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Free Credit Freeze Act
Legislative Progress
Introduced
September 28, 2017
Latest Action
September 28, 2017
Primary Sponsor
Ben Ray LujánDemocratic(NM)
Momentum (last 30 days)
0
score
0 actions · 0 new cosponsors · 0 votes
Speed vs cohort
0pct
0d open
vs 7,393 other HR bills in the 115th — cohort avg 50d
Free Credit Freeze Act This bill amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from charging a consumer a fee for placing, temporarily lifting, or fully removing a credit freeze. A consumer reporting agency must place a credit freeze on the consumer's file upon a consumer's request, prohibiting a consumer reporting agency from releasing any credit information without the consumer's permission.
These links require the bill number to appear in the filing's source-reported specific issue text. Client expenses and lobbying-firm income are separate disclosure fields.
Filing registrants (6)
2018 · fourth_quarter · Consumer Issues/Safety/Products
Referred to the House Committee on Financial Services.
Introduced in House
Congress.gov source codes: 1000, Intro-H
Bills with similar content found using semantic analysis.
Sources: Congress.gov
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Issues related to Internal Revenue Service Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 - To require notification followin ga breach of security of a system containing personal information, and for other purposes S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act S. 1989 - Honest Ads Act H.R. 4077 - Honest Ads Act S. 2728 - Social Media Privacy Protection and Consumer Rights Act of 2018
Client expense: Not reported · Firm income: $50,000
Government targets: Commerce, Dept of (DOC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
2018 · fourth_quarter · Financial Institutions/Investments/Securities
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Issues related to Internal Revenue Service Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 - To require notification followin ga breach of security of a system containing personal information, and for other purposes S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act S. 1989 - Honest Ads Act H.R. 4077 - Honest Ads Act S. 2728 - Social Media Privacy Protection and Consumer Rights Act of 2018
Client expense: Not reported · Firm income: $50,000
Government targets: Commerce, Dept of (DOC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
2018 · third_quarter · Consumer Issues/Safety/Products
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Issues related to Internal Revenue Service Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 - To require notification followin ga breach of security of a system containing personal information, and for other purposes S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act S. 1989 - Honest Ads Act H.R. 4077 - Honest Ads Act S. 2728 - Social Media Privacy Protection and Consumer Rights Act of 2018
Client expense: Not reported · Firm income: $50,000
Government targets: Commerce, Dept of (DOC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
2018 · third_quarter · Financial Institutions/Investments/Securities
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Issues related to Internal Revenue Service Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 - To require notification followin ga breach of security of a system containing personal information, and for other purposes S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act S. 1989 - Honest Ads Act H.R. 4077 - Honest Ads Act S. 2728 - Social Media Privacy Protection and Consumer Rights Act of 2018
Client expense: Not reported · Firm income: $50,000
Government targets: Commerce, Dept of (DOC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
2018 · second_quarter · Financial Institutions/Investments/Securities
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Issues related to Internal Revenue Service Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 - To require notification following a breach of security of a system containing personal information, and for other purposes S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act S. 1989 - Honest Ads Act H.R. 4077 - Honest Ads Act S. 2728 - Social Media Privacy Protection and Consumer Rights Act of 2018
Client expense: Not reported · Firm income: $50,000
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
2018 · second_quarter · Consumer Issues/Safety/Products
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Issues related to Internal Revenue Service Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 - To require notification following a breach of security of a system containing personal information, and for other purposes S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act S. 1989 - Honest Ads Act H.R. 4077 - Honest Ads Act S. 2728 - Social Media Privacy Protection and Consumer Rights Act of 2018
2018 · first_quarter · Financial Institutions/Investments/Securities
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act
2018 · first_quarter · Consumer Issues/Safety/Products
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act
2018 · fourth_quarter · Financial Institutions/Investments/Securities
G-Fees HR916 - Risk Management and Homeowner Stability Act of 2017 Affiliated Business Arrangements HR1153 - Mortgage Choice Act QRM Rules HR__ - FY2018 Appropriations Credit Scoring HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2017 HR435 - The Credit Access and Inclusion Act of 2017 HR898 - Credit Score Competition Act of 2017 HR2262 - Free Credit Score Act of 2017 HR3911 - Risk-Based Credit Examination Act S1685 - Credit Scoring Competition Act Credit Reporting/Data Security HR3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 HR3766 - Credit Information Protection Act of 2017 HR3878 - Free Credit Freeze Act HR3896 - Secure and Protect Americans' Data Act S1816 - Freedom from Equifax Exploitation Act Student Loans HR795 - Employer Participation in Student Loan Assistance Act HR1635 - Empowering Students Through Enhanced Financial Counseling Act HR2477 - Bank on Students Emergency Loan Refinancing Act HR4508 - PROSPER Act S1162 - Bank on Students Emergency Loan Refinancing Act S1176 - Repay Act of 2017 High Volatility Commercial Real Estate (HVCRE) Rules HR2148 - Clarifying Commercial Real Estate Loans S2405 - Clarifying Commercial Real Estate Loans Beneficial Ownership Disclosure/Anti-Money Laundering HR3089 - Corporate Transparency Act of 2017 S1454 - TITLE Act S1717 - Corporate Transparency Act of 2017 S3336 - Defending American Security from Kremlin Aggression Act of 2018 Financial Regulatory Reform HR10 - Financial CHOICE Act of 2017 HR3971 - Community Institution Mortgage Relief Act of 2017 S2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act House Discussion Draft - The Bipartisan Housing Finance Reform Act of 2018 Short Sales HR5237 - Fast Help For Homeowners Act CFPB Commission HR5266 - Financial Product Safety Commission Act of 2018 Seller Financing HR5287 - PARITY Act of 2018 Letter to the Senate Leadership offices in support of the nomination of Michael Bright as president of Ginnie Mae. Discussions with the Department of the Treasury regarding anti-money laundering, housing finance reform, and g-fees. Discussions with the Federal Housing Finance Agency (FHFA) regarding credit availability. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding the QM rule, RESPA. Discussions with the White House regarding GSE reform, agency nominations, and housing finance reform. Discussions with the National Economic Council (NEC) regarding the FHA Director nomination and stability, and housing finance reform. Discussions with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering.
