Insurance Data Protection Act

Terrorism Risk Insurance Act Depopulation of NFIP Direct Amendment Implementation and rulemaking around Dodd-Frank Act H.R.3559 Insurance Data Protection Act

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Terrorism Risk Insurance Act Depopulation of NFIP Direct Amendment Implementation and rulemaking around Dodd-Frank Act H.R.3559 Insurance Data Protection ActImplementation and rulemaking around Dodd-Frank Act. H.R.3559 Insurance Data Protection Act.

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

HR 1026 Flood Insurance Reform Priorities Act of 2011. HR 1309 Flood Insurance Reform Act of 2011. Depopulation of NFIP Direct Amendment. H.R.2055 Consolidated Appropriations Act of 2012. Implementation and rulemaking around Dodd-Frank Act. H.R.3559 Insurance Data Protection Act.

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

HR 3559, HR 890, HR 6423, HR 2958, HR 5648, HR 6129, HR 1018, HR 1112, HR 2582, S 637, HR 2017, HR 2608, HR 1, HR 1026, HR 1309, HR 1430, HR 1453, HR 2055, HR 2078, HR 3628, HR 3630, HR 4020, HR 4348, HR 435, HR 5740, S 1091. S 1349, S 1548, S 1940, S 1958, S 2025, HR 2126

Client expense: $650,000 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 1112 - National Association of Registered Agents and Brokers Reform Act of 2011; entire bill H.R. 1173 - Fiscal Responsibility and Retirement Security Act of 2011; provisions relating to the CLASS Act H.R. 3475 - Keeping IDs Safe Act of 2011; entire bill H.R. 3559 Insurance Data Protection Act; entire bill Disparate impact rulemaking and potential implications for homeowners insurance underwriting TRIA extension and application to different lines of insurance coverage and workers compensation

Client expense: $380,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Financial System Regulatory Overhaul: Implementation of Dodd-Frank Wall Street Reform & Consumer Protection Act Issues related to the systemic risk designation process in the U.S. and globally Various issues related to the role of the Federal Insurance Office, Financial Stability Oversight Council and Office of Financial Research, including HR 3559 Issues related to Dodd-Frank Act clarification: Insurance Consumer Protection and Solvency Act - HR 6423 Issues related to the federal crop insurance program: Agriculture Reform, Food, and Jobs Act of 2012 - S. 3240, HR 6083 National Commission on State Workers' Compensation Laws Act of 2011 - HR 623 Strenthening Medicare & Repaying Taxpayers Act of 2011 - HR 1063, S. 1718 Issues related to the repeal of McCarran Ferguson Act - HR 1150, HR 5 Issues related to terrorism risk insurance

Client expense: $950,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 5/S. 1099, Help Efficient, Accessible, Low-cost, Timely Healthcare (HEALTH) Act (entire bill) H.R.3139, District of Columbia National Disaster Insurance Protection Act (entire bill) S. 669, Longshore and Harbor Workers' Compensation Act Amendments (entire bill) H.R. 890, Holocaust Insurance Accountability Act (entire bill) S. 466, Restoration of Legal Rights for Claimants Under Holocaust-Era Insurance Policies Act (entire bill) H.R. 1150, Competitive Health Insurance Reform Act (entire bill) H.R. 1063/ S. 1718, Strengthening Medicare and Repaying Tax Payers Act (entire bill) H.R. 2099, Natural Disaster Mitigation Act of 2011 (entire bill) H.R. 2100, Catastrophe Savings Accounts Act of 2011 (entire bill) H.R. 2101, Policyholder Disaster Protection Act of 2011 (entire bill) S. 1091, COASTAL Act of 2011 (entire bill) H.R. 2126, Risk Retention Modernization Act of 2011 (entire bill) S. 1383, Save Child Support Act (Sec 5, Requiring States to Compare Information Maintained by insurers; Sec 6, Data Matching and Registry of Payments made on property and casualty insurance) H.R. 3125, Earthquake Insurance Affordability Act (entire bill) S. 1630, Disaster Recovery Act of 2011 (entire bill) H.R.3534, Security in Bonding Act of 2011 (entire bill) H.R. 5284, Medicare Secondary Payer and Workers Compensation Settlement Agreements Act of 2012 (entire bill) H.R. 3559, Insurance Data Protection Act (entire bill) H.R.1845, Medicare IVIG Access and Strengthening Medicare and Repaying Taxpayers Act of 2012 (Title II) H.R. 6346, To amend the Fair Labor Standards Act of 1938 to provide a specific limited exemption from the overtime pay requirements of such Act for work related to insurance claims adjustment after a major disaster. S.3677, A bill to make a technical correction to the Flood Disaster Protection Act of 1973. Terrorism Risk Insurance Program Reauthorization

Client expense: $310,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

Implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203). H.R. 1315, Consumer Financial Protection Safety and Soundness Improvement Act of 2011(entire bill) H.R. 1539, The Asset-Backed Market Stabilization Act of 2011(entire bill) H.R. 1573, To Facilitate Implementation of Title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, Promote Regulatory Coordination, and Avoid Market Disruption (entire bill) H.R. 1610, The Business Risk Mitigation and Price Stabilization Act of 2011(entire bill) H.R. 1667, Bureau of Consumer Financial Protection Transfer Clarification Act (entire bill) H.R. 1838, To Repeal a Provision of the Dodd-Frank Wall Street Reform and Consumer Protection Act Prohibiting Any Federal Bailout of Swap Dealers or Participants (entire bill) H.R. 2191, The Home Inspection Act of 2011(entire bill) H.R. 2328, To Require the Chairman of the Commodity Futures Trading Commission to Impose Unilaterally Position Limits and Margin Requirements to Eliminate Excessive Oil Speculation (entire bill) H.AMDT.465 to H.R.2112, Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2012 (entire bill) S.799, Commercial Privacy Bill of Rights Act of 2011(entire bill) H.R.2483, Whistleblower Improvement Act of 2011 (entire bill) H.R.3559, Insurance Data Protection Act (entire bill) Draft legislation to exclude insurance companies from the Federal Reserve System's Leverage Capital Requirements and Accounting Standards. Draft legislation to exclude insurance companies from FDIC's orderly liquidation authority.

Client expense: $310,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

HR 3559, Insurance Data Protection Act; HR 3045, Retirement Income Protection Act; HR 2779, to exempt inter-affiliate swaps from certain regulatory requirements put in place by Dodd Frank Wall Street Reform and Consumer Protection Act; Regulations on capital standards for nondepository institutions

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 3559, Insurance Data Protection Act; HR 3045, Retirement Income Protection Act; HR 2779, to exempt inter-affiliate swaps from certain regulatory requirements put in place by Dodd Frank Wall Street Reform and Consumer Protection Act; Regulations on capital standards for nondepository institutions

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 3559, Insurance Data Protection Act; HR 3045, Retirement Income Protection Act; HR 2779, to exempt inter-affiliate swaps from certain regulatory requirements put in place by Dodd Frank Wall Street Reform and Consumer Protection Act; Regulations on capital standards for nondepository institutions

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 654: DO NOT TRACK ME ONLINE ACT; PROVISIONS RELATED TO PRIVACY HR 890/S. 466: Holocaust Insurance Accountability Act of 2011; provisions related to insurance regulation HR 1249/S 23: LEAHY-SMITH AMERICA INVESTS ACT; ALL PROVISIONS OF THE BILL PL 111-203: Dodd-Frank Wall Street reform & Consumer Protection; implementation of regulatory reform provisions HR 1528: CONSUMER PRIVACY PROTECTION ACT OF 2011; PROVISIONS RELATED TO PRIVACY HR 1573: TO FACILITATE IMPLEMENTATION OF TITLE VII OF THE DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT, PROMOTE REGULATORY COORDINATION, AND AVOID MARKET DISRUPTION; PROVISIONS RELATED TO THE DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT, AND DERIVATIVES HR 1610: THE BUSINESS RISK MITIGATION AND PRICE STABILIZATION ACT OF 2011; PROVISIONS RELATED TO THE DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT, AND DERIVATIVES HR 2577: SECURE AND FORTIFY ELECTRONIC (SAFE) DATA ACT; PROVISIONS RELATED TO PRIVACY S 466: RESTORATION OF LEGAL RIGHTS FOR CLAIMANTS UNDER HOLOCAUST-ERA INSURANCE POLICIES ACT OF 2011; PROVISIONS RELATED TO INSURANCE REGULATION S 799: COMMERCIAL PRIVACY BILL OF RIGHTS ACT OF 2011; PROVISIONS RELATED TO PRIVACY S 947: A BILL TO PROVIDE END USER EXEMPTIONS FROM CERTAIN PROVISIONS OF THE COMMODITY EXCHANGE ACT AND THE SECURITIES EXCHANGE ACT OF 1934; PROVISIONS RELATED TO THE DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT, AND DERIVATIVES S 1151: PERSONAL DATA PRIVACY AND SECURITY ACT OF 2011; PROVISIONS RELATED TO PRIVACY S 1152: CYBERSECURITY ENHANCEMENT ACT OF 2011; PROVISIONS RELATED TO PRIVACY S 1207: DATA SECURITY AND BREACH NOTIFICATION ACT OF 2011; PROVISIONS RELATED TO PRIVACY S 1408: DATA BREACH NOTIFICATION ACT OF 2011; PROVISIONS RELATED TO PRIVACY S. 1535: PERSONAL DATA PROTECTION AND BREACH ACCOUNTABILITY ACT OF 2011; PROVISIONS RELATED TO PRIVACY S. 1615: FINANCIAL REGULATORY RESPONSIBILITY ACT OF 2011; PROVISIONS RELATED TO DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT, AND REGULATORY REFORM S 1789: 21st Century Postal Service Act of 2012; Provisions related to mail delivery and USPS sale of financial products H.R. 2309: The Postal Reform Act of 2011 Issue: USPS sale of financial products. HR 4624: To amend the Investment Advisers Act of 1940 to provide for the registration and oversight of national investment adviser associations. Issue: Investment Adviser Regulations HR 2827: To amend the Securities Exchange Act of 1934 to clarify provisions relating to the regulation of municipal advisors, and for other purposes. Issue: Investment Adviser Regulations HAMDT 1074 to HR 5326: An amendment to prohibit the use of funds to be used by the Department of Justice to be a party to a single or multi-state court settlement where funds are removed from any residential mortgage-backed securitization trust. Issue: Investor Protection H.R. 6020/S. 3301: Financial Services & General Government Appropriations for Fiscal Year 2013. Issue: Agency Funding H.R. 3559: Insurance Data Protection Act. A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. Issue: Dodd-Frank Implementation S. 2105: Cybersecurity Act of 2012. A bill to define and protect critical infrastructure of the United States. Issue: Privacy/Cybersecurity S. 2151. HR 4263: SECURE IT Act. Authorizes private entities to employ countermeasures and use cybersecurity systems to obtain, identify cyber threat information ; Provisions relating to Privacy/Cybersecurity S. 3333: Data Security and Breach Notification Act of 2012 To require certain entities that collect and maintain personal information of individuals to secure such information and to provide notice in the case of a breach of security ; Provisions relating to Privacy H.R. 2096: Cybersecurity Enhancement Act of 2011. Directs Federal agencies to advance cybersecurity technical standards in order to prevent devastating cyber-attacks on the nations networks; Provisions relating to Cybersecurity H.R. 3523: Cyber Intelligence Sharing and Protection Act of 2011. Requires the Director of National Intelligence to: establish procedures to allow intelligence community elements to share cyber threat intelligence with private-sector entities; Provisions relating to Privacy/Cybersecurity H.R. 3674: PRECISE Act of 2011. ; Provisions relating to Privacy/Cybersecurity

Client expense: $570,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Insurance Regulatory Reform-Implementation of the "Dodd Frank Wall Street Reform & Consumer Protection Act" (Regulations) HR 4173 - "Dodd Frank Wall Street Reform & Consumer Protection Act" - overhauls regulation of federal markets HR 1573 - A bill to facilitate implementation of Title VII of the Dodd Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption - changes effective dates and studies Title VII of Dodd-Frank Act HR 1309 - "Flood Insurance Reform Act of 2011" - reauthorizes and reforms National Flood Insurance Program S. 1940 - "A Bill to amend the National Flood Insurance Act of 1968" would restore the financial solvency of the flood insurance fund and for other purposes S. 1548 - "National Flood Insurance Program Extension Act of 2011." Reauthorizes and changes National Flood Insurance Program HR 3559 - "The Insurance Data Protection Act "A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other finanacial regulators from collecting data directly from an insurance company" HR 2779- Dodd-Frank Wall Street Reform and Consumer Protection Act - To exempt inter-affiliate swaps from certain regulatory requirements HR 1112 - "National Association of Registered Agents and Brokers Reform Act of 2011." A bill to reform the National Association of Registered Agents and Brokers, insurance licensing reform and for other purposes HR 3889 - "Promoting Automotive Repair, Trade and Sales (PARTS) Act" It would limit design patents for after market car repair parts to 30 months HR 5 - "Protecting Access to Healthcare Act" Would repeal portions of McCarran-Ferguson for health insurers S. 2048 -" A bill to amend the Internal Revenue Code of 1986 to clarify the tax treatment of certain life insurance contract transactions, and for other purposes" - amends Internal Revenue Code with respect to the tax treatment of certain life insurance contract transactions HR 4348 -"The Surface Transportation Act of 2012" Title II, the Biggert-Waters Flood Insurance Reform Act of 2012 -would reform and reauthorize the NFIP for five years HR 4624 - "The Investment Advisor Oversight Act" - regulation of investments advisors & broker dealers HR 2309- "Postal Reform Act" - would reform the United States Postal Service S 353 - "U.S. Postal Service Improvements Act of 2011" - would reform the U.S. Postal Service S 1010 - "Postal Operations Sustainment and Transformation Act of 2011" - would reform the U.S. Postal Service S 1789 - "The 21st Century Postal Service Act of 2012" - USPS sale of financial services Terrorism Risk Insurance Act (TRIA) - would allow the insurance industry time to protect against acts of terrorism (set to expire at the end of 2014) "currently not in bill form" HR 4369 - FACT Act - "Furthering Asbestos Claim Transparency (FACT) Act of 2012" -amends federal bankruptcy law concerning a trust formed under a plan of reorganization following the discharge in bankruptcy of a debtor corporation in order to assume the debtor's liability with respect to claims seeking recovery for personal injury, wrongful death, or property damage allegedly caused by the presence of, or exposure to, asbestos or asbestos-containing products

Client expense: $1,340,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Postal Service (USPS)

See attachment. FIN Fourth Quarter Report 2012 Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. H.R. 2309: The Postal Reform Act of 2011 Issue: USPS sale of financial products. H.R. 2827: To amend the Securities Exchange Act of 1934 to clarify provisions relating to the regulation of municipal advisors, and for other purposes. Issue: Investment Adviser Regulations H.R. 4624: To amend the Investment Advisers Act of 1940 to provide for the registration and oversight of national investment adviser associations. Issue: Investment Adviser Regulations HAMDT 1074 to H.R. 5326: An amendment to prohibit the use of funds to be used by the Department of Justice to be a party to a single or multi-state court settlement where funds are removed from any residential mortgage-backed securitization trust. Issue: Investor Protection H.R. 6020: Financial Services & General Government Appropriations bill for Fiscal Year 2013. Issue: Agency Funding S. 1789: The 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products S. 3301: Financial Services & General Government Appropriations bill for Fiscal Year 2013. Issue: Agency Funding Tracking: H.R. 757: To amend the Securities Investor Protection Act of 1970 to confirm that a customer's net equity claim is based on the customer's last statement and that certain recoveries are prohibited, to change how trustees are appointed, and for other purposes. Issue: Implementation and Regulatory Reform H.R. 1573: To facilitate implementation of title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption. A bill that amends the Wall Street Transparency and Accountability Act of 2010 (the Act), title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, to revise the effective dates for the Act and for regulations promulgated under it. Issue: Dodd-Frank/Derivatives H.R. 1610: The Business Risk Mitigation and Price Stabilization Act of 2011. A bill to amend the definitions major swap participant and major security-based swap participant in the Commodity Exchange Act and the Securities Exchange Act of 1934, respectively. Issue: Dodd-Frank/Derivatives H.R. 3559: Insurance Data Protection Act. A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. Issue: Dodd-Frank Implementation H.R. 6397: Defending American Taxpayers from Abusive Government Takings Act of 2012. Issue: Investor Protection S. 947: A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes. Issue: Dodd-Frank/Derivatives S. 1615: A bill to require enhanced economic analysis and justification of regulations proposed by certain Federal banking, housing, securities, and commodity regulators, and for other purposes. Issue: Dodd-Frank/Regulator Reform

Client expense: $920,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Optional Federal Charter (Generally) H.R. 1112- National Association of Registered Agents and Brokers Reform Act of 2011 (all provisions) H.R. 1309- Flood Insurance Reform Act of 2011 (all provisions) H.R. 623- National Worker's Compensation Commission Act of 2011(all provisions) H.R. 2126- Risk Retention Modernization Act of 2011 (all provisions) H.R. 2099- The National Disaster Mitigation Act of 2011 (all provisions) H.R. 2069- Safe Building Codes Incentives Act of 2011 (insurance provisions) H.R. 3559 Insurance Data Protection Act (All provisions) S. 1940- Flood Insurance Reform and Modernization Act (All provisions) H.R. 3042- Disaster Loan Fairness Act (All provisions) FEMA Regulation Banning Rebating in NFIP (All provisions) H.R. 3630- Middle Class Tax Relief and Jobs Creation Act (flood provisions) H.R. 2101- Policyholders Disaster Protection Act (All provisions) H.R. 4348- Surface Transportation Conference Report (flood insurance provisions) S. 2342 - National Association of Registered Agents and Brokers Reform Act (all provisions) H.R. 6415- CLAIM Act (All provisions) Terrorism Risk Insurance Program Reauthorization (All provisions) Flood Insurance Reform Act Implementation (All provisions) H.R. 6186- Voluntary Community-Based Flood Options (Insurance provisions) H.R. 4212- Drywall Safety Act of 2012 (Insurance Provisions) H.R. 1- Hurricane Sandy Disaster Assistance of 2012 (Flood provisions) GAO- Report on Insurance Regulation During the Financial Crisis GAO-Report on NFIP and Optional Business Interruption and Additional Living Expense Coverages H.R. 1063- SMART Act (Insurance provisions) H.R. 1845-Medicare IVIG Access Act (SMART Act Provisions)

Client expense: $330,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Federal Emergency Management Agency (FEMA), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of

Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. H.R. 2309: The Postal Reform Act of 2011 Issue: USPS sale of financial products. S.1789: The 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products H.R. 1905: Iran Threat Reduction Act of 2011. A bill to compel Iran to abandon its pursuit of nuclear weapons. Issue: Investment Restrictions S. 2101: Iran Sanctions, Accountability, and Human Rights Act of 2012. A bill to urge the President to initiate diplomatic efforts to expand the multilateral sanctions regime regarding Iran. Issue: Investment Restrictions HR 4624: To amend the Investment Advisers Act of 1940 to provide for the registration and oversight of national investment adviser associations. Issue: Investment Adviser Regulations HR 2827: To amend the Securities Exchange Act of 1934 to clarify provisions relating to the regulation of municipal advisors, and for other purposes. Issue: Investment Adviser Regulations HAMDT 1074 to HR 5326: An amendment to prohibit the use of funds to be used by the Department of Justice to be a party to a single or multi-state court settlement where funds are removed from any residential mortgage-backed securitization trust. Issue: Investor Protection H.R. 6020: Financial Services & General Government Appropriations bill for Fiscal Year 2013. Issue: Agency Funding S. 3301: Financial Services & General Government Appropriations bill for Fiscal Year 2013. Issue: Agency Funding Tracking: H.R. 1610: The Business Risk Mitigation and Price Stabilization Act of 2011. A bill to amend the definitions major swap participant and major security-based swap participant in the Commodity Exchange Act and the Securities Exchange Act of 1934, respectively. Issue: Dodd-Frank/Derivatives S. 947: A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes. Issue: Dodd-Frank/Derivatives H.R. 1573: To facilitate implementation of title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption. A bill that amends the Wall Street Transparency and Accountability Act of 2010 (the Act), title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, to revise the effective dates for the Act and for regulations promulgated under it. Issue: Dodd-Frank/Derivatives S. 1615: A bill to require enhanced economic analysis and justification of regulations proposed by certain Federal banking, housing, securities, and commodity regulators, and for other purposes. Issue: Dodd-Frank/Regulator Reform. H.R. 3559: Insurance Data Protection Act. A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. Issue: Dodd-Frank Implementation HR 757: To amend the Securities Investor Protection Act of 1970 to confirm that a customer's net equity claim is based on the customer's last statement and that certain recoveries are prohibited, to change how trustees are appointed, and for other purposes. Issue: Implementation and Regulatory Reform HR 6397: Defending American Taxpayers from Abusive Government Takings Act of 2012. Issue: Investor Protection

Client expense: $1,063,984 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 1112 National Association of Registered Agent and Brokers Reform Act; Issue: reducing costs and administrative difficulties associated with reciprocal licensing of multi-state insurance agents. We support this bill. HR 3559 Insurance Data Protection Act; We support this bill to clarify data collection authority of federal agencies.

Client expense: $20,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE

HR 6423, HR 2107, HR 2608, HR 1018, HR 1026, HR 1112, HR 1309, HR 1430, HR 1453, HR 2055, HR 2078, HR 2126, HR 2582, HR 2958, HR 3559, HR 3628, HR 3630, HR 4020, HR 4348, HR 435, HR 5468, HR 5740, HR 6129, HR 890, S 1091, S 1349,. S 1548, S 1940, S 2025, S 637

Client expense: $720,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of

Financial System Regulatory Overhaul: Implementation of Dodd-Frank Wall Street Reform & Consumer Protection Act Issues related to the systemic risk designation process in the U.S. and globally Various issues related to the role of the Federal Insurance Office, Financial Stability Oversight Council and Office of Financial Research, including HR 3559 Issues related to Dodd-Frank Act clarification: Insurance Consumer Protection and Solvency Act - HR 6423 Issues related to the federal crop insurance program: Agriculture Reform, Food, and Jobs Act of 2012 - S. 3240, HR 6083 Biggert-Waters Flood Insurance Reform Act of 2012 - HR 4348 National Commission on State Workers' Compensation Laws Act of 2011 - HR 623 Strenthening Medicare & Repaying Taxpayers Act of 2011 - HR 1063, S. 1718 Issues related to the repeal of McCarran Ferguson Act - HR 1150, HR 5 Issues related to terrorism risk insurance

Client expense: $200,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)

HR 1026 Flood Insurance Reform Priorities Act of 2011. HR 1309 Flood Insurance Reform Act of 2011. Depopulation of NFIP Direct Amendment. H.R.2055 Consolidated Appropriations Act of 2012. Implementation and rulemaking around Dodd-Frank Act. H.R.3559 Insurance Data Protection Act. H.R.3889 Parts Act. International Insurance: met with the Embassy of Brazil and U. S. Trade Representative.

Client expense: Not reported · Firm income: $50,000

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR)

Implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203). H.R. 1315, Consumer Financial Protection Safety and Soundness Improvement Act of 2011(entire bill) H.R. 1539, The Asset-Backed Market Stabilization Act of 2011(entire bill) H.R. 1573, To Facilitate Implementation of Title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, Promote Regulatory Coordination, and Avoid Market Disruption (entire bill) H.R. 1610, The Business Risk Mitigation and Price Stabilization Act of 2011(entire bill) H.R. 1667, Bureau of Consumer Financial Protection Transfer Clarification Act (entire bill) H.R. 1838, To Repeal a Provision of the Dodd-Frank Wall Street Reform and Consumer Protection Act Prohibiting Any Federal Bailout of Swap Dealers or Participants (entire bill) H.R. 2191, The Home Inspection Act of 2011(entire bill) H.R. 2328, To Require the Chairman of the Commodity Futures Trading Commission to Impose Unilaterally Position Limits and Margin Requirements to Eliminate Excessive Oil Speculation (entire bill) H.AMDT.465 to H.R.2112, Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2012 (entire bill) S.799, Commercial Privacy Bill of Rights Act of 2011(entire bill) H.R.2483, Whistleblower Improvement Act of 2011 (entire bill) H.R.3559, Insurance Data Protection Act (entire bill) Draft legislation to exclude insurance companies from the Federal Reserve System's Leverage Capital Requirements and Accounting Standards. Draft legislation to exclude insurance companies from FDIC's orderly liquidation authority.

Client expense: $310,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 5/S. 1099, Help Efficient, Accessible, Low-cost, Timely Healthcare (HEALTH) Act (entire bill) HR 1309, Flood Insurance Reform Act of 2011(entire bill) S.1864, A bill to extend the National Flood Insurance Program until September 30, 2012 (entire bill) H.R.3139, District of Columbia National Disaster Insurance Protection Act (entire bill) S. 669, Longshore and Harbor Workers' Compensation Act Amendments (entire bill) H.R. 890, Holocaust Insurance Accountability Act (entire bill) S. 466, Restoration of Legal Rights for Claimants Under Holocaust-Era Insurance Policies Act (entire bill) H.R. 1150, Competitive Health Insurance Reform Act (entire bill) H.R. 1063/ S. 1718, Strengthening Medicare and Repaying Tax Payers Act (entire bill) H.R. 2099, Natural Disaster Mitigation Act of 2011 (entire bill) H.R. 2100, Catastrophe Savings Accounts Act of 2011 (entire bill) H.R. 2101, Policyholder Disaster Protection Act of 2011 (entire bill) S. 1091, COASTAL Act of 2011 (entire bill) H.R. 2126, Risk Retention Modernization Act of 2011 (entire bill) S. 1383, Save Child Support Act (Sec 5, Requiring States to Compare Information Maintained by insurers; Sec 6, Data Matching and Registry of Payments made on property and casualty insurance) H.R. 3125, Earthquake Insurance Affordability Act (entire bill) S. 1630, Disaster Recovery Act of 2011 (entire bill) H.R.3534, Security in Bonding Act of 2011 (entire bill) S.1940, Flood Insurance Reform and Modernization Act of 2011 (entire bill) H.R. 5284, Medicare Secondary Payer and Workers Compensation Settlement Agreements Act of 2012 (entire bill) H.R. 5740, National Flood Insurance Program Extension Act (entire bill) H.R. 4348, MAP-21 (Division F; Title II) H.R. 3559, Insurance Data Protection Act (entire bill) Terrorism Risk Insurance Program Reauthorization

Client expense: $310,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 1026 Flood Insurance Reform Priorities Act of 2011; entire bill H.R. 1112 - National Association of Registered Agents and Brokers Reform Act of 2011; entire bill H.R. 1173 - Fiscal Responsibility and Retirement Security Act of 2011; provisions relating to the CLASS Act H.R. 1309 - Flood Insurance Reform Act of 2011; entire bill H.R. 3475 - Keeping IDs Safe Act of 2011; entire bill H.R. 3559 Insurance Data Protection Act; entire bill H.R. 4348 - Moving Ahead for Progress in the 21st Century Act; provisions relating to extension of the National Flood Insurance Program, student loans, and pension provisions (P.L. 112-141 7/6/2012) S. 1091 COASTAL Act of 2011; entire bill S. 1940 - An original bill to amend the National Flood Insurance Act of 1968, to restore the financial solvency of the flood insurance fund, and for other purposes; entire bill Disparate impact rulemaking and potential implications for homeowners insurance underwriting

Client expense: $360,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

See attachments. FIN Third Quarter Report 2012 Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. H.R. 2309: The Postal Reform Act of 2011 Issue: USPS sale of financial products. H.R. 2827: To amend the Securities Exchange Act of 1934 to clarify provisions relating to the regulation of municipal advisors, and for other purposes. Issue: Investment Adviser Regulations H.R. 4624: To amend the Investment Advisers Act of 1940 to provide for the registration and oversight of national investment adviser associations. Issue: Investment Adviser Regulations HAMDT 1074 to H.R. 5326: An amendment to prohibit the use of funds to be used by the Department of Justice to be a party to a single or multi-state court settlement where funds are removed from any residential mortgage-backed securitization trust. Issue: Investor Protection H.R. 6020: Financial Services & General Government Appropriations bill for Fiscal Year 2013. Issue: Agency Funding S.1789: The 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products S. 3301: Financial Services & General Government Appropriations bill for Fiscal Year 2013. Issue: Agency Funding Tracking: H.R. 757: To amend the Securities Investor Protection Act of 1970 to confirm that a customer's net equity claim is based on the customer's last statement and that certain recoveries are prohibited, to change how trustees are appointed, and for other purposes. Issue: Implementation and Regulatory Reform H.R. 1573: To facilitate implementation of title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption. A bill that amends the Wall Street Transparency and Accountability Act of 2010 (the Act), title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, to revise the effective dates for the Act and for regulations promulgated under it. Issue: Dodd-Frank/Derivatives H.R. 1610: The Business Risk Mitigation and Price Stabilization Act of 2011. A bill to amend the definitions major swap participant and major security-based swap participant in the Commodity Exchange Act and the Securities Exchange Act of 1934, respectively. Issue: Dodd-Frank/Derivatives H.R. 3559: Insurance Data Protection Act. A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. Issue: Dodd-Frank Implementation H.R. 6397: Defending American Taxpayers from Abusive Government Takings Act of 2012. Issue: Investor Protection S. 947: A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes. Issue: Dodd-Frank/Derivatives S. 1615: A bill to require enhanced economic analysis and justification of regulations proposed by certain Federal banking, housing, securities, and commodity regulators, and for other purposes. Issue: Dodd-Frank/Regulator Reform

Client expense: $1,160,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Regulation of Insurance - General Flood Insurance - General HR 435, Natioanl Flood Insurance Program Termination Act of 2011 HR 1026, Flood Insurance Priorities Act of 2011 HR 1112, National Association of Registered Agents and Brokerss Reform Act of 2011 HR 1309, Flood Insurance Reform Act of 2011 HR 1430, Flood Insurance Choice Act of 2011 HR 2055, Consolidated Appropriations Act HR 2069, Safe Building Codes Incentives Act of 2011 HR 2099, The National Disaster Mitigation Act of 2011 HR 2126, Risk Retention Modernization Act of 2011 HR 3559, Insurance Data Protection Act HR 3630, Middle Class Tax Relief and Jobs Creation Act HR 5740, National Flood Insurance Insurance Program Extension Act S 1091, COASTAL Act S 1548, National Flood Insurance Program Extension Act S 1940, Flood Insurance Reform and Modernization Act S 2342, National Association of Registered Agents and Brokers Reform Act

Client expense: $172,614 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Risk Management Agency, SENATE, Treasury, Dept of

HR 654: DO NOT TRACK ME ONLINE ACT; PROVISIONS RELATED TO PRIVACY HR 890/S. 466: Holocaust Insurance Accountability Act of 2011; provisions related to insurance regulation HR 1249/S 23: LEAHY-SMITH AMERICA INVESTS ACT; ALL PROVISIONS OF THE BILL PL 111-203: Dodd-Frank Wall Street reform & Consumer Protection; implementation of regulatory reform provisions HR 1528: CONSUMER PRIVACY PROTECTION ACT OF 2011; PROVISIONS RELATED TO PRIVACY HR 1573: TO FACILITATE IMPLEMENTATION OF TITLE VII OF THE DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT, PROMOTE REGULATORY COORDINATION, AND AVOID MARKET DISRUPTION; PROVISIONS RELATED TO THE DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT, AND DERIVATIVES HR 1610: THE BUSINESS RISK MITIGATION AND PRICE STABILIZATION ACT OF 2011; PROVISIONS RELATED TO THE DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT, AND DERIVATIVES HR 2577: SECURE AND FORTIFY ELECTRONIC (SAFE) DATA ACT; PROVISIONS RELATED TO PRIVACY S 466: RESTORATION OF LEGAL RIGHTS FOR CLAIMANTS UNDER HOLOCAUST-ERA INSURANCE POLICIES ACT OF 2011; PROVISIONS RELATED TO INSURANCE REGULATION S 799: COMMERCIAL PRIVACY BILL OF RIGHTS ACT OF 2011; PROVISIONS RELATED TO PRIVACY S 947: A BILL TO PROVIDE END USER EXEMPTIONS FROM CERTAIN PROVISIONS OF THE COMMODITY EXCHANGE ACT AND THE SECURITIES EXCHANGE ACT OF 1934; PROVISIONS RELATED TO THE DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT, AND DERIVATIVES S 1151: PERSONAL DATA PRIVACY AND SECURITY ACT OF 2011; PROVISIONS RELATED TO PRIVACY S 1152: CYBERSECURITY ENHANCEMENT ACT OF 2011; PROVISIONS RELATED TO PRIVACY S 1207: DATA SECURITY AND BREACH NOTIFICATION ACT OF 2011; PROVISIONS RELATED TO PRIVACY S 1408: DATA BREACH NOTIFICATION ACT OF 2011; PROVISIONS RELATED TO PRIVACY S. 1535: PERSONAL DATA PROTECTION AND BREACH ACCOUNTABILITY ACT OF 2011; PROVISIONS RELATED TO PRIVACY S. 1615: FINANCIAL REGULATORY RESPONSIBILITY ACT OF 2011; PROVISIONS RELATED TO DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT, AND REGULATORY REFORM S 1789: 21st Century Postal Service Act of 2012; Provisions related to mail delivery and USPS sale of financial products H.R. 2309: The Postal Reform Act of 2011 Issue: USPS sale of financial products. HR 4624: To amend the Investment Advisers Act of 1940 to provide for the registration and oversight of national investment adviser associations. Issue: Investment Adviser Regulations HR 2827: To amend the Securities Exchange Act of 1934 to clarify provisions relating to the regulation of municipal advisors, and for other purposes. Issue: Investment Adviser Regulations HAMDT 1074 to HR 5326: An amendment to prohibit the use of funds to be used by the Department of Justice to be a party to a single or multi-state court settlement where funds are removed from any residential mortgage-backed securitization trust. Issue: Investor Protection H.R. 6020/S. 3301: Financial Services & General Government Appropriations for Fiscal Year 2013. Issue: Agency Funding H.R. 3559: Insurance Data Protection Act. A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. Issue: Dodd-Frank Implementation S. 2105: Cybersecurity Act of 2012. A bill to define and protect critical infrastructure of the United States. Issue: Privacy/Cybersecurity S. 2151. HR 4263: SECURE IT Act. Authorizes private entities to employ countermeasures and use cybersecurity systems to obtain, identify cyber threat information ; Provisions relating to Privacy/Cybersecurity S. 3333: Data Security and Breach Notification Act of 2012 To require certain entities that collect and maintain personal information of individuals to secure such information and to provide notice in the case of a breach of security ; Provisions relating to Privacy H.R. 2096: Cybersecurity Enhancement Act of 2011. Directs Federal agencies to advance cybersecurity technical standards in order to prevent devastating cyber-attacks on the nations networks; Provisions relating to Cybersecurity H.R. 3523: Cyber Intelligence Sharing and Protection Act of 2011. Requires the Director of National Intelligence to: establish procedures to allow intelligence community elements to share cyber threat intelligence with private-sector entities; Provisions relating to Privacy/Cybersecurity H.R. 3674: PRECISE Act of 2011. ; Provisions relating to Privacy/Cybersecurity

Client expense: $960,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Insurance Regulatory Reform-Implementation of the "Dodd Frank Wall Street Reform & Consumer Protection Act" (Regulations) HR 4173 - "Dodd Frank Wall Street Reform & Consumer Protection Act" - overhauls regulation of federal markets HR 1573 - A bill to facilitate implementation of Title VII of the Dodd Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption - changes effective dates and studies Title VII of Dodd-Frank Act HR 1309 - "Flood Insurance Reform Act of 2011" - reauthorizes and reforms National Flood Insurance Program S. 1940 - "A Bill to amend the National Flood Insurance Act of 1968" would restore the financial solvency of the flood insurance fund and for other purposes S. 1548 - "National Flood Insurance Program Extension Act of 2011." Reauthorizes and changes National Flood Insurance Program HR 3559 - "The Insurance Data Protection Act "A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other finanacial regulators from collecting data directly from an insurance company" HR 2779- Dodd-Frank Wall Street Reform and Consumer Protection Act - To exempt inter-affiliate swaps from certain regulatory requirements HR 1112 - "National Association of Registered Agents and Brokers Reform Act of 2011." A bill to reform the National Association of Registered Agents and Brokers, insurance licensing reform and for other purposes HR 3889 - "Promoting Automotive Repair, Trade and Sales (PARTS) Act" It would limit design patents for after market car repair parts to 30 months HR 5 - "Protecting Access to Healthcare Act" Would repeal portions of McCarran-Ferguson for health insurers S. 2048 -" A bill to amend the Internal Revenue Code of 1986 to clarify the tax treatment of certain life insurance contract transactions, and for other purposes" - amends Internal Revenue Code with respect to the tax treatment of certain life insurance contract transactions HR 4348 -"The Surface Transportation Act of 2012" Title II, the Biggert-Waters Flood Insurance Reform Act of 2012 -would reform and reauthorize the NFIP for five years HR 4624 - "The Investment Advisor Oversight Act" - regulation of investments advisors & broker dealers HR 2309- "Postal Reform Act" - would reform the United States Postal Service S 353 - "U.S. Postal Service Improvements Act of 2011" - would reform the U.S. Postal Service S 1010 - "Postal Operations Sustainment and Transformation Act of 2011" - would reform the U.S. Postal Service S 1789 - "The 21st Century Postal Service Act of 2012" - USPS sale of financial services Terrorism Risk Insurance Reauthorization - "currently not in draft bill form"

Client expense: $780,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Postal Service (USPS)

Optional Federal Charter (Generally) H.R. 1112- National Association of Registered Agents and Brokers Reform Act of 2011 (all provisions) H.R. 435- National Flood Insurance Program Termination Act of 2011 (all provisions) H.R. 1026- Flood Insurance Reform Priorities Act of 2011 (all provisions) H.R. 1309- Flood Insurance Reform Act of 2011 (all provisions) H.R. 1430- Flood Insurance Choice Act of 2011 (all provisions) H.R. 48- Federal Life Insurance Transparency Act of 2011 (all provisions) S. 267- Life Insurance Disclosure Act of 2011 (all provisions) H.R. 623- National Worker's Compensation Commission Act of 2011(all provisions) H.R. 677- Lifetime Income Disclosure Act (all provisions) H.R. 2126- Risk Retention Modernization Act of 2011 (all provisions) H.R. 2099- The National Disaster Mitigation Act of 2011 (all provisions) H.R. 2069- Safe Building Codes Incentives Act of 2011 (insurance provisions) S. 1091- Coastal Act (all provisions) H.R. 2055- Consolidated Appropriations Act (flood provisions) H.R. 3630- Temporary Payroll Tax Extension (flood provisions) S. 1548 - National Flood Insurance Program Extension Act (all provisions) S. 1864- Extension of National Flood Insurance Program (all provisions) H.R. 3559 Insurance Data Protection Act S. 1940- Flood Insurance Reform and Modernization Act H.R. 3042- Disaster Loan Fairness Act FEMA Regulation Banning Rebating in NFIP H.R. 3630- Middle Class Tax Relief and Jobs Creation Act (flood provisions) H.R. 2101- Policyholders Disaster Protection Act H.R. 5740- Temporary NFIP Extension H.R. 4348- Surface Transportation Conference Report (flood insurance provisions) S. 2342 - National Association of Registered Agents and Brokers Reform Act (all provisions) H.R. 6415- CLAIM Act Terrorism Risk Insurance Program Reauthorization Flood Insurance Reform Act Implementation H.R. 6186- Voluntary Community-Based Flood Options

Client expense: $330,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Housing & Urban Development, Dept of (HUD), Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

HR 1112 National Association of Registered Agent and Brokers Reform Act; Issue: reducing costs and administrative difficulties associated with reciprocal licensing of multi-state insurance agents. We support this bill. HR 3559 Insurance Data Protection Act; We support this bill to clarify data collection authority of federal agencies.

Client expense: $80,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE

Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. H.R. 2309: "The Postal Reform Act of 2011" Issue: USPS sale of financial products. S.1789: The 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products H.R. 1905: Iran Threat Reduction Act of 2011. A bill to compel Iran to abandon its pursuit of nuclear weapons. Issue: Investment Restrictions S. 2101: Iran Sanctions, Accountability, and Human Rights Act of 2012. A bill to urge the President to initiate diplomatic efforts to expand the multilateral sanctions regime regarding Iran. Issue: Investment Restrictions HR 4624: To amend the Investment Advisers Act of 1940 to provide for the registration and oversight of national investment adviser associations. Issue: Investment Adviser Regulations HR 2827: To amend the Securities Exchange Act of 1934 to clarify provisions relating to the regulation of municipal advisors, and for other purposes. Issue: Investment Adviser Regulations HAMDT 1074 to HR 5326: An amendment to prohibit the use of funds to be used by the Department of Justice to be a party to a single or multi-state court settlement where funds are removed from any residential mortgage-backed securitization trust. Issue: Investor Protection H.R. 6020: Financial Services & General Government Appropriations bill for Fiscal Year 2013. Issue: Agency Funding S. 3301: Financial Services & General Government Appropriations bill for Fiscal Year 2013. Issue: Agency Funding Tracking: H.R. 1610: The Business Risk Mitigation and Price Stabilization Act of 2011. A bill to amend the definitions major swap participant and major security-based swap participant in the Commodity Exchange Act and the Securities Exchange Act of 1934, respectively. Issue: Dodd-Frank/Derivatives S. 947: A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes. Issue: Dodd-Frank/Derivatives H.R. 1573: To facilitate implementation of title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption. A bill that amends the Wall Street Transparency and Accountability Act of 2010 (the Act), title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, to revise the effective dates for the Act and for regulations promulgated under it. Issue: Dodd-Frank/Derivatives S. 1615: A bill to require enhanced economic analysis and justification of regulations proposed by certain Federal banking, housing, securities, and commodity regulators, and for other purposes. Issue: Dodd-Frank/Regulator Reform H.R. 3559: Insurance Data Protection Act. A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. Issue: Dodd-Frank Implementation HR 757: To amend the Securities Investor Protection Act of 1970 to confirm that a customer's net equity claim is based on the customer's last statement and that certain recoveries are prohibited, to change how trustees are appointed, and for other purposes. Issue: Implementation and Regulatory Reform HR 6397: Defending American Taxpayers from Abusive Government Takings Act of 2012. Issue: Investor Protection

Client expense: $1,680,500 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 3559, Insurance Data Protection Act; HR 3045, Retirement Income Protection Act; HR 2779, to exempt inter-affiliate swaps from certain regulatory requirements put in place by Dodd Frank Wall Street Reform and Consumer Protection Act; Regulations on capital standards for nondepository institutions

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 3559, Insurance Data Protection Act; HR 3045, Retirement Income Protection Act; HR 2779, to exempt inter-affiliate swaps from certain regulatory requirements put in place by Dodd Frank Wall Street Reform and Consumer Protection Act; Regulations on capital standards for nondepository institutions

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 3559, Insurance Data Protection Act; HR 3045, Retirement Income Protection Act; HR 2779, to exempt inter-affiliate swaps from certain regulatory requirements put in place by Dodd Frank Wall Street Reform and Consumer Protection Act; Regulations on capital standards for nondepository institutions

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 3559 (ALL PROVISIONS RELATING TO PRIVACY OF INSURANCE DATA)

Client expense: $10,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1026 Flood Insurance Reform Priorities Act of 2011; entire bill H.R. 1112 - National Association of Registered Agents and Brokers Reform Act of 2011; entire bill H.R. 1173 - Fiscal Responsibility and Retirement Security Act of 2011; provisions relating to the CLASS Act H.R. 1309 - Flood Insurance Reform Act of 2011; entire bill H.R. 3475 - Keeping IDs Safe Act of 2011; entire bill H.R. 3559 Insurance Data Protection Act; entire bill H.R. 4348 - Moving Ahead for Progress in the 21st Century Act; provisions relating to extension of the National Flood Insurance Program, student loans, and pension provisions S. 1091 COASTAL Act of 2011; entire bill S. 1940 - An original bill to amend the National Flood Insurance Act of 1968, to restore the financial solvency of the flood insurance fund, and for other purposes; entire bill Disparate impact rulemaking and potential implications for homeowners' insurance underwriting

Client expense: $310,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 2107, HR 2608, HR 1026, HR 1112, HR 1309, HR 1430, HR 1453, HR 2055, HR 2078, HR 2126, HR 2582, HR 2958, HR 3559, HR 3628, HR 3628, HR 3630, HR 4020, HR 4348, HR 435, HR 5648, HR 5740, HR 890, S 1091, S 1349, S 1548, S 1940, S 1958, S 2025, S 637

Client expense: $730,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Flood (HR 435, HR 700, HR 764, HR 898, HR 1026, HR 1309, HR 1379, HR 1430, HR 1453, S.1091); Nat Cat/Earthquake (S. 646, S. 692, HR 2100, HR 2101); Mitigation/Building Codes (HR 2099, HR 2069); Postage (S.353); Medicare (HR 1063, S 1718, HR 5284); Automobile Issues (HR 164, HR 3889); Workers Compensation (HR 623, HR 5891); McCarran-Ferguson (HR 1150, HR 5); FLSA (S. 1747); Surety (HR 3534); Federal Regulation(HR 3559); Quality Parts (HR 3889); Credit Scoring (HR 6129)

Client expense: $220,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), SENATE, Treasury, Dept of

Implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203). H.R. 1315, Consumer Financial Protection Safety and Soundness Improvement Act of 2011(entire bill) H.R. 1539, The Asset-Backed Market Stabilization Act of 2011(entire bill) H.R. 1573, To Facilitate Implementation of Title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, Promote Regulatory Coordination, and Avoid Market Disruption (entire bill) H.R. 1610, The Business Risk Mitigation and Price Stabilization Act of 2011(entire bill) H.R. 1667, Bureau of Consumer Financial Protection Transfer Clarification Act (entire bill) H.R. 1838, To Repeal a Provision of the Dodd-Frank Wall Street Reform and Consumer Protection Act Prohibiting Any Federal Bailout of Swap Dealers or Participants (entire bill) H.R. 2191, The Home Inspection Act of 2011(entire bill) H.R. 2328, To Require the Chairman of the Commodity Futures Trading Commission to Impose Unilaterally Position Limits and Margin Requirements to Eliminate Excessive Oil Speculation (entire bill) H.AMDT.465 to H.R.2112, Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2012 (entire bill) S.799, Commercial Privacy Bill of Rights Act of 2011(entire bill) H.R.2483, Whistleblower Improvement Act of 2011 (entire bill) H.R.3559, Insurance Data Protection Act (entire bill) Draft legislation to exclude insurance companies from the Federal Reserve System's Leverage Capital Requirements and Accounting Standards. Draft legislation to exclude insurance companies from FDIC's orderly liquidation authority.

Client expense: $320,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 5/S. 1099, Help Efficient, Accessible, Low-cost, Timely Healthcare (HEALTH) Act (entire bill) HR 1309, Flood Insurance Reform Act of 2011(entire bill) S.1864, A bill to extend the National Flood Insurance Program until September 30, 2012 (entire bill) H.R.3139, District of Columbia National Disaster Insurance Protection Act (entire bill) S. 669, Longshore and Harbor Workers' Compensation Act Amendments (entire bill) H.R. 890, Holocaust Insurance Accountability Act (entire bill) S. 466, Restoration of Legal Rights for Claimants Under Holocaust-Era Insurance Policies Act (entire bill) H.R. 1150, Competitive Health Insurance Reform Act (entire bill) H.R. 1063/ S. 1718, Strengthening Medicare and Repaying Tax Payers Act (entire bill) H.R. 2099, Natural Disaster Mitigation Act of 2011 (entire bill) H.R. 2100, Catastrophe Savings Accounts Act of 2011 (entire bill) H.R. 2101, Policyholder Disaster Protection Act of 2011 (entire bill) S. 1091, COASTAL Act of 2011 (entire bill) H.R. 2126, Risk Retention Modernization Act of 2011 (entire bill) S. 1383, Save Child Support Act (Sec 5, Requiring States to Compare Information Maintained by insurers; Sec 6, Data Matching and Registry of Payments made on property and casualty insurance) H.R. 3125, Earthquake Insurance Affordability Act (entire bill) S. 1630, Disaster Recovery Act of 2011 (entire bill) H.R.3534, Security in Bonding Act of 2011 (entire bill) S.1940, Flood Insurance Reform and Modernization Act of 2011 (entire bill) H.R. 5284, Medicare Secondary Payer and Workers Compensation Settlement Agreements Act of 2012 (entire bill) H.R. 5740, National Flood Insurance Program Extension Act (entire bill) H.R. 4348, MAP-21 (Division F; Title II) H.R. 3559, Insurance Data Protection Act (entire bill)

Client expense: $320,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

Financial System Regulatory Overhaul: Implementation of Dodd-Frank Wall Street Reform & Consumer Protection Act Issues related to the systemic risk designation process in the U.S. and globally Various issues related to the role of the Federal Insurance Office, Financial Stability Oversight Council and Office of Financial Research, including HR 3559 Issues related to the federal crop insurance program: Agriculture Reform, Food, and Jobs Act of 2012 - S. 3240, HR 6083 Biggert-Waters Flood Insurance Reform Act of 2012 - HR 4348 National Commission on State Workers' Compensation Laws Act of 2011 - HR 623 Strenthening Medicare & Repaying Taxpayers Act of 2011 - HR 1063, S. 1718 Issues related to the repeal of McCarran Ferguson Act - HR 1150, HR 5 Issues related to terrorism risk insurance

Client expense: $500,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Natl Security Council (NSC), SENATE, State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)

Regulation of Insurance - General Flood Insurance - General HR 435, National Flood Insurance Program Termination Act of 2011 HR 1026, Flood Insurance Priorities Act of 2011 HR 1112, National Association of Registered Agents and Brokers Reform Act of 2011 HR 1309, Flood Insurance Reform Act of 2011 HR 1430, Flood Insurance Choice Act of 2011 HR 2055, Consolidated Appropriations Act HR 2069, Saf Building Codes Incentives Act of 2011 HR 2099, The National Disaster Mitigation Act of 2011 HR 2126, Risk Retention Modernization Act of 2011 HR 3559, Insurance Data Protection Act HR 3630, Middle Class Tax Relief and Jobs Creation Act HR 5740, National Flood Insurance Program Extension Act S 1091, COASTAL Act S 1548, National Flood Insurance Program Extension Act S 1940, Flood Insurance Reform and Modernization Act S 2342, National Association of Registered Agents and Brokers Reform Act

Client expense: $193,517 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Risk Management Agency, SENATE, Treasury, Dept of

HR 1026 Flood Insurance Reform Priorities Act of 2011. HR 1309 Flood Insurance Reform Act of 2011. Depopulation of NFIP Direct Amendment. H.R.2055 Consolidated Appropriations Act of 2012. Implementation and rulemaking around Dodd-Frank Act. H.R.3559 Insurance Data Protection Act. H.R.3889 Parts Act. International Insurance: met with the Embassy of Brazil and U. S. Trade Representative.

Client expense: Not reported · Firm income: $50,000

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR)

Insurance Regulatory Reform-Implementation of the "Dodd Frank Wall Street Reform & Consumer Protection Act" (Regulations) HR 4173 - "Dodd Frank Wall Street Reform & Consumer Protection Act" - overhauls regulation of federal markets HR 1573 - A bill to facilitate implementation of Title VII of the Dodd Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption - changes effective dates and studies Title VII of Dodd-Frank Act HR 1309 - "Flood Insurance Reform Act of 2011" - reauthorizes and reforms National Flood Insurance Program S. 1940 - "A Bill to amend the National Flood Insurance Act of 1968" would restore the financial solvency of the flood insurance fund and for other purposes S. 1548 - "National Flood Insurance Program Extension Act of 2011." Reauthorizes and changes National Flood Insurance Program HR 3559 - "The Insurance Data Protection Act "A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other finanacial regulators from collecting data directly from an insurance company" HR 2779- Dodd-Frank Wall Street Reform and Consumer Protection Act - To exempt inter-affiliate swaps from certain regulatory requirements HR 1112 - "National Association of Registered Agents and Brokers Reform Act of 2011." A bill to reform the National Association of Registered Agents and Brokers, insurance licensing reform and for other purposes HR 3889 - "Promoting Automotive Repair, Trade and Sales (PARTS) Act" It would limit design patents for after market car repair parts to 30 months HR 5 - "Protecting Access to Healthcare Act" Would repeal portions of McCarran-Ferguson for health insurers S. 2048 -" A bill to amend the Internal Revenue Code of 1986 to clarify the tax treatment of certain life insurance contract transactions, and for other purposes" - amends Internal Revenue Code with respect to the tax treatment of certain life insurance contract transactions HR 4348 -"The Surface Transportation Act of 2012" Title II, the Biggert-Waters Flood Insurance Reform Act of 2012 -would reform and reauthorize the NFIP for five years HR 4624 - "The Investment Advisor Oversight Act" - regulation of investments advisors & broker dealers HR 2309- "Postal Reform Act" - would reform the United States Postal Service S 353 - "U.S. Postal Service Improvements Act of 2011" - would reform the U.S. Postal Service S 1010 - "Postal Operations Sustainment and Transformation Act of 2011" - would reform the U.S. Postal Service S 1789 - "The 21st Century Postal Service Act of 2012" - USPS sale of financial services

Client expense: $660,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Postal Service (USPS)

See attachment. FIN First Quarter Report 2012 Lobbying: Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. H.R. 2309: The Postal Reform Act of 2011 Issue: USPS sale of financial products. H.R. 2827: To amend the Securities Exchange Act of 1934 to clarify provisions relating to the regulation of municipal advisors, and for other purposes. Issue: Investment Adviser Regulations H.R. 4624: To amend the Investment Advisers Act of 1940 to provide for the registration and oversight of national investment adviser associations. Issue: Investment Adviser Regulations HAMDT 1074 to H.R. 5326: An amendment to prohibit the use of funds to be used by the Department of Justice to be a party to a single or multi-state court settlement where funds are removed from any residential mortgage-backed securitization trust. Issue: Investor Protection H.R. 6020: Financial Services & General Government Appropriations bill for Fiscal Year 2013. Issue: Agency Funding S.1789: The 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products S. 3301: Financial Services & General Government Appropriations bill for Fiscal Year 2013. Issue: Agency Funding Tracking: HR 757: To amend the Securities Investor Protection Act of 1970 to confirm that a customer's net equity claim is based on the customer's last statement and that certain recoveries are prohibited, to change how trustees are appointed, and for other purposes. Issue: Implementation and Regulatory Reform H.R. 1573: To facilitate implementation of title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption. A bill that amends the Wall Street Transparency and Accountability Act of 2010 (the Act), title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, to revise the effective dates for the Act and for regulations promulgated under it. Issue: Dodd-Frank/Derivatives H.R. 1610: The Business Risk Mitigation and Price Stabilization Act of 2011. A bill to amend the definitions major swap participant and major security-based swap participant in the Commodity Exchange Act and the Securities Exchange Act of 1934, respectively. Issue: Dodd-Frank/Derivatives H.R. 3559: Insurance Data Protection Act. A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. Issue: Dodd-Frank Implementation S. 947: A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes. Issue: Dodd-Frank/Derivatives S. 1615: A bill to require enhanced economic analysis and justification of regulations proposed by certain Federal banking, housing, securities, and commodity regulators, and for other purposes. Issue: Dodd-Frank/Regulator Reform

Client expense: $1,600,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE