mr LARRY MCNEELY ii

On HR 4757, the Health Insurance Rate Authority Act; On HR 4700, the Transparency in All Health Care Pricing Act; on Senate Amendment 4361, to curtail pay-for-delay settlements that discourage generic prescription drugs; On S. 3078, the Health Insurance Rate Authority Act

On HR 4757, the Health Insurance Rate Authority Act; On HR 4700, the Transparency in All Health Care Pricing Act; on Senate Amendment 4361, to curtail pay-for-delay settlements that discourage generic prescription drugs; On S. 3078, the Health Insurance Rate Authority Act

Discussing the implementation of the Affordable Care Act; S.3653, a bill repealing the Independent Payment Advisory Board; Regulations regarding state health care exchanges

HR 3590 the Patient Protection and Affordable Care Act AND HR 4872; HR 4489, FEHBP Prescription Drug Integrity, Transparency, and Cost Savings Act.

HR 3590 the Patient Protection and Affordable Care Act AND HR 4872; HR 4489, FEHBP Prescription Drug Integrity, Transparency, and Cost Savings Act.

1) Reform Credit Card Practices. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of unfair practices of credit card industry. Testified in House. Bills include S 414, Credit CARD Act; HR 627, Credit Cardholders Bill of Rights Act; 2) Reform Mortgage Practices and Reform Financial Services Regulation. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of mortgage and predatory lending. Bills included HR 1728 and HR 1782 on mortgage reform, supporting in part and opposing in part. 3) Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of financial industry by establishment of Financial Product Safety Commission, S. 566 and HR 1705 and other reforms. 4) Support efforts against unfair bank fees, including support for HR 1456, the Consumer Overdraft Protection Fair Practices Act (testified in House). 5) Support reinstatement of federal usury ceilings on financial transactions (S. 500/HR 1608). 6) Support efforts to implement strong consumer and transparency protections in regulations and enforcement of the Emergency Economic Stabilization Act (HR 1424-Division A, became PL 110-343) and related bills. Supported bills including HR 384 and S 195 to reform the Troubled Asset Relief Program (TARP) and other programs established either by EESA or by federal regulators concerning financial reform and bailout funding. These and other similar bills would restore original purposes of bailout funds, increase transparency, limit executive compensation, grant greater authority to oversight agencies, etc. 7) Supported Section 626 of HR 1105 (Omnibus Appropriations) to grant greater authority to FTC and state attorneys general to better protect consumers against financial fraud and impose greater sanctions against wrongdoers. Regarding the Troubled Asset Relief Program (TARP), specifically additional oversight and transparency measures. S.195 (initially) in the Senate, but meeting were more generally focused on more robust measures that have yet to be introduced.

1) Reform Credit Card Practices. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of unfair practices of credit card industry. Testified in House. Bills include S 414, Credit CARD Act; HR 627, Credit Cardholders Bill of Rights Act; 2) Reform Mortgage Practices and Reform Financial Services Regulation. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of mortgage and predatory lending. Bills included HR 1728 and HR 1782 on mortgage reform, supporting in part and opposing in part. 3) Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of financial industry by establishment of Financial Product Safety Commission, S. 566 and HR 1705 and other reforms. 4) Support efforts against unfair bank fees, including support for HR 1456, the Consumer Overdraft Protection Fair Practices Act (testified in House). 5) Support reinstatement of federal usury ceilings on financial transactions (S. 500/HR 1608). 6) Support efforts to implement strong consumer and transparency protections in regulations and enforcement of the Emergency Economic Stabilization Act (HR 1424-Division A, became PL 110-343) and related bills. Supported bills including HR 384 and S 195 to reform the Troubled Asset Relief Program (TARP) and other programs established either by EESA or by federal regulators concerning financial reform and bailout funding. These and other similar bills would restore original purposes of bailout funds, increase transparency, limit executive compensation, grant greater authority to oversight agencies, etc. 7) Supported Section 626 of HR 1105 (Omnibus Appropriations) to grant greater authority to FTC and state attorneys general to better protect consumers against financial fraud and impose greater sanctions against wrongdoers. Regarding the Troubled Asset Relief Program (TARP), specifically additional oversight and transparency measures. S.195 (initially) in the Senate, but meeting were more generally focused on more robust measures that have yet to be introduced.

1) Reform Credit Card Practices. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of unfair practices of credit card industry. Testified in House. Bills include S 414, Credit CARD Act; HR 627, Credit Cardholders Bill of Rights Act; 2) Reform Mortgage Practices and Reform Financial Services Regulation. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of mortgage and predatory lending. Bills included HR 1728 and HR 1782 on mortgage reform, supporting in part and opposing in part. 3) Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of financial industry by establishment of Financial Product Safety Commission, S. 566 and HR 1705 and other reforms. 4) Support efforts against unfair bank fees, including support for HR 1456, the Consumer Overdraft Protection Fair Practices Act (testified in House). 5) Support reinstatement of federal usury ceilings on financial transactions (S. 500/HR 1608). 6) Support efforts to implement strong consumer and transparency protections in regulations and enforcement of the Emergency Economic Stabilization Act (HR 1424-Division A, became PL 110-343) and related bills. Supported bills including HR 384 and S 195 to reform the Troubled Asset Relief Program (TARP) and other programs established either by EESA or by federal regulators concerning financial reform and bailout funding. These and other similar bills would restore original purposes of bailout funds, increase transparency, limit executive compensation, grant greater authority to oversight agencies, etc. 7) Supported Section 626 of HR 1105 (Omnibus Appropriations) to grant greater authority to FTC and state attorneys general to better protect consumers against financial fraud and impose greater sanctions against wrongdoers. Regarding the Troubled Asset Relief Program (TARP), specifically additional oversight and transparency measures. S.195 (initially) in the Senate, but meeting were more generally focused on more robust measures that have yet to be introduced.

1) Reform Credit Card Practices. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of unfair practices of credit card industry. Testified in House. Bills include S 414, Credit CARD Act; HR 627, Credit Cardholders Bill of Rights Act; 2) Reform Mortgage Practices and Reform Financial Services Regulation. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of mortgage and predatory lending. Bills included HR 1728 and HR 1782 on mortgage reform, supporting in part and opposing in part. 3) Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of financial industry by establishment of Financial Product Safety Commission, S. 566 and HR 1705 and other reforms. 4) Support efforts against unfair bank fees, including support for HR 1456, the Consumer Overdraft Protection Fair Practices Act (testified in House). 5) Support reinstatement of federal usury ceilings on financial transactions (S. 500/HR 1608). 6) Support efforts to implement strong consumer and transparency protections in regulations and enforcement of the Emergency Economic Stabilization Act (HR 1424-Division A, became PL 110-343) and related bills. Supported bills including HR 384 and S 195 to reform the Troubled Asset Relief Program (TARP) and other programs established either by EESA or by federal regulators concerning financial reform and bailout funding. These and other similar bills would restore original purposes of bailout funds, increase transparency, limit executive compensation, grant greater authority to oversight agencies, etc. 7) Supported Section 626 of HR 1105 (Omnibus Appropriations) to grant greater authority to FTC and state attorneys general to better protect consumers against financial fraud and impose greater sanctions against wrongdoers. Regarding the Troubled Asset Relief Program (TARP), specifically additional oversight and transparency measures. S.195 (initially) in the Senate, but meeting were more generally focused on more robust measures that have yet to be introduced.

1) Reform Credit Card Practices. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of unfair practices of credit card industry. Testified in House. Bills include S 414, Credit CARD Act; HR 627, Credit Cardholders Bill of Rights Act; 2) Reform Mortgage Practices and Reform Financial Services Regulation. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of mortgage and predatory lending. Bills included HR 1728 and HR 1782 on mortgage reform, supporting in part and opposing in part. 3) Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of financial industry by establishment of Financial Product Safety Commission, S. 566 and HR 1705 and other reforms. 4) Support efforts against unfair bank fees, including support for HR 1456, the Consumer Overdraft Protection Fair Practices Act (testified in House). 5) Support reinstatement of federal usury ceilings on financial transactions (S. 500/HR 1608). 6) Support efforts to implement strong consumer and transparency protections in regulations and enforcement of the Emergency Economic Stabilization Act (HR 1424-Division A, became PL 110-343) and related bills. Supported bills including HR 384 and S 195 to reform the Troubled Asset Relief Program (TARP) and other programs established either by EESA or by federal regulators concerning financial reform and bailout funding. These and other similar bills would restore original purposes of bailout funds, increase transparency, limit executive compensation, grant greater authority to oversight agencies, etc. 7) Supported Section 626 of HR 1105 (Omnibus Appropriations) to grant greater authority to FTC and state attorneys general to better protect consumers against financial fraud and impose greater sanctions against wrongdoers. Regarding the Troubled Asset Relief Program (TARP), specifically additional oversight and transparency measures. S.195 (initially) in the Senate, but meeting were more generally focused on more robust measures that have yet to be introduced.

H.R. 3200- the American Affordable Health Choices Act; Senate- the Affordable Health Choices Act and the America's Healthy Future Act.

1) Reform Credit Card Practices. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of unfair practices of credit card industry. Testified in House. Bills include S 414, Credit CARD Act; HR 627, Credit Cardholders Bill of Rights Act; 2) Reform Mortgage Practices and Reform Financial Services Regulation. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of mortgage and predatory lending. Bills included HR 1728 and HR 1782 on mortgage reform, supporting in part and opposing in part. 3) Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of financial industry by establishment of Financial Product Safety Commission, S. 566 and HR 1705 and other reforms. 4) Support efforts against unfair bank fees, including support for HR 1456, the Consumer Overdraft Protection Fair Practices Act (testified in House). 5) Support reinstatement of federal usury ceilings on financial transactions (S. 500/HR 1608). 6) Support efforts to implement strong consumer and transparency protections in regulations and enforcement of the Emergency Economic Stabilization Act (HR 1424-Division A, became PL 110-343) and related bills. Supported bills including HR 384 and S 195 to reform the Troubled Asset Relief Program (TARP) and other programs established either by EESA or by federal regulators concerning financial reform and bailout funding. These and other similar bills would restore original purposes of bailout funds, increase transparency, limit executive compensation, grant greater authority to oversight agencies, etc. 7) Supported Section 626 of HR 1105 (Omnibus Appropriations) to grant greater authority to FTC and state attorneys general to better protect consumers against financial fraud and impose greater sanctions against wrongdoers. Regarding the Troubled Asset Relief Program (TARP), specifically additional oversight and transparency measures. S.195 (initially) in the Senate, but meeting were more generally focused on more robust measures that have yet to be introduced.

1) Reform Credit Card Practices. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of unfair practices of credit card industry. Testified in House. Bills include S 414, Credit CARD Act; HR 627, Credit Cardholders Bill of Rights Act; 2) Reform Mortgage Practices and Reform Financial Services Regulation. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of mortgage and predatory lending. Bills included HR 1728 and HR 1782 on mortgage reform, supporting in part and opposing in part. 3) Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of financial industry by establishment of Financial Product Safety Commission, S. 566 and HR 1705 and other reforms. 4) Support efforts against unfair bank fees, including support for HR 1456, the Consumer Overdraft Protection Fair Practices Act (testified in House). 5) Support reinstatement of federal usury ceilings on financial transactions (S. 500/HR 1608). 6) Support efforts to implement strong consumer and transparency protections in regulations and enforcement of the Emergency Economic Stabilization Act (HR 1424-Division A, became PL 110-343) and related bills. Supported bills including HR 384 and S 195 to reform the Troubled Asset Relief Program (TARP) and other programs established either by EESA or by federal regulators concerning financial reform and bailout funding. These and other similar bills would restore original purposes of bailout funds, increase transparency, limit executive compensation, grant greater authority to oversight agencies, etc. 7) Supported Section 626 of HR 1105 (Omnibus Appropriations) to grant greater authority to FTC and state attorneys general to better protect consumers against financial fraud and impose greater sanctions against wrongdoers. Regarding the Troubled Asset Relief Program (TARP), specifically additional oversight and transparency measures. S.195 (initially) in the Senate, but meeting were more generally focused on more robust measures that have yet to be introduced.

1) Reform Credit Card Practices. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of unfair practices of credit card industry. Testified in House. Bills include S 414, Credit CARD Act; HR 627, Credit Cardholders Bill of Rights Act; 2) Reform Mortgage Practices and Reform Financial Services Regulation. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of mortgage and predatory lending. Bills included HR 1728 and HR 1782 on mortgage reform, supporting in part and opposing in part. 3) Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of financial industry by establishment of Financial Product Safety Commission, S. 566 and HR 1705 and other reforms. 4) Support efforts against unfair bank fees, including support for HR 1456, the Consumer Overdraft Protection Fair Practices Act (testified in House). 5) Support reinstatement of federal usury ceilings on financial transactions (S. 500/HR 1608). 6) Support efforts to implement strong consumer and transparency protections in regulations and enforcement of the Emergency Economic Stabilization Act (HR 1424-Division A, became PL 110-343) and related bills. Supported bills including HR 384 and S 195 to reform the Troubled Asset Relief Program (TARP) and other programs established either by EESA or by federal regulators concerning financial reform and bailout funding. These and other similar bills would restore original purposes of bailout funds, increase transparency, limit executive compensation, grant greater authority to oversight agencies, etc. 7) Supported Section 626 of HR 1105 (Omnibus Appropriations) to grant greater authority to FTC and state attorneys general to better protect consumers against financial fraud and impose greater sanctions against wrongdoers. Regarding the Troubled Asset Relief Program (TARP), specifically additional oversight and transparency measures. S.195 (initially) in the Senate, but meeting were more generally focused on more robust measures that have yet to be introduced.

1) Reform Credit Card Practices. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of unfair practices of credit card industry. Testified in House. Bills include S 414, Credit CARD Act; HR 627, Credit Cardholders Bill of Rights Act; 2) Reform Mortgage Practices and Reform Financial Services Regulation. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of mortgage and predatory lending. Bills included HR 1728 and HR 1782 on mortgage reform, supporting in part and opposing in part. 3) Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of financial industry by establishment of Financial Product Safety Commission, S. 566 and HR 1705 and other reforms. 4) Support efforts against unfair bank fees, including support for HR 1456, the Consumer Overdraft Protection Fair Practices Act (testified in House). 5) Support reinstatement of federal usury ceilings on financial transactions (S. 500/HR 1608). 6) Support efforts to implement strong consumer and transparency protections in regulations and enforcement of the Emergency Economic Stabilization Act (HR 1424-Division A, became PL 110-343) and related bills. Supported bills including HR 384 and S 195 to reform the Troubled Asset Relief Program (TARP) and other programs established either by EESA or by federal regulators concerning financial reform and bailout funding. These and other similar bills would restore original purposes of bailout funds, increase transparency, limit executive compensation, grant greater authority to oversight agencies, etc. 7) Supported Section 626 of HR 1105 (Omnibus Appropriations) to grant greater authority to FTC and state attorneys general to better protect consumers against financial fraud and impose greater sanctions against wrongdoers. Regarding the Troubled Asset Relief Program (TARP), specifically additional oversight and transparency measures. S.195 (initially) in the Senate, but meeting were more generally focused on more robust measures that have yet to be introduced.

1) Reform Credit Card Practices. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of unfair practices of credit card industry. Testified in House. Bills include S 414, Credit CARD Act; HR 627, Credit Cardholders Bill of Rights Act; 2) Reform Mortgage Practices and Reform Financial Services Regulation. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of mortgage and predatory lending. Bills included HR 1728 and HR 1782 on mortgage reform, supporting in part and opposing in part. 3) Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of financial industry by establishment of Financial Product Safety Commission, S. 566 and HR 1705 and other reforms. 4) Support efforts against unfair bank fees, including support for HR 1456, the Consumer Overdraft Protection Fair Practices Act (testified in House). 5) Support reinstatement of federal usury ceilings on financial transactions (S. 500/HR 1608). 6) Support efforts to implement strong consumer and transparency protections in regulations and enforcement of the Emergency Economic Stabilization Act (HR 1424-Division A, became PL 110-343) and related bills. Supported bills including HR 384 and S 195 to reform the Troubled Asset Relief Program (TARP) and other programs established either by EESA or by federal regulators concerning financial reform and bailout funding. These and other similar bills would restore original purposes of bailout funds, increase transparency, limit executive compensation, grant greater authority to oversight agencies, etc. 7) Supported Section 626 of HR 1105 (Omnibus Appropriations) to grant greater authority to FTC and state attorneys general to better protect consumers against financial fraud and impose greater sanctions against wrongdoers. Regarding the Troubled Asset Relief Program (TARP), specifically additional oversight and transparency measures. S.195 (initially) in the Senate, but meeting were more generally focused on more robust measures that have yet to be introduced.

1) Reform Credit Card Practices. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of unfair practices of credit card industry. Testified in House. Bills include S 414, Credit CARD Act; HR 627, Credit Cardholders Bill of Rights Act; 2) Reform Mortgage Practices and Reform Financial Services Regulation. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of mortgage and predatory lending. Bills included HR 1728 and HR 1782 on mortgage reform, supporting in part and opposing in part. 3) Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of financial industry by establishment of Financial Product Safety Commission, S. 566 and HR 1705 and other reforms. 4) Support efforts against unfair bank fees, including support for HR 1456, the Consumer Overdraft Protection Fair Practices Act (testified in House). 5) Support reinstatement of federal usury ceilings on financial transactions (S. 500/HR 1608). 6) Support efforts to implement strong consumer and transparency protections in regulations and enforcement of the Emergency Economic Stabilization Act (HR 1424-Division A, became PL 110-343) and related bills. Supported bills including HR 384 and S 195 to reform the Troubled Asset Relief Program (TARP) and other programs established either by EESA or by federal regulators concerning financial reform and bailout funding. These and other similar bills would restore original purposes of bailout funds, increase transparency, limit executive compensation, grant greater authority to oversight agencies, etc. 7) Supported Section 626 of HR 1105 (Omnibus Appropriations) to grant greater authority to FTC and state attorneys general to better protect consumers against financial fraud and impose greater sanctions against wrongdoers. Regarding the Troubled Asset Relief Program (TARP), specifically additional oversight and transparency measures. S.195 (initially) in the Senate, but meeting were more generally focused on more robust measures that have yet to be introduced.

1) Reform Credit Card Practices. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of unfair practices of credit card industry. Testified in House. Bills include S 414, Credit CARD Act; HR 627, Credit Cardholders Bill of Rights Act; 2) Reform Mortgage Practices and Reform Financial Services Regulation. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of mortgage and predatory lending. Bills included HR 1728 and HR 1782 on mortgage reform, supporting in part and opposing in part. 3) Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of financial industry by establishment of Financial Product Safety Commission, S. 566 and HR 1705 and other reforms. 4) Support efforts against unfair bank fees, including support for HR 1456, the Consumer Overdraft Protection Fair Practices Act (testified in House). 5) Support reinstatement of federal usury ceilings on financial transactions (S. 500/HR 1608). 6) Support efforts to implement strong consumer and transparency protections in regulations and enforcement of the Emergency Economic Stabilization Act (HR 1424-Division A, became PL 110-343) and related bills. Supported bills including HR 384 and S 195 to reform the Troubled Asset Relief Program (TARP) and other programs established either by EESA or by federal regulators concerning financial reform and bailout funding. These and other similar bills would restore original purposes of bailout funds, increase transparency, limit executive compensation, grant greater authority to oversight agencies, etc. 7) Supported Section 626 of HR 1105 (Omnibus Appropriations) to grant greater authority to FTC and state attorneys general to better protect consumers against financial fraud and impose greater sanctions against wrongdoers. Regarding the Troubled Asset Relief Program (TARP), specifically additional oversight and transparency measures. S.195 (initially) in the Senate, but meeting were more generally focused on more robust measures that have yet to be introduced.

1) Reform Credit Card Practices. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of unfair practices of credit card industry. Testified in House. Bills include S 414, Credit CARD Act; HR 627, Credit Cardholders Bill of Rights Act; 2) Reform Mortgage Practices and Reform Financial Services Regulation. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of mortgage and predatory lending. Bills included HR 1728 and HR 1782 on mortgage reform, supporting in part and opposing in part. 3) Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of financial industry by establishment of Financial Product Safety Commission, S. 566 and HR 1705 and other reforms. 4) Support efforts against unfair bank fees, including support for HR 1456, the Consumer Overdraft Protection Fair Practices Act (testified in House). 5) Support reinstatement of federal usury ceilings on financial transactions (S. 500/HR 1608). 6) Support efforts to implement strong consumer and transparency protections in regulations and enforcement of the Emergency Economic Stabilization Act (HR 1424-Division A, became PL 110-343) and related bills. Supported bills including HR 384 and S 195 to reform the Troubled Asset Relief Program (TARP) and other programs established either by EESA or by federal regulators concerning financial reform and bailout funding. These and other similar bills would restore original purposes of bailout funds, increase transparency, limit executive compensation, grant greater authority to oversight agencies, etc. 7) Supported Section 626 of HR 1105 (Omnibus Appropriations) to grant greater authority to FTC and state attorneys general to better protect consumers against financial fraud and impose greater sanctions against wrongdoers. Regarding the Troubled Asset Relief Program (TARP), specifically additional oversight and transparency measures. S.195 (initially) in the Senate, but meeting were more generally focused on more robust measures that have yet to be introduced.

Supported efforts to reauthorize Consumer Product Safety Commission, add resources, regulate dangerous and/or toxic products. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform. Testified in previous quarters. Specific bills included HR 4040, Consumer Product Safety Modernization Act and S 2045 and S 2663, the CPSC Reform Act (S 2663 was a successor floor vehicle. Supported various efforts to protect consumers from unfair business or marketplace practices by signing letters, lobbying or commenting on various proposals: 1) Mandatory Arbitration: Support for S 1782/HR 3010, the Arbitration Fairness Act to ban mandatory arbitration in consumer laws. 2) Support for S. 1145/HR 1908, the Patent Reform Act, to encourage generic substitutes for brand name pharmaceuticals. 3) Opposition to HR 1767/HR 1012, the Consumer Rental Purchase Agreement Act, which would legalize unfair practices of predatory rent to own stores. 5) Supported aspects of Federal Aviation Administration reforms pertaining to Airline Passengers Bill of Rights (S 678/HR 1303 and section 401 of HR 1300, the Aviation Investment and Modernization Act of 2007. 6) Support efforts against unfair bank fees, including support for HR 946, the Consumer Overdraft Protection Fair Practices Act. Support efforts to ensure that federal law provides consumers with strong privacy protection, prevents identity theft, and holds companies and government agencies accountable when they lose consumer data. Support includes lobbying, letters, and communications as necessary. We have lobbied or sent letters or communicated on all of the following bills, although our positions on them vary. S 2248, the FISA Modernization Act, only as to its provisions to hold telephone companies that broke the law and shared consumer records with the government liable, as well as S 2168, the Identity Theft Enforcement and Restitution Act, S 1178, the Identity Theft Prevention Act, HR 3316, Identity Theft Protection Act, S 495, the Personal Data Privacy and Security Act of 2007, HR 3046 Social Security Number Privacy and Identity Theft Prevention Act, and HR 948, the Social Security Number Privacy and Identity Theft Prevention Act.

Supported efforts to reauthorize Consumer Product Safety Commission, add resources, regulate dangerous and/or toxic products. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform. Testified in previous quarters. Specific bills included HR 4040, Consumer Product Safety Modernization Act and S 2045 and S 2663, the CPSC Reform Act (S 2663 was a successor floor vehicle. Supported various efforts to protect consumers from unfair business or marketplace practices by signing letters, lobbying or commenting on various proposals: 1) Mandatory Arbitration: Support for S 1782/HR 3010, the Arbitration Fairness Act to ban mandatory arbitration in consumer laws. 2) Support for S. 1145/HR 1908, the Patent Reform Act, to encourage generic substitutes for brand name pharmaceuticals. 3) Opposition to HR 1767/HR 1012, the Consumer Rental Purchase Agreement Act, which would legalize unfair practices of predatory rent to own stores. 5) Supported aspects of Federal Aviation Administration reforms pertaining to Airline Passengers Bill of Rights (S 678/HR 1303 and section 401 of HR 1300, the Aviation Investment and Modernization Act of 2007. 6) Support efforts against unfair bank fees, including support for HR 946, the Consumer Overdraft Protection Fair Practices Act. Support efforts to ensure that federal law provides consumers with strong privacy protection, prevents identity theft, and holds companies and government agencies accountable when they lose consumer data. Support includes lobbying, letters, and communications as necessary. We have lobbied or sent letters or communicated on all of the following bills, although our positions on them vary. S 2248, the FISA Modernization Act, only as to its provisions to hold telephone companies that broke the law and shared consumer records with the government liable, as well as S 2168, the Identity Theft Enforcement and Restitution Act, S 1178, the Identity Theft Prevention Act, HR 3316, Identity Theft Protection Act, S 495, the Personal Data Privacy and Security Act of 2007, HR 3046 Social Security Number Privacy and Identity Theft Prevention Act, and HR 948, the Social Security Number Privacy and Identity Theft Prevention Act.

Supported efforts to reauthorize Consumer Product Safety Commission, add resources, regulate dangerous and/or toxic products. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform. Testified in previous quarters. Specific bills included HR 4040, Consumer Product Safety Modernization Act and S 2045 and S 2663, the CPSC Reform Act (S 2663 was a successor floor vehicle. Supported various efforts to protect consumers from unfair business or marketplace practices by signing letters, lobbying or commenting on various proposals: 1) Mandatory Arbitration: Support for S 1782/HR 3010, the Arbitration Fairness Act to ban mandatory arbitration in consumer laws. 2) Support for S. 1145/HR 1908, the Patent Reform Act, to encourage generic substitutes for brand name pharmaceuticals. 3) Opposition to HR 1767/HR 1012, the Consumer Rental Purchase Agreement Act, which would legalize unfair practices of predatory rent to own stores. 5) Supported aspects of Federal Aviation Administration reforms pertaining to Airline Passengers Bill of Rights (S 678/HR 1303 and section 401 of HR 1300, the Aviation Investment and Modernization Act of 2007. 6) Support efforts against unfair bank fees, including support for HR 946, the Consumer Overdraft Protection Fair Practices Act. Support efforts to ensure that federal law provides consumers with strong privacy protection, prevents identity theft, and holds companies and government agencies accountable when they lose consumer data. Support includes lobbying, letters, and communications as necessary. We have lobbied or sent letters or communicated on all of the following bills, although our positions on them vary. S 2248, the FISA Modernization Act, only as to its provisions to hold telephone companies that broke the law and shared consumer records with the government liable, as well as S 2168, the Identity Theft Enforcement and Restitution Act, S 1178, the Identity Theft Prevention Act, HR 3316, Identity Theft Protection Act, S 495, the Personal Data Privacy and Security Act of 2007, HR 3046 Social Security Number Privacy and Identity Theft Prevention Act, and HR 948, the Social Security Number Privacy and Identity Theft Prevention Act.

