National Flood Insurance Program Extension Act of 2010

H.R. 1583 Insurance Industry Competition Act of 2009 (all provisions) H.R. 83 Homeowners Insurance Protection Act of 2009 (all provisions) H.R. 1525 Flood Insurance Technical Amendments (all provisions) Flood Insurance Reform and Modernization (generally) H.R. 1264 Multiple Peril Insurance Act of 2009 (all provisions) H.R. 1880 National Insurance Consumer Protection Act of 2009 (all provisions) Insurance Regulatory Reform (generally) H.R. 2554 NARAB Reform Act of 2009 (all provisions) S. 505 Commission on Catastrophic Disaster Risk and Insurance Act of 2009 (all provisions) Municipal Bond Regulation (generally) H.R. 2609 Insurance Information Act of 2009 (all provisions) Office of Insurance Information (generally) Systemic Risk Regulator/Overseer (generally) Financial Services Regulatory Restructuring (generally) Troubled Assets Relief Program (generally) H.R. 1105 FY 2009 Omnibus (flood insurance provisions) H.R. 1239 Property Mitigation Assistance Act of 2009 (all provisions) H.R. 635 National Commission on State Worker's Compensation Laws Act of 2009 (all provisions) Federal Resolution Authority (generally) Use of Credit Scores in Insurance Underwriting (generally) H.R. 2555 Homeowners Defense Act (all provisions) H.R. 2733 Fixed Indexed Annuities and Insurance Products Classification Act of 2009 (all provisions) H.R. 2571; S. 1363 Nonadmitted and Reinsurance Reform Act (all provisions) H.R. 2918 Legislative Branch Appropriations of 2009 (Continuing Resolution) IMF Financial Sector Assesment Program (generally) H.R. 3326- Defense Appropriations Bill of 2009 (flood insurance provisions) H.R. 3139 Flood Insurance Reform & Modernization Act (all provisions) H.R. 4778 National FLood Insurance Program Extension Act of 2010 (all provisions) H.R. 4851 Continuing Extension Act of 2010 (flood insurance provisions) H.R. 5114 Flood Insurance Reform Priorities Act of 2010 (all provisions) H.R. 5553 National Flood Insurance Program Extension Act of 2010 (all provisions) H.R. 5569 National Flood Insurance Program Extension Act of 2010 (all provisions) S. 3814 National Flood Insurance Program Reextension Act of 2010 (all provisions) S. 3672 Coordination of Wind and Flood Perils Act of 2010 (all provisions) H.R. 5993 Securing America's Veterans Insurance Needs & Goals Act (all provisions) S. 3685 Insurance Competition And Transparency Act (all provisions) Broker-Dealer Fiduciary Standard (generally) S. 3994 Flood Insurance Affordability & Risk Notification Act (all provisions)

Client expense: $290,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Insurance regulation reform issues including optional federal charter, creation of a Federal Insurance Office, McCarran-Ferguson, retained assets accounts, long-term disability issues and underwriting issues. S.1583 - Insurance Industry Competition Act of 2009 - all provisions H.R.1880 - National Insurance Consumer Protection Act - all provisions H.R.2609 Insurance Information Act of 2009 / Federal Insurance Office Act of 2009 all provisions H.R.2554 National Association of Registered Agents and Brokers Reform Act of 2009 - licensing issues H.R.2571 / S.1363 Nonadmitted and Reinsurance Reform Act of 2009 surplus lines issues H.R.3059 / S.1386 - Access to Repair Parts all provisions H.R.2057 Motor Vehicles Owners Right to Repair Act of 2009 all provisions S.1681 / H.R.3596 - Health Insurance Industry Anti-Trust Enforcement Act of 2009 definitions of insurance: liability and health H.R.4626 Health Insurance Industry Fair Competition Act Lines of insurance included and FTC study of insurance H.R.5993 / S.3718 Securing Americas Veterans Insurance Needs and Goals (SAVINGS) Act of 2010 all provisions S.3683 Insurance Competition and Transparency Act of 2010 FTC Oversight Provisions Natural catastrophe issues including proposals regarding government backstops for insurance losses from large-scale natural catastrophes. H.R.1264 - Multiple Peril Insurance Act of 2009 all provisions H.R.83 Homeowners Insurance Protection Act of 2009 all provisions H.R.998 - Policyholder Disaster Protection Act of 2009 all provisions S.866 Catastrophe Obligation Guarantee Act all provisions H.R.2555 / S.505 Homeowners Defense Act all provisions S.1486 / H.R.998 Policyholder Disaster Protection Act of 2009 all provisions S.1487 Commission on Catastrophic Disaster Risk and Insurance Act of 2009 all provisions H.R.2555 Homeowners Defense Act of 2009 all provisions S.3672 Coordination of Wind and Flood Perils Act of 2010 all provisions Flood insurance issues Reauthorization of the National Flood Insurance Program (NFIP) H.R.1105 Omnibus Appropriations Act, 2009 extend the National Flood Insurance Program (NFIP) to September 30, 2009 and privacy provisions H.R.3139 National Flood Insurance Program Extension Act of 2009 Extend the NFIP program H.R.2918 Legislative Branch Appropriations Act 2010 Temporary extension of the NFIP H.R.2996 the Interior Environment Appropriations Act Temporary extension of the NFIP H.R.3326 The Department of Defense Appropriations Act 2010 Temporary extension of the NFIP H.R.4691 Temporary Extension Act of 2010 Temporary extension of the NFIP H.R.2701 Intelligence Authorization Act of 2010 Temporary extension of the NFIP & COBRA Hiring Incentives to Restore Employment Act Draft bill Temporary extension of the NFIP H.R.4851 Continuing Extension Act of 2010 Temporary extension of the NFIP H.R.5114 Flood Insurance Reform Priorities Act of 2010 all provisions H.R.5255 Stable Flood Insurance Authorization Act of 2010 all provisions H.R.4778 National Flood Insurance Program Extension Act of 2010 all provisions S.3347 - a bill to extend the National Flood Insurance Program through December 31, 2010 all provisions H.R.5569 National Flood Insurance Program Extension Act of 2010 all provisions H.R.4213 - American Jobs and Closing Tax Loopholes Act of 2010 - Temporary extension of the NFIP S.3814 National Flood Insurance Program Reextension Act of 2010 - all provisions Workers Compensation issues including: H.R.635 National Commission on State Workers Compensation Laws Act of 2009 all provisions H.R.2641 Medicare Secondary Payer and Workers' Compensation Settlement Agreements Act of 2009 all provisions Health care reform issues, including revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation. H.R.3200 - Americas Affordable Health Choices Act of 2009 S.1679 - Affordable Health Choices Act including the CLASS Act and the Universal 24-Hour Coverage amendment S. 1796 - Americas Healthy Future Act of 2009 - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.3590 Patient Protection and Affordable Care Act (House and Senate versions) - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.3962 the Affordable Health Care for America Act - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.4872 Health Care and Education Reconciliation Act of 2010 - revenue offsets

Availability and Affordability of Commercial/Residential Property Insurance HR 2571- Nonadmitted and Reinsurance Reform Act of 2009 S 1363 - Nonadmitted and Reinsurance Reform Act of 2009 HR 2609- Insurance Information Act of 2009 Addition of Wind Coverage to National Flood Insurance Program HR 1264Multiple Peril Insurance Act of 2009 Establishment of National Government Programs to Provide Affordable & Available Insurance for Natural Disasters HR 2555- Homeowners' Defense Act of 2009 HR 83- Homeowners Insurance Protection Act of 2009 HR 998- Policyholder Disaster Protection Act of 2009 S 505- Homeowners' Defense Act of 2009 Extension of National Flood Insurance Program HR 3139- National Flood Insurance Program Extension Act of 2009 HR 4213 - American Jobs and Closing Tax Loopholes Act of 2010 HR 4778- National Flood Insurance Program Extension Act of 2010 HR 4851- Continuing Extension Act of 2010 HR 5114- Flood Insurance Reform Priorities Act of 2010 HR 5255- Stable Flood Insurance Authorization Act of 2010 HR 5569- National Flood Insurance Program Extension Act of 2010 S 3814 - National Flood Insurance Program Reextension Act of 2010 S 3203- A bill to extend the National Flood Insurance Program through May 31, 2010 S 3347- A bill to extend the National Flood Insurance Program through Dec. 31, 2010 Clarifying Coverage Regarding National Flood Insurance Program S 3672 - Coordination of Wind and Flood Perils Act of 2010 Meetings with EPA on Flood Maps

Client expense: $4,500,000 · Firm income: Not reported

H.R. 2554 - National Association of Registered Agents and Brokers (NARAB) Reform; entire bill H.R. 2555 - Homeowners Defense Act; entire bill H.R. 3059 - Access to Repair Parts Act; entire bill H.R. 4778 - National Flood Insurance Program Extension Act of 2010; entire bill H.R. 5114 - Flood Insurance Reform Priorities Act of 2010; entire bill H.R. 5255 Stable Flood Insurance Authorization Act of 2010; entire bill S. 1368 Access to Repair Parts Act; entire bill S. 3153 - Continuing Extension Act of 2010; provisions related to extension of NFIP S. 3814 - National Flood Insurance Program Reextension Act of 2010; entire bill

Client expense: $580,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

See Attached HR 1583, Insurance Industry Competition Act of 2009 HR 1880, National Insurance Consumer Protection Act HR 2554, National Association of Registered Agents and Brokers Reform Act of 2009 HR 2571, Nonadmitted and Reinsurance Reform Act of 2009 HR 2609, Insurance Information Act of 2009 HR 3139, Natinal Flood Insurance Program Extension Act of 2010 HR 3139, National Flood Insurance Program Extension Act of 2009 HR 4164, A bill to amend the National Flood Insurance Act of 1968 to provide for a phased-in increase of chargeable premium rates for properties affected by updated Flood Insurance Rate Maps. HR 4213, American Workers, State and Business Relief Act of 2010 HR 4691, Temporary Extensions Act of 2010 HR 4778, Natinal Flood Insurance Program Extension Act of 2010 HR 4802, Risk Retention Modernization Act of 2010 HR 4851, Conitinuing Extention Act of 2010 HR 5114, Flood Insurance Reform Priorities Act HR 5297, Small Business Jobs Act of 2010 HR 5553, National Flood Insurance Program Extension Act of 2010 HR 5559, Flood Insurance Fairness Act of 2010 HR 5569, National Flood Insurance Program Extension Act of 2010 HR 5808, Amend PPACA to establish a public health insurance option HR 5982, Small Business Tax Relief Act of 2010 S 1363, Nonadmitted and Reinsurance Reform Act of 2009 S 3153, Conitnuing Extension Act of 2010 S 3203, A bill to extend the National Flood Insurance Program through May 31, 2010 S 3814, National Flood Insurance Reextension act of 2010

Client expense: $270,000 · Firm income: Not reported

HR 1583, HR 1880, HR 2554, HR 2571, HR 2609, HR 3139, HR 3415, HR 4164, HR 4213, HR 4596, HR 4691, HR 4778, HR 4796, HR 4802, HR 4851, HR 5255, HR 5553, HR 5559, HR 5569, HR 6207, HR 6254, S 1363, S 3051, S 3109, S 3153, S 3203, S 3546, S 3672, HR 3685, S 3814

Client expense: $1,170,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 1583 Insurance Industry Competition Act of 2009 (all provisions) H.R. 83 Homeowners Insurance Protection Act of 2009 (all provisions) H.R. 1525 Flood Insurance Technical Amendments (all provisions) Flood Insurance Reform and Modernization (generally) H.R. 1264 Multiple Peril Insurance Act of 2009 (all provisions) H.R. 1880 National Insurance Consumer Protection Act of 2009 (all provisions) Insurance Regulatory Reform (generally) H.R. 2554 NARAB Reform Act of 2009 (all provisions) S. 505 Commission on Catastrophic Disaster Risk and Insurance Act of 2009 (all provisions) Municipal Bond Regulation (generally) H.R. 2609 Insurance Information Act of 2009 (all provisions) Office of Insurance Information (generally) Systemic Risk Regulator/Overseer (generally) Financial Services Regulatory Restructuring (generally) Troubled Assets Relief Program (generally) H.R. 1105 FY 2009 Omnibus (flood insurance provisions) H.R. 1239 Property Mitigation Assistance Act of 2009 (all provisions) H.R. 635 National Commission on State Worker's Compensation Laws Act of 2009 (all provisions) Federal Resolution Authority (generally) Use of Credit Scores in Insurance Underwriting (generally) H.R. 2555 Homeowners Defense Act (all provisions) H.R. 2733 Fixed Indexed Annuities and Insurance Products Classification Act of 2009 (all provisions) H.R. 2571; S. 1363 Nonadmitted and Reinsurance Reform Act (all provisions) H.R. 2918 Legislative Branch Appropriations of 2009 (Continuing Resolution) IMF Financial Sector Assesment Program (generally) H.R. 3326- Defense Appropriations Bill of 2009 (flood insurance provisions) H.R. 3139 Flood Insurance Reform & Modernization Act (all provisions) H.R. 4778 National FLood Insurance Program Extension Act of 2010 (all provisions) H.R. 4851 Continuing Extension Act of 2010 (flood insurance provisions) H.R. 5114 Flood Insurance Reform Priorities Act of 2010 (all provisions) H.R. 5553 National Flood Insurance Program Extension Act of 2010 (all provisions) H.R. 5569 National Flood Insurance Program Extension Act of 2010 (all provisions) S. 3814 National Flood Insurance Program Reextension Act of 2010 (all provisions) S. 3672 Coordination of Wind and Flood Perils Act of 2010 (all provisions) H.R. 5993 Securing America's Veterans Insurance Needs & Goals Act (all provisions) S. 3685 Insurance Competition And Transparency Act (all provisions) Broker-Dealer Fiduciary Standard (generally)

H.R. 4173, the Dodd-Frank Wall Street Reform and Consumer Protection (Entire Bill); S. 1799, the Fairness and Accountability in Receiving Overdraft Coverage Act of 2009 (Entire Bill); H.R. 1456, the Consumer Overdraft Protection Fair Practices Act of 2009 (Entire Bill); H.R. 3904, the Overdraft Protection Act of 2009 (Entire Bill); H.R. 5297, the Small Business Jobs and Credit Act of 2010 (Entire Bill); H.R. 4300, the Restoring America's Commitment to Consumers Act of 2009 (Entire Bill); S. 3677, the Financial Services and General Government Appropriations Act, 2011 (Section 745); H.R. 5504, the Improving Nutrition for America's Children Act (Section 352); H.R. 3421, the Medical Debt Relief Act of 2009 (Entire Bill); H.R. 5816, the Commercial Real Estate Stabilization Act of 2010 (Entire Bill); H.R. 6334, American Community Investment Reform Act of 2010 (Entire Bill); H.R. 2454, the American Clean Energy and Security Act (Title II); H.R. 3808, the Interstate Recognition of Notarizations Act of 2010 (Entire Bill); H.R. 4694, the Safe Affordable Small Dollar Loan Act of 2010 (Entire Bill); H.R. 5072, the FHA Reform Act (Entire Bill); H.R. 5017, the Rural Housing Preservation and Stabilization Act of 2010 (Entire Bill); H.R. 2555, the Homeowners' Defense Act of 2009 (Entire Bill); H.R. 1264, the Multiple Peril Insurance Act of 2009 (Entire Bill); H.R. 5114, the Flood Insurance Reform Priorities Act of 2010 (Entire Bill); H.R. 476, the Housing Fairness Act of 2009 (Entire Bill); S. 2919, the Small Business Lending Enhancement Act of 2009 (Entire Bill); H.R. 3723, the Small Business Credit Expansion and Loan Markets Stabilization Act of 2009 (Entire Bill); H.R. 3854, the Small Business Financing and Investment Act of 2009 (Entire Bill); H.R. 3614, S. 1513, and S. 1929, to provide a temporary extension of programs under the Small Business Act and the Small Business Investment Act of 1958 (Entire Bill); H.R. 3044, to delay the implementation of the Home Valuation Code of Conduct (Entire Bill); H.R. 2382, the Credit Card Interchange Fees Act of 2009 (Entire Bill); H.R. 2695, the Credit Card Fair Fee Act of 2009 (Entire Bill); H.R. 3380, the Promoting Lending to America's Small Businesses Act of 2009 (Entire Bill); H.R. 3221, the Student Aid and Fiscal Responsibility Act of 2009 (Title II); H.R. 2267, the Internet Gambling Regulation, Consumer Protection, and Enforcement Act of 2009 (Entire Bill); H.R. 2336, the GREEN Act of 2009 (Entire Bill); H.R. 4778, the National Flood Insurance Program Extension Act of 2010 (Entire Bill); H.R. 1479, the Community Reinvestment Modernization Act of 2009 (Entire Bill); H.R. 4691, the Temporary Extension Act of 2010 (Entire Bill); H.R. 4213, the American Workers, State, and Business Relief Act of 2010 (Entire Bill); Job-Creation legislation; Regulatory Compliance with Department of Defense Financial Management Regulations; Reform of Government Sponsored Enterprises; Reform of Credit Rating Agencies; Financial Literacy; Overdraft Fees; Credit Card Interchange Fees; Financial Regulatory Reform; CDFI Appropriations; CLF Appropriations; Regulatory Relief for Financial Institutions; Financial Modernization; Real Estate Settlement Practices Act (RESPA); FY 2010 Budget Resolution; Troubled Asset Relief Program (TARP); Military New Housing Assistance Program; Pension Relief; Community Reinvestment Act (CRA); Credit Union Member Business Lending (MBL); Corporate Credit Union issues; Mortgage Bankruptcy Cramdown; First-Time Homebuyer Tax Credit; SBA Loan Guarantee; Mark to Market Accounting Rules; National Credit Union Share Insurance Fund (NCUSIF); Remittances; Refund Anticipation Loans; National Flood Insurance Program (NFIP) Extension; Credit Risk Retention; Asset-Backed Securities; Housing Finance Reform; Real Estate Appraiser Independence; Executive Compensation; Electronic Financial Statement Disclosure Requirements under the E-SIGN Act; Private Mortgage Insurance (PMI); Federal Trade Commission Pre-Merger Notification Requirements under the Hart-Scott-Rodino Act of 1976; Community Charter Conversions; Credit Union Governance; Credit Union Broker-Dealer Registration under the Gramm-Leach-Bliley Act of 1999; Risk-Based Capital; Loan Originator Registration under the S.A.F.E. Mortgage Licensing Act of 2008; Creation of the Bureau of Consumer Financial Protection.

H.R. 4173, the Dodd-Frank Wall Street Reform and Consumer Protection (Entire Bill); S. 1799, the Fairness and Accountability in Receiving Overdraft Coverage Act of 2009 (Entire Bill); H.R. 1456, the Consumer Overdraft Protection Fair Practices Act of 2009 (Entire Bill); H.R. 3904, the Overdraft Protection Act of 2009 (Entire Bill); H.R. 5297, the Small Business Jobs and Credit Act of 2010 (Entire Bill); H.R. 4300, the Restoring America's Commitment to Consumers Act of 2009 (Entire Bill); S. 3677, the Financial Services and General Government Appropriations Act, 2011 (Section 745); H.R. 5504, the Improving Nutrition for America's Children Act (Section 352); H.R. 3421, the Medical Debt Relief Act of 2009 (Entire Bill); H.R. 5816, the Commercial Real Estate Stabilization Act of 2010 (Entire Bill); H.R. 6334, American Community Investment Reform Act of 2010 (Entire Bill); H.R. 2454, the American Clean Energy and Security Act (Title II); H.R. 3808, the Interstate Recognition of Notarizations Act of 2010 (Entire Bill); H.R. 4694, the Safe Affordable Small Dollar Loan Act of 2010 (Entire Bill); H.R. 5072, the FHA Reform Act (Entire Bill); H.R. 5017, the Rural Housing Preservation and Stabilization Act of 2010 (Entire Bill); H.R. 2555, the Homeowners' Defense Act of 2009 (Entire Bill); H.R. 1264, the Multiple Peril Insurance Act of 2009 (Entire Bill); H.R. 5114, the Flood Insurance Reform Priorities Act of 2010 (Entire Bill); H.R. 476, the Housing Fairness Act of 2009 (Entire Bill); S. 2919, the Small Business Lending Enhancement Act of 2009 (Entire Bill); H.R. 3723, the Small Business Credit Expansion and Loan Markets Stabilization Act of 2009 (Entire Bill); H.R. 3854, the Small Business Financing and Investment Act of 2009 (Entire Bill); H.R. 3614, S. 1513, and S. 1929, to provide a temporary extension of programs under the Small Business Act and the Small Business Investment Act of 1958 (Entire Bill); H.R. 3044, to delay the implementation of the Home Valuation Code of Conduct (Entire Bill); H.R. 2382, the Credit Card Interchange Fees Act of 2009 (Entire Bill); H.R. 2695, the Credit Card Fair Fee Act of 2009 (Entire Bill); H.R. 3380, the Promoting Lending to America's Small Businesses Act of 2009 (Entire Bill); H.R. 3221, the Student Aid and Fiscal Responsibility Act of 2009 (Title II); H.R. 2267, the Internet Gambling Regulation, Consumer Protection, and Enforcement Act of 2009 (Entire Bill); H.R. 2336, the GREEN Act of 2009 (Entire Bill); H.R. 4778, the National Flood Insurance Program Extension Act of 2010 (Entire Bill); H.R. 1479, the Community Reinvestment Modernization Act of 2009 (Entire Bill); H.R. 4691, the Temporary Extension Act of 2010 (Entire Bill); H.R. 4213, the American Workers, State, and Business Relief Act of 2010 (Entire Bill); Job-Creation legislation; Regulatory Compliance with Department of Defense Financial Management Regulations; Reform of Government Sponsored Enterprises; Reform of Credit Rating Agencies; Financial Literacy; Overdraft Fees; Credit Card Interchange Fees; Financial Regulatory Reform; CDFI Appropriations; CLF Appropriations; Regulatory Relief for Financial Institutions; Financial Modernization; Real Estate Settlement Practices Act (RESPA); FY 2010 Budget Resolution; Troubled Asset Relief Program (TARP); Military New Housing Assistance Program; Pension Relief; Community Reinvestment Act (CRA); Credit Union Member Business Lending (MBL); Corporate Credit Union issues; Mortgage Bankruptcy Cramdown; First-Time Homebuyer Tax Credit; SBA Loan Guarantee; Mark to Market Accounting Rules; National Credit Union Share Insurance Fund (NCUSIF); Remittances; Refund Anticipation Loans; National Flood Insurance Program (NFIP) Extension; Credit Risk Retention; Asset-Backed Securities; Housing Finance Reform; Real Estate Appraiser Independence; Executive Compensation; Electronic Financial Statement Disclosure Requirements under the E-SIGN Act; Private Mortgage Insurance (PMI); Federal Trade Commission Pre-Merger Notification Requirements under the Hart-Scott-Rodino Act of 1976; Community Charter Conversions; Credit Union Governance; Credit Union Broker-Dealer Registration under the Gramm-Leach-Bliley Act of 1999; Risk-Based Capital; Loan Originator Registration under the S.A.F.E. Mortgage Licensing Act of 2008; Creation of the Bureau of Consumer Financial Protection.

Entire bill of the following: H.R.1880, National Insurance Consumer Protection Act H.R. 3596 / S.1681, the Health Insurance Industry Antitrust Enforcement Act of 2009 H.R.3059 / S.1368, the Access to Repair Parts Act Monitoring issues related to the insurance industry; H.R. 5114, Flood Insurance Reform Priorities Act of 2010 (National Flood Insurance Program) Extensions: HR 4851, Continuing Extension Act of 2010 (Related Bills: H.R.3404, H.R.3548, H.R.3756, H.R.4183, H.R.4691, H.R.4707, S.1647, S.1699, S.2831, S.3153, S.3173) H.R. 4213, American Jobs and Closing Tax Loopholes Act of 2010 (Related Bills: H.RES.955, H.RES.1403, H.R.1935, H.R.3931, H.R.3933, S.1934, S.3191, S.3333) H.R. 5569, National Flood Insurance Program Extension Act of 2010 (Related Bills: H.R.4778, H.R.5553, H.R.5650, S.3347) S. 3347, A bill to extend the National Flood Insurance Program through December 31, 2010 (Related Bills: H.R.4778, H.R.5553, H.R.5569) S.AMDT.4674 to H.R.3081, Continuing Appropriations Act, 2011 Monitored entire bills of the following: H.R. 1264, Multiple Peril Insurance Act of 2009 H.R. 2555, Homeowners' Defense Act of 2009

Client expense: Not reported · Firm income: $40,000

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 83. Homeowners Insurance Protection Act (entire bill) H.R. 308/ S. 1364. Hurricane and Tornado Mitigation Investment Act (entire bills) H.R. 1583. To further competition in the insurance industry (Repeals McCarran-Furguson Act) (entire bills) H.R 327/ S. 1485. National Hurricane Research Initiative Act (entire bill) H.R. 988/ S. 1486. Policyholder Disaster Protection Act (entire bill) H.R. 1239. Property Mitigation Assistance Act (entire bill) H.R. 1264. Multi Peril Insurance Act (entire bill) S. 505. Homeowners Defense Act (entire bill) H.R. 1880. National Insurance Consumer Protection Act (entire bill) H.R. 1754/ S.664. Financial System Stabilization and Reform Act of 2009 (entire bill) S. 886. Catastrophe Obligation Guarantee Act (entire bill) H.R. 2555. Homeowners Defense Act of 2009 (entire bill) H.R. 2554. National Association of Registered Agents and Brokers Reform Act (entire bill) H.R. 2571/ S. 1363. Non-admitted and Reinsurance Reform Act H.R. 2609. Insurance Information Act (entire bill) H.R. 3596/ S. 1681. Health Insurance Industry Antitrust Enforcement Act (entire bill) S.1484. Catastrophe Savings Account Act (entire bill) S. 1487. Commission on Catastrophic Disaster Risk and Insurance Act (entire bill) H.R. 3139. National Flood Insurance Program Extension Act (entire bill) H.R. 3126/ H.R. 3639. Consumer Financial Protection Agency Act S. 1540. Resolution Reform Act of 2009 H.R. 4173. Wall Street Reform and Consumer Protection Act of 2009. (entire bill) H.R. 3817. Investor Protections Act of 2009. (entire bill) H.R. 3818. Private Fund Investment Advisors Registration Act of 2009. (entire bill) H.R. 3996. Financial Stability Improvement Act. (entire bill) S. 3217. Restoring America's Financial Stability Act (entire bill) H.R. 4778. National Flood Insurance Program Extension Act (entire bill) H.R. 4802. Risk Retention Modernization Act (entire bill) H.R. 4626. Health Insurance Industry Fair Competition Act (entire bill) H.R. 5114. Flood Insurance Reform Priorities Act (entire bill) H.R. 5255. Stable Flood Insurance Authorization Act (entire bill) S. 3347. To extend the NFIP though December 31, 2010 (entire bill) S. 3814. National Flood Insurance Program Re-extension Act (entire bill) S. 3685. Insurance Competition and Transparency Act (entire bill) S. 3546. Cheaper Car Insurance Act (entire bill)

HR 1264 - The Multiple Peril Insurance Act of 2009; Issue: oppose addition of windstorm coverage to Natl Flood Insurance Program; S 3672 - Coordination of Wind and Perils Act of 2010; Issue - major changes to claims settlement process; HR 5114 - Flood Insurance Reform Priorities Act of 2010; Issue: need to pass comprehensive reforms for the National Flood Insurance Program S 3814 - National Flood Insurance Act Reextension Act of 2010; Issue: need for extension beyond 2010 HR 5569 - National Flood Insurance Extension Act of 2010; Issue: need to maintain NFIP; support HR 5255 Extends NFIP to Sept 30, 2010; support HR 4213, HR 4778, HR 5553, HR 5650, S 3347; various NFIP extensions; Issue: need to extend the National Flood Insurance Program; support HR 2592; HR 3377 Safe Building Code Incentive Act; Issue: support the need for better enforcement of state and local building codes HR 2246/S 970 - Community Building Code Administration Grant Act; Issue: provide incentives for improved building code enforcement

Client expense: $110,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Availability and Affordability of Commercial/Residential Property Insurance HR 2571- Nonadmitted and Reinsurance Reform Act of 2009 S 1363 - Nonadmitted and Reinsurance Reform Act of 2009 HR 2609- Insurance Information Act of 2009 Addition of Wind Coverage to National Flood Insurance Program HR 1264Multiple Peril Insurance Act of 2009 Establishment of National Government Programs to Provide Affordable & Available Insurance for Natural Disasters HR 2555- Homeowners' Defense Act of 2009 HR 83- Homeowners Insurance Protection Act of 2009 HR 998- Policyholder Disaster Protection Act of 2009 S 505- Homeowners' Defense Act of 2009 Extension of National Flood Insurance Program HR 3139- National Flood Insurance Program Extension Act of 2009 HR 4213 - American Jobs and Closing Tax Loopholes Act of 2010 HR 4778- National Flood Insurance Program Extension Act of 2010 HR 4851- Continuing Extension Act of 2010 HR 5114- Flood Insurance Reform Priorities Act of 2010 HR 5255- Stable Flood Insurance Authorization Act of 2010 HR 5569- National Flood Insurance Program Extension Act of 2010 S 3203- A bill to extend the National Flood Insurance Program through May 31, 2010 S 3347- A bill to extend the National Flood Insurance Program through Dec. 31, 2010 Meetings with FEMA on Flood Plain Mapping

Client expense: $3,940,000 · Firm income: Not reported

H.R. 83. Homeowners Insurance Protection Act (entire bill) H.R. 308/ S. 1364. Hurricane and Tornado Mitigation Investment Act (entire bills) H.R. 1583. To further competition in the insurance industry (Repeals McCarran-Furguson Act) (entire bills) H.R 327/ S. 1485. National Hurricane Research Initiative Act (entire bill) H.R. 988/ S. 1486. Policyholder Disaster Protection Act (entire bill) H.R. 1239. Property Mitigation Assistance Act (entire bill) H.R. 1264. Multi Peril Insurance Act (entire bill) S. 505. Homeowners Defense Act (entire bill) H.R. 1880. National Insurance Consumer Protection Act (entire bill) H.R. 1754/ S.664. Financial System Stabilization and Reform Act of 2009 (entire bill) S. 886. Catastrophe Obligation Guarantee Act (entire bill) H.R. 2555. Homeowners Defense Act of 2009 (entire bill) H.R. 2554. National Association of Registered Agents and Brokers Reform Act (entire bill) H.R. 2571/ S. 1363. Nonadmitted and Reinsurance Reform Act H.R. 2609. Insurance Information Act (entire bill) H.R. 3596/ S. 1681. Health Insurance Industry Antitrust Enforcement Act (entire bill) S.1484. Catastrophe Savings Account Act (entire bill) S. 1487. Commission on Catastrophic Disaster Risk and Insurance Act (entire bill) H.R. 3139. National Flood Insurance Program Extension Act (entire bill) H.R. 3126/ H.R. 3639. Consumer Financial Protection Agency Act S. 1540. Resolution Reform Act of 2009 H.R. 3590. Patient Protection and Affordable Care Act (proposed amendment #2795, Health Insurance Antitrust Enforcement Act) H.R. 3326. FY 2010 DOD Appropriations (Sec. 1005, Continuing Resolution of National Flood Insurance Program). H.R. 3962. Affordable Health Care for America Act (Sec 260-FTC Authority, Sec. 262, Antitrust Application to Health Sector Industries). H.R. 4173. Wall Street Reform and Consumer Protection Act of 2009. (entire bill) H.R. 3817. Investor Protections Act of 2009. (entire bill) H.R. 3818. Private Fund Investment Advisors Registration Act of 2009. (entire bill) H.R. 3996. Financial Stability Improvement Act. (entire bill) S. 3217. Restoring America's Financial Stability Act (entire bill) H.R. 4778. National Flood Insurance Program Extension Act (entire bill) H.R. 4802. Risk Retention Modernization Act (entire bill) H.R. 4626. Health Insurance Industry Fair Competition Act (entire bill) S. 3203. To extend the NFIP through May 31, 2010 (entire bill) H.R. 5114. Flood Insurance Reform Priorities Act (entire bill) H.R. 5255. Stable Flood Insurance Authorization Act (entire bill) S. 3347. To extend the NFIP though December 31, 2010 (entire bill)

H.R. 2554 - National Association of Registered Agents and Brokers (NARAB) Reform; entire bill H.R. 2555 - Homeowners Defense Act; entire bill H.R. 3059 - Access to Repair Parts Act; entire bill H.R. 4778 - National Flood Insurance Program Extension Act of 2010; entire bill H.R. 4851 Continuing Extension Act; provisions related to extension of NFIP H.R. 5114 - Flood Insurance Reform Priorities Act of 2010; entire bill H.R. 5255 Stable Flood Insurance Authorization Act of 2010; entire bill H.R. 5569 - National Flood Insurance Program Extension Act of 2010; entire bill S. 1368 Access to Repair Parts Act; entire bill S. 3153 - Continuing Extension Act of 2010; provisions related to extension of NFIP

Client expense: $630,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1583 Insurance Industry Competition Act of 2009 (all provisions) H.R. 83 Homeowners Insurance Protection Act of 2009 (all provisions) H.R. 1525 Flood Insurance Technical Amendments (all provisions) Flood Insurance Reform and Modernization (generally) H.R. 1264 Multiple Peril Insurance Act of 2009 (all provisions) H.R. 1880 National Insurance Consumer Protection Act of 2009 (all provisions) Insurance Regulatory Reform (generally) H.R. 2554 NARAB Reform Act of 2009 (all provisions) S. 505 Commission on Catastrophic Disaster Risk and Insurance Act of 2009 (all provisions) Municipal Bond Regulation (generally) H.R. 2609 Insurance Information Act of 2009 (all provisions) Office of Insurance Information (generally) Systemic Risk Regulator/Overseer (generally) Financial Services Regulatory Restructuring (generally) Troubled Assets Relief Program (generally) H.R. 1105 FY 2009 Omnibus (flood insurance provisions) H.R. 1239 Property Mitigation Assistance Act of 2009 (all provisions) H.R. 635 National Commission on State Worker's Compensation Laws Act of 2009 (all provisions) Federal Resolution Authority (generally) Use of Credit Scores in Insurance Underwriting (generally) H.R. 2555 Homeowners Defense Act (all provisions) H.R. 2733 Fixed Indexed Annuities and Insurance Products Classification Act of 2009 (all provisions) H.R. 2571; S. 1363 Nonadmitted and Reinsurance Reform Act (all provisions) H.R. 2918 Legislative Branch Appropriations of 2009 (Continuing Resolution) IMF Financial Sector Assesment Program (generally) H.R. 3326- Defense Appropriations Bill of 2009 (flood insurance provisions) H.R. 3139 Flood Insurance Reform & Modernization Act (all provisions) H.R. 4778 National FLood Insurance Program Extension Act of 2010 (all provisions) H.R. 4851 Continuing Extension Act of 2010 (flood insurance provisions) H.R. 5114 Flood Insurance Reform Priorities Act of 2010 (all provisions) H.R. 5553 National Flood Insurance Program Extension Act of 2010 (all provisions) H.R. 5569 National Flood Insurance Program Extension Act of 2010 (all provisions)

H.R. 4173, the Dodd-Frank Wall Street Reform and Consumer Protection (Entire Bill); S. 1799, the Fairness and Accountability in Receiving Overdraft Coverage Act of 2009 (Entire Bill); H.R. 1456, the Consumer Overdraft Protection Fair Practices Act of 2009 (Entire Bill); H.R. 3904, the Overdraft Protection Act of 2009 (Entire Bill); H.R. 5297, the Small Business Lending Fund Act of 2010 (Entire Bill); H.R. 4300, the Restoring America's Commitment to Consumers Act of 2009 (Entire Bill); H.R. 4694, the Safe Affordable Small Dollar Loan Act of 2010 (Entire Bill); H.R. 5072, the FHA Reform Act (Entire Bill); H.R. 5017, the Rural Housing Preservation and Stabilization Act of 2010 (Entire Bill); H.R. 2555, the Homeowners' Defense Act of 2009 (Entire Bill); H.R. 1264, the Multiple Peril Insurance Act of 2009 (Entire Bill); H.R. 5114, the Flood Insurance Reform Priorities Act of 2010 (Entire Bill); H.R. 476, the Housing Fairness Act of 2009 (Entire Bill); S. 2919, the Small Business Lending Enhancement Act of 2009 (Entire Bill); H.R. 3723, the Small Business Credit Expansion and Loan Markets Stabilization Act of 2009 (Entire Bill); H.R. 3854, the Small Business Financing and Investment Act of 2009 (Entire Bill); H.R. 3614, S. 1513, and S. 1929, to provide a temporary extension of programs under the Small Business Act and the Small Business Investment Act of 1958 (Entire Bill); H.R. 3044, to delay the implementation of the Home Valuation Code of Conduct (Entire Bill); H.R. 2382, the Credit Card Interchange Fees Act of 2009 (Entire Bill); H.R. 2695, the Credit Card Fair Fee Act of 2009 (Entire Bill); H.R. 3380, the Promoting Lending to America's Small Businesses Act of 2009 (Entire Bill); H.R. 3221, the Student Aid and Fiscal Responsibility Act of 2009 (Title II); H.R. 2267, the Internet Gambling Regulation, Consumer Protection, and Enforcement Act of 2009 (Entire Bill); H.R. 2336, the GREEN Act of 2009 (Entire Bill); H.R. 4778, the National Flood Insurance Program Extension Act of 2010 (Entire Bill); H.R. 1479, the Community Reinvestment Modernization Act of 2009 (Entire Bill); H.R. 4691, the Temporary Extension Act of 2010 (Entire Bill); H.R. 4213, the American Workers, State, and Business Relief Act of 2010 (Entire Bill); Job-Creation legislation; Regulatory Compliance with Department of Defense Financial Management Regulations; Reform of Government Sponsored Enterprises; Reform of Credit Rating Agencies; Financial Literacy; Overdraft Fees; Credit Card Interchange Fees; Financial Regulatory Reform; CDFI Appropriations; CLF Appropriations; Regulatory Relief for Financial Institutions; Financial Modernization; Real Estate Settlement Practices Act (RESPA); FY 2010 Budget Resolution; Troubled Asset Relief Program (TARP); Military New Housing Assistance Program; Pension Relief; Community Reinvestment Act (CRA); Credit Union Member Business Lending (MBL); Corporate Credit Union issues; Mortgage Bankruptcy Cramdown; First-Time Homebuyer Tax Credit; SBA Loan Guarantee; Mark to Market Accounting Rules; National Credit Union Share Insurance Fund (NCUSIF); Remittances; Refund Anticipation Loans; National Flood Insurance Program (NFIP) Extension; Credit Risk Retention; Department of Treasury Financial Services Regulatory Reform proposal entitled "Financial Regulatory Reform: A New Foundation."

H.R. 4173, the Dodd-Frank Wall Street Reform and Consumer Protection (Entire Bill); S. 1799, the Fairness and Accountability in Receiving Overdraft Coverage Act of 2009 (Entire Bill); H.R. 1456, the Consumer Overdraft Protection Fair Practices Act of 2009 (Entire Bill); H.R. 3904, the Overdraft Protection Act of 2009 (Entire Bill); H.R. 5297, the Small Business Lending Fund Act of 2010 (Entire Bill); H.R. 4300, the Restoring America's Commitment to Consumers Act of 2009 (Entire Bill); H.R. 4694, the Safe Affordable Small Dollar Loan Act of 2010 (Entire Bill); H.R. 5072, the FHA Reform Act (Entire Bill); H.R. 5017, the Rural Housing Preservation and Stabilization Act of 2010 (Entire Bill); H.R. 2555, the Homeowners' Defense Act of 2009 (Entire Bill); H.R. 1264, the Multiple Peril Insurance Act of 2009 (Entire Bill); H.R. 5114, the Flood Insurance Reform Priorities Act of 2010 (Entire Bill); H.R. 476, the Housing Fairness Act of 2009 (Entire Bill); S. 2919, the Small Business Lending Enhancement Act of 2009 (Entire Bill); H.R. 3723, the Small Business Credit Expansion and Loan Markets Stabilization Act of 2009 (Entire Bill); H.R. 3854, the Small Business Financing and Investment Act of 2009 (Entire Bill); H.R. 3614, S. 1513, and S. 1929, to provide a temporary extension of programs under the Small Business Act and the Small Business Investment Act of 1958 (Entire Bill); H.R. 3044, to delay the implementation of the Home Valuation Code of Conduct (Entire Bill); H.R. 2382, the Credit Card Interchange Fees Act of 2009 (Entire Bill); H.R. 2695, the Credit Card Fair Fee Act of 2009 (Entire Bill); H.R. 3380, the Promoting Lending to America's Small Businesses Act of 2009 (Entire Bill); H.R. 3221, the Student Aid and Fiscal Responsibility Act of 2009 (Title II); H.R. 2267, the Internet Gambling Regulation, Consumer Protection, and Enforcement Act of 2009 (Entire Bill); H.R. 2336, the GREEN Act of 2009 (Entire Bill); H.R. 4778, the National Flood Insurance Program Extension Act of 2010 (Entire Bill); H.R. 1479, the Community Reinvestment Modernization Act of 2009 (Entire Bill); H.R. 4691, the Temporary Extension Act of 2010 (Entire Bill); H.R. 4213, the American Workers, State, and Business Relief Act of 2010 (Entire Bill); Job-Creation legislation; Regulatory Compliance with Department of Defense Financial Management Regulations; Reform of Government Sponsored Enterprises; Reform of Credit Rating Agencies; Financial Literacy; Overdraft Fees; Credit Card Interchange Fees; Financial Regulatory Reform; CDFI Appropriations; CLF Appropriations; Regulatory Relief for Financial Institutions; Financial Modernization; Real Estate Settlement Practices Act (RESPA); FY 2010 Budget Resolution; Troubled Asset Relief Program (TARP); Military New Housing Assistance Program; Pension Relief; Community Reinvestment Act (CRA); Credit Union Member Business Lending (MBL); Corporate Credit Union issues; Mortgage Bankruptcy Cramdown; First-Time Homebuyer Tax Credit; SBA Loan Guarantee; Mark to Market Accounting Rules; National Credit Union Share Insurance Fund (NCUSIF); Remittances; Refund Anticipation Loans; National Flood Insurance Program (NFIP) Extension; Credit Risk Retention; Department of Treasury Financial Services Regulatory Reform proposal entitled "Financial Regulatory Reform: A New Foundation."

HR 83 - Homeowners Insurance Protection Act of 2009 Issue: federal reinsurance for state catastrophe funds; S 505, HR 2555 - Homeowners Defense Act of 2009; Issue: creation of a federal natural catastrophe fund HR 998/S 1486 -Policyholder Disaster Protection Act; Issue: allow for tax exempt catastrophe reserves for property insurers S 886/HR 4014 - COGA - Catastrophic Obligations Guarantee Act; Issue: impact on property insurance rates HR 1264 - The Multiple Peril Insurance Act of 2009; Issue: oppose addition of windstorm coverage to Natl Flood Insurance Program; HR 5114 - Flood Insurance Reform Priorities Act of 2010; Issue: need to pass comprehensive reforms for the National Flood Insurance Program HR 5569 - National Flood Insurance Extension Act of 2010; Issue: need to maintain NFIP; support HR 2592 - Safe Building Code Incentive Act; Issue: support the need for better enforcement of state and local building codes HR 2246/S 970 - Community Building Code Administration Grant Act; Issue: provide incentives for improved building code enforcement HR 3377 - The disaster, response, recovery and mitigation enhancement act of 2009; federal incentives for building codes HR 5255 - Extends NFIP to Sept 30, 2010; support HR 4213, HR 4778, HR 4851, HR 5553, S3203; various NFIP extensions; Issue: need to extend the National Flood Insurance Program; support

Client expense: $70,000 · Firm income: Not reported

Entire bill of the following: H.R.1880, National Insurance Consumer Protection Act H.R. 3596 / S.1681, the Health Insurance Industry Antitrust Enforcement Act of 2009 H.R.3059 / S.1368, the Access to Repair Parts Act Monitoring issues related to the insurance industry; H.R. 5114, Flood Insurance Reform Priorities Act of 2010 (National Flood Insurance Program) Extensions: HR 4851, Continuing Extension Act of 2010 (Related Bills: H.R.3404, H.R.3548, H.R.3756, H.R.4183, H.R.4691, H.R.4707, S.1647, S.1699, S.2831, S.3153, S.3173) H.R. 4213, American Jobs and Closing Tax Loopholes Act of 2010 (Related Bills: H.RES.955, H.RES.1403, H.R.1935, H.R.3931, H.R.3933, S.1934, S.3191, S.3333) H.R. 5569, National Flood Insurance Program Extension Act of 2010 (Related Bills: H.R.4778, H.R.5553, H.R.5650, S.3347) S. 3347, A bill to extend the National Flood Insurance Program through December 31, 2010 (Related Bills: H.R.4778, H.R.5553, H.R.5569) Monitored entire bills of the following: H.R. 1264, Multiple Peril Insurance Act of 2009 H.R. 2555, Homeowners' Defense Act of 2009

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 1583, HR 1880, HR 2554, HR 2571, HR 2609, HR 3139, HR 3415, HR 4164, HR 4213, HR 4596, HR 4691, HR 4778, HR 4802, HR 4851, S 1363, S 3051, S 3109, S 3153

Client expense: $750,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Establishment of National Government Programs to Provide Affordable & Available Insurance for Natural Disasters: H.R. 998 - "Policyholder Disaster Protection Act of 2009" H.R. 83 - "Homeowners Insurance Protection Act of 2009" S. 505/H.R. 2555 - "Homeowner's Defense Act of 2009" Addition of Wind Coverage to National Flood Insurance Program: H.R. 1264 - "Multiple Peril Insurance Act of 2009" Extension of National Flood Insurance Program: H.R. 3139 - "National Flood Insurance Program Extension Act of 2009" H.R. 4778 - "National Flood Insurance Program Extension Act of 2010" H.R. 4213 - "Tax Extenders Act of 2009" H.R. 4851 - "Continuing Extension Act of 2010" H.R. 4691 - "Temporary Extension Act of 2010" Availability and Affordability of Commercial/Residential Property Insurance H.R. 2571/S. 1363 - "Nonadmitted and Reinsurance Reform Act of 2009" Establishment of Office of Insurance Information in the Department of the Treasury H.R. 2609 - "Insurance Information Act of 2009"

Client expense: $4,300,000 · Firm income: Not reported

H.R. 2554 - National Association of Registered Agents and Brokers (NARAB) Reform; entire bill H.R. 2555 - Homeowners Defense Act; entire bill H.R. 3059 - Access to Repair Parts Act; entire bill H.R. 4691 Temporary Extension Act of 2010; provisions relating to the NFIP H.R. 4778 - National Flood Insurance Program Extension Act of 2010; entire bill H.R. 4851 Continuing Extension Act; provisions related to extension of NFIP S. 1368 Access to Repair Parts Act; entire bill S. 3153 - Continuing Extension Act of 2010; provisions related to extension of NFIP

Client expense: $700,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1583 Insurance Industry Competition Act of 2009 (all provisions) H.R. 83 Homeowners Insurance Protection Act of 2009 (all provisions) H.R. 1525 Flood Insurance Technical Amendments (all provisions) Flood Insurance Reform and Modernization (generally) H.R. 1264 Multiple Peril Insurance Act of 2009 (all provisions) H.R. 1880 National Insurance Consumer Protection Act of 2009 (all provisions) Insurance Regulatory Reform (generally) H.R. 2554 NARAB Reform Act of 2009 (all provisions) S. 505 Commission on Catastrophic Disaster Risk and Insurance Act of 2009 (all provisions) Municipal Bond Regulation (generally) H.R. 2609 Insurance Information Act of 2009 (all provisions) Office of Insurance Information (generally) Systemic Risk Regulator/Overseer (generally) Financial Services Regulatory Restructuring (generally) Troubled Assets Relief Program (generally) H.R. 1105 FY 2009 Omnibus (flood insurance provisions) H.R. 1239 Property Mitigation Assistance Act of 2009 (all provisions) H.R. 635 National Commission on State Worker's Compensation Laws Act of 2009 (all provisions) Federal Resolution Authority (generally) Use of Credit Scores in Insurance Underwriting (generally) H.R. 2555 Homeowners Defense Act (all provisions) H.R. 2733 Fixed Indexed Annuities and Insurance Products Classification Act of 2009 (all provisions) H.R. 2571; S. 1363 Nonadmitted and Reinsurance Reform Act (all provisions) H.R. 2918 Legislative Branch Appropriations of 2009 (Continuing Resolution) IMF Financial Sector Assesment Program (generally) H.R. 3326- Defense Appropriations Bill of 2009 (flood insurance provisions) H.R. 3139 Flood Insurance Reform & Modernization Act (all provisions) H.R. 4778 National FLood Insurance Program Extension Act of 2010 (all provisions) H.R. 4851 Continuing Extension Act of 2010 (flood insurance provisions)

H.R. 83. Homeowners Insurance Protection Act (entire bill) H.R. 308/ S. 1364. Hurricane and Tornado Mitigation Investment Act (entire bills) H.R. 1583. To further competition in the insurance industry (Repeals McCarran-Furguson Act) (entire bills) H.R 327/ S. 1485. National Hurricane Research Initiative Act (entire bill) H.R. 988/ S. 1486. Policyholder Disaster Protection Act (entire bill) H.R. 1239. Property Mitigation Assistance Act (entire bill) H.R. 1264. Multi Peril Insurance Act (entire bill) S. 505. Homeowners Defense Act (entire bill) H.R. 1880. National Insurance Consumer Protection Act (entire bill) H.R. 1754/ S.664. Financial System Stabilization and Reform Act of 2009 (entire bill) S. 886. Catastrophe Obligation Guarantee Act (entire bill) H.R. 2555. Homeowners Defense Act of 2009 (entire bill) H.R. 2554. National Association of Registered Agents and Brokers Reform Act (entire bill) H.R. 2571/ S. 1363. Nonadmitted and Reinsurance Reform Act H.R. 2609. Insurance Information Act (entire bill) H.R. 3596/ S. 1681. Health Insurance Industry Antitrust Enforcement Act (entire bill) S.1484. Catastrophe Savings Account Act (entire bill) S. 1487. Commission on Catastrophic Disaster Risk and Insurance Act (entire bill) H.R. 3139. National Flood Insurance Program Extension Act (entire bill) H.R. 3126/ H.R. 3639. Consumer Financial Protection Agency Act S. 1540. Resolution Reform Act of 2009 H.R. 3590. Patient Protection and Affordable Care Act (proposed amendment #2795, Health Insurance Antitrust Enforcement Act) H.R. 3326. FY 2010 DOD Appropriations (Sec. 1005, Continuing Resolution of National Flood Insurance Program). H.R. 3962. Affordable Health Care for America Act (Sec 260-FTC Authority, Sec. 262, Antitrust Application to Health Sector Industries). H.R. 4173. Wall Street Reform and Consumer Protection Act of 2009. (entire bill) H.R. 3817. Investor Protections Act of 2009. (entire bill) H.R. 3818. Private Fund Investment Advisors Registration Act of 2009. (entire bill) H.R. 3996. Financial Stability Improvement Act. (entire bill) S. 3217. Restoring America's Financial Stability Act (entire bill) H.R. 4778. National Flood Insurance Program Extension Act (entire bill) H.R. 4802. Risk Retention Modernization Act (entire bill) H.R. 4626. Health Insurance Industry Fair Competition Act (entire bill) Administrations Financial Services Regulatory Reform Proposal (all titles Issues related to credit based insurance scoring

H.R. 4173, the Wall Street Reform and Consumer Protection Act of 2009 (Title I, Title II, Title IV); S. 1799, the Fairness and Accountability in Receiving Overdraft Coverage Act of 2009 (Entire Bill); the Restoring American Financial Stability Act of 2009 (Discussion Draft) (Title I, Title II, Title III, Title VI, Title VIII, Title X, Title XI, Title XII); H.R. 1456, the Consumer Overdraft Protection Fair Practices Act of 2009 (Entire Bill); H.R. 3904, the Overdraft Protection Act of 2009 (Entire Bill); FHA Reform Act Draft (Entire Bill); S. 2919, the Small Business Lending Enhancement Act of 2009 (Entire Bill); H.R. 3723, the Small Business Credit Expansion and Loan Markets Stabilization Act of 2009 (Entire Bill); H.R. 3854, the Small Business Financing and Investment Act of 2009 (Entire Bill); H.R. 3614, S. 1513, and S. 1929, to provide a temporary extension of programs under the Small Business Act and the Small Business Investment Act of 1958 (Entire Bill); H.R. 3044, to delay the implementation of the Home Valuation Code of Conduct (Entire Bill); H.R. 2382, the Credit Card Interchange Fees Act of 2009 (Entire Bill); H.R. 2695, the Credit Card Fair Fee Act of 2009 (Entire Bill); H.R. 3380, the Promoting Lending to America's Small Businesses Act of 2009 (Entire Bill); H.R. 3221, the Student Aid and Fiscal Responsibility Act of 2009 (Title II); H.R. 2267, the Internet Gambling Regulation, Consumer Protection, and Enforcement Act of 2009 (Entire Bill); H.R. 2336, the GREEN Act of 2009 (Entire Bill); H.R. 4778, the National Flood Insurance Program Extension Act of 2010 (Entire Bill); H.R. 1479, the Community Reinvestment Modernization Act of 2009 (Entire Bill); H.R. 4691, the Temporary Extension Act of 2010 (Entire Bill); H.R. 4213, the American Workers, State, and Business Relief Act of 2010 (Entire Bill); Job-Creation legislation; Regulatory Compliance with Department of Defense Financial Management Regulations; Reform of Government Sponsored Enterprises; Reform of Credit Rating Agencies; Financial Literacy; Overdraft Fees; Credit Card Interchange Fees; Financial Regulatory Reform; CDFI Appropriations; CLF Appropriations; Regulatory Relief for Financial Institutions; Financial Modernization; Real Estate Settlement Practices Act (RESPA); FY 2010 Budget Resolution; Troubled Asset Relief Program (TARP); Military New Housing Assistance Program; Pension Relief; Community Reinvestment Act (CRA); Credit Union Member Business Lending (MBL); Corporate Credit Union issues; Mortgage Bankruptcy Cramdown; First-Time Homebuyer Tax Credit; SBA Loan Guarantee; Mark to Market Accounting Rules; National Credit Union Share Insurance Fund (NCUSIF); Remittances; Refund Anticipation Loans; Credit Risk Retention; Department of Treasury Financial Services Regulatory Reform proposal entitled "Financial Regulatory Reform: A New Foundation."

H.R. 4173, the Wall Street Reform and Consumer Protection Act of 2009 (Title I, Title II, Title IV); S. 1799, the Fairness and Accountability in Receiving Overdraft Coverage Act of 2009 (Entire Bill); the Restoring American Financial Stability Act of 2009 (Discussion Draft) (Title I, Title II, Title III, Title VI, Title VIII, Title X, Title XI, Title XII); H.R. 1456, the Consumer Overdraft Protection Fair Practices Act of 2009 (Entire Bill); H.R. 3904, the Overdraft Protection Act of 2009 (Entire Bill); FHA Reform Act Draft (Entire Bill); S. 2919, the Small Business Lending Enhancement Act of 2009 (Entire Bill); H.R. 3723, the Small Business Credit Expansion and Loan Markets Stabilization Act of 2009 (Entire Bill); H.R. 3854, the Small Business Financing and Investment Act of 2009 (Entire Bill); H.R. 3614, S. 1513, and S. 1929, to provide a temporary extension of programs under the Small Business Act and the Small Business Investment Act of 1958 (Entire Bill); H.R. 3044, to delay the implementation of the Home Valuation Code of Conduct (Entire Bill); H.R. 2382, the Credit Card Interchange Fees Act of 2009 (Entire Bill); H.R. 2695, the Credit Card Fair Fee Act of 2009 (Entire Bill); H.R. 3380, the Promoting Lending to America's Small Businesses Act of 2009 (Entire Bill); H.R. 3221, the Student Aid and Fiscal Responsibility Act of 2009 (Title II); H.R. 2267, the Internet Gambling Regulation, Consumer Protection, and Enforcement Act of 2009 (Entire Bill); H.R. 2336, the GREEN Act of 2009 (Entire Bill); H.R. 4778, the National Flood Insurance Program Extension Act of 2010 (Entire Bill); H.R. 1479, the Community Reinvestment Modernization Act of 2009 (Entire Bill); H.R. 4691, the Temporary Extension Act of 2010 (Entire Bill); H.R. 4213, the American Workers, State, and Business Relief Act of 2010 (Entire Bill); Job-Creation legislation; Regulatory Compliance with Department of Defense Financial Management Regulations; Reform of Government Sponsored Enterprises; Reform of Credit Rating Agencies; Financial Literacy; Overdraft Fees; Credit Card Interchange Fees; Financial Regulatory Reform; CDFI Appropriations; CLF Appropriations; Regulatory Relief for Financial Institutions; Financial Modernization; Real Estate Settlement Practices Act (RESPA); FY 2010 Budget Resolution; Troubled Asset Relief Program (TARP); Military New Housing Assistance Program; Pension Relief; Community Reinvestment Act (CRA); Credit Union Member Business Lending (MBL); Corporate Credit Union issues; Mortgage Bankruptcy Cramdown; First-Time Homebuyer Tax Credit; SBA Loan Guarantee; Mark to Market Accounting Rules; National Credit Union Share Insurance Fund (NCUSIF); Remittances; Refund Anticipation Loans; Credit Risk Retention; Department of Treasury Financial Services Regulatory Reform proposal entitled "Financial Regulatory Reform: A New Foundation."

HR 83 - Homeowners Insurance Protection Act of 2009 Issue: federal reinsurance for state catastrophe funds; S 505, HR 2555 - Homeowners Defense Act of 2009; Issue: creation of a federal natural catastrophe fund HR 998/S 1486 -Policyholder Disaster Protection Act; Issue: allow for tax exempt catastrophe reserves for property insurers S 886/HR 4014 - COGA - Catastrophic Obligations Guarantee Act; Issue: impact on property insurance rates HR 1264 - The Multiple Peril Insurance Act of 2009; Issue: oppose addition of windstorm coverage to Natl Flood Insurance Program; NOT YET INTRODUCED - Flood Insurance Reform and Modernization Act; Issue; need to pass comprehensive reforms for the National Flood Insurance Program HR 2592 Safe Building Code Incentive Act; Issue: support the need for better enforcement of state and local building codes HR 2246/S 970 - Community Building Code Administration Grant Act; Issue: provide incentives for improved building code enforcement HR 3139 Extends NFIP to March 31, 2010; support S 3153 Extends NFIP to April 30, 2010 Issue: the need to extend the NFIP ; support HR 4213, HR 4778, HR 4691, HR 4851 various NFIP extensions; Issue: need to extend the National Flood Insurance Program; support S 1487 - Commission on Catastrophic Disaster Risk and Insurance Act of 2009; Issue: need for further study

Client expense: $100,000 · Firm income: Not reported