Keep Big Tech Out Of Finance Act

Cryptocurrency, mobile payments, fraud, data security, data storage, open banking, regulatory reform, tax reporting, payments systems, cyber-security, financial services, merchant cash advances, privacy, the Federal Reserve and big data, CFPB prepaid products rule (Prepaid Accounts Under Direct Electronic Transfer Act {Regulation E} and the Truth in Lending Act), Federal Reserve Secure Payments Task Force, Marketplace lending, H.R. 10-Financial Choice Act of 2017, H.J. Res. 62/72-Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, S.J.Res.19 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, H. R. 1801-To delay the effective date of the final rule of the Bureau of Consumer Financial Protection titled Prepaid Accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth In Lending Act (Regulation Z)", S. 387-Consumer Financial Protection Bureau Accountability Act of 2017, S. 626-CFPB-IG Act of 2017. CFPB Governance Structure. H.J.Res. 111, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements." S.J.Res. 47, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements". H.R. 4439, Modernizing Credit Opportunities Act of 2017. H.R. 3299, Protecting Consumers' Access to Credit Act of 2017. S. 1642, Protecting Consumers' Access to Credit Act of 2017. H.R. 3354, Make America Secure & Prosperous Appropriations Act. H.R. 6743, Consumer Information Notification Requirement Act. H.R. 6850, Financial Reporting Threshold Modernization Act. "Potential Federal Reserve Actions To Support Interbank Settlement of Faster Payments, Request for Comments" (Docket # OP-1625). OCC ANPR "Reforming the Community Reinvestment Act Regulatory Framework" (Docket # OCC-2018- 0008). H.R. 1595, "SAFE Banking Act of 2019". FDIC Request for Information on Small-Dollar Lending (Docket No. RIN 3064-ZA04). S. 1200, Secure And Fair Enforcement Banking Act of 2019. H.R. 4813, Keep Big Tech Out of Finance Act. S. 2839, Eliminating Corporate Shadow Banking Act of 2019. S. 1951, Designing Accounting Safeguards To Help Broaden Oversight and Regulations on Data. H.R. 5574, "Preserving Small Business Lending Act of 2020." H.R. 6116, "Consumer Financial Protection Commission Act." S. 3548, "CARES Act." H.R. 6379, "Take Responsibility for Workers and Families Act." H.R. 748, "CARES Act." S. 3990, "Financial Product Safety Commission Act of 2020." H.R. 6886, "Paycheck Protection Program Flexibility Act of 2020." H.R. 710, "Paycheck Protection Program Flexibility Act of 2020." S.4116, "Bill to extend Paycheck Protection Program..." H.R. 8087, "Bill to extend Paycheck Protection Program..." H.R. 7777, "Paycheck Protection Small Business Forgiveness Act." H.R. 8265, "To amend the Small Business Act and the CARES Act to establish a program for second draw loans and make other modifications to the paycheck protection program and for other purposes..." S. 4614, "Postal Banking Act." H.R. 8406, "HEROS Act." H.R. 7889, "Small Business Lending Disclosure and Broker Regulation Act of 2020." OCC "True Lender." OCC "National Bank and Federal Savings Association Digital Activities." H.R. 8215, "Improving Digital Identity Act of 2020." U.S. House Committee on Financial Services' Task Force on Financial Technology and Task Force on Artificial Intelligence. S. 4999, "Emergency Direct Payments for Families and Workers Act of 2020." H.R. 8893, "Coronavirus Assistance for Americans Families Act." S. 4927, EIDL Forgiveness Act." H.R. 8827, "Stablecoin Classification and Regulation Act of 2020." S. 4800, "The Heroes Act." H.R. 8721, "Public Banking Act of 2020." S.J. Res 15, "True Lender." H.J. Res 35, "True Lender." H.R. 296, "Financial Technology Protection Act." H.R. 1602, "Eliminate Barriers to Innovation Act of 2021." H.R. 1996, "SAFE Banking Act of 2021." H.R. 2561, "Promoting Access to Capital in Underbanked Communities Act of 2021." H.R. 5045, "Blockchain Certainty Act." H.R. 4741, "Digital Asset Market Structure and Investor Protection Act."

Client expense: $410,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Council of Economic Advisers (CEA), Federal Communications Commission (FCC), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

Mobile payments, fraud, data security, data storage, open banking, regulatory reform, tax reporting, payments systems, cyber-security, financial services, merchant cash advances, privacy, the Federal Reserve and big data, CFPB prepaid products rule (Prepaid Accounts Under Direct Electronic Transfer Act {Regulation E} and the Truth in Lending Act), Federal Reserve Secure Payments Task Force, Marketplace lending, H.R. 10-Financial Choice Act of 2017, H.J. Res. 62/72-Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, S.J.Res.19 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, H. R. 1801-To delay the effective date of the final rule of the Bureau of Consumer Financial Protection titled Prepaid Accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth In Lending Act (Regulation Z)", S. 387-Consumer Financial Protection Bureau Accountability Act of 2017, S. 626-CFPB-IG Act of 2017. CFPB Governance Structure. H.J.Res. 111, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements." S.J.Res. 47, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements". H.R. 4439, Modernizing Credit Opportunities Act of 2017. H.R. 3299, Protecting Consumers' Access to Credit Act of 2017. S. 1642, Protecting Consumers' Access to Credit Act of 2017. H.R. 3354, Make America Secure & Prosperous Appropriations Act. H.R. 6743, Consumer Information Notification Requirement Act. H.R. 6850, Financial Reporting Threshold Modernization Act. "Potential Federal Reserve Actions To Support Interbank Settlement of Faster Payments, Request for Comments" (Docket # OP-1625). OCC ANPR "Reforming the Community Reinvestment Act Regulatory Framework" (Docket # OCC-2018- 0008). H.R. 1595, "SAFE Banking Act of 2019". FDIC Request for Information on Small-Dollar Lending (Docket No. RIN 3064-ZA04). S. 1200, Secure And Fair Enforcement Banking Act of 2019. H.R. 4813, Keep Big Tech Out of Finance Act. S. 2839, Eliminating Corporate Shadow Banking Act of 2019. S. 1951, Designing Accounting Safeguards To Help Broaden Oversight and Regulations on Data. H.R. 5574, "Preserving Small Business Lending Act of 2020." H.R. 6116, "Consumer Financial Protection Commission Act." S. 3548, "CARES Act." H.R. 6379, "Take Responsibility for Workers and Families Act." H.R. 748, "CARES Act." S. 3990, "Financial Product Safety Commission Act of 2020." H.R. 6886, "Paycheck Protection Program Flexibility Act of 2020." H.R. 710, "Paycheck Protection Program Flexibility Act of 2020." S.4116, "Bill to extend Paycheck Protection Program..." H.R. 8087, "Bill to extend Paycheck Protection Program..." H.R. 7777, "Paycheck Protection Small Business Forgiveness Act." H.R. 8265, "To amend the Small Business Act and the CARES Act to establish a program for second draw loans and make other modifications to the paycheck protection program and for other purposes..." S. 4614, "Postal Banking Act." H.R. 8406, "HEROS Act." H.R. 7889, "Small Business Lending Disclosure and Broker Regulation Act of 2020." OCC "True Lender." OCC "National Bank and Federal Savings Association Digital Activities." H.R. 8215, "Improving Digital Identity Act of 2020." U.S. House Committee on Financial Services' Task Force on Financial Technology and Task Force on Artificial Intelligence. S. 4999, "Emergency Direct Payments for Families and Workers Act of 2020." H.R. 8893, "Coronavirus Assistance for Americans Families Act." S. 4927, EIDL Forgiveness Act." H.R. 8827, "Stablecoin Classification and Regulation Act of 2020." S. 4800, "The Heroes Act." H.R. 8721, "Public Banking Act of 2020." S.J. Res 15, "True Lender." H.J. Res 35, "True Lender." H.R. 296, "Financial Technology Protection Act." H.R. 1602, "Eliminate Barriers to Innovation Act of 2021." H.R. 1996, "SAFE Banking Act of 2021." H.R. 2561, "Promoting Access to Capital in Underbanked Communities Act of 2021." H.R. 5045, "Blockchain Certainty Act."

Client expense: $230,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Council of Economic Advisers (CEA), Federal Communications Commission (FCC), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

Mobile payments, fraud, data security, data storage, open banking, regulatory reform, tax reporting, payments systems, cyber-security, financial services, merchant cash advances, privacy, the Federal Reserve and big data, CFPB prepaid products rule (Prepaid Accounts Under Direct Electronic Transfer Act {Regulation E} and the Truth in Lending Act), Federal Reserve Secure Payments Task Force, Marketplace lending, H.R. 10-Financial Choice Act of 2017, H.J. Res. 62/72-Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, S.J.Res.19 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, H. R. 1801-To delay the effective date of the final rule of the Bureau of Consumer Financial Protection titled Prepaid Accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth In Lending Act (Regulation Z)", S. 387-Consumer Financial Protection Bureau Accountability Act of 2017, S. 626-CFPB-IG Act of 2017. CFPB Governance Structure. H.J.Res. 111, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements." S.J.Res. 47, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements". H.R. 4439, Modernizing Credit Opportunities Act of 2017. H.R. 3299, Protecting Consumers' Access to Credit Act of 2017. S. 1642, Protecting Consumers' Access to Credit Act of 2017. H.R. 3354, Make America Secure & Prosperous Appropriations Act. H.R. 6743, Consumer Information Notification Requirement Act. H.R. 6850, Financial Reporting Threshold Modernization Act. "Potential Federal Reserve Actions To Support Interbank Settlement of Faster Payments, Request for Comments" (Docket # OP-1625). OCC ANPR "Reforming the Community Reinvestment Act Regulatory Framework" (Docket # OCC-2018- 0008). H.R. 1595, "SAFE Banking Act of 2019". FDIC Request for Information on Small-Dollar Lending (Docket No. RIN 3064-ZA04). S. 1200, Secure And Fair Enforcement Banking Act of 2019. H.R. 4813, Keep Big Tech Out of Finance Act. S. 2839, Eliminating Corporate Shadow Banking Act of 2019. S. 1951, Designing Accounting Safeguards To Help Broaden Oversight and Regulations on Data. H.R. 5574, "Preserving Small Business Lending Act of 2020." H.R. 6116, "Consumer Financial Protection Commission Act." S. 3548, "CARES Act." H.R. 6379, "Take Responsibility for Workers and Families Act." H.R. 748, "CARES Act." S. 3990, "Financial Product Safety Commission Act of 2020." H.R. 6886, "Paycheck Protection Program Flexibility Act of 2020." H.R. 710, "Paycheck Protection Program Flexibility Act of 2020." S.4116, "Bill to extend Paycheck Protection Program..." H.R. 8087, "Bill to extend Paycheck Protection Program..." H.R. 7777, "Paycheck Protection Small Business Forgiveness Act." H.R. 8265, "To amend the Small Business Act and the CARES Act to establish a program for second draw loans and make other modifications to the paycheck protection program and for other purposes..." S. 4614, "Postal Banking Act." H.R. 8406, "HEROS Act." H.R. 7889, "Small Business Lending Disclosure and Broker Regulation Act of 2020." OCC "True Lender." OCC "National Bank and Federal Savings Association Digital Activities." H.R. 8215, "Improving Digital Identity Act of 2020." U.S. House Committee on Financial Services' Task Force on Financial Technology and Task Force on Artificial Intelligence. S. 4999, "Emergency Direct Payments for Families and Workers Act of 2020." H.R. 8893, "Coronavirus Assistance for Americans Families Act." S. 4927, EIDL Forgiveness Act." H.R. 8827, "Stablecoin Classification and Regulation Act of 2020." S. 4800, "The Heroes Act." H.R. 8721, "Public Banking Act of 2020." S.J. Res 15, "True Lender." H.J. Res 35, "True Lender." H.R. 296, "Financial Technology Protection Act." H.R. 1602, "Eliminate Barriers to Innovation Act of 2021." H.R. 1996, "SAFE Banking Act of 2021." H.R. 2561, "Promoting Access to Capital in Underbanked Communities Act of 2021."

Client expense: $230,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Council of Economic Advisers (CEA), Federal Communications Commission (FCC), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

Mobile payments, fraud, data security, data storage, open banking, regulatory reform, tax reporting, payments systems, cyber-security, financial services, merchant cash advances, privacy, the Federal Reserve and big data, CFPB prepaid products rule (Prepaid Accounts Under Direct Electronic Transfer Act {Regulation E} and the Truth in Lending Act), Federal Reserve Secure Payments Task Force, Marketplace lending, H.R. 10-Financial Choice Act of 2017, H.J. Res. 62/72-Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, S.J.Res.19 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, H. R. 1801-To delay the effective date of the final rule of the Bureau of Consumer Financial Protection titled Prepaid Accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth In Lending Act (Regulation Z)", S. 387-Consumer Financial Protection Bureau Accountability Act of 2017, S. 626-CFPB-IG Act of 2017. CFPB Governance Structure. H.J.Res. 111, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements." S.J.Res. 47, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements". H.R. 4439, Modernizing Credit Opportunities Act of 2017. H.R. 3299, Protecting Consumers' Access to Credit Act of 2017. S. 1642, Protecting Consumers' Access to Credit Act of 2017. H.R. 3354, Make America Secure & Prosperous Appropriations Act. H.R. 6743, Consumer Information Notification Requirement Act. H.R. 6850, Financial Reporting Threshold Modernization Act. "Potential Federal Reserve Actions To Support Interbank Settlement of Faster Payments, Request for Comments" (Docket # OP-1625). OCC ANPR "Reforming the Community Reinvestment Act Regulatory Framework" (Docket # OCC-2018- 0008). H.R. 1595, "SAFE Banking Act of 2019". FDIC Request for Information on Small-Dollar Lending (Docket No. RIN 3064-ZA04). S. 1200, Secure And Fair Enforcement Banking Act of 2019. H.R. 4813, Keep Big Tech Out of Finance Act. S. 2839, Eliminating Corporate Shadow Banking Act of 2019. S. 1951, Designing Accounting Safeguards To Help Broaden Oversight and Regulations on Data. H.R. 5574, "Preserving Small Business Lending Act of 2020." H.R. 6116, "Consumer Financial Protection Commission Act." S. 3548, "CARES Act." H.R. 6379, "Take Responsibility for Workers and Families Act." H.R. 748, "CARES Act." S. 3990, "Financial Product Safety Commission Act of 2020." H.R. 6886, "Paycheck Protection Program Flexibility Act of 2020." H.R. 710, "Paycheck Protection Program Flexibility Act of 2020." S.4116, "Bill to extend Paycheck Protection Program..." H.R. 8087, "Bill to extend Paycheck Protection Program..." H.R. 7777, "Paycheck Protection Small Business Forgiveness Act." H.R. 8265, "To amend the Small Business Act and the CARES Act to establish a program for second draw loans and make other modifications to the paycheck protection program and for other purposes..." S. 4614, "Postal Banking Act." H.R. 8406, "HEROS Act." H.R. 7889, "Small Business Lending Disclosure and Broker Regulation Act of 2020." OCC "True Lender." OCC "National Bank and Federal Savings Association Digital Activities." H.R. 8215, "Improving Digital Identity Act of 2020." U.S. House Committee on Financial Services' Task Force on Financial Technology and Task Force on Artificial Intelligence. S. 4999, "Emergency Direct Payments for Families and Workers Act of 2020." H.R. 8893, "Coronavirus Assistance for Americans Families Act." S. 4927, EIDL Forgiveness Act." H.R. 8827, "Stablecoin Classification and Regulation Act of 2020." S. 4800, "The Heroes Act." H.R. 8721, "Public Banking Act of 2020." S.J. Res 15, "True Lender." H.J. Res 35, "True Lender." H.R. 296, "Financial Technology Protection Act." H.R. 1602, "Eliminate Barriers to Innovation Act of 2021." H.R. 1996, "SAFE Banking Act of 2021."

Client expense: $230,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Council of Economic Advisers (CEA), Federal Communications Commission (FCC), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 3154Homeownership for DREAMers Act116 S. 1929Homeownership for DREAMers Act116 H.R. 3375Stopping Bad Robocalls Act116 H.R. 4351Yes In My Backyard Act116 H.R. 2210Invest in America Act116 H.R. 123FHA Additional Credit Pilot Program Reauthorization Act116 H.R. 5187Housing as Infrastructure 116 HR 4813 Keep Big Tech Out Of Finance Act116 H.R. 4160 Preventing Foreclosures on Seniors Act116 H.R. 5599Fulfilling the Promise of the Housing Trust Fund Act116 H.R. 5001Non-Judicial Foreclosure Deby Collection Clarification Act116 H.R. 3316Neighborhood Homes Investment Act116 S. 2520THUD and Related Agencies Appropriations Act, 2020116 H.R. 1865Further Consolidated Appropriations Act, 2020116 H.R. 3620Strategy and Investment in Rural Housing Preservation Act of 2019116 S. 1919Yes In My Backyard Act116 S. 4073Neighborhood Homes Investment Act116 H.R. 748Coronavirus Aid, Relief, and Economic Security Act116 H.R. 6800Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act116 H.R. 6794Promoting Credit Access to Homebuyers Act116 S. 3533Securing and Enabling Commerce Using Remote and Electronic Notarization Act116 H.R. 6364Securing and Enabling Commerce Using Remote and Electronic Notarization Act116 H.R. 5931Improving FHA Support For Small Dollar Mortgages Act116 S. 1564Continued Encouragement for Consumer Lending Act116 H.R. 6820 the " Emergency Rental Assistance and Rental Market Stabilization Act of 2020 ."116 H.R. 6741the "COVID-19 Mortgage Relief Act."116 H.R. 6736 the " Protect Rural Renters Act of 2020116 H.R. 6873the "Emergency Housing Assistance for Older Adults Act of 2020."116 H.R. 7084the "Emergency Housing Voucher Act of 2020."116 H.R. 6760the "Fair Housing Further Enforcement Emergency Act of 2020116 H.R. 6704the "Coronavirus Housing Counseling Improvement Act of 2020."116 H.R. 6806 the "COVID-19 Emergency Housing Relief Act of 2020."116 H.R. 6899the "Know Your Housing Rights Act of 2020."116 H.R. 6423To provide for a temporary debt collection moratorium during the COVID-19 emergency period, and for other purposes116 S. 3620A bill to establish a Housing Assistance Fund at the Department of the Treasury116 H.R. 7010 Paycheck Protection Program Flexibility Act116 S. 4098Coronavirus Housing Counseling Improvement Act116 HR 7301Emergency Housing Protections and Relief Act of 2020116

Client expense: $652,536 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of

Payment Security and Authentication, Open Payment Standards, Payments Research, Financial Inclusion, Real-time Payments, Online Lending, Open Finance Applications; Opposing HR 4813, Keep Big Tech Out of Finance Act; Issues related to the SBA's Paycheck Protection Program and the Federal Reserve's Main Street Lending Facility; Implementation of CARES Act (Pub.L. 116-136)

Client expense: Not reported · Firm income: $120,000

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Small Business Administration (SBA), Treasury, Dept of

Payment Security and Authentication, Open Payment Standards, Payments Research, Financial Inclusion, Real-time Payments, Online Lending, Open Finance Applications; Opposing HR 4813, Keep Big Tech Out of Finance Act; Issues related to the SBA's Paycheck Protection Program and the Federal Reserve's Main Street Lending Facility; Implementation of CARES Act (Pub.L. 116-136)

Client expense: Not reported · Firm income: $120,000

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Small Business Administration (SBA), Treasury, Dept of

Issues related to payment processing, debit reforms, financial innovation and technology, including the Payment Choice Act of 2019 (H.R. 2650), the Payments Modernization Act of 2019 (H.R. 3951 / S. 2243), the COUNTER Act (H.R. 2514), the ILLICIT CASH Act (S. 2563), and the Keep Big Tech Out of Finance Act (H.R. 4813), lending, gift cards, money transmission licensing, payment authentication, data security, and financial inclusion.

Client expense: $4,740,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Centers For Disease Control & Prevention (CDC), Commerce, Dept of (DOC), Consumer Product Safety Commission (CPSC), Defense, Dept of (DOD), Education, Dept of, Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), Food & Drug Administration (FDA), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Security Council (NSC), Natl Telecommunications & Information Administration (NTIA), Office of Management & Budget (OMB), Office of Science & Technology Policy (OSTP), Patent & Trademark Office (PTO), Postal Regulatory Commission, SENATE, Small Business Administration (SBA), State, Dept of (DOS), Transportation Security Administration (TSA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Customs & Border Protection, U.S. Postal Service (USPS), U.S. Trade Representative (USTR), Veterans Affairs, Dept of (VA), White House Office

Mobile payments, fraud, data security, data storage, open banking, regulatory reform, tax reporting, payments systems, cyber-security, financial services, merchant cash advances, privacy, the Federal Reserve and big data, CFPB prepaid products rule (Prepaid Accounts Under Direct Electronic Transfer Act {Regulation E} and the Truth in Lending Act), Federal Reserve Secure Payments Task Force, Marketplace lending, H.R. 10-Financial Choice Act of 2017, H.J. Res. 62/72-Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, S.J.Res.19 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, H. R. 1801-To delay the effective date of the final rule of the Bureau of Consumer Financial Protection titled Prepaid Accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth In Lending Act (Regulation Z)", S. 387-Consumer Financial Protection Bureau Accountability Act of 2017, S. 626-CFPB-IG Act of 2017. CFPB Governance Structure. H.J.Res. 111, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements." S.J.Res. 47, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements". H.R. 4439, Modernizing Credit Opportunities Act of 2017. H.R. 3299, Protecting Consumers' Access to Credit Act of 2017. S. 1642, Protecting Consumers' Access to Credit Act of 2017. H.R. 3354, Make America Secure & Prosperous Appropriations Act. H.R. 6743, Consumer Information Notification Requirement Act. H.R. 6850, Financial Reporting Threshold Modernization Act. "Potential Federal Reserve Actions To Support Interbank Settlement of Faster Payments, Request for Comments" (Docket # OP-1625). OCC ANPR "Reforming the Community Reinvestment Act Regulatory Framework" (Docket # OCC-2018-0008). H.R. 1595, "SAFE Banking Act of 2019". FDIC Request for Information on Small-Dollar Lending (Docket No. RIN 3064-ZA04). S. 1200, Secure And Fair Enforcement Banking Act of 2019. H.R. 4813, Keep Big Tech Out of Finance Act. S. 2839, Eliminating Corporate Shadow Banking Act of 2019. S. 1951, Designing Accounting Safeguards To Help Broaden Oversight and Regulations on Data. H.R. 5574, "Preserving Small Business Lending Act of 2020." H.R. 6116, "Consumer Financial Protection Commission Act." S. 3548, "CARES Act." H.R. 6379, "Take Responsibility for Workers and Families Act." H.R. 748, "CARES Act." S. 3990, "Financial Product Safety Commission Act of 2020." H.R. 6886, "Paycheck Protection Program Flexibility Act of 2020." H.R. 710, "Paycheck Protection Program Flexibility Act of 2020." S.4116, "Bill to extend Paycheck Protection Program..." H.R. 8087, "Bill to extend Paycheck Protection Program..." H.R. 7777, "Paycheck Protection Small Business Forgiveness Act." H.R. 8265, "To amend the Small Business Act and the CARES Act to establish a program for second draw loans and make other modifications to the paycheck protection program and for other purposes..." S. 4614, "Postal Banking Act." H.R. 8406, "HEROS Act." H.R. 7889, "Small Business Lending Disclosure and Broker Regulation Act of 2020." OCC "True Lender." OCC "National Bank and Federal Savings Association Digital Activities." H.R. 8215, "Improving Digital Identity Act of 2020." U.S. House Committee on Financial Services' Task Force on Financial Technology and Task Force on Artificial Intelligence. S. 4999, "Emergency Direct Payments for Families and Workers Act of 2020." H.R. 8893, "Coronavirus Assistance for Americans Families Act." S. 4927, EIDL Forgiveness Act." H.R. 8827, "Stablecoin Classification and Regulation Act of 2020." S. 4800, "The Heroes Act." H.R. 8721, "Public Banking Act of 2020."

Client expense: $230,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Council of Economic Advisers (CEA), Federal Communications Commission (FCC), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 123FHA Additional Credit Pilot Program Reauthorization Act116 H.R. 133Consolidated Appropriations Act, 2021116 H.R. 748Coronavirus Aid, Relief, and Economic Security Act116 H.R. 2210Invest in America Act116 H.R. 3154Homeownership for DREAMers Act116 H.R. 3375Stopping Bad Robocalls Act116 H.R. 3620Strategy and Investment in Rural Housing Preservation Act of 2019116 H.R. 4160 Preventing Foreclosures on Seniors Act116 H.R. 4351Yes In My Backyard Act116 H.R. 4813 Keep Big Tech Out Of Finance Act116 H.R. 5001Non-Judicial Foreclosure Deby Collection Clarification Act116 H.R. 5187Housing as Infrastructure 116 H.R. 5599Fulfilling the Promise of the Housing Trust Fund Act116 H.R. 5931Improving FHA Support For Small Dollar Mortgages Act116 H.R. 6364Securing and Enabling Commerce Using Remote and Electronic Notarization Act116 H.R. 6394the Uniform Treatment of NRSROs Act H.R. 6423To provide for a temporary debt collection moratorium during the COVID-19 emergency period, and for other purposes116 H.R. 6704the "Coronavirus Housing Counseling Improvement Act of 2020."116 H.R. 6736 the " Protect Rural Renters Act of 2020116 H.R. 6741the "COVID-19 Mortgage Relief Act."116 H.R. 6760the "Fair Housing Further Enforcement Emergency Act of 2020116 H.R. 6794Promoting Credit Access to Homebuyers Act116 H.R. 6800Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act116 H.R. 6806 the "COVID-19 Emergency Housing Relief Act of 2020."116 H.R. 6820 the " Emergency Rental Assistance and Rental Market Stabilization Act of 2020 ."116 H.R. 6873the "Emergency Housing Assistance for Older Adults Act of 2020."116 H.R. 6899the "Know Your Housing Rights Act of 2020."116 H.R. 7010 Paycheck Protection Program Flexibility Act116 H.R. 7105Johnny Isakson and David P. Roe, M.D. Veterans Health Care and Benefits Improvements Act of 2020116 H.R. 7084the "Emergency Housing Voucher Act of 2020."116 H.R. 7301Emergency Housing Protections and Relief Act of 2020116 H.R. 7616 Making appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2021, and for other purposes.116 H.R. 7668 Financial Services and General Government Appropriations Act, 2021116 H.R. 7743 To require the Secretary of Housing and Urban Development to establish a national evictions database, and for other purposes.116 H.R. 7796 To amend the Fair Debt Collection Practices Act to restrict collections of consumer debt during a national disaster or emergency, and for other purposes.116 H.R. 7809the Helping Open Properties Endeavor (HOPE) Act116 H.R. 7858 To require the provision of notice to homeowners regarding available housing relief to respond to the COVID-19 pandemic, and for other purposes.116 H.R. 7952 Veteran Benefits Enhancement and Expansion Act of 2020116 H.R. 8003 To require the provision of notice to homeowners regarding available housing relief to respond to the COVID-19 pandemic, and for other purposes.116 H.R. 8252 To require the Director of the Federal Housing Finance Agency to require each enterprise to include a military service question on the form known as the Uniform Residential Loan Application above the signature line of such application, and for other purposes.116 H.R. 8337 the Continuing Appropriations Act, 2021 and Other Extensions Act116 H.R. 8406 The Heroes Act116 S.371The Build Act116 S.787American Housing and Economic Mobility Act of 2019116 S. 1564Continued Encouragement for Consumer Lending Act116 S. 1919Yes In My Backyard Act116 S. 1929Homeownership for DREAMers Act116 S.2725Native American Housing Affordability Act of 2019116 S.3509A bill to provide borrowers the right to request forbearance on mortgage loan payments due to a declared disaster, and for other purposes.116 S. 3533Securing and Enabling Commerce Using Remote and Electronic Notarization Act116 S. 3620A bill to establish a Housing Assistance Fund at the Department of the Treasury116 S.3639Housing Financial Literacy Act of 2020116 S.3585Moratorium on Coronavirus Evictions Act116 S.4097Protecting Renters from Evictions and Fees Act of 2020116 S. 4098Coronavirus Housing Counseling Improvement Act116 S. 4159the Electronic Signatures in Global and National Commerce Act116 S. 4260the Promoting Access to Credit for Homebuyers Act of 2020116 S. 4320the Coronarius Response Additional Supplemental Appropriations Act, 2020116 S. 4511Veteran Benefits Enhancement and Expansion Act of 2020116 S.4519RELIEF Act116 S. 4626the SAFE DATA Act116 S. 4670the Preserving Equity on Main Street Act116 S.4969A bill to authorize the Secretary of Housing and Urban Development to provide funding to public housing agencies for the purpose of providing tenant-based assistance to individuals experiencing an economic crisis or natural disaster, and for other purposes.116 S.5061Housing Supply and Affordability Act116

Client expense: $666,854 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of

Issues related to banking regulatory reform: -Implementation of S. 2155 (from 115th Congress) -HR 1500 - Consumers First Act -Issues related to Current Expected Credit Loss -HR 3182 - CECL Consumer Impact and Study Bill of 2019 -HR 6800 - The Heroes Act -Issues related to BSA/AML -S.2563 ILLICIT CASH Act -HR 1018 - Improving Corporate Governance Through Diversity Act -HR 3278 - Diversity in Corporate Leadership Act -Issues related to arbitration -HR 327 - Ending Forced Arbitration for Victims of Data Breaches Act of 2019 -Issues related to interest rate caps -HR 5050 Veterans and Consumers Fair Credit Act -S 3548 - CARES Act -HR 6216 - Emergency Assistance for Student Borrowers Act -S. 3502 - The Community Bank Regulatory Relief Act -HR 6395 - National Defense Authorization Act for Fiscal Year 2021(issues related to banking) -HR 5332 - Protecting Your Credit Score Act of 2020 -S. 375 - Payment Integrity Information Act of 2019 -HR 3621 - Comprehensive CREDIT Act of 2020 -S. 2961 - Data Care Act of 2019 -HR 3948 - Debt Collection Practices Harmonization Act -HR 4813 - Keep Big Tech Out Of Finance Act -S 2685 - Consumer Credit Control Act of 2019 -Issues related to unfair, deceptive, and abusive acts and practices -Issues related to financial innovation -Issues related to financial literacy -Issues related to the Community Reinvestment Act -Issues related to brokered deposits -Issues related to debt collection -Issues related to artificial intelligence -Issues related to interest rate exportation -Issues related to small business data collection -Issues related to modernized disclosures -Issues related to privacy -Issues related to Covid-19 Relief

Client expense: $550,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of

Issues related to CFPB and Dodd-Frank, Public Law No: 111-203, reform. H.R. 4813, Keep Big Tech Out of Finance Act, H.R. 5318, Bank Merger Review Modernization Act, S. 2839, Eliminating Corporate Shadow Banking Act. Implementation of Coronavirus Aid, Relief, and Economic Security (CARES) Act (P.L. 116-136)

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC)

Digital Assets, crypto currencies, blockchain and related legislation; H.R. 2144, The Token Taxonomy Act of 2019. H.R. 4813 Keep Big Tech Out of Finance Act; H.R. 5197, Managed Stable Coins and Securities Act of 2019. H.R. 8373, the Digital Commodity Exchange Act of 2020.

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Digital Assets, crypto currencies, blockchain and related legislation; H.R. 2144, The Token Taxonomy Act of 2019. H.R. 4813 Keep Big Tech Out of Finance Act; H.R. 5197, Managed Stable Coins are Securities Act of 2019. H.R. 8373, the Digital Commodity Exchange Act of 2020.

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to payment processing, debit reforms, financial innovation and technology, including the Payment Choice Act of 2019 (H.R. 2650), the Payments Modernization Act of 2019 (H.R. 3951 / S. 2243), the COUNTER Act (H.R. 2514), the ILLICIT CASH Act (S. 2563), and the Keep Big Tech Out of Finance Act (H.R. 4813), lending, gift cards, money transmission licensing, payment authentication, data security, and financial inclusion.

Client expense: $4,410,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Centers For Disease Control & Prevention (CDC), Commerce, Dept of (DOC), Consumer Product Safety Commission (CPSC), Defense, Dept of (DOD), Education, Dept of, Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), Food & Drug Administration (FDA), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Security Council (NSC), Natl Telecommunications & Information Administration (NTIA), Office of Management & Budget (OMB), Office of Science & Technology Policy (OSTP), Patent & Trademark Office (PTO), Postal Regulatory Commission, SENATE, Small Business Administration (SBA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Customs & Border Protection, U.S. Postal Service (USPS), U.S. Trade Representative (USTR), Veterans Affairs, Dept of (VA), White House Office

H.R. 123FHA Additional Credit Pilot Program Reauthorization Act116 H.R. 748Coronavirus Aid, Relief, and Economic Security Act116 H.R. 2210Invest in America Act116 H.R. 3154Homeownership for DREAMers Act116 H.R. 3316Neighborhood Homes Investment Act116 H.R. 3375Stopping Bad Robocalls Act116 H.R. 3620Strategy and Investment in Rural Housing Preservation Act of 2019116 H.R. 4160 Preventing Foreclosures on Seniors Act116 H.R. 4351Yes In My Backyard Act116 H.R. 4813 Keep Big Tech Out Of Finance Act116 H.R. 5001Non-Judicial Foreclosure Deby Collection Clarification Act116 H.R. 5187Housing as Infrastructure 116 H.R. 5599Fulfilling the Promise of the Housing Trust Fund Act116 H.R. 5931Improving FHA Support For Small Dollar Mortgages Act116 H.R. 6364Securing and Enabling Commerce Using Remote and Electronic Notarization Act116 H.R. 6394the Uniform Treatment of NRSROs Act H.R. 6423To provide for a temporary debt collection moratorium during the COVID-19 emergency period, and for other purposes116 H.R. 6704the "Coronavirus Housing Counseling Improvement Act of 2020."116 H.R. 6736 the " Protect Rural Renters Act of 2020116 H.R. 6741the "COVID-19 Mortgage Relief Act."116 H.R. 6760the "Fair Housing Further Enforcement Emergency Act of 2020116 H.R. 6794Promoting Credit Access to Homebuyers Act116 H.R. 6800Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act116 H.R. 6806 the "COVID-19 Emergency Housing Relief Act of 2020."116 H.R. 6820 the " Emergency Rental Assistance and Rental Market Stabilization Act of 2020 ."116 H.R. 6873the "Emergency Housing Assistance for Older Adults Act of 2020."116 H.R. 6899the "Know Your Housing Rights Act of 2020."116 H.R. 7010 Paycheck Protection Program Flexibility Act116 H.R. 7084the "Emergency Housing Voucher Act of 2020."116 H.R. 7105the Dependable Employment and Living Improvements for Veterans Economic Recovery Act (DELIVER) H.R. 7301Emergency Housing Protections and Relief Act of 2020 H.R. 7616 Making appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2021, and for other purposes. H.R. 7668 Financial Services and General Government Appropriations Act, 2021 H.R. 7743 To require the Secretary of Housing and Urban Development to establish a national evictions database, and for other purposes. H.R. 7796 To amend the Fair Debt Collection Practices Act to restrict collections of consumer debt during a national disaster or emergency, and for other purposes. H.R. 7809the Helping Open Properties Endeavor (HOPE) Act H.R. 7858 To require the provision of notice to homeowners regarding available housing relief to respond to the COVID-19 pandemic, and for other purposes. H.R. 7952 Veteran Benefits Enhancement and Expansion Act of 2020 H.R. 8003 To require the provision of notice to homeowners regarding available housing relief to respond to the COVID-19 pandemic, and for other purposes. H.R. 8252 To require the Director of the Federal Housing Finance Agency to require each enterprise to include a military service question on the form known as the Uniform Residential Loan Application above the signature line of such application, and for other purposes. H.R. 8337 the Continuing Appropriations Act, 2021 and Other Extensions Act H.R. 8406 the Heroes Act S. 1564Continued Encouragement for Consumer Lending Act116 S. 1919Yes In My Backyard Act116 S. 1929Homeownership for DREAMers Act116 S. 3533Securing and Enabling Commerce Using Remote and Electronic Notarization Act116 S. 3620A bill to establish a Housing Assistance Fund at the Department of the Treasury116 S. 4073Neighborhood Homes Investment Act116 S. 4098Coronavirus Housing Counseling Improvement Act116 S. 4159the Electronic Signatures in Global and National Commerce Act S. 4260the Promoting Access to Credit for Homebuyers Act of 2020 S. 4320the Coronarius Response Additional Supplemental Appropriations Act, 2020 S. 4626the SAFE DATA Act S. 4670the Preserving Equity on Main Street Act 116

Client expense: $535,687 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of

Issues related to CFPB and Dodd-Frank, Public Law No: 111-203, reform. H.R. 4813, Keep Big Tech Out of Finance Act, H.R. 5318, Bank Merger Review Modernization Act, S. 2839, Eliminating Corporate Shadow Banking Act. Implementation of Coronavirus Aid, Relief, and Economic Security (CARES) Act (P.L. 116-136)

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC)

Issues related to banking regulatory reform: -Implementation of S. 2155 (from 115th Congress) -HR 1500 - Consumers First Act -Issues related to Current Expected Credit Loss -HR 3182 - CECL Consumer Impact and Study Bill of 2019 -HR 6800 - The Heroes Act -Issues related to BSA/AML -S.2563 ILLICIT CASH Act -HR 1018 - Improving Corporate Governance Through Diversity Act -HR 3278 - Diversity in Corporate Leadership Act -Issues related to arbitration -HR 327 - Ending Forced Arbitration for Victims of Data Breaches Act of 2019 -Issues related to interest rate caps -HR 5050 Veterans and Consumers Fair Credit Act -S 3548 - CARES Act -HR 6216 - Emergency Assistance for Student Borrowers Act -S. 3502 - The Community Bank Regulatory Relief Act -HR 6395 - National Defense Authorization Act for Fiscal Year 2021(issues related to banking) -HR 5332 - Protecting Your Credit Score Act of 2020 -S. 375 - Payment Integrity Information Act of 2019 -HR 3621 - Comprehensive CREDIT Act of 2020 -S. 2961 - Data Care Act of 2019 -HR 3948 - Debt Collection Practices Harmonization Act -HR 4813 - Keep Big Tech Out Of Finance Act -S 2685 - Consumer Credit Control Act of 2019 -HR 1602 - TRACED ACT -S. 819 - Federal Communications Commission Reporting Modernization Act of 2019 -Issues related to unfair, deceptive, and abusive acts and practices -Issues related to financial innovation -Issues related to financial literacy -Issues related to the Community Reinvestment Act -Issues related to brokered deposits -Issues related to debt collection -Issues related to artificial intelligence -Issues related to interest rate exportation -Issues related to small business data collection -Issues related to modernized disclosures -Issues related to privacy -Issues related to Covid-19 Relief

Client expense: $600,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of

Payment Security and Authentication, Open Payment Standards, Payments Research, Financial Inclusion, Real-time Payments, Online Lending, Open Finance Applications; Opposing HR 4813, Keep Big Tech Out of Finance Act; Issues related to the SBA's Paycheck Protection Program and the Federal Reserve's Main Street Lending Facility; Implementation of CARES Act (Pub.L. 116-136)

Client expense: Not reported · Firm income: $120,000

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Small Business Administration (SBA), Treasury, Dept of

Payment Security and Authentication, Open Payment Standards, Payments Research, Financial Inclusion, Real-time Payments, Online Lending, Open Finance Applications; Opposing HR 4813, Keep Big Tech Out of Finance Act; Issues related to the SBA's Paycheck Protection Program and the Federal Reserve's Main Street Lending Facility; Implementation of CARES Act (Pub.L. 116-136)

Client expense: Not reported · Firm income: $120,000

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Small Business Administration (SBA), Treasury, Dept of

Digital Assets, crypto currencies, blockchain and related legislation; H.R. 2144, The Token Taxonomy Act of 2019. H.R. 4813 Keep Big Tech Out of Finance Act; H.R. 5197, Managed Stable Coins are Securities Act of 2019.

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Digital Assets, crypto currencies, blockchain and related legislation; H.R. 2144, The Token Taxonomy Act of 2019. H.R. 4813 Keep Big Tech Out of Finance Act; H.R. 5197, Managed Stable Coins and Securities Act of 2019.

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Mobile payments, fraud, data security, data storage, open banking, regulatory reform, tax reporting, payments systems, cyber-security, financial services, merchant cash advances, privacy, the Federal Reserve and big data, CFPB prepaid products rule (Prepaid Accounts Under Direct Electronic Transfer Act {Regulation E} and the Truth in Lending Act), Federal Reserve Secure Payments Task Force, Marketplace lending, H.R. 10-Financial Choice Act of 2017, H.J. Res. 62/72-Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, S.J.Res.19 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, H. R. 1801-To delay the effective date of the final rule of the Bureau of Consumer Financial Protection titled Prepaid Accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth In Lending Act (Regulation Z)", S. 387-Consumer Financial Protection Bureau Accountability Act of 2017, S. 626-CFPB-IG Act of 2017. CFPB Governance Structure. H.J.Res. 111, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements." S.J.Res. 47, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements". H.R. 4439, Modernizing Credit Opportunities Act of 2017. H.R. 3299, Protecting Consumers' Access to Credit Act of 2017. S. 1642, Protecting Consumers' Access to Credit Act of 2017. H.R. 3354, Make America Secure & Prosperous Appropriations Act. H.R. 6743, Consumer Information Notification Requirement Act. H.R. 6850, Financial Reporting Threshold Modernization Act. "Potential Federal Reserve Actions To Support Interbank Settlement of Faster Payments, Request for Comments" (Docket # OP-1625). OCC ANPR "Reforming the Community Reinvestment Act Regulatory Framework" (Docket # OCC-2018-0008). H.R. 1595, "SAFE Banking Act of 2019". FDIC Request for Information on Small-Dollar Lending (Docket No. RIN 3064-ZA04). S. 1200, Secure And Fair Enforcement Banking Act of 2019. H.R. 4813, Keep Big Tech Out of Finance Act. S. 2839, Eliminating Corporate Shadow Banking Act of 2019. S. 1951, Designing Accounting Safeguards To Help Broaden Oversight and Regulations on Data. H.R. 5574, "Preserving Small Business Lending Act of 2020." H.R. 6116, "Consumer Financial Protection Commission Act." S. 3548, "CARES Act." H.R. 6379, "Take Responsibility for Workers and Families Act." H.R. 748, "CARES Act." S. 3990, "Financial Product Safety Commission Act of 2020." H.R. 6886, "Paycheck Protection Program Flexibility Act of 2020." H.R. 710, "Paycheck Protection Program Flexibility Act of 2020." S.4116, "Bill to extend Paycheck Protection Program..." H.R. 8087, "Bill to extend Paycheck Protection Program..." H.R. 7777, "Paycheck Protection Small Business Forgiveness Act." H.R. 8265, "To amend the Small Business Act and the CARES Act to establish a program for second draw loans and make other modifications to the paycheck protection program and for other purposes..." S. 4614, "Postal Banking Act." H.R. 8406, "HEROS Act." H.R. 7889, "Small Business Lending Disclosure and Broker Regulation Act of 2020." OCC "True Lender." OCC "National Bank and Federal Savings Association Digital Activities." H.R. 8215, "Improving Digital Identity Act of 2020." U.S. House Committee on Financial Services' Task Force on Financial Technology and Task Force on Artificial Intelligence.

Client expense: $280,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Council of Economic Advisers (CEA), Federal Communications Commission (FCC), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

Payment Security and Authentication, Open Payment Standards, Payments Research, Financial Inclusion, Real-time Payments, Online Lending, Open Finance Applications; Opposing HR 4813, Keep Big Tech Out of Finance Act; Issues related to the SBA's Paycheck Protection Program and the Federal Reserve's Main Street Lending Facility; S. 3548, CARES Act

Client expense: Not reported · Firm income: $120,000

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Small Business Administration (SBA), Treasury, Dept of

Payment Security and Authentication, Open Payment Standards, Payments Research, Financial Inclusion, Real-time Payments, Online Lending, Open Finance Applications; Opposing HR 4813, Keep Big Tech Out of Finance Act; Issues related to the SBA's Paycheck Protection Program and the Federal Reserve's Main Street Lending Facility

Client expense: Not reported · Firm income: $120,000

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Small Business Administration (SBA), Treasury, Dept of

Issues related to payment processing, debit reforms, financial innovation and technology, including the Payment Choice Act of 2019 (H.R. 2650), the Payments Modernization Act of 2019 (H.R. 3951 / S. 2243), the COUNTER Act (H.R. 2514), the ILLICIT CASH Act (S. 2563), and the Keep Big Tech Out of Finance Act (H.R. 4813), lending, gift cards, money transmission licensing, payment authentication, data security, and financial inclusion.

Client expense: $4,380,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Centers For Disease Control & Prevention (CDC), Commerce, Dept of (DOC), Consumer Product Safety Commission (CPSC), Defense, Dept of (DOD), Education, Dept of, Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), Food & Drug Administration (FDA), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Security Council (NSC), Natl Telecommunications & Information Administration (NTIA), Office of Management & Budget (OMB), Office of Science & Technology Policy (OSTP), Patent & Trademark Office (PTO), Postal Regulatory Commission, SENATE, Small Business Administration (SBA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Customs & Border Protection, U.S. Postal Service (USPS), U.S. Trade Representative (USTR), Veterans Affairs, Dept of (VA), White House Office

Payment Security and Authentication, Open Payment Standards, Payments Research, Financial Inclusion, Real-time Payments, Online Lending, Open Finance Applications; Opposing HR 4813, Keep Big Tech Out of Finance Act; Issues related to the SBA's Paycheck Protection Program and the Federal Reserve's Main Street Lending Facility

Client expense: Not reported · Firm income: $120,000

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Small Business Administration (SBA), Treasury, Dept of

Payment Security and Authentication, Open Payment Standards, Payments Research, Financial Inclusion, Real-time Payments, Online Lending, Open Finance Applications; Opposing HR 4813, Keep Big Tech Out of Finance Act; Issues related to the SBA's Paycheck Protection Program and the Federal Reserve's Main Street Lending Facility

Client expense: Not reported · Firm income: $120,000

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Small Business Administration (SBA), Treasury, Dept of

Issues related to CFPB and Dodd-Frank, Public Law No: 111-203, reform. H.R. 4813, Keep Big Tech Out of Finance Act, H.R. 5318, Bank Merger Review Modernization Act, S. 2839, Eliminating Corporate Shadow Banking Act. Implementation of Coronavirus Aid, Relief, and Economic Security (CARES) Act (P.L. 116-136)

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC)

H.R. 3154Homeownership for DREAMers Act116 S. 1929Homeownership for DREAMers Act116 H.R. 3375Stopping Bad Robocalls Act116 H.R. 4351Yes In My Backyard Act116 H.R. 2210Invest in America Act116 H.R. 123FHA Additional Credit Pilot Program Reauthorization Act116 H.R. 5187Housing as Infrastructure 116 HR 4813 Keep Big Tech Out Of Finance Act116 H.R. 4160 Preventing Foreclosures on Seniors Act116 H.R. 5599Fulfilling the Promise of the Housing Trust Fund Act116 H.R. 5001Non-Judicial Foreclosure Deby Collection Clarification Act116 H.R. 3316Neighborhood Homes Investment Act116 S. 2520THUD and Related Agencies Appropriations Act, 2020116 H.R. 1865Further Consolidated Appropriations Act, 2020116 H.R. 3620Strategy and Investment in Rural Housing Preservation Act of 2019116 S. 1919Yes In My Backyard Act116 S. 4073Neighborhood Homes Investment Act116 H.R. 748Coronavirus Aid, Relief, and Economic Security Act116 H.R. 6800Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act116 H.R. 6794Promoting Credit Access to Homebuyers Act116 S. 3533Securing and Enabling Commerce Using Remote and Electronic Notarization Act116 H.R. 6364Securing and Enabling Commerce Using Remote and Electronic Notarization Act116 H.R. 5931Improving FHA Support For Small Dollar Mortgages Act116 S. 1564Continued Encouragement for Consumer Lending Act116 H.R. 6820 the " Emergency Rental Assistance and Rental Market Stabilization Act of 2020 ."116 H.R. 6741the "COVID-19 Mortgage Relief Act."116 H.R. 6736 the " Protect Rural Renters Act of 2020116 H.R. 6873the "Emergency Housing Assistance for Older Adults Act of 2020."116 H.R. 7084the "Emergency Housing Voucher Act of 2020."116 H.R. 6760the "Fair Housing Further Enforcement Emergency Act of 2020116 H.R. 6704the "Coronavirus Housing Counseling Improvement Act of 2020."116 H.R. 6806 the "COVID-19 Emergency Housing Relief Act of 2020."116 H.R. 6899the "Know Your Housing Rights Act of 2020."116 H.R. 6423To provide for a temporary debt collection moratorium during the COVID-19 emergency period, and for other purposes116 S. 3620A bill to establish a Housing Assistance Fund at the Department of the Treasury116 H.R. 7010 Paycheck Protection Program Flexibility Act116 S. 4098Coronavirus Housing Counseling Improvement Act116 HR 7301Emergency Housing Protections and Relief Act of 2020116

Client expense: $652,536 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of

Mobile payments, fraud, data security, data storage, open banking, regulatory reform, tax reporting, payments systems, cyber-security, financial services, merchant cash advances, privacy, the Federal Reserve and big data, CFPB prepaid products rule (Prepaid Accounts Under Direct Electronic Transfer Act {Regulation E} and the Truth in Lending Act), Federal Reserve Secure Payments Task Force, Marketplace lending, H.R. 10-Financial Choice Act of 2017, H.J. Res. 62/72-Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, S.J.Res.19 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, H. R. 1801-To delay the effective date of the final rule of the Bureau of Consumer Financial Protection titled Prepaid Accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth In Lending Act (Regulation Z)", S. 387-Consumer Financial Protection Bureau Accountability Act of 2017, S. 626-CFPB-IG Act of 2017. CFPB Governance Structure. H.J.Res. 111, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements." S.J.Res. 47, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements". H.R. 4439, Modernizing Credit Opportunities Act of 2017. H.R. 3299, Protecting Consumers' Access to Credit Act of 2017. S. 1642, Protecting Consumers' Access to Credit Act of 2017. H.R. 3354, Make America Secure & Prosperous Appropriations Act. H.R. 6743, Consumer Information Notification Requirement Act. H.R. 6850, Financial Reporting Threshold Modernization Act. "Potential Federal Reserve Actions To Support Interbank Settlement of Faster Payments, Request for Comments" (Docket # OP-1625). OCC ANPR "Reforming the Community Reinvestment Act Regulatory Framework" (Docket # OCC-2018-0008). H.R. 1595, "SAFE Banking Act of 2019". FDIC Request for Information on Small-Dollar Lending (Docket No. RIN 3064-ZA04). S. 1200, Secure And Fair Enforcement Banking Act of 2019. H.R. 4813, Keep Big Tech Out of Finance Act. S. 2839, Eliminating Corporate Shadow Banking Act of 2019. S. 1951, Designing Accounting Safeguards To Help Broaden Oversight and Regulations on Data. H.R. 5574, "Preserving Small Business Lending Act of 2020." H.R. 6116, "Consumer Financial Protection Commission Act." S. 3548, "CARES Act." H.R. 6379, "Take Responsibility for Workers and Families Act." H.R. 748, "CARES Act." S. 3990, "Financial Product Safety Commission Act of 2020." H.R. 6886, "Paycheck Protection Program Flexibility Act of 2020." H.R. 710, "Paycheck Protection Program Flexibility Act of 2020." S.4116, "Bill to extend Paycheck Protection Program...: U.S. House Committee on Financial Services' Task Force on Financial Technology and Task Force on Artificial Intelligence.

Client expense: $300,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Council of Economic Advisers (CEA), Federal Communications Commission (FCC), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

Digital Assets, crypto currencies, blockchain and related legislation; H.R. 2144, The Token Taxonomy Act of 2019. H.R. 4813 Keep Big Tech Out of Finance Act; H.R. 5197, Managed Stable Coins and Securities Act of 2019. CARES Act implementation.

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Digital Assets, crypto currencies, blockchain and related legislation; H.R. 2144, The Token Taxonomy Act of 2019. H.R. 4813 Keep Big Tech Out of Finance Act; H.R. 5197, Managed Stable Coins are Securities Act of 2019. CARES Act implementation.

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Payment Security and Authentication, Open Payment Standards, Payments Research, Financial Inclusion, Real-time Payments, Online Lending, Open Finance Applications; Opposing HR 4813, Keep Big Tech Out of Finance Act; Issues related to the SBA's Paycheck Protection Program and the Federal Reserve's Main Street Lending Facility

Client expense: Not reported · Firm income: $120,000

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Small Business Administration (SBA), Treasury, Dept of

Payment Security and Authentication, Open Payment Standards, Payments Research, Financial Inclusion, Real-time Payments, Online Lending, Open Finance Applications; Opposing HR 4813, Keep Big Tech Out of Finance Act; Issues related to the SBA's Paycheck Protection Program and the Federal Reserve's Main Street Lending Facility

Client expense: Not reported · Firm income: $120,000

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Small Business Administration (SBA), Treasury, Dept of

Educate Members on financial offerings and H.R. 4813, the Keep Big Tech Out Of Finance Act.

Client expense: Not reported · Firm income: $90,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to payment processing, debit reforms, financial innovation and technology, including the Payment Choice Act of 2019 (H.R. 2650), the Payments Modernization Act of 2019 (H.R. 3951 / S. 2243), the COUNTER Act (H.R. 2514), the ILLICIT CASH Act (S. 2563), and the Keep Big Tech Out of Finance Act (H.R. 4813), lending, gift cards, money transmission licensing, payment authentication, data security, and financial inclusion.

Client expense: $4,330,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Centers For Disease Control & Prevention (CDC), Commerce, Dept of (DOC), Consumer Product Safety Commission (CPSC), Defense, Dept of (DOD), Education, Dept of, Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), Food & Drug Administration (FDA), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Security Council (NSC), Natl Telecommunications & Information Administration (NTIA), Office of Management & Budget (OMB), Office of Science & Technology Policy (OSTP), Patent & Trademark Office (PTO), Postal Regulatory Commission, SENATE, Small Business Administration (SBA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Customs & Border Protection, U.S. Postal Service (USPS), U.S. Trade Representative (USTR), Veterans Affairs, Dept of (VA), White House Office

Educated Members on Uber's financial services offerings and H.R. 4813, the Keep Big Tech Out Of Finance Act.

Client expense: Not reported · Firm income: $80,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to CFPB and Dodd-Frank, Public Law No: 111-203, reform. H.R. 4813, Keep Big Tech Out of Finance Act, H.R. 5318, Bank Merger Review Modernization Act, S. 2839, Eliminating Corporate Shadow Banking Act. H.R. 748 Coronavirus Aid, Relief, and Economic Security (CARES) Act (P.L. 116-136)

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC)

Mobile payments, fraud, data security, data storage, open banking, regulatory reform, tax reporting, payments systems, cyber-security, financial services, merchant cash advances, privacy, the Federal Reserve and big data, CFPB prepaid products rule (Prepaid Accounts Under Direct Electronic Transfer Act {Regulation E} and the Truth in Lending Act), Federal Reserve Secure Payments Task Force, Marketplace lending, H.R. 10-Financial Choice Act of 2017, H.J. Res. 62/72-Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, S.J.Res.19 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, H. R. 1801-To delay the effective date of the final rule of the Bureau of Consumer Financial Protection titled Prepaid Accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth In Lending Act (Regulation Z)", S. 387-Consumer Financial Protection Bureau Accountability Act of 2017, S. 626-CFPB-IG Act of 2017. CFPB Governance Structure. H.J.Res. 111, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements." S.J.Res. 47, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements". H.R. 4439, Modernizing Credit Opportunities Act of 2017. H.R. 3299, Protecting Consumers' Access to Credit Act of 2017. S. 1642, Protecting Consumers' Access to Credit Act of 2017. H.R. 3354, Make America Secure & Prosperous Appropriations Act. H.R. 6743, Consumer Information Notification Requirement Act. H.R. 6850, Financial Reporting Threshold Modernization Act. "Potential Federal Reserve Actions To Support Interbank Settlement of Faster Payments, Request for Comments" (Docket # OP-1625). OCC ANPR "Reforming the Community Reinvestment Act Regulatory Framework" (Docket # OCC-2018-0008). H.R. 1595, "SAFE Banking Act of 2019". FDIC Request for Information on Small-Dollar Lending (Docket No. RIN 3064-ZA04). S. 1200, Secure And Fair Enforcement Banking Act of 2019. H.R. 4813, Keep Big Tech Out of Finance Act. S. 2839, Eliminating Corporate Shadow Banking Act of 2019. S. 1951, Designing Accounting Safeguards To Help Broaden Oversight and Regulations on Data. H.R. 5574, "Preserving Small Business Lending Act of 2020." H.R. 6116, "Consumer Financial Protection Commission Act." S. 3548, "CARES Act." H.R. 6379, "Take Responsibility for Workers and Families Act." H.R. 748, "CARES Act." U.S. House Committee on Financial Services' Task Force on Financial Technology and Task Force on Artificial Intelligence.

Client expense: $310,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Council of Economic Advisers (CEA), Federal Communications Commission (FCC), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 6072Transportation, Housing and Urban Development, and Related Agencies Appropriations Act 2019116 H.R. 3141FHA Loan Affordability Act of 2019116 H.R.2162Housing Financial Literacy Act of 2019116 H.R. 2445Self-Employed Mortgage Access Act of 2019116 H.R. 3167National Flood Insurance Program Reauthorization Act of 2019116 H.R. 2852Homebuyer Assistance Act of 2019116 H.R. 3154Homeownership for DREAMers Act116 S. 540Self-Employed Mortgage Access Act of 2019116 S. 1929Homeownership for DREAMers Act116 H.R. 3504 Ryan Kules Specially Adaptive Housing Improvement Act of 2019116 H.R. 3375Stopping Bad Robocalls Act116 H.R. 4351Yes In My Backyard Act116 H.R. 1957Taxpayer First Act of 2019116 H.R. 2210Invest in America Act116 H.R. 123FHA Additional Credit Pilot Program Reauthorization Act116 H.R. 5187Housing as Infrastructure 116 H.R. 3958FHA Foreclosure Prevention Act of 2019116 HR 5194Climate Change Financial Risk Act of 2019116 HR 4813 Keep Big Tech Out Of Finance Act116 H.R. 5055Homebuyer Protection Act of 2019116 H.R. 4160 Preventing Foreclosures on Seniors Act116 H.R. 5599Fulfilling the Promise of the Housing Trust Fund Act116 H.R. 5001Non-Judicial Foreclosure Deby Collection Clarification Act116 H.R. 3316Neighborhood Homes Investment Act116 H.R. 3182CECL Consumer Impact and Study Bill of 2019116 S. 2520THUD and Related Agencies Appropriations Act, 2020116 H.R. 1865Further Consolidated Appropriations Act, 2020116 H.R. 3620Strategy and Investment in Rural Housing Preservation Act of 2019116

Client expense: $603,236 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of

Issues related to acceptance and use of digital assets and blockchain-based technologies; S. 2563, ILLICIT CASH Act; H.R. 6154, Crypto-Currency Act of 2020; H.R. 748, CARES Act; H.R. 5197, Managed Stablecoins are Securities Act of 2019; H.R. 4813, Keep Big Tech Out Of Finance Act

Client expense: $70,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, State, Dept of (DOS)

Digital Assets, crypto currencies, blockchain and related legislation; H.R. 2144, The Token Taxonomy Act of 2019. H.R. 4813 Keep Big Tech Out of Finance Act; H.R. 5197, Managed Stable Coins and Securities Act of 2019.

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Digital Assets, crypto currencies, blockchain and related legislation; H.R. 2144, The Token Taxonomy Act of 2019. H.R. 4813 Keep Big Tech Out of Finance Act; H.R. 5197, Managed Stable Coins are Securities Act of 2019.

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Support FINTECH innovation and consumer protections; Promote financial health and literacy for small businesses; HR 4813 - Keep Big Tech out of Finance Act. H.R. 748, S. 3548 CARES Act.

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Small Business Administration (SBA), Treasury, Dept of