Supported efforts to reauthorize Consumer Product Safety Commission, add resources, regulate dangerous and/or toxic products. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform. Testified in previous quarters. Specific bills included HR 4040, Consumer Product Safety Modernization Act and S 2045 and S 2663, the CPSC Reform Act (S 2663 was a successor floor vehicle. Supported various efforts to protect consumers from unfair business or marketplace practices by signing letters, lobbying or commenting on various proposals: 1) Mandatory Arbitration: Support for S 1782/HR 3010, the Arbitration Fairness Act to ban mandatory arbitration in consumer laws. 2) Support for S. 1145/HR 1908, the Patent Reform Act, to encourage generic substitutes for brand name pharmaceuticals. 3) Opposition to HR 1767/HR 1012, the Consumer Rental Purchase Agreement Act, which would legalize unfair practices of predatory rent to own stores. 5) Supported aspects of Federal Aviation Administration reforms pertaining to Airline Passengers Bill of Rights (S 678/HR 1303 and section 401 of HR 1300, the Aviation Investment and Modernization Act of 2007. 6) Support efforts against unfair bank fees, including support for HR 946, the Consumer Overdraft Protection Fair Practices Act. Support efforts to ensure that federal law provides consumers with strong privacy protection, prevents identity theft, and holds companies and government agencies accountable when they lose consumer data. Support includes lobbying, letters, and communications as necessary. We have lobbied or sent letters or communicated on all of the following bills, although our positions on them vary. S 2248, the FISA Modernization Act, only as to its provisions to hold telephone companies that broke the law and shared consumer records with the government liable, as well as S 2168, the Identity Theft Enforcement and Restitution Act, S 1178, the Identity Theft Prevention Act, HR 3316, Identity Theft Protection Act, S 495, the Personal Data Privacy and Security Act of 2007, HR 3046 Social Security Number Privacy and Identity Theft Prevention Act, and HR 948, the Social Security Number Privacy and Identity Theft Prevention Act.

Supported efforts to reauthorize Consumer Product Safety Commission, add resources, regulate dangerous and/or toxic products. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform. Testified in previous quarters. Specific bills included HR 4040, Consumer Product Safety Modernization Act and S 2045 and S 2663, the CPSC Reform Act (S 2663 was a successor floor vehicle. Supported various efforts to protect consumers from unfair business or marketplace practices by signing letters, lobbying or commenting on various proposals: 1) Mandatory Arbitration: Support for S 1782/HR 3010, the Arbitration Fairness Act to ban mandatory arbitration in consumer laws. 2) Support for S. 1145/HR 1908, the Patent Reform Act, to encourage generic substitutes for brand name pharmaceuticals. 3) Opposition to HR 1767/HR 1012, the Consumer Rental Purchase Agreement Act, which would legalize unfair practices of predatory rent to own stores. 5) Supported aspects of Federal Aviation Administration reforms pertaining to Airline Passengers Bill of Rights (S 678/HR 1303 and section 401 of HR 1300, the Aviation Investment and Modernization Act of 2007. 6) Support efforts against unfair bank fees, including support for HR 946, the Consumer Overdraft Protection Fair Practices Act. Support efforts to ensure that federal law provides consumers with strong privacy protection, prevents identity theft, and holds companies and government agencies accountable when they lose consumer data. Support includes lobbying, letters, and communications as necessary. We have lobbied or sent letters or communicated on all of the following bills, although our positions on them vary. S 2248, the FISA Modernization Act, only as to its provisions to hold telephone companies that broke the law and shared consumer records with the government liable, as well as S 2168, the Identity Theft Enforcement and Restitution Act, S 1178, the Identity Theft Prevention Act, HR 3316, Identity Theft Protection Act, S 495, the Personal Data Privacy and Security Act of 2007, HR 3046 Social Security Number Privacy and Identity Theft Prevention Act, and HR 948, the Social Security Number Privacy and Identity Theft Prevention Act.

Supported efforts to reauthorize Consumer Product Safety Commission, add resources, regulate dangerous and/or toxic products. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform. Testified in previous quarters. Specific bills included HR 4040, Consumer Product Safety Modernization Act and S 2045 and S 2663, the CPSC Reform Act (S 2663 was a successor floor vehicle. Supported various efforts to protect consumers from unfair business or marketplace practices by signing letters, lobbying or commenting on various proposals: 1) Mandatory Arbitration: Support for S 1782/HR 3010, the Arbitration Fairness Act to ban mandatory arbitration in consumer laws. 2) Support for S. 1145/HR 1908, the Patent Reform Act, to encourage generic substitutes for brand name pharmaceuticals. 3) Opposition to HR 1767/HR 1012, the Consumer Rental Purchase Agreement Act, which would legalize unfair practices of predatory rent to own stores. 5) Supported aspects of Federal Aviation Administration reforms pertaining to Airline Passengers Bill of Rights (S 678/HR 1303 and section 401 of HR 1300, the Aviation Investment and Modernization Act of 2007. 6) Support efforts against unfair bank fees, including support for HR 946, the Consumer Overdraft Protection Fair Practices Act. Support efforts to ensure that federal law provides consumers with strong privacy protection, prevents identity theft, and holds companies and government agencies accountable when they lose consumer data. Support includes lobbying, letters, and communications as necessary. We have lobbied or sent letters or communicated on all of the following bills, although our positions on them vary. S 2248, the FISA Modernization Act, only as to its provisions to hold telephone companies that broke the law and shared consumer records with the government liable, as well as S 2168, the Identity Theft Enforcement and Restitution Act, S 1178, the Identity Theft Prevention Act, HR 3316, Identity Theft Protection Act, S 495, the Personal Data Privacy and Security Act of 2007, HR 3046 Social Security Number Privacy and Identity Theft Prevention Act, and HR 948, the Social Security Number Privacy and Identity Theft Prevention Act.

Supported efforts to reauthorize Consumer Product Safety Commission, add resources, regulate dangerous and/or toxic products. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform. Testified in previous quarters. Specific bills included HR 4040, Consumer Product Safety Modernization Act and S 2045 and S 2663, the CPSC Reform Act (S 2663 was a successor floor vehicle. Supported various efforts to protect consumers from unfair business or marketplace practices by signing letters, lobbying or commenting on various proposals: 1) Mandatory Arbitration: Support for S 1782/HR 3010, the Arbitration Fairness Act to ban mandatory arbitration in consumer laws. 2) Support for S. 1145/HR 1908, the Patent Reform Act, to encourage generic substitutes for brand name pharmaceuticals. 3) Opposition to HR 1767/HR 1012, the Consumer Rental Purchase Agreement Act, which would legalize unfair practices of predatory rent to own stores. 5) Supported aspects of Federal Aviation Administration reforms pertaining to Airline Passengers Bill of Rights (S 678/HR 1303 and section 401 of HR 1300, the Aviation Investment and Modernization Act of 2007. 6) Support efforts against unfair bank fees, including support for HR 946, the Consumer Overdraft Protection Fair Practices Act. Support efforts to ensure that federal law provides consumers with strong privacy protection, prevents identity theft, and holds companies and government agencies accountable when they lose consumer data. Support includes lobbying, letters, and communications as necessary. We have lobbied or sent letters or communicated on all of the following bills, although our positions on them vary. S 2248, the FISA Modernization Act, only as to its provisions to hold telephone companies that broke the law and shared consumer records with the government liable, as well as S 2168, the Identity Theft Enforcement and Restitution Act, S 1178, the Identity Theft Prevention Act, HR 3316, Identity Theft Protection Act, S 495, the Personal Data Privacy and Security Act of 2007, HR 3046 Social Security Number Privacy and Identity Theft Prevention Act, and HR 948, the Social Security Number Privacy and Identity Theft Prevention Act.

Supported efforts to reauthorize Consumer Product Safety Commission, add resources, regulate dangerous and/or toxic products. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform. Testified in previous quarters. Specific bills included HR 4040, Consumer Product Safety Modernization Act and S 2045 and S 2663, the CPSC Reform Act (S 2663 was a successor floor vehicle. Supported various efforts to protect consumers from unfair business or marketplace practices by signing letters, lobbying or commenting on various proposals: 1) Mandatory Arbitration: Support for S 1782/HR 3010, the Arbitration Fairness Act to ban mandatory arbitration in consumer laws. 2) Support for S. 1145/HR 1908, the Patent Reform Act, to encourage generic substitutes for brand name pharmaceuticals. 3) Opposition to HR 1767/HR 1012, the Consumer Rental Purchase Agreement Act, which would legalize unfair practices of predatory rent to own stores. 5) Supported aspects of Federal Aviation Administration reforms pertaining to Airline Passengers Bill of Rights (S 678/HR 1303 and section 401 of HR 1300, the Aviation Investment and Modernization Act of 2007. 6) Support efforts against unfair bank fees, including support for HR 946, the Consumer Overdraft Protection Fair Practices Act. Support efforts to ensure that federal law provides consumers with strong privacy protection, prevents identity theft, and holds companies and government agencies accountable when they lose consumer data. Support includes lobbying, letters, and communications as necessary. We have lobbied or sent letters or communicated on all of the following bills, although our positions on them vary. S 2248, the FISA Modernization Act, only as to its provisions to hold telephone companies that broke the law and shared consumer records with the government liable, as well as S 2168, the Identity Theft Enforcement and Restitution Act, S 1178, the Identity Theft Prevention Act, HR 3316, Identity Theft Protection Act, S 495, the Personal Data Privacy and Security Act of 2007, HR 3046 Social Security Number Privacy and Identity Theft Prevention Act, and HR 948, the Social Security Number Privacy and Identity Theft Prevention Act.

Supported efforts to reauthorize Consumer Product Safety Commission, add resources, regulate dangerous and/or toxic products. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform. Testified in previous quarters. Specific bills included HR 4040, Consumer Product Safety Modernization Act and S 2045 and S 2663, the CPSC Reform Act (S 2663 was a successor floor vehicle. Supported various efforts to protect consumers from unfair business or marketplace practices by signing letters, lobbying or commenting on various proposals: 1) Mandatory Arbitration: Support for S 1782/HR 3010, the Arbitration Fairness Act to ban mandatory arbitration in consumer laws. 2) Support for S. 1145/HR 1908, the Patent Reform Act, to encourage generic substitutes for brand name pharmaceuticals. 3) Opposition to HR 1767/HR 1012, the Consumer Rental Purchase Agreement Act, which would legalize unfair practices of predatory rent to own stores. 5) Supported aspects of Federal Aviation Administration reforms pertaining to Airline Passengers Bill of Rights (S 678/HR 1303 and section 401 of HR 1300, the Aviation Investment and Modernization Act of 2007. 6) Support efforts against unfair bank fees, including support for HR 946, the Consumer Overdraft Protection Fair Practices Act. Support efforts to ensure that federal law provides consumers with strong privacy protection, prevents identity theft, and holds companies and government agencies accountable when they lose consumer data. Support includes lobbying, letters, and communications as necessary. We have lobbied or sent letters or communicated on all of the following bills, although our positions on them vary. S 2248, the FISA Modernization Act, only as to its provisions to hold telephone companies that broke the law and shared consumer records with the government liable, as well as S 2168, the Identity Theft Enforcement and Restitution Act, S 1178, the Identity Theft Prevention Act, HR 3316, Identity Theft Protection Act, S 495, the Personal Data Privacy and Security Act of 2007, HR 3046 Social Security Number Privacy and Identity Theft Prevention Act, and HR 948, the Social Security Number Privacy and Identity Theft Prevention Act.

Supported efforts to reauthorize Consumer Product Safety Commission, add resources, regulate dangerous and/or toxic products. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform. Testified in previous quarters. Specific bills included HR 4040, Consumer Product Safety Modernization Act and S 2045 and S 2663, the CPSC Reform Act (S 2663 was a successor floor vehicle. Supported various efforts to protect consumers from unfair business or marketplace practices by signing letters, lobbying or commenting on various proposals: 1) Mandatory Arbitration: Support for S 1782/HR 3010, the Arbitration Fairness Act to ban mandatory arbitration in consumer laws. 2) Support for S. 1145/HR 1908, the Patent Reform Act, to encourage generic substitutes for brand name pharmaceuticals. 3) Opposition to HR 1767/HR 1012, the Consumer Rental Purchase Agreement Act, which would legalize unfair practices of predatory rent to own stores. 5) Supported aspects of Federal Aviation Administration reforms pertaining to Airline Passengers Bill of Rights (S 678/HR 1303 and section 401 of HR 1300, the Aviation Investment and Modernization Act of 2007. 6) Support efforts against unfair bank fees, including support for HR 946, the Consumer Overdraft Protection Fair Practices Act. Support efforts to ensure that federal law provides consumers with strong privacy protection, prevents identity theft, and holds companies and government agencies accountable when they lose consumer data. Support includes lobbying, letters, and communications as necessary. We have lobbied or sent letters or communicated on all of the following bills, although our positions on them vary. S 2248, the FISA Modernization Act, only as to its provisions to hold telephone companies that broke the law and shared consumer records with the government liable, as well as S 2168, the Identity Theft Enforcement and Restitution Act, S 1178, the Identity Theft Prevention Act, HR 3316, Identity Theft Protection Act, S 495, the Personal Data Privacy and Security Act of 2007, HR 3046 Social Security Number Privacy and Identity Theft Prevention Act, and HR 948, the Social Security Number Privacy and Identity Theft Prevention Act.

Supported efforts to reauthorize Consumer Product Safety Commission, add resources, regulate dangerous and/or toxic products. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform. Testified in previous quarters. Specific bills included HR 4040, Consumer Product Safety Modernization Act and S 2045 and S 2663, the CPSC Reform Act (S 2663 was a successor floor vehicle. Supported various efforts to protect consumers from unfair business or marketplace practices by signing letters, lobbying or commenting on various proposals: 1) Mandatory Arbitration: Support for S 1782/HR 3010, the Arbitration Fairness Act to ban mandatory arbitration in consumer laws. 2) Support for S. 1145/HR 1908, the Patent Reform Act, to encourage generic substitutes for brand name pharmaceuticals. 3) Opposition to HR 1767/HR 1012, the Consumer Rental Purchase Agreement Act, which would legalize unfair practices of predatory rent to own stores. 5) Supported aspects of Federal Aviation Administration reforms pertaining to Airline Passengers Bill of Rights (S 678/HR 1303 and section 401 of HR 1300, the Aviation Investment and Modernization Act of 2007. 6) Support efforts against unfair bank fees, including support for HR 946, the Consumer Overdraft Protection Fair Practices Act. Support efforts to ensure that federal law provides consumers with strong privacy protection, prevents identity theft, and holds companies and government agencies accountable when they lose consumer data. Support includes lobbying, letters, and communications as necessary. We have lobbied or sent letters or communicated on all of the following bills, although our positions on them vary. S 2248, the FISA Modernization Act, only as to its provisions to hold telephone companies that broke the law and shared consumer records with the government liable, as well as S 2168, the Identity Theft Enforcement and Restitution Act, S 1178, the Identity Theft Prevention Act, HR 3316, Identity Theft Protection Act, S 495, the Personal Data Privacy and Security Act of 2007, HR 3046 Social Security Number Privacy and Identity Theft Prevention Act, and HR 948, the Social Security Number Privacy and Identity Theft Prevention Act.

Supported efforts to reauthorize Consumer Product Safety Commission, add resources, regulate dangerous and/or toxic products. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform. Testified in previous quarters. Specific bills included HR 4040, Consumer Product Safety Modernization Act and S 2045 and S 2663, the CPSC Reform Act (S 2663 was a successor floor vehicle. Supported various efforts to protect consumers from unfair business or marketplace practices by signing letters, lobbying or commenting on various proposals: 1) Mandatory Arbitration: Support for S 1782/HR 3010, the Arbitration Fairness Act to ban mandatory arbitration in consumer laws. 2) Support for S. 1145/HR 1908, the Patent Reform Act, to encourage generic substitutes for brand name pharmaceuticals. 3) Opposition to HR 1767/HR 1012, the Consumer Rental Purchase Agreement Act, which would legalize unfair practices of predatory rent to own stores. 5) Supported aspects of Federal Aviation Administration reforms pertaining to Airline Passengers Bill of Rights (S 678/HR 1303 and section 401 of HR 1300, the Aviation Investment and Modernization Act of 2007. 6) Support efforts against unfair bank fees, including support for HR 946, the Consumer Overdraft Protection Fair Practices Act. Support efforts to ensure that federal law provides consumers with strong privacy protection, prevents identity theft, and holds companies and government agencies accountable when they lose consumer data. Support includes lobbying, letters, and communications as necessary. We have lobbied or sent letters or communicated on all of the following bills, although our positions on them vary. S 2248, the FISA Modernization Act, only as to its provisions to hold telephone companies that broke the law and shared consumer records with the government liable, as well as S 2168, the Identity Theft Enforcement and Restitution Act, S 1178, the Identity Theft Prevention Act, HR 3316, Identity Theft Protection Act, S 495, the Personal Data Privacy and Security Act of 2007, HR 3046 Social Security Number Privacy and Identity Theft Prevention Act, and HR 948, the Social Security Number Privacy and Identity Theft Prevention Act.

Supported efforts to reauthorize Consumer Product Safety Commission, add resources, regulate dangerous and/or toxic products. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform. Testified in previous quarters. Specific bills included HR 4040, Consumer Product Safety Modernization Act and S 2045 and S 2663, the CPSC Reform Act (S 2663 was a successor floor vehicle. Supported various efforts to protect consumers from unfair business or marketplace practices by signing letters, lobbying or commenting on various proposals: 1) Mandatory Arbitration: Support for S 1782/HR 3010, the Arbitration Fairness Act to ban mandatory arbitration in consumer laws. 2) Support for S. 1145/HR 1908, the Patent Reform Act, to encourage generic substitutes for brand name pharmaceuticals. 3) Opposition to HR 1767/HR 1012, the Consumer Rental Purchase Agreement Act, which would legalize unfair practices of predatory rent to own stores. 5) Supported aspects of Federal Aviation Administration reforms pertaining to Airline Passengers Bill of Rights (S 678/HR 1303 and section 401 of HR 1300, the Aviation Investment and Modernization Act of 2007. 6) Support efforts against unfair bank fees, including support for HR 946, the Consumer Overdraft Protection Fair Practices Act. Support efforts to ensure that federal law provides consumers with strong privacy protection, prevents identity theft, and holds companies and government agencies accountable when they lose consumer data. Support includes lobbying, letters, and communications as necessary. We have lobbied or sent letters or communicated on all of the following bills, although our positions on them vary. S 2248, the FISA Modernization Act, only as to its provisions to hold telephone companies that broke the law and shared consumer records with the government liable, as well as S 2168, the Identity Theft Enforcement and Restitution Act, S 1178, the Identity Theft Prevention Act, HR 3316, Identity Theft Protection Act, S 495, the Personal Data Privacy and Security Act of 2007, HR 3046 Social Security Number Privacy and Identity Theft Prevention Act, and HR 948, the Social Security Number Privacy and Identity Theft Prevention Act.

Supported efforts to reauthorize Consumer Product Safety Commission, add resources, regulate dangerous and/or toxic products. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform. Testified in previous quarters. Specific bills included HR 4040, Consumer Product Safety Modernization Act and S 2045 and S 2663, the CPSC Reform Act (S 2663 was a successor floor vehicle. Supported various efforts to protect consumers from unfair business or marketplace practices by signing letters, lobbying or commenting on various proposals: 1) Mandatory Arbitration: Support for S 1782/HR 3010, the Arbitration Fairness Act to ban mandatory arbitration in consumer laws. 2) Support for S. 1145/HR 1908, the Patent Reform Act, to encourage generic substitutes for brand name pharmaceuticals. 3) Opposition to HR 1767/HR 1012, the Consumer Rental Purchase Agreement Act, which would legalize unfair practices of predatory rent to own stores. 5) Supported aspects of Federal Aviation Administration reforms pertaining to Airline Passengers Bill of Rights (S 678/HR 1303 and section 401 of HR 1300, the Aviation Investment and Modernization Act of 2007. 6) Support efforts against unfair bank fees, including support for HR 946, the Consumer Overdraft Protection Fair Practices Act. Support efforts to ensure that federal law provides consumers with strong privacy protection, prevents identity theft, and holds companies and government agencies accountable when they lose consumer data. Support includes lobbying, letters, and communications as necessary. We have lobbied or sent letters or communicated on all of the following bills, although our positions on them vary. S 2248, the FISA Modernization Act, only as to its provisions to hold telephone companies that broke the law and shared consumer records with the government liable, as well as S 2168, the Identity Theft Enforcement and Restitution Act, S 1178, the Identity Theft Prevention Act, HR 3316, Identity Theft Protection Act, S 495, the Personal Data Privacy and Security Act of 2007, HR 3046 Social Security Number Privacy and Identity Theft Prevention Act, and HR 948, the Social Security Number Privacy and Identity Theft Prevention Act.

Supported efforts to reauthorize Consumer Product Safety Commission, add resources, regulate dangerous and/or toxic products. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform. Testified in previous quarters. Specific bills included HR 4040, Consumer Product Safety Modernization Act and S 2045 and S 2663, the CPSC Reform Act (S 2663 was a successor floor vehicle. Supported various efforts to protect consumers from unfair business or marketplace practices by signing letters, lobbying or commenting on various proposals: 1) Mandatory Arbitration: Support for S 1782/HR 3010, the Arbitration Fairness Act to ban mandatory arbitration in consumer laws. 2) Support for S. 1145/HR 1908, the Patent Reform Act, to encourage generic substitutes for brand name pharmaceuticals. 3) Opposition to HR 1767/HR 1012, the Consumer Rental Purchase Agreement Act, which would legalize unfair practices of predatory rent to own stores. 5) Supported aspects of Federal Aviation Administration reforms pertaining to Airline Passengers Bill of Rights (S 678/HR 1303 and section 401 of HR 1300, the Aviation Investment and Modernization Act of 2007. 6) Support efforts against unfair bank fees, including support for HR 946, the Consumer Overdraft Protection Fair Practices Act. Support efforts to ensure that federal law provides consumers with strong privacy protection, prevents identity theft, and holds companies and government agencies accountable when they lose consumer data. Support includes lobbying, letters, and communications as necessary. We have lobbied or sent letters or communicated on all of the following bills, although our positions on them vary. S 2248, the FISA Modernization Act, only as to its provisions to hold telephone companies that broke the law and shared consumer records with the government liable, as well as S 2168, the Identity Theft Enforcement and Restitution Act, S 1178, the Identity Theft Prevention Act, HR 3316, Identity Theft Protection Act, S 495, the Personal Data Privacy and Security Act of 2007, HR 3046 Social Security Number Privacy and Identity Theft Prevention Act, and HR 948, the Social Security Number Privacy and Identity Theft Prevention Act.

Supported efforts to reauthorize Consumer Product Safety Commission, add resources, regulate dangerous and/or toxic products. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform. Testified in previous quarters. Specific bills included HR 4040, Consumer Product Safety Modernization Act and S 2045 and S 2663, the CPSC Reform Act (S 2663 was a successor floor vehicle. Supported various efforts to protect consumers from unfair business or marketplace practices by signing letters, lobbying or commenting on various proposals: 1) Mandatory Arbitration: Support for S 1782/HR 3010, the Arbitration Fairness Act to ban mandatory arbitration in consumer laws. 2) Support for S. 1145/HR 1908, the Patent Reform Act, to encourage generic substitutes for brand name pharmaceuticals. 3) Opposition to HR 1767/HR 1012, the Consumer Rental Purchase Agreement Act, which would legalize unfair practices of predatory rent to own stores. 5) Supported aspects of Federal Aviation Administration reforms pertaining to Airline Passengers Bill of Rights (S 678/HR 1303 and section 401 of HR 1300, the Aviation Investment and Modernization Act of 2007. 6) Support efforts against unfair bank fees, including support for HR 946, the Consumer Overdraft Protection Fair Practices Act. Support efforts to ensure that federal law provides consumers with strong privacy protection, prevents identity theft, and holds companies and government agencies accountable when they lose consumer data. Support includes lobbying, letters, and communications as necessary. We have lobbied or sent letters or communicated on all of the following bills, although our positions on them vary. S 2248, the FISA Modernization Act, only as to its provisions to hold telephone companies that broke the law and shared consumer records with the government liable, as well as S 2168, the Identity Theft Enforcement and Restitution Act, S 1178, the Identity Theft Prevention Act, HR 3316, Identity Theft Protection Act, S 495, the Personal Data Privacy and Security Act of 2007, HR 3046 Social Security Number Privacy and Identity Theft Prevention Act, and HR 948, the Social Security Number Privacy and Identity Theft Prevention Act.

Supported efforts to reauthorize Consumer Product Safety Commission, add resources, regulate dangerous and/or toxic products. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform. Testified in previous quarters. Specific bills included HR 4040, Consumer Product Safety Modernization Act and S 2045 and S 2663, the CPSC Reform Act (S 2663 was a successor floor vehicle. Supported various efforts to protect consumers from unfair business or marketplace practices by signing letters, lobbying or commenting on various proposals: 1) Mandatory Arbitration: Support for S 1782/HR 3010, the Arbitration Fairness Act to ban mandatory arbitration in consumer laws. 2) Support for S. 1145/HR 1908, the Patent Reform Act, to encourage generic substitutes for brand name pharmaceuticals. 3) Opposition to HR 1767/HR 1012, the Consumer Rental Purchase Agreement Act, which would legalize unfair practices of predatory rent to own stores. 5) Supported aspects of Federal Aviation Administration reforms pertaining to Airline Passengers Bill of Rights (S 678/HR 1303 and section 401 of HR 1300, the Aviation Investment and Modernization Act of 2007. 6) Support efforts against unfair bank fees, including support for HR 946, the Consumer Overdraft Protection Fair Practices Act. Support efforts to ensure that federal law provides consumers with strong privacy protection, prevents identity theft, and holds companies and government agencies accountable when they lose consumer data. Support includes lobbying, letters, and communications as necessary. We have lobbied or sent letters or communicated on all of the following bills, although our positions on them vary. S 2248, the FISA Modernization Act, only as to its provisions to hold telephone companies that broke the law and shared consumer records with the government liable, as well as S 2168, the Identity Theft Enforcement and Restitution Act, S 1178, the Identity Theft Prevention Act, HR 3316, Identity Theft Protection Act, S 495, the Personal Data Privacy and Security Act of 2007, HR 3046 Social Security Number Privacy and Identity Theft Prevention Act, and HR 948, the Social Security Number Privacy and Identity Theft Prevention Act.