Accountability and Transparency in Rating Agencies Act

H.R. 2221, Data Accountability and Trust Act, all provisions. H.R. 1106, Helping Families Save Their Homes Act of 2009, all provisions. H.R. 2554, National Association of Registered Agents and Brokers Reform Act, all provisions. H.R. 3996, The Financial Stability Improvement Act of 2009, all provisions. S. 2832, Lifetime Income Disclosure Act, all provisions S. 3217 An original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. H.R. 1106, Helping Families Save Their Homes Act of 2009, all provisions H.R. 3126, Consumer Financial Protection Agency Act of 2009, all provisions H.R. 3817, Investor Protection Act of 2009, all provisions H.R. 3890, Accountability and Transparency in Credit Rating Agencies Act of 2009, all provisions H.R. 3795, Over The Counter Derivatives Market Act, all provisions H.R. 3763, A Bill to Amend the Fair Credit Reporting Act to Provide for an Exclusion from Red Flag Guidelines for Certain Businesses, all provisions H.R. 4173, Financial Regulatory Reform, all provisions/ The Wall Street Reform and Consumer Protection Act of 2009, all provisions H.R. 4868, Housing Preservation and Tenant Protection Act of 2010, all provisions H.R. 5072, The FHA Reform Act of 2010, all provisions H.R. 2861, Shareholder Empowerment Act of 2009, all provisions H.R. 1479, H.R. 2896 Community Reinvestment Modernization Act of 2009, all provisions H.R. 6334, American Community Investment Reform Act of 2010, all provisions [No Bill Number], Securitization Reform, all provisions [No Bill Number], Restoring American Financial Stability Act of 2009 [No Bill Number], Financial Crisis Responsibility Fee [No Bill Number], Residential Mortgage Backed Securities [No Bill Number], Commercial Mortgage Backed Securities [No Bill Number], Government Sponsored Enterprise Reform

Client expense: $2,180,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 2221, Data Accountability and Trust Act, all provisions. H.R. 1106, Helping Families Save Their Homes Act of 2009, all provisions. H.R. 2554, National Association of Registered Agents and Brokers Reform Act, all provisions. H.R. 3996, The Financial Stability Improvement Act of 2009, all provisions. S. 2832, Lifetime Income Disclosure Act, all provisions S. 3217 An original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. H.R. 1106, Helping Families Save Their Homes Act of 2009, all provisions H.R. 3126, Consumer Financial Protection Agency Act of 2009, all provisions H.R. 3817, Investor Protection Act of 2009, all provisions H.R. 3890, Accountability and Transparency in Credit Rating Agencies Act of 2009, all provisions H.R. 3795, Over The Counter Derivatives Market Act, all provisions H.R. 3763, A Bill to Amend the Fair Credit Reporting Act to Provide for an Exclusion from Red Flag Guidelines for Certain Businesses, all provisions H.R. 4173, Financial Regulatory Reform, all provisions/ The Wall Street Reform and Consumer Protection Act of 2009, all provisions H.R. 4868, Housing Preservation and Tenant Protection Act of 2010, all provisions H.R. 5072, The FHA Reform Act of 2010, all provisions H.R. 2861, Shareholder Empowerment Act of 2009, all provisions H.R. 1479, H.R. 2896 Community Reinvestment Modernization Act of 2009, all provisions H.R. 6334, American Community Investment Reform Act of 2010, all provisions H.R. 5943, Community Recovery Enhancement Act, all provisions H.R. 5823, U.S. Covered Bond Act of 2010 [No Bill Number], Securitization Reform, all provisions [No Bill Number], Restoring American Financial Stability Act of 2009 [No Bill Number], Financial Crisis Responsibility Fee [No Bill Number], Residential Mortgage Backed Securities [No Bill Number], Commercial Mortgage Backed Securities [No Bill Number], Housing Reform

Client expense: $2,000,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 2221, Data Accountability and Trust Act, all provisions. H.R. 1106, Helping Families Save Their Homes Act of 2009, all provisions. H.R. 2554, National Association of Registered Agents and Brokers Reform Act, all provisions. H.R. 3996, The Financial Stability Improvement Act of 2009, all provisions. S. 2832, Lifetime Income Disclosure Act, all provisions S. 3217 An original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. H.R. 1106, Helping Families Save Their Homes Act of 2009, all provisions H.R. 3126, Consumer Financial Protection Agency Act of 2009, all provisions H.R. 3817, Investor Protection Act of 2009, all provisions H.R. 3890, Accountability and Transparency in Credit Rating Agencies Act of 2009, all provisions H.R. 3795, Over The Counter Derivatives Market Act, all provisions H.R. 3763, A Bill to Amend the Fair Credit Reporting Act to Provide for an Exclusion from Red Flag Guidelines for Certain Businesses, all provisions H.R. 4173, Financial Regulatory Reform, all provisions/ The Wall Street Reform and Consumer Protection Act of 2009, all provisions H.R. 4868, Housing Preservation and Tenant Protection Act of 2010, all provisions H.R. 5072, The FHA Reform Act of 2010, all provisions H.R. 2861, Shareholder Empowerment Act of 2009, all provisions H.R. 1479, H.R. 2896 Community Reinvestment Modernization Act of 2009, all provisions H.R. 6334, American Community Investment Reform Act of 2010, all provisions H.R. 5943, Community Recovery Enhancement Act, all provisions H.R. 5823, U.S. Covered Bond Act of 2010 [No Bill Number], Securitization Reform, all provisions [No Bill Number], Restoring American Financial Stability Act of 2009 [No Bill Number], Financial Crisis Responsibility Fee [No Bill Number], Residential Mortgage Backed Securities [No Bill Number], Commercial Mortgage Backed Securities [No Bill Number], Housing Reform

Client expense: $2,000,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 302 (To require the Securities and Exchange Commission to reinstate the uptick rule on short sales of securities); H.R. 1260 (Patent Reform Act); H.R. 1020 (Arbitration Fairness Act of 2009); H.R. 1575 (End Government Reimbursement of Excessive Executive Disbursements (End GREED) Act); H.R. 1664 (To amend the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards) (restrictions on compensation); H.R. 1669 (To require the Secretary of the Treasury to establish a market for municipal securities, to require cooperation between the Secretary and the Chairman of the Board of Governors of the Federal Reserve System in addressing the municipal securities market situation including through the establishment of municipal securities funding facilities, and for other purposes); H.R. 1731 (Credit Risk Retention Act); H.R. 1944 (Active Financing Rules); H.R. 2221 (Data Accountability and Trust Act); H.R. 2549 (The Municipal Bond Fairness Act); H.R. 2550 (The Municipal Advisers Regulation Act); H.R. 2551 (The Municipal Market Liquidity Enhancement Act of 2009); H.R. 2589 (The Municipal Bond Insurance Enhancement Act of 2009); H.R. 2847 (Hiring Incentives to Restore Employment Act); H.R. 2896 (Equal Treatments Of Covered Bonds Act of 2009); H.R. 3005 (National Institute of Finance Act of 2010); H.R. 3126 (Consumer Financial Protection Agency Act of 2009); H.R. 3145 (Credit Default Swap Prohibition Act of 2009); H.R. 3269 (Corporate and Financial Institution compensation Fairness Act of 2009); H.R. 3306 (to enhance Social Security account number privacy protections); H.R. 3310 (To reform the financial regulatory system of the United States); H.R. 3817 (Investor Protection Act of 2009); H.R. 3818 (Private Fund Investment Advisers Registration Act of 2009); H.R. 3890 (Accountability and Transparency in Rating Agencies Act); H.R. 4173 (Dodd-Frank Wall Street Reform and Consumer Protection Act)(Systemic risk regulation and liquidation authority; Section 342 (Office of Minority and Women Inclusion)); H.R. 4191 (Wall Street Fair Share Act); H.R. 4872 (The Reconciliation Act of 2010); H.R. 4884 (U.S. Covered Bond Act of 2010); H.R. 5777 ("Building Effective Strategies to Promote Responsibility Accountability Choice Transparency Innovation Consumer Expectations and Safeguards Act," or the "Best Practices Act"); H.R. 5927 (Small Business Lending Fund Act); S. 139 (Data Breach Notification Act); S. 386 (Fraud Enforcement and Recovery Act); S. 515 (Patent Reform Act); S. 651 (Compensation Fairness Act of 2009); S. 773 (Cyber Security Act of 2009); S. 931 (Arbitration Fairness Act of 2009); S. 961 (Authorizing the Regulation of Swaps Act); S. 1490 (Personal Data Privacy and Security Act of 2009); S. 1551 (Liability for Aiding and Abetting Securities Violations of 2009); S. 1682 (to provide the CFTC with antimarket manipulation authority); S. 1683 (Pay It Back Act); S. 2886 (Bank Integrity Act of 2009) (Glass-Steagall Repeal); S. 2927 (Wall Street Fair Share Act); S. 3005 (National Institute of Finance Act of 2010); S. 3217 (Governmental Accounting Standards Board (GASB) Funding)(Regulatory Capital Requirements, systemic risk regulation and liquidation authority); S. Amdt. 3792 (Fiduciary Duty); S. Amdt. 4057 (Governmental Accounting Standards Board (GASB) Funding); 2011 Financial Services Appropriations, Subcommittee on Financial Services and General Government (Amendment relating to SIPC coverage); Restoring American Financial Stability Act of 2010: Title I (Financial Stability); Title II (Resolution Authority); Title IX ( Asset-Backed Securitization); Title X (Broker-Dealer Standard of Care); Title IX (FED Lending and Fiscal Policy Functions); Resolution Authority for Systemically Significant Financial Companies Act of 2009; Systemic Risk Regulation and liquidation authority; Troubled Asset Backed Securities Loan Facility (H-1B); State Regulation of Credit Default Swaps as Insurance; PPIP Investor and Asset Manager Requirements; China - strategic and economic dialog; Market Structure Issues (dark pools, flash quotes, high frequency trading); Transatlantic Economic Council (Trade Issues); Preservation of independent contractor status for financial services sector; Bilateral Investment Treaties, India; Asian Pacific Economic Council Privacy Issues; Transpacific Partnership; European Union proposal regarding Credit Default Swaps and Credit Rating Agencies and their impact on US Markets; EU Alternative Investment Fund Managers Proposal (AIFM); Basel Capital Rules; G-20 (Issues related to the November 15, 2008 "Washington Action Plan"); Government Sponsored Enterprises (GSE) Reform; Regulatory Capital Requirements; Accounting standards for municipalities.