2018 · fourth_quarter · Homeland Security
Issues relating to cybersecurity and data breach notification generally including; ANPR on Enhanced Cybersecurity Risk Management. Issues related to data breach including: H.R.6743 Consumer Information Notification Requirement Act Issues related to cybersecurity guidelines for autonomous vehicles. Issues related to credit freeze guidelines including; H.R. 3755: Comprehensive Consumer Credit Reporting Reform Act of 2017 S.1810/H.R.3878: Free Credit Freeze Act H.R. 3766: Credit Information Protection Act of 2017 S. 1816: Freedom from Equifax Exploitation Act
Client expense: $340,000 · Firm income: Not reported
Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Financial Protection Bureau (CFPB), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Postal Regulatory Commission, SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Postal Service (USPS), U.S. Trade Representative (USTR)
2018 · fourth_quarter · Consumer Issues/Safety/Products
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Issues related to Internal Revenue Service Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 - To require notification followin ga breach of security of a system containing personal information, and for other purposes S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act S. 1989 - Honest Ads Act H.R. 4077 - Honest Ads Act S. 2728 - Social Media Privacy Protection and Consumer Rights Act of 2018
2018 · third_quarter · Financial Institutions/Investments/Securities
G-Fees HR916 - Risk Management and Homeowner Stability Act of 2017 Affiliated Business Arrangements HR1153 - Mortgage Choice Act QRM Rules HR__ - FY2018 Appropriations Credit Scoring HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2017 HR435 - The Credit Access and Inclusion Act of 2017 HR898 - Credit Score Competition Act of 2017 HR2262 - Free Credit Score Act of 2017 HR3911 - Risk-Based Credit Examination Act S1685 - Credit Scoring Competition Act Credit Reporting/Data Security HR3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 HR3766 - Credit Information Protection Act of 2017 HR3878 - Free Credit Freeze Act HR3896 - Secure and Protect Americans' Data Act S1816 - Freedom from Equifax Exploitation Act Student Loans HR795 - Employer Participation in Student Loan Assistance Act HR1635 - Empowering Students Through Enhanced Financial Counseling Act HR2477 - Bank on Students Emergency Loan Refinancing Act HR4508 - PROSPER Act S1162 - Bank on Students Emergency Loan Refinancing Act S1176 - Repay Act of 2017 High Volatility Commercial Real Estate (HVCRE) Rules HR2148 - Clarifying Commercial Real Estate Loans S2405 - Clarifying Commercial Real Estate Loans Beneficial Ownership Disclosure/Anti-Money Laundering HR3089 - Corporate Transparency Act of 2017 S1454 - TITLE Act S1717 - Corporate Transparency Act of 2017 S3336 - Defending American Security from Kremlin Aggression Act of 2018 Financial Regulatory Reform HR10 - Financial CHOICE Act of 2017 HR3971 - Community Institution Mortgage Relief Act of 2017 S2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act Short Sales HR5237 - Fast Help For Homeowners Act CFPB Commission HR5266 - Financial Product Safety Commission Act of 2018 Seller Financing HR5287 - PARITY Act of 2018 Discussions with the Department of the Treasury regarding anti-money laundering, housing finance reform, credit availability, geographic targeting orders, and multifamily risk-sharing. Discussions with the Federal Housing Finance Agency (FHFA) regarding GSE guarantee fees (G-fees), housing finance reform, G-fees LLPAS (overlays), and capital standards. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding the 3% cap. Discussions with the White House regarding GSE reform, agency nominations. Discussions with the National Economic Council (NEC) regarding GSE reform and GSE capital. Discussions with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering. Discussions with the Federal Housing Authority (FHA) within the Department of Housing and Urban Development (HUD) regarding student loan debt.
2018 · third_quarter · Homeland Security
Issues relating to cybersecurity and data breach notification generally including; ANPR on Enhanced Cybersecurity Risk Management. Issues related to data breach including: H.R.6743 Consumer Information Notification Requirement Act Issues related to cybersecurity guidelines for autonomous vehicles. Issues related to credit freeze guidelines including; H.R. 3755: Comprehensive Consumer Credit Reporting Reform Act of 2017 S.1810/H.R.3878: Free Credit Freeze Act H.R. 3766: Credit Information Protection Act of 2017 S. 1816: Freedom from Equifax Exploitation Act
Client expense: $420,000 · Firm income: Not reported
Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Financial Protection Bureau (CFPB), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Postal Regulatory Commission, SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Postal Service (USPS), U.S. Trade Representative (USTR)
2018 · third_quarter · Consumer Issues/Safety/Products
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Issues related to Internal Revenue Service Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 - To require notification followin ga breach of security of a system containing personal information, and for other purposes S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act S. 1989 - Honest Ads Act H.R. 4077 - Honest Ads Act S. 2728 - Social Media Privacy Protection and Consumer Rights Act of 2018
2018 · first_quarter · Homeland Security
Issues relating to cybersecurity and data breach notification generally including; ANPR on Enhanced Cybersecurity Risk Management. Issues related to cybersecurity guidelines for autonomous vehicles. Issues related to credit freeze guidelines including; H.R. 3755: Comprehensive Consumer Credit Reporting Reform Act of 2017 S.1810/H.R.3878: Free Credit Freeze Act H.R. 3766: Credit Information Protection Act of 2017 S. 1816: Freedom from Equifax Exploitation Act
Client expense: $650,000 · Firm income: Not reported
Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Financial Protection Bureau (CFPB), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Postal Regulatory Commission, SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Postal Service (USPS), U.S. Trade Representative (USTR)
2018 · second_quarter · Financial Institutions/Investments/Securities
G-Fees HR916 - Risk Management and Homeowner Stability Act of 2017 Affiliated Business Arrangements HR1153 - Mortgage Choice Act QRM Rules HR__ - FY2018 Appropriations Credit Scoring HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2017 HR435 - The Credit Access and Inclusion Act of 2017 HR898 - Credit Score Competition Act of 2017 HR2262 - Free Credit Score Act of 2017 HR3911 - Risk-Based Credit Examination Act S1685 - Credit Scoring Competition Act Credit Reporting/Data Security HR3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 HR3766 - Credit Information Protection Act of 2017 HR3878 - Free Credit Freeze Act HR3896 - Secure and Protect Americans' Data Act S1816 - Freedom from Equifax Exploitation Act Student Loans HR795 - Employer Participation in Student Loan Assistance Act HR1635 - Empowering Students Through Enhanced Financial Counseling Act HR2477 - Bank on Students Emergency Loan Refinancing Act HR4508 - PROSPER Act S1162 - Bank on Students Emergency Loan Refinancing Act S1176 - Repay Act of 2017 High Volatility Commercial Real Estate (HVCRE) Rules HR2148 - Clarifying Commercial Real Estate Loans S2405 - Clarifying Commercial Real Estate Loans Beneficial Ownership Disclosure/Anti-Money Laundering HR3089 - Corporate Transparency Act of 2017 S1454 - TITLE Act S1717 - Corporate Transparency Act of 2017 Financial Regulatory Reform HR10 - Financial CHOICE Act of 2017 HR3971 - Community Institution Mortgage Relief Act of 2017 S2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act Short Sales HR5237 - Fast Help For Homeowners Act CFPB Commission HR5266 - Financial Product Safety Commission Act of 2018 Seller Financing HR5287 - PARITY Act of 2018 Discussions with the Department of the Treasury regarding anti-money laundering, housing finance reform, and credit availability. Discussions with the Federal Housing Finance Agency (FHFA) regarding GSE guarantee fees (G-fees), housing finance reform, and G-fees LLPAS (overlays). Discussions with the Consumer Financial Protection Bureau (CFPB) regarding Dodd-Frank, 3% cap. Discussions with the White House regarding housing finance reform.
2018 · second_quarter · Consumer Issues/Safety/Products
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Issues related to Internal Revenue Service Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 - To require notification following a breach of security of a system containing personal information, and for other purposes S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act S. 1989 - Honest Ads Act H.R. 4077 - Honest Ads Act S. 2728 - Social Media Privacy Protection and Consumer Rights Act of 2018
2018 · second_quarter · Homeland Security
Issues relating to cybersecurity and data breach notification generally including; ANPR on Enhanced Cybersecurity Risk Management. Rep. Luetkemeyer's draft data breach legislation Issues related to cybersecurity guidelines for autonomous vehicles. Issues related to credit freeze guidelines including; H.R. 3755: Comprehensive Consumer Credit Reporting Reform Act of 2017 S.1810/H.R.3878: Free Credit Freeze Act H.R. 3766: Credit Information Protection Act of 2017 S. 1816: Freedom from Equifax Exploitation Act
Client expense: $670,000 · Firm income: Not reported
Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Financial Protection Bureau (CFPB), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Postal Regulatory Commission, SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Postal Service (USPS), U.S. Trade Representative (USTR)
2018 · second_quarter · Budget/Appropriations
Potential legislation to provide relief from sequestration. S. 3000/H.R. 5293, the FY2017 DOD Appropriations Act - provisions related to the funding of research, development, testing and evaluation. S. 3068/H.R. 5538 - the FY2017 Interior Related Agencies Appropriations Act - provisions related to the funding of the National Endowments for the Humanities and for the Arts. S. 2837/H.R. 5393, the FY2017 Commerce, Justice, Science Appropriations bill - provisions related to the funding of NSF and NASA research and education programs, facilities, and scientific instrumentation. S. 3040/H.R. xxxx - the FY2017 Labor, HHS and Education Appropriations Act - provisions related to the funding of the Department of Education, with a particular focus on Pell, campus based aid, and international education programs, and the Department of Health, with a focus on NIH programs and activities. S. 2028/H.R. 3878, the FY2017 Energy & Water Appropriations Act - provisions related to the funding of the Department of Energy and, in particular, the Office of Science and ARPAe.
Client expense: $210,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2018 · first_quarter · Consumer Issues/Safety/Products
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act
2018 · first_quarter · Homeland Security
Issues relating to cybersecurity and data breach notification generally including; ANPR on Enhanced Cybersecurity Risk Management. Issues related to cybersecurity guidelines for autonomous vehicles. Issues related to credit freeze guidelines including; H.R. 3755: Comprehensive Consumer Credit Reporting Reform Act of 2017 S.1810/H.R.3878: Free Credit Freeze Act H.R. 3766: Credit Information Protection Act of 2017 S. 1816: Freedom from Equifax Exploitation Act
Client expense: $630,000 · Firm income: Not reported
Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Financial Protection Bureau (CFPB), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Postal Regulatory Commission, SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Postal Service (USPS), U.S. Trade Representative (USTR)
2018 · first_quarter · Financial Institutions/Investments/Securities
G-Fees HR916 - Risk Management and Homeowner Stability Act of 2017 Affiliated Business Arrangements HR1153 - Mortgage Choice Act QRM Rules HR__ - FY2018 Appropriations Credit Scoring HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2017 HR435 - The Credit Access and Inclusion Act of 2017 HR898 - Credit Score Competition Act of 2017 HR2262 - Free Credit Score Act of 2017 HR3911 - Risk-Based Credit Examination Act S1685 - Credit Scoring Competition Act Credit Reporting/Data Security HR3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 HR3766 - Credit Information Protection Act of 2017 HR3878 - Free Credit Freeze Act HR3896 - Secure and Protect Americans' Data Act S1816 - Freedom from Equifax Exploitation Act Student Loans HR795 - Employer Participation in Student Loan Assistance Act HR1635 - Empowering Students Through Enhanced Financial Counseling Act HR2477 - Bank on Students Emergency Loan Refinancing Act HR4508 - PROSPER Act S1162 - Bank on Students Emergency Loan Refinancing Act S1176 - Repay Act of 2017 High Volatility Commercial Real Estate (HVCRE) Rules HR2148 - Clarifying Commercial Real Estate Loans S2405 - Clarifying Commercial Real Estate Loans Beneficial Ownership Disclosure/Anti-Money Laundering HR3089 - Corporate Transparency Act of 2017 S1454 - TITLE Act S1717 - Corporate Transparency Act of 2017 Financial Regulatory Reform HR10 - Financial CHOICE Act of 2017 HR3971 - Community Institution Mortgage Relief Act of 2017 S2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act Short Sales HR5237 - Fast Help For Homeowners Act CFPB Commission HR5266 - Financial Product Safety Commission Act of 2018 Discussions with the Senate regarding the nomination of David C. Tryon to be the Chief Counsel of Advocacy to the Small Business Administration (SBA) and GSE reform. Discussions with the House of Representatives regarding anti-money laundering and GSE reform. Discussions with the Department of the Treasury regarding financial institutions regulatory reform, anti-money laundering, and Government Sponsored Entities (GSE) reform. Discussions with the Federal Housing Finance Agency (FHFA) regarding credit scores and GSE guarantee fees (G-fees). Discussions with the Consumer Financial Protection Bureau (CFPB) regarding RESPA.
2017 · fourth_quarter · Consumer Issues/Safety/Products
H.R. 1345, Protect Children from Theft Act of 2017 - as it relates to protecting the credit of minors. H.R. 759, Ability to Repay Verification Enabling Act -as it relates to income and employment. H.R. 898, Credit Score Competition Act of 2017 - as it relates to credit scores and for other purposes. S. 744, Protecting Veterans Credit Act of 2017 - as it relates to credit reports. S. 314, FIX Credit Reporting Errors Act as it relates to FCRA. H.R. 402, the Fair Access to Credit Scores Act - as it relates it relates to credit scores. H.J Res. 111 - Providing for Congressional Disapproval under chapter 8, of title 5, United States code, of the rules submitted by Bureau of Consumer Financial Protection, relating to "Arbitration Agreements" Issues as it pertains to arbitration. S.J.Res.47-A joint resolution providing for Congressional Disapproval under chapter 8, of title 5, United States code, of the rules submitted by Bureau of Consumer Financial Protection, relating to "Arbitration Agreements". Issues as it pertains to arbitration. H.R.2359-FCRA Liability Harmonization Act-issues as it pertains to FCRA Liability Reform H.R.3755,Comprehensive Consumer Credit Reporting Reform Act of 2017, issues as it relates to the FCRA S.1819,Equal Employment for All Act of 2017, issues as it relates to employment screening H.R.3783,Equal Employment for All Act of 2017, issues as it relates to employment screening S.1815,Data Broker Accountability and Transparency Act of 2017, issues as it relates to data brokers S.1810,Free Credit Freeze Act, issues as it relates to credit freeze S.1758,Tenant Protection Act, issues as it relates to residential screening H.R.759, Ability to Repay Verification Enabling Act, issues as it relates to unemployment compensation S.1066,Federal Adjustment in Reporting Student Credit Act of 2017, issues as it relates to student lending S.1816, Freedom from Equifax Exploitation Act, issues as it relates to the FCRA H.R.435, The Credit Access and Inclusion Act of 2017, issues as it relates to alternative data H.R.2262, Free Credit Score of 2017, issues as it relates to credit scores H.R.3766,Credit Information Protection Act of 2017, issues as it relates to credit freeze H.R.3539, Mug Shots Elimination Act of 2017, issues as it relates to mug shots H.R.3878, Free Credit Freeze Act, issues as it relates to credit freeze H.R.4028, PROTECT Act of 2017, Issues as it relates to the FCRA H.R.1982,PROTECT Act of 2017, issues as it relates to the FCRA H.Con. Res.71,Budget Reconciliation, issues as it relates to privacy
2017 · fourth_quarter · Banking
All legislation, executive orders or agency actions pertaining to the Consumer Financial Protection Bureau, including to restrict its authorities, change its structure to a commission or modify its independent funding and all proposals to implement the Congressional Review Act to rescind CFPB rules, including the prepaid card rule of October 2016 and the arbitration rule of July 2017; comment on all rules proposed by the CFPB, including its high-cost (payday) and arbitration draft rules. Comment on all Executive Orders and Requests for Information pertaining to changing or limiting the structure of US Financial Regulation system. All agency proposed rules, requests for Information or guidances concerning "fintech" firms and their chartering. Oppose all appropriations riders to subject independent agencies to restrictive, duplicative regulatory cost-benefit analysis and OMB/OIRA oversight. Bills include S2155, The Economic Growth, Regulatory Relief, and Consumer Protection Act, HR3746, The Business of Insurance Regulatory Reform Act of 2017; HR2396, The Privacy Notification Technical Clarification Act; HR435, The Credit Access and Inclusion Act of 2017; HR2706, The Financial Institution Customer Protection Act of 2017; HR10 (Financial Choice Act)/S370 (Repeal CFPB Act), S365 (Change Funding of CFPB), S387 (Consumer Financial Protection Bureau Accountability Act of 2017), S105 (Consumer Financial Protection Board Act of 2017), S626 (CFPB-IG Act of 2017), S552/HR1414 (Justice for Victims of Fraud Act of 2017), HR50 (Unfunded Mandates Information and Transparency Act of 2017), HR1116/S366 (TAILOR Act of 2017), HR1018 (CFPB Constitutional Reform Act of 2017) and SJR19/HJR73/HJR62 (To repeal CFPB Prepaid rule) and HJR 111/SJR47 to repeal CFPB arbitration rule. HR2133 (CLEARR Act of 2017 to weaken civil rights lending laws). HR5 (Regulatory Accountability Act) and similar regulatory/Administrative Procedures Act/benefit-cost analysis bills and riders. S1816, S1810, HR3878 and other bills to enact free credit freezes. S1786 (Secure Act)/HR3755 (Comprehensive Credit Reform Reporting Act and S1819/HR3783 (Equal Credit for All Acts) to amend the Fair Credit Reporting Act. HR3606 (Overdraft Protection Act). cOppose HR 3796 (Anti-Pyramid Scheme Promotion Act) and any riders to do same. HR3280 (Financial Services and General Government Appropriations Act) and any riders incorporated to weaken CFPB or Dodd-Frank Act generally. Support FHFA Preferred Language efforts.
2017 · fourth_quarter · Homeland Security
Issues relating to cybersecurity and data breach notification generally including; H.R. 3816: To require notification following a breach of security of a system containing personal information, and for other purposes H.R. 3806: Personal Data Notification and Protection Act of 2017 ANPR on Enhanced Cybersecurity Risk Management. Issues related to cybersecurity guidelines for autonomous vehicles. Issues related to credit freeze guidelines including; H.R. 3755: Comprehensive Consumer Credit Reporting Reform Act of 2017 S.1810/H.R.3878: Free Credit Freeze Act H.R. 3766: Credit Information Protection Act of 2017 S. 1816: Freedom from Equifax Exploitation Act
Client expense: $500,000 · Firm income: Not reported
Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Financial Protection Bureau (CFPB), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Postal Service (USPS), U.S. Trade Representative (USTR)
2017 · fourth_quarter · Financial Institutions/Investments/Securities
G-Fees HR916 - Risk Management and Homeowner Stability Act of 2017 Affiliated Business Arrangements HR1153 - Mortgage Choice Act QRM Rules HR__ - FY2018 Appropriations Credit Scoring HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2017 HR435 - The Credit Access and Inclusion Act of 2017 HR898 - Credit Score Competition Act of 2017 HR2262 - Free Credit Score Act of 2017 HR3911 - Risk-Based Credit Examination Act S1685 - Credit Scoring Competition Act Credit Reporting/Data Security HR3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 HR3766 - Credit Information Protection Act of 2017 HR3878 - Free Credit Freeze Act HR3896 - Secure and Protect Americans' Data Act S1816 - Freedom from Equifax Exploitation Act Student Loans HR795 - Employer Participation in Student Loan Assistance Act HR1635 - Empowering Students Through Enhanced Financial Counseling Act HR2477 - Bank on Students Emergency Loan Refinancing Act HR4508 - PROSPER Act S1162 - Bank on Students Emergency Loan Refinancing Act S1176 - Repay Act of 2017 High Volatility Commercial Real Estate (HVCRE) Rules HR2148 - Clarifying Commercial Real Estate Loans Beneficial Ownership Disclosure/Anti-Money Laundering HR3089 - Corporate Transparency Act of 2017 S1454 - TITLE Act S1717 - Corporate Transparency Act of 2017 Financial Regulatory Reform HR10 - Financial CHOICE Act of 2017 HR3971 - Community Institution Mortgage Relief Act of 2017 S2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act Discussions with the House of Representatives regarding anti-money laundering. Discussions with the Consumer Finance Protection Bureau (CFPB) regarding RESPA, and TRID. Discussions with the Federal Housing Finance Agency (FHFA) regarding GSE reform, credit scoring, and credit availability. Discussions with the Department of the Treasury regarding money laundering, credit availability, and GSE reform. Discussions with the Financial Crimes Enforcement Network (FinCEN) regarding money laundering. Discussions with the Federal Reserve regarding high volatility acquisition, development, and construction loans for commercial real estate. Discussions with the Office of the Comptroller of the Currency (OCC) regarding high volatility acquisition, development, and construction loans for commercial real estate. Discussions with the Federal Deposit Insurance Corporation (FDIC) regarding high volatility acquisition, development, and construction loans for commercial real estate. Discussions with the Small Business Administration (SBA) regarding small business loans. Discussions with the Securities and Exchange Commission (SEC) regarding crowdfunding rules and small business capital raising.
2017 · fourth_quarter · Banking
All legislation, executive orders or agency actions pertaining to the Consumer Financial Protection Bureau, including to restrict its authorities, change its structure to a commission or modify its independent funding and all proposals to implement the Congressional Review Act to rescind CFPB rules, including the prepaid card rule of October 2016 and the arbitration rule of July 2017; comment on all rules proposed by the CFPB, including its high-cost (payday) and arbitration draft rules. Comment on all Executive Orders and Requests for Information pertaining to changing or limiting the structure of US Financial Regulation system. All agency proposed rules, requests for Information or guidances concerning "fintech" firms and their chartering. Oppose all appropriations riders to subject independent agencies to restrictive, duplicative regulatory cost-benefit analysis and OMB/OIRA oversight. Bills include S2155, The Economic Growth, Regulatory Relief, and Consumer Protection Act, HR3746, The Business of Insurance Regulatory Reform Act of 2017; HR2396, The Privacy Notification Technical Clarification Act; HR435, The Credit Access and Inclusion Act of 2017; HR2706, The Financial Institution Customer Protection Act of 2017; HR10 (Financial Choice Act)/S370 (Repeal CFPB Act), S365 (Change Funding of CFPB), S387 (Consumer Financial Protection Bureau Accountability Act of 2017), S105 (Consumer Financial Protection Board Act of 2017), S626 (CFPB-IG Act of 2017), S552/HR1414 (Justice for Victims of Fraud Act of 2017), HR50 (Unfunded Mandates Information and Transparency Act of 2017), HR1116/S366 (TAILOR Act of 2017), HR1018 (CFPB Constitutional Reform Act of 2017) and SJR19/HJR73/HJR62 (To repeal CFPB Prepaid rule) and HJR 111/SJR47 to repeal CFPB arbitration rule. HR2133 (CLEARR Act of 2017 to weaken civil rights lending laws). HR5 (Regulatory Accountability Act) and similar regulatory/Administrative Procedures Act/benefit-cost analysis bills and riders. S1816, S1810, HR3878 and other bills to enact free credit freezes. S1786 (Secure Act)/HR3755 (Comprehensive Credit Reform Reporting Act and S1819/HR3783 (Equal Credit for All Acts) to amend the Fair Credit Reporting Act. HR3606 (Overdraft Protection Act). cOppose HR 3796 (Anti-Pyramid Scheme Promotion Act) and any riders to do same. HR3280 (Financial Services and General Government Appropriations Act) and any riders incorporated to weaken CFPB or Dodd-Frank Act generally. Support FHFA Preferred Language efforts.
2017 · fourth_quarter · Consumer Issues/Safety/Products
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act Issues related to Internal Revenue Service
2017 · fourth_quarter · Consumer Issues/Safety/Products
H.R. 1345, Protect Children from Theft Act of 2017 - as it relates to protecting the credit of minors. H.R. 759, Ability to Repay Verification Enabling Act -as it relates to income and employment. H.R. 898, Credit Score Competition Act of 2017 - as it relates to credit scores and for other purposes. S. 744, Protecting Veterans Credit Act of 2017 - as it relates to credit reports. S. 314, FIX Credit Reporting Errors Act as it relates to FCRA. H.R. 402, the Fair Access to Credit Scores Act - as it relates it relates to credit scores. H.J Res. 111 - Providing for Congressional Disapproval under chapter 8, of title 5, United States code, of the rules submitted by Bureau of Consumer Financial Protection, relating to "Arbitration Agreements" Issues as it pertains to arbitration. S.J.Res.47-A joint resolution providing for Congressional Disapproval under chapter 8, of title 5, United States code, of the rules submitted by Bureau of Consumer Financial Protection, relating to "Arbitration Agreements". Issues as it pertains to arbitration. H.R.2359-FCRA Liability Harmonization Act-issues as it pertains to FCRA Liability Reform H.R.3755,Comprehensive Consumer Credit Reporting Reform Act of 2017, issues as it relates to the FCRA S.1819,Equal Employment for All Act of 2017, issues as it relates to employment screening H.R.3783,Equal Employment for All Act of 2017, issues as it relates to employment screening S.1815,Data Broker Accountability and Transparency Act of 2017, issues as it relates to data brokers S.1810,Free Credit Freeze Act, issues as it relates to credit freeze S.1758,Tenant Protection Act, issues as it relates to residential screening H.R.759, Ability to Repay Verification Enabling Act, issues as it relates to unemployment compensation S.1066,Federal Adjustment in Reporting Student Credit Act of 2017, issues as it relates to student lending S.1816, Freedom from Equifax Exploitation Act, issues as it relates to the FCRA H.R.435, The Credit Access and Inclusion Act of 2017, issues as it relates to alternative data H.R.2262, Free Credit Score of 2017, issues as it relates to credit scores H.R.3766,Credit Information Protection Act of 2017, issues as it relates to credit freeze H.R.3539, Mug Shots Elimination Act of 2017, issues as it relates to mug shots H.R.3878, Free Credit Freeze Act, issues as it relates to credit freeze H.R.4028, PROTECT Act of 2017, Issues as it relates to the FCRA H.R.1982,PROTECT Act of 2017, issues as it relates to the FCRA H.Con. Res.71,Budget Reconciliation, issues as it relates to privacy
2017 · third_quarter · Consumer Issues/Safety/Products
H.R. 1345, Protect Children from Theft Act of 2017 - as it relates to protecting the credit of minors. H.R. 759, Ability to Repay Verification Enabling Act -as it relates to income and employment. H.R. 898, Credit Score Competition Act of 2017 - as it relates to credit scores and for other purposes. S. 744, Protecting Veterans Credit Act of 2017 - as it relates to credit reports. S. 313, FIX Credit Reporting Errors Act as it relates to FCRA. H.R. 402, the Fair Access to Credit Scores Act - as it relates it relates to credit scores. H.J Res. 111 - Providing for Congressional Disapproval under chapter 8, of title 5, United States code, of the rules submitted by Bureau of Consumer Financial Protection, relating to "Arbitration Agreements" Issues as it pertains to arbitration. S.J.Res.47-A joint resolution providing for Congressional Disapproval under chapter 8, of title 5, United States code, of the rules submitted by Bureau of Consumer Financial Protection, relating to "Arbitration Agreements". Issues as it pertains to arbitration. H.R.2359-FCRA Liability Harmonization Act-issues as it pertains to FCRA Liability Reform S.1986,Freedom from Equifax Exploitation (FREE Act), issues as it pertains to the FCRA H.R.3755,Comprehensive Consumer Credit Reporting Reform Act of 2017, issues as it relates to the FCRA S.1819,Equal Employment for All Act of 2017, issues as it relates to employment screening H.R.3783,Equal Employment for All Act of 2017, issues as it relates to employment screening S.1815,Data Broker Accountability and Transparency Act of 2017, issues as it relates to data brokers S.1810,Free Credit Freeze Act, issues as it relates to credit freeze S.1758,Tenant Protection Act, issues as it relates to residential screening H.R.3860,IRS Data Verification Modernization Act of 2017, issues as it relates to IVES S.1958, IRS Data Verification Modernization Act of 2017, issues as it relates to IVES H.R.759, Ability to Repay Verification Enabling Act, issues as it relates to unemployment compensation S.1066,Federal Adjustment in Reporting Student Credit Act of 2017, issues as it relates to student lending S.1816, Freedom from Equifax Exploitation Act, issues as it relates to the FCRA H.R.435, The Credit Access and Inclusion Act of 2017, issues as it relates to alternative data H.R.2262, Free Credit Score of 2017, issues as it relates to credit scores H.R.3766,Credit Information Protection Act of 2017, issues as it relates to credit freeze H.R.3539, Mug Shots Elimination Act of 2017, issues as it relates to mug shots H.R.3878, Free Credit Freeze Act, issues as it relates to credit freeze H.R.10, Financial CHOICE Act of 2017, Issues as it relates to the FCRA H.R.4028, PROTECT Act of 2017, Issues as it relates to the FCRA H.R.1982,PROTECT Act of 2017, issues as it relates to the FCRA H.Con. Res.71,Budget Reconciliation, issues as it relates to privacy
2017 · third_quarter · Homeland Security
Issues relating to cybersecurity and data breach notification generally including; H.R. 3816: To require notification following a breach of security of a system containing personal information, and for other purposes H.R. 3806: Personal Data Notification and Protection Act of 2017 ANPR on Enhanced Cybersecurity Risk Management. Issues related to cybersecurity guidelines for autonomous vehicles. Issues related to credit freeze guidelines including; H.R. 3755: Comprehensive Consumer Credit Reporting Reform Act of 2017 S.1810/H.R.3878: Free Credit Freeze Act H.R. 3766: Credit Information Protection Act of 2017 S. 1816: Freedom from Equifax Exploitation Act
Client expense: $450,000 · Firm income: Not reported
Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Financial Protection Bureau (CFPB), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR)
2017 · third_quarter · Banking
All legislation, executive orders or agency actions pertaining to the Consumer Financial Protection Bureau, including to restrict its authorities, change its structure to a commission or modify its independent funding and all proposals to implement the Congressional Review Act to rescind CFPB rules, including the prepaid card rule of October 2016 and the arbitration rule of July 2017; comment on all rules proposed by the CFPB, including its high-cost (payday) and arbitration draft rules. Comment on all Executive Orders and Requests for Information pertaining to changing or limiting the structure of US Financial Regulation system. All agency proposed rules, requests for Information or guidances concerning ""fintech"" firms and their chartering. Oppose all appropriations riders to subject independent agencies to restrictive, duplicative regulatory cost-benefit analysis and OMB/OIRA oversight. Bills include HR10 (Financial Choice Act)/S370 (Repeal CFPB Act), S365 (Change Funding of CFPB), S387 (Consumer Financial Protection Bureau Accountability Act of 2017), S105 (Consumer Financial Protection Board Act of 2017), S626 (CFPB-IG Act of 2017), S552/HR1414 (Justice for Victims of Fraud Act of 2017), HR50 (Unfunded Mandates Information and Transparency Act of 2017), HR1116/S366 (TAILOR Act of 2017), HR1018 (CFPB Constitutional Reform Act of 2017) and SJR19/HJR73/HJR62 (To repeal CFPB Prepaid rule) and HJR 111/SJR47 to repeal CFPB arbitration rule. HR2133 (CLEARR Act of 2017 to weaken civil rights lending laws). HR5 (Regulatory Accountability Act) and similar regulatory/Administrative Procedures Act/benefit-cost analysis bills and riders. S1816, S1810, HR3878 and other bills to enact free credit freezes. S1786 (Secure Act)/HR3755 (Comprehensive Credit Reform Reporting Act and S1819/HR3783 (Equal Credit for All Acts) to amend the Fair Credit Reporting Act. HR3606 (Overdraft Protection Act). cOppose HR 3796 (Anti-Pyramid Scheme Promotion Act) and any riders to do same. HR3280 (Financial Services and General Government Appropriations Act) and any riders incorporated to weaken CFPB or Dodd-Frank Act generally. OCC - Urge agency not to establish special national bank charter for finetch firms. FHFA - In response to Request for Input (RFI), urge this agency (new name ends in Agency-FHFA) to improve language access in materials.
2017 · third_quarter · Financial Institutions/Investments/Securities
G-Fees HR916 - Risk Management and Homeowner Stability Act of 2017 Affiliated Business Arrangements HR1153 - Mortgage Choice Act QRM Rules HR__ - FY2018 Appropriations Credit Scoring HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2017 HR435 - The Credit Access and Inclusion Act of 2017 HR898 - Credit Score Competition Act of 2017 HR2262 - Free Credit Score Act of 2017 S1685 - Credit Scoring Competition Act Credit Reporting/Data Security HR3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 HR3766 - Credit Information Protection Act of 2017 HR3878 - Free Credit Freeze Act HR3896 - Secure and Protect Americans' Data Act S1816 - Freedom from Equifax Exploitation Act Student Loans HR795 - Employer Participation in Student Loan Assistance Act HR1635 - Empowering Students Through Enhanced Financial Counseling Act HR2477 - Bank on Students Emergency Loan Refinancing Act S1162 - Bank on Students Emergency Loan Refinancing Act S1176 - Repay Act of 2017 High Volatility Commercial Real Estate (HVCRE) Rules HR2148 - Clarifying Commercial Real Estate Loans Beneficial Ownership Disclosure HR3089 - Corporate Transparency Act of 2017 S1454 - TITLE Act S1717 - Corporate Transparency Act of 2017 Discussions with the Consumer Finance Protection Bureau (CFPB) regarding RESPA, TRID, and credit scoring. Discussions with the Federal Housing Finance Agency (FHFA) regarding single family rentals, fees, GSEs, and credit scoring. Discussions with the Department of the Treasury regarding money laundering, regulatory reform, and credit availability. Discussions with the Financial Crimes Enforcement Network (FinCEN) regarding money laundering.
Client expense: $11,140,000 · Firm income: Not reported
2017 · third_quarter · Consumer Issues/Safety/Products
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 S. 1900 - Data Breach Accountability and Enforcement Act of 2017 Issues related to Internal Revenue Service
2017 · first_quarter · Budget/Appropriations
H.R. 2028, the Further Continuing and Security Assistance Appropriations - Provisions to extend federal funding through April, 2018 and fully fund the first year of the NIH Innovation Fund, created by the 21st Century Cures Act, which included funding for NIH, FDA and state grants to respond to the opioid crisis. S. 3000/H.R. 5293, the FY2017 DOD Appropriations Act - provisions related to the funding of research, development, testing and evaluation. S. 3068/H.R. 5538 - the FY2017 Interior Related Agencies Appropriations Act - provisions related to the funding of the National Endowments for the Humanities and for the Arts. S. 2837/H.R. 5393, the FY2017 Commerce, Justice, Science Appropriations bill - provisions related to the funding of NSF and NASA research and education programs, facilities, and scientific instrumentation. S. 3040/H.R. xxxx - the FY2017 Labor, HHS and Education Appropriations Act - provisions related to the funding of the Department of Education, with a particular focus on Pell, campus based aid, and international education programs, and the Department of Health, with a focus on NIH programs and activities. S. 2028/H.R. 3878, the FY2017 Energy & Water Appropriations Act - provisions related to the funding of the Department of Energy and, in particular, the Office of Science and ARPAe. Potential omnibus appropriations package for FY2017. Potential budget resolution for FY2018.
Client expense: $160,000 · Firm income: Not reported
| Democratic |
| RI |
| Donald S. Beyer, Jr. | Democratic | VA |
| Eleanor Holmes Norton | Democratic | DC |
| G. K. Butterfield | Democratic | NC |
| Gene Green | Democratic | TX |
| Grace F. Napolitano | Democratic | CA |
| James P. McGovern | Democratic | MA |
| James R. Langevin | Democratic | RI |
| Jamie Raskin | Democratic | MD |
| Jerrold Nadler | Democratic | NY |
| John Garamendi | Democratic | CA |
| Katherine M. Clark | Democratic | MA |
| Keith Ellison | Democratic | MN |
| Louise McIntosh Slaughter | Democratic | NY |
| Marcy Kaptur | Democratic | OH |
| Mark DeSaulnier | Democratic | CA |
| Mark Takano | Democratic | CA |
| Michael E. Capuano | Democratic | MA |
| Michelle Lujan Grisham | Democratic | NM |
| Pramila Jayapal | Democratic | WA |
| Raúl M. Grijalva | Democratic | AZ |
| Sanford D. Bishop, Jr. | Democratic | GA |
| Theodore E. Deutch | Democratic | FL |
| Tony Cárdenas | Democratic | CA |
Client expense: Not reported · Firm income: $50,000
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
Client expense: Not reported · Firm income: $150,000
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
Client expense: Not reported · Firm income: $150,000
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
Client expense: $19,000,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Energy, Dept of, Environmental Protection Agency (EPA), Federal Bureau of Investigation (FBI), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), Ginnie Mae, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, Veterans Affairs, Dept of (VA), White House Office
Client expense: Not reported · Firm income: $50,000
Government targets: Commerce, Dept of (DOC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
Client expense: $26,400,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of Management & Budget (OMB), SENATE, Treasury, Dept of, U.S. Copyright Office, U.S. Geological Survey (USGS), Veterans Affairs, Dept of (VA), White House Office
Client expense: Not reported · Firm income: $50,000
Government targets: Commerce, Dept of (DOC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
Client expense: $14,200,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Environmental Protection Agency (EPA), Federal Aviation Administration (FAA), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), SENATE, Treasury, Dept of, U.S. Agency for International Development (USAID), Veterans Affairs, Dept of (VA), White House Office
Client expense: Not reported · Firm income: $50,000
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
Client expense: Not reported · Firm income: $150,000
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
Client expense: $13,040,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Environmental Protection Agency (EPA), Federal Aviation Administration (FAA), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Labor, Dept of (DOL), SENATE, Treasury, Dept of, U.S. Geological Survey (USGS), Veterans Affairs, Dept of (VA)
Client expense: $170,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), SENATE
Client expense: $40,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), Consumer Product Safety Commission (CPSC), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of
Client expense: $22,200,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Environmental Protection Agency (EPA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Financial Crimes Enforcement Network (FinCEN), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, U.S. Copyright Office, U.S. Geological Survey (USGS), Veterans Affairs, Dept of (VA), White House Office
Client expense: $40,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), Consumer Product Safety Commission (CPSC), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of
Client expense: Not reported · Firm income: $200,000
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
Client expense: $170,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), SENATE
Client expense: $160,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE
Client expense: $30,000 · Firm income: Not reported
Government targets: Consumer Product Safety Commission (CPSC), Education, Dept of, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)
Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Energy, Dept of, Environmental Protection Agency (EPA), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Financial Crimes Enforcement Network (FinCEN), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, U.S. Copyright Office, U.S. Geological Survey (USGS), Veterans Affairs, Dept of (VA), White House Office
Client expense: Not reported · Firm income: $80,000
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
Government targets: HOUSE OF REPRESENTATIVES, SENATE