EMILY WEEMS

One Big Beautiful Bill Act (H.R. 1/Public Law No: 119-21); General issues impacting the tax code, including corporate tax rate and tax credit supported programs.

- General issues impacting consumer and commercial loans including payment systems, emerging payments, loan terms and product features, and the regulation of banking; - S.2019 - TRAPS Act/HR 2978 - GUARD Act; Issues related to fraud and scam prevention.

S.2296 - National Defense Authorization Act for Fiscal Year 2026/H.R.3838 - Streamlining Procurement for Effective Execution and Delivery and National Defense Authorization Act for Fiscal Year 2026; Issues related to community development financial institutions (CDFIs)

H.R.1 - One Big Beautiful Bill Act; General issues impacting the tax code, including corporate tax rate and tax credit supported programs.

Issues related to antitrust

- General issues impacting consumer and commercial loans including payment systems, emerging payments, loan terms and product features, and the regulation of banking; - S.2019 - TRAPS Act/HR 2978 - GUARD Act; Issues related to fraud and scam prevention.

H.R.1 - One Big Beautiful Bill Act; General issues impacting the tax code, including corporate tax rate and tax credit supported programs.

Issues related to antitrust

General issues impacting consumer and commercial loans including payment systems, emerging payments, loan terms and product features, and the regulation of banking

General issues impacting the tax code, including corporate tax rate and tax credit supported programs

Issues related to antitrust

General issues impacting consumer and commercial loans including payment systems, emerging payments, loan terms and product features, and the regulation of banking

H.R.3881/S.1818 Payments Systems Issues (Credit Card Competition Act of 2023) General issues impacting consumer and commercial loans including payment systems, loan terms and product features, and the regulation of banking.

General issues impacting the tax code, including corporate tax rate and tax credit supported programs; H.R. 3238: Low-Income Housing Tax Credit (LIHTC).

Issues related to antitrust.

Issues related to antitrust.

General issues impacting the tax code, including corporate tax rate and tax credit supported programs; H.R. 3238: Low-Income Housing Tax Credit (LIHTC).

H.R.3881/S.1813 Payments Systems Issues (Credit Card Competition Act of 2023) General issues impacting consumer and commercial loans including payment systems, loan terms and product features, and the regulation of banking.

General issues impacting the tax code, including corporate tax rate and tax credit supported programs; H.R. 3238: Low-Income Housing Tax Credit (LIHTC).

H.R.3881/S.1813 Payments Systems Issues (Credit Card Competition Act of 2023) General issues impacting consumer and commercial loans including payment systems, loan terms and product features, and the regulation of banking.

Issues related to antitrust.

General issues impacting consumer and commercial loans including loan terms and product features, and the regulation of banking; H.R. 3238: Low-Income Housing Tax Credit (LIHTC).

Issues related to antitrust.

H.R.3881/S.1813 Payments Systems Issues (Credit Card Competition Act of 2023) General issues impacting consumer and commercial loans including payment systems, loan terms and product features, and the regulation of banking.

General issues impacting consumer and commercial loans including loan terms and product features, and the regulation of banking; Low-Income Housing Tax Credit (LIHTC).

Issues related to antitrust.

H.R.3881/S.1813 Payments Systems Issues (Credit Card Competition Act of 2023) General issues impacting consumer and commercial loans including loan terms and product features, and the regulation of banking.

General issues impacting consumer and commercial loans including loan terms and product features, and the regulation of banking; H.R. 3238: Low-Income Housing Tax Credit (LIHTC).

H.R.3881/S.1813 Payments Systems Issues (Credit Card Competition Act of 2023) General issues impacting consumer and commercial loans including payment systems, loan terms and product features, and the regulation of banking.

Issues related to antitrust.

Issues related to antitrust.

H.R.3881/S.1813 Payments Systems Issues (Credit Card Competition Act of 2023) General issues impacting consumer and commercial loans including loan terms and product features, and the regulation of banking.

General issues impacting consumer and commercial loans including loan terms and product features, and the regulation of banking; Low-Income Housing Tax Credit (LIHTC).

General business tax provisions; Corporate tax rate; Low-Income Housing Tax Credit (LIHTC); New Markets Tax Credit (NMTC).

H.R.3881/S.1813Payments Systems Issues; General issues impacting consumer and commercial loans including loan terms and product features, and the regulation of banking.

Issues related to antitrust.

Payments Systems Issues; General issues impacting consumer and commercial loans including loan terms and product features, and the regulation of banking.

Corporate sustainability efforts, Issues related to antitrust.

General business tax provisions; Corporate tax rate; Low-Income Housing Tax Credit (LIHTC); New Markets Tax Credit (NMTC).

General business tax provisions; Corporate tax rate; Low-Income Housing Tax Credit (LIHTC); and New Markets Tax Credit (NMTC).

Corporate sustainability efforts, Issues related to antitrust.

Payments Systems Issues; General issues impacting consumer and commercial loans including loan terms and product features, and the regulation of banking; H.R. 5912 - Close the ILC Loophole Act; S. 4674/H.R. 8874 - The Credit Card Competition Act of 2022.

Payments Systems Issues; H.R. 4277 - Overdraft Protection Act; General issues impacting consumer and commercial loans including loan terms and product features, and the regulation of banking; H.R. 5912 - Close the ILC Loophole Act; S. 4674/H.R. 8874 - The Credit Card Competition Act of 2022.

Corporate sustainability efforts; H.R. 8152 - American Data Privacy and Protection Act; Issues related to antitrust.

General business tax provisions; Corporate tax rate; Low-Income Housing Tax Credit (LIHTC); and New Markets Tax Credit (NMTC); H.R.5376 -Inflation Reduction Act of 2022.

HR 4616/S. 3779 - Adjustable Interest Rate (LIBOR) Act; HR 2471 - Consolidated Appropriations Act; including LIBOR Act; Payments Systems Issues; H.R. 4277 - Overdraft Protection Act; General issues impacting consumer and commercial loans including loan terms and product features, and the regulation of banking; H.R. 5912 - Close the ILC Loophole Act.

General business tax provisions; Corporate tax rate; Low-Income Housing Tax Credit (LIHTC); and New Markets Tax Credit (NMTC).

Issues related to anti-trust; Privacy; COVID-19 Response; London Interbank Offered Rate (LIBOR); H.R. 4616, Adjustable Interest Rate (LIBOR) Act of 2021; H.R.2471 - Consolidated Appropriations Act, 2022; General issues impacting consumer and commercial loans including loan terms and product features, the regulation of banking and payment systems issues; Issues related to overdraft protection and other fees; Payment Systems Issues.

General business tax provisions; Corporate tax rate; Low-Income Housing Tax Credit (LIHTC); and New Markets Tax Credit (NMTC); H.R. 5376 - Build Back Better Act, and corporate sustainability efforts. Covid-19 Response.

Issues related to anti-trust; Privacy; COVID-19 Response; London Interbank Offered Rate (LIBOR); H.R. 4616, Adjustable Interest Rate (LIBOR) Act of 2021; General issues impacting consumer and commercial loans including loan terms and product features, the regulation of banking and payment systems issues.

General business tax provisions; Corporate tax rate; Low-Income Housing Tax Credit (LIHTC); and New Markets Tax Credit (NMTC); H.R. 5376 - Build Back Better Act, and corporate sustainability efforts.

General business tax provisions; Corporate tax rate; Low-Income Housing Tax Credit (LIHTC); and New Markets Tax Credit (NMTC); and corporate sustainability efforts.

Issues related to anti-trust; Privacy; COVID-19 Response; London Interbank Offered Rate (LIBOR); H.R. 4616, Adjustable Interest Rate (LIBOR) Act of 2021; General issues impacting consumer and commercial loans including loan terms and product features, the regulation of banking and payment systems issues.

Issues related to anti-trust; Privacy; COVID-19 Response; London Interbank Offered Rate (LIBOR); General issues impacting consumer and commercial loans including loan terms and product features, and the regulation of banking.

General business tax provisions; Corporate tax rate; Low-Income Housing Tax Credit (LIHTC); and New Markets Tax Credit (NMTC); and Carbon pricing.

General issues impacting consumer and commercial loans, and the regulation of banking.

Carbon pricing, corporate sustainability efforts; COVID-19 response.

S.1564 - Continued Encouragement for Consumer Lending Act.

Issues related to data and privacy security, privacy broadly, all in concept. Issues also related carbon pricing and corporate sustainability efforts; and General issues related to the economy and COVID response. H.R. 2513 - Corporate Transparency Act of 2019. H.R. 2514 - Counter Act of 2019. H.R. 3182 - CECL Consumer Impact and Study Bill of 2019. H.R. 748 / S. 2538 - The Coronavirus Aid, Relief, and Economic Security Act (CARES Act). H.R. 6074 - The Coronavirus Response and Relief Supplemental Appropriations Act 2020 & H.R.133 - Consolidated Appropriations Act 2021. S.4159 - E-SIGN Modernization Act.

S.1564 - Continued Encouragement for Consumer Lending Act. H.R. 3182 - CECL Consumer Impact and Study Bill of 2019.

H.R.3351 / S.2524 - Financial Services and General Government Appropriations Act, 2020

Issues related to data and privacy security, privacy broadly, all in concept. Issues also related carbon pricing and corporate sustainability efforts; and General issues related to the economy and COVID response. H.R. 2513 - Corporate Transparency Act of 2019. H.R. 2514 - Counter Act of 2019. H.R. 6201 - Families First Coronavirus Response Act. H.R. 748 / S. 2538 - The Coronavirus Aid, Relief, and Economic Security Act (CARES Act). S.4159 - E-SIGN Modernization Act.

S.1564 - Continued Encouragement for Consumer Lending Act. H.R. 3182 - CECL Consumer Impact and Study Bill of 2019.

H.R.3351 / S.2524 - Financial Services and General Government Appropriations Act, 2020

Issues related to data and privacy security, privacy broadly, all in concept. Issues also related carbon pricing and corporate sustainability efforts; and General issues related to the economy and COVID response. H.R. 2513 - Corporate Transparency Act of 2019. H.R. 2514 - Counter Act of 2019. H.R. 6201 - Families First Coronavirus Response Act. H.R. 748 / S. 2538 - The Coronavirus Aid, Relief, and Economic Security Act (CARES Act). S.4159 - E-SIGN Modernization Act.

H.R.3351 / S.2524 - Financial Services and General Government Appropriations Act, 2020. H.R. 6201 - Families First Coronavirus Response Act. H.R. 748 / S. 2538 - The Coronavirus Aid, Relief, and Economic Security Act (CARES Act). H.R.2513 - Corporate Transparancy Act of 2019. H.R.2514 - Counter Act of 2019.

Issues related to Data and Privacy Security. Privacy broadly, all in concept. Carbon pricing, corporate sustainability efforts. H.R. 2513 - Corporate Transparency Act of 2019. H.R. 2514 - Counter Act of 2019. H.R. 6201 - Families First Coronavirus Response Act. H.R. 6800 - Health and Economic Recovery Omnibus Emergency Solutions Act (HEROES Act). H.R. 748 / S. 2538 - The Coronavirus Aid, Relief, and Economic Security Act (CARES Act).

H.R.3351/S.2524 - Financial Services and General Government Appropriations Act, 2020. COVID-19 Response, including Families First Coronavirus Response Act & CARES Act.

Issues related to Data and Privacy Security. Privacy broadly, all in concept. Carbon pricing, corporate sustainability efforts. H.R. 2513 - Corporate Transparency Act of 2019. H.R. 2514 - Counter Act of 2019. S. 2903 - Climate Change Financial Risk Act of 2019. H.R. 3623 - Climate Change Financial Risk Act of 2019. COVID-19 Response, including Families First Coronavirus Response Act & CARES Act

Issues related to Data and Privacy Security. Privacy broadly, all in concept. H.R. 2513: Corporate Transparency Act of 2019. H.R. 2514: COUNTER Act of 2019. S 2903/HR 3623 Climate change Financial Risk Act of 2019 and Carbon pricing corporate sustainability efforts.

S.1564: Continued Encouragement for Consumer Lending Act.

H.R.3351/S.2524: Financial Services and General Government Appropriations Act, 2020. H.R.3182: CECL Consumer Impact and Study Bill of 2019.

Data and Privacy Security; Corporate Transparency Act of 2019; Counter Act of 2019

Data and Privacy Security

Advanced approaches, capital and liquidity requirements, lending products and the Consumer Financial Protection Bureau including the following legislation: FY 2019, House Financial Services and General Government Appropriations bill (H.R. 3280, S. 3107); data and privacy security; Counter Terrorism and Illicit Finance Act (H.R. 6068)

Advanced approaches, capital and liquidity requirements, lending products and the Consumer Financial Protection Bureau including the following legislation: FY 2019, House Financial Services and General Government Appropriations bill (H.R. 3280, S. 3107); data and privacy security; Systematic Risk Designation Improvement Act of 2017 (H.R. 3312, S. 1893); Economic Growth, Regulatory Relief and Consumer Protection Act (S. 2155); Protecting Children from Identity Theft Act (H.R. 5192, S. 2498); Counter Terrorism and Illicit Finance Act (H.R. 6068)

Advanced approaches, capital and liquidity requirements, lending products and the Consumer Financial Protection Bureau including the following legislation: FY 2019, House Financial Services and General Government Appropriations bill; data and privacy security; Systematic Risk Designation Improvement Act of 2017 (H.R. 3312, S. 1893); Economic Growth, Regulatory Relief and Consumer Protection Act (S. 2155); Protecting Children from Identity Theft Act (H.R. 5192, S. 2498); Counter Terrorism and Illicit Finance Act (H.R. 6068)

Advanced approaches, capital and liquidity requirements, lending products and the Consumer Financial Protection Bureau including the following legislation: Financial Services Innovation Act-creates a government-wide FinTech oversight regime; data and privacy security; The Financial CHOICE Act (H.R. 10); Financial Reform; Systematic Risk Designation Improvement Act of 2017 (H.R. 3312, S. 1893); Economic Growth, Regulatory Relief and Consumer Protection Act (S. 2155); Protecting Children from Identity Theft Act (H.R. 5192, S. 2498)

Advanced approaches, capital and liquidity requirements, lending products and the Consumer Financial Protection Bureau including the following legislation: Financial Services Innovation Act-creates a government-wide FinTech oversight regime; data and privacy security; Synthetic ID Fraud; The Financial CHOICE Act (H.R. 10); Financial Reform; Systematic Risk Designation Improvement Act of 2017 (H.R. 3312, S. 1893); Economic Growth, Regulatory Relief and Consumer Protection Act (S. 2155)

National Defense Authorization Act- Secure Facility certification (SCIF) (H.R. 2810)

Advanced approaches, capital and liquidity requirements, lending products and the Consumer Financial Protection Bureau including the following legislation: MOBILE Act (H.R. 1457); Financial Services Innovation Act-creates a government-wide FinTech oversight regime; data and privacy security; ID Fraud; Systemically Important Financial Institution (SIFI) designation-reform; The Financial CHOICE Act (H.R. 10); Financial Reform; Systematic Risk Designation Improvement Act of 2017 (H.R. 1893, S. 1893).

Fiscal Year 2018 Defense Appropriations Bill -Secure Facility certification (SCIF) (H.R. 1301); National Defense Authorization Act -Secure Facility certification (SCIF) (H.R. 2810).

Fiscal Year 2018 Defense Appropriations Bill -SCIF certification (H.R. 1301); National Defense Authorization Act -SCIF certification (H.R. 2810).

Advanced approaches, capital and liquidity requirements, lending products and the Consumer Financial Protection Bureau including the following legislation: MOBILE Act (H.R. 1457); Financial Services Innovation Act-creates a government-wide FinTech oversight regime; data and privacy security; SIFI designation-reform the designation threshold of systemically important financial institutions; The Financial CHOICE Act (H.R. 10); Financial Reform.

Banking-related revenue raising measures included in Transportation legislation

Traditional banking and bank regulation

Fiscal Year 2018 Defense Appropriations Bill -SCIF certification.

Mobile banking, cyber security, data security, restrictions on the use of data and privacy including the following legislation: Protecting Cyber Networks Act (HR 1560); National Cybersecurity Protection Advancement Act of 2015 (HR 1731); Data Security and Breach Notification Act of 2015 (HR 1770); Cybersecurity Information Sharing Act of 2015 (S 754); Eliminate Privacy Notice Confusion Act (HR 601); and Data Security Act of 2015 (HR 2205/S 961); Digital Security Commission Act of 2016 (HR 4651/S 2604); Financial Choice Act (HR 5983).

Banking-related revenue raising measures included in Transportation legislation: Fixing America's Surface Transportation (FAST) Act (HR 22); Financial Choice Act (HR 5983).

Traditional banking and bank regulation including the following legislation: Consolidated Appropriations Act (Public Law 114-113), Financial Choice Act (HR 5983).

Banking-related revenue raising measures included in Transportation legislation: Fixing America's Surface Transportation (FAST) Act (HR 22); Financial Choice Act (HR 5983).

Mobile banking, cyber security, data security, restrictions on the use of data and privacy including the following legislation: Protecting Cyber Networks Act (HR 1560); National Cybersecurity Protection Advancement Act of 2015 (HR 1731); Data Security and Breach Notification Act of 2015 (HR 1770); Cybersecurity Information Sharing Act of 2015 (S 754); Eliminate Privacy Notice Confusion Act (HR 601); and Data Security Act of 2015 (HR 2205/S 961); Digital Security Commission Act of 2016 (HR 4651/S 2604); Financial Choice Act (HR 5983).

Advanced approaches, capital and liquidity requirements, lending products and the Consumer Financial Protection Bureau including the following legislation: Systemic Risk Designation Improvement Act of 2015 (HR 1309); Taking Account of Institutions with Low Operation Risk Act (TAILOR Act) of 2015 (HR 2896); Financial Regulatory Improvement Act (S 1484); National Defense Authorization Act, 2017 (HR 4909/S 2943); Financial Service and General Government Appropriations Act, 2017 (HR 5485).

Transportation legislation: Fixing America's Surface Transportation (FAST) Act (HR 22).

Traditional banking and bank regulation including the following legislation: Consolidated Appropriations Act (HR 2029).

Advanced approaches, capital and liquidity requirements, lending products and the Consumer Financial Protection Bureau including the following legislation: Systemic Risk Designation Improvement Act of 2015 (HR 1309); Taking Account of Institutions with Low Operation Risk Act (TAILOR Act) of 2015 (HR 2896); Financial Regulatory Improvement Act (S 1484); National Defense Authorization Act (HR 1735).

Advanced approaches, capital and liquidity requirements, lending products and the Consumer Financial Protection Bureau including the following legislation: Systemic Risk Designation Improvement Act of 2015 (HR 1309); Taking Account of Institutions with Low Operation Risk Act (TAILOR Act) of 2015 (HR 2896); Financial Regulatory Improvement Act (S 1484); National Defense Authorization Act (HR 1735); and Financial Services and General Government Appropriations Act (HR 2995/S 1910).

Traditional banking and bank regulation including the following legislation: Consolidated Appropriations Act (HR 2029).

Advanced approaches, capital and liquidity requirements, lending products and the Consumer Financial Protection Bureau including the following legislation: Systemic Risk Designation Improvement Act of 2015 (HR 1309); Taking Account of Institutions with Low Operation Risk Act (TAILOR Act) of 2015 (HR 2896); Financial Regulatory Improvement Act (S1484); National Defense Authorization Act (HR 1735); and Financial Services and General Government Appropriations Act (HR 2995/S 1910).

Issues related to traditional banking and bank regulation.

Issues related to advanced approaches, capital and liquidity requirements, lending products and the Consumer Financial Protection Bureau including the following legislation: Systemic Risk Designation Improvement Act of 2015 (HR 1309); Taking Account of Institutions with Low Operation Risk Act (TAILOR Act) of 2015 (HR 2896); Financial Regulatory Improvement Act (S1484).

Issues related to advanced approaches, capital and liquidity requirements, lending products and the Consumer Financial Protection Bureau including the following legislation: Systemic Risk Designation Improvement Act of 2015 (HR 1309); Taking Account of Institutions with Low Operation Risk Act (TAILOR Act) of 2015 (HR 2896); Financial Regulatory Improvement Act (S1484)

Issues related to advanced approaches, capital and liquidity requirements, lending products and the Consumer Financial Protection Bureau including the following legislation: Systemic Risk Designation Improvement Act of 2015 (HR 1309)

Issues related to derivatives, the "Volcker Rule," capital and liquidity requirements, lending products and the Consumer Financial Protection Bureau including the following legislation: Systemic Risk Mitigation Act (HR 613); Basel III Capital Impact Study Act (HR 1221); Financial Competitive Act of 2013 (HR 1341); Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013 (HR 2547); Basel III CASE Act (S 731); Too Big to Fail Act (TBTF) (S 798);To amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to specify when bank holding companies may be subject to certain enhanced supervision, and for other purposes (HR 3036). Systemic Risk Designation Improvement Act of 2014 (HR 4060)

Immigration laws for skilled workers including the following legislation: SKILLS Visa Act (HR 2131); Border Security, Economic Opportunity, and Immigration Modernization Act (S 744)

Issues related to derivatives, the "Volcker Rule," capital and liquidity requirements, lending products and the Consumer Financial Protection Bureau including the following legislation: Systemic Risk Mitigation Act (HR 613); Basel III Capital Impact Study Act (HR 1221); Financial Competitive Act of 2013 (HR 1341); Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013 (HR 2547); Basel III CASE Act (S 731); Too Big to Fail Act (TBTF) (S 798);To amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to specify when bank holding companies may be subject to certain enhanced supervision, and for other purposes (HR 3036). Systemic Risk Designation Improvement Act of 2014 (HR 4060)

Immigration laws for skilled workers including the following legislation: SKILLS Visa Act (HR 2131); Border Security, Economic Opportunity, and Immigration Modernization Act (S 744)

Immigration laws for skilled workers including the following legislation: SKILLS Visa Act (HR 2131); Border Security, Economic Opportunity, and Immigration Modernization Act (S 744)

Issues related to derivatives, the "Volcker Rule," capital and liquidity requirements, lending products and the Consumer Financial Protection Bureau including the following legislation: Systemic Risk Mitigation Act (HR 613); Basel III Capital Impact Study Act (HR 1221); Financial Competitive Act of 2013 (HR 1341); Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013 (HR 2547); Basel III CASE Act (S 731); Too Big to Fail Act (TBTF) (S 798);To amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to specify when bank holding companies may be subject to certain enhanced supervision, and for other purposes (HR 3036). Systemic Risk Designation Improvement Act of 2014 (HR 4060)

Issues related to traditional banking and bank regulation including the following legislation: Eliminate Privacy Notice Confusion Act (HR 749); Financial Regulatory Responsibility Act of 2013 (S 450); Dodd-Frank Wall Street Reform and Consumer Protection Technical Corrections Act of 2013 (S 451); Privacy Notice Modernization Act of 2013 (S 635); Housing Finance Reform and Taxpayer Protection Act of 2013 (S 1217); Protecting American Taxpayers and Homeowners Act of 2013 (HR 2767).

Issues related to derivatives, the "Volcker Rule," capital and liquidity requirements, lending products and the Consumer Financial Protection Bureau including the following legislation: Systemic Risk Mitigation Act (HR 613); Basel III Capital Impact Study Act (HR 1221); Financial Competitive Act of 2013 (HR 1341); Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013 (HR 2547); Basel III CASE Act (S 731); Too Big to Fail Act (TBTF) (S 798);To amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to specify when bank holding companies may be subject to certain enhanced supervision, and for other purposes (HR 3036). Systemic Risk Designation Improvement Act of 2014 (HR 4060)

Issues related to traditional banking and bank regulation including the following legislation: Eliminate Privacy Notice Confusion Act (HR 749); Financial Regulatory Responsibility Act of 2013 (S 450); Dodd-Frank Wall Street Reform and Consumer Protection Technical Corrections Act of 2013 (S 451); Privacy Notice Modernization Act of 2013 (S 635); Housing Finance Reform and Taxpayer Protection Act of 2013 (S 1217); Protecting American Taxpayers and Homeowners Act of 2013 (HR 2767).

Issues related to derivatives, the "Volcker Rule," capital and liquidity requirements, lending products and the Consumer Financial Protection Bureau including the following legislation: Systemic Risk Mitigation Act (HR 613); Basel III Capital Impact Study Act (HR 1221); Financial Competitive Act of 2013 (HR 1341); Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013 (HR 2547); Basel III CASE Act (S 731); Too Big to Fail Act (TBTF) (S 798);To amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to specify when bank holding companies may be subject to certain enhanced supervision, and for other purposes (HR 3036). Systemic Risk Designation Improvement Act of 2014 (HR 4060)

Issues related to derivatives, the "Volcker Rule," capital and liquidity requirements, lending products and the Consumer Financial Protection Bureau including the following legislation: Systemic Risk Mitigation Act (HR 613); Basel III Capital Impact Study Act (HR 1221); Financial Competitive Act of 2013 (HR 1341); Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013 (HR 2547); Basel III CASE Act (S 731); Too Big to Fail Act (TBTF) (S 798);To amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to specify when bank holding companies may be subject to certain enhanced supervision, and for other purposes (HR 3036). Systemic Risk Designation Improvement Act of 2014 (HR 4060)

Issues related to traditional banking and bank regulation including the following legislation: Eliminate Privacy Notice Confusion Act (HR 749); Financial Regulatory Responsibility Act of 2013 (S 450); Dodd-Frank Wall Street Reform and Consumer Protection Technical Corrections Act of 2013 (S 451); Privacy Notice Modernization Act of 2013 (S 635); Housing Finance Reform and Taxpayer Protection Act of 2013 (S 1217); Protecting American Taxpayers and Homeowners Act of 2013 (HR 2767).

Issues related to derivatives, the "Volcker Rule," capital and liquidity requirements, lending products and the Consumer Financial Protection Bureau including the following legislation: Systemic Risk Mitigation Act (HR 613); Basel III Capital Impact Study Act (HR 1221); Financial Competitive Act of 2013 (HR 1341); Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013 (HR 2547); Basel III CASE Act (S 731); Too Big to Fail Act (TBTF) (S 798);To amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to specify when bank holding companies may be subject to certain enhanced supervision, and for other purposes (HR 3036).

Issues related to traditional banking and bank regulation including the following legislation: Eliminate Privacy Notice Confusion Act (HR 749); Financial Regulatory Responsibility Act of 2013 (S 450); Dodd-Frank Wall Street Reform and Consumer Protection Technical Corrections Act of 2013 (S 451); Privacy Notice Modernization Act of 2013 (S 635); Housing Finance Reform and Taxpayer Protection Act of 2013 (S 1217); Protecting American Taxpayers and Homeowners Act of 2013 (HR 2767).

Modification to immigration laws for skilled workers including the following legislation: SKILLS Visa Act (HR 2131); Border Security, Economic Opportunity, and Immigration Modernization Act (S 744)

Issues related to traditional banking and bank regulation including the following legislation: Eliminate Privacy Notice Confusion Act (HR 749); Financial Regulatory Responsibility Act of 2013 (S 450); Dodd-Frank Wall Street Reform and Consumer Protection Technical Corrections Act of 2013 (S 451); Privacy Notice Modernization Act of 2013 (S 635); Housing Finance Reform and Taxpayer Protection Act of 2013 (S 1217); Protecting American Taxpayers and Homeowners Act of 2013 (HR 2767).

Issues related to traditional banking and bank regulation including the following legislation: Eliminate Privacy Notice Confusion Act (HR 749); Financial Regulatory Responsibility Act of 2013 (S 450); Dodd-Frank Wall Street Reform and Consumer Protection Technical Corrections Act of 2013 (S 451); Privacy Notice Modernization Act of 2013 (S 635); Housing Finance Reform and Taxpayer Protection Act of 2013 (S 1217); Protecting American Taxpayers and Homeowners Act of 2013 (HR 2767).

Modification to immigration laws for skilled workers including the following legislation: SKILLS Visa Act (HR 2131); Border Security, Economic Opportunity, and Immigration Modernization Act (S 744)

Issues related to corporate tax reform and state taxation of corporate income.

Issues related to derivatives, the "Volcker Rule," capital and liquidity requirements, lending products and the Consumer Financial Protection Bureau including the following legislation: Systemic Risk Mitigation Act (HR 613); Basel III Capital Impact Study Act (HR 1221); Financial Competitive Act of 2013 (HR 1341)

Issues related to traditional banking and bank regulation including the following legislation: Eliminate Privacy Notice Confusion Act (HR 749); Financial Regulatory Responsibility Act of 2013 (S 450); Dodd-Frank Wall Street Reform and Consumer Protection Technical Corrections Act of 2013 (S 451); Privacy Notice Modernization Act of 2013 (S 635)

Issues related to traditional banking and bank regulation including the following legislation: Eliminate Privacy Notice Confusion Act (HR 749); Financial Regulatory Responsibility Act of 2013 (S 450); Dodd-Frank Wall Street Reform and Consumer Protection Technical Corrections Act of 2013 (S 451); Privacy Notice Modernization Act of 2013 (S 635)

Issues related to corporate tax reform and state taxation of corporate income.

Issues related to derivatives, the "Volcker Rule," capital and liquidity requirements, lending products and the Consumer Financial Protection Bureau including the following legislation: Systemic Risk Mitigation Act (HR 613); Basel III Capital Impact Study Act (HR 1221); Financial Competitive Act of 2013 (HR 1341); Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013 (HR 2547); Basel III CASE Act (S 731); Too Big to Fail Act (TBTF) (S 798)

Issues related to derivatives, the "Volcker Rule," capital and liquidity requirements, lending products and the Consumer Financial Protection Bureau including the following legislation: Systemic Risk Mitigation Act (HR 613); Basel III Capital Impact Study Act (HR 1221); Financial Competitive Act of 2013 (HR 1341)

Issues related to corporate tax reform and state taxation of corporate income.

Issues related to traditional banking and bank regulation including the following legislation: Eliminate Privacy Notice Confusion Act (HR 749); Financial Regulatory Responsibility Act of 2013 (S 450); Dodd-Frank Wall Street Reform and Consumer Protection Technical Corrections Act of 2013 (S 451); Privacy Notice Modernization Act of 2013 (S 635)

Issues related to derivatives, the "Volcker Rule," capital and liquidity requirements, lending products and Consumer Financial Protection Bureau including the following legislation: H.R.1121 - Responsible Consumer Financial Protection Regulations Act of 2011; H.R.1137 - Small Business Credit Card Act of 2011; H.R.1315 - Consumer Financial Protection Safety; Soundness Improvement Act of 2011; H.R.1610 - Business Risk Mitigation and Price Stabilization Act of 2011; S.737 - Responsible Consumer Financial Protection Regulations Act of 2011; and S.947 - A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes.

Issues related to corporate tax reform and state taxation of corporate income including the following legislation: H.R.1439 - Business Activity Tax Simplification Act of 2011; and S.727 - Bipartisan Tax Fairness and Simplification Act of 2011.

Issues related to corporate tax reform and state taxation of corporate income including the following legislation: H.R.1439 - Business Activity Tax Simplification Act of 2011; and S.727 - Bipartisan Tax Fairness and Simplification Act of 2011.

Issues related to derivatives, the "Volcker Rule," capital and liquidity requirements, lending products and Consumer Financial Protection Bureau including the following legislation: H.R.1121 - Responsible Consumer Financial Protection Regulations Act of 2011; H.R.1137 - Small Business Credit Card Act of 2011; H.R.1315 - Consumer Financial Protection Safety and Soundness Improvement Act of 2011; H.R.1610 - Business Risk Mitigation and Price Stabilization Act of 2011; S.737 - Responsible Consumer Financial Protection Regulations Act of 2011; and S.947 - A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes.

Issues related to derivatives, the "Volcker Rule," capital and liquidity requirements, lending products and Consumer Financial Protection Bureau including the following legislation: H.R.1121 - Responsible Consumer Financial Protection Regulations Act of 2011; H.R.1137 - Small Business Credit Card Act of 2011; H.R.1315 - Consumer Financial Protection Safety and Soundness Improvement Act of 2011; H.R.1610 - Business Risk Mitigation and Price Stabilization Act of 2011; S.737 - Responsible Consumer Financial Protection Regulations Act of 2011; and S.947 - A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes.

Issues related to corporate tax reform and state taxation of corporate income including the following legislation: H.R.1439 - Business Activity Tax Simplification Act of 2011; and S.727 - Bipartisan Tax Fairness and Simplification Act of 2011.

Issues related to traditional banking and bank regulation including the following legislation: H.R. 4014 - To amend the Federal Deposit Insurance Act with respect to information provided to the Bureau of Consumer Financial Protection; S.2099 - A bill to amend the Federal Deposit Insurance Act with respect to information provided to the Bureau of Consumer Financial Protection.

Issues related to derivatives, the "Volcker Rule," capital and liquidity requirements, lending products and Consumer Financial Protection Bureau including the following legislation: H.R.1121 - Responsible Consumer Financial Protection Regulations Act of 2011; H.R.1137 - Small Business Credit Card Act of 2011; H.R.1315 - Consumer Financial Protection Safety and Soundness Improvement Act of 2011; H.R.1610 - Business Risk Mitigation and Price Stabilization Act of 2011; S.737 - Responsible Consumer Financial Protection Regulations Act of 2011; and S.947 - A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes.

Issues related to derivatives, the "Volcker Rule," capital and liquidity requirements, lending products and Consumer Financial Protection Bureau including the following legislation: H.R.1121 - Responsible Consumer Financial Protection Regulations Act of 2011; H.R.1137 - Small Business Credit Card Act of 2011; H.R.1315 - Consumer Financial Protection Safety and Soundness Improvement Act of 2011; H.R.1610 - Business Risk Mitigation and Price Stabilization Act of 2011; S.737 - Responsible Consumer Financial Protection Regulations Act of 2011; and S.947 - A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes.

Issues related to corporate tax reform and state taxation of corporate income including the following legislation: H.R.1439 - Business Activity Tax Simplification Act of 2011.

Issues related to derivatives, capital and liquidity requirements, lending products and Consumer Financial Protection Bureau including the following legislation: H.R.1121 - Responsible Consumer Financial Protection Regulations Act of 2011; H.R.1137 - Small Business Credit Card Act of 2011; H.R.1315 - Consumer Financial Protection Safety and Soundness Improvement Act of 2011; H.R.1610 - Business Risk Mitigation and Price Stabilization Act of 2011; H.R.3128 - To amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to adjust the date on which consolidated assets are determined for purposes of exempting certain instruments of smaller institutions from capital deductions; S.737 - Responsible Consumer Financial Protection Regulations Act of 2011; S.947 - A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes; and S.1650 - Dodd-Frank Improvement Act of 2011.

Issues related to bank mergers and traditional banking such as checking and savings accounts including the following legislation: S.575 - Debit Interchange Fee Study Act of 2011; and H.R.1081 - Consumers Payment System Protection Act.

Issues related to improvements to the patent law including the following legislation: H.R.1249 - America Invents Act and S.23 -America Invents Act.

Issues related to corporate income tax and state taxation of corporate income tax including the following legislation: H.R.1439 - Business Activity Tax Simplification Act of 2011.

Issues related to traditional banking such as checking and savings accounts including the following legislation: S.575 - Debit Interchange Fee Study Act of 2011; and H.R.1081 - Consumers Payment System Protection Act.

Issues related to corporate income tax and state taxation of corporate income tax including the following legislation: H.R.1439 - Business Activity Tax Simplification Act of 2011.

Issues related to derivatives, capital and liquidity requirements, lending products and Consumer Financial Protection Bureau including the following legislation: H.R.1121 - Responsible Consumer Financial Protection Regulations Act of 2011; H.R.1137 - Small Business Credit Card Act of 2011; H.R.1315 - Consumer Financial Protection Safety and Soundness Improvement Act of 2011; H.R.1610 - Business Risk Mitigation and Price Stabilization Act of 2011; S.737 - Responsible Consumer Financial Protection Regulations Act of 2011; and S.947 - A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes.

Issues related to improvements to the patent law including the following legislation: H.R.1249 - America Invents Act and S.23 -America Invents Act.

Issues related to traditional banking such as checking and savings accounts including the following legislation: S.575 - Debit Interchange Fee Study Act of 2011; and H.R.1081 - Consumers Payment System Protection Act.

Issues related to corporate income tax and state taxation of corporate income tax including the following legislation: H.R.1439 - Business Activity Tax Simplification Act of 2011.

Modifications to the bankruptcy code, including the following legislation: S.257 - Consumer Credit Fairness Act and S.896 - Helping Families Save Their Homes Act of 2009.

Issues related to traditional banking, checking and savings accounts, lending products such as mortgages, auto loans, home equity lines of credit including the following legislation: H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009; H.R. 225 - Emergency Homeownership and Equity Protection Act; H.R. 230 - Housing Opportunity and Mortgage Equity Act of 2009; H.R. 384 - TARP Reform and Accountability Act of 2009; H.R. 788 - Bill To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes; H.R. 1106 - Helping Families Save Their Homes Act of 2009; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; H.R.1456 - Consumer Overdraft Protection Fair Practices Act; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; S.61 - Helping Families Save Their Homes in Bankruptcy Act of 2009; and S.73 - Helping Families Save Their Homes in Bankruptcy Act of 2009; and H.R.1728 - Mortgage Reform and Anti-Predatory Lending Act.

Issues related to credit card practices, financial services regulatory reform and the creation of a consumer financial protection agency, including the following legislation: H.R. 627 - Credit Cardholders' Bill of Rights Act of 2009; and S.414 - Credit Card Accountability Responsibility and Disclosure Act of 2009; S.1212 - Credit Card Fair Fee Act of 2009; H.R. 2695 - Credit Card Fair Fee Act of 2009; H.R.3639 - Expedited CARD Reform for Consumers Act of 2009; H.R.2382 - Credit Card Interchange Fees Act of 2009; H.R.3126 - Consumer Financial Protection Agency Act of 2009; H.R.4173 - Wall Street Reform and Consumer Protection Act of 2009; S.3217 - Restoring American Financial Stability Act of 2010.

Issues related to improvements to the patent law including the following legislation: H.R.1260 - Patent Reform Act of 2009; S.515 - Patent Reform Act of 2009; and S.610 - Patent Reform Act of 2009.

Modifications to the bankruptcy code, including the following legislation: S.257 - Consumer Credit Fairness Act and S.896 - Helping Families Save Their Homes Act of 2009.

Issues related to traditional banking, checking and savings accounts, lending products such as mortgages, auto loans, home equity lines of credit including the following legislation: H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009; H.R. 225 - Emergency Homeownership and Equity Protection Act; H.R. 230 - Housing Opportunity and Mortgage Equity Act of 2009; H.R. 384 - TARP Reform and Accountability Act of 2009; H.R. 788 - Bill To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes; H.R. 1106 - Helping Families Save Their Homes Act of 2009; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; H.R.1456 - Consumer Overdraft Protection Fair Practices Act; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; S.61 - Helping Families Save Their Homes in Bankruptcy Act of 2009; and S.73 - Helping Families Save Their Homes in Bankruptcy Act of 2009; and H.R.1728 - Mortgage Reform and Anti-Predatory Lending Act.

Improvements to the patent law including the following legislation: H.R.1260 - Patent Reform Act of 2009; S.515 - Patent Reform Act of 2009; and S.610 - Patent Reform Act of 2009.

Traditional banking, checking and savings accounts, lending products such as mortgages, auto loans, home equity lines of credit including the following legislation: H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009; H.R. 225 - Emergency Homeownership and Equity Protection Act; H.R. 230 - Housing Opportunity and Mortgage Equity Act of 2009; H.R. 384 - TARP Reform and Accountability Act of 2009; H.R. 788 - Bill To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes; H.R. 1106 - Helping Families Save Their Homes Act of 2009; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; H.R.1456 - Consumer Overdraft Protection Fair Practices Act; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; S.61 - Helping Families Save Their Homes in Bankruptcy Act of 2009; and S.73 - Helping Families Save Their Homes in Bankruptcy Act of 2009; and H.R.1728 - Mortgage Reform and Anti-Predatory Lending Act.

Issues related to improvements to the patent law including the following legislation: H.R.1260 - Patent Reform Act of 2009; S.515 - Patent Reform Act of 2009; and S.610 - Patent Reform Act of 2009.

Issues related to credit card practices, financial services regulatory reform and the creation of a consumer financial protection agency, including the following legislation: H.R. 627 - Credit Cardholders' Bill of Rights Act of 2009; and S.414 - Credit Card Accountability Responsibility and Disclosure Act of 2009; S.1212 - Credit Card Fair Fee Act of 2009; H.R. 2695 - Credit Card Fair Fee Act of 2009; H.R.3639 - Expedited CARD Reform for Consumers Act of 2009; H.R.2382 - Credit Card Interchange Fees Act of 2009; H.R.3126 - Consumer Financial Protection Agency Act of 2009; H.R.4173 - Wall Street Reform and Consumer Protection Act of 2009; S.3217 - Restoring American Financial Stability Act of 2010.

Issues related to traditional banking, checking and savings accounts, lending products such as mortgages, auto loans, home equity lines of credit including the following legislation: H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009; H.R. 225 - Emergency Homeownership and Equity Protection Act; H.R. 230 - Housing Opportunity and Mortgage Equity Act of 2009; H.R. 384 - TARP Reform and Accountability Act of 2009; H.R. 788 - Bill To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes; H.R. 1106 - Helping Families Save Their Homes Act of 2009; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; H.R.1456 - Consumer Overdraft Protection Fair Practices Act; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; S.61 - Helping Families Save Their Homes in Bankruptcy Act of 2009; and S.73 - Helping Families Save Their Homes in Bankruptcy Act of 2009; and H.R.1728 - Mortgage Reform and Anti-Predatory Lending Act.

Issues related to traditional banking, checking and savings accounts, lending products such as mortgages, auto loans, home equity lines of credit, and the emergency economic stabilization act, including the following legislation: H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009; H.R. 225 - Emergency Homeownership and Equity Protection Act; H.R. 230 - Housing Opportunity and Mortgage Equity Act of 2009; H.R. 384 - TARP Reform and Accountability Act of 2009; H.R. 788 - Bill To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes; H.R. 1106 - Helping Families Save Their Homes Act of 2009; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; H.R.1456 - Consumer Overdraft Protection Fair Practices Act; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; S.61 - Helping Families Save Their Homes in Bankruptcy Act of 2009; and S.73 - Helping Families Save Their Homes in Bankruptcy Act of 2009; and H.R.1728 - Mortgage Reform and Anti-Predatory Lending Act.

Issues related to traditional banking, checking and savings accounts, lending products such as mortgages, auto loans, home equity lines of credit, and the emergency economic stabilization act, including the following legislation: H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009; H.R. 225 - Emergency Homeownership and Equity Protection Act; H.R. 230 - Housing Opportunity and Mortgage Equity Act of 2009; H.R. 384 - TARP Reform and Accountability Act of 2009; H.R. 788 - Bill To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes; H.R. 1106 - Helping Families Save Their Homes Act of 2009; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; H.R.1456 - Consumer Overdraft Protection Fair Practices Act; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; S.61 - Helping Families Save Their Homes in Bankruptcy Act of 2009; and S.73 - Helping Families Save Their Homes in Bankruptcy Act of 2009; and H.R.1728 - Mortgage Reform and Anti-Predatory Lending Act.

Issues related to credit card practices, financial services regulatory reform and the creation of a consumer financial protection agency, including the following legislation: H.R. 627 - Credit Cardholders' Bill of Rights Act of 2009; and S.414 - Credit Card Accountability Responsibility and Disclosure Act of 2009; S.1212 - Credit Card Fair Fee Act of 2009; H.R. 2695 - Credit Card Fair Fee Act of 2009; H.R.3639 - Expedited CARD Reform for Consumers Act of 2009; H.R.2382 - Credit Card Interchange Fees Act of 2009. Issues related to Financial Services Regulatory Reform including the creation of a Consumer Financial Protection Agency. H.R.3126 - Consumer Financial Protection Agency Act of 2009.

Issues related to traditional banking, checking and savings accounts, lending products such as mortgages, auto loans, home equity lines of credit, and the emergency economic stabilization act, including the following legislation: H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009; H.R. 225 - Emergency Homeownership and Equity Protection Act; H.R. 230 - Housing Opportunity and Mortgage Equity Act of 2009; H.R. 384 - TARP Reform and Accountability Act of 2009; H.R. 788 - Bill To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes; H.R. 1106 - Helping Families Save Their Homes Act of 2009; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; H.R.1456 - Consumer Overdraft Protection Fair Practices Act; S.3 - Homeowner Protection and Wall Street Accountability Act of 2009; S.61 - Helping Families Save Their Homes in Bankruptcy Act of 2009; and S.73 - Helping Families Save Their Homes in Bankruptcy Act of 2009.

Issues related to state taxation of corporate income tax and treatment of corporate income tax related to ownership change including the following legislation: H.R. 1 - American Recovery and Reinvestment Act of 2009; and H.R.1083 - Business Activity Tax Simplification Act of 2009.

Modifications to the bankruptcy code, including the following legislation: S.257 - Consumer Credit Fairness Act; and S.896 - Helping Families Save Their Homes Act of 2009.

Issues related taxing compensation and employment restrictions for employees of companies that participate in the Troubled Assets Relief Program (TARP) including the following legislation: H.R. 1 - American Recovery and Reinvestment Act of 2009; H.R. 384 - TARP Reform and Accountability Act of 2009; H.R. 1586 - Bill To impose an additional tax on bonuses received from certain TARP recipients; H.R. 1664 - To amend the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards; and S. 431 - Economic Recovery Adjustment Act of 2009.

Issues related taxing compensation and employment restrictions for employees of companies that participate in the Troubled Assets Relief Program (TARP) including the following legislation: H.R. 1 - American Recovery and Reinvestment Act of 2009; H.R. 384 - TARP Reform and Accountability Act of 2009; H.R. 1586 - Bill To impose an additional tax on bonuses received from certain TARP recipients; H.R. 1664 - To amend the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards; and S. 431 - Economic Recovery Adjustment Act of 2009.

Issues relating to credit card practices, including the following legislation: H.R. 627 - Credit Cardholders' Bill of Rights Act of 2009; and S.414 - Credit Card Accountability Responsibility and Disclosure Act of 2009.

Issues related to improvements to the patent law including the following legislation: S.1145 - Patent Reform Act of 2007 and H.R.1908 - Patent Reform Act of 2007.

Issues related to state taxation of corporate income tax and treatment of interest income from foreign operations including the following legislation: S.1726 - Business Activity Tax Simplification Act of 2007; H.R.3996 - Temporary Tax Relief Act of 2007; H.R.3970 - Tax Reduction and Reform Act of 2007; H.R.3920 - Trade and Globalization Act of 2007; H.R.5267 - Business Activity Tax Simplification Act of 2008; and H.R.6049 - Energy and Tax Extenders Act of 2008

Issues related to data security, restrictions on the use of data and privacy including the following legislation: S.239 - Notification of Risk to Personal Data Act of 2007; S.1202 - Personal Data Protection Act of 2007; S.1260 -Data Security Act of 2007; HR.948 - Social Security Number Protection Act of 2007; S.238 - Social Security Number Misuse Prevention Act; S.495 - Personal Data Privacy and Security Act of 2007 ; S.1178 - Identity Theft Prevention Act; S.2915 - Safeguarding Social Security Numbers Act of 2008; H.R.958 - Data Accountability and Trust Act; H.R.1685 - Data Security Act of 2007; H.R.1525 - Internet Spyware (I-SPY) Prevention Act of 2007; H.R.1685 - Data Security Act of 2007; H.R.3046 - Social Security Number Privacy and Identity Theft Prevention Act of 2007; H.R.3316 - Identity Theft Protection Act of 2007; H.R.4175 - Privacy and Cybercrime Enforcement Act of 2007; and H.R.5324 - Social Security Number Misuse Prevention Act.

Issues related to credit card use, interchange and their transactions including the following legislation: S.1176 - Credit Card Minimum Payment Warning Act of 2007; S.1309 - Universal Default Prohibition Act of 2007; S.1395 - Stop Unfair Practices in Credit Cards Act of 2007; S.1925 - Student Credit Card Protection Act of 2007; S.2411 - Credit Card Safety Star Act of 2007; S.2542 - Credit Card Minimum Payment Notification Act of 2008; S.2753 - Credit Card Reform Act of 2008; S.3086 - Credit Card Fair Fee Act of 2008 ; S.3252 - Credit Card Act of 2008; H.R.873 - Credit Card Payment Fee Act of 2007; H.R.1461 - Credit Card Act of 2007; H.R. 1510 - Credit Card Repayment Act of 2007; H.R. 2146 - Universal Default Prohibition Act of 2007; H.R.3347 - Student Credit Card Protection Act of 2007; H.R.3421 - Credit Protection Act of 2007; H.R.5244 - Credit Cardholders' Bill of Rights Act of 2008; H.R.5280 - Stop Unfair Practices in Credit Cards Act of 2007; H.R.5546 - Credit Card Fair Fee Act of 2008; H.R.5988 - Fair and Justifiable Credit Card Interest Rate Act of 2008; and H.R.6248 - Credit Card Interchange Fees Act of 2008.

Issues related to improvements to the patent law including the following legislation: S.1145 - Patent Reform Act of 2007 and H.R.1908 - Patent Reform Act of 2007.

Issues related to state taxation of corporate income tax and treatment of interest income from foreign operations including the following legislation: S.1726 - Business Activity Tax Simplification Act of 2007; H.R.3996 - Temporary Tax Relief Act of 2007; H.R.3970 - Tax Reduction and Reform Act of 2007; H.R.3920 - Trade and Globalization Act of 2007; H.R.5267 - Business Activity Tax Simplification Act of 2008; and H.R.6049 - Energy and Tax Extenders Act of 2008

Issues related to improvements to the patent law including the following legislation: S.1145 - Patent Reform Act of 2007; H.R.1908 - Patent Reform Act of 2007.

Issues related to data security, restrictions on the use of data and privacy including the following legislation: S.239 - Notification of Risk to Personal Data Act of 2007; S.495 - Personal Data Privacy and Security Act of 2007; S.1178 - Identity Theft Prevention Act; S.1202 - Personal Data Protection Act of 2007; S.1260 -Data Security Act of 2007; HR.948 - Social Security Number Protection Act of 2007; H.R.958 - Data Accountability and Trust Act; H.R.1685 - Data Security Act of 2007.

Issues related to credit card use and their transactions including but not limited to the following legislation: S.1176 - Credit Card Minimum Payment Warning Act of 2007; S1309 - Universal Default Prohibition Act of 2007; S1395 - Stop Unfair Practices in Credit Cards Act of 2007; H.R.873 - Credit Card Payment Fee Act of 2007; H.R.946 - Consumer Overdraft Protection Fair Practices Act; H.R.1461 - Credit Card Act of 2007; H.R. 1510 - Credit Card Repayment Act of 2007 and

Issues related to state taxation of corporate income tax and treatment of interest income from foreign operations including but not limited to the following legislation: S.1726 - Business Activity Tax Simplification Act of 2007; H.R.3996 - Temporary Tax Relief Act of 2007; H.R. 3970 - Tax Reduction and Reform Act of 2007; H.R.3920 - Trade and Globalization Act of 2007.

S.1216 Financial Privacy Breach Notification Act of 2005; S.1326 Notification of Risk to Personal Data Act; S.1332 Personal Data Privacy and Security Act of 2005;S.1336 Consumer Identity Protection and Security Act; S.1408 Identity Protection Act; H.R.1069 Notification of Risk to Personal Data Act; H.R.1080 Information Protection and Security Act; H.R.3140 Consumer Data Security and Notification Act of 2005; H.R.1185 Federal Deposit Insurance Reform Act of 2005; S.29 Social Security Number Misuse Prevention Act; H.R.82 Social Security Online Privacy Protection Act; H.R.1078 Social Security Number Protection Act of 2005; H.R.1745 Social Security Number Privacy and Identity Theft Prevention Act of 2005; S.687 Spyware Internet Protection Bill; S.1004 Enhanced Consumer Protection Against Spyware Act of 2005; H.R.29 Securely Protect Yourself Against Cyber Trespass Act; H.R.744 Internet Spyware Prevention Act of 2005, H.R.3505 Financial Services Regulatory Relief Act of 2005; S.5 Class Action Fairness Act of 2005 and H.R.516 Class Action Fairness Act of 2005; Hurricane Reconstruction Efforts; H.R.5924 to amend the Small Business Act to provide loan guarantees for certain private disaster loans; S.4097 - a bill to improve disaster loans program in the SBA; S.3786 - SBA reauthorization; S.3778 - SBA reauthorization. S.115 Notification of Risk to Personal Data Act; S.116 Privacy Act of 2005; S.500 Information Protection and Security Act; S.751 Notification of Risk to Personal Data Act; S.768 Comprehensive Identity Theft Prevention Act;