Identity Theft Protection Act of 2007

Credit Union Regulatory Improvement Act (HR. 1537); Credit Unions Small Business Lending Act (HR. 1849); Flood Insurance Reform and Modernization Act of 2007 (HR. 3121); National Affordable Housing Trust Fund Act of 2007 (HR. 2895); Terrorism Risk Insurance Revision and Extension Act of 2007 (HR. 2761);Industrial Bank Holding Company Act of 2007 (HR. 698); Expanding Homeownership Act of 2007 (HR. 1852);Federal Housing Finance Reform Act of 2007 (HR. 1427); The Housing Assistance Authorization Act of 2007 (HR. 1923); The Private Student Loan Transparency Act of 2007; The Small Business and Work Opportunity Act of 2007 (S. 349); The Small Business Lending and Reauthorization and Improvement Act of 2007 (S. 1256); The Entrepreneurial Development Act of 2007 (S. 1671); Small Business Venture Capital Act of 2007 (S. 1662); The Small Business Tax Relief Act of 2007 (HR. 976); Social Security Number Privacy and Identity Theft Protection Act of 2007 (HR. 3046); FY 2008 Financial Services Appropriations Bill (HR. 2829); Financial Consumer Hotline Act of 2007 (HR. 4332); Mortgage Reform and Anti-Predatory Lending Act of 2007 (HR. 3915); Escrow, Appraisal and Mortgage Servicing Improvements Act fo 2007 (HR. 3837); Homeowners Defense Act of 2007 (HR. 3355); HOPE VI Improvement and Re-Authorization Act of 2007 (HR. 3524); National Affordable Housing Trust Fund Act of 2007(HR. 2895); Consumer Overdraft Protection Act of 2007 (HR. 946); Identity Theft Protection Act of 2007 (HR. 3316);Credit Card Interchange Fees;The Credit Unions Regulatory Relief Act (HR. 5519); The Foreclosure Prevention and Sound Mortgage Servicing Act of 2008 (HR. 5679); The Emergency Loan Modification Act of 2008 (HR. 5579); The Jubilee Act for Responsible Lending and Expanded Debt Cancellation Act of 07 (HR. 2634);The Credit Cardholders Bill of Rights Act of 2008 (HR. 5244); The Internet Tax Freedom Act Amendments of 2007 (HR. 3678); The College Student Relief Act of 2007 (S. 282); The Helping Families Save Their Homes in Bankruptcy Act of 2007 (S. 2136); The Economic Stimulus and Recovery Act of 2008; Department of Defense Reauthorization;Appropriations; Regulatory Relief for financial institutions; Financial literacy; Financial modernization; The Foreclosure Prevention Act of 2008 (HR. 3221); The Credit Union, Bank, Thrift Regulatory Relief Act of 2008 (H.R. 6312); The Credit Union Regulatory Relief Act of 2008 (S. 2957); The Credit Card Interchange Fee Act of 2008 (HR. 6248); The Credit Card Fair Fee Act of 2008 (HR. 5546); The Internet Gambling Regulation and Tax Enforcement Act of 2008 (HR. 5523); The FHA Housing Stabilization and Homeowner Retention Act of 2008 (HR. 5830); The Payment System Protection Act of 2008 (HR. 5767); The Payment Systems Protection Act of 2008, (HR. 6870); Emergency Economic Stabilization Act of 2008; Central Liquidity Fund Cap (CLF); Real Estate Settlement Practices Act of 1974 (RESPA).

Client expense: $640,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office

HR 698, Industrial Bank Holding Company Act of 2007 S 1782, Arbitration Fairness Act of 2007 HR 3010, Arbitration Fairness Act of 2007 S 1260, Data Security Act S 1178, Identity Theft Prevention Act S 495, Personal Data Privacy and Security Act S 806, Consumer ID Protection and Security Act HR 958, Data Accountability and Trust Act HR 948, Social Security Number Protection Act of 2007 HR 3012 Fair Mortgage Practices Act S 1299, Borrower's Protection Act of 2007 Sub Prime Lending HR 3316, Identity Theft Protection Act of 2007 S 1356, Industrial Bank Holding Company Act of 2007 HR 5244, Credit Cardholder Bill of Rights Act of 2008 S 3252, Credit Card Act of 2008 Securities Act of 2008 HR 6308, Municipal Bond Fairness Act HR 1424, Emergency Economic Stabilization Act of 2008 HR 3997, Emergency Economic Stabilization Act of 2008 HR 6604, Commodity Markets Transparency and Accountability Act

Client expense: $4,260,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Consumer Product Safety Commission (CPSC), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Interior, Dept of (DOI), Justice, Dept of (DOJ), Natl Aeronautics & Space Administration (NASA), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), Veterans Affairs, Dept of (VA)

S. 1208: to provide additional security and privacy protection for Social Security account numbers. S. 1558: to amend title 14, U.S. Code, to strengthen requirements related to security breaches of data involving the disclosure of sensitive personal information. H.R.136: To amend title II of the Social Security Act to provide that individuals and appropriate authorities are notified by the Commissioner of Social Security of evidence of misuse of the Social Security account numbers of such individuals. H.R.948: To strengthen the authority of the Federal Government to protect individuals from certain acts and practices in the sale and purchase of Social Security numbers and Social Security account numbers, and for other purposes. H.R.958: To protect consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information, and to provide for nationwide notice in the event of a security breach. H.R.1627: To amend title II of the Social Security Act to require that the Commissioner of Social Security notify individuals of improper use of their Social Security account numbers. H.R.1685: To protect information relating to consumers, to require notice of security breaches, and for other purposes. H.R. 2124: to amend title 44, U.S. Code, to strengthen requirements related to security breaches of data involving the disclosure of sensitive personal information. H.R. 2455: to amend title II of the Social Security Act to prohibit the sale, purchase, and display to the general public of the Social Security account number. H.R.3316: To amend the Fair Credit Reporting Act to provide individuals the ability to control access to their credit reports, and for other purposes. H.R. 4175: To amend title 18, U.S. Code, with respect to data privacy and security, and for other purposes. H.R. 4241: To prohibit the transfer of personal information to any person or business outside the United States, without notice. H.R. 5633: To amend the Fair Credit Reporting Act to prohibit certain discriminatory uses of consumer reports and consumer information in connection with certain personal lines of insurance, and for other purposes. H.R.5938: Identity Theft Enforcement and Restitution Act of 2008' S.92: A bill to amend the Communications Act of 1934 to prohibit the unlawful acquisition and use of confidential customer proprietary network information, and for other purposes. S.238: A bill to amend title 18, United States Code, to limit the misuse of Social Security numbers, to establish criminal penalties for such misuse, and for other purposes. S.239: A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. S.495: A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. S.1178: A bill to strengthen data protection and safeguards, require data breach notification, and further prevent identity theft. S.1260: A bill to protect information relating to consumers, to require notice of security breaches, and for other purposes. S.1814: to provide individuals with access to health information of which they are a subject, ensure personal privacy with respect to health related information, promote the use of non-identifiable information for health research, impose criminal and civil penalties for unauthorized use of protected health information, to provide for the strong enforcement of these rights, and to protect states' rights. S.2168: A bill to amend title 18, United States Code, to enable increased federal prosecution of identity theft crimes and to allow for restitution to victims of identity theft. S. 2661: To prohibit the collection of identifying information of individuals by false, fraudulent, or deceptive means through the Internet, a practice known as "phishing," to provide the Federal Trade Commission the necessary authority to enforce such prohibition, and for other purposes. S.2915: to require the commissioner of the Social Security Administration to issue uniform standards for the method for truncation of Social Security account numbers in order to protect such numbers from being used in the perpetration of fraud or identity theft and to provide for a prohibition on the display to the general public on the Internet of Social Security account numbers by state and local governments, and for other purposes S.3053: To amend title XI of the Social Security Act to provide grants for eligible entities to provide services to improve financial literacy among older individuals. S. 3252: to amend the Consumer Credit Protection Act, to ban abusive credit practices, enhance consumer disclosures, protect underage consumers, and for other purposes.

Client expense: $515,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, State, Dept of (DOS), Treasury, Dept of, U.S. Trade & Development Agency (USTDA), U.S. Trade Representative (USTR)

HR 5129/S2554 - Civil Rights Act, provisions relating to attorney fees. HR 4175 - Privacy and Cybercrime Enforcement Act of 2007 - provisions relating to privacy. S 495 - Personal Data Privacy and Security Act of 2007, provisions relating to privacy and data security. S 2090 - To Protect Privacy and Security Concerns in Court Records, provisions relating to privacy. HR 4791/S 236 - Federal Agency Data Protection Act, provisions relating to privacy and data security. S 717 - Identification Security Enhancement Act, provisions relating to privacy and security. HR936 - Prevention of Fraudulent Access to Phone Record Act, provisions relating to fraud. HR 220/S1178 - Identity Theft Prevention Act of 2007, provisions relating to data security and privacy. HR 948/S 1208 - Social Security Number Protection Act of 2007, provisions relating to social security numbers. S 2213 - Cyber-Crime Act of 2007, provisions relating to data security. HR 3046 - Social Security Number Privacy and Identity Theft Prevention Act of 2007, provisions relating to social security numbers. S 236 - Federal Agency Data Mining Reporting Act of 2007, provisions relating to privacy. HR 5234/S 238 - Social Security Number Prevention Act of 2007, provisions relating to social security numbers. HR 1951 - Legal Employee Verification Act, provisions relating to privacy. S 2168 - Identity Theft Enforcement and Restitution Act of 2007, provisions relating to data security. HR 3982 - Combat Illegal Immigration Through Employment Verification Act, provisions relating to privacy. S 1691 - Social Security Number Online Protection Act of 2007, provisions relating to social security numbers. HR 2455 - Social Security Number Non-Proliferation Act of 2007, provisions relating to social security numbers. HR 3271 - Social Security Account Number Protection Act of 2007, provisions relating to social security numbers. HR 2885 - Credit Monitoring Clarification Act, provisions relating to credit monitoring . HR 3316 - Identity Theft Protection Act of 2007, provisions relating to identity theft. HR 5633 - Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008, provisions relating to credit scores and insurance.

Client expense: $160,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), SENATE, Treasury, Dept of, White House Office

Consumer Product Safety Modernization Act (H.R. 4040), all titles. Supported efforts to implement new Consumer Product Safety Commission Improvement Act, add resources, regulate dangerous and/or toxic products. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform. Testified in previous quarters. Specific new law is PL 110-314 (HR 4040, Consumer Product Safety Modernization Act). Supported various efforts to protect consumers from unfair business or marketplace practices by signing letters, lobbying or commenting on various proposals: 1) Mandatory Arbitration: Support for S 1782/HR 3010, the Arbitration Fairness Act to ban mandatory arbitration in consumer laws. 2) Support for S. 1145/HR 1908, the Patent Reform Act, to encourage generic substitutes for brand name pharmaceuticals. 3) Opposition to HR 1767/HR 1012, the Consumer Rental Purchase Agreement Act, which would legalize unfair practices of predatory rent to own stores. 5) Supported aspects of Federal Aviation Administration reforms pertaining to Airline Passengers Bill of Rights (S 678/HR 1303 and section 401 of HR 1300, the Aviation Investment and Modernization Act of 2007. 6) Support efforts against unfair bank fees, including support for HR 946, the Consumer Overdraft Protection Fair Practices Act. 7) Support efforts to enact strong consumer protections in Emergency Economic Stabilization Act (HR 1424-Division A) and related bills. Support efforts to ensure that federal law provides consumers with strong privacy protection, prevents identity theft, and holds companies and government agencies accountable when they lose consumer data. Support includes lobbying, letters, and communications as necessary. We have lobbied or sent letters or communicated on all of the following bills, although our positions on them vary. S 2248, the FISA Modernization Act, only as to its provisions to hold telephone companies that broke the law and shared consumer records with the government liable, as well as S 2168, the Identity Theft Enforcement and Restitution Act, S 1178, the Identity Theft Prevention Act, HR 3316, Identity Theft Protection Act, S 495, the Personal Data Privacy and Security Act of 2007, HR 3046 Social Security Number Privacy and Identity Theft Prevention Act, and HR 948, the Social Security Number Privacy and Identity Theft Prevention Act.

Client expense: $70,000 · Firm income: Not reported

Government targets: Consumer Product Safety Commission (CPSC), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Natl Credit Union Administration (NCUA), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT)

Issues regarding banking; Issues regarding data breach; Issues regarding labor, antitrust and workplace; HR 5546, Credit Card Fair Fee Act of 2008, all provisions; HR 5244, Credit Card Holders Bill of Rights Act of 2008, all provisions; S 495, Personal Data Privacy and Security Act of 2007, all provisions; S 1178, Identity Theft Protection Act, all provisions; HR 3046, Social Security Number Privacy and Identity Theft Prevention Act of 2007, all provisions; HR 3316, Identity Theft Protection Act of 2007, all provisions; HR 6248, Credit Card Interchange Fees Act of 2008, all provisions; S 3086, Credit Card Fair Fee Act of 2008, all provisions; HR 6620, Gas Pump Fair Payment Act of 2008, all provisions.

Client expense: Not reported · Firm income: $30,000

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of

Social Security Number Misuse Prevention Act - S. 238, all provisions; Notification of Risk to Personal Data Act of 2007 - S. 239, all provisions; Personal Data Privacy and Security Act of 2007 - S. 495, all provisions; Data Accountability and Trust Act - H.R. 958; Cyber-Security Enhancement and Consumer Data Protection Act of 2007 - H.R. 836, all provisions; Consumer ID Protection and Security Act - S. 806, all provisions; Social Security Number Fradulent Use Notification Act of 2007 - H.R. 1627, all provisions Data Security Act of 2007 - H.R. 1685, all provisions; Data Security Act of 2007 - S. 1260, all provisions; Federal Agency Data Breach Protection Act - S. 1558, all provisions; Identity Theft Protection Act of 2007 - H.R. 3316, all provisions; Nondiscriminatory Use Of Consumer Reports and Consumer Information Act of 2008 - H.R. 5633, all provisions; Emergency Economic Stabilization Act of 2008 - HR 1424, all provisions; Consolidated Security, Disaster Assistance, and Continuing Appropriations Act, all provisions; Auto Industry Financing and Restructuring Act H.R. 7321, all provisions;

Client expense: $190,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Issues related to data security, restrictions on the use of data and privacy including the following legislation: S.239 - Notification of Risk to Personal Data Act of 2007; S.1202 - Personal Data Protection Act of 2007; S.1260 -Data Security Act of 2007; HR.948 - Social Security Number Protection Act of 2007; S.238 - Social Security Number Misuse Prevention Act; S.495 - Personal Data Privacy and Security Act of 2007 ; S.1178 - Identity Theft Prevention Act; S.2915 - Safeguarding Social Security Numbers Act of 2008; H.R.958 - Data Accountability and Trust Act; H.R.1685 - Data Security Act of 2007; H.R.1525 - Internet Spyware (I-SPY) Prevention Act of 2007; H.R.1685 - Data Security Act of 2007; H.R.3046 - Social Security Number Privacy and Identity Theft Prevention Act of 2007; H.R.3316 - Identity Theft Protection Act of 2007; H.R.4175 - Privacy and Cybercrime Enforcement Act of 2007; and H.R.5324 - Social Security Number Misuse Prevention Act.

Client expense: $340,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Social Security Number protection and misuse - HR5234, HR3046, S1208, S2915 FHA Reorganization Act, Alternative data issues - HR1852, S2338, HR3221 Identity theft prevention, Consumer security freeze, Security breach - HR3316, S806, S1178, S1260, HR4791, S239 Credit Repair Organization Act. Consumer protection for users of credit monitoring servcies - HR 2885 Military Services Deployment Act. Notation into active duty servicemen's credit file that they are on duty - HR513 E-Verify - HR 4088 Nondiscriminatory Use of Consumer Reports and Consumer Information Act, Use if consumr reports in connection with personal lines of insurance - HR 5633 Mortgage Credit Repair Act, Credit scores effected by subprime and ARM loans - HR 7267

Client expense: $130,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE

HR 1853: Alternative data issues for credit reporting HR 2885: Credit Report Monitoring Act: consumer protections for users of credit monitoring services HR 3316 an S 1178: Legislation regarding credit report freezing Issues regarding credit reporting and upcoming economic stimulus legislation

Client expense: Not reported · Firm income: $70,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R.948/S.1208: Social Security Number Protection Act of 2007 H.R.1327: Protective Equipment for America's Workers Act H.R.2474: Product Safety Civil Penalties Improvement Act S.238: Social Security Number Misuse Prevention Act S. 806: Consumer ID Protection and Security Act S. 495: Personal Data Privacy and Security Act of 2007 S. 1178: Identity Theft Prevention Act S. 239: Notification of Risk to Personal Data Act of 2007 H.R. 958: Data Accountability and Trust Act H.R. 964: Securely Protect Yourself Against Cyber Trespass Act H.R. 1525: Internet Spyware (I-SPY) Prevention Act of 2007 H.R. 936: Prevention of Fraudulent Access to Phone Records Act S. 2045: The Consumer Product Safety Commission Reform Act of 2007 S. 1202: Personal Data Protection Act of 2007 H.R. 1685/S. 1260: Data Security Act of 2007 S. 2168: Identity Theft Enforcement and Restitution Act of 2007 H.R. 4175: Privacy and Cybercrime Enforcement At of 2007 S. 1625: Counter Spy Act H.R. 3046: Social Security Number Privacy and Identity Theft Protection Act of 2007 H.R. 4040/S.2045: Consumer Protection Molestation Act H.R. 2455: SSN Nonproliferation Act H.R. 3316: ID Theft Protection Act H.R. 275: Global Online Freedom Act

Client expense: $280,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, SENATE

Legislation relating to data security - H.R. 958, H.R. 1685, H.R. 3316, S.485, S.2760, S.1202 Legislation relating to financial regulations - H.R. 1424, H.R. 3321

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

S. 239 S. 495, S 1178, S. 1260, S. 238, S. 1208, S. 806, S. 1625, S. 2168, S. 2661, H.R. 958, H.R. 1685, H.R. 836, H.R. 2124, H.R. 948, H.R. 2455, H.R. 3046, H.R. 3046, H.R. 5234, H.R. 5405, H.R. 964, H.R. 1525, H.R. 3316, H.R. 275, H.R. 936, H.R. 1967, H.R. 2290, H.R. 4175, H.R. 4279 - Privacy/Data Security/Social Security Number Legislation (monitoring)

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to deposit/checking/savings accounts, mortgage loans, home equity lines of credit, student loans (public and private), bankruptcy reform, arbitration provisions in consumer contracts, and other issues which includes the following legislation: S. 1299 Borrowers Protection Act of 2007; H.R. 3012 Fair Mortgage Practices Act of 2007; H.R. 3081 Fairness for Homeowners Act of 2007; H.R. 3296 Mortgage Broker Transparency and Accountability Act of 2007; H.R. 3609 Emergency Home Ownership and Mortgage Equity Protection Act of 2007; S. 2136 Helping Families Save Their Homes in Bankruptcy Act of 2007; S. 2133 Homeowners Mortgage and Equity Savings Act of 2007; H.R. 946 Consumer Overdraft Protection Fair Practices Act; H.R. 3221 American Housing Rescue and Foreclosure Prevention Act of 2008; H.R. 3915 Mortgage Reform and Anti-Predatory Lending Act of 2007; S. 2452 Home Ownership Preservation and Protection Act of 2007; S. 2636 Foreclosure Prevention Act of 2008; H.R. 4044 National Guard and Reservists Debt Relief Act of 2008; H.R. 3010 Arbitration Fairness Act; H.R. 5312 Automobile Arbitration Fairness Act of 2008; H.R. 6126 Fairness in Nursing Home Arbitration Act of 2008; S. 2838 Fairness in Nursing Home Arbitration Act; H.R. 890 Student Loan Sunshine Act of 2007; S. 486 Student Loan Sunshine Act; H.R. 4137 College Opportunity and Affordability Act of 2007; S. 1642 Higher Education Amendments of 2007; H.R. 2669 College Cost Reduction and Access Act; H.R. 5715 Ensuring Continued Access to Student Loans Act of 2008; S. 2815 Strengthening Student Aid for All Act; and H.R. 5767 (no title bill to prohibit regulatory agencies from issuing rules on UIGEA); H.R. 1424 - Emergency Economic Stabilization Act. Issues related to credit card use including interchange which includes the following legislation: S. 1395 Stop Unfair Practices in Credit Cards Act of 2007; S. 1925 Student Credit Card Protection Act of 2007; S. 3252 Credit Card Accountability, Responsibility and Disclosure (Credit CARD) Act; H.R. 3347 Student Credit Card Protection Act of 2007; H.R. 5244 Credit Cardholders Bill of Rights Act of 2008; H.R. 5546 Credit Card Fair Fee Act of 2008; H.R. 6248 Credit Card Interchange Fees Act of 2008; and S. 3086 Credit Card Fair Fee Act of 2008 Issues related to consumer information, privacy, data security, restrictions on the use of data and privacy including the following legislation: H.R. 948 Social Security Number Protection At of 2007; S. 238 Social Security Number Misuse Prevention Act; S. 495 Personal Data Privacy and Security Act of 2007; S. 1178 Identity Theft Prevention Act; S. 2915 Safeguarding Social Security Numbers Act of 2008; H.R. 958 Data Accountability and Trust Act; H.R. 1685 Data Security Act of 2007; H.R. 1525 Internet Spyware (I-SPY) Prevention Act of 2007; H.R. 1685 Data Security Act of 2007; H.R. 3046 Social Security Number Privacy and Identify Theft Prevention Act of 2007; H.R. 3316 Identity Theft Protection Act of 2007; H.R. 5324 Social Security Number Misuse Prevention Act; and S. 2661 Anti-Phishing Consumer Protection Act of 2008.

Client expense: $410,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

HR 2885, Credit Repair Organization Act: Would make it explicit that credit repair services are not credit repair organizations HR 3316 and S. 1178: Credit report freeze legislation

Client expense: Not reported · Firm income: $90,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Legislation relating data security - H.R. 958, H.R. 1685, H.R. 3316, S.485, S.2760, S.1202 Legislation relating to financial regulations - H.R. 1424, H.R. 3221

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Supported efforts to reauthorize Consumer Product Safety Commission, add resources, regulate dangerous and/or toxic products. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform. Testified in previous quarters. Specific bills included HR 4040, Consumer Product Safety Modernization Act and S 2045 and S 2663, the CPSC Reform Act (S 2663 was a successor floor vehicle. Supported various efforts to protect consumers from unfair business or marketplace practices by signing letters, lobbying or commenting on various proposals: 1) Mandatory Arbitration: Support for S 1782/HR 3010, the Arbitration Fairness Act to ban mandatory arbitration in consumer laws. 2) Support for S. 1145/HR 1908, the Patent Reform Act, to encourage generic substitutes for brand name pharmaceuticals. 3) Opposition to HR 1767/HR 1012, the Consumer Rental Purchase Agreement Act, which would legalize unfair practices of predatory rent to own stores. 5) Supported aspects of Federal Aviation Administration reforms pertaining to Airline Passengers Bill of Rights (S 678/HR 1303 and section 401 of HR 1300, the Aviation Investment and Modernization Act of 2007. 6) Support efforts against unfair bank fees, including support for HR 946, the Consumer Overdraft Protection Fair Practices Act. Support efforts to ensure that federal law provides consumers with strong privacy protection, prevents identity theft, and holds companies and government agencies accountable when they lose consumer data. Support includes lobbying, letters, and communications as necessary. We have lobbied or sent letters or communicated on all of the following bills, although our positions on them vary. S 2248, the FISA Modernization Act, only as to its provisions to hold telephone companies that broke the law and shared consumer records with the government liable, as well as S 2168, the Identity Theft Enforcement and Restitution Act, S 1178, the Identity Theft Prevention Act, HR 3316, Identity Theft Protection Act, S 495, the Personal Data Privacy and Security Act of 2007, HR 3046 Social Security Number Privacy and Identity Theft Prevention Act, and HR 948, the Social Security Number Privacy and Identity Theft Prevention Act.

Client expense: $100,000 · Firm income: Not reported

Government targets: Consumer Product Safety Commission (CPSC), Education, Dept of, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Natl Credit Union Administration (NCUA), Office of Thrift Supervision (OTS), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

S. 1260, Data Security Act, re: data breach notification; exemption of financial institutions from additional requirements; protection of sensitive data at federal agencies; federal preemption of state law; H.R. 958, Data Accountability and Trust Act, re: FTC security policy and procedures; data breach notification; definition of information broker; consumer access to private databases; S. 1178, Identity Theft Prevention Act, re; protection of sensitive information; data breach notification; credit report security freeze; S. 2012, Notification of Risk to Personal Data Act re: data breach notification; state attorney generals enforcement; HR 3316, Identity Theft Protection Act re: credit report security freeze; S. 1202, Personal Data Protection Act, re: data breach notification; federal preemption of state laws; S. 806, Consumer ID Protection and Security Act, re: credit report security freeze; S. 495, Personal Data Privacy and Security Act, re: definition of data broker; consumer access and correction of data broker information; data privacy and security programs; data breach notification; GSA evaluation of security programs in awarding contracts; HR 946, Consumer Overdraft Protection Act; re: disclosure of overdraft fee to consumers; HR 5244, Credit Card Holders Bill of Rights Act of 2008, re open end credit lending practices; S. 1395, Stop Unfair Practices in Credit Cards Act of 2007, re open end credit lending practices; billing practices and finance charges; H.R. 4008, the Credit and Debit Receipt Clarification Act, All provisions; Comments RE: Fair Credit Reporting Act - Section 312, Concerning Procedures to Enhance the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies; H.R. 6248, Credit Card Interchange Fees Act of 2008, all provisions; H.R. 1424, Emergency Economic Stabilization Act of 2008, all provisions.

Client expense: $620,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Consumer Product Safety Commission (CPSC), Employment Standards Administration, Environmental Protection Agency (EPA), Federal Bureau of Investigation (FBI), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Intl Trade Administration (ITA), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Natl Labor Relations Board (NLRB), Natl Security Council (NSC), Occupational Safety & Health Administration (OSHA), Office of Management & Budget (OMB), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Customs & Border Protection, U.S. Immigration & Customs Enforcement (ICE), U.S. International Trade Commission (ITC), U.S. Secret Service, U.S. Trade Representative (USTR), White House Office

HR 698, Industrial Bank Holding Company Act of 2007 HR 4008, The Credit and Debit Card Receipt Clarification Act S 1782, Arbitration Fairness Act of 2007 HR 3010, Arbitration Fairness Act of 2007 S 1260, Data Security Act S 1178, Identity Theft Prevention Act S 495, Personal Data Privacy and Security Act S 806, Consumer ID Protection and Security Act HR 958, Data Accountability and Trust Act HR 948, Social Security Number Protection Act of 2007 HR 3012 Fair Mortgage Practices Act S 1299, Borrower's Protection Act of 2007 Sub Prime Lending HR 3316, Identity Theft Protection Act of 2007 HR 3609, Emergency Home Ownership and Mortgage Equity Protection Act HR 3915, Mortgage Reform and Anti-Predatory Lending Act of 2007 S 1356, Industrial Bank Holding Company Act of 2007 HR 5830, FHA Housing Stabilization and Homeowner Retention Act of 2008 HR 3221, Foreclosure Prevention Act of 2008 HR 5244, Credit Cardholder Bill of Rights Act of 2008 S 3252, Credit Card Act of 2008 Securities Act of 2008 HR 6308, Municipal Bond Fairness Act HR 1424, Emergency Economic Stabilization Act of 2008 HR 3997, Emergency Economic Stabilization Act of 2008 HR 6604, Commodity Markets Transparency and Accountability Act

Client expense: $4,800,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Consumer Product Safety Commission (CPSC), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Interior, Dept of (DOI), Justice, Dept of (DOJ), Natl Aeronautics & Space Administration (NASA), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), Veterans Affairs, Dept of (VA)

Issues related to data security, restrictions on the use of data and privacy including the following legislation: S.239 - Notification of Risk to Personal Data Act of 2007; S.1202 - Personal Data Protection Act of 2007; S.1260 -Data Security Act of 2007; HR.948 - Social Security Number Protection Act of 2007; S.238 - Social Security Number Misuse Prevention Act; S.495 - Personal Data Privacy and Security Act of 2007 ; S.1178 - Identity Theft Prevention Act; S.2915 - Safeguarding Social Security Numbers Act of 2008; H.R.958 - Data Accountability and Trust Act; H.R.1685 - Data Security Act of 2007; H.R.1525 - Internet Spyware (I-SPY) Prevention Act of 2007; H.R.1685 - Data Security Act of 2007; H.R.3046 - Social Security Number Privacy and Identity Theft Prevention Act of 2007; H.R.3316 - Identity Theft Protection Act of 2007; H.R.4175 - Privacy and Cybercrime Enforcement Act of 2007; and H.R.5324 - Social Security Number Misuse Prevention Act.

Client expense: $337,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 5129/S2554 - Civil Rights Act, provisions relating to attorney fees. HR 4175 - Privacy and Cybercrime Enforcement Act of 2007 - provisions relating to privacy. S 495 - Personal Data Privacy and Security Act of 2007, provisions relating to privacy and data security. S 2090 - To Protect Privacy and Security Concerns in Court Records, provisions relating to privacy. HR 4791/S 236 - Federal Agency Data Protection Act, provisions relating to privacy and data security. S 717 - Identification Security Enhancement Act, provisions relating to privacy and security. HR936 - Prevention of Fraudulent Access to Phone Record Act, provisions relating to fraud. HR 220/S1178 - Identity Theft Prevention Act of 2007, provisions relating to data security and privacy. HR 948/S 1208 - Social Security Number Protection Act of 2007, provisions relating to social security numbers. S 2213 - Cyber-Crime Act of 2007, provisions relating to data security. HR 3046 - Social Security Number Privacy and Identity Theft Prevention Act of 2007, provisions relating to social security numbers. S 236 - Federal Agency Data Mining Reporting Act of 2007, provisions relating to privacy. HR 5234/S 238 - Social Security Number Prevention Act of 2007, provisions relating to social security numbers. HR 1951 - Legal Employee Verification Act, provisions relating to privacy. S 2168 - Identity Theft Enforcement and Restitution Act of 2007, provisions relating to data security. HR 3982 - Combat Illegal Immigration Through Employment Verification Act, provisions relating to privacy. S 1691 - Social Security Number Online Protection Act of 2007, provisions relating to social security numbers. HR 2455 - Social Security Number Non-Proliferation Act of 2007, provisions relating to social security numbers. HR 3271 - Social Security Account Number Protection Act of 2007, provisions relating to social security numbers. HR 2885 - Credit Monitoring Clarification Act, provisions relating to credit monitoring . HR 3316 - Identity Theft Protection Act of 2007, provisions relating to identity theft. HR 5633 - Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008, provisions relating to credit scores and insurance.

Client expense: $267,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), SENATE, Treasury, Dept of, White House Office

S. 1208: to provide additional security and privacy protection for Social Security account numbers. S. 1558: to amend title 14, U.S. Code, to strengthen requirements related to security breaches of data involving the disclosure of sensitive personal information. H.R.136: To amend title II of the Social Security Act to provide that individuals and appropriate authorities are notified by the Commissioner of Social Security of evidence of misuse of the Social Security account numbers of such individuals. H.R.948: To strengthen the authority of the Federal Government to protect individuals from certain acts and practices in the sale and purchase of Social Security numbers and Social Security account numbers, and for other purposes. H.R.958: To protect consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information, and to provide for nationwide notice in the event of a security breach. H.R.1627: To amend title II of the Social Security Act to require that the Commissioner of Social Security notify individuals of improper use of their Social Security account numbers. H.R.1685: To protect information relating to consumers, to require notice of security breaches, and for other purposes. H.R. 2124: to amend title 44, U.S. Code, to strengthen requirements related to security breaches of data involving the disclosure of sensitive personal information. H.R. 2455: to amend title II of the Social Security Act to prohibit the sale, purchase, and display to the general public of the Social Security account number. H.R.3316: To amend the Fair Credit Reporting Act to provide individuals the ability to control access to their credit reports, and for other purposes. H.R. 4175: To amend title 18, U.S. Code, with respect to data privacy and security, and for other purposes. H.R. 4241: To prohibit the transfer of personal information to any person or business outside the United States, without notice. H.R. 5633: To amend the Fair Credit Reporting Act to prohibit certain discriminatory uses of consumer reports and consumer information in connection with certain personal lines of insurance, and for other purposes. H.R.5938: Identity Theft Enforcement and Restitution Act of 2008' S.92: A bill to amend the Communications Act of 1934 to prohibit the unlawful acquisition and use of confidential customer proprietary network information, and for other purposes. S.238: A bill to amend title 18, United States Code, to limit the misuse of Social Security numbers, to establish criminal penalties for such misuse, and for other purposes. S.239: A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. S.495: A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. S.1178: A bill to strengthen data protection and safeguards, require data breach notification, and further prevent identity theft. S.1260: A bill to protect information relating to consumers, to require notice of security breaches, and for other purposes. S.1814: to provide individuals with access to health information of which they are a subject, ensure personal privacy with respect to health related information, promote the use of non-identifiable information for health research, impose criminal and civil penalties for unauthorized use of protected health information, to provide for the strong enforcement of these rights, and to protect states' rights. S.2168: A bill to amend title 18, United States Code, to enable increased federal prosecution of identity theft crimes and to allow for restitution to victims of identity theft. S. 2661: To prohibit the collection of identifying information of individuals by false, fraudulent, or deceptive means through the Internet, a practice known as "phishing," to provide the Federal Trade Commission the necessary authority to enforce such prohibition, and for other purposes. S.2915: to require the commissioner of the Social Security Administration to issue uniform standards for the method for truncation of Social Security account numbers in order to protect such numbers from being used in the perpetration of fraud or identity theft and to provide for a prohibition on the display to the general public on the Internet of Social Security account numbers by state and local governments, and for other purposes S.3053: To amend title XI of the Social Security Act to provide grants for eligible entities to provide services to improve financial literacy among older individuals. S. 3252: to amend the Consumer Credit Protection Act, to ban abusive credit practices, enhance consumer disclosures, protect underage consumers, and for other purposes.

Client expense: $470,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, State, Dept of (DOS), Treasury, Dept of, U.S. Trade & Development Agency (USTDA), U.S. Trade Representative (USTR)

S. 239 S. 495, S 1178, S. 1260, S. 238, S. 1208, S. 806, S. 1625, S. 2168, S. 2661, H.R. 958, H.R. 1685, H.R. 836, H.R. 2124, H.R. 948, H.R. 2455, H.R. 3046, H.R. 3046, H.R. 5234, H.R. 5405, H.R. 964, H.R. 1525, H.R. 3316, H.R. 275, H.R. 936, H.R. 1967, H.R. 2290, H.R. 4175, H.R. 4279 - Privacy/Data Security/Social Security Number Legislation (monitoring)

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Credit Union Regulatory Improvement Act (HR. 1537); Credit Unions Small Business Lending Act (HR. 1849); Flood Insurance Reform and Modernization Act of 2007 (HR. 3121); National Affordable Housing Trust Fund Act of 2007 (HR. 2895); Terrorism Risk Insurance Revision and Extension Act of 2007 (HR. 2761);Industrial Bank Holding Company Act of 2007 (HR. 698); Expanding Homeownership Act of 2007 (HR. 1852);Federal Housing Finance Reform Act of 2007 (HR. 1427); The Housing Assistance Authorization Act of 2007 (HR. 1923); The Private Student Loan Transparency Act of 2007; The Small Business and Work Opportunity Act of 2007 (S. 349); The Small Business Lending and Reauthorization and Improvement Act of 2007 (S. 1256); The Entrepreneurial Development Act of 2007 (S. 1671); Small Business Venture Capital Act of 2007 (S. 1662); The Small Business Tax Relief Act of 2007 (HR. 976); Social Security Number Privacy and Identity Theft Protection Act of 2007 (HR. 3046); FY 2008 Financial Services Appropriations Bill (HR. 2829); Financial Consumer Hotline Act of 2007 (HR. 4332); Mortgage Reform and Anti-Predatory Lending Act of 2007 (HR. 3915); Escrow, Appraisal and Mortgage Servicing Improvements Act fo 2007 (HR. 3837); Homeowners Defense Act of 2007 (HR. 3355); HOPE VI Improvement and Re-Authorization Act of 2007 (HR. 3524); National Affordable Housing Trust Fund Act of 2007(HR. 2895); Consumer Overdraft Protection Act of 2007 (HR. 946); Identity Theft Protection Act of 2007 (HR. 3316);Credit Card Interchange Fees;The Credit Unions Regulatory Relief Act (HR. 5519); The Foreclosure Prevention and Sound Mortgage Servicing Act of 2008 (HR. 5679); The Emergency Loan Modification Act of 2008 (HR. 5579); The Jubilee Act for Responsible Lending and Expanded Debt Cancellation Act of 07 (HR. 2634);The Credit Cardholders Bill of Rights Act of 2008 (HR. 5244); The Internet Tax Freedom Act Amendments of 2007 (HR. 3678); The College Student Relief Act of 2007 (S. 282); The Helping Families Save Their Homes in Bankruptcy Act of 2007 (S. 2136); The Economic Stimulus and Recovery Act of 2008; Department of Defense Reauthorization;Appropriations; Regulatory Relief for financial institutions; Financial literacy; Financial modernization; The Foreclosure Prevention Act of 2008 (HR. 3221); The Credit Union, Bank, Thrift Regulatory Relief Act of 2008 (H.R. 6312); The Credit Union Regulatory Relief Act of 2008 (S. 2957); The Credit Card Interchange Fee Act of 2008 (HR. 6248); The Credit Card Fair Fee Act of 2008 (HR. 5546); The Internet Gambling Regulation and Tax Enforcement Act of 2008 (HR. 5523); The FHA Housing Stabilization and Homeowner Retention Act of 2008 (HR. 5830); The Payment System Protection Act of 2008 (HR. 5767); The Payment Systems Protection Act of 2008, (HR. 6870); Emergency Economic Stabilization Act of 2008; Central Liquidity Fund Cap (CLF); Real Estate Settlement Practices Act of 1974 (RESPA).

Client expense: $414,203 · Firm income: Not reported

Government targets: Army, Dept of (Other), Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), President of the U.S., SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office

Credit Union Regulatory Improvement Act (HR. 1537); Credit Unions Small Business Lending Act (HR. 1849); Flood Insurance Reform and Modernization Act of 2007 (HR. 3121); National Affordable Housing Trust Fund Act of 2007 (HR. 2895); Terrorism Risk Insurance Revision and Extension Act of 2007 (HR. 2761);Industrial Bank Holding Company Act of 2007 (HR. 698); Expanding Homeownership Act of 2007 (HR. 1852);Federal Housing Finance Reform Act of 2007 (HR. 1427); The Housing Assistance Authorization Act of 2007 (HR. 1923); The Private Student Loan Transparency Act of 2007; The Small Business and Work Opportunity Act of 2007 (S. 349); The Small Business Lending and Reauthorization and Improvement Act of 2007 (S. 1256); The Entrepreneurial Development Act of 2007 (S. 1671); Small Business Venture Capital Act of 2007 (S. 1662); The Small Business Tax Relief Act of 2007 (HR. 976); Social Security Number Privacy and Identity Theft Protection Act of 2007 (HR. 3046); FY 2008 Financial Services Appropriations Bill (HR. 2829); Financial Consumer Hotline Act of 2007 (HR. 4332); Mortgage Reform and Anti-Predatory Lending Act of 2007 (HR. 3915); Escrow, Appraisal and Mortgage Servicing Improvements Act fo 2007 (HR. 3837); Homeowners Defense Act of 2007 (HR. 3355); HOPE VI Improvement and Re-Authorization Act of 2007 (HR. 3524); National Affordable Housing Trust Fund Act of 2007(HR. 2895); Consumer Overdraft Protection Act of 2007 (HR. 946); Identity Theft Protection Act of 2007 (HR. 3316);Credit Card Interchange Fees(HR. 5546; The Credit Unions Regulatory Relief Act (HR. 5519); The Foreclosure Prevention and Sound Mortgage Servicing Act of 2008 (HR. 5679); The Emergency Loan Modification Act of 2008 (HR. 5579); The Jubilee Act for Responsible Lending and Expanded Debt Cancellation Act of 07 (HR. 2634);The Credit Cardholders Bill of Rights Act of 2008 (HR. 5244); The Internet Tax Freedom Act Amendments of 2007 (HR. 3678); The College Student Relief Act of 2007 (S. 282); The Helping Families Save Their Homes in Bankruptcy Act of 2007 (S. 2136); The Economic Stimulus and Recovery Act of 2008; Department of Defense Reauthorization; CDFI Appropriations; CLF Appropriations; Regulatory Relief for financial institutions; Financial literacy; Financial modernization; The Foreclosure Prevention Act of 2008 (HR. 3221); The Credit Union, Bank, Thrift Regulatory Relief Act of 2008 (H.R. 6312); The Credit Union Regulatory Relief Act of 2008 (S. 2957); The Credit Card Interchange Fee Act of 2008 (HR. 6248); The Credit Card Fair Fee Act of 2008 (HR. 5546); The Internet Gambling Regulation and Tax Enforcement Act of 2008 (HR. 5523); The FHA Housing Stabilization and Homeowner Retention Act of 2008 (HR. 5830); The Payment System Protection Act of 2008 (HR. 5767);The Payment Systems Protection Act of 2008, (HR. 6870); Emergency Economic Stabilization Act of 2008;Central Liquidity Fund Cap (CLF); Real Estate Settlement Practices Act of 1974 (RESPA).

Client expense: $414,203 · Firm income: Not reported

Government targets: Army, Dept of (Other), Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), President of the U.S., SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office

Issues regarding banking; Issues regarding data breach; Issues regarding labor, antitrust and workplace; HR 5546, Credit Card Fair Fee Act of 2008, all provisions; HR 5244, Credit Card Holders Bill of Rights Act of 2008, all provisions; S 495, Personal Data Privacy and Security Act of 2007, all provisions; S 1178, Identity Theft Protection Act, all provisions; HR 3046, Social Security Number Privacy and Identity Theft Prevention Act of 2007, all provisions; HR 3316, Identity Theft Protection Act of 2007, all provisions; HR 6248, Credit Card Interchange Fees Act of 2008, all provisions; S 3086, Credit Card Fair Fee Act of 2008, all provisions; HR 6620, Gas Pump Fair Payment Act of 2008, all provisions.

Client expense: Not reported · Firm income: $110,000

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of

S 238--Social Security Number Misuse Prevention Act, all provisions; S 239--Notification of Risk to Personal Data Act of 2007, all provisions; S 495--Personal Data Privacy and Security Act of 2007, all provisions; HR 958--Data Accountability and Trust Act, all provisions; HR 836--Cyber-Security Enhancement and Consumer Data Protection Act of 2007, all provisions; S 806--Consumer ID Protection and Security Act, all provisions; HR 1627--Social Security Number Fraudulent Use Notification Act of 2007, all provisions; HR 1685--Data Security Act of 2007, all provisions; S 1260--Data Security Act of 2007, all provisions; S 1558--Federal Agency Data Breach Protection Act, all provisions; HR 3316--Identity Theft Protection Act of 2007, all provisions; HR 5633--Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008, all provisions; HR 1424--To provide authority for the Federal Government to purchase and insure certain types of troubled assets for the purposes of providing stability to and preventing disruption in the economy, all provisions relevant to emergency stabilization of the economy; HR 2638--Consolidated Security, Disaster Assistance, and Continuing Appropriations Act, 2009, all provisions.

Client expense: $240,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE

H.R.948/S.1208: Social Security Number Protection Act of 2007 H.R.1327: Protective Equipment for America's Workers Act H.R.2474: Product Safety Civil Penalties Improvement Act S.238: Social Security Number Misuse Prevention Act S. 806: Consumer ID Protection and Security Act S. 495: Personal Data Privacy and Security Act of 2007 S. 1178: Identity Theft Prevention Act S. 239: Notification of Risk to Personal Data Act of 2007 H.R. 958: Data Accountability and Trust Act H.R. 964: Securely Protect Yourself Against Cyber Trespass Act H.R. 1525: Internet Spyware (I-SPY) Prevention Act of 2007 H.R. 936: Prevention of Fraudulent Access to Phone Records Act S. 2045: The Consumer Product Safety Commission Reform Act of 2007 S. 1202: Personal Data Protection Act of 2007 H.R. 1685/S. 1260: Data Security Act of 2007 S. 2168: Identity Theft Enforcement and Restitution Act of 2007 H.R. 4175: Privacy and Cybercrime Enforcement At of 2007 S. 1625: Counter Spy Act H.R. 3046: Social Security Number Privacy and Identity Theft Protection Act of 2007 H.R. 4040/S.2045: Consumer Protection Molestation Act H.R. 2455: SSN Nonproliferation Act H.R. 3316: ID Theft Protection Act H.R. 275: Global Online Freedom Act H.R. 4040/S.2663: CPSC Reform; P.L. 110-314

Client expense: $1,040,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, SENATE

Social Security Number protection and misuse - HR 5234,HR 3046, S1208, S2915 FHA Reorganization Act, alternative data issues - HR 1852, S 2338, HR 3221 Identity theft prevention, consumer security freeze, security breach - HR 3316, S 806, S 1178, S 1260, HR 4791, S 239 Credit Repair Organizations Act. Consumer protection for users of credit monitoring services - HR 2885 Military Services Deployment Act. Notation into active duty servicemen's credit file that they are on duty - HR 513 E-Verify - HR 4088 Nondiscriminatory Use of Consumer Reportsand Consumer Information Act, use of consumer reports in connection with personal lines of insurance, HR 5633

Client expense: $130,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE

Credit Union Regulatory Improvement Act (HR. 1537); Credit Unions Small Business Lending Act (HR. 1849); Flood Insurance Reform and Modernization Act of 2007 (HR. 3121); National Affordable Housing Trust Fund Act of 2007 (HR. 2895); Terrorism Risk Insurance Revision and Extension Act of 2007 (HR. 2761);Industrial Bank Holding Company Act of 2007 (HR. 698); Expanding Homeownership Act of 2007 (HR. 1852);Federal Housing Finance Reform Act of 2007 (HR. 1427); Gulf Coast Hurricane Housing Recovery Act of 2007 (HR. 1227); The Housing Assistance Authorization Act of 2007 (HR. 1923); The Private Student Loan Transparency Act of 2007; The Small Business and Work Opportunity Act of 2007 (S. 349); The Small Business Lending and Reauthorization and Improvement Act of 2007 (S. 1256); The Entrepreneurial Development Act of 2007 (S. 1671); Small Business Venture Capital Act of 2007 (S. 1662); The Small Business Tax Relief Act of 2007 (HR. 976); Social Security Number Privacy and Identity Theft Protection Act of 2007 (HR. 3046); FY 2008 Financial Services Appropriations Bill (HR. 2829); Financial Consumer Hotline Act of 2007 (HR. 4332); Mortgage Reform and Anti-Predatory Lending Act of 2007 (HR. 3915); Escrow, Appraisal and Mortgage Servicing Improvements Act fo 2007 (HR. 3837); Homeowners Defense Act of 2007 (HR. 3355); HOPE VI Improvement and Re-Authorization Act of 2007 (HR. 3524); National Affordable Housing Trust Fund Act of 2007(HR. 2895); Consumer Overdraft Protection Act of 2007 (HR. 946); Identity Theft Protection Act of 2007 (HR. 3316);Credit Card Interchange Fees;The Credit Unions Regulatory Relief Act (HR. 5519); The Foreclosure Prevention and Sound Mortgage Servicing Act of 2008 (HR. 5679); The Emergency Loan Modification Act of 2008 (HR. 5579); The Jubilee Act for Responsible Lending and Expanded Debt Cancellation Act of 07 (HR. 2634);The Credit Cardholders Bill of Rights Act of 2008 (HR. 5244); The Internet Tax Freedom Act Amendments of 2007 (HR. 3678); The College Student Relief Act of 2007 (S. 282); The Helping Families Save Their Homes in Bankruptcy Act of 2007 (S. 2136); The Economic Stimulus and Recovery Act of 2008; Department of Defense Reauthorization; Appropriations; Regulatory Relief for financial institutions; Financial literacy; Financial modernization, The Foreclosure Prevention Act of 2008 (HR. 3221); The Credit Union, Bank, Thrift Regulatory Relief Act of 2008 (H.R. 6312); The Credit Union Regulatory Relief Act of 2008 (S. 2957); The Credit Card Interchange Fee Act of 2008 (HR. 6248); The Credit Card Fair Fee Act of 2008 (HR. 5546); The Internet Gambling Regulation and Tax Enforcement Act of 2008 (HR. 5523); The FHA Housing Stabilization and Homeowner Retention Act of 2008 (HR. 5830); The Payment System Protection Act of 2008 (HR. 5767).

Client expense: $304,881 · Firm income: Not reported

Government targets: Air Force, Dept of, Army, Dept of (Other), Council of Economic Advisers (CEA), Defense Finance & Accounting Service (DFAS), Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA), Navy, Dept of, Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of

Credit Union Regulatory Improvement Act (HR. 1537); Credit Unions Small Business Lending Act (HR. 1849); Flood Insurance Reform and Modernization Act of 2007 (HR. 3121); National Affordable Housing Trust Fund Act of 2007 (HR. 2895); Terrorism Risk Insurance Revision and Extension Act of 2007 (HR. 2761);Industrial Bank Holding Company Act of 2007 (HR. 698); Expanding Homeownership Act of 2007 (HR. 1852);Federal Housing Finance Reform Act of 2007 (HR. 1427); Gulf Coast Hurricane Housing Recovery Act of 2007 (HR. 1227); The Housing Assistance Authorization Act of 2007 (HR. 1923); The Private Student Loan Transparency Act of 2007; The Small Business and Work Opportunity Act of 2007 (S. 349); The Small Business Lending and Reauthorization and Improvement Act of 2007 (S. 1256); The Entrepreneurial Development Act of 2007 (S. 1671); Small Business Venture Capital Act of 2007 (S. 1662); The Small Business Tax Relief Act of 2007 (HR. 976); Social Security Number Privacy and Identity Theft Protection Act of 2007 (HR. 3046); FY 2008 Financial Services Appropriations Bill (HR. 2829); Financial Consumer Hotline Act of 2007 (HR. 4332); Mortgage Reform and Anti-Predatory Lending Act of 2007 (HR. 3915); Escrow, Appraisal and Mortgage Servicing Improvements Act fo 2007 (HR. 3837); Homeowners Defense Act of 2007 (HR. 3355); HOPE VI Improvement and Re-Authorization Act of 2007 (HR. 3524); National Affordable Housing Trust Fund Act of 2007(HR. 2895); Consumer Overdraft Protection Act of 2007 (HR. 946); Identity Theft Protection Act of 2007 (HR. 3316);Credit Card Interchange Fees(HR. 5546; The Credit Unions Regulatory Relief Act (HR. 5519); The Foreclosure Prevention and Sound Mortgage Servicing Act of 2008 (HR. 5679); The Emergency Loan Modification Act of 2008 (HR. 5579); The Jubilee Act for Responsible Lending and Expanded Debt Cancellation Act of 07 (HR. 2634);The Credit Cardholders Bill of Rights Act of 2008 (HR. 5244); The Internet Tax Freedom Act Amendments of 2007 (HR. 3678); The College Student Relief Act of 2007 (S. 282); The Helping Families Save Their Homes in Bankruptcy Act of 2007 (S. 2136); The Economic Stimulus and Recovery Act of 2008; Department of Defense Reauthorization;Appropriations; Regulatory Relief for financial institutions; Financial literacy; Financial modernization, The Foreclosure Prevention Act of 2008 (HR. 3221); The Credit Union, Bank, Thrift Regulatory Relief Act of 2008 (H.R. 6312); The Credit Union Regulatory Improvements Act of 2008 (S. 2957); The Credit Card Interchange Fee Act of 2008 (HR. 6248); The Credit Card Fair Fee Act of 2008 (HR. 5546, S. 3056); The Internet Gambling Regulation and Tax Enforcement Act of 2008 (HR. 5523); The FHA Housing Stabilization and Homeowner Retention Act of 2008 (HR. 5830); The Payment System Protection Act of 2008 (HR. 5767).

Client expense: $304,881 · Firm income: Not reported

Government targets: Air Force, Dept of, Army, Dept of (Other), Council of Economic Advisers (CEA), Defense Finance & Accounting Service (DFAS), Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA), Navy, Dept of, Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of

Credit Union Regulatory Improvement Act (HR. 1537); Credit Unions Small Business Lending Act (HR. 1849); Flood Insurance Reform and Modernization Act of 2007 (HR. 3121); National Affordable Housing Trust Fund Act of 2007 (HR. 2895); Terrorism Risk Insurance Revision and Extension Act of 2007 (HR. 2761);Industrial Bank Holding Company Act of 2007 (HR. 698); Expanding Homeownership Act of 2007 (HR. 1852);Federal Housing Finance Reform Act of 2007 (HR. 1427); Gulf Coast Hurricane Housing Recovery Act of 2007 (HR. 1227); The Housing Assistance Authorization Act of 2007 (HR. 1923); The Private Student Loan Transparency Act of 2007; The Small Business and Work Opportunity Act of 2007 (S. 349); The Small Business Lending and Reauthorization and Improvement Act of 2007 (S. 1256); The Entrepreneurial Development Act of 2007 (S. 1671); Small Business Venture Capital Act of 2007 (S. 1662); The Small Business Tax Relief Act of 2007 (HR. 976); Social Security Number Privacy and Identity Theft Protection Act of 2007 (HR. 3046); FY 2008 Financial Services Appropriations Bill (HR. 2829); Financial Consumer Hotline Act of 2007 (HR. 4332); Mortgage Reform and Anti-Predatory Lending Act of 2007 (HR. 3915); Escrow, Appraisal and Mortgage Servicing Improvements Act fo 2007 (HR. 3837); Homeowners Defense Act of 2007 (HR. 3355); HOPE VI Improvement and Re-Authorization Act of 2007 (HR. 3524); National Affordable Housing Trust Fund Act of 2007(HR. 2895); Consumer Overdraft Protection Act of 2007 (HR. 946); Identity Theft Protection Act of 2007 (HR. 3316);Credit Card Interchange Fees(HR. 5546; The Credit Unions Regulatory Relief Act (HR. 5519); The Foreclosure Prevention and Sound Mortgage Servicing Act of 2008 (HR. 5679); The Emergency Loan Modification Act of 2008 (HR. 5579); The Jubilee Act for Responsible Lending and Expanded Debt Cancellation Act of 07 (HR. 2634);The Credit Cardholders Bill of Rights Act of 2008 (HR. 5244); The Internet Tax Freedom Act Amendments of 2007 (HR. 3678); The College Student Relief Act of 2007 (S. 282); The Helping Families Save Their Homes in Bankruptcy Act of 2007 (S. 2136); The Economic Stimulus and Recovery Act of 2008; Department of Defense Reauthorization;Appropriations; Regulatory Relief for financial institutions; Financial literacy; Financial modernization.

Client expense: $284,382 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of

Credit Union Regulatory Improvement Act (HR. 1537); Credit Unions Small Business Lending Act (HR. 1849); Flood Insurance Reform and Modernization Act of 2007 (HR. 3121); National Affordable Housing Trust Fund Act of 2007 (HR. 2895); Terrorism Risk Insurance Revision and Extension Act of 2007 (HR. 2761);Industrial Bank Holding Company Act of 2007 (HR. 698); Expanding Homeownership Act of 2007 (HR. 1852);Federal Housing Finance Reform Act of 2007 (HR. 1427); Gulf Coast Hurricane Housing Recovery Act of 2007 (HR. 1227); The Housing Assistance Authorization Act of 2007 (HR. 1923); The Private Student Loan Transparency Act of 2007; The Small Business and Work Opportunity Act of 2007 (S. 349); The Small Business Lending and Reauthorization and Improvement Act of 2007 (S. 1256); The Entrepreneurial Development Act of 2007 (S. 1671); Small Business Venture Capital Act of 2007 (S. 1662); The Small Business Tax Relief Act of 2007 (HR. 976); Social Security Number Privacy and Identity Theft Protection Act of 2007 (HR. 3046); FY 2008 Financial Services Appropriations Bill (HR. 2829); Financial Consumer Hotline Act of 2007 (HR. 4332); Mortgage Reform and Anti-Predatory Lending Act of 2007 (HR. 3915); Escrow, Appraisal and Mortgage Servicing Improvements Act fo 2007 (HR. 3837); Homeowners Defense Act of 2007 (HR. 3355); HOPE VI Improvement and Re-Authorization Act of 2007 (HR. 3524); National Affordable Housing Trust Fund Act of 2007(HR. 2895); Consumer Overdraft Protection Act of 2007 (HR. 946); Identity Theft Protection Act of 2007 (HR. 3316);Credit Card Interchange Fees;The Credit Unions Regulatory Relief Act (HR. 5519); The Foreclosure Prevention and Sound Mortgage Servicing Act of 2008 (HR. 5679); The Emergency Loan Modification Act of 2008 (HR. 5579); The Jubilee Act for Responsible Lending and Expanded Debt Cancellation Act of 07 (HR. 2634);The Credit Cardholders Bill of Rights Act of 2008 (HR. 5244); The Internet Tax Freedom Act Amendments of 2007 (HR. 3678); The College Student Relief Act of 2007 (S. 282); The Helping Families Save Their Homes in Bankruptcy Act of 2007 (S. 2136); The Economic Stimulus and Recovery Act of 2008; Department of Defense Reauthorization;Appropriations; Regulatory Relief for financial institutions; Financial literacy; Financial modernization.

Client expense: $284,382 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of

HR 4791, Federal Data Protection Act; federal agnecy purchases of personally identifiable data from commercial vendors HR 2885, Credit Monitoring Clarification Act: consumer protections for users of credit monitoring services HR 1853: alternative data issues for credit reporting HR 2885, Credit Repair Organization Act: would make it explicit that credit repair services are not credit repair organizations HR 3316 and S> 1178: credit report freeze legislation

Client expense: Not reported · Firm income: $70,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 1260, Data Security Act, re: data breach notification; exemption of financial institutions from additional requirements; protection of sensitive data at federal agencies; federal preemption of state law; H.R. 958, Data Accountability and Trust Act, re: FTC security policy and procedures; data breach notification; definition of information broker; consumer access to private databases; S. 1178, Identity Theft Prevention Act, re; protection of sensitive information; data breach notification; credit report security freeze; S. 2012, Notification of Risk to Personal Data Act re: data breach notification; state attorney generals enforcement; HR 3316, Identity Theft Protection Act re: credit report security freeze; S. 1202, Personal Data Protection Act, re: data breach notification; federal preemption of state laws; S. 806, Consumer ID Protection and Security Act, re: credit report security freeze; S. 495, Personal Data Privacy and Security Act, re: definition of data broker; consumer access and correction of data broker information; data privacy and security programs; data breach notification; GSA evaluation of security programs in awarding contracts; HR 946, Consumer Overdraft Protection Act; re: disclosure of overdraft fee to consumers; HR 5244, Credit Card Holders Bill of Rights Act of 2008, re open end credit lending practices; S. 1395, Stop Unfair Practices in Credit Cards Act of 2007, re open end credit lending practices; billing practices and finance charges; H.R. 4008, the Credit and Debit Receipt Clarification Act, All provisions; Comments RE: Fair Credit Reporting Act - Section 312, Concerning Procedures to Enhance the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies; H.R. 6248, Credit Card Interchange Fees Act of 2008, all provisions.

Client expense: $500,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Consumer Product Safety Commission (CPSC), Employment Standards Administration, Environmental Protection Agency (EPA), Federal Bureau of Investigation (FBI), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Intl Trade Administration (ITA), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Natl Labor Relations Board (NLRB), Natl Security Council (NSC), Occupational Safety & Health Administration (OSHA), Office of Management & Budget (OMB), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), Postal Rate Commission, Postal Regulatory Commission, SENATE, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Customs & Border Protection, U.S. Immigration & Customs Enforcement (ICE), U.S. International Trade Commission (ITC), U.S. Secret Service, U.S. Trade Representative (USTR), White House Office

S. 1208: to provide additional security and privacy protection for Social Security account numbers. S. 1558: to amend title 14, U.S. Code, to strengthen requirements related to security breaches of data involving the disclosure of sensitive personal information. H.R.136: To amend title II of the Social Security Act to provide that individuals and appropriate authorities are notified by the Commissioner of Social Security of evidence of misuse of the Social Security account numbers of such individuals. H.R.948: To strengthen the authority of the Federal Government to protect individuals from certain acts and practices in the sale and purchase of Social Security numbers and Social Security account numbers, and for other purposes. H.R.958: To protect consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information, and to provide for nationwide notice in the event of a security breach. H.R.1627: To amend title II of the Social Security Act to require that the Commissioner of Social Security notify individuals of improper use of their Social Security account numbers. H.R.1685: To protect information relating to consumers, to require notice of security breaches, and for other purposes. H.R. 2124: to amend title 44, U.S. Code, to strengthen requirements related to security breaches of data involving the disclosure of sensitive personal information. H.R. 2455: to amend title II of the Social Security Act to prohibit the sale, purchase, and display to the general public of the Social Security account number. H.R.3316: To amend the Fair Credit Reporting Act to provide individuals the ability to control access to their credit reports, and for other purposes. H.R. 4175: To amend title 18, U.S. Code, with respect to data privacy and security, and for other purposes. H.R. 4241: To prohibit the transfer of personal information to any person or business outside the United States, without notice. H.R. 5633: To amend the Fair Credit Reporting Act to prohibit certain discriminatory uses of consumer reports and consumer information in connection with certain personal lines of insurance, and for other purposes. S.92: A bill to amend the Communications Act of 1934 to prohibit the unlawful acquisition and use of confidential customer proprietary network information, and for other purposes. S.238: A bill to amend title 18, United States Code, to limit the misuse of Social Security numbers, to establish criminal penalties for such misuse, and for other purposes. S.239: A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. S.495: A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. S.1178: A bill to strengthen data protection and safeguards, require data breach notification, and further prevent identity theft. S.1260: A bill to protect information relating to consumers, to require notice of security breaches, and for other purposes. S.1814: to provide individuals with access to health information of which they are a subject, ensure personal privacy with respect to health related information, promote the use of non-identifiable information for health research, impose criminal and civil penalties for unauthorized use of protected health information, to provide for the strong enforcement of these rights, and to protect states' rights. S. 2661: To prohibit the collection of identifying information of individuals by false, fraudulent, or deceptive means through the Internet, a practice known as "phishing," to provide the Federal Trade Commission the necessary authority to enforce such prohibition, and for other purposes. S.2915: to require the commissioner of the Social Security Administration to issue uniform standards for the method for truncation of Social Security account numbers in order to protect such numbers from being used in the perpetration of fraud or identity theft and to provide for a prohibition on the display to the general public on the Internet of Social Security account numbers by state and local governments, and for other purposes S.3053: To amend title XI of the Social Security Act to provide grants for eligible entities to provide services to improve financial literacy among older individuals.

Client expense: $540,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, State, Dept of (DOS), Treasury, Dept of, U.S. Trade & Development Agency (USTDA), U.S. Trade Representative (USTR)

Issues regarding labor, antitrust and workplace; HR 5546, Credit Card Fair Fee Act of 2008, all provisions; Issues regarding banking; HR 5244, Credit Card Holders Bill of Rights Act of 2008, all provisions; Issues regarding data breach; S 495, Personal Data Privacy and Security Act of 2007, all provisions; S 1178, Identity Theft Protection Act, all provisions; HR 3046, Social Security Number Privacy and Identity Theft Prevention Act of 2007, all provisions; HR 3316, Identity Theft Protection Act of 2007, all provisions; HR 6248, Credit Card Interchange Fees Act of 2008, all provisions; S 3086, Credit Card Fair Fee Act of 2008, all provisions.

Client expense: Not reported · Firm income: $180,000

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of

H.R.948/S.1208: Social Security Number Protection Act of 2007 H.R.1327: Protective Equipment for America's Workers Act H.R.2474: Product Safety Civil Penalties Improvement Act S.238: Social Security Number Misuse Prevention Act S. 806: Consumer ID Protection and Security Act S. 495: Personal Data Privacy and Security Act of 2007 S. 1178: Identity Theft Prevention Act S. 239: Notification of Risk to Personal Data Act of 2007 H.R. 958: Data Accountability and Trust Act H.R. 964: Securely Protect Yourself Against Cyber Trespass Act H.R. 1525: Internet Spyware (I-SPY) Prevention Act of 2007 H.R. 936: Prevention of Fraudulent Access to Phone Records Act S. 2045: The Consumer Product Safety Commission Reform Act of 2007 S. 1202: Personal Data Protection Act of 2007 H.R. 1685/S. 1260: Data Security Act of 2007 S. 2168: Identity Theft Enforcement and Restitution Act of 2007 H.R. 4175: Privacy and Cybercrime Enforcement At of 2007 S. 1625: Counter Spy Act H.R. 3046: Social Security Number Privacy and Identity Theft Protection Act of 2007 H.R. 4040/S.2045: Consumer Protection Molestation Act H.R. 2455: SSN Nonproliferation Act H.R. 3316: ID Theft Protection Act H.R. 275: Global Online Freedom Act S.2663: CPSC Reform

Client expense: $400,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE

Issues regarding data breach; S495, Personal Data Privacy and Security Act of 2007, all provisions; S1178, Identity Theft Protection Act, all provisions; HR3046, Social Security Number Privacy and Identity Theft Prevention Act of 2007, all provisions; HR3316, Identity Theft Protection Act of 2007, all provisions; Issues regarding payment cards; HR5244, Credit Card Holders Bill of Rights Act of 2008; Issues regarding the Mark-Up of an original bill entitled Industrial Bank Holding Company Act of 2008, not reported.

Client expense: Not reported · Firm income: $30,000

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE

S. 1260, Data Security Act, re: data breach notification; exemption of financial institutions from additional requirements; protection of sensitive data at federal agencies; federal preemption of state law; H.R. 958, Data Accountability and Trust Act, re: FTC security policy and procedures; data breach notification; definition of information broker; consumer access to private databases; S. 1178, Identity Theft Prevention Act, re; protection of sensitive information; data breach notification; credit report security freeze; S. 2012, Notification of Risk to Personal Data Act re: data breach notification; state attorney generals enforcement; HR 3316, Identity Theft Protection Act re: credit report security freeze; S. 1202, Personal Data Protection Act, re: data breach notification; federal preemption of state laws; S. 806, Consumer ID Protection and Security Act, re: credit report security freeze; S. 495, Personal Data Privacy and Security Act, re: definition of data broker; consumer access and correction of data broker information; data privacy and security programs; data breach notification; GSA evaluation of security programs in awarding contracts; HR 946, Consumer Overdraft Protection Act; re: disclosure of overdraft fee to consumers; HR 5244, Credit Card Holders Bill of Rights Act of 2008, re open end credit lending practices; S. 1395, Stop Unfair Practices in Credit Cards Act of 2007, re open end credit lending practices; billing practices and finance charges; H.R. 4008, the Credit and Debit Receipt Clarification Act, All provisions; Comments RE: Fair Credit Reporting Act - Section 312, Concerning Procedures to Enhance the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies; H.R. 6248, Credit Card Interchange Fees Act of 2008, all provisions.

Client expense: $700,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Consumer Product Safety Commission (CPSC), Employment Standards Administration, Environmental Protection Agency (EPA), Federal Bureau of Investigation (FBI), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Intl Trade Administration (ITA), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Natl Labor Relations Board (NLRB), Natl Security Council (NSC), Occupational Safety & Health Administration (OSHA), Office of Management & Budget (OMB), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), Postal Rate Commission, Postal Regulatory Commission, SENATE, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Customs & Border Protection, U.S. Immigration & Customs Enforcement (ICE), U.S. International Trade Commission (ITC), U.S. Secret Service, U.S. Trade Representative (USTR), White House Office

Credit Union Regulatory Improvement Act (HR. 1537); Credit Unions Small Business Lending Act (HR. 1849); Flood Insurance Reform and Modernization Act of 2007 (HR. 3121); National Affordable Housing Trust Fund Act of 2007 (HR. 2895); Terrorism Risk Insurance Revision and Extension Act of 2007 (HR. 2761);Industrial Bank Holding Company Act of 2007 (HR. 698); Expanding Homeownership Act of 2007 (HR. 1852);Federal Housing Finance Reform Act of 2007 (HR. 1427); Gulf Coast Hurricane Housing Recovery Act of 2007 (HR. 1227); The Housing Assistance Authorization Act of 2007 (HR. 1923); The Private Student Loan Transparency Act of 2007; The Small Business and Work Opportunity Act of 2007 (S. 349); The Small Business Lending and Reauthorization and Improvement Act of 2007 (S. 1256); The Entrepreneurial Development Act of 2007 (S. 1671); Small Business Venture Capital Act of 2007 (S. 1662); The Small Business Tax Relief Act of 2007 (HR. 976); Social Security Number Privacy and Identity Theft Protection Act of 2007 (HR. 3046); FY 2008 Financial Services Appropriations Bill (HR. 2829); Financial Consumer Hotline Act of 2007 (HR. 4332); Mortgage Reform and Anti-Predatory Lending Act of 2007 (HR. 3915); Escrow, Appraisal and Mortgage Servicing Improvements Act fo 2007 (HR. 3837); Homeowners Defense Act of 2007 (HR. 3355); HOPE VI Improvement and Re-Authorization Act of 2007 (HR. 3524); National Affordable Housing Trust Fund Act of 2007(HR. 2895); Consumer Overdraft Protection Act of 2007 (HR. 946); Identity Theft Protection Act of 2007 (HR. 3316);Credit Card Interchange Fees;The Credit Unions Regulatory Relief Act (HR. 5519); The Foreclosure Prevention and Sound Mortgage Servicing Act of 2008 (HR. 5679); The Emergency Loan Modification Act of 2008 (HR. 5579); The Jubilee Act for Responsible Lending and Expanded Debt Cancellation Act of 07 (HR. 2634);The Credit Cardholders Bill of Rights Act of 2008 (HR. 5244); The Internet Tax Freedom Act Amendments of 2007 (HR. 3678); The College Student Relief Act of 2007 (S. 282); The Helping Families Save Their Homes in Bankruptcy Act of 2007 (S. 2136); The Economic Stimulus and Recovery Act of 2008; Department of Defense Reauthorization; Appropriations; Regulatory Relief for financial institutions; Financial literacy; Financial modernization, The Foreclosure Prevention Act of 2008 (HR. 3221); The Credit Union, Bank, Thrift Regulatory Relief Act of 2008 (H.R. 6312); The Credit Union Regulatory Relief Act of 2008 (S. 2957); The Credit Card Interchange Fee Act of 2008 (HR. 6248); The Credit Card Fair Fee Act of 2008 (HR. 5546); The Internet Gambling Regulation and Tax Enforcement Act of 2008 (HR. 5523); The FHA Housing Stabilization and Homeowner Retention Act of 2008 (HR. 5830); The Payment System Protection Act of 2008 (HR. 5767).

Client expense: $304,881 · Firm income: Not reported

Government targets: Air Force, Dept of, Army, Dept of (Other), Council of Economic Advisers (CEA), Defense Finance & Accounting Service (DFAS), Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA), Navy, Dept of, Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of

Credit Union Regulatory Improvement Act (HR. 1537); Credit Unions Small Business Lending Act (HR. 1849); Flood Insurance Reform and Modernization Act of 2007 (HR. 3121); National Affordable Housing Trust Fund Act of 2007 (HR. 2895); Terrorism Risk Insurance Revision and Extension Act of 2007 (HR. 2761);Industrial Bank Holding Company Act of 2007 (HR. 698); Expanding Homeownership Act of 2007 (HR. 1852);Federal Housing Finance Reform Act of 2007 (HR. 1427); Gulf Coast Hurricane Housing Recovery Act of 2007 (HR. 1227); The Housing Assistance Authorization Act of 2007 (HR. 1923); The Private Student Loan Transparency Act of 2007; The Small Business and Work Opportunity Act of 2007 (S. 349); The Small Business Lending and Reauthorization and Improvement Act of 2007 (S. 1256); The Entrepreneurial Development Act of 2007 (S. 1671); Small Business Venture Capital Act of 2007 (S. 1662); The Small Business Tax Relief Act of 2007 (HR. 976); Social Security Number Privacy and Identity Theft Protection Act of 2007 (HR. 3046); FY 2008 Financial Services Appropriations Bill (HR. 2829); Financial Consumer Hotline Act of 2007 (HR. 4332); Mortgage Reform and Anti-Predatory Lending Act of 2007 (HR. 3915); Escrow, Appraisal and Mortgage Servicing Improvements Act fo 2007 (HR. 3837); Homeowners Defense Act of 2007 (HR. 3355); HOPE VI Improvement and Re-Authorization Act of 2007 (HR. 3524); National Affordable Housing Trust Fund Act of 2007(HR. 2895); Consumer Overdraft Protection Act of 2007 (HR. 946); Identity Theft Protection Act of 2007 (HR. 3316);Credit Card Interchange Fees(HR. 5546; The Credit Unions Regulatory Relief Act (HR. 5519); The Foreclosure Prevention and Sound Mortgage Servicing Act of 2008 (HR. 5679); The Emergency Loan Modification Act of 2008 (HR. 5579); The Jubilee Act for Responsible Lending and Expanded Debt Cancellation Act of 07 (HR. 2634);The Credit Cardholders Bill of Rights Act of 2008 (HR. 5244); The Internet Tax Freedom Act Amendments of 2007 (HR. 3678); The College Student Relief Act of 2007 (S. 282); The Helping Families Save Their Homes in Bankruptcy Act of 2007 (S. 2136); The Economic Stimulus and Recovery Act of 2008; Department of Defense Reauthorization;Appropriations; Regulatory Relief for financial institutions; Financial literacy; Financial modernization, The Foreclosure Prevention Act of 2008 (HR. 3221); The Credit Union, Bank, Thrift Regulatory Relief Act of 2008 (H.R. 6312); The Credit Union Regulatory Relief Act of 2008 (S. 2957); The Credit Card Interchange Fee Act of 2008 (HR. 6248); The Credit Card Fair Fee Act of 2008 (HR. 5546); The Internet Gambling Regulation and Tax Enforcement Act of 2008 (HR. 5523); The FHA Housing Stabilization and Homeowner Retention Act of 2008 (HR. 5830); The Payment System Protection Act of 2008 (HR. 5767).

Client expense: $304,881 · Firm income: Not reported

Government targets: Air Force, Dept of, Army, Dept of (Other), Council of Economic Advisers (CEA), Defense Finance & Accounting Service (DFAS), Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA), Navy, Dept of, Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of

HR 698, Industrial Bank Holding Company Act of 2007 HR 4008, The Credit and Debit Card Receipt Clarification Act S 1782, Arbitration Fairness Act of 2007 HR 3010, Arbitration Fairness Act of 2007 S 1260, Data Security Act S 1178, Identity Theft Prevention Act S 495, Personal Data Privacy and Security Act S 806, Consumer ID Protection and Security Act HR 958, Data Accountability and Trust Act HR 948, Social Security Number Protection Act of 2007 HR 3012 Fair Mortgage Practices Act S 1299, Borrower's Protection Act of 2007 Sub Prime Lending HR 3316, Identity Theft Protection Act of 2007 HR 3609, Emergency Home Ownership and Mortgage Equity Protection Act HR 3915, Mortgage Reform and Anti-Predatory Lending Act of 2007 S 1356, Industrial Bank Holding Company Act of 2007 HR 5830, FHA Housing Stabilization and Homeowner Retention Act of 2008 HR 3221, Foreclosure Prevention Act of 2008 HR 5244, Credit Cardholder Bill of Rights Act of 2008 S 3252, Credit Card Act of 2008

Client expense: $5,380,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Consumer Product Safety Commission (CPSC), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Interior, Dept of (DOI), Justice, Dept of (DOJ), Natl Aeronautics & Space Administration (NASA), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), Veterans Affairs, Dept of (VA)

Issues related to deposit/checking/savings accounts, mortgage loans, home equity lines of credit, student loans (public and private), bankruptcy reform, arbitration provisions in consumer contracts, and other issues which includes the following legislation: S. 1299 Borrowers Protection Act of 2007; H.R. 3012 Fair Mortgage Practices Act of 2007; H.R. 3081 Fairness for Homeowners Act of 2007; H.R. 3296 Mortgage Broker Transparency and Accountability Act of 2007; H.R. 3609 Emergency Home Ownership and Mortgage Equity Protection Act of 2007; S. 2136 Helping Families Save Their Homes in Bankruptcy Act of 2007; S. 2133 Homeowners Mortgage and Equity Savings Act of 2007; H.R. 946 Consumer Overdraft Protection Fair Practices Act; H.R. 3221 American Housing Rescue and Foreclosure Prevention Act of 2008; H.R. 3915 Mortgage Reform and Anti-Predatory Lending Act of 2007; S. 2452 Home Ownership Preservation and Protection Act of 2007; S. 2636 Foreclosure Prevention Act of 2008; H.R. 4044 National Guard and Reservists Debt Relief Act of 2008; H.R. 3010 Arbitration Fairness Act; H.R. 5312 Automobile Arbitration Fairness Act of 2008; H.R. 6126 Fairness in Nursing Home Arbitration Act of 2008; S. 2838 Fairness in Nursing Home Arbitration Act; H.R. 890 Student Loan Sunshine Act of 2007; S. 486 Student Loan Sunshine Act; H.R. 4137 College Opportunity and Affordability Act of 2007; S. 1642 Higher Education Amendments of 2007; H.R. 2669 College Cost Reduction and Access Act; H.R. 5715 Ensuring Continued Access to Student Loans Act of 2008; S. 2815 Strengthening Student Aid for All Act; and H.R. 5767 (no title bill to prohibit regulatory agencies from issuing rules on UIGEA). Issues related to credit card use including interchange which includes the following legislation: S. 1395 Stop Unfair Practices in Credit Cards Act of 2007; S. 1925 Student Credit Card Protection Act of 2007; S. 3252 Credit Card Accountability, Responsibility and Disclosure (Credit CARD) Act; H.R. 3347 Student Credit Card Protection Act of 2007; H.R. 5244 Credit Cardholders Bill of Rights Act of 2008; H.R. 5546 Credit Card Fair Fee Act of 2008; H.R. 6248 Credit Card Interchange Fees Act of 2008; and S. 3086 Credit Card Fair Fee Act of 2008 Issues related to consumer information, privacy, data security, restrictions on the use of data and privacy including the following legislation: H.R. 948 Social Security Number Protection At of 2007; S. 238 Social Security Number Misuse Prevention Act; S. 495 Personal Data Privacy and Security Act of 2007; S. 1178 Identity Theft Prevention Act; S. 2915 Safeguarding Social Security Numbers Act of 2008; H.R. 958 Data Accountability and Trust Act; H.R. 1685 Data Security Act of 2007; H.R. 1525 Internet Spyware (I-SPY) Prevention Act of 2007; H.R. 1685 Data Security Act of 2007; H.R. 3046 Social Security Number Privacy and Identify Theft Prevention Act of 2007; H.R. 3316 Identity Theft Protection Act of 2007; H.R. 5324 Social Security Number Misuse Prevention Act; and S. 2661 Anti-Phishing Consumer Protection Act of 2008.

Client expense: $450,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

HR 5129/S2554 - Civil Rights Act, provisions relating to attorney fees. HR 4175 - Privacy and Cybercrime Enforcement Act of 2007 - provisions relating to privacy. S 495 - Personal Data Privacy and Security Act of 2007, provisions relating to privacy and data security. S 2090 - To Protect Privacy and Security Concerns in Court Records, provisions relating to privacy. HR 4791/S 236 - Federal Agency Data Protection Act, provisions relating to privacy and data security. S 717 - Identification Security Enhancement Act, provisions relating to privacy and security. HR936 - Prevention of Fraudulent Access to Phone Record Act, provisions relating to fraud. HR 220/S1178 - Identity Theft Prevention Act of 2007, provisions relating to data security and privacy. HR 948/S 1208 - Social Security Number Protection Act of 2007, provisions relating to social security numbers. S 2213 - Cyber-Crime Act of 2007, provisions relating to data security. HR 3046 - Social Security Number Privacy and Identity Theft Prevention Act of 2007, provisions relating to social security numbers. S 236 - Federal Agency Data Mining Reporting Act of 2007, provisions relating to privacy. HR 5234/S 238 - Social Security Number Prevention Act of 2007, provisions relating to social security numbers. HR 1951 - Legal Employee Verification Act, provisions relating to privacy. S 2168 - Identity Theft Enforcement and Restitution Act of 2007, provisions relating to data security. HR 3982 - Combat Illegal Immigration Through Employment Verification Act, provisions relating to privacy. S 1691 - Social Security Number Online Protection Act of 2007, provisions relating to social security numbers. HR 2455 - Social Security Number Non-Proliferation Act of 2007, provisions relating to social security numbers. HR 3271 - Social Security Account Number Protection Act of 2007, provisions relating to social security numbers. HR 2885 - Credit Monitoring Clarification Act, provisions relating to credit monitoring . HR 3316 - Identity Theft Protection Act of 2007, provisions relating to identity theft. HR 5633 - Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008, provisions relating to credit scores and insurance.

Client expense: $264,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), SENATE, Treasury, Dept of, White House Office