Housing Fairness Act of 2021

Fair housing protections HR5 - Equality Act HR68 - Housing Fairness Act of 2021 HR2471 - Consolidated Appropriations Act of 2022 HR5376 - Inflation Reduction Act of 2022 S769 - Housing Fairness Act of 2021 S2549 - Mapping Housing Discrimination Act Conversations with the House of Representatives regarding increased funding for fair housing enforcement in the FY2022 THUD appropriations bill Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing issues. VA Loan Programs HR8616 - VA Loan Informed Disclosure Act of 2022 Communications with Congress regarding the VA Home Loan Guarantee program and VA Lending. Down-payment Assistance HR5376 - Inflation Reduction Act of 2022 HR8340 - Educator Down Payment Assistance Act Discussions with the House of Representatives and the Senate about down-payment assistance programs. CDC Eviction Moratorium/Emergency Rental Assistance Program Funding HR5196 - Expanding Assistance to Renters and Landlords Act of 2021 COVID-19 Relief S404 - Coronavirus Housing Counseling Improvement Act FHA Programs HR1395 - Housing Financial Literacy Act of 2021 HR1532 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 HR3172 - Homes for Every Local Protector, Educator, and Responder Act of 2021 HR6880 - Choice in Affordable Housing Act of 2022 S2131 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 Conversations with the House of Representatives and Senate regarding FHA and HUD programs. Violence Against Women Act Reauthorization HR1620 - Violence Against Women Act Reauthorization Act of 2021 HR2471 - Consolidated Appropriations Act of 2022 S527 - Protecting Domestic Violence and Stalking Victims Act of 2021 S3623 - Violence Against Women Reauthorization Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Appraisal/FHA Programs Discussions with the Senate on proposed legislation to amend the National Housing Act to authorize State-licensed appraisers to conduct appraisals in connection with mortgages insured by the FHA and to ensure compliance with the existing appraiser education and competency requirements, and for other purposes. Affordable Housing HR2126 - Housing Supply and Affordability Act HR2471 - Consolidated Appropriations Act of 2022 HR5305 - Extending Government Funding and Delivering Emergency Assistance Act HR5376 - Inflation Reduction Act of 2022 S902 - A bill to authorize a grant program for the development and implementation of housing supply and affordability plans, and for other purposes. S1820 - Choice in Affordable Housing Act of 2021 Communications with Congressional leadership re: housing affordability issues Unlocking Possibilities Program HR5376 - Inflation Reduction Act of 2022 FHFA Leadership Letter to the Senate in support of confirming Sandra Thompson as director of the Federal Housing Finance Agency (FHFA). FHA Leadership Communications with the U.S. Senate in support of the nomination of Julia Gordon as Commissioner. Rural Housing HR5305 - Extending Government Funding and Delivering Emergency Assistance Act Rental Housing HR5305 - Extending Government Funding and Delivering Emergency Assistance Act HR5376 - Inflation Reduction Act of 2022 HR9062 - Respect State Housing Laws Act Conversations with the Department of Housing and Urban Development (HUD) regarding mortgage insurance premiums, condominium guidance, the Housing Choice Voucher program, Title 1 loan limits, FHA loans, appraisals, and rental housing issues. Conversations with the White House real estate and housing policy, affordable housing supply, the Housing Choice Voucher program, and rental housing issues. Discussions with the U.S. Treasury Department regarding rental housing issues. Conversations with the Federal Housing Finance Agency (FHFA) regarding housing equity, condominium guidelines, and rental housing issues. Conversations with the Appraisal Subcommittee regarding the PAVE task force. Conversations with the U.S. Department of Agriculture (USDA) regarding rental housing issues and the rural housing service. Conversations with the Department of Veterans Affairs (VA) regarding the VA loan guaranty program, appraisal requirements for the home loan guaranty program, and rental housing issues. Conversations with the Consumer Finance Protection Bureau regarding rental housing issues. Conversations with the U.S. Department of Agriculture regarding rental housing issues. Conversations with the National Economic Council regarding housing supply issues. Conversations with Ginnie Mae regarding the FHA Title I program.

Client expense: $29,260,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Economic Council (NEC), SENATE, Treasury, Dept of, Veterans Affairs, Dept of (VA), White House Office

Fair Housing Protections HR5 - Equality Act HR68 - Housing Fairness Act of 2021 HR2471 - Consolidated Appropriations Act, 2022 S769 - Housing Fairness Act of 2021 S2549 - Mapping Housing Discrimination Act Conversations with the House Select Committee regarding fair housing policy. Disparate Impact HR5376 - Inflation Reduction Act of 2022 Credit Discrimination HR166 - Fair Lending for All Act HR8985 - Credit Access and Inclusion Act of 2022 Conversations with the House Financial Services Committee regarding Community Redevelopment Act (CRA) modernization. TILA - Language Access HR3009 - Improving Language Access in Mortgage Servicing Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Student Loan Debt Communications with the Senate Banking Committee regarding impact of student loan debt on racial justice, borrowers, and the economy Equal Access to Housing and Financial Services Statement for the Record: HFSC Hearing Justice for All: Achieving Racial Equity Through Access to Housing and Financial Services Racial Discrimination in Housing Letter to the Senate Banking Committee for its hearing Separate and Unequal: The Legacy of Racial Discrimination in Housing Unlocking Possibilities Program HR5376 - Inflation Reduction Act of 2022 Downpayment Assistance HR4495 - Downpayment Toward Equity Act Fair Lending Conversations with the Senate Banking Committee regarding fair lending practices and policies. Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing and downpayment issues.

Client expense: $29,260,000 · Firm income: Not reported

H.R. 68 - Housing Fairness Act - The bill would increase HUDs Fair Housing Initiatives Program by $18 million with the bulk of funds directed to increased discrimination testing under the Private Enforcement Initiative. H.R. 1319 - The American Rescue Plan Act - C.A.R. advocated for financial support for mom-and-pop landlords, the paycheck protection program, and assistance for struggling homeowners. H.R. 1836 - Guard and Reserve GI Bill Parity Act - C.A.R. discussed the provision of the bill that increased and extended fees on VA home loans. H.R. 2126 - Housing Supply and Affordability Act - Will create a housing grant program that state and local governments can apply for to create more housing units. H.R. 3684 - INVEST in America Act - C.A.R. advocated against the Fannie Mae and Freddie Mac fee in the bill used to offset the cost. H.R. 4495 - Downpayment Toward Equity Act - Would provide downpayment assistance for first-generation homebuyers. H.R. 5915 - FHA Fairness Act - Would increase FHA loan limits in certain counties. H.R. 8360 - Housing Oversight and Mitigating Exploitation Act - The is intended to address and deter institutional investors from purchasing single family resident homes. S. 769 - Housing Fairness Act - The bill would increase HUDs Fair Housing Initiatives Program by $18 million with the bulk of funds directed to increased discrimination testing under the Private Enforcement Initiative S. 902 - Housing Supply and Affordability Act - Will create a housing grant program that state and local governments can apply for to create more housing units. S. Con. Res. 14 - The Concurrent Resolution on the Budget for Fiscal Year 2022 - C.A.R. advocated in support of housing provisions that would create incentive for additional housing units, increase funding for Fair Housing enforcement and provide downpayment assistance. C.A.R. advocated on the topic of making housing a part of infrastructure and transportation. C.A.R. advocated to Congress and has submitted comments to HUD asking the FHA and HUD to reduce the FHA mortgage insurance premium and stop the life of the loan premium. C.A.R. advocated for the elimination of risk based pricing by Fannie Mae and Freddie Mac. C.A.R. advocated for the reform of Fannie Mae and Freddie Mac to bring them out of conservatorship. C.A.R. advocated for an increase in funding for HUD's Office of Fair Housing and Equal Opportunity. C.A.R. worked with Congress to improve the Emergency Rental Assistance program. C.A.R. advocated on the implementation of new condominium Questionnaire and rules for Fannie Mae and Freddie Mac loans. C.A.R. advocated on the FHFA announced "Targeted Increases to Enterprise Pricing Framework" that increased fees on conforming jumbo and second/vacation mortgages for Fannie Mae and Freddie Mac loans. C.A.R. discussed the issue of how much federal affordable housing funding went to homeownership programs. This included the Community Development Block Program, Low-Income Housing Tax Credits, and the HOME program. C.A.R. advocated for the removal of FHA Home Equity Conversion Mortgage from the FHA's Forward Mortgage reserve calculation in determining the minimum Mutual Mortgage Insurance Fund reserve. C.A.R. discussed the Property Appraisal and Valuation Equity report. C.A.R. discussed appraisal waivers and desktop appraisals, and their impact in California's real estate market.

Issues pertaining to appropriations for military construction and housing. HR 4432 Dept of Defense Approp Act 2022 as it relates to military construction; HR 4355, S 2604 Military Construction Veterans Affairs and Related Agencies Approp Act 2022 as it relates to military construction; HR 1835 COVID Community Care Act; HR 1306 National Coronavirus Commission Act of 2021; HR 2378; To amend title 10, United States Code, to reiterate that the prohibition against the collection from tenants of privatized military housing units of amounts in addition to rent etal; S232 Penny Plan to Enhance Infrastructure Act of 2021 as it relates to military construction; S769 Housing Fairness Act as it relates to military construction; HR 68 Housing Fairness Act of 2021 as it relates to military construction; HR 4350 National Defense Authorization Act FY 2022; HRes 667 as it relates to military construction- (H.R. 4350) to authorize appropriations for fiscal year 2022 for military activities of the Department of Defense and for military construction, to prescribe military personnel strengths for such fiscal year, and for other purposes; S3062 Labor, Health and Human Services, Education, Agriculture, Rural Development, Energy and Water Development, Financial Services and General Government, Interior, Environment, Military Construction, Veterans Affairs, Transportation, and Housing and Urban Development Appropriations Act, 2022; HRes 1224 Providing for consideration of the bill (H.R. 7900) to authorize appropriations for fiscal year 2023 for military activities of the Department of Defense and for military construction, to prescribe military personnel strengths for such fiscal year, and for other purposes etal; HR4502 Labor, Health and Human Services, Education, Agriculture, Rural Development, Energy and Water Development, Financial Services and General Government, Interior, Environment, Military Construction, Veterans Affairs, Transportation, and Housing and Urban Development Appropriations Act, 2022; HR 8238 Military Construction, VA and Related Agencies Approps Act 2023, HR 5376 Build Back Better Act; S.4759 A bill making appropriations for military construction, the Department of Veterans Affairs, and related agencies for the fiscal year ending September 30, 2023, and for other purposes.

Issues related to military construction and housing; HR 4350 National Defense Auth Act FY 2022; H.R.5376 Build Back Better Act; H.R.4321 Put Our Neighbors to Work Act of 2021-To amend title 10, United States Code, to improve congressional oversight and public transparency of military construction contract awards, and for other purposes; S232 To amend the Balanced Budget and Emergency Deficit Control Act of 1985 to establish a discretionary spending limit for infrastructure spending as it related to Military Construction; S769 To authorize funds to prevent housing discrimination through the use of nationwide testing, to increase funds for the Fair Housing Initiatives Program, and for other purpose; HR 68 Housing Fairness Act of 2021; H.Amd 106 as it relates to military construction; Providing for consideration of the bill (H.R. 4350) to authorize appropriations for fiscal year 2022 for military activities of the Department of Defense and for military construction, to prescribe military personnel strengths for such fiscal year, and for other purposes; HRes 667 as it relates to military construction...providing for consideration of the bill (H.R. 4350) to authorize appropriations for fiscal year 2022 for military activities of the Department of Defense and for military construction, to prescribe military personnel strengths for such fiscal year, and for other purposes; and Senate amendments thereto; H.R.7900 - National Defense Authorization Act for Fiscal Year 2023; H.Res.1224 Providing for consideration of the bill (H.R. 7900) to authorize appropriations for fiscal year 2023 for military activities of the Department of Defense and for military construction, to prescribe military personnel strengths for such fiscal year, and for other purposes; S.1605 National Defense Authorization Act for Fiscal Year 2022

H.R. 68, the Housing Fairness Act H.R. 2292, the Keep Your Home and Prevent Homelessness Act H.R. 4503, the Home for the Brave Act of 2021 H.R. 4695/S. 4447, the Eleanor Smith Inclusive Home Design Act H.R. 7676, the Home Modifications for Access Act H.R. 8213/S. 4485, the Fair Housing Improvement Act Draft Legislation, Promoting Housing Accessibility Act

Client expense: $82,012 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD)

Homeowner Assistance Fund, reviewing implementation and challenges Implementation and potential revisions to the Community Reinvestment Act Automated Valuation Models (AVM) Servicing of pandemic related forclosure assistance Urging revisions and support for Home Mortgage Disclosure Act requirements Defect taxonomy for servicing FHA loan reviews FHA proposalto allow for 40 year loan modification Reducing mortgage insurance premiums as a new step in loss mitigation Reducing mortgage insurance premiums for new loan originations Extending unused VA home loan guarantee benefits to veterans descendants to narrow the racial homeownership gap Enhancements to FHA's COVID loss mitigation waterfall to address rising interest rates Improvements to the mortgage servicing process H.R. 68 - Housing Fairness Act, a bill to expand efforts to detect and address housing discrimination H.R. 449/S.2920 - Downpayment Toward Equity Act, a bill to provide downpayment assistance to first-generation homebuyers to address multigenerational inequities in access to homeownership and to narrow and ultimately close the racial homeownership gap in the United States, and for other purposes S.1684 - Federal Home Loan Bank's Community Financial Institutions Expansion Act, a bil to strengthen the ability of the Federal Home Loan Bank system to provide financing H.R. 8328 - Fair Manufactured Housing Lending Act, a bill to amend the Truth in Lending Act to include retailers of manufactured or modular homes in the definition of mortgage originator, and for other purposes H.R. ___ - Preventing Unfair Foreclosures Act of 2022, a bill to improve the mortgage servicing process for homeowners by providing additional protections with the goal of ensuring homeowners can remain in their homes whenever possible, and for other purposes. Nomination of Sandra Thompson to the Federal Housing Finance Agency Nomination of Julia Gordon to the Federal Housing Administration

Fair Housing Protections HR5 - Equality Act HR68 - Housing Fairness Act of 2021 HR2471 - Consolidated Appropriations Act, 2022 S769 - Housing Fairness Act of 2021 S2549 - Mapping Housing Discrimination Act Conversations with the House Select Committee regarding fair housing policy. Disparate Impact HR5376 - Build Back Better Act Credit Discrimination HR166 - Fair Lending for All Act TILA - Language Access HR3009 - Improving Language Access in Mortgage Servicing Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Student Loan Debt Communications with the Senate Banking Committee regarding impact of student loan debt on racial justice, borrowers, and the economy Equal Access to Housing and Financial Services Statement for the Record: HFSC Hearing Justice for All: Achieving Racial Equity Through Access to Housing and Financial Services Racial Discrimination in Housing Letter to the Senate Banking Committee for its hearing Separate and Unequal: The Legacy of Racial Discrimination in Housing Unlocking Possibilities Program HR5376 - Build Back Better Act Downpayment Assistance HR4495 - Downpayment Toward Equity Act Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing and downpayment issues. Discussions with the Federal Housing Finance Agency (FHFA) regarding a fair housing database.

Client expense: $14,820,000 · Firm income: Not reported

Fair housing protections HR5 - Equality Act HR68 - Housing Fairness Act of 2021 HR2471 - Consolidated Appropriations Act of 2022 HR5376 - Build Back Better Act S769 - Housing Fairness Act of 2021 S2549 - Mapping Housing Discrimination Act Conversations with the House of Representatives regarding increased funding for fair housing enforcement in the FY2022 THUD appropriations bill Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing issues. VA Loan Programs Communications with Congress regarding the VA Home Loan Guarantee program and VA Lending. Down-payment Assistance HR5376 - Build Back Better Act HR8340 - Educator Down Payment Assistance Act Discussions with the House of Representatives and the Senate about down-payment assistance programs. Affordable Housing S902 - Housing Supply and Affordability Act S1820 - Choice in Affordable Housing Act of 2021 Communications with Congressional leadership re: housing affordability issues CDC Eviction Moratorium/Emergency Rental Assistance Program Funding HR5196 - Expanding Assistance to Renters and Landlords Act of 2021 COVID-19 Relief S404 - Coronavirus Housing Counseling Improvement Act FHA Programs HR1395 - Housing Financial Literacy Act of 2021 HR1532 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 HR3172 - Homes for Every Local Protector, Educator, and Responder Act of 2021 HR6880 - Choice in Affordable Housing Act of 2022 S2131 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 Conversations with the House of Representatives and Senate regarding FHA and HUD programs. Violence Against Women Act Reauthorization HR1620 - Violence Against Women Act Reauthorization Act of 2021 HR2471 - Consolidated Appropriations Act of 2022 S527 - Protecting Domestic Violence and Stalking Victims Act of 2021 S3623 - Violence Against Women Reauthorization Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Appraisal/FHA Programs Discussions with the Senate on proposed legislation to amend the National Housing Act to authorize State-licensed appraisers to conduct appraisals in connection with mortgages insured by the FHA and to ensure compliance with the existing appraiser education and competency requirements, and for other purposes. Affordable Housing HR2126 - Housing Supply and Affordability Act HR2471 - Consolidated Appropriations Act of 2022 S902 - A bill to authorize a grant program for the development and implementation of housing supply and affordability plans, and for other purposes. Communications with the House Select Committee on affordable housing issues. Unlocking Possibilities Program HR5376 - Build Back Better Act FHFA Leadership Letter to the Senate in support of confirming Sandra Thompson as director of the Federal Housing Finance Agency (FHFA). Conversations with the Department of Housing and Urban Development (HUD) regarding mortgage insurance premiums, condominium single unit approval requirements, appraisal requirements, the Housing Choice Voucher program, FHA multi-family insurance premiums, Title 1 loan limits, the 203(K) loan program, FHA loans, appraisals, and rental housing issues. Conversations with the White House real estate and housing policy, affordable housing supply, and rental housing issues. Discussions with the U.S. Treasury Department regarding rental housing issues. Conversations with the Federal Housing Finance Agency (FHFA) regarding housing equity, the PAVE task force, downpayment assistance, condo guidelines, and rental housing issues. Conversations with the Appraisal Subcommittee regarding the PAVE task force. Conversations with the U.S. Department of Agriculture (USDA) regarding rental housing issues and the rural housing service. Conversations with the Department of Veterans Affairs (VA) regarding the VA loan guaranty program, appraisal requirements for the home loan guaranty program, and rental housing issues.

H.R. 5788 - Preventing Sexual Harassment in Public Housing Act H.R. 4495 - Downpayment Toward Equity Act of 2021 S. 98 - Neighborhood Homes Investment Act H.R. 68 - Housing Fairness Act of 2021 H.R. 7739 - Affordable Housing and Area Median Income Fairness Act of 2022 HR 7049, the Mortgage Borrower Protection Act PN1519 - Nomination of David Uejio to be Assistant Secretary of Housing and Urban Development PN433 - Nomination of Solomon Jeffrey Greene to be Assistant Secretary of Housing and Urban Development PM767 - Nomination of Julia Gordon to be Assistant Secretary of Housing and Urban Development PN1491 - Nomination of Sandra L. Thompson to be Director of the Federal Housing Finance Agency PN433 - Nomination of Solomon Jeffrey Greene to be Assistant Secretary of Housing and Urban Development PN1527 - James Arthur Jemison II - Department of Housing and Urban Development

Client expense: $90,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to fair housing and fair lending. Nominations to the FHFA and Federal Reserve. Federal Funding for Fair Housing Enforcement. H.R. 5376 - Build Back Better. H.R. 4495 - Downpayment Toward Equity Act of 2021. H.R. 68 - Housing Fairness Act of 2021.

Client expense: Not reported · Firm income: $10,000

H.R. 68, the Housing Fairness Act H.R. 2292, the Keep Your Home and Prevent Homelessness Act H.R. 4503, the Home for the Brave Act of 2021 H.R. 4695/S. 4447, the Eleanor Smith Inclusive Home Design Act H.R. 7676, the Home Modifications for Access Act H.R. 8213/S. 4485, the Fair Housing Improvement Act Draft Legislation, Promoting Housing Accessibility Act

Client expense: $85,594 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD)

H.R. 68 - Housing Fairness Act - The bill would increase HUDs Fair Housing Initiatives Program by $18 million with the bulk of funds directed to increased discrimination testing under the Private Enforcement Initiative. H.R. 1319 - The American Rescue Plan Act - C.A.R. advocated for financial support for mom-and-pop landlords, the paycheck protection program, and assistance for struggling homeowners. H.R. 1836 - Guard and Reserve GI Bill Parity Act - C.A.R. discussed the provision of the bill that increased and extended fees on VA home loans. H.R. 2126 - Housing Supply and Affordability Act - Will create a housing grant program that state and local governments can apply for to create more housing units. H.R. 3684 - INVEST in America Act - C.A.R. advocated against the Fannie Mae and Freddie Mac fee in the bill used to offset the cost. H.R. 4495 - Downpayment Toward Equity Act - Would provide downpayment assistance for first-generation homebuyers. H.R. 5915 - FHA Fairness Act - Would increase FHA loan limits in certain counties. S. 769 - Housing Fairness Act - The bill would increase HUDs Fair Housing Initiatives Program by $18 million with the bulk of funds directed to increased discrimination testing under the Private Enforcement Initiative S. 902 - Housing Supply and Affordability Act - Will create a housing grant program that state and local governments can apply for to create more housing units. S. Con. Res. 14 - The Concurrent Resolution on the Budget for Fiscal Year 2022 - C.A.R. advocated in support of housing provisions that would create incentive for additional housing units, increase funding for Fair Housing enforcement and provide downpayment assistance. C.A.R. advocated on the topic of making housing a part of infrastructure and transportation. C.A.R. advocated to Congress and has submitted comments to HUD asking the FHA and HUD to reduce the FHA mortgage insurance premium and stop the life of the loan premium. C.A.R. advocated for the elimination of risk based pricing by Fannie Mae and Freddie Mac. C.A.R. advocated for the reform of Fannie Mae and Freddie Mac to bring them out of conservatorship. C.A.R. advocated for an increase in funding for HUD's Office of Fair Housing and Equal Opportunity. C.A.R. worked with Congress to improve the Emergency Rental Assistance program. C.A.R. advocated on the implementation of new condominium Questionnaire and rules for Fannie Mae and Freddie Mac loans. C.A.R. advocated on the FHFA announced "Targeted Increases to Enterprise Pricing Framework" that increased fees on conforming jumbo and second/vacation mortgages for Fannie Mae and Freddie Mac loans. C.A.R. discussed the issue of how much federal affordable housing funding went to homeownership programs. This included the Community Development Block Program, Low-Income Housing Tax Credits, and the HOME program. C.A.R. advocated for the removal of FHA Home Equity Conversion Mortgage from the FHA's Forward Mortgage reserve calculation in determining the minimum Mutual Mortgage Insurance Fund reserve. C.A.R. discussed the Property Appraisal and Valuation Equity report. C.A.R. discussed appraisal waivers and desktop appraisals, and their impact in California's real estate market.

Issues related to military construction and housing; HR 4350 National Defense Auth Act FY 2022; H.R.5376 Build Back Better Act; H.R.4321 Put Our Neighbors to Work Act of 2021-To amend title 10, United States Code, to improve congressional oversight and public transparency of military construction contract awards, and for other purposes; S232 To amend the Balanced Budget and Emergency Deficit Control Act of 1985 to establish a discretionary spending limit for infrastructure spending as it related to Military Construction; S769 To authorize funds to prevent housing discrimination through the use of nationwide testing, to increase funds for the Fair Housing Initiatives Program, and for other purpose; HR 68 Housing Fairness Act of 2021; H.Amd 106 as it relates to military construction; Providing for consideration of the bill (H.R. 4350) to authorize appropriations for fiscal year 2022 for military activities of the Department of Defense and for military construction, to prescribe military personnel strengths for such fiscal year, and for other purposes; HRes 667 as it relates to military construction...providing for consideration of the bill (H.R. 4350) to authorize appropriations for fiscal year 2022 for military activities of the Department of Defense and for military construction, to prescribe military personnel strengths for such fiscal year, and for other purposes; and Senate amendments thereto; H.R.7900 - National Defense Authorization Act for Fiscal Year 2023; H.Res.1224 Providing for consideration of the bill (H.R. 7900) to authorize appropriations for fiscal year 2023 for military activities of the Department of Defense and for military construction, to prescribe military personnel strengths for such fiscal year, and for other purposes.

Client expense: Not reported · Firm income: $40,000

Issues pertaining to appropriations for military construction and housing. HR 4432 Dept of Defense Approp Act 2022 as it relates to military construction; HR 4355, S 2604 Military Construction Veterans Affairs and Related Agencies Approp Act 2022 as it relates to military construction; HR 1835 COVID Community Care Act; HR 1306 National Coronavirus Commission Act of 2021; HR 2378; To amend title 10, United States Code, to reiterate that the prohibition against the collection from tenants of privatized military housing units of amounts in addition to rent etal; S232 Penny Plan to Enhance Infrastructure Act of 2021 as it relates to military construction; S769 Housing Fairness Act as it relates to military construction; HR 68 Housing Fairness Act of 2021 as it relates to military construction; HR 4350 National Defense Authorization Act FY 2022; HRes 667 as it relates to military construction- (H.R. 4350) to authorize appropriations for fiscal year 2022 for military activities of the Department of Defense and for military construction, to prescribe military personnel strengths for such fiscal year, and for other purposes; S3062 Labor, Health and Human Services, Education, Agriculture, Rural Development, Energy and Water Development, Financial Services and General Government, Interior, Environment, Military Construction, Veterans Affairs, Transportation, and Housing and Urban Development Appropriations Act, 2022; HRes 1224 Providing for consideration of the bill (H.R. 7900) to authorize appropriations for fiscal year 2023 for military activities of the Department of Defense and for military construction, to prescribe military personnel strengths for such fiscal year, and for other purposes etal; HR4502 Labor, Health and Human Services, Education, Agriculture, Rural Development, Energy and Water Development, Financial Services and General Government, Interior, Environment, Military Construction, Veterans Affairs, Transportation, and Housing and Urban Development Appropriations Act, 2022; HR 8238 Military Construction, VA and Related Agencies Approps Act 2023, HR 5376 Build Back Better Act.

Fair housing protections HR5 - Equality Act HR68 - Housing Fairness Act of 2021 HR2471 - Consolidated Appropriations Act of 2022 HR5376 - Build Back Better Act S769 - Housing Fairness Act of 2021 S2549 - Mapping Housing Discrimination Act Conversations with the House of Representatives regarding increased funding for fair housing enforcement in the FY2022 THUD appropriations bill Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing issues. VA Loan Programs Communications with Congress regarding the VA Home Loan Guarantee program and VA Lending. Down-payment Assistance HR5376 - Build Back Better Act Discussions with the House of Representatives about down-payment assistance programs. Affordable Housing S902 - Housing Supply and Affordability Act S1820 - Choice in Affordable Housing Act of 2021 Communications with Congressional leadership re: housing affordability issues CDC Eviction Moratorium/Emergency Rental Assistance Program Funding HR5196 - Expanding Assistance to Renters and Landlords Act of 2021 COVID-19 Relief S404 - Coronavirus Housing Counseling Improvement Act FHA Programs HR1395 - Housing Financial Literacy Act of 2021 HR1532 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 HR3172 - Homes for Every Local Protector, Educator, and Responder Act of 2021 HR6880 - Choice in Affordable Housing Act of 2022 S2131 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 Conversations with the House of Representatives and Senate regarding FHA and HUD programs. Violence Against Women Act Reauthorization HR1620 - Violence Against Women Act Reauthorization Act of 2021 HR2471 - Consolidated Appropriations Act of 2022 S527 - Protecting Domestic Violence and Stalking Victims Act of 2021 S3623 - Violence Against Women Reauthorization Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Appraisal/FHA Programs Discussions with the Senate on proposed legislation to amend the National Housing Act to authorize State-licensed appraisers to conduct appraisals in connection with mortgages insured by the FHA and to ensure compliance with the existing appraiser education and competency requirements, and for other purposes. Affordable Housing HR2126 - Housing Supply and Affordability Act HR2471 - Consolidated Appropriations Act of 2022 S902 - A bill to authorize a grant program for the development and implementation of housing supply and affordability plans, and for other purposes. Communications with the House Select Committee on affordable housing issues. Unlocking Possibilities Program HR5376 - Build Back Better Act FHFA Leadership Letter to the Senate in support of confirming Sandra Thompson as director of the Federal Housing Finance Agency (FHFA). Conversations with the Department of Housing and Urban Development (HUD) regarding FHA loans, appraisals, the Emergency Rental Assistance Program (ERAP), and multifamily housing issues. Conversations with the Consumer Financial Protection Bureau regarding housing affordability, fair housing and fair lending. Conversations with the White House real estate and housing policy issues. Discussions with the U.S. Treasury Department regarding Emergency Rental Assistance program guidelines. Conversations with the Federal Housing Finance Agency (FHFA) regarding housing equity and PAVE. Conversations with the U.S. Department of Agriculture (USDA) regarding rural housing loans. Conversations with the Department of Veterans Affairs (VA) regarding the VA loan guaranty program and appraisals.

Fair Housing Protections HR5 - Equality Act HR68 - Housing Fairness Act of 2021 HR2471 - Consolidated Appropriations Act, 2022 S769 - Housing Fairness Act of 2021 S2549 - Mapping Housing Discrimination Act Conversations with the House Select Committee regarding fair housing policy. Disparate Impact HR5376 - Build Back Better Act Credit Discrimination HR166 - Fair Lending for All Act TILA - Language Access HR3009 - Improving Language Access in Mortgage Servicing Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Student Loan Debt Communications with the Senate Banking Committee regarding impact of student loan debt on racial justice, borrowers, and the economy Equal Access to Housing and Financial Services Statement for the Record: HFSC Hearing Justice for All: Achieving Racial Equity Through Access to Housing and Financial Services Racial Discrimination in Housing Letter to the Senate Banking Committee for its hearing Separate and Unequal: The Legacy of Racial Discrimination in Housing Unlocking Possibilities Program HR5376 - Build Back Better Act Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing issues. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding fair housing and fair lending issues.

Client expense: $12,140,000 · Firm income: Not reported

H.R. 68 - Housing Fairness Act - The bill would increase HUDs Fair Housing Initiatives Program by $18 million with the bulk of funds directed to increased discrimination testing under the Private Enforcement Initiative. H.R. 1319 - The American Rescue Plan Act - C.A.R. advocated for financial support for mom-and-pop landlords, the paycheck protection program, and assistance for struggling homeowners. H.R. 1836 - Guard and Reserve GI Bill Parity Act - C.A.R. discussed the provision of the bill that increased and extended fees on VA home loans. H.R. 2126 - Housing Supply and Affordability Act - Will create a housing grant program that state and local governments can apply for to create more housing units. H.R. 3684 - INVEST in America Act - C.A.R. advocated against the Fannie Mae and Freddie Mac fee in the bill used to offset the cost. H.R. 5915 - FHA Fairness Act - Would increase FHA loan limits in certain counties. S. 769 - Housing Fairness Act - The bill would increase HUDs Fair Housing Initiatives Program by $18 million with the bulk of funds directed to increased discrimination testing under the Private Enforcement Initiative S. 902 - Housing Supply and Affordability Act - Will create a housing grant program that state and local governments can apply for to create more housing units. S. Con. Res. 14 - The Concurrent Resolution on the Budget for Fiscal Year 2022 - C.A.R. advocated in support of housing provisions that would create incentive for additional housing units, increase funding for Fair Housing enforcement and provide downpayment assistance. C.A.R. advocated on the topic of making housing a part of infrastructure and transportation. C.A.R. advocated to Congress and has submitted comments to HUD asking the FHA and HUD to reduce the FHA mortgage insurance premium and stop the life of the loan premium. C.A.R. advocated for the elimination of risk based pricing by Fannie Mae and Freddie Mac. C.A.R. advocated for the reform of Fannie Mae and Freddie Mac to bring them out of conservatorship. C.A.R. advocated for an increase in funding for HUD's Office of Fair Housing and Equal Opportunity. C.A.R. worked with Congress to improve the Emergency Rental Assistance program. C.A.R. advocated on the implementation of new condominium Questionnaire and rules for Fannie Mae and Freddie Mac loans. C.A.R. advocated on the FHFA announced "Targeted Increases to Enterprise Pricing Framework" that increased fees on conforming jumbo and second/vacation mortgages for Fannie Mae and Freddie Mac loans. C.A.R. discussed the issue of how much federal affordable housing funding went to homeownership programs. This included the Community Development Block Program, Low-Income Housing Tax Credits, and the HOME program. C.A.R. advocated for the removal of FHA Home Equity Conversion Mortgage from the FHA's Forward Mortgage reserve calculation in determining the minimum Mutual Mortgage Insurance Fund reserve. C.A.R. discussed the Property Appraisal and Valuation Equity report. C.A.R. discussed appraisal waivers and desktop appraisals, and their impact in California's real estate market.

Issues related to military construction and housing; HR 4350 National Defense Auth Act FY 2022; H.R.5376 Build Back Better Act; H.R.4321 To amend title 10, United States Code, to improve congressional oversight and public transparency of military construction contract awards, and for other purposes; S232 To amend the Balanced Budget and Emergency Deficit Control Act of 1985 to establish a discretionary spending limit for infrastructure spending as it related to Military Construction; S769 To authorize funds to prevent housing discrimination through the use of nationwide testing, to increase funds for the Fair Housing Initiatives Program, and for other purpose; HR 68 Housing Fairness Act of 2021; H.Amd 106 as it relates to military construction.Providing for consideration of the bill (H.R. 4350) to authorize appropriations for fiscal year 2022 for military activities of the Department of Defense and for military construction, to prescribe military personnel strengths for such fiscal year, and for other purposes; HRes 667 as it relates to military construction...providing for consideration of the bill (H.R. 4350) to authorize appropriations for fiscal year 2022 for military activities of the Department of Defense and for military construction, to prescribe military personnel strengths for such fiscal year, and for other purposes; and Senate amendments thereto.

Client expense: Not reported · Firm income: $40,000

Issues pertaining to appropriations for military construction and housing. HR 4432 Dept of Defense Approp Act 2022 as it relates to military construction; HR 4355, S 2604 Military Construction Veterans Affairs and Related Agencies Approp Act 2022 as it relates to military construction; HR 1835 COVID Community Care Act; HR 1306 National Coronavirus Commission Act of 2021; HR 2378; To amend title 10, United States Code, to reiterate that the prohibition against the collection from tenants of privatized military housing units of amounts in addition to rent etal; S232 Penny Plan to Enhance Infrastructure Act of 2021 as it relates to military construction; S769 Housing Fairness Act as it relates to military construction; HR 68 Housing Fairness Act of 2021 as it relates to military construction; HR 4350 National Defense Authorization Act FY 2022; HRes 667 as it relates to military construction- (H.R. 4350) to authorize appropriations for fiscal year 2022 for military activities of the Department of Defense and for military construction, to prescribe military personnel strengths for such fiscal year, and for other purposes; S3062 Labor, Health and Human Services, Education, Agriculture, Rural Development, Energy and Water Development, Financial Services and General Government, Interior, Environment, Military Construction, Veterans Affairs, Transportation, and Housing and Urban Development Appropriations Act, 2022; HR 5376 Build Back Better Act.

Client expense: Not reported · Firm income: $40,000

H.R. 68 - Housing Fairness Act - The bill would increase HUDs Fair Housing Initiatives Program by $18 million with the bulk of funds directed to increased discrimination testing under the Private Enforcement Initiative. H.R. 1319 - The American Rescue Plan Act - C.A.R. advocated for financial support for mom-and-pop landlords, the paycheck protection program, and assistance for struggling homeowners. H.R. 2126 - Housing Supply and Affordability Act - Will create a housing grant program that state and local governments can apply for to create more housing units. H.R. 3684 - INVEST in America Act - C.A.R. advocated against the Fannie Mae and Freddie Mac fee in the bill used to offset the cost. H.R. 5915 - FHA Fairness Act - Would increase FHA loan limits in certain counties. S. 769 - Housing Fairness Act - The bill would increase HUDs Fair Housing Initiatives Program by $18 million with the bulk of funds directed to increased discrimination testing under the Private Enforcement Initiative S. 902 - Housing Supply and Affordability Act - Will create a housing grant program that state and local governments can apply for to create more housing units. S. Con. Res. 14 - The Concurrent Resolution on the Budget for Fiscal Year 2022 - C.A.R. advocated in support of housing provisions that would create incentive for additional housing units, increase funding for Fair Housing enforcement and provide downpayment assistance. C.A.R. submitted comments for the House Financial Services Committee Hearing, Justice for All: Achieving Racial Equity Through Fair Access to Housing and Financial Services C.A.R. advocated on the topic of making housing a part of infrastructure and transportation. C.A.R. advocated to Congress and has submitted comments to HUD asking the FHA and HUD to reduce the FHA mortgage insurance premium. C.A.R. submitted comments to the FHFA for their Request for Information on Appraisal-Related Policies, Practices, and Processes. C.A.R. advocated for the elimination of risk based pricing by Fannie Mae and Freddie Mac. C.A.R. advocated for the reform of Fannie Mae and Freddie Mac to bring them out of conservatorship. C.A.R. commented on the House Financial Services Hearing Build Back Better; Investing in Equitable and Affordable Housing Infrastructure C.A.R. Commented on the Senate Committee on Appropriations Hearing, the The American Jobs Plan: Infrastructure, Climate Change and Investing in our Nation's Future. C.A.R. commented on HUD Rule Docket No. FR-6249-I-01, Restoring Affirmatively Furthering Fair Housing Definitions and Certifications. C.A.R. advocated for an increase in funding for HUD's Office of Fair Housing and Equal Opportunity. C.A.R. worked with Congress to improve the Emergency Rental Assistance program.

Issues related to military construction and housing; HR 3684 Infrastructure Investment and Jobs Act; HR 4350 National Defense Auth Act FY 2022; H.R.5376 Build Back Better Act; H.R.4321 To amend title 10, United States Code, to improve congressional oversight and public transparency of military construction contract awards, and for other purposes; S232 To amend the Balanced Budget and Emergency Deficit Control Act of 1985 to establish a discretionary spending limit for infrastructure spending as it related to Military Construction; S769 To authorize funds to prevent housing discrimination through the use of nationwide testing, to increase funds for the Fair Housing Initiatives Program, and for other purpose; HR 68 Housing Fairness Act of 2021; H.Amd 106 as it relates to military construction..Providing for consideration of the bill (H.R. 4350) to authorize appropriations for fiscal year 2022 for military activities of the Department of Defense and for military construction, to prescribe military personnel strengths for such fiscal year, and for other purposes; providing for consideration of the bill (H.R. 5305) making continuing appropriations for the fiscal year ending September 30, 2022, and for providing emergency assistance, and for other purposes; and for other purposes; HRes 667 as it relates to military construction...providing for consideration of the bill (H.R. 4350) to authorize appropriations for fiscal year 2022 for military activities of the Department of Defense and for military construction, to prescribe military personnel strengths for such fiscal year, and for other purposes; and Senate amendments thereto.

Client expense: Not reported · Firm income: $40,000

Issues pertaining to appropriations for military construction and housing. HR 4432 Dept of Defense Approp Act 2022 as it relates to military construction; HR 4355, S 2604 Military Construction Veterans Affairs and Related Agencies Approp Act 2022 as it relates to military construction; HR 1835 COVID Community Care Act; HR 1306 National Coronavirus Commission Act of 2021; HR 2378; To amend title 10, United States Code, to reiterate that the prohibition against the collection from tenants of privatized military housing units of amounts in addition to rent etal; S232 Penny Plan to Enhance Infrastructure Act of 2021 as it relates to military construction; S769 Housing Fairness Act as it relates to military construction; HR 68 Housing Fairness Act of 2021 as it relates to military construction; HR 4350 National Defense Authorization Act FY 2022; HRes 667 as it relates to military construction- (H.R. 4350) to authorize appropriations for fiscal year 2022 for military activities of the Department of Defense and for military construction, to prescribe military personnel strengths for such fiscal year, and for other purposes; S3062 Labor, Health and Human Services, Education, Agriculture, Rural Development, Energy and Water Development, Financial Services and General Government, Interior, Environment, Military Construction, Veterans Affairs, Transportation, and Housing and Urban Development Appropriations Act, 2022

Client expense: Not reported · Firm income: $40,000

Issues pertaining to appropriations for military construction and housing. HR 4432 Dept of Defense Approp Act 2022 as it relates to military construction; HR 4355, S 2604 Military Construction Veterans Affairs and Related Agencies Approp Act 2022 as it relates to military construction; HR 1835 COVID Community Care Act; HR 1306 National Coronavirus Commission Act of 2021; HR 2378; To amend title 10, United States Code, to reiterate that the prohibition against the collection from tenants of privatized military housing units of amounts in addition to rent etal; S232 Penny Plan to Enhance Infrastructure Act of 2021 as it relates to military construction; S769 Housing Fairness Act as it relates to military construction; HR 68 Housing Fairness Act of 2021 as it relates to military construction; HR 4350 National Defense Authorization Act FY 2022; HRes 667 as it relates to military construction- (H.R. 4350) to authorize appropriations for fiscal year 2022 for military activities of the Department of Defense and for military construction, to prescribe military personnel strengths for such fiscal year, and for other purposes; providing for consideration of the bill (H.R. 5305) making continuing appropriations for the fiscal year ending September 30, 2022, and for providing emergency assistance, and for other purposes; and for other purposes; HR 4502 Labor, Health and Human Services, Education, Agriculture, Rural Development, Energy and Water Development, Financial Services and General Government, Interior, Environment, Military Construction, Veterans Affairs, Transportation, and Housing and Urban Development Appropriations Act, 2022

Client expense: Not reported · Firm income: $40,000

Issues related to military construction and housing; HR 4350 National Defense Auth Act FY 2022; H.R.4321 To amend title 10, United States Code, to improve congressional oversight and public transparency of military construction contract awards, and for other purposes; S232 To amend the Balanced Budget and Emergency Deficit Control Act of 1985 to establish a discretionary spending limit for infrastructure spending as it related to Military Construction; S769 To authorize funds to prevent housing discrimination through the use of nationwide testing, to increase funds for the Fair Housing Initiatives Program, and for other purpose; HR 68 Housing Fairness Act of 2021; H.Amd 106 as it relates to military construction..Providing for consideration of the bill (H.R. 4350) to authorize appropriations for fiscal year 2022 for military activities of the Department of Defense and for military construction, to prescribe military personnel strengths for such fiscal year, and for other purposes; providing for consideration of the bill (H.R. 5305) making continuing appropriations for the fiscal year ending September 30, 2022, and for providing emergency assistance, and for other purposes; and for other purposes; HRes 667 as it relates to military construction...providing for consideration of the bill (H.R. 4350) to authorize appropriations for fiscal year 2022 for military activities of the Department of Defense and for military construction, to prescribe military personnel strengths for such fiscal year, and for other purposes; providing for consideration of the bill (H.R. 5305) making continuing appropriations for the fiscal year ending September 30, 2022, and for providing emergency assistance, and for other purposes; and for other purposes.

Client expense: Not reported · Firm income: $40,000

H.R. 68 - Housing Fairness Act - The bill would increase HUDs Fair Housing Initiatives Program by $18 million with the bulk of funds directed to increased discrimination testing under the Private Enforcement Initiative. H.R. 1319 - The American Rescue Plan Act - C.A.R. advocated for financial support for mom-and-pop landlords, the paycheck protection program, and assistance for struggling homeowners. H.R. 2126 - Housing Supply and Affordability Act - Will create a housing grant program that state and local governments can apply for to create more housing units. H.R. 3684 - INVEST in America Act - C.A.R. advocated against the Fannie Mae and Freddie Mac fee in the bill used to offset the cost. S. 769 - Housing Fairness Act - The bill would increase HUDs Fair Housing Initiatives Program by $18 million with the bulk of funds directed to increased discrimination testing under the Private Enforcement Initiative S. 902 - Housing Supply and Affordability Act - Will create a housing grant program that state and local governments can apply for to create more housing units. S. Con. Res. 14 - The Concurrent Resolution on the Budget for Fiscal Year 2022 - C.A.R. advocated in support of housing provisions that would create incentive for additional housing units, increase funding for Fair Housing enforcement and provide downpayment assistance. C.A.R. submitted comments for the House Financial Services Committee Hearing, Justice for All: Achieving Racial Equity Through Fair Access to Housing and Financial Services C.A.R. advocated on the topic of making housing a part of infrastructure and transportation. C.A.R. advocated to Congress and has submitted comments to HUD asking the FHA and HUD to reduce the FHA mortgage insurance premium. C.A.R. submitted comments to the FHFA for their Request for Information on Appraisal-Related Policies, Practices, and Processes. C.A.R. advocated for the elimination of risk based pricing by Fannie Mae and Freddie Mac. C.A.R. advocated for the reform of Fannie Mae and Freddie Mac to bring them out of conservatorship. C.A.R. commented on the House Financial Services Hearing Build Back Better; Investing in Equitable and Affordable Housing Infrastructure C.A.R. Commented on the Senate Committee on Appropriations Hearing, the The American Jobs Plan: Infrastructure, Climate Change and Investing in our Nation's Future. C.A.R. commented on HUD Rule Docket No. FR-6249-I-01, Restoring Affirmatively Furthering Fair Housing Definitions and Certifications. C.A.R. advocated for an increase in funding for HUD's Office of Fair Housing and Equal Opportunity. C.A.R. worked with Congress to improve the Emergency Rental Assistance program.

H.R. 1 - For the People Act H.R. 166 - Fair Lending for All Act H.R. 68 - Housing Fairness Act of 2021 H.R. 1674 - Fair Housing Enforcement Emergency Act of 2021 H.Res. 363 - Original Fair Housing Resolution of 2021 H.R. 3009 - Improving Language Access in Mortgage Servicing Act H.R. 816 - Restoring Communities Left Behind Act S. 769 - Housing Fairness Act of 2021 S. [ ] - Mapping Housing Discrimination Act

Client expense: $30,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Bill numberDescription of bill (briefly describe only the part were working on) H.R.6379 Take Responsibility for Workers and Families Act S.3566Stop Overdraft Profiteering during COVID-19 Emergency Act of 2020 - to prohibit depository institutions from assessing overdraft and non-sufficient fund fees during the novel coronavirus crisis and other disasters, and for other purposes. S.3560Small Business and Consumer Emergency Credit Act - To amend the Truth in Lending Act to extend the consumer credit protections provided to members of the Armed Forces and their dependents under title 10, United States Code, to all consumers. S 3548To provide emergency assistance and health care response for individuals, families, and businesses affected by the 2020 coronavirus pandemic. S.3509A bill to provide borrowers the right to request forbearance on mortgage loan payments due to a declared disaster, and for other purposes. H.R.6321 To provide financial protections and assistance for America's consumers, States, businesses, and vulnerable populations during the COVID-19 emergency and to recover from the emergency. H.R.6363Student Debt Emergency Relief Act HR 748Coronavirus Aid, Relief, and Economic Security Act or the CARES Act - This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses H.R. 3674 the College Affordability Act, a bill to lower the costs of college for students and improve the quality of education H.J.Res.76 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability" HR 5050 / s 2833 To amend the Truth in Lending Act to extend the consumer credit protections provided to members of the Armed Forces and their dependents under title 10, United States Code, to all consumers H.R. XXXX Protecting Consumers Access to Credit Act (This bill amends the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to state that bank loans that are valid when made as to their maximum rate of interest in accordance with federal law shall remain valid with respect to that rate regardless of whether a bank has subsequently sold or assigned the loan to a third party.) H.R. XXXXthe Protecting Consumers from Unreasonable Credit Rates Act (This bill amends the Truth in Lending Act to prohibit a creditor from extending credit to a consumer under an open end consumer credit plan (credit card) for which the fee and interest rate exceeds 36%.) S. 3841To protect 2020 recovery rebates for individuals from assignment or garnishment, and for other purposes. S. 3620To establish a Housing Assistance Fund at the Department of the Treasury. This bill provides funds for assistance to homeowners to prevent mortgage defaults, foreclosures, and displacements of individuals and families experiencing financial hardship after January 21, 2020. H.R. 6741 COVID-19 Mortgage Relief Act, to amend the CARES Act to provide forbearance and foreclosure moratoriums for all mortgage loans, and for other purposes. H.R. 6800 Health and Economic Recovery Omnibus Emergency Solutions Act (HEROES Act). Among other things, the bill modifies and expands the Paycheck Protection Program, which provides loans and grants to small businesses and nonprofit organizations; extends and expands the moratorium on certain evictions and foreclosures S. 3685Emergency Rental Assistance and Rental Market Stabilization Act of 2020, a bill to provide emergency rental assistance under the Emergency Solutions Grants program of HUD in response to the public health emergency resulting from the coronavirus, and for other purposes. H.J. Res 90 A Congressional Review Act resolution of disapproval to nullify the OCCs Community Reinvestment Act rule H.R. 679 Promoting Access to Credit for Homebuyers Act of 2020, to promote access to mortgage credit during the COVID-19 pandemic by preventing restrictions on providing Federal backing for single-family mortgage loans in forbearance, and for other purposes. S. 4519Rent Emergencies Leave Impacts on Evicted Families Act (RELIEF Act), A bill to provide mortgage relief and to provide eviction relief for renters related to the COVID-19 pandemic S.4260 - Promoting Access to Credit for Homebuyers Act of 2020 S 4073 - the Neighborhood Homes Investment Act HR 6735, COVID-19 Fraud Prevention Act - This bill establishes the Consumer and Investor Fraud Working Group to prevent fraud during the COVID-19 (i.e., coronavirus disease 2019) pandemic. The working group must report monthly regarding resources available to consumers, public enforcement actions, and related consumer complaints. H.R.7889 - Small Business Lending Disclosure and Broker Regulation Act of 2020 H.R.8039 - Examining Educational Redlining in Lending Act S.4117 - Paycheck Protection Small Business Forgiveness Act. This bill modifies loan forgiveness under the Paycheck Protection Program established to support small businesses in response to COVID-19 (i.e., coronavirus disease 2019). S.4459 - CARES Congressional Oversight Commission Diversity Act of 2020. The bill would amend the CARES Act to modify the membership requirements of the Congressional Oversight Commission to ensure that groups disproportionately impacted by COVID-19 and the resulting economic recession are represented on the Commission. S.Res.711 - A resolution calling on the President of the United States to take executive action to broadly cancel Federal student loan debt. S.4321 - Continuing Small Business Recovery and Paycheck Protection Program Act. This bill establishes funding for, expands, and provides additional economic assistance to small businesses in response to COVID-19 (i.e., coronavirus disease 2019) S.4255 - Jobs and Neighborhood Investment Act. The legislation would provide eligible community development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) with capital, liquidity, and operational capacity, to expand the flow of credit into underserved, minority, and historically disadvantaged communities, helping small businesses stay afloat and expand operations, while providing affordable access to credit for lower income borrowers. S.3742 - RELIEF for Main Street Act. This bill establishes for one year the Small Business Local Relief Program, which shall allocate resources to states, local governments, and Native American tribes for providing assistance to certain small businesses and nonprofits that have lost revenue due to COVID-19 (i.e., coronavirus disease 2019). S.4614 - Postal Banking Act. The Postal Banking Act would re-establish postal banking to provide financial security to millions of Americans in low-income and rural communities and create approximately $9 billion in annual revenue and strengthen USPS. H.R.6395 - William M. (Mac) Thornberry National Defense Authorization Act for Fiscal Year 2021. This bill authorizes FY2021 appropriations and sets forth policies for Department of Defense (DOD) programs and activities, including military personnel strengths. It does not provide budget authority, which is provided in subsequent appropriations legislation. H.Amdt.843 to H.R.6395. An amendment numbered 17 printed in House Report 116-457 to extend CARES student loan protections for private student loan borrowers who were left out of the CARES Act. It also amendment extends the private student loan protections to September 30, 2021. H.Amdt.840 to H.R.6395. Amendment provides up to $10,000 in immediate assistance to pay down the balance of private student loans, and requires the servicer to modify the loan when borrower payments resume. S.4237 - Student Loan Fairness Act. The Student Loan Fairness Act (S. 4237) will extend the CARES Act student loan relief to recipients of Perkins loans and commercially-held FFEL loans by covering the cost of interest and suspending monthly payments for the period of March 13 through September 30, 2020, and suspending all involuntary collection, such as administrative wage garnishment or offsets from tax refunds, for this period. H.R. 68 Housing Fairness Act. This bill authorizes funds for HUD to prevent housing discrimination through the use of nationwide testing, increases funds for the Fair Housing Initiative Program, and provides grants to private entities to study housing discrimination. S. 404Coronavirus Housing Counseling Improvement Act. This bill provides funding for the Neighborhood Reinvestment Corporation (NeighborWorks) to support housing counseling services for homeowners, renters, people experiencing/risk of homelessness navigate housing options and rights during the COVID-19 crisis. Bill also requires that no less than 40% of the $700 million fund is targeted to counseling organizations that serve minority and low-income homeowners and renters. H.R. 782Homeownership for DREAMers Act. This bill prohibits federal mortgage providers from limiting insurance eligibility on the basis of the mortgagor's participation in the Deferred Action for Childhood Arrivals Program. S. __Mapping Housing Discrimination Act. To authorize a grant program for educational institutions to analyze, digitize, and map historic records relating to housing discrimination. S. 787American Housing and Economic Mobility Act. This bill supports affordable housing and fair housing by investing in various housing programs (National Housing Trust Fund, CDBG, etc), providing down payment assistance, and expanding the Fair Housing Act's proteections. H.R. __Downpayment Toward Equity Act. This bill provides downpayment assistance to first-generation homebuyers to address multigeneration inequities in access to homeownership. H.R. __Making appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2022, and for other purposes. HR 2547 Comprehensive Debt Collection Improvement Act. The Act is comprised of eight bills that would collectively enact critical debt collection reforms aimed at protecting vulnerable consumers It has passed the House, but hasn't been taken up in the Senate yet. We worked to craft the language of the omnibus bill alongside national partners S.J.Res 15 / H.J.Res 35A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of Currency relating to "National Banks and Federal Savings Associations as Lenders". H.R. __Housing is Infrastructure Act, authorizes additional funding for various housing assistance programs. H.R. 816Restoring Communities Left Behind, makes $5 billion available to local communities through a grant program administered by the Department of Housing and Urban Development in order to fund neighborhood revitalization activities including homeowner rehabilitation assistance, weatherization, improved housing accessibility for seniors and people with disabilities, housing counseling, refinancing, property tax relief, and more H.R. ___Close the Industrial Loan Company Loophole Act H.R. 4277Overdraft Protection Act of 2021 H.R. ___ & S. _____Veterans and Consumer Fair Credit Act [likely to be reintroduced?] HR 2689/S 1255 - Minority Business Resiliency Act HR 2540/S. 1119 - Small Business Lending Fairness Act H.R.3968 -Municipal IDs Acceptance Act H.R. 1502 - The Microloan Improvement Act of 2021 H.R. 1487 - Microloan Transparency and Accountability Ac

Issues pertaining to appropriations for military construction and housing. HR 4432 Dept of Defense Approp Act as it relates to military construction; HR 4355 Military Construction Veterans Affairs and Related Agencies Approp Act 2022 as it relates to military construction; HR 1835 COVID Community Care Act; HR 1306 National Coronavirus Commission Act of 2021; HR 2378; To amend title 10, United States Code, to reiterate that the prohibition against the collection from tenants of privatized military housing units of amounts in addition to rent etal; S232 Penny Plan to Enhance Infrastructure Act of 2021 as it relates to military construction; S769 Housing Fairness Act as it relates to military construction; HR 68 Housing Fairness Act of 2021 as it relates to military construction

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to military construction and housing; H.R.4321 To amend title 10, United States Code, to improve congressional oversight and public transparency of military construction contract awards, and for other purposes; S232 To amend the Balanced Budget and Emergency Deficit Control Act of 1985 to establish a discretionary spending limit for infrastructure spending as it related to Military Construction; S769 To authorize funds to prevent housing discrimination through the use of nationwide testing, to increase funds for the Fair Housing Initiatives Program, and for other purpose; HR 68 Housing Fairness Act of 2021.

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 68 - Housing Fairness Act - The bill would increase HUDs Fair Housing Initiatives Program by $18 million with the bulk of funds directed to increased discrimination testing under the Private Enforcement Initiative. H.R. 1319 - The American Rescue Plan Act - C.A.R. advocated for financial support for mom-and-pop landlords, the paycheck protection program, and assistance for struggling homeowners. H.R. 2126 - Housing Supply and Affordability Act - Will create a housing grant program that state and local governments can apply for to create more housing units. S. 769 - Housing Fairness Act - The bill would increase HUDs Fair Housing Initiatives Program by $18 million with the bulk of funds directed to increased discrimination testing under the Private Enforcement Initiative S. 902 - Housing Supply and Affordability Act - Will create a housing grant program that state and local governments can apply for to create more housing units. C.A.R. submitted comments for the House Financial Services Committee Hearing, Justice for All: Achieving Racial Equity Through Fair Access to Housing and Financial Services C.A.R. advocated on the topic of making housing a part of infrastructure and transportation. C.A.R. advocated to Congress and has submitted comments to HUD asking the FHA and HUD to reduce the FHA mortgage insurance premium. C.A.R. submitted comments to the FHFA for their Request for Information on Appraisal-Related Policies, Practices, and Processes. C.A.R. advocated for the elimination of risk based pricing by Fannie Mae and Freddie Mac. C.A.R. advocated for the reform of Fannie Mae and Freddie Mac to bring them out of conservatorship. C.A.R. commented on the House Financial Services Hearing Build Back Better; Investing in Equitable and Affordable Housing Infrastructure C.A.R. Commented on the Senate Committee on Appropriations Hearing, the The American Jobs Plan: Infrastructure, Climate Change and Investing in our Nation's Future. C.A.R. commented on HUD Rule Docket No. FR-6249-I-01, Restoring Affirmatively Furthering Fair Housing Definitions and Certifications. C.A.R. advocated for an increase in funding for HUD's Office of Fair Housing and Equal Opportunity.

H.R.5 - Equality Act S.393 - Equality Act H.R.166 - Fair Lending for All Act H.R.68 - Housing Fairness Act of 2021 S.769 - Housing Fairness Act of 2021 PN79-2 - Kristen M. Clarke - Department of Justice H.R.1674 - To authorize assistance for fair housing enforcement activities to respond to the COVID-19 pandemic, and for other purposes.

Client expense: $30,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R.6379 Take Responsibility for Workers and Families Act S.3566Stop Overdraft Profiteering during COVID-19 Emergency Act of 2020 - to prohibit depository institutions from assessing overdraft and non-sufficient fund fees during the novel coronavirus crisis and other disasters, and for other purposes. S.3560Small Business and Consumer Emergency Credit Act - To amend the Truth in Lending Act to extend the consumer credit protections provided to members of the Armed Forces and their dependents under title 10, United States Code, to all consumers. S 3548To provide emergency assistance and health care response for individuals, families, and businesses affected by the 2020 coronavirus pandemic. S.3509A bill to provide borrowers the right to request forbearance on mortgage loan payments due to a declared disaster, and for other purposes. H.R.6321 To provide financial protections and assistance for America's consumers, States, businesses, and vulnerable populations during the COVID-19 emergency and to recover from the emergency. H.R.6363Student Debt Emergency Relief Act HR 748Coronavirus Aid, Relief, and Economic Security Act or the CARES Act - This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses H.R. 3674 the College Affordability Act, a bill to lower the costs of college for students and improve the quality of education H.J.Res.76 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability" HR 5050 / s 2833 To amend the Truth in Lending Act to extend the consumer credit protections provided to members of the Armed Forces and their dependents under title 10, United States Code, to all consumers H.R. XXXX Protecting Consumers Access to Credit Act (This bill amends the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to state that bank loans that are valid when made as to their maximum rate of interest in accordance with federal law shall remain valid with respect to that rate regardless of whether a bank has subsequently sold or assigned the loan to a third party.) H.R. XXXXthe Protecting Consumers from Unreasonable Credit Rates Act (This bill amends the Truth in Lending Act to prohibit a creditor from extending credit to a consumer under an open end consumer credit plan (credit card) for which the fee and interest rate exceeds 36%.) S. 3841To protect 2020 recovery rebates for individuals from assignment or garnishment, and for other purposes. S. 3620To establish a Housing Assistance Fund at the Department of the Treasury. This bill provides funds for assistance to homeowners to prevent mortgage defaults, foreclosures, and displacements of individuals and families experiencing financial hardship after January 21, 2020. H.R. 6741 COVID-19 Mortgage Relief Act, to amend the CARES Act to provide forbearance and foreclosure moratoriums for all mortgage loans, and for other purposes. H.R. 6800 Health and Economic Recovery Omnibus Emergency Solutions Act (HEROES Act). Among other things, the bill modifies and expands the Paycheck Protection Program, which provides loans and grants to small businesses and nonprofit organizations; extends and expands the moratorium on certain evictions and foreclosures S. 3685Emergency Rental Assistance and Rental Market Stabilization Act of 2020, a bill to provide emergency rental assistance under the Emergency Solutions Grants program of HUD in response to the public health emergency resulting from the coronavirus, and for other purposes. H.J. Res 90 A Congressional Review Act resolution of disapproval to nullify the OCCs Community Reinvestment Act rule H.R. 679 Promoting Access to Credit for Homebuyers Act of 2020, to promote access to mortgage credit during the COVID-19 pandemic by preventing restrictions on providing Federal backing for single-family mortgage loans in forbearance, and for other purposes. S. 4519Rent Emergencies Leave Impacts on Evicted Families Act (RELIEF Act), A bill to provide mortgage relief and to provide eviction relief for renters related to the COVID-19 pandemic S.4260 - Promoting Access to Credit for Homebuyers Act of 2020 S 4073 - the Neighborhood Homes Investment Act HR 6735, COVID-19 Fraud Prevention Act - This bill establishes the Consumer and Investor Fraud Working Group to prevent fraud during the COVID-19 (i.e., coronavirus disease 2019) pandemic. The working group must report monthly regarding resources available to consumers, public enforcement actions, and related consumer complaints. H.R.7889 - Small Business Lending Disclosure and Broker Regulation Act of 2020 H.R.8039 - Examining Educational Redlining in Lending Act S.4117 - Paycheck Protection Small Business Forgiveness Act. This bill modifies loan forgiveness under the Paycheck Protection Program established to support small businesses in response to COVID-19 (i.e., coronavirus disease 2019). S.4459 - CARES Congressional Oversight Commission Diversity Act of 2020. The bill would amend the CARES Act to modify the membership requirements of the Congressional Oversight Commission to ensure that groups disproportionately impacted by COVID-19 and the resulting economic recession are represented on the Commission. S.Res.711 - A resolution calling on the President of the United States to take executive action to broadly cancel Federal student loan debt. S.4321 - Continuing Small Business Recovery and Paycheck Protection Program Act. This bill establishes funding for, expands, and provides additional economic assistance to small businesses in response to COVID-19 (i.e., coronavirus disease 2019) S.4255 - Jobs and Neighborhood Investment Act. The legislation would provide eligible community development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) with capital, liquidity, and operational capacity, to expand the flow of credit into underserved, minority, and historically disadvantaged communities, helping small businesses stay afloat and expand operations, while providing affordable access to credit for lower income borrowers. S.3742 - RELIEF for Main Street Act. This bill establishes for one year the Small Business Local Relief Program, which shall allocate resources to states, local governments, and Native American tribes for providing assistance to certain small businesses and nonprofits that have lost revenue due to COVID-19 (i.e., coronavirus disease 2019). S.4614 - Postal Banking Act. The Postal Banking Act would re-establish postal banking to provide financial security to millions of Americans in low-income and rural communities and create approximately $9 billion in annual revenue and strengthen USPS. H.R.6395 - William M. (Mac) Thornberry National Defense Authorization Act for Fiscal Year 2021. This bill authorizes FY2021 appropriations and sets forth policies for Department of Defense (DOD) programs and activities, including military personnel strengths. It does not provide budget authority, which is provided in subsequent appropriations legislation. H.Amdt.843 to H.R.6395. An amendment numbered 17 printed in House Report 116-457 to extend CARES student loan protections for private student loan borrowers who were left out of the CARES Act. It also amendment extends the private student loan protections to September 30, 2021. H.Amdt.840 to H.R.6395. Amendment provides up to $10,000 in immediate assistance to pay down the balance of private student loans, and requires the servicer to modify the loan when borrower payments resume. S.4237 - Student Loan Fairness Act. The Student Loan Fairness Act (S. 4237) will extend the CARES Act student loan relief to recipients of Perkins loans and commercially-held FFEL loans by covering the cost of interest and suspending monthly payments for the period of March 13 through September 30, 2020, and suspending all involuntary collection, such as administrative wage garnishment or offsets from tax refunds, for this period. H.R. 68 Housing Fairness Act. This bill authorizes funds for HUD to prevent housing discrimination through the use of nationwide testing, increases funds for the Fair Housing Initiative Program, and provides grants to private entities to study housing discrimination. S. 404Coronavirus Housing Counseling Improvement Act. This bill provides funding for the Neighborhood Reinvestment Corporation (NeighborWorks) to support housing counseling services for homeowners, renters, people experiencing/risk of homelessness navigate housing options and rights during the COVID-19 crisis. Bill also requires that no less than 40% of the $700 million fund is targeted to counseling organizations that serve minority and low-income homeowners and renters. H.R. 3154Homeownership for DREAMers Act. This bill prohibits federal mortgage providers from limiting insurance eligibility on the basis of the mortgagor's participation in the Deferred Action for Childhood Arrivals Program. S. __Mapping Housing Discrimination Act. To authorize a grant program for educational institutions to analyze, digitize, and map historic records relating to housing discrimination. S. 787American Housing and Economic Mobility Act. This bill supports affordable housing and fair housing by investing in various housing programs (National Housing Trust Fund, CDBG, etc), providing down payment assistance, and expanding the Fair Housing Act's proteections. H.R. __Downpayment Toward Equity Act. This bill provides downpayment assistance to first-generation homebuyers to address multigeneration inequities in access to homeownership. HR 1319 - American Rescue Plan Act of 2021 - This bill provides additional relief to address the continued impact of COVID-19 (i.e., coronavirus disease 2019) on the economy, public health, state and local governments, individuals, and businesses. H. Res. 100 - This resolution calls on the President to take executive action to cancel up to $50,000 in federal student loan debt for borrowers. Further, it encourages the President to (1) ensure that borrowers have no tax liability from the debt cancellation, (2) ensure that the debt cancellation helps close racial wealth gaps, and (3) pause student loan payments and interest accumulation on federal student loans for the duration of the COVID-19 (i.e., coronavirus disease 2019) pandemic. S. 355 - COVID-19 Medical Debt Collection Relief Act - This bill temporarily limits certain activities to collect medical debts by health care providers that apply for, or accept, COVID-19 (i.e., coronavirus 2019) financial relief. S. 210 - Protecting Job Opportunities for Borrowers Act - This bill prohibits a state from suspending, revoking, or denying a state-issued driver's license, teaching license, or professional license based solely on an individual's default or delinquency on a federal student loan or health education loan. Further, an aggrieved individual may bring a civil action against a state for violations. HR 166 - Fair Lending for All Act - This bill modifies provisions related to prohibited credit discrimination. S 3389 - Expanding Access to Lending Options Act - This bill allows the National Credit Union Administration Board to increase the federal credit union loan maturity cap from 15 to 20 years. HR__, the Small Business Fairness Lending Act HR 1491, the Fair Debt Collection Practices for Servicemembers Act - This bill prohibits a debt collector from representing to service members that failure to cooperate with a debt collector will result in a reduction of rank, a revocation of security clearance, or military prosecution. The Government Accountability Office must report on the impact of this prohibition on the timely delivery of information to service members, military readiness, and national security. HR 2498, the Private Loan Disability Discharge Act - A legislative analyst in the Congressional Research Service will begin analyzing this legislation after text becomes available. HR 2537, the Consumer Protection for Medical Debt Collections Act - To amend the Fair Debt Collection Practices Act to provide a timetable for the collection of medical debt by debt collectors, to amend the Fair Credit Reporting Act to prohibit consumer reporting agencies from issuing consumer reports containing information about debts related to medically necessary procedures, and for other purposes. HR 1657, the Ending Debt Collection Harassment Act - To amend the Consumer Financial Protection Act of 2010 and the Fair Debt Collection Practices Act to improve consumer protections relating to debt collection practices, and for other purposes HR 2572, the Stop Debt Collection Abuse Act - To amend the Fair Debt Collection Practices Act to restrict the debt collection practices of certain debt collectors. HR __, the Debt Collection Practices Harmonization Act - This bill applies certain consumer protections regarding debt collection to debt owed to a state. It also specifies that existing limits on civil damages awarded for abusive practices by a debt collector must be adjusted for inflation. HR 2458, the Non-Judicial Foreclosure Debt Collection Clarification Act - To amend the Fair Debt Collection Practices Act to clarify that the definition of a debt collector includes, in all cases, a person in a business the principal purpose of which is the enforcement of security interests.

Issues pertaining to appropriations for military construction and housing. HR 1835 COVID Community Care Act; HR 1306 National Coronavirus Commission Act of 2021; HR 2378; To amend title 10, United States Code, to reiterate that the prohibition against the collection from tenants of privatized military housing units of amounts in addition to rent etal; HR 74 Creating Hope and Opportunity for Individuals and Communities through Education Act or the CHOICE Act as it relates to Military Housing; S232 To amend the Balanced Budget and Emergency Deficit Control Act of 1985 to establish a discretionary spending limit for infrastructure spending as it related to Military Construction; S769 To authorize funds to prevent housing discrimination through the use of nationwide testing, to increase funds for the Fair Housing Initiatives Program, and for other purpose; HR 68 Housing Fairness Act of 2021

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S232 To amend the Balanced Budget and Emergency Deficit Control Act of 1985 to establish a discretionary spending limit for infrastructure spending as it related to Military Construction; S769 To authorize funds to prevent housing discrimination through the use of nationwide testing, to increase funds for the Fair Housing Initiatives Program, and for other purpose; HR 68 Housing Fairness Act of 2021; S731 Department of Veterans Affairs Information Technology Reform Act of 2021

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE