National Flood Insurance Program Policyholder Protection Act of 2017

Flood Insurance reform, reauthorization H.R. 2875, the National Flood Insurance Program Administrative Reform Act of 2017 H.R. 1558, the Repeatedly Flooded Communities Preparation Act H.R. 1422, the Flood Insurance Market Parity and Modernization Act S. 563, the Flood Insurance Market Parity and Modernization Act S. 1571, the National Flood Insurance Program Reauthorization Act of 2017 S. 1368, the Sustainable, Affordable, Fair and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 S. 1313 Flood Insurance Affordability and Sustainability Act of 2017 H.R. 2246, the Taxpayer Exposure Mitigation Act of 2017 H.R. 2565, a bill to require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. H.R. 2868, the National Flood Insurance Program Policyholder Protection Act of 2017 H.R. 2874, the 21st Century Flood Reform Act of 2017 Appropriations related to mitigation and mapping H.R.2 - Agriculture Improvement Act of 2018 S.3042 - Agriculture Improvement Act of 2018 H.R. 3746, the Business of Insurance Regulatory Reform Act of 2017 The Nonprofit Property Protection Act Cyber risk insurance issues InsurTech issues Social Security Disability Insurance (SSDI) claims process improvements and supporting funding for Social Security Administration Issues related to Supplemental Benefits H.R. 6128, HSA Employer Flexibility Act H.R. 5138, Bipartisan HSA Improvement Act of 2018 H.R. 6199, Restoring Access to Medication and Modernizing Health Savings Accounts Act of 2018 S.2241 - A bill to amend the Patient Protection and Affordable Care Act by clarifying that State Exchanges are prohibited from imposing fees or assessments on issuers of excepted benefits and standalone dental plans not sold through an Exchange. H.R.4225 - To amend the Patient Protection and Affordable Care Act by clarifying that State Exchanges are prohibited from imposing fees or assessments on issuers of excepted benefits and standalone dental plans not sold through an Exchange. National Defense Authorization Act (NDAA) section on TRICARE H.R. 5881 Provide Accurate Information Directly (PAID) Act

Client expense: $380,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Treasury, Dept of

General issues related to credit reporting, technology, data security, and housing. Specific issues included: re-authorization of the National Flood Insurance Program, including both in and outside of the Appropriations process (HR 1422, HR 1558, HR 2246, HR 2565, HR 2868, HR 2875, HR 2874, and draft Senate legislation), issues related to reconstruction cost and general extension of the program; proposals on data security, breach notice and breach response, including S 2289 (Warren) "Data Breach Prevention and Compensation Act of 2018", and H.R. 6743, the "Consumer Information Notification Requirement Act" (Luetkemeyer), issues related to preemption and functional regulation; and proposals to modernize the IRS IVES system and their impact on the mortgage industry, including the "IRS Data Verification Modernization Act of 2017" (McHenry).

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, Vice President of the U.S.

Regulation of insurance (general); general issues related to the Federal Insurance Office; general issues related to the Federal Advisory Committee on Insurance (FACI); general issues related to the Financial Stability Oversight Council (FSOC); issues related to the implementation of the National Association of Registered Agents and Brokers; implementation of the Biggert-Waters Flood Insurance Reform Act of 2012; implementation of the Homeowner Flood Insurance Affordability Act (Public Law No: 113-89); issues related to the National Flood Insurance Program;H.R. 1422/S. 563, the Flood Insurance Market Parity and Modernization Act; H.R. 10,the Financial CHOICE Act; S. 1360, the Transparent Insurance Standards Act; Bilateral Agreement between the European Union and the United States of America On Prudential Measures Regarding Insurance and Reinsurance;H.R. 2868, the National Flood Insurance Program Policyholder Protection Act of 2017; H.R. 2874, the 21st Century Flood Reform Act;H.R. 2875, the National Flood Insurance Program Administrative Reform Act of 2017;H.R. 1558, the Repeatedly Flooded Communities Preparation Act; H.R. 2565, a bill to require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes;H.R. 2246, the Taxpayer Exposure Mitigation Act of 2017;S. 1313, the Flood Insurance Affordability & Sustainability Act of 2017; S. 1368, The Sustainable, Affordable, Fair and Efficient National Flood Insurance Program Reauthorization Act of 2017;S.1571 National Flood Insurance Program Reauthorization Act of 2017; H.R. 3861, the Federal Insurance Office Reform Act of 2017; H.R. 4537, the International Insurance Standards Act of 2017;H.R.2874 21st Century Flood Reform Act;H.R. 4483, the Federal Insurance Office Abolishment Act of 2017;H.R. 3746, the Business of Insurance Regulatory Reform Act; S. 2155, the Economic Growth, Regulatory Relief, and Consumer Protection Act; H.R. 6743, the Consumer Information Notification Requirement Act; S.1182, the National Flood Insurance Program Extension Act of 2018; S. 488, the JOBS and Investor Confidence Act ; Guidance on the Effects of a Lapse of Appropriation for the NFIP;H.R. 7187 National Flood Insurance Program Further Extension Act of 2018; S.3628, National Flood Insurance Program Extension Act

Client expense: $90,632 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Risk Management Agency, SENATE, Treasury, Dept of

Flood Insurance Reauthorization and Reform HR2 - Agriculture Improvement Act of 2018 HR195 - Making further continuing appropriations for the fiscal year ending September 30, 2018, and for other purposes. HR601 - Continuing Appropriations Act, 2018 and Supplemental Appropriations for Disaster Relief Requirements Act, 2017 HR879 - Flood Insurance Integrity Act HR1370 - An Act to amend the Homeland Security Act of 2002 to require the Secretary of Homeland Security to issue Department of Homeland Security-wide guidance and develop training programs as part of the Department of Homeland Security Blue Campaign, and for other purposes. HR1401 - Flood Insurance Fairness Act of 2017 HR1422 - Flood Insurance Market Parity and Modernization Act HR1423 - National Flood Insurance Program Reauthorization and Improvement Act of 2017 HR1558 - Repeatedly Flooded Communities Preparation Act HR1625 - Consolidated Appropriations Act, 2018 HR1892 - Bipartisan Budget Act of 2018 HR2246 - Taxpayer Exposure Mitigation Act of 2017 HR2565 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. HR2868 - National Flood Insurance Program Policyholder Protection Act of 2017 HR2874 - 21st Century Flood Reform Act HR2875 - National Flood Insurance Program Administrative Reform Act of 2017 HR__ - FY2018 Homeland Security Appropriations HR__ - FY2018 Interior Appropriations (3DEP Flood Mapping) HR3823 - Disaster Tax Relief and Airport and Airway Extension Act of 2017 HR4905 - Improvement of Mapping, Addresses, Geography, Elevations, and Structures (IMAGES) Act of 2018 HR5559 - Scientific Flood Mapping Act HR5846 - Promoting Flood Risk Mitigation Act HR6379 - National Flood Insurance Program Extension Act of 2018 HR7187 - National Flood Insurance Program Further Extension Act of 2018 HJRes 123 - Making further continuing appropriations for fiscal year 2018, and for other purposes. S110 - Digital Coast Act HJRes143 - Making further continuing appropriations for fiscal year 2019, and for other purposes. S563 - Flood Insurance Market Parity and Modernization Act S1182 - National Flood Insurance Program Extension Act of 2018 S1313 - Flood Insurance Affordability and Sustainability Act of 2017 S1368 - Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 S1445 - Repeatedly Flooded Communities Preparation Act S1571 - National Flood Insurance Program Reauthorization Act of 2017 S3128 - A bill to reauthorize the National Flood Insurance Program. S3628 - National Flood Insurance Program Extension Act Wildfires HR1625 - Consolidated Appropriations Act, 2018 HR2862 - Wildfire Disaster Funding Act HR2936 - Resilient Federal Forests Act of 2017 S1842 - Wildfire Disaster Funding Act Disaster Relief HR302 - FAA Reauthorization Act of 2018 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding the National Flood Insurance Program reauthorization and flood maps. Discussions with the Federal Deposit Insurance Corporation (FDIC) regarding private flood insurance. Discussions with the Federal Housing Authority (FHA) within the Department of Housing and Urban Development (HUD) regarding private flood insurance. Discussions with the National Credit Union Administration (NCUA) regarding private flood insurance. Discussions with Fannie Mae and Freddie Mac regarding the National Flood Insurance Program. Discussions with the White House regarding renewal and issuance of new NFIP policies during the partial federal government shutdown.

Client expense: $19,000,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Energy, Dept of, Environmental Protection Agency (EPA), Federal Bureau of Investigation (FBI), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), Ginnie Mae, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, Veterans Affairs, Dept of (VA), White House Office

Regulation of insurance (general); general issues related to the Federal Insurance Office; general issues related to the Federal Advisory Committee on Insurance (FACI); general issues related to the Financial Stability Oversight Council (FSOC); issues related to the implementation of the National Association of Registered Agents and Brokers; implementation of the Biggert-Waters Flood Insurance Reform Act of 2012; implementation of the Homeowner Flood Insurance Affordability Act (Public Law No: 113-89); issues related to the National Flood Insurance Program;H.R. 1422/S. 563, the Flood Insurance Market Parity and Modernization Act; H.R. 10,the Financial CHOICE Act; S. 1360, the Transparent Insurance Standards Act; Bilateral Agreement between the European Union and the United States of America On Prudential Measures Regarding Insurance and Reinsurance;H.R. 2868, the National Flood Insurance Program Policyholder Protection Act of 2017; H.R. 2874, the 21st Century Flood Reform Act;H.R. 2875, the National Flood Insurance Program Administrative Reform Act of 2017;H.R. 1558, the Repeatedly Flooded Communities Preparation Act; H.R. 2565, a bill to require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes;H.R. 2246, the Taxpayer Exposure Mitigation Act of 2017;S. 1313, the Flood Insurance Affordability & Sustainability Act of 2017; S. 1368, The Sustainable, Affordable, Fair and Efficient National Flood Insurance Program Reauthorization Act of 2017;S.1571 National Flood Insurance Program Reauthorization Act of 2017; H.R. 3861, the Federal Insurance Office Reform Act of 2017; H.R. 4537, the International Insurance Standards Act of 2017;H.R.2874 21st Century Flood Reform Act;H.R. 4483, the Federal Insurance Office Abolishment Act of 2017;H.R. 3746, the Business of Insurance Regulatory Reform Act; S. 2155, the Economic Growth, Regulatory Relief, and Consumer Protection Act; H.R. 6743, the Consumer Information Notification Requirement Act; S.1182, the National Flood Insurance Program Extension Act of 2018; S. 488, the JOBS and Investor Confidence Act ; Guidance on the Effects of a Lapse of Appropriation for the NFIP;H.R. 7187 National Flood Insurance Program Further Extension Act of 2018; S.3628, National Flood Insurance Program Extension Act

Client expense: $90,632 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Risk Management Agency, SENATE, Treasury, Dept of

-General interest in covered agreements. -International discussions on appropriate standards for insurers. -Issues related to surety bonds/public-private partnerships. -Implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act. -International regulatory matters, including statutory disability issues. -Issues related to HR 2875, the National Flood Insurance Program Administration Act. -Issues related to HR 2874, the 21st Century Flood Reform Act. -Issues related to HR 1422, the Flood and Insurance Market Parity and Modernization Act. -Issues related to HR 1558, the Repeatedly Flooded Communities Preparation Act. -Issues related to HR 2246, the Taxpayer Exposure Mitigation Act of 2017. -Issues related to HR 2565, To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. -Issues related to HR 2868, National Flood Insurance Program Policyholder Protection Act of 2017. -Issues related to HR 3388, the SELF Drive Act. -Issues related to S 1885, AV START Act. -Issues related to S 1360, International Insurance Capital Standards Accountability Act. -Issues related to HR 4537, International Insurance Standards Act. -Issues related to S 2155, Economic Growth, Regulatory Relief, and Consumer Protection Act.

Client expense: $750,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE, State, Dept of (DOS), Treasury, Dept of

H.R. 1422; Flood Insurance Market Parity and Modernization Act; the bill removes barriers for more private company participation in the flood insurance market. H.R. 1558; Repeatedly Flooded Communities Preparation Act; The bill would require NFIP communities to develop plans and make progress toward mitigating repetitive loss properties. H.R. 2246; Taxpayer Exposure Mitigation Act; The bill sets standards for communities to develop flood maps and use risk transfer tools. H.R. 2565; To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes; the bill would allow for the use of replacement cost in determining premium rates for the NFIP. H.R. 2868; National Flood Insurance Program Policyholder Protection Act; the bill establishes a cap on NFIP rates. H.R. 2874; 21st Century Flood Reform Act; the bill would reauthorize the NFIP. H.R. 2875; National Flood Insurance Program Administrative Reform Act; the bill would allow homeowners access to mitigate properties before they flood. S. 562; The Flood Insurance Market Parity and Modernization Act, which would reduce barriers to private flood insurance.

Client expense: $30,218 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Environmental Protection Agency (EPA), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Veterans Affairs, Dept of (VA)

Flood Insurance reform, reauthorization H.R. 2875, the National Flood Insurance Program Administrative Reform Act of 2017 H.R. 1558, the Repeatedly Flooded Communities Preparation Act H.R. 1422, the Flood Insurance Market Parity and Modernization Act S. 563, the Flood Insurance Market Parity and Modernization Act S. 1571, the National Flood Insurance Program Reauthorization Act of 2017 S. 1368, the Sustainable, Affordable, Fair and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 S. 1313 Flood Insurance Affordability and Sustainability Act of 2017 H.R. 2246, the Taxpayer Exposure Mitigation Act of 2017 H.R. 2565, a bill to require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. H.R. 2868, the National Flood Insurance Program Policyholder Protection Act of 2017 H.R. 2874, the 21st Century Flood Reform Act of 2017 Appropriations related to mitigation and mapping H.R.2 - Agriculture Improvement Act of 2018 S.3042 - Agriculture Improvement Act of 2018 S. 3628- legislation to extend the National Flood Insurance Program (NFIP) until May 31, 2019 H.R. 3746, the Business of Insurance Regulatory Reform Act of 2017 The Nonprofit Property Protection Act Cyber risk insurance issues InsurTech issues Social Security Disability Insurance (SSDI) claims process improvements and supporting funding for Social Security Administration Issues related to Supplemental Benefits H.R. 6128, HSA Employer Flexibility Act H.R. 5138, Bipartisan HSA Improvement Act of 2018 H.R. 6199, Restoring Access to Medication and Modernizing Health Savings Accounts Act of 2018 S.2241 - A bill to amend the Patient Protection and Affordable Care Act by clarifying that State Exchanges are prohibited from imposing fees or assessments on issuers of excepted benefits and standalone dental plans not sold through an Exchange. H.R.4225 - To amend the Patient Protection and Affordable Care Act by clarifying that State Exchanges are prohibited from imposing fees or assessments on issuers of excepted benefits and standalone dental plans not sold through an Exchange. National Defense Authorization Act (NDAA) section on TRICARE H.R. 5881 Provide Accurate Information Directly (PAID) Act

Client expense: $440,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Treasury, Dept of

S. 1571, National Flood Insurance Program Reauthorization Act of 2017 S. 1368, Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 H.R. 3285, Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 S. 1313, Flood Insurance Affordability and Sustainability Act of 2017 H.R. 1558, Repeatedly Flooded Communities Preparation Act H.R. 2246, Taxpayer Exposure Mitigation Act of 2017 H.R. 2565, to require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes H.R. 2868, National Flood Insurance Program Policyholder Protection and Information Act of 2017 H.R. 2875, National Flood Insurance Program Administrative Reform Act of 2017 H.R. 2874, 21st Century Flood Reform Act House Unnumbered, National Flood Insurance Program Integrity Improvement Act of 2017 H.R. 1422, Private Flood Insurance Market Development Act of 2017 House Unnumbered, National Flood Insurance Program Mapping Fairness Act of 2017 House Unnumbered, Flood Risk Mitigation Act of 2017 H.R. 1423, National Flood Insurance Program Reauthorization and Improvement Act of 2017 H.R. 1401, Flood Insurance Fairness Act of 2017 H.R. 1929, Empowering Homeowners to Mitigate Flood Damage Act of 2017 H.R. 2170, Flood and Agriculture Risk Management Cost Reduction Act of 2017 S.1058, National Flood Insurance Program Consultant Accountability Act of 2017 H.R. 3823, Disaster Tax Relief and Airport and Airway Extension Act of 2017 H.R. 2901, Volunteer Income Tax Assistance Permanence Act of 2017 S. 1798, Federal Flood Management Act of 2017 H.R. 3854, Federal Infrastructure Flood Resiliency Act of 2017 S. 1445, Repeatedly Flooded Communities Preparation Act S.563, Flood Insurance Market Parity and Modernization Act H.Res. 616, Providing for consideration of the bill (H.R.2874) to achieve reforms to improve the financial stability of the National Flood Insurance Program, to enhance the development of more accurate estimates of flood risk through new technology and better maps, to increase the role of private markets in the management of flood insurance risks, and to provide for alternative methods to insure against flood peril, and for other purposes, and providing for consideration of the conference report to accompany the bill (H.R. 2810) to authorize appropriations for fiscal year 2018 for military activities for the Department of Defense for military construction, and for defense activities of the Department of Energy to prescribe military personnel strengths for such fiscal year, and for other purposes H.R. 3723, To extend the National Flood Insurance Program S. 3128, A bill to reauthorize the National Flood Insurance Program H.R. 6402, To extend the National Flood Insurance Program, and for other purposes H.R. 6379, National Flood Insurance Program Extension Act of 2018 S. 2862, Promoting Flood Risk Mitigation Act H.R. 5846, Promoting Flood Risk Mitigation Act S.1507, State Flood Mitigation Revolving Fund Act of 2017 H.R. 6157 A bill making appropriations for the Department of Defense for the fiscal year ending September 30, 2019, and for other purposes (Defense/Labor-HHS-ED/CR)

Client expense: $20,562 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Land Management (BLM), Bureau of Reclamation, Commerce, Dept of (DOC), Council on Environmental Quality (CEQ), Energy, Dept of, Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), Federal Energy Regulatory Commission (FERC), HOUSE OF REPRESENTATIVES, Interior, Dept of (DOI), Natl Oceanic & Atmospheric Administration (NOAA), Natl Park Service (NPS), Office of Management & Budget (OMB), SENATE, U.S. Fish & Wildlife Service (USFWS), U.S. Forest Service

PL 115-97(F.K.A H.R. 1): AN ACT TO PROVIDE FOR RECONCILIATION PURSUANT TO TITLES II AND V OF THE CONCURRENT RESOLUTION ON THE BUDGET FOR FISCAL YEAR 2018; ALL PROVISIONS OF THE LAW IMPLEMENTATION OF P.L. NO: 114-1 (114TH CONGRESS, HR. 26): TERRORISM RISK INSURANCE PROGRAM RE-AUTHORIZATION ACT OF 2015); ALL PROVISIONS OF THE LAW HR. 1422: PRIVATE FLOOD INSURANCE MARKET DEVELOPMENT ACT OF 2017; ALL PROVISIONS OF THE BILL HR. 1558: REPEATEDLY FLOODED COMMUNITIES PREPARATION ACT; ALL PROVISIONS OF THE BILL HR. 2565: TO REQUIRE THE USE OF REPLACEMENT COST VALUE IN DETERMINING THE PREMIUM RATES FOR FLOOD INSURANCE COVERAGE UNDER THE NATIONAL FLOOD INSURANCE ACT, AND FOR OTHER PURPOSES; ALL PROVISIONS OF THE BILL HR. 2868: NATIONAL FLOOD INSURANCE PROGRAM POLICYHOLDER PROTECTION ACT OF 2017; ALL PROVISIONS OF THE BILL HR. 2874: 21ST CENTURY FLOOD REFORM ACT; ALL PROVISIONS OF THE BILL HR. 2875: NATIONAL FLOOD INSURANCE PROGRAM ADMINISTRATIVE REFORM ACT OF 2017; ALL PROVISIONS OF THE BILL S. 563: FLOOD INSURANCE MARKET PARITY AND MODERNIZATION ACT; ALL PROVISIONS OF THE BILL S. 1313: FLOOD INSURANCE AFFORDABILITY AND SUSTAINABILITY ACT OF 2017; ALL PROVISIONS OF THE BILL S. 1368: SUSTAINABLE, AFFORDABLE, FAIR, AND EFFICIENT (SAFE) NATIONAL FLOOD INSURANCE PROGRAM RE-AUTHORIZATION ACT OF 2017; ALL PROVISIONS OF THE BILL GENERAL DISCUSSIONS REGARDING THE WILDFIRE DISASTER FUNDING ACT; PROVISIONS RELATED TO FIRE BORROWING GENERAL DISCUSSIONS REGARDING THE RESILIENT FEDERAL FORESTS ACT OF 2015; PROVISIONS RELATED TO FIRE BORROWING GENERAL DISCUSSIONS REGARDING THE FEDERAL AVIATION ADMINISTRATION RULES FOR COMMERCIAL DRONE USE GENERAL DISCUSSIONS REGARDING IMPLEMENTATION OF THE MOTOR VEHICLE AND HIGHWAY SAFETY IMPROVEMENT ACT OF 2012; TITLE 49 U.S.C.A. 32701-32711; PROVISIONS RELATED TO SECTION (g) GENERAL DISCUSSIONS REGARDING THE NATIONAL FLOOD INSURANCE PROGRAM GENERAL DISCUSSIONS REGARDING LEGISLATION INCENTIVIZING SAFER BUILDING CODES GENERAL DISCUSSIONS REGARDING DATA BREACH NOTIFICATION STANDARDS GENERAL DISCUSSIONS REGARDING THE DEPARTMENT OF LABOR'S "CONFLICT OF INTEREST" PROPOSED RULE ON FIDUCIARY DUTY GENERAL DISCUSSIONS RELATED TO POST-DISASTER USE OF DRONES BY P&C INSURANCE COMPANIES GENERAL DISCUSSIONS RELATED TO LEGISLATION ADDRESSING AUTONOMOUS VEHICLES GENERAL DISCUSSIONS REGARDING THE DEVELOPMENT OF INTERNATIONAL CAPITAL STANDARDS FOR INSURERS

Client expense: $220,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Treasury, Dept of

H.R. 879, Flood Insurance Integrity Act of 2017 H.R. 1401, Flood Insurance Fairness Act of 2017 H.R. 1422/S. 563, Flood Insurance Market Parity and Modernization Act H.R. 1423, National Flood Insurance Program Reauthorization and Improvement Act of 2017 H.R. 1558, Repeatedly Flooded Communities Preparation Act H.R. 2246, Taxpayer Exposure Mitigation Act of 2017 H.R. 2565, To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes H.R. 2868, National Flood Insurance Program Policyholder Protection Act of 2017 H.R. 2874, 21st Century Flood Reform Act H.R. 2875, National Flood Insurance Program Administrative Reform Act of 2017 H.R. 3746, Business of Insurance Regulatory Reform Act of 2017 H.R. 5059, State Insurance Regulation Preservation Act S. 1058, National Flood Insurance Program Consultant Accountability Act of 2017 S. 1313, Flood Insurance Affordability and Sustainability Act of 2017 S. 1368, Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017

Client expense: $15,950,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Council on Environmental Quality (CEQ), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Energy Regulatory Commission (FERC), Federal Reserve System, Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Interior, Dept of (DOI), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Natl Labor Relations Board (NLRB), Natl Security Council (NSC), Natl Telecommunications & Information Administration (NTIA), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), Office of the Vice President of the United States, Patent & Trademark Office (PTO), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Social Security Administration (SSA), State, Dept of (DOS), Transportation Security Administration (TSA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Customs & Border Protection, U.S. Trade Representative (USTR), White House Office

H.R. 372 - Competitive Health Insurance Reform Act - issues related to McCarran Ferguson Act H.R. 1422/S.563 - Flood Market Parity and Modernization Act (entire bill) H.R. 1423 - The National Flood Insurance Programs and Reauthroization Act of 2017 (entire) H.R. 1558 - The Repeatedly Flooded Communities preparation Act (entire) H.R. 10 - Financial CHOICE Act (titles I, VI, VII, X, and XI) H.R. 1558, the Repeatedly Flooded Communities Preparation Act (entire) H.R. 2246, the Taxpayer Exposure Mitigation Act of 2017 (entire) H.R. 2565, National Flood Insurance Act (entire) S. 3528, National Flood Insurance Program Extension Act (entire) H.R. 2868, the National Flood Insurance Program Policyholder Protection Act of 2017 (entire) H.R. 2875 the National Flood Insurance Program Administrative Reform Act of 2017 (entire) H.R. 2874, the 21st Century Flood Reform Act of 2017 H.R. 2874 (entire) S. 1368 - Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 (entire) H.R. 3746 - Business of Insurance Regulatory Reform Act, to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a state insurance regulator, and for other purposes. H.R. 3861, Federal Insurance Office Reform Act (entire) H.R. 4537, International Insurance Standards Act (entire) H.R. 4483 - Federal Insurance Office Abolishment Act (entire) Issues related to the imposition of capital standards to non-banks Issues related to the U.S. - E.U. Insurance Covered Agreement Issues related to international insurance standards Issues related to the implementation of Dodd-Frank Act (PL 111-203), the provisions which may impact insurance regulation Issues related to Financial Services and General Government Appropriations Issues related to the Systematic Risk Designation process pursuant to the Dodd-Frank Wall Street Reform and Consumer Protection Act Issues related to U.S. Department of Treasury regulations regarding approval and listing of Certified Sureties. (T-List) H.R. 5666, Primary Regulations of Insurance Vote Act of 2018 (entire) H.R. 6292, Nonprofit Property Protection Act (entire) H.R. 3353, Claims Licensing Advancement for Interstate Matters Act (CLAIM)-entire S.488, Jobs and Investor Confidence Act (title XIV)

Client expense: $320,000 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), SENATE, Treasury, Dept of

Issues related to the reauthorization and implementation of the National Flood Insurance Program. H.R.1422, Flood Insurance Market Parity and Modernization Act, all provisions. H.R.1558, Repeatedly Flooded Communities Preparation Act, all provisions. H.R.2246, Taxpayer Exposure Mitigation Act of 2017, all provisions. H.R.2565, To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, all provisions. H.R.2868, National Flood Insurance Program Policyholder Protection Act of 2017, all provisions. H.R.2874, 21st Century Flood Reform Act, all provisions. H.R.2875, National Flood Insurance Program Administrative Reform Act of 2017, all provisions. H.R. 6379, National Flood Insurance Program Extension Act of 2018, all provisions. S.563, Flood Insurance Market Parity and Modernization Act, all provisions. S.1313, Flood Insurance Affordability and Sustainability Act of 2017, all provisions. S.1368, Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017, all provisions. S. 1182, National Flood Insurance Program Extension Act of 2018, all provisions. H.R. 7187, National Flood Insurance Program Further Extension Act of 2018, all provisions. S. 3628, National Flood Insurance Program Extension Act, all provisions.

Client expense: Not reported · Firm income: $22,500

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Supplemental capital issues, regulatory issues for credit unions and tax exemption status: HR 10, HR 389, HR 1018, HR 1031, HR 1116, HR 1153, HR 1244, HR 1264, HR 1401, HR 1422, HR 1423, HR 1426, HR 1457, HR 1699, HR 1801, HR 1958, HR 1964, HR 2133, HR 2170, HR 2215, HR 2226, HR 2246, HR 2359, HR 2403, HR 2553, HR 2570, HR 2706, HR 2793, HR 2868, HR 2874, HR 2875, HR 2877, HR 2890, HR 2954, HR 3072, HR 3221, HR 3312, HR 3354, HR 3746, HR 3758, HR 3766, HR 3857, HR 3866, HR 3971, HR 3978, HR 4081, HR 4296, HR 4439, HR 4464, HR 4499, HR 4545, HR 4648, HR 4651, HR 4743, HR 4746, HR 4764, HR 4771, HR 4790, HR 4861, HR 4905, HR 5076, HR 5166, HR 5266, HR 5288, HR 5470, HR 5474, HR 5484, HR 5502, HR 5659, HR 5673, HR 5793, HR 5877, HR 5993, HR 6068, HR 6102, HR 6147, HR 6158, HR 6163, HR 6192, HR 6411, HR 6531, HR 6625, HR 6743, HR 6746, HR 6789, HR 6858, HR 6861, HR 6892, HR 6972; HJ Res 62, HJ Res 73, HJ Res 122, HJ Res 132; S 21, S 105, S 223, SJ Res 19, S 365, S 366, S 370, S 387, S 488, S 563, S 567, S 836, S 838, S 1002, S 1152, S 1264, S 1284, S 1313, S 1315, S 1368, S 1389, S 1499, S 1571, S 1579, S 1642, S 1753, S 1810, S 1962, S 1982, S 2171, S 2237, S 2289, S 2362, S 2375, S 2417, S 2490, S 2701, S 2702, S 2862, S 3032, S 3040, S 3070, S 3128, S 3139, S 3334, S 3343, S 3443; SJ Res 47 SJ Res 56, SJ Res 57; data security and cybersecurity: patent reform; FHLB membership rules; CFPB and FSOC reform; and GSE reform.

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Insurance regulation legislation including issues related to flood insurance and autonomous vehicles; H.R.1422, Flood Insurance Market Parity and Modernization Act; H.R.1558, Repeatedly Flooded Communities Preparation Act; H.R.2246, Taxpayer Exposure Mitigation Act of 2017; H.R.2565, To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes; H.R.2868, National Flood Insurance Program Policyholder Protection Act of 2017; H.R.2875, National Flood Insurance Program Administrative Reform Act of 2017; H.R.2874, 21st Century Flood Reform Act; S.1368, Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017; Implementation of S.2155, Economic Growth, Regulatory Relief, and Consumer Protection Act (P.L.115-174); H.R.2/S.3042, Agriculture Improvement Act of 2018 (P.L.115-334); S.1885, AV START Act; H.R.3388, SELF DRIVE Act; S.488, JOBS and Investor Confidence Act of 2018; H.J.Res.143, Making further continuing appropriations for fiscal year 2019, and for other purposes (P.L.115-298).

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Legislation regarding the regulation of insurance companies, including issues related to: international capital standards for insurance, flood insurance, and autonomous vehicles; H.R.1422, Flood Insurance Market Parity and Modernization Act; H.R.1558, Repeatedly Flooded Communities Preparation Act; H.R.2246, Taxpayer Exposure Mitigation Act of 2017; H.R.2565, To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes; H.R.2868, National Flood Insurance Program Policyholder Protection Act of 2017; H.R.2875, National Flood Insurance Program Administrative Reform Act of 2017; H.R.2874, 21st Century Flood Reform Act; S.1368, Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017; H.R.3762/H.R.4537, International Insurance Standards Act of 2017; S.1360, International Insurance Capital Standards Accountability Act of 2017.

Client expense: Not reported · Firm income: $30,000

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Public policies affecting risk management for flood, terrorism, disaster, cyber, and other lines of insurance utilized by multifamily firms. National Flood Insurance Program policies, guidance, and requirements affecting existing and future multifamily and single family properties. Public Law No: 113-89, the Homeowner Flood Insurance Affordability Act of 2014 Public Law No. 112-141, the Biggert-Waters Flood Insurance Reform Act of 2012 Reauthorization and reform of the National Flood Insurance Program S. 563/H.R. 1422, the Flood Insurance Market Parity and Modernization Act S. 1445/H.R. 1558, the Repeatedly Flooded Communities Preparation Act H.R. 2246, the Taxpayer Exposure Mitigation Act of 2017 H.R. 2565, a bill to require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. H.R. 2868, the National Flood Insurance Program Policyholder Protection Act of 2017 H.R. 2875, the National Flood Insurance Program Administrative Reform Act of 2017 H.R. 2874, The 21st Century Flood Reform Act H.R. 1423, National Flood Insurance Program Reauthorization and Improvement Act of 2017 H.R. 1929, Empowering Homeowners to Mitigate Flood Damage Act of 2017 S. 1368, The Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 S. 1313, Flood Insurance Affordability and Sustainability Act of 2017 S. 1571, National Flood Insurance Program Reauthorization Act of 2017 H.R. 601, Continuing Appropriations Act, 2018 and Supplemental Appropriations for Disaster Relief Requirements Act, 2017 S.3042/H.R. 2, the Agriculture Improvement Act of 2018 FY 2019 Budget/Appropriations for NFIP/FEMA in House and Senate S. 3628, National Flood Insurance Program Extension Act OCC/FDIC, et al: Status of Loans in Areas Having Special Flood Hazards-Private Flood Insurance House(s) of Congress and Federal agencies

Client expense: $767,644 · Firm income: Not reported

Government targets: Army, Dept of (Corps of Engineers), Consumer Financial Protection Bureau (CFPB), Energy, Dept of, Environmental Protection Agency (EPA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Natl Labor Relations Board (NLRB), SENATE, Small Business Administration (SBA), Treasury, Dept of, U.S. Postal Service (USPS)

S. 161 -A bill to improve hurricane forecasting and for other purposes , ALL PROVISIONS S. 153, A bill to ensure reliable observation of hurricanes , ALL PROVISIONS H.R. 879 - Flood Insurance Integrity Act of 2017 , ALL PROVISIONS H.R. 1233 - Emergency Flood Response Act , ALL PROVISIONS H.R.1401 - Flood Insurance Fairness Act of 2017 , ALL PROVISIONS S.563 - Flood Insurance Market Parity and Modernization Act , ALL PROVISIONS S.600 - Fairness in Federal Disaster Declarations Act of 2017 , ALL PROVISIONS H.R. 1422 - Flood Insurance Market Parity and Modernization Act , ALL PROVISIONS H.R.1423 - To reauthorize and improve the national flood insurance program, and for other purposes , ALL PROVISIONS H.R.1183 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to improve mitigation assistance , ALL PROVISIONS H.R.1481 - To amend the Internal Revenue Code of 1986 to include automated fire sprinkler system retrofits as section 179 property and classify certain automated fire sprinkler system retrofits as 15-year property for purposes of depreciation , ALL PROVISIONS H.R. 1558 - Repeatedly Flooded Communities Preparation Act , ALL PROVISIONS H.R.1665 - To ensure that Administrator of the Federal Emergency Management Agency considers severe local impact in making a recommendation to the President for a major disaster declaration , ALL PROVISIONS H.R.1679 - To ensure that the Federal Emergency Management Agency's current efforts to modernize its grant management system includes applicant accessibility and transparency, and for other purposes , ALL PROVISIONS H.R.1735 - To direct the Administrator of the Federal Emergency Management Agency to issue guidance regarding implementation of certain buy-outs or the acquisition of property for open space as a flood mitigation measure, and for other purposes , ALL PROVISIONS H.R. 1789 , ALL PROVISIONS H.R.1691 - To amend the Internal Revenue Code of 1986 to exclude from gross income amounts received from State-based earthquake loss mitigation programs , ALL PROVISIONS H.R. 1929 - Empowering Homeowners to Mitigate Flood Damage Act of 2017 , ALL PROVISIONS H.R. 2246 - Taxpayer Exposure Mitigation Act of 2017 , ALL PROVISIONS H.R. 2548 - FEMA Reauthorization Act of 2017 , ALL PROVISIONS H.R. 2565 - a bill to require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes , ALL PROVISIONS H.R. 2818 - Disaster Savings Accounts Act of 2017 , ALL PROVISIONS H.R. 2868 - National Flood Insurance Program Policyholder Protection Act of 2017 , ALL PROVISIONS H.R. 2874 - 21st Century Flood Reform Act , ALL PROVISIONS H.R. 2875 - National Flood Insurance Program Administrative Reform Act of 2017 , ALL PROVISIONS S. 1313 - Flood Insurance Affordability & Sustainability Act of 2017 , ALL PROVISIONS S. 1368 - Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 , ALL PROVISIONS S. 1445 - Repeatedly Flooded Communities Preparation Act , ALL PROVISIONS S. 1507 - A bill to amend the National Flood Insurance Act of 1968 to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide funding assistance to reduce flood risks, and for other purposes. State Flood Mitigation Revolving Fund Act of 2017 , ALL PROVISIONS S.1571 - National Flood Insurance Program Reauthorization Act of 2017 , ALL PROVISIONS H.R.3604 - National Flood Research and Education Center Act , ALL PROVISIONS H.R.3672 - Making supplemental appropriations for disaster relief requirements for the fiscal year ending September 30, 2017 , ALL PROVISIONS S.1768 - National Earthquake Hazards Reduction Program Reauthorization Act of 2017 , ALL PROVISIONS H.R.3732 - Emergency Aid to American Survivors of Hurricanes Irma and Jose Overseas Act , ALL PROVISIONS S.1798 - Federal Flood Management Act of 2017 , ALL PROVISIONS S.1823 - Federal Disaster Assistance Nonprofit Fairness Act of 2017 , ALL PROVISIONS S.1842 - Wildfire Disaster Funding Act , ALL PROVISIONS S.1853 - Small Business Disaster Relief Act of 2017 , ALL PROVISIONS H.R.3823 - Disaster Tax Relief and Airport and Airway Extension Act of 2017 , ALL PROVISIONS H.R.3824 - Texas Flood Accountability Act of 2017 , ALL PROVISIONS H.R.3854 - Federal Infrastructure Flood Resiliency Act of 2017 , ALL PROVISIONS H.R. 601 - Continuing Appropriations Act, 2018 and Supplemental Appropriations for Disaster Relief Requirements Act, 2017 , ALL PROVISIONS H.R.3936 - National Flood Insurance Program Debt Forgiveness Act of 2017 , ALL PROVISIONS S.1932 - Wildfire Mitigation Assistance Act , ALL PROVISIONS H.R.4056 - Disaster Insurance Risk Equality Act , ALL PROVISIONS H.R.4008 - Additional Supplemental Appropriations for Disaster Relief Requirements Act of 2017 , ALL PROVISIONS S.1991 - Wildland Fires Act of 2017 , ALL PROVISIONS H.R.4148 - Small Business Disaster Relief Act of 2017 , ALL PROVISIONS S.2104 - Earthquake Mitigation Incentive and Tax Parity Act of 2017 , ALL PROVISIONS S.2092 - Flood Insurance Continuing Education and Training Act , ALL PROVISIONS H.R.4397 - California Wildfire Disaster Tax Relief Act of 2017 , ALL PROVISIONS S.1907 - National Disaster Tax Relief Act of 2017 , ALL PROVISIONS H.R.4460 - Disaster Recovery Reform Act , ALL PROVISIONS H.R.4455 - SMART Rebuilding Act , ALL PROVISIONS H.R.4667 - Making further supplemental appropriations for the fiscal year ending September 30, 2018, for disaster assistance for Hurricanes Harvey, Irma, and Maria, and calendar year 2017 wildfires, and for other purposes , ALL PROVISIONS H.J.Res.123 - Making further continuing appropriations for fiscal year 2018, and for other purposes , ALL PROVISIONS H.R.1370 - An Act to amend the Homeland Security Act of 2002 to require the Secretary of Homeland Security to issue Department of Homeland Security-wide guidance and develop training programs as part of the Department of Homeland Security Blue Campaign, and for other purposes , ALL PROVISIONS H.R.4739 - Build America Act of 2018 , ALL PROVISIONS H.R.4995 - Due Diligence for FEMA Disaster Contractors Act of 2018 , ALL PROVISIONS H.R.4905 - IMAGES Act of 2018 (NFIP) , ALL PROVISIONS H.R.5200 - Hardest Hit Housing Act of 2018 , ALL PROVISIONS S.2447 - Smart Building Acceleration Act , ALL PROVISIONS H.R.5069 - Smart Building Acceleration Act of 2018 , ALL PROVISIONS H.R.4845 - Connecting Communities Post Disasters Act of 2018 , ALL PROVISIONS H.R.5016 - Revitalize Rural America Act of 2018 , ALL PROVISIONS H.R.4177 - PREPARE Act of 2017 - To enhance the Federal Governments planning and preparation for extreme weather and the Federal Governments dissemination of best practices to respond to extreme weather, thereby increasing resilience, improving regional coordination, and mitigating the financial risk to the Federal Government from such extreme weather, and for other purposes S. 2701 - A bill to require the Administrator of the Federal Emergency Management Agency to carry out a pilot program to enhance the mapping of urban flooding and associated property damage and the availability of that mapped data to homeowners, businesses, and localities to help understand and mitigate the risk of such flooding, and for other purposes , ALL PROVISIONS H.R. 5559 - To transfer functions related to the preparation of flood maps from the Administrator of the Federal Emergency Management Agency to the Director of the United States Geological Survey, and for other purposes, ALL PROVISIONS S. 2706 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide snow removal assistance to Indian tribes under a Federal emergency declaration, and for other purposes , ALL PROVISIONS H.R. 5543 - To amend the Internal Revenue Code of 1986 to allow for a credit against tax for certain flood insurance expenses , ALL PROVISIONS S.2767 - A bill to make improvements to certain wildfire and disaster recovery programs of the Federal Government, and for other purposes , ALL PROVISIONS H.R.5618 - To exempt properties located in flood hazard areas that are participating in an approved buy-out program from the mandatory purchase requirement under the National Flood Insurance Program, and for other purposes , ALL PROVISIONS S.2880 - A bill to establish a pilot program for long-term rental assistance for families affected by major disasters in 2017 , ALL PROVISIONS H.R.6103 - To establish a national commission on the Federal response to the 2017 natural disasters in Puerto Rico, and for other purposes , ALL PROVISIONS H.R.5973 - Disaster Assistance Risk Transfer Act of 2018 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require a report on risk transfer, and for other purposes , ALL PROVISIONS H.R.6379 - National Flood Insurance Program Extension Act of 2018 - Passed House , ALL PROVISIONS H.R.6402 - National Flood Insurance Program Extension and Enhanced Consumer and Community Protections Act of 2018 , ALL PROVISIONS H.R.6499 - To amend the Small Business Act to authorize the Administrator of the Small Business Administration to issue loans to homeowners in areas at risk for disasters to carry out pre-disaster mitigation activities, and for other purposes , ALL PROVISIONS H.R.6650 - To reauthorize and amend the National Earthquake Hazards Reduction Program, and for other purposes , ALL PROVISIONS S.3265 - A bill to require the Secretary of Commerce to undertake certain activities to support waterfront community revitalization and resiliency, and for other purposes (Tammy Baldwin) , ALL PROVISIONS H.R.6826 - To amend the Small Business Act to provide for disaster loans to repair, rehabilitate, or replace property damaged or destroyed by hurricane Harvey, Irma, or Maria, and for other purposes , ALL PROVISIONS H.R.6799 - To authorize disaster recovery assistance for areas affected by wildfires on Federal Lands, and for other purposes , ALL PROVISIONS H.R.6944 - To establish centers of excellence for innovative stormwater control infrastructure, and for other purposes , ALL PROVISIONS H.R.7037 - State Flood Mitigation Revolving Fund Act of 2018- To amend the National Flood Insurance Act of 1968 to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide funding assistance to reduce flood risks, and for other purposes (Charlie Crist, D-FL), ALL PROVISIONS H.R.7166 - Hurricane Michael Tax Relief Act - To provide tax relief for the victims of Hurricane Michael, and for other purposes (Neal Dunn, R-FL), ALL PROVISIONS S.3679 - A bill to ensure that older adults and individuals with disabilities are prepared for disasters, and for other purposes (Bob Casey), ALL PROVISIONS H.R.7200 - To extend indemnity for wildfires and hurricanes, and for other purposes (Austin Scott, R-GA), ALL PROVISIONS S.3648 - Hurricanes Florence and Michael and California Wildfire Tax Relief Act - To provide tax relief for the victims of Hurricane Florence, Hurricane Michael, and certain California wildfires (Richard Burr, NC), ALL PROVISIONS H.R.7024 - Federal Flood Management Act of 2018 - To establish a Federal standard in order to improve the Nations resilience to current and future flood risk (Jamie Raskin, D-MD), ALL PROVISIONS H.R.7315 - To protect American communities from wildfire, and for other purposes (Bruce Westerman, R-AR), ALL PROVISIONS H.R.7242 - Disaster Recovery and Opportunity Act of 2018 - To amend the Internal Revenue Code of 1986 to allow certain areas affected by certain Federally declared disasters to be designated as opportunity zones (Mark Meadows, R-NC), ALL PROVISIONS H.R.7333 - FEMA Modernization Act of 2018- To provide for reform and reorganization of the Federal Emergency Management Agency, and for other purposes (Sheila Jackson Lee, D-TX), ALL PROVISIONS H.R.7322 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to ensure that unmet needs after a major disaster are met (Garret Graves, R-LA), ALL PROVISIONS

Client expense: $560,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Federal Aviation Administration (FAA), Federal Election Commission (FEC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Labor, Dept of (DOL), Natl Highway Traffic Safety Administration (NHTSA), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

HR 1422, S 563 Flood Insurance Market Parity and Modernization Act - support these bills to clarify that private flood insurance is acceptable to meeting lender requirements; HR 879 Flood Insurance Integrity Act; HR 1401 Flood Insurance Fairness Act; HR 1929 Empowering Homeowners to Mitigate Flood Damage Act; HR 1423 NFIP Re-authorization and Improvement Act of 2017; HR 1558, S 1445 Repeatedly Flooded Communities Act; HR 2246 Taxpayer Exposure Mitigation Act; HR 2565 require NFIP to use replacement cost value in determining rates; S 1313 Flood Insurance Affordability and Sustainability Act; S 1368 and HR 3285 Sustainable, Affordable, Fair and Efficient (SAFE) NFIP Re-authorization Act; HR 2868 NFIP Policyholder Protection Act; HR 2874 21st Century Flood Reform Act; HR 2875 NFIP Administrative Reform Act; HR 3723 to extend the NFIP; HR 3936 NFIP Debt Forgiveness Act of 2017; HR 1370 Appropriations bill which included an extension of the NFIP; HR 6379 The National Flood Insurance Program Extension Act of 2018; HR 7187 National Flood Insurance Further Extension Act of 2018; S 3628 National Flood Insurance Extension Act; S 3670 and S 3703 NFIP Extension Act of 2018 - we are monitoring all legislation impacting the National Flood Insurance Program; support efforts to improve and reauthorize the program. HR 4455 The SMART Rebuilding Act and HR 4460 The Disaster Recovery Reform Act - support these bills which seek to improve mitigation assistance efforts prior to natural disasters. HR 4905 The Images Act of 2018, relating to flood mapping - monitor. HR 1625 that portion of the Omnibus spending bill extending the National Flood Insurance Program to July 31.

Client expense: $80,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 695 - Department of Defense Appropriations Act - The bill sought to provide continuing FY2019 appropriations to several federal agencies through February 8, 2019. It also aimed to provide additional appropriations for U.S. Customs and Border Protection, extend Medicaid provisions, and provide supplemental appropriations for disaster relief. Pub.L. No: 115-2998 (H.J.Res. 143) - Making further continuing appropriations for fiscal year 2019- the resolution is known as a continuing resolution (CR) to extend fiscal year 2018 funding until December 21, 2018. The CR prevented a partial government shutdown for HUD, USDA and other agencies that would have otherwise occurred when the existing CR expired on December 7th, 2018. Pub.L.No: 115-245 (H.R.6157) - Department of Defense and Labor, Health and Human Services, and Education Appropriations Act, 2019 and Continuing Appropriations Act, 2019 - government funding bill that covers the Depts. of Defense, Labor, HHS and Education for fiscal year 2019 (FY19), while enacting a short-term Continuing Resolution (CR) for those agencies not covered, including HUD and USDA. The President signed the bill, which provided funding at FY18 levels for HUD, USDA, and a few other federal agencies through December 7, 2018. S.3231 - Task Force on the Impact of the Affordable Housing Crisis Act of 2018- a bill to evaluate and quantify how the affordable housing crisis impacts life outcomes and increases costs for non-housing programs at the federal, state, and local levels. The task force will also make recommendations to Congress on how to use affordable housing to improve the effectiveness of other federal programs. H.R. 5793: The Housing Choice Voucher Mobility Demonstration Act of 2018 H.R. 5793 authorizes the Secretary of HUD to carry out a housing choice voucher (HCV) mobility demonstration to encourage families receiving vouchers to move to lower-poverty areas and expand access to opportunity areas. Under the legislation, HUD would identify PHAs to participate in the mobility demonstration program through a competitive process, and some requirements could be waived or adjusted for the participating PHAs. This bill is sponsored by Financial Services Subcommittee leaders Sean Duffy (R-WI) and Emanuel Cleaver (D-MO). Following a positive hearing on the bill this spring, the House Financial Services Committee approved the bill in a unanimous vote in May, 2018; the bill passed the House floor by a vote of 368-19 in July 2018 and was sent to the Senate for consideration. H.R. 5735: Transitional Housing for Recovery in Viable Environments Demonstration Program Act or the THRIVE Act H.R. 5735 is a bill to set aside housing vouchers for transitional housing for substance abuse recovery. Also called the THRIVE Act, the bill would establish a 5-year demonstration program to set aside the lesser of 10,000 vouchers or .05 percent of all vouchers in order to provide housing assistance for 12-24 months to individuals recovering from substance abuse. Only non-profits providing drug treatment and services would be eligible to administer the vouchers (not PHAs); amendments to provide new funding for the demonstration program (as opposed to setting aside existing vouchers) and to require PHAs to administer the vouchers and housing services in partnership with non-profits were not adopted by the Committee.The THRIVE Act was introduced by Representative Barr (R-KY) and passed the House Financial Services Committee on a mostly partisan basis in early June, 2018. Later that month, the bill was passed by the House and sent to the Senate for consideration. Public Law No: 115-174 (S. 2155): Economic Growth, Regulatory Relief, and Consumer Protection Act This law overhauls the 2010 Dodd-Frank Act, which had enacted banking and financial reform regulations following the 2008 financial crisis. The law also includes provisions from the bipartisan Family Self-Sufficiency Act, which would relieve some regulatory burden to administer the FSS program, broaden the supportive services provided to participants, and clarify expanded access to project-based tenants. Signed by the President on May 24, 2018. Public Law No: 115-141 (H.R. 1652): Consolidated Appropriations Act, 2018 This is a large omnibus bill providing appropriations for the remainder of FY 2018 for all federal departments. Two key LIHTC provisions were included in the bill: 12.5% credit allocation expansion for four years, and a permanent authorization of the income-averaging option. The Rental Demonstration Program (RAD) was also expanded to Senior 202 PRAC conversions, the unit cap was more than doubled, and the sunset date was pushed to 2024. The US Interagency Council on Homelessness (USICH) was extended for two years, and the National Flood Insurance Program was temporarily extended until July 1, 2018. Also maintained in this omnibus bill were physical inspection requirements for HUD-assisted properties. Signed by the President on March 23, 2018. P.L.No.: 115-123 (H.R. 1892): Continuing Appropriations Act, 2018 and Supplemental Appropriations for Disaster Relief Requirements Act, 2018 The law provides continuing appropriations for federal agencies through the earlier of March 23, 2018, or the enactment of the applicable appropriations legislation, and appropriated supplemental appropriations for disaster relief. Signed by the President on February 9, 2018. P.L. No.: 115-120 (H.R. 195): Continuing Appropriations Act, 2018 The law provides continuing appropriations for federal agencies through the earlier of February 8, 2018, or the enactment of the applicable appropriations legislation. It reopened the government following a brief shutdown that occurred because the previous CR expired and none of the 12 FY2018 regular appropriations bills that fund the federal government have been enacted. Signed by the President on January 22, 2018. P.L. No. 115-97 (H.R. 1): Tax Cuts and Jobs Act This bill amends the Internal Revenue Code to reduce tax rates and modify policies, credits, and deductions for individuals and businesses. It preserves the Low-Income Housing Tax Credit program, with no modifications, and retains the tax-preferred status on Multifamily Housing Bonds. The legislation lowers the top corporate tax rate from 35% to 21%, effective January 1, 2018, which will likely affect Housing Credit pricing and value. The law also creates a base erosions and anti-abuse tax (BEAT), which would make Housing Credit investment less attractive to certain investors with foreign operations. However, the final bill exempts 80% of the value of the Housing Credit from the BEAT, which could mitigate the impact. The bill also enacted "Investing in Opportunity Act" provisions. Signed by the President on December 22, 2017. P.L. No. 115-96 (H.R. 1370): Continuing Appropriations Act, 2018 and Homeland Security Act of 2002 This legislation again extends the expiration date of the Fiscal Year 2018 Continuing Resolution from December 22, 2017 to January 19, 2018. Signed by the President on December 22, 2017. P.L. No. 115-90 (H.J.Res. 123): Continuing Appropriations Act, 2018 The law provides continuing appropriations for federal agencies through the earlier of December 22, 2017, or the enactment of the applicable appropriations legislation. It prevented a government shutdown that would have otherwise occured when the CR expired. Signed by the President on December 8, 2017. P.L. 115-56 (H.R. 601): Continuing Appropriations Act, 2018 and Supplemental Appropriations for Disaster Relief Requirements Act, 2017 This bill makes temporary appropriations and additional funding available in order assist with disaster assistance and to avoid funding delays at the end of the Fiscal Year 2018 on September 30, 2017. In particular, Division B of the bill, Supplemental Appropriations for Disaster Relief Requirements, 2017, provides $15.25 billion in emergency funding for the Departments of Homeland Security and Housing and Urban Development and the Small Business Administration to support disaster response and assistance. Division C of the bill temporarily suspends the statutory debt limit through December 8, 2017. Division D of the bill includes a short-term continuing resolution (CR) that provides fiscal year 2018 appropriations through Friday, December 8, 2017, for the continuing projects and activities of the Federal Government.Signed by President Trump on September 8, 2017. All policies relating to the FY18 Budget, America First, A Budget Blueprint to Make America Great Again, all provisions related to HUD, USDA-RD, Treasury/IRS, and other federal affordable multifamily housing programs. S. 2574 / H.R. 5352: Rural Housing Preservation Act of 2018 The Rural Housing Preservation Act provides rural housing vouchers to residents who live in properties with prepaid or maturing loans, while ensuring the values of housing vouchers are flexible so they can provide assistance to beneficiaries in higher cost areas. The House and Senate bills also decouple rental assistance from the term of a mortgage, allowing USDA to renew rental assistance for a property regardless of the length of the mortgage, and make it easier for non-profit entities to acquire Section 515 properties. The bills also permanently authorize the Multifamily Preservation and Revitalization Restructuring Program to operate in the future. H.R. 4185: Access to Affordable Housing Act: This bill mirrors a provision in the Senate version of the Affordable Housing Credit Improvement Act to increase the Low-Income Housing Tax Credit (LIHTC) by 50%. The bill is intended to complement the House version of the Affordable Housing Credit Improvement Act, which omits the credit expansion provision. H.R. 4560: GSE Jumpstart Reauthorization Act of 2017: This legislation would prohibit Fannie Mae and Freddie Mac contributions to the HTF and CMF for any year during which all of the GSEs quarterly profits were not transferred to the Treasury Department. The GSE net profit transfer is currently required by a joint agreement called preferred stock purchase agreements, or PSPAs, which were put into place as the GSEs came under conservatorship during the economic collapse of 2008 and amended in 2012. Because the PSPAs also require Fannie Mae and Freddie Mac to reduce to zero any capital reserves by the start of the new year, FHFA Director Mel Watt recently testified that we was working with Treasury to explore avenues for the GSEs to retain buffer funds. However, under H.R. 4560, the GSEs would not be able to make HTF contributions - seen as discretionary obligations by some - if they do not continue making their full dividend payments to Treasury. S. 548 / H.R. 1661: The Affordable Housing Credit Improvement Act. This bill seeks to expand the LIHTC and includes additional provisions to make the program more streamlined and flexible. The Housing Credit allocation authority would be expanded by 50%, which is expected to finance the development or preservation of up to 400,000 additional affordable units over the next decade (the expansion provision is excluded from the House version of the bill). The bill would also: provide a minimum 4% Housing Credit rate for the acquisition of affordable housing and for multifamily Housing Bond-financed developments; permit income averaging in Housing Credit properties to preserve rigorous targeting while providing more flexibility and responsiveness to local needs; create incentives for projects that target homeless or extremely low-income individuals and families, as well as in Native American communities; allow a non-profit or government sponsor to acquire properties when the current 15 year compliance period expires; allow LIHTC properties to claim clean energy credits such as the Energy Efficient New Homes Credit; align LIHTC rules, such as the student rule, more closely with HUD regulations; rename the LIHTC to the Affordable Housing Tax Credit (AHTC); all provisions. H.R. 4667: Further Additional Supplemental Appropriations for Disaster Relief Requirements, 2017: This disaster supplemental appropriations bill provides $81 million in fiscal year 2018 emergency appropriations to several federal agencies for disaster assistance related to Hurricanes Harvey, Irma, and Maria, as well as for wildfires that occurred in 2017. Emergency spending is exempt for discretionary spending limits and other budget enforcement rules. S. 2066: Disaster Displacement Act of 2017: In response to devastation from hurricanes and wildfire this year, Senators from impacted states introduced legislation to provide housing and Medicaid assistance to families affected by a major disaster. The bill provides additional funding to HUDs Housing Choice Voucher (HCV) program to help low-income evacuees to access affordable housing under the voucher program; disaster evacuees earning less than 50% of Area Median Income would be eligible to receive assistance for affordable housing. Following approval of their applications, voucher holders would be able to rent a unit from the private market at 30% of adjusted income. S. 293 / H.R. 828: Investing in Opportunity Act. This bill aims to improve the economy of distressed areas through a capital gains tax deferment, reduction, or exemption in exchange for reinvestment in Opportunity Zones - geographically targeted low-income areas that would be designated by state governors. The capital gains from the sale or exchange any asset held by the taxpayer would be pooled into newly-created Opportunity Funds, which would be established specifically for making investments in distressed communities; all provisions. H.R. 948: Common Sense Housing Investment Act. This bill would amend the Internal Revenue Code of 1986 to replace the mortgage interest deduction (MID) with a nonrefundable 15% tax credit on the mortgage interest of a primary and secondary residence, up to $500,000. The adjustment is expected to affect only 6% of mortgage holders currently benefitting from the MID, while the replacement would expand the mortgage interest tax benefits to more moderate and low-income homeowners. The savings, which could total $241 billion over 10 years, would be reinvested in affordable housing programs, including the LIHTC and the Housing Trust Fund; all provisions. S. 385 / H.R. 1443: Energy Savings and Industrial Competitiveness Act. Among other energy-related provisions, this bill would allow HUD to establish a demonstration program under which HUD may execute performance-based agreements with multifamily property owners that result in a reduction in energy or water costs in up to 20,000 units; all provisions related to affordable multifamily housing. S. 611 / H.R. 1511: Homeless Children and Youth Act. This bill aligns the HUD definition for homelessness with the definition used to verify eligibility for other federal programs, such as the National School Lunch Program. The adjustment would expand access to assistance programs and alleviate confusion between agencies; all provisions. S. 434 / H.R. 1145: Housing for Homeless Students Act. This bill amends the IRS housing credit guidelines to qualify low-income building units that provide housing for homeless children, youth, and veterans who are full-time students. In order to become eligible for the LIHTC, the building units student residents must have been homeless during any portion of the preceding five years (for veterans) or seven years (for children and youth); all provisions. S. 73: Housing Accountability Act of 2017. This bill provide standards for physical condition and management of housing receiving Section 8 assistance payments. The bill requires HUD to semi-annually survey residents living in properties that have Section 8 Housing Assistance Payment (HAP) contracts to gather direct input about living conditions and management performance. In addition, the bill would create new penalties for owners who repeatedly fail the survey; all provisions. S. 160: HUD Inspection Process and Enforcement Reform Act of 2017. This bill would shorten the required response time for a property owner to respond to contract violations from 30 days to 15 days. HUD will also be required to prepare a Compliance, Disposition and Enforcement Plan at a quicker rate, from the current 60 days to a new target of 30 days. S. 160 includes provisions that will allow HUD to terminate or demote employees overseeing inspections should they be found to be neglectful of their duties in inspecting a property, and the inspection process managed by HUDs Real Estate Assessment Center (REAC) would be audited as well; all provisions. S. 743: A Bill to Strengthen the United States Interagency Council on Homelessness. This bipartisan legislation seeks to strengthen the United States Interagency Council on Homelessness (USICH). USICH is an independent agency that coordinates federal efforts to combat homelessness, working across 19 federal agencies and departments and with partners in both the public and private sector to find ways to streamline and improve service delivery to people experiencing homelessness. USICH is the only agency at the federal level charged specifically with addressing homelessness; this bill would eliminate the October 1, 2017 sunset date for USICH. H.R.7262/S.3503: American Housing and Economic Mobility Act. This bill calls for using federal funds to build 3.2 million affordable housing units over ten years, which Sen. Warren says would bring rents down 10% and create 1.5 million new jobs. The bill would also create an infrastructure grant program to incentivize local governments to address restrictive zoning laws, while also broadening Community Reinvestment Act requirements to include credit unions and community banks. The measure also provides down payment assistance aimed at borrowers historically denied mortgages, as well as families who have not recovered from losing homes during the financial crisis. The bill, which is one of a number of recent housing initiatives proposed by prominent lawmakers, also proposes adjusting the Fair Housing Act to include protections for gender identity, sexual orientation, marital status, and source of income. To fund the proposals, the bill would repeal recent estate tax cuts for wealthiest families. H.R.7050/S.3342: Housing, Opportunity, Mobility, and Equity Act of 2018.This bill requires Community Development Block Grant (CDBG) recipients to develop a strategy to support inclusive zoning policies. The bill also provides a refundable tax credit to individuals who spend more than 30% of their income on rent. The legislation would amend the Fair Credit Reporting Act to prohibit a consumer reporting agency from creating a report containing a landlord-tenant court or other housing court record unless the case resulted in a judgment of possession, the decision is not being appealed, and the record is not more than three years old. Additionally, if a person takes an adverse action against a consumer based upon a housing court record, the person would have to provide the consumer a free copy of the report. Under the legislation, the Consumer Financial Protection Bureau would be required to (1) issue regulations that direct tenant rating agencies to create a central source for consumers to obtain reports and submit disputes, and (2) report on tenant rating agency compliance. S. 1333: Tribal HUD-VASH Act Seeking to combat homelessness and improve support services for Native American veterans, this legislation would authorize a joint tribal housing initiative between HUD and the VASH program. Despite high numbers of Native American veterans, less than 5% of federally-recognized tribes have received Veterans Affairs Supportive Housing during HUDs current Tribal HUD-VASH demonstration. The bill also fosters collaboration between HUD, Veterans Affairs, and the Indian Health Service in implementing housing initiatives. S. 1344: Family Self-Sufficiency Act This legislation was introduced on the 25th anniversary of HUDs FSS program, which uses financial incentives and coaching to help residents increase earnings, build savings, and achieve self-sufficiency. Titled the Family Self Sufficiency Act (S. 1344), the legislation consolidates duplicative programs, broadens services, and extends the program to Project-Based Section 8 tenants. If enacted, the bill would streamline the FSS program, which is currently divided between the Housing Choice Voucher (HCV) program and Public Housing, into one program, while also authorizing PBRA tenants to access the program. In addition, broadened services available through FSS would help tenants earn various levels of education, training, and housing stability. S.1313: Flood Insurance Affordability and Sustainability Act of 2017 Legislation to reauthorize the National Flood Insurance Program (NFIP) for 10 years. H.R. 2874: 21st Century Flood Reform Act of 2017; H.R. 2868: National Flood Insurance Program Policyholder Protection Act of 2017; H.R. 2875: National Flood Insurance Program Administrative Reform Act of 2017; H.R. 1558: Repeatedly Flooded Communities Preparation Act; H.R. 1422: Flood Insurance Market Parity and Modernization Act; H.R.2246: Taxpayer Exposure Mitigation Act of 2017; H.R. 2565: Use of Replacement Cost in Determining Premium Rates Flood Insurance Reform and Reauthorization Package: A package of seven bills were introduced in the House and Senate to reform and reauthorize the National Flood Insurance Program (NFIP), which expires on September 30th. Because houses in NFIP-designated flood plains are federally-required to purchase flood insurance, the rental and real estate market alike could be impacted by a lapse in the program or by changes to insurance rates. The House package consists of seven separate bills, including H.R. 2875, which doubles claims coverage costs from $30,000 to $60,000, and also allows the Federal Emergency Management Agency (FEMA) the discretion to invest the money before a disaster to mitigate infrastructure damage, representing a significant departure from standard after-the fact insurance models. The package also includes H.R. 1558, a bill requiring community flood mitigation action in areas repeatedly damaged by floods, which account for a small percentage of the country but a large percentage of the NFIPs claims. The House Committees NFIP reform and reauthorization package also includes efforts to establish monthly payments for insurance premiums under a lowered fee structure, upgrade national flood-mapping to accurately reflect risk, and reduce risk- and insurance-related regulations on commercial properties. H.R.10: Financial CHOICE Act of 2017 This bill proposes an overhaul of financial regulations set forth under the Dodd-Frank Wall Street Reform Act in the aftermath of the 2088 financial crisis. Included provisions impact both the Federal Housing Finance Agency - which oversees Fannie Mae, Freddie Mac, and the Federal Home Loan Banks - and the Consumer Financial Protection Bureau (CFPB) - which oversees mortgage and other lending. Specifically, the legislation would make the FHFA Director removable at will by the President, as opposed to the Presidents current ability to remove the Director with cause, a change that has the potential to cut short the current FHFA Directors remaining term. Unlike previous legislation by Congressman Hensarling, this years bill would not restructure the FHFA into a bipartisan commission. The legislation also includes deeper changes to the CFPB: As opposed to previous legislation seeking to convert the CFPB to a bipartisan commission, the previewed legislation renames the Bureau to the Consumer Financial Opportunity Agency (CFOA) with a sole Director removable at will and a Deputy Director also appointed and removed by the President. The CFOA would be granted enforcement authority only, without supervision functions or the ability to write new consumer protection rules. Additionally, market monitoring and fair lending enforcement would be eliminated. All policies relating to Depts. of HUD, Treasury, and USDA Disaster Recovery efforts in PDD-areas. All policies relating to Federal Financing Bank Risk Share Initiative All policies relating to HUD Real Assessment Estate Center (REAC) All policies relating to Housing Assistance Payments (HAP) All policies relating to Project Rental Assistance (PRACs) All policies relating to HOME Investment Partnership Program All policies relating to HUD Rental Assistance (Housing Choice Vouchers and Project-Based Rental Assistance)Programs All policies relating to USDA-RHS Section 521 Rental Assistance Program, Section 515 Rural Rental Housing, Section 542 Rural Development Voucher, and 538 Guaranteed Rural Rental Housing Program. All policies relating to Management and Occupancy Reviews (MORs) All policies

Client expense: $135,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Bureau of the Census, Executive Office of the President (EOP), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Management & Budget (OMB), SENATE, Treasury, Dept of, White House Office

Monitoring legislative and regulatory developments related to the National Flood Insurance Program (NFIP) and other public or government-sponsored insurance programs. Legislation Includes: H.R. 1422, Private Flood Insurance Market Development Act of 2017. H.R. 1558, Repeatedly Flooded Communities Preparation Act. H.R. 2246, Taxpayer Exposure Mitigation Act of 2017. H.R. 2565, to require the use of replacement cost value H.R. 2868, National Flood Insurance Program Policyholder Protection Act of 2017. H.R. 2875, National Flood Insurance Program Administrative Reform Act of 2017. H.R. 2874, 21st Century Flood Reform Act. S.1571, National Flood Insurance Program Reauthorization Act of 2017 H.R. 5381, The Government Risk and Taxpayer Exposure Reduction Act of 2018

Client expense: Not reported · Firm income: $30,000

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of, U.S. Agency for International Development (USAID)

H.R. 109 Mortgage Insurance Premium Deductions H.R. 762 Holocaust Era Insurance Policy Claimants Legal Rights H.R. 871 Premiums Paid on Non-cash-value Property H.R. 879 Flood Insurance Rates and Rate Maps H.R. 1321 Up Front Mortgage Premium Reduction Guidance H.R. 1422 Flood Insurance Coverage Requirement H.R. 1423 National Flood Insurance Program S. 258 Holocaust Era Insurance Policies Claimants Rights S. 563 Flood Insurance Coverage Requirement H.R. 1929 National Flood Insurance Program Cost of Compliance H.R. 2170 Agricultural Structure in Special Flood Hazard Zones H.R. 2246 Mandatory Flood Insurance Coverage Requirement H.R. 2868 Flood Insurance Unreasonable Premium Rates Protection H.R. 2874 Flood Insurance Reforms S. 1025 Crop Insurance Federal Spending S. 1058 National Flood Insurance Program Contract Terminations S. 1313 National Flood Insurance Program S. 1360 Insurance Policy Advisory Committee S. 1368 National Flood Insurance Program Reauthorization H.R. 3285 National Flood Insurance Program H.R. 3363 Insurance Uniformity and Reciprocity H.R. 3698 Budget Neutrality and Crop Insurance Providers H.R. 3723 National Flood Insurance Program H.R. 3746 Persons Regulated by a State Insurance Regulator H.R. 3762 State-Based System of Insurance Regulation H.R. 3823 Disaster Tax Relief and Airport and Airway Extension S. 1571 National Flood Insurance Program S. 1773 Budget Neutrality and Crop Insurance H.R. 4154 Flood Insurance Premium Rates H.R. 4159 Collection of Annual Premiums Under the FHA Program H.R. 4483 Department of the Treasury Federal Insurance Office H.R. 4537 State-Based System of Insurance Regulation S. 2090 Flood Mapping Program Reform S. 2091 Relief from Surcharges for Small Business S. 2092 Flood Insurance Agents Continuing Education S. 2093 Authority of FEMA Administrator H.R. 3861 Federal Insurance Office Reform Act H.R. 4885 Auto Insurance Costs And Payout Amounts Disparity H.R. 4905 National Flood Insurance Program Rate Maps H.R. 5059 Insurance Savings and Loan Holding Companies H.R. 5381 Insurance Risk H.R. 5405 Price Loss Coverage Payments S. 2361 Captive Insurance Companies H.R. 5502 Insurance Rates and Income Proxies H.R. 5543 Flood Insurance Expenses Tax Credit H.R. 5559 Preparation of Flood Maps H.R. 5618 National Flood Insurance Program Requirements H.R. 5973 Report on Risk Transfer H.R. 6379 National Flood Insurance Program Extension H.R. 6402 National Flood Insurance Program H.R. 6746 Sustainable Housing Finance System H.R. 1558 Repeatedly Flooded Communities Preparation Act H.R. 2565 Flood Insurance Coverage Premium Rates H.R. 2875 National Flood Insurance Program Administrative Reform Act of 2017 H.R. 6866 Deposit Broker Definition H.R. 7006 Concept of Too Big To Fail H.R. 7133 Captive Insurers Clarification Act H.R. 7187 National Flood Insurance Program Extension H.R. 7200 Wildfires and Hurricanes Indemnity Extension S. 3628 National Flood Insurance Program S. 3670 National Flood Insurance Program S. 3703 National Flood Insurance Program

Client expense: $1,030,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Natl Security Council (NSC), SENATE, Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR)

Monitoring and reporting on policy and regulatory developments related to insurance, reinsurance and alternative reinsurance. Legislation Includes: H.R. 1422, Private Flood Insurance Market Development Act of 2017. H.R. 1558, Repeatedly Flooded Communities Preparation Act. H.R. 2246, Taxpayer Exposure Mitigation Act of 2017. H.R. 2565, to require the use of replacement cost value... H.R. 2868, National Flood Insurance Program Policyholder Protection Act of 2017. H.R. 2875, National Flood Insurance Program Administrative Reform Act of 2017. H.R. 2874, 21st Century Flood Reform Act. S.1571, National Flood Insurance Program Reauthorization Act of 2017 H.R. 5381 The Government Risk and Taxpayer Exposure Reduction Act of 2018

Client expense: Not reported · Firm income: $30,000

Government targets: Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Ginnie Mae, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), SENATE

H.R. 2874, H.R. 2868; H.R. 2875; H.R. 1558; H.R. 1422; H.R. 2246; H.R. 2565 - Legislation relating to reauthorization of the National Flood Insurance Program (NFIP). H.R. 302 - Disaster Recovery Reform Act (DRRA) - Legislation to improve pre-disaster planning and mitigation.

Client expense: $540,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of

WRDA Issues, including flood control, H.R. 2868 National Flood Insurance Program Policyholder Protection Act of 2017, H.R. 2874 21st Century Flood Reform Act, H.R. 2875 National Flood Insurance Program Administrative Reform Act of 2017, H.R. 1558 Repeatedly Flooded Communities Preparation Act, H.R. 1422 Flood Insurance Market Parity and Modernization Act, H.R. 2565 To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes, H.R. 2246 Taxpayer Exposure Mitigation Act of 2017, H.R. 1432 National Flood Insurance Program Re authorization and Improvement Act of 2017, S. 1368 Sustainable, Affordable, Fair and Efficient National Flood Insurance Program Re authorization Act of 2017

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 2155, Economic Growth, Regulatory Relief, and Consumer Protection Act--Implementation and regulatory reform of the financial services industry. H.R. 3861, Federal Insurance Office Reform Act of 2017-- FIO reform. H.R. 4061, Financial Stability Oversight Council Improvement Act of 2017--Reform of FSOC non-bank SIFI designation process. S.1360, International Insurance Capital Standards Accountability Act of 2017--International capital standards H.R.4537, International Insurance Standards Act of 2017--International Capital Standards H.R. 10, Financial CHOICE Act--Dodd Frank Act reforms S. 1157, H.B. 2481, PATCH Act of 2017-A bill to establish the Vulnerabilities Equities Review Board Tort Reform H.R. 906 - The Furthering Asbestos Claims Transparency Act H.R. 985; H.Res.180 - The Fairness in Class Action Litigation Act H.R. 720; H.Res 180; S.237 - The Lawsuit Abuse Reduction Act H.R. 1215; H.Res.382 - The Protecting Access to Care Act H.R. 1118 - The Innocent Sellers Fairness Act Trade Recently concluded bilateral covered agreement with the EU Disaster Relief S. 161, A bill to improve hurricane forecasting and for other purposes. S. 153, A bill to ensure reliable observation of hurricanes. H.R.1423 - National Flood Insurance Program Reauthorization and Improvement Act of 2017 S.600 - Fairness in Federal Disaster Declarations Act of 2017 H.R. 1422 - Flood Insurance Market Parity and Modernization Act H.R.1183 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to improve mitigation assistance. H.R.1481 - To amend the Internal Revenue Code of 1986 to include automated fire sprinkler system retrofits as section 179 property and classify certain automated fire sprinkler system retrofits as 15-year property for purposes of depreciation. H.R. 1558 - Repeatedly Flooded Communities Preparation Act H.R.1665 - To ensure that Administrator of the Federal Emergency Management Agency considers severe local impact in making a recommendation to the President for a major disaster declaration. H.R.1679 - To ensure that the Federal Emergency Management Agency's current efforts to modernize its grant management system includes applicant accessibility and transparency, and for other purposes. H.R. 1789 H.R.1691 - To amend the Internal Revenue Code of 1986 to exclude from gross income amounts received from State-based earthquake loss mitigation programs. H.R. 2246 - Taxpayer Exposure Mitigation Act of 2017 H.R. 2548 - FEMA Reauthorization Act of 2017 H.R. 2565 - a bill to require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. H.R. 2818 - Disaster Savings Accounts Act of 2017 H.R. 2868 - National Flood Insurance Program Policyholder Protection Act of 2017 H.R. 2874 - 21st Century Flood Reform Act H.R. 2875 - National Flood Insurance Program Administrative Reform Act of 2017 S. 1368 - Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 H.R.3672 - Making supplemental appropriations for disaster relief requirements for the fiscal year ending September 30, 2017. S.1768 - National Earthquake Hazards Reduction Program Reauthorization Act of 2017 H.R.3732 - Emergency Aid to American Survivors of Hurricanes Irma and Jose Overseas Act S.1798 - Federal Flood Management Act of 2017 S.1823 - Federal Disaster Assistance Nonprofit Fairness Act of 2017 S.1842 - Wildfire Disaster Funding Act S.1853 - Small Business Disaster Relief Act of 2017 H.R.3823 - Disaster Tax Relief and Airport and Airway Extension Act of 2017 H.R.3824 - Texas Flood Accountability Act of 2017 H.R.3854 - Federal Infrastructure Flood Resiliency Act of 2017 H.R. 601 - Continuing Appropriations Act, 2018 and Supplemental Appropriations for Disaster Relief Requirements Act, 2017 H.R.3936 - National Flood Insurance Program Debt Forgiveness Act of 2017 S.1932 - Wildfire Mitigation Assistance Act H.R.4056 - Disaster Insurance Risk Equality Act H.R.4008 - Additional Supplemental Appropriations for Disaster Relief Requirements Act of 2017 S.1991 - Wildland Fires Act of 2017 H.R.4148 - Small Business Disaster Relief Act of 2017 S.2104 - Earthquake Mitigation Incentive and Tax Parity Act of 2017 S.2092 - Flood Insurance Continuing Education and Training Act H.R.4397 - California Wildfire Disaster Tax Relief Act of 2017 S.1907 - National Disaster Tax Relief Act of 2017 H.R.4460 - Disaster Recovery Reform Act H.R.4455 - SMART Rebuilding Act H.R.4667 - Making further supplemental appropriations for the fiscal year ending September 30, 2018, for disaster assistance for Hurricanes Harvey, Irma, and Maria, and calendar year 2017 wildfires, and for other purposes. H.J.Res.123 - Making further continuing appropriations for fiscal year 2018, and for other purposes. H.R.1370 - An Act to amend the Homeland Security Act of 2002 to require the Secretary of Homeland Security to issue Department of Homeland Security-wide guidance and develop training programs as part of the Department of Homeland Security Blue Campaign, and for other purposes. H.R.4739 - Build America Act of 2018 H.R.4995 - Due Diligence for FEMA Disaster Contractors Act of 2018 H.R.4905 - IMAGES Act of 2018 (NFIP) H.R.5200 - Hardest Hit Housing Act of 2018 S.2447 - Smart Building Acceleration Act H.R.5069 - Smart Building Acceleration Act of 2018 H.R.4845 - Connecting Communities Post Disasters Act of 2018 H.R.5016 - Revitalize Rural America Act of 2018 Regulation of the insurance industry H.R.1708 - To prohibit the sale of a firearm to, and the purchase of a firearm by, a person who is not covered by appropriate liability insurance coverage. Monitor implementation of (Pub. L. 114-1), the Terrorism Risk Insurance Program Reauthorization Act of 2015 Monitor implementation of Pub. L. 114-113, Consolidated Appropriations Act, 2016 (contains the Policyholder Protection Act) Monitor the Federal Insurance Offices activities at the International Association of Insurance Supervisors Recently concluded bilateral covered agreement with the EU H.R. 10 - Financial CHOICE Act of 2017 S. 1360 - International Insurance Capital Standards Accountability Act of 2017 S.1579 - Bureau of Consumer Financial Protection Advisory Board Enhancement Act H.R. 3110 - Financial Stability Oversight Council Insurance Member Continuity Act H.R.3312 - Systemic Risk Designation Improvement Act of 2017 H.J.Res.111 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements" H.R.3363 - CLAIM Act S.1773/H.R. 3698 - A bill to amend the Federal Crop Insurance Act to limit the overall rate of return for crop insurance providers and remove the requirement of budget neutrality in the Standard Reinsurance Agreement. H.R.3746 - Business of Insurance Regulatory Reform Act of 2017 S.1835 - Lower Premiums Through Reinsurance Act of 2017 S.1893 - Systemic Risk Designation Improvement Act of 2017 H.R.3762 - International Insurance Standards Act of 2017 H.R.4309 - Regulatory Relief Act of 2017 H.R.4483 - Federal Insurance Office Abolishment Act of 2017 H.R.4537 - International Insurance Standards Act of 2017 H.R.4755 - Federal Reserve Regulatory Oversight Act S.2299 - Wildfire Regulatory Relief Act of 2018 S.2512 - A bill to amend the Agricultural Act of 2014 to require producers to elect to receive price loss coverage or agriculture risk coverage under that Act or Federal crop insurance under the Federal Crop Insurance Act. H.R.5203 - To amend the Agricultural Act of 2014 to require producers to elect to receive price loss coverage or agriculture risk coverage under that Act or Federal crop insurance under the Federal Crop Insurance Act. (related bill to above) H.R.4865 - Crop Insurance Modernization Act of 2018 H.R.4771 - Small Bank Holding Company Relief Act of 2018 H.R.5076 - Small Bank Exam Cycle Improvement Act of 2018 (to amend the Federal Deposit Insurance Act to extend the examination cycle for certain insured depository institutions) H.R.5266 - Financial Product Safety Commission Act of 2018 (to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes) H.R.5381 - GRATER Act of 2018 (To reduce and minimize the credit, guarantee, and insurance risk of all Federal Government programs by transferring such risk to the private sector at market terms, and for other purposes) Automotive H.R. 1266 - To authorize the Secretary of Transportation to make grants to assist units of local government in developing and implementing plans, known as Vision Zero plans, to H.R.1568 - To enhance interstate commerce by creating a national hiring standard for motor carriers, and for other purposes. H.R.3388 - SELF DRIVE Act H.R.3404 - To provide for the establishment in the National Highway Traffic Safety Administration of a Highly Automated Vehicle Advisory Council. H.R.3411 - To establish in the National Highway Traffic Safety Administration an Automated Driving System Cybersecurity Advisory Council to make recommendations regarding cybersecurity for the testing, deployment, and updating of automated driving systems. H.R.3412 - LEAD'R Act H.R.3421 - INFORM Act H.R.3407 - To amend chapter 301 of subtitle VI of title 49, United States Code, to require a cybersecurity plan for highly automated vehicles, and for other purposes. H.R.3430 - SHARES Act S.1666 - HOT CARS Act of 2017 H.R.3449 - Used Car Safety Recall Repair Act H.Res.493 - Recognizing the dangers of distracted driving. S.1885 - AV START Act S.2017/H.R. 4156 - Driver Fatigue Prevention Act H.R.4542 - Distracted Driving Education Act of 2017 H.R.5131 - Surface Transportation Security Improvement Act of 2018 H.R.5358 - DRIVE-Safe Act Aviation/Aircraft/Airlines (House, Senate) S. 631 - A bill to amend the FAA Modernization and Reform Act of 2012 to provide guidance and limitations regarding the integration of unmanned aircraft systems into United States airspace, and for other purposes. Monitor implementation of (Pub. L. 114-190), FAA Extension, Safety, and Security Act of 2016 H.R. 2997 - 21st Century AIRR Act H.R. 2930 - Drone Innovation Act of 2017 S.1272 - Drone Federalism Act of 2017 H.R. 3644/S.1755 - Drone Operator Safety Act of 2017 H.R.3823 - Disaster Tax Relief and Airport and Airway Extension Act of 2017 Postal Reform (House, Senate) H.R. 756 - Postal Service Reform Act of 2017 H.R. 760 - Postal Service Financial Improvement Act of 2017 H.R. 5666, S. 3177 the Primary Regulators of Insurance Vote Act-a bill to allow for a state insurance member to have a vote on FSOC H.R. 5881, S. _____, PAID ACT-- Provide Accurate Information Directly Act--A bill to improve claim resolution through CMS systems related to Medicare part C, D and Medicaid. H.R. 4219 Workflex in the 21st Century Act- Federal uniformity on paid leave requirements (HR) Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III H.R. 372 - Competitive Health Insurance Reform Act of 2017. This bill would restore the application of the Federal antitrust laws to the business of health insurance to protect competition and consumers. Issue: McCarran-Ferguson Act. H.R. 1270 - Living Donor Protection Act of 2017. The bill would promote and protect from discrimination living organ donors. Issue: underwriting. Tort Reform HR 3808, New York Scaffold Law-- This bill precludes absolute liability in any action against a property owner or contractor for projects receiving federal financial assistance for infrastructure and transportation development for any injury associated with an elevation or gravity related risk occurring on those projects S. 2815 - Litigation Funding Transparency Act of 2018 Trade Disaster Relief H.R.4177 - PREPARE Act of 2017 - To enhance the Federal Governments planning and preparation for extreme weather and the Federal Governments dissemination of best practices to respond to extreme weather, thereby increasing resilience, improving regional coordination, and mitigating the financial risk to the Federal Government from such extreme weather, and for other purposes. S. 2701 - A bill to require the Administrator of the Federal Emergency Management Agency to carry out a pilot program to enhance the mapping of urban flooding and associated property damage and the availability of that mapped data to homeowners, businesses, and localities to help understand and mitigate the risk of such flooding, and for other purposes. H.R. 5559 - To transfer functions related to the preparation of flood maps from the Administrator of the Federal Emergency Management Agency to the Director of the United States Geological Survey, and for other purposes. H.R. 5543 - To amend the Internal Revenue Code of 1986 to allow for a credit against tax for certain flood insurance expenses. S.2767 - A bill to make improvements to certain wildfire and disaster recovery programs of the Federal Government, and for other purposes. H.R.5618 - To exempt properties located in flood hazard areas that are participating in an approved buy-out program from the mandatory purchase requirement under the National Flood Insurance Program, and for other purposes. H.R.5973 - Disaster Assistance Risk Transfer Act of 2018 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require a report on risk transfer, and for other purposes Regulation of the insurance industry Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board. Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III H.R.___ - Financial Services and General Government Appropriations Act. Making appropriations for financial services and general government for the fiscal year ending September 30, 2018, and for other purposes. Issue: Global insurance standards; SIFI de-risking. H.R. 4537 Insurance Capital Standards Accountability Act of 2017. Issue: international insurance standards. H.R. 4483 - Federal Insurance Office Abolishment Act of 2017. Issue: FIO reform. H.R. 5323 - Derivatives Fairness Act. Issue: establish an exemption from the credit valuation adjustment calculation for uncleared derivatives transactions with end-users. H.R. 1625 - Consolidated Appropriations Act of 2018. Issue: postal reform. H.R.___/S.___ - Financial Services and General Government Appropriations Act. Making appropriations for financial services and general government for the fiscal year ending September 30, 2019, and for other purposes. Issue: Global insurance standards; SIFI de-risking. H.R.__ - Draft legislation regarding the designations or titles of financial professionals. Issue: Unclaimed life insurance products. No bill number assigned. Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned. Issue: Whole or universal life insurance premiums. Issue: Swap margin rule. The rule establishes margin requirements for swaps not cleared through a clearinghouse. No bill number assigned. H.R. 1303/S. 180 - H-1B and L-1 Visa Reform Act of 2017. This bill would amend the Immigration and Nationality Act to reform and reduce fraud and abuse in certain visa programs for aliens working temporarily in the U.S. Issue: immigration reform. H.R. 1226/S. 447 - Justice for Uncompensated Survivors Today (JUST) Act of 2017. This bill would require reporting on acts of certain foreign countries on Holocaust era assets and related issues. Issue: Holocaust era insurance claims. H.R. 762/S.258 - Holocaust Insurance Accountability Act of 2017. This bill would provide for the restoration of legal rights for claimants under holocaust-era insurance policies. S. 2702 - A bill to amend the Consumer Financial Protection Act of 2010 to clarify authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator, and for other purposes H.R. 4061 - Financial Stability Oversight Council Improvement Act of 2017 - To amend the Financial Stability Act of 2010 to improve the transparency of the Financial Stability Oversight Council, to improve the SIFI designation process, and for other purposes. S.3177 - A bill to amend the Financial Stability Act of 2010 to include the State insurance commissioner as a voting member of the Financial Stability Oversight Council, and for other purposes Automotive H.R.5502 - Prohibit Auto Insurance Discrimination Act - To prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility. Aviation/Aircraft/Airlines (House, Senate) Postal Reform (House, Senate) S.2755 - A bill to amend title 39, United States Code, to provide that the United States Postal Service may provide certain basic financial services, and for other purposes. H.R.6076 - To restore the financial solvency and improve the governance of the United States Postal Service in order to ensure the efficient and affordable nationwide delivery of mail, and for other purposes Primary Regulators of Insurance Vote Act of 2018, S. 3177-allow for the state representative to be a voting member of FSOC S. 488, the JOBS and Investor Confidence Act (JOBS 3.0)-Including Duffy-Heck International Capital Standard bill. oH.R. 6321, the Investment Adviser Regulatory Flexibility Improvement Act-- require the SEC to revise its definition of a "small business," requiring the SEC to look beyond assets under management and include other factors, such as employment at an advisory firm. oH.R.6323, the National Senior Investor Initiative Act, would require the SEC to set up an interagency task force to focus on challenges facing senior investors. HR 1585, the Fair Investment Opportunities for Professional Experts Act. It would Amends the Securities Act of 1933 to modify the definition of accredited investor H.R. 6021, the Small Business Audit Correction Act of 2018 H.R. 6743, the Consumer Information Notification Requirement Act-a preemptive federal standard for data breach and cyber security applied to financial services companies H.R. 6021, the Small Business Audit Correction Act. the legislation would ease audit requirements for small broker-dealers Disaster H.R.6379 - National Flood Insurance Program Extension Act of 2018 - Passed House H.R.6402 - National Flood Insurance Program Extension and Enhanced Consumer and Community Protections Act of 2018 H.R.6499 - To amend the Small Business Act to authorize the Administrator of the Small Business Administration to issue loans to homeowners in areas at risk for disasters to carry out pre-disaster mitigation activities, and for other purposes H.R.6650 - To reauthorize and amend the National Earthquake Hazards Reduction Program, and for other purposes S.3265 - A bill to require the Secretary of Commerce to undertake certain activities to support waterfront community revitalization and resiliency, and for other purposes (Tammy Baldwin) H.R.6826 - To amend the Small Business Act to provide for disaster loans to repair, rehabilitate, or replace property damaged or destroyed by hurricane Harvey, Irma, or Maria, and for other purposes H.R.6799 - To authorize disaster recovery assistance for areas affected by wildfires on Federal Lands, and for other purposes H.R.6944 - To establish centers of excellence for innovative stormwater control infrastructure, and for other purposes Auto (House, Senate) S.3491 - A bill to require the Secretary of Transportation to carry out a pilot program to develop and provide to States and transportation planning organizations accessibility data sets, and for other purposes S.3215 - A bill to amend title 49, United States Code, to require the development of a bus operations safety risk reduction program, and for other purposes S.3432 - A bill to direct the Secretary of Transportation to issue rules requiring the inclusion of new safety equipment in school buses, and for other purposes Aviation/Aircraft/Airlines (House, Senate) H.R.6438 - To amend the Homeland Security Act of 2002 to establish in the Department of Homeland Security an Unmanned Aircraft Systems Coordinator, and for other purposes S.3511 - A bill to broaden unmanned aircraft systems safety awareness, and for other purposes S.3513 - A bill to establish a deadline for the establishment of a process to allow applicants to petition the Administrator of the Federal Aviation Administration to prohibit or restrict the operation of an unmanned aircraft in close proximity to a fixed site facility Homeland Security (House, Senate) H.R.6864 - Information Transparency & Personal Data Control Act - To require the Federal Trade Commission to promulgate regulations related to sensitive personal information or behavioral data, and for other purposes H.R.6913 - To direct the Secretary of Commerce to establish a working group to recommend to Congress a definition of blockchain technology, and for other purposes S.3437 - A bill to establish a Federal rotational cyber workforce program for the Federal cyber workforce PAID FAMILY LEAVE H.R. 4219 Workflex in the 21st C. Act-- This bill amends the Employee Retirement Income Security Act of 1974 (ERISA) to establish a voluntary workflex option under which employers who provide flexible workplace arrangement plans that include a combination of paid leave and flexible work options are exempt from certain state and local laws regarding employee benefits. S.3345 - Economic Security for New Parents Act - Parental leave only. Allows new parents to drawdown on future Social Security benefits. Rubio Introduced bill week of 7/31, Rep. Ann Wagner to intro companion in Sept. H.R. 1516 Healthy Families Act--Mandate paid sick leave S. 337/H.R 847 FAMILY (Family and Medical Insurance Leave) Act-- Creates a new trust fund within Social Security Admin. For sick leave. H.R. 2282/S. 1006, Equality Act--This bill amends the Civil Rights Act of 1964 to include sex, sexual orientation, and gender identity among the prohibited categories of discrimination or segregation in places of public accommodation. H.R.7037 - State Flood Mitigation Revolving Fund Act of 2018- To amend the National Flood Insurance Act of 1968 to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide funding assistance to reduce flood risks, and for other purposes (Charlie Crist, D-FL) H.R.7166 - Hurricane Michael Tax Relief Act - To provide tax relief for the victims of Hurricane Michael, and for other purposes (Neal Dunn, R-FL) S.3679 - A bill to ensure that older adults and individuals with disabilities are prepared for disasters, and for other purposes (Bob Casey) H.R.7200 - To extend indemnity for wildfires and hurricanes, and for other purposes (Austin Scott, R-GA) S.3648 - Hurricanes Florence and Michael and California Wildfire Tax Relief Act - To provide tax relief for the victims of Hurricane Florence, Hurricane Michael, and certain California wildfires (Richard Burr, NC) H.R.7024 - Federal Flood Management Act of 2018 - To establish a Federal standard in order to improve the Nations resilience to current and future flood risk (Jamie Raskin, D-MD) H.R.7315 - To protect American communities from wildfire, and for other purposes (Bruce Westerman, R-AR) H.R.7242 - Disaster Recovery and Opportunity Act of 2018 - To amend the Internal Revenue Code of 1986 to allow certain areas affected by certain Federally declared disasters to be designated as opportunity zones (Mark Meadows, R-NC) H.R.7333 - FEMA Modernization Act of 2018- To provide for reform and reorganization of the Federal Emergency Management Agency, and for other purposes (Sheila Jackson Lee, D-TX) H.R.7322 - H.R 7133,H.R.7192,H.R.7260, H.R.7357,S.3744,S.ConsumerProtectionAct Wyden,H.R.7343,H.R.7392,S.3655,S.3577,H.R. 7383,H.R. 7394

Client expense: $1,070,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Postal Service (USPS)

H.R. 492 End Unnecessary Borrowing Act of 2017 H.R. 517 Ensure Fair Prices in Title Insurance Act of 2017 H.R. 851 HousingFinancialLiteracy Act of 2017 H.R. 1422 Flood Insurance Market Parity and Modernization Act H.R. 1423 National Flood Insurance Program Reauthorization and Improvement Act of 2017 H.R. 1558 Repeatedly Flooded Communities Preparation Act H.R. 10Financial CHOICE Act of 2017 H.R. 2868 National Flood Insurance Program Policyholder Protection Act of 2017 H.R. 2875 National Flood Insurance Program Administrative Reform Act H.R. 2874 21st Century Flood Reform Act S. 563 Flood Insurance Market Parity and Modernization Act S. 1313Flood Insurance Affordability and SustainabilityActof 2017 S. 1368Sustainable, Affordable, Fair and Efficient National Flood Insurance Program Reauthorization Act (SAFE NFIP) 2017

Client expense: $626,213 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of

H.R. 372 - Competitive Health Insurance Reform Act - issues related to McCarran Ferguson Act H.R. 1422/S.563 - Flood Market Parity and Modernization Act (entire bill) H.R. 1423 - The National Flood Insurance Programs and Reauthroization Act of 2017 (entire) H.R. 1558 - The Repeatedly Flooded Communities preparation Act (entire) H.R. 10 - Financial CHOICE Act (titles I, VI, VII, X, and XI) H.R. 1558, the Repeatedly Flooded Communities Preparation Act (entire) H.R. 2246, the Taxpayer Exposure Mitigation Act of 2017 (entire) H.R. 2565, National Flood Insurance Act (entire) S. 3528, National Flood Insurance Program Extension Act (entire) H.R. 2868, the National Flood Insurance Program Policyholder Protection Act of 2017 (entire) H.R. 2875 the National Flood Insurance Program Administrative Reform Act of 2017 (entire) H.R. 2874, the 21st Century Flood Reform Act of 2017 H.R. 2874 (entire) S. 1368 - Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 (entire) H.R. 3746 - Business of Insurance Regulatory Reform Act, to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a state insurance regulator, and for other purposes. H.R. 3861, Federal Insurance Office Reform Act (entire) H.R. 4537, International Insurance Standards Act (entire) H.R. 4483 - Federal Insurance Office Abolishment Act (entire) Issues related to the imposition of capital standards to non-banks Issues related to the U.S. - E.U. Insurance Covered Agreement Issues related to international insurance standards Issues related to the implementation of Dodd-Frank Act (PL 111-203), the provisions which may impact insurance regulation Issues related to Financial Services and General Government Appropriations Issues related to the Systematic Risk Designation process pursuant to the Dodd-Frank Wall Street Reform and Consumer Protection Act Issues related to U.S. Department of Treasury regulations regarding approval and listing of Certified Sureties. (T-List) H.R. 5666, Primary Regulations of Insurance Vote Act of 2018 (entire) H.R. 6292, Nonprofit Property Protection Act (entire) H.R. 3353, Claims Licensing Advancement for Interstate Matters Act (CLAIM)-entire S.488, Jobs and Investor Confidence Act (title XIV)

Client expense: $320,000 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), SENATE, Treasury, Dept of

Support efforts to repeal the Cadillac Tax as in H.R.173, and S.58. Monitor tax reform proposals generally Monitor the activities of the Federal Insurance Office and the development of insurance modernization proposals. Monitor issues related to cyber security and the cyber security insurance market. Support the reauthorization of the National Flood Insurance Program as part of the continuing resolution and the program reforms, particularly the Flood Insurance Market Parity and Modernization Act (S. 563 & H.R. 1422), the Repeatedly Flooded Communities Preparation Act (H.R. 1558), the NFIP Policyholder Protection Act of 2017 (H.R. 2868), the 21st Century Flood Reform Act of 2017 (H.R. 2874), the NFIP Administrative Reform Act of 2017 (H.R. 2875), the Taxpayer Exposure Mitigation Act of 2017 (H.R. 2246), and H.R. 2565 requiring use of replacement cost in determining premium rates. Monitor issues related insurance generally.

Client expense: Not reported · Firm income: Not reported

General issues related to credit reporting, technology, data security, and housing. Specific issues included: re-authorization of the National Flood Insurance Program, including both in and outside of the Appropriations process (HR 1422, HR 1558, HR 2246, HR 2565, HR 2868, HR 2875, HR 2874, and draft Senate legislation), issues related to reconstruction cost and general extension of the program; proposals on data security, breach notice and breach response, including S 2289 (Warren) "Data Breach Prevention and Compensation Act of 2018", and H.R. 6743, the "Consumer Information Notification Requirement Act" (Luetkemeyer), issues related to preemption and functional regulation; and proposals to modernize the IRS IVES system and their impact on the mortgage industry, including the "IRS Data Verification Modernization Act of 2017" (McHenry).

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, Vice President of the U.S.

S. 1571, National Flood Insurance Program Reauthorization Act of 2017 S. 1368, Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 H.R. 3285, Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 S. 1313, Flood Insurance Affordability and Sustainability Act of 2017 H.R. 1558, Repeatedly Flooded Communities Preparation Act H.R. 2246, Taxpayer Exposure Mitigation Act of 2017 H.R. 2565, to require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes H.R. 2868, National Flood Insurance Program Policyholder Protection and Information Act of 2017 H.R. 2875, National Flood Insurance Program Administrative Reform Act of 2017 H.R. 2874, 21st Century Flood Reform Act House Unnumbered, National Flood Insurance Program Integrity Improvement Act of 2017 H.R. 1422, Private Flood Insurance Market Development Act of 2017 House Unnumbered, National Flood Insurance Program Mapping Fairness Act of 2017 House Unnumbered, Flood Risk Mitigation Act of 2017 H.R. 1423, National Flood Insurance Program Reauthorization and Improvement Act of 2017 H.R. 1401, Flood Insurance Fairness Act of 2017 H.R. 1929, Empowering Homeowners to Mitigate Flood Damage Act of 2017 H.R. 2170, Flood and Agriculture Risk Management Cost Reduction Act of 2017 S.1058, National Flood Insurance Program Consultant Accountability Act of 2017 H.R. 3823, Disaster Tax Relief and Airport and Airway Extension Act of 2017 H.R. 2901, Volunteer Income Tax Assistance Permanence Act of 2017 S. 1798, Federal Flood Management Act of 2017 H.R. 3854, Federal Infrastructure Flood Resiliency Act of 2017 S. 1445, Repeatedly Flooded Communities Preparation Act S.563, Flood Insurance Market Parity and Modernization Act H.Res. 616, Providing for consideration of the bill (H.R.2874) to achieve reforms to improve the financial stability of the National Flood Insurance Program, to enhance the development of more accurate estimates of flood risk through new technology and better maps, to increase the role of private markets in the management of flood insurance risks, and to provide for alternative methods to insure against flood peril, and for other purposes, and providing for consideration of the conference report to accompany the bill (H.R. 2810) to authorize appropriations for fiscal year 2018 for military activities for the Department of Defense for military construction, and for defense activities of the Department of Energy to prescribe military personnel strengths for such fiscal year, and for other purposes H.R. 3723, To extend the National Flood Insurance Program S. 3128, A bill to reauthorize the National Flood Insurance Program H.R. 6402, To extend the National Flood Insurance Program, and for other purposes H.R. 6379, National Flood Insurance Program Extension Act of 2018 S. 2862, Promoting Flood Risk Mitigation Act H.R. 5846, Promoting Flood Risk Mitigation Act S.1507, State Flood Mitigation Revolving Fund Act of 2017 H.R. 6157 A bill making appropriations for the Department of Defense for the fiscal year ending September 30, 2019, and for other purposes (Defense/Labor-HHS-ED/CR)

Client expense: $25,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Land Management (BLM), Bureau of Reclamation, Commerce, Dept of (DOC), Council on Environmental Quality (CEQ), Energy, Dept of, Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), Federal Energy Regulatory Commission (FERC), HOUSE OF REPRESENTATIVES, Interior, Dept of (DOI), Natl Oceanic & Atmospheric Administration (NOAA), Natl Park Service (NPS), Office of Management & Budget (OMB), SENATE, U.S. Fish & Wildlife Service (USFWS), U.S. Forest Service

S. 1571, National Flood Insurance Program Reauthorization Act of 2017 S. 1368, Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 H.R. 3285, Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 S. 1313, Flood Insurance Affordability and Sustainability Act of 2017 H.R. 1558, Repeatedly Flooded Communities Preparation Act H.R. 2246, Taxpayer Exposure Mitigation Act of 2017 H.R. 2565, to require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes H.R. 2868, National Flood Insurance Program Policyholder Protection and Information Act of 2017 H.R. 2875, National Flood Insurance Program Administrative Reform Act of 2017 H.R. 2874, 21st Century Flood Reform Act House Unnumbered, National Flood Insurance Program Integrity Improvement Act of 2017 H.R. 1422, Private Flood Insurance Market Development Act of 2017 House Unnumbered, National Flood Insurance Program Mapping Fairness Act of 2017 House Unnumbered, Flood Risk Mitigation Act of 2017 H.R. 1423, National Flood Insurance Program Reauthorization and Improvement Act of 2017 H.R. 1401, Flood Insurance Fairness Act of 2017 H.R. 1929, Empowering Homeowners to Mitigate Flood Damage Act of 2017 H.R. 2170, Flood and Agriculture Risk Management Cost Reduction Act of 2017 S.1058, National Flood Insurance Program Consultant Accountability Act of 2017 H.R. 3823, Disaster Tax Relief and Airport and Airway Extension Act of 2017 H.R. 2901, Volunteer Income Tax Assistance Permanence Act of 2017 S. 1798, Federal Flood Management Act of 2017 H.R. 3854, Federal Infrastructure Flood Resiliency Act of 2017 S. 1445, Repeatedly Flooded Communities Preparation Act S.563, Flood Insurance Market Parity and Modernization Act H.Res. 616, Providing for consideration of the bill (H.R.2874) to achieve reforms to improve the financial stability of the National Flood Insurance Program, to enhance the development of more accurate estimates of flood risk through new technology and better maps, to increase the role of private markets in the management of flood insurance risks, and to provide for alternative methods to insure against flood peril, and for other purposes, and providing for consideration of the conference report to accompany the bill (H.R. 2810) to authorize appropriations for fiscal year 2018 for military activities for the Department of Defense for military construction, and for defense activities of the Department of Energy to prescribe military personnel strengths for such fiscal year, and for other purposes H.R. 3723, To extend the National Flood Insurance Program S. 3128, A bill to reauthorize the National Flood Insurance Program H.R. 6402, To extend the National Flood Insurance Program, and for other purposes H.R. 6379, National Flood Insurance Program Extension Act of 2018 S. 2862, Promoting Flood Risk Mitigation Act H.R. 5846, Promoting Flood Risk Mitigation Act S.1507, State Flood Mitigation Revolving Fund Act of 2017 H.R. 6157 A bill making appropriations for the Department of Defense for the fiscal year ending September 30, 2019, and for other purposes (Defense/Labor-HHS-ED/CR)

Client expense: $25,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Land Management (BLM), Bureau of Reclamation, Commerce, Dept of (DOC), Council on Environmental Quality (CEQ), Energy, Dept of, Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), Federal Energy Regulatory Commission (FERC), HOUSE OF REPRESENTATIVES, Interior, Dept of (DOI), Natl Oceanic & Atmospheric Administration (NOAA), Natl Park Service (NPS), Office of Management & Budget (OMB), SENATE, U.S. Fish & Wildlife Service (USFWS), U.S. Forest Service

Flood Insurance reform, reauthorization H.R. 2875, the National Flood Insurance Program Administrative Reform Act of 2017 H.R. 1558, the Repeatedly Flooded Communities Preparation Act H.R. 1422, the Flood Insurance Market Parity and Modernization Act S. 563, the Flood Insurance Market Parity and Modernization Act S. 1571, the National Flood Insurance Program Reauthorization Act of 2017 S. 1368, the Sustainable, Affordable, Fair and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 S. 1313 Flood Insurance Affordability and Sustainability Act of 2017 H.R. 2246, the Taxpayer Exposure Mitigation Act of 2017 H.R. 2565, a bill to require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. H.R. 2868, the National Flood Insurance Program Policyholder Protection Act of 2017 H.R. 2874, the 21st Century Flood Reform Act of 2017 Appropriations related to mitigation and mapping H.R.2 - Agriculture Improvement Act of 2018 S.3042 - Agriculture Improvement Act of 2018 H.R. 3746, the Business of Insurance Regulatory Reform Act of 2017 The Nonprofit Property Protection Act Cyber risk insurance issues InsurTech issues Social Security Disability Insurance (SSDI) claims process improvements and supporting funding for Social Security Administration Issues related to Supplemental Benefits H.R. 6128, HSA Employer Flexibility Act H.R. 5138, Bipartisan HSA Improvement Act of 2018 H.R. 6199, Restoring Access to Medication and Modernizing Health Savings Accounts Act of 2018 S.2241 - A bill to amend the Patient Protection and Affordable Care Act by clarifying that State Exchanges are prohibited from imposing fees or assessments on issuers of excepted benefits and standalone dental plans not sold through an Exchange. H.R.4225 - To amend the Patient Protection and Affordable Care Act by clarifying that State Exchanges are prohibited from imposing fees or assessments on issuers of excepted benefits and standalone dental plans not sold through an Exchange. National Defense Authorization Act (NDAA) section on TRICARE H.R. 5881 Provide Accurate Information Directly (PAID) Act

Client expense: $470,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Treasury, Dept of

Flood Insurance Reauthorization and Reform HR2 - Agriculture Improvement Act of 2018 HR195 - Making further continuing appropriations for the fiscal year ending September 30, 2018, and for other purposes. HR601 - Continuing Appropriations Act, 2018 and Supplemental Appropriations for Disaster Relief Requirements Act, 2017 HR879 - Flood Insurance Integrity Act HR1370 - An Act to amend the Homeland Security Act of 2002 to require the Secretary of Homeland Security to issue Department of Homeland Security-wide guidance and develop training programs as part of the Department of Homeland Security Blue Campaign, and for other purposes. HR1401 - Flood Insurance Fairness Act of 2017 HR1422 - Flood Insurance Market Parity and Modernization Act HR1423 - National Flood Insurance Program Reauthorization and Improvement Act of 2017 HR1558 - Repeatedly Flooded Communities Preparation Act HR1625 - Consolidated Appropriations Act, 2018 HR1892 - Bipartisan Budget Act of 2018 HR2246 - Taxpayer Exposure Mitigation Act of 2017 HR2565 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. HR2868 - National Flood Insurance Program Policyholder Protection Act of 2017 HR2874 - 21st Century Flood Reform Act HR2875 - National Flood Insurance Program Administrative Reform Act of 2017 HR__ - FY2018 Homeland Security Appropriations HR__ - FY2018 Interior Appropriations (3DEP Flood Mapping) HR3823 - Disaster Tax Relief and Airport and Airway Extension Act of 2017 HR4905 - Improvement of Mapping, Addresses, Geography, Elevations, and Structures (IMAGES) Act of 2018 HR5559 - Scientific Flood Mapping Act HR5846 - Promoting Flood Risk Mitigation Act HR6379 - National Flood Insurance Program Extension Act of 2018 HJRes 123 - Making further continuing appropriations for fiscal year 2018, and for other purposes. S110 - Digital Coast Act S563 - Flood Insurance Market Parity and Modernization Act S1182 - National Flood Insurance Program Extension Act of 2018 S1313 - Flood Insurance Affordability and Sustainability Act of 2017 S1368 - Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 S1445 - Repeatedly Flooded Communities Preparation Act S1571 - National Flood Insurance Program Reauthorization Act of 2017 S3128 - A bill to reauthorize the National Flood Insurance Program. Wildfires HR1625 - Consolidated Appropriations Act, 2018 HR2862 - Wildfire Disaster Funding Act HR2936 - Resilient Federal Forests Act of 2017 S1842 - Wildfire Disaster Funding Act Disaster Relief HR302 - FAA Reauthorization Act of 2018 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding the National Flood Insurance Program reauthorization and disaster relief. Discussions with the U.S Geological Survey (USGS) regarding flood maps. Discussions with the Department of the Interior (DOI) regarding flood maps.

Client expense: $26,400,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of Management & Budget (OMB), SENATE, Treasury, Dept of, U.S. Copyright Office, U.S. Geological Survey (USGS), Veterans Affairs, Dept of (VA), White House Office

PL 115-97(F.K.A H.R. 1): AN ACT TO PROVIDE FOR RECONCILIATION PURSUANT TO TITLES II AND V OF THE CONCURRENT RESOLUTION ON THE BUDGET FOR FISCAL YEAR 2018; ALL PROVISIONS OF THE LAW IMPLEMENTATION OF P.L. NO: 114-1 (114TH CONGRESS, HR. 26): TERRORISM RISK INSURANCE PROGRAM RE-AUTHORIZATION ACT OF 2015); ALL PROVISIONS OF THE LAW HR. 1422: PRIVATE FLOOD INSURANCE MARKET DEVELOPMENT ACT OF 2017; ALL PROVISIONS OF THE BILL HR. 1558: REPEATEDLY FLOODED COMMUNITIES PREPARATION ACT; ALL PROVISIONS OF THE BILL HR. 2565: TO REQUIRE THE USE OF REPLACEMENT COST VALUE IN DETERMINING THE PREMIUM RATES FOR FLOOD INSURANCE COVERAGE UNDER THE NATIONAL FLOOD INSURANCE ACT, AND FOR OTHER PURPOSES; ALL PROVISIONS OF THE BILL HR. 2868: NATIONAL FLOOD INSURANCE PROGRAM POLICYHOLDER PROTECTION ACT OF 2017; ALL PROVISIONS OF THE BILL HR. 2874: 21ST CENTURY FLOOD REFORM ACT; ALL PROVISIONS OF THE BILL HR. 2875: NATIONAL FLOOD INSURANCE PROGRAM ADMINISTRATIVE REFORM ACT OF 2017; ALL PROVISIONS OF THE BILL S. 563: FLOOD INSURANCE MARKET PARITY AND MODERNIZATION ACT; ALL PROVISIONS OF THE BILL S. 1313: FLOOD INSURANCE AFFORDABILITY AND SUSTAINABILITY ACT OF 2017; ALL PROVISIONS OF THE BILL S. 1368: SUSTAINABLE, AFFORDABLE, FAIR, AND EFFICIENT (SAFE) NATIONAL FLOOD INSURANCE PROGRAM RE-AUTHORIZATION ACT OF 2017; ALL PROVISIONS OF THE BILL GENERAL DISCUSSIONS REGARDING THE WILDFIRE DISASTER FUNDING ACT; PROVISIONS RELATED TO FIRE BORROWING GENERAL DISCUSSIONS REGARDING THE RESILIENT FEDERAL FORESTS ACT OF 2015; PROVISIONS RELATED TO FIRE BORROWING GENERAL DISCUSSIONS REGARDING THE FEDERAL AVIATION ADMINISTRATION RULES FOR COMMERCIAL DRONE USE GENERAL DISCUSSIONS REGARDING IMPLEMENTATION OF THE MOTOR VEHICLE AND HIGHWAY SAFETY IMPROVEMENT ACT OF 2012; TITLE 49 U.S.C.A. 32701-32711; PROVISIONS RELATED TO SECTION (g) GENERAL DISCUSSIONS REGARDING THE NATIONAL FLOOD INSURANCE PROGRAM GENERAL DISCUSSIONS REGARDING LEGISLATION INCENTIVIZING SAFER BUILDING CODES GENERAL DISCUSSIONS REGARDING DATA BREACH NOTIFICATION STANDARDS GENERAL DISCUSSIONS REGARDING THE DEPARTMENT OF LABOR'S "CONFLICT OF INTEREST" PROPOSED RULE ON FIDUCIARY DUTY GENERAL DISCUSSIONS RELATED TO POST-DISASTER USE OF DRONES BY P&C INSURANCE COMPANIES GENERAL DISCUSSIONS RELATED TO LEGISLATION ADDRESSING AUTONOMOUS VEHICLES GENERAL DISCUSSIONS REGARDING THE DEVELOPMENT OF INTERNATIONAL CAPITAL STANDARDS FOR INSURERS

Client expense: $100,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Treasury, Dept of

HR 1422, S 563 Flood Insurance Market Parity and Modernization Act - support these bills to clarify that private flood insurance is acceptable to meeting lender requirements; HR 879 Flood Insurance Integrity Act; HR 1401 Flood Insurance Fairness Act; HR 1929 Empowering Homeowners to Mitigate Flood Damage Act; HR 1423 NFIP Re-authorization and Improvement Act of 2017; HR 1558, S 1445 Repeatedly Flooded Communities Act; HR 2246 Taxpayer Exposure Mitigation Act; HR 2565 require NFIP to use replacement cost value in determining rates; S 1313 Flood Insurance Affordability and Sustainability Act; S 1368 and HR 3285 Sustainable, Affordable, Fair and Efficient (SAFE) NFIP Re-authorization Act; HR 2868 NFIP Policyholder Protection Act; HR 2874 21st Century Flood Reform Act; HR 2875 NFIP Administrative Reform Act; HR 3723 to extend the NFIP; HR 3936 NFIP Debt Forgiveness Act of 2017; HR 1370 Appropriations bill which included an extension of the NFIP; HR 6379 The National Flood Insurance Program Extension Act of 2018 - we are monitoring all legislation impacting the National Flood Insurance Program; support efforts to improve and reauthorize the program. HR 4455 The SMART Rebuilding Act and HR 4460 The Disaster Recovery Reform Act - support these bills which seek to improve mitigation assistance efforts prior to natural disasters. HR 4905 The Images Act of 2018, relating to flood mapping - monitor. HR 1625 that portion of the Omnibus spending bill extending the National Flood Insurance Program to July 31.

Client expense: $90,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Regulation of insurance (general); general issues related to the Federal Insurance Office; general issues related to the Federal Advisory Committee on Insurance (FACI); general issues related to the Financial Stability Oversight Council (FSOC); issues related to the implementation of the National Association of Registered Agents and Brokers; implementation of the Biggert-Waters Flood Insurance Reform Act of 2012 (implementation of the Homeowner Flood Insurance Affordability Act (Public Law No: 113-89); issues related to the National Flood Insurance Program;H.R. 1422/S. 563, the Flood Insurance Market Parity and Modernization Act; H.R. 10,the Financial CHOICE Act; S. 1360, the Transparent Insurance Standards Act; Bilateral Agreement between the European Union and the United States of America On Prudential Measures Regarding Insurance and Reinsurance;H.R. 2868, the National Flood Insurance Program Policyholder Protection Act of 2017;H.R. 2874, the 21st Century Flood Reform Act;H.R. 2875, the National Flood Insurance Program Administrative Reform Act of 2017;H.R. 1558, the Repeatedly Flooded Communities Preparation Act;H.R. 2565, a bill to require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes;H.R. 2246, the Taxpayer Exposure Mitigation Act of 2017;S. 1313, the Flood Insurance Affordability & Sustainability Act of 2017; S. 1368, The Sustainable, Affordable, Fair and Efficient National Flood Insurance Program Reauthorization Act of 2017;S.1571 National Flood Insurance Program Reauthorization Act of 2017; H.R. 3861, the Federal Insurance Office Reform Act of 2017; H.R. 4537, the International Insurance Standards Act of 2017;H.R.2874 21st Century Flood Reform Act;H.R. 4483, the Federal Insurance Office Abolishment Act of 2017;H.R. 3746, the Business of Insurance Regulatory Reform Act; S. 2155, the Economic Growth, Regulatory Relief, and Consumer Protection Act; H.R. 6743, the Consumer Information Notification Requirement Act;S.1182, the National Flood Insurance Program Extension Act of 2018; S. 488, the JOBS and Investor Confidence Act

Client expense: $87,356 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), Risk Management Agency, SENATE, Treasury, Dept of

Monitoring legislative and regulatory developments related to the National Flood Insurance Program (NFIP) and other public or government-sponsored insurance programs. Legislation Includes: H.R. 1422, Private Flood Insurance Market Development Act of 2017. H.R. 1558, Repeatedly Flooded Communities Preparation Act. H.R. 2246, Taxpayer Exposure Mitigation Act of 2017. H.R. 2565, to require the use of replacement cost value H.R. 2868, National Flood Insurance Program Policyholder Protection Act of 2017. H.R. 2875, National Flood Insurance Program Administrative Reform Act of 2017. H.R. 2874, 21st Century Flood Reform Act. S.1571, National Flood Insurance Program Reauthorization Act of 2017 H.R. 5381, The Government Risk and Taxpayer Exposure Reduction Act of 2018

Client expense: Not reported · Firm income: $20,000

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of, U.S. Agency for International Development (USAID)

Monitoring and reporting on policy and regulatory developments related to insurance, reinsurance and alternative reinsurance. Legislation Includes: H.R. 1422, Private Flood Insurance Market Development Act of 2017. H.R. 1558, Repeatedly Flooded Communities Preparation Act. H.R. 2246, Taxpayer Exposure Mitigation Act of 2017. H.R. 2565, to require the use of replacement cost value... H.R. 2868, National Flood Insurance Program Policyholder Protection Act of 2017. H.R. 2875, National Flood Insurance Program Administrative Reform Act of 2017. H.R. 2874, 21st Century Flood Reform Act. S.1571, National Flood Insurance Program Reauthorization Act of 2017 H.R. 5381 The Government Risk and Taxpayer Exposure Reduction Act of 2018

Client expense: Not reported · Firm income: $30,000

Government targets: Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Ginnie Mae, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), SENATE

H.R. 879, Flood Insurance Integrity Act of 2017 H.R. 1401, Flood Insurance Fairness Act of 2017 H.R. 1422/S. 563, Flood Insurance Market Parity and Modernization Act H.R. 1423, National Flood Insurance Program Reauthorization and Improvement Act of 2017 H.R. 1558, Repeatedly Flooded Communities Preparation Act H.R. 2246, Taxpayer Exposure Mitigation Act of 2017 H.R. 2565, To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes H.R. 2868, National Flood Insurance Program Policyholder Protection Act of 2017 H.R. 2874, 21st Century Flood Reform Act H.R. 2875, National Flood Insurance Program Administrative Reform Act of 2017 H.R. 3746, Business of Insurance Regulatory Reform Act of 2017 H.R. 5059, State Insurance Regulation Preservation Act S. 1058, National Flood Insurance Program Consultant Accountability Act of 2017 S. 1313, Flood Insurance Affordability and Sustainability Act of 2017 S. 1368, Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017

Client expense: $17,560,000 · Firm income: Not reported

Government targets: Agency for Toxic Substances & Disease Registry, Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Council on Environmental Quality (CEQ), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Energy Regulatory Commission (FERC), Federal Reserve System, Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Interior, Dept of (DOI), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Natl Labor Relations Board (NLRB), Natl Security Council (NSC), Natl Telecommunications & Information Administration (NTIA), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), Office of the Vice President of the United States, Patent & Trademark Office (PTO), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Social Security Administration (SSA), State, Dept of (DOS), Transportation Security Administration (TSA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Customs & Border Protection, U.S. Fish & Wildlife Service (USFWS), U.S. Trade Representative (USTR), White House Office

Issues related to the reauthorization and implementation of the National Flood Insurance Program. H.R.1422, Flood Insurance Market Parity and Modernization Act, all provisions. H.R.1558, Repeatedly Flooded Communities Preparation Act, all provisions. H.R.2246, Taxpayer Exposure Mitigation Act of 2017, all provisions. H.R.2565, To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, all provisions. H.R.2868, National Flood Insurance Program Policyholder Protection Act of 2017, all provisions. H.R.2874, 21st Century Flood Reform Act, all provisions. H.R.2875, National Flood Insurance Program Administrative Reform Act of 2017, all provisions. H.R. 6379, National Flood Insurance Program Extension Act of 2018, all provisions. S.563, Flood Insurance Market Parity and Modernization Act, all provisions. S.1313, Flood Insurance Affordability and Sustainability Act of 2017, all provisions. S.1368, Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017, all provisions. S. 1182, National Flood Insurance Program Extension Act of 2018, all provisions.

Client expense: Not reported · Firm income: $22,500

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 109 Mortgage Insurance Premium Deductions H.R. 762 Holocaust Era Insurance Policy Claimants Legal Rights H.R. 871 Premiums Paid on Non-cash-value Property H.R. 879 Flood Insurance Rates and Rate Maps H.R. 1321 Up Front Mortgage Premium Reduction Guidance H.R. 1422 Flood Insurance Coverage Requirement H.R. 1423 National Flood Insurance Program S. 258 Holocaust Era Insurance Policies Claimants Rights S. 563 Flood Insurance Coverage Requirement H.R. 1929 National Flood Insurance Program Cost of Compliance H.R. 2170 Agricultural Structure in Special Flood Hazard Zones H.R. 2246 Mandatory Flood Insurance Coverage Requirement H.R. 2868 Flood Insurance Unreasonable Premium Rates Protection H.R. 2874 Flood Insurance Reforms S. 1025 Crop Insurance Federal Spending S. 1058 National Flood Insurance Program Contract Terminations S. 1313 National Flood Insurance Program S. 1360 Insurance Policy Advisory Committee S. 1368 National Flood Insurance Program Reauthorization H.R. 3285 National Flood Insurance Program H.R. 3363 Insurance Uniformity and Reciprocity H.R. 3698 Budget Neutrality and Crop Insurance Providers H.R. 3723 National Flood Insurance Program H.R. 3746 Persons Regulated by a State Insurance Regulator H.R. 3762 State-Based System of Insurance Regulation H.R. 3823 Disaster Tax Relief and Airport and Airway Extension S. 1571 National Flood Insurance Program S. 1773 Budget Neutrality and Crop Insurance H.R. 4154 Flood Insurance Premium Rates H.R. 4159 Collection of Annual Premiums Under the FHA Program H.R. 4483 Department of the Treasury Federal Insurance Office H.R. 4537 State-Based System of Insurance Regulation S. 2090 Flood Mapping Program Reform S. 2091 Relief from Surcharges for Small Business S. 2092 Flood Insurance Agents Continuing Education S. 2093 Authority of FEMA Administrator H.R. 3861 Federal Insurance Office Reform Act H.R. 4885 Auto Insurance Costs And Payout Amounts Disparity H.R. 4905 National Flood Insurance Program Rate Maps H.R. 5059 Insurance Savings and Loan Holding Companies H.R. 5381 Insurance Risk H.R. 5405 Price Loss Coverage Payments S. 2361 Captive Insurance Companies H.R. 5502 Insurance Rates and Income Proxies H.R. 5543 Flood Insurance Expenses Tax Credit H.R. 5559 Preparation of Flood Maps H.R. 5618 National Flood Insurance Program Requirements H.R. 5973 Report on Risk Transfer H.R. 6379 National Flood Insurance Program Extension H.R. 6402 National Flood Insurance Program H.R. 6746 Sustainable Housing Finance System H.R. 1558 Repeatedly Flooded Communities Preparation Act H.R. 2565 Flood Insurance Coverage Premium Rates H.R. 2875 National Flood Insurance Program Administrative Reform Act of 2017

Client expense: $1,070,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Executive Office of the President (EOP), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), Natl Security Council (NSC), SENATE, Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR)

-General interest in covered agreements. -International discussions on appropriate standards for insurers. -Issues related to surety bonds/public-private partnerships. -Implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act. -International regulatory matters, including statutory disability issues. -Issues related to HR 2875, the National Flood Insurance Program Administration Act. -Issues related to HR 2874, the 21st Century Flood Reform Act. -Issues related to HR 1422, the Flood and Insurance Market Parity and Modernization Act. -Issues related to HR 1558, the Repeatedly Flooded Communities Preparation Act. -Issues related to HR 2246, the Taxpayer Exposure Mitigation Act of 2017. -Issues related to HR 2565, To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. -Issues related to HR 2868, National Flood Insurance Program Policyholder Protection Act of 2017. -Issues related to HR 3388, the SELF Drive Act. -Issues related to S 1885, AV START Act. -Issues related to S 1360, International Insurance Capital Standards Accountability Act. -Issues related to HR 4537, International Insurance Standards Act. -Issues related to S 2155, Economic Growth, Regulatory Relief, and Consumer Protection Act.

Client expense: $470,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE, State, Dept of (DOS), Treasury, Dept of

H.R. 2874, H.R. 2868; H.R. 2875; H.R. 1558; H.R. 1422; H.R. 2246; H.R. 2565 - Legislation relating to reauthorization of the National Flood Insurance Program (NFIP). H.R. 302 - Disaster Recovery Reform Act (DRRA) - Legislation to improve pre-disaster planning and mitigation.

Client expense: $280,870 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of

WRDA Issues, including flood control, H.R. 2868 National Flood Insurance Program Policyholder Protection Act of 2017, H.R. 2874 21st Century Flood Reform Act, H.R. 2875 National Flood Insurance Program Administrative Reform Act of 2017, H.R. 1558 Repeatedly Flooded Communities Preparation Act, H.R. 1422 Flood Insurance Market Parity and Modernization Act, H.R. 2565 To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes, H.R. 2246 Taxpayer Exposure Mitigation Act of 2017, H.R. 1432 National Flood Insurance Program Re authorization and Improvement Act of 2017, S. 1368 Sustainable, Affordable, Fair and Efficient National Flood Insurance Program Re authorization Act of 2017

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE