Downpayment Toward Equity Act of 2023

H.R. 1053 Housing Supply Expansion Act H.R. 2397 Homeownership for DREAMers Act H.R. 3170 HELPER Act of 2023 H.R. 3507 Yes In My Backyard Act H.R. 3564 Middle-Class Borrower Protection Act H.R. 4231 Downpayment Toward Equity Act of 2023 H.R. 5648 Community Assistance for Recovery and Empowerment Act (CARE Act) H.R. 5979 VA Home Loan Awareness Act of 2023 H.R. 6199 Build More Housing Near Transit Act of 2023 H.R. 7132 Housing Supply and Affordability Act H.R. 7857 Accurate Credit Reporting for Homebuyers Act H.R. 802 Respect State Housing Laws Act H.R. 8099 Credit Report Enhancement Directive Act H.R. 8252 Increasing Language Access in Mortgage Servicing Act H.R. 9814 Rural Homeownership Continuity Act of 2024 H.R.6785 Rural Housing Service Reform Act of 2023 S. 1389 Rural Housing Service Reform Act of 2023 S. 1514 HELPER Act of 2023 S. 1682 Housing Supply Expansion Act S. 1688 Yes In My Backyard Act S. 2295 LIFT Homebuyers Act of 2023 S. 2296 Middle Class Borrower Protection Act of 2023 S. 2790 Rural Housing Service Reform Act of 2023 S. 3068 VA Home Loan Awareness Act of 2023 S. 3216 Build More Housing Near Transit Act of 2023 S. 3684Housing Supply and Affordability Act S. 3862Homeownership Affordability Act S. 3902Appraisal Industry Improvement Act S. 3930Downpayment Towards Equity Act of 2024 S. 3931 Affordable Housing Preservation and Protection Act of 2024 S. 4265 Improving Language Access in Mortgage Servicing Act of 2024 S. 4460 A bill to reduce regulatory barriers to housing, and for other purposes S. 4542 A bill to require the Secretary of Housing and Urban Development to discount FHA single-family mortgage insurance premium payments for first-time homebuyers who complete a financial literacy housing counseling program. S. 4971 Rural Homeownership Continuity Act of 2024 S. 5027 ROAD to Housing Act Real estate commission issues Rural housing issues Government Sponsored Enterprises (GSE) issues VASP Program and Implementation, VA Partial Claim FHA appropriations, FHA 203k program, Show me case implications, FHA Cybersecurity Notice Requirements Ginnie Mae capital and liquidity issues, IMB Liquidity Issues; Ginnie Mae funding needs Housing Supply Issues, including YIMBY legislation, small-dollar lending, impact of IECC building code requirements Freddie Mac 2nd lien program, Fannie Mae Title Insurance Waiver, GSE Repurchase data transparency, FHFA Suspended Counterparty program, Realtor settlement impact on Interested Party Contributions Mortgage-related fees, CFPB Servicing regulations, Loan Officer Comp rules

Client expense: $500,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Veterans Affairs, Dept of (VA), White House Office

Issues related to fair housing and fair lending, including the Housing Crisis Response Act, HR 4233 Issues related to opportunities for first time homebuyers, including the Downpayment Toward Equity Act, HR 4231/S. 3930 Policies related to Artificial Intelligence HUD Nominations

Client expense: $53,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 680; the Decent, Affordable, Safe Housing for All Act; proposes to increase affordable rental availability, low-income housing tax credits, first time homebuyer tax credit, and a tax credit to help affordable housing for homeownership. S. 657 / H.R. 3940; Neighborhood Homes Investment Act; the proposed bill would create a tax credit for the acquisition, rehabilitation, or remediation of properties housing. H.R. 3418 & S. 1654; the Credit Access and Inclusion Act; The proposed bill would allow for the reporting of a renters utility payments to credit reporting agencies. H.R. 4233; The Housing Crisis Response Act of 2023: The proposed bill would provide funding to create more housing units. H.R. 4231; The Downpayment Toward Equity Act of 2023: The proposed bill would create a downpayment assistance program for first-time, first-generation homebuyers. C.A.R. discussed with members of Congress and the VA difficulties home sellers and home buyers were experiencing with the mortgage assumability process for FHA and VA loans. C.A.R. discussed with members of Congress the future of Fannie Mae and Freddie Mac, and how they should be brought out of conservatorship. C.A.R. discussed the impact of Home Equity Conversion Mortgages on the FHA Forward Mortgage product because of its inclusion in the Mutual Mortgage Insurance Fund. C.A.R. advocated for the reduction of the FHA mortgage insurance premium. C.A.R. discussed the issue of Affirmatively Furthering Fair Housing. C.A.R. discussed the Administration's "Blueprint for a Renters Bill of Rights." C.A.R. discussed with Member of Congress and Regulators the proposed Loan Level Price Adjustments by the Federal Housing Finance Agency for Fannie Mae and Freddie Mac. C.A.R. discussed proposals to allow for remote online notary, including H.R. 1059 and S. 1212, the Securing and Enabling Commerce Using Remote and Electronic Notarization Act. C.A.R. discussed proposals to improve the HUD's Section 8, housing voucher program to make it easier for housing providers to participate. C.A.R. advocated for increasing funding for HUD to provide grants for the enforcement of fair housing laws. C.A.R. discussed the increased use of Attorney Opinion Letters as an alternative to title insurance. C.A.R. discussed current FHA appraisal and property inspection rules and their impact on FHA loan acceptance rates. C.A.R. discussed current FHA condo rules. C.A.R. advocated for reducing or eliminating the FHA life of loan insurance premium. C.A.R. submitted a comment letter on the Proposed Rule -Notification Requirement for Lease Termination. C.A.R. discussed with members of Congress the ability of Veteran homebuyers using the VA home loan program to pay for the services of a buyer broker or buyer agent fee. C.A.R. submitted a comment letter on the HUD Request for Information FR-6466-N-01, on Direct Rental Assistance Payments.

H.R. 1053 Housing Supply Expansion Act H.R. 2397 Homeownership for DREAMers Act H.R. 3170 HELPER Act of 2023 H.R. 3507 Yes In My Backyard Act H.R. 3564 Middle-Class Borrower Protection Act H.R. 4231 Downpayment Toward Equity Act of 2023 H.R. 5648 Community Assistance for Recovery and Empowerment Act (CARE Act) H.R. 5979 VA Home Loan Awareness Act of 2023 H.R.6785 Rural Housing Service Reform Act of 2023 S. 1389 Rural Housing Service Reform Act of 2023 S. 1514 HELPER Act of 2023 S. 1682 Housing Supply Expansion Act S. 1688 Yes In My Backyard Act S. 2295 LIFT Homebuyers Act of 2023 S. 2296 Middle Class Borrower Protection Act of 2023 S. 2790 Rural Housing Service Reform Act of 2023 S. 3068 VA Home Loan Awareness Act of 2023 S. 3216 Build More Housing Near Transit Act of 2023 S. 3930Downpayment Towards Equity Act of 2024 S. 3902Appraisal Industry Improvement Act S. 3862Homeownership Affordability Act S. 3684Housing Supply and Affordability Act H.R. 802 Respect State Housing Laws Act H.R. 7132 Housing Supply and Affordability Act H.R. 6199 Build More Housing Near Transit Act of 2023 H.R. 7857 Accurate Credit Reporting for Homebuyers Act H.R. 8099 Credit Report Enhancement Directive Act H.R. 8252 Increasing Language Access in Mortgage Servicing Act S. 3931Affordable Housing Preservation and Protection Act of 2024 S. 4265Improving Language Access in Mortgage Servicing Act of 2024 S. 4460A bill to reduce regulatory barriers to housing, and for other purposes S. 4542A bill to require the Secretary of Housing and Urban Development to discount FHA single-family mortgage insurance premium payments for first-time homebuyers who complete a financial literacy housing counseling program. Real estate commission issues Rural housing issues Government Sponsored Enterprises (GSE) issues

