Tax Treatment of Municipal Bonds Net Interest Expense Deduction Net Operating Losses Foreign Tax Credit (FTC) Transition Provisions Reserve Deductions Deferred Acquisition Costs Immediate Expensing of Assets Compensation Deduction Limits Dividend Received Deduction Retirement Enhancement and Savings Act (S.2526, H.R.5282)

Retirement Security as in the following bills: - Senior$afe Act of 2017 (S.223, H.R.3758) - Lifetime Income Disclosure Act (S.868, H.R.2055) - Graduate Student Savings Act (S.1379, H.R.3136) - Savings Enhancement by Alleviating Leakage in 401(k) Savings Act (H.R.2030, S.940, H.R.1, S.1) - Retirement Plan Simplification and Enhancement Act (H.R.4524) - Receiving Electronic Statements to Improve Retiree Earnings Act (H.R.4610) - Small Businesses Add Value for Employees Act (SAVE Act) (H.R.4637) - Increasing Access to a Secure Retirement Act of 2017 Bill Text (H.R.4604) - Automatic Retirement Plan Act of 2017 (H.R.4523) - Portability of Lifetime Income and Managed Account Options (H.R.3910) - Retirement Security for American Workers Act (H.R.854) - Retirement Security Act of 2017 (S.1383) - Retirement Enhancement and Savings Act (S.2526, H.R.5282) DOL & SEC Fiduciary Proposals Providing Lifetime Income Illustrations on Retirement Benefit Statements Defined Contribution Retirement Plan Design and Modernization Fiduciary Concerns Related to Advice and Education in Retirement Plans Stretch IRA Electronic Delivery of Plan Documents Tax Reform Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Qualified Default Investment Alternatives (QDIA) Safe Harbor for Plan Sponsors Selecting Annuity Providers on Plan Menus Portability of Annuities in Defined Contribution Plans

Tax Reform included in H.R.1 529 Plans Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Preserving the Tax Treatment of Municipal Bonds Net Interest Expense Deduction Net Operating Losses Foreign Tax Credit (FTC) Transition Provisions Reserve Deductions Deferred Acquisition Costs Immediate Expensing of Assets Relaxation of Subpart F Rules Compensation Deduction Limits Consolidated Return Rules for Life Companies Capital Loss Limitations Dividend Received Deduction

Retirement Security as in the following bills: - Senior$afe Act of 2017 (S.223 & H.R.3758) - Lifetime Income Disclosure Act (S.868 and H.R.2055) - Graduate Student Savings Act (S.1379 and H.R.3136) - Savings Enhancement by Alleviating Leakage in 401(k) Savings Act (H.R.2030, S.940, H.R.1, S.1) - Retirement Plan Simplification and Enhancement Act (H.R.4524) - RETIRE Act (H.R.4610) - Small Businesses Add Value for Employees Act (SAVE Act) (H.R.4637) - Increasing Access to a Secure Retirement Act of 2017 Bill Text (H.R.4604) - Automatic Retirement Plan Act of 2017 (H.R.4523) - Portability of Lifetime Income and Managed Account Options (H.R.3910) - Retirement Security for American Workers Act (H.R.854) - Retirement Security Act of 2017 (S.1383) DOL & SEC Fiduciary Proposals Providing Lifetime Income Illustrations on Retirement Benefit Statements Defined Contribution Retirement Plan Design and Modernization Fiduciary Concerns Related to Advice and Education in Retirement Plans Stretch IRA Electronic Delivery of Plan Documents Tax Reform Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Qualified Default Investment Alternatives (QDIA) Safe Harbor for Plan Sponsors Selecting Annuity Providers on Plan Menus Portability of Annuities in Defined Contribution Plans

Financial Regulatory Reform Federal Reserve Supervision of Savings and Loan Holding Companies Dodd-Frank Wall Street Reform and Consumer Protection Act in regards to: - Systemic Risk Designation - Volcker Rule Name Sharing Prohibition Asset Manager SIFI Designation FDIC Treatment of Brokered Deposits Muni-Bonds as HQLA Section 11 of the Home Owners Loan Act

