Student Debt Emergency Relief Act

In light of the COVID-19 pandemic, oppose waivers under the IDEA and Rehab Act, as the Department of Education was instructed to support under the CARES Act Support inclusion of the Help Students Vote Act (H.R. 2807/S. 1514) in a Phase 4 stimulus package that addresses the COVID-19 crisis. This would direct colleges to designate a campus administrator as Campus Vote Coordinator as the identified source for students with questions about voter registration; ensure the campus is consistently communicating with students about registration deadlines and upcoming elections, and that voter registration forms are easily accessible; and allow public and private institutions of higher education to apply for federal grants to expand nonpartisan student voter engagement efforts. Oppose the Department of Educations Demonstration Grants for Indian Children and Youth Program proposed rule that would allow for more educational choice, including allowing for private school vouchers Oppose the inclusion of the microgrants program or any other private school voucher program in the next coronavirus stimulus bill. Support include student debt cancellation in the next coronavirus package, and to extend suspension of those payments through the end of 2020 Support Congress incorporating student loan cancellation in any future COVID-19 relief package. Support HR 6363, the Student Debt Emergency Relief Act which provides for monthly federal student loan payments and interest accrual being canceled, at a minimum of $30,000 for each student borrower, at the conclusion of this crisis. Support $1 billion in supplemental funding for Title III in the next COVID package to address the needs of English Learners Support at least $175 billion of funding aimed at stabilizing state budgets to be directed toward K-12; $50 billion toward higher education; $2 billion for an Emergency Connectivity Fund administered through the Federal Communications Commission's (FCC) E-rate program to support distance and remote learning and an additional amount for higher education students; expansion of nutrition assistance programs for students and families; funding for extended learning opportunities to help students make up for lost learning time; and future funding that takes into account that students may need additional academic, social-emotional, and physical supports as they return to school. Support the preservation Civil Rights Protections in education and Halt Unrelated Rulemaking; An assurance Ensure Funds are Targeted to Marginalized Students; An assurance that oversight of Federal Funding; an assurance marginalized Students Have Access to Distance Learning; an assurance that Equal Educational Opportunity for Students with Disabilities, English Learners, Students Experiencing Homelessness, and Migrant Youth; an assurance that Students Have Access to Nutritional Supports; an assurance that Educators and Other School Staff are Safe and Protected; an assurance that the Health, Well-Being, and Education of Children in Secure and Congregate Settings is protected; the cancellation of Student Loan Debt; and Maintaining Access to Supports for College Students Support Private School voucher language in HEROES bill, H.R. 6800, response to the Coronavirus pandemic to Prevent Funneling Federal Funds to Private Schools Oppose the Presidents Proclamation on the Suspension of Entry as Nonimmigrants of Certain Students and Researchers from the Peoples Republic of China. Oppose S. 3920 the SECURE CAMPUS Act which prohibits students and researchers from China from entering the U.S.

Client expense: $290,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Bureau of Prisons (BOP), Centers For Disease Control & Prevention (CDC), Centers For Medicare and Medicaid Services (CMS), Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Education, Dept of, Employment & Training Administration, Equal Employment Opportunity Commission (EEOC), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Energy Regulatory Commission (FERC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), President of the U.S., SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Social Security Administration (SSA), State, Dept of (DOS), Treasury, Dept of, Veterans Affairs, Dept of (VA), Vice President of the U.S.

HR 6363 - The Student Debt Emergency Relief Act (Rep Ayanna Pressley and Ilhan Omar) Heroes Act (COVID PACKAGE) S.3745 Coronavirus Emergency Borrower Defense (E-BD) Act S.J.Res. 56 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability". H.J.Res.76 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability".

Client expense: $110,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC)

H.R.6379Take Responsibility for Workers and Families Act S.3566Stop Overdraft Profiteering during COVID-19 Emergency Act of 2020 - to prohibit depository institutions from assessing overdraft and non-sufficient fund fees during the novel coronavirus crisis and other disasters, and for other purposes. S.3565Small Business and Consumer Debt Collection Emergency Relief Act of 2020 - To amend the Fair Debt Collection Practices Act to provide additional protections for consumers and small business owners from debt collection during a major disaster or emergency. S.3560Small Business and Consumer Emergency Credit Act - To amend the Truth in Lending Act to extend the consumer credit protections provided to members of the Armed Forces and their dependents under title 10, United States Code, to all consumers. S 3548To provide emergency assistance and health care response for individuals, families, and businesses affected by the 2020 coronavirus pandemic. S.3509A bill to provide borrowers the right to request forbearance on mortgage loan payments due to a declared disaster, and for other purposes. H.R.6321 To provide financial protections and assistance for America's consumers, States, businesses, and vulnerable populations during the COVID-19 emergency and to recover from the emergency. H.R.6363 Student Debt Emergency Relief Act HR 3182To require the Securities and Exchange Commission and certain Federal agencies to carry out a study relating to accounting standards, and for other purposes. HR 748Coronavirus Aid, Relief, and Economic Security Act or the CARES Act - This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses H.R. 3674the College Affordability Act, a bill to lower the costs of college for students and improve the quality of education H.J.Res.76Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability" HR 5050 / s 2833To amend the Truth in Lending Act to extend the consumer credit protections provided to members of the Armed Forces and their dependents under title 10, United States Code, to all consumers H.R. XXXamends the Fair Credit Reporting Act to delay the inclusion in consumer credit reports and to establish requirements for debt collectors with respect to medical debt information of veterans due to inappropriate or delayed billing payments or reimbursements from the Department of Veterans Affairs, and for other purposes H.R. XXXXProtecting Consumers Access to Credit Act (This bill amends the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to state that bank loans that are valid when made as to their maximum rate of interest in accordance with federal law shall remain valid with respect to that rate regardless of whether a bank has subsequently sold or assigned the loan to a third party.) H.R. XXXXthe Protecting Consumers from Unreasonable Credit Rates Act (This bill amends the Truth in Lending Act to prohibit a creditor from extending credit to a consumer under an open end consumer credit plan (credit card) for which the fee and interest rate exceeds 36%.) HR 5050 / s 2833To amend the Truth in Lending Act to extend the consumer credit protections provided to members of the Armed Forces and their dependents under title 10, United States Code, to all consumers S. 3841To protect 2020 recovery rebates for individuals from assignment or garnishment, and for other purposes. S. 3620To establish aHousingAssistanceFundat the Department of the Treasury. This bill provides funds for assistance to homeowners to prevent mortgage defaults, foreclosures, and displacements of individuals and families experiencing financial hardship after January 21, 2020. H.R. 6741COVID-19 Mortgage Relief Act, to amend the CARES Act to provide forbearance and foreclosure moratoriums for all mortgage loans, and for other purposes. H.R. 6800Health and Economic Recovery Omnibus Emergency Solutions Act (HEROES Act). Among other things, the bill modifies and expands the Paycheck Protection Program, which provides loans and grants to small businesses and nonprofit organizations; extends and expands the moratorium on certain evictions and foreclosures S. 3685Emergency Rental Assistance and Rental Market Stabilization Act of 2020, a bill to provide emergency rental assistance under the Emergency Solutions Grants program of HUD in response to the public health emergency resulting from the coronavirus, and for other purposes. H.J. Res 90A Congressional Review Act resolution of disapproval to nullify the OCCs Community Reinvestment Act rule S. 4098Coronavirus Housing Counseling Improvement Act, to provide funding for the Neighborhood Reinvestment Corporation Act, and for other purposes. H.R. 6794Promoting Access to Credit for Homebuyers Act of 2020, to promote access to mortgage credit during the COVID-19 pandemic by preventing restrictions on providing Federal backing for single-family mortgage loans in forbearance, and for other purposes.

HJRES 76 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability". US - HR 2 - Moving Forward Act US - HR 6363 - Student Debt Emergency Relief Act US - HR 6800 - The Heroes Act US - HR 748 - CARES Act US - S 1643 - Forest Management for Rual Stability Act US - S 3690 - Emergency Educational Connections Act of 2020 US - S 4081 - Reopen Schools Safely Act

Client expense: $680,000 · Firm income: Not reported

H.R.865/S.266, Rebuild Americas Schools Act, Entirety Teacher loan forgiveness programs Public Service Loan Forgiveness (PSLF), Improvements and generally Community schools related issues S.J.Res.56/H.J.Res.76, A joint resolution providing for congressional disapproval under Chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability", Borrower defense rule issues PSLF Administrative Improvements Act, Entirety TEACH (Teacher Education Assistance for College and Higher Education) Grant program related issues, generally H.R.6363 Student Debt Emergency Relief Act HR 6902, Black History is American History, entirety Families Learning and Understanding English Together (FLUEnT) Act of 2020 Equitable services provisions of CARES Act, interim final rule and ED guidance Lenders Offer Assistance Now (LOAN) Act HR 1043/S.460 - Employer Participation in Repayment Act of 2019 Private school vouchers, micro-grants, or set-asides S. 3745, Coronavirus Emergency Borrower Defense Act Student loan relief provisions generally, including debt cancellation HR 6825, Teacher Loan Forgiveness Improvement Act of 2020 HR 7294, COVID-19 Perkins Loan Relief Act Re-opening public schools and universities related issues and initiatives The Reopen Schools Safety Act H.R.2, Moving Forward Act of 2020, Public School infrastructure issues H.R.1878/S.866, the IDEA Full Funding Act Monitor the following: H.R.787/S.213, the SOAR Reauthorization Act H.R.2441/S.1203, the What You Can Do for Your Country Act, Entirety Student Loan Servicing Reform and Consumer Protection related issues Department of Education, Title IX Public Law 116-113, Recognizing Achievement in Classified School Employees Act, Implementation Reauthorization of the Higher Education Act, Entirety H.R.4674, College Affordability Act, Entirety Teacher Preparation related issues Teacher shortages related issues Teacher diversity Teacher pay related issues Grow Your Own Program related issues H.R.1364/S.568, Child Care for Working Families Act H.R.2315/S.1172, Keep Our Promise to America's Children and Teachers (PACT) Act Keeping All Students Safe Act, Entirety Income Share Agreements, generally H.R.2639/S.1418, Strength in Diversity Act H.R.5984, COAT Act H.R.6106/S.3405, DIPLOMA Act, Entirety

-- H.R.1364 Child Care for Working Families Act - S. 568 Child Care for Working Families Act - H.R.5325 PUSHOUT bill -HR 6275 Supporting Students in Response to Coronavirus Act -H.R. 6363 Student Debt Emergency Relief Act

Client expense: $14,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 149, The Housing Fairness Act of 2019, To authorize funds to prevent housing discrimination through the use of nationwide testing, to increase funds for the Fair Housing Initiatives Program, and for other purposes H. R. 5934 - To amend the Fair Debt Collection Practices Act to safeguard access to information for consumers and to stop abusive debt litigation, and for other purposes. HR 5931 - Improving FHA Support for Small Dollar Mortgages Act of 2020 - This bill directs the Department of Housing and Urban Development (HUD) to report on barriers to making Federal Housing Administration (FHA) single-family mortgage insurance available for mortgages under $70,000. Specifically, HUD must report H.R.6379 - Take Responsibility for Workers and Families Act S.3566 - Stop Overdraft Profiteering during COVID-19 Emergency Act of 2020 - to prohibit depository institutions from assessing overdraft and non-sufficient fund fees during the novel coronavirus crisis and other disasters, and for other purposes. S.3565 - Small Business and Consumer Debt Collection Emergency Relief Act of 2020 - To amend the Fair Debt Collection Practices Act to provide additional protections for consumers and small business owners from debt collection during a major disaster or emergency. S.3560 - Small Business and Consumer Emergency Credit Act - To amend the Truth in Lending Act to extend the consumer credit protections provided to members of the Armed Forces and their dependents under title 10, United States Code, to all consumers. S 3548 - To provide emergency assistance and health care response for individuals, families, and businesses affected by the 2020 coronavirus pandemic. S.3509 - A bill to provide borrowers the right to request forbearance on mortgage loan payments due to a declared disaster, and for other purposes. H.R.6321 - To provide financial protections and assistance for America's consumers, States, businesses, and vulnerable populations during the COVID-19 emergency and to recover from the emergency. H.R.6363 - Student Debt Emergency Relief Act HR 3182 - To require the Securities and Exchange Commission and certain Federal agencies to carry out a study relating to accounting standards, and for other purposes. HR 748/Public Law No: 116-136 (03/27/2020) Coronavirus Aid, Relief, and Economic Security Act or the CARES Act - This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses Transportation, Housing and Urban Development, and Related Agencies Appropriations Act for FY2021 H.R. 3674 the College Affordability Act, a bill to lower the costs of college for students and improve the quality of education H.J.Res.76, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability" HR 5050 / s 2833, To amend the Truth in Lending Act to extend the consumer credit protections provided to members of the Armed Forces and their dependents under title 10, United States Code, to all consumers H.R. XXX, amends the Fair Credit Reporting Act to delay the inclusion in consumer credit reports and to establish requirements for debt collectors with respect to medical debt information of veterans due to inappropriate or delayed billing payments or reimbursements from the Department of Veterans Affairs, and for other purposes. H.R. 2750, Justice for Servicemembers Act, To amend title 9 of the United States Code to prohibit predispute arbitration agreements that force arbitration of certain disputes arising from claims of service members and veterans. H.R. XXXX, Protecting Consumers Access to Credit Act (This bill amends the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to state that bank loans that are valid when made as to their maximum rate of interest in accordance with federal law shall remain valid with respect to that rate regardless of whether a bank has subsequently sold or assigned the loan to a third party.) H.R. XXXX, the Protecting Consumers from Unreasonable Credit Rates Act (This bill amends the Truth in Lending Act to prohibit a creditor from extending credit to a consumer under an open end consumer credit plan (credit card) for which the fee and interest rate exceeds 36%.) HR 5050 / s 2833, To amend the Truth in Lending Act to extend the consumer credit protections provided to members of the Armed Forces and their dependents under title 10, United States Code, to all consumers H. R. 166, To establish an Office of Fair Lending Testing to test for compliance with the Equal Credit Opportunity Act, to strengthen the Equal Credit Opportunity Act and to provide for criminal penalties for violating such Act, and for other purposes H.R. 5330, Consumer Protections for Medical Debt Collections Act, a bill which would provide relief to those struggling with health problems and medical debt by preventing collection of medical debt for two years from the date of the medical billing. H.R. 5021, The Ending Debt Collection Harassment Act of 2019, a bill to amend the Fair Debt Collection Practices Act (FDCPA) to prohibit a debt collector from contacting a consumer by email or text message without a consumers consent to be contacted electronically, and prohibits the Consumer Financial Protection Bureau (CFPB) from issuing any rules implementing the FDCPA that allow a debt collector to send unlimited email and text messages to a consumer. H.R. 5013, The Small Business Fair Debt Collection Protection Act, a bill that expands the FDCPAs protections to cover small business loans H.R. 5003, The Fair Debt Collection Practices for Servicemembers Act, a bill by that amends the FDCPA to prohibit debt collectors from threatening servicemembers or their families to have a servicemembers rank reduced, have their security clearance revoked, have them prosecuted under the Uniform Code of Military Justice, or communicating with a servicemembers chain of command to locate a servicemember. H.R. 5001, The Non-Judicial Foreclosure Debt Collection Clarification Act, a bill that reverses the recent Supreme Court decision in Obduskey versus McCarthy and Holthus LLP by amending the FDCPA to clarify that entities in non-judicial foreclosure proceedings are covered by the law H.R. 4403, The Stop Debt Collection Abuse Act, a bill that extends the FDCPAs protections as it relates to debt owed to a federal agency, limits the fees debt collectors can charge, and clarifies that debt buyers are subject to FDCPA H.R. 3948, The Debt Collection Practices Harmonization Act, a bill that clarifies that private debt collectors who pursue debts such as municipal utility bills, tolls, traffic tickets, and court debts are subject to the FDCPA H.R. 3490,The Small Business Lending Fairness Act, a bill that would amend the Truth in Lending Act (TILA) to restrict the use of predatory small business loan contract clauses called confessions of judgment.

H.R. 5294, The Student Borrower Protection Act (Rep. Alma Adams) H.R. 5287, The Fair Student Loan Debt Collection Practices Act (Rep. Al Lawson) H.R. 4545, The Private Loan Disability Discharge Act of 2019 (Rep. Madeleine Dean) HR 6363 - The Student Debt Emergency Relief Act (Rep Ayanna Pressley and Ilhan Omar) HR 758 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act

Client expense: $80,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC)

H.R.865/S.266, Rebuild Americas Schools Act, Entirety H.R.5722, BRAVE Act, Entirety Reauthorization of the Higher Education Act, Entirety H.R.4674, College Affordability Act, Entirety Teacher loan forgiveness programs Public Service Loan Forgiveness (PSLF), Improvements and generally Teacher Preparation related issues Teacher shortages related issues Teacher diversity Teacher pay related issues Community schools related issues Grow Your Own Program related issues S.J.Res.56/H.J.Res.76, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability", Borrower defense rule issues H.R.1364/S.568, Child Care for Working Families Act H.R.2315/S.1172, Keep Our Promise to America's Children and Teachers (PACT) Act PSLF Administrative Improvements Act, Entirety Student Parent Center Act, Entirety Keeping All Students Safe Act, Entirety H.Res.254/S.Res.126, Public Schools Week Income Share Agreements, generally TEACH (Teacher Education Assistance for College and Higher Education) Grant program related issues, generally H.R.5764, Supporting Young Language Learners Access to Bilingual Education (SYLLABLE) Act H.R.6033, Pell to Grad Act S.1364, Early Pell Promise Act H.R.2639/S.1418, Strength in Diversity Act H.R.6363 Student Debt Emergency Relief Act H.R.5984, COAT Act H.R.6106/S.3405, DIPLOMA Act, Entirety Monitor the following: H.R.1878/S.866, the IDEA Full Funding Act H.R.787/S.213, the SOAR Reauthorization Act H.R.2441/S.1203, the What You Can Do for Your Country Act, Entirety H.R.3887/S.2235, Student Loan Debt Relief Act, Entirety H.R.3833, Streamlining Income-driven, Manageable Payments on Loans for Education (SIMPLE) Act, Entirety H.R.4391, Public Service Loan Forgiveness Modernization Act, Entirety H.R.4475, Higher Education Student Protection Act, Entirety TEACH Grant program, Faith Based Institutions related issues The Study of District and School Uses of Federal Education Funds, Educating Disadvantaged Children, English learners and Students with Disabilities related issues H.R.3512/S.867, Preventing Risky Operations from Threatening the Education and Career Trajectories of Students Act of 2019 (PROTECT StudentsAct), Entirety Student Loan Servicing Reform and Consumer Protection related issues H.R.3578, Community College Student Success Act, Entirety H.R.3621, Credit Reporting Enhancement, Disclosure, Innovation, and Transparency (Comprehensive CREDIT) Act Department of Education, Title IX H.R.5350, Diversifying by Investing in Educators and Students to Improve outcomes For Youth Act (DIVERSITY) Act, Entirety S.2784, Family Friendly Schools Act, Entirety H.R.4639, Pell Grant Sustainability Act, Entirety Public Law 116-113, Recognizing Achievement in Classified School Employees Act, Implementation