Consumer Transaction Account Protection Act of 2019

S. 142 - To impose privacy requirements on providers of internet services similar to the requirements imposed on Federal agencies under the Privacy Act of 1974 (Marco Rubio, R-FL) , ALL PROVISIONS S. 189 - Social Media Privacy Protection and Consumer Rights Act of 2019 - To protect the privacy of users of social media and other online platforms (Amy Klobuchar, D-MN) , ALL PROVISIONS S.151 - TRACED Act - A bill to deter criminal robocall violations and improve enforcement of section 227(b) of the Communications Act of 1934, and for other purposes (John Thune, R-SD) , ALL PROVISIONS H.R. 1602 - TRACED Act - To deter criminal robocall violations and improve enforcement of section 227(b) of the Communications Act of 1934, and for other purposes (David Kustoff, R-TN-8) , ALL PROVISIONS H.R.946 - Stopping Bad Robocalls Act-To amend the Communications Act of 1934 to clarify the prohibitions on making robocalls, and for other purposes (Frank Pallone Jr., D-NJ) , ALL PROVISIONS S.553 - A bill to direct the Secretary of Commerce to establish a working group to recommend to Congress a definition of blockchain technology, and for other purposes (Todd Young, R-IN) , ALL PROVISIONS H.R.1361 - To direct the Secretary of Commerce to establish a working group to recommend to Congress a definition of blockchain technology, and for other purposes (Doris Matsui, D-CA-6) , ALL PROVISIONS H.R.1575 - To amend the Communications Act of 1934 to lengthen the statute of limitations for enforcing robocall violations, and for other purposes (Jefferson Van Drew, D-NJ-2) , ALL PROVISIONS S.583 - DATA Privacy Act (Catherine Cortez Masto, D-NV) , ALL PROVISIONS H.R.2015 - To deter criminal robocall violations and improve enforcement of section 227(b) of the Communications Act of 1934, and for other purposes (David Kustoff, R-TN-8) , ALL PROVISIONS S.1214 - A bill to establish and protect individual and collective privacy rights, and for other purposes (Ed Markey, D-MA) , ALL PROVISIONS H.R.2176 - To repeal certain provisions of the Gramm-Leach-Bliley Act and revive the separation between commercial banking and the securities business, in the manner provided in the Banking Act of 1933, the so-called "Glass-Steagall Act", and for other purposes (Marcy Kaptur, D-OH-9) , ALL PROVISIONS S.1108 - A bill to direct the Federal Trade Commission to require entities that use, store, or share personal information to conduct automated decision system impact assessments and data protection impact assessments (Ron Wyden, D-OR) , ALL PROVISIONS S.1241 - A bill to expand the private right of action under the Telephone Consumer Protection Act for calls in violation of the Do Not Call rules (Dick Durbin, D-IL) , ALL PROVISIONS S.1239 - A bill to require the Federal Communications Commission to establish within the Enforcement Bureau of the Commission a division that specifically addresses the issue of robocalls, and for other purposes (Jeff Merkley, D-OR) , ALL PROVISIONS H.R.2386 - STOP Robocalls Act - To amend the Communications Act of 1934 to provide for information sharing regarding robocall and spoofing violations, to authorize the provision of a robocall blocking service with opt-out customer approval, and to provide for a study on information requirements for certain VoIP service providers (Robert Latta, R-OH-5) , ALL PROVISIONS H.R.2355 - Regulatory Oversight Barring Obnoxious Calls and Texts Act of 2019 - To require the Federal Communications Commission to establish within the Enforcement Bureau of the Commission a division that specifically addresses the issue of robocalls, and for other purposes (Anna Eshoo, D-CA-18) , ALL PROVISIONS S.1826 - DO NOT Call Act - To modify the penalties for violations of the Telephone Consumer Protection Act of 1993 (Catherine Cortez Masto, D-NV) , ALL PROVISIONS H.R.3325 - To require the Federal Communications Commission to provide evidence of certain robocall violations to the Attorney General (Donald McEachin, D-VA-4) , ALL PROVISIONS H.R.3375 - Stopping Bad Robocalls Act - To amend the Communications Act of 1934 to clarify the prohibitions on making robocalls, and for other purposes (Frank Pallone, Jr., D-NJ-6) , ALL PROVISIONS H.R.946 - Stopping Bad Robocalls Act - To amend the Communications Act of 1934 to clarify the prohibitions on making robocalls, and for other purposes (Frank Pallone, Jr., D-NJ-6) , ALL PROVISIONS H.R.3434 - To require the Federal Communications Commission to publish an annual report on suspected unlawful robocalls, and for other purposes (G.K. Butterfield, D-NC-1) , ALL PROVISIONS H.R.3605 - To expand the private right of action under the Telephone Consumer Protection Act for calls in violation of the Do Not Call rules (Janice Schakowsky, D-IL-9) , ALL PROVISIONS H.R.2231 - Algorithmic Accountability Act of 2019 - To direct the Federal Trade Commission to require entities that use, store, or share personal information to conduct automated decision system impact assessments and data protection impact assessments (Yvette Clarke, D-NY-9) , ALL PROVISIONS S.1116 - Balancing the Rights of Web Surfers Equally and Responsibly Act of 2019 (BOWSER Act) (Marsha Blackburn, R-TN) , ALL PROVISIONS S.806 - Own Your Own Data Act - To prohibit the collection of data or information generated on the internet (John Kennedy, R-LA) , ALL PROVISIONS S.2204 - A bill to allow the Federal Communications Commission to carry out a pilot program under which voice service providers could block certain automated calls, and for other purposes (Mike Crapo, R-ID) , ALL PROVISIONS S.2186 - A bill to require entities to provide consumers with the opportunity to prohibit the entity from collecting or using certain data concerning the consumer and to request deletion of such data (Jeff Merkley, D-OR) , ALL PROVISIONS H.R.3780 - To direct the Federal Communications Commission to establish an advisory committee to develop best practices regarding how to combat unlawful robocalls made to hospitals and how hospitals can protect themselves from such calls, and for other purposes (Debbie Dingell, D-MI-12) , ALL PROVISIONS H.R.3810 - To modify the penalties for violations of the Telephone Consumer Protection Act of 1993 (Susie Lee, D-NV-3) , ALL PROVISIONS H.R.3707 - To increase the penalties for certain robocall, spoofing, and telemarketing violations (Brian Babin, R-TX-36) , ALL PROVISIONS H.R.4170 - ENCRYPT Act of 2019 - To preempt State data security vulnerability mandates and decryption requirements (Ted Lieu, D-CA-33) , ALL PROVISIONS S.2431 - Stop Unwanted Calls for All Act - To require the Federal Communications Commission to promulgate regulations requiring voice service providers to provide consumers opt-out call-blocking programs by default and free of charge (Joe Manchin III, D-WV) , ALL PROVISIONS S.2577 - A bill to require data brokers to establish procedures to ensure the accuracy of collected personal information, and for other purposes (Ed Markey, D-MA) , ALL PROVISIONS H.R.4501 - Consumer Transaction Account Protection Act of 2019 (Roger Williams, R-TX-25) , ALL PROVISIONS H.R.4978 - To provide for individual rights relating to privacy of personal information, to establish privacy and security requirements for covered entities relating to personal information, and to establish an agency to be known as the United States Digital Privacy Agency to enforce such rights and requirements, and for other purposes (Anna Eshoo, D-CA-18) , ALL PROVISIONS S.2968 - A bill to provide consumers with foundational data privacy rights, create strong oversight mechanisms, and establish meaningful enforcement (Maria Cantwell, D-WA) , ALL PROVISIONS S.3108 - Consumer Transaction Account Protection Act of 2019 (Doug Jones, D-AL) , ALL PROVISIONS H.R.5669 - SECURE Small Business Act - To require the Administrator of the Small Business Administration to establish a program to assist small business concerns with purchasing cybersecurity products and services, and for other purposes (Abby Finkenauer, D-IA-1) , ALL PROVISIONS H.R.5985 - Foreign Robocall Elimination Act - To direct the Federal Communications Commission to establish an interagency taskforce on unlawful robocalls (Ted Budd, R-NC-13) , ALL PROVISIONS S.3456 - A bill to protect the privacy of consumer (Jerry Moran, R-KS) , ALL PROVISIONS H.R.6677 - To provide for greater transparency in and user control over the treatment of data collected by mobile applications and to enhance the security of such data (Hank Johnson, D-GA-4) , ALL PROVISIONS S.4626 - A bill to establish data privacy and data security protections for consumers in the United States (Roger Wicker, R-MS) , ALL PROVISIONS

Client expense: $550,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Labor, Dept of (DOL), Natl Highway Traffic Safety Administration (NHTSA), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

HR 85 - remittance tax HR 3167 - Flood insurance reauthorization Financial transaction taxes Data privacy legislation Inter-affiliate swap initial margin Housing finance reform HR 5 - Equality Act HR 3151/ HR 2007 - IRS Income Verification System Treaty Document 113-4 - Spain Tax Protocol HR 2513 / S. 1978 - Beneficial Ownership H.R. 1595 - SAFE Banking Act S. 2563 - Illicit Cash Act Community Reinvestment Act (CRA) Reform S. 1028 - STATES Act S. 3111 - Brokered Deposit reform S. 3108 - Brokered Deposit reform HR 4501 - Brokered Deposit reform CECL Delay Legislation (S. 3502) CARES Act (HR 748) COVID-19-related legislation (ongoing) HR 6800 - HEROES Act HR 6886 - Paycheck Protection Flexibility Act S. 3782 - Small Business Lending Continuity Act S. 3962 - Brokered Deposit Reform S. 3833 - Paycheck Protection Program Extension Act S. 4117 / H.R. 7777 - PPP Forgiveness HR 7753 - Global Investment in American Jobs Act Covered Business Method Review Extension Legislation Police Reform Legislation Lobbying Disclosure Issues Related to FARA and LDA

Client expense: $160,000 · Firm income: Not reported

Government targets: Federal Reserve System, Small Business Administration (SBA), Treasury, Dept of, White House Office

Issues affecting financial institutions. Issues affecting brokered deposits. H.R. 4501, Consumer Transaction Account Protection Acts of 2019, all provisions. S. 3108, Consumer Transaction Account Protection Act of 2019, all provisions. S. 3962, Asset Growth Restriction Act of 2020, all provisions.

Client expense: Not reported · Firm income: $45,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 85 - remittance tax HR 3167 - Flood insurance reauthorization Financial transaction taxes Data privacy legislation Inter-affiliate swap initial margin Housing finance reform HR 5 - Equality Act HR 3151/ HR 2007 - IRS Income Verification System Treaty Document 113-4 - Spain Tax Protocol HR 2513 / S. 1978 - Beneficial Ownership H.R. 1595 - SAFE Banking Act S. 2563 - Illicit Cash Act Community Reinvestment Act (CRA) Reform S. 1028 - STATES Act S. 3111 - Brokered Deposit reform S. 3108 - Brokered Deposit reform HR 4501 - Brokered Deposit reform CECL Delay Legislation (S. 3502) CARES Act (HR 748) COVID-19-related legislation (ongoing) HR 6800 - HEROES Act HR 6886 - Paycheck Protection Flexibility Act S. 3782 - Small Business Lending Continuity Act S. 3962 - Brokered Deposit Reform S. 3833 - Paycheck Protection Program Extension Act Issues: Police Reform, Main Street Lending Program (MSLP) S. 4117 - PPP Forgiveness

Client expense: $80,000 · Firm income: Not reported

Government targets: Federal Reserve System, Small Business Administration (SBA), Treasury, Dept of, White House Office

S. 142 - To impose privacy requirements on providers of internet services similar to the requirements imposed on Federal agencies under the Privacy Act of 1974 (Marco Rubio, R-FL) S. 189 - Social Media Privacy Protection and Consumer Rights Act of 2019 - To protect the privacy of users of social media and other online platforms (Amy Klobuchar, D-MN) S.151 - TRACED Act - A bill to deter criminal robocall violations and improve enforcement of section 227(b) of the Communications Act of 1934, and for other purposes (John Thune, R-SD) H.R. 1602 - TRACED Act - To deter criminal robocall violations and improve enforcement of section 227(b) of the Communications Act of 1934, and for other purposes (David Kustoff, R-TN-8) H.R.946 - Stopping Bad Robocalls Act-To amend the Communications Act of 1934 to clarify the prohibitions on making robocalls, and for other purposes (Frank Pallone Jr., D-NJ) S.553 - A bill to direct the Secretary of Commerce to establish a working group to recommend to Congress a definition of blockchain technology, and for other purposes (Todd Young, R-IN) H.R.1361 - To direct the Secretary of Commerce to establish a working group to recommend to Congress a definition of blockchain technology, and for other purposes (Doris Matsui, D-CA-6) H.R.1575 - To amend the Communications Act of 1934 to lengthen the statute of limitations for enforcing robocall violations, and for other purposes (Jefferson Van Drew, D-NJ-2) S.583 - DATA Privacy Act (Catherine Cortez Masto, D-NV) H.R.2015 - To deter criminal robocall violations and improve enforcement of section 227(b) of the Communications Act of 1934, and for other purposes (David Kustoff, R-TN-8) S.1214 - A bill to establish and protect individual and collective privacy rights, and for other purposes (Ed Markey, D-MA) H.R.2176 - To repeal certain provisions of the Gramm-Leach-Bliley Act and revive the separation between commercial banking and the securities business, in the manner provided in the Banking Act of 1933, the so-called "Glass-Steagall Act", and for other purposes (Marcy Kaptur, D-OH-9) S.1108 - A bill to direct the Federal Trade Commission to require entities that use, store, or share personal information to conduct automated decision system impact assessments and data protection impact assessments (Ron Wyden, D-OR) S.1241 - A bill to expand the private right of action under the Telephone Consumer Protection Act for calls in violation of the Do Not Call rules (Dick Durbin, D-IL) S.1239 - A bill to require the Federal Communications Commission to establish within the Enforcement Bureau of the Commission a division that specifically addresses the issue of robocalls, and for other purposes (Jeff Merkley, D-OR) H.R.2386 - STOP Robocalls Act - To amend the Communications Act of 1934 to provide for information sharing regarding robocall and spoofing violations, to authorize the provision of a robocall blocking service with opt-out customer approval, and to provide for a study on information requirements for certain VoIP service providers (Robert Latta, R-OH-5) H.R.2355 - Regulatory Oversight Barring Obnoxious Calls and Texts Act of 2019 - To require the Federal Communications Commission to establish within the Enforcement Bureau of the Commission a division that specifically addresses the issue of robocalls, and for other purposes (Anna Eshoo, D-CA-18) S.1826 - DO NOT Call Act - To modify the penalties for violations of the Telephone Consumer Protection Act of 1993 (Catherine Cortez Masto, D-NV) H.R.3325 - To require the Federal Communications Commission to provide evidence of certain robocall violations to the Attorney General (Donald McEachin, D-VA-4) H.R.3375 - Stopping Bad Robocalls Act - To amend the Communications Act of 1934 to clarify the prohibitions on making robocalls, and for other purposes (Frank Pallone, Jr., D-NJ-6) H.R.946 - Stopping Bad Robocalls Act - To amend the Communications Act of 1934 to clarify the prohibitions on making robocalls, and for other purposes (Frank Pallone, Jr., D-NJ-6) H.R.3434 - To require the Federal Communications Commission to publish an annual report on suspected unlawful robocalls, and for other purposes (G.K. Butterfield, D-NC-1) H.R.3605 - To expand the private right of action under the Telephone Consumer Protection Act for calls in violation of the Do Not Call rules (Janice Schakowsky, D-IL-9) H.R.2231 - Algorithmic Accountability Act of 2019 - To direct the Federal Trade Commission to require entities that use, store, or share personal information to conduct automated decision system impact assessments and data protection impact assessments (Yvette Clarke, D-NY-9) S.1116 - Balancing the Rights of Web Surfers Equally and Responsibly Act of 2019 (BOWSER Act) (Marsha Blackburn, R-TN) S.806 - Own Your Own Data Act - To prohibit the collection of data or information generated on the internet (John Kennedy, R-LA) S.2204 - A bill to allow the Federal Communications Commission to carry out a pilot program under which voice service providers could block certain automated calls, and for other purposes (Mike Crapo, R-ID) S.2186 - A bill to require entities to provide consumers with the opportunity to prohibit the entity from collecting or using certain data concerning the consumer and to request deletion of such data (Jeff Merkley, D-OR) H.R.3780 - To direct the Federal Communications Commission to establish an advisory committee to develop best practices regarding how to combat unlawful robocalls made to hospitals and how hospitals can protect themselves from such calls, and for other purposes (Debbie Dingell, D-MI-12) H.R.3810 - To modify the penalties for violations of the Telephone Consumer Protection Act of 1993 (Susie Lee, D-NV-3) H.R.3707 - To increase the penalties for certain robocall, spoofing, and telemarketing violations (Brian Babin, R-TX-36) H.R.4170 - ENCRYPT Act of 2019 - To preempt State data security vulnerability mandates and decryption requirements (Ted Lieu, D-CA-33) S.2431 - Stop Unwanted Calls for All Act - To require the Federal Communications Commission to promulgate regulations requiring voice service providers to provide consumers opt-out call-blocking programs by default and free of charge (Joe Manchin III, D-WV) S.2577 - A bill to require data brokers to establish procedures to ensure the accuracy of collected personal information, and for other purposes (Ed Markey, D-MA) H.R.4501 - Consumer Transaction Account Protection Act of 2019 (Roger Williams, R-TX-25) H.R.4978 - To provide for individual rights relating to privacy of personal information, to establish privacy and security requirements for covered entities relating to personal information, and to establish an agency to be known as the United States Digital Privacy Agency to enforce such rights and requirements, and for other purposes (Anna Eshoo, D-CA-18) S.2968 - A bill to provide consumers with foundational data privacy rights, create strong oversight mechanisms, and establish meaningful enforcement (Maria Cantwell, D-WA) S.3108 - Consumer Transaction Account Protection Act of 2019 (Doug Jones, D-AL) H.R.5669 - SECURE Small Business Act - To require the Administrator of the Small Business Administration to establish a program to assist small business concerns with purchasing cybersecurity products and services, and for other purposes (Abby Finkenauer, D-IA-1) H.R.5985 - Foreign Robocall Elimination Act - To direct the Federal Communications Commission to establish an interagency taskforce on unlawful robocalls (Ted Budd, R-NC-13) S.3456 - A bill to protect the privacy of consumer (Jerry Moran, R-KS) H.R.6677 - To provide for greater transparency in and user control over the treatment of data collected by mobile applications and to enhance the security of such data (Hank Johnson, D-GA-4)

Issues related to foreign-owned banks. Issues related to anti-money laundering and Bank Secrecy Act reforms, including S. 2563. Issues related to consumer transaction account deposits, including S. 3108 and H.R. 4501. Issues related to modernization of the Community Reinvestment Act.

Client expense: $190,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE

HR 85 - remittance tax HR 3167 - Flood insurance reauthorization Financial transaction taxes Data privacy legislation Inter-affiliate swap initial margin Housing finance reform HR 5 - Equality Act HR 3151/ HR 2007 - IRS Income Verification System Treaty Document 113-4 - Spain Tax Protocol HR 2513 / S. 1978 - Beneficial Ownership H.R. 1595 - SAFE Banking Act S. 2563 - Illicit Cash Act Community Reinvestment Act (CRA) Reform S. 1028 - STATES Act S. 3111 - Brokered Deposit reform S. 3108 - Brokered Deposit reform HR 4501 - Brokered Deposit reform CECL Delay Legislation (S. 3502) CARES Act (HR 748) COVID-19-related legislation (ongoing)

Client expense: $182,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

S. 142 - To impose privacy requirements on providers of internet services similar to the requirements imposed on Federal agencies under the Privacy Act of 1974 (Marco Rubio, R-FL), ALL PROVISIONS S. 189 - Social Media Privacy Protection and Consumer Rights Act of 2019 - To protect the privacy of users of social media and other online platforms (Amy Klobuchar, D-MN), ALL PROVISIONS S.151 - TRACED Act - A bill to deter criminal robocall violations and improve enforcement of section 227(b) of the Communications Act of 1934, and for other purposes (John Thune, R-SD), ALL PROVISIONS H.R. 1602 - TRACED Act - To deter criminal robocall violations and improve enforcement of section 227(b) of the Communications Act of 1934, and for other purposes (David Kustoff, R-TN-8), ALL PROVISIONS H.R.946 - Stopping Bad Robocalls Act-To amend the Communications Act of 1934 to clarify the prohibitions on making robocalls, and for other purposes (Frank Pallone Jr., D-NJ) , ALL PROVISIONS S.553 - A bill to direct the Secretary of Commerce to establish a working group to recommend to Congress a definition of blockchain technology, and for other purposes (Todd Young, R-IN), ALL PROVISIONS H.R.1361 - To direct the Secretary of Commerce to establish a working group to recommend to Congress a definition of blockchain technology, and for other purposes (Doris Matsui, D-CA-6), ALL PROVISIONS H.R.1575 - To amend the Communications Act of 1934 to lengthen the statute of limitations for enforcing robocall violations, and for other purposes (Jefferson Van Drew, D-NJ-2), ALL PROVISIONS S.583 - DATA Privacy Act (Catherine Cortez Masto, D-NV), ALL PROVISIONS H.R.2015 - To deter criminal robocall violations and improve enforcement of section 227(b) of the Communications Act of 1934, and for other purposes (David Kustoff, R-TN-8), ALL PROVISIONS S.1214 - A bill to establish and protect individual and collective privacy rights, and for other purposes (Ed Markey, D-MA), ALL PROVISIONS H.R.2176 - To repeal certain provisions of the Gramm-Leach-Bliley Act and revive the separation between commercial banking and the securities business, in the manner provided in the Banking Act of 1933, the so-called "Glass-Steagall Act", and for other purposes (Marcy Kaptur, D-OH-9), ALL PROVISIONS S.1108 - A bill to direct the Federal Trade Commission to require entities that use, store, or share personal information to conduct automated decision system impact assessments and data protection impact assessments (Ron Wyden, D-OR), ALL PROVISIONS S.1241 - A bill to expand the private right of action under the Telephone Consumer Protection Act for calls in violation of the Do Not Call rules (Dick Durbin, D-IL), ALL PROVISIONS S.1239 - A bill to require the Federal Communications Commission to establish within the Enforcement Bureau of the Commission a division that specifically addresses the issue of robocalls, and for other purposes (Jeff Merkley, D-OR), ALL PROVISIONS H.R.2386 - STOP Robocalls Act - To amend the Communications Act of 1934 to provide for information sharing regarding robocall and spoofing violations, to authorize the provision of a robocall blocking service with opt-out customer approval, and to provide for a study on information requirements for certain VoIP service providers (Robert Latta, R-OH-5), ALL PROVISIONS H.R.2355 - Regulatory Oversight Barring Obnoxious Calls and Texts Act of 2019 - To require the Federal Communications Commission to establish within the Enforcement Bureau of the Commission a division that specifically addresses the issue of robocalls, and for other purposes (Anna Eshoo, D-CA-18), ALL PROVISIONS S.1826 - DO NOT Call Act - To modify the penalties for violations of the Telephone Consumer Protection Act of 1993 (Catherine Cortez Masto, D-NV), ALL PROVISIONS H.R.3325 - To require the Federal Communications Commission to provide evidence of certain robocall violations to the Attorney General (Donald McEachin, D-VA-4), ALL PROVISIONS H.R.3375 - Stopping Bad Robocalls Act - To amend the Communications Act of 1934 to clarify the prohibitions on making robocalls, and for other purposes (Frank Pallone, Jr., D-NJ-6), ALL PROVISIONS H.R.946 - Stopping Bad Robocalls Act - To amend the Communications Act of 1934 to clarify the prohibitions on making robocalls, and for other purposes (Frank Pallone, Jr., D-NJ-6), ALL PROVISIONS H.R.3434 - To require the Federal Communications Commission to publish an annual report on suspected unlawful robocalls, and for other purposes (G.K. Butterfield, D-NC-1), ALL PROVISIONS H.R.3605 - To expand the private right of action under the Telephone Consumer Protection Act for calls in violation of the Do Not Call rules (Janice Schakowsky, D-IL-9), ALL PROVISIONS H.R.2231 - Algorithmic Accountability Act of 2019 - To direct the Federal Trade Commission to require entities that use, store, or share personal information to conduct automated decision system impact assessments and data protection impact assessments (Yvette Clarke, D-NY-9), ALL PROVISIONS S.1116 - Balancing the Rights of Web Surfers Equally and Responsibly Act of 2019 (BOWSER Act) (Marsha Blackburn, R-TN), ALL PROVISIONS S.806 - Own Your Own Data Act - To prohibit the collection of data or information generated on the internet (John Kennedy, R-LA), ALL PROVISIONS S.2204 - A bill to allow the Federal Communications Commission to carry out a pilot program under which voice service providers could block certain automated calls, and for other purposes (Mike Crapo, R-ID), ALL PROVISIONS S.2186 - A bill to require entities to provide consumers with the opportunity to prohibit the entity from collecting or using certain data concerning the consumer and to request deletion of such data (Jeff Merkley, D-OR), ALL PROVISIONS H.R.3780 - To direct the Federal Communications Commission to establish an advisory committee to develop best practices regarding how to combat unlawful robocalls made to hospitals and how hospitals can protect themselves from such calls, and for other purposes (Debbie Dingell, D-MI-12), ALL PROVISIONS H.R.3810 - To modify the penalties for violations of the Telephone Consumer Protection Act of 1993 (Susie Lee, D-NV-3), ALL PROVISIONS H.R.3707 - To increase the penalties for certain robocall, spoofing, and telemarketing violations (Brian Babin, R-TX-36), ALL PROVISIONS H.R.4170 - ENCRYPT Act of 2019 - To preempt State data security vulnerability mandates and decryption requirements (Ted Lieu, D-CA-33), ALL PROVISIONS S.2431 - Stop Unwanted Calls for All Act - To require the Federal Communications Commission to promulgate regulations requiring voice service providers to provide consumers opt-out call-blocking programs by default and free of charge (Joe Manchin III, D-WV), ALL PROVISIONS S.2577 - A bill to require data brokers to establish procedures to ensure the accuracy of collected personal information, and for other purposes (Ed Markey, D-MA), ALL PROVISIONS H.R.4501 - Consumer Transaction Account Protection Act of 2019 (Roger Williams, R-TX-25), ALL PROVISIONS H.R.4978 - To provide for individual rights relating to privacy of personal information, to establish privacy and security requirements for covered entities relating to personal information, and to establish an agency to be known as the United States Digital Privacy Agency to enforce such rights and requirements, and for other purposes (Anna Eshoo, D-CA-18), ALL PROVISIONS S.2968 - A bill to provide consumers with foundational data privacy rights, create strong oversight mechanisms, and establish meaningful enforcement (Maria Cantwell, D-WA), ALL PROVISIONS S.3108 - Consumer Transaction Account Protection Act of 2019 (Doug Jones, D-AL), ALL PROVISIONS H.R.5669 - SECURE Small Business Act - To require the Administrator of the Small Business Administration to establish a program to assist small business concerns with purchasing cybersecurity products and services, and for other purposes (Abby Finkenauer, D-IA-1), ALL PROVISIONS H.R.5985 - Foreign Robocall Elimination Act - To direct the Federal Communications Commission to establish an interagency taskforce on unlawful robocalls (Ted Budd, R-NC-13), ALL PROVISIONS S.3456 - A bill to protect the privacy of consumer (Jerry Moran, R-KS), ALL PROVISIONS

Issues affecting financial institutions. Issues affecting brokered deposits. H.R. 4501, Consumer Transaction Account Protection Acts of 2019, all provisions. S. 3108, Consumer Transaction Account Protection Act of 2019, all provisions.

Client expense: Not reported · Firm income: $45,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Financial Institutions, Brokered Deposits, HR 4501, Consumer Transaction Account Protection Acts of 2019, S 3108, Consumer Transaction Account Protection Act of 2019.

Client expense: Not reported · Firm income: Not reported

HR 85 - remittance tax HR 3167 - Flood insurance reauthorization Financial transaction taxes Data privacy legislation Inter-affiliate swap initial margin Housing finance reform HR 5 - Equality Act HR 3151/ HR 2007 - IRS Income Verification System Treaty Document 113-4 - Spain Tax Protocol HR 2513 / S. 1978 - Beneficial Ownership H.R. 1595 - SAFE Banking Act S. 2563 - Illicit Cash Act Community Reinvestment Act (CRA) Reform S. 1028 - STATES Act S. 3111 - Brokered Deposit reform S. 3108 - Brokered Deposit reform HR 4501 - Brokered Deposit reform

Client expense: $120,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

S. 142 - To impose privacy requirements on providers of internet services similar to the requirements imposed on Federal agencies under the Privacy Act of 1974 (Marco Rubio, R-FL) , ALL PROVISIONS S. 189 - Social Media Privacy Protection and Consumer Rights Act of 2019 - To protect the privacy of users of social media and other online platforms (Amy Klobuchar, D-MN) , ALL PROVISIONS S.151 - TRACED Act - A bill to deter criminal robocall violations and improve enforcement of section 227(b) of the Communications Act of 1934, and for other purposes (John Thune, R-SD) , ALL PROVISIONS H.R. 1602 - TRACED Act - To deter criminal robocall violations and improve enforcement of section 227(b) of the Communications Act of 1934, and for other purposes (David Kustoff, R-TN-8) , ALL PROVISIONS H.R.946 - Stopping Bad Robocalls Act-To amend the Communications Act of 1934 to clarify the prohibitions on making robocalls, and for other purposes (Frank Pallone Jr., D-NJ) , ALL PROVISIONS S.553 - A bill to direct the Secretary of Commerce to establish a working group to recommend to Congress a definition of blockchain technology, and for other purposes (Todd Young, R-IN) , ALL PROVISIONS H.R.1361 - To direct the Secretary of Commerce to establish a working group to recommend to Congress a definition of blockchain technology, and for other purposes (Doris Matsui, D-CA-6) , ALL PROVISIONS H.R.1575 - To amend the Communications Act of 1934 to lengthen the statute of limitations for enforcing robocall violations, and for other purposes (Jefferson Van Drew, D-NJ-2) , ALL PROVISIONS S.583 - DATA Privacy Act (Catherine Cortez Masto, D-NV) , ALL PROVISIONS H.R.2015 - To deter criminal robocall violations and improve enforcement of section 227(b) of the Communications Act of 1934, and for other purposes (David Kustoff, R-TN-8) , ALL PROVISIONS S.1214 - A bill to establish and protect individual and collective privacy rights, and for other purposes (Ed Markey, D-MA) , ALL PROVISIONS H.R.2176 - To repeal certain provisions of the Gramm-Leach-Bliley Act and revive the separation between commercial banking and the securities business, in the manner provided in the Banking Act of 1933, the so-called "Glass-Steagall Act", and for other purposes (Marcy Kaptur, D-OH-9) , ALL PROVISIONS S.1108 - A bill to direct the Federal Trade Commission to require entities that use, store, or share personal information to conduct automated decision system impact assessments and data protection impact assessments (Ron Wyden, D-OR) , ALL PROVISIONS S.1241 - A bill to expand the private right of action under the Telephone Consumer Protection Act for calls in violation of the Do Not Call rules (Dick Durbin, D-IL) , ALL PROVISIONS S.1239 - A bill to require the Federal Communications Commission to establish within the Enforcement Bureau of the Commission a division that specifically addresses the issue of robocalls, and for other purposes (Jeff Merkley, D-OR) , ALL PROVISIONS H.R.2386 - STOP Robocalls Act - To amend the Communications Act of 1934 to provide for information sharing regarding robocall and spoofing violations, to authorize the provision of a robocall blocking service with opt-out customer approval, and to provide for a study on information requirements for certain VoIP service providers (Robert Latta, R-OH-5) , ALL PROVISIONS H.R.2355 - Regulatory Oversight Barring Obnoxious Calls and Texts Act of 2019 - To require the Federal Communications Commission to establish within the Enforcement Bureau of the Commission a division that specifically addresses the issue of robocalls, and for other purposes (Anna Eshoo, D-CA-18) , ALL PROVISIONS S.1826 - DO NOT Call Act - To modify the penalties for violations of the Telephone Consumer Protection Act of 1993 (Catherine Cortez Masto, D-NV) , ALL PROVISIONS H.R.3325 - To require the Federal Communications Commission to provide evidence of certain robocall violations to the Attorney General (Donald McEachin, D-VA-4) , ALL PROVISIONS H.R.3375 - Stopping Bad Robocalls Act - To amend the Communications Act of 1934 to clarify the prohibitions on making robocalls, and for other purposes (Frank Pallone, Jr., D-NJ-6) , ALL PROVISIONS H.R.946 - Stopping Bad Robocalls Act - To amend the Communications Act of 1934 to clarify the prohibitions on making robocalls, and for other purposes (Frank Pallone, Jr., D-NJ-6) , ALL PROVISIONS H.R.3434 - To require the Federal Communications Commission to publish an annual report on suspected unlawful robocalls, and for other purposes (G.K. Butterfield, D-NC-1) , ALL PROVISIONS H.R.3605 - To expand the private right of action under the Telephone Consumer Protection Act for calls in violation of the Do Not Call rules (Janice Schakowsky, D-IL-9) , ALL PROVISIONS H.R.2231 - Algorithmic Accountability Act of 2019 - To direct the Federal Trade Commission to require entities that use, store, or share personal information to conduct automated decision system impact assessments and data protection impact assessments (Yvette Clarke, D-NY-9) , ALL PROVISIONS S.1116 - Balancing the Rights of Web Surfers Equally and Responsibly Act of 2019 (BOWSER Act) (Marsha Blackburn, R-TN) , ALL PROVISIONS S.806 - Own Your Own Data Act - To prohibit the collection of data or information generated on the internet (John Kennedy, R-LA) , ALL PROVISIONS S.2204 - A bill to allow the Federal Communications Commission to carry out a pilot program under which voice service providers could block certain automated calls, and for other purposes (Mike Crapo, R-ID) , ALL PROVISIONS S.2186 - A bill to require entities to provide consumers with the opportunity to prohibit the entity from collecting or using certain data concerning the consumer and to request deletion of such data (Jeff Merkley, D-OR) , ALL PROVISIONS H.R.3780 - To direct the Federal Communications Commission to establish an advisory committee to develop best practices regarding how to combat unlawful robocalls made to hospitals and how hospitals can protect themselves from such calls, and for other purposes (Debbie Dingell, D-MI-12) , ALL PROVISIONS H.R.3810 - To modify the penalties for violations of the Telephone Consumer Protection Act of 1993 (Susie Lee, D-NV-3) , ALL PROVISIONS H.R.3707 - To increase the penalties for certain robocall, spoofing, and telemarketing violations (Brian Babin, R-TX-36) , ALL PROVISIONS H.R.4170 - ENCRYPT Act of 2019 - To preempt State data security vulnerability mandates and decryption requirements (Ted Lieu, D-CA-33) , ALL PROVISIONS S.2431 - Stop Unwanted Calls for All Act - To require the Federal Communications Commission to promulgate regulations requiring voice service providers to provide consumers opt-out call-blocking programs by default and free of charge (Joe Manchin III, D-WV) , ALL PROVISIONS S.2577 - A bill to require data brokers to establish procedures to ensure the accuracy of collected personal information, and for other purposes (Ed Markey, D-MA) , ALL PROVISIONS H.R.4501 - Consumer Transaction Account Protection Act of 2019 (Roger Williams, R-TX-25) , ALL PROVISIONS H.R.4978 - To provide for individual rights relating to privacy of personal information, to establish privacy and security requirements for covered entities relating to personal information, and to establish an agency to be known as the United States Digital Privacy Agency to enforce such rights and requirements, and for other purposes (Anna Eshoo, D-CA-18) , ALL PROVISIONS S.2968 - A bill to provide consumers with foundational data privacy rights, create strong oversight mechanisms, and establish meaningful enforcement (Maria Cantwell, D-WA) , ALL PROVISIONS S.3108 - Consumer Transaction Account Protection Act of 2019 (Doug Jones, D-AL) , ALL PROVISIONS