BMO BANK N.A. (FKA BMO HARRIS BANK N.A.) — Lobbying Disclosure | Poliscope

BMO BANK N.A. (FKA BMO HARRIS BANK N.A.)

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This entity appears on both sides of lobbying disclosures. The firm tab shows registrant-reported income; the client tab shows client-reported lobbying spend. Contract awards are separate and are not included here.

Lobbying Spend

$8.9M

Filings

Firms Hired

Active Period

2016–2026

Lobbying Spend by Year

Client-reported lobbying expenses on LDA filings

Year	Lobbying Spend	Filings	Firms
2026	$1,100,000	3	1
2025	$1,200,000	4	1
2024	$710,000	4	1
2023	$900,000	5	1
2022	$650,000	4	1
2021	$580,000	4	1
2020	$660,000	4	1
2019	$860,000	4	1
2018	$700,000	4	1
2017	$760,000	4	1
2016	$790,000	6	1

Hired Firms

Lobbying firms retained by this client; amounts are client-reported expenses when available

Firm Name	Reported Spend	Filings
BMO BANK N.A. (FKA BMO HARRIS BANK N.A.)	$8,910,000	46

Government Bodies Lobbied

Government entities explicitly identified as targets in LDA filings

Government Body	Filings
HOUSE OF REPRESENTATIVES	45
SENATE	44
Treasury, Dept of	10
Federal Reserve System	5
Natl Economic Council (NEC)	3
Office of the Comptroller of the Currency (OCC)	3
Federal Deposit Insurance Corporation (FDIC)	1
Securities & Exchange Commission (SEC)	1
Small Business Administration (SBA)	1

Top Issues

Most frequently reported lobbying issues

Issue Code	Description	Reports
Banking	Banking	46
Taxation/Internal Revenue Code	Taxation/Internal Revenue Code	14

Bills Explicitly Cited (25)

Bill numbers found in source-reported LDA specific issue text; broad topic matches are excluded

H.R. 3633119th Congress

Digital Asset Market Clarity Act

2026 · second_quarter · Firm: BMO BANK N.A. (FKA BMO HARRIS BANK N.A.)

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to capital and liquidity regulation, issues relating to merger policy, issues related to deposit insurance, issues related to M&A; issues related to H.R. 3633 (the Digital Asset Market Clarity Act), issues related to Export-Import Bank Reauthorization. During the reporting period, Ms. Palmer did not make lobbying contacts with the US House Financial Services Committee.

Client expense: $370,000 · Firm income: —

Matched citations: H.R. 3633

H.R. 1119th Congress

An act to provide for reconciliation pursuant to title II of H. Con. Res. 14.

2025 · second_quarter · Firm: BMO BANK N.A. (FKA BMO HARRIS BANK N.A.)

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to H.R. 1 (Title VII).

Client expense: $260,000 · Firm income: —

Matched citations: H.R. 1

H.R. 1119th Congress

An act to provide for reconciliation pursuant to title II of H. Con. Res. 14.

2025 · second_quarter · Firm: BMO BANK N.A. (FKA BMO HARRIS BANK N.A.)

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to capital and liquidity regulation, issues relating to merger policy, issues related to foreign bank regulation, issues related to H.R. 1 (Title VII).

Client expense: $260,000 · Firm income: —

Matched citations: H.R. 1

S. 1838118th Congress

Credit Card Competition Act of 2023

2023 · fourth_quarter · Firm: BMO BANK N.A. (FKA BMO HARRIS BANK N.A.)

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to capital and liquidity regulation; issues related to credit card routing legislation (S. 1838); issues related to insider reporting requirements.

Client expense: $160,000 · Firm income: —

Matched citations: S. 1838

Show 21 more cited filings

S. 1838118th Congress

Credit Card Competition Act of 2023

2023 · third_quarter · Firm: BMO BANK N.A. (FKA BMO HARRIS BANK N.A.)

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to capital and liquidity regulation; issues related to credit card routing legislation (S. 1838).

Client expense: $190,000 · Firm income: —

Matched citations: S. 1838

S. 1838118th Congress

Credit Card Competition Act of 2023

2023 · third_quarter · Firm: BMO BANK N.A. (FKA BMO HARRIS BANK N.A.)

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to capital and liquidity regulation; issues related to credit card routing legislation (S. 1838).

Client expense: $190,000 · Firm income: —

Matched citations: S. 1838

H.R. 5376117th Congress

Inflation Reduction Act of 2022

2021 · fourth_quarter · Firm: BMO BANK N.A. (FKA BMO HARRIS BANK N.A.)

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to foreign banks, including issues related to taxation, interchange fees, infrastructure, and climate risk. H.R. 5376 (Title XIII). Informational issues related to announced M&A activity.

Client expense: $140,000 · Firm income: —

Matched citations: H.R. 5376

H.R. 5376117th Congress

Inflation Reduction Act of 2022

2021 · third_quarter · Firm: BMO BANK N.A. (FKA BMO HARRIS BANK N.A.)

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to foreign banks, including issues related to taxation, interchange fees, infrastructure, and climate risk. H.R. 5376 (Title XIII).

Client expense: $170,000 · Firm income: —

Matched citations: H.R. 5376

H.R. 1319117th Congress

American Rescue Plan Act of 2021

2021 · first_quarter · Firm: BMO BANK N.A. (FKA BMO HARRIS BANK N.A.)

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to foreign banks, issues related to taxation, and issues related to pandemic relief (including Title V of H.R. 1319).

Client expense: $120,000 · Firm income: —

Matched citations: H.R. 1319

H.R. 133116th Congress

Consolidated Appropriations Act, 2021

2020 · fourth_quarter · Firm: BMO BANK N.A. (FKA BMO HARRIS BANK N.A.)

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to foreign-owned banks. Issues related to pandemic relief, including H.R. 748 (CARES Act; Titles I and IV), S. 4117 (Paycheck Protection Small Business Forgiveness Act), H.R. 133 (Division N). Issues related to money laundering, including Division F of H.R. 6385 (the National Defense Authorization Act for Fiscal Year 2021). Issues related to the Paycheck Protection Program.

Client expense: $170,000 · Firm income: —

Matched citations: H.R. 133

H.R. 6385116th Congress

Small Business-Community Banker COVID–19 Relief Act of 2020

2020 · fourth_quarter · Firm: BMO BANK N.A. (FKA BMO HARRIS BANK N.A.)

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to foreign-owned banks. Issues related to pandemic relief, including H.R. 748 (CARES Act; Titles I and IV), S. 4117 (Paycheck Protection Small Business Forgiveness Act), H.R. 133 (Division N). Issues related to money laundering, including Division F of H.R. 6385 (the National Defense Authorization Act for Fiscal Year 2021). Issues related to the Paycheck Protection Program.

Client expense: $170,000 · Firm income: —

Matched citations: H.R. 6385

H.R. 748116th Congress

CARES Act

2020 · fourth_quarter · Firm: BMO BANK N.A. (FKA BMO HARRIS BANK N.A.)

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to foreign-owned banks. Issues related to pandemic relief, including H.R. 748 (CARES Act; Titles I and IV), S. 4117 (Paycheck Protection Small Business Forgiveness Act), H.R. 133 (Division N). Issues related to money laundering, including Division F of H.R. 6385 (the National Defense Authorization Act for Fiscal Year 2021). Issues related to the Paycheck Protection Program.

Client expense: $170,000 · Firm income: —

Matched citations: H.R. 748

S. 4117116th Congress

Paycheck Protection Small Business Forgiveness Act

2020 · fourth_quarter · Firm: BMO BANK N.A. (FKA BMO HARRIS BANK N.A.)

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to foreign-owned banks. Issues related to pandemic relief, including H.R. 748 (CARES Act; Titles I and IV), S. 4117 (Paycheck Protection Small Business Forgiveness Act), H.R. 133 (Division N). Issues related to money laundering, including Division F of H.R. 6385 (the National Defense Authorization Act for Fiscal Year 2021). Issues related to the Paycheck Protection Program.

Client expense: $170,000 · Firm income: —

Matched citations: S. 4117

H.R. 6800116th Congress

The Heroes Act

2020 · third_quarter · Firm: BMO BANK N.A. (FKA BMO HARRIS BANK N.A.)

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to foreign-owned banks. Issues related to pandemic relief, including H.R. 748 (CARES Act; Titles I and IV), H.R. 7010 (Paycheck Protection Program Flexibility Act of 2020), S. 4117 (Paycheck Protection Small Business Forgiveness Act), S. 178 (provisions related to COVID relief and paycheck protection, drafted as an amendment to S. 178), and H.R. 6800 (HEROES Act). Issues related to brokered deposits, including S. 3111 (Brokered Deposit Affiliate-Subsidiary Modernization Act of 2019) and S. 3962 (Asset Growth Restriction Act). Issues related to money laundering, including S. 2563 (ILLICIT CASH Act).

Client expense: $160,000 · Firm income: —

Matched citations: H.R. 6800

H.R. 7010116th Congress

Paycheck Protection Program Flexibility Act of 2020

2020 · third_quarter · Firm: BMO BANK N.A. (FKA BMO HARRIS BANK N.A.)

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to foreign-owned banks. Issues related to pandemic relief, including H.R. 748 (CARES Act; Titles I and IV), H.R. 7010 (Paycheck Protection Program Flexibility Act of 2020), S. 4117 (Paycheck Protection Small Business Forgiveness Act), S. 178 (provisions related to COVID relief and paycheck protection, drafted as an amendment to S. 178), and H.R. 6800 (HEROES Act). Issues related to brokered deposits, including S. 3111 (Brokered Deposit Affiliate-Subsidiary Modernization Act of 2019) and S. 3962 (Asset Growth Restriction Act). Issues related to money laundering, including S. 2563 (ILLICIT CASH Act).

Client expense: $160,000 · Firm income: —

Matched citations: H.R. 7010

H.R. 748116th Congress

CARES Act

2020 · third_quarter · Firm: BMO BANK N.A. (FKA BMO HARRIS BANK N.A.)

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to foreign-owned banks. Issues related to pandemic relief, including H.R. 748 (CARES Act; Titles I and IV), H.R. 7010 (Paycheck Protection Program Flexibility Act of 2020), S. 4117 (Paycheck Protection Small Business Forgiveness Act), S. 178 (provisions related to COVID relief and paycheck protection, drafted as an amendment to S. 178), and H.R. 6800 (HEROES Act). Issues related to brokered deposits, including S. 3111 (Brokered Deposit Affiliate-Subsidiary Modernization Act of 2019) and S. 3962 (Asset Growth Restriction Act). Issues related to money laundering, including S. 2563 (ILLICIT CASH Act).

Client expense: $160,000 · Firm income: —

Matched citations: H.R. 748

S. 178116th Congress

UIGHUR Act of 2019

2020 · third_quarter · Firm: BMO BANK N.A. (FKA BMO HARRIS BANK N.A.)

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to foreign-owned banks. Issues related to pandemic relief, including H.R. 748 (CARES Act; Titles I and IV), H.R. 7010 (Paycheck Protection Program Flexibility Act of 2020), S. 4117 (Paycheck Protection Small Business Forgiveness Act), S. 178 (provisions related to COVID relief and paycheck protection, drafted as an amendment to S. 178), and H.R. 6800 (HEROES Act). Issues related to brokered deposits, including S. 3111 (Brokered Deposit Affiliate-Subsidiary Modernization Act of 2019) and S. 3962 (Asset Growth Restriction Act). Issues related to money laundering, including S. 2563 (ILLICIT CASH Act).

Client expense: $160,000 · Firm income: —

Matched citations: S. 178

S. 2563116th Congress

ILLICIT CASH Act

2020 · third_quarter · Firm: BMO BANK N.A. (FKA BMO HARRIS BANK N.A.)

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to foreign-owned banks. Issues related to pandemic relief, including H.R. 748 (CARES Act; Titles I and IV), H.R. 7010 (Paycheck Protection Program Flexibility Act of 2020), S. 4117 (Paycheck Protection Small Business Forgiveness Act), S. 178 (provisions related to COVID relief and paycheck protection, drafted as an amendment to S. 178), and H.R. 6800 (HEROES Act). Issues related to brokered deposits, including S. 3111 (Brokered Deposit Affiliate-Subsidiary Modernization Act of 2019) and S. 3962 (Asset Growth Restriction Act). Issues related to money laundering, including S. 2563 (ILLICIT CASH Act).

Client expense: $160,000 · Firm income: —

Matched citations: S. 2563

S. 3111116th Congress

Brokered Deposit Affiliate-Subsidiary Modernization Act of 2019

2020 · third_quarter · Firm: BMO BANK N.A. (FKA BMO HARRIS BANK N.A.)

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to foreign-owned banks. Issues related to pandemic relief, including H.R. 748 (CARES Act; Titles I and IV), H.R. 7010 (Paycheck Protection Program Flexibility Act of 2020), S. 4117 (Paycheck Protection Small Business Forgiveness Act), S. 178 (provisions related to COVID relief and paycheck protection, drafted as an amendment to S. 178), and H.R. 6800 (HEROES Act). Issues related to brokered deposits, including S. 3111 (Brokered Deposit Affiliate-Subsidiary Modernization Act of 2019) and S. 3962 (Asset Growth Restriction Act). Issues related to money laundering, including S. 2563 (ILLICIT CASH Act).

Client expense: $160,000 · Firm income: —

Matched citations: S. 3111

S. 3962116th Congress

Asset Growth Restriction Act of 2020

2020 · third_quarter · Firm: BMO BANK N.A. (FKA BMO HARRIS BANK N.A.)

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to foreign-owned banks. Issues related to pandemic relief, including H.R. 748 (CARES Act; Titles I and IV), H.R. 7010 (Paycheck Protection Program Flexibility Act of 2020), S. 4117 (Paycheck Protection Small Business Forgiveness Act), S. 178 (provisions related to COVID relief and paycheck protection, drafted as an amendment to S. 178), and H.R. 6800 (HEROES Act). Issues related to brokered deposits, including S. 3111 (Brokered Deposit Affiliate-Subsidiary Modernization Act of 2019) and S. 3962 (Asset Growth Restriction Act). Issues related to money laundering, including S. 2563 (ILLICIT CASH Act).

Client expense: $160,000 · Firm income: —

Matched citations: S. 3962

S. 4117116th Congress

Paycheck Protection Small Business Forgiveness Act

2020 · third_quarter · Firm: BMO BANK N.A. (FKA BMO HARRIS BANK N.A.)

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to foreign-owned banks. Issues related to pandemic relief, including H.R. 748 (CARES Act; Titles I and IV), H.R. 7010 (Paycheck Protection Program Flexibility Act of 2020), S. 4117 (Paycheck Protection Small Business Forgiveness Act), S. 178 (provisions related to COVID relief and paycheck protection, drafted as an amendment to S. 178), and H.R. 6800 (HEROES Act). Issues related to brokered deposits, including S. 3111 (Brokered Deposit Affiliate-Subsidiary Modernization Act of 2019) and S. 3962 (Asset Growth Restriction Act). Issues related to money laundering, including S. 2563 (ILLICIT CASH Act).

Client expense: $160,000 · Firm income: —

Matched citations: S. 4117

H.R. 7010116th Congress

Paycheck Protection Program Flexibility Act of 2020

2020 · second_quarter · Firm: BMO BANK N.A. (FKA BMO HARRIS BANK N.A.)

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to foreign-owned banks. Issues related to pandemic relief, including H.R. 748 (CARES Act; Titles I and IV) and H.R. 7010 (Paycheck Protection Program Flexibility Act of 2020). Issues related to brokered deposits, including S. 3111 (Brokered Deposit Affiliate-Subsidiary Modernization Act of 2019). Issues related to money laundering, including S. 2563 (ILLICIT CASH Act).

Client expense: $140,000 · Firm income: —

Matched citations: H.R. 7010

H.R. 748116th Congress

CARES Act

2020 · second_quarter · Firm: BMO BANK N.A. (FKA BMO HARRIS BANK N.A.)

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to foreign-owned banks. Issues related to pandemic relief, including H.R. 748 (CARES Act; Titles I and IV) and H.R. 7010 (Paycheck Protection Program Flexibility Act of 2020). Issues related to brokered deposits, including S. 3111 (Brokered Deposit Affiliate-Subsidiary Modernization Act of 2019). Issues related to money laundering, including S. 2563 (ILLICIT CASH Act).

Client expense: $140,000 · Firm income: —

Matched citations: H.R. 748

S. 2563116th Congress

ILLICIT CASH Act

2020 · second_quarter · Firm: BMO BANK N.A. (FKA BMO HARRIS BANK N.A.)

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to foreign-owned banks. Issues related to pandemic relief, including H.R. 748 (CARES Act; Titles I and IV) and H.R. 7010 (Paycheck Protection Program Flexibility Act of 2020). Issues related to brokered deposits, including S. 3111 (Brokered Deposit Affiliate-Subsidiary Modernization Act of 2019). Issues related to money laundering, including S. 2563 (ILLICIT CASH Act).

Client expense: $140,000 · Firm income: —

Matched citations: S. 2563

S. 3111116th Congress

Brokered Deposit Affiliate-Subsidiary Modernization Act of 2019

2020 · second_quarter · Firm: BMO BANK N.A. (FKA BMO HARRIS BANK N.A.)

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to foreign-owned banks. Issues related to pandemic relief, including H.R. 748 (CARES Act; Titles I and IV) and H.R. 7010 (Paycheck Protection Program Flexibility Act of 2020). Issues related to brokered deposits, including S. 3111 (Brokered Deposit Affiliate-Subsidiary Modernization Act of 2019). Issues related to money laundering, including S. 2563 (ILLICIT CASH Act).

Client expense: $140,000 · Firm income: —

Matched citations: S. 3111

Source: Senate LDA