Client expense: $1,270,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR)

HR 1020, Arbitration Fairness Act of 2009 HR 1754, The Financial System Stabilization and Reform Act of 2009 S 664, The Financial System Stabilization and Reform Act of 2009 HR 1106, The Helping Families Save Their Homes Act of 2009 HR 1728, The Mortgage Reform and Anti-Predatory Lending Act of 2009 HR 1327, Iran Sanctions Enabling Act HR 977, The Derivatives Markets Transparency and Accountability Act of 2009 HR 3126, The Consumer Financial Protection Agency Act 2009 HR 3795, The Over the Counter Derivatives Markets Act of 2009 HR 3310, Financial Services Regulatory Reform HR 3300, Derivative Trading Accountability and Disclosure Act of 2009 HR 977, The Derivatives Markets Transparency and Accountability Act of 2009 S 272, The Derivatives Trading Integrity Act of 2009 HR 2382, The Credit Card Interchange Fees Act of 2009 HR 4173, The Wall Street Reform and Consumer Protection Act of 2009 HR 3890, The Accountability and Transparency in Rating Agencies Act HR 3817, Investor Protection Act of 2009 HR 3996, Financial Stability Improvement Act of 2009 Bank Tax HR 5381, Motor Vehicle Safety Act of 2010 S 3217, Restoring American Financial Stability Act S1065, Iran Sanctions Enabling Act of 2009 S 3675, The Small Business Jobs Preservation Act of 2010

Client expense: $9,280,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), Veterans Affairs, Dept of (VA)

HR 1020, Arbitration Fairness Act of 2009 HR 1754, The Financial System Stabilization and Reform Act of 2009 S 664, The Financial System Stabilization and Reform Act of 2009 HR 1106, The Helping Families Save their Homes Act of 2009 HR 1728, The Mortgage Reform and Anti-Predatory Lending Act of 2009 HR 1327, Iran Sanctions Enabling Act HR 977, The Derivatives Markets Transparency and Accountability Act of 2009 HR 3126, The Consumer Financial Protection Agency Act 2009 HR 3795, The Over the Counter Derivatives Markets Act of 2009 HR 3310, Financial Services Regulatory Reform HR 3300, Derivative Trading Accountability and Disclosure Act of 2009 HR 977, The Derivatives Markets Transparency and Accountability Act of 2009 S 272, The Derivatives Trading Integrity Act of 2009 HR 2382, The Credit Card Interchange Fees Act of 2009 HR 4173, The Wall Street Reform and Consumer Protection Act of 2009 HR 3890, The Accountability and Transparency in Rating Agencies Act HR 3817, Investor Protection Act of 2009 HR 3996, Financial Stability Improvement Act of 2009 Bank Tax HR 5381, Motor Vehicle Safety Act of 2010 S 3217, Restoring American Financial Stability Act S1065, Iran Sanctions enabling Act of 2009

Client expense: $15,460,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), Veterans Affairs, Dept of (VA)

HR 1020, Arbitration Fairness Act of 2009 HR 1754, The Financial System Stabilization and Reform Act of 2009 S 664, The Financial System Stabilization and Reform Act of 2009 HR 1106, The Helping Families Save their Homes Act of 2009 HR 302, A Bill to require the SEC to reinstate the uptick rule on short sales of securities HR 786, To make permanent the temporary increase in deposit insurance coverage HR 1214, The Payday Loan Reform Act of 2009 HR 1728, The Mortgage Reform and Anti-Predatory Lending Act of 2009 HR 1327, Iran Sanctions Enabling Act HR 3068, TARP for Main Street Act of 2009 HR 977, The Derivatives Markets Transparency and Accountability Act of 2009 HR 3126, The Consumer Financial Protection Agency Act 2009 HR 3795, The Over the Counter Derivatives Markets Act of 2009 HR 3310, Financial Services Regulatory Reform HR 3300, Derivative Trading Accountability and Disclosure Act of 2009 HR 977, The Derivatives Markets Transparency and Accountability Act of 2009 S 272, The Derivatives Trading Integrity Act of 2009 HR 2382, The Credit Card Interchange Fees Act of 2009 HR 4173, The Wall Street Reform and Consumer Protection Act of 2009 HR 3890, The Accountability and Transparency in Rating Agencies Act HR 3817, Investor Protection Act of 2009 HR 3996, Financial Stability Improvement Act of 2009 Bank Tax

Client expense: $7,310,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), Veterans Affairs, Dept of (VA)

HR 3269, HR 3126, HR 3795, HR 4173, HR 3818, HR 3890, HR 3817, HR 3996 - Financial Services Reform

Client expense: $810,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, White House Office

HR 3890: Accountability and Transparency in Rating Agencies Act S. 139: Data Breach Notification Act S 3579: Data Security Act of 2010 S 3155: International Cybercrime Reporting and Cooperation Act HR 3818: Private Fund Investment Advisers Registration Act HR 5548/S 3480: Protecting Cyberspace as a National Asset Act of 2010 HR 4173/S. 3217: Dodd-Frank Wall Street Reform & Consumer Protection Act (Derivatives, CFBP, systemic risk, Thrift regulation, ILC, executive compensation, interchange fees, Volker Rule, bank tax) P.L. 111-517 HR 3126: Consumer Financial Protection Agency Act of 2009 HR 3269: Corporate and Financial Institution Compensation Fairness Act HR 627/S. 235: Credit Card Bill of Rights; PL 111-24 HR 3606/3639/3763: Consumer Financial Protection Agency HR 2221: Data Accountability and Trust Act S. 1006: Excessive Pay Shareholder Approval Act S. 1007: Excessive Pay Capped Deduction Act of 2009 HR 3795: Over the Counter Derivatives Market S. 1074: Shareholder Bill of Rights Acts of 2009 HR 2861: Shareholder Empowerment Act of 2009 HR 5297: Small Business Jobs & Credit Act of 2010 P.L. 111-499

Client expense: $350,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, Natl Guard, SENATE

H.R. 2221, Data Accountability and Trust Act, all provisions. H.R. 1106, Helping Families Save Their Homes Act of 2009, all provisions. H.R. 2554, National Association of Registered Agents and Brokers Reform Act, all provisions. H.R. 3996, The Financial Stability Improvement Act of 2009, all provisions. S. 2832, Lifetime Income Disclosure Act, all provisions S. 3217 An original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. H.R. 1106, Helping Families Save Their Homes Act of 2009, all provisions H.R. 3126, Consumer Financial Protection Agency Act of 2009, all provisions H.R. 3817, Investor Protection Act of 2009, all provisions H.R. 3890, Accountability and Transparency in Credit Rating Agencies Act of 2009, all provisions H.R. 3795, Over The Counter Derivatives Market Act, all provisions H.R. 3763, A Bill to Amend the Fair Credit Reporting Act to Provide for an Exclusion from Red Flag Guidelines for Certain Businesses, all provisions H.R. 4173, Financial Regulatory Reform, all provisions/ The Wall Street Reform and Consumer Protection Act of 2009, all provisions H.R. 4868, Housing Preservation and Tenant Protection Act of 2010, all provisions H.R. 5072, The FHA Reform Act of 2010, all provisions H.R. 2861, Shareholder Empowerment Act of 2009, all provisions H.R. 1479, H.R. 2896 Community Reinvestment Modernization Act of 2009, all provisions H.R. 6334, American Community Investment Reform Act of 2010, all provisions [No Bill Number], Securitization Reform, all provisions [No Bill Number], Restoring American Financial Stability Act of 2009 [No Bill Number], Financial Crisis Responsibility Fee [No Bill Number], Residential Mortgage Backed Securities [No Bill Number], Commercial Mortgage Backed Securities [No Bill Number], Government Sponsored Enterprise Reform

Client expense: $2,460,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)

HR 4173 - Restoring American Financial Stability Act Financial Reform legislation - including corporate governance provisions, derivatives provisions, private equity and venture capital HR 3269, HR 3126, HR 3795, HR 4173, HR 3818, HR 3890, HR 3817, HR 3996 - Financial Services Reform HR 5125 - Restitution for Local Government Act HR 1664, HR 3269 - Executive Compensation

Client expense: $750,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE, White House Office

H.R. 2221, Data Accountability and Trust Act, all provisions. H.R. 1106, Helping Families Save Their Homes Act of 2009, all provisions. H.R. 2554, National Association of Registered Agents and Brokers Reform Act, all provisions. H.R. 3996, The Financial Stability Improvement Act of 2009, all provisions. H.R. 1106, Helping Families Save Their Homes Act of 2009, all provisions H.R. 3126, Consumer Financial Protection Agency Act of 2009, all provisions H.R. 3817, Investor Protection Act of 2009, all provisions H.R. 3890, Accountability and Transparency in Credit Rating Agencies Act of 2009, all provisions H.R. 3795, Over The Counter Derivatives Market Act, all provisions H.R. 3763, A Bill to Amend the Fair Credit Reporting Act to Provide for an Exclusion from Red Flag Guidelines for Certain Businesses, all provisions H.R. 4173, Financial Regulatory Reform, all provisions/ The Wall Street Reform and Consumer Protection Act of 2009, all provisions [No Bill Number], Securitization Reform, all provisions [No Bill Number], Restoring American Financial Stability Act of 2009 TG-506, Financial Crisis Responsibility Fee S. 3217 An original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. [No Bill Number], Residential Mortgage Backed Securities [No Bill Number], Commercial Mortgage Backed Securities H.R. 4868, Housing Preservation and Tenant Protection Act of 2010 H.R. 5072, The FHA Reform Act of 2010 H.R. 2861, Shareholder Empowerment Act of 2009 S. 2832, Lifetime Income Disclosure Act H.R. 1479, H.R. 2896 Community Reinvestment Modernization Act of 2009 [No Bill Number], Government Sponsored Enterprise Reform

Client expense: $2,890,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 302 (To require the Securities and Exchange Commission to reinstate the uptick rule on short sales of securities); H.R. 1260 (Patent Reform Act); H.R. 1020 (Arbitration Fairness Act of 2009); H.R. 1575 (End Government Reimbursement of Excessive Executive Disbursements (End GREED) Act); H.R. 1664 (To amend the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards) (restrictions on compensation); H.R. 1669 (To require the Secretary of the Treasury to establish a market for municipal securities, to require cooperation between the Secretary and the Chairman of the Board of Governors of the Federal Reserve System in addressing the municipal securities market situation including through the establishment of municipal securities funding facilities, and for other purposes); H.R. 1731 (Credit Risk Retention Act); H.R. 1944 (Active Financing Rules); H.R. 2221 (Data Accountability and Trust Act); H.R. 2549 (The Municipal Bond Fairness Act); H.R. 2550 (The Municipal Advisers Regulation Act); H.R. 2551 (The Municipal Market Liquidity Enhancement Act of 2009); H.R. 2589 (The Municipal Bond Insurance Enhancement Act of 2009); H.R. 2847 (Hiring Incentives to Restore Employment Act); H.R. 2896 (Equal Treatments Of Covered Bonds Act of 2009); H.R. 3005 (National Institute of Finance Act of 2010); H.R. 3126 (Consumer Financial Protection Agency Act of 2009); H.R. 3145 (Credit Default Swap Prohibition Act of 2009); H.R. 3269 (Corporate and Financial Institution compensation Fairness Act of 2009); H.R. 3306 (to enhance Social Security account number privacy protections); H.R. 3310 (To reform the financial regulatory system of the United States); H.R. 3817 (Investor Protection Act of 2009); H.R. 3818 (Private Fund Investment Advisers Registration Act of 2009); H.R. 3890 (Accountability and Transparency in Rating Agencies Act); H.R. 4173 (Wall Street Reform and Consumer Protection Act of 2009)(Systemic risk regulation and liquidation authority); H.R. 4191 (Wall Street Fair Share Act); H.R. 4872 (The Reconciliation Act of 2010); H.R. 4884 (U.S. Covered Bond Act of 2010); H.R. 5927 (Small Business Lending Fund Act); S. 139 (Data Breach Notification Act); S. 386 (Fraud Enforcement and Recovery Act); S. 515 (Patent Reform Act); S. 651 (Compensation Fairness Act of 2009); S. 773 (Cyber Security Act of 2009); S. 931 (Arbitration Fairness Act of 2009); S. 961 (Authorizing the Regulation of Swaps Act); S. 1490 (Personal Data Privacy and Security Act of 2009); S. 1551 (Liability for Aiding and Abetting Securities Violations of 2009); S. 1682 (to provide the CFTC with antimarket manipulation authority); S. 1683 (Pay It Back Act); S. 2886 (Bank Integrity Act of 2009) (Glass-Steagall Repeal); S. 2927 (Wall Street Fair Share Act); S. 3005 (National Institute of Finance Act of 2010); S. 3217 (Governmental Accounting Standards Board (GASB) Funding)(Regulatory Capital Requirements, systemic risk regulation and liquidation authority); S. Amdt. 3792 (Fiduciary Duty); S. Amdt. 4057 (Governmental Accounting Standards Board (GASB) Funding); Restoring American Financial Stability Act of 2010: Title I (Financial Stability); Title II (Resolution Authority); Title IX ( Asset-Backed Securitization); Title X (Broker-Dealer Standard of Care); Title IX (FED Lending and Fiscal Policy Functions); Resolution Authority for Systemically Significant Financial Companies Act of 2009; Systemic Risk Regulation; Troubled Asset Backed Securities Loan Facility (H-1B); State Regulation of Credit Default Swaps as Insurance; PPIP Investor and Asset Manager Requirements; China - strategic and economic dialog; Market Structure Issues (dark pools, flash quotes, high frequency trading); Transatlantic Economic Council (Trade Issues); Preservation of independent contractor status for financial services sector; Bilateral Investment Treaties, India; Asian Pacific Economic Council Privacy Issues; Transpacific Partnership; European Union proposal regarding Credit Default Swaps and Credit Rating Agencies and their impact on US Markets; EU Alternative Investment Fund Managers Proposal (AIFM); Basel Capital Rules; G-20 (Issues related to the November 15, 2008 "Washington Action Plan"); Government Sponsored Enterprises Reform; Regulatory Capital Requirements; Accounting standards for municipalities; Dodd/Frank Financial Regulation Reform.

Client expense: $1,480,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR)

HR 1020, Arbitration Fairness Act of 2009 HR 1754, The Financial System Stabilization and Reform Act of 2009 S 664, The Financial System Stabilization and Reform Act of 2009 HR 1106, The Helping Families Save their Homes Act of 2009 HR 1728, The Mortgage Reform and Anti-Predatory Lending Act of 2009 HR 1327, Iran Sanctions Enabling Act HR 977, The Derivatives Markets Transparency and Accountability Act of 2009 HR 3126, The Consumer Financial Protection Agency Act 2009 HR 3795, The Over the Counter Derivatives Markets Act of 2009 HR 3310, Financial Services Regulatory Reform HR 3300, Derivative Trading Accountability and Disclosure Act of 2009 HR 977, The Derivatives Markets Transparency and Accountability Act of 2009 S 272, The Derivatives Trading Integrity Act of 2009 HR 2382, The Credit Card Interchange Fees Act of 2009 HR 4173, The Wall Street Reform and Consumer Protection Act of 2009 HR 3890, The Accountability and Transparency in Rating Agencies Act HR 3817, Investor Protection Act of 2009 HR 3996, Financial Stability Improvement Act of 2009 Bank Tax HR 5381, Motor Vehicle Safety Act of 2010 S 3217, Restoring American Financial Stability Act S1065, Iran Sanctions enabling Act of 2009

Client expense: $8,300,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), Veterans Affairs, Dept of (VA)

HR 2989/S. 401: 401(k) Fair Disclosure & Pension Security Act HR 3890: Accountability and Transparency in Rating Agencies Act HR 3126: Consumer Financial Protection Agency Act of 2009 HR 3269: Corporate and Financial Institution Compensation Fairness Act HR 627/S. 235: Credit Card Bill of Rights; PL 111-24 HR 3606/3639/3763: Consumer Financial Protection Agency HR 2221: Data Accountability and Trust Act S. 139: Data Breach Notification Act S. 1006: Excessive Pay Shareholder Approval Act S. 1007: Excessive Pay Capped Deduction Act of 2009 HR 3959/S. 1927: Credit Card Freeze Act HR 3933: Foreigh Account Tax Compliance Act of 2009 HR 3795: Over the Counter Derivatives Market HR 3818: Private Fund Investment Advisers Registration Act HR 4173/S. 3217: Restoring American Financial Stability Act of 2010 S. 1074: Shareholder Bill of Rights Acts of 2009 HR 2861: Shareholder Empowerment Act of 2009 S 773: Cybersecurity Act of 2009 S 3579: Data Security Act of 2010 S 3155: International Cybercrime Reporting and Cooperation Act HR 5548/S 3480: Protecting Cyberspace as a National Asset Act of 2010

Client expense: $340,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, Natl Guard, SENATE

H.R. 2221, Data Accountability and Trust Act, all provisions. H.R. 1106, Helping Families Save Their Homes Act of 2009, all provisions. H.R. 2554, National Association of Registered Agents and Brokers Reform Act, all provisions. H.R. 3996, The Financial Stability Improvement Act of 2009, all provisions. H.R. 1106, Helping Families Save Their Homes Act of 2009, all provisions H.R. 3126, Consumer Financial Protection Agency Act of 2009, all provisions H.R. 3817, Investor Protection Act of 2009, all provisions H.R. 3890, Accountability and Transparency in Credit Rating Agencies Act of 2009, all provisions H.R. 3795, Over The Counter Derivatives Market Act, all provisions H.R. 3763, A Bill to Amend the Fair Credit Reporting Act to Provide for an Exclusion from Red Flag Guidelines for Certain Businesses, all provisions H.R. 4173, Financial Regulatory Reform, all provisions/ The Wall Street Reform and Consumer Protection Act of 2009, all provisions [No Bill Number], Securitization Reform, all provisions [No Bill Number], Restoring American Financial Stability Act of 2009 TG-506, Financial Crisis Responsibility Fee S. 3217 An original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. [No Bill Number], Residential Mortgage Backed Securities [No Bill Number], Commercial Mortgage Backed Securities H.R. 4868, Housing Preservation and Tenant Protection Act of 2010 H.R. 5072, The FHA Reform Act of 2010 H.R. 2861, Shareholder Empowerment Act of 2009 S. 2832, Lifetime Income Disclosure Act H.R. 1479, H.R. 2896 Community Reinvestment Modernization Act of 2009 [No Bill Number], Government Sponsored Enterprise Reform

Client expense: $2,870,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)

HR 4173 - Restoring American Financial Stability Act Financial Reform legislation - including corporate governance provisions, derivatives provisions, private equity and venture capital HR 3269, HR 3126, HR 3795, HR 4173, HR 3818, HR 3890, HR 3817, HR 3996 - Financial Services Reform HR 5125 - Restitution for Local Government Act HR 1664, HR 3269 - Executive Compensation

Client expense: $740,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE, White House Office

H.R.4173, Dodd-Frank Wall Street Reform and Consumer Protection Act; S.3217, Restoring American Financial Stability Act of 2010; H.R.3890, Accountability and Transparency in Rating Agencies Act; Issues related to regulation reform of ratings agencies.

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 627/S. 235: Credit Card Bill of Rights; PL 111-24 S. 1074: Shareholder Bill of Rights Act of 2009 HR 2221: Data Accountability and Trust Act HR 2861: Shareholder Empowerment Act of 2009 HR 2989: 401(k) Fair Disclosure & Pension Security Act HR 3126: Consumer Financial Protection Agency Act of 2009 HR 3269: Corporate and Financial Institution Compensation Fairness Act HR 3606/3639/3763: Consumer Financial Protection Agency HR 3795: Over the Counter Derivatives Market S. 1006: Excessive Pay Shareholder Approval Act S. 1007: Excessive Pay Capped Deduction Act of 2009 S. 1074: Shareholder Bill of Rights Acts of 2009 HR 4173: Wall Street Reform and Consumer Protection Act of 2009 HR 3818: Private Fund Investment Advisers Registration Act HR 3890: Accountability and Transparency in Rating Agencies Act HR 1927: Credit Card Freeze Act HR 3933: Credit Card Freeze Act S. 139: Data Breach Notification Act

Client expense: $720,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, Natl Guard, SENATE, State, Dept of (DOS), U.S. Trade Representative (USTR)

HR 1020, Arbitration Fairness Act of 2009 HR 1754, The Financial System Stabilization and Reform Act of 2009 S 664, The Financial System Stabilization and Reform Act of 2009 HR 1106, The Helping Families Save their Homes Act of 2009 HR 302, A Bill to require the SEC to reinstate the uptick rule on short sales of securities HR 786, To make permanent the temporary increase in deposit insurance coverage HR 1214, The Payday Loan Reform Act of 2009 HR 1728, The Mortgage Reform and Anti-Predatory Lending Act of 2009 HR 1327, Iran Sanctions Enabling Act HR 3068, TARP for Main Street Act of 2009 HR 977, The Derivatives Markets Transparency and Accountability Act of 2009 HR 3126, The Consumer Financial Protection Agency Act 2009 HR 3795, The Over the Counter Derivatives Markets Act of 2009 HR 3310, Financial Services Regulatory Reform HR 3300, Derivative Trading Accountability and Disclosure Act of 2009 HR 977, The Derivatives Markets Transparency and Accountability Act of 2009 S 272, The Derivatives Trading Integrity Act of 2009 HR 2382, The Credit Card Interchange Fees Act of 2009 HR 4173, The Wall Street Reform and Consumer Protection Act of 2009 HR 3890, The Accountability and Transparency in Rating Agencies Act HR 3817, Investor Protection Act of 2009 HR 3996, Financial Stability Improvement Act of 2009 Bank Tax

Client expense: $7,140,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), Veterans Affairs, Dept of (VA)

HR 4173 - Restoring American Financial Stability Act HR 3269, HR 3126, HR 3795, HR 3818, HR 3890, HR 3817, HR 3996 - Financial Services Reform HR 1664, HR 3269 - Executive Compensation HR 4790 - Shareholder Protection Act

Client expense: $750,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Education, Dept of, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), Office of Management & Budget (OMB), Office of Personnel Management (OPM), SENATE, Transportation, Dept of (DOT), Treasury, Dept of, Vice President of the U.S., White House Office

H.R. 302 (To require the Securities and Exchange Commission to reinstate the uptick rule on short sales of securities); H.R. 1260 (Patent Reform Act); H.R. 1020 (Arbitration Fairness Act of 2009); H.R. 1575 (End Government Reimbursement of Excessive Executive Disbursements (End GREED) Act); H.R. 1664 (To amend the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards) (restrictions on compensation); H.R. 1669 (To require the Secretary of the Treasury to establish a market for municipal securities, to require cooperation between the Secretary and the Chairman of the Board of Governors of the Federal Reserve System in addressing the municipal securities market situation including through the establishment of municipal securities funding facilities, and for other purposes); H.R. 1731 (Credit Risk Retention Act); H.R. 1944 (Active Financing Rules); H.R. 2221 (Data Accountability and Trust Act); H.R. 2549 (The Municipal Bond Fairness Act); H.R. 2550 (The Municipal Advisers Regulation Act); H.R. 2551 (The Municipal Market Liquidity Enhancement Act of 2009); H.R. 2589 (The Municipal Bond Insurance Enhancement Act of 2009); H.R. 2847 (Hiring Incentives to Restore Employment Act); H.R. 2896 (Equal Treatments Of Covered Bonds Act of 2009); H.R. 3005 (National Institute of Finance Act of 2010); H.R. 3126 (Consumer Financial Protection Agency Act of 2009); H.R. 3145 (Credit Default Swap Prohibition Act of 2009); H.R. 3269 (Corporate and Financial Institution compensation Fairness Act of 2009); H.R. 3306 (to enhance Social Security account number privacy protections); H.R. 3310 (To reform the financial regulatory system of the United States); H.R. 3817 (Investor Protection Act of 2009); H.R. 3818 (Private Fund Investment Advisers Registration Act of 2009); H.R. 3890 (Accountability and Transparency in Rating Agencies Act); H.R. 4173 (Wall Street Reform and Consumer Protection Act of 2009); H.R. 4191 (Wall Street Fair Share Act); H.R. 4872 (THe Reconciliation Act of 2010); H.R. 4884 (U.S. Covered Bond Act of 2010); S. 139 (Data Breach Notification Act); S. 386 (Fraud Enforcement and Recovery Act); S. 515 (Patent Reform Act); S. 651 (Compensation Fairness Act of 2009); S. 773 (Cyber Security Act of 2009); S. 931 (Arbitration Fairness Act of 2009); S. 961 (Authorizing the Regulation of Swaps Act); S. 1490 (Personal Data Privacy and Security Act of 2009); S. 1551 (Liability for Aiding and Abetting Securities Violations of 2009); S. 1682 (to provide the CFTC with antimarket manipulation authority); S. 2886 (Bank Integrity Act of 2009) (Glass-Steagall Repeal); S. 2927 (Wall Street Fair Share Act); Restoring American Financial Stability Act of 2010: Title I (Financial Stability); Title II (Resolution Authority); Title IX ( Asset-Backed Securitization); Title X (Broker-Dealer Standard of Care); Title IX (FED Lending and Fiscal Policy Functions); Resolution Authority for Systemically Significant Financial Companies Act of 2009; Systemic Risk Regulation; Troubled Asset Backed Securities Loan Facility (H-1B); State Regulation of Credit Default Swaps as Insurance; PPIP Investor and Asset Manager Requirements; China - strategic and economic dialog; Market Structure Issues (dark pools, flash quotes, high frequency trading); Transatlantic Economic Council (Trade Issues); Preservation of independent contractor status for financial services sector; Bilateral Investment Treaties, India; Asian Pacific Economic Council Privacy Issues; Transpacific Partnership; European Union proposal regarding Credit Default Swaps and Credit Rating Agencies and their impact on US Markets; EU Alternative Investment Fund Managers Proposal (AIFM); G-20 (Issues related to the November 15, 2008 "Washington Action Plan"); Government Sponsored Enterprises Reform; Regulatory Capital Requirements.

Client expense: $1,390,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR)

Insurance Regulatory Reform HR 1880 - "The National Insurance Consumer Protection Act" - Creates a federal insurance regulator HR 1479 - "Community Reinvestment Modernization Act of 2009" - Modifies and expands CRA to include non-bank institutions such as insurers HR 83 - "Homeowners Insurance Protection Act" - Creates a national catastrophic insurance fund to sell low-cost reinsurance contracts to state catastrophe funds, as well as set up a natural catastrophe commission HR 998 - "Policyholder Disaster Protection Act of 2009" - Amends the IRS Code of 1986 to provide for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholders' claims arising from future catastrophic events HR 1264 - "Multiple Peril Insurance Act of 2009" - Expands National Flood Insurance Program to include wind coverage HR 3059/S1368 - "Access to Repair Parts Act of 2009" - Amends patent law to allow for the use of after-market replacement auto crash parts HR 2571/S1363 - "Non-Admitted and Reinsurance Reform Act of 2009" - Reforms the surplus lines and reinsurance industries HR 2554 - "National Association of Registered Agents and Brokers Reform Act of 2009" - Creates national standards for insurance agents and brokers HR 3126 - "Consumer Financial Protection Agency Act of 2009" - Creates new agency to regulate various financial products Financial Regulatory Reform - Treasury White Paper and draft legislative titles, not yet introduced in Congress - Restructures financial services regulatory framework HR 2592 - "Safe Building Code Incentive Act of 2009" - Provides for incentives to states for passing and enforcing strict building codes S 886 - "Catastrophe Obligation Guarantee Act" - Establishes bond guarantees for states involved in earthquakes and hurricanes HR 3139 - (No Title) - Extends the National Flood Insurance Program (NFIP) through March 31, 2010 HR 3795 - "Over-the-Counter Derivatives Markets Act of 2009" - Regulations for OTC derivatives products /usage HR 3818 - "Private Fund Investment Advisers Registration Act of 2009" - Regulations on hedge funds/usage HR 3890 - "Accountability and Transparency in Rating Agencies Act" - Regulations on credit rating agencies HR 3817 - "Investor Protection Act of 2009" - Regulations on securities broker-dealers HR 2609 - Federal Insurance Office Act of 2009 - Establishes an office in Treasury Department to educate and collect data on insurance HR 3996 - "Financial Stability Improvement Act of 2009" - Systemic risk legislation HR 4173 - "The Wall Street Reform and Consumer Protection Act" - Combined legislation of bills listed above HR 4375/S 2886 - "The Banking Integrity Act of 2009" - Repeals Glass-Steagall Act HR 2555 - "Homeowners Defense Act of 2009" - Establishes a national catastrophe risk consortium

Client expense: $1,100,730 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Labor, Dept of (DOL), SENATE, Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office

H.R. 2221, Data Accountability and Trust Act, all provisions. H.R. 1106, Helping Families Save Their Homes Act of 2009, all provisions. H.R. 2554, National Association of Registered Agents and Brokers Reform Act, all provisions. H.R. 3996, The Financial Stability Improvement Act of 2009, all provisions. H.R. 1106, Helping Families Save Their Homes Act of 2009, all provisions H.R. 3126, Consumer Financial Protection Agency Act of 2009, all provisions H.R. 3817, Investor Protection Act of 2009, all provisions H.R. 3890, Accountability and Transparency in Credit Rating Agencies Act of 2009, all provisions H.R. 3795, Over The Counter Derivatives Market Act, all provisions H.R. 3763, A Bill to Amend the Fair Credit Reporting Act to Provide for an Exclusion from Red Flag Guidelines for Certain Businesses, all provisions H.R. 4173, The Wall Street Reform and Consumer Protection Act of 2009, all provisions [No Bill Number], Securitization Reform, all provisions [No Bill Number], Restoring American Financial Stability Act of 2009 [No Bill Number], Financial Crisis Responsibility Fee S. 3217 An original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes.

Client expense: $1,690,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR)

Legislation: Executive Compensation (H.R.1664, H.R.1575, H.R.1586); Credit Card Legislation (S.414, H.R.627); Interstate Taxation (H.R.1083); Systemic Risk Regulation; Appropriations, including real estate brokerage & FTC & State AG rules (H.R.1105); Credit Union Legislation; Fair Value Accounting; Bankruptcy Cramdown & FDIC Reform (H.R.1106, S.61, S.541, H.R.200); Mortgage Loan Modification; Economic Stimulus (H.R.598, H.R.1); Deposit Insurance Increase (S.896, H.R.786), cont'd. Hope for Homeowners (H.R.787); Mortgage Servicing (H.R.788); TARP (H.R.384, H.J.Res.3); Administration's Regulatory Reform Proposal; TARP Legislation (H.R.1610, H.R.1652, H.R.1656); Usury Ceilings (H.R.1608, H.R.1640, H.R.4300); Financial Literacy (H.R.1645); Pension Legislation (H.R. 1629); Universal Default (H.R. 1637); Interchange Legislation (H.R.2382, H.R.2695); "Bank Accountability and Risk Assessment Act" (H.R.2897); Data Protection (H.R.2221); Mortgage Legislation (H.R.1708); SBA Authorization (H.R.3614); Credit CARD Act effective date (H.R.3639); Student Loans (H.R. 3221), Overdraft Restrictions; Consumer Financial Protection Agency (H.R.3126); Corporate Compensation (H.R.3269); Mandatory Farm Loan Restructuring; FDIC Resolution Authority (S.1540); Credit Union Business Lending (H.R.3380, S.2919); Treasury regulatory restructuring bills (H.R.4173, H.R.3818, H.R. 3817, H.R. 3890, H.R.3126, H.R. 3795); Glass-Steagall Act (S.2886, H.R.475), Tax Extenders (H.R.4213); Estate Tax Extension (H.R.4154); Securities Transaction Tax (H.R.4191); NOL legislation; Credit Card legislation (S.1927, H.R. 3639); Investor Protection Act (H.R. 3817); Small Business Lending (H.R.3854, H.R.4938); Overdraft Protection Act (H.R.3904); Financial Crisis Responsibility Fee; The Volcker Rule (S.3098). Regulation: Overdraft Fees; FRB Regulation E; TARP Program, including CPP, PPIP, TALF, TLGP; TIP; MMIFF; AMLF; CAP; Loan Modification; FDIC Deposit Insurance Premiums; SEC Accounting Issues; Capital Adequacy Requirements; Reg Z (Truth in Lending); Deposit Insurance Assessments; Regulations on Loans to Affiliates; Remote Deposit Capture; Executive Pay Guidelines; Regulation DD (Truth in Savings); Unfair & Deceptive Acts & Practices Regulation; Reserve Requirement (Reg D); Deposit Insurance Regulations; CRA Regulations; Transaction Account Guarantee Program; SBA Regs; Identity Theft and Privacy Rules; MLO regulations; Legacy securities and Legacy Loans Program; Reserve Requirements (Reg D); State Law Preemption; SEC Short-Sales Rules; Privacy (Reg S); IRS Regs (F-BAR); RESPA Regs; Flood Insurance; Credit CARD Act Regulation; Basel Committees Capital & Liquidity Standards; SEC Proxy & Information disclosures; FDIC Accounting Rules; Fed Gift Card Rules; Unlawful Internet Gambling Act Regulations; Fed Overdraft Regs; CRE; Small Business Lending Fund; Guidance on Unbundling Trust Commissions; Payment Systems Reporting Regulations; Financial Literacy.

Client expense: $140,000 · Firm income: Not reported

Government targets: Federal Bureau of Investigation (FBI), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office

H.R. 3269, Corporate and Financial Institution Compensation Fairness Act of 2009 H.R. 4173, Wall Street Reform and Consumer Protection Act of 2009 H.R. 3795, Over-the-Counter Derivatives Markets Act of 2009 H.R. 3126, Consumer Financial Protection Agency Act of 2009 H.R. 3817, Investor Protection Act of 2009 H.R. 3904, Overdraft Protection Act of 2009 H.R. 2847, the House Amendment to the Senate Amendment of the Commerce, Justice, Science Appropriations Act of 2010, known as the Main Street Jobs Act, provisions on TARP funding H.R. 4191, Let Wall Street Pay for the Restoration of Main Street Act of 2009 S. 1691, the Comprehensive Derivatives Regulation Act H.R. 3269, Corporate and Financial Institution Compensation Fairness Act H.R. 3996, Financial Stability Improvement Act H.R. 3890, Accountability and Transparency in Ratings Agency Act S. 1074, Shareholder Bill of Rights H.R. 3817, Investor Protection Act Restoring American Financial Stability Act of 2009 (no bill number yet in the Senate - still in the Senate Banking Committee) General background on; financial regulatory reform, systemic risk, derivatives trading, executive compensation, corporate governance, resolution authority, preservation of commercial and financial functions and credit ratings agency regulation (no specific legislation introduced)

Client expense: $71,190,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Reserve System, Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Maritime Administration (MARAD), Natl Economic Council (NEC), Natl Labor Relations Board (NLRB), Natl Security Council (NSC), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), St. Lawrence Seaway Development Corporation, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

HR 1020, Arbitration Fairness Act of 2009 HR 384, TARP Reform and Accountability Act HR 1754, The Financial System Stabilization and Reform Act of 2009 S 664, The Financial System Stabilization and Reform Act of 2009 HR 1106, The Helping Families Save their Homes Act of 2009 HR 1606, New Automobile Voucher Act of 2009 HR 627, Credit Cardholder's Bill of rights Act of 2009 S 414, Credit Cardholder's Bill of rights Act of 2009 HR 302, A Bill to require the SEC to reinstate the uptick rule on short sales of securities HR 786, To make permanent the temporary increase in deposit insurance coverage HR 1664, To amend the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards HR 1214, The Payday Loan Reform Act of 2009 HR 1728, The Mortgage Reform and Anti-Predatory Lending Act of 2009 HR 1327, Iran Sanctions Enabling Act Financial Services Regulatory Reform HR 3068, TARP for Main Street Act of 2009 HR 977, The Derivatives Markets Transparency and Accountability Act of 2009 HR 3126, The Consumer Financial Protection Agency Act 2009 HR 3795, The Over the Counter Derivatives Markets Act of 2009 HR 3639, The Expedited CARD Reform for Consumers Act of 2009 HR 3310, Financial Services Regulatory Reform HR 3300, Derivative Trading Accountability and Disclosure Act of 2009 HR 977, The Derivatives Markets Transparency and Accountability Act of 2009 S 272, The Derivatives Trading Integrity Act of 2009 HR 2382, The Credit Card Interchange Fees Act of 2009 HR 4173, The Wall Street Reform and Consumer Protection Act of 2009 HR 3890, The Accountability and Transparency in Rating Agencies Act HR 3817, Investor Protection Act of 2009 HR 3996, Financial Stability Improvement Act of 2009

Client expense: $7,350,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Interior, Dept of (DOI), Justice, Dept of (DOJ), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), Veterans Affairs, Dept of (VA)

Over-the-Counter Derivatives Markets Act, H.R. 3795 Accountability and Transparency Act, H.R. 3890 Private Fund Investment Advisory Registration Act, H.R. 3818 Investment Protector Act, H.R. 3817 Financial Stability Improvement Act, H.R. 3996 Wall Street Reform and Consumer Protection Act, H.R. 4173 Proxy Access Corporate Governance Financial Regulation

Client expense: $580,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of the Vice President of the United States, Overseas Private Investment Corp (OPIC), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)

S.344 Hedge Fund Transparency Act S.360, the Cap Executive Officer Pay Act of 2009 (all provisions) S. 605, A bill to require the Securities and Exchange Commission to reinstate the uptick rule and effectively regulate abusive short selling activities S. 651, the Compensation Fairness Act of 2009 (all provisions) S. 1540, the Resolution Reform Act of 2009 (all provisions) S.1074 : A bill to provide shareholders with enhanced authority over the nomination, election, and compensation of public company executives. S. 2886, the Banking Integrity Act of 2009 (all provisions) Draft Senate legislation to restructure financial services regulation (all provisions) H.R. 302, To require the Securities and Exchange Commission to reinstate the uptick rule on short sales of securities H.R.711, Hedge Fund Adviser Registration Act of 2009 H.R. 977, the Derivatives Markets Transparency Accountability Act H.R. 1406, To direct the Securities and Exchange Commission to reinstate the "uptick rule" on short sales of securities and to suspend the application of mark-to-market accounting principles H.R. 1575, the End Government Reimbursement of Excessive Executive Disbursements (End GREED) Act (all provisions) H.R. 1664, To amend the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 3068, the TARP for Main Street Act of 2009 (all provisions) H.R. 3126, the Consumer Financial Protection Agency Act (all provisions) H.R. 3269, the Corporate and Financial Institution Compensation Fairness Act (all provisions) H.R. 3594, the TARP Recipient Ownership Trust Act of 2009 (all provisions) H.R. 3795, the Over-the-Counter Derivatives Markets Act of 2009 (all provisions) H.R. 3890, the Accountability and Transparency in Rating Agencies Act (all provisions) H.R. 3996, the Financial Stability Improvement Act of 2009 (all provisions) H.R. 4173, the Wall Street Reform and Consumer Protection Act of 2009 (all provisions) H.R. 4375, the Glass-Steagall Restoration Act (all provisions) Letter to express support for ABA letter regarding recommendations to help well-managed, viable banks address their capital needs. Auction Announcement, New Small banks capital program, ABA recommendations.

Client expense: $2,300,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

H.R. 627/S. 235: Credit Card Bill of Rights; P.L. 111-24 S. 1074: Shareholder Bill of Rights Act of 2009 H.R. 2221: Data Accountability and Trust Act H.R. 2861: Shareholder Empowerment Act of 2009 H.R. 2989: 401(k) Fair Disclosure & Pension Security Act H.R. 3126: Consumer Financial Protection Agency Act of 2009 H.R. 3269: Corporate and Financial Institution Compensation Fairness Act H.R. 3606: Consumer Financial Protection Agency H.R. 3639: Consumer Financial Protection Agency H.R. 3763: Consumer Financial Protection Agency H.R. 3795: Over the Counter Derivatives Market S. 1006: Excessive Pay Shareholder Approval Act S. 1007: Excessive Pay Capped Deduction Act of 2009 S. 1074: Shareholder Bill of Rights Acts of 2009 H.R. 4173: Wall Street Reform and Consumer Protection Act of 2009 H.R. 3818: Private Fund Investment Advisers Registration Act H.R. 3890: Accountability and Transparency in Rating Agencies Act H.R. 1927: Credit Card Freeze Act H.R. 3933: Credit Card Freeze Act S. 139: Data Breach Notfication Act

Client expense: $560,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, Natl Guard, SENATE, State, Dept of (DOS), U.S. Trade Representative (USTR)

H.R. 1 (The American Recovery and Reinvestment Act of 2009) (amendment to section 111 of EESA) (H1-B); H.R. 302 (To require the Securities and Exchange Commission to reinstate the uptick rule on short sales of securities); H.R. 1260 (Patent Reform Act); H.R. 1424 (Emergency Economic Stabilization Act); H.R. 1020 (Arbitration Fairness Act of 2009); H.R. 1575 (End Government Reimbursement of Excessive Executive Disbursements (End GREED) Act); H.R. 1664 (To amend the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards) (restrictions on compensation); H.R. 1669 (To require the Secretary of the Treasury to establish a market for municipal securities, to require cooperation between the Secretary and the Chairman of the Board of Governors of the Federal Reserve System in addressing the municipal securities market situation including through the establishment of municipal securities funding facilities, and for other purposes); H.R. 1731 (Credit Risk Retention Act); H.R. 1944 (Active Financing Rules); H.R. 2221 (Data Accountability and Trust Act); H.R. 2549 (The Municipal Bond Fairness Act); H.R. 2550 (The Municipal Advisers Regulation Act); H.R. 2551 (The Municipal Market Liquidity Enhancement Act of 2009); H.R. 2589 (The Municipal Bond Insurance Enhancement Act of 2009); H.R. 2896 (Equal Treatments Of Covered Bonds Act of 2009); H.R. 3126 (Consumer Financial Protection Agency Act of 2009); H.R. 3145 (Credit Default Swap Prohibition Act of 2009); H.R. 3269 (Corporate and Financial Institution compensation Fairness Act of 2009); H.R. 3306 (to enhance Social Security account number privacy protections); H.R. 3310 (To reform the financial regulatory system of the United States); H.R. 3817 (Investor Protection Act of 2009); H.R. 3818 (Private Fund Investment Advisers Registration Act of 2009); H.R. 3890 (Accountability and Transparency in Rating Agencies Act); H.R. 4173 (Wall Street Reform and Consumer Protection Act of 2009); S. 139 (Data Breach Notification Act); S. 386 (Fraud Enforcement and Recovery Act); S. 515 (Patent Reform Act); S. 651 (Compensation Fairness Act of 2009); S. 773 (Cyber Security Act of 2009); S. 931 (Arbitration Fairness Act of 2009); S. 961 (Authorizing the Regulation of Swaps Act); S. 1490 (Personal Data Privacy and Security Act of 2009); S. 1551 (Liability for Aiding and Abetting Securities Violations of 2009); S. 1682 (to provide the CFTC with antimarket manipulation authority); S. 2886 (Bank Integrity Act of 2009) (Glass-Steagall Repeal); S. 2927 (Wall Street Fair Share Act); Resolution Authority for Systemically Significant Financial Companies Act of 2009; Systemic Risk Regulation; Troubled Asset Backed Securities Loan Facility (H-1B); State Regulation of Credit Default Swaps as Insurance; Sen. Dodd's Financial Reform Legislation; PPIP Investor and Asset Manager Requirements; China - strategic and economic dialog; Market Structure Issues (dark pools, flash quotes, high frequency trading); Transatlantic Economic Council (Trade Issues); Preservation of independent contractor status for financial services sector; Bilateral Investment Treaties, India; Asian Pacific Economic Council Privacy Issues; Transpacific Partnership; Covered bonds; Broker-Dealer Duty of Care; European Union proposal regarding Credit Default Swaps and Credit Rating Agencies and their impact on US Markets; EU Alternative Investment Fund Managers Proposal (AIFM); G-20 (Issues related to the November 15, 2008 "Washington Action Plan").

Client expense: $1,290,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR)

Over-the-Counter Derivatives Markets Act, H.R. 3795 Accountability and Transparency Act, H.R. 3890 Private Fund Investment Advisory Registration Act, H.R. 3818 Investment Protector Act, H.R. 3817 Financial Stability Improvement Act, H.R. 3996 Wall Street Reform and Consumer Protection Act, H.R. 4173 Proxy Access Corporate Governance Financial Regulation

Client expense: $580,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of the Vice President of the United States, Overseas Private Investment Corp (OPIC), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 977 - Derivatives Markets Transparency and Accountability Act of 2009; provisions relating to use of derivatives by insurers H.R. 991 - Consumer Fairness Act of 2009; provisions affecting securities industry and franchise relationships H.R. 1020 - Arbitration Fairness Act of 2009; provisions affecting securities industry and franchise relationships H.R. 1664 - To amend the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards; entire bill H.R. 1754 - Financial System Stabilization and Reform Act of 2009; entire bill H.R. 2221 The Data Accountability and Trust Act; provisions relating to non-applicability to GLB-regulated financial firms H.R. 3126 - Consumer Financial Protection Agency Act of 2009; provisions relating to banking, insurance, securities, and financial planning H.R. 3269 Corporate and Financial Institution Compensation Fairness Act; entire bill H.R. 3300 - Derivative Trading Accountability and Disclosure Act; provisions relating to use of derivatives by insurers H.R. 3310 - Consumer Protection and Regulatory Enhancement Act; entire bill H.R. 3795 Over the Counter Derivatives Market Act; provisions relating to use of derivatives by insurers H.R. 3817 Investor Protection Act of 2009; entire bill H.R. 3818 - Private Fund Investment Advisers Registration Act of 2009; entire bill H.R. 3890 - Accountability and Transparency in Rating Agencies Act; entire bill H.R. 3996 - Financial Stability Improvement Act of 2009; provisions relating to systemic risk management, thrift holding company charters, resolution authority H.R. 4173 - Wall Street Reform and Consumer Protection Act of 2009; entire bill S. 272 - Derivatives Trading Integrity Act of 2009; provisions relating to use of derivatives by insurers S. 605 - A bill to require the Securities and Exchange Commission to reinstate the uptick rule and effectively regulate abusive short selling activities; entire bill S. 931 Arbitration Fairness Act of 2009; provisions relating to securities industry and franchise relationships S. 1074 Shareholder Bill of Rights Act; entire bill S. 1691 - Comprehensive Derivatives Regulation Act of 2009; provisions relating to use of derivatives by insurers Bill Not Yet Assigned: Senate Banking Committee legislation Restoring American Financial Stability Act of 2009; entire proposal

Client expense: $440,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 1020, Arbitration Fairness Act of 2009 HR 384, TARP Reform and Accountability Act HR 1754, The Financial System Stabilization and Reform Act of 2009 S 664, The Financial System Stabilization and Reform Act of 2009 HR 1106, The Helping Families Save their Homes Act of 2009 HR 1606, New Automobile Voucher Act of 2009 HR 627, Credit Cardholder's Bill of rights Act of 2009 S 414, Credit Cardholder's Bill of rights Act of 2009 HR 302, A Bill to require the SEC to reinstate the uptick rule on short sales of securities HR 786, To make permanent the temporary increase in deposit insurance coverage HR 1664, To amend the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards HR 1214, The Payday Loan Reform Act of 2009 HR 1728, The Mortgage Reform and Anti-Predatory Lending Act of 2009 HR 1327, Iran Sanctions Enabling Act Financial Services Regulatory Reform HR 3068, TARP for Main Street Act of 2009 HR 977, The Derivatives Markets Transparency and Accountability Act of 2009 HR 3126, The Consumer Financial Protection Agency Act 2009 HR 3795, The Over the Counter Derivatives Markets Act of 2009 HR 3639, The Expedited CARD Reform for Consumers Act of 2009 HR 3310, Financial Services Regulatory Reform HR 3300, Derivative Trading Accountability and Disclosure Act of 2009 HR 977, The Derivatives Markets Transparency and Accountability Act of 2009 S 272, The Derivatives Trading Integrity Act of 2009 HR 2382, The Credit Card Interchange Fees Act of 2009 HR 4173, The Wall Street Reform and Consumer Protection Act of 2009 HR 3890, The Accountability and Transparency in Rating Agencies Act HR 3817, Investor Protection Act of 2009 HR 3996, Financial Stability Improvement Act of 2009

Client expense: $6,840,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Interior, Dept of (DOI), Justice, Dept of (DOJ), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), Veterans Affairs, Dept of (VA)

H.R. 1445, Credit Rating Agency Transparency and Disclosure Act, All Provisions H.R. 2221, Data Accountability and Trust Act, All Provisions H.R. 977, Derivatives Markets Transparency and Accountability Act of 2009, All Provisions H.R. 1705, Financial Product Safety Commission Act, All Provisions H.R. 1106, Helping Families Save Their Homes Act of 2009, All Provisions H.R. 2554, National Association of Registered Agents and Brokers Reform Act, All Provisions H.R. 3126, Consumer Financial Protection Agency Act of 2009, All Provisions H.R. 3817, Investor Protection Act of 2009, All Provisions H.R. 3996, The Financial Stability Improvement Act of 2009, All Provisions H.R. 3890, Accountability and Transparency in Credit Rating Agencies Act of 2009, All Provisions H.R. 3795, Over The Counter Derivatives Market Act, All Provisions H.R. 3763, A Bill to Amend the Fair Credit Reporting Act to Provide for an Exclusion from Red Flag Guidelines for Certain Businesses, All Provisions H.R. 4173, The Wall Street Reform and Consumer Protection Act of 2009, All Provisions TG-18, Financial Stability Plan, All Provisions TG-163, Say on Pay Proposal, All Provisions [No Bill Number], Regulation of Derivatives [No Bill Number], Securitization Reform [No Bill Number], Residential Mortgage Backed Securities [No Bill Number], Commercial Mortgage Backed Securities [No Bill Number], Restoring American Financial Stability Act of 2009, All Provisions

Client expense: $2,060,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)

Legislation: Executive Compensation (H.R.1664, H.R.1575, H.R.1586); Credit Card Legislation (S.414, H.R.627); Interstate Taxation (H.R.1083); Systemic Risk Regulation; Appropriations, including real estate brokerage & FTC & State AG rules (H.R.1105); Credit Union Legislation; Fair Value Accounting; Bankruptcy Cramdown & FDIC Reform (H.R.1106, S.61, S.541, H.R.200); Mortgage Loan Modification; Economic Stimulus (H.R.598, H.R.1); Deposit Insurance Increase (S.896, H.R.786), cont'd. Hope for Homeowners (H.R.787); Mortgage Servicing (H.R.788); TARP (H.R.384, H.J.Res.3); Administration's Regulatory Reform Proposal; TARP Legislation (H.R.1610, H.R.1652, H.R.1656); Usury Ceilings (H.R.1608, H.R.1640); Financial Literacy (H.R.1645); Pension Legislation (H.R. 1629); Universal Default (H.R. 1637); Interchange Legislation (H.R.2382, H.R.2695); "Bank Accountability and Risk Assessment Act" (H.R.2897); Data Protection (H.R.2221); Mortgage Legislation (H.R.1708); SBA Authorization (H.R.3614); Credit CARD Act effective date (H.R.3639); Student Loans (H.R. 3221), Overdraft Restrictions; Consumer Financial Protection Agency (H.R.3126); Corporate Compensation (H.R.3269); Mandatory Farm Loan Restructuring; FDIC Resolution Authority (S.1540); Credit Union Business Lending (H.R.3380, S.2919); Treasury regulatory restructuring bills (H.R.4173, H.R.3818, H.R. 3817, H.R. 3890, H.R.3126, H.R. 3795). Legislation: Glass-Steagall Act (S.2886, H.R.475), Tax Extenders (H.R.4213); Estate Tax Extension (H.R.4154); Securities Transaction Tax (H.R.4191); NOL legislation; Credit Card legislation (S.1927, H.R. 3639); Investor Protection Act (H.R. 3817); Small Business Lending (H.R.3854); Overdraft Protection Act (H.R.3904). Regulation: Overdraft Fees; FRB Regulation E; TARP Program, including CPP, PPIP, TALF, TLGP; TIP; MMIFF; AMLF; CAP; Loan Modification; FDIC Deposit Insurance Premiums; SEC Accounting Issues; Capital Adequacy Requirements; Reg Z (Truth in Lending); Deposit Insurance Assessments; Regulations on Loans to Affiliates; Remote Deposit Capture; Executive Pay Guidelines; Regulation DD (Truth in Savings); Unfair & Deceptive Acts & Practices Regulation; Reserve Requirement (Reg D); Deposit Insurance Regulations; CRA Regulations; Transaction Account Guarantee Program; SBA Regs; Identity Theft and Privacy Rules; MLO regulations; Legacy securities and Legacy Loans Program; Reserve Requirements (Reg D); State Law Preemption; SEC Short-Sales Rules; Privacy (Reg S); IRS Regs (F-BAR); RESPA Regs; Flood Insurance; Credit CARD Act Regulation; Basel Committees Capital & Liquidity Standards; SEC Proxy & Information disclosures; FDIC Accounting Rules; Fed Gift Card Rules; Unlawful Internet Gambling Act Regulations; Fed Overdraft Regs; CRE.

Client expense: $100,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of

SOX 404; H.R. 3795 (OTC derivatives); H.R. 3890 (credit rating agencies); H.R. 3817 (investor protection act); H.R. 4173 (fiduciary duty); H.R. 3795 (OTC derivatives); H.R. 3996 (systemic risk regulation)

Client expense: $40,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 3269, Corporate and Financial Institution Compensation Fairness Act of 2009 H.R. 4173, Wall Street Reform and Consumer Protection Act of 2009 H.R. 3795, Over-the-Counter Derivatives Markets Act of 2009 H.R. 3126, Consumer Financial Protection Agency Act of 2009 H.R. 3817, Investor Protection Act of 2009 H.R. 3904, Overdraft Protection Act of 2009 H.R. 2847, the House Amendment to the Senate Amendment of the Commerce, Justice, Science Appropriations Act of 2010, known as the Main Street Jobs Act, provisions on TARP funding H.R. 4191, Let Wall Street Pay for the Restoration of Main Street Act of 2009 S. 1691, the Comprehensive Derivatives Regulation Act H.R. 3269, Corporate and Financial Institution Compensation Fairness Act H.R. 3996, Financial Stability Improvement Act H.R. 3890, Accountability and Transparency in Ratings Agency Act S. 1074, Shareholder Bill of Rights H.R. 3817, Investor Protection Act Restoring American Financial Stability Act of 2009 (no bill number yet in the Senate - still in the Senate Banking Committee) General background on; financial regulatory reform, systemic risk, derivatives trading, executive compensation, corporate governance, resolution authority, preservation of commercial and financial functions and credit ratings agency regulation (no specific legislation introduced)

Client expense: $71,190,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Reserve System, Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Maritime Administration (MARAD), Natl Economic Council (NEC), Natl Labor Relations Board (NLRB), Natl Security Council (NSC), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), St. Lawrence Seaway Development Corporation, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

H.R. 1 (The American Recovery and Reinvestment Act of 2009) (amendment to section 111 of EESA) (H1-B); H.R. 302 (To require the Securities and Exchange Commission to reinstate the uptick rule on short sales of securities); H.R. 1260 (Patent Reform Act); H.R. 1424 (Emergency Economic Stabilization Act); H.R. 1020 (Arbitration Fairness Act of 2009); H.R. 1575 (End Government Reimbursement of Excessive Executive Disbursements (End GREED) Act); H.R. 1664 (To amend the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards) (restrictions on compensation); H.R. 1669 (To require the Secretary of the Treasury to establish a market for municipal securities, to require cooperation between the Secretary and the Chairman of the Board of Governors of the Federal Reserve System in addressing the municipal securities market situation including through the establishment of municipal securities funding facilities, and for other purposes); H.R. 1731 (Credit Risk Retention Act); H.R. 1944 (Active Financing Rules); H.R. 2221 (Data Accountability and Trust Act); H.R. 2549 (The Municipal Bond Fairness Act); H.R. 2550 (The Municipal Advisers Regulation Act); H.R. 2551 (The Municipal Market Liquidity Enhancement Act of 2009); H.R. 2589 (The Municipal Bond Insurance Enhancement Act of 2009); H.R. 2896 (Equal Treatments Of Covered Bonds Act of 2009); H.R. 3126 (Consumer Financial Protection Agency Act of 2009); H.R. 3145 (Credit Default Swap Prohibition Act of 2009); H.R. 3269 (Corporate and Financial Institution compensation Fairness Act of 2009); H.R. 3306 (to enhance Social Security account number privacy protections); H.R. 3310 (To reform the financial regulatory system of the United States); H.R. 3817 (Investor Protection Act of 2009); H.R. 3818 (Private Fund Investment Advisers Registration Act of 2009); H.R. 3890 (Accountability and Transparency in Rating Agencies Act); H.R. 4173 (Wall Street Reform and Consumer Protection Act of 2009); S. 139 (Data Breach Notification Act); S. 386 (Fraud Enforcement and Recovery Act); S. 515 (Patent Reform Act); S. 651 (Compensation Fairness Act of 2009); S. 773 (Cyber Security Act of 2009); S. 931 (Arbitration Fairness Act of 2009); S. 961 (Authorizing the Regulation of Swaps Act); S. 1490 (Personal Data Privacy and Security Act of 2009); S. 1551 (Liability for Aiding and Abetting Securities Violations of 2009); S. 1682 (to provide the CFTC with antimarket manipulation authority); S. 2886 (Bank Integrity Act of 2009) (Glass-Steagall Repeal); S. 2927 (Wall Street Fair Share Act); Resolution Authority for Systemically Significant Financial Companies Act of 2009; Systemic Risk Regulation; Troubled Asset Backed Securities Loan Facility (H-1B); State Regulation of Credit Default Swaps as Insurance; Sen. Dodd's Financial Reform Legislation; PPIP Investor and Asset Manager Requirements; China - strategic and economic dialog; Market Structure Issues (dark pools, flash quotes, high frequency trading); Transatlantic Economic Council (Trade Issues); Preservation of independent contractor status for financial services sector; Bilateral Investment Treaties, India; Asian Pacific Economic Council Privacy Issues; Transpacific Partnership; Covered bonds; Broker-Dealer Duty of Care; European Union proposal regarding Credit Default Swaps and Credit Rating Agencies and their impact on US Markets; EU Alternative Investment Fund Managers Proposal (AIFM); G-20 (Issues related to the November 15, 2008 "Washington Action Plan").

Client expense: $1,230,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 627/S. 235: Credit Card Bill of Rights; P.L. 111-24 S. 1074: Shareholder Bill of Rights Act of 2009 H.R. 2221: Data Accountability and Trust Act H.R. 2861: Shareholder Empowerment Act of 2009 H.R. 2989: 401(k) Fair Disclosure & Pension Security Act H.R. 3126: Consumer Financial Protection Agency Act of 2009 H.R. 3269: Corporate and Financial Institution Compensation Fairness Act H.R. 3606: Consumer Financial Protection Agency H.R. 3639: Consumer Financial Protection Agency H.R. 3763: Consumer Financial Protection Agency H.R. 3795: Over the Counter Derivatives Market S. 1006: Excessive Pay Shareholder Approval Act S. 1007: Excessive Pay Capped Deduction Act of 2009 S. 1074: Shareholder Bill of Rights Acts of 2009 H.R. 4173: Wall Street Reform and Consumer Protection Act of 2009 H.R. 3818: Private Fund Investment Advisers Registration Act H.R. 3890: Accountability and Transparency in Rating Agencies Act H.R. 1927: Credit Card Freeze Act H.R. 3933: Credit Card Freeze Act S. 139: Data Breach Notfication Act

Client expense: $560,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, Natl Guard, SENATE, State, Dept of (DOS), U.S. Trade Representative (USTR)

S.344 Hedge Fund Transparency Act S.360, the Cap Executive Officer Pay Act of 2009 (all provisions) S. 605, A bill to require the Securities and Exchange Commission to reinstate the uptick rule and effectively regulate abusive short selling activities S. 651, the Compensation Fairness Act of 2009 (all provisions) S. 1540, the Resolution Reform Act of 2009 (all provisions) S.1074 : A bill to provide shareholders with enhanced authority over the nomination, election, and compensation of public company executives. S. 2886, the Banking Integrity Act of 2009 (all provisions) Draft Senate legislation to restructure financial services regulation (all provisions) H.R. 302, To require the Securities and Exchange Commission to reinstate the uptick rule on short sales of securities H.R.711, Hedge Fund Adviser Registration Act of 2009 H.R. 977, the Derivatives Markets Transparency Accountability Act H.R. 1406, To direct the Securities and Exchange Commission to reinstate the "uptick rule" on short sales of securities and to suspend the application of mark-to-market accounting principles H.R. 1575, the End Government Reimbursement of Excessive Executive Disbursements (End GREED) Act (all provisions) H.R. 1664, To amend the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 3068, the TARP for Main Street Act of 2009 (all provisions) H.R. 3126, the Consumer Financial Protection Agency Act (all provisions) H.R. 3269, the Corporate and Financial Institution Compensation Fairness Act (all provisions) H.R. 3594, the TARP Recipient Ownership Trust Act of 2009 (all provisions) H.R. 3795, the Over-the-Counter Derivatives Markets Act of 2009 (all provisions) H.R. 3890, the Accountability and Transparency in Rating Agencies Act (all provisions) H.R. 3996, the Financial Stability Improvement Act of 2009 (all provisions) H.R. 4173, the Wall Street Reform and Consumer Protection Act of 2009 (all provisions) H.R. 4375, the Glass-Steagall Restoration Act (all provisions) Letter to express support for ABA letter regarding recommendations to help well-managed, viable banks address their capital needs. Auction Announcement, New Small banks capital program, ABA recommendations.

Client expense: $2,250,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

S.344 Hedge Fund Transparency Act S. 360, the Cap Executive Officer Pay Act of 2009 (all provisions) S. 605, A bill to require the Securities and Exchange Commission to reinstate the uptick rule and effectively regulate abusive short selling activities S. 651, the Compensation Fairness Act of 2009 (all provisions) S. 1540, the Resolution Reform Act of 2009 (all provisions) S.1074 : A bill to provide shareholders with enhanced authority over the nomination, election, and compensation of public company executives. S. 2886, the Banking Integrity Act of 2009 (all provisions) Draft Senate legislation to restructure financial services regulation (all provisions) H.R. 302, To require the Securities and Exchange Commission to reinstate the uptick rule on short sales of securities H.R.711, Hedge Fund Adviser Registration Act of 2009 H.R. 977, the Derivatives Markets Transparency Accountability Act H.R. 1406, To direct the Securities and Exchange Commission to reinstate the "uptick rule" on short sales of securities and to suspend the application of mark-to-market accounting principles H.R. 1575, the End Government Reimbursement of Excessive Executive Disbursements (End GREED) Act (all provisions) H.R. 1664, To amend the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 3068, the TARP for Main Street Act of 2009 (all provisions) H.R. 3126, the Consumer Financial Protection Agency Act (all provisions) H.R. 3269, the Corporate and Financial Institution Compensation Fairness Act (all provisions) H.R. 3594, the TARP Recipient Ownership Trust Act of 2009 (all provisions) H.R. 3795, the Over-the-Counter Derivatives Markets Act of 2009 (all provisions) H.R. 3890, the Accountability and Transparency in Rating Agencies Act (all provisions) H.R. 3996, the Financial Stability Improvement Act of 2009 (all provisions) H.R. 4173, the Wall Street Reform and Consumer Protection Act of 2009 (all provisions) H.R. 4375, the Glass-Steagall Restoration Act (all provisions)

Client expense: $70,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

H.R. 3606, the Credit CARD Technical Corrections Act of 2009 (Entire Bill); H.R. 627, Credit Cardholders' Bill of Rights Act of 2009 (Entire Bill); H.R. 787, the Hope for Homeowners Improvement Act of 2009 (Entire Bill); H.R. 1456, the Consumer Overdraft Protection Fair Practices Act of 2009 (Entire Bill); H.R. 786, Permanent Extension of Share Insurance Fund Increase (Entire Bill); H.R. 788, to provide a Safe Harbor for Mortgage Servicers (Entire Bill); H.R. 4173, the Wall Street Reform and Consumer Protection Act of 2009 (Title I, Title II, Title IV); S. 1799, the Fairness and Accountability in Receiving Overdraft Coverage Act of 2009 (Entire Bill); S. 1927, the Credit Card Rate Freeze Act of 2009 (Entire Bill); the Restoring American Financial Stability Act of 2009 (Discussion Draft) (Title I, Title II, Title III, Title VI, Title VIII, Title X, Title XI, Title XII); H.R. 3766, the Main Street TARP Act of 2009 (Entire Bill); H.R. 3996, the Financial Stability Improvement Act of 2009 (Entire Bill); S. 2919, to advance the ability of credit unions to promote small business growth and economic development opportunities (Entire Bill); H.R. 3904, the Overdraft Protection Act of 2009 (Entire Bill); H.R. 3890, the Accountability and Transparency in Rating Agencies Act of 2009 (Entire Bill); H.R. 3723, the Small Business Credit Expansion and Loan Markets Stabilization Act of 2009 (Entire Bill); H.R. 3854, the Small Business Financing and Investment Act of 2009 (Entire Bill); H.R. 3614, S. 1513, and S. 1929, to provide a temporary extension of programs under the Small Business Act and the Small Business Investment Act of 1958 (Entire Bill); H.R. 3288, the Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2010 (Division C: Title I, Title V); H.R. 1106, the Helping Families Save Their Homes Act (Title I, Title II, Sections 201, 203, 532, 204, 206, 207, Title III); H.R. 3269, the Corporate and Financial Institution Compensation Fairness Act of 2009 (Entire Bill); H.R. 3044, to delay the implementation of the Home Valuation Code of Conduct (Entire Bill); H.R. 3639, the Expedited CARD Reform for Consumers Act of 2009 (Entire Bill); H.R. 3126, the Consumer Financial Protection Agency Act of 2009 (Entire Bill); H.R. 2382, the Credit Card Interchange Fees Act of 2009 (Entire Bill); H.R. 2695, the Credit Card Fair Fee Act of 2009 (Entire Bill); S. 414, the Credit Card Accountability, Responsibility and Disclosure Act of 2009 (Entire Bill); H.R. 3380, the Promoting Lending to America's Small Businesses Act of 2009 (Entire Bill); H.R. 3723, the Small Business Credit Expansion and Loan Markets Stabilization Act of 2009 (Entire Bill); H.R. 3795, to enact the Over-the-Counter Derivatives Markets Act of 2009 (Entire Bill); H.R. 1214, the Payday Loan Reform Act of 2009; H.R. 1728, the Mortgage Reform and Anti-Predatory Lending Act of 2009 (Entire Bill); H.R. 3221, the Student Aid and Fiscal Responsibility Act of 2009 (Title II); H.R. 2676, the Administrative Support and Oversight for Community Financial Institutions Act of 2009 (Entire Bill); H.R. 885, the Improved Financial and Commodities Market Oversight and Accountability Act (Entire Bill); H.R. 2267, the Internet Gambling Regulation, Consumer Protection, and Enforcement Act of 2009 (Entire Bill); H.R. 2266, the Reasonable Prudence in Regulation Act (Entire Bill); H.R. 1779, the Financial Crimes Resources Act of 2009 (Section 2); H. Res. 556, Recognizing the 75th Anniversary of the Passage of the Federal Credit Union Act (Entire Bill); H.R. 200, the Helping Families Save Their Homes in Bankruptcy Act of 2009 (Entire Bill); H.R. 225, the Emergency Homeownership and Equity Protection Act (Entire Bill); H.R. 384, The TARP Reform and Accountability Act of 2009 (Title I, Sections 101, 103, 104, 105, 106, 109, 111, 113, Title II, Title IV, Title V, Title VI, Title X); H.R. 2336, the GREEN Act of 2009 (Entire Bill); H.R. 2351, the Credit Union Share Insurance Stabilization Act of 2009 (Entire Bill); H.R. 3068, the TARP for Main Street Act of 2009 (Sections 1, 2, 3, 4, 5); S. 896, the Helping Families Save Their Homes Act of 2009 (Sections 203, 204, 205, 217); S. 1212, the Credit Card Fair Fee Act of 2009 (Entire Bill); H.R. 1479, the Community Reinvestment Modernization Act of 2009 (Entire Bill); S. 257, the Consumer Credit Fairness Act of 2009 (Entire Bill); Regulatory Compliance with Department of Defense Financial Management Regulations; Reform of Government Sponsored Enterprises; Impact of H1N1 Influenza on Small Businesses; Reform of Credit Rating Agencies; Financial Literacy; Overdraft Fees; Credit Card Interchange Fees; Financial Regulatory Reform; CDFI Appropriations; CLF Appropriations; Regulatory Relief for Financial Institutions; Financial Modernization; Real Estate Settlement Practices Act (RESPA); FY 2010 Budget Resolution; Troubled Asset Relief Program (TARP); Military New Housing Assistance Program; Pension Relief; Community Reinvestment Act (CRA); Credit Union Member Business Lending (MBL); Corporate Credit Union issues; Mortgage Bankruptcy Cramdown; First-Time Homebuyer Tax Credit; SBA Loan Guarantee; Mark to Market Accounting Rules; National Credit Union Share Insurance Fund (NCUSIF); Remittances; Department of Treasury Financial Services Regulatory Reform proposal entitled "Financial Regulatory Reform: A New Foundation."

Client expense: $488,730 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Education, Dept of, Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office

H.R. 3606, the Credit CARD Technical Corrections Act of 2009 (Entire Bill); H.R. 627, Credit Cardholders' Bill of Rights Act of 2009 (Entire Bill); H.R. 787, the Hope for Homeowners Improvement Act of 2009 (Entire Bill); H.R. 1456, the Consumer Overdraft Protection Fair Practices Act of 2009 (Entire Bill); H.R. 786, Permanent Extension of Share Insurance Fund Increase (Entire Bill); H.R. 788, to provide a Safe Harbor for Mortgage Servicers (Entire Bill); H.R. 4173, the Wall Street Reform and Consumer Protection Act of 2009 (Title I, Title II, Title IV); S. 1799, the Fairness and Accountability in Receiving Overdraft Coverage Act of 2009 (Entire Bill); S. 1927, the Credit Card Rate Freeze Act of 2009 (Entire Bill); the Restoring American Financial Stability Act of 2009 (Discussion Draft) (Title I, Title II, Title III, Title VI, Title VIII, Title X, Title XI, Title XII); H.R. 3766, the Main Street TARP Act of 2009 (Entire Bill); H.R. 3996, the Financial Stability Improvement Act of 2009 (Entire Bill); S. 2919, to advance the ability of credit unions to promote small business growth and economic development opportunities (Entire Bill); H.R. 3904, the Overdraft Protection Act of 2009 (Entire Bill); H.R. 3890, the Accountability and Transparency in Rating Agencies Act of 2009 (Entire Bill); H.R. 3723, the Small Business Credit Expansion and Loan Markets Stabilization Act of 2009 (Entire Bill); H.R. 3854, the Small Business Financing and Investment Act of 2009 (Entire Bill); H.R. 3614, S. 1513, and S. 1929, to provide a temporary extension of programs under the Small Business Act and the Small Business Investment Act of 1958 (Entire Bill); H.R. 3288, the Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2010 (Division C: Title I, Title V); H.R. 1106, the Helping Families Save Their Homes Act (Title I, Title II, Sections 201, 203, 532, 204, 206, 207, Title III); H.R. 3269, the Corporate and Financial Institution Compensation Fairness Act of 2009 (Entire Bill); H.R. 3044, to delay the implementation of the Home Valuation Code of Conduct (Entire Bill); H.R. 3639, the Expedited CARD Reform for Consumers Act of 2009 (Entire Bill); H.R. 3126, the Consumer Financial Protection Agency Act of 2009 (Entire Bill); H.R. 2382, the Credit Card Interchange Fees Act of 2009 (Entire Bill); H.R. 2695, the Credit Card Fair Fee Act of 2009 (Entire Bill); S. 414, the Credit Card Accountability, Responsibility and Disclosure Act of 2009 (Entire Bill); H.R. 3380, the Promoting Lending to America's Small Businesses Act of 2009 (Entire Bill); H.R. 3723, the Small Business Credit Expansion and Loan Markets Stabilization Act of 2009 (Entire Bill); H.R. 3795, to enact the Over-the-Counter Derivatives Markets Act of 2009 (Entire Bill); H.R. 1214, the Payday Loan Reform Act of 2009; H.R. 1728, the Mortgage Reform and Anti-Predatory Lending Act of 2009 (Entire Bill); H.R. 3221, the Student Aid and Fiscal Responsibility Act of 2009 (Title II); H.R. 2676, the Administrative Support and Oversight for Community Financial Institutions Act of 2009 (Entire Bill); H.R. 885, the Improved Financial and Commodities Market Oversight and Accountability Act (Entire Bill); H.R. 2267, the Internet Gambling Regulation, Consumer Protection, and Enforcement Act of 2009 (Entire Bill); H.R. 2266, the Reasonable Prudence in Regulation Act (Entire Bill); H.R. 1779, the Financial Crimes Resources Act of 2009 (Section 2); H.Res. 556, Recognizing the 75th Anniversary of the Passage of the Federal Credit Union Act (Entire Bill); H.R. 200, the Helping Families Save Their Homes in Bankruptcy Act of 2009 (Entire Bill); H.R. 225, the Emergency Homeownership and Equity Protection Act (Entire Bill); H.R. 384, The TARP Reform and Accountability Act of 2009 (Title I, Sections 101, 103, 104, 105, 106, 109, 111, 113, Title II, Title IV, Title V, Title VI, Title X); H.R. 2336, the GREEN Act of 2009 (Entire Bill); H.R. 2351, the Credit Union Share Insurance Stabilization Act of 2009 (Entire Bill); H.R. 3068, the TARP for Main Street Act of 2009 (Sections 1, 2, 3, 4, 5); S. 896, the Helping Families Save Their Homes Act of 2009 (Sections 203, 204, 205, 217); S. 1212, the Credit Card Fair Fee Act of 2009 (Entire Bill); H.R. 1479, the Community Reinvestment Modernization Act of 2009 (Entire Bill); S. 257, the Consumer Credit Fairness Act of 2009 (Entire Bill); Regulatory Compliance with Department of Defense Financial Management Regulations; Reform of Government Sponsored Enterprises; Impact of H1N1 Influenza on Small Businesses; Reform of Credit Rating Agencies; Financial Literacy; Overdraft Fees; Credit Card Interchange Fees; Financial Regulatory Reform; CDFI Appropriations; CLF Appropriations; Regulatory Relief for Financial Institutions; Financial Modernization; Real Estate Settlement Practices Act (RESPA); FY 2010 Budget Resolution; Troubled Asset Relief Program (TARP); Military New Housing Assistance Program; Pension Relief; Community Reinvestment Act (CRA); Credit Union Member Business Lending (MBL); Corporate Credit Union issues; Mortgage Bankruptcy Cramdown; First-Time Homebuyer Tax Credit; SBA Loan Guarantee; Mark to Market Accounting Rules; National Credit Union Share Insurance Fund (NCUSIF); Remittances; Department of Treasury Financial Services Regulatory Reform proposal entitled "Financial Regulatory Reform: A New Foundation."

Client expense: $488,730 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Education, Dept of, Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office

Insurance Regulatory Reform HR 1880 - "The National Insurance Consumer Protection Act" - Creates a federal insurance regulator HR 1479 - "Community Reinvestment Modernization Act of 2009" - Modifies and expands CRA to include non-bank institutions such as insurers HR 83 - "Homeowners Insurance Protection Act" - Creates a national catastrophic insurance fund to sell low-cost reinsurance contracts to state catastrophe funds, as well as set up a natural catastrophe commission HR 998 - "Policyholder Disaster Protection Act of 2009" - Amends the IRS Code of 1986 to provide for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholders' claims arising from future catastrophic events HR 1264 - "Multiple Peril Insurance Act of 2009" - Expands National Flood Insurance Program to include wind coverage HR 3059/S1368 - "Access to Repair Parts Act of 2009" - Amends patent law to allow for the use of after-market replacement auto crash parts HR 2571/S1363 - "Non-Admitted and Reinsurance Reform Act of 2009" - Reforms the surplus lines and reinsurance industries HR 2554 - "National Association of Registered Agents and Brokers Reform Act of 2009" - Creates national standards for insurance agents and brokers HR 3126 - "Consumer Financial Protection Agency Act of 2009" - Creates new agency to regulate various financial products Financial Regulatory Reform - Treasury White Paper and draft legislative titles, not yet introduced in Congress - Restructures financial services regulatory framework HR 2592 - "Safe Building Code Incentive Act of 2009" - Provides for incentives to states for passing and enforcing strict building codes S 886 - "Catastrophe Obligation Guarantee Act" - Establishes bond guarantees for states involved in earthquakes and hurricanes HR 3139 - (No Title) - Extends the National Flood Insurance Program (NFIP) through March 31, 2010 HR 3795 - "Over-the-Counter Derivatives Markets Act of 2009" - Regulations for OTC derivatives products /usage HR 3818 - "Private Fund Investment Advisers Registration Act of 2009" - Regulations on hedge funds/usage HR 3890 - "Accountability and Transparency in Rating Agencies Act" - Regulations on credit rating agencies HR 3817 - "Investor Protection Act of 2009" - Regulations on securities broker-dealers HR 2609 - Federal Insurance Office Act of 2009 - Establishes an office in Treasury Department to educate and collect data on insurance HR 3996 - "Financial Stability Improvement Act of 2009" - Systemic risk legislation HR 4173 - "The Wall Street Reform and Consumer Protection Act" - Combined legislation of bills listed above HR 4375/S 2886 - "The Banking Integrity Act of 2009" - Repeals Glass-Steagall Act

Client expense: $988,310 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, U.S. Copyright Office