529 Plans Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Preserving the Tax Treatment of Municipal Bonds Net Interest Expense Deduction Net Operating Losses Foreign Tax Credit (FTC) Transition Provisions Reserve Deductions Deferred Acquisition Costs Immediate Expensing of Assets Border Adjustability Provision Relaxation of Subpart F Rules Compensation Deduction Limits Consolidated Return Rules for Life Companies Capital Loss Limitations Dividend Received Deduction Accounts Improvements Act Stretch IRA Providing Lifetime Income Illustrations on Retirement Benefit Statements Tax Reform included in the House GOP "A Better Way" Blueprint Tax Reform included in the "Unified Framework" document

Financial Regulatory Reform Federal Reserve Supervision of Savings and Loan Holding Companies Dodd-Frank Wall Street Reform and Consumer Protection Act in regards to: - Systemic Risk Designation - Volcker Rule Name Sharing Prohibition Asset Manager SIFI Designation Infrastructure Investing FDIC Treatment of Brokered Deposits

529 Plans Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Preserving the Tax Treatment of Municipal Bonds Net Interest Expense Deduction Net Operating Losses Foreign Tax Credit (FTC) Transition Provisions Reserve Deductions Deferred Acquisition Costs Immediate Expensing of Assets Border Adjustability Provision Relaxation of Subpart F Rules Compensation Deduction Limits Consolidated Return Rules for Life Companies Capital Loss Limitations Dividend Received Deduction Accounts Improvements Act Stretch IRA Providing Lifetime Income Illustrations on Retirement Benefit Statements Fiduciary Concerns Related to Advice and Education in Retirement Plans Tax reform included in the House GOP "A Better Way" Blueprint

Financial Regulatory Reform Federal Reserve Supervision of Savings and Loan Holding Companies Dodd-Frank Wall Street Reform and Consumer Protection Act in regards to: - Systemic Risk Designation - Volcker Rule Name Sharing Prohibition Asset Manager SIFI Designation FDIC Treatment of Brokered Deposits

529 Plans Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Preserving the Tax Treatment of Municipal Bonds Net Interest Expense Deduction Net Operating Losses Foreign Tax Credit (FTC) Transition Provisions Reserve Deductions Deferred Acquisition Costs Immediate Expensing of Assets Border Adjustability Provision Relaxation of Subpart F Rules Compensation Deduction Limits Consolidated Return Rules for Life Companies Capital Loss Limitations Dividend Received Deduction Accounts Improvements Act Stretch IRA Providing Lifetime Income Illustrations on Retirement Benefit Statements Fiduciary Concerns Related to Advice and Education in Retirement Plans Tax reform included in the House GOP "A Better Way" Blueprint

Retirement Security as in the following bills: S324 - Shrinking Emergency Account Losses Act of 2015 (SEAL Act) HR506/S245 - Automatic IRA Act of 2015 HR557/S266 - Retirement Security Act of 2015 HR2317/S1317 - Lifetime Income Disclosure Act of 2015 HR2656 - Receiving Electronic Statements to Improve Retiree Earnings (RETIRE) Act of 2015 S3025 - Graduate Student Savings Act of 2016 S3417 - Receiving Electronic Statements to Improve Retiree Earnings (RETIRE) Act of 2016 Retirement Enhancement and Savings Act (RESA) of 2016 Retirement Improvements and Savings Enhancements (RISE) Act DOL & SEC Fiduciary Proposals (DOL Fiduciary Definition Regulation/SEC Project to Harmonize Broker-Dealer Fiduciary Standards) as in the following bills: HR1090 - Retail Investor Protection Act of 2015 HR4294 - Strengthening Access to Valuable Education and Retirement Support (SAVERS) Act HR4293 - Affordable Retirement Advice Act Providing Lifetime Income Illustrations on Retirement Benefit Statements Tax Benefits of Defined Contribution Plans Defined Contribution Retirement Plan Design and Modernization Fiduciary Concerns Related to Advice and Education in Retirement Plans Stretch IRA Electronic Delivery of Plan Documents Retirement Plan Consolidation Tax Reform as it relates to retirement plans Qualified Default Investment Alternatives (QDIA) Safe Harbor for Plan Sponsors Including Annuity Providers on Plan Menus Retirement Plan Fees

