mr STEPHEN O'CONNOR

H.R.916 To amend the Congressional Budget and Impoundment Control Act of 1974 to prohibit the use of guarantee fees as offsets. H.R.1031 To eliminate the Bureau of Consumer Financial Protection by repealing title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act, commonly known as the Consumer Financial Protection Act of 2010. H.R. 1153 Mortgage Choice Act of 2017 H.R.1321 To amend the National Housing Act to require the Secretary of Housing and Urban Development to issue guidance to reduce up-front premiums for FHA-insured mortgages if the capital ratio of the Mutual Mortgage Insurance Fund exceeds the statutory limit, and for other purposes. H.R.815 To amend title 38, United States Code, to adjust certain limits on the guaranteed amount of a home loan under the home loan program of the Department of Veterans Affairs. H.R.851 Housing Financial Literacy Act of 2017 H.R.948 Common Sense Housing Investment Act of 2017 H.R. 5993 Fixing Housing Access Act of 2018 H.R. 2570 Mortgage Fairness Act of 2017 H.R. 5953 Building Up Independent Lives & Dreams Act H.R. 435 The Credit Access and Inclusion Act of 2017 H.R. 6072 Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2019 H.R. 1988 Protect Affordable Mortgages for Veterans Act of 2018 H.R. 3141 FHA Loan Affordability Act H.R. housing Financial Literacy Act of 2019 H.R. 3167 National Flood Insurance Program Reauthorization Act of 2019 H.R. 2852 Homebuyer Assistance Act of 2019 H.R. 2445 H.R. 3154 Homeownership for Dreamers Act S.122 Mortgage Debt Tax Relief Act S. 1655 Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2019 S. 2361 Housing Opportunity Mortgage Expansion (HOME) Act S. 540 Self-Employed Mortgage Access Act of 2019 S. 3443 GUIDE Compliance Act S. 1749 Protect Affordable Mortgages for Veterans Act of 2018 S. 1929 Homeownership for Dreamers Act

H.R.916 To amend the Congressional Budget and Impoundment Control Act of 1974 to prohibit the use of guarantee fees as offsets. H.R.1031 To eliminate the Bureau of Consumer Financial Protection by repealing title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act, commonly known as the Consumer Financial Protection Act of 2010. H.R. 1153 Mortgage Choice Act of 2017 H.R.1321 To amend the National Housing Act to require the Secretary of Housing and Urban Development to issue guidance to reduce up-front premiums for FHA-insured mortgages if the capital ratio of the Mutual Mortgage Insurance Fund exceeds the statutory limit, and for other purposes. H.R.815 To amend title 38, United States Code, to adjust certain limits on the guaranteed amount of a home loan under the home loan program of the Department of Veterans Affairs. H.R.851 Housing Financial Literacy Act of 2017 H.R.948 Common Sense Housing Investment Act of 2017 H.R. 5993 Fixing Housing Access Act of 2018 H.R. 2570 Mortgage Fairness Act of 2017 H.R. 5953 Building Up Independent Lives & Dreams Act H.R. 435 The Credit Access and Inclusion Act of 2017 H.R. 6072 Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2019 H.R. 1988 Protect Affordable Mortgages for Veterans Act of 2018 S.122 Mortgage Debt Tax Relief Act S. 1655 Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2019 S. 2361 Housing Opportunity Mortgage Expansion (HOME) Act S. 540 Self-Employed Mortgage Access Act of 2018 S. 3443 GUIDE Compliance Act S. 3726 Protect Affordable Mortgages for Veterans Act of 2018 S. 3536 Protect Affordable Mortgages for Veterans Act of 2018

H.R.916 To amend the Congressional Budget and Impoundment Control Act of 1974 to prohibit the use of guarantee fees as offsets. H.R.1031 To eliminate the Bureau ofConsumerFinancialProtectionby repealing title X of the Dodd-Frank Wall Street Reform andConsumerProtectionAct, commonly known as theConsumerFinancialProtectionAct of 2010. H.R. 1153 Mortgage Choice Act of 2017 H.R.1321 To amend the National Housing Act to require the Secretary of Housing and Urban Development to issue guidance to reduce up-front premiums for FHA-insured mortgages if the capital ratio of the Mutual Mortgage Insurance Fund exceeds the statutory limit, and for other purposes. H.R.815 To amend title 38, United States Code, to adjust certain limits on the guaranteed amount of a home loan under the home loan program of the Department of Veterans Affairs. H.R.851 HousingFinancialLiteracy Act of 2017 H.R.948 Common Sense Housing Investment Act of 2017 H.R. 1699 The Preserving Access to Manufactured Housing Act H.R. 2226 Portfolio Lending and Mortgage Access Act H.R. 5993 Fixing Housing Access Act of 2018 H.R. 2570 Mortgage Fairness Act of 2017 H.R. 5953 Building Up Independent Lives & Dreams Act H.R. 435 The Credit Access and Inclusion Act of 2017 H.R. 6072 Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2019 H.R. 6737 Protect Affordable Mortgages for Veterans Act of 2018 H.R. 695 Department of Defense Appropriations Act, 2018 S.122 Mortgage Debt Tax Relief Act S. 1655 Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2019 S. 2361 Housing Opportunity Mortgage Expansion (HOME) Act S. 3401 Self-Employed Mortgage Access Act of 2018 S. 3443 GUIDE Compliance Act S. 3726 Protect Affordable Mortgages for Veterans Act of 2018 S. 3536 Protect Affordable Mortgages for Veterans Act of 2018

H.R.916 To amend the Congressional Budget and Impoundment Control Act of 1974 to prohibit the use of guarantee fees as offsets. H.R.1031 To eliminate the Bureau ofConsumerFinancialProtectionby repealing title X of the Dodd-Frank Wall Street Reform andConsumerProtectionAct, commonly known as theConsumerFinancialProtectionAct of 2010. H.R. 1153 Mortgage Choice Act of 2017 H.R.1321 To amend the National Housing Act to require the Secretary of Housing and Urban Development to issue guidance to reduce up-front premiums for FHA-insured mortgages if the capital ratio of the Mutual Mortgage Insurance Fund exceeds the statutory limit, and for other purposes. H.R.815 To amend title 38, United States Code, to adjust certain limits on the guaranteed amount of a home loan under the home loan program of the Department of Veterans Affairs. H.R.851 HousingFinancialLiteracy Act of 2017 H.R.948 Common Sense Housing Investment Act of 2017 H.R. 1699 The Preserving Access to Manufactured Housing Act H.R. 2226 Portfolio Lending and Mortgage Access Act H.R. 5993 Fixing Housing Access Act of 2018 H.R. 2570 Mortgage Fairness Act of 2017 H.R. 5953 Building Up Independent Lives & Dreams Act H.R. 435 The Credit Access and Inclusion Act of 2017 H.R. 6072 Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2019 H.R. 6737 Protect Affordable Mortgages for Veterans Act of 2018 S.122 Mortgage Debt Tax Relief Act S. 1655 Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2019 S. 2361 Housing Opportunity Mortgage Expansion (HOME) Act S. 3401 Self-Employed Mortgage Access Act of 2018 S. 3443 GUIDE Compliance Act

H.R.916 To amend the Congressional Budget and Impoundment Control Act of 1974 to prohibit the use of guarantee fees as offsets. H.R.1031 To eliminate the Bureau ofConsumerFinancialProtectionby repealing title X of the Dodd-Frank Wall Street Reform andConsumerProtectionAct, commonly known as theConsumerFinancialProtectionAct of 2010. H.R. 1153 Mortgage Choice Act of 2017 H.R.1321 To amend the National Housing Act to require the Secretary of Housing and Urban Development to issue guidance to reduce up-front premiums for FHA-insured mortgages if the capital ratio of the Mutual Mortgage Insurance Fund exceeds the statutory limit, and for other purposes. H.R.815 To amend title 38, United States Code, to adjust certain limits on the guaranteed amount of a home loan under the home loan program of the Department of Veterans Affairs. H.R.851 HousingFinancialLiteracy Act of 2017 H.R.948 Common Sense Housing Investment Act of 2017 H.R. 1699 The Preserving Access to Manufactured Housing Act H.R. 2226 Portfolio Lending and Mortgage Access Act H.R. 5993 - Fixing Housing Access Act of 2018 H.R. 2570 - Mortgage Fairness Act of 2017 H.R. 5953 - Building Up Independent Lives & Dreams Act H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 6072 - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2019 S.122 Mortgage Debt Tax Relief Act S.838 PACE Act of 2017 S. 1655 Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2019 S. 2361 Housing Opportunity Mortgage Expansion (HOME) Act

H.R.916 To amend the Congressional Budget and Impoundment Control Act of 1974 to prohibit the use of guarantee fees as offsets. H.R.1031 To eliminate the Bureau ofConsumerFinancialProtectionby repealing title X of the Dodd-Frank Wall Street Reform andConsumerProtectionAct, commonly known as theConsumerFinancialProtectionAct of 2010. H.R. 1153 Mortgage Choice Act of 2017 H.R.1321 To amend the National Housing Act to require the Secretary of Housing and Urban Development to issue guidance to reduce up-front premiums for FHA-insured mortgages if the capital ratio of the Mutual Mortgage Insurance Fund exceeds the statutory limit, and for other purposes. H.R.815 To amend title 38, United States Code, to adjust certain limits on the guaranteed amount of a home loan under the home loan program of the Department of Veterans Affairs. H.R.851 HousingFinancialLiteracy Act of 2017 H.R.948 Common Sense Housing Investment Act of 2017 H.R. 1699 The Preserving Access to Manufactured Housing Act H.R. 2226 Portfolio Lending and Mortgage Access Act S.122 Mortgage Debt Tax Relief Act S.838 PACE Act of 2017 S. 1655 Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2018 S. 2361 Housing Opportunity Mortgage Expansion (HOME) Act

H.R.916 To amend the Congressional Budget and Impoundment Control Act of 1974 to prohibit the use of guarantee fees as offsets. H.R.1031 To eliminate the Bureau ofConsumerFinancialProtectionby repealing title X of the Dodd-Frank Wall Street Reform andConsumerProtectionAct, commonly known as theConsumerFinancialProtectionAct of 2010. H.R. 1153 Mortgage Choice Act of 2017 H.R.1321 To amend the National Housing Act to require the Secretary of Housing and Urban Development to issue guidance to reduce up-front premiums for FHA-insured mortgages if the capital ratio of the Mutual Mortgage Insurance Fund exceeds the statutory limit, and for other purposes. H.R.815 To amend title 38, United States Code, to adjust certain limits on the guaranteed amount of a home loan under the home loan program of the Department of Veterans Affairs. H.R.851 HousingFinancialLiteracy Act of 2017 H.R.948 Common Sense Housing Investment Act of 2017 H.R. 1699 The Preserving Access to Manufactured Housing Act H.R. 2226 Portfolio Lending and Mortgage Access Act S.122 Mortgage Debt Tax Relief Act S.838 PACE Act of 2017 S. 1655 Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2018

H.R.916 To amend the Congressional Budget and Impoundment Control Act of 1974 to prohibit the use of guarantee fees as offsets. H.R.1031 To eliminate the Bureau ofConsumerFinancialProtectionby repealing title X of the Dodd-Frank Wall Street Reform andConsumerProtectionAct, commonly known as theConsumerFinancialProtectionAct of 2010. H.R. 1153 Mortgage Choice Act of 2017 H.R.1321 To amend the National Housing Act to require the Secretary of Housing and Urban Development to issue guidance to reduce up-front premiums for FHA-insured mortgages if the capital ratio of the Mutual Mortgage Insurance Fund exceeds the statutory limit, and for other purposes. H.R.815 To amend title 38, United States Code, to adjust certain limits on the guaranteed amount of a home loan under the home loan program of the Department of Veterans Affairs. H.R.851 HousingFinancialLiteracy Act of 2017 H.R.948 Common Sense Housing Investment Act of 2017 H.R. 1699 The Preserving Access to Manufactured Housing Act H.R. 2226 Portfolio Lending and Mortgage Access Act S.122 Mortgage Debt Tax Relief Act S.838 PACE Act of 2017

H.R.916 To amend the Congressional Budget and Impoundment Control Act of 1974 to prohibit the use of guarantee fees as offsets. H.R.1031 To eliminate the Bureau ofConsumerFinancialProtectionby repealing title X of the Dodd-Frank Wall Street Reform andConsumerProtectionAct, commonly known as theConsumerFinancialProtectionAct of 2010. H.R. 1153 Mortgage Choice Act of 2017 H.R.1321 To amend the National Housing Act to require the Secretary of Housing and Urban Development to issue guidance to reduce up-front premiums for FHA-insured mortgages if the capital ratio of the Mutual Mortgage Insurance Fund exceeds the statutory limit, and for other purposes. H.R.815 To amend title 38, United States Code, to adjust certain limits on the guaranteed amount of a home loan under the home loan program of the Department of Veterans Affairs. H.R.851 HousingFinancialLiteracy Act of 2017 H.R.948 Common Sense Housing Investment Act of 2017 H.R. 1699 The Preserving Access to Manufactured Housing Act H.R. 2226 Portfolio Lending and Mortgage Access Act S.122 Mortgage Debt Tax Relief Act S.838 PACE Act of 2017

H.R.916 To amend the Congressional Budget and Impoundment Control Act of 1974 to prohibit the use of guarantee fees as offsets. H.R.1031 To eliminate the Bureau ofConsumerFinancialProtectionby repealing title X of the Dodd-Frank Wall Street Reform andConsumerProtectionAct, commonly known as theConsumerFinancialProtectionAct of 2010. H.R.1321 To amend the National Housing Act to require the Secretary of Housing and Urban Development to issue guidance to reduce up-front premiums for FHA-insured mortgages if the capital ratio of the Mutual Mortgage Insurance Fund exceeds the statutory limit, and for other purposes. H.R.815 To amend title 38, United States Code, to adjust certain limits on the guaranteed amount of a home loan under the home loan program of the Department of Veterans Affairs. H.R.851 HousingFinancialLiteracy Act of 2017 H.R.948 Common Sense Housing Investment Act of 2017 S.122 Mortgage Debt Tax Relief Act S.838 PACE Act of 2017 H.R.1699 The Preserving Access to Manufactured Housing Act

