Neighborhood Stabilization Act of 2008

Continued and strengthened enforcement of Fair Housing Laws; equal access to adequate and affordable housing for all Americans. End homelessness. Support an Affordable Housing Trust Fund (H.R. 2895 / in Senate version of H.R. 3221). Ensure adequate housing for low-income people displaced by Hurricane Katrina. End the mortgage foreclosure crisis. Support H.R. 1427, H.R. 1227, H.R. 840, H.Res. 526, H.R. 1851, H.R. 2895, S. 2452, H.R. 3915 with strengthening amendments. Support H.R. 5830. Support H.R. 3221 in the Senate, H.R. 5818. Support the Affordable Housing Trust Fund in H.R. 3221; support funding for the Affordable Housing Trust Fund in HR 1424.

Client expense: $50,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Centers For Disease Control & Prevention (CDC), Commerce, Dept of (DOC), Defense, Dept of (DOD), Education, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Federal Bureau of Investigation (FBI), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Personnel Management (OPM), SENATE, Small Business Administration (SBA), Social Security Administration (SSA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Commission on Civil Rights, U.S. Trade Representative (USTR), Voice of America, White House Office

Eliminate predatory lending; ensure equal access to financial services to all Americans. Eliminate disparities in credit reporting. Ease home mortgage foreclosure crisis, H.R. 5830 and H.R. 5818, and H.R. 3221. Eliminate pay day lending (concerns about H.R. 6312). Support S. 2452; support strengthening amendments to H.R. 3915. Support a foreclosure moratorium (H.R. 6076). Reform the mortgage servicers industry so that more loans are modified and fewer homes are foreclosed upon. Support H.R. 5679. Try to ensure that homeowner facing foreclosure are not forgotten in the Wall Street bailout (H.R. 1424). Try to stop abusive credit card practices (support H.R. 5244).

Client expense: $50,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Centers For Disease Control & Prevention (CDC), Commerce, Dept of (DOC), Defense, Dept of (DOD), Education, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Federal Bureau of Investigation (FBI), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Personnel Management (OPM), SENATE, Small Business Administration (SBA), Social Security Administration (SSA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Commission on Civil Rights, U.S. Trade Representative (USTR), Voice of America, White House Office

End predatory lending, including pay-day lending, and ensure equal access to fair credit and main-stream financial insitutions by all Americans. Ease the home forclosure crisis. Support H.R. 1427; support H.Con.Res. 140 Support S. 2452; support strengthening amendments to H.R. 3915. Support a moratorium on foreclosures, support H.R. 6076; support H.R. 5830. Oppose "vulture funds". Support debt relief for poor nations, a.k.a. the Jubilee Act, H.R. 2634 / S. 2166. Support expansion of FHA loans to ease the foreclosure crisis, H.R. 3221 / H.R. 5830, support increasing funds for states and local communities to deal with foreclosed homes, support H.R. 5818. Reform the mortgage servicers industry so that more loans are modified and fewer homes are foreclosed upon. Support H.R. 5679. Try to ensure that homeowner facing foreclosure are not forgotten in the Wall Street bailout (H.R. 1424). Try to stop abusive credit card practices (support H.R. 5244).

Client expense: $50,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Centers For Disease Control & Prevention (CDC), Commerce, Dept of (DOC), Defense, Dept of (DOD), Education, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Federal Bureau of Investigation (FBI), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Personnel Management (OPM), SENATE, Small Business Administration (SBA), Social Security Administration (SSA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Commission on Civil Rights, U.S. Trade Representative (USTR), Voice of America, White House Office

Eliminate predatory lending; ensure equal access to financial services to all Americans. Eliminate disparities in credit reporting. Ease home mortgage foreclosure crisis, H.R. 5830 and H.R. 5818, and H.R. 3221. Eliminate pay day lending (concerns about H.R. 6312). Support S. 2452; support strengthening amendments to H.R. 3915. Support a foreclosure moratorium (H.R. 6076). Reform the mortgage servicers industry so that more loans are modified and fewer homes are foreclosed upon. Support H.R. 5679. Try to ensure that homeowner facing foreclosure are not forgotten in the Wall Street bailout (H.R. 1424). Try to stop abusive credit card practices (support H.R. 5244).

Client expense: $50,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Centers For Disease Control & Prevention (CDC), Commerce, Dept of (DOC), Defense, Dept of (DOD), Education, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Federal Bureau of Investigation (FBI), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Personnel Management (OPM), SENATE, Small Business Administration (SBA), Social Security Administration (SSA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Commission on Civil Rights, U.S. Trade Representative (USTR), Voice of America, White House Office

Continued and strengthened enforcement of Fair Housing Laws; equal access to adequate and affordable housing for all Americans. End homelessness. Support an Affordable Housing Trust Fund (H.R. 2895 / in Senate version of H.R. 3221). Ensure adequate housing for low-income people displaced by Hurricane Katrina. End the mortgage foreclosure crisis. Support H.R. 1427, H.R. 1227, H.R. 840, H.Res. 526, H.R. 1851, H.R. 2895, S. 2452, H.R. 3915 with strengthening amendments. Support H.R. 5830. Support H.R. 3221 in the Senate, H.R. 5818. Support the Affordable Housing Trust Fund in H.R. 3221; support funding for the Affordable Housing Trust Fund in HR 1424.

Client expense: $50,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Centers For Disease Control & Prevention (CDC), Commerce, Dept of (DOC), Defense, Dept of (DOD), Education, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Federal Bureau of Investigation (FBI), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Personnel Management (OPM), SENATE, Small Business Administration (SBA), Social Security Administration (SSA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Commission on Civil Rights, U.S. Trade Representative (USTR), Voice of America, White House Office

End predatory lending, including pay-day lending, and ensure equal access to fair credit and main-stream financial insitutions by all Americans. Ease the home forclosure crisis. Support H.R. 1427; support H.Con.Res. 140 Support S. 2452; support strengthening amendments to H.R. 3915. Support a moratorium on foreclosures, support H.R. 6076; support H.R. 5830. Oppose "vulture funds". Support debt relief for poor nations, a.k.a. the Jubilee Act, H.R. 2634 / S. 2166. Support expansion of FHA loans to ease the foreclosure crisis, H.R. 3221 / H.R. 5830, support increasing funds for states and local communities to deal with foreclosed homes, support H.R. 5818. Reform the mortgage servicers industry so that more loans are modified and fewer homes are foreclosed upon. Support H.R. 5679. Try to ensure that homeowner facing foreclosure are not forgotten in the Wall Street bailout (H.R. 1424). Try to stop abusive credit card practices (support H.R. 5244).

Client expense: $50,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Centers For Disease Control & Prevention (CDC), Commerce, Dept of (DOC), Defense, Dept of (DOD), Education, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Federal Bureau of Investigation (FBI), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Personnel Management (OPM), SENATE, Small Business Administration (SBA), Social Security Administration (SSA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Commission on Civil Rights, U.S. Trade Representative (USTR), Voice of America, White House Office

Legislation: MMDA Sweep Account and legislation to repeal the prohibition on the payment of interest on deposits (H.R.41); Real estate brokerage and management (H.R.111, S.413); CTR reports for seasoned customers (H.R.323); College Student Relief Act of 2007 (H.R.5); Tax provisions of minimum wage bill (H.R.6,H.Res.261,H.Res.332,H.R.1591,H.R.2206,S.965); credit card fees and services legislation; Small Business Tax Relief Act (H.R.976); Credit Union Regulatory Improvement Act (H.R.1537,H.R.5519);.... Terrorism Risk Insurance Act extension (H.R.2761, H.R.4299, S.2285); CFIUS Reform (H.R.556); Community Development Investments (H.R.1066); Privacy (H.R.498, H.R.958, S.495, S.806, S.1178, S.1260); Executive Compensation (H.R.1257); PATRIOT Act (H.R.1314); SBA Disaster Loans (S.163, H.R.1361); GSE regulation (H.R.1427, S.1100); ILC holding company legislation (H.R.698, S.1356); Flood Insurance Reform (H.R.1682, H.R.3121, S.1890, H.R.3959); Catastrophe Savings Accounts (H.R.1787, S.927); Borrowers Protection Act (S.1299); Student Loan Legislation (S.486, S.511, S.1642, S.1762, H.R.890, H.R. 2669); SBA Reform (S.1256, H.R.1332); Treasury Department Appropriations (H.R.2829); Interstate Taxation (S.1726, H.R.5267); Sarbanes-Oxley Reform Legislation (H.R.1508); Regulatory Burden Relief (H.R.1869, H.R.6312, H.R.5841); FHA Reform (H.R.1852); The Farm Bill (H.R.2419, H.R.4193), FHA Reform bills (H.R.1852, S.2338); Mortgage Debt Tax Forgiveness (H.R.3648); AMT Reform (H.R.3996); "Do Not Call" List amendments (H.R.2601, H.R.3541); Bankruptcy Reform (H.R.3609, S.2136); Sub.Prime Loan Regulation (H.R.3915, S.2452); Unfair and Deceptive Acts or Practices Authority (H.R.3526); Identity Theft Legislation (S.2168); Appraisal and Escrow Legislation (H.R.3837); Rural Housing Bill (H.R.3873); Section 8 programs (H.R.3965); Dollar coin bill (H.R.3703); Tax Legislation (H.R.3970, H.R.3056, H.R.6275, H.R.6049, H.R.2886, H.R.5719, H.R.5720); SBA Lending (H.R.3866); Housing bills (H.R.2895); Overdraft Protection Bill (H.R.946); FHA Loan Size (H.R.1852); Lobbying Reform (S.1); Economic Stimulus (H.R.5140, S.2636, H.R.3221); Credit Card Practices (H.R.5244); Bankruptcy (S. 2636, H.R.3609, H.R.4044, S.2136); Foreclosure Legislation (H.R.3221, H.R.5830, H.R.5818, H.R.5579); Interchange Fee Controls (H.R.5546, S.3086); Student Loan Legislation (H.R. 5715, S. 2815); Internet Gambling Legislation (H.R.5767); Retirement Account Fee Disclosure (H.R.3185); Arbitration Clause Restrictions (H.R.3010; H.R.5312); Money Services Business Regulation (H.R.4049); Emergency Economic Stabilization Act (H.R.1424). Regulation: Community Reinvestment Act regulations; FDIC ILC Applications; OTS gift card guidance; Subprime Mortgage Lending; SEC and PCAOB Sarbanes-Oxley regulations and guidance; Regulatory Burden Relief Regulations; Payday Lending Regulations; Deposit Insurance Regulations; SBA Regulations; Federal Reserve Board's Regulation Z (Truth-in-Lending); Fed-SEC Regulation R; Garnishment of Exempt Funds regulation; FACT Act Regulations; FDIC Audit and reporting regulations; Capital Requirements (Basel II); IRS Trust Tax Regulations; Internet gambling regulations; Small bank examination rules; FTC Privacy Rules; OTS Unfair & Deceptive Rules; FinCen Rules on Foreign Banking Relationships; SEC Risk-based auditing standard; Money Laundering Regulations, FBI Subpoenas Addendum, Financial Institution Regulatory Restructuring, SEC Credit Rating Agency Reforms; Unfair and Deceptive Acts or Practices Regulations; Risk-Based Pricing Notices; Home Valuation Code of Conduct Appraisal Rules; Guidance on HELOC reductions; Best Practices for Residential Covered Bonds; FRB Reg. S (privacy); HUD RESPA Regulations; Money Market Fund Guaranties; Fannie Mae/Freddie Mac Conservatorship; SEC Short-Selling Rules; FASB Fair Value Accounting Regs; Auction-Rate Securities Rules; Timing of FASB/SEC Rules; FDIC Deposit Insurance Coverage Regulations. #17. (continued from previous page) Public Company Accounting Oversight Board Office of Federal Housing Enterprise Oversight

Client expense: $230,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Bureau of Investigation (FBI), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Government Sponsored Enterprises-Regulatory Authority (H.R. 1427) Data Security (H.R. 1685-S. 1260) Regulatory Relief (H.R. 1550) Mortgage Reform and Anti-Predatory Lending (H.R. 3915) Federal Deposit Insurance Reform (H.R. 3012, H.R. 1427; S. 1100, S. 1386) Mortgage Refinancing (H.R. 5830) Foreclosures (H.R. 5818; S. 2734) Mortgage Restructuring (H.R. 5579) Housing and Economic Recovery Act of 2008 (H.R. 3221)

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Monitor legislation relative to banking and mortgage issues. Including bills HR. 5830, HR. 5818, HR. 3915, S. 2636, HR. 3221, HR. 3997. Monitoring the Emergency Economic Stabilization Act of 2008 HSBC HR 1424.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 2895, the National Affordable Housing Trust Fund Act (all provisions) H.R. 5818, the Neighborhood Stabilization Act of 2008 (all provisions) H.R. 3221, the Renewable Energy and Energy Conservation Tax Act of 2007 (substitution of S. 2636, the Foreclosure Prevention Act of 2008, all provisions; interest rate cap amendment) H.R. 5830, the FHA Housing Stabilization and Homeownership Retention Act of 2008 (all provisions) H.R. 6694, the FHA Seller-Financed Downpayment Reform and Risk-Based Pricing Authorization Act of 2008 (all provisions) Proposed Dept. of Housing and Urban Development rule to amend the Real Estate Settlement Procedures Act (RESPA)

Client expense: $1,930,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Social Security Administration (SSA), Treasury, Dept of, White House Office

Basel Federal Deposit Insurance Reform (H.R. 1427; S. 1100, S. 1386) Financial Literacy (H.R. 2840, H.R. 3133, H.R. 531; S. 556) GSEs - Regulatory Authority (H.R. 1427) Internet gambling (H.R. 2607, H.R. 2046) Data security (S. 1260; H.R. 1685) Pension reform (H.R. 2988; S. 1254) Phishing (H.R. 1525, H.R. 964; S. 2661) Privacy (S. 495, S. 1401, S. 717; H.R. 1967, H.R. 1117) Regulatory relief (H.R. 1550) Social security numbers protection (S. 1208, H.R. 2455, H.R. 3046, H.R. 2291) Terrorism Risk Insurance Act Identity theft (S. 1178; S. 806) Mortgage refinancing (H.R. 5830) Foreclosures (H.R. 5818; S. 2734) Mortgage restructuring (H.R. 5579) Credit cards (H.R. 5244, H.R. 5280; S. 2542) Housing and Economic Recovery Act 2008 (S. 1395) Emergency Economic Stabilization Act of 2008 (H.R. 1424)

Client expense: Not reported · Firm income: $80,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Government Sponsored Enterprises-Regulatory Authority (H.R. 1427) Data Security (H.R. 1685; S. 1260) Regulatory Relief (H.R. 1550) Mortgage Reform and Anti-Predatory Lending (H.R. 3915) Federal Deposit Insurance Reform (H.R. 1427; S. 1100, S. 1386) Mortgage Refinancing (H.R. 5830) Foreclosures (H.R. 5818; S. 2734) Mortgage Restructuring (H.R. 5579) Housing and Economic Recovery Act of 2008 Emergency Economic Stabilization Act of 2008 (H.R. 1424)

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Continued and strengthened enforcement of Fair Housing Laws; equal access to adequate and affordable housing for all Americans. End homelessness. Support an Affordable Housing Trust Fund (H.R. 2895 / in Senate version of H.R. 3221). Ensure adequate housing for low-income people displaced by Hurricane Katrina. End the mortgage foreclosure crisis. Support H.R. 1427, H.R. 1227, H.R. 840, H.Res. 526, H.R. 1851, H.R. 2895, S. 2452, H.R. 3915 with strengthening amendments. Support H.R. 5830. Support H.R. 3221 in the Senate, H.R. 5818. Support the Affordable Housing Trust Fund in H.R. 3221; support funding for the Affordable Housing Trust Fund in HR 1424.

Client expense: $50,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Centers For Disease Control & Prevention (CDC), Commerce, Dept of (DOC), Defense, Dept of (DOD), Education, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Federal Bureau of Investigation (FBI), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Personnel Management (OPM), SENATE, Small Business Administration (SBA), Social Security Administration (SSA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Commission on Civil Rights, U.S. Trade Representative (USTR), Voice of America, White House Office

End predatory lending, including pay-day lending, and ensure equal access to fair credit and main-stream financial insitutions by all Americans. Ease the home forclosure crisis. Support H.R. 1427; support H.Con.Res. 140 Support S. 2452; support strengthening amendments to H.R. 3915. Support a moratorium on foreclosures, support H.R. 6076; support H.R. 5830. Oppose "vulture funds". Support debt relief for poor nations, a.k.a. the Jubilee Act, H.R. 2634 / S. 2166. Support expansion of FHA loans to ease the foreclosure crisis, H.R. 3221 / H.R. 5830, support increasing funds for states and local communities to deal with foreclosed homes, support H.R. 5818. Reform the mortgage servicers industry so that more loans are modified and fewer homes are foreclosed upon. Support H.R. 5679. Try to ensure that homeowner facing foreclosure are not forgotten in the Wall Street bailout (H.R. 1424). Try to stop abusive credit card practices (support H.R. 5244).

Client expense: $50,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Centers For Disease Control & Prevention (CDC), Commerce, Dept of (DOC), Defense, Dept of (DOD), Education, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Federal Bureau of Investigation (FBI), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Personnel Management (OPM), SENATE, Small Business Administration (SBA), Social Security Administration (SSA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Commission on Civil Rights, U.S. Trade Representative (USTR), Voice of America, White House Office

Eliminate predatory lending; ensure equal access to financial services to all Americans. Eliminate disparities in credit reporting. Ease home mortgage foreclosure crisis, H.R. 5830 and H.R. 5818, and H.R. 3221. Eliminate pay day lending (concerns about H.R. 6312). Support S. 2452; support strengthening amendments to H.R. 3915. Support a foreclosure moratorium (H.R. 6076). Reform the mortgage servicers industry so that more loans are modified and fewer homes are foreclosed upon. Support H.R. 5679. Try to ensure that homeowner facing foreclosure are not forgotten in the Wall Street bailout (H.R. 1424). Try to stop abusive credit card practices (support H.R. 5244).

Client expense: $50,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Centers For Disease Control & Prevention (CDC), Commerce, Dept of (DOC), Defense, Dept of (DOD), Education, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Federal Bureau of Investigation (FBI), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Personnel Management (OPM), SENATE, Small Business Administration (SBA), Social Security Administration (SSA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Commission on Civil Rights, U.S. Trade Representative (USTR), Voice of America, White House Office

Legislation: MMDA Sweep Account and legislation to repeal the prohibition on the payment of interest on deposits (H.R.41); Real estate brokerage and management (H.R.111, S.413); CTR reports for seasoned customers (H.R.323); College Student Relief Act of 2007 (H.R.5); Tax provisions of minimum wage bill (H.R.6,H.Res.261,H.Res.332,H.R.1591,H.R.2206,S.965); credit card fees and services legislation; Small Business Tax Relief Act (H.R.976); Credit Union Regulatory Improvement Act (H.R.1537,H.R.5519);.... Terrorism Risk Insurance Act extension (H.R.2761, H.R.4299, S.2285); CFIUS Reform (H.R.556); Community Development Investments (H.R.1066); Privacy (H.R.498, H.R.958, S.495, S.806, S.1178, S.1260); Executive Compensation (H.R.1257); PATRIOT Act (H.R.1314); SBA Disaster Loans (S.163, H.R.1361); GSE regulation (H.R.1427, S.1100); ILC holding company legislation (H.R.698, S.1356); Flood Insurance Reform (H.R.1682, H.R.3121, S.1890, H.R.3959); Catastrophe Savings Accounts (H.R.1787, S.927); Borrowers Protection Act (S.1299); Student Loan Legislation (S.486, S.511, S.1642, S.1762, H.R.890, H.R. 2669); SBA Reform (S.1256, H.R.1332); Treasury Department Appropriations (H.R.2829); Interstate Taxation (S.1726, H.R.5267); Sarbanes-Oxley Reform Legislation (H.R.1508); Regulatory Burden Relief (H.R.1869, H.R.6312, H.R.5841); FHA Reform (H.R.1852); The Farm Bill (H.R.2419, H.R.4193), FHA Reform bills (H.R.1852, S.2338); Mortgage Debt Tax Forgiveness (H.R.3648); AMT Reform (H.R.3996); "Do Not Call" List amendments (H.R.2601, H.R.3541); Bankruptcy Reform (H.R.3609, S.2136); Sub.Prime Loan Regulation (H.R.3915, S.2452); Unfair and Deceptive Acts or Practices Authority (H.R.3526); Identity Theft Legislation (S.2168); Appraisal and Escrow Legislation (H.R.3837); Rural Housing Bill (H.R.3873); Section 8 programs (H.R.3965); Dollar coin bill (H.R.3703); Tax Legislation (H.R.3970, H.R.3056, H.R.6275, H.R.6049, H.R.2886, H.R.5719, H.R.5720); SBA Lending (H.R.3866); Housing bills (H.R.2895); Overdraft Protection Bill (H.R.946); FHA Loan Size (H.R.1852); Lobbying Reform (S.1); Economic Stimulus (H.R.5140, S.2636, H.R.3221); Credit Card Practices (H.R.5244); Bankruptcy (S. 2636, H.R.3609, H.R.4044, S.2136); Foreclosure Legislation (H.R.3221, H.R.5830, H.R.5818, H.R.5579); Interchange Fee Controls (H.R.5546, S.3086); Student Loan Legislation (H.R. 5715, S. 2815); Internet Gambling Legislation (H.R.5767); Retirement Account Fee Disclosure (H.R.3185); Arbitration Clause Restrictions (H.R.3010; H.R.5312); Money Services Business Regulation (H.R.4049); Emergency Economic Stabilization Act (H.R.1424); Military Bankruptcy (S.3197); Pension Fund Reform (H.R.7327). Regulation: Community Reinvestment Act regulations; Subprime Mortgage Lending; SEC and PCAOB Sarbanes-Oxley regulations and guidance; Regulatory Burden Relief Regulations; Deposit Insurance Regulations; SBA Regulations; Federal Reserve Board's Regulation Z (Truth-in-Lending); Fed-SEC Regulation R; Garnishment of Exempt Funds regulation; FACT Act Regulations; FDIC Audit and reporting regulations; Capital Requirements (Basel II); IRS Trust Tax Regulations; Internet gambling regulations; Small bank examination rules; FinCen Rules on Foreign Banking Relationships; SEC Risk-based auditing standard; Money Laundering Regulations, Financial Institution Regulatory Restructuring; SEC Credit Rating Agency Reforms; Unfair and Deceptive Acts or Practices Regulations; Risk-Based Pricing Notices; Home Valuation Code of Conduct Appraisal Rules; Guidance on HELOC reductions; Best Practices for Residential Covered Bonds; FRB Reg. S (privacy); HUD RESPA Regulations; Money Market Fund Guaranties; Fannie Mae/Freddie Mac Conservatorship; SEC Short-Selling Rules; FASB Fair Value Accounting Regs; Auction-Rate Securities Rules; Timing of FASB/SEC Rules; FDIC Deposit Insurance Coverage Regulations; Truth-in-Savings Regulations; Risk Weighting of capital standards; Interest on Reserve Requirements; FDIC Restoration Plan; Deposit and Debt Guarantee Program; Guaranty Program for Troubled Assets; Capital Purchase Program; Hope for Homeowners Program; Overdraft Regulations; Currency Transaction Report Exemptions. #17. (continued from previous page) Public Company Accounting Oversight Board

Client expense: $160,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

HUD Home Sales for Local Governments; Housing foreclosure legislative proposals (e.g., S. 2636, Foreclosure Prevention Act; H.R. 5830, FHA Housing and Homeowner Retention Act; H.R. 5818, Neighborhood Stabilization Act): local government activities; HR 3221 - Foreclosure Prevention Act of 2008 (House); HR 3221 - American Housing Rescue and Foreclosure Prevention Act of 2008 (Senate); Economic Stimulus Package.

Client expense: Not reported · Firm income: $60,000

Government targets: Centers For Medicare and Medicaid Services (CMS), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Housing & Urban Development, Dept of (HUD), SENATE, Transportation, Dept of (DOT), Treasury, Dept of

Modernizing the Federal Housing Administration (FHA); Reform the Housing GSEs; Tax Incentives to Stop the Decline in Home Prices; Borrower "Rescue" Plans; Housing Finance Agencies' (HFA) Mortgage Revenue Bonds (MRBs); and HR5818, Neighborhood Stabilization Act of 2008; HR5579, Emergency Mortgage Loan Stabilization Act of 2008; HR5830, FHA Housing Stabilization and Homeowner Retention act of 2008; HR3221, The American Housing Rescue and Foreclosure Prevention Act; HR384 The TARP Reform and Accountability Act.

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R 1424, "The Emergency Economic Stabilization Act of 2008," issues related to the financial services industry. H.R. 3221, "American Housing Rescue and Foreclosure Prevention Act of 2008," issues related to the financial services industry. S. 2452, "Homeownership Preservation and Protection Act of 2007," issues related to mortgage lending. H.R. 4019, "Mortgage Disclosure Improvement Act of 2007," issues related to mortgage disclosures. S. 2153, "Mortgage Disclosure Improvement Act of 2007," issues related to mortgage disclosures. S. 2595, "Secure and Fair Enforcement for Mortgage Licensing Act of 2008, or S.A.F.E. Mortgage Licensing Act of 2008," issues related to the licensing of loan originators. H.R. 5140, "Economic Stimulus Act of 2008;" issues related to mortgage lending. H.R. 5818, "Neighborhood Stablization Act of 2008," issues related to mortgage lending. H.R. 5579, "Emergency Mortgage Loan Modification Act of 2008," issues related to mortgage lending. H.R. 5830, "FHA Housing Stabilization and Homeowner Retention Act of 2008," issues related to mortgage lending. H.R. 5679, "The Foreclosure Prevention and Sound Mortgage Servicing Act of 2008," issues related to mortgage lending. H.R. 634, "The Federal Housing Finance Regulatory Reform Act of 2008," issues related to mortgage lending. H.R. 3121, "Flood Insurance Reform and Modernization Act of 2007," issues related to flood insurance. H.R. 3355, "Homeowners' Defense Act of 2007," issues related to flood insurance. S. 1222, "Stopping Mortgage Transactions which Operate to Promote Fraud, Risk, Abuse and Underdevelopment Act, or the STOP FRAUD Act," issues related to mortgage lending," issues related to mortgage lending S. 1299, "Borrower's Protection Act of 2007," issues related to mortgage lending H Con Res 127, "Supporting home ownership and responsible lending," issues related to mortgage lending H.R. 2061, "Predatory Mortgage Lending Practices Reduction Act," issues related to mortgage lending H.R. 698, "Industrial Bank Holding Company Act of 2007," issues related to Industrial Loan Companies S. 1356, "Industrial Bank Holding Company Act of 2007," issues related to Industrial Loan Companies H.R. 3081, Fairness for Homeowners Act of 2007," issues related to the Truth in Lending Act (TILA). H.R. 3012, "Fair Mortgage Practices Act of 2007," issues related to mortgage fraud. Issues related to the current financial crisis, TARP, the Federal Reserve's proposed changes to the HOEPA and Reg C regulations, RESPA, the HOPE NOW Alliance, FHASecrure, HOPE for Homeowners, mortgage-backed securities, Truth in Lending Act, mortgage, reform, mortgage broker compensation, subprime lending, privacy, issues related to mortgage broker licensing, secondary mortgage market, issues related to the Home Mortgage Disclosure Act ("HMDA"), provisions relating to notices and disclosures to be given to mortgage borrowers, issues relating to the preemptive authority of the Office of the Comptroller of the Currency, issues related to the NY Attorney General's Agreement with the GSEs on appraisals, issues related to credit rating agencies, issues related to Mark to Market accounting.

Client expense: Not reported · Firm income: $240,000

Government targets: Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of Management & Budget (OMB), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of

HR 3548 Plain Language in Government Communications Act - Provisions related to detering predatory lending practices and helping to protect older homeowners from foreclosure. HR 5818 Neighborhood Stablization Act - Lobbied to help prevent older homeowners from losing their homes to foreclosure. . S 2636 Foreclosure Prevention Act of 2008 - All provisions in Title IV related to allowing bankruptcy judges to restructure subprime mortgage debt for primary residences; lobbied the bill to help prevent older homeowners from losing their homes to foreclosure HR 3609 Emergency Home Ownership and Mortgage Equity Protection Act of 2007- Provisions related to allowing judges to modify the terms of mortages in bankruptcy to reduce foreclosures. S. 2684 Section 8 Voucher Reform Act of 2008 - Provisions related to stabilizing the funding formula for Section 8 Vouchers to provide more affordable housing options for our members and their families. HR 5758/S. 2490 Reverse Mortgage Proceeds Protection Act - Supported passage of this bill and House companion bill to better prevent reverse mortgage borrowers from fraud and abuse. HR 1852/S 2338 Expanding American Homeownership - Lobbied to expand the FHA-insured reverse mortgage program while limiting origination fees charged by lenders. HR 3221 Housing and Economic Recovery Act - discussed the implementation of the bill. HR 6076 Home Retention and Economic Stabilization Act of 2008 - Lobbied for a foreclosure deferral to help members workout loans in default or refinance into new loans. S 3261 Transportation and HUD Appropriations - Lobbied for affordable housing assistance spending including section 202-housing for the elderly program. HR 6033 Home-Based Health Services Job Training and Caregiving Act of 2008 - Lobbied to expand the bill to cover more types of housing and to ensure the competitive nature of the grants program, as well as other changes to the bill. S 2490 Reverse Mortgage Proceeds Protections Act - Lobbied to increase protections for Home Equity Conversion Mortgage loan recipients. HR 3997/HR 1424 - Emergency Economic Stabilization Act - Lobbied to include provisions to assist troubled homeowners, including the ability for bankruptcy judges to modify primary mortgage debt.

Client expense: $6,870,000 · Firm income: Not reported

Government targets: Administration on Aging, Commerce, Dept of (DOC), Equal Employment Opportunity Commission (EEOC), Federal Communications Commission (FCC), Federal Reserve System, Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), SENATE, Social Security Administration (SSA), Treasury, Dept of, White House Office

H.R. 5818 the Neighborhood Stabilization Act Title III of Division B of H.R. 3221; the Housing and Economic Recovery Act of 2008 H.R. 6078 the Green Resources for Energy Efficient Neighborhoods Division A of H.R. 14241; Emergency Economic Stabilization

Client expense: Not reported · Firm income: $10,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 3915 - Mortgage Reform and Anti-Predatory Lending Act of 2007 - Title I: Residential Mortgage Loan Origination - Subtitle A: Licensing System for Residential Mortgage Loan Originators - Encourages the states, through the Conference of State Bank Supervisors and the American Association of Residential Mortgage Regulators, to establish a Nationwide Mortgage Licensing System and Registry (NMLSR) for the residential mortgage industry. H.R. 2895 - National Affordable Housing Trust Fund Act of 2007 - Amends the Cranston-Gonzalez National Affordable Housing Act to establish in the Treasury the National Affordable Housing Trust Fund (Fund). Declares that: (1) the Fund shall consist of certain amounts of the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation transferred to the Fund under specified law, including Federal Housing Administration (FHA) savings; and (2) all assistance provided from the Fund shall be considered to be federal financial assistance. H.R. 5818 - Neighborhood Stabilization Act of 2008 - Directs the Secretary of Housing and Urban Development (HUD) to make grants and loans to qualified states, metropolitan cities, and urban counties, in accordance with HUD-approved plans, to carry out eligible housing stimulus activities. H.R. 6521 - The Federal Housing Finance Regulatory Reform Act (FHA Housing Stabilization & Homeownership Retention Act) would permit FHA to provide [up to $300 billion] in new guarantees that would help to refinance at-risk borrowers into viable mortgages. When the borrower sells the home or refinances the loan, the borrower will pay from any profits the higher of (1) an ongoing exit fee equal to 3 percent of the original FHA loan balance; or (2) a declining percentage of any profits (e.g., from 100 percent in year one to 20 percent in year five and 0 thereafter). After year five only the 3 percent exit fee will apply. H.R. 6694 - The FHA Seller-Financed Downpayment Reform and Risk-Based Pricing Authorization Act of 2008 would revise the requirements for seller-financed downpayments for mortgages for single-family housing insured by the Secretary of Housing and Urban Development under title II of the National Housing Act and to authorize risk-based insurance premiums for certain mortgagors under such mortgages. S. 1299 - Borrower's Protection Act of 2007 - Amends the Truth in Lending Act to deem a mortgage broker, in the case of a home mortgage loan, to have a fiduciary relationship with the consumer. Subjects each such mortgage broker to all federal and state requirements for fiduciaries. S. 2338 - FHA Modernization Act of 2007 (Building American Homeownership Act of 2007) - Amends the National Housing Act to: (1) modify requirements for the maximum principal loan obligation, changing one element in the formula from 95% to 100% of the median one-family house price in the area; and (2) limit the principal loan obligation to 100% of the appraised value of the property. Amends the National Housing Act to revise eligibility criteria for cash down payment for Federal Housing Administration (FHA) mortgage insurance. Reduces such payment from the current 3% to 1.5% of the appraised value of the property. S. 2595 - The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 would require licensing for loan originators on a national level as well as state level. HUD RESPA Proposal - C.A.R. is opposing this specific RESPA Reform proposal because of concerns that it goes beyond the original scope of the proposal, the timing of the provisions, and targeted comments that seem to be directed at specific at volume discounts, average cost pricing, price tolerances, a new definition of "required use", and a new "closing script" which must be read aloud at closing. C.A.R. sent a comment letter to the California Congressional delegates concerning the need for an economic stimulus package that included: An extension of the GSE and FHA loan limits at their current 2008 levels, removing the payback requirement for the $7,500 first-time homebuyer tax credit and allowing buyers to utilize these funds at the time of home purchase at no additional cost, preserving the ability for creditworthy homebuyers to receive seller-funded downpayment assistance, and preventing unscrupulous foreclosure consultants from preying upon uninformed and vulnerable homeowners. Additionally, lenders participating in the Troubled Assets Relief Program (TARP) should be required to extend credit down to Main Street (making credit more available to consumers and small businesses), expedite the process for short sales, and expedite the resolution of banks real estate owned (REO) properties.

Client expense: $30,000 · Firm income: Not reported

Government targets: Federal Communications Commission (FCC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), SENATE, Treasury, Dept of

Lobby for appropriate treatment of timeshare consumer lending, including specifically with regard to TILA (Truth in Lending Act) provisions, and loan originator and other licensing and registration requirements, in any mortgage lending legislation, including in: H.R. 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007; H.R. 1424 and all other versions of the Emergency Economic Stabilization Act of 2008; (see addendum page) S. 2452, the Home Ownership Preservation and Protection Act of 2007; H.R. 5857, the Homeownership Protection and Housing Market Stabilization Act of 2008; S. 2595, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008; H.R. 5830, the FHA Housing Stabilization and Homeowner Retention Act of 2008; H.R. 5818, the Neighborhood Stabilization Act of 2008; H.R. 3221, the Foreclosure Prevention Act of 2008; and the May 20th Senate Banking Committee mark-up and passage of The Federal Housing Finance Regulatory Reform Act of 2008, now part of H.R. 3221. Monitor regulatory activity by appropriate agencies regarding same issues, for same purpose.

Client expense: Not reported · Firm income: $50,000

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE

Lobby for appropriate treatment of timeshare consumer lending, including specifically with regard to TILA (Truth in Lending Act) provisions, and loan originator and other licensing and registration requirements, in any mortgage lending legislation, including in: H.R. 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007; H.R. 1424 and all other versions of the Emergency Economic Stabilization Act of 2008; (see addendum page) S. 2452, the Home Ownership Preservation and Protection Act of 2007; H.R. 5857, the Homeownership Protection and Housing Market Stabilization Act of 2008; S. 2595, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008; H.R. 5830, the FHA Housing Stabilization and Homeowner Retention Act of 2008; H.R. 5818, the Neighborhood Stabilization Act of 2008; H.R. 3221, the Foreclosure Prevention Act of 2008; and the May 20th Senate Banking Committee mark-up and passage of The Federal Housing Finance Regulatory Reform Act of 2008, now part of H.R. 3221. Monitor regulatory activity by appropriate agencies regarding same issues, for same purpose.

Client expense: Not reported · Firm income: $50,000

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE

Lobby for appropriate treatment of timeshare consumer lending, including specifically with regard to TILA (Truth in Lending Act) provisions, and loan originator and other licensing and registration requirements, in any mortgage lending legislation, including in: H.R. 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007; H.R. 1424 and all other versions of the Emergency Economic Stabilization Act of 2008; (see addendum page) S. 2452, the Home Ownership Preservation and Protection Act of 2007; H.R. 5857, the Homeownership Protection and Housing Market Stabilization Act of 2008; S. 2595, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008; H.R. 5830, the FHA Housing Stabilization and Homeowner Retention Act of 2008; H.R. 5818, the Neighborhood Stabilization Act of 2008; H.R. 3221, the Foreclosure Prevention Act of 2008; and the May 20th Senate Banking Committee mark-up and passage of The Federal Housing Finance Regulatory Reform Act of 2008, now part of H.R. 3221. Monitor regulatory activity by appropriate agencies regarding same issues, for same purpose.

Client expense: Not reported · Firm income: $50,000

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE

Lobby for appropriate treatment of timeshare consumer lending, including specifically with regard to TILA (Truth in Lending Act) provisions, and loan originator and other licensing and registration requirements, in any mortgage lending legislation, including in: H.R. 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007; H.R. 1424 and all other versions of the Emergency Economic Stabilization Act of 2008; (see addendum page) S. 2452, the Home Ownership Preservation and Protection Act of 2007; H.R. 5857, the Homeownership Protection and Housing Market Stabilization Act of 2008; S. 2595, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008; H.R. 5830, the FHA Housing Stabilization and Homeowner Retention Act of 2008; H.R. 5818, the Neighborhood Stabilization Act of 2008; H.R. 3221, the Foreclosure Prevention Act of 2008; and the May 20th Senate Banking Committee mark-up and passage of The Federal Housing Finance Regulatory Reform Act of 2008, now part of H.R. 3221. Monitor regulatory activity by appropriate agencies regarding same issues, for same purpose.

Client expense: Not reported · Firm income: $50,000

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE

H.R. 5818- The Neighborhood Stabilization Act of 2008; H.R. 5830- the FHA Housing and Homeowner Retention Act; H.R. 3915- Mortgage Reform and Anti-Predatory Lending Act

Client expense: $1,240,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Energy Regulatory Commission (FERC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

S 3261, FY 2009 Transportation-Housing & Urban Development Appropriations Act, Local transportation, housing and community development programs S 3182, FY 2009 Commerce-Justice-Science Appropriations Act, Local law enforcement programs S 3181, FY 2009 Homeland Security Appropriations Act, Local homeland security programs HR 6947, FY 2009 Homeland Security Appropriations Act, Local homeland security programs S 3230, FY 2009 Labor-Health & Human Services-Education Appropriations Act, Local health and senior programs No bill number, FY 2009 Interior-Environment Appropriations Act, Local water infrastructure projects S 3258, FY 2009 Energy & Water Development Appropriations Act, Local flood control projects HR 980, Public Safety Employer-Employee Cooperation Act, Monitor S 2123, Public Safety Employer-Employee Cooperation Act, Monitor HR 926, Strengthening Ownership of Private Property Act, Monitor HR 720, Water Quality Financing Act, Support HR 2124, Clean Water Restoration Act, Monitor S 1870, Clean Water Restoration Act, Monitor HR 2881, FAA Reauthorization Act, Monitor S 1300, Aviation Investment & Modernization Act, Monitor S 294, Passenger Rail Investment and Improvement Act, Support HR 6003, Passenger Rail Investment and Improvement Act, Support HR 2079, Plug-In Hybrid Electric Vehicle Act, Support HR 1331, To amend the Internal Revenue Code of 1986 to provide a tax credit for new qualified plug -in hybrid motor vehicles, Support HR 5577, Chemical Facility Anti-Terrorism Act of 2008, Local homeland security programs HR 3221, Housing & Economic Recovery Act, Monitor HR 5720, Housing Assistance Tax Act, Monitor S 2636, Foreclosure Prevention Act, Monitor HR 5818, Neighborhood Stabilization Act, Monitor HR 1023, Withholding Tax Relief Act, Support S 777, Withholding Tax Relief Act, Support S 3036, Lieberman-Warner Climate Security Act, Energy efficiency and transit programs HR 1424, Emergency Economic Stabilization Act, Monitor/Energy tax provisions HR 7110, Job Creation & Economic Relief Act Onion Creek Flood Control Project South Central High-Speed Rail Corridor Metropolitan area commuter rail Support full funding for the Energy Efficiency & Conservation Block Grant Implementation of the Neighborhood Stabilization Program Local economic stimulus programs

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S 3261, FY 2009 Transportation-Housing & Urban Development Appropriations Act, Local transportation, housing and community development programs S 3182, FY 2009 Commerce-Justice-Science Appropriations Act, Local law enforcement programs 3258, FY 2009 Energy & Water Development Appropriations Act, Local flood control projects HR 980, Public Safety Employer-Employee Cooperation Act, Monitor S 2123, Public Safety Employer-Employee Cooperation Act, Monitor HR 926, Strengthening Ownership of Private Property Act, Monitor HR 720, Water Quality Financing Act, Support HR 2124, Clean Water Restoration Act, Monitor S 1870, Clean Water Restoration Act, Monitor HR 5577, Chemical Facility Anti-Terrorism Act of 2008, Local homeland security programs HR 3221, Housing & Economic Recovery Act, Monitor HR 5720, Housing Assistance Tax Act, Monitor S 2636, Foreclosure Prevention Act, Monitor HR 5818, Neighborhood Stabilization Act, Monitor S 3036, Lieberman-Warner Climate Security Act, Energy efficiency and transit programs HR 1424, Emergency Economic Stabilization Act, Monitor HR 7110, Job Creation & Economic Relief Act, Monitor Johnson Creek Flood Control & Environmental Restoration Project Support full funding for the Energy Efficiency & Conservation Block Grant Local transit programs & funding Local economic stimulus programs

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1427, Federal Housing Finance Reform Act of 2007 H.R. 1491, Affordable Housing Preservation Tax Relief Act of 2007 H.R. 1852, Expanding American Homeownership Act of 2007 H.R. 1851, Section 8 Voucher Reform Act of 2007 H.R. 3221, Foreclosure Prevention Act of 2008 H.R. 5818, Neighborhood Stabilization Act of 2008 H.R. 5830, FHA Housing Stabilization and Homeownership Retention Act of 2008 S. 1318, Affordable Housing Preservation Act of 2007 S. 2684, Section 8 Voucher Reform Act of 2008 H.R. 5963, S. 3034, Protecting Tenants at Foreclosure Act of 2008 H.R. 6694, FHA Seller-Financed Downpayment Reform and Risk-Based Pricing Authorization Act of 2008 P.L. 110-289, Housing and Economic Recovery Act of 2008 P.L. 109-162, Violence Against Women Act P.L. 110-329, Continuing Resolution H.R. 1424, Emergency Economic Stabilization Act of 2008 PL 110-343 Financial Rescue Bill

Client expense: $484,300 · Firm income: Not reported

Government targets: Consumer Product Safety Commission (CPSC), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), SENATE

S 3261, FY 2009 Transportation-Housing & Urban Development Appropriations Act, Local transportation, housing and community development programs S 3182, FY 2009 Commerce-Justice-Science Appropriations Act, Local law enforcement programs S 3230, FY 2009 Labor-Health & Human Services-Education Appropriations Act, Local health and education programs S 3258, FY 2009 Energy & Water Development Appropriations Act, Local water resources projects No bill number, FY 2009 Interior-Environment Appropriations Act, Local water infrastructure projects S 3301, FY 2009 Military Construction Appropriations Act, Local base issues HR 6599, FY 2009 Military Construction Appropriations Act, Local base issues HR 980, Public Safety Employer-Employee Cooperation Act, Oppose S 2123, Public Safety Employer-Employee Cooperation Act, Oppose HR 926, Strengthening Ownership of Private Property Act, Monitor HR 720, Water Quality Financing Act, Support HR 2124, Clean Water Restoration Act, Monitor S 1870, Clean Water Restoration Act, Monitor HR 5577, Chemical Facility Anti-Terrorism Act of 2008, Local homeland security programs HR 3221, Housing & Economic Recovery Act, Monitor HR 5720, Housing Assistance Tax Act, Monitor HR 3221, Foreclosure Prevention Act, Monitor S 2636, Foreclosure Prevention Act, Monitor HR 5720, Housing Assistance Tax Act, Monitor HR 5818, Neighborhood Stabilization Act, Monitor S 3036, Lieberman-Warner Climate Security Act, Energy efficiency and transit programs HR 1424, Emergency Economic Stabilization Act, Monitor HR 7110, Job Creation & Economic Relief Act, Monitor Pocotaligo River Environmental Restoration Project Central Carolina Technical College Allied Health Center Downtown Redevelopment Support full funding for the Energy Efficiency & Conservation Block Grant 2010 Census full count Shaw Air Force Base Realignment Local economic stimulus programs

Client expense: Not reported · Firm income: $10,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S 3261, FY 2009 Transportation-Housing & Urban Development Appropriations Act, Local transportation, housing and community development programs S 3182, FY 2009 Commerce-Justice-Science Appropriations Act, Local law enforcement programs S 3181, FY 2009 Homeland Security Appropriations Act, Local homeland security programs HR 6947, FY 2009 Homeland Security Appropriations Act, Local homeland security programs S 3258, FY 2009 Energy & Water Development Appropriations Act, Local flood control projects S 3230, FY 2009 Labor-Health & Human Services-Education Appropriations Act, Local health care programs S 3301, FY 2009 Military Construction Appropriations Act, Local base issues HR 6599, FY 2009 Military Construction Appropriations Act, Local base issues HR 980, Public Safety Employer-Employee Cooperation Act, Oppose S 2123, Public Safety Employer-Employee Cooperation Act, Oppose HR 926, Strengthening Ownership of Private Property Act, Monitor HR 720, Water Quality Financing Act, Support HR 2124, Clean Water Restoration Act, Monitor S 1870, Clean Water Restoration Act, Monitor HR 734, Transit System Flexibility Act, Support S 406, Transit System Flexibility Act, Support HR 3458, SAFETEA-LU Technical Corrections Act, Transit operating assistance HR 5577, Chemical Facility Anti-Terrorism Act of 2008, Local homeland security programs HR 3221, Housing & Economic Recovery Act, Monitor S 2636, Foreclosure Prevention Act, Monitor HR 5818, Neighborhood Stabilization Act, Monitor HR 5720, Housing Assistance Tax Act, Monitor HR 1023, Withholding Tax Relief Act, Support S 777, Withholding Tax Relief Act, Support S 3036, Lieberman-Warner Climate Security Act, Energy efficiency and transit programs HR 1424, Emergency Economic Stabilization Act, Monitor HR 7110, Job Creation & Economic Relief Act, Monitor Support full funding for the Energy Efficiency & Conservation Block Grant Local economic stimulus programs

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S 3261, FY 2009 Transportation-Housing & Urban Development Appropriations Act, Local transportation, housing and community development programs S 3182, FY 2009 Commerce-Justice-Science Appropriations Act, Local law enforcement programs S 3181, FY 2009 Homeland Security Appropriations Act, Local homeland security programs HR 6947, FY 2009 Homeland Security Appropriations Act, Local homeland security programs S 3230, FY 2009 Labor-Health & Human Services-Education Appropriations Act, Local senior citizen programs No bill number, FY 2009 Interior-Environment Appropriations Act, Local water infrastructure projects S 3258, FY 2009 Energy & Water Development Appropriations Act, Local water infrastructure and energy efficiency projects HR 980, Public Safety Employer-Employee Cooperation Act, Monitor S 2123, Public Safety Employer-Employee Cooperation Act, Monitor HR 926, Strengthening Ownership of Private Property Act, Monitor HR 720, Water Quality Financing Act, Support HR 2124, Clean Water Restoration Act, Oppose S 1870, Clean Water Restoration Act, Oppose HR 2881, FAA Reauthorization Act, Monitor S 1300, Aviation Investment & Modernization Act, Monitor HR 3221, Housing & Economic Recovery Act, Monitor S 2636, Foreclosure Prevention Act, Monitor HR 2999, Southern Nevada Limited Transition Area Act, Support S 1377, Southern Nevada Limited Transition Area Act, Support S 3213, Omnibus Public Land Management Act, Support Southern Nevada Limited Transition Area HR 5577, Chemical Facility Anti-Terrorism Act of 2008, Local homeland security programs HR 5720, Housing Assistance Tax Act, Monitor HR 5818, Neighborhood Stabilization Act, Monitor HR 1023, Withholding Tax Relief Act, Support S 777, Withholding Tax Relief Act, Support HR 1424, Emergency Economic Stabilization Act, Monitor HR 7110, Job Creation & Economic Relief Act, Monitor S 3603, Carson City Vital Community Act, Monitor S 3036, Lieberman-Warner Climate Security Act, Energy efficiency and transit programs Support full funding for the Energy Efficiency & Conservation Block Grant Southern Nevada Public Lands Issues Downtown Redevelopment Affordable Housing Three Kids Mine Cleanup Local economic stimulus programs

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S 3261, FY 2009 Transportation-Housing & Urban Development Appropriations Act, Local transportation, housing and community development programs S 3182, FY 2009 Commerce-Justice-Science Appropriations Act, Local law enforcement programs S 3181, FY 2009 Homeland Security Appropriations Act, Local homeland security programs HR 6947, FY 2009 Homeland Security Appropriations Act, Local homeland security programs S 3258, FY 2009 Energy & Water Development Appropriations Act, Local flood control programs HR 980, Public Safety Employer-Employee Cooperation Act, Oppose S 2123, Public Safety Employer-Employee Cooperation Act, Oppose HR 926, Strengthening Ownership of Private Property Act, Monitor S 294, Passenger Rail Investment and Improvement Act, Support HR 6003, Passenger Rail Investment and Improvement Act, Support HR 720, Water Quality Financing Act, Support HR 2124, Clean Water Restoration Act, Monitor S 1870, Clean Water Restoration Act, Monitor HR 5577, Chemical Facility Anti-Terrorism Act, Local homeland security programs S 2636, Foreclosure Prevention Act, Monitor HR 5720, Housing Assistance Tax Act, Monitor HR 5818, Neighborhood Stabilization Act, Monitor HR 3221, Housing & Economic Recovery Act, Local housing programs S 3036, Lieberman-Warner Climate Security Act, Energy efficiency and transit programs HR 1023, Withholding Tax Relief Act, Support S 777, Withholding Tax Relief Act, Support HR 1424, Emergency Economic Stabilization Act, Monitor HR 7110, Job Creation & Economic Relief Act, Monitor Public safety in and near subsidized housing Support full funding for the Energy Efficiency & Conservation Block Grant Southeast High-Speed Rail Corridor Local economic development projects Local water resources projects Local economic stimulus programs

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Monitor legislation relative to banking and mortgage issues. Including bills HR. 5830, HR. 5818, HR. 3915, S. 2636, HR. 3221, HR. 3997. Monitoring the Emergency Economic Stabilization Act of 2008 HSBC HR 1424.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1424 (H.R. 3997) Emergency Economic Stabilization Act; HR 3221 Housing Package; HR 5720 Housing Assistance Tax Act; HR 5818, HR 3221 Neighborhood Stabilization; HR 5546 (S3086) Interchange Fees; HR 5244 (S2753) Credit Cards; HR 5519 Regulatory Relief (Credit Unions)

Client expense: $33,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Continued and strengthened enforcement of Fair Housing Laws; equal access to adequate and affordable housing for all Americans. End homelessness. Support an Affordable Housing Trust Fund (H.R. 2895 / in Senate version of H.R. 3221). Ensure adequate housing for low-income people displaced by Hurricane Katrina. End the mortgage foreclosure crisis. Support H.R. 1427, H.R. 1227, H.R. 840, H.Res. 526, H.R. 1851, H.R. 2895, S. 2452, H.R. 3915 with strengthening amendments. Support H.R. 5830. Support H.R. 3221 in the Senate, H.R. 5818. Support the Affordable Housing Trust Fund in H.R. 3221; support funding for the Affordable Housing Trust Fund in HR 1424.

Client expense: $50,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Centers For Disease Control & Prevention (CDC), Commerce, Dept of (DOC), Defense, Dept of (DOD), Education, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Federal Bureau of Investigation (FBI), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Personnel Management (OPM), SENATE, Small Business Administration (SBA), Social Security Administration (SSA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Commission on Civil Rights, U.S. Trade Representative (USTR), Voice of America, White House Office

End predatory lending, including pay-day lending, and ensure equal access to fair credit and main-stream financial insitutions by all Americans. Ease the home forclosure crisis. Support H.R. 1427; support H.Con.Res. 140 Support S. 2452; support strengthening amendments to H.R. 3915. Support a moratorium on foreclosures, support H.R. 6076; support H.R. 5830. Oppose "vulture funds". Support debt relief for poor nations, a.k.a. the Jubilee Act, H.R. 2634 / S. 2166. Support expansion of FHA loans to ease the foreclosure crisis, H.R. 3221 / H.R. 5830, support increasing funds for states and local communities to deal with foreclosed homes, support H.R. 5818. Reform the mortgage servicers industry so that more loans are modified and fewer homes are foreclosed upon. Support H.R. 5679. Try to ensure that homeowner facing foreclosure are not forgotten in the Wall Street bailout (H.R. 1424). Try to stop abusive credit card practices (support H.R. 5244).

Client expense: $50,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Centers For Disease Control & Prevention (CDC), Commerce, Dept of (DOC), Defense, Dept of (DOD), Education, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Federal Bureau of Investigation (FBI), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Personnel Management (OPM), SENATE, Small Business Administration (SBA), Social Security Administration (SSA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Commission on Civil Rights, U.S. Trade Representative (USTR), Voice of America, White House Office

Eliminate predatory lending; ensure equal access to financial services to all Americans. Eliminate disparities in credit reporting. Ease home mortgage foreclosure crisis, H.R. 5830 and H.R. 5818, and H.R. 3221. Eliminate pay day lending (concerns about H.R. 6312). Support S. 2452; support strengthening amendments to H.R. 3915. Support a foreclosure moratorium (H.R. 6076). Reform the mortgage servicers industry so that more loans are modified and fewer homes are foreclosed upon. Support H.R. 5679. Try to ensure that homeowner facing foreclosure are not forgotten in the Wall Street bailout (H.R. 1424). Try to stop abusive credit card practices (support H.R. 5244).

Client expense: $50,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Centers For Disease Control & Prevention (CDC), Commerce, Dept of (DOC), Defense, Dept of (DOD), Education, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Federal Bureau of Investigation (FBI), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Personnel Management (OPM), SENATE, Small Business Administration (SBA), Social Security Administration (SSA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Commission on Civil Rights, U.S. Trade Representative (USTR), Voice of America, White House Office

Modernizing the Federal Housing Administration (FHA); Reform the Housing GSEs; Tax Incentives to Stop the Decline in Home Prices; Borrower "Rescue" Plans; Housing Finance Agencies' (HFA) Mortgage Revenue Bonds (MRBs); and H.R. 5818, Neighborhood Stabilization Act of 2008; H.R. 5579, Emergency Mortgage Loan Stabilization Act of 2008; H.R. 5830, FHA Housing Stabilization and Homeowner Retention Act of 2008; H.R. 3221, The American Housing Rescue and Foreclosure Prevention Act; H.R. 1424, The Emergency Economic Stabilization Act of 2008.

Client expense: Not reported · Firm income: $33,750

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 3915 - Mortgage Reform and Anti-Predatory Lending Act of 2007 - Title I: Residential Mortgage Loan Origination - Subtitle A: Licensing System for Residential Mortgage Loan Originators - Encourages the states, through the Conference of State Bank Supervisors and the American Association of Residential Mortgage Regulators, to establish a Nationwide Mortgage Licensing System and Registry (NMLSR) for the residential mortgage industry. H.R. 2895 - National Affordable Housing Trust Fund Act of 2007 - Amends the Cranston-Gonzalez National Affordable Housing Act to establish in the Treasury the National Affordable Housing Trust Fund (Fund). Declares that: (1) the Fund shall consist of certain amounts of the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation transferred to the Fund under specified law, including Federal Housing Administration (FHA) savings; and (2) all assistance provided from the Fund shall be considered to be federal financial assistance. H.R. 3221 - Foreclosure Prevention Act of 2008 Includes GSE and FHA reform, including: increases the conforming loan limit, prohibits the maximum principal loan obligation from exceeding 100% of the appraised value of the property, increases from 3% to 3.5% of the appraised value of a property the mortgagor's required cash (or equivalent) investment (downpayment), prohibits any funds for such cash investment from: (1) the seller or any other person or entity benefiting financially from the transaction (seller-funded downpayment assistance); or (2) any third party or entity reimbursed by any of such parties, tax provisions, and extends through 2009 the tax credit for residential energy efficiency improvements. Also includes an FHA Rescue Plan which would allow for lenders to write down loans to 85% of their appraised value but then those loans would be purchased and insured under FHA and would ban seller funded downpayment assistance programs on FHA insured loans. H.R. 5818 - Neighborhood Stabilization Act of 2008 - Directs the Secretary of Housing and Urban Development (HUD) to make grants and loans to qualified states, metropolitan cities, and urban counties, in accordance with HUD-approved plans, to carry out eligible housing stimulus activities. H.R. 6694 - The FHA Seller-Financed Downpayment Reform and Risk-Based Pricing Authorization Act of 2008 would revise the requirements for seller-financed downpayments for mortgages for single-family housing insured by the Secretary of Housing and Urban Development under title II of the National Housing Act and to authorize risk-based insurance premiums for certain mortgagors under such mortgages. S. 1299 - Borrower's Protection Act of 2007 - Amends the Truth in Lending Act to deem a mortgage broker, in the case of a home mortgage loan, to have a fiduciary relationship with the consumer. Subjects each such mortgage broker to all federal and state requirements for fiduciaries. S. 2338 - FHA Modernization Act of 2007 (Building American Homeownership Act of 2007) - Amends the National Housing Act to: (1) modify requirements for the maximum principal loan obligation, changing one element in the formula from 95% to 100% of the median one-family house price in the area; and (2) limit the principal loan obligation to 100% of the appraised value of the property. Amends the National Housing Act to revise eligibility criteria for cash down payment for Federal Housing Administration (FHA) mortgage insurance. Reduces such payment from the current 3% to 1.5% of the appraised value of the property. S. 2595 - The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 would require licensing for loan originators on a national level as well as state level. Hope for Homeowners Act of 2008 - The HOPE for Homeowners Act of 2008" creates a new program within FHA to back FHA-insured mortgages to distressed borrowers. The program is built on five principles: 1. Long-term Affordability. 2. No investor or lender bailout. 3. No windfall for borrowers. 4. Voluntary Participation. 5. Restore confidence, liquidity, and transparency. Federal Housing Finance Regulatory Reform Act (FHA Housing Stabilization & Homeownership Retention Act)- Program would permit FHA to provide [up to $300 billion] in new guarantees that would help to refinance at-risk borrowers into viable mortgages. When the borrower sells the home or refinances the loan, the borrower will pay from any profits the higher of (1) an ongoing exit fee equal to 3 percent of the original FHA loan balance; or (2) a declining percentage of any profits (e.g., from 100 percent in year one to 20 percent in year five and 0 thereafter). After year five only the 3 percent exit fee will apply. HUD RESPA Proposal - C.A.R. is opposing this specific RESPA Reform proposal because of concerns that it goes beyond the original scope of the proposal, the timing of the provisions, and targeted comments that seem to be directed at specific at volume discounts, average cost pricing, price tolerances, a new definition of "required use", and a new "closing script" which must be read aloud at closing.

Client expense: $30,000 · Firm income: Not reported

Government targets: Federal Communications Commission (FCC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), SENATE, Treasury, Dept of

HR 3221, HR 3915, HR 5818 - Mortgage Policy Bill

Client expense: $510,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HUD Home Sales for Local Governments; Housing foreclosure legislative proposals (e.g., S. 2636, Foreclosure Prevention Act; H.R. 5830, FHA Housing and Homeowner Retention Act; H.R. 5818, Neighborhood Stabilization Act): local government activities; HR 3221 - Foreclosure Prevention Act of 2008 (House); HR 3221 - American Housing Rescue and Foreclosure Prevention Act of 2008 (Senate).

Client expense: Not reported · Firm income: $80,000

Government targets: Centers For Medicare and Medicaid Services (CMS), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Housing & Urban Development, Dept of (HUD), SENATE, Transportation, Dept of (DOT)

Mortgage, GSE Bailout Amends. HR 3121, HR5818 Mortgage, GSE Bailout Amends. H. Res. 1363/Amend. HR 3221 Financial Bailout HR 3997

Client expense: $44,971 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE