Empowering Students Through Enhanced Financial Counseling Act

Higher Education Act reauthorization (student aid programs, accreditation, and reporting requirements) Senate Draft, FY 2015 Higher Education Affordability Act (provisions related to funding for student aid; e.g., Pell grants, TRIO programs, GANN, Federal Work Study, Supplemental Educational-Opportunity Grants) H.R. 4982, Simplifying the Application for Student Aid Act (all provisions) H.R. 4984, Empowering Students Through Enhanced Financial Counseling Act (all provisions) H.R. 3136, Advancing Competency-Based Education Demonstration Project Act of 2014 Title VI (International education and foreign language programs) H.R. 5354/S. 2692, Campus Accountability and Safety Act

Client expense: $100,000 · Firm income: Not reported

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, SENATE

Issues related to the reauthorization of the Higher Education Act; Title IV H.R. 4983: HEA; Enhanced Transparency in Higher Education; issues related to reporting requirements H.R. 4984: HEA; Enhanced Financial Counseling; issues related to financial aid counseling H.R. 3136: HEA; Competency Based Education Pilots

Client expense: Not reported · Firm income: $11,700

Government targets: Defense, Dept of (DOD), HOUSE OF REPRESENTATIVES, Office of Science & Technology Policy (OSTP), SENATE

Senate Higher Education Affordability Act and Financial Aid Simplification and Transparency (FAST) Act(Draft legislation to reauthorize the Higher Education Act). S 406: Students First Act of 2013, A bill to amend the Higher Education Act of 1965 to provide for new program review requirements. (ALL) S 915 and HR 1937: Student Right to Know Before you Go Act 2013: A bill to amend the Higher Education Act of 1965 to update reporting requirements for institutions of higher education and provide for more accurate and complete data to student retention, graduation and earnings outcomes at all levels of postsecondary education(ALL). HR 1991: To require the Secretary of Education to verify that individuals have made a commitment to serve in the Armed Forces or in public service, or otherwise are a borrower on an eligible loan which has been submitted to a guaranty agency for default aversion or is already in default, before such individuals obtain a consolidation loan for purposes specified under section 455(o) of the Higher Education Act of 1965(ALL). H.R.1529 Student Aid Expansion Act of 2013 Official Title: To amend the Higher Education Act of 1965 to exempt certain State-provided loan programs from being subject to preferred lender arrangement requirements. H.R.1928 Proprietary Institution of Higher Education Accountability Act Official Title: To clarify the calculation of cohort default rates for proprietary institutions of higher education under the Higher Education Act of 1965. HR. 2903: National Collegiate Athletics Accountability Act: A bill to amend section 487(a) of the Higher Education Act of 1965 to provide increased accountability of nonprofit athletic associations, and for other purposes(ALL) S2692 and HR 5354: Campus Accountability and Safety Act Official Title: A bill to amend the Higher Education Act of 1965 and the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act to combat campus sexual violence, and for other purposes(ALL). HR 4983: Strengthening Transparency in Higher Education Act Official Title: To simplify and streamline the information regarding institutions of higher education made publicly available by the Secretary of Education, and for other purposes. HR 3136 Advancing Competency-Based Education Demonstration Project Act of 2013 Official Title: To establish a demonstration program for competency-based education. HR4984: Empowering Students Through Enhanced Financial Counseling Act Official Title: To amend the loan counseling requirements under the Higher Education Act of 1965, and for other purposes. S2432: Bank on Students Emergency Loan Refinancing Act Official Title: A bill to amend the Higher Education Act of 1965 to provide for the refinancing of certain Federal student loans, and for other purposes.

Client expense: $80,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 113 by DURBIN (D-IL) Know Before You Owe Student Loan Act of 2013 S. 114 by DURBIN (D-IL) Fairness for Struggling Students Act of 2013 S. 262 by DURBIN (D-IL) Veterans Education Equity Act of 2013 S. 406 by LAUTENBERG (D-NJ) Students First Act of 2013 S. 528 by HAGAN (D-NC) Protecting Financial Aid for Students and Taxpay S. 546 by HARKIN (D-IA) Smarter Borrowing Act S. 682 by COBURN (R-OK) Comprehensive Student Loan Protection Act S. 707 by REED (D-RI) Student Loan Affordability Act S. 835 by SCHUMER (D-NY) American Opportunity Tax Credit Permanence and Consolidation Act of 2013 S. 897 by WARREN (D-MA) Bank on Student Loan Fairness Act S. 915 by WYDEN (D-OR) Student Right-to-Know Before You Go Act of 2013 S. 953 by REED (D-RI) Student Loan Affordability Act S. 1003 by COBURN (R-OK) to amend the HEA re student loan interest rates S. 1062 by REED (D-RI) Educator Preparation Reform Act S. 1704 by DURBIN (D-IL) Affordable College Textbook Act S. 1873 by REED (D-RI) Protect Student Borrowers Act S. 1874 by REED (D-RI) Partnerships for Affordability and Student Success Act S. 1904 by LEE (R-UT) Higher Education Reform and Opportunity Act of 2013 S. 2164 by MURRAY (D-WA) Tyler Clementi Higher Education Anti-Harassment Act of 2014 S. 2349 by SANDERS (I-VT) Supporting College Success Through Dual Enrollment Act S. 2506 by HAGAN (D-NC) CREATE Graduates Act S. 2513 by BENNET (D-CO) Advancing Competency-Based Education Demonstration Project Act of 2014 S. 2612 by WARNER (D-VA) Dynamic Repayment Act of 2014 S. 2692 by McCASKILL (D-MO) Campus Accountability and Safety Act S. 2695 by BOXER (D-CA) SOS Campus Act S. 2281 by FRANKEN (D-MN) Net Price Calculator Acct S. 2340 by BOOKER (D-NJ) Simplifying Financial Aid for Students Act of 2014 S. 2612 by WARNER (D-VA) Dynamic Repayment Act pf 2-14 S. 2796 by BALDWIN (D-WI) Working Student Aid of 2014 S. 2954 by HARKIN (D-IA) Higher Education Affordability Act H.R. 83 by ROGERS (R-KY) FY 2015 Consolidated Appropriations H.R. 217 by HONDA (D-CA) Educator Preparation Reform Act H.R. 340 by GRIJALVA (D-AZ) Protecting Financial Aid for Students and Taxpayers H.R. Res 614 by GOODLATTE (R-VA) Resolution relating to a proposed Postsecondary Institution Ratings System H.R. 1313 by BASS (D-CA) Student Loan Fairness Act H.R. 1595 by COURTNEY (D-CT) Student Loan Relief Act H.R. 1716 by PETRI (R-WI) Earnings Contingent Education Loans Act H.R. 1738 by DOGGETT (D-TX) American Opportunity Tax Credit Act of 2013 H.R. 1911 by KLINE (R-MN) Smarter Solutions for Students Act H.R. 1928 by DELAURO (D-CT) Proprietary Institution of Higher Education Accountability Act H.R. 1937 by HUNTER (R-CA) Student Right-to-Know Before You Go Act of 2013 H.R. 1949 by MESSER (R-IN) Improving Postsecondary Data for Students Act H.R. 2020 by CARTWRIGHT (D-PA) Truth in Tuition Act H.R. 2637 by FOXX (R-NC) Supporting Academic Freedom through Regulatory Relief Act H.R. 3136 by SALMON (R-AZ) Advancing Competency-Based Education Demonstration Project Act of 2014 H.R. 3371 by HINOJOSA (D-TX) State Loan Access and Student Protection Act H.R. 3393 by BLACK (R-IN) Student and Family Tax Simplification Act H.R. 3412 by GOWDY (R-SC) Flexibility to Innovate for College Affordability Act H.R. 3496 by COHEN (D-TN) Protecting Our Students and Taxpayers (POST) H.R. 3505 by PETRI (R-WI) Technology, Equality and Accessibility in College and Higher Education Act (TEACH) H.R. 3694 by CUMMINGS (D-MD) Net Price Calculator Improvement Act H.R. 4612 by DeSANTIS (R-FL) Higher Education Reform and Opportunity Act (HERO Act) H.R. 4643 by LARSEN (D-WA) Bereaved Borrowers Bill of Rights Act of 2014 H.R. 4719 by REED (R-NY) America Gives More Act H.R. 4982 by BUCSHON (R-IN) Simplifying the Application for Student Aid Act H.R. 4983 by FOXX (R-NC) Strengthening Transparency in Higher Education Act H.R. 4984 by GUTHRIE (R-KY) Empowering Students through Enhanced Financial Counseling Act H.R. 5277 by DAVIS (D-CA) SOS Campus Act H.R. 5354 by MALONEY (D-NY) Campus Accountability and Safety Act H.R. 5771 by CAMP (R-MI) Tax Increase Prevention Act of 2014 H.R. 5806 by CAMP (R-MI) Supporting Americas Charities Act Agency lobbied but not on list: Consumer Financial Protection Bureau

Client expense: $54,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Education, Dept of, Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Office of Management & Budget (OMB), SENATE, White House Office

Issues related to the reauthorization of the Higher Education Act; Title IV H.R. 4983- HEA; Enhanced Transparency in Higher Education; issues related to reporting requirements H.R. 4984- HEA; Enhanced Financial Counseling; issues related to financial aid counseling H.R. 3136- HEA; Competency Based Education Pilots

Client expense: Not reported · Firm income: $48,300

Government targets: Defense, Dept of (DOD), HOUSE OF REPRESENTATIVES, Office of Science & Technology Policy (OSTP), SENATE

H.R. 5, Student Success Act H.R. 551, Fast Track to College Act of 2013 H.R. 1937 / S. 915, Student Right To Know Before You Go Act of 2013 H.R. 2637, Supporting Academic Freedom through Regulatory Relief Act H.R. 3136, Advancing Competency-Based Education Demonstration Projects Act of 2014 H.R. 4897, Transparency in Education Act H.R. 4983, Strengthening Transparency in Higher Education Act H.R. 4984, Empowering Students Through Enhanced Financial Counseling Act H.R. 5807, Support Making Assessments Reliable and Timely Act (SMART) Act S. 1010, Commission on Effective Regulation and Assessment Systems for Public Schools Act S. 1094, Strengthening America's Schools Act of 2013 S. 1101, Every Child Ready for College or Career Act of 2013 S. 1356, Workforce Investment Act of 2013 S. 2432, Bank on Students Emergency Loan Refinancing Act Various issues relating to the reauthorization of the Elementary and Secondary Education Act (P.L. 89-10); reauthorization and implementation of the Workforce Investment Partnership Act of 1998 (P.L. 105-220); reauthorization of the Carl D. Perkins Career and Technical Education Improvement Act of 2006 (P.L. 109-270); higher education, including the reauthorization of the Higher Education Act of 1965 (P.L. 89-329); implementation of the Workforce Innovation and Opportunity Act (P.L. 113-128); Department of Educations Gainful Employment Negotiated Rulemaking; 90/10 rule requiring for-profit colleges to receive at least 10% of their revenues from sources other than federal student aid; Common Core State Standards Initiative; early childhood education

Client expense: $21,250,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Consumer Product Safety Commission (CPSC), Council on Environmental Quality (CEQ), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Bureau of Investigation (FBI), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Food & Drug Administration (FDA), General Services Administration (GSA), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Labor Relations Board (NLRB), Natl Security Council (NSC), Occupational Safety & Health Administration (OSHA), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), State, Dept of (DOS), Transportation Security Administration (TSA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Customs & Border Protection, U.S. Fish & Wildlife Service (USFWS), U.S. Forest Service, U.S. Trade Representative (USTR), White House Office

Higher Education Reauthorization Act; Strengthening Transparency in Higher Education Act (HR 4983); Empowering Students Through Enhanced Financial Counseling Act (HR 4984); Advancing Competency-Based Education Demonstration Project Act of 2014 (HR 3136)

Client expense: Not reported · Firm income: $10,000

Government targets: Education, Dept of, Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, White House Office

H.R.5464 and draft Senate legislation, Departments of Labor, Health and Human Services, and Education, and Related Agencies Appropriations Act, 2015, Titles II and III. H.R. 83, P.L.113-235, Consolidated and Further Continuing Appropriations Act, 2015, Division G, Title III President's Budget, FY 2015 Issues: Support graduate/professional student aid programs; Protect uncapped Public Service Loan Forgiveness. Draft Debt in Health Education Loan Programs (Debt HELP) bill proposal Issues: Expand National Health Service Corps State Loan Repayment program, and align Department of Education and Health Resources and Services Administration student loan programs. Draft Tax Reform Act of 2014 Issue: Oppose taxation of federal loan repayment programs. Support higher education and student aid tax benefits. H.R. 3393, Student and Family Tax Simplification Act Issue: Oppose taxation of National Health Service Corps (NHSC) and Public Service Loan Forgiveness (PSLF) awards. Higher Education Act Reauthorization Draft Higher Education Affordability Act (HEAA) Draft Financial Aid Simplification and Transparency Act of 2014 (FAST Act) H.R. 4984, Empowering Students through Enhanced Financial Counseling Act H.R. 4983, Strengthening Transparency in Higher Education Act H.R. 4982, Simplifying the Application for Student Aid Act H.R. 3136, Advancing Competency-Based Education Demonstration Project Act of 2014 S.2612, Dynamic Repayment Act of 2014 Issues: Decrease Stafford loan interest rates for medical students; retain graduate/professional student loan benefits. Support transparency for U.S. and international medical schools. S. 1822, Foreign Medical School Accountability Fairness Act of 2013 Issue: Transparency for U.S. and foreign medical schools. H.R. 5854/S.1152, The Building a Health Care Workforce for the Future Act Issue: Public Health Service funding for workforce expansion programs Submitted comments to: U.S. Census Bureau on the American Community Survey

Client expense: $1,540,000 · Firm income: Not reported

Government targets: Agency for Healthcare Research & Quality (AHRQ), Agriculture, Dept of (USDA), Bureau of the Census, Centers For Disease Control & Prevention (CDC), Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), Drug Enforcement Administration (DEA), Federal Reserve System, Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Health Resources & Services Administration (HRSA), Interior, Dept of (DOI), Natl Institutes of Health (NIH), Office of Management & Budget (OMB), Office of Science & Technology Policy (OSTP), Patent & Trademark Office (PTO), SENATE, Substance Abuse & Mental Health Services Administration (SAMHSA), Veterans Affairs, Dept of (VA), White House Office

Higher Education Reauthorization Act (H.R. 3136, H.R. 4984) Military Education benefits for veterans Department of Education; Ganiful Employment Propsed Regulations Transparency in Education Act H.R. 4897, S. 2863 FY 2015 Labor, HHS, Education and Related Agencies Approriations Bill FY 2015 Defense Appropriations Bill

Client expense: $230,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Draft- Senate Higher Education Affordabilty Act; all provisions H.R. 3136- Advancing Competency-Based Education Demonstration Project Act of 2014 H.R. 4982 Simplifying the Application for Student Aid Act; all provisions H.R.4984- Empowering Students through Enhanced Financial Counseling Act; all provisions H.R. 4983- Strengthening Transparency in Higher Education Act; all provisions S.2692/H.R. 5354- Campus Accountability and Safety Act H.R. 3230- The Veterans' Access to Care through Choice, Accountability, and Transparency Act of 2014; Sec. 702 of Conference Agreement S. 2839- Comprehensive Addiction and Recovery Act of 2014

Client expense: $40,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 3612/S. 113, Know Before You Owe Private Student Loan Act, entire bill. S. 1156, Understanding the True Cost of College Act, entire bill.S. 953, Student Loan Affordability Act of 2013, entire bill. S. 1003, Comprehensive Student Loan Protection Act, entire bill. S. 1241, Bipartisan Student Loan Certainty Act, entire bill. H.R. 2637, Supporting Academic Freedom through Regulatory Relief Act, entire bill. S. 1334, Bipartisan Student Loan Certainty Act, entire bill. H.R. 3136, Advancing Competency-Based Education Demonstration Project Act, entire bill. H.R. 4983, Strengthening Transparency in Higher Education Act, entire bill. H.R. 4984, Empowering Students through Enhanced Financial Counseling Act, entire bill. S. 2692/H.R. 5354. Campus Accountibility and Safety Act, entire bill. S. 2954, Higher Education Affordability Act, entire bill.

Client expense: $132,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Gainful Employment Regulation HR 3136 - Advancing Competency Based Education Demonstration Act HR 4983 - Strengthening Transparency in Higher Education Act HR 4984 - Empowering Students Through Enhanced Financial Counseling Act FY 2015 Labor/HHS Appropriations

Client expense: Not reported · Firm income: $31,247

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Department of Education Appropriation -- In support of increased funding for student financial aid and higher education programs for low-income students including Pell Grants and TRIO programs. In support of funding for the Department of Education's international education and foreign language studies programs, HEA-Title VI and Fulbright-Hays. In support of reauthorization of the Higher Education Act. In support of goals of H.R.4983, Strengthening Transparency in Higher Education Act; H.R.3136, Advancing Competency-Based Education Demonstration Project Act; and H.R.4984, Empowering Students Through Enhanced Financial Counseling Act. In support of goals of H.R.5354/S.2692, Campus Accountability and Safety Act. In opposition of provision removing presidential appointment and in support of including provision for Senate Confirmation of Commissioner of National Center for Education Statistics in H.R.4366, Strengthening Education through Research Act. In support of delayed expiration of Perkins loan program. In opposition to removing funding from Pell Grant program.

Client expense: $110,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Reauthorization of the Higher Education Act, etc S. 1334 - To establish new federal Student Loan interest rates tied to a market based interest rate. S. 2981 - To limit federal overreach in postsecondary academic affairs, eliminating three regulations affecting colleges and universities. The three regulations repealed under H.R. 2637 include state authorization requirements, the federal definition of a credit hour, and gainful employment requirements. H.R. 3047 The borrower of a loan under the William D. Ford Federal Direct Program may modify the interest rate of the loan to be equal to the interest rate that would be applicable to such loan if loan were first disbursed (or first applied for) on the date which the borrower elects to modify the interest rate of such loan. Interest rate elected under this clause will be fixed for the life of the loan. H.R. 5031, STEM Act of 2014, defines STEM education to include computer science as a discipline H.R. 3136, Advancing Competency-Based Education Demonstration Project Act, Would streamline the amount of information currently available to students and their families regarding estimated college costs, loan options, and potential repayment plans on a consumer-tested College Dashboard. H.R. 4984, Empowering Students Through Enhanced Financial Counseling Act, Would increase financial aid counseling for students and families entering the college-application process. DRAFT of Chairman Harkin's HEA Reauthorization S. 2506, Correctly Recognizing Educational Achievements To Empower Graduates Act, A bill to award grants to States to support efforts at institutions of higher education to increase degree attainment, and for other purposes. H.R. 5100, Standardization of Collegiate Oversight of Revenues and Expenditures (SCORE) Act, A bill to amend the Higher Education Act of 1965 to require institutions of higher education to report revenue generated by each sports team, and for other purposes. H.R. 4582, S. 2292, S. 2463, Bank on Students Emergency Loan Refinancing Act Simplifying Federal Financial Aid (both on the House and Senate side) particular focus on a one-grant, one-loan, one-tax credit system. Costs and institutional compliance requirements associated with Office of Federal Contract Compliance Programs (OFCCP) Higher Education Accreditation President Obamas Higher Education Proposals Rating System/College Scorecard Tax Credit Expansions Race to the Top for college affordability and compliance oFinancial Aid Shopping Sheet S. 2692, Campus Accountability and Safety Act,

Client expense: Not reported · Firm income: $53,021

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Reauthorization of the Higher Education Act bills including the Higher Education Affordability Act, HR 4983 the Strengthening Transparency in Higher Education Act, and HR 4984 the Empowing Students Through Enhanced Financial Counseling Act, issues include regulations, accreditation, Title IV student aid, pell grants, cohort default rates; Negotiated rulemaking relating to gainful employment, pay as you earn, cash management, state authorizations, and program integrity;S. 744, the Border Security, Economic Opportunity, and Immigration Modernization Act - provisions relating to the DREAM Act; Reauthorization of Perkins Career and Technical Education Act; FY 2015 Appropriations for Labor, Health and Human Services, and Education - Eligibility changes related to the Pell Grant program, including ability-to-benefit, and language related to endowment challenge grants; Postsecondary Institution Ratings System - design and implementation.

Client expense: $15,000 · Firm income: Not reported

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, White House Office

Reauthorization of the Higher Education Act bills including the Higher Education Affordability Act, HR 4983 the Strengthening Transparency in Higher Education Act, and HR 4984 the Empowing Students Through Enhanced Financial Counseling Act, issues include regulations, accreditation, Title IV student aid, pell grants, cohort default rates; Negotiated rulemaking relating to gainful employment, pay as you earn, cash management, state authorizations, and program integrity;S. 744, the Border Security, Economic Opportunity, and Immigration Modernization Act - provisions relating to the DREAM Act; Reauthorization of Perkins Career and Technical Education Act; FY 2015 Appropriations for Labor, Health and Human Services, and Education - Eligibility changes related to the Pell Grant program, including ability-to-benefit, and language related to endowment challenge grants; Postsecondary Institution Ratings System - design and implementation.

Client expense: Not reported · Firm income: Not reported

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, White House Office

Reauthorization of the Higher Education Act bills including the Higher Education Affordability Act, HR 4983 the Strengthening Transparency in Higher Education Act, and HR 4984 the Empowing Students Through Enhanced Financial Counseling Act, issues include regulations, accreditation, Title IV student aid, pell grants, cohort default rates; Negotiated rulemaking relating to gainful employment, pay as you earn, cash management, state authorizations, and program integrity;S. 744, the Border Security, Economic Opportunity, and Immigration Modernization Act - provisions relating to the DREAM Act; Reauthorization of Perkins Career and Technical Education Act; FY 2015 Appropriations for Labor, Health and Human Services, and Education - Eligibility changes related to the Pell Grant program, including ability-to-benefit, and language related to endowment challenge grants; Postsecondary Institution Ratings System - design and implementation.

Client expense: $15,000 · Firm income: Not reported

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, White House Office

Support S. 114, Support H.R. 532, Support S. 113, Support HR 1330 Oppose private school voucher or tuition tax credit program., oppose Alexander amendment to S Con Res 8 Support the Pregnant and Parenting Students Access to Education Act, S. 870 / H.R. 1845Support the Department of Education initiating new rulemaking to effectively enforce the statutory gainful employment requirement for career education programs, so that the rules can be finalized by November 1 and go into effect by July 2014. Urge the CFPB to take specific steps to ensure that student loan modifications are combined with other policies to provide relief to borrowers and prevent defaults in the future. Support the Student Non-Discrimination Act. Support HR 378. Oppose S. 624. Support requiring that private education lenders obtain school certification prior to disbursing private education loans. Support S.1094, the Strengthening Americas Schools Act of 2013 (SASA). Oppose S. 1101, the Every Child Ready for College or Career Act of 2013. Support $7.9 billion in FY 2014 from the Department of Health and Human Services for Head Start activities. Oppose any amendments to H.R. 5, The Student Success Act, that would allow the expenditure of scarce federal funds on private school vouchers. Support Connect-Ed and e-Rate programs, but not at the expense of Lifeline. Support the critical work of the Civil Rights Division at the Department of Justice (DOJ) and the Office of Civil Rights (OCR) at the Department of Education (ED) to enforce civil rights laws, including Title IXs protections against sex discrimination in educational programs receiving federal funds. Oppose any funding increases for school resource officer programs in the Commerce, Justice, and Science, and Related Agencies (CJS) Appropriations bill for fiscal year 2014. Oppose H.R. 5. Support the appointment of Linda Earley Chastang as the Executive Director of the White House Initiative on Historically Black Colleges and Universities (HBCUs). Support: targeting significant new federal funding to schools with high concentrations of poverty to implement meaningful educational opportunities for, and support high academic achievement by, all their students; providing significant additional financial incentives to states that in fact enhance their own funding of schools with high concentrations of poor, low-income, minority, and low-performing students; developing mechanisms that allow the federal government to monitor the ongoing performance of its new equity and excellence investments to ensure those investments are in fact enhancing student achievement; and making it clear that high quality education is a civil right which should be available to all Americans. Support H.R. 1330. Support S. 1238. Oppose H.R. 1911. Support S. 2432.Oppose S. 1003. Support S. 953. Support increased federal involvement in the operation of public schools throughout the U.S., including a heightened premium on the enforcement of existing civil rights laws and a greater federal investment of resources in public education. Support the Department of Education's proposal to expand the Mandatory Civil Rights Data Collection (CRDC) to include questions that will elicit information about bullying and harassment based on sexual orientation and religion, which will augment data already collected on race, color, national origin, sex, and disability. We also encouraged the Department to collect information on bullying and harassment based on gender identity. Oppose the Education Department's proposal to eliminate questions on the CRDC relating to whether an education unit has adopted written policies prohibiting harassment and bullying on the basis of a civil rights law. Oppose H.R. 2637, the Academic Freedom through Regulatory Relief Act. Support S. 403 / H.R. 1199, the Safe Schools Improvement Act. Support E-Rate and the presidents ConnectED initiative, which would leverage E-Rate to connect 99 percent of students to high-speed broadband or high-speed wireless in five years. Oppose cannibalizing other low-income telecommunications subsidies under the Universal Service Fund to pay for E-Rate and ConnectEd. Oppose the Department of Educations implementation of new underwriting standards for the Parent PLUS Loan (PPL) program. Support a meeting with Secretary Duncan to discuss the future of the program. Support HR 1343 Support the reauthorization of the Carl D. Perkins Career and Technical Education Act. Support the Department of Education's proposed "Gainful Employment" rule, with special emphasis on the portions which provide financial relief for students in programs that lose eligibility; limit enrollment in poorly performing programs until they improve; close loopholes and raise standards; and protect low-cost programs where most graduates dont borrow. Support H.R. 4902 / S. 2374. Oppose the funding of the District of Columbia private school voucher program in the FY2015 Financial Services Appropriations bill. Support President Obama's Boys and Young Men of Color Initiave, amd urge the initiative to focus on the following principals: Promoting Healthy Children, Families and Communities; Ensuring Educational Opportunity; Decriminalizing Young People of Color; Creating ; Economic Opportunity; and Promoting and Protecting Civic and Community Engagement. Support the Federal Communication Commissions E-Rate Program. Support H.R. 3136 Support Peters (CA) Motion to recommit H.R. 4435. Support Jackson Lee amendment to HR 10 Oppose HR 10Support S. 1086. Support HR 3136. Support HR 4984. Support the FCC aking steps to ensure that the E-rate fund can meet all present and future E-rate support needs of low-income schools and libraries; specifically, if the FCC maintains the distinction between priority one and priority two services, it should guarantee funding for internal connections for the highest discount rate schools. Any temporary increase in the funding cap should not result in an increase in the cost of telecommunications services for consumers, or endanger support for other Universal Service Fund programs such as Lifeline/Link Up. Support a permanent increase in funding to the E-rate program to allow schools and public libraries to keep pace with the rapidly increasing connectivity demands that they face. Support H.R. 4902 / S 2374. Oppose any amendment to H. R. 5016, the Fiscal Year 2015 Financial Services and General Government Appropriations bill which would in any way restrict or reduce funding for the FCCs e-rate program. Urge the development and implementation of the My Brothers' Keeper program in conjunction with input from local communities. Support a strong final gainful employment regulation. Express grave concerns to the Department of Ed., DoJ, and the CFPB about the proposed sale of 56 Corinthian Colleges campuses to ECMC Group, a debt collector and loan servicer. We urge you not to waive liability for any prospective buyer of Corinthian campuses unless the sale provides significant relief for current and former students and contains enforceable safeguards to protect students and taxpayers from future abuse. Support S 2432 Support HR 4984

Client expense: $68,750 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), Defense, Dept of (DOD), Education, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Occupational Safety & Health Administration (OSHA), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Small Business Administration (SBA), State, Dept of (DOS), Transportation Security Administration (TSA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Commission on Civil Rights, U.S. Trade Representative (USTR), Veterans Affairs, Dept of (VA), White House Office

Encourage regulators (including the Federal Reserve, the CFPB, the FDIC and the OCC) nto stop federally chartered banks from using their federal charters from circumventing state and local anti-predatory lending laws surrounding short term or "payday" loans. Support S. 673 Support Rich Cordray as Director of CFPB.Support the Medical Debt Responsibility Act of 2013, S. 160 / H.R. 1767. Oppose H.R. 1566. Support the FDIC and OCC proposed guidance on bank Deposit Advance Products, particularly the underwriting requirements and limits on repeat loans. Support requiring that private education lenders obtain school certification prior to disbursing private education loans. Oppose H. R. 1077 / S. 949. Oppose S. 1217. Support the recent activities of the CFPB aimed at ending discriminatory lending practices in the auto finance market that harm minority car buyers. Support Mel Watt's nomination as Director of the Federal Housing Finance Agency (FHFA). Oppose H.R. 3211. Urge regulators to take strong actions to protect consumers and the integrity of the payment system by stopping depository institutions and payment processors from facilitating electronic payments for illegal transactions, including illegal payday loans. Urge the Federal Housing Finncing Agency (FHFA) not to pull Fannie Mae and Freddie Mae back from the multifamily housing sector. Supported the CFPB efforts to create a user-friendly site to access HMDA data, and offered suggestions to improve its usefulness to users. Oppose statutorily imposed down payment mandates on future mortgages through the housing finance system. Support appropriate oversight and guidence by the CFPB on overdraft charges on debit cards. Appreciate the inclusion of certain elements of GSE reform as contained in S. 1217, but expressed concern about the fact that a number of elements seemed to be lacking which are important to the unique attributes of many racial and ehtnic minority homebuyers. Support the Depsrtment of Defense strengthening the Military Lending Act by expanding the definition of "consumer credit" to include all credit covered by the federal Truth in Lending Act and overdraft protection programs. In addition, protections should be applied to rent-to-own transactions. Support S. 1150 / H.R. 3097, legislation to posthumously award a congressional gold medal to Judge Constance Baker Motley. Support the proposed "Qualified Mortgage" rule as written by the Consumer Financial Protection Bureau. Support the Consumer Financial Protection Bureau on its recent guidance on indirect auto lending. Strongly support adopting the same standards for Qualified Residential Mortgages as they have for Qualified Mortgage loans. Oppose HR 2385; oppose HR 2446; oppose the Bureau of Consumer Financial Protection Accountability and Transparency Act of 2013; oppose H.R. 3193; oppose H.R. 3183; oppose H.R. 2571. Support the Ability to Repay standard and its implementation.Oppose H.R. 3519, the Bureau of Consumer Financial Protection Accountability and Transparency Act. Oppose H.R. 2446, the mis-named Responsible Consumer Financial Protection Regulations Act. Oppose H.R. 1077 / S. 1577 / H.R.2767 / H.R.3211 / S.949 Support any future housing finance system affirmatively establishing pathways to sustainable and affordable homeownership for a wide range of qualified buyers as well as assure an adequate supply of safe and affordable rental homes. Support Affordable Housing Goals and a duty to serve. Support Janet Yellen to serve as Chairwoman of the Board of Governors of the Federal Reserve System. Oppose HR 3193, HR 2385, HR 2446, H.R. 3519, and H.R. 2571 Support reform of the debt collection industry to improve remedies; require documentation about the debt; Require Retention of and Access to Information about Debt Collection Efforts and the Consumer; Adopt Clear Responsibility for Ensuring Collectors Have Complete Information; Require Documentation to Initiate Suit; Prohibit Abusive, Deceptive, Unfair and Harassing Debt Collection Activities by Creditors as well as Collectors; Limit the Number of Telephone Contacts Per Week; Require Collectors to Honor Oral Requests to Cease Communication; Mandate a Simpler Notice of the Right to Verification and to Cease Communication; Mandate Itemization and Meaningful Investigations of Disputes; Stop Collection of Time-Barred Debt; Prevent Abuses of Credit Reports; Protect the Privacy of Servicemembers and Other Consumers; Protect Consumers in Medical Debt Collections; Protect Consumers in Student Loan Debt Collections; and Ban enforcement of forced arbitration clauses when consumers assert claims of illegal debt collection. Support the proposed diversity standards included in the Agencies' Proposed Interagency Policy Statement Establishing Joint Standards for Assessing the Diversity Policies and Practices of Entities Regulated by the Agencies and Request for Comment. Support Brown (OH) amendment to section 803 of S. 1217. This amendment will significantly improve how servicing is done. In regards to GSE reform, we urged the committe to not provide FMIC insurance to purely private capital markets deals; to ensure strong equity requirements for guarantors; to ensure the new system can serve all regions and eligible borrowers before flipping the switch; to provide pricing transparency and standardization for consumers; to uphold the principles of fair housing and fair lending; to permit more flexibility for the down payment requirement; do not limit the system to QM loans as defined by the CFPB; to facilitate effective loss mitigation by loan servicers; simplify the market-based incentive to provide access to underserved markets; broaden the funding base to provide adequate funding for the Market Access Fund; ensure that FMIC and its offices can collect and use data from market participants to further the purposes of the Act and provide adequate public disclosure; and any down payment requirement must be flexible and established by the regulators. Support the Menendez (NJ) amendment to S. 1217 to address a number of fair housing issues related to the proposed new housing finance system. Support the Federal Housing Finance Agency moving expeitiously toward implementing the Enterprise duty to serve rule as mandated by the Housing and Economic Recovery Act of 2008. Support H.R. 3543 / S. 1761, the Permanently Protecting Tenants at Foreclosure Act. Oppose bringing S. 1217 to the full Senate floor for consideration.Support President Obama nominating new Governors for the two open seats on the Federal Reserve Board who will strongly and effectively represent Main Street, and the aspirations for stability and financial progress of hard working families across the country. Oppose H.R. 3389, H.R. 4262, H.R. 4383, H.R. 4539, H.R. 4604, H.R. 3770, H.R. 4684, H.R. 4662, and the Bureau Examination Fairness Act Support HR 5130. Support an FHFA reversal of the GSE policy on principal reduction. Support the Consumer Financial Protection Bureaus proposed national telephone survey of 1,000 credit card holders as part of its study of pre-dispute binding mandatory (or forced) arbitration. Applaud the CFPB or the substantive work of its staff in developing the Preliminary Results of the Section 1028 Arbitration Study, and for identifying important issues for further study. As the Bureaus research continues, we urge a special focus on the impact of class mandatory arbitration clauses on the ability of individuals to vindicate their rights to a financial marketplace free of discrimination. Oppose abusive and aggressive debt collecting practices and support strong action by the Consumer Financial Protection Bureau to address them. Support H.R. 645 / S. 1837 Support H.R. 3543 / S. 1761 Support S. 2432. Support urging the CFPB to consider the civil rights implications of mandatory arbitration, including whether the increasing use of arbitration clauses in consumer contracts affects the ability of victims of discriminatory lending practices to seek redress in its study of mandatory arbitration conducted pursuant to Section 1028 of the Dodd-Frank Wall Street Reform and Consumer Protection Act. Support the reevaluation of all asset disposition policies and programs of HUD to ensure they promote sales to owner-occupant homebuyers rather than investors. Support HR 4984. Oppose HR 3913, HR 4042, HR 5148, and HR 5018. Support allowing consumers to stop preauthorized payments, reverse unlawful payments to illegal payday lenders and others, charge related fees, or make it hard to close their account. Support the Consumer Financial Protection Bureau (CFPB) proposal to publish consumer narratives in the public complaint database. Support HR 5130. Support expected rulemaking by the CFPB addressing payday and car title lending adequately take into account, and address, the profound and disproportionate harm these products have caused and continue to inflict on the communities served and represented by the NAACP.Oppose high price, exploitative payday lending. Support the proposed changes to HMDAs reporting requirements, as proposed y the Consumer Financial Protection Bureu, for mortgage lenders. Support H.R. 1767. Support legislation reqiring HMDA-like reporting for auto loans. Support any rule addressing payday, installment, car title or any other short term lending product issued by the CFPB accomplish the following: 1.Require the lender to determine the borrowers ability to repay the loan, including consideration of income and expenses; 2.Does not sanction any series of repeat loans or provide any safe harbor of poorly underwritten loans; 3.Establishes an outer limit on length of indebtedness that is at least as short as the FDICs 2005 guidelines 90 days in a twelve-month period. 4.Restricts lenders from requiring a post-dated check or electronic access to a borrowers checking account as a condition of extending credit. Oppose HR 3211. Support the Department of Labor (DOL)s efforts to update and strengthen the outdated rules adopted 40 years ago that apply when individuals receive professional advice about their retirement investments. Support efforts by the FHA to himplement a new system that categorizes loan errors and treats them differently depending on how significant they are and whether they are intentional, and they have asked for comments on their proposal, but also suggest improvements to the proposed changes. Oppose S. 2732. Support the Department of Defenses (DoD) Proposed Rule regarding Limitations on Terms of Consumer Credit Extended to Service Members and Dependents. Oppose HR 1602

Client expense: $68,750 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), Defense, Dept of (DOD), Education, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Occupational Safety & Health Administration (OSHA), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Small Business Administration (SBA), State, Dept of (DOS), Transportation Security Administration (TSA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Commission on Civil Rights, U.S. Trade Representative (USTR), Veterans Affairs, Dept of (VA), White House Office

Support for the Office of Mortgage Settlement Oversight to add fair lending metrics to his review of the loans made by the financial institutions. Support H.R. 645 Support the CFPB's proposed Loan Officer ruleSupport S. 114 Support H.R. 532 Make specific proposals for maximizing the impact of the Independent Foreclossre REview (IFR) to the Office of the Comptroller of the Currency (OCC) and the Federal Reserve. Encourage regulators (including the Federal Reserve, the CFPB, the FDIC and the OCC) nto stop federally chartered banks from using their federal charters from circumventing state and local anti-predatory lending laws surrounding short term or "payday" loans. Support the CFPB fully counting creditor payments to brokers in the determination of points and fees. Support Rich Cordray as Director of CFPB. Support HR 1330 Support S. 673 Oppose H. R. 1077 / S. 949 Urge the CFPB to take specific steps to ensure that student loan modifications are combined with other policies to provide relief to borrowers and prevent defaults in the future. Request a meeting between the NAACP and the US Department of Treasury and various industries who serve primarily racial and ethnic minority, and African American, neighborhoods. Support the Medical Debt Responsibility Act of 2013, S. 160 / H.R. 1767. Oppose H.R. 1566. Support the FDIC and OCC proposed guidance on bank Deposit Advance Products, particularly the underwriting requirements and limits on repeat loans. Support requiring that private education lenders obtain school certification prior to disbursing private education loans. Oppose S. 1217. Support the recent activities of the CFPB aimed at ending discriminatory lending practices in the auto finance market that harm minority car buyers. Support Mel Watt's nomination as Director of the Federal Housing Finance Agency (FHFA). Support H.R. 1330. Support S. 1238. Oppose H.R. 1911. Oppose S. 1003. Support S. 953Urge regulators to take strong actions to protect consumers and the integrity of the payment system by stopping depository institutions and payment processors from facilitating electronic payments for illegal transactions, including illegal payday loans. Oppose H.R. 3211. Urge the Federal Housing Finncing Agency (FHFA) not to pull Fannie Mae and Freddie Mae back from the multifamily housing sector. Supported the CFPB efforts to create a user-friendly site to access HMDA data, and offered suggestions to improve its usefulness to users. Oppose statutorily imposed down payment mandates on future mortgages through the housing finance system. Support appropriate oversight and guidence by the CFPB on overdraft charges on debit cards. Appreciate the inclusion of certain elements of GSE reform as contained in S. 1217, but expressed concern about the fact that a number of elements seemed to be lacking which are important to the unique attributes of many racial and ehtnic minority homebuyers. Support the Depsrtment of Defense strengthening the Military Lending Act by expanding the definition of "consumer credit" to include all credit covered by the federal Truth in Lending Act and overdraft protection programs. In addition, protections should be applied to rent-to-own transactions. Support the proposed "Qualified Mortgage" rule as written by the Consumer Financial Protection Bureau. Support the Consumer Financial Protection Bureau on its recent guidance on indirect auto lending. Strongly support adopting the same standards for Qualified Residential Mortgages as they have for Qualified Mortgage loans. Oppose HR 2385; oppose HR 2446; oppose the Bureau of Consumer Financial Protection Accountability and Transparency Act of 2013; oppose H.R. 3193; oppose H.R. 3183; oppose H.R. 2571. Support the Ability to Repay standard and its implementation. Oppose H.R. 3519, the Bureau of Consumer Financial Protection Accountability and Transparency Act. Oppose H.R. 2446, the mis-named Responsible Consumer Financial Protection Regulations Act. Oppose H.R. 1077 / S. 1577 / H.R.2767 / H.R.3211 / S.949. Support any future housing finance system affirmatively establishing pathways to sustainable and affordable homeownership for a wide range of qualified buyers as well as assure an adequate supply of safe and affordable rental homes. Support Affordable Housing Goals and a duty to serve. Support Janet Yellen to serve as Chairwoman of the Board of Governors of the Federal Reserve System. Oppose HR 3193, HR 2385, HR 2446, H.R. 3519, and H.R. 2571. Support an FHFA reversal of the GSE policy on principal reduction.Support reform of the debt collection industry to improve remedies; require documentation about the debt; Require Retention of and Access to Information about Debt Collection Efforts and the Consumer; Adopt Clear Responsibility for Ensuring Collectors Have Complete Information; Require Documentation to Initiate Suit; Prohibit Abusive, Deceptive, Unfair and Harassing Debt Collection Activities by Creditors as well as Collectors; Limit the Number of Telephone Contacts Per Week; Require Collectors to Honor Oral Requests to Cease Communication; Mandate a Simpler Notice of the Right to Verification and to Cease Communication; Mandate Itemization and Meaningful Investigations of Disputes; Stop Collection of Time-Barred Debt; Prevent Abuses of Credit Reports; Protect the Privacy of Servicemembers and Other Consumers; Protect Consumers in Medical Debt Collections; Protect Consumers in Student Loan Debt Collections; and Ban enforcement of forced arbitration clauses when consumers assert claims of illegal debt collection. Support the proposed diversity standards included in the Agencies' Proposed Interagency Policy Statement Establishing Joint Standards for Assessing the Diversity Policies and Practices of Entities Regulated by the Agencies and Request for Comment. Support Brown (OH) amendment to section 803 of S. 1217. This amendment will significantly improve how servicing is done. In regards to GSE reform, we urged the committe to not provide FMIC insurance to purely private capital markets deals; to ensure strong equity requirements for guarantors; to ensure the new system can serve all regions and eligible borrowers before flipping the switch; to provide pricing transparency and standardization for consumers; to uphold the principles of fair housing and fair lending; to permit more flexibility for the down payment requirement; do not limit the system to QM loans as defined by the CFPB; to facilitate effective loss mitigation by loan servicers; simplify the market-based incentive to provide access to underserved markets; broaden the funding base to provide adequate funding for the Market Access Fund; ensure that FMIC and its offices can collect and use data from market participants to further the purposes of the Act and provide adequate public disclosure; and any down payment requirement must be flexible and established by the regulators. Support the Menendez (NJ) amendment to S. 1217 to address a number of fair housing issues related to the proposed new housing finance system. Support the Federal Housing Finance Agency moving expeitiously toward implementing the Enterprise duty to serve rule as mandated by the Housing and Economic Recovery Act of 2008. Support H.R. 3543 / S. 1761, the Permanently Protecting Tenants at Foreclosure Act. Oppose bringing S. 1217 to the full Senate floor for consideration. Support President Obama nominating new Governors for the two open seats on the Federal Reserve Board who will strongly and effectively represent Main Street, and the aspirations for stability and financial progress of hard working families across the country. Oppose H.R. 3389, H.R. 4262, H.R. 4383, H.R. 4539, H.R. 4604, H.R. 3770, H.R. 4684, H.R. 4662, and the Bureau Examination Fairness Act Support HR 5130 Support the Consumer Financial Protection Bureaus proposed national telephone survey of 1,000 credit card holders as part of its study of pre-dispute binding mandatory (or forced) arbitration. Applaud the CFPB or the substantive work of its staff in developing the Preliminary Results of the Section 1028 Arbitration Study, and for identifying important issues for further study. As the Bureaus research continues, we urge a special focus on the impact of class mandatory arbitration clauses on the ability of individuals to vindicate their rights to a financial marketplace free of discrimination.Oppose abusive and aggressive debt collecting practices and support strong action by the Consumer Financial Protection Bureau to address them. Support H.R. 645 / S. 1837 Support H.R. 3543 / S. 1761 Support S. 2432. Support urging the CFPB to consider the civil rights implications of mandatory arbitration, including whether the increasing use of arbitration clauses in consumer contracts affects the ability of victims of discriminatory lending practices to seek redress in its study of mandatory arbitration conducted pursuant to Section 1028 of the Dodd-Frank Wall Street Reform and Consumer Protection Act. Support the reevaluation of all asset disposition policies and programs of HUD to ensure they promote sales to owner-occupant homebuyers rather than investors. Support HR 4984. Oppose HR 3913, HR 4042, HR 5148, and HR 5018. Support allowing consumers to stop preauthorized payments, reverse unlawful payments to illegal payday lenders and others, charge related fees, or make it hard to close their account. Support the Consumer Financial Protection Bureau (CFPB) proposal to publish consumer narratives in the public complaint database. Support expected rulemaking by the CFPB addressing payday and car title lending adequately take into account, and address, the profound and disproportionate harm these products have caused and continue to inflict on the communities served and represented by the NAACP. Oppose high price, exploitative payday lending. Support the proposed changes to HMDAs reporting requirements, as proposed y the Consumer Financial Protection Bureu, for mortgage lenders. Any new guarantee fee structure must be reviewed to ascertain its disparate impact on the already limited access to credit in minority neighborhoods. Support H.R. 1767. Support legislation reqiring HMDA-like reporting for auto loans.Support any rule addressing payday, installment, car title or any other short term lending product issued by the CFPB accomplish the following: 1.Require the lender to determine the borrowers ability to repay the loan, including consideration of income and expenses; 2.Does not sanction any series of repeat loans or provide any safe harbor of poorly underwritten loans; 3.Establishes an outer limit on length of indebtedness that is at least as short as the FDICs 2005 guidelines 90 days in a twelve-month period. 4.Restricts lenders from requiring a post-dated check or electronic access to a borrowers checking account as a condition of extending credit. Oppose HR 3211. Support the Department of Labor (DOL)s efforts to update and strengthen the outdated rules adopted 40 years ago that apply when individuals receive professional advice about their retirement investments. Support efforts by the FHA to himplement a new system that categorizes loan errors and treats them differently depending on how significant they are and whether they are intentional, and they have asked for comments on their proposal, but also suggest improvements to the proposed changes. Support prohibiting lenders from providing compensation to auto dealers through interest rate markups. Oppose S. 2732. Support the Department of Defenses (DoD) Proposed Rule regarding Limitations on Terms of Consumer Credit Extended to Service Members and Dependents. Oppose HR 1602.

Client expense: $68,750 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), Defense, Dept of (DOD), Education, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Occupational Safety & Health Administration (OSHA), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Small Business Administration (SBA), State, Dept of (DOS), Transportation Security Administration (TSA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Commission on Civil Rights, U.S. Trade Representative (USTR), Veterans Affairs, Dept of (VA), White House Office

College affordability and innovation act of 2014 (S.1969) Our interest is with the entire bill. (Philip) Pell Grant Protection Act (H.R.4373, S. 2194) Our interest is with the entire bill. (Philip) Transferring Credits for College Completion Act (H.R.4348) Our interest is with the entire bill. (Philip) The Best Return on America's Investment Now (BRAIN) Act , (H.R.4467) Our interest is with the entire bill. (Philip) The Strengthening Education through Research Act (HR 4366) Our interest is with the entire bill. (Philip) Protecting Aid for Students Act of 2014 (S. 2385) and CAMPUS Debit Cards Act (H.R. 4714) Our interest is with the entire bill. (Philip) Bank on Students Emergency Loan Refinancing Act Our interest is with the entire bill. (Philip) Campus Accountability and Safety Act ( S. 2692 , H.R. 5354) Our interest is with the entire bill. (Philip) Advancing Competency-Based Education Demonstration Project Act (H.R. 3136) Our interest is with the entire bill. (Philip) Strengthening Transparency in Higher Education Act (H.R. 4983)s Our interest is with the entire bill. (Philip) Empowering Students through Enhanced Financial Counseling Act (H.R. 4984).

Client expense: $23,127 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the reauthorization of the Higher Education Act; Title IV H.R. 4983: HEA; Enhanced Transparency in Higher Education; issues related to reporting requirement H.R. 4984: HEA; Enhanced Financial Counseling issues related to financial aid counseling H.R. 3136: HEA; Competency Based Education Pilots

Client expense: $80,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), HOUSE OF REPRESENTATIVES, Office of Science & Technology Policy (OSTP), SENATE

Higher Education Act Reauthorization Higher Education Affordability Act Student aid - Pell Grants, Supplemental Educational Opportunity Grants, Federal Work-Study, LEAP, TRIO and GEAR UP Financial Aid Simplification and Transparency (FAST) Act H.R. 4982, Simplifying the Application for Student Aid Act H.R. 4983, Strengthening Transparency in Higher Education Act H.R. 4984, Empowering Students Through Enhanced Financial Counseling Act Graduate education programs - Graduate Assistance in Areas of National Need program Title VI International education programs - Fulbright-Hays program H.R. 1911, Smarter Solutions for Students Act National Endowment for the Humanities H.R. 5354, S. 2692, Campus Safety and Accountability Act

Client expense: $60,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Authorization and implementation of the Higher Education Act of 1965, as amended, including S. 1754 (Higher Education and Success for Homeless and Foster Youth Act) and H.R. 4984 (Empowering Students Through Enhanced Financial Counseling Act).

Client expense: $10,000 · Firm income: Not reported

Government targets: Education, Dept of, Energy, Dept of, HOUSE OF REPRESENTATIVES, SENATE, White House Office

Issues and legislation related to housing finance, mortgage origination and mortgage servicing, including S949, S1048, S1106, HR3136, HR4983 and HR4984

Client expense: $790,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 2637, Supporting Academic Freedom through Regulatory Relief Act, provisions related to regulatory relief, gainful employment, credit hour and state authorization; H.R. 4897, Transparency in Education Act, provisions related to gainful employment and disclosure of information; H.R. 4983, Strengthening Transparency in Higher Education Act, provisions related to completion rates and the College Dashboard; H.R. 3136, Advancing Competency-Based Education Demonstration Project Act, provisions related to institutional eligibility; H.R. 4984, Empowering Students through Enhanced Financial Counseling Act, provisions related to entrance and exit counseling; Senate draft proposal for reauthorization of the Higher Education Act, including provisions related to financial aid, 90/10, marketing and disclosures; S. 2837, amendment to the Higher Education Act related to 90/10 and military and veterans benefits.

Client expense: $140,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Labor-HHS-Education bill, FY 2015 House & Senate bill, appropriations bill of interest to university researchers. HR 4870 Department of Defense and Senate Appropriations bill, 2015 and Senate bill. House and Senate Higher Education reauthorization bills, HR 3136/HR 4983/HR 4984 HR 83, the Consolidated & Further Continuing Appropriations Act of 2015.

Client expense: Not reported · Firm income: $70,000

Government targets: Agriculture, Dept of (USDA), Defense, Dept of (DOD), Education, Dept of, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Interior, Dept of (DOI), SENATE

FY15 appropriations to NASA (H.R. 4660: H. Rept. 113-448; S. 2437; S. Rept. 113-181) for funding to support early childhood math and science education programs and greater enrollment in STEM programs. FY15 appropriations to Dept. of Education for support to increase the participation of minorities in teaching and the leadership of education; early language and literacy education, student financial aid, TRIO Programs, Teacher Quality Partnership Grants, professional development for teachers, STEM programs, and FIPSE. Higher Education Act rules related to state authorization, credit hour definitions, and gainful employment. Reauthorization of the Elementary and Secondary Education Act ["Strengthening America's Schools Act S. 1094"; "Student Success Act" H.R. 5]; math and science education partnership programs, physical education programs; increased funding for early childhood education; parent education/involvement programs. Literacy Education, Teacher & Leader Effectiveness (S. 1063 and H.R. 2173), reform of teacher education preparation programs; programs to develop a more diverse teacher and educational leader workforce; funding support to promote school writing (National Writing Program). Student loan interest rates (H.R. 11 "Smart Solutions Act," S. 1003 and S. 953); S. 689: Mental Health Awareness Act and H.R. 1854 - Program to increase school counselors; S. 915: Student Right to Know Before you Go Act - re transparency in reporting requirements. S. 1052 and H.R. 2196: GREAT Teachers and Principal Act - regarding establishment of academies to prepare teachers and principals; teacher evaluation; Implications of Title II of the Higher Education Act on teacher preparation programs; teacher performance assessment; TEACH Act; regulations for administration of student loans. Reauthorization of the Higher Education Act: The Higher Education Affordability Act (Senate) and Student Services Act (H.R. 5). S. 1156 Understanding the True Cost, College Act re elements of financial aid forms; S. 1086 Child Care State Grant Reauthorization re inclusion of indoor and outdoor educational environments; federal reporting requirements for higher education: The Improving Post-Secondary Data for Students Act (H.R. 1949). S. 1062 Education Preparation programs and Assessment; reading recovery program support; college scorecards, evaluation and ranking of teacher education programs, proposals to tie title IV aid to completion rates of Pell students; H.R. 2775. President's college rating proposals on affordability and completion. S. 2164 "Tyler Clemente Higher Education Anti-Harassment Act of 2014; college completion initiatives including credit for life experience, transfer credit acceptance, and common course numbers; S. 546 Smarter Borrowing Act; financial literacy initiatives; H.R. 4982 "Simplifying the Application for Student Aid Act;" H.R. 4983 "Strengthening Transparency in Higher Education Act;" H.R. 4984 "Empowering Students through Financial Aid Counseling Aid Act;" promotion of online and competency based learning; rural education support; "The Financial Aid Simplification and Transparency Act." Campus Accountability and Safety Act (H.R. 5354, S. 2692) re addressing and preventing sexual assault on campus. H.J. Res 124 - Continuing Appropriation Resolution, 2014, Public Law No: 113-164. H.J.Res. 130 - FY2015 Continuing Resolution (public Law 113-202); H.J.Res. 131 - Further Continuing Appropriations (public law 113-203); H.R. 83 - FY2015 Omnibus; Consolidated and Further Continuing Appropriations Act (Public Law 113-235). Department of Education Proposed Teacher Education Rules; Department of Education College Ratings.

Client expense: $50,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Education, Dept of, HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Veterans Affairs, Dept of (VA)

Authorization and implementation of the Higher Education Act of 1965, as amended, including S. 1754 (Higher Education and Success for Homeless and Foster Youth Act) and H.R. 4984 (Empowering Students Through Enhanced Financial Counseling Act).

Client expense: $10,000 · Firm income: Not reported

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, SENATE, White House Office

S. 113 by DURBIN (D-IL) Know Before You Owe Student Loan Act of 2013 S. 114 by DURBIN (D-IL) Fairness for Struggling Students Act of 2013 S. 262 by DURBIN (D-IL) Veterans Education Equity Act of 2013 S. 406 by LAUTENBERG (D-NJ) Students First Act of 2013 S. 528 by HAGAN (D-NC) Protecting Financial Aid for Students and Taxpayers Act S. 546 by HARKIN (D-IA) Smarter Borrowing Act S. 682 by COBURN (R-OK) Comprehensive Student Loan Protection Act S. 707 by REED (D-RI) Student Loan Affordability Act S. 835 by SCHUMER (D-NY) American Opportunity Tax Credit Permanence and Consolidation Act of 2013 S. 897 by WARREN (D-MA) Bank on Student Loan Fairness Act S. 915 by WYDEN (D-OR) Student Right-to-Know Before You Go Act of 2013 S. 953 by REED (D-RI) Student Loan Affordability Act S. 1003 by COBURN (R-OK) to amend the HEA re student loan interest rates S. 1062 by REED (D-RI) Educator Preparation Reform Act S. 1704 by DURBIN (D-IL) Affordable College Textbook Act S. 1873 by REED (D-RI) Protect Student Borrowers Act S. 1874 by REED (D-RI) Partnerships for Affordability and Student Success Act S. 1904 by LEE (R-UT) Higher Education Reform and Opportunity Act of 2013 S. 2164 by MURRAY (D-WA) Tyler Clementi Higher Education Anti-Harassment Act of 2014 S. 2349 by SANDERS (I-VT) Supporting College Success Through Dual Enrollment Act S. 2506 by HAGAN (D-NC) CREATE Graduates Act S. 2513 by BENNET (D-CO) Advancing Competency-Based Education Demonstration Project Act of 2014 S. 2612 by WARNER (D-VA) Dynamic Repayment Act of 2014 S. 2692 by McCASKILL (D-MO) Campus Accountability and Safety Act S. 2695 by BOXER (D-CA) SOS Campus Act H.R. 217 by HONDA (D-CA) Educator Preparation Reform Act H.R. 340 by GRIJALVA (D-AZ) Protecting Financial Aid for Students and Taxpayers H.R. 1313 by BASS (D-CA) Student Loan Fairness Act H.R. 1595 by COURTNEY (D-CT) Student Loan Relief Act H.R. 1716 by PETRI (R-WI) Earnings Contingent Education Loans Act H.R. 1738 by DOGGETT (D-TX) American Opportunity Tax Credit Act of 2013 H.R. 1911 by KLINE (R-MN) Smarter Solutions for Students Act H.R. 1928 by DELAURO (D-CT) Proprietary Institution of Higher Education Accountability Act H.R. 1937 by HUNTER (R-CA) Student Right-to-Know Before You Go Act of 2013 H.R. 1949 by MESSER (R-IN) Improving Postsecondary Data for Students Act H.R. 2020 by CARTWRIGHT (D-PA) Truth in Tuition Act S. 2340 by BOOKER (D-NJ) Simplifying Financial Aid for Students Act of 2014 S. 2612 by WARNER (D-VA) Dynamic Repayment Act pf 2-14 H.R. 2637 by FOXX (R-NC) Supporting Academic Freedom through Regulatory Relief Act S. 2796 by BALDWIN (D-WI) Working Student Aid of 2014 H.R. 3136 by SALMON (R-AZ) Advancing Competency-Based Education Demonstration Project Act of 2014 H.R. 3371 by HINOJOSA (D-TX) State Loan Access and Student Protection Act H.R. 3393 by BLACK (R-IN) Student and Family Tax Simplification Act H.R. 3412 by GOWDY (R-SC) Flexibility to Innovate for College Affordability Act H.R. 3496 by COHEN (D-TN) Protecting Our Students and Taxpayers (POST) H.R. 3505 by PETRI (R-WI) Technology, Equality and Accessibility in College and Higher Education Act (TEACH) H.R. 3694 by CUMMINGS (D-MD) Net Price Calculator Improvement Act H.R. 4612 by DeSANTIS (R-FL) Higher Education Reform and Opportunity Act (HERO Act) H.R. 4643 by LARSEN (D-WA) Bereaved Borrowers Bill of Rights Act of 2014 H.R. 4719 by REED (R-NY) America Gives More Act H.R. 4982 by BUCSHON (R-IN) Simplifying the Application for Student Aid Act H.R. 4983 by FOXX (R-NC) Strengthening Transparency in Higher Education Act H.R. 4984 by GUTHRIE (R-KY) Empowering Students through Enhanced Financial Counseling Act H.R. 5277 by DAVIS (D-CA) SOS Campus Act H.R. 5354 by MALONEY (D-NY) Campus Accountability and Safety Act Not listed on Agencies: Consumer Financial Protection Bureau

Client expense: $71,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Education, Dept of, Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Office of Management & Budget (OMB), SENATE, Veterans Affairs, Dept of (VA), White House Office

S. 113 by DURBIN (D-IL) Know Before You Owe Student Loan Act of 2013 S. 114 by DURBIN (D-IL) Fairness for Struggling Students Act of 2013 S. 262 by DURBIN (D-IL) Veterans Education Equity Act of 2013 S. 406 by LAUTENBERG (D-NJ) Students First Act of 2013 S. 528 by HAGAN (D-NC) Protecting Financial Aid for Students and Taxpayers Act S. 546 by HARKIN (D-IA) Smarter Borrowing Act S. 682 by COBURN (R-OK) Comprehensive Student Loan Protection Act S. 707 by REED (D-RI) Student Loan Affordability Act S. 835 by SCHUMER (D-NY) American Opportunity Tax Credit Permanence and Consolidation Act of 2013 S. 897 by WARREN (D-MA) Bank on Student Loan Fairness Act S. 915 by WYDEN (D-OR) Student Right-to-Know Before You Go Act of 2013 S. 953 by REED (D-RI) Student Loan Affordability Act S. 1003 by COBURN (R-OK) to amend the HEA re student loan interest rates S. 1062 by REED (D-RI) Educator Preparation Reform Act S. 1704 by DURBIN (D-IL) Affordable College Textbook Act S. 1873 by REED (D-RI) Protect Student Borrowers Act S. 1874 by REED (D-RI) Partnerships for Affordability and Student Success Act S. 1904 by LEE (R-UT) Higher Education Reform and Opportunity Act of 2013 S. 2164 by MURRAY (D-WA) Tyler Clementi Higher Education Anti-Harassment Act of 2014 S. 2349 by SANDERS (I-VT) Supporting College Success Through Dual Enrollment Act S. 2506 by HAGAN (D-NC) CREATE Graduates Act S. 2513 by BENNET (D-CO) Advancing Competency-Based Education Demonstration Project Act of 2014 S. 2612 by WARNER (D-VA) Dynamic Repayment Act of 2014 S. 2692 by McCASKILL (D-MO) Campus Accountability and Safety Act S. 2695 by BOXER (D-CA) SOS Campus Act H.R. 217 by HONDA (D-CA) Educator Preparation Reform Act H.R. 340 by GRIJALVA (D-AZ) Protecting Financial Aid for Students and Taxpayers H.R. 1313 by BASS (D-CA) Student Loan Fairness Act H.R. 1595 by COURTNEY (D-CT) Student Loan Relief Act H.R. 1716 by PETRI (R-WI) Earnings Contingent Education Loans Act H.R. 1738 by DOGGETT (D-TX) American Opportunity Tax Credit Act of 2013 H.R. 1911 by KLINE (R-MN) Smarter Solutions for Students Act H.R. 1928 by DELAURO (D-CT) Proprietary Institution of Higher Education Accountability Act H.R. 1937 by HUNTER (R-CA) Student Right-to-Know Before You Go Act of 2013 H.R. 1949 by MESSER (R-IN) Improving Postsecondary Data for Students Act H.R. 2020 by CARTWRIGHT (D-PA) Truth in Tuition Act S. 2340 by BOOKER (D-NJ) Simplifying Financial Aid for Students Act of 2014 S. 2612 by WARNER (D-VA) Dynamic Repayment Act pf 2-14 H.R. 2637 by FOXX (R-NC) Supporting Academic Freedom through Regulatory Relief Act S. 2796 by BALDWIN (D-WI) Working Student Aid of 2014 H.R. 3136 by SALMON (R-AZ) Advancing Competency-Based Education Demonstration Project Act of 2014 H.R. 3371 by HINOJOSA (D-TX) State Loan Access and Student Protection Act H.R. 3393 by BLACK (R-IN) Student and Family Tax Simplification Act H.R. 3412 by GOWDY (R-SC) Flexibility to Innovate for College Affordability Act H.R. 3496 by COHEN (D-TN) Protecting Our Students and Taxpayers (POST) H.R. 3505 by PETRI (R-WI) Technology, Equality and Accessibility in College and Higher Education Act (TEACH) H.R. 3694 by CUMMINGS (D-MD) Net Price Calculator Improvement Act H.R. 4612 by DeSANTIS (R-FL) Higher Education Reform and Opportunity Act (HERO Act) H.R. 4643 by LARSEN (D-WA) Bereaved Borrowers Bill of Rights Act of 2014 H.R. 4719 by REED (R-NY) America Gives More Act H.R. 4982 by BUCSHON (R-IN) Simplifying the Application for Student Aid Act H.R. 4983 by FOXX (R-NC) Strengthening Transparency in Higher Education Act H.R. 4984 by GUTHRIE (R-KY) Empowering Students through Enhanced Financial Counseling Act H.R. 5277 by DAVIS (D-CA) SOS Campus Act H.R. 5354 by MALONEY (D-NY) Campus Accountability and Safety Act Not listed on Agencies: Consumer Financial Protection Bureau

Client expense: $71,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Education, Dept of, Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Office of Management & Budget (OMB), SENATE, Veterans Affairs, Dept of (VA), White House Office

S. xxx, the Higher Education Affordability Act - provisions related to the reauthorization of the Higher Education Act S.xxxx, the Financial Aid Simplification and Transparency Act - provisions related to simplification of the FAFSA and reform/consolidation of student loan programs H.R. 3136 , the Advancing Competency-Based Education Demonstration Project Act of 2013 - general provisions related to the bill H.R. 4983, the Strengthening Transparency in Higher Education Act - general provisions related to the bill H.R. 4984, the Empowering Students through Enhanced Financial Counseling Act - general provisions related to the bill H.R. 5134, to extend the National Advisory Committee on Institutional Quality and Integrity and the Advisory Committee on Student Financial Assistance for one year - general provisions related to the bill H.R. 4366, the Strengthening Education Through Research Act - provisions related to the reauthorization of the Institute of Education Sciences H.R. 5354/S. 2692, the Campus Accountability and Safety Act - provisions related to reducing sexual violence on college campuses S.1822, the Foreign Medical School Accountability Fairness Act - provisions related to foreign medical school participation in the federal direct student loan program H.R. xxxx/S. xxxx - the FY 15 Labor-HHS-Education Appropriations Act - issues around funding for federal student aid programs including Pell Grants and campus-based aid programs, Title VI international education programs and the Institute of Education Sciences H.R. 5100/S.xx, the Standardization of Collegiate Oversight of Revenues and Expenditures (SCORE) Act - general provisions related to the bill Issues related around teacher preparation and forthcoming regulations related to Title II programs

Client expense: $70,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Higher Education Reauthorization Act; Strengthening Transparency in Higher Education Act (HR 4983); Empowering Students Through Enhanced Financial Counseling Act (HR 4984); Advancing Competency-Based Education Demonstration Project Act of 2014 (HR 3136)

Client expense: Not reported · Firm income: $10,000

Government targets: Education, Dept of, Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, White House Office

H.R. 5, Student Success Act H.R. 551, Fast Track to College Act of 2013 H.R. 803, Workforce Innovation and Opportunity Act H.R. 1937 / S. 915, Student Right To Know Before You Go Act of 2013 H.R. 2637, Supporting Academic Freedom through Regulatory Relief Act H.R. 3136, Advancing Competency-Based Education Demonstration Projects Act of 2014 H.R. 4897, Transparency in Education Act H.R. 4983, Strengthening Transparency in Higher Education Act H.R. 4984, Empowering Students Through Enhanced Financial Counseling Act S. 1010, Commission on Effective Regulation and Assessment Systems for Public Schools Act S. 1094, Strengthening America's Schools Act of 2013 S. 1101, Every Child Ready for College or Career Act of 2013 S. 1356, Workforce Investment Act of 2013 S. 2432, Bank on Students Emergency Loan Refinancing Act Various issues relating to the reauthorization of the Elementary and Secondary Education Act (P.L. 89-10); reauthorization and implementation of the Workforce Investment Act (P.L. 105-220); reauthorization of the Carl D. Perkins Career and Technical Education Act (P.L. 109-270); higher education, including the reauthorization of the Higher Education Act of 1965 (P.L. 89-329), also including development of student financial assistance regulations pursuant to section 492; Department of Educations Gainful Employment Negotiated Rulemaking; 90/10 rule requiring for-profit colleges to receive at least 10% of their revenues from sources other than federal student aid; Common Core State Standards Initiative; early childhood education

Client expense: $28,350,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Consumer Product Safety Commission (CPSC), Council on Environmental Quality (CEQ), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Bureau of Investigation (FBI), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Food & Drug Administration (FDA), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Labor Relations Board (NLRB), Natl Security Council (NSC), Occupational Safety & Health Administration (OSHA), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), State, Dept of (DOS), Transportation Security Administration (TSA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Customs & Border Protection, U.S. Fish & Wildlife Service (USFWS), U.S. Forest Service, U.S. Trade Representative (USTR), White House Office

H.R.4983 - Strengthening Transparency in Higher Education Act H.R.3136 - Advancing Competency-Based Education Demonstration Project Act of 2014 H.R.4984 - Empowering Students Through Enhanced Financial Counseling Act Fiscal Year 2015 Appropriations

Client expense: $54,179 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R.4983 - Strengthening Transparency in Higher Education Act H.R.3136 - Advancing Competency-Based Education Demonstration Project Act of 2014 H.R.4984 - Empowering Students Through Enhanced Financial Counseling Act H.R.5298 - Student Job Protection Act of 2014 H.R.5262 - Student Worker Exemption Act of 2014 S.2692 - Campus Accountability and Safety Act H.R.5100 - SCORE Act S. - To improve the Higher Education Act of 1965 H.R.3505 - TEACH Act

Client expense: $54,179 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Department of Education Appropriation -- In support of increased funding for student financial aid and higher education programs for low-income students including Pell Grants and TRIO programs. In support of funding for the Department of Education's international education and foreign language studies programs, HEA-Title VI and Fulbright-Hays. In support of reauthorization of the Higher Education Act. In support of goals of H.R.4983, Strengthening Transparency in Higher Education Act; H.R.3136, Advancing Competency-Based Education Demonstration Project Act; and H.R.4984, Empowering Students Through Enhanced Financial Counseling Act. In support of goals of H.R.5354/S.2692, Campus Accountability and Safety Act. In opposition of provision removing presidential appointment and in support of including provision for Senate Confirmation of Commissioner of National Center for Education Statistics in H.R.4366, Strengthening Education through Research Act.

Client expense: $110,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, White House Office

Senate Higher Education Affordability Act and Financial Aid Simplification and Transparency (FAST) Act(Draft legislation to reauthorize the Higher Education Act). S 406: Students First Act of 2013, A bill to amend the Higher Education Act of 1965 to provide for new program review requirements. (ALL) HR3230: Veterans' Access to Care through Choice, Accountability, and Transparency Act of 2014 Official Title: To improve the access of veterans to medical services from the Department of Veterans Affairs, and for other purposes(provisions that require courses of education provided by public institutions of higher education that are approved for purposes of the educational assistance programs administered by the Secretary of Veterans Affairs to charge veterans tuition and fees at the in-State tuition rate). S 915 and HR 1937: Student Right to Know Before you Go Act 2013: A bill to amend the Higher Education Act of 1965 to update reporting requirements for institutions of higher education and provide for more accurate and complete data to student retention, graduation and earnings outcomes at all levels of postsecondary education(ALL). HR 1991: To require the Secretary of Education to verify that individuals have made a commitment to serve in the Armed Forces or in public service, or otherwise are a borrower on an eligible loan which has been submitted to a guaranty agency for default aversion or is already in default, before such individuals obtain a consolidation loan for purposes specified under section 455(o) of the Higher Education Act of 1965(ALL). H.R.1529 Student Aid Expansion Act of 2013 Official Title: To amend the Higher Education Act of 1965 to exempt certain State-provided loan programs from being subject to preferred lender arrangement requirements. H.R.1928 Proprietary Institution of Higher Education Accountability Act Official Title: To clarify the calculation of cohort default rates for proprietary institutions of higher education under the Higher Education Act of 1965. HR. 2903: National Collegiate Athletics Accountability Act: A bill to amend section 487(a) of the Higher Education Act of 1965 to provide increased accountability of nonprofit athletic associations, and for other purposes(ALL) S2692 and HR 5354: Campus Accountability and Safety Act Official Title: A bill to amend the Higher Education Act of 1965 and the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act to combat campus sexual violence, and for other purposes(ALL). HR 4983: Strengthening Transparency in Higher Education Act Official Title: To simplify and streamline the information regarding institutions of higher education made publicly available by the Secretary of Education, and for other purposes. HR 3136 Advancing Competency-Based Education Demonstration Project Act of 2013 Official Title: To establish a demonstration program for competency-based education. HR4984: Empowering Students Through Enhanced Financial Counseling Act Official Title: To amend the loan counseling requirements under the Higher Education Act of 1965, and for other purposes. S2432: Bank on Students Emergency Loan Refinancing Act Official Title: A bill to amend the Higher Education Act of 1965 to provide for the refinancing of certain Federal student loans, and for other purposes.

Client expense: $80,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Senate Higher Education Act Draft, HELP Committee--all aspects; particularly, Campus-based aid S. 2692, Campus Accountability and Safety Act HR 4984, Empowering Students Through Enhanced Financial Counseling Act; HR 3136, Advancing Competency-Based Education Demonstration Project Act of 2014; HR 4983, Strengthening Transparency in Higher Education Act

Client expense: $20,000 · Firm income: Not reported

Government targets: Education, Dept of, Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE

Reauthorization of the Higher Education Act, etcS. 1334 - To establish new federal Student Loan interest rates tied to a market based interest rate. S. 2981 - To limit federal overreach in postsecondary academic affairs, eliminating three regulations affecting colleges and universities. The three regulations repealed under H.R. 2637 include state authorization requirements, the federal definition of a credit hour, and gainful employment requirements. H.R. 3047 The borrower of a loan under the William D. Ford Federal Direct Program may modify the interest rate of the loan to be equal to the interest rate that would be applicable to such loan if loan were first disbursed (or first applied for) on the date which the borrower elects to modify the interest rate of such loan. Interest rate elected under this clause will be fixed for the life of the loan. H.R. 5031, STEM Act of 2014, defines STEM education to include computer science as a discipline H.R. 3136, Advancing Competency-Based Education Demonstration Project Act, Would streamline the amount of information currently available to students and their families regarding estimated college costs, loan options, and potential repayment plans on a consumer-tested College Dashboard. H.R. 4984, Empowering Students Through Enhanced Financial Counseling Act, Would increase financial aid counseling for students and families entering the college-application process. DRAFT of Chairman Harkin's HEA Reauthorization S. 2506, Correctly Recognizing Educational Achievements To Empower Graduates Act, A bill to award grants to States to support efforts at institutions of higher education to increase degree attainment, and for other purposes. H.R. 5100, Standardization of Collegiate Oversight of Revenues and Expenditures (SCORE) Act, A bill to amend the Higher Education Act of 1965 to require institutions of higher education to report revenue generated by each sports team, and for other purposes. H.R. 4582, S. 2292, S. 2463, Bank on Students Emergency Loan Refinancing Act Simplifying Federal Financial Aid (both on the House and Senate side) particular focus on a one-grant, one-loan, one-tax credit system. Costs and institutional compliance requirements associated with Office of Federal Contract Compliance Programs (OFCCP) Higher Education Accreditation President Obamas Higher Education Proposals oRating System/College Scorecard oTax Credit Expansions oRace to the Top for college affordability and compliance oFinancial Aid Shopping Sheet S. 2692, Campus Accountability and Safety Act

Client expense: $59,296 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Submitted commentary to the White House re Gainful Employment regulations H.R. 4983, the Strengthening Transparency in Higher Education Act H.R. 5134, To extend the National Advisory Committee on Institutional Quality and Integrity and the Advisory Committee on Student Financial Assistance for one year H.R. 3136, the Advancing Competency-Based Education Demonstration Project Act H.R. 4984, the Empowering Students through Enhanced Financial Counseling Act S. 1086, the Child Care and Development Block Grant Act of 2014 S. 2432, the Bank on Students Emergency Loan Refinancing Act H.R. 5001, the CORE Act S. 2880, the I Teach Act H.R. 5612, the Tackling Excessive Standardized Testing Act S. 2849, the Diploma Act H.R. 5186, The Homeless Children and Youth Act S. 2790, the IDEA Fairness Restoration Act S. 2789, the IDEA Full Funding Act Master Teacher Corps Act (draft) S. 1596/H.R. 2083 Protecting Students from Sexual and Violent Predators Act S. 1043/H.R. 5219 English Learning and Innovation Act S. 2795 Career and Technical Education Opportunity Act S. 2796 Working Student Act S. 2753 Increasing Student Achievement by Increasing Student Support Act S. 2860 Fast Track to College Act All Items Pertaining to ESEA Discussions surrounding School Improvement Grants with Dept. of Education Discussions surrounding Community Schools Discussions surrounding Charter Schools, specifically in Washington, D.C. Discussions surrounding School discipline and suspensions Discussions surrounding Private school vouchers Discussions surrounding Standardized testing/role of testing in school accountability

Client expense: $337,382 · Firm income: Not reported

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, SENATE, White House Office

Draft- Senate Higher Education Affordability Act; all provisions H.R. 3136- Advancing Competency-Based Education Demonstration Project Act of 2014H.R. 4982- Simplifying the Application for Student Aid Act; all provisions H.R. 4984- Empowering Students Through Enchanced Financial Counseling Act; all provisions H.R. 4983- Strengthening Transparency in Higher Education Act; all provisions S.2692/H.R. 5354- Campus Accountability and Safety Act H.R. 3230- The Veterans' Access to Care Through Choice, Accountability, and Transparency Act of 2014; Sec. 702 of Conference Agreement S.2839- Comprehensive Addiction and Recovery Act of 2014

Client expense: $30,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the reauthorization of the Higher Education Act; Title IV H.R. 4983- HEA; Enhanced Transparency in Higher Education H.R. 4984- HEA; Enhanced Financial Counseling H.R. 3136- HEA; Competency Based Education PilotsS. 2060, H.R. 3505- TEACH Act; develop access guidelines for e-materials

Client expense: Not reported · Firm income: $48,300

Government targets: Defense, Dept of (DOD), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Office of Science & Technology Policy (OSTP), SENATE

Issues related to the reauthorization of the Higher Education Act; Title IV H.R. 4983- HEA; Enhanced Transparency in Higher Education H.R. 4984- HEA; Enhanced Financial Counseling H.R. 3136- HEA; Competency Based Education PilotsS. 2060, H.R. 3505- TEACH Act; develop access guidelines for e-materials

Client expense: Not reported · Firm income: $11,700

Government targets: Defense, Dept of (DOD), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Office of Science & Technology Policy (OSTP), SENATE

College affordability and innovation act of 2014 (S.1969) Our interest is with the entire bill.Pell Grant Protection Act (H.R.4373, S. 2194) Our interest is with the entire bill. Transferring Credits for College Completion Act (H.R.4348) Our interest is with the entire bill. The Best Return on America's Investment Now (BRAIN) Act , (H.R.4467) Our interest is with the entire bill. The Strengthening Education through Research Act (HR 4366) Our interest is with the entire bill. Protecting Aid for Students Act of 2014 (S. 2385) and CAMPUS Debit Cards Act (H.R. 4714) Our interest is with the entire bill. Bank on Students Emergency Loan Refinancing Act Our interest is with the entire bill. Campus Accountability and Safety Act ( S. 2692 , H.R. 5354) Our interest is with the entire bill. Advancing Competency-Based Education Demonstration Project Act (H.R. 3136) Our interest is with the entire bill. Strengthening Transparency in Higher Education Act (H.R. 4983) Our interest is with the entire bill. Empowering Students through Enhanced Financial Counseling Act (H.R. 4984).

Client expense: $45,287 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE