mr C. CANADY

*Federal reimbursement of debris removal costs from community association roads through the Public Assistance Program and use of Individual Assistance Program to fund condominium and cooperative homeowner common expense disaster repairs -Lobbying in support of H.R. 5298, the Disaster Assistance Equity Act

COVID-19 Mortgage Payment Assistance * Lobbying in support of guidance for the Homeowner Assistance Fund to include community association assessments Condominium Structural Integrity & Condominium Association Financial Stability * Meeting with Fannie Mae and Freddie Mac officials concerning condominium project approval standards relating to project safety and financial stability. * Lobbying to educate Congress on financial impacts of condominium structural inspections and critical repairs * Providing technical assistance on draft legislation to facilitate condominium project structural repairs

* H.R. 1107, the PLAN Act - Monitoring legislation-no lobbying activities - monitoring legislation amending Section 203 of the Communications Decency Act Amateur Radio Services * education activities concerning community association covenants and amateur radio services

* H.R. 1107, the PLAN Act - Monitoring legislation-no lobbying activities - monitoring legislation amending Section 203 of the Communications Decency Act Amateur Radio Services * monitoring legislation related to amateur radio services * responded to inquiries concerning community association covenants and amateur radio services

COVID-19 Mortgage Payment Assistance * Lobbying in support of guidance for the Homeowner Assistance Fund to include community association assessments Condominium Structural Integrity & Condominium Association Financial Stability * Communication with executive branch concerning condominium safety standards * meetings with FHFA and Government Sponsored Enterprises (GSEs) concerning residential condominium building infrastructure, condominium association financial stability, and GSE condominium project underwriting standards. * Outreach to HUD concerning residential condominium building infrastructure and condominium association financial stability * Outreach to House and Senate offices concerning residential condominium building infrastructure and condominium association financial stability National Institutes for Standards and Technology * support for H.R.4609, the National Institute of Standards and Technology for the Future Act * Support for H.R. 4505, the Fiscal Year 2022 Commerce, Justice, and Science Appropriations Act * Support for H.R.5305, the Extending Government Funding and Delivering Emergency Assistance Act

* H.R. 1107, the PLAN Act - Lobbying in support of H.R. 1107 to preserve local governance of short-term rentals in community associations

* Fair Debt Collection Practices Act Reform draft legislative proposals (not introduced during reporting period) -Relief for Consumers During COVID-19 Act -COVID-19 Mortgage Relief Act -Non-Judicial Foreclosure Debt Collection Clarification Act -Ending Debt Collection Harassment Act * H.R. 2547, Comprehensive Debt Collection Reform Act -Legislative updates for CAI members

*Federal reimbursement of debris removal costs from community association roads through the Public Assistance Program and use of Individual Assistance Program to fund condominium and cooperative homeowner common expense disaster repairs -Lobbying in support of the reintroduction of H.R. 5337, the Disaster Assistance Equity Act (116th Congress) * Communications with White House regarding declared disaster at the site of the collapsed Champlain Tower South condominium in Surfside, Fla. -provide research and best practices on aging housing infrasructure

* H.R. 1107, the PLAN Act - Lobbying in support of H.R. 1107 to preserve local governance of short-term rentals in community associations

COVID-19 Mortgage Payment Assistance * Lobbying in support of establishing a Homeowner Assistance Fund -H.R. 1319, American Rescue Plan Act of 2021, Section 3206 * Lobbying in support of COVID-19 Community Development Block Grant appropriation -H.R. 1319, American Rescue Plan Act Federal Housing Administration * Condominium Project Approvals -Letter to HUD Secretary Fudge urging streamlined FHA approval process for select condominium projects

Paycheck Protection Program (PPP) * lobbying in support of expanding PPP to include community associations for PPP loans * lobbying in support of increased funding for PPP * lobbying in support of expanding PPP to include 501(c)(6) organizations Economic Injury Disaster Loans (EIDL) * lobbying in support of additional funding for EIDL program * lobbying in support of lower EIDL interest rate

FDCPA Legislation * monitor H.R. 3948, H.R. 4403, H.R. 5021, H.R. 5003, H.R. 5001, H.R. 5013 COVID-19 Consumer Debt Collection Moratoria Legislation (H.R. 6800, H.R. 6423, H.R. 6379, S. 3565, House amendment to the Senate amendments to H.R. 925) * lobbying in opposition to consumer debt moratoria proposals that prevent collection of community association assessments that fund essential services * exempting community associations from the definition of creditor in above referenced legislation

Amateur Radio Parity Act * Monitor status of H.R. 466 * Monitor FCC amateur radio-related petitions and proposed rulemakings * Lobbying on legislation to preempt community association governing documents Communications Decency Act * lobbying in support of amending Section 230 of the Communications Decency Act to establish a mechanism for an internet publisher to remove information from its platform(s) that facilitates a violation of law or contract

Monitor Legislation Concerning financial aid for professional credentials and continuing education * S. 2123 - Break the Higher Education Monopoly Act * S. 379 - Using 529 Accounts for Professional Development Monitor Legislation Concerning Credential Qualifications * H.R. 1893/S.697 - the Fair Chance Licensing Act

Paycheck Protection Program (PPP) * lobbying in support of expanding PPP to include community associations for PPP loans * lobbying in support of increased funding for PPP Economic Injury Disaster Loans (EIDL) * lobbying in support of additional funding for EIDL program * lobbying in support of lower EIDL interest rate

Amateur Radio Parity Act * Monitor status of H.R. 466 * Monitor FCC amateur radio-related petitions and proposed rulemakings * Lobbying on legislation to preempt community association governing documents Communications Decency Act * lobbying in support of amending Section 230 of the Communications Decency Act to establish a mechanism for an internet publisher to remove information from its platform(s) that facilitates a violation of law or contract

FDCPA Legislation * monitor H.R. 3948, H.R. 4403, H.R. 5021, H.R. 5003, H.R. 5001, H.R. 5013 COVID-19 Consumer Debt Collection Moratoria Legislation (H.R. 6423, H.R. 6379, S. 3565) * lobbying in opposition to consumer debt moratoria proposals that prevent collection of community association assessments that fund essential services

Disaster Assistance for Community Associations * Lobbying in support of H.R. 5337, the Disaster Assistance Equity Act

Amateur Radio Parity Act * Monitor status of H.R. 466 * Monitor FCC amateur radio-related petitions and proposed rulemakings * Lobbying on legislation to preempt community association governing documents Communications Decency Act * lobbying in support of amending Section 230 of the Communications Decency Act to establish a mechanism for an internet publisher to remove information from its platform(s) that facilitates a violation of law or contract

CFPB Fair Debt Collection Practices Act Regulatory Update * Developed and submitted comments on behalf of CAI in response to CFPB rulemaking FDCPA Legislation * monitor H.R. 3948, H.R. 4403, H.R. 5021, H.R. 5003, H.R. 5001, H.R. 5013

Monitor Legislation Concerning financial aid for professional credentials and continuing education * S. 2123 - Break the Higher Education Monopoly Act * S. 379 - Using 529 Accounts for Professional Development Monitor Legislation Concerning Credential Qualifications * H.R. 1893/S.697 - the Fair Chance Licensing Act

Monitor Legislation Concerning financial aid for professional credentials and continuing education * S. 2123 - Break the Higher Education Monopoly Act * S. 379 - Using 529 Accounts for Professional Development Monitor Legislation Concerning Credential Qualifications * H.R. 1893/S.697 - the Fair Chance Licensing Act

CFPB Fair Debt Collection Practices Act Regulatory Update * Developed and submitted comments on behalf of CAI in response to CFPB rulemaking

Data Security * monitor congressional hearings concerning consumer data security * no direct lobbying contacts * CAI member education on data security proposals

Disaster Assistance for Community Associations * Lobbying in the House of Representatives and U.S. Senate in support of legislation to qualify community associations to participate in the Public Assistance Program and to permit condominium unit owners to use Individual Assistance for common element repairs

Employee Classification * monitor Dept. of Labor rule proposal on employee classification * no lobbying contacts, CAI member education only

Data Security * monitor congressional hearings concerning consumer data security * no direct lobbying contacts * CAI member education on data security proposals

FCC Biennial Rules Review * Developed and submitted comment letters to the Federal Communications Commission in response to the Commission's biennial review of select regulations * Topics included citing of wireless broadband communications infrastructure; restrictions on marketing agreements with telecommunications providers; wireline broadband infrastructure development; amateur service infrastructure development Amateur Radio Parity Act * Status of H.R. 466 * Petition for Rulemaking at FCC concerning preemption of private land use agreements

Disaster Assistance for Community Associations * Lobbying in the House of Representatives in support of legislation to qualify community associations to participate in the Public Assistance Program and to permit condominium unit owners to use Individual Assistance for common element repairs

H.R. 555, Amateur Radio Parity Act --monitor status of H.R. 555 in the U.S. Senate S. 1534, Amateur Radio Parity Act --monitor status of S. 1534 in the U.S. Senate --monitor Senate Commerce Committee action on S. 1534 Financial Services and General Government Appropriations Act for fiscal year 2019 --monitor Senate consideration --monitor conference committee consideration Petition for Rulemaking--FCC --monitor submission of a petition for rulemaking to preempt private contracts between landowners that relate to mutually agreed upon architectural guidelines --preparation of summary materials concerning petition for rulemaking for CAI members --inquiries to FCC staff concerning petition for the Commission to unilaterally preempt the private contracts and covenants that govern all community associations pursuant to state and local law for the benefit of a hobby activity

National Flood Insurance Program Reauthorization --updates on NFIP expiration and congressional reauthorization --Lobbying in support of short-term NFIP extension in lieu of long-term reauthorization Housing Finance Reform --monitor Senate Banking Committee and House Financial Services Committee activity on housing finance reform --updates concerning Administration statements and testimony before congressional committees Federal Housing Administration --lobbying in support of the timely completion of FHA condominium project approval rule --preparation of lobbying materials for CAI members on FHA condominium project approval rules --arrange and attend meetings with senior FHA staff concerning condominium rule --meetings with senior HUD staff concerning FHA condominium rule and Fair Housing Fair Housing Act: Quid Pro Quo and Hostile Environment Regulation --education and outreach to HUD concerning Fair Housing obligations of community associations pertaining to hostile housing environments where the association is not a party to or does not contribute to a hostile housing environment established or perpetuated by a third party Fair Housing Act: Emotional Support Animals --lobbying in support of HUD Fair Housing guidance concerning service animals

Postal Service Door Delivery Operations --monitor administrative actions to reduce door delivery points H.R. 756--Postal Reform Act --monitor legislation concerning conversion of door delivery points to centralized delivery points

H.R. 555, Amateur Radio Parity Act --monitor status of H.R. 555 in the U.S. Senate S. 1534, Amateur Radio Parity Act --monitor status of S. 1534 in the U.S. Senate --monitor Senate Commerce Committee action on S. 1534 H.R. 5515--National Defense Authorization Act for fiscal year 2019 --monitor conference committee proceedings --review of HAM radio amendments Financial Services and General Government Appropriations Act for fiscal year 2019 --monitor Senate consideration --monitor conference committee consideration

H.R. 4550--Practice of Law Technical Correction Act of 2017 --monitor H.R. 4550 and Financial Services Committee action on the legislation --preparation of lobbying materials for CAI members H.R. 5082--Practice of Law Technical Correction Act of 2018 --monitor H.R. 5082 and Financial Services Committee action on legislation --inquiries concerning potential for legislation to advance to House floor --convey CAI support for H.R. 5082 to House members

Postal Service Door Delivery Operations --monitor administrative actions to reduce door delivery points H.R. 756--Postal Reform Act --monitor legislation concerning conversion of door delivery points to centralized delivery points

Qualifying Community Associations for FEMA Disaster Relief --meeting with congressional offices on policy and strategy for introduction of legislation to qualify community associations for the Public Assistance Program for debris removal and allow condominium and cooperative unit owners to use Individual Assistance for repairs to common elements (roofs, elevators, exterior walls) --lobbying support for H.R. 1684, the Disaster Assistance for Communities and Homeowners Act of 2017 --lobbying support for H.R. 3238, the Disaster Assistance Equity Act of 2017

H.R. 4550--Practice of Law Technical Correction Act of 2017 --monitor H.R. 4550 and Financial Services Committee action on the legislation --preparation of lobbying materials for CAI members H.R. 5082--Practice of Law Technical Correction Act of 2018 --monitor H.R. 5082 and Financial Services Committee action on legislation

Qualifying Community Associations for FEMA Disaster Relief --meeting with congressional offices on policy and strategy for introduction of legislation to qualify community associations for the Public Assistance Program for debris removal and allow condominium and cooperative unit owners to use Individual Assistance for repairs to common elements (roofs, elevators, exterior walls) --lobbying support for H.R. 1684, the Disaster Assistance for Communities and Homeowners Act of 2017 --lobbying support for H.R. 3238, the Disaster Assistance Equity Act of 2017 --meetings in support of disaster assistance for community associations in the wake of hurricanes Harvey and Irene Fiscal Year 2018 Disaster Supplemental Appropriations --lobbying in support of legislative language to extent federal disaster assistance to communtiy associations

National Flood Insurance Program Reauthorization --monitor congressional hearings on NFIP reauthorization --review and disseminate information concerning various legislative proposals to reform the NFIP --participation in industry coalition meetings on NFIP reform and reauthorization Housing Finance Reform --meetings with congressional offices to advocate for adoption of CAI Housing Finance Reform Principles and preserve state statutes providing priority to association liens for delinquent assessments --monitor Senate Banking Committee and House Financial Services Committee activity on housing finance reform Federal Housing Administration --outreach to FHA staff concerning condominium project approval standards --communications urging HUD/FHA to finalize condominium project approval rule Fair Housing Act: Quid Pro Quo and Hostile Environment Regulation --preparation of lobbying materials for CAI members Confirmation of Brian Montgomvey as FHA Commissioner and Robert Hunter Kurtz as Asst. Sec'y for Public and Indian HousingPam Patenaude as HUD Deputy Secretary --communications to Senate leadership and Senators in support of Montgomery and Kurtz confirmation

Qualifying Community Associations for FEMA Disaster Relief --meeting with congressional offices on policy and strategy for introduction of legislation to qualify community associations for the Public Assistance Program for debris removal and allow condominium and cooperative unit owners to use Individual Assistance for repairs to common elements (roofs, elevators, exterior walls) --lobbying support for H.R. 1684, the Disaster Assistance for Communities and Homeowners Act of 2017 --lobbying support for H.R. 3238, the Disaster Assistance Equity Act of 2017 --meetings in support of disaster assistance for community associations in the wake of hurricanes Harvey and Irene

National Flood Insurance Program Reauthorization --monitor congressional hearings on NFIP reauthorization --review and disseminate information concerning various legislative proposals to reform the NFIP --participation in industry coalition meetings on NFIP reform and reauthorization Housing Finance Reform --meetings with congressional offices to advocate for adoption of CAI Housing Finance Reform Principles and preserve state statutes providing priority to association liens for delinquent assessments --monitor Senate Banking Committee and House Financial Services Committee activity on housing finance reform Federal Housing Administration --outreach to FHA staff concerning condominium project approval standards --communications urging HUD/FHA to finalize condominium project approval rule Fair Housing Act: Quid Pro Quo and Hostile Environment Regulation --meeting with HUD staff concerning implementation of Quid Pro Quo/Hostile Environment regulation to community associations Modernizing Use of Credit Scores in Mortgage Origination --communications urging FHFA to incorporate updated credit score models in Fannie Mae and Freddie Mac mortgage underwriting processes to expand access to mortgage credit for creditworthy consumers --communication to Congress in support of S. 1685 and H.R. 898, the Credit Score Competition Act Confirmation of Pam Patenaude as HUD Deputy Secretary --communications to Senate leadership and Senators in support of Pam Patenaude's confirmation as HUD Deputy Secretary

H.R. 555, Amateur Radio Parity Act --monitor status of H.R. 555 in the U.S. Senate Broadband Deployment Proposals --prepared and submitted comments to the FCC concerning deployment of wireless broadband facilities in community associations --prepared and submitted comments to the FCC concerning deployment of wireline broadband facilities on community association owned property and public/private rights of way

Qualifying Community Associations for FEMA Disaster Relief --meeting with congressional offices on policy and strategy for introduction of legislation to qualify community associations for the Public Assistance Program for debris removal and allow condominium and cooperative unit owners to use Individual Assistance for repairs to common elements (roofs, elevators, exterior walls) --lobbying support for H.R. 1684, the Disaster Assistance for Communities and Homeowners Act of 2017

Federal Income Tax Reform --monitor development of tax legislation in the House of Representatives with an emphasis on the mortgage interest and property tax deductions --no lobbying activity in Q1 Federal Tax Deduction for Community Association Assessments --outreach to congressional offices concerning potential introduction of legislation to create a limited tax deduction for certain community association assessments

Qualifying Community Associations for FEMA Disaster Relief --meeting with congressional offices on policy and strategy for introduction of legislation to qualify community associations for the Public Assistance Program for debris removal and allow condominium and cooperative unit owners to use Individual Assistance for repairs to common elements (roofs, elevators, exterior walls) --lobbying support for H.R. 1684, the Disaster Assistance for Communities and Homeowners Act of 2017

H.R. 4696: Helping Our Middle Income Earners (HOME) Act to allow a graduated income tax deduction for community association homeowners --lobbying in support of H.R. 4696 --preparation of lobbying materials supporting H.R. 4696 --informational updates concerning H.R. 4696 Tax Reform --monitor development of tax reform legislation in the House of Representatives and U.S. Senate-no lobbying acivities

H.R. 1301, Amateur Radio Parity Act --meetings with House Energy & Commerce Committee staff and House offices in support of amendments to H.R. 1301 to permit HAM radio broadcasting in deed restricted communities while ensuring that HAM radio broadcasters use antennas that reflect the aesthetics and physical characteristics of structures and land within the community --updates to CAI members concerning H.R. 1301 compromise substitute amendment and CAI views on compromise substitute amendment --monitor and update CAI members on House of Representatives consideration and passage of H.R. 1301 --monitor H.R. 1301 in the U.S. Senate

--monitor Department of Labor regulatory proposals concerning overtime rules --no personal or direct contact with House or Senate offices or the Department of Labor concerning the Department's proposed regulation --advised and updated CAI concerning H.R. 4773 and potential CAI support for H.R. 5813; no lobbying activities undertaken.

H.R. 4696: Helping Our Middle Income Earners (HOME) Act to allow a graduated income tax deduction for community association homeowners --lobbying in support of H.R. 4696 --preparation of lobbying materials supporting H.R. 4696 --informational updates concerning H.R. 4696 Provided technical comments and support to staff in office of U.S. Rep. McNerney concerning draft legislation to provide an income tax deduction for certain community association common expense assessments.

Lender delayed foreclosures and negative impact on community associations --Prepared lobbying materials for CAI and CAI members for congressional contacts urging FHFA to cease lawsuits against community associations exercising their lawful right to foreclose on vacant and abandoned properties where Fannie Mae and Freddie Mac mortgage servicers have failed to follow contractual obligations to foreclose in a timely manner and to urge that FHFA pursue negligent servicers to recover losses rather than suing non-profit community associations which are not at fault. FHA Reverse Mortgage (HECM) Rulemaking --requests for information to FHA staff concerning proposed HECM rule --prepared comment letter to FHA opposing provisions of proposed rule limiting access of seniors to HECM program in states that provide a statutory priority for community association liens. --preparation of lobbying materials for CAI members to contact Congress and FHA to oppose provisions of proposed rule limiting access of seniors to HECM program in states that provide a statutory priority for community association liens. Federal Housing Administration Condominium Policy --Lobbying U.S. House and U.S. Senate concerning FHA condominium project approval standards in support of policies that will promote FHA project approval in the condominium housing space. --Support for H.R. 3700 concerning improvements to FHA condominium project approval --monitoring OMB consideration of FHA proposed condominium rulemaking Veterans Affairs Condominium Approval Policy --Meeting with VA officials concerning condominium project approval --Discussion of policy measures to increase the number of VA approved condominium projects --Discussion of policy measure to increase the number of VBA guaranteed condominium unit mortgages Fannie Mae & Freddie Mac Condominium Policy --discussions with Fannie Mae and Freddie Mac staff concerning uniform condominium unit mortgage questionnaire GSE/Housing Finance Reform --monitor and provide informational updates on FHFA, Treasury, and Congressional actions concerning housing finance reform; no lobbying activity --contact with FHFA officials urging a reduction in Loan Level Price Adjustments and credit guarantee fees Flood Insurance --monitor hearings in House Financial Services Committee concerning the national flood insurance program and legislation to create a private flood insurance market --informational updates only; no lobbying activities Fair Housing Act --updates to CAI members concerning FHA General Counsel interpretive opinion concerning housing for persons with an arrest record or felony conviction

H.R. 1301, Amateur Radio Parity Act --meetings with House Energy & Commerce Committee staff and House offices in support of amendments to H.R. 1301 to permit HAM radio broadcasting in deed restricted communities while ensuring that HAM radio broadcasters use antennas that reflect the aesthetics and physical characteristics of structures and land within the community S. 1685, Amateur Radio Parity Act --preparation of lobbying materials to support CAI grassroots lobbying campaign to defeat or amend S. 1685 and preserve the authority of community association residents over architectural standards in their neighborhoods. --preparation of various lobbying materials in opposition to S. 1685 --preparation and lobbying in support of amendments to S. 1685

H.R. 4696: Helping Our Middle Income Earners (HOME) Act to allow a graduated income tax deduction for community association homeowners --lobbying in support of H.R. 4696 --preparation of lobbying materials supporting H.R. 4696 --informational updates concerning H.R. 4696

--monitor Department of Labor regulatory proposals concerning overtime rules --no personal or direct contact with House or Senate offices or the Department of Labor concerning the Department's proposed regulation

H.R. 4696: Helping Our Middle Income Earners (HOME) Act to allow a graduated income tax deduction for community association homeowners --lobbying in support of H.R. 4696 --preparation of lobbying materials supporting H.R. 4696 --informational updates concerning H.R. 4696

H.R. 1301, Amateur Radio Parity Act --preparation of lobbying materials to support CAI grassroots lobbying campaign to defeat or amend H.R. 1301 and preserve the authority of community association residents over architectural standards in their neighborhoods. --preparation of various lobbying materials in opposition to H.R. 1301 --various meetings with member offices on the House Energy & Commerce Committee in opposition to H.R.1301 --meetings with House Energy & Commerce Committee staff and House offices in support of amendments to H.R. 1301 to permit HAM radio broadcasting in deed restricted communities while ensuring that HAM radio broadcasters use antennas that reflect the aesthetics and physical characteristics of structures and land within the community S. 1685, Amateur Radio Parity Act --preparation of lobbying materials to support CAI grassroots lobbying campaign to defeat or amend S. 1685 and preserve the authority of community association residents over architectural standards in their neighborhoods. --preparation of various lobbying materials in opposition to S. 1685 --preparation and lobbying in support of amendments to S. 1685

Opposition to H.R. 1301 --preparation of lobbying materials to support CAI grassroots lobbying campaign to defeat or amend H.R. 1301 and preserve the authority of community association residents over architectural standards in their neighborhoods. --preparation of various lobbying materials in opposition to H.R. 1301 --various meetings with member offices on the House Energy & Commerce Committee in opposition to H.R.1301 Opposition to S. 1685 --preparation of lobbying materials to support CAI grassroots lobbying campaign to defeat or amend S. 1685 and preserve the authority of community association residents over architectural standards in their neighborhoods. --preparation of various lobbying materials in opposition to S. 1685 --preparation and lobbying in support of amendments to S. 1685

--Preparation of lobbying materials to be used by CAI members concerning Department of Labor regulatory proposals concerning overtime rules --no personal or direct contact with House or Senate offices or the Department of Labor concerning the Department's proposed regulation

Lender delayed foreclosures and negative impact on community associations --Meetings with House and Senate urging FHFA to cease lawsuits against community associations exercising their lawful right to foreclose on vacant and abandoned properties where Fannie Mae and Freddie Mac mortgage servicers have failed to follow contractual obligations to foreclose in a timely manner and to urge that FHFA pursue negligent servicers to recover losses rather than suing non-profit community associations which are not at fault. --Prepared lobbying materials for CAI and CAI members for congressional contacts --Prepared lobbying materials for delivery to CAI members, generally --Comment letter in support of FHA proposal to protect taxpayers from avoidable losses by canceling the mortgage insurance contract where FHA mortgagees and servicers have failed to foreclose and convey title of properties to the HUD Secretary pursuant to established timelines FHFA Activities to Shield Mortgage Servicers from Liabilities Incurred Under State Law Due to Servicer Negligence(Lien Priority) --Lobbying U.S. House and U.S. Senate concerning FHFA lobbying activities before Nevada Legislature to repeal or limit state statute providing priority for lawfully enforced association liens --Preparation of lobbying materials for CAI and CAI members for congressional contacts Federal Housing Administration Condominium Policy --Lobbying U.S. House and U.S. Senate concerning FHA condominium project approval standards in support of policies that will promote FHA project approval in the condominium housing space. GSE/Housing Finance Reform --Lobbying U.S. House and U.S. Senate in support of policy that will account for the community association model of housing in legislation establishing a new housing finance system. --Specific policies encouraged include preservation of community association property standards; improvements in servicing mortgages secured by real property in a community association; preservation of state statutes providing priority for association liens arising from assessment delinquencies --H.R. 2243 & S. 2036, legislation to recalibrate compensation for Fannie Mae and Freddie Mac executives to Jan. 2015 levels; informational contacts concerning legislative scheduling-no lobbying activity. TILA/RESPA Integrated Disclosure (TRID/Know Before You Owe) Initiative --Preparation of materials for CAI and CAI members concerning implementation of TRID/KBYO --Discussions with House Financial Services Committee concerning impact of TRID/KBYO on community associations and providing information in support of mortgage closing transactions

Disaster Assistance Eligibility for Community Associations --developed lobbying materials in support of grassroots lobbying campaign for CAI members to urge that Congress amend the Stafford Act to make community associations eligible for disaster assistance through the Public Assistance program and to allow Individuals and Households Assistance to be used for repairs to condominium/cooperative common elements --developed legislative language to amend the Stafford Act and expand eligibility of community association homeowners for disaster assistance --various meetings with member offices serving on the House Transportation and Infrastructure Committee --meetings concerning H.R. 1471, the FEMA Disaster Assistance Reform Act of 2015 and in support of amendment to qualify community association residents for federal disaster assistance

Lender delayed foreclosures and negative impact on community associations --Worked with FHFA officials to review certain properties where foreclosures have been delayed several years. --Prepared lobbying materials for CAI and CAI members for congressional contacts --Prepared lobbying materials for delivery to CAI members, generally FHFA Activities to Shield Mortgage Servicers from Liabilities Incurred Under State Law Due to Servicer Negligence(Lien Priority) --Lobbying U.S. House and U.S. Senate concerning FHFA lobbying activities before Nevada Legislature to repeal or limit state statute providing priority for lawfully enforced association liens --Preparation of lobbying materials for CAI and CAI members for congressional contacts Federal Housing Administration Condominium Policy --Lobbying U.S. House and U.S. Senate concerning FHA condominium project approval standards in support of policies that will promote FHA project approval in the condominium housing space. GSE/Housing Finance Reform --Lobbying U.S. House and U.S. Senate in support of policy that will account for the community association model of housing in legislation establishing a new housing finance system. --Specific policies encouraged include preservation of community association property standards; improvements in servicing mortgages secured by real property in a community association; preservation of state statutes providing priority for association liens arising from assessment delinquencies TILA/RESPA Integrated Disclosure (TRID) Initiative --Preparation of materials for CAI and CAI members concerning implementation of TRID --Discussions with House Financial Services Committee concerning impact of TRID on community associations and providing information in support of mortgage closing transactions

Disaster Assistance Eligibility for Community Associations --developed lobbying materials in support of grassroots lobbying campaign for CAI members to urge that Congress amend the Stafford Act to make community associations eligible for disaster assistance through the Public Assistance program and to allow Individuals and Households Assistance to be used for repairs to condominium/cooperative common elements --developed legislative language to amend the Stafford Act and expand eligibility of community association homeowners for disaster assistance --various meetings with member offices serving on the House Transportation and Infrastructure Committee --meetings concerning H.R. 1471, the FEMA Disaster Assistance Reform Act of 2015 and in support of amendment to qualify community association residents for federal disaster assistance

Flood Insurance --General issues monitoring concerning premium increases for NFIP --no lobbying activity

H.R. 4969, the "Amateur Radio Parity Act of 2014" --Preparation of lobbying material in opposition to H.R. 4969 --General advocacy in opposition to H.R. 4969

1. FEMA Public Assistance Program --Preparation of lobbying materials and grassroots campaign materials regarding ineligibility of community associations to qualify as eligible entities under the Public Assistance Program 2. Preparation of lobbying materials and grassroots campaign materials regarding ineligibility of condominium associations and housing cooperatives to qualify corporately for assistance under the Individuals and Households Assistance Program 3. Advocacy in support of H.R. 2887 and S.1480 to permit condominium unit owners to cooperatively use FEMA individual and households assistance grants for the repair of uninsured damages to condominium association common elements. 4. Preparation of study in response to FEMA report concerning condominium and housing cooperative access to federal disaster assistance.

1. FEMA Public Assistance Program --Preparation of lobbying materials and grassroots campaign materials regarding ineligibility of community associations to qualify as eligible entities under the Public Assistance Program 2. Preparation of lobbying materials and grassroots campaign materials regarding ineligibility of condominium associations and housing cooperatives to qualify corporately for assistance under the Individuals and Households Assistance Program 3. Advocacy in support of H.R. 2887 and S.1480 to permit condominium unit owners to cooperatively use FEMA individual and households assistance grants for the repair of uninsured damages to condominium association common elements. 4. Preparation of study in response to FEMA report concerning condominium and housing cooperative access to federal disaster assistance.

1. Regulatory Definition of "Qualified Residential Mortgage" as Required Under Section 941 of the Dodd-Frank Act --Monitoring agency development of final QRM rule 2. Loan Level Price Adjustment Exclusion from definition of points and fees under the Qualified Mortgage rule --Monitor H.R. 1077, the "Consumer Mortgage Choice Act" --Monitor H.R. 3211, the "Consumer Mortgage Choice Act"

1. Regulatory Definition of "Qualified Residential Mortgage" as Required Under Section 941 of the Dodd-Frank Act *Monitoring agency development of final QRM rule2. Loan Level Price Adjustment Exclusion from definition of points and fees under the Qualified Mortgage rule *Monitor H.R. 1077, the "Consumer Mortgage Choice Act" *Monitor H.R. 3211, the "Consumer Mortgage Choice Act"

1. FEMA Public Assistance Program * Preparation of lobbying materials and grassroots campaign materials regarding ineligibility of community associations to qualify as eligible entities under the Public Assistance Program2. Preparation of lobbying materials and grassroots campaign materials regarding ineligibility of condominium associations and housing cooperatives to qualify corporately for assistance under the Individuals and Households Assistance Program 3. Advocacy in support of H.R. 2887 and S.1480 to permit condominium unit owners to cooperatively use FEMA individual and households assistance grants for the repair of uninsured damages to condominium association common elements. 4. Outreach to FEMA concerning study of how condominiums and cooperatives access federal disaster assistance for repairs to common property

*Monitor reauthorization of the Terrorism Reinsurance Insurance Availablitiy (TRIA) program *No advocacy activity

1. FEMA Public Assistance Program * Preparation of lobbying materials and grassroots campaign materials regarding ineligibility of community associations to qualify as eligible entities under the Public Assistance Program2. Preparation of lobbying materials and grassroots campaign materials regarding ineligibility of condominium associations and housing cooperatives to qualify corporately for assistance under the Individuals and Households Assistance Program 3. Advocacy in support of H.R. 2887 and S.1480 to permit condominium unit owners to cooperatively use FEMA individual and households assistance grants for the repair of uninsured damages to condominium association common elements. 4. Outreach to FEMA concerning study of how condominiums and cooperatives access federal disaster assistance for repairs to common property

1. Regulatory Definition of "Qualified Residential Mortgage" as Required Under Section 941 of the Dodd-Frank Act *Monitoring agency development of final QRM rule2. H.R. 1077 Community Mortgage Choice Act *support for exclusion of Loan Level Price Adjustments from calculation of points and fees test under the QM rule 3. Fair Debt Collections Practices Act * No specific advocacy * Legislative research on Congressional activities to amend FDCPA to enable debt collectors to engage in limited communications with third parties or with debtors by voicemail pursuant to Consumer Financial Protection Bureau regulations and legislation exempting certain attorney communications from FDCPA. * Preparation of materials to support legislative/legal research on application of FDCPA to community association managers and attorneys.

1. FEMA Public Assistance Program * Preparation of lobbying materials and grassroots campaign materials regarding ineligibility of community associations to qualify as eligible entities under the Public Assistance Program2. Preparation of lobbying materials and grassroots campaign materials regarding ineligibility of condominium associations and housing cooperatives to qualify corporately for assistance under the Individuals and Households Assistance Program 3. Advocacy in support of H.R. 2887 and S.1480 to permit condominium unit owners to cooperatively use FEMA individual and households assistance grants for the repair of uninsured damages to condominium association common elements. 4. Discussions with congressional staff regarding H.R. 3300, the FEMA Reauthorization Act of 2013 regarding the study of condominium and cooperative eligibilty for federal disaster assistance

1. Regulatory Definition of "Qualified Residential Mortgage" as Required Under Section 941 of the Dodd-Frank Act *preparation of advocacy materials for CAI *general advocacy before agencies and the Congress in support of CAI's policy on qualified residential mortgage definition *preparation of CAI comment letter to agencies regarding QRM reproposal2. H.R. 1077 Community Mortgage Choice Act *support for exclusion of Loan Level Price Adjustments from calculation of points and fees test under the QM rule 3. Fair Debt Collections Practices Act * No specific advocacy * Legislative research on Congressional activities to amend FDCPA to enable debt collectors to engage in limited communications with third parties or with debtors by voicemail pursuant to Consumer Financial Protection Bureau regulations and legislation exempting certain attorney communications from FDCPA. * Preparation of materials to support legislative/legal research on application of FDCPA to community association managers and attorneys. *informal discussion with House Financial Services Committee staff regarding FDCPA, no specific advocacy

1. FEMA Public Assistance Program * Preparation of lobbying materials and grassroots campaign materials regarding ineligibility of community associations to qualify as eligible entities under the Public Assistance Program2. Preparation of lobbying materials and grassroots campaign materials regarding ineligibility of condominium associations and housing cooperatives to qualify corporately for assistance under the Individuals and Households Assistance Program

1. Federal Housing Administration: *lender/REO transient leasing exemptions in condominiums and FHA compliance1. FHA cont'd * General updates on legislation and hearings in the Congress. No specific advocacy. * H.R.941 : End Unnecessary Borrowing Act of 2013 * H.R.1028 : End Unnecessary Borrowing Act of 2013 *H.R.1145 : FHA Emergency Fiscal Solvency Act of 2013 *S.469: A bill to assist the Secretary of Housing and Urban Development in stabilizing the Home Equity Conversion Mortgage program 2. Monitoring GSE and Housing Finance Reform: General legislative updates on legislation and hearings in the Congress. *S.563 : Jumpstart GSE Reform Act *S. 1217: The Housing Finance Reform and Taxpayer Protection Act *Meeting with House Financial Services Committee staff regarding structure of GSE reform legislation and potential impact on GSE underwriting guidelines as applicable to common interest communities. No specific legislative request or advocacy. 3. Monitoring government mortgage modification program changes (HARP/HAMP/FHA Streamline) *S.249 : Responsible Homeowner Refinancing Act of 2013 4. Monitoring nomination of Rep. Mel Watt as FHFA Director

1. Energy Efficiency Standards (HVAC) *No specific advocacy *Research on energy efficiency standards for newly installed boilers and related Dept. of Energy rulemaking/pending legal challenges

1. Regulatory Definition of "Qualified Residential Mortgage" as Required Under Section 941 of the Dodd-Frank Act *preparation of advocacy materials for CAI *general advocacy before agencies and the Congress in support of CAI's policy on qualified residential mortgage definition *support for CAI member grassroots advocacy efforts2. Regulatory definition of Qualified Mortgage(CFPB)--Dodd Frank Sections 1141 and 1142 * preparation of advocacy materials for CAI * general advocacy before the Congress in support of CAI's policy on definition of qualified mortgage and the ability to repay standard * support for CAI member grassroots advocacy efforts 3. Community Association Model of Housing * Meeting with Consumer Financial Protection Bureau regarding community association housing and discussion of mortgage servicing of distressed mortgages in community associations and application of Qualified Mortgage rule in determining association assessments in the ability-to-repay standard. [NOTE: lobbying activities under this section have included contact with the Consumer Financial Protection Agency, which is not available in the agencies drop down list.] 4. Fair Debt Collections Practices Act * No specific advocacy * Legislative research on Congressional activities to amend FDCPA to enable debt collectors to engage in limited communications with third parties or with debtors by voicemail pursuant to Consumer Financial Protection Bureau regulations and legislation exempting certain attorney communications from FDCPA. * Preparation of materials to support legislative/legal research on application of FDCPA to community association managers and attorneys.

Senate Amendment to H.R. 1--Supplemental Appropriations for Disaster Assistance *Reimbursement of local and state governments for debris removal from community association road and waterways

1. Federal Housing Administration: *Mortgagee Letter 2011-22 implementation and preparation of grassroots lobbying materials *FY2012 Actuarial Review 1. FHA cont'd * Distressed Asset Stabilization Program * S. 3637, the Transaction Account Guarantee Act >Corker, Vitter amendments to halt HECM program, increase minimum credit score, increse minimum downpayments >Toomey FHA reform amendment *S.3678--FHA Emergency Fiscal Solvency Act of 2012 2. Monitoring GSE and Housing Finance Reform: General legislative updates on legislation and hearings in the Congress. No specific advocacy. 3. Monitoring government mortgage modification program changes (HARP/HAMP/FHA Streamline) *S. 3085, the Helping Responsible Homeowners Refinance Act *S. 3522, the Responsible Homeowner Refinance Act Transfer of project underwriting representations and warranties to different servicer HARP transaction for condominium project approval requirements and elimination of 75 bps loan level price adjustment for condominium unit mortgage HARP transaction 4. FHFA Short Sale Alignment Initiative

Regulatory Definition of "Qualified Residential Mortgage" as Required Under Section 941 of the Dodd-Frank Act *preparation of advocacy materials for CAI *general advocacy before agencies and the Congress in support of CAI's policy on qualified residential mortgage definition *support for CAI member grassroots advocacy efforts Regulatory definition of Qualified Mortgage--Dodd Frank Sections 1141 and 1142 * preparation of advocacy materials for CAI * general advocacy before the Congress in support of CAI's policy on definition of qualified mortgage and the ability to repay standard * support for CAI member grassroots advocacy efforts [NOTE: lobbying activities under this section have included contact with the Consumer Financial Protection Agency, which is not available in the agencies drop down list.]

1. Federal Housing Administration: *Mortgagee Letter 2011-22 implementation and preparation of grassroots lobbying materials *Private transfer fees and availability of FHA mortgage insurance for community associations with a transfer fee *Proposal for FHA to adopt FHFA transfer fee policy 1. FHA cont'd * Distressed Asset Stabilization Program--preparation of lobbying materials urging DASP contract terms be amended in the future to account for unique aspects of community associations and to ensure timely payment of association assessments by investor owners and distressed owners. 2. Monitoring GSE and Housing Finance Reform: General legislative updates on legislation and hearings in the Congress. No specific advocacy. 3. Monitoring government mortgage modification program changes (HARP/HAMP/FHA Streamline) *S. 3085, the Helping Responsible Homeowners Refinance Act *S. 3522, the Responsible Homeowner Refinance Act Transfer of project underwriting representations and warranties to different servicer HARP transaction for condominium project approval requirements and elimination of 75 bps loan level price adjustment for condominium unit mortgage HARP transaction 4. FHFA Short Sale Alignment Initiative *Preparation of correspondence on standardized approach to Fannie Mae/Freddie Mac short sales for community associations. *Outreach to Fannie Mae and Freddie Mac on community association liens and FHFA $6,000 cap on payments to satisfy subordinate liens in a short sale transaction.

Preparation and submission of comment letter regarding a Commission study to overturn private land use covenants to permit the installation of amateur radio towers and paraphernalia in violation of existing private land use covenants.

1. Federal Housing Administration: *Mortgagee Letter 2011-22 implementation and preparation of grassroots lobbying materials *Private transfer fees and availability of FHA mortgage insurance for community associations with a transfer fee *Proposal for FHA to adopt FHFA transfer fee policy 1. FHA, con't: * drafting and submission of comments concerning proposed rule to limit seller payment of association assessments to facilitate transfer or sale of real property in a community association. * implementation of streamline refinance program guidelines with regard to FHA premiums on condominium unit mortgages for projects in the approval process. 2. Monitoring GSE and Housing Finance Reform: General legislative updates on legislation and hearings in the Congress. No specific advocacy. 3. National Flood Insurance Program Reauthorization General legislative updates on long-term reauthorization of the NFIP 4. Monitoring government mortgage modification program changes (HARP/HAMP/FHA Streamline) 5. Lender/servicer maintenance of REO in community associations * testimony and witness preparation for Subcommittee on Capital Markets hearing on FHFA bulk REO sales pilot transactions * various email contacts and materials preparation for CAI member communication with FHFA regarding California AB 2273 and maintenance of REO/abandoned properties/properties in foreclosure in community associations. *preparation of lobbying materials in support of grassroots efforts

Preparation and submission of comment letter regarding a Commission study to overturn private land use covenants to permit the installation of amateur radio towers and paraphernalia in violation of existing private land use covenants.

Regulatory Definition of "Qualified Residential Mortgage" as Required Under Section 941 of the Dodd-Frank Act *preparation of advocacy materials for CAI *general advocacy before agencies and the Congress in support of CAI's policy on qualified residential mortgage definition *support for CAI member grassroots advocacy efforts Regulatory definition of Qualified Mortgage--Dodd Frank Sections 1141 and 1142 * preparation of advocacy materials for CAI * general advocacy before the Congress in support of CAI's policy on definition of qualified mortgage and the ability to repay standard * support for CAI member grassroots advocacy efforts [NOTE: lobbying activities under this section have included contact with the Consumer Financial Protection Agency, which is not available in the agencies drop down list.]

Regulatory Definition of "Qualified Residential Mortgage" as Required Under Section 941 of the Dodd-Frank Act *preparation of advocacy materials for CAI *general advocacy before agencies and the Congress in support of CAI's policy on qualified residential mortgage definition *support for CAI member grassroots advocacy efforts Regulatory definition of Qualified Mortgage--Dodd Frank Sections 1141 and 1142 * preparation of advocacy materials for CAI * general advocacy before the Congress in support of CAI's policy on definition of qualified mortgage and the abilty to repay standard * support for CAI member grassroots advocacy efforts [NOTE: lobbying activities under this section have included contact with the Consumer Finanical Protection Agency, which is not available in the agencies drop down list.]

1. Federal Housing Administration: *Mortgagee Letter 2011-22 implementation and preparation of grassroots lobbying materials *Private transfer fees and availability of FHA mortgage insurance for community associations with a transfer fee Housing, con't: 2. Monitoring GSE and Housing Finance Reform: General legislative updates on legislation and hearings in the Congress. No specific advocacy. 3. FHFA Final Rule on Private Transfer Fee Covenants: * Informational inquiries of FHFA to monitor regulatory process for final rule on transfer fee covenants * Contacts with House and Senate staff to describe view of FHFA final transfer fee rule NOTE: The list of agencies in Field 17 does not include the Federal Housing Finance Agency--the now defunct Federal Housing Finance Board for which FHFA is successor was selected to represent this lobbying contact. 4. National Flood Insurance Program Reauthorization * Flood Insurance Reform Act of 2011, various iterations/amendments considered by House of Representatives * Flood Insurance Reform and Modernization Act of 2011 (Senate Banking Committee Mark) * Short-term NFIP extensions 5. Monitoring government mortgage modification program changes (HARP/HAMP/FHA Streamline) 6. FHA FY2013 budget and FHA annual and upfront premium changes *impact on borrowers in condominium associations that were in the project approval process prior to FHA premium changes 7. Lender/servicer maintenance of REO in community associations *communication with FHFA, Treasury, and HUD regarding bulk sales of REO in community associations *communication with FHFA regarding GSE servicer obligations to community associations during and after foreclosure and prompt recording of title change after foreclosure sale. *preparation of lobbying materials in support of grassroots efforts 8. Nationwide servicer settlement and servicing standards *communication with Dept. of Justice and HUD regarding servicer obligations to maintain REO in community associations, notify associations upon transfer of title, and paymet of association assessments.

1. Federal Housing Administration: *Implementation of Mortgagee Letter 2011-22 pertaining to condominium project approval for FHA insurance *Recertification of condominiums for FHA project approval *Private transfer fees Housing, con't: 2. Monitoring GSE and Housing Finance Reform: General legislative updates on legislation and hearings in the Congress. No specific advocacy. 3. FHFA Proposed Rule on Private Transfer Fee Covenants: * Informational inquiries of FHFA to monitor regulatory process for final rule on transfer fee covenants * Contacts with House and Senate staff to describe how common interest communities use transfer fees to fund reserve accounts mandated under state law, working capital accounts, and other general association obligations NOTE: The list of agencies in Field 17 does not include the Federal Housing Finance Agency--the now defunct Federal Housing Finance Board for which FHFA is successor was selected to represent this lobbying contact. 4. National Flood Insurance Program Reauthorization * H.R. 1309, the Flood Insurance Reform Act of 2011 * Flood Insurance Reform and Modernization Act of 2011 (Senate Banking Committee Mark) * Short-term NFIP extension 5. Monitoring government mortgage modification program changes (HARP/HAMP) 6. Lender/servicer maintenance of REO in community associations * Meeting with FHA to discuss non-payment of association assessments on HUD owned properties * Letter to OCC on Bulletin 2011-49 regarding lender payment of assessments for REO in community associations.

1. Federal Housing Administration: *Implementation of Mortgagee Letter 2011-22 pertaining to condominium project approval for FHA insurance *Recertification of condominiums for FHA project approval *Private transfer fees Housing, con't: 2. Monitoring GSE and Housing Finance Reform: General legislative updates on legislation and hearings in the Congress. No specific advocacy. 3. FHFA Proposed Rule on Private Transfer Fee Covenants: * Monitoring FHFA regulatory process for final rule on transfer fee covenants * Contacts with House and Senate staff to describe how common interest communities use transfer fees to fund reserve accounts mandated under state law, working capital accounts, and other general association obligations NOTE: The list of agencies in Field 17 does not include the Federal Housing Finance Agency--the now defunct Federal Housing Finance Board for which FHFA is successor was selected to represent this lobbying contact. 4. National Flood Insurance Program Reauthorization * H.R. 1309, the Flood Insurance Reform Act of 2011 *Flood Insurance Reform and Modernization Act of 2011 (Senate Banking Committee Mark) * Monitoring of flood insurance reauthorization 5. Monitoring government mortgage modification program changes (HARP/HAMP)

Regulatory Definition of "Qualified Residential Mortgage" as Required Under Section 941 of the Dodd-Frank Act *preparation and filing of comment letters regarding the definition of qualified residential mortgage *preparation of advocacy materials for CAI *general advocacy before agencies and the Congress in support of CAI's policy on qualified residential mortgage definition *Regulatory definition of abilty to repay and qualified mortgage--Dodd Frank Sections 1141 and 1142 *Escrow requirements for High Priced Mortgage Loans--Federal Reserve Board rulemaking pursuant to Dodd Frank --preparation of comment letter to Federal Reserve regarding escrow of certain payments for property purchases in a community association financed with a High Priced Mortgage Loan

1. Federal Housing Administration: *Implementation of Mortgagee Letter 2009-46a and 2009-46b pertaining to condominium project approval for FHA insurance *Recertification of condominiums for FHA project approval *Revisions to condominum guidelines Housing, con't: 2. Monitoring GSE and Housing Finance Reform: General legislative updates on legislation and hearings in the Congress. No specific advocacy. 3. FHFA Proposed Rule on Private Transfer Fee Covenants: Monitoring FHFA regulatory process for final rule on transfer fee covenants *Meetings with House Financial Services Committee staff to describe how common interest communities use transfer fees to fund reserve accounts mandated under state law, working capital accounts, and other general association obligations NOTE: The list of agencies in Field 17 does not include the Federal Housing Finance Agency--the now defunct Federal Housing Finance Board for which FHFA is successor was selected to represent this lobbying contact. 4. National Flood Insurance Program Reauthorization * H.R. 1309, the Flood Insurance Reform Act of 2011 * Monitoring of flood insurance reauthorization

Regulatory Definition of "Qualified Residential Mortgage" as Required Under Section 941 of the Dodd-Frank Act *preparation and filing of comment letters regarding the definition of qualified residential mortgage *preparation of advocacy materials for CAI *general advocacy before agencies and the Congress in support of CAI's policy on qualified residential mortgage definition

1. Federal Housing Administration: *Implementation of Mortgagee Letter 2009-46a and 2009-46b pertaining to condominium project approval for FHA insurance *Recertification of condominiums for FHA project approval *FHA premium increases and reduction of FHA marketshare Housing, con't: 2. Monitoring GSE and Housing Finance Reform: *H.R. 31, the Fannie Mae and Freddie Mac Accountability & Transparency For Taxpayers Act *H.R. 1221, the Equity In Government Compensation Act *H.R. 1222, the GSE Subsidy Elimination Act *H.R. 1223, the GSE Credit Risk Equitable Treatment Act *H.R. 1224, the Portfolio Risk Reduction Act *H.R. 1225, the GSE Debt Issuance Approval Act *H.R. 1226, the GSE Mission Improvement Act *H.R. 1227, the GSE Risk and Activities Limitation Act 3. FHFA Proposed Rule on Private Transfer Fee Covenants: *Preparation of comment letter submitted by Community Associations Institute to FHFA on proposed rule *Preparation of advocacy materials and support for advocacy activities of Community Associations Institute membership *Meetings with House and Senate staff to describe how common interest communities use transfer fees to fund reserve accounts mandated under state law, working capital accounts, and other general association obligations NOTE: The list of agencies in Field 17 does not include the Federal Housing Finance Agency--the now defunct Federal Housing Finance Board for which FHFA is successor was selected to represent this lobbying contact. 4. National Flood Insurance Program Reauthorization * H.R. 1309, the Flood Insurance Reform Act of 2011 * Monitoring of flood insurance reauthorization

1. Federal Housing Administration: *Implementation of Mortgagee Letter 2009-46a and 2009-46b pertaining to condominium project approval for FHA insurance *Recertification of condominiums for FHA project approval Housing, con't: 2. GSE and Housing Finance Reform: *no specific legislation, monitoring issue development 3. FHFA Proposed Guidance on Private Transfer Fee Covenants: *Preparation of comment letter submitted by Community Associations Institute to FHFA on its proposed guidance *Preparation of advocacy materials and support for advocacy activities of Community Associations Institute membership *Meeting with FHFA staff to discuss the impact of the agency's proposed guidance on common interest communities *Meetings with House and Senate staff to describe how common interest communities use transfer fees to fund reserve accounts mandated under state law, working capital accounts, and other general association obligations NOTE: The list of agencies in Field 17 does not include the Federal Housing Finance Agency--the now defunct Federal Housing Finance Board for which FHFA is successor was selected to represent this lobbying contact.

1. Federal Housing Administration: *Meetings to introduce Community Associations Institute to senior FHA staff in the Office of Single Family *Implementation of Mortgagee Letter 2009-46b pertaining to condominium project approval for FHA insurance. Housing, con't: 2. GSE and Housing Finance Reform: *no specific legislation, monitoring issue development, Administration conferences on reform *preparation of comment letter submitted by Community Associations Institute on reform to HUD and Treasury *sharing Community Associations Institute GSE reform comment letter with House and Senate staff 3. FHFA Proposed Guidance on Private Transfer Fee Covenants: *Meetings with House and Senate staff to describe how common interest communities use transfer fees to fund reserve accounts mandated under state law, working capital accounts, and other general association obligations. *Preparation of comment letter submitted by Community Associations Institute to FHFA on its proposed guidance. *Preparation of advocacy materials and support for Community Associations Institute membership *Arranging meetings with FHFA staff for on-the-record discussion of proposed guidance. *Inquiries to HUD (Federal Housing Administration) on FHA's policy regarding properties encumbered by private transfer fee covenants (inquiry only, no specific policy advocated). NOTE: The list of agencies in Field 17 does not include the Federal Housing Finance Agency--the now defunct Federal Housing Finance Board for which FHFA is successor was selected to represent this lobbying contact. 4. Flood Insurance Reauthorization: monitored consideration of S. 3814 to extend the authorization of the National Flood Insurance Program.

Conference Report for H.R. 4173 1. Underwriting standards and the definition of "qualified residential mortgage"--sought requirement that standards be based on testable data to provide justification for underwriting standards. Conference Report for H.R. 4173, con't: 2. Mortgage Underwriting--Inclusion of homeowner association assessments in the calculation of a borrower's total monthly mortgage payment. 3. Bureau of Consumer Financial Protection-- a. Application of registration and regulatory requiremets for certified and licensed property managers and volunteer board members of homeowners associations. b. Deadline for Bureau rulemaking to provide a process by which covered persons could petition for and receive a regulatory exemption from the Bureau. c. Refinement of the activities constituting housing counseling services and an exemption for providing housing counseling services for a de minimis fee or free of charge.

1. Federal Housing Administration: Implementation of Mortgagee Letter 2009-46b pertaining to condominium project approval for FHA insurance. 2. Housing Finance: No specific legislation; monitoring legislative initiatives to reform the housing finance system Housing, con't: 3. Monitored Legislative Progress and Provided Issue Updates: --H.R. 2336, Green Resources for Energy Efficient Neighborhoods (GREEN) Act of 2009 --H.R. 5017, Rural Housing Preservation and Stabilization Act of 2010 --H.R. 2555, Homeowners Defense Act of 2009 --H.R. 5072, FHA Reform Act of 2010 --H.R. 1264, Multiple Peril Insurance Act of 2009 --H.R. 5114, Flood Insurance Reform Priorities Act of 2010

*Federal Housing Administration: Implementation of Mortgagee Letter 2009-46b pertaining to condominium project approval for FHA insurance. *Housing Finance: No specific legislation; monitoring legislative initiatives to reform the housing finance system *National Flood Insurance Program: No specific legislation; monitoring program reauthorization

*Federal Housing Administration: Implementation of Mortgagee Letter 2009-46b pertaining to condominium project approval for FHA insurance. *Housing Finance: No specific legislation; monitoring legislative initiatives to reform the housing finance system *National Flood Insurance Program: No specific legislation; monitoring program reauthorization

Revision of mortgage underwriting guidelines by Fannie Mae, Freddie Mac and the Federal Housing Administration. Amendment to H.R. 4173, the "Wall Street Reform and Consumer Protection Act of 2009" requiring study of dues delinqencies and the correlation of losses and delinqency rates in common interest communities.

H.R. 2454--Preemption of state laws and community associations covenants, rules and guidelines governing the installation of solar energy devices on private property by third parties.

H.R. 2454--Preemption of state laws and community associations covenants, rules and guidelines governing the installation of solar energy devices on private property by third parties.

Revision of mortgage underwriting guidelines by Fannie Mae, Freddie Mac and the Federal Housing Administration.

1. H.R. 1106/S.61/S.896--Judicial mortgage modification; specifically the treatment of liens placed by community associations on property to facilitate the recovery of delinquent association assessments. 2. H.R. 1728--Mortgage Reform and Anti-Predatory Lending Act of 2009 Review of new lender underwriting requirements by the housing-related Government Sponsored Enterprises regarding condominiums and attached unit townhome communities. 3. H.R. 2454--American Clean Energy and Security Act of 2009 Establishment of federal energy efficiency guidelines and building codes for residential property; preemption of any covenant, rule, restriction governing the installation of solar panels on homes in community associations.

H.R. 1106/S.61--judicial mortgage modification

H.R. 1106/S.61--judicial mortgage modification