HR 480Housing America's Workforce Act of 2015 HR 650Preserving Access to Manufactured Housing Act of 2015 HR 685 Mortgage Choice Act 2015 HR 957CFPB-IG Act of 2015 HR 1210Portfolio Lending and Mortgage Access Act HR 1259Helping Expand Lending Practices in Rural Communities Act HR 1263Consumer Financial Protection Safety and Soundness Improvement Act of 2015 HR 1354Permanently Protecting Tenants at Foreclosure Act of 2015 HR 1408Mortgage Servicing Asset Capital Requirements Act of 2015 HR 1480SAFE Act Confidentiality and Privilege Enhancement Act HR 1491Partnership to Strengthen Homeownership Act of 2015 HR 2214A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes HR 2243Equity in Government Compensation Act of 2015 HR 2577Transportation, Housing and Urban Development Appropriations Act of 2016 HR 2631Regulatory Predictability for Business Growth Act of 2015 HR 3192Homebuyers Assistance Act HR 3796Nursing Home Accountability Act of 2015 HR 3808To require the withdrawal and study of the Federal Housing Finance Agency's proposed rule on Federal Home Loan Bank membership, and for other purposeS HR 5907 Community Mortgage Lender Regulatory Act of 2016 S 351Mortgage Debt Tax Relief Act S 372SAFE Act Confidentiality and Privilege Enhancement Act S 495Mortgage Finance Act of 2015 S 608Mortgage Forgiveness Tax Relief Act S 812CLEAR Relief Act of 2015 S 871A bill to provide for an application process for interested parties to apply for an area to be designated as a rural area, and for other purposeS S 1487Regulatory Predictability for Business Growth Act of 2015 S 1679Flood Insurance Market Parity and Modernization Act S 1711A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes S 1910Financial Services and General Government Appropriations Act, 2016 S 2038Jumpstart GSE Reform Act S 3083The Housing Opportunity Through Modernization Act of 2016 S 3146Preventing Abandoned Foreclosures and Preserving Communities ACT of 2016

HR 480Housing America's Workforce Act of 2015 HR 650Preserving Access to Manufactured Housing Act of 2015 HR 685 Mortgage Choice Act 2015 HR 957CFPB-IG Act of 2015 HR 1210Portfolio Lending and Mortgage Access Act HR 1259Helping Expand Lending Practices in Rural Communities Act HR 1263Consumer Financial Protection Safety and Soundness Improvement Act of 2015 HR 1354Permanently Protecting Tenants at Foreclosure Act of 2015 HR 1408Mortgage Servicing Asset Capital Requirements Act of 2015 HR 1480SAFE Act Confidentiality and Privilege Enhancement Act HR 1491Partnership to Strengthen Homeownership Act of 2015 HR 2029Consolidated Appropriations Act of 2016 HR 2214A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes HR 2243Equity in Government Compensation Act of 2015 HR 2577Transportation, Housing and Urban Development Appropriations Act of 2016 HR 2631Regulatory Predictability for Business Growth Act of 2015 HR 3192Homebuyers Assistance Act HR 3700The Housing Opportunity Through Modernization Act of 2016 HR 3796Nursing Home Accountability Act of 2015 HR 3808To require the withdrawal and study of the Federal Housing Finance Agency's proposed rule on Federal Home Loan Bank membership, and for other purposeS S 351Mortgage Debt Tax Relief Act S 372SAFE Act Confidentiality and Privilege Enhancement Act S 495Mortgage Finance Act of 2015 S 608Mortgage Forgiveness Tax Relief Act S 812CLEAR Relief Act of 2015 S 871A bill to provide for an application process for interested parties to apply for an area to be designated as a rural area, and for other purposeS S 1487Regulatory Predictability for Business Growth Act of 2015 S 1679Flood Insurance Market Parity and Modernization Act S 1711A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes S 1910Financial Services and General Government Appropriations Act, 2016 S 2036Equity in Government Compensation Act of 2015 S 2038Jumpstart GSE Reform Act S 2393Foreclosure Relief and Extension for Servicemembers Act of 2015 S 3083The Housing Opportunity Through Modernization Act of 2016 S 3146Preventing Abandoned Foreclosures and Preserving Communities ACT of 2016

HR 480Housing America's Workforce Act of 2015 HR 2029Consolidated Appropriations Act of 2016 HR 2995Fiscal year 2016 Financial Services and General Government Appropriations HR 3038Highway and Transportation Funding Act of 2015, Part II S 608Mortgage Forgiveness Tax Relief Act S 812CLEAR Relief Act of 2015 S 1484Financial Regulatory Improvement Act S 1946Tax Relief Extension Act of 2015

HR 480Housing America's Workforce Act of 2015 HR 2029Consolidated Appropriations Act of 2016 HR 2995Fiscal year 2016 Financial Services and General Government Appropriations HR 3038Highway and Transportation Funding Act of 2015, Part II S 608Mortgage Forgiveness Tax Relief Act S 812CLEAR Relief Act of 2015 S 1484Financial Regulatory Improvement Act S 1946Tax Relief Extension Act of 2015

H.R. 650Preserving Access to Manufactured Housing Act of 2015 H.R. 1266Financial Product Safety Commission Act of 2015 H.R. 1263Consumer Financial Protection Safety and Soundness Improvement Act of 2015 H.R. 1261Bureau of Consumer Financial Protection Accountability Act of 2015 HR. 1265Bureau Advisory Commission Transparency Act H.R. 685 Mortgage Choice Act 2015 H.R. 1259Helping Expand Lending Practices in Rural Communities Act H.R. 1408Mortgage Servicing Asset Capital Requirements Act of 2015 H.R. 1480SAFE Act Confidentiality and Privilege Enhancement Act H.R. 1491Partnership to Strengthen Homeownership Act of 2015 HR 2995 Fiscal year 2016 Financial Services and General Government Appropriations HR 2643 The State Licensing Efficiency Act H.R. 2121SAFE Transitional Licensing Act of 2015 HR. 1266Financial Product Safety Commission Act of 2015 HR 3038 Highway and Transportation Funding Act of 2015, Part II HR 1210 Portfolio Lending and Mortgage Access Act HR 2631 Regulatory Predictability for Business Growth Act of 2015 HR 3192 Homebuyers Assistance Act HR 957 CFPB-IG Act of 2015 HR 414 Burdensome Data Collection Relief Act HR 766 Financial Institution Customer Protection Act of 2015 HR 2643 State Licensing Efficiency Act of 2015 HR 2214 A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes HR 1263 Consumer Financial Protection Safety and Soundness Improvement Act of 2015 HR 3796 Nursing Home Accountability Act of 2015 HR 2029 Consolidated Appropriations Act of 2016 HR 3808 To require the withdrawal and study of the Federal Housing Finance Agency's proposed rule on Federal Home Loan Bank membership, and for other purposes. S.351 Mortgage Debt Tax Relief Act S.372 SAFE Act Confidentiality and Privilege Enhancement Act S.495 Mortgage Finance Act of 2015 S.510 CFPB-IG Act of 2015 S.608 Mortgage Forgiveness Tax Relief Act S.871 A bill to provide for an application process for interested parties to apply for an area to be designated as a rural area, and for other purposes. S.881 A bill to ensure that Federal financial regulators perform a comprehensive review of regulations to identify outdated or otherwise unnecessary regulatory requirements imposed on financial institutions, and for other purposes. S. 1484 Financial Regulatory Improvement Act S. 1491 Community Lender Regulatory Relief and Consumer Protection Act of 2015 S.1711 A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes S.1910 Financial Services and General Government Appropriations Act, 2016 S. 1487 Regulatory Predictability for Business Growth Act of 2015 S. 2038 Jumpstart GSE Reform Act

H.R. 480 Housing America's Workforce Act of 2015 HR 2995Fiscal year 2016 Financial Services and General Government Appropriations HR 3038Highway and Transportation Funding Act of 2015, Part II S.608 Mortgage Forgiveness Tax Relief Act S.812 CLEAR Relief Act of 2015 S. 1484Financial Regulatory Improvement Act

H.R. 480 Housing America's Workforce Act of 2015 H.R. 650 Preserving Access to Manufactured Housing Act of 2015 H.R. 685 Mortgage Choice Act 2015 H.R. 1259 Helping Expand Lending Practices in Rural Communities Act H.R. 1354 Permanently Protecting Tenants at Foreclosure Act of 2015 H.R. 1408 Mortgage Servicing Asset Capital Requirements Act of 2015 H.R. 1480 SAFE Act Confidentiality and Privilege Enhancement Act H.R. 1491 Partnership to Strengthen Homeownership Act of 2015 H.R. 2577 Fiscal year 2016 Transportation, Housing and Urban Development funding bill HR 1210Portfolio Lending and Mortgage Access Act HR 2631Regulatory Predictability for Business Growth Act of 2015 HR 3192Homebuyers Assistance Act HR 957CFPB-IG Act of 2015 HR 2243Equity in Government Compensation Act of 2015 HR 2214A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes HR 1263Consumer Financial Protection Safety and Soundness Improvement Act of 2015 S.351 Mortgage Debt Tax Relief Act S.372 SAFE Act Confidentiality and Privilege Enhancement Act S.495 Mortgage Finance Act of 2015 S.608 Mortgage Forgiveness Tax Relief Act S.812 CLEAR Relief Act of 2015 S.871 A bill to provide for an application process for interested parties to apply for an area to be designated as a rural area, and for other purposes. Senate Report 114-75THUD Appropriations S.1679 Flood Insurance Market Parity and Modernization Act S.1711 A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes S.1910 Financial Services and General Government Appropriations Act, 2016 S. 1487Regulatory Predictability for Business Growth Act of 2015 S. 2038Jumpstart GSE Reform Act

H.R. 480 Housing America's Workforce Act of 2015 H.R. 2995 Fiscal year 2016 Financial Services and General Government Appropriations H.R. 3038 Highway and Transportation Funding Act of 2015, Part II S.608 Mortgage Forgiveness Tax Relief Act S.812 CLEAR Relief Act of 2015 S.1484 Financial Regulatory Improvement Act

H.R. 650Preserving Access to Manufactured Housing Act of 2015 H.R. 685 Mortgage Choice Act 2015 H.R. 1259Helping Expand Lending Practices in Rural Communities Act H.R. 1261Bureau of Consumer Financial Protection Accountability Act of 2015 H.R. 1263Consumer Financial Protection Safety and Soundness Improvement Act of 2015 H.R. 1265Bureau Advisory Commission Transparency Act H.R. 1266 Financial Product Safety Commission Act of 2015 H.R. 1408Mortgage Servicing Asset Capital Requirements Act of 2015 H.R. 1480SAFE Act Confidentiality and Privilege Enhancement Act H.R. 1491Partnership to Strengthen Home Ownership Act of 2015 H.R. 2121 SAFE Transitional Licensing Act of 2015 H.R. 2642 Community Lender Regulatory Relief and Consumer Protection Act of 2015 H.R. 2643 The State Licensing Efficiency Act H.R. 2995 Fiscal year 2016 Financial Services S.372SAFE Act Confidentiality and Privilege Enhancement Act S.495Mortgage Finance Act of 2015 S.510CFPB-IG Act of 2015 S.608Mortgage Forgiveness Tax Relief Act S.812CLEAR Relief Act of 2015 S.871A bill to provide for an application process for interested parties to apply for an area to be designated as a rural area, and for other purposes. S.881A bill to ensure that Federal financial regulators perform a comprehensive review of regulations to identify outdated or otherwise unnecessary regulatory requirements imposed on financial institutions, and for other purposes. S.1484 Financial Regulatory Improvement Act S.1491 Community Lender Regulatory Relief and Consumer Protection Act of 2015

H.R. 480 Housing America's Workforce Act of 2015 S.608Mortgage Forgiveness Tax Relief Act S. Con. Res 11Budget Resolution S.812CLEAR Relief Act of 2015

H.R. 26TRIA H.R. 480Housing America's Workforce Act of 2015 H.R. 650Preserving Access to Manufactured Housing Act of 2015 H.R. 685 Mortgage Choice Act 2015 H.R. 1259Helping Expand Lending Practices in Rural Communities Act H.R. 1354Permanently Protecting Tenants at Foreclosure Act of 2015 H.R. 1408Mortgage Servicing Asset Capital Requirements Act of 2015 H.R. 1480SAFE Act Confidentiality and Privilege Enhancement Act H.R. 1491Partnership to Strengthen Homeownership Act of 2015 S.351Mortgage Debt Tax Relief Act S.372SAFE Act Confidentiality and Privilege Enhancement Act S.495Mortgage Finance Act of 2015 S.608Mortgage Forgiveness Tax Relief Act S.871A bill to provide for an application process for interested parties to apply for an area to be designated as a rural area, and for other purposes. S. Con. Res 11Budget Resolution

S. 1926The Biggert-Waters Flood Insurance Act of 2012 is now Public Law 112-141; 126 Stat. 917 S. 2244The Terrorism Risk Insurance Program Reauthorization Act of 2014

S. 2244The Terrorism Risk Insurance Program Reauthorization Act of 2014 S. 1376 FHA Solvency Act of 2013 H.R. 2767 Protecting American Taxpayers and Homeowners (PATH) Act S. 949 Consumer Mortgage Choice Act S. 1217 Housing Finance Reform and Taxpayer Protection Act of 2013 S. 469 A bill to assist the Secretary of Housing and Urban Development in stabilizing the Home Equity Conversion Mortgage program. H.R. 2733 The Defending American Taxpayers from Abusive Government Takings Act S. 766 A bill to amend section 520 of the Housing Act of 1949 to revise the census data and population requirements for areas to be considered as rural areas for purposes of such Act. S. 1243 Transportation, Housing and Urban Development and related Agencies appropriations. S. 1375 Rebuilding Equity Act of 2013 H.R. 2610 the Transportation, Housing and Urban Development, and related agencies Appropriations Act for FY 2014 H.R. 3211 Mortgage Choice Act of 2013; To amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction. S. 1577Mortgage Choice Act of 2013; A bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction. H.R. 83FY 2015 Omnibus; Consolidated and Further Appropriations Act

S. 1577 - Mortgage Choice Act of 2013 H.R. 3211 - Mortgage Choice Act of 2013 S. 1376 - FHA Solvency Act of 2013 H.R. 2767 - Protecting American Taxpayers and Homeowners (PATH) Act H.R. 1077 - Consumer Mortgage Choice Act S. 1217 - Housing Finance Reform and Taxpayer Act of 2013 S. 469 - A bill to assist the Secretary of Housing and Urban Development in stabilizing the Home Equity Conversion Mortgage program. S. 766 - A bill to amend section 520 of the Housing Act of 1949 to revise the census data and population requirements for areas to be considered as rural areas for purposes of such Act. S. 1243 - Transportation, Housing and Urban Development, and Related Agencies Appropriations. S. 1375 - Rebuilding Equity Act of 2013 H.R. 2610 - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2014

S. 1926The Biggert-Waters Flood Insurance Act of 2012 is now Public Law 112-141; 126 Stat. 917 S. 2244The Terrorism Risk Insurance Program Reauthorization Act of 2014

S. 2244The Terrorism Risk Insurance Program Reauthorization Act of 2014 S. 1376 FHA Solvency Act of 2013 H.R. 2767 Protecting American Taxpayers and Homeowners (PATH) Act S. 949 Consumer Mortgage Choice Act S. 1217 Housing Finance Reform and Taxpayer Protection Act of 2013 S. 469 A bill to assist the Secretary of Housing and Urban Development in stabilizing the Home Equity Conversion Mortgage program. H.R. 2733 The Defending American Taxpayers from Abusive Government Takings Act S. 766 A bill to amend section 520 of the Housing Act of 1949 to revise the census data and population requirements for areas to be considered as rural areas for purposes of such Act. S. 1243 Transportation, Housing and Urban Development and related Agencies appropriations. S. 1375 Rebuilding Equity Act of 2013 H.R. 2610 the Transportation, Housing and Urban Development, and related agencies Appropriations Act for FY 2014 H.R. 3211 Mortgage Choice Act of 2013; To amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction. S. 1577Mortgage Choice Act of 2013; A bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction. H.R. 83FY 2015 Omnibus; Consolidated and Further Appropriations Act

S. 1577 - Mortgage Choice Act of 2013; a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction. H.R. 3211 - Mortgage Choice Act of 2013; a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction.S. 1376 FHA Solvency Act of 2013 H.R. 2767 Protecting American Taxpayers and Homeowners (PATH) Act H.R. 1077 Consumer Mortgage Choice Act. Amends the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction. S. 949 Consumer Mortgage Choice Act S. 1217 Housing Finance Reform and Taxpayer Protection Act of 2013 S. 469 A bill to assist the Secretary of Housing and Urban Development in stabilizing the Home Equity Conversion Mortgage program. H.R. 3211 the Mortgage Choice Act H.R. 2642 the Federal Agriculture Reform and Risk Management Act. S. 954 the Agriculture Reform, Food, and Jobs Act. H.R. 2733 the Defending American Taxpayers from Abusive Government Takings Act S. 766 A bill to amend section 520 of the Housing Act of 1949 to revise the census data and population requirements for areas to be considered as rural areas for purposes of such Act. S. 1243 Transportation, Housing and Urban Development and related Agencies appropriations. S. 1375 Rebuilding Equity Act of 2013 H.R. 2610 the Transportation, Housing and Urban Development, and related agencies Appropriations Act for FY 2014

S. 1577 - Mortgage Choice Act of 2013 H.R. 3211 - Mortgage Choice Act of 2013 S. 1376 - FHA Solvency Act of 2013 H.R. 2767 - Protecting American Taxpayers and Homeowners (PATH) Act H.R. 1077 - Consumer Mortgage Choice Act S. 1217 - Housing Finance Reform and Taxpayer Act of 2013 S. 469 - A bill to assist the Secretary of Housing and Urban Development in stabilizing the Home Equity Conversion Mortgage program. S. 766 - A bill to amend section 520 of the Housing Act of 1949 to revise the census data and population requirements for areas to be considered as rural areas for purposes of such Act. S. 1243 - Transportation, Housing and Urban Development, and Related Agencies Appropriations. S. 1375 - Rebuilding Equity Act of 2013 H.R. 2610 - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2014

S. 1577, Mortgage Choice Act of 2013; A bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction.H.R. 3211, Mortgage Choice Act of 2013; A bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction. H.R. 1077, Consumer Mortgage Choice Act. A bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction. S. 1376, FHA Solvency Act of 2013 S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013 S. 469, A bill to assist the Secretary of Housing and Urban Development in stabilizing the Home Equity Conversion Mortgage program. S. 766, A bill to amend section 520 of the Housing Act of 1949 to revise the census data and population requirements for areas to be considered as rural areas for purposes of such Act. S. 1243, Transportation, Housing and Urban Development, and Related Agencies Appropriations. S. 1375, Rebuilding Equity Act of 2013. H.R. 2610, the Transportation, Housing and Urban Development, and Related Agencies Appropriations Act for FY 2014. S. 1243, the Transportation, Housing and Urban Development, and Related Agencies Appropriations. H.R.858 , the Rural Housing Preservation Act. H.R. 3370, a bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012, and for other purposes.

S. 1577, Mortgage Choice Act of 2013; A bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction.H.R. 3211, Mortgage Choice Act of 2013; A bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction. H.R. 1077, Consumer Mortgage Choice Act. A bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction. S. 1376, FHA Solvency Act of 2013 S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013 S. 469, A bill to assist the Secretary of Housing and Urban Development in stabilizing the Home Equity Conversion Mortgage program. S. 766, A bill to amend section 520 of the Housing Act of 1949 to revise the census data and population requirements for areas to be considered as rural areas for purposes of such Act. S. 1243, Transportation, Housing and Urban Development, and Related Agencies Appropriations. S. 1375, Rebuilding Equity Act of 2013. H.R. 2610, the Transportation, Housing and Urban Development, and Related Agencies Appropriations Act for FY 2014. S. 1243, the Transportation, Housing and Urban Development, and Related Agencies Appropriations. H.R.858 , the Rural Housing Preservation Act.

H.R. 1077, Consumer Mortgage Choice Act. A bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction. S. 1376, FHA Solvency Act of 2013 S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013S. 469, A bill to assist the Secretary of Housing and Urban Development in stabilizing the Home Equity Conversion Mortgage program. S. 766, A bill to amend section 520 of the Housing Act of 1949 to revise the census data and population requirements for areas to be considered as rural areas for purposes of such Act. S. 1243, Transportation, Housing and Urban Development, and Related Agencies Appropriations. S. 1375, Rebuilding Equity Act of 2013. H.R. 2610, the Transportation, Housing and Urban Development, and Related Agencies Appropriations Act for FY 2014. S. 1243, the Transportation, Housing and Urban Development, and Related Agencies Appropriations. H.R.858 , the Rural Housing Preservation Act.

H.R. 508, the Terrorism Risk Insurance Act of 2002 Reauthorization Act. HR 1309, the Biggert-Waters Flood Insurance Act of 2012 is now Public Law 112-141; 126 Stat. 917

S. 782, Economic Development Revitalization Act of 2011. All Provisions. Amends the Public Works and Economic Development Act of 1965 to reauthorize that Act, and for other purposes. H.R. 1498, Prompt Decision for Qualification of Short Sale Act of 2011. All Provisions. Requires the lender or servicer of a home mortgage, upon a request by the homeowner for a short sale, to make a prompt decision whether to allow the sale.S. 170, The Helping Responsible Homeowners Act. All Provisions. Provides for the affordable refinancing of mortgages held by Fannie Mae and Freddie Mac. S. 489, Preserving Home and Communities Act of 2011. All Provisions. Requires certain mortgagees to evaluate loans for modifications, establishes a grant program for State and local government mediation programs, and other purposes. H.R. 1754, Preserving Equal Access to Mortgage Finance Programs Act. All Provisions. Permanently increases the conforming loan limits for the Federal Home Loan Mortgage Corporation and the Federal National Mortgage Association and the FHA maximum mortgage amount limitations. H.R. 1783, Foreclosure Fraud and Homeowner Abuse Prevention Act of 2011. All Provisions. Provides for enhanced mortgage-backed and asset-backed security investor protections, to prevent foreclosure fraud, and for other purposes. H.R. 2126, Risk Retention Modernization Act of 2011. All Provisions. Modernizes the Liability Risk Retention Act of 1986 and expand coverage to include commercial property insurance, and other purposes. H.R. 1223, GSE Credit Risk Equitable Treatment Act of 2011. All Provisions. Amends the Securities Exchange Act of 1934 to ensure mortgages held or securitized by Fannie Mae and Freddie Mac and asset-backed securities issued by such enterprises are treated similarly as other mortgages and asset-backed securities for purposes of the credit risk retention requirements under such Act. H.R. 839, HAMP Termination Act of 2011. All Provisions. Amends the Emergency Economic Stabilization Act of 2008 to terminate the authority of the Secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the Program, either on a trial or permanent basis. H.R. 830, FHA Refinance Program Termination Act. All Provisions. Rescinds the unobligated funding for the FHA Refinance Program and terminates the program. H.R. 1224, GSE Portfolio Risk Reduction Act of 2011. All Provisions. Increases the rate of the required annual reductions of the reatined portfolios of Fannie Mae & Freddie Mac. H.R. 1221, Equity in Government Compensation Act of 2011. All Provisions. Suspends the current compensation packages for the senior executives of Fannie Mae & Freddie Mac and establishes compensation for such positions in accordance with rates of pay for senior employees in the Executive Branch of the Federal Government, and for other purposes. H.R. 1222, GSE Subsidy Elimination Act of 2011. All Provisions. Increases the guarantee fees charged by Fannie Mae and Freddie Mac with respect to mortgage-backed securities guaranteed by such enterprises. H.R. 1226, GSE Improvement Act of 2011. All Provisions. Repeals the affordable housing goals for Fannie Mae and Freddie Mac. H.R. 31, Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act of 2011. All Provisions. Requires the Inspector General of the Federal Housing Finance Agency to submit quarterly reports to the Congress during the conservatorship of the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. H.R. 1227, GSE Risk and Activities Limitation Act of 2011. All Provisions. Prohibits Fannie Mae and Freddie Mac from offering any new products during the term of any conservatorship or receivership of such enterprises H.R. 1225, GSE Debt Issuance Approval Act of 2011. Prohibits Fannie Mae and Freddie Mac from issuing any new debt without approval in advance by the Secretary of the Treasury. H.R. 1309, Flood Insurance Reform Act. All Provisions. Extends the authorization of the national flood insurance program, to achieve reforms to improve the financial integrity and stability of the program, and to increase the role of private markets in the management of flood insurance risk, and for other purposes. S. 489, Preserving Home and Communities Act of 2011. All Provisions. Requires certain mortgagees to evaluate loans for modifications, to establish a grant program for State and local government mediation programs, and for other purposes S. 170, The Helping Responsible Homeowners Act. All Provisions. Provides for the affordable refinancing of mortgages held by Fannie Mae and Freddie Mac. S. 222, Limiting Investor and Homeowner Loss in Foreclosure Act of 2010. All Provisions. Limits investor and homeowner losses in foreclosures, and for other purposes. S. 527, HAMP Termination Act of 2011. All Provisions. Amends the Emergency Economic Stabilization Act of 2008 to terminate the authority of the Secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the Program, either on a trial or permanent basis. HR 861, Neighborhood Stabilization Program Termination Act. Rescinds the third round of funding for the Neighborhood Stabilization Program and to terminate the program.S. 967, Regulation of Mortgage Servicing Act of 2011. All Provisions. Establishes clear regulatory standards for mortgage servicers, and for other purposes. H.R. 4323, Consumer Mortgage Choice Act. A bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction. H.R. 5972, Department of Housing and Urban Development Appropriations Act, 2013. A bill making appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2013, and for other purposes. S.3085, Responsible Homeowners Refinancing Act of 2012. A bill to provide for the expansion of affordable refinancing of mortgages held by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. S. 3047, Expanding Refinancing Opportunities Act of 2012. A bill to encourage responsible homeowners to refinance mortgages, and for other purposes. H.R. 5973, Agriculture, Rural Development, Food and Drug Administration, and RElated Agencies Appropriations Act, 2013. A bill making appropriations for Agriculture, Rural Development, Food and Drug Administration, and Related Agencies programs for the fiscal year ending September 30, 2013, and for other purposes. H.R. 6397, Defending American Taxpayers from Abusive Government Takings Act of 2012. A bill to prohibit Fannie Mae and Freddie Mac from purchasing, the FHA from insuring, and the Department of Veterans Affairs from guaranteeing, making, or insuring, a mortgage that is secured by a residence or residential structure located in a county in which the State has used the power of eminent domain to take a residential mortgage. H.R. 4264, FHA Emergency Fiscal Solvency Act of 2012. A bill to help ensure the fiscal solvency of the FHA mortgage insurance programs of the Secretary of Housing and Urban Development, and for other purposes. H.R. 1077, Consumer Mortgage Choice Act: To amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction.

S. 782, Economic Development Revitalization Act of 2011. All Provisions. Amends the Public Works and Economic Development Act of 1965 to reauthorize that Act, and for other purposes. H.R. 1498, Prompt Decision for Qualification of Short Sale Act of 2011. All Provisions. Requires the lender or servicer of a home mortgage, upon a request by the homeowner for a short sale, to make a prompt decision whether to allow the sale.S. 170, The Helping Responsible Homeowners Act. All Provisions. Provides for the affordable refinancing of mortgages held by Fannie Mae and Freddie Mac. S. 489, Preserving Home and Communities Act of 2011. All Provisions. Requires certain mortgagees to evaluate loans for modifications, establishes a grant program for State and local government mediation programs, and other purposes. H.R. 1754, Preserving Equal Access to Mortgage Finance Programs Act. All Provisions. Permanently increases the conforming loan limits for the Federal Home Loan Mortgage Corporation and the Federal National Mortgage Association and the FHA maximum mortgage amount limitations. H.R. 1783, Foreclosure Fraud and Homeowner Abuse Prevention Act of 2011. All Provisions. Provides for enhanced mortgage-backed and asset-backed security investor protections, to prevent foreclosure fraud, and for other purposes. H.R. 2126, Risk Retention Modernization Act of 2011. All Provisions. Modernizes the Liability Risk Retention Act of 1986 and expand coverage to include commercial property insurance, and other purposes. H.R. 1223, GSE Credit Risk Equitable Treatment Act of 2011. All Provisions. Amends the Securities Exchange Act of 1934 to ensure mortgages held or securitized by Fannie Mae and Freddie Mac and asset-backed securities issued by such enterprises are treated similarly as other mortgages and asset-backed securities for purposes of the credit risk retention requirements under such Act. H.R. 839, HAMP Termination Act of 2011. All Provisions. Amends the Emergency Economic Stabilization Act of 2008 to terminate the authority of the Secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the Program, either on a trial or permanent basis. H.R. 830, FHA Refinance Program Termination Act. All Provisions. Rescinds the unobligated funding for the FHA Refinance Program and terminates the program. H.R. 1224, GSE Portfolio Risk Reduction Act of 2011. All Provisions. Increases the rate of the required annual reductions of the reatined portfolios of Fannie Mae & Freddie Mac. H.R. 1221, Equity in Government Compensation Act of 2011. All Provisions. Suspends the current compensation packages for the senior executives of Fannie Mae & Freddie Mac and establishes compensation for such positions in accordance with rates of pay for senior employees in the Executive Branch of the Federal Government, and for other purposes. H.R. 1222, GSE Subsidy Elimination Act of 2011. All Provisions. Increases the guarantee fees charged by Fannie Mae and Freddie Mac with respect to mortgage-backed securities guaranteed by such enterprises. H.R. 1226, GSE Improvement Act of 2011. All Provisions. Repeals the affordable housing goals for Fannie Mae and Freddie Mac. H.R. 31, Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act of 2011. All Provisions. Requires the Inspector General of the Federal Housing Finance Agency to submit quarterly reports to the Congress during the conservatorship of the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. H.R. 1227, GSE Risk and Activities Limitation Act of 2011. All Provisions. Prohibits Fannie Mae and Freddie Mac from offering any new products during the term of any conservatorship or receivership of such enterprises H.R. 1225, GSE Debt Issuance Approval Act of 2011. Prohibits Fannie Mae and Freddie Mac from issuing any new debt without approval in advance by the Secretary of the Treasury. H.R. 1309, Flood Insurance Reform Act. All Provisions. Extends the authorization of the national flood insurance program, to achieve reforms to improve the financial integrity and stability of the program, and to increase the role of private markets in the management of flood insurance risk, and for other purposes. S. 489, Preserving Home and Communities Act of 2011. All Provisions. Requires certain mortgagees to evaluate loans for modifications, to establish a grant program for State and local government mediation programs, and for other purposes S. 170, The Helping Responsible Homeowners Act. All Provisions. Provides for the affordable refinancing of mortgages held by Fannie Mae and Freddie Mac. S. 222, Limiting Investor and Homeowner Loss in Foreclosure Act of 2010. All Provisions. Limits investor and homeowner losses in foreclosures, and for other purposes. S. 527, HAMP Termination Act of 2011. All Provisions. Amends the Emergency Economic Stabilization Act of 2008 to terminate the authority of the Secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the Program, either on a trial or permanent basis. HR 861, Neighborhood Stabilization Program Termination Act. Rescinds the third round of funding for the Neighborhood Stabilization Program and to terminate the program.S. 967, Regulation of Mortgage Servicing Act of 2011. All Provisions. Establishes clear regulatory standards for mortgage servicers, and for other purposes. H.R. 4323, Consumer Mortgage Choice Act. A bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction. H.R. 5972, Department of Housing and Urban Development Appropriations Act, 2013. A bill making appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2013, and for other purposes. S.3085, Responsible Homeowners Refinancing Act of 2012. A bill to provide for the expansion of affordable refinancing of mortgages held by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. S. 3047, Expanding Refinancing Opportunities Act of 2012. A bill to encourage responsible homeowners to refinance mortgages, and for other purposes. H.R. 5973, Agriculture, Rural Development, Food and Drug Administration, and RElated Agencies Appropriations Act, 2013. A bill making appropriations for Agriculture, Rural Development, Food and Drug Administration, and Related Agencies programs for the fiscal year ending September 30, 2013, and for other purposes. H.R. 6397, Defending American Taxpayers from Abusive Government Takings Act of 2012. A bill to prohibit Fannie Mae and Freddie Mac from purchasing, the FHA from insuring, and the Department of Veterans Affairs from guaranteeing, making, or insuring, a mortgage that is secured by a residence or residential structure located in a county in which the State has used the power of eminent domain to take a residential mortgage. H.R. 4264, FHA Emergency Fiscal Solvency Act of 2012. A bill to help ensure the fiscal solvency of the FHA mortgage insurance programs of the Secretary of Housing and Urban Development, and for other purposes. H.R. 1077, Consumer Mortgage Choice Act: To amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction.

H.R. 2126, Risk Retention Modernization Act of 2011. All Provisions. Modernizes the Liability Risk Retention Act of 1986 and expands coverage to include commercial property insurance, and other purposes. H.R. 1309, Flood Insurance Reform Act. All Provisions. Extends the authorization of the national flood insurance program, to achieve reforms to improve the financial integrity and stability of the program, and to increase the role of private markets in the management of flood insurance risk, and for other purposes.

S. 782, Economic Development Revitalization Act of 2011. All Provisions. Amends the Public Works and Economic Development Act of 1965 to reauthorize that Act, and for other purposes. H.R. 1498, Prompt Decision for Qualification of Short Sale Act of 2011. All Provisions. Requires the lender or servicer of a home mortgage, upon a request by the homeowner for a short sale, to make a prompt decision whether to allow the sale. S. 170, The Helping Responsible Homeowners Act. All Provisions. Provides for the affordable refinancing of mortgages held by Fannie Mae and Freddie Mac. S. 489, Preserving Home and Communities Act of 2011. All Provisions. Requires certain mortgagees to evaluate loans for modifications, establishes a grant program for State and local government mediation programs, and other purposes. H.R. 1754, Preserving Equal Access to Mortgage Finance Programs Act. All Provisions. Permanently increases the conforming loan limits for the Federal Home Loan Mortgage Corporation and the Federal National Mortgage Association and the FHA maximum mortgage amount limitations. H.R. 1783, Foreclosure Fraud and Homeowner Abuse Prevention Act of 2011. All Provisions. Provides for enhanced mortgage-backed and asset-backed security investor protections, to prevent foreclosure fraud, and for other purposes. H.R. 2126, Risk Retention Modernization Act of 2011. All Provisions. Modernizes the Liability Risk Retention Act of 1986 and expand coverage to include commercial property insurance, and other purposes. H.R. 1223, GSE Credit Risk Equitable Treatment Act of 2011. All Provisions. Amends the Securities Exchange Act of 1934 to ensure mortgages held or securitized by Fannie Mae and Freddie Mac and asset-backed securities issued by such enterprises are treated similarly as other mortgages and asset-backed securities for purposes of the credit risk retention requirements under such Act. H.R. 839, HAMP Termination Act of 2011. All Provisions. Amends the Emergency Economic Stabilization Act of 2008 to terminate the authority of the Secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the Program, either on a trial or permanent basis. H.R. 830, FHA Refinance Program Termination Act. All Provisions. Rescinds the unobligated funding for the FHA Refinance Program and terminates the program. H.R. 1224, GSE Portfolio Risk Reduction Act of 2011. All Provisions. Increases the rate of the required annual reductions of the reatined portfolios of Fannie Mae & Freddie Mac. H.R. 1221, Equity in Government Compensation Act of 2011. All Provisions. Suspends the current compensation packages for the senior executives of Fannie Mae & Freddie Mac and establishes compensation for such positions in accordance with rates of pay for senior employees in the Executive Branch of the Federal Government, and for other purposes. H.R. 1222, GSE Subsidy Elimination Act of 2011. All Provisions. Increases the guarantee fees charged by Fannie Mae and Freddie Mac with respect to mortgage-backed securities guaranteed by such enterprises. H.R. 1226, GSE Improvement Act of 2011. All Provisions. Repeals the affordable housing goals for Fannie Mae and Freddie Mac. H.R. 31, Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act of 2011. All Provisions. Requires the Inspector General of the Federal Housing Finance Agency to submit quarterly reports to the Congress during the conservatorship of the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. H.R. 1227, GSE Risk and Activities Limitation Act of 2011. All Provisions. Prohibits Fannie Mae and Freddie Mac from offering any new products during the term of any conservatorship or receivership of such enterprises H.R. 1225, GSE Debt Issuance Approval Act of 2011. Prohibits Fannie Mae and Freddie Mac from issuing any new debt without approval in advance by the Secretary of the Treasury. H.R. 1309, Flood Insurance Reform Act. All Provisions. Extends the authorization of the national flood insurance program, to achieve reforms to improve the financial integrity and stability of the program, and to increase the role of private markets in the management of flood insurance risk, and for other purposes. S. 489, Preserving Home and Communities Act of 2011. All Provisions. Requires certain mortgagees to evaluate loans for modifications, to establish a grant program for State and local government mediation programs, and for other purposes S. 170, The Helping Responsible Homeowners Act. All Provisions. Provides for the affordable refinancing of mortgages held by Fannie Mae and Freddie Mac. S. 222, Limiting Investor and Homeowner Loss in Foreclosure Act of 2010. All Provisions. Limits investor and homeowner losses in foreclosures, and for other purposes. S. 527, HAMP Termination Act of 2011. All Provisions. Amends the Emergency Economic Stabilization Act of 2008 to terminate the authority of the Secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the Program, either on a trial or permanent basis. HR 861, Neighborhood Stabilization Program Termination Act. Rescinds the third round of funding for the Neighborhood Stabilization Program and to terminate the program. S. 967, Regulation of Mortgage Servicing Act of 2011. All Provisions. Establishes clear regulatory standards for mortgage servicers, and for other purposes. H.R. 4323, Consumer Mortgage Choice Act. A bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction. H.R. 5972, Department of Housing and Urban Development Appropriations Act, 2013. A bill making appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2013, and for other purposes. S.3085, Responsible Homeowners Refinancing Act of 2012. A bill to provide for the expansion of affordable refinancing of mortgages held by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. S. 3047, Expanding Refinancing Opportunities Act of 2012. A bill to encourage responsible homeowners to refinance mortgages, and for other purposes. H.R. 5973, Agriculture, Rural Development, Food and Drug Administration, and RElated Agencies Appropriations Act, 2013. A bill making appropriations for Agriculture, Rural Development, Food and Drug Administration, and Related Agencies programs for the fiscal year ending September 30, 2013, and for other purposes. H.R. 6397, Defending American Taxpayers from Abusive Government Takings Act of 2012. A bill to prohibit Fannie Mae and Freddie Mac from purchasing, the FHA from insuring, and the Department of Veterans Affairs from guaranteeing, making, or insuring, a mortgage that is secured by a residence or residential structure located in a county in which the State has used the power of eminent domain to take a residential mortgage. H.R. 4264, FHA Emergency Fiscal Solvency Act of 2012. A bill to help ensure the fiscal solvency of the FHA mortgage insurance programs of the Secretary of Housing and Urban Development, and for other purposes.

H.R. 2126, Risk Retention Modernization Act of 2011. All Provisions. Modernizes the Liability Risk Retention Act of 1986 and expands coverage to include commercial property insurance, and other purposes. H.R. 1309, Flood Insurance Reform Act. All Provisions. Extends the authorization of the national flood insurance program, to achieve reforms to improve the financial integrity and stability of the program, and to increase the role of private markets in the management of flood insurance risk, and for other purposes.

S. 782, Economic Development Revitalization Act of 2011. All Provisions. Amends the Public Works and Economic Development Act of 1965 to reauthorize that Act, and for other purposes. H.R. 1498, Prompt Decision for Qualification of Short Sale Act of 2011. All Provisions. Requires the lender or servicer of a home mortgage, upon a request by the homeowner for a short sale, to make a prompt decision whether to allow the sale. S. 170, The Helping Responsible Homeowners Act. All Provisions. Provides for the affordable refinancing of mortgages held by Fannie Mae and Freddie Mac. S. 489, Preserving Home and Communities Act of 2011. All Provisions. Requires certain mortgagees to evaluate loans for modifications, establishes a grant program for State and local government mediation programs, and other purposes. H.R. 1754, Preserving Equal Access to Mortgage Finance Programs Act. All Provisions. Permanently increases the conforming loan limits for the Federal Home Loan Mortgage Corporation and the Federal National Mortgage Association and the FHA maximum mortgage amount limitations. H.R. 1783, Foreclosure Fraud and Homeowner Abuse Prevention Act of 2011. All Provisions. Provides for enhanced mortgage-backed and asset-backed security investor protections, to prevent foreclosure fraud, and for other purposes. H.R. 2126, Risk Retention Modernization Act of 2011. All Provisions. Modernizes the Liability Risk Retention Act of 1986 and expand coverage to include commercial property insurance, and other purposes. H.R. 1223, GSE Credit Risk Equitable Treatment Act of 2011. All Provisions. Amends the Securities Exchange Act of 1934 to ensure mortgages held or securitized by Fannie Mae and Freddie Mac and asset-backed securities issued by such enterprises are treated similarly as other mortgages and asset-backed securities for purposes of the credit risk retention requirements under such Act. H.R. 839, HAMP Termination Act of 2011. All Provisions. Amends the Emergency Economic Stabilization Act of 2008 to terminate the authority of the Secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the Program, either on a trial or permanent basis. H.R. 830, FHA Refinance Program Termination Act. All Provisions. Rescinds the unobligated funding for the FHA Refinance Program and terminates the program. H.R. 1224, GSE Portfolio Risk Reduction Act of 2011. All Provisions. Increases the rate of the required annual reductions of the reatined portfolios of Fannie Mae & Freddie Mac. H.R. 1221, Equity in Government Compensation Act of 2011. All Provisions. Suspends the current compensation packages for the senior executives of Fannie Mae & Freddie Mac and establishes compensation for such positions in accordance with rates of pay for senior employees in the Executive Branch of the Federal Government, and for other purposes. H.R. 1222, GSE Subsidy Elimination Act of 2011. All Provisions. Increases the guarantee fees charged by Fannie Mae and Freddie Mac with respect to mortgage-backed securities guaranteed by such enterprises. H.R. 1226, GSE Improvement Act of 2011. All Provisions. Repeals the affordable housing goals for Fannie Mae and Freddie Mac. H.R. 31, Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act of 2011. All Provisions. Requires the Inspector General of the Federal Housing Finance Agency to submit quarterly reports to the Congress during the conservatorship of the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. H.R. 1227, GSE Risk and Activities Limitation Act of 2011. All Provisions. Prohibits Fannie Mae and Freddie Mac from offering any new products during the term of any conservatorship or receivership of such enterprises H.R. 1225, GSE Debt Issuance Approval Act of 2011. Prohibits Fannie Mae and Freddie Mac from issuing any new debt without approval in advance by the Secretary of the Treasury. H.R. 1309, Flood Insurance Reform Act. All Provisions. Extends the authorization of the national flood insurance program, to achieve reforms to improve the financial integrity and stability of the program, and to increase the role of private markets in the management of flood insurance risk, and for other purposes. S. 489, Preserving Home and Communities Act of 2011. All Provisions. Requires certain mortgagees to evaluate loans for modifications, to establish a grant program for State and local government mediation programs, and for other purposes S. 170, The Helping Responsible Homeowners Act. All Provisions. Provides for the affordable refinancing of mortgages held by Fannie Mae and Freddie Mac. S. 222, Limiting Investor and Homeowner Loss in Foreclosure Act of 2010. All Provisions. Limits investor and homeowner losses in foreclosures, and for other purposes. S. 527, HAMP Termination Act of 2011. All Provisions. Amends the Emergency Economic Stabilization Act of 2008 to terminate the authority of the Secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the Program, either on a trial or permanent basis. HR 861, Neighborhood Stabilization Program Termination Act. Rescinds the third round of funding for the Neighborhood Stabilization Program and to terminate the program. S. 967, Regulation of Mortgage Servicing Act of 2011. All Provisions. Establishes clear regulatory standards for mortgage servicers, and for other purposes. H.R. 4323, Consumer Mortgage Choice Act. A bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction. H.R. 5972, Department of Housing and Urban Development Appropriations Act, 2013. A bill making appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2013, and for other purposes. S.3085, Responsible Homeowners Refinancing Act of 2012. A bill to provide for the expansion of affordable refinancing of mortgages held by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. S. 3047, Expanding Refinancing Opportunities Act of 2012. A bill to encourage responsible homeowners to refinance mortgages, and for other purposes. H.R. 5973, Agriculture, Rural Development, Food and Drug Administration, and RElated Agencies Appropriations Act, 2013. A bill making appropriations for Agriculture, Rural Development, Food and Drug Administration, and Related Agencies programs for the fiscal year ending September 30, 2013, and for other purposes. H.R. 6397, Defending American Taxpayers from Abusive Government Takings Act of 2012. A bill to prohibit Fannie Mae and Freddie Mac from purchasing, the FHA from insuring, and the Department of Veterans Affairs from guaranteeing, making, or insuring, a mortgage that is secured by a residence or residential structure located in a county in which the State has used the power of eminent domain to take a residential mortgage. H.R. 4264, FHA Emergency Fiscal Solvency Act of 2012. A bill to help ensure the fiscal solvency of the FHA mortgage insurance programs of the Secretary of Housing and Urban Development, and for other purposes.

H.R. 2126, Risk Retention Modernization Act of 2011. All Provisions. Modernizes the Liability Risk Retention Act of 1986 and expands coverage to include commercial property insurance, and other purposes. H.R. 1309, Flood Insurance Reform Act. All Provisions. Extends the authorization of the national flood insurance program, to achieve reforms to improve the financial integrity and stability of the program, and to increase the role of private markets in the management of flood insurance risk, and for other purposes.

S. 782, Economic Development Revitalization Act of 2011. All Provisions. Amends the Public Works and Economic Development Act of 1965 to reauthorize that Act, and for other purposes. H.R. 1498, Prompt Decision for Qualification of Short Sale Act of 2011. All Provisions. Requires the lender or servicer of a home mortgage, upon a request by the homeowner for a short sale, to make a prompt decision whether to allow the sale. S. 170, The Helping Responsible Homeowners Act. All Provisions. Provides for the affordable refinancing of mortgages held by Fannie Mae and Freddie Mac. S. 489, Preserving Home and Communities Act of 2011. All Provisions. Requires certain mortgagees to evaluate loans for modifications, establishes a grant program for State and local government mediation programs, and other purposes. H.R. 1754, Preserving Equal Access to Mortgage Finance Programs Act. All Provisions. Permanently increases the conforming loan limits for the Federal Home Loan Mortgage Corporation and the Federal National Mortgage Association and the FHA maximum mortgage amount limitations. H.R. 1783, Foreclosure Fraud and Homeowner Abuse Prevention Act of 2011. All Provisions. Provides for enhanced mortgage-backed and asset-backed security investor protections, to prevent foreclosure fraud, and for other purposes. H.R. 2126, Risk Retention Modernization Act of 2011. All Provisions. Modernizes the Liability Risk Retention Act of 1986 and expand coverage to include commercial property insurance, and other purposes. H.R. 1223, GSE Credit Risk Equitable Treatment Act of 2011. All Provisions. Amends the Securities Exchange Act of 1934 to ensure mortgages held or securitized by Fannie Mae and Freddie Mac and asset-backed securities issued by such enterprises are treated similarly as other mortgages and asset-backed securities for purposes of the credit risk retention requirements under such Act. H.R. 839, HAMP Termination Act of 2011. All Provisions. Amends the Emergency Economic Stabilization Act of 2008 to terminate the authority of the Secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the Program, either on a trial or permanent basis. H.R. 830, FHA Refinance Program Termination Act. All Provisions. Rescinds the unobligated funding for the FHA Refinance Program and terminates the program. H.R. 1224, GSE Portfolio Risk Reduction Act of 2011. All Provisions. Increases the rate of the required annual reductions of the reatined portfolios of Fannie Mae & Freddie Mac. H.R. 1221, Equity in Government Compensation Act of 2011. All Provisions. Suspends the current compensation packages for the senior executives of Fannie Mae & Freddie Mac and establishes compensation for such positions in accordance with rates of pay for senior employees in the Executive Branch of the Federal Government, and for other purposes. H.R. 1222, GSE Subsidy Elimination Act of 2011. All Provisions. Increases the guarantee fees charged by Fannie Mae and Freddie Mac with respect to mortgage-backed securities guaranteed by such enterprises. H.R. 1226, GSE Improvement Act of 2011. All Provisions. Repeals the affordable housing goals for Fannie Mae and Freddie Mac. H.R. 31, Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act of 2011. All Provisions. Requires the Inspector General of the Federal Housing Finance Agency to submit quarterly reports to the Congress during the conservatorship of the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. H.R. 1227, GSE Risk and Activities Limitation Act of 2011. All Provisions. Prohibits Fannie Mae and Freddie Mac from offering any new products during the term of any conservatorship or receivership of such enterprises H.R. 1225, GSE Debt Issuance Approval Act of 2011. Prohibits Fannie Mae and Freddie Mac from issuing any new debt without approval in advance by the Secretary of the Treasury. H.R. 1309, Flood Insurance Reform Act. All Provisions. Extends the authorization of the national flood insurance program, to achieve reforms to improve the financial integrity and stability of the program, and to increase the role of private markets in the management of flood insurance risk, and for other purposes. S. 489, Preserving Home and Communities Act of 2011. All Provisions. Requires certain mortgagees to evaluate loans for modifications, to establish a grant program for State and local government mediation programs, and for other purposes S. 170, The Helping Responsible Homeowners Act. All Provisions. Provides for the affordable refinancing of mortgages held by Fannie Mae and Freddie Mac. S. 222, Limiting Investor and Homeowner Loss in Foreclosure Act of 2010. All Provisions. Limits investor and homeowner losses in foreclosures, and for other purposes. S. 527, HAMP Termination Act of 2011. All Provisions. Amends the Emergency Economic Stabilization Act of 2008 to terminate the authority of the Secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the Program, either on a trial or permanent basis. HR 861, Neighborhood Stabilization Program Termination Act. Rescinds the third round of funding for the Neighborhood Stabilization Program and to terminate the program. S. 967, Regulation of Mortgage Servicing Act of 2011. All Provisions. Establishes clear regulatory standards for mortgage servicers, and for other purposes. H.R. 4323, Consumer Mortgage Choice Act. A bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction. H.R. 5972, Department of Housing and Urban Development Appropriations Act, 2013. A bill making appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2013, and for other purposes. S.3085, Responsible Homeowners Refinancing Act of 2012. A bill to provide for the expansion of affordable refinancing of mortgages held by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. S. 3047, Expanding Refinancing Opportunities Act of 2012. A bill to encourage responsible homeowners to refinance mortgages, and for other purposes. H.R. 5973, Agriculture, Rural Development, Food and Drug Administration, and RElated Agencies Appropriations Act, 2013. A bill making appropriations for Agriculture, Rural Development, Food and Drug Administration, and Related Agencies programs for the fiscal year ending September 30, 2013, and for other purposes.

H.R. 2126, Risk Retention Modernization Act of 2011. All Provisions. Modernizes the Liability Risk Retention Act of 1986 and expands coverage to include commercial property insurance, and other purposes. H.R. 1309, Flood Insurance Reform Act. All Provisions. Extends the authorization of the national flood insurance program, to achieve reforms to improve the financial integrity and stability of the program, and to increase the role of private markets in the management of flood insurance risk, and for other purposes.

S. 782, Economic Development Revitalization Act of 2011. All Provisions. Amends the Public Works and Economic Development Act of 1965 to reauthorize that Act, and for other purposes. H.R. 1498, Prompt Decision for Qualification of Short Sale Act of 2011. All Provisions. Requires the lender or servicer of a home mortgage, upon a request by the homeowner for a short sale, to make a prompt decision whether to allow the sale. S. 170, The Helping Responsible Homeowners Act. All Provisions. Provides for the affordable refinancing of mortgages held by Fannie Mae and Freddie Mac. S. 489, Preserving Home and Communities Act of 2011. All Provisions. Requires certain mortgagees to evaluate loans for modifications, establishes a grant program for State and local government mediation programs, and other purposes. H.R. 1754, Preserving Equal Access to Mortgage Finance Programs Act. All Provisions. Permanently increases the conforming loan limits for the Federal Home Loan Mortgage Corporation and the Federal National Mortgage Association and the FHA maximum mortgage amount limitations. H.R. 1783, Foreclosure Fraud and Homeowner Abuse Prevention Act of 2011. All Provisions. Provides for enhanced mortgage-backed and asset-backed security investor protections, to prevent foreclosure fraud, and for other purposes. H.R. 2126, Risk Retention Modernization Act of 2011. All Provisions. Modernizes the Liability Risk Retention Act of 1986 and expand coverage to include commercial property insurance, and other purposes. H.R. 1223, GSE Credit Risk Equitable Treatment Act of 2011. All Provisions. Amends the Securities Exchange Act of 1934 to ensure mortgages held or securitized by Fannie Mae and Freddie Mac and asset-backed securities issued by such enterprises are treated similarly as other mortgages and asset-backed securities for purposes of the credit risk retention requirements under such Act. H.R. 839, HAMP Termination Act of 2011. All Provisions. Amends the Emergency Economic Stabilization Act of 2008 to terminate the authority of the Secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the Program, either on a trial or permanent basis. H.R. 830, FHA Refinance Program Termination Act. All Provisions. Rescinds the unobligated funding for the FHA Refinance Program and terminates the program. H.R. 1224, GSE Portfolio Risk Reduction Act of 2011. All Provisions. Increases the rate of the required annual reductions of the reatined portfolios of Fannie Mae & Freddie Mac. H.R. 1221, Equity in Government Compensation Act of 2011. All Provisions. Suspends the current compensation packages for the senior executives of Fannie Mae & Freddie Mac and establishes compensation for such positions in accordance with rates of pay for senior employees in the Executive Branch of the Federal Government, and for other purposes. H.R. 1222, GSE Subsidy Elimination Act of 2011. All Provisions. Increases the guarantee fees charged by Fannie Mae and Freddie Mac with respect to mortgage-backed securities guaranteed by such enterprises. H.R. 1226, GSE Improvement Act of 2011. All Provisions. Repeals the affordable housing goals for Fannie Mae and Freddie Mac. H.R. 31, Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act of 2011. All Provisions. Requires the Inspector General of the Federal Housing Finance Agency to submit quarterly reports to the Congress during the conservatorship of the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. H.R. 1227, GSE Risk and Activities Limitation Act of 2011. All Provisions. Prohibits Fannie Mae and Freddie Mac from offering any new products during the term of any conservatorship or receivership of such enterprises H.R. 1225, GSE Debt Issuance Approval Act of 2011. Prohibits Fannie Mae and Freddie Mac from issuing any new debt without approval in advance by the Secretary of the Treasury. H.R. 1309, Flood Insurance Reform Act. All Provisions. Extends the authorization of the national flood insurance program, to achieve reforms to improve the financial integrity and stability of the program, and to increase the role of private markets in the management of flood insurance risk, and for other purposes. S. 489, Preserving Home and Communities Act of 2011. All Provisions. Requires certain mortgagees to evaluate loans for modifications, to establish a grant program for State and local government mediation programs, and for other purposes S. 170, The Helping Responsible Homeowners Act. All Provisions. Provides for the affordable refinancing of mortgages held by Fannie Mae and Freddie Mac. S. 222, Limiting Investor and Homeowner Loss in Foreclosure Act of 2010. All Provisions. Limits investor and homeowner losses in foreclosures, and for other purposes. S. 527, HAMP Termination Act of 2011. All Provisions. Amends the Emergency Economic Stabilization Act of 2008 to terminate the authority of the Secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the Program, either on a trial or permanent basis. HR 861, Neighborhood Stabilization Program Termination Act. Rescinds the third round of funding for the Neighborhood Stabilization Program and to terminate the program. S. 967, Regulation of Mortgage Servicing Act of 2011. All Provisions. Establishes clear regulatory standards for mortgage servicers, and for other purposes.

S. 782, Economic Development Revitalization Act of 2011. All Provisions. Amends the Public Works and Economic Development Act of 1965 to reauthorize that Act, and for other purposes. H.R. 1498, Prompt Decision for Qualification of Short Sale Act of 2011. All Provisions. Requires the lender or servicer of a home mortgage, upon a request by the homeowner for a short sale, to make a prompt decision whether to allow the sale. S. 170, The Helping Responsible Homeowners Act. All Provisions. Provides for the affordable refinancing of mortgages held by Fannie Mae and Freddie Mac. S. 489, Preserving Home and Communities Act of 2011. All Provisions. Requires certain mortgagees to evaluate loans for modifications, establishes a grant program for State and local government mediation programs, and other purposes. H.R. 1754, Preserving Equal Access to Mortgage Finance Programs Act. All Provisions. Permanently increases the conforming loan limits for the Federal Home Loan Mortgage Corporation and the Federal National Mortgage Association and the FHA maximum mortgage amount limitations. H.R. 1783, Foreclosure Fraud and Homeowner Abuse Prevention Act of 2011. All Provisions. Provides for enhanced mortgage-backed and asset-backed security investor protections, to prevent foreclosure fraud, and for other purposes. H.R. 2126, Risk Retention Modernization Act of 2011. All Provisions. Modernizes the Liability Risk Retention Act of 1986 and expand coverage to include commercial property insurance, and other purposes. H.R. 1223, GSE Credit Risk Equitable Treatment Act of 2011. All Provisions. Amends the Securities Exchange Act of 1934 to ensure mortgages held or securitized by Fannie Mae and Freddie Mac and asset-backed securities issued by such enterprises are treated similarly as other mortgages and asset-backed securities for purposes of the credit risk retention requirements under such Act. H.R. 839, HAMP Termination Act of 2011. All Provisions. Amends the Emergency Economic Stabilization Act of 2008 to terminate the authority of the Secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the Program, either on a trial or permanent basis. H.R. 830, FHA Refinance Program Termination Act. All Provisions. Rescinds the unobligated funding for the FHA Refinance Program and terminates the program. H.R. 1224, GSE Portfolio Risk Reduction Act of 2011. All Provisions. Increases the rate of the required annual reductions of the reatined portfolios of Fannie Mae & Freddie Mac. H.R. 1221, Equity in Government Compensation Act of 2011. All Provisions. Suspends the current compensation packages for the senior executives of Fannie Mae & Freddie Mac and establishes compensation for such positions in accordance with rates of pay for senior employees in the Executive Branch of the Federal Government, and for other purposes. H.R. 1222, GSE Subsidy Elimination Act of 2011. All Provisions. Increases the guarantee fees charged by Fannie Mae and Freddie Mac with respect to mortgage-backed securities guaranteed by such enterprises. H.R. 1226, GSE Improvement Act of 2011. All Provisions. Repeals the affordable housing goals for Fannie Mae and Freddie Mac. H.R. 31, Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act of 2011. All Provisions. Requires the Inspector General of the Federal Housing Finance Agency to submit quarterly reports to the Congress during the conservatorship of the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. H.R. 1227, GSE Risk and Activities Limitation Act of 2011. All Provisions. Prohibits Fannie Mae and Freddie Mac from offering any new products during the term of any conservatorship or receivership of such enterprises H.R. 1225, GSE Debt Issuance Approval Act of 2011. Prohibits Fannie Mae and Freddie Mac from issuing any new debt without approval in advance by the Secretary of the Treasury. H.R. 1309, Flood Insurance Reform Act. All Provisions. Extends the authorization of the national flood insurance program, to achieve reforms to improve the financial integrity and stability of the program, and to increase the role of private markets in the management of flood insurance risk, and for other purposes. S. 489, Preserving Home and Communities Act of 2011. All Provisions. Requires certain mortgagees to evaluate loans for modifications, to establish a grant program for State and local government mediation programs, and for other purposes S. 170, The Helping Responsible Homeowners Act. All Provisions. Provides for the affordable refinancing of mortgages held by Fannie Mae and Freddie Mac. S. 222, Limiting Investor and Homeowner Loss in Foreclosure Act of 2010. All Provisions. Limits investor and homeowner losses in foreclosures, and for other purposes. S. 527, HAMP Termination Act of 2011. All Provisions. Amends the Emergency Economic Stabilization Act of 2008 to terminate the authority of the Secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the Program, either on a trial or permanent basis. HR 861, Neighborhood Stabilization Program Termination Act. Rescinds the third round of funding for the Neighborhood Stabilization Program and to terminate the program. S. 967, Regulation of Mortgage Servicing Act of 2011. All Provisions. Establishes clear regulatory standards for mortgage servicers, and for other purposes.

H.R. 1309, Flood Insurance Reform Act. All Provisions. Extends the authorization of the national flood insurance program, to achieve reforms to improve the financial integrity and stability of the program, and to increase the role of private markets in the management of flood insurance risk, and for other purposes. H.R. 2126, Risk Retention Modernization Act of 2011. All Provisions. Modernizes the Liability Risk Retention Act of 1986 and expands coverage to include commercial property insurance, and other purposes.

H.R. 1498, Prompt Decision for Qualification of Short Sale Act of 2011. All Provisions. Requires the lender or servicer of a home mortgage, upon a request by the homeowner for a short sale, to make a prompt decision whether to allow the sale. S. 967, Regulation of Mortgage Servicing Act of 2011. All Provisions. Establishes clear regulatory standards for mortgage servicers, and for other purposes. S. 170, The Helping Responsible Homeowners Act. All Provisions. Provides for the affordable refinancing of mortgages held by Fannie Mae and Freddie Mac. S. 489, Preserving Home and Communities Act of 2011. All Provisions. Requires certain mortgagees to evaluate loans for modifications, establishes a grant program for State and local government mediation programs, and other purposes. H.R. 1754, Preserving Equal Access to Mortgage Finance Programs Act. All Provisions. Permanently increases the conforming loan limits for the Federal Home Loan Mortgage Corporation and the Federal National Mortgage Association and the FHA maximum mortgage amount limitations. H.R. 1783, Foreclosure Fraud and Homeowner Abuse Prevention Act of 2011. All Provisions. Provides for enhanced mortgage-backed and asset-backed security investor protections, to prevent foreclosure fraud, and for other purposes. H.R. 2126, Risk Retention Modernization Act of 2011. All Provisions. Modernizes the Liability Risk Retention Act of 1986 and expand coverage to include commercial property insurance, and other purposes. H.R. 1223, GSE Credit Risk Equitable Treatment Act of 2011. All Provisions. Amends the Securities Exchange Act of 1934 to ensure mortgages held or securitized by Fannie Mae and Freddie Mac and asset-backed securities issued by such enterprises are treated similarly as other mortgages and asset-backed securities for purposes of the credit risk retention requirements under such Act. H.R. 839, HAMP Termination Act of 2011. All Provisions. Amends the Emergency Economic Stabilization Act of 2008 to terminate the authority of the Secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the Program, either on a trial or permanent basis. H.R. 830, FHA Refinance Program Termination Act. All Provisions. Rescinds the unobligated funding for the FHA Refinance Program and terminates the program. H.R. 1224, GSE Portfolio Risk Reduction Act of 2011. All Provisions. Increases the rate of the required annual reductions of the reatined portfolios of Fannie Mae & Freddie Mac. H.R. 1221, Equity in Government Compensation Act of 2011. All Provisions. Suspends the current compensation packages for the senior executives of Fannie Mae & Freddie Mac and establishes compensation for such positions in accordance with rates of pay for senior employees in the Executive Branch of the Federal Government, and for other purposes. H.R. 1222, GSE Subsidy Elimination Act of 2011. All Provisions. Increases the guarantee fees charged by Fannie Mae and Freddie Mac with respect to mortgage-backed securities guaranteed by such enterprises. H.R. 1226, GSE Improvement Act of 2011. All Provisions. Repeals the affordable housing goals for Fannie Mae and Freddie Mac. H.R. 31, Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act of 2011. All Provisions. Requires the Inspector General of the Federal Housing Finance Agency to submit quarterly reports to the Congress during the conservatorship of the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. H.R. 1227, GSE Risk and Activities Limitation Act of 2011. All Provisions. Prohibits Fannie Mae and Freddie Mac from offering any new products during the term of any conservatorship or receivership of such enterprises H.R. 1225, GSE Debt Issuance Approval Act of 2011. Prohibits Fannie Mae and Freddie Mac from issuing any new debt without approval in advance by the Secretary of the Treasury. H.R. 1309, Flood Insurance Reform Act. All Provisions. Extends the authorization of the national flood insurance program, to achieve reforms to improve the financial integrity and stability of the program, and to increase the role of private markets in the management of flood insurance risk, and for other purposes. S. 489, Preserving Home and Communities Act of 2011. All Provisions. Requires certain mortgagees to evaluate loans for modifications, to establish a grant program for State and local government mediation programs, and for other purposes S. 170, The Helping Responsible Homeowners Act. All Provisions. Provides for the affordable refinancing of mortgages held by Fannie Mae and Freddie Mac. S. 222, Limiting Investor and Homeowner Loss in Foreclosure Act of 2010. All Provisions. Limits investor and homeowner losses in foreclosures, and for other purposes. S. 527, HAMP Termination Act of 2011. All Provisions. Amends the Emergency Economic Stabilization Act of 2008 to terminate the authority of the Secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the Program, either on a trial or permanent basis. HR 861, Neighborhood Stabilization Program Termination Act. Rescinds the third round of funding for the Neighborhood Stabilization Program and to terminate the program.

S. 170, The Helping Responsible Homeowners Act. All Provisions. Provides for the affordable refinancing of mortgages held by Fannie Mae and Freddie Mac. S. 489, Preserving Home and Communities Act of 2011. All Provisions. Requires certain mortgagees to evaluate loans for modifications, establishes a grant program for State and local government mediation programs, and other purposes. H.R. 1754, Preserving Equal Access to Mortgage Finance Programs Act. All Provisions. Permanently increases the conforming loan limits for the Federal Home Loan Mortgage Corporation and the Federal National Mortgage Association and the FHA maximum mortgage amount limitations. H.R. 1783, Foreclosure Fraud and Homeowner Abuse Prevention Act of 2011. All Provisions. Provides for enhanced mortgage-backed and asset-backed security investor protections, to prevent foreclosure fraud, and for other purposes. H.R. 2126, Risk Retention Modernization Act of 2011. All Provisions. Modernizes the Liability Risk Retention Act of 1986 and expand coverage to include commercial property insurance, and other purposes. H.R. 1223, GSE Credit Risk Equitable Treatment Act of 2011. All Provisions. Amends the Securities Exchange Act of 1934 to ensure mortgages held or securitized by Fannie Mae and Freddie Mac and asset-backed securities issued by such enterprises are treated similarly as other mortgages and asset-backed securities for purposes of the credit risk retention requirements under such Act. H.R. 839, HAMP Termination Act of 2011. All Provisions. Amends the Emergency Economic Stabilization Act of 2008 to terminate the authority of the Secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the Program, either on a trial or permanent basis. H.R. 830, FHA Refinance Program Termination Act. All Provisions. Rescinds the unobligated funding for the FHA Refinance Program and terminates the program. H.R. 1224, GSE Portfolio Risk Reduction Act of 2011. All Provisions. Increases the rate of the required annual reductions of the reatined portfolios of Fannie Mae & Freddie Mac. H.R. 1221, Equity in Government Compensation Act of 2011. All Provisions. Suspends the current compensation packages for the senior executives of Fannie Mae & Freddie Mac and establishes compensation for such positions in accordance with rates of pay for senior employees in the Executive Branch of the Federal Government, and for other purposes. H.R. 1222, GSE Subsidy Elimination Act of 2011. All Provisions. Increases the guarantee fees charged by Fannie Mae and Freddie Mac with respect to mortgage-backed securities guaranteed by such enterprises. H.R. 1226, GSE Improvement Act of 2011. All Provisions. Repeals the affordable housing goals for Fannie Mae and Freddie Mac. H.R. 31, Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act of 2011. All Provisions. Requires the Inspector General of the Federal Housing Finance Agency to submit quarterly reports to the Congress during the conservatorship of the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. H.R. 1227, GSE Risk and Activities Limitation Act of 2011. All Provisions. Prohibits Fannie Mae and Freddie Mac from offering any new products during the term of any conservatorship or receivership of such enterprises H.R. 1225, GSE Debt Issuance Approval Act of 2011. Prohibits Fannie Mae and Freddie Mac from issuing any new debt without approval in advance by the Secretary of the Treasury. H.R. 1309, Flood Insurance Reform Act. All Provisions. Extends the authorization of the national flood insurance program, to achieve reforms to improve the financial integrity and stability of the program, and to increase the role of private markets in the management of flood insurance risk, and for other purposes. S. 489, Preserving Home and Communities Act of 2011. All Provisions. Requires certain mortgagees to evaluate loans for modifications, to establish a grant program for State and local government mediation programs, and for other purposes S. 170, The Helping Responsible Homeowners Act. All Provisions. Provides for the affordable refinancing of mortgages held by Fannie Mae and Freddie Mac. S. 222, Limiting Investor and Homeowner Loss in Foreclosure Act of 2010. All Provisions. Limits investor and homeowner losses in foreclosures, and for other purposes. S. 527, HAMP Termination Act of 2011. All Provisions. Amends the Emergency Economic Stabilization Act of 2008 to terminate the authority of the Secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the Program, either on a trial or permanent basis. HR 861, Neighborhood Stabilization Program Termination Act. Rescinds the third round of funding for the Neighborhood Stabilization Program and to terminate the program.

H.R. 1223, GSE Credit Risk Equitable Treatment Act of 2011. All Provisions. Amends the Securities Exchange Act of 1934 to ensure mortgages held or securitized by Fannie Mae and Freddie Mac and asset-backed securities issued by such enterprises are treated similarly as other mortgages and asset-backed securities for purposes of the credit risk retention requirements under such Act. H.R. 839, HAMP Termination Act of 2011. All Provisions. Amends the Emergency Economic Stabilization Act of 2008 to terminate the authority of the Secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the Program, either on a trial or permanent basis. H.R. 830, FHA Refinance Program Termination Act. All Provisions. Rescinds the unobligated funding for the FHA Refinance Program and terminates the program. H.R. 1224, GSE Portfolio Risk Reduction Act of 2011. All Provisions. Increases the rate of the required annual reductions of the reatined portfolios of Fannie Mae & Freddie Mac. H.R. 1221, Equity in Government Compensation Act of 2011. All Provisions. Suspends the current compensation packages for the senior executives of Fannie Mae & Freddie Mac and establishes compensation for such positions in accordance with rates of pay for senior employees in the Executive Branch of the Federal Government, and for other purposes. H.R. 1222, GSE Subsidy Elimination Act of 2011. All Provisions. Increases the guarantee fees charged by Fannie Mae and Freddie Mac with respect to mortgage-backed securities guaranteed by such enterprises. H.R. 1226, GSE Improvement Act of 2011. All Provisions. Repeals the affordable housing goals for Fannie Mae and Freddie Mac. H.R. 31, Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act of 2011. All Provisions. Requires the Inspector General of the Federal Housing Finance Agency to submit quarterly reports to the Congress during the conservatorship of the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. H.R. 1227, GSE Risk and Activities Limitation Act of 2011. All Provisions. Prohibits Fannie Mae and Freddie Mac from offering any new products during the term of any conservatorship or receivership of such enterprises H.R. 1225, GSE Debt Issuance Approval Act of 2011. Prohibits Fannie Mae and Freddie Mac from issuing any new debt without approval in advance by the Secretary of the Treasury. H.R. 1309, Flood Insurance Reform Act. All Provisions. Extends the authorization of the national flood insurance program, to achieve reforms to improve the financial integrity and stability of the program, and to increase the role of private markets in the management of flood insurance risk, and for other purposes. S. 489, Preserving Home and Communities Act of 2011. All Provisions. Requires certain mortgagees to evaluate loans for modifications, to establish a grant program for State and local government mediation programs, and for other purposes S. 170, The Helping Responsible Homeowners Act. All Provisions. Provides for the affordable refinancing of mortgages held by Fannie Mae and Freddie Mac. S. 222, Limiting Investor and Homeowner Loss in Foreclosure Act of 2010. All Provisions. Limits investor and homeowner losses in foreclosures, and for other purposes. S. 527, HAMP Termination Act of 2011. All Provisions. Amends the Emergency Economic Stabilization Act of 2008 to terminate the authority of the Secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the Program, either on a trial or permanent basis. HR 861, Neighborhood Stabilization Program Termination Act. Rescinds the third round of funding for the Neighborhood Stabilization Program and to terminate the program.

S. 566, Financial Product Safety Commission Act of 2009. All Provisions. A bill to create a Financial Product Safety Commission, to provide consumers with stronger protections and better information in connection with consumer financial products, and to give providers of consumer financial products more regulatory certainty. H.R. 4953, Mortgage Servicing Conflict Elimination Act of 2010. All Provisions. Amends the Truth in Lending Act to prohibit the servicer of a home mortgage, or any affiliate of the servicer, from holding any other mortgage on the property. H.R. 5766, To ensure that the underwriting standards of Fannie Mae and Freddie Mac facilitate the use of property assessed clean energy programs to finance the installation of renewable energy and energy efficiency improvements. All Provisions.

H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R. 5028, Right to Rent Act of 2010. All Provisions. Allows homeowners of moderate-value homes who are subject to mortgage foreclosure proceedings to remain in their homes as renters. H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes.. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. S. 1379, Energy Efficiency in Housing Act of 2009. All Provisions. A bill to encourage energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S.3024, Job Impact Analysis Act of 2010. All Provisions. A bill to ensure that the creation of jobs by small businesses is considered during the Federal legislative and rulemaking process, and for other purposes. H.R.3146, 21 Century FHA Housing Act of 2009. All Provisions. Makes improvements to the FHA mortgage insurance programs of the Department of Housing and Urban Development, and for other purposes. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high-cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes.(BILL IS NOW LAW)

S. 1379, Energy Efficiency in Housing Act of 2009. All Provisions. A bill to encourage energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. H.R. 2336, GREEN Act of 2009. All Provisions. Encourages energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S. 3402, REAL Act of 2010. All Provisions. Encourages residential use of renewable energy systems by minimizing upfront costs and providing immediate utility cost savings to consumers through leasing of such systems to homeowners, and for other purposes. H.R. 5766, To ensure that the underwriting standards of Fannie Mae and Freddie Mac facilitate the use of property assessed clean energy programs to finance the installation of renewable energy and energy efficiency improvements. All Provisions.

H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. S. 1379, Energy Efficiency in Housing Act of 2009. All Provisions. A bill to encourage energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S.3024, Job Impact Analysis Act of 2010. All Provisions. A bill to ensure that the creation of jobs by small businesses is considered during the Federal legislative and rulemaking process, and for other purposes. H.R.3146, 21 Century FHA Housing Act of 2009. All Provisions. Makes improvements to the FHA mortgage insurance programs of the Department of Housing and Urban Development, and for other purposes. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high-cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages. H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5028, Right to Rent Act of 2010. All Provisions. Allows homeowners of moderate-value homes who are subject to mortgage foreclosure proceedings to remain in their homes as renters. H.R. 5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes.(BILL IS NOW LAW)

H.R. 4173, Wall Street Reform and Consumer Protection Act of 2009. All Provisions. Provides for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, regulates over-the-counter derivatives markets, and for other purposes. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 2452, Net Operating Loss (NOL) Carryback Act. To amend the Internal Revenue Code of 1986 a 5-year carryback of operating losses, and for other purposes. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income).

H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the National Flood Insurance Program, and for other purposes. H.R. 3146, 21st Century FHA Housing Act of 2009. All Provisions. Amends the National Housing Act to declare that the Sec. of Housing and Urban Affairs (HUD) is not subject to the National Environmental Policy Act of 1969 when insuring any mortgage for a one-family unit in a multifamily project that holds an undivided interest in the common areas and facilities which serve the project. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and prohibits financing of closing costs under such mortgages. H.R.3996, Financial Stability Improvement Act of 2009. All Provisions.Establishes the Financial Services Oversight Council whose duties include: (1) monitoring the financial services marketplace to identify potential threats to the stability of the U.S. financial system; (2) resolving disputes among federal financial regulatory agencies; (3) subjecting identified financial companies and financial activities to heightened prudential standards in order to promote financial stability and mitigate systemic risk (in this Act referred to as "identified companies or identified activities"); and (4) reporting to Congress on significant financial market developments and potential emerging threats to the stability of the financial system. H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S.1379, Energy Efficiency in Housing Act of 2009. All Provisions. Encourages energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes. S.3402, Renewable Energy Access Through Leasing Act of 2010. All Provisions. Encourages residential use of renewable energy systems by minimizing upfront costs and providing immediate utility cost savings to consumers through leasing of such systems to homeowners, and for other purposes.

H.R. 3288, Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2010. All Provisions. Makes appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2010, and for other purposes. (Bill is now Law) H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the National Flood Insurance Program, and for other purposes. H.R. 3146, 21st Century FHA Housing Act of 2009. All Provisions. Amends the National Housing Act to declare that the Sec. of Housing and Urban Affairs (HUD) is not subject to the National Environmental Policy Act of 1969 when insuring any mortgage for a one-family unit in a multifamily project that holds an undivided interest in the common areas and facilities which serve the project. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 2452, Net Operating Loss (NOL) Carryback Act. To amend the Internal Revenue Code of 1986 a 5-year carryback of operating losses, and for other purposes. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income).

H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the National Flood Insurance Program, and for other purposes. H.R. 3146, 21st Century FHA Housing Act of 2009. All Provisions. Amends the National Housing Act to declare that the Sec. of Housing and Urban Affairs (HUD) is not subject to the National Environmental Policy Act of 1969 when insuring any mortgage for a one-family unit in a multifamily project that holds an undivided interest in the common areas and facilities which serve the project. H.R. 3288, Department of Transportation Appropriations Act of 2010. All Provisions. Makes appropriations for the DOT, HUD and related agencies for the fiscal year ending 9/30/2010 and for other purposes. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 2452, Net Operating Loss (NOL) Carryback Act. To amend the Internal Revenue Code of 1986 a 5-year carryback of operating losses, and for other purposes. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income).

H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the National Flood Insurance Program, and for other purposes. H.R. 3146, 21st Century FHA Housing Act of 2009. All Provisions. Amends the National Housing Act to declare that the Sec. of Housing and Urban Affairs (HUD) is not subject to the National Environmental Policy Act of 1969 when insuring any mortgage for a one-family unit in a multifamily project that holds an undivided interest in the common areas and facilities which serve the project. H.R. 3288, Department of Transportation Appropriations Act of 2010. All Provisions. Makes appropriations for the DOT, HUD and related agencies for the fiscal year ending 9/30/2010 and for other purposes. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 2452, Net Operating Loss (NOL) Carryback Act. To amend the Internal Revenue Code of 1986 a 5-year carryback of operating losses, and for other purposes. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income).

H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. S. 386, Fraud Enforcement and Recovery Act of 2009. All Provisions. An Act to improve enforcement of mortgage fraud, securities and commodities fraud, financial institution fraud, and other frauds related to Federal assistance and relief programs, for the recovery of funds lost to these frauds, and for other purposes. **This Act has become Law** S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases.

H.R.1, American Recovery & Reinvestment Act of 2009. Housing & Banking Provisions. Makes supplemental appropriations for job preservation and creation, infrastructure investment, energy efficiency and science, assistance to the unemployed, and State and local fiscal stabilization, for the fiscal year ending September 30, 2009, and for other purposes. {This Bill has become a Law} H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions. H.J.Res. 38 (Continued): HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes, GSE and FHA Loan limits, mortgage fraud. H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. All provisions. Shields a servicer of pooled residential mortgages acting in compliance with certain fiduciary duties under the Truth in Lending Act from liability for entering into a loan modification or workout plan in connection with any such mortgages initiated before January 1, 2012 H.R. 1105, Omnibus Appropriations Act of 2009. HUD/FHA/FTC Budget provisions. Making omnibus appropriations for the fiscal year ending September 30, 2009, and for other purposes. {This bill has become a Law} H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards.

S. 2136, Helping Families Save Their Homes in Bankruptcy Act of 2007. All Provisions. Addresses the treatment of primary mortgages in bankruptcy. S. 2636, Foreclosure Prevention Act of 2008. All Provisions. Provides needed housing reform. S. 2133 & H.R. 3778, Home Owners "Mortgage and Equity Savings Act" (HOMES). All Provisions.Re Mortgage loans in bankruptcy.

S. 2338, FHA Modernization Act of 2007. All Provisions. Modernizes the National Housing Act and enables the Federal Housing Administration to more effectively reach underserved borrowers. H.R. 3915, Mortgage Reform and Anti-Predatory Lending Act of 2007. All Provisions. Amends TILA to reform consumer mortgage practices and provide accountability for such practices H.R. 3609, Emergency Home Ownership and Mortgage Equity Protection Act of 2007. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 1427, Federal Housing Finance Reform Act of 2007. All Provisions. Reforms the regulation of certain housing-related Government-sponsored enterprises, and for other purposes. H.R. 5830, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Creates a voluntary FHA program that provides mortgage refinancing assistance to allow families to stay in their homes, protect neighborhoods, and help stabilize the housing market. S. 2888, Foreclosure Rescue Fraud Act of 2008. All Provisions. Protects the property and security of homeowners who are subject to foreclosure proceedings, and for other purposes.

S. 2136, Helping Families Save Their Homes in Bankruptcy Act of 2007. All Provisions. Addresses the treatment of primary mortgages in bankruptcy. S. 2636, Foreclosure Prevention Act of 2008. All Provisions. Provides needed housing reform. S. 2133 & H.R. 3778, Home Owners "Mortgage and Equity Savings Act" (HOMES). All Provisions.Re Mortgage loans in bankruptcy.

S. 2338, FHA Modernization Act of 2007. All Provisions. Modernizes the National Housing Act and enables the Federal Housing Administration to more effectively reach underserved borrowers. H.R. 3915, Mortgage Reform and Anti-Predatory Lending Act of 2007. All Provisions. Amends TILA to reform consumer mortgage practices and provide accountability for such practices H.R. 3609, Emergency Home Ownership and Mortgage Equity Protection Act of 2007. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 1427, Federal Housing Finance Reform Act of 2007. All Provisions. Reforms the regulation of certain housing-related Government-sponsored enterprises, and for other purposes. H.R. 5830, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Creates a voluntary FHA program that provides mortgage refinancing assistance to allow families to stay in their homes, protect neighborhoods, and help stabilize the housing market. S. 2888, Foreclosure Rescue Fraud Act of 2008. All Provisions. Protects the property and security of homeowners who are subject to foreclosure proceedings, and for other purposes.

S. 2136, Helping Families Save Their Homes in Bankruptcy Act of 2007. All Provisions. Addresses the treatment of primary mortgages in bankruptcy. S. 2636, Foreclosure Prevention Act of 2008. All Provisions. Provides needed housing reform. S. 2133 & H.R. 3778, Home Owners "Mortgage and Equity Savings Act" (HOMES). All Provisions.Re Mortgage loans in bankruptcy.

S. 2338, FHA Modernization Act of 2007. All Provisions. Modernizes the National Housing Act and enables the Federal Housing Administration to more effectively reach underserved borrowers. H.R. 3915, Mortgage Reform and Anti-Predatory Lending Act of 2007. All Provisions. Amends TILA to reform consumer mortgage practices and provide accountability for such practices H.R. 3609, Emergency Home Ownership and Mortgage Equity Protection Act of 2007. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 1427, Federal Housing Finance Reform Act of 2007. All Provisions. Reforms the regulation of certain housing-related Government-sponsored enterprises, and for other purposes. H.R. 5830, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Creates a voluntary FHA program that provides mortgage refinancing assistance to allow families to stay in their homes, protect neighborhoods, and help stabilize the housing market. S. 2888, Foreclosure Rescue Fraud Act of 2008. All Provisions. Protects the property and security of homeowners who are subject to foreclosure proceedings, and for other purposes.

S. 2338, FHA Modernization Act of 2007. All Provisions. Modernizes the National Housing Act and enables the Federal Housing Administration to more effectively reach underserved borrowers. H.R. 44, Stabilizing Affordable Housing for the Future Act. All Provisions. Preserves affordable housing opportunities for low-income families. H.R. 127, FHA Multifamily Loan Limit Adjustment Act of 2007. All Provisions. Increases mortgage amount limits applicable to FHA mortgage insurance for multifamily housing in high-cost areas. S.131,Mark-to-Market Extension Act of 2007. All Provisions.Extends for 5 years the Mark-to-Market program of HUD. H.Res 526, Supporting home ownership and responsible lending. H.R.551, Homeownership for America's Veterans Act. All Provisions.Eligibility of veterans for mortgage bond financing. H.R. 568, Reverse Mortgages to Help America's Seniors Act. All Provisions. Removes the limitation on the number of reverse mortgages that may be insured under the FHA mortgage insurance program for such mortgages. S.947,21st Century Housing Act. All Provisions. Modernizes FHA.. S. 1078, Housing America's Workforce Act. All Provisions. Incentives for employer-provided employee housing assistance H.R.1227, Gulf Coast Hurricane Housing Recovery Act of 2007. All Provisions. Assists in the provision of affordable housing to low-income families affected by Katrina. S. 1315, Veterans' Benefits Enhancement Act of 2007. All Provisions. Enhances life insurance benefits for disabled veterans. S.1326, Comprehensive Veterans Benefits Improvements Act of 2007. All Provisions. Improves compensation, pension, health care, housing, burial, and other benefits. S.1386, Homeownership Protection and Enhancement Act of 2007. All Provisions. Reauthorizes and revises requirements for assistance with respect to housing for low- and moderate-income families. S.1668, Gulf Coast Housing Recovery Act of 2007. All Provisions. Assists in providing affordable housing to those affected by the 2005 hurricanes. H.R. 1723, Fair FHA Appraisals Act of 2007. All Provisions. Ensures fair appraisals in connection with mortgages insured under the FHA single family mortgage insurance program. S.1733, Housing Fairness Act of 2007. All Provisions. Funds for the Fair Housing Initiatives Program. S.1741, FHA Manufactured Housing Loan Modernization Act of 2007. Modernizes the manufactured housing loan insurance program under title I of the National Housing Act. H.R. 1750, Amends the Servicemembers Civil Relief Act. All Provisions. Extends from 90 days to one year the period after release of a member of the Armed Forces from active duty during which the member is protected from mortgage foreclosure under that Act. H.R. 1752, Expanding American Homeownership Act of 2007. All Provisions. Modernizes and update the National Housing Act; FHA to use risk-based pricing. S.1805, FHA Loan Limit Adjustment Act of 2007. All Provisions. Increases mortgage amount limits applicable to housing insured by FHA. H.R. 1850, Housing America's Workforce Act. All Provisions. Adds incentives for employer-provided employee housing assistance. H.R.1851, Section 8 Voucher Reform Act of 2007. All Provisions. Reforms the housing choice voucher program: section 8 of US Housing Act of 1937. H.R.1852, Expanding American Homeownership Act of 2007. All Provisions. Enables the FHA to use risk-based pricing (FHA Reform Bill). S. 2008, HOME Act. All Provisions. Reforms single family housing loan guarantee program under Housing Act of 1949. H.R. 2139, FHA Manufactured Housing Loan Modernization Act of 2007. All Provisions. Modernize the manufactured housing loan insurance program under title I of the National Housing Act. S. 2343, A bill to amend the Real Estate Settlement Procedures Act to require mortgage originators to make their fees more transparent. S.2386, Mortgage and Rental Disaster Relief Act of 2007. All Provisions. Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act, authorize temporary mortgage and rental payments. H.R. 2475, Veteran Home Equity Conversation Mortgage Act of 2007. All Provisions. Authorizes the Secretary of the VA to guarantee home equity conversion mortgages for elderly veteran homeowners. H.R. 2599, Inactive Reservists Foreclosure Prevention Act of 2007. All Provisions. HUD financial aid for mortgages to Reservists and Nat'l Guardsmen in active duty. H.R. 2697, Amends title 38, United States Code, to expand eligibility for veterans' mortgage life insurance to include members of the Armed Forces receiving specially adapted housing assistance from the Department of Veterans Affairs. H.R. 2926, Housing Fairness Act of 2007. All Provisions. Funds for the Fair Housing Initiatives Program. H.R. 3019, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Establishes Office of Housing Counseling. H.R. 3133, Financial Literacy for Homeowners Act. State grants for educational programs to inform of predatory lending. H.R. 3725, Mortgage Disclosure Simplification Act of 2007. All Provisions. Amends the Real Estate Settlement Procedures Act: requires submission to each borrower under a federally related mortgage loan of a one-page description of the essential terms of the loan. H.R. 3965, Mark-to-Market Extension and Enhancement Act of 2007. Extends for 5 years the Mark-to-Market program of HUD.

H.R. 1852, Expanding American Homeownership Act of 2007. All Provisions. Modernizes and updates the National Housing Act and enables the Federal Housing Administration to use risk-based pricing to more effectively reach underserved borrowers, and for other purposes (FHA Reform Bill). S.2338, FHA Modernization Act of 2007. All Provisions. Modernizes the National Housing Act and enable the Federal Housing Administration to more effectively reach underserved borrowers. H.R.3221, Foreclosure Prevention Act of 2008. All provisions. Provides for FHA Modernization, Modernization of the FHA Manufactured Housing Program, Mortgage Foreclosure Protections for Service Members, Emergency Assistance for the Redevelopment of Abandoned and Foreclosed Homes, and Matters. H.R. 1851, Section 8 Voucher Reform Act of 2007. All Provisions. Reforms the housing choice voucher program: section 8 of US Housing Act of 1937. S.2636, Foreclosure Prevention Act of 2008. All provisions. This is the original Democratic proposal for addressing the housing crisis. It's main provision would allow bankruptcy judges to renegotiate the terms of home mortgages. This bill would also increase the number of tax-exempt mortgage revenue bonds available for refinancing subprime mortgages, provide community development money for fixing up foreclosed homes, tax breaks for businesses, and more. A new, bipartisan version of this bill has been drafted and considered by the Senate as an amendment to H.R.3221 S.947,21st Century Housing Act. All Provisions. Modernizes FHA. H.R.1227, Gulf Coast Hurricane Housing Recovery Act of 2007. All Provisions. Assists in the provision of affordable housing to low-income families affected by Katrina. S.1265, A bill to amend title 38, United States Code, to expand eligibility for veterans' mortgage life insurance to include members. All provisions. Expands eligibility for veterans' mortgage life insurance to include members of the Armed Forces receiving specially adapted housing assistance from the VA Dept. S.1315, Veterans' Benefits Enhancement Act of 2007. All Provisions. Enhances life insurance benefits for disabled veterans. S.1326, Comprehensive Veterans Benefits Improvements Act of 2007. All Provisions. Improves compensation, pension, health care, housing, burial, and other benefits. S.1386, Homeownership Protection and Enhancement Act of 2007. All Provisions. Reauthorizes and revises requirements for assistance with respect to housing for low- and moderate-income families. S.1668, Gulf Coast Housing Recovery Act of 2007. All Provisions. Assists in providing affordable housing to those affected by the 2005 hurricanes. H.R. 1723, Fair FHA Appraisals Act of 2007. All Provisions. Ensures fair appraisals in connection with mortgages insured under the FHA single family mortgage insurance program. S.1733, Housing Fairness Act of 2007. All Provisions. Funds for the Fair Housing Initiatives Program. S.1741, FHA Manufactured Housing Loan Modernization Act of 2007. All Provisions. Modernizes the manufactured housing loan insurance program under title I of the National Housing Act. H.R.1750, To amend the Servicemembers Civil Relief Act to extend from 90 days to one year the period after release of a member of the Armed Forces from active duty. All Provisions. Extends from 90 days to one year the period after release of a member of the Armed Forces from active duty during which the member is protected from mortgage foreclosure. H.R. 1752, Expanding American Homeownership Act of 2007. All Provisions. Modernizes and updates the National Housing Act; FHA to use risk-based pricing. S.1805, FHA Loan Limit Adjustment Act of 2007. All Provisions. Increases mortgage amount limits applicable to housing insured by FHA. H.R.1850, Housing America's Workforce Act. All Provisions. Incentives for employer-provided employee housing assistance. S. 2008, HOME Act. All Provisions. Reforms single family housing loan guarantee program under Housing Act of 1949. H.R.2139, FHA Manufactured Housing Loan Modernization Act of 2007. All Provisions. Modernizes the manufactured housing loan insurance program under title I of the National Housing Act. S.2325, Expanding American Homeownership Act of 2007. All Provisions. Seeks to modernize and update the National Housing Act and enable the FHA to use risk-based pricing to more effectively reach underserved borrowers and for other purposes. S.2343, Real Estate Transparency Act of 2007. All Provisions. A bill to amend the Real Estate Settlement Procedures Act to require mortgage originators to make their fees more transparent. S.2386, Mortgage and Rental Disaster Relief Act of 2007. All Provisions. Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act, authorizes temporary mortgage and rental payments. S. 2455, Community Foreclosure Assistance Act of 2007. All Provisions. Seeks to provide $1,000,000,000 in emergency Community Development Block Grant funding for necessary expenses related to the impact of foreclosures on communities. H.R.2475, Veteran Home Equity Conversation Mortgage Act of 2007. All Provisions. Authorizes the Secretary of the VA to guarantee home equity conversion mortgages for elderly veteran homeowners. H.R. 2599, Inactive Reservists Foreclosure Prevention Act of 2007. All Provisions. HUD financial aid for mortgages to Reservists and Nat'l Guardsmen in active duty. H.R.3965, Mark-to-Market Extension and Enhancement Act of 2007. All Provisions. Extends for 5 years the Mark-to-Market program of HUD. H.R.5830, FHA Housing Stabilization and Homeownership Retention Act of 2008. All Provisions. Creates a voluntary FHA program that provides mortgage refinancing assistance to allow families to stay in their homes, protect neighborhoods, and help stabilize the housing market. H.R. 2697, To amend title 38, United States Code, to expand eligibility for veterans' mortgage life insurance to include members of the Armed Forces receiving specially adapted housing assistance from the Department of Veterans Affairs. Section 1. All Provisions. Makes eligible for veterans' mortgage life insurance members of the Armed Forces receiving specially adapted housing assistance through the Department of Veterans Affairs (VA). H.R. 2926, Housing Fairness Act of 2007. All Provisions. Funds for the Fair Housing Initiatives Programs H.R. 3019, Expand and Preserve Home Ownership Through Counseling Act. All Provisions.Establishes Office of Housing Counseling. H.R. 3133, Financial Literacy for Homeowners Act. All Provisions. State grants for educational programs to inform of predatory lending. H.R. 3725, Mortgage Disclosure Simplification Act of 2007. All Provisions. Amends the Real Estate Settlement Procedures Act: requires submission to each borrower under a federally related mortgage loan of a one-page description of the essential terms of the loan. H.R. 127, FHA Multifamily Loan Limit Adjustment Act of 2007. All Provisions. Increases mortgage amount limits applicable to FHA mortgage insurance for multifamily housing in high-cost areas. S.131,Mark-to-Market Extension Act of 2007. All Provisions.Extends for 5 years the Mark-to-Market program of HUD. H.R.551, Homeownership for America's Veterans Act. All Provisions.Eligibility of veterans for mortgage bond financing. H.R. 568, Reverse Mortgages to Help America's Seniors Act. All Provisions. Removes the limitation on the number of reverse mortgages that may be insured under the FHA mortgage insurance program for such mortgages.

H.R.3221, The Foreclosure Prevention Act of 2008. All Provisions. Provides for FHA Modernization, Modernization of the FHA Manufactured Housing Program, Mortgage Foreclosure Protections for Service Members, Emergency Assistance for the Redevelopment of Abandoned and Foreclosed Homes, and Matters. S.1081, Flat Tax Act of 2007. All Provisions. Flat tax only on individual taxable earned income and business taxable income. S. 394, Mortgage Cancellation Relief Act of 2007. All Provisions. Excludes from gross income of individual taxpayers discharges of indebtedness attributable to certain forgiven residential mortgage obligations. S.1416, A bill to amend the Internal Revenue Code of 1986 to make permanent the deduction for mortgage insurance premiums. All provisions. Makes permanent the deduction for mortgage insurance premiums. H.R.1511, To amend the Servicemembers Civil Relief Act to provide relief with respect to rent and mortgage payments for members of the reserve components who are called to active duty and to amend to Internal Revenue Code of 1986 to allow a refundable. All provisions. Provides relief with respect to rent and mortgage payments for members of the reserve components who are called to active duty and to amend the Internal Revenue Code of 1986 to allow a refundable credit to lessors for payments foregone by reason of such relief. H.R. 1562, Katrina Housing Tax Relief Act of 2007. All Provisions. Extends and expands certain rules on housing in GO Zones. H.R. 1813, To amend the Internal Revenue Code of 1986 to make permanent the deduction for mortgage insurance premiums - Section 1. Amends the Internal Revenue Code to make permanent the tax deduction for mortgage insurance premiums. H.R. 1876, Mortgage Cancellation Relief Act of 2007. All Provisions. Excludes from gross income of individual taxpayers discharges of indebtedness attributable to certain forgiven residential mortgage obligations. S.1963, A bill to amend the Internal Revenue Code of 1986 to allow bonds guaranteed by the Federal home loan banks to be treated as tax exempt bonds. All Provisions. Allows FHLBanks to support member banks letters of credit for tax-exempt bonds. H.R.2091, To amend the Internal Revenue Code of 1986 to allow bonds guaranteed by the Federal home loan banks to be treated as tax exempt bonds. All provisions. Amends the Internal Revenue Code to allow bonds guaranteed by any federal home loan bank to be treated as tax-exempt state or local bonds (thus excluding interest on such bonds from gross income). H.R. 3506, Foreclosure Tax Relief Act of 2007. All Provisions. Excludes from gross income certain amounts of cancellation of indebtedness income on account of a foreclosure on the mortgage secured by the principal residence of the taxpayer. H.R. 3629, Providing Tax Fairness for Service Members and Veterans Act. All Provisions. 4 year extension of the election to include combat pay as earned income for purposes of the earned income credit and the use of qualified mortgage bonds to finance residences for veterans without regard to first-time homebuyer requirement. H.R. 3648, Mortgage Forgiveness Debt Relief Act of 2007. All Provisions. Excludes discharges of indebtedness on principal residences from gross income. H.R. 3742, To amend the Internal Revenue Code of 1986 to make permanent the use of qualified mortgage bonds to finance residences for veterans without regard to the first-time homebuyer requirement - Section 1. Makes permanent the use of qualified mortgage bonds to finance residences for veterans without regard to the first-time homebuyer requirement. H.R. 3906, Middle Class Tax Relief of 2007 - Section 3. Makes permanent the deduction for State and local sales tax, the deduction for qualified tuition and related expenses, the deduction for mortgage interest premiums, and the modifications to the dependent care credit. H.R. 5140, Economic Stimulus Act of 2008. All Provisions. Provides economic stimulus through recovery rebates to individuals, incentives for business investment, and an increase in Fannie Mae/Freddie Mac and FHA loan limits. H.R. 833, Rural Communities Investment Act of 2007. All Provisions. Excludes from gross income interest received on loans secured by agricultural real estate and rural housing. S.286, Rural Economic Investment Act of 2007. All Provisions. Exclude from gross income interest received on loans secured by agricultural real property. H.R.5267, Business Activity Tax Simplification Act of 2008 (BATSA). All Provisions. Regulates certain State taxation of interstate commerce, and for other purposes. H.R.5720, Housing Assistance Tax Act of 2008. All Provisions. Amends the Internal Revenue Code of 1986 to provide assistance for housing.

Fair Labor Standards Act

Terrorism Risk Insurance Act Flood Insurance

General Bankruptcy Issues

Mortgage Process Regulation National Credit Market Secondary Mortgage Market General Banking Issues and FACTA

REMICs; WHFITs; General Tax Issues; Mortgage Interest Deduction; Mortgage Insurance Deduction

General Bankruptcy Issues

Banking Regulators; Social Security Administration; Federal Trade Commission; The White House; National Credit Union Association; Federal Deposit Insurance Corporation Mortgage Process Regulation; National Credit Market; Secondary Mortgage Market; General Banking Issues; FACTA

Environmental Issues; Brownfields; Mold

Banking Regulators; Social Security Administration; Federal Trade Commission; The White House; National Credit Union Association; Federal Deposit Insurance Corporation Mortgage Process Regulation; National Credit Market; Secondary Mortgage Market; General Banking Issues; FACTA

Terrorism Risk Insurance Act; Flood Insurance