Nonadmitted and Reinsurance Reform Act of 2009

Issues related to HR 1583, Insurance Industry Competition Act of 2009; HR 1880, National Insurance Consumer Protection Act; HR 2554, National Association of Registered Agents and Brokers Reform Act of 2009; HR 2571, Nonadmitted and Reinsurance Reform Act of 2009; HR 2609, Insurance Information Act of 2009; HR 3139, National Flood Insurance Program Extension Act of 2010; HR 3139, National Flood Insurance Program Extension Act of 2009; (see also next page) (continued...) HR 4164 A bill to amend the National Flood Insurance Act of 1968 to provide for a phased-in increase of chargeable premium rates for properties affected by updated Flood Insurance Rate Maps. HR 4691Temporary Extensions Act of 2010 HR 4778Natinal Flood Insurance Program Extension Act of 2010 HR 4802Risk Retention Modernization Act of 2010 HR 4851Conitinuing Extention Act of 2010 HR 5114Flood Insurance Reform Priorities Act HR 5569National Flood Insurance Program Extension Act of 2010 HR 5808Amend PPACA to establish a public health insurance option HR 5982Small Business Tax Relief Act of 2010 S 1363Nonadmitted and Reinsurance Reform Act of 2009 S 3153Conitnuing Extension Act of 2010 S 3203A bill to extend the National Flood Insurance Program through May 31, 2010 S 3814National Flood Insurance Reextension act of 2010

Client expense: $270,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 200/S. 61: HELPING FAMILIES SAVE THEIR HOMES IN BANKRUPTCY ACT OF 2009; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 225: EMERGENCY HOMEOWNERSHIP AND EQUALITY PROTECTION ACT; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 703: TO PROMOTE BANK LIQUIDITY AND LENDING THROUGH DEPOSIT INSURANCE, THE HOPE FOR HOMEOWNERS PROGRAM AND OTHER ENHANCEMENTS; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 788: TO PROVIDE SAFE HARBOR FOR MORTGAGE SERVICERS WHO ENGAGE IN SPECIFIED MORTGAGE LOAN MODIFICATIONS, AND FOR OTHER PURPOSES; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 977: DERIVATIVES MARKETS TRANSPARENCY AND ACCOUNTABILITY ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 1039: PROMOTING HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY H.R. 1705/S. 566: FINANCIAL PRODUCT SAFETY COMMISSION ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 2221: DATA ACCOUNTABILITY AND TRUST ACT; PROVISIONS RELATED TO DATA SECURITY BREACH H.R. 2571/S. 1363: NONADMITTED AND REINSURANCE REFORM ACT OF 2009; PROVISIONS RELATED TO STREAMLINING REINSURANCE REGULATION H.R. 2733/S. 1389: FIXED INDEXED ANNUITIES AND INSURANCE PRODUCTS CLASSIFICATION ACT OF 2009; PROVISIONS RELATED TO ANNUITIES REGULATION (SEC RULE 151A) H.R. 3399: TO AMEND THE INTERNAL REVENUE CODE OF 1986 TO PERMIT THE CONSOLIDATION OF LIFE INSURANCE COMPANIES WITH OTHER COMPANIES; PROVISIONS RELATED TO TAXATION OF LIFE INSURANCE COMPANIES H.R. 3506: ELIMINATE PRIVACY NOTICE CONFUSION ACT; ISSUES RELATED TO DATA SECURITY BREACH H.R. 3596/S. 1681: HEALTH INSURANCE INDUSTRY ANTITRUST ENFORCEMENT ACT OF 2009; PROVISIONS RELATED TO INSURANCE ANTI-TRUST REGULATIONS (MCCARRON-FERGUSON) AND PRIVACY H.R. 3669: EMPLOYER-OWNED LIFE INSURANCE LIMITATION ACT; PROVISIONS RELATED TO COMPANY OWNED LIFE INSURANCE H.R. 3763: TO AMEND THE FAIR CREDIT REPORTING ACT TO PROVIDE FOR AN EXCLUSION FROM RED FLAG GUIDELINES FOR CERTAIN BUSINESSES; PROVISIONS RELATED TO HEALTH CARE H.R. 4173: DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT (FKA: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010); ALL PROVISIONS OF THE BILL H.R. 4596: HOLOCAUST INSURANCE ACCOUNTABILITY ACT OF 2010; PROVISIONS RELATED TO INSURANCE REGULATORY REFORM H.CON.RES. 89: SUPPORTING THE GOALS AND OBJECTIVES OF THE PRAGUE CONFERENCE ON HOLOCAUST ERA ASSETS; PROVISIONS RELATED TO HOLOCAUST CLAIMS PERTAINING TO POLICIES ISSUED BY PARENT COMPANY, AEGON NV S. 139: DATA BREACH NOTIFICATION ACT; PROVISIONS RELATED TO DATA SECURITY BREACH S. 179: HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 272: DERIVATIVES TRADING INTEGRITY ACT OF 2009; PROVISIONS RELATED TO DERIVATIVES S.344: HEDGE FUND TRANSPARENCY ACT; PROVISIONS RELATED TO REGULATORY REFORM S. 444: NATIONAL HEALTH INFORMATION TECHNOLOGY AND PRIVACY ADVANCEMENT ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 1490: PERSONAL DATA PRIVACY AND SECURITY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 3098: PROTECT OUR RECOVERY THROUGH OVERSIGHT OF PROPRIETARY (PROP) TRADING ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM S. 3217: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM

Client expense: $380,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 200/S. 61: HELPING FAMILIES SAVE THEIR HOMES IN BANKRUPTCY ACT OF 2009; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 225: EMERGENCY HOMEOWNERSHIP AND EQUALITY PROTECTION ACT; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 703: TO PROMOTE BANK LIQUIDITY AND LENDING THROUGH DEPOSIT INSURANCE, THE HOPE FOR HOMEOWNERS PROGRAM AND OTHER ENHANCEMENTS; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 788: TO PROVIDE SAFE HARBOR FOR MORTGAGE SERVICERS WHO ENGAGE IN SPECIFIED MORTGAGE LOAN MODIFICATIONS, AND FOR OTHER PURPOSES; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 977: DERIVATIVES MARKETS TRANSPARENCY AND ACCOUNTABILITY ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 1039: PROMOTING HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY H.R. 1705/S. 566: FINANCIAL PRODUCT SAFETY COMMISSION ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 2221: DATA ACCOUNTABILITY AND TRUST ACT; PROVISIONS RELATED TO DATA SECURITY BREACH H.R. 2571/S. 1363: NONADMITTED AND REINSURANCE REFORM ACT OF 2009; PROVISIONS RELATED TO STREAMLINING REINSURANCE REGULATION H.R. 2733/S. 1389: FIXED INDEXED ANNUITIES AND INSURANCE PRODUCTS CLASSIFICATION ACT OF 2009; PROVISIONS RELATED TO ANNUITIES REGULATION (SEC RULE 151A) H.R. 3399: TO AMEND THE INTERNAL REVENUE CODE OF 1986 TO PERMIT THE CONSOLIDATION OF LIFE INSURANCE COMPANIES WITH OTHER COMPANIES; PROVISIONS RELATED TO TAXATION OF LIFE INSURANCE COMPANIES H.R. 3506: ELIMINATE PRIVACY NOTICE CONFUSION ACT; ISSUES RELATED TO DATA SECURITY BREACH H.R. 3596/S. 1681: HEALTH INSURANCE INDUSTRY ANTITRUST ENFORCEMENT ACT OF 2009; PROVISIONS RELATED TO INSURANCE ANTI-TRUST REGULATIONS (MCCARRON-FERGUSON) AND PRIVACY H.R. 3669: EMPLOYER-OWNED LIFE INSURANCE LIMITATION ACT; PROVISIONS RELATED TO COMPANY OWNED LIFE INSURANCE H.R. 3763: TO AMEND THE FAIR CREDIT REPORTING ACT TO PROVIDE FOR AN EXCLUSION FROM RED FLAG GUIDELINES FOR CERTAIN BUSINESSES; PROVISIONS RELATED TO HEALTH CARE H.R. 4173: DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT (FKA: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010); ALL PROVISIONS OF THE BILL H.R. 4596: HOLOCAUST INSURANCE ACCOUNTABILITY ACT OF 2010; PROVISIONS RELATED TO INSURANCE REGULATORY REFORM H.R. 5993: SECURING AMERICA'S VETERANS INSURANCE NEEDS AND GOALS (SAVINGS) ACT OF 2010; ALL PROVISIONS OF THE BILL H.CON.RES. 89: SUPPORTING THE GOALS AND OBJECTIVES OF THE PRAGUE CONFERENCE ON HOLOCAUST ERA ASSETS; PROVISIONS RELATED TO HOLOCAUST CLAIMS PERTAINING TO POLICIES ISSUED BY PARENT COMPANY, AEGON NV S. 139: DATA BREACH NOTIFICATION ACT; PROVISIONS RELATED TO DATA SECURITY BREACH S. 179: HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 272: DERIVATIVES TRADING INTEGRITY ACT OF 2009; PROVISIONS RELATED TO DERIVATIVES S.344: HEDGE FUND TRANSPARENCY ACT; PROVISIONS RELATED TO REGULATORY REFORM S. 444: NATIONAL HEALTH INFORMATION TECHNOLOGY AND PRIVACY ADVANCEMENT ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 1490: PERSONAL DATA PRIVACY AND SECURITY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 3098: PROTECT OUR RECOVERY THROUGH OVERSIGHT OF PROPRIETARY (PROP) TRADING ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM S. 3217: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM

Client expense: $380,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 200/S. 61: HELPING FAMILIES SAVE THEIR HOMES IN BANKRUPTCY ACT OF 2009; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 225: EMERGENCY HOMEOWNERSHIP AND EQUALITY PROTECTION ACT; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 703: TO PROMOTE BANK LIQUIDITY AND LENDING THROUGH DEPOSIT INSURANCE, THE HOPE FOR HOMEOWNERS PROGRAM AND OTHER ENHANCEMENTS; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 788: TO PROVIDE SAFE HARBOR FOR MORTGAGE SERVICERS WHO ENGAGE IN SPECIFIED MORTGAGE LOAN MODIFICATIONS, AND FOR OTHER PURPOSES; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 977: DERIVATIVES MARKETS TRANSPARENCY AND ACCOUNTABILITY ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 1039: PROMOTING HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY H.R. 1705/S. 566: FINANCIAL PRODUCT SAFETY COMMISSION ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 2221: DATA ACCOUNTABILITY AND TRUST ACT; PROVISIONS RELATED TO DATA SECURITY BREACH H.R. 2571/S. 1363: NONADMITTED AND REINSURANCE REFORM ACT OF 2009; PROVISIONS RELATED TO STREAMLINING REINSURANCE REGULATION H.R. 2733/S. 1389: FIXED INDEXED ANNUITIES AND INSURANCE PRODUCTS CLASSIFICATION ACT OF 2009; PROVISIONS RELATED TO ANNUITIES REGULATION (SEC RULE 151A) H.R. 3399: TO AMEND THE INTERNAL REVENUE CODE OF 1986 TO PERMIT THE CONSOLIDATION OF LIFE INSURANCE COMPANIES WITH OTHER COMPANIES; PROVISIONS RELATED TO TAXATION OF LIFE INSURANCE COMPANIES H.R. 3506: ELIMINATE PRIVACY NOTICE CONFUSION ACT; ISSUES RELATED TO DATA SECURITY BREACH H.R. 3596/S. 1681: HEALTH INSURANCE INDUSTRY ANTITRUST ENFORCEMENT ACT OF 2009; PROVISIONS RELATED TO INSURANCE ANTI-TRUST REGULATIONS (MCCARRON-FERGUSON) AND PRIVACY H.R. 3669: EMPLOYER-OWNED LIFE INSURANCE LIMITATION ACT; PROVISIONS RELATED TO COMPANY OWNED LIFE INSURANCE H.R. 3763: TO AMEND THE FAIR CREDIT REPORTING ACT TO PROVIDE FOR AN EXCLUSION FROM RED FLAG GUIDELINES FOR CERTAIN BUSINESSES; PROVISIONS RELATED TO HEALTH CARE H.R. 4173: DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT (FKA: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010); ALL PROVISIONS OF THE BILL H.R. 4596: HOLOCAUST INSURANCE ACCOUNTABILITY ACT OF 2010; PROVISIONS RELATED TO INSURANCE REGULATORY REFORM H.CON.RES. 89: SUPPORTING THE GOALS AND OBJECTIVES OF THE PRAGUE CONFERENCE ON HOLOCAUST ERA ASSETS; PROVISIONS RELATED TO HOLOCAUST CLAIMS PERTAINING TO POLICIES ISSUED BY PARENT COMPANY, AEGON NV S. 139: DATA BREACH NOTIFICATION ACT; PROVISIONS RELATED TO DATA SECURITY BREACH S. 179: HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 272: DERIVATIVES TRADING INTEGRITY ACT OF 2009; PROVISIONS RELATED TO DERIVATIVES S.344: HEDGE FUND TRANSPARENCY ACT; PROVISIONS RELATED TO REGULATORY REFORM S. 444: NATIONAL HEALTH INFORMATION TECHNOLOGY AND PRIVACY ADVANCEMENT ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 1490: PERSONAL DATA PRIVACY AND SECURITY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 3098: PROTECT OUR RECOVERY THROUGH OVERSIGHT OF PROPRIETARY (PROP) TRADING ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM S. 3217: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM

Client expense: $380,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Insurance regulation modernization and proposals to create an optional federal charter for insurers and insurance agents and brokers. Financial Services systemic risk regulatory reform. Efforts to introduce surplus lines legislation that would subject surplus lines transactions to a single set of regulations. (H.R. 2571/ S. 1363). NARAB proposals. National Flood Insurance Program reauthorization. Related-party reinsurance tax legislation. Revisions to McCarran-Ferguson act. Financial Regulatory Reform.

Client expense: $200,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), SENATE, Treasury, Dept of

Reauthorization of flood insurance, credit scoring and issues related to natural disasters H.R.1583-Insurance Industry Competition Act of 2009 H.R.2571-Nonadmitted and Reinsurance Reform Act of 2009 H.R.3996-Financial Stability Improvement Act, provisions relating to the Office of National Insurance H.R.5114-Flood Insurance Reform Priorities Act of 2010 H.R.2555-Homeowners Defense Act of 2009 H.R.1264-Multiple Peril Insurance Act of 2009 H.R.3590-Patient Protection and Affordable Care Act H.R.5569-National Flood Insurnace Program Extension Act of 2010 H.R.4173-Restoring American Financial Stability Act of 2010 S.3217-Restoring American Financial Stability Act of 2010

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

Availability and Affordability of Commercial/Residential Property Insurance HR 2571- Nonadmitted and Reinsurance Reform Act of 2009 S 1363 - Nonadmitted and Reinsurance Reform Act of 2009 HR 2609- Insurance Information Act of 2009 Addition of Wind Coverage to National Flood Insurance Program HR 1264Multiple Peril Insurance Act of 2009 Establishment of National Government Programs to Provide Affordable & Available Insurance for Natural Disasters HR 2555- Homeowners' Defense Act of 2009 HR 83- Homeowners Insurance Protection Act of 2009 HR 998- Policyholder Disaster Protection Act of 2009 S 505- Homeowners' Defense Act of 2009 Extension of National Flood Insurance Program HR 3139- National Flood Insurance Program Extension Act of 2009 HR 4213 - American Jobs and Closing Tax Loopholes Act of 2010 HR 4778- National Flood Insurance Program Extension Act of 2010 HR 4851- Continuing Extension Act of 2010 HR 5114- Flood Insurance Reform Priorities Act of 2010 HR 5255- Stable Flood Insurance Authorization Act of 2010 HR 5569- National Flood Insurance Program Extension Act of 2010 S 3814 - National Flood Insurance Program Reextension Act of 2010 S 3203- A bill to extend the National Flood Insurance Program through May 31, 2010 S 3347- A bill to extend the National Flood Insurance Program through Dec. 31, 2010 Clarifying Coverage Regarding National Flood Insurance Program S 3672 - Coordination of Wind and Flood Perils Act of 2010 Meetings with FEMA on Flood Maps and Flood Insurance

Client expense: $4,760,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Council on Environmental Quality (CEQ), Energy, Dept of, Environmental Protection Agency (EPA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, Veterans Affairs, Dept of (VA), Vice President of the U.S., White House Office

Insurance regulation reform issues including optional federal charter, creation of a Federal Insurance Office, McCarran-Ferguson, retained assets accounts, long-term disability issues and underwriting issues. S.1583 - Insurance Industry Competition Act of 2009 - all provisions H.R.1880 - National Insurance Consumer Protection Act - all provisions H.R.2609 Insurance Information Act of 2009 / Federal Insurance Office Act of 2009 all provisions H.R.2554 National Association of Registered Agents and Brokers Reform Act of 2009 - licensing issues H.R.2571 / S.1363 Nonadmitted and Reinsurance Reform Act of 2009 surplus lines issues H.R.3059 / S.1386 - Access to Repair Parts all provisions H.R.2057 Motor Vehicles Owners Right to Repair Act of 2009 all provisions S.1681 / H.R.3596 - Health Insurance Industry Anti-Trust Enforcement Act of 2009 definitions of insurance: liability and health H.R.4626 Health Insurance Industry Fair Competition Act Lines of insurance included and FTC study of insurance H.R.5993 / S.3718 Securing Americas Veterans Insurance Needs and Goals (SAVINGS) Act of 2010 all provisions S.3683 Insurance Competition and Transparency Act of 2010 FTC Oversight Provisions Natural catastrophe issues including proposals regarding government backstops for insurance losses from large-scale natural catastrophes. H.R.1264 - Multiple Peril Insurance Act of 2009 all provisions H.R.83 Homeowners Insurance Protection Act of 2009 all provisions H.R.998 - Policyholder Disaster Protection Act of 2009 all provisions S.866 Catastrophe Obligation Guarantee Act all provisions H.R.2555 / S.505 Homeowners Defense Act all provisions S.1486 / H.R.998 Policyholder Disaster Protection Act of 2009 all provisions S.1487 Commission on Catastrophic Disaster Risk and Insurance Act of 2009 all provisions H.R.2555 Homeowners Defense Act of 2009 all provisions S.3672 Coordination of Wind and Flood Perils Act of 2010 all provisions Flood insurance issues including reauthorization of the National Flood Insurance Program (NFIP) H.R.1105 Omnibus Appropriations Act, 2009 extend the National Flood Insurance Program (NFIP) to September 30, 2009 and privacy provisions H.R.3139 National Flood Insurance Program Extension Act of 2009 Extend the NFIP program H.R.2918 Legislative Branch Appropriations Act 2010 Temporary extension of the NFIP H.R.2996 the Interior Environment Appropriations Act Temporary extension of the NFIP H.R.3326 The Department of Defense Appropriations Act 2010 Temporary extension of the NFIP H.R.4691 Temporary Extension Act of 2010 Temporary extension of the NFIP H.R.2701 Intelligence Authorization Act of 2010 Temporary extension of the NFIP & COBRA Hiring Incentives to Restore Employment Act Draft bill Temporary extension of the NFIP H.R.4851 Continuing Extension Act of 2010 Temporary extension of the NFIP H.R.5114 Flood Insurance Reform Priorities Act of 2010 all provisions H.R.5255 Stable Flood Insurance Authorization Act of 2010 all provisions H.R.4778 National Flood Insurance Program Extension Act of 2010 all provisions S.3347 - a bill to extend the National Flood Insurance Program through December 31, 2010 all provisions H.R.5569 National Flood Insurance Program Extension Act of 2010 all provisions H.R.4213 - American Jobs and Closing Tax Loopholes Act of 2010 - Temporary extension of the NFIP S.3814 National Flood Insurance Program Reextension Act of 2010 - all provisions Workers compensation issues including: H.R.635 National Commission on State Workers Compensation Laws Act of 2009 all provisions H.R.2641 Medicare Secondary Payer and Workers' Compensation Settlement Agreements Act of 2009 all provisions Clarification of Medicare Secondary Payer reporting requirements Health care reform issues, including revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation. H.R.3200 - Americas Affordable Health Choices Act of 2009 S.1679 - Affordable Health Choices Act including the CLASS Act and the Universal 24-Hour Coverage amendment S. 1796 - Americas Healthy Future Act of 2009 - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation) H.R.3590 Patient Protection and Affordable Care Act (House and Senate versions) - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.3962 the Affordable Health Care for America Act - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.4872 Health Care and Education Reconciliation Act of 2010 - revenue offsets

Client expense: $710,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 1388 - Edward M. Kennedy Serve America Act H.R. 3221 - The Student Aid and Fiscal Responsibility Act S. 1363 - Nonadmitted and Reinsurance Act H.R. 2571 - Nonadmitted and Reinsurance Act ASCE's Report Card for America's Infrastructure

Client expense: $131,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Energy, Dept of, Environmental Protection Agency (EPA), Federal Aviation Administration (FAA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Natl Institute of Standards & Technology (NIST), Natl Oceanic & Atmospheric Administration (NOAA), Natl Science Foundation (NSF), SENATE, Transportation, Dept of (DOT), U.S. Geological Survey (USGS)

H.R. 1880 to establish a system of regulation and supervision for insurers, insurance agencies, and insurance producers chartered or licensed under federal law that ensures the stability and financial integrity of those insurers, agencies, and producers and that protects policyholders and other consumers served by such insurers, agencies, or producers H.R. 2571 to streamline the regulation of non-admitted insurance and reinsurance, and for other purposes HR 2609 Federal Insurance Office Act which would create a national insurance office to gather information from the industry and represent the U.S. in international talks on insurance matters H.R. 3669, to prohibit employers from carrying life insurance policies on their rank and file employees

Client expense: $425,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 83. Homeowners Insurance Protection Act (entire bill) H.R. 308/ S. 1364. Hurricane and Tornado Mitigation Investment Act (entire bills) H.R. 1583. To further competition in the insurance industry (Repeals McCarran-Furguson Act) (entire bills) H.R 327/ S. 1485. National Hurricane Research Initiative Act (entire bill) H.R. 988/ S. 1486. Policyholder Disaster Protection Act (entire bill) H.R. 1239. Property Mitigation Assistance Act (entire bill) H.R. 1264. Multi Peril Insurance Act (entire bill) S. 505. Homeowners Defense Act (entire bill) H.R. 1880. National Insurance Consumer Protection Act (entire bill) H.R. 1754/ S.664. Financial System Stabilization and Reform Act of 2009 (entire bill) S. 886. Catastrophe Obligation Guarantee Act (entire bill) H.R. 2555. Homeowners Defense Act of 2009 (entire bill) H.R. 2554. National Association of Registered Agents and Brokers Reform Act (entire bill) H.R. 2571/ S. 1363. Non-admitted and Reinsurance Reform Act H.R. 2609. Insurance Information Act (entire bill) H.R. 3596/ S. 1681. Health Insurance Industry Antitrust Enforcement Act (entire bill) S.1484. Catastrophe Savings Account Act (entire bill) S. 1487. Commission on Catastrophic Disaster Risk and Insurance Act (entire bill) H.R. 3139. National Flood Insurance Program Extension Act (entire bill) H.R. 3126/ H.R. 3639. Consumer Financial Protection Agency Act S. 1540. Resolution Reform Act of 2009 H.R. 4173. Wall Street Reform and Consumer Protection Act of 2009. (entire bill) H.R. 3817. Investor Protections Act of 2009. (entire bill) H.R. 3818. Private Fund Investment Advisors Registration Act of 2009. (entire bill) H.R. 3996. Financial Stability Improvement Act. (entire bill) S. 3217. Restoring America's Financial Stability Act (entire bill) H.R. 4778. National Flood Insurance Program Extension Act (entire bill) H.R. 4802. Risk Retention Modernization Act (entire bill) H.R. 4626. Health Insurance Industry Fair Competition Act (entire bill) H.R. 5114. Flood Insurance Reform Priorities Act (entire bill) H.R. 5255. Stable Flood Insurance Authorization Act (entire bill) S. 3347. To extend the NFIP though December 31, 2010 (entire bill) S. 3814. National Flood Insurance Program Re-extension Act (entire bill) S. 3685. Insurance Competition and Transparency Act (entire bill) S. 3546. Cheaper Car Insurance Act (entire bill)

Client expense: $310,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Transportation, Dept of (DOT), Treasury, Dept of

Entire bills of the following: H.R. 1880, National Insurance Consumer Protection Act H.R.3596 / S. 1681, the Health Insurance Industry Antitrust Enforcement Act of 2009 H.R. 2571, Nonadmitted and Reinsurance Reform Act of 2009

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1020 - Arbitration Fairness Act of 2009 S. 931 - Arbitration Fairness Act of 2009 Asbestos Related Legislation Bankruptcy Transparency Issues S. 3305 - Big Oil Bailout Prevention Liability Act of 2010 Climate Change/Global Warming Coastal Wind Zone Proposal H.R. 3644 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 Credit Scoring and the Use of Credit as Underwriting Tool Emergency Economic Stabilization Act of 2008 and TARP Related Issues H.R. 1409 - Employee Free Choice Act of 2009 S. 560 - Employee Free Choice Act of 2009 H.R. 1788 - False Claims Act Correction Act of 2009 Federal Resolution Authority Financial Services Systemic Risk Proposals Obama Administrations White Paper on Financial Services Modernization H.R. 5114 - Flood Insurance Reform Priorities Act of 2010 Health Care and Education Reconciliation Act of 2010 (Pub.L. 111-152) H.R. 4872 - Health Care and Education Reconciliation Act of 2010 H.R. 4626 - Health Insurance Industry Fair Competition Act S. 1681 - Health Insurance Industry Antitrust Enforcement Act of 2009 H.R. 2555 - Homeowners Defense Act of 2009 S. 505 - Homeowners Defense Act of 2009 H.R. 83 - Homeowners Insurance Protection Act of 2009 H.R. 2609 - Insurance Information Act of 2009 Legal Reform Low Income Tax Recapture Bonds H.R. 3424 - To amend the Internal Revenue Code of 1986 to disallow the deduction for excess non-taxed reinsurance premiums with respect to United States risks paid to affiliates. McCarran-Ferguson Reform and Modernization Medicare Secondary Payer and Workers' Compensation Settlement Agreements H.R. 635 - National Commission on State Workers Compensation Laws Act of 2009 H.R. 1264 - Multiple Peril Insurance Act of 2009 H.R. 2554 - National Association of Registered Agents and Brokers Reform Act of 2010 H.R. 1880 - National Insurance Consumer Protection Act H.R. 2571 - Non-admitted and Reinsurance Reform Act of 2009 S. 1363 - Non-admitted and Reinsurance Reform Act of 2009 H.R. 1260 - Patent Reform Act of 2009 S. 515 - Patent Reform Act of 2009 S. 610 - Patent Reform Act of 2009 H.R. 3590 - Patient Protection and Affordable Care Act S. 2478 - Remuneration for Ecological and Societal Tolls Occasioned by Reckless Errors Act H.R. 4173 - Restoring American Financial Stability Act of 2010 S. 1071 - Shareholders Bill of Rights Sunshine in Litigation Act of 2009 H.R. 2761 - Terrorism Risk Insurance Program Reauthorization Act of 2007, Continue to Monitor Legislation Passed December, 2007. H.R. 5297 - The Small Business Lending Fund Act of 2010 (Surety Bond Issues) H.R. 847 - James Zadroga 9/11 Health and Compensation Act of 2010

Client expense: $1,570,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

HR 1583, HR 1880, HR 2555, HR 2571, HR 2609, HR 3139, HR 3415, HR 4164, HR 4213, HR 4596, HR 4691, HR 4778, HR 4796, HR 4802, HR 4851, HR 5114, HR 5255, HR 5553, HR 5559, HR 6207, HR 6254, S 1363, S 3051, S 3109, S 3153, S 3203, S 3546, S 3672, S 3685, S 3815, S 3994

Client expense: $810,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

S. 1363 HR 2571

Client expense: Not reported · Firm income: $96,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Insurance Industry Competition Act of 2009 - H.R. 1583, all provisions Financial System Stabilization and Reform Act of 2009 - H.R. 1754/S. 664, all provisions National Insurance Consumer Protection Act - H.R. 1880, all provisions Community Reinvestment Modernization Act of 2009 - H.R. 1479, all provisions Nonadmitted and Reinsurance Reform Act of 2009 - H.R. 2571/S. 1363, all provisions National Association of Registered Agents and Brokers Reform Act of 2009 - H.R. 2554, all provisions Insurance Information Act of 2009 - H.R. 2609, all provisions Health Insurance Industry Antitrust Enforcement Act - H.R. 3596/ S. 1681, all provisions Americas Health Future Act Legislation to reform the healthcare system - H.R. 3962/ H.R. 3590, all provisions Drywall Victims Insurance Protection Act of 2009 - H.R. 4094, all provisions Medicare Secondary Payer Enhancement Act of 2010 - H.R. 4796, all provisions Health Insurance Industry Fair Competition Act - H.R. 4626, all provisions

Client expense: $204,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1583 Insurance Industry Competition Act of 2009 (all provisions) H.R. 83 Homeowners Insurance Protection Act of 2009 (all provisions) H.R. 1525 Flood Insurance Technical Amendments (all provisions) Flood Insurance Reform and Modernization (generally) H.R. 1264 Multiple Peril Insurance Act of 2009 (all provisions) H.R. 1880 National Insurance Consumer Protection Act of 2009 (all provisions) Insurance Regulatory Reform (generally) H.R. 2554 NARAB Reform Act of 2009 (all provisions) S. 505 Commission on Catastrophic Disaster Risk and Insurance Act of 2009 (all provisions) Municipal Bond Regulation (generally) H.R. 2609 Insurance Information Act of 2009 (all provisions) Office of Insurance Information (generally) Systemic Risk Regulator/Overseer (generally) Financial Services Regulatory Restructuring (generally) Troubled Assets Relief Program (generally) H.R. 1105 FY 2009 Omnibus (flood insurance provisions) H.R. 1239 Property Mitigation Assistance Act of 2009 (all provisions) H.R. 635 National Commission on State Worker's Compensation Laws Act of 2009 (all provisions) Federal Resolution Authority (generally) Use of Credit Scores in Insurance Underwriting (generally) H.R. 2555 Homeowners Defense Act (all provisions) H.R. 2733 Fixed Indexed Annuities and Insurance Products Classification Act of 2009 (all provisions) H.R. 2571; S. 1363 Nonadmitted and Reinsurance Reform Act (all provisions) H.R. 2918 Legislative Branch Appropriations of 2009 (Continuing Resolution) IMF Financial Sector Assesment Program (generally) H.R. 3326- Defense Appropriations Bill of 2009 (flood insurance provisions) H.R. 3139 Flood Insurance Reform & Modernization Act (all provisions) H.R. 4778 National FLood Insurance Program Extension Act of 2010 (all provisions) H.R. 4851 Continuing Extension Act of 2010 (flood insurance provisions) H.R. 5114 Flood Insurance Reform Priorities Act of 2010 (all provisions) H.R. 5553 National Flood Insurance Program Extension Act of 2010 (all provisions) H.R. 5569 National Flood Insurance Program Extension Act of 2010 (all provisions) S. 3814 National Flood Insurance Program Reextension Act of 2010 (all provisions) S. 3672 Coordination of Wind and Flood Perils Act of 2010 (all provisions) H.R. 5993 Securing America's Veterans Insurance Needs & Goals Act (all provisions) S. 3685 Insurance Competition And Transparency Act (all provisions) Broker-Dealer Fiduciary Standard (generally) S. 3994 Flood Insurance Affordability & Risk Notification Act (all provisions)

Client expense: $290,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

SEE ADDENDUM PAGE SPECIFIC LEGISLATION: HR 83-ALL PROVISIONS RELATING TO NATURAL DISASTER INSURANCE HR 998-ALL PROVISIONS RELATING TO CATASTROPHE RESERVES HR 1264-ALL PROVISIONS RELATING TO ADDING WIND TO THE NFIP HR 1583-ALL PROVISIONS RELATING TO MCCARRAN-FERGUSON ACT HR 1754-ALL PROVISIONS RELATING TO SYSTEMIC RISK OF INSURANCE INDUSTRY HR 1880-ALL PROVISIONS RELATING TO FEDERAL INSURANCE REGULATION HR 2554-ALL PROVISIONS RELATING TO INSURANCE AGENT LICENSING HR 2555-ALL PROVISIONS RELATING TO NATURAL DISASTER INSURANCE HR 2571-ALL PROVISIONS RELATING TO SURPLUS LINES INSURANCE HR 2609-ALL PROVISIONS RELATING TO OFFICE OF INSURANCE INFORMATION HR 3126-ALL PROVISIONS RELATING TO CONSUMER FINANCIAL PROTECTION AGENCY HR 3200-ALL PROVISIONS RELATING TO HEALTHCARE REFORM HR 3269-ALL PROVISIONS RELATING TO EXECUTIVE COMPENSATION HR 3424-ALL PROVISIONS RELATING TO OFFSHORE AFFILIATED REINSURANCE TAXES HR 3962-ALL PROVISIONS RELATING TO MCCARRAN-FERGUSON ACT & FTC JURISDICTION HR 4173-ALL PROVISIONS RELATING TO REGULATION OF INSURANCE HR 4790-ALL PROVISIONS RELATING TO SHAREHOLDER VOTES ON CORP. POLITICAL ACTIVITY S 505-ALL PROVISIONS RELATING TO NATURAL DISASTER INSURANCE S 664-ALL ISSUES RELATED TO SYSTEMIC RISK & INSURANCE REGULATION S 886- ALL PROVISIONS RELATING TO STATE CATASTROPHE INSURANCE PROGRAMS S 1363-ALL PROVISIONS RELATING TO SURPLUS LINES INSURANCE ISSUES WITHOUT SPECIFIC LEGISLATION: ADMINISTRATIONS EXECUTIVE COMPENSATION LEGISLATIVE PROPOSAL ADMINISTRATIONS SYSTEMIC RISK LEGISLATIVE PROPOSAL ADMINISTRATION'S FINANCIAL REGULATORY REFORM PROPOSAL FEDERAL REINSURANCE REGULATORY MODERNIZATION PROPOSALS FEDERAL RESERVES SYSTEMIC RISK LEGISLATIVE PROPOSAL FINANCIAL REGULATION ISSUES FOREIGN REINSURANCE TAXATION PROPOSALS NATIONWIDE INSURANCE CO.S ENHANCED HOMEOWNER INSURANCE POLICY PROPOSAL NATURAL DISASTER INSURANCE ISSUES NON-BANK FINANCIAL SERVICES SEIZURE AUTHORITY ISSUES REINSURANCE COLLATERAL ISSUES STATE INSURANCE REGULATION ISSUES SYSTEMIC RISK REGULATION ISSUES TREASURYS OFFICE OF NATIONAL INSURANCE LEGISLATIVE PROPOSAL

Client expense: $10,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Insurance regulation modernization and proposals to create an optional federal charter for insurers and insurance agents and brokers. Financial Services systemic risk regulatory reform. Efforts to introduce surplus lines legislation that would subject surplus lines transactions to a single set of regulations. (H.R. 2571/ S. 1363). NARAB proposals. National Flood Insurance Program reauthorization. Related-party reinsurance tax legislation. Revisions to McCarran-Ferguson act. Financial Regulatory Reform.

Client expense: $200,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), SENATE, Treasury, Dept of

H.R. 200/S. 61: HELPING FAMILIES SAVE THEIR HOMES IN BANKRUPTCY ACT OF 2009; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 225: EMERGENCY HOMEOWNERSHIP AND EQUALITY PROTECTION ACT; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 703: TO PROMOTE BANK LIQUIDITY AND LENDING THROUGH DEPOSIT INSURANCE, THE HOPE FOR HOMEOWNERS PROGRAM AND OTHER ENHANCEMENTS; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 788: TO PROVIDE SAFE HARBOR FOR MORTGAGE SERVICERS WHO ENGAGE IN SPECIFIED MORTGAGE LOAN MODIFICATIONS, AND FOR OTHER PURPOSES; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 977: DERIVATIVES MARKETS TRANSPARENCY AND ACCOUNTABILITY ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 1039: PROMOTING HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY H.R. 1705/S. 566: FINANCIAL PRODUCT SAFETY COMMISSION ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 2221: DATA ACCOUNTABILITY AND TRUST ACT; PROVISIONS RELATED TO DATA SECURITY BREACH H.R. 2571/S. 1363: NONADMITTED AND REINSURANCE REFORM ACT OF 2009; PROVISIONS RELATED TO STREAMLINING REINSURANCE REGULATION H.R. 2733/S. 1389: FIXED INDEXED ANNUITIES AND INSURANCE PRODUCTS CLASSIFICATION ACT OF 2009; PROVISIONS RELATED TO ANNUITIES REGULATION (SEC RULE 151A) H.R. 3399: TO AMEND THE INTERNAL REVENUE CODE OF 1986 TO PERMIT THE CONSOLIDATION OF LIFE INSURANCE COMPANIES WITH OTHER COMPANIES; PROVISIONS RELATED TO TAXATION OF LIFE INSURANCE COMPANIES H.R. 3506: ELIMINATE PRIVACY NOTICE CONFUSION ACT; ISSUES RELATED TO DATA SECURITY BREACH H.R. 3596/S. 1681: HEALTH INSURANCE INDUSTRY ANTITRUST ENFORCEMENT ACT OF 2009; PROVISIONS RELATED TO INSURANCE ANTI-TRUST REGULATIONS (MCCARRON-FERGUSON) AND PRIVACY H.R. 3669: EMPLOYER-OWNED LIFE INSURANCE LIMITATION ACT; PROVISIONS RELATED TO COMPANY OWNED LIFE INSURANCE H.R. 3763: TO AMEND THE FAIR CREDIT REPORTING ACT TO PROVIDE FOR AN EXCLUSION FROM RED FLAG GUIDELINES FOR CERTAIN BUSINESSES; PROVISIONS RELATED TO HEALTH CARE H.R. 4173: DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT (FKA: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010); ALL PROVISIONS OF THE BILL H.R. 4596: HOLOCAUST INSURANCE ACCOUNTABILITY ACT OF 2010; PROVISIONS RELATED TO INSURANCE REGULATORY REFORM H.CON.RES. 89: SUPPORTING THE GOALS AND OBJECTIVES OF THE PRAGUE CONFERENCE ON HOLOCAUST ERA ASSETS; PROVISIONS RELATED TO HOLOCAUST CLAIMS PERTAINING TO POLICIES ISSUED BY PARENT COMPANY, AEGON NV S. 139: DATA BREACH NOTIFICATION ACT; PROVISIONS RELATED TO DATA SECURITY BREACH S. 179: HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 272: DERIVATIVES TRADING INTEGRITY ACT OF 2009; PROVISIONS RELATED TO DERIVATIVES S.344: HEDGE FUND TRANSPARENCY ACT; PROVISIONS RELATED TO REGULATORY REFORM S. 444: NATIONAL HEALTH INFORMATION TECHNOLOGY AND PRIVACY ADVANCEMENT ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 1490: PERSONAL DATA PRIVACY AND SECURITY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 3098: PROTECT OUR RECOVERY THROUGH OVERSIGHT OF PROPRIETARY (PROP) TRADING ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM S. 3217: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM

Client expense: $590,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 200/S. 61: HELPING FAMILIES SAVE THEIR HOMES IN BANKRUPTCY ACT OF 2009; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 225: EMERGENCY HOMEOWNERSHIP AND EQUALITY PROTECTION ACT; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 703: TO PROMOTE BANK LIQUIDITY AND LENDING THROUGH DEPOSIT INSURANCE, THE HOPE FOR HOMEOWNERS PROGRAM AND OTHER ENHANCEMENTS; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 788: TO PROVIDE SAFE HARBOR FOR MORTGAGE SERVICERS WHO ENGAGE IN SPECIFIED MORTGAGE LOAN MODIFICATIONS, AND FOR OTHER PURPOSES; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 977: DERIVATIVES MARKETS TRANSPARENCY AND ACCOUNTABILITY ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 1039: PROMOTING HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY H.R. 1705/S. 566: FINANCIAL PRODUCT SAFETY COMMISSION ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 2221: DATA ACCOUNTABILITY AND TRUST ACT; PROVISIONS RELATED TO DATA SECURITY BREACH H.R. 2571/S. 1363: NONADMITTED AND REINSURANCE REFORM ACT OF 2009; PROVISIONS RELATED TO STREAMLINING REINSURANCE REGULATION H.R. 2733/S. 1389: FIXED INDEXED ANNUITIES AND INSURANCE PRODUCTS CLASSIFICATION ACT OF 2009; PROVISIONS RELATED TO ANNUITIES REGULATION (SEC RULE 151A) H.R. 3399: TO AMEND THE INTERNAL REVENUE CODE OF 1986 TO PERMIT THE CONSOLIDATION OF LIFE INSURANCE COMPANIES WITH OTHER COMPANIES; PROVISIONS RELATED TO TAXATION OF LIFE INSURANCE COMPANIES H.R. 3506: ELIMINATE PRIVACY NOTICE CONFUSION ACT; ISSUES RELATED TO DATA SECURITY BREACH H.R. 3596/S. 1681: HEALTH INSURANCE INDUSTRY ANTITRUST ENFORCEMENT ACT OF 2009; PROVISIONS RELATED TO INSURANCE ANTI-TRUST REGULATIONS (MCCARRON-FERGUSON) AND PRIVACY H.R. 3669: EMPLOYER-OWNED LIFE INSURANCE LIMITATION ACT; PROVISIONS RELATED TO COMPANY OWNED LIFE INSURANCE H.R. 3763: TO AMEND THE FAIR CREDIT REPORTING ACT TO PROVIDE FOR AN EXCLUSION FROM RED FLAG GUIDELINES FOR CERTAIN BUSINESSES; PROVISIONS RELATED TO HEALTH CARE H.R. 4173: DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT (FKA: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010); ALL PROVISIONS OF THE BILL H.R. 4596: HOLOCAUST INSURANCE ACCOUNTABILITY ACT OF 2010; PROVISIONS RELATED TO INSURANCE REGULATORY REFORM H.CON.RES. 89: SUPPORTING THE GOALS AND OBJECTIVES OF THE PRAGUE CONFERENCE ON HOLOCAUST ERA ASSETS; PROVISIONS RELATED TO HOLOCAUST CLAIMS PERTAINING TO POLICIES ISSUED BY PARENT COMPANY, AEGON NV S. 139: DATA BREACH NOTIFICATION ACT; PROVISIONS RELATED TO DATA SECURITY BREACH S. 179: HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 272: DERIVATIVES TRADING INTEGRITY ACT OF 2009; PROVISIONS RELATED TO DERIVATIVES S.344: HEDGE FUND TRANSPARENCY ACT; PROVISIONS RELATED TO REGULATORY REFORM S. 444: NATIONAL HEALTH INFORMATION TECHNOLOGY AND PRIVACY ADVANCEMENT ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 1490: PERSONAL DATA PRIVACY AND SECURITY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 3098: PROTECT OUR RECOVERY THROUGH OVERSIGHT OF PROPRIETARY (PROP) TRADING ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM S. 3217: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM

Client expense: $590,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 200/S. 61: HELPING FAMILIES SAVE THEIR HOMES IN BANKRUPTCY ACT OF 2009; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 225: EMERGENCY HOMEOWNERSHIP AND EQUALITY PROTECTION ACT; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 703: TO PROMOTE BANK LIQUIDITY AND LENDING THROUGH DEPOSIT INSURANCE, THE HOPE FOR HOMEOWNERS PROGRAM AND OTHER ENHANCEMENTS; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 788: TO PROVIDE SAFE HARBOR FOR MORTGAGE SERVICERS WHO ENGAGE IN SPECIFIED MORTGAGE LOAN MODIFICATIONS, AND FOR OTHER PURPOSES; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 977: DERIVATIVES MARKETS TRANSPARENCY AND ACCOUNTABILITY ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 1039: PROMOTING HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY H.R. 1705/S. 566: FINANCIAL PRODUCT SAFETY COMMISSION ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 2221: DATA ACCOUNTABILITY AND TRUST ACT; PROVISIONS RELATED TO DATA SECURITY BREACH H.R. 2571/S. 1363: NONADMITTED AND REINSURANCE REFORM ACT OF 2009; PROVISIONS RELATED TO STREAMLINING REINSURANCE REGULATION H.R. 2733/S. 1389: FIXED INDEXED ANNUITIES AND INSURANCE PRODUCTS CLASSIFICATION ACT OF 2009; PROVISIONS RELATED TO ANNUITIES REGULATION (SEC RULE 151A) H.R. 3399: TO AMEND THE INTERNAL REVENUE CODE OF 1986 TO PERMIT THE CONSOLIDATION OF LIFE INSURANCE COMPANIES WITH OTHER COMPANIES; PROVISIONS RELATED TO TAXATION OF LIFE INSURANCE COMPANIES H.R. 3506: ELIMINATE PRIVACY NOTICE CONFUSION ACT; ISSUES RELATED TO DATA SECURITY BREACH H.R. 3596/S. 1681: HEALTH INSURANCE INDUSTRY ANTITRUST ENFORCEMENT ACT OF 2009; PROVISIONS RELATED TO INSURANCE ANTI-TRUST REGULATIONS (MCCARRON-FERGUSON) AND PRIVACY H.R. 3669: EMPLOYER-OWNED LIFE INSURANCE LIMITATION ACT; PROVISIONS RELATED TO COMPANY OWNED LIFE INSURANCE H.R. 3763: TO AMEND THE FAIR CREDIT REPORTING ACT TO PROVIDE FOR AN EXCLUSION FROM RED FLAG GUIDELINES FOR CERTAIN BUSINESSES; PROVISIONS RELATED TO HEALTH CARE H.R. 4173: DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT (FKA: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010); ALL PROVISIONS OF THE BILL H.R. 4596: HOLOCAUST INSURANCE ACCOUNTABILITY ACT OF 2010; PROVISIONS RELATED TO INSURANCE REGULATORY REFORM H.R. 5993: SECURING AMERICA'S VETERANS INSURANCE NEEDS AND GOALS (SAVINGS) ACT OF 2010; ALL PROVISIONS OF THE BILL H.CON.RES. 89: SUPPORTING THE GOALS AND OBJECTIVES OF THE PRAGUE CONFERENCE ON HOLOCAUST ERA ASSETS; PROVISIONS RELATED TO HOLOCAUST CLAIMS PERTAINING TO POLICIES ISSUED BY PARENT COMPANY, AEGON NV S. 139: DATA BREACH NOTIFICATION ACT; PROVISIONS RELATED TO DATA SECURITY BREACH S. 179: HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 272: DERIVATIVES TRADING INTEGRITY ACT OF 2009; PROVISIONS RELATED TO DERIVATIVES S.344: HEDGE FUND TRANSPARENCY ACT; PROVISIONS RELATED TO REGULATORY REFORM S. 444: NATIONAL HEALTH INFORMATION TECHNOLOGY AND PRIVACY ADVANCEMENT ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 1490: PERSONAL DATA PRIVACY AND SECURITY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 3098: PROTECT OUR RECOVERY THROUGH OVERSIGHT OF PROPRIETARY (PROP) TRADING ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM S. 3217: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM

Client expense: $590,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Insurance regulation reform issues including optional federal charter, creation of a Federal Insurance Office, McCarran-Ferguson, retained assets accounts, long-term disability issues and underwriting issues. S.1583 - Insurance Industry Competition Act of 2009 - all provisions H.R.1880 - National Insurance Consumer Protection Act - all provisions H.R.2609 Insurance Information Act of 2009 / Federal Insurance Office Act of 2009 all provisions H.R.2554 National Association of Registered Agents and Brokers Reform Act of 2009 - licensing issues H.R.2571 / S.1363 Nonadmitted and Reinsurance Reform Act of 2009 surplus lines issues H.R.3059 / S.1386 - Access to Repair Parts all provisions H.R.2057 Motor Vehicles Owners Right to Repair Act of 2009 all provisions S.1681 / H.R.3596 - Health Insurance Industry Anti-Trust Enforcement Act of 2009 definitions of insurance: liability and health H.R.4626 Health Insurance Industry Fair Competition Act Lines of insurance included and FTC study of insurance H.R.5993 / S.3718 Securing Americas Veterans Insurance Needs and Goals (SAVINGS) Act of 2010 all provisions S.3683 Insurance Competition and Transparency Act of 2010 FTC Oversight Provisions Natural catastrophe issues including proposals regarding government backstops for insurance losses from large-scale natural catastrophes. H.R.1264 - Multiple Peril Insurance Act of 2009 all provisions H.R.83 Homeowners Insurance Protection Act of 2009 all provisions H.R.998 - Policyholder Disaster Protection Act of 2009 all provisions S.866 Catastrophe Obligation Guarantee Act all provisions H.R.2555 / S.505 Homeowners Defense Act all provisions S.1486 / H.R.998 Policyholder Disaster Protection Act of 2009 all provisions S.1487 Commission on Catastrophic Disaster Risk and Insurance Act of 2009 all provisions H.R.2555 Homeowners Defense Act of 2009 all provisions S.3672 Coordination of Wind and Flood Perils Act of 2010 all provisions Flood insurance issues Reauthorization of the National Flood Insurance Program (NFIP) H.R.1105 Omnibus Appropriations Act, 2009 extend the National Flood Insurance Program (NFIP) to September 30, 2009 and privacy provisions H.R.3139 National Flood Insurance Program Extension Act of 2009 Extend the NFIP program H.R.2918 Legislative Branch Appropriations Act 2010 Temporary extension of the NFIP H.R.2996 the Interior Environment Appropriations Act Temporary extension of the NFIP H.R.3326 The Department of Defense Appropriations Act 2010 Temporary extension of the NFIP H.R.4691 Temporary Extension Act of 2010 Temporary extension of the NFIP H.R.2701 Intelligence Authorization Act of 2010 Temporary extension of the NFIP & COBRA Hiring Incentives to Restore Employment Act Draft bill Temporary extension of the NFIP H.R.4851 Continuing Extension Act of 2010 Temporary extension of the NFIP H.R.5114 Flood Insurance Reform Priorities Act of 2010 all provisions H.R.5255 Stable Flood Insurance Authorization Act of 2010 all provisions H.R.4778 National Flood Insurance Program Extension Act of 2010 all provisions S.3347 - a bill to extend the National Flood Insurance Program through December 31, 2010 all provisions H.R.5569 National Flood Insurance Program Extension Act of 2010 all provisions H.R.4213 - American Jobs and Closing Tax Loopholes Act of 2010 - Temporary extension of the NFIP S.3814 National Flood Insurance Program Reextension Act of 2010 - all provisions Workers Compensation issues including: H.R.635 National Commission on State Workers Compensation Laws Act of 2009 all provisions H.R.2641 Medicare Secondary Payer and Workers' Compensation Settlement Agreements Act of 2009 all provisions Health care reform issues, including revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation. H.R.3200 - Americas Affordable Health Choices Act of 2009 S.1679 - Affordable Health Choices Act including the CLASS Act and the Universal 24-Hour Coverage amendment S. 1796 - Americas Healthy Future Act of 2009 - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.3590 Patient Protection and Affordable Care Act (House and Senate versions) - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.3962 the Affordable Health Care for America Act - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.4872 Health Care and Education Reconciliation Act of 2010 - revenue offsets

Client expense: $440,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Availability and Affordability of Commercial/Residential Property Insurance HR 2571- Nonadmitted and Reinsurance Reform Act of 2009 S 1363 - Nonadmitted and Reinsurance Reform Act of 2009 HR 2609- Insurance Information Act of 2009 Addition of Wind Coverage to National Flood Insurance Program HR 1264Multiple Peril Insurance Act of 2009 Establishment of National Government Programs to Provide Affordable & Available Insurance for Natural Disasters HR 2555- Homeowners' Defense Act of 2009 HR 83- Homeowners Insurance Protection Act of 2009 HR 998- Policyholder Disaster Protection Act of 2009 S 505- Homeowners' Defense Act of 2009 Extension of National Flood Insurance Program HR 3139- National Flood Insurance Program Extension Act of 2009 HR 4213 - American Jobs and Closing Tax Loopholes Act of 2010 HR 4778- National Flood Insurance Program Extension Act of 2010 HR 4851- Continuing Extension Act of 2010 HR 5114- Flood Insurance Reform Priorities Act of 2010 HR 5255- Stable Flood Insurance Authorization Act of 2010 HR 5569- National Flood Insurance Program Extension Act of 2010 S 3814 - National Flood Insurance Program Reextension Act of 2010 S 3203- A bill to extend the National Flood Insurance Program through May 31, 2010 S 3347- A bill to extend the National Flood Insurance Program through Dec. 31, 2010 Clarifying Coverage Regarding National Flood Insurance Program S 3672 - Coordination of Wind and Flood Perils Act of 2010 Meetings with EPA on Flood Maps

Client expense: $4,500,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Council on Environmental Quality (CEQ), Energy, Dept of, Environmental Protection Agency (EPA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, Veterans Affairs, Dept of (VA), Vice President of the U.S., White House Office

H.R. 74 - Financial Oversight Commission S. 505 - Homeowner's Defense Act of 2009 H.R. 1880 - National Insurance Consumer Protection Act H.R. 83 - Homeowner's Insurance Protection Act of 2009 H.R. 3962 - Affordable Health Care for Americans Act of 2009 H.R. 3200 - America's Affordable Health Choices Act of 2009 H.R. 1583 - Insurance Industry Competition Act of 2009 - to further competition in the insurance industry (repeals McCarran Ferguson) H.R. 1754 - To create a systemic risk monitor for the financial system of the United States, to oversee financial regulatory activities of the Federal Government, and for other purposes. H.R. 1880 - National Insurance Consumer Protection Act - to establish a system of regulation and supervision for insuers, insurance agencies and insurance producers. H.R. 2554 - National Associatoin of Registered Agents and Brokers Reform Act of 2009 (NARAB II) H.R. 2571 / S. 1363 - Nonadmitted and Reinsurance Reform Act of 2009 H.R. 2609 - Insurance Information Act of 2009 - to establish an Office of Insurance Information in the Department of the Treasury S. 886 - Catastrophe Obligation Guarantee Act H.R. 1264 - Multiple Peril Insurance Act of 2009 H.R. 2592 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act, to enhance existing programs providing mitigation assistance by encouraging states to adopt and actively enforce State building codes. H.R. 2555 - Homeowner's Defense Act of 2009 H.R. 706 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act, to direct the Administrator of FEMA to continue to administer the National Urban Search and Rescue Response System H.R. 998 - To amend the Internal Revenue Code of 1986 to provide for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyhlders' claism arising from future catastrophic events. H.R. 1239 - To establish a homeowner mitigation loan program with the Federal Emergency Management Agency to promote pre-disaster property mitigation measures. H.R. 1746 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to reauthorize the pre-disaster mitigation program of the Federal Emergency Management Agency. H.R. 3596 / S. 1681 - Health Insurance Antitrust Enforcement Act of 2009 H.R. 3126 - Consumer Financial Protection Act H.R. 5114 - Flood Insurance Reform and Priorities Act of 2010 H.R. 5569 - National Flood Insurance Program H.R. 3590 - The Patient Protection and Affordable Health Care Act H.R. 4173 / S. 3217 - Dodd/Frank Act H.R. 5255 / S. 3347 - National Flood Insurance Program

Client expense: $697,169 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

See Attached HR 1583, Insurance Industry Competition Act of 2009 HR 1880, National Insurance Consumer Protection Act HR 2554, National Association of Registered Agents and Brokers Reform Act of 2009 HR 2571, Nonadmitted and Reinsurance Reform Act of 2009 HR 2609, Insurance Information Act of 2009 HR 3139, Natinal Flood Insurance Program Extension Act of 2010 HR 3139, National Flood Insurance Program Extension Act of 2009 HR 4164, A bill to amend the National Flood Insurance Act of 1968 to provide for a phased-in increase of chargeable premium rates for properties affected by updated Flood Insurance Rate Maps. HR 4213, American Workers, State and Business Relief Act of 2010 HR 4691, Temporary Extensions Act of 2010 HR 4778, Natinal Flood Insurance Program Extension Act of 2010 HR 4802, Risk Retention Modernization Act of 2010 HR 4851, Conitinuing Extention Act of 2010 HR 5114, Flood Insurance Reform Priorities Act HR 5297, Small Business Jobs Act of 2010 HR 5553, National Flood Insurance Program Extension Act of 2010 HR 5559, Flood Insurance Fairness Act of 2010 HR 5569, National Flood Insurance Program Extension Act of 2010 HR 5808, Amend PPACA to establish a public health insurance option HR 5982, Small Business Tax Relief Act of 2010 S 1363, Nonadmitted and Reinsurance Reform Act of 2009 S 3153, Conitnuing Extension Act of 2010 S 3203, A bill to extend the National Flood Insurance Program through May 31, 2010 S 3814, National Flood Insurance Reextension act of 2010

Client expense: $270,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 1583, HR 1880, HR 2554, HR 2571, HR 2609, HR 3139, HR 3415, HR 4164, HR 4213, HR 4596, HR 4691, HR 4778, HR 4796, HR 4802, HR 4851, HR 5255, HR 5553, HR 5559, HR 5569, HR 6207, HR 6254, S 1363, S 3051, S 3109, S 3153, S 3203, S 3546, S 3672, HR 3685, S 3814

Client expense: $1,170,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 1880: The National Insurance Consumer Protection Act. Issues related to supporting an Optional Federal Charter for Insurers. H.R. 5629/S. 3305: Monitoring issues related to oil spill liability. H.R. 4213 /S3814: Monitoring issues related to the extension of Nat'l Flood Ins. Prog. as well as Multi-peril ins incl in H.R. 1264. H.R. 5114 " " " " reform of the NFIP HR2554 Issues related to supporting the National Association of Registered Agents and Brokers Reform Act HR4173 The Wall Street Reform & Consumer Protection Act Restoring American Financial Stability Act of 2010 now includes: HR2609 Issues supporting legislation creating a Federal Insurance Office (formerly called Office of Insurance Information); HR2571 to modernize the regulation of surplus lines insurance. Legislative proposals on these issues introduced in the Senate were also merged into H.R. 4173. Monitored other insurance related provisions included in the overall reform proposal. Issues related to health insurance reform specifically retaining a private sector role for insurance brokers in health care reform and employee benefits, including the implementation of the recently enacted health care reform legislation.

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Reauthorization of flood insurance, credit scoring and issues related to natural disasters H.R.1583-Insurance Industry Competition Act of 2009 H.R.2571-Nonadmitted and Reinsurance Reform Act of 2009 H.R.3996-Financial Stability Improvement Act, provisions relating to the Office of National Insurance H.R.5114-Flood Insurance Reform Priorities Act of 2010 H.R.2555-Homeowners Defense Act of 2009 H.R.1264-Multiple Peril Insurance Act of 2009 H.R.3590-Patient Protection and Affordable Care Act H.R.5569-National Flood Insurnace Program Extension Act of 2010 H.R.4173-Restoring American Financial Stability Act of 2010 S.3217-Restoring American Financial Stability Act of 2010

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

H.R. 1388 - Edward M. Kennedy Serve America Act H.R. 3221 - The Student Aid and Fiscal Responsibility Act S. 1363 - Nonadmitted and Reinsurance Act H.R. 2571 - Nonadmitted and Reinsurance Act ASCE's Report Card for America's Infrastructure

Client expense: $218,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Energy, Dept of, Environmental Protection Agency (EPA), Federal Aviation Administration (FAA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Natl Institute of Standards & Technology (NIST), Natl Oceanic & Atmospheric Administration (NOAA), Natl Science Foundation (NSF), SENATE, Transportation, Dept of (DOT), U.S. Geological Survey (USGS)

H.R. 1583 Insurance Industry Competition Act of 2009 (all provisions) H.R. 83 Homeowners Insurance Protection Act of 2009 (all provisions) H.R. 1525 Flood Insurance Technical Amendments (all provisions) Flood Insurance Reform and Modernization (generally) H.R. 1264 Multiple Peril Insurance Act of 2009 (all provisions) H.R. 1880 National Insurance Consumer Protection Act of 2009 (all provisions) Insurance Regulatory Reform (generally) H.R. 2554 NARAB Reform Act of 2009 (all provisions) S. 505 Commission on Catastrophic Disaster Risk and Insurance Act of 2009 (all provisions) Municipal Bond Regulation (generally) H.R. 2609 Insurance Information Act of 2009 (all provisions) Office of Insurance Information (generally) Systemic Risk Regulator/Overseer (generally) Financial Services Regulatory Restructuring (generally) Troubled Assets Relief Program (generally) H.R. 1105 FY 2009 Omnibus (flood insurance provisions) H.R. 1239 Property Mitigation Assistance Act of 2009 (all provisions) H.R. 635 National Commission on State Worker's Compensation Laws Act of 2009 (all provisions) Federal Resolution Authority (generally) Use of Credit Scores in Insurance Underwriting (generally) H.R. 2555 Homeowners Defense Act (all provisions) H.R. 2733 Fixed Indexed Annuities and Insurance Products Classification Act of 2009 (all provisions) H.R. 2571; S. 1363 Nonadmitted and Reinsurance Reform Act (all provisions) H.R. 2918 Legislative Branch Appropriations of 2009 (Continuing Resolution) IMF Financial Sector Assesment Program (generally) H.R. 3326- Defense Appropriations Bill of 2009 (flood insurance provisions) H.R. 3139 Flood Insurance Reform & Modernization Act (all provisions) H.R. 4778 National FLood Insurance Program Extension Act of 2010 (all provisions) H.R. 4851 Continuing Extension Act of 2010 (flood insurance provisions) H.R. 5114 Flood Insurance Reform Priorities Act of 2010 (all provisions) H.R. 5553 National Flood Insurance Program Extension Act of 2010 (all provisions) H.R. 5569 National Flood Insurance Program Extension Act of 2010 (all provisions) S. 3814 National Flood Insurance Program Reextension Act of 2010 (all provisions) S. 3672 Coordination of Wind and Flood Perils Act of 2010 (all provisions) H.R. 5993 Securing America's Veterans Insurance Needs & Goals Act (all provisions) S. 3685 Insurance Competition And Transparency Act (all provisions) Broker-Dealer Fiduciary Standard (generally)

Client expense: $280,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 1880 to establish a system of regulation and supervision for insurers, insurance agencies, and insurance producers chartered or licensed under federal law that ensures the stability and financial integrity of those insurers, agencies, and producers and that protects policyholders and other consumers served by such insurers, agencies, or producers H.R. 2571 to streamline the regulation of non-admitted insurance and reinsurance, and for other purposes HR 2609 Federal Insurance Office Act which would create a national insurance office to gather information from the industry and represent the U.S. in international talks on insurance matters H.R. 3669, to prohibit employers from carrying life insurance policies on their rank and file employees

Client expense: $315,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 1880 to establish a system of regulation and supervision for insurers, insurance agencies, and insurance producers chartered or licensed under federal law that ensures the stability and financial integrity of those insurers, agencies, and producers and that protects policyholders and other consumers served by such insurers, agencies, or producers H.R. 2571 to streamline the regulation of non-admitted insurance and reinsurance, and for other purposes HR 2609 Federal Insurance Office Act which would create a national insurance office to gather information from the industry and represent the U.S. in international talks on insurance matters H.R. 3669, to prohibit employers from carrying life insurance policies on their rank and file employees

Client expense: $315,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

Entire bills of the following: H.R. 1880, National Insurance Consumer Protection Act H.R.3596 / S. 1681, the Health Insurance Industry Antitrust Enforcement Act of 2009 H.R. 2571, Nonadmitted and Reinsurance Reform Act of 2009

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 83. Homeowners Insurance Protection Act (entire bill) H.R. 308/ S. 1364. Hurricane and Tornado Mitigation Investment Act (entire bills) H.R. 1583. To further competition in the insurance industry (Repeals McCarran-Furguson Act) (entire bills) H.R 327/ S. 1485. National Hurricane Research Initiative Act (entire bill) H.R. 988/ S. 1486. Policyholder Disaster Protection Act (entire bill) H.R. 1239. Property Mitigation Assistance Act (entire bill) H.R. 1264. Multi Peril Insurance Act (entire bill) S. 505. Homeowners Defense Act (entire bill) H.R. 1880. National Insurance Consumer Protection Act (entire bill) H.R. 1754/ S.664. Financial System Stabilization and Reform Act of 2009 (entire bill) S. 886. Catastrophe Obligation Guarantee Act (entire bill) H.R. 2555. Homeowners Defense Act of 2009 (entire bill) H.R. 2554. National Association of Registered Agents and Brokers Reform Act (entire bill) H.R. 2571/ S. 1363. Non-admitted and Reinsurance Reform Act H.R. 2609. Insurance Information Act (entire bill) H.R. 3596/ S. 1681. Health Insurance Industry Antitrust Enforcement Act (entire bill) S.1484. Catastrophe Savings Account Act (entire bill) S. 1487. Commission on Catastrophic Disaster Risk and Insurance Act (entire bill) H.R. 3139. National Flood Insurance Program Extension Act (entire bill) H.R. 3126/ H.R. 3639. Consumer Financial Protection Agency Act S. 1540. Resolution Reform Act of 2009 H.R. 4173. Wall Street Reform and Consumer Protection Act of 2009. (entire bill) H.R. 3817. Investor Protections Act of 2009. (entire bill) H.R. 3818. Private Fund Investment Advisors Registration Act of 2009. (entire bill) H.R. 3996. Financial Stability Improvement Act. (entire bill) S. 3217. Restoring America's Financial Stability Act (entire bill) H.R. 4778. National Flood Insurance Program Extension Act (entire bill) H.R. 4802. Risk Retention Modernization Act (entire bill) H.R. 4626. Health Insurance Industry Fair Competition Act (entire bill) H.R. 5114. Flood Insurance Reform Priorities Act (entire bill) H.R. 5255. Stable Flood Insurance Authorization Act (entire bill) S. 3347. To extend the NFIP though December 31, 2010 (entire bill) S. 3814. National Flood Insurance Program Re-extension Act (entire bill) S. 3685. Insurance Competition and Transparency Act (entire bill) S. 3546. Cheaper Car Insurance Act (entire bill)

Client expense: $330,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Transportation, Dept of (DOT), Treasury, Dept of

Matters related to reinsurance and insurance H.R.2571-Nonadmitted and Reinsurance Reform Act of 2009 H.R.1880-National Insurance Consumer Protection Act Treasury Legislative Proposal for the Office of National Insurance S.unknown-Restoring American Financial Stability Act as it relates to insurance H.R.2609-Financial Services Regulatory Reform as it relates to insurance issues

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Matters related to reinsurance and financial services H.R.2571-Nonadmitted and Reinsurance Reform Act of 2009 H.R.1880-National Insurance Consumer Protection Act Treasury Legislative Proposal for the Office of National Insurance Restoring American Financial Stability Act of 2010

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 344 - Hedge Fund Transparency Act. Issue: Regulatory Reform. H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims. H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy. S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation. H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives. H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy. S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy. H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. S. 3098 Title: the Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010 A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform. S.3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform. H.R. 4173 Title: The Wall Street Reform and Consumer Protection Act of 2010 A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform. H.R. 4596 Title: the Holocaust Insurance Accountability Act of 2010. A bill to allow for enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: insurance regulatory reform. H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs.

Client expense: $1,664,721 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform. H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims. H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy. S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation. H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives. H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy. S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy. H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. S. 3098 Title: the Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010 A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform. S.3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform. H.R. 4173 Title: The Wall Street Reform and Consumer Protection Act of 2010 A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform. H.R. 4596 Title: the Holocaust Insurance Accountability Act of 2010. A bill to allow for enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: insurance regulatory reform. H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs.

Client expense: $1,664,721 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1020 - Arbitration Fairness Act of 2009 S. 931 - Arbitration Fairness Act of 2009 Asbestos Related Legislation Bankruptcy Transparency Issues S. 3305 - Big Oil Bailout Prevention Liability Act of 2010 Climate Change/Global Warming Coastal Wind Zone Proposal H.R. 3644 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 Credit Scoring and the Use of Credit as Underwriting Tool Emergency Economic Stabilization Act of 2008 and TARP Related Issues H.R. 1409 - Employee Free Choice Act of 2009 S. 560 - Employee Free Choice Act of 2009 H.R. 1788 - False Claims Act Correction Act of 2009 Federal Resolution Authority Financial Services Systemic Risk Proposals Obama Administrations White Paper on Financial Services Modernization H.R. 5114 - Flood Insurance Reform Priorities Act of 2010 Health Care and Education Reconciliation Act of 2010 (Pub.L. 111-152) H.R. 4872 - Health Care and Education Reconciliation Act of 2010 H.R. 4626 - Health Insurance Industry Fair Competition Act S. 1681 - Health Insurance Industry Antitrust Enforcement Act of 2009 H.R. 2555 - Homeowners Defense Act of 2009 S. 505 - Homeowners Defense Act of 2009 H.R. 83 - Homeowners Insurance Protection Act of 2009 H.R. 2609 - Insurance Information Act of 2009 Legal Reform Low Income Tax Recapture Bonds H.R. 3424 - To amend the Internal Revenue Code of 1986 to disallow the deduction for excess non-taxed reinsurance premiums with respect to United States risks paid to affiliates. McCarran-Ferguson Reform and Modernization Medicare Secondary Payer and Workers' Compensation Settlement Agreements H.R. 635 - National Commission on State Workers Compensation Laws Act of 2009 H.R. 1264 - Multiple Peril Insurance Act of 2009 H.R. 2554 - National Association of Registered Agents and Brokers Reform Act of 2010 H.R. 1880 - National Insurance Consumer Protection Act H.R. 2571 - Non-admitted and Reinsurance Reform Act of 2009 S. 1363 - Non-admitted and Reinsurance Reform Act of 2009 H.R. 1260 - Patent Reform Act of 2009 S. 515 - Patent Reform Act of 2009 S. 610 - Patent Reform Act of 2009 H.R. 3590 - Patient Protection and Affordable Care Act S. 2478 - Remuneration for Ecological and Societal Tolls Occasioned by Reckless Errors Act H.R. 4173 - Restoring American Financial Stability Act of 2010 S. 1071 - Shareholders Bill of Rights Sunshine in Litigation Act of 2009 H.R. 2761 - Terrorism Risk Insurance Program Reauthorization Act of 2007, Continue to Monitor Legislation Passed December, 2007. H.R. 5297 - The Small Business Lending Fund Act of 2010 (Surety Bond Issues) H.R. 847 - James Zadroga 9/11 Health and Compensation Act of 2010

Client expense: $590,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

HR 4173 Wall Street Reform and Consumer Protection Act of 2009; Issue: all aspects impacting insurance regulation S. 3217 Restoring American Financial Stability Act of 2010; Issue: all aspects impacting insurance regulation HR 2554 National Association of Registered Agent and Brokers Reform Act; Issue:reducing costs and administrative difficulties associated with reciprocal licensing of multi-state insurance agents. We support this bill. HR 2609 Create a federal Office of Insurance Information; Issue: need for federal insurance expertise; scope of office HR 2571 and S 1363 Non-Admitted and Reinsurance Reform; Issue: need for reform for these insurance lines HR 2733/S 1389 - Fixed Indexed Annuities and Insurance Products Classification Act; Issue: clarify that certain annuity products are exempt from federal regulation Other Financial Services Regulatory Reform bills, including: HR 1880 - The National Insurance Consumer Protection Act; HR 3996 Financial Stability Improvement Act; S 2756 Financial Services Systemic Risk Oversight Council Act; HR 3310 Consumer Protection and Regulatory Enhancement Act; HR 2253/S 298 Financial Markets Commission Act, S 664 and HR 1754 The Financial System Stabilization and Reform Act of 2009; HR 4191 Let Wall Street Pay for the Restoration of Main Street, HR 885/S 1354 Improved Financial and Commodity Markets Oversight and Accountability Act, S 1540 Resolution Reform Act, S 2813 Investor Rights and Corporate Accountability Act, HR 3269 Corporate and Financial Institution Compensation Fairness Act, HR 4142/S 2746 Too Big to Fail, Too Big to Exist Act, HR 4516 Financial Services Industry Stability Act of 2010; and HR 2111 Congressional Commission on Financial Accoutability and Preparedness Act; Issues on all above regulatory reform bills: all aspects of financial services regulatory reform affecting the insurance industry, including scope of Federal Insurance Office, consumer protection, systemic risk regulation, resolution authority, and funding mechanisms. S 3546 Cheaper Car Insurance Act of 2010; Issue: federal efforts to crack down on insurance fraud S 3685 Insurance Competition and Transparency Act of 2010; Issue: Oppose greater FTC involvement in insurance regulation

Client expense: $110,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Financial Services Regulatory Reform: Lobby for and against certain provisions in H.R. 4173, The Dodd-Frank Wall Street Reform and Consumer Protection Act that would affect insurers, including a resolution fund for failing firms, and the treatment of insurers under the "Volcker Rule" ban on proprietary trading and investment in hedge and private equity funds. Also, followed inclusion of section to create a new Federal Insurance Office at Treasury. Also, lobby for robust and effective Federal Insurance Office. The final legislation was signed into law on July 21, 2010. Also, with key trade associations, worked on regulatory strategy for the implementation of Dodd-Frank. Annuities/Suitability: Lobbied for an amendments to H.R. 4173 that helps confirm that fixed index annuities are insurance products. Advocated against rule 151A, adapted by the U.S. Securities and Exchange Commission. Lobbied both the Congress and the SEC, this rule would make certain fixed annuities subject to federal securities laws. Holocaust insurance issues/ICHEIC: Lobbied against the possible reintroduction of legislation that would allow a cause of action against U.S. insurance companies with European affiliates that may have written life insurance policies involving Holocaust victims in contravention of international agreements. Credit-based insurance scores: Lobbied against the reintroduction of legislation that would restrict the ability of personal lines insurers to used credit information of underwriting or setting rates. Flood and national catastrophe insurance: In participation with a coalition, lobbied House and Senate staff to oppose legislation that would expand the national Flood Insurance Program to include wind insurance, specifically H.R. 1264 the Multiple Peril Insurance Act of 2009. Also lobbied against legislation to create a national back stop for natural catastrophe insurance. Lobbied for H.R. 3026, H.R. 203000007 and H.R. 3028 which funds insurance grants and loans for federal mitigation programs, as well as the American Power Act in the Senate. Climate and energy legislation: Monitored the progress of HR 2454, the American Clean Energy and Security Act of 2009. Also through consultants, lobbied for passage of "Home Star" legislation to provide incentives for residential energy efficiency retrofits. Also, lobbied for"Building Star" legislation, which would provide similar incentives for community building energy efficient retrofits. Municipal bond legislation: Monitor municipal bond legislation, specifically HR 2589, the Municipal bond Insurance Enhancement Act of 2009, HR 2549, Municipal Bond Fairness Act, Municipal bond Liquidity Act: and Municipal Financial Advisors Regulation Act. Right to Repair Act, HR 2057: support for bill which would enhance consumers' ability to take automobiles to independent shops for repairs. Broker-dealer regulatory reform: Monitor financial regulatory reform as it relates to broker-dealer and their existing regulation under the Financial Industry Regulatory Authority (FINRA). Surplus insurance lines: Monitory progress and support HR 2571, the Nonadmitted and Reinsurance Reform Act and its inclusion in financial services reform legislation. State jurisdiction over annuity products: support the continuing to state jurisdictions over fixed index annuities: HR 2733, fixed Indexed Annuities and Insurance Products classification Act of 2009, as well as an amendment to financial services reform based on this legislation. Agents and Brokers: support NARABII: HR 2554, the National Association of Registered Agents and Brokers Reform Act of 2009. Annuities: Support HR 2748, the Retirement Security Needs Lifetime Payment Act of 2009 and monitor through trade association.

Client expense: $420,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, Risk Management Agency, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Insurance Industry Competition Act of 2009 - H.R. 1583, all provisions Financial System Stabilization and Reform Act of 2009 - H.R. 1754/S. 664, all provisions National Insurance Consumer Protection Act - H.R. 1880, all provisions Community Reinvestment Modernization Act of 2009 - H.R. 1479, all provisions Nonadmitted and Reinsurance Reform Act of 2009 - H.R. 2571/S. 1363, all provisions National Association of Registered Agents and Brokers Reform Act of 2009 - H.R. 2554, all provisions Insurance Information Act of 2009 - H.R. 2609, all provisions Health Insurance Industry Antitrust Enforcement Act - H.R. 3596/ S. 1681, all provisions Americas Health Future Act Legislation to reform the healthcare system - H.R. 3962/ H.R. 3590, all provisions Drywall Victims Insurance Protection Act of 2009 - H.R. 4094, all provisions Medicare Secondary Payer Enhancement Act of 2010 - H.R. 4796, all provisions Health Insurance Industry Fair Competition Act - H.R. 4626, all provisions

Client expense: $210,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 1363 HR 2571

Client expense: Not reported · Firm income: $96,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Issues related to supporting the National Association of Registered Agents and Brokers Reform Act, particularly HR 2554. Issues related to insurance generally and health insurance specifically with emphasis on retaining a private sector role for insurance brokers in health care reform and employee benefits, including the implementation of the recently enacted health care reform legislation. Supporting legislation creating a Federal Insurance Office (formerly called Office of Insurance Information), particularly H.R. 260, and H.R. 2571 to modernize the regulation of surplus lines insurance. Both pieces of legislation were included in H.R. 4173, Restoring American Financial Stability Act of 2010 Wall Street Reform and Consumer Protection Act. Legislative proposals on these issues introduced in the Senate were also merged into H.R. 4173. Also monitored other insurance related provisions included in the overall reform proposal. Monitor legislation related to extending and reforming the National Flood Insurance Program, particularly H.R. 5114, H.R.4213 and S. 3814, as well as Multi-peril Insurance included in H.R. 1264.

Client expense: Not reported · Firm income: $10,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of