To require the Federal Deposit Insurance Corporation to fully insure Interest on Lawyers Trust Accounts.

Sent letter urging Sen. Frank R. Lautenberg and Sen. Robert Menendez to support H.R. 6398 regarding Interest on Lawyers Trust Accounts (IOLTA)

Client expense: Not reported · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), SENATE

H.R. 4173, Dodd-Frank Wall Street Reform and Consumer Protection Act, Title I, Section 1504 and Title VII, provisions relating to authority of the SEC to oversee activities and entities associated with the national securities exchanges; Draft amendment (unnumbered) to H.R. 6398, To require the Federal Deposit Insurance Corporation to fully insure Interest on Lawyers Trust Accounts. Regulatory efforts concerning implementation of H.R. 4173, Section 1504.

Client expense: $1,910,000 · Firm income: Not reported

Government targets: Council on Environmental Quality (CEQ), Energy, Dept of, Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, Interior, Dept of (DOI), Minerals Management Service, Natl Economic Council (NEC), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), U.S. Coast Guard (USCG), U.S. Customs & Border Protection, White House Office

FY 2011 Labor, Health and Human Services, Education and Related Agencies Appropriations provisions related to funding for the Social Security Administration; funding for programs authorized under the Strengthening Abuse and Neglect Courts Act (SANCA), funding for programs authorized under the federal Child Abuse Prevention and Treatment Act (CAPTA); and funding for Elder Justice Act programs S. 3636, FY 2011 Commerce, Justice, Science and Related Agencies Appropriations Act provisions relating to funding for the Legal Services Corporation; funding and operations of the U.S. Patent and Trademark Office; funding for reentry programs under the Second Chance Act; funding for juvenile justice programs and indigent defense services administered by the Office of Juvenile Programs; funding for the Executive Office of Immigration Review, including for additional immigration judges and the Legal Orientation Program; S. 3677, FY 2011 Financial Services and General Government Appropriations Act provisions providing funding for the Administrative Conference of the United States, the Internal Revenue Service (IRS) and for the IRS Volunteer Income Tax Assistance (VITA) and Low-Income Taxpayer Clinic (LITC) programs; funding for Defender Services. S. 3676, FY 2011 State, Foreign Operations and Related Programs Appropriations Act funding for international rule of law programs in general, and funding for ABA Rule of Law Initiative programs Activity in support for funding for the Thurgood Marshall Legal Educational Opportunity Program for FY2011 and FY2012 Activity in support of funding for the ABA Military Pro Bono Project for FY2012 Activity in support for the retroactive inclusion of lawyer IOLTA accounts under the extensions of the FDIC transactional account guarantees, H.R. 6398 (P.L. 111-343) H.R.3082, Continuing Appropriations and Surface Transportation Extensions Act, 2011provisions relating to funding for Legal Services Corporation, John R. Justice Loan Forgiveness Program; provisions providing funding for the Administrative Conference of the United States, the Internal Revenue Service (IRS) and for the IRS Volunteer Income Tax Assistance (VITA) and Low-Income Taxpayer Clinic (LITC) programs; funding for Defender Services.

HR 3763,S. 3416, To amend the Fair Credit Reporting Act to provide for exclusion from Red Flag Guidelines for certain businesses H.R. 6398 To require the Federal Deposit Insurance Corporation to fully insure Interest on Lawyers Trust Accounts S. 3987, the Red Flag Program Clarification Act of 2010 Comments to FDIC on Notice of Proposed Rule: Temporary Unlimited Coverage for Noninterest- Bearing Transaction Accounts related to Interest on Lawyers Trust Accounts

Client expense: $235,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Defense, Dept of (DOD), Environmental Protection Agency (EPA), Federal Deposit Insurance Corporation (FDIC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Legal Services Corporation, Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Copyright Office, U.S. Trade Representative (USTR), Veterans Affairs, Dept of (VA), White House Office

Please see addendum. H.R. 1479, Community Reinvestment Modernization Act, all provisions Issues related to Interchange Fees Issues related to corporate credit unions Issues related to premium assessments by the National Credit Union Share Insurance Fund H.R. 2382, the Credit Card Interchange Fees Act, all provisions Issues related to Fannie Mae and Freddie Mac Issues related to proposed rules on home-equity lines of credit Issues related to the implementation of section 106 of the Credit Card Accountability, Responsibility and Disclosure Act (CARD Act) H.R. 2695, the Credit Card Fair Fee Act, all provisions S. 1212, the Credit Card Fair Fee Act, all provisions H.R. 3380, the Promoting Lending to America's Small Business Act, all provisions S. 2919, Small Business Lending Enhancement Act of 2009, all provisions H.R. 4376, the Freedom from Discrimination in Credit Act, all provisions H.R. 4851, the Continuing Extension Act, Section 7, related to the National Flood Insurance Program H.R. 4936, the Faster Access and Shorter Transaction Time for Checks Act, all provisions H.R. 5569, a bill to extend the National Flood Insurance Program until September 30, 2010, all provisions H.R. 5297, the Small Business Lending Fund Act, all provisions Senate Amendment 4443, Senate Amendment 4534, Senate Amendment 4609 to H.R. 5297, increasing the credit union member business lending cap, all provisions H.R. 5302, the State Small Business Credit Initiative Act, all provisions H.R. 5114, the Flood Insurance Reform Priorities Act of 2010, all provisions H.R. 2221, the Data Accountability and Trust Act of 2010, all provisions S. 3677, Financial Services and General Government Appropriation Act for FY 2011, provisions related to the interchange rule charged to federal agencies. Collins Amendment to S. 3677, related to Interchange H.R. 5816, the Commercial Real Estate Stabilization Act, all provisions H.R. 4790, the Shareholder Protection Act, all provisions Issues related to the fidiciary duties at credit unions Issues related to the Bank Secrecy Act and Currency Transaction Reporting Requirements Issues related to NCUA's Corporate Stabilization Plan Issues related to the Community Depository Institution Advisory Council Issues related to the implementation of the Dodd-Frank Wall Street Reform and Consumer Financial Protection Act (PL 111-517) S. 4036, a bill to clarify the National Credit Union Administration authority to make stabilization fund expenditures without borrowing from the Treasury, all provisions. H.R. 6398, to require the Federal Deposit Insurance Corporation to fully insure interest on Lawyer Trust Accounts, all provisions. Issues related to the National Credit Union Share Insurance Fund Coverage of Interest on Lawyer Trust Accounts Issues related to the establishment of the Consumer Financial Protection Bureau

S.1490, Personal Data Privacy and Security Act of 2009 H.R.6398, To require the Federal Deposit Insurance Corporation to fully insure Interest on Lawyers Trust Accounts S.3888, End Debt Collector Abuse Act of 2010 S.116, TARP Assistance for Local Governments Act of 2009 H.R.1479, Community Reinvestment Modernization Act of 2009 H.R.5387, Debt Settlement Consumer Protection Act of 2010 S.3742, Data Security and Breach Notification Act of 2010 S.139, Data Breach Notification Act H.R.3808, Interstate Recognition of Notarizations Act of 2010 H.R.3421, Medical Debt Relief Act of 2009 H.R. 6334, American Community Investment Reform Act of 2010 Issues related to debit cards, mortgage simplifications, payday lending, and debt settlement Issues related to credit card interchange fees and implementation of Consumer Financial Protection Bureau Issues related to implementation of Pub. L. 111-203, the Dodd-Frank Wall Street Reform and Consumer Protection Act

Client expense: $40,000 · Firm income: Not reported

H.R. 5297, the Small Business Jobs and Credit Act of 2010 (Entire Bill); S. 4036, to clarify National Credit Union Administration authority to make stabilization fund expenditures without borrowing from Treasury (Entire Bill); H.R. 6431, Protecting Homeowners and Foreclosure Stabilization Act (Entire Bill); H.R. 6398, to require the Federal Deposit Insurance Corporation to fully insure Interest on Lawyers Trust Accounts (Entire Bill); H.R. 4173, the Dodd-Frank Wall Street Reform and Consumer Protection (Entire Bill); S. 3677, the Financial Services and General Government Appropriations Act, 2011 (Section 745); H.R. 3808, the Interstate Recognition of Notarizations Act of 2010 (Entire Bill); H.R. 476, the Housing Fairness Act of 2009 (Entire Bill); S. 2919, the Small Business Lending Enhancement Act of 2009 (Entire Bill); H.R. 3380, the Promoting Lending to America's Small Businesses Act of 2009 (Entire Bill); H.R. 2267, the Internet Gambling Regulation, Consumer Protection, and Enforcement Act of 2009 (Entire Bill); R-1366, interim final rule on the Mortgage Disclosure Improvement Act (MDIA); R-1392, Escrow Requirements for Higher-Priced Mortgage Loans; Proposed Interpretive Rulings and Policy Statement (IRPS) on Chartering Corporate Federal Credit Unions; definition of "low-risk assets"; Cross-Border Electronic Transmittals of Funds (CBETFs); Collateralized Debt Obligations (CDOs); Supplemental Capital; Corporate Stabilization Fund implementation; Credit Union Interest Rate Ceiling; Data Security; IOLTA Coverage Parity for Credit Unions; Regulatory Compliance with Department of Defense Financial Management Regulations; Reform of Government Sponsored Enterprises; Reform of Credit Rating Agencies; Financial Literacy; Overdraft Fees; Interchange Fees; Financial Regulatory Reform; CDFI Appropriations; CLF Appropriations; Regulatory Relief for Financial Institutions; Financial Modernization; Real Estate Settlement Practices Act (RESPA); FY 2010 Budget Resolution; Troubled Asset Relief Program (TARP); Military New Housing Assistance Program; Community Reinvestment Act (CRA); Credit Union Member Business Lending (MBL); Corporate Credit Union issues; Mortgage Bankruptcy Cramdown; SBA Loan Guarantee; Mark to Market Accounting Rules; National Credit Union Share Insurance Fund (NCUSIF); Remittances; National Flood Insurance Program (NFIP) Extension; Credit Risk Retention; Asset-Backed Securities; Housing Finance Reform; Real Estate Appraiser Independence; Executive Compensation; Electronic Financial Statement Disclosure Requirements under the E-SIGN Act; Federal Trade Commission Pre-Merger Notification Requirements under the Hart-Scott-Rodino Act of 1976; Community Charter Conversions; Credit Union Governance; Credit Union Broker-Dealer Registration under the Gramm-Leach-Bliley Act of 1999; Risk-Based Capital; Mortgage Loan Originator Registration under the S.A.F.E. Mortgage Licensing Act of 2008; Creation of the Bureau of Consumer Financial Protection.

H.R. 5297, the Small Business Jobs and Credit Act of 2010 (Entire Bill); S. 4036, to clarify National Credit Union Administration authority to make stabilization fund expenditures without borrowing from Treasury (Entire Bill); H.R. 6431, Protecting Homeowners and Foreclosure Stabilization Act (Entire Bill); H.R. 6398, to require the Federal Deposit Insurance Corporation to fully insure Interest on Lawyers Trust Accounts (Entire Bill); H.R. 4173, the Dodd-Frank Wall Street Reform and Consumer Protection (Entire Bill); S. 3677, the Financial Services and General Government Appropriations Act, 2011 (Section 745); H.R. 3808, the Interstate Recognition of Notarizations Act of 2010 (Entire Bill); H.R. 476, the Housing Fairness Act of 2009 (Entire Bill); S. 2919, the Small Business Lending Enhancement Act of 2009 (Entire Bill); H.R. 3380, the Promoting Lending to America's Small Businesses Act of 2009 (Entire Bill); H.R. 2267, the Internet Gambling Regulation, Consumer Protection, and Enforcement Act of 2009 (Entire Bill); R-1366, interim final rule on the Mortgage Disclosure Improvement Act (MDIA); R-1392, Escrow Requirements for Higher-Priced Mortgage Loans; Proposed Interpretive Rulings and Policy Statement (IRPS) on Chartering Corporate Federal Credit Unions; definition of "low-risk assets"; Cross-Border Electronic Transmittals of Funds (CBETFs); Collateralized Debt Obligations (CDOs); Supplemental Capital; Corporate Stabilization Fund implementation; Credit Union Interest Rate Ceiling; Data Security; IOLTA Coverage Parity for Credit Unions; Regulatory Compliance with Department of Defense Financial Management Regulations; Reform of Government Sponsored Enterprises; Reform of Credit Rating Agencies; Financial Literacy; Overdraft Fees; Credit Card Interchange Fees; Financial Regulatory Reform; CDFI Appropriations; CLF Appropriations; Regulatory Relief for Financial Institutions; Financial Modernization; Real Estate Settlement Practices Act (RESPA); FY 2010 Budget Resolution; Troubled Asset Relief Program (TARP); Military New Housing Assistance Program; Community Reinvestment Act (CRA); Credit Union Member Business Lending (MBL); Corporate Credit Union issues; Mortgage Bankruptcy Cramdown; SBA Loan Guarantee; Mark to Market Accounting Rules; National Credit Union Share Insurance Fund (NCUSIF); Remittances; National Flood Insurance Program (NFIP) Extension; Credit Risk Retention; Asset-Backed Securities; Housing Finance Reform; Real Estate Appraiser Independence; Executive Compensation; Electronic Financial Statement Disclosure Requirements under the E-SIGN Act; Federal Trade Commission Pre-Merger Notification Requirements under the Hart-Scott-Rodino Act of 1976; Community Charter Conversions; Credit Union Governance; Credit Union Broker-Dealer Registration under the Gramm-Leach-Bliley Act of 1999; Risk-Based Capital; Mortgage Loan Originator Registration under the S.A.F.E. Mortgage Licensing Act of 2008; Creation of the Bureau of Consumer Financial Protection.

HR 5297 - Small Business Lending Fund Act - Provisions that may provide lending and investment opportunities and whether company qualifies for participation. HR 6398 - Bill to protect the funding stream for legal aid services for the disadvantaged - provisions that modify portions of the Dodd-Frank Act pertaining to certain accounts & provisions expanding FDIC insurance protection. HR 4300 - Restoring America's Commitment to Consumers Act - Provisions that may outline new requirements for our credit card providers. HR 4375 - Glass-Steagall Restoration Act - Provisions prohibiting a depository institution from engaging in the business of insurance and any insurance-related activity and the implications for our business. S 1799/HR 3904 - FAIR Overdraft Coverage Act - Regulations pertaining to marketing and overdraft coverage programs, limits on overdraft fees and ATM transaction requirements. HR 3763 - Amendments to Fair Credit Reporting Act - Review of which companies would be excluded from Red Flag Guidelines.

Client expense: $194,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Wholesale Credit Union failures (3) and government bailout Farm Credit Administration (FCA) - FCS lenders bidding on FDIC loan purchases from failed banks Residential mortgage foreclosures Expiring tax measures or "tax extenders" HR 6398 - IOLTA deposit insurance coverage under the TAG program S 3221 Waive USDA term limits through 2012 HR 5297 Small Business Jobs Act and the $30 billion Small Business Lending Fund Credit Union tax exemption FASBs proposed mark-to-market accounting rule change Future of the housing GSEs, key principals in the reform of Fannie, Freddie and the FHLB FDIC loss sharing agreements - loan participations - lead banks and participants Consumer Financial Protection Bureau (CFPB) - large banks & financial firms and shadow financial industry, community bank exemptions and regulatory relief

Client expense: $50,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Wholesale Credit Union failures (3) and government bailout Farm Credit Administration (FCA) - FCS lenders bidding on FDIC loan purchases from failed banks Residential mortgage foreclosures Expiring tax measures or "tax extenders" HR 6398 - IOLTA deposit insurance coverage under the TAG program S 3221 Waive USDA term limits through 2012 HR 5297 Small Business Jobs Act and the $30 billion Small Business Lending Fund Credit Union tax exemption FASBs proposed mark-to-market accounting rule change Future of the housing GSEs, key principals in the reform of Fannie, Freddie and the FHLB FDIC loss sharing agreements - loan participations - lead banks and participants Consumer Financial Protection Bureau (CFPB) - large banks & financial firms and shadow financial industry, community bank exemptions and regulatory relief

Client expense: $50,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of