Retirement Security as in the following bills: S324 - Shrinking Emergency Account Losses Act of 2015 (SEAL Act) HR506/S245 - Automatic IRA Act of 2015 HR557/S266 - Retirement Security Act of 2015 HR2317/S1317 - Lifetime Income Disclosure Act of 2015 HR2656 - Receiving Electronic Statements to Improve Retiree Earnings (RETIRE) Act of 2015 S3025 - Graduate Student Savings Act of 2016 S3417 - Receiving Electronic Statements to Improve Retiree Earnings (RETIRE) Act of 2016 Retirement Enhancement and Savings Act of 2016 Retirement Improvements and Savings Enhancements (RISE) Act DOL & SEC Fiduciary Proposals (DOL Fiduciary Definition Regulation/SEC Project to Harmonize Broker-Dealer Fiduciary Standards) as in the following bills: HR1090 - Retail Investor Protection Act of 2015 HR4294 - Strengthening Access to Valuable Education and Retirement Support (SAVERS) Act HR4293 - Affordable Retirement Advice Act Providing Lifetime Income Illustrations on Retirement Benefit Statements Tax Benefits of Defined Contribution Plans Defined Contribution Retirement Plan Design and Modernization Fiduciary Concerns Related to Advice and Education in Retirement Plans Stretch IRA Electronic Delivery of Plan Documents Retirement Plan Consolidation Tax Reform as it relates to retirement plans Qualified Default Investment Alternatives (QDIA) Safe Harbor for Plan Sponsors Including Annuity Providers on Plan Menus Retirement Plan Fees

Tax Reform as it relates to retirement plans Tax Benefits of Defined Contribution Plans 529 Plans Preserving Retirement Tax Incentives Treatment of elective deferrals in defined contribution plans Improvements for qualified disability expenses as in the following bills: The ABLE to Work Act, ABLE Financial Planning Act, The ABLE Age Adjustment Act, 529 and ABLE Accounts Improvements Act Stretch IRA Providing Lifetime Income Illustrations on Retirement Benefit Statements Fiduciary Concerns Related to Advice and Education in Retirement Plans Tax treatment of donor advised funds as in the following bill: HR4907 - The Grow Philanthropy Act Tax treatment of non-profits and university endowments

Retirement Security as in the following bills: S324 - Shrinking Emergency Account Losses Act of 2015 (SEAL Act) HR506/S245 - Automatic IRA Act of 2015 HR557/S266 - Retirement Security Act of 2015 HR2317/S1317 - Lifetime Income Disclosure Act of 2015 HR2656 - Receiving Electronic Statements to Improve Retiree Earnings (RETIRE) Act of 2015 S3025 - Graduate Student Savings Act of 2016 DOL & SEC Fiduciary Proposals (DOL Fiduciary Definition Regulation/SEC Project to Harmonize Broker-Dealer Fiduciary Standards) as in the following bills: HR1090 - Retail Investor Protection Act of 2015 HR4294 - Strengthening Access to Valuable Education and Retirement Support (SAVERS) Act HR4293 - Affordable Retirement Advice Act Providing Lifetime Income Illustrations on Retirement Benefit Statements Tax Benefits of Defined Contribution Plans Defined Contribution Retirement Plan Design and Modernization Fiduciary Concerns Related to Advice and Education in Retirement Plans Stretch IRA Electronic Delivery of Plan Documents Retirement Plan Consolidation Tax Reform as it relates to retirement plans Qualified Default Investment Alternatives (QDIA) Safe Harbor for Plan Sponsors Including Annuity Providers on Plan Menus Retirement Plan Fees

Retirement Security as in the following bills: S324 - Shrinking Emergency Account Losses Act of 2015 (SEAL Act) HR506/S245 - Automatic IRA Act of 2015 HR557/S266 - Retirement Security Act of 2015 HR2317/S1317 - Lifetime Income Disclosure Act of 2015 HR2656 - Receiving Electronic Statements to Improve Retiree Earnings Act of 2015 DOL & SEC Fiduciary Proposals (DOL Fiduciary Definition Regulation/SEC Project to Harmonize Broker-Dealer Fiduciary Standards) as in the following bills: HR1090 - Retail Investor Protection Act of 2015 HR4294 - Strengthening Access to Valuable Education and Retirement Support (SAVERS) Act HR4293 - Affordable Retirement Advice Act Providing Lifetime Income Illustrations on Retirement Benefit Statements Tax Benefits of Defined Contribution Plans Defined Contribution Retirement Plan Design and Modernization Fiduciary Concerns Related to Advice and Education in Retirement Plans Stretch IRA Electronic Delivery of Plan Documents Retirement Plan Consolidation Tax Reform as it relates to retirement plans Qualified Default Investment Alternatives (QDIA) Safe Harbor for Plan Sponsors Including Annuity Providers on Plan Menus Retirement Plan Fees

See LD-2 filed on 4/20/2016.

See LD-2 filed on 4/20/2016.

See LD-2 filed on 4/20/2016.

Tax Reform as it relates to retirement plans Tax Benefits of Defined Contribution Plans 529 Plans as in the following bill: HR529 - Savings Enhancement for Education in College Act FY2016 Budget as it relates to retirement and college savings plans Preserving Retirement Tax Incentives Treatment of elective deferrals in defined contribution plans Creation of 529(a) accounts for qualified disability expenses as in the following bill: The Achieving a Better Life (ABLE) Act Stretch IRA Providing Lifetime Income Illustrations on Retirement Benefit Statements Fiduciary Concerns Related to Advice and Education in Retirement Plans Tax treatment of donor advised funds Extension of IRA Charitable rollover provision

Financial Regulatory Reform Federal Reserve Supervision of Savings and Loan Holding Companies Federal Reserve Boards Rules to Implement Basel III Regulatory Capital Reforms Dodd-Frank Wall Street Reform and Consumer Protection Act in regards to: Systemic Risk Designation Capital Requirements for the Savings & Loan Holding Company and Federal Reserve Oversight Asset Manager SIFI Designation as in the following bill: HR1550 - Financial Stability Oversight Council Improvement Act of 2015

Financial Regulatory Reform Federal Reserve Supervision of Savings and Loan Holding Companies Federal Reserve Boards Rules to Implement Basel III Regulatory Capital Reforms Dodd-Frank Wall Street Reform and Consumer Protection Act in regards to: Systemic Risk Designation Capital Requirements for the Savings & Loan Holding Company and Federal Reserve Oversight Asset Manager SIFI Designation as in the following bill: HR1550 - Financial Stability Oversight Council Improvement Act of 2015

Retirement Security as in the following bills: S324 - Shrinking Emergency Account Losses Act of 2015 (SEAL Act) HR506/S245 - Automatic IRA Act of 2015 HR557/S266 - Retirement Security Act of 2015 HR2317/S1317 - Lifetime Income Disclosure Act of 2015 HR2656 - Receiving Electronic Statements to Improve Retiree Earnings Act of 2015 DOL & SEC Fiduciary Proposals (DOL Fiduciary Definition Regulation/SEC Project to Harmonize Broker-Dealer Fiduciary Standards) as in the following bill: HR1090 - Retail Investor Protection Act of 2015 Providing Lifetime Income Illustrations on Retirement Benefit Statements Tax Benefits of Defined Contribution Plans Defined Contribution Retirement Plan Design and Modernization Fiduciary Concerns Related to Advice and Education in Retirement Plans Stretch IRA Electronic Delivery of Plan Documents Retirement Plan Consolidation Tax Reform as it relates to retirement plans Qualified Default Investment Alternatives (QDIA) Safe Harbor for Plan Sponsors Including Annuity Providers on Plan Menus

Financial Regulatory Reform Federal Reserve Supervision of Savings and Loan Holding Companies Federal Reserve Boards Rules to Implement Basel III Regulatory Capital Reforms Dodd-Frank Wall Street Reform and Consumer Protection Act in regards to: Systemic Risk Designation Capital Requirements for the Savings & Loan Holding Company and Federal Reserve Oversight Asset Manager SIFI Designation as in the following bill: HR1550 - Financial Stability Oversight Council Improvement Act of 2015 Equity Market Structure HR1660 - Federal Savings Association Charter Flexibility Act of 2015

Tax Reform as it relates to retirement plans 529 Plans as in the following bill: HR529 - Savings Enhancement for Education in College Act FY2016 Budget as it relates to retirement and college savings plans Preserving Retirement Tax Incentives Treatment of elective deferrals in defined contribution plans Creation of 529(a) accounts for qualified disability expenses as in the following bill: The Achieving a Better Life (ABLE) Act Stretch IRA Providing Lifetime Income Illustrations on Retirement Benefit Statements Fiduciary Concerns Related to Advice and Education in Retirement Plans

Retirement Security as in the following bills: S324 - Shrinking Emergency Account Losses Act of 2015 (SEAL Act) HR506/S245 - Automatic IRA Act of 2015 HR557/S266 - Retirement Security Act of 2015 DOL & SEC Fiduciary Proposals (DOL Fiduciary Definition Regulation/SEC Project to Harmonize Broker-Dealer Fiduciary Standards) as in the following bill: HR1090 - Retail Investor Protection Act of 2015 Providing Lifetime Income Illustrations on Retirement Benefit Statements Tax Benefits of Defined Contribution Plans Defined Contribution Retirement Plan Design Fiduciary Concerns Related to Advice and Education in Retirement Plans Stretch IRA Retirement Plan Consolidation Tax Reform as it relates to retirement plans Qualified Default Investment Alternatives (QDIA) Safe Harbor for Plan Sponsors Including Annuity Providers on Plan Menus

Tax Reform as it relates to retirement plans 529 Plans as in the following bill: HR529 - Savings Enhancement for Education in College Act FY2016 Budget as it relates to retirement and college savings plans Preserving Retirement Tax Incentives Treatment of elective deferrals in defined contribution plans Creation of 529(a) accounts for qualified disability expenses as in the following bill: The Achieving a Better Life (ABLE) Act

Retirement Security as in the following bills: S606 - Shrinking Emergency Account Losses Act of 2013 (SEAL Act) HR2117 - Retirement Plan Simplification and Enhancement Act of 2013 HR2035 - Automatic IRA Act of 2013 S1270 - Secure Annuities for Employee (SAFE) Retirement Act of 2013 S1970 - Retirement Security Act of 2014 S1979 - USA Retirement Funds Act of 2014 DOL & SEC Fiduciary Proposals (DOL Fiduciary Definition Regulation / SEC Project to Harmonize Broker-Dealer Fiduciary Standards) as in the following bill: HR2374 - Retail Investor Protection Act Providing Lifetime Income Illustrations on Retirement Benefit Statements Tax Benefits of Defined Contribution Plans Defined Contribution Retirement Plan Design Fiduciary Concerns Related to Advice and Education in Retirement Plans Stretch IRA as in the following bill: S953 - Reed-Harkin Student Loan Affordability Act of 2013 Preserving America's Transit and Highways Act of 2014 (Chairman's Mark) Lifetime Income Disclosure as in the following bill: HR2171/S1145 - Lifetime Income Disclosure Act of 2013 Retirement Plan Consolidation Tax Reform as it relates to retirement plans Qualified Default Investment Alternatives

Hybrid Pension Plans Tax Reform as it relates to retirement plans Retirement plan consolidation in tax reform 529 Plans as in the following bill: HR529 - Savings Enhancement for Education in College Act Preserving Retirement Tax Incentives Treatment of elective deferrals in defined contribution plans Creation of 529(a) accounts for qualified disability expenses as in the following bill: The Achieving a Better Life (ABLE) Act Extension of tax-free distributions from IRAs for charitable purposes as in the following bill: HR 5771 - The Tax Increase Prevention Act of 2014

Retirement Security as in the following bills: S606 - Shrinking Emergency Account Losses Act of 2013 (SEAL Act) HR2117 - Retirement Plan Simplification and Enhancement Act of 2013 HR2035 - Automatic IRA Act of 2013 S1270 - Secure Annuities for Employee (SAFE) Retirement Act of 2013 S1970 - Retirement Security Act of 2014 S1979 - USA Retirement Funds Act of 2014 HR5875 - Small Businesses Add Value for Employees (SAVE) Act of 2014 DOL & SEC Fiduciary Proposals (DOL Fiduciary Definition Regulation/SEC Project to Harmonize Broker-Dealer Fiduciary Standards) as in the following bill: HR2374 - Retail Investor Protection Act Providing Lifetime Income Illustrations on Retirement Benefit Statements Tax Benefits of Defined Contribution Plans Defined Contribution Retirement Plan Design Fiduciary Concerns Related to Advice and Education in Retirement Plans Stretch IRA as in the following bills: S953 - Reed-Harkin Student Loan Affordability Act of 2013 Preserving Americas Transit and Highways Act of 2014 (Chairmans Mark) Lifetime Income Disclosure as in the following bills: HR2171/S1145 - Lifetime Income Disclosure Act of 2013 Retirement Plan Consolidation Tax Reform as it relates to retirement plans Qualified Default Investment Alternatives

Retirement Security as in the following bills: S606 - Shrinking Emergency Account Losses Act of 2013 (SEAL Act) HR2117 - Retirement Plan Simplification and Enhancement Act of 2013 HR2035 - Automatic IRA Act of 2013Retirement Security as in the following bills: [continued] S1270 - Secure Annuities for Employee (SAFE) Retirement Act of 2013 S1970 - Retirement Security Act of 2014 S1979 - USA Retirement Funds Act of 2014 DOL & SEC Fiduciary Proposals (DOL Fiduciary Definition Regulation / SEC Project to Harmonize Broker-Dealer Fiduciary Standards) as in the following bill: HR2374 - Retail Investor Protection Act Providing Lifetime Income Illustrations on Retirement Benefit Statements Tax Benefits of Defined Contribution Plans Defined Contribution Retirement Plan Design Fiduciary Concerns Related to Advice and Education in Retirement Plans Stretch IRA as in the following bills: S953 - Reed-Harkin Student Loan Affordability Act of 2013 Preserving America's Transit and Highways Act of 2014 (Chairman's Mark) Lifetime Income Disclosure as in the following bills: HR2171/S1145 - Lifetime Income Disclosure Act of 2013 Retirement Plan Consolidation Tax Reform as it relates to retirement plans Qualified Default Investment Alternatives

Retirement Security as in the following bills: S606 - Shrinking Emergency Account Losses Act of 2013 (SEAL Act) HR2117 - Retirement Plan Simplification and Enhancement Act of 2013 HR2035 - Automatic IRA Act of 2013Retirement Security as in the following bills: [continued] S1270 - Secure Annuities for Employee (SAFE) Retirement Act of 2013 S1970 - Retirement Security Act of 2014 S1979 - USA Retirement Funds Act of 2014 DOL & SEC Fiduciary Proposals (DOL Fiduciary Definition Regulation / SEC Project to Harmonize Broker-Dealer Fiduciary Standards) as in the following bill: HR2374 - Retail Investor Protection Act Providing Lifetime Income Illustrations on Retirement Benefit Statements Tax Benefits of Defined Contribution Plans Defined Contribution Retirement Plan Design Fiduciary Concerns Related to Advice and Education in Retirement Plans Stretch IRA as in the following bill: S953 - Reed-Harkin Student Loan Affordability Act of 2013 Preserving America's Transit and Highways Act of 2014 (Chairman's Mark) Lifetime Income Disclosure as in the following bill: HR2171/S1145 - Lifetime Income Disclosure Act of 2013 Retirement Plan Consolidation Tax Reform as it relates to retirement plans Qualified Default Investment Alternatives

Retirement Security as in the following bills: S606 - Shrinking Emergency Account Losses Act of 2013 (SEAL Act) HR2117 - Retirement Plan Simplification and Enhancement Act of 2013 HR2035 - Automatic IRA Act of 2013Retirement Security as in the following bills: [continued] S1270 - Secure Annuities for Employee (SAFE) Retirement Act of 2013 S1970 - Retirement Security Act of 2014 S1979 - USA Retirement Funds Act of 2014 DOL & SEC Fiduciary Proposals (DOL Fiduciary Definition Regulation / SEC Project to Harmonize Broker-Dealer Fiduciary Standards) as in the following bill: HR2374 - Retail Investor Protection Act Providing Lifetime Income Illustrations on Retirement Benefit Statements Tax Benefits of Defined Contribution Plans Defined Contribution Retirement Plan Design Fiduciary Concerns Related to Advice and Education in Retirement Plans Stretch IRA as in the following bill: S953 - Reed-Harkin Student Loan Affordability Act of 2013 Lifetime Income Disclosure as in the following bill: HR2171/S1145 - Lifetime Income Disclosure Act of 2013 Retirement Plan Consolidation Tax Reform as it relates to retirement plans Qualified Default Investment Alternatives

Financial Regulatory Reform Federal Reserve Supervision of Savings and Loan Holding Companies Federal Reserve Board's Rules to Implement Basel III Regulatory Capital ReformsDodd-Frank Wall Street Reform and Consumer Protection Act in regards to: Systemic Risk Designation Notice of Proposed Rulemaking that would implement Section 619 of the Dodd-Frank Act, the Volcker Rule Capital Requirements for the Savings & Loan Holding Company and Federal Reserve Board Oversight as in the following bill: HR2140 - Insurance Capital and Accounting Standards Act of 2013 MMF Reform SEC Fiduciary Project (DFA Sec. 913) Terrorism Risk Insurance Extension as in the following bill: HR508 - Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013 Basel III as in the following bill: S1369 - A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance and for other purposes GSE Reform

Hybrid Pension Plans Tax Reform as it relates to retirement plans Retirement plan consolidation in tax reform529 Plans as in the following bill: HR529 - Savings Enhancement for Education in College Act Preserving Retirement Tax Incentives

Retirement Security as in the following bills: S606 - Shrinking Emergency Account Losses Act of 2013 (SEAL Act) HR2117 - Retirement Plan Simplification and Enhancement Act of 2013 HR2035 - Automatic IRA Act of 2013Retirement Security as in the following bill: [continued] S1270 - Secure Annuities for Employee (SAFE) Retirement Act of 2013 DOL & SEC Fiduciary Proposals (DOL Fiduciary Definition Regulation / SEC Project to Harmonize Broker-Dealer Fiduciary Standard) as in the following bill: HR2374 - Retail Investor Protection Act Providing Lifetime Income Illustrations on Retirement Benefit Statements Tax Benefits of Defined Contribution Plans Defined Contribution Retirement Plan Design Fiduciary Concerns Related to Advice and Education in Retirement Plans Stretch IRA as in the following bill: S953 - Reed-Harkin Student Loan Affordability Act of 2013 Lifetime Income Disclosure as in the following bill: HR2171/S1145 - Lifetime Income Disclosure Act of 2013 Retirement Plan Consolidation Tax Reform as it relates to retirement plans

Hybrid Pension Plans Tax Reform as it relates to retirement plans Retirement plan consolidation in tax reform529 Plans as in the following bill: HR529 - Savings Enhancement for Education in College Act

Retirement Security as in the following bills: S606 - Shrinking Emergency Account Losses Act of 2013 (SEAL Act) HR2117 - Retirement Plan Simplification and Enhancement Act of 2013 DOL Fiduciary Proposal (DOL Fiduciary Definition Regulation)Providing Lifetime Income Illustrations on Retirement Benefit Statements Tax Benefits of Defined Contribution Plans Defined Contribution Retirement Plan Design Fiduciary Concerns Related to Advice and Education in Retirement Plans Stretch IRA as in the following bill: S953 Reed-Harkin Student Loan Affordability Act of 2013 Lifetime Income Disclosure as in the following bill: HR2171/S1145 - Lifetime Income Disclosure Act of 2013

Financial Regulatory Reform Federal Reserve Supervision of Savings and Loan Holding Companies Federal Reserve Board's Proposed Rules to Implement Basel III Regulatory Capital ReformsDodd-Frank Wall Street Reform and Consumer Protection Act in regards to: Systemic Risk Designation Notice of Proposed Rulemaking that would implement Section 619 of the Dodd-Frank Act, the Volcker Rule Capital Requirements fro the Savings & Loan Holding Company and Federal Reserve Board Oversight as in the following bill: HR2140 - Insurance Capital and Accounting Standards Act of 2013 MMF Reform SEC Fiduciary Project (DFA Sec. 913) Terrorism Risk Insurance Act Extension

Hybrid Pension Plans Tax Reform as it relates to retirement plans Retirement plan consolidation in tax reform529 Plans as in the following bill: HR529 - Savings Enhancement for Education in College Act

Retirement Security as in the following bill: S606 - Shrinking Emergency Account Losses Act of 2013 (SEAL Act) DOL Fiduciary Proposal (DOL Fiduciary Definition Regulation) Lifetime Income DisclosureProviding Lifetime Income Illustrations on Retirement Benefit Statements Tax Benefits of Defined Contribution Plans Defined Contribution Retirement Plan Design Fiduciary Concerns Related to Advice and Education in Retirement Plans

Financial Regulatory Reform Federal Reserve Supervision of Savings and Loan Holding Companies Federal Reserve Board's Proposed Rules to Implement Basel III Regulatory Capital ReformsDodd-Frank Wall Street Reform and Consumer Protection Act in regards to: Systemic Risk Designation Notice of Proposed Rulemaking that would implement Section 619 of the Dodd-Frank Act, the Volcker Rule Capital Requirements for the Savings & Loan Holding Company and Federal Reserve Board Oversight