Client expense: $900,000 · Firm income: Not reported

S 4440, HR 307- Public Housing Emergency Response Act Repeal the Faircloth Amendment Act S 4012, HR 7782- Green New Deal for Public Housing HR 4233- Housing Crisis Response Act of 2023 HR 4232- Ending Homelessness Act of 2023 American Housing and Economic Mobility Act HR 4231, S 3930- Downpayment Toward Equity Act of 2023 Asylum Seeker Crisis' financial impacts on state/local governments HR 6721- Rent Relief Act Social Housing Bill Junk Fees in Financial Services and Rental Housing

Client expense: $680,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 680; the Decent, Affordable, Safe Housing for All Act; proposes to increase affordable rental availability, low-income housing tax credits, first time homebuyer tax credit, and a tax credit to help affordable housing for homeownership. S. 657 / H.R. 3940; Neighborhood Homes Investment Act; the proposed bill would create a tax credit for the acquisition, rehabilitation, or remediation of properties housing. H.R. 3418 & S. 1654; the Credit Access and Inclusion Act; The proposed bill would allow for the reporting of a renters utility payments to credit reporting agencies. H.R. 4233; The Housing Crisis Response Act of 2023: The proposed bill would provide funding to create more housing units. H.R. 4231; The Downpayment Toward Equity Act of 2023: The proposed bill would create a downpayment assistance program for first-time, first-generation homebuyers. C.A.R. discussed with members of Congress and the VA difficulties home sellers and home buyers were experiencing with the mortgage assumability process for FHA and VA loans. C.A.R. discussed with members of Congress the future of Fannie Mae and Freddie Mac, and how they should be brought out of conservatorship. C.A.R. discussed the impact of Home Equity Conversion Mortgages on the FHA Forward Mortgage product because of its inclusion in the Mutual Mortgage Insurance Fund. C.A.R. advocated for the reduction of the FHA mortgage insurance premium. C.A.R. discussed the issue of Affirmatively Furthering Fair Housing. C.A.R. discussed the Administration's "Blueprint for a Renters Bill of Rights." C.A.R. discussed with Member of Congress and Regulators the proposed Loan Level Price Adjustments by the Federal Housing Finance Agency for Fannie Mae and Freddie Mac. C.A.R. discussed proposals to allow for remote online notary, including H.R. 1059 and S. 1212, the Securing and Enabling Commerce Using Remote and Electronic Notarization Act. C.A.R. discussed proposals to improve the HUD's Section 8, housing voucher program to make it easier for housing providers to participate. C.A.R. advocated for increasing funding for HUD to provide grants for the enforcement of fair housing laws. C.A.R. discussed the increased use of Attorney Opinion Letters as an alternative to title insurance. C.A.R. discussed current FHA appraisal and property inspection rules and their impact on FHA loan acceptance rates. C.A.R. discussed current FHA condo rules. C.A.R. advocated for reducing or eliminating the FHA life of loan insurance premium. C.A.R. submitted a comment letter on the Proposed Rule -Notification Requirement for Lease Termination. C.A.R. discussed with members of Congress the ability of Veteran homebuyers using the VA home loan program to pay for the services of a buyer broker or buyer agent fee.

H.R. 1053 Housing Supply Expansion Act H.R. 2397 Homeownership for DREAMers Act H.R. 3170 HELPER Act of 2023 H.R. 3507 Yes In My Backyard Act H.R. 3564 Middle-Class Borrower Protection Act H.R. 4231 Downpayment Toward Equity Act of 2023 H.R. 5648 Community Assistance for Recovery and Empowerment Act (CARE Act) H.R. 5979 VA Home Loan Awareness Act of 2023 H.R.6785 Rural Housing Service Reform Act of 2023 S. 1389 Rural Housing Service Reform Act of 2023 S. 1514 HELPER Act of 2023 S. 1682 Housing Supply Expansion Act S. 1688 Yes In My Backyard Act S. 2295 LIFT Homebuyers Act of 2023 S. 2296 Middle Class Borrower Protection Act of 2023 S. 2790 Rural Housing Service Reform Act of 2023 S. 3068 VA Home Loan Awareness Act of 2023 S. 3216 Build More Housing Near Transit Act of 2023 S. 3930Downpayment Towards Equity Act of 2024 S. 3902Appraisal Industry Improvement Act S. 3862Homeownership Affordability Act S. 3684Housing Supply and Affordability Act H.R. 802 Respect State Housing Laws Act H.R. 7132 Housing Supply and Affordability Act H.R. 6199 Build More Housing Near Transit Act of 2023 GSE repurchase issues Assumption Fees FHA Servicing policies (incl. PSPC), Payment Supplement, Assumption policy, 203k program, Interested Party Contribution caps VA servicing policies (incl VASP), VA Partial Claim authority, VA loan assumption policies Issues related to affordable housing supply, including tax incentives (MRBs, MCCs, cap gains exclusions), financing options for renovation lending (e.g., FHA 203k), incentives for local government to boost supply.

Client expense: $940,000 · Firm income: Not reported

HR 4233- Housing Crisis Response Act of 2023 HR 307- Public Housing Emergency Response Act Repeal the Faircloth Amendment Act S 4012, HR 7782- Green New Deal for Public Housing HR 4232- Ending Homelessness Act of 2023 HR 4231, S 3930- Downpayment Toward Equity Act of 2023 Asylum Seeker Crisis' financial impacts on state/local governments

Client expense: $690,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 680; the Decent, Affordable, Safe Housing for All Act; proposes to increase affordable rental availability, low-income housing tax credits, first time homebuyer tax credit, and a tax credit to help affordable housing for homeownership. S. 657; Neighborhood Homes Investment Act; the proposed bill would create a tax credit for the acquisition, rehabilitation, or remediation of properties housing. H.R. 3418 & S. 1654; the Credit Access and Inclusion Act; The proposed bill would allow for the reporting of a renters utility payments to credit reporting agencies. H.R. 4233; The Housing Crisis Response Act of 2023: The proposed bill would provide funding to create more housing units. H.R. 4231; The Downpayment Toward Equity Act of 2023: The proposed bill would create a downpayment assistance program for first-time, first-generation homebuyers. C.A.R. discussed with members of Congress and the VA difficulties home sellers and home buyers were experiencing with the mortgage assumability process for FHA and VA loans. C.A.R. discussed with members of Congress the future of Fannie Mae and Freddie Mac, and how they should be brought out of conservatorship. C.A.R. discussed the impact of Home Equity Conversion Mortgages on the FHA Forward Mortgage product because of its inclusion in the Mutual Mortgage Insurance Fund. C.A.R. advocated for the reduction of the FHA mortgage insurance premium. C.A.R. discussed the issue of Affirmatively Furthering Fair Housing. C.A.R. discussed the Administration's "Blueprint for a Renters Bill of Rights." C.A.R. discussed with Member of Congress and Regulators the proposed Loan Level Price Adjustments by the Federal Housing Finance Agency for Fannie Mae and Freddie Mac. C.A.R. discussed proposals to allow for remote online notary, including H.R. 1059 and S. 1212, the Securing and Enabling Commerce Using Remote and Electronic Notarization Act. C.A.R. discussed proposals to improve the HUD's Section 8, housing voucher program to make it easier for housing providers to participate. C.A.R. advocated for increasing funding for HUD to provide grants for the enforcement of fair housing laws. C.A.R. discussed the increased use of Attorney Opinion Letters as an alternative to title insurance. C.A.R. discussed current FHA appraisal and property inspection rules and their impact on FHA loan acceptance rates. C.A.R. discussed current FHA condo rules. C.A.R. advocated for reducing or eliminating the FHA life of loan insurance premium. C.A.R. submitted a comment letter on the Proposed Rule -Notification Requirement for Lease Termination.

H.R. 6199/S. 3216, Build More Housing Near Transit Act of 2023; H.R. 3507/S. 1688, Yes in My Backyard Act; H.R. 3207/S. 1738, Build Housing with Care Act of 2023; H.R. 2846/S. 1267, Fair Housing Improvement Act of 2023; H.R. 3776/S. 1257, Family Stability and Opportunity Vouchers Act of 2023; H.R. 3533/S. 551, Home Advantage for American Families Act; H.R. 1785/S. 639, Historic Tax Credit Growth and Opportunity Act of 2023; H.R. 3963/S. 1377, Visitable Inclusive Tax Credits for Accessible Living (VITAL) Act; H.R. 3238/S. 1557, Affordable Housing Credit Improvement Act of 2023; H.R. 3940/S. 657, Neighborhood Homes Investment Act; H.R. 4606/S. 32, Choice in Affordable Housing Act of 2023; Housing Supply and Affordability Act; H.R. 2832, National Land Bank Network Act; H.R. 4232, Ending Homelessness Act of 2023; H.R. 4231, Downpayment Toward Equity Act of 2023; H.R. 3145, People Over Parking Act of 2023; H.R. 2542, Infrastructure Expansion Act of 2023; H.R. 307, Public Housing Emergency Response Act; S. 680, Decent, Affordable, Safe Housing (DASH) for All Act; Neighborhood Revitalization and Land Banking Act; H.R. 2974, Interagency Council on Affordable Housing Act of 2023; S. 1490, Strategy and Investment in Rural Housing Preservation Act of 2023; H.R. 837, Restoring Communities Left Behind Act; H.R. 419, Revitalizing Downtowns Act; American Dream Down Payment Act; Community Development Block Grant program; FY2024 THUD budget/appropriations; FY2023 YIMBY grant program to incentivize affordable housing production; Housing Title of Build Back Better.

Client expense: $90,000 · Firm income: Not reported

PN111: Nomination of David Uejio to be Assistant Secretary of Housing and Urban Development PN109: Nomination of Solomon Jeffrey Greene to be Assistant Secretary of Housing and Urban Development S. 2295: Low-Income First-Time Homebuyers Act of 2023 S. 657: Neighborhood Homes Investment Act S. 1267: Economic Fair Housing Act of 2023 S. 3402-End Hedge Fund Control of American Homes Act S.[ ]: Guaranteeing Access and Providing Services in Homelessness Act (Racial Inequity Bill) H.R.4233: Housing Crisis Response Act of 2023 H.R.[ ]:Preserving Public Housing Land for Affordable Housing Act of 2023 H.R. 4231: Downpayment Toward Equity Act H.R. 5473: Low-Income First-Time Homebuyers Act of 2023 H.R. 3940: Neighborhood Homes Investment Act Compliance with the Federal Fair Housing Act

Client expense: $60,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Economic Council (NEC), SENATE, Treasury, Dept of, White House Office

H.R. 1053 Housing Supply Expansion Act H.R. 2397 Homeownership for DREAMers Act H.R. 3170 HELPER Act of 2023 H.R. 3507 Yes In My Backyard Act H.R. 3564 Middle-Class Borrower Protection Act H.R. 4231 Downpayment Toward Equity Act of 2023 H.R. 5648 Community Assistance for Recovery and Empowerment Act (CARE Act) H.R. 5979 VA Home Loan Awareness Act of 2023 H.R.6785 Rural Housing Service Reform Act of 2023 S. 1389 Rural Housing Service Reform Act of 2023 S. 1514 HELPER Act of 2023 S. 1682 Housing Supply Expansion Act S. 1688 Yes In My Backyard Act S. 2295LIFT Homebuyers Act of 2023 S. 2296Middle Class Borrower Protection Act of 2023 S. 2790Rural Housing Service Reform Act of 2023 S. 3068VA Home Loan Awareness Act of 2023 S. 3216Build More Housing Near Transit Act of 2023 GSE repurchase issues Assumption Fees FHA Servicing policies (incl. PSPC) VA servicing policies (incl VASP)

Client expense: $400,000 · Firm income: Not reported

Downpayment Towards Equity Act (H.R.4231). Real Estate Valuation Fairness and Improvement Act (bill number not yet assigned).

Client expense: Not reported · Firm income: Not reported

S. 680; the Decent, Affordable, Safe Housing for All Act; proposes to increase affordable rental availability, low-income housing tax credits, first time homebuyer tax credit, and a tax credit to help affordable housing for homeownership. S. 657; Neighborhood Homes Investment Act; the proposed bill would create a tax credit for the acquisition, rehabilitation, or remediation of properties housing. H.R. 3418 & S. 1654; the Credit Access and Inclusion Act; The proposed bill would allow for the reporting of a renters utility payments to credit reporting agencies. H.R. 4233; The Housing Crisis Response Act of 2023: The proposed bill would provide funding to create more housing units. H.R. 4231; The Downpayment Toward Equity Act of 2023: The proposed bill would create a downpayment assistance program for first-time, first-generation homebuyers. C.A.R. submitted comments to the Federal Housing Finance Agency in response to the Request for Information on Tenant Protections for Enterprise-Backed Multifamily Properties. C.A.R. submitted comments to the Federal Trade Commission to their joint Request for Information on Tenant Screening, P235400. C.A.R. discussed with members of Congress and the VA difficulties home sellers and home buyers were experiencing with the mortgage assumability process for FHA and VA loans. C.A.R. discussed with members of Congress the future of Fannie Mae and Freddie Mac, and how they should be brought out of conservatorship. C.A.R. discussed the impact of Home Equity Conversion Mortgages on the FHA Forward Mortgage product because of its inclusion in the Mutual Mortgage Insurance Fund. C.A.R. advocated for the reduction of the FHA mortgage insurance premium. C.A.R. discussed the issue of Affirmatively Furthering Fair Housing. C.A.R. discussed the Administration's "Blueprint for a Renters Bill of Rights." C.A.R. discussed with Member of Congress and Regulators the proposed Loan Level Price Adjustments by the Federal Housing Finance Agency for Fannie Mae and Freddie Mac. C.A.R. discussed with Congress the CFPB's proposed rule on Property Assessed Clean Energy (PACE) loans. C.A.R. discussed proposals to allow for remote online notary, including H.R. 1059 and S. 1212, the Securing and Enabling Commerce Using Remote and Electronic Notarization Act. C.A.R. discussed proposals to improve the HUD's Section 8, housing voucher program to make it easier for housing providers to participate. C.A.R. advocated for increasing funding for HUD to provide grants for the enforcement of fair housing laws.

PN111: Nomination of David Uejio to be Assistant Secretary of Housing and Urban Development PN109: Nomination of Solomon Jeffrey Greene to be Assistant Secretary of Housing and Urban Development S. 2295: Low-Income First-Time Homebuyers Act of 2023 S. 657: Neighborhood Homes Investment Act S. 2224: Stop Predatory Investing Act S. [ ]: Preserving Homes and Communities Act of 2023 H.R. 4231: Downpayment Toward Equity Act H.R. 5473: Low-Income First-Time Homebuyers Act of 2023 H.R. 3697: Preemption of Real Property Discrimination Act H.R. 3940: Neighborhood Homes Investment Act H.R. [ ]: Preserving Public Housing Land for Affordable Housing Act of 2023 H.R. [ ]: Saving Homes from Acquisition by Private Equity Act to Combat Nationwide Housing Crisis H.R. [ ]: End Hedge Fund Control of American Homes Act of 2023 H.R. 5533: Healthy at Home Act of 2023 Compliance with the Federal Fair Housing Act

Client expense: $85,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Economic Council (NEC), SENATE, White House Office

PN111: Nomination of David Uejio to be Assistant Secretary of Housing and Urban Development PN109: Nomination of Solomon Jeffrey Greene to be Assistant Secretary of Housing and Urban Development S. 2295: Low-Income First-Time Homebuyers Act of 2023 S. 657: Neighborhood Homes Investment Act S. 2224: Stop Predatory Investing Act S. [ ]: Preserving Homes and Communities Act of 2023 H.R. 4231: Downpayment Toward Equity Act H.R. 5473: Low-Income First-Time Homebuyers Act of 2023 H.R. 3697: Preemption of Real Property Discrimination Act H.R. 3940: Neighborhood Homes Investment Act H.R. [ ]: Preserving Public Housing Land for Affordable Housing Act of 2023 H.R. [ ]: Saving Homes from Acquisition by Private Equity Act to Combat Nationwide Housing Crisis H.R. [ ]: End Hedge Fund Control of American Homes Act of 2023 H.R. 5533: Healthy at Home Act of 2023 Compliance with the Federal Fair Housing Act

Client expense: $85,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Economic Council (NEC), SENATE, White House Office

H.R. 1053 Housing Supply Expansion Act H.R. 2397 Homeownership for DREAMers Act H.R. 3170 HELPER Act of 2023 H.R. 3507 Yes In My Backyard Act H.R. 3564 Middle-Class Borrower Protection Act H.R. 4231 Downpayment Toward Equity Act of 2023 H.R. 5648 Community Assistance for Recovery and Empowerment Act (CARE Act) S. 1389 Rural Housing Service Reform Act of 2023 S. 1514 HELPER Act of 2023 S. 1682 Housing Supply Expansion Act S. 1688 Yes In My Backyard Act S. 2295LIFT Homebuyers Act of 2023 S. 2296Middle Class Borrower Protection Act of 2023 S. 2790Rural Housing Service Reform Act of 2023 GSE repurchase issues Assumption Fees

Client expense: $560,000 · Firm income: Not reported

Government targets: Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE

Downpayment Towards Equity Act (H.R.4231). Real Estate Valuation Fairness and Improvement Act (bill number not yet assigned).

Client expense: Not reported · Firm income: Not reported

-Issues related to immigration, housing, work authorization related to recent immigrant arrivals. -Issues related to the ASPIRE Act (S.2175/ H.R.1325). -Issues related to the Fairness to Freedom Act (H.R. 2697 / S. 1187). -Issues related to the Housing Crisis Response Act (H.R.4233); the Ending Homelessness Act (H.R.4232); and the Downpayment Toward Equity Act (H.R.4231). -Issues related to the Human Right Act (H.R. 1708). -Issues related to the Homelessness and Behavioral Health Care Coordination Act (H.R. 773). -Issues related to Fighting Homelessness Through Services and Housing Act (H.R. 516).

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES

-Issues related to immigration, housing, work authorization related to recent immigrant arrivals. -Issues related to the ASPIRE Act (S.2175/ H.R.1325). -Issues related to the Fairness to Freedom Act (H.R. 2697 / S. 1187). -Issues related to the Housing Crisis Response Act (H.R.4233); the Ending Homelessness Act (H.R.4232); and the Downpayment Toward Equity Act (H.R.4231). -Issues related to the Human Right Act (H.R. 1708). -Issues related to the Homelessness and Behavioral Health Care Coordination Act (H.R. 773). -Issues related to Fighting Homelessness Through Services and Housing Act (H.R. 516).

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES

-Issues related to immigration, housing, work authorization related to recent immigrant arrivals. -Issues related to the ASPIRE Act (S.2175/ H.R.1325). -Issues related to the Fairness to Freedom Act (H.R. 2697 / S. 1187). -Issues related to the Housing Crisis Response Act (H.R.4233); the Ending Homelessness Act (H.R.4232); and the Downpayment Toward Equity Act (H.R.4231). -Issues related to the Human Right Act (H.R. 1708). -Issues related to the Homelessness and Behavioral Health Care Coordination Act (H.R. 773). -Issues related to Fighting Homelessness Through Services and Housing Act (H.R. 516).

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES

-Issues related to immigration, housing, work authorization related to recent immigrant arrivals. -Issues related to the ASPIRE Act (S.2175/ H.R.1325). -Issues related to the Fairness to Freedom Act (H.R. 2697 / S. 1187). -Issues related to the Housing Crisis Response Act (H.R.4233); the Ending Homelessness Act (H.R.4232); and the Downpayment Toward Equity Act (H.R.4231). -Issues related to the Human Right Act (H.R. 1708). -Issues related to the Homelessness and Behavioral Health Care Coordination Act (H.R. 773). -Issues related to Fighting Homelessness Through Services and Housing Act (H.R. 516).

Client expense: Not reported · Firm income: Not reported

-Issues related to immigration, housing, work authorization related to recent immigrant arrivals. -Issues related to the ASPIRE Act (S.2175/ H.R.1325). -Issues related to the Fairness to Freedom Act (H.R. 2697 / S. 1187). -Issues related to the Housing Crisis Response Act (H.R.4233); the Ending Homelessness Act (H.R.4232); and the Downpayment Toward Equity Act (H.R.4231). -Issues related to the Human Right Act (H.R. 1708). -Issues related to the Homelessness and Behavioral Health Care Coordination Act (H.R. 773). -Issues related to Fighting Homelessness Through Services and Housing Act (H.R. 516).

Client expense: Not reported · Firm income: Not reported

-Issues related to immigration, housing, work authorization related to recent immigrant arrivals. -Issues related to the ASPIRE Act (S.2175/ H.R.1325). -Issues related to the Fairness to Freedom Act (H.R. 2697 / S. 1187). -Issues related to the Housing Crisis Response Act (H.R.4233); the Ending Homelessness Act (H.R.4232); and the Downpayment Toward Equity Act (H.R.4231). -Issues related to the Human Right Act (H.R. 1708). -Issues related to the Homelessness and Behavioral Health Care Coordination Act (H.R. 773). -Issues related to Fighting Homelessness Through Services and Housing Act (H.R. 516).

Client expense: Not reported · Firm income: Not reported

Funding for first generation downpayment assistance in FY24 HUD appropriations Extension of unused VA home loan benefits to certain decendents of deseased servicemembers Improving VA home loan loss mitigation efforts VA consideration of civil rights perspectives in evaluating it's appraisal policies Enhancements to FHA's COVID loss mitigation waterfall to address rising interest rates Nominations and confirmations of Dave Uejio & Solomon Greene for Asst. Secretary roles at HUD FHFA updates to Loan Level Price Adjustment fees Opposition to THUD Appropriations language on Affirmatively Furthering Fair Housing Creating a framework for social bonds for the GSEs. H.R.4232 - Ending Homelessness Act H.R.4233 - Housing Crisis Response Act H.R.4231 - Downpayment Toward Equity Act S.2295 - LIFT Homebuyers Act

Client expense: $80,000 · Firm income: Not reported

Government targets: Federal Highway Administration (FHA), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Veterans Affairs, Dept of (VA)

H.R. 1053 Housing Supply Expansion Act H.R. 2397 Homeownership for DREAMers Act H.R. 3170 HELPER Act of 2023 H.R. 3507 Yes In My Backyard Act H.R. 3564 Middle-Class Borrower Protection Act H.R. 4231 Downpayment Toward Equity Act of 2023 S. 1389 Rural Housing Service Reform Act of 2023 S. 1514 HELPER Act of 2023 S. 1682 Housing Supply Expansion Act S. 1688 Yes In My Backyard Act FHA and VA servicing and forbearance policy issues FHFA/GSE Loan Level pricing issues GSE repurchase issues FHFA credit score and condo policy issues

Client expense: $870,000 · Firm income: Not reported

Downpayment Towards Equity Act (H.R.4231). Real Estate Valuation Fairness and Improvement Act (bill number not yet assigned).

Client expense: Not reported · Firm income: Not reported