Consumer Rental Purchase Agreement Act

S 1012 - Consumer Rental Purchase Agreement Act - all provisions HR 1767 - Consumer Rental Purchase Agreement Act - all provisions

Client expense: Not reported · Firm income: $20,000

Government targets: Executive Office of the President (EOP), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 1767 and S. 1012, the Consumer Rental Purchase Agreement Act -- all provisions as they relate to rental-purchase transactions.

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Supported efforts to reauthorize Consumer Product Safety Commission, add resources, regulate dangerous and/or toxic products. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform. Testified in previous quarters. Specific bills included HR 4040, Consumer Product Safety Modernization Act and S 2045 and S 2663, the CPSC Reform Act (S 2663 was a successor floor vehicle. Supported various efforts to protect consumers from unfair business or marketplace practices by signing letters, lobbying or commenting on various proposals: 1) Mandatory Arbitration: Support for S 1782/HR 3010, the Arbitration Fairness Act to ban mandatory arbitration in consumer laws. 2) Support for S. 1145/HR 1908, the Patent Reform Act, to encourage generic substitutes for brand name pharmaceuticals. 3) Opposition to HR 1767/HR 1012, the Consumer Rental Purchase Agreement Act, which would legalize unfair practices of predatory rent to own stores. 5) Supported aspects of Federal Aviation Administration reforms pertaining to Airline Passengers Bill of Rights (S 678/HR 1303 and section 401 of HR 1300, the Aviation Investment and Modernization Act of 2007. 6) Support efforts against unfair bank fees, including support for HR 946, the Consumer Overdraft Protection Fair Practices Act. Support efforts to ensure that federal law provides consumers with strong privacy protection, prevents identity theft, and holds companies and government agencies accountable when they lose consumer data. Support includes lobbying, letters, and communications as necessary. We have lobbied or sent letters or communicated on all of the following bills, although our positions on them vary. S 2248, the FISA Modernization Act, only as to its provisions to hold telephone companies that broke the law and shared consumer records with the government liable, as well as S 2168, the Identity Theft Enforcement and Restitution Act, S 1178, the Identity Theft Prevention Act, HR 3316, Identity Theft Protection Act, S 495, the Personal Data Privacy and Security Act of 2007, HR 3046 Social Security Number Privacy and Identity Theft Prevention Act, and HR 948, the Social Security Number Privacy and Identity Theft Prevention Act.

Client expense: $100,000 · Firm income: Not reported

Government targets: Consumer Product Safety Commission (CPSC), Education, Dept of, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Natl Credit Union Administration (NCUA), Office of Thrift Supervision (OTS), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Rent-to-own legislation. S.1012 & H.R. 1767, Consumer Rental Purchase Agreement Act, all provisions relating to the rent-to-own industry.

Client expense: Not reported · Firm income: $10,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Legislation effecting rent to own property; Treatment of Rental Purchase Agreement; H.R. 1767 Consumer Rental Purchase Agreement Act; S. 1012 Consumer Rental-Purchase Agreement Act of 2007

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S 1012 - Consumer Rental Purchase Agreement Act - all provisions HR 1767 - Consumer Rental Purchase Agreement Act - all provisions

Client expense: Not reported · Firm income: $20,000

Government targets: Executive Office of the President (EOP), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

S. 1012 and H.R. 1767, Consumer Rental Purchase Agreement Act, all provisions relating to the rent-to-own industry.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1767 and S. 1012, the Consumer Rental Purchase Agreement Act -- all provisions as they relate to rental-purchase transactions.

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S 1012 - Consumer Rental Purchase Agreement Act - all provisions HR 1767 - Consumer Rental Purchase Agreement Act - all provisions

Client expense: Not reported · Firm income: $20,000

Government targets: Executive Office of the President (EOP), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 1767 and S. 1012, the Consumer Rental Purchase Agreement Act, and S. 1530 the Rent-to-Own Reform Act. Federal Communication Commission regulations requiring of disclosure of analog-only tuners in televisions.

Client expense: Not reported · Firm income: $20,000

Government targets: Federal Communications Commission (FCC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Legislation effecting rent to own property; Treatment of Rental Purchase Agreement; H.R. 1767 Consumer Rental Purchase Agreement Act; S. 1012 Consumer Rental-Purchase Agreement Act of 2007

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Legislation regarding the Rent to Own INdustry, including H.R.1767

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Supported efforts to reauthorize Consumer Product Safety Commission, add resources, regulate dangerous and/or toxic products. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform. Testified in previous quarters. Specific bills included HR 4040, Consumer Product Safety Modernization Act and S 2045 and S 2663, the CPSC Reform Act (S 2663 was a successor floor vehicle. Supported various efforts to protect consumers from unfair business or marketplace practices by signing letters, lobbying or commenting on various proposals: 1) Mandatory Arbitration: Support for S 1782/HR 3010, the Arbitration Fairness Act to ban mandatory arbitration in consumer laws. 2) Support for S. 1145/HR 1908, the Patent Reform Act, to encourage generic substitutes for brand name pharmaceuticals. 3) Opposition to HR 1767/HR 1012, the Consumer Rental Purchase Agreement Act, which would legalize unfair practices of predatory rent to own stores. 5) Supported aspects of Federal Aviation Administration reforms pertaining to Airline Passengers Bill of Rights (S 678/HR 1303 and section 401 of HR 1300, the Aviation Investment and Modernization Act of 2007. 6) Support efforts against unfair bank fees, including support for HR 946, the Consumer Overdraft Protection Fair Practices Act. Support efforts to ensure that federal law provides consumers with strong privacy protection, prevents identity theft, and holds companies and government agencies accountable when they lose consumer data. Support includes lobbying, letters, and communications as necessary. We have lobbied or sent letters or communicated on all of the following bills, although our positions on them vary. S 2248, the FISA Modernization Act, only as to its provisions to hold telephone companies that broke the law and shared consumer records with the government liable, as well as S 2168, the Identity Theft Enforcement and Restitution Act, S 1178, the Identity Theft Prevention Act, HR 3316, Identity Theft Protection Act, S 495, the Personal Data Privacy and Security Act of 2007, HR 3046 Social Security Number Privacy and Identity Theft Prevention Act, and HR 948, the Social Security Number Privacy and Identity Theft Prevention Act. Consumer Product Safety Modernization Act (H.R. 4040), all titles.

Client expense: $70,000 · Firm income: Not reported

Government targets: Consumer Product Safety Commission (CPSC), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Natl Credit Union Administration (NCUA), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT)

H.R. 1767 and S. 1012, the Consumer Rental Purchase Agreement Act -- all provisions as they relate to rental-purchase transactions.

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Legislation regarding the Rent to Own Industry, including HR 1767.

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Legislation effecting rent to own property; Treatment of Rental Purchase Agreement; H.R. 1767 Consumer Rental Purchase Agreement Act; S. 1012 Consumer Rental-Purchase Agreement Act of 2007

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S 1012 - Consumer Rental Purchase Agreement Act - all provisions HR 1767 - Consumer Rental Purchase Agreement ACt - all provisions

Client expense: Not reported · Firm income: $20,000

Government targets: Executive Office of the President (EOP), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Supported efforts to reauthorize Consumer Product Safety Commission, add resources, regulate dangerous and/or toxic products. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform. Testified in previous quarters. Specific bills included HR 4040, Consumer Product Safety Modernization Act and S 2045 and S 2663, the CPSC Reform Act (S 2663 was a successfor floor vehicle), all titles. Supported various efforts to protect consumers from unfair business or marketplace practices by signing letters, lobbying or commenting on various proposals: 1) Mandatory Arbitration: Support for S 1782/HR 3010, the Arbitration Fairness Act to ban mandatory arbitration in consumer laws. 2) Support for S. 1145/HR 1908, the Patent Reform Act, to encourage generic substitutes for brand name pharmaceuticals. 3) Opposition to HR 1767/HR 1012, the Consumer Rental Purchase Agreement Act, which would legalize unfair practices of predatory rent to own stores. 5) Supported aspects of Federal Aviation Administration reforms pertaining to Airline Passengers Bill of Rights (S 678/HR 1303 and section 401 of HR 1300, the Aviation Investment and Modernization Act of 2007. 6) Support efforts against unfair bank fees, including support for HR 946, the Consumer Overdraft Protection Fair Practices Act. Support efforts to ensure that federal law provides consumers with strong privacy protection, prevents identity theft, and holds companies and government agencies accountable when they lose consumer data. Support includes lobbying, letters, and communications as necessary. We have lobbied or sent letters or communicated on all of the following bills, although our positions on them vary. S 2248, the FISA Modernization Act, only as to its provisions to hold telephone companies that broke the law and shared consumer records with the government liable, as well as S 2168, the Identity Theft Enforcement and Restitution Act, S 1178, the Identity Theft Prevention Act, HR 3316, Identity Theft Protection Act, S 495, the Personal Data Privacy and Security Act of 2007, HR 3046 Social Security Number Privacy and Identity Theft Prevention Act, and HR 948, the Social Security Number Privacy and Identity Theft Prevention Act.

Client expense: $80,000 · Firm income: Not reported

Government targets: Consumer Product Safety Commission (CPSC), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE

H.R. 1767 and S. 1012, the Consumer Rental Purchase Agreement Act -- all provisions as they relate to rental-purchase transactions.

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1767 and S. 1012, the Consumer Rental Purchase Agreement Act, and S. 1530 the Rent-to-Own Reform Act. Federal Communication Commission regulations requiring of disclosure of analog-only tuners in televisions.

Client expense: Not reported · Firm income: $20,000

Government targets: Federal Communications Commission (FCC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE

H.R. 1767 and S. 1012, the Consumer Rental Purchase Agreement Act, and S. 1530, the Rent-to-Own Reform Act.

Client expense: Not reported · Firm income: $40,000

Government targets: Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE

Legislation effecting rent to own property. Treatment of Rental Purchase Agreement. H.R. 1767 Consumer Rental Purchase Agreement Act S. 1012 Consumer Rental-Purchase Agreement Act of 2007

Client expense: Not reported · Firm income: $100,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 1012 - Consumer Rental Purchase Agreement Act - All provisions HR 1767 - Consumer Rental Purchase Agreement - All provisions

Client expense: Not reported · Firm income: $40,000

Government targets: Executive Office of the President (EOP), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 1767 and S. 1012, the Consumer Rental Purchase Agreement Act -- all provisions as they relate to rental-purchase transactions.

Client expense: Not reported · Firm income: $80,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 413 - Community Choice in Real Estate Act S. 473 - Combating Money Laundering and Terrorist Financing Act of 2007 S. 789 - Government Credit Card Abuse Prevention Act of 2007 S. 1012 - Consumer Rental-Purchase Agreement Act of 2007 S. 1176 - Credit Card Minimum Payment Warning Act of 2007 S. 1299 - Borrower's Protection Act of 2007 S. 1395 - Stop Unfair Practices in Credit Cards Act of 2007 S. 1401 - Student Financial Aid Data Privacy Protection Act S. 1530 - Rent-To-Own Reform Act of 2007 S. 1733 - Housing Fairness Act of 2007 S. 1831 - Private Student Loan Disclosure Enhancement Act of 2007 H.R. 41 - Business Checking Fairness Act of 2007 H.R. 111 - Community Choice in Real Estate Act H.R. 531 - Retirement Security Education Act of 2007 H.R. 698 - Industrial Bank Holding Company Act of 2007 H.R. 873 - Credit Card Payment Fee Act of 2007 H.R. 946 - Consumer Overdraft Protection Fair Practices Act H.R. 958 - Data Accountability and Trust Act H.R. 1066 - Depository Institution Community Development Investments Enhancement Act H.R. 1117 - REAL ID Repeal and Identification Security Enhancement Act of 2007 H.R. 1170 - Comprehensive Awareness of Problem Gambling Act of 2007 H.R. 1257 - Shareholder Vote on Executive Compensation Act H.R. 1289 - Community Reinvestment Modernization Act of 2007 H.R. 1395 - Government Credit Card Abuse Prevention Act of 2007 H.R. 1427 - Federal Housing Finance Reform Act of 2007 H.R. 1510 - Credit Card Repayment Act of 2007 H.R. 1598 - Servicemembers Credit Protection Act H.R. 1750 - a bill to amend the Servicemembers Civil Relief Act to extend from 90 days to one year the period after release of a member of the Armed Forces from active duty during which the member is protected from mortgage foreclosure under that Act. H.R. 1767 - Consumer Rental Purchase Agreement Act H.R. 1776 - Call Center Consumer's Right to Know Act H.R. 1967 - Financial Privacy Notice Relief Act of 2007 H.R. 2046 - Internet Gambling Regulation and Enforcement Act of 2007 H.R. 2061 - Predatory Mortgage Lending Practices Reduction Act H.R. 2096 - Freedom to Bank Act H.R. 2440 - FinCEN Reauthorization Act of 2007 H.R. 2568 - Credit Agencies Identity Theft Responsibilities Act of 2007 H.R. 2607 - Internet Gambling Regulation and Tax Enforcement Act of 2007 H.R. 2871 - Payday Loan Reform Act of 2007 H.R. 2885 - Credit Monitoring Clarification Act H.R. 2895 - National Affordable Housing Trust Fund Act of 2007 H.R. 2911 - Electronic Funds Transfer Equal Consumer Protection Act H.R. 2973 - a bill to amend the Truth in Lending Act to require a store in which a consumer may apply to open a credit or charge card account to display a sign, at each location where the application may be made, containing the same information required by such Act to be prominently placed in a tabular format on the application. H.R. 2974 - Innocent Check Depositor Protection Act H.R. 3012 - Fair Mortgage Practices Act of 2007 H.R. 3081 - Fairness for Homeowners Act of 2007 H.R. 3113 - Affordable Financial Services Enhancement Act H.R. 3200 - National Insurance Act of 2007 S. 40 - National Insurance Act of 2007 See Addendum.

Client expense: $2,660,000 · Firm income: Not reported

Government targets: Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of

H.R. 41 - Business Checking Fairness Act of 2007 H.R. 111 - Community Choice in Real Estate Act H.R. 531 - Retirement Security Education Act of 2007 H.R. 698 - Industrial Bank Holding Company Act of 2007 H.R. 873 - Credit Card Payment Fee Act of 2007 H.R. 946 - Consumer Overdraft Protection Fair Practices Act H.R. 958 - Data Accountability and Trust Act H.R. 1066 - Depository Institution Community Development Investments Enhancement Act H.R. 1117 - REAL ID Repeal and Identification Security Enhancement Act of 2007 H.R. 1170 - Comprehensive Awareness of Problem Gambling Act of 2007 H.R. 1257 - Shareholder Vote on Executive Compensation Act H.R. 1289 - Community Reinvestment Modernization Act of 2007 H.R. 1395 - Government Credit Card Abuse Prevention Act of 2007 H.R. 1427 - Federal Housing Finance Reform Act of 2007 H.R. 1510 - Credit Card Repayment Act of 2007 H.R. 1598 - Servicemembers Credit Protection Act H.R. 1750 - a bill to amend the Servicemembers Civil Relief Act to extend from 90 days to one year the period after release of a member of the Armed Forces from active duty during which the member is protected from mortgage foreclosure under that Act. H.R. 1767 - Consumer Rental Purchase Agreement Act H.R. 1776 - Call Center Consumer's Right to Know Act H.R. 1967 - Financial Privacy Notice Relief Act of 2007 H.R. 2046 - Internet Gambling Regulation and Enforcement Act of 2007 H.R. 2061 - Predatory Mortgage Lending Practices Reduction Act H.R. 2096 - Freedom to Bank Act H.R. 2440 - FinCEN Reauthorization Act of 2007 H.R. 2568 - Credit Agencies Identity Theft Responsibilities Act of 2007 H.R. 2607 - Internet Gambling Regulation and Tax Enforcement Act of 2007 H.R. 2871 - Payday Loan Reform Act of 2007 H.R. 2885 - Credit Monitoring Clarification Act H.R. 2895 - National Affordable Housing Trust Fund Act of 2007 H.R. 2911 - Electronic Funds Transfer Equal Consumer Protection Act H.R. 2973 - a bill to amend the Truth in Lending Act to require a store in which a consumer may apply to open a credit or charge card account to display a sign, at each location where the application may be made, containing the same information required by such Act to be prominently placed in a tabular format on the application. H.R. 2974 - Innocent Check Depositor Protection Act H.R. 3012 - Fair Mortgage Practices Act of 2007 H.R. 3081 - Fairness for Homeowners Act of 2007 H.R. 3113 - Affordable Financial Services Enhancement Act H.R. 3200 - National Insurance Act of 2007 S. 40 - National Insurance Act of 2007 S. 413 - Community Choice in Real Estate Act S. 473 - Combating Money Laundering and Terrorist Financing Act of 2007 S. 789 - Government Credit Card Abuse Prevention Act of 2007 S. 1012 - Consumer Rental-Purchase Agreement Act of 2007 S. 1176 - Credit Card Minimum Payment Warning Act of 2007 S. 1299 - Borrower's Protection Act of 2007 S. 1395 - Stop Unfair Practices in Credit Cards Act of 2007 S. 1401 - Student Financial Aid Data Privacy Protection Act S. 1530 - Rent-To-Own Reform Act of 2007 S. 1733 - Housing Fairness Act of 2007 S. 1831 - Private Student Loan Disclosure Enhancement Act of 2007 See Addendum.

Client expense: Not reported · Firm income: $140,000

Government targets: Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

S. 1012 - Consumer Rental Purchase Agreement Act HR 1767 - Consumer Rental Purchase Agreement

Client expense: Not reported · Firm income: $40,000

Government targets: Executive Office of the President (EOP), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 1767 and S. 1012, the Consumer Rental Purchase Agreement Act, and S. 1530, the Rent-to-Own Reform Act.

Client expense: Not reported · Firm income: $40,000

Government targets: Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE

H.R. 1767 and S. 1012, the Consumer Rental Purchase Agreement Act -- all provisions as they relate to rental-purchase transactions.

Client expense: Not reported · Firm income